HomeMy WebLinkAbout12-3176` IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
DEUTSCHE BANK NATIONAL TRUST COMPANY, AS CIVIL DIVISION
TRUSTEE FOR HSI ASSET SECURITIZATION
CORPORATION TRUST 2007-WF1,
Plaintiff,
vs.
Harlan Awadalla; Maged Abdelmalik;
Defendants.
TO: DEFENDANTS
YOU ARE HEREBY NOTIFIED TO PLEAD TO THE
ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS
FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY BE ENTERED
AGAINST YOU.
I HEREBY CERTIFY THAT THE ADDRESS
OF THE PLAINTIFF IS:
3476 Stateview Blvd., MAC # X7801-013, Ft. Mill, SC 29715
AND THE DEFENDANT:
5001 Pellingham Circle
Enola, PA 17025-1292
CERTIFICATE OF LOCATION
I HEREBY CERTIFY THAT THE LOCATION OF
THE REAL ESTATE AFFECTED BY THIS LIEN IS
11 Pine Hills Avenue, Mechanicsburg PA 17050-1626
Municipality: Silver Spring
ATTORNEY FOR PLAINTIFF
ATTY FILE NO.: XCP 165933
NO.:Ia.31?4
TYPE OF PLEADING
CIVIL ACTION - COMPLAINT
IN MORTGAGE FORECLOSURE
FILED ON BEHALF OF:
Deutsche Bank National Trust Company, as
Trustee for HSI ASSET SECURITIZATION
CORPORATION TRUST 2007-WF1
COUNSEL OF RECORD FOR THIS PARTY:
ZUCKER, GOLDBERG & ACKERMAN, LLC
Scott A. Dietterick, Esquire
Pa. I.D. #55650
Kimberly A. Bonner, Esquire
Pa. I.D. #89705
Joel A. Ackerman, Esquire
Pa I.D. #202729
Ashleigh Levy Marin, Esquire
Pa I.D. #306799
Ralph M. Salvia, Esquire
Pa I.D. #202946
Jaime R. Ackerman, Esquire
Pa I.D. #311032
200 Sheffield Street, Suite 101.
Mountainside, NJ 07092
(908) 233-8500
(908) 233-1390 FAX
office (cDzuckergoldberg.com
File No.: XCP- 165933/pl
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Zucker, Goldberg & Ackerman, LLC
XCP-165933
I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST +???((
2007-WF1 NO.: -5
Plaintiff,
VS.
Hanan Awadalla; Maged Abdelmalik; -=
Defendant(s).
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE =
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you
may be able to participate in a court-supervised conciliation conference in an effort to resolve this
matter with your lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation
conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn
Legal Services at (717) 243-9400 extension 2510 or (800) 822-5288 extension 2510 and request
appointment of a legal representative at no charge to you. Once you have been appointed a legal
representative, you must promptly meet with that legal representative within twenty (20) days of the
appointment date. During that meeting, you must provide the legal representative with all requested
financial information so that a loan resolution proposal can be prepared on your behalf. If you and your
legal representative complete a financial worksheet in the format attached hereto, the legal
representative will prepare and file a Request for Conciliation Conference with the Court, which must be
filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do
so and a conciliation conference is scheduled, you will have an opportunity to meet with a
representative of your lender in an attempt to work out reasonable arrangements with your lender
before the mortgage foreclosure suit proceeds forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to be
eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for
the appointment of a legal representative. However, you must provide your lawyer with all requested
financial information so that a loan resolution proposal can be prepared on your behalf. If you and your
lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a
Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60)
days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is
scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to
work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds
forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED
BY THIS NOTICE. TIDS PROGRAM IS FREE.
Zucker, Goldberg & Ackerman, LLC
XCP-165933
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date:
Cumberland County Court of Common Pleas Docket #
BORROWER REQUEST FOR HARDSHIP ASSISTANCE
To complete. your request for hardship assistance, your lender must consider your circumstances to
determine possible options while working with your
Please provide the following information to the best of your knowledge:
Borrower name(s):
Property Address:
City:
Is the property for sale?
Realtor Name:
Borrower Occupied?
Mailing Address (if different):
City:
Phone Numbers:
Email:
# of people in household:
Mailing Address:
City:
Phone Numbers:
Email:
# of people in household:
Yes ? No ? Listing date:
State:
Yes ? No ?
Zip:
Price: $
Realtor Phone:
Home:
Cell:
State
Office:
Other:
How long?
State: Zip:
Home: _ Office:
Cell: Other:
How long?
First Mortgage Lender:
Type of Loan:
Loan Number:
Second Mortgage Lender:
Type of Loan:
Loan Number:
Total Mortgage Payments Amount: $
Date of Last Payment:
Primary Reason for Default:
Is the loan in Bankruptcy? Yes ? No ?
If yes, provide names, location of court, case number & attorney:
Date you closed your loan:
Included Taxes & Insurance:
Zip:
Zucker, Goldberg & Ackerman, LLC
XCP-165933
i
Assets Amount Owed: Value:
Home: $ _ $ _
Other Real Estate: $ $
Retirement Funds: $ $
Investments: $ _ $ _
Checking: $ _ $ _
Savings: $ _ $
Other: $ _ $
Automobile #1: Model: Year:
Amount owed: Value:
Automobile #2: Model: Year:
Amount owed: Value:
Monthly Income
Name of Employers:
1.
2.
3. ---
Additional Income Description (not wages):
1. Monthly amount:
2. Monthly, amount:
Borrower Pay Days: Co-Borrower Pay Days:
Monthly Expenses: (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE AMOUNT
_
Mortgage Food
2nd Mortgage Utilities
Car Payment(s) Condo/Neigh. Fees
Auto Insurance Med. (not covered)
Auto fuel/repairs Other prop. payment
install. Loan Payment Cable TV
Child Support/Alim. Spending Money
Day/Child Care/Tuft. Other Expenses _
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been working with a Housing Counseling Agency?
Yes ? No ?
If yes, please provide the following information:
Counseling Agency:
Counselor: _
Phone (Office): Fax:
Email:
Zucker, Goldberg & Ackerman, LLC
XCP-165933
Have you made application for Homeowners Emergency Mortgage Assistance Program
(HEMAP) assistance?
Yes ? No ?
If yes, please indicate the status of the application:
Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your
delinquency?
Yes ? No ?
If yes, please indicate the status of those negotiations:
Please provide the following information, if known, regarding your lender or lender's loan servicing
company:
Lender's Contact (Name):
Servicing Company (Name):
Contact:
Phone:
Phone:
AUTHORIZATION
I/We, , authorize the above named to use/refer this
information to my lender/servicer for the sole purpose of evaluating my financial situation for possible
mortgage options. I/We understand that I/we am/are under no obligation to use the services provided
by the above named
Borrower Signature
Co-Borrower Signature
Date
Date
Please forward this document along with the following information to lender and lender's counsel:
V Proof of Income
V Past 2 bank statements
V Proof of any expected income for the last 45 days
V Copy of current utility bill
V Letter explaining reason for delinquency and any supporting documentation (hardship letter)
V Listing agreement (if property is currently on the market)
Zucker, Goldberg & Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-W F1 NO.:
Plaintiff,
vs.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
REQUEST FOR CONCILIATION CONFERENCE
Pursuant to the Administrative Order dated February 28, 2012 governing the Cumberland
County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies
as follows:
1. Defendant is the owner of the real property which is the subject of this mortgage
foreclosure action;
1. Defendant lives in the subject real property, which is defendant's primary residence;
2. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion
Program" and has taken all of the steps required in that Notice to be eligible to participate in
a court-supervised conciliation conference.
The undersigned verifies that the statements made herein are true and correct. I understand
that false statements are made subject to the penalties of 18 Pa.C.S. § 4904 relating to unworn
falsification to authorities.
Signature of Defendant's Counsel/Appointed
Legal Representative
Signature of Defendant
Signature of Defendant
Date
Date
Date
Zucker, Goldberg & Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-W F1 N O.:
Plaintiff,
vs.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
CASE MANAGEMENT ORDER
AND NOW, this day of _ ,20 ,the defendant/borrower in the above-
captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference
verifying that the defendant/borrower has complied with the Administrative Rule requirements for the
scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that:
1. The parties and their counsel are directed to participate in a court-supervised conciliation
Conference on
at M. in
Cumberland County Courthouse, Carlisle„ Pennsylvania.
at the
1. At least twenty-one (21) days prior to the date of the Conciliation Conference, the
defendant/borrower must serve upon the plaintiff/lender and its counsel a copy of the
"Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet"
(Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties
in writing or at the discretion of the Court, the Conciliation Conference ordered may be
rescheduled to a later date and/or the date upon which service of the completed Form 2 is to be
made may be extended. Upon notice to the Court of the defendant/borrower's failure to serve
the completed Form 2 within the time frame set forth herein or such other date as agreed upon
by the parties in writing or ordered by the Court, the case shall be removed from the
Conciliation Conference schedule and the temporary stay of proceedings shall be terminated.
2. The defendant/borrower and counsel for the parties must attend the Conciliation Conference in
person and an authorized representative of the plaintiff/lender must either attend the
Conciliation Conference in person or be available by telephone during the course of the
Conciliation Conference. The representative of the plaintiff/lender who participates in the
Conciliation Conference must possess the actual authority to reach a mutually acceptable
Zucker, Goldberg & Ackerman, LLC
XCP-165933
resolution, and counsel for the plaintiff/lender must discuss resolution proposals with the
authorized representative in advance of the Conciliation Conference. If the duly authorized
representative of the plaintiff/lender is not available by telephone during the Conciliation
Conference, the Court will schedule another Conciliation Conference and require the personal
attendance of the authorized representative of the plaintiff/lender at the rescheduled
Conciliation Conference.
3. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and
explore all available resolution options which shall include: bringing the mortgage current
through a reinstatement; paying off the mortgage; proposing a forbearance agreement or
repayment plan to bring the account current over time; agreeing to tender a monetary payment
and to vacate in the near future in exchange for not contesting the matter; offering the lender a
deed in lieu of foreclosure; entering into a loan modification or a reverse mortgage; paying the
mortgage default over sixty months; and the institution of bankruptcy proceedings.
4. All proceedings in this matter are stayed pending the completion of the scheduled conciliation
conference.
BY THE COURT,
J.
Zucker, Goldberg & Ackerman, LLC
XCP-165933
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30;1 DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF
WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE
DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT
OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF
THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING
FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW
PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE
MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE
RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR
RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION
OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU
SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS
SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A
DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE.
Zucker, Goldberg & Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1 NO.:
Plaintiff,
vs.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claim set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a
written appearance personally or by attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
NOTICE TO DEFEND
LAWYER REFERRAL
Cumberland County Bar Association Cumberland County Bar Association
32 S. Bedford Street 32 S. Bedford Street
Carlisle, PA 17013 Carlisle, PA 17013
Phone (800) 990-9108 Phone (800) 990-9108
(717) 249-3166 (717) 249-3166
Zucker, Goldberg & Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1 NO.:
Plaintiff,
vs.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
AVISO
USTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de la demanda establecida en las
siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacidn
de esta Demanda y Aviso respondiendo personalmente o por medio de un abogado una comparecencia
esc rita y radicando en la Corte por escriito sus defensas y objeciones a las demandas establecidas en su
contra. Se le advierte de que si usted falla en tomar accion como se describe anteriormente, el caso
puede proceder sin usted sin previo aviso y un fallo por cualquier suma de dinero reclamada en la
demanda 0 cua Iquier otra reclamacion o remedio solicitado por el demandante, puede ser dictado en
contra suva por la Corte. Usted puede perder dinero o propiedades u otros derechos importantes para
usted.
USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN
ABOGADO 0 NO PUEDE PAGAR LINO, LL.AME 0 VAVA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE
PUEDE ENCONTRAR ASISTENCIA LEGAL.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
NOTICE TO DEFEND
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
Phone (800) 990-9108
(717) 249-3166
LAWYER REFERRAL
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
Phone (800) 990-9108
(717) 249-3166
Zucker, Goldberg & Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1 NO.:
Plaintiff,
vs.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
And now comes Deutsche Bank National Trust Company, as Trustee for HSI ASSET
SECURITIZATION CORPORATION TRUST 2007-WF1, by its attorneys, Zucker, Goldberg & Ackerman,
LLC, and files this Complaint in Mortgage Foreclosure as follows:
1. The Plaintiff is Deutsche Bank National Trust Company, as Trustee for HSI ASSET
SECURITIZATION CORPORATION TRUST 2007-WF1, (hereinafter "plaintiff") through its servicing agent
WELLS FARGO BANK, N.A. located at 3476 Stateview Blvd., MAC # X7801-013, Ft. Mill, SC 29715.
2. Defendant, Hanan Awadalla, is an individual whose last known address is 5001
Pellingham Circle, Enola, PA 17025-1292.
3. Defendant, Maged Abdelmalik, is an individual whose last known address is 5001
Pellingham Circle, Enola, PA 17025-1292.
4. On or about February 16, 2007, Hanan Awadalla executed a Note in favor of Wells
Fargo Bank, N.A. in the original principal amount of $120,000.00.
5. On or about February 16, 2007, as security for payment of the aforesaid Note, Hanan
Awadalla and Maged Abdelmalik made, executed and delivered to Wells Fargo Bank, N.A. a Mortgage
in the original principal amount of $120,000.00 on the premises hereinafter described, with said
Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland County on February
21, 2007, in Mortgage Book Volume 1982, Page 4136. A true and correct copy of said Mortgage
containing a description of the premises subject to said Mortgage is marked Exhibit "A", attached
hereto and made a part hereof.
Zucker, Goldberg & Ackerman, LLC
XCP-165933
6. The Mortgage was assigned by Wells Fargo Bank, N.A. to Deutsche Bank National
Trust Company as trustee for HSI Asset Securitization Corporation Trust 2007-WF1, pursuant to an
assignment of mortgage dated September 15, 2011 and recorded on September 29., 2011 in the
Office of the Recorder of Deeds for Cumberland County, Instrument #201126196.
7. Defendants are in default under the terms of the aforesaid Mortgage and Note for,
inter alia, failure to pay the monthly installments of principal and interest being contractually due for
the February 2011 payment, and pursuant to the terms of the aforesaid Mortgage, after written
notice of said default to Defendant(s), the entire principal balance and accrued interest due
thereunder has been accelerated.
8. Maged Abdelmalik and Hanan Awadalla are record and real owners of the aforesaid
mortgaged premises.
9 Plaintiff was not required to send Defendant(s) written notice of Plaintiffs intention
to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974) prior to the commencement of
this action for the reason that the original principal balance of the aforesaid Mortgage is more than
the original principal balance threshold of the Act, and therefore:
(a) said Mortgage is not a "residential mortgage" as defined in 41 P.S. §101;
(b) the Defendant(s) is/are not "residential mortgage debtor(s)" as defined in 41 P.S.
§101, and;
(c) the mortgage premises is not "residential real property" as defined in 41 P.S. §101.
10. The amount due and owing Plaintiff by Defendant(s) is as follows:
Principal $115,010.10
Interest through 04/26/2012 $13,458.12
Escrow Advance $1,654.18
Escrow Balance ($0.00)
Suspense Balance ($0.00)
Late Charges $793.17
Inspection Fees $245.00
Corporate Advance $0.00
Total $131,160.57
Zucker, Goldberg & Ackerman, LLC
XCP-165933
plus interest on the principal sum ($115010-10) at the daily per diem amount of $27.96,, and all other
additional amounts authorized under the Mortgage, actually and reasonably incurred by Plaintiff,
including but not limited to, late charges, costs (including escrow advances) and Plaintiff's attorneys'
fees and expenses. Plaintiff reserves the right to file a motion in the above-captioned action to add
such additional sums to the above amount due and owning when incurred.
11. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is
not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in
a separate legal action if such right exists. If Defendant(s) have received a discharge of personal
liability under the aforesaid Note in a bankruptcy proceeding, this action is in no way an attempt to
re-establish such liability.
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of
$131,160.57, with interest thereon at daily per diem amount of $27.96 plus additional late charges,
and costs (including additional escrow advances), additional attorneys' fees and costs and for
foreclosure and sale of the mortgaged premises.
ZUCKER, GOLDBERG & ACKERMAN, LLC
BY: f -
Dated: Scott . ietterick, Esquire; PA I.D. #55650
1 1 A, j'
j 1 Kimberly A. Bonner, Esquire; PA I.D. #89705
j Joel A. Ackerman, Esquire; PA I.D. #202729
Ashleigh Levy Marin, Esquire; PA I.D. #306799
Ralph M. Salvia, Esquire; PA I.D. #202946
Jaime R. Ackerman, Esquire; PA I.D. #311032
Attorneys for Plaintiff
XCP-165933/pl
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500; (908) 233-1390 FAX
Email: Office@zuckergoldberg.com
THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED
WILL BE USED FOR THAT PURPOSE.
Zucker, Goldberg & Ackerman, LLC
XCP-165933
EXHIBIT A
Zucker, Goldberg & Ackerman, LLC
XCP-165933
:RDER OF DEEDS
2001 FEB 21 RM 3 43
Prepared by
MARK SHACTER
WELLS FARGO BANK, N.A.
2650 WELLS FARGO WAY
MINNEAPOLIS, MN 55408-
Return To
WELLS FARGO BANK, N.A.
FINAL DOCUMENTS X999
1000 BLUE GENTIAN ROAD
EAGAN, MN 55121-1663
Premises.
11 PINE HILLS AVENUE
MECHANICSBURG, PA 17050
Parcel Number.
-. Space Move This Line For P.rcnniinq Darn
MORTGAGE
DEFINITIONS
Words used in multiple sections of this document are defined below and other- words are
defined in Sections 3, 11, 13. 18,20 and 21. Certain rules regarding the usage of words used
in this document are also provided in Section 16.
(A) "Security Instrument" means this document. which is dated FEBRUARY 16, 2007
together with all Riders to this document.
(B) "Borrower" is
HANAN,AWADALLAgAND MAGED ABDELMALIK
ph
Borrower is the mortgagor under this Security Instrument.
(C) "Lender" is WELLS FARGO BANK, N.A.
Lender is a National Association
organized and existing under the laws of THE UNITED STATES OF AMERICA
PENNSYLVANIA- Srm.pc Family - Famlle AMlae/Froddie Mac UNIFORM INSTRUMENT FORM 3039 1101
Png. I !114 niiiai, I ?f/w! ? SPAWA A- rn:'2105
8K ! 982PG4 136
Lender's address is
P. 0. BOX 5137. DES MOINES, IA 50306-5137
Lender is the mortgagee under this Security Instrument.
(D) "Note " means the promissory note signed by Borrower and dated FEBRUARY 16. 2007 .
The Note states that Borrower owes Lender ONE HUNDRED TWENTY THOUSAND AND
NO/100 Dollars
(U.S. S . _-NA, P..... ....... ) plus interest. Borrower has promised to pay this debt in regular
Periodic Payments and to pay the debt in full not later than MARCH 1. 2037
(E) "Property" means the property that is described below under the heading "Transfer of
Rights in the Property."
(F) "Loan" means the debt evidenced by the Ncte, plus interest, any prepayment charges
and late charges due under the Note. and all sums due under this Security Instrument. plus
interest.
(G) "Riders" means all Riders to this Security Instrument that are executed by Borrower.
The following Riders are to be executed by Borrower [check box as applicable]
?.J Adjustable Rate Rider ? Condominium Rider ?Second Home Rider
U Balloon Rider Planned Unit Development Rider ®1-4 Family Rider
{? ] VA Rider (_J Biweekly Payment Rider Other(s) [specify]
Prepayment Rider
(H) "Applicable Law" means all controlling applicable federal, state and local statutes,
regulations ordinances and administrative rules and orders (that have the effect of law) as
well as all applicable final. non-appealable judicial opinions.
(1) "Community Association Dues, Fees, and Assessments" means all dues. fees.
assessments and other charges that are imposed on Borrower or the Property by it
condominium association, homeowners association or similar organization.
(J) "Electronic Funds Transfer" means any transfer of funds. other than a transaction
originated by check, draft, or similar paper instrument, which is initiated through an
electronic terminal. telephonic instrument, computer. or magnetic tape so as to order,
instruct or authorize a financial institution to debit or credit an account. Such term includes.
but is not limited to, point-of-sale transfers. automated teller machine transactions. transfers
initiated by telephone, wire transfers, and automated clearinghouse transfers.
(K) "Escrow Items" means those items that are described in Section 3.
(L) "Miscellaneous Proceeds" means any compensation, settlement. award of damages, or
proceeds paid by any third party (other than insurance proceeds paid under the coverages
described in Section 5) for: (0 damage to. or destruction of, the Property; tit) condemnation
or other taking of all or any earl of the Property; (iii) conveyance in lieu of condemnation; or
(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
(M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of.
or default on. the Loan.
(N) "Periodic Payment" means the regularly scheduled amount due for (i) principal and
interest under the Note, plans (iii anV amounts under Section 3 of this Security Instrument.
SPAU9 Inv 1 "Vi M P,)o 2 N 10 101415 N •?'1-?4 FORM 3039 1101
6K 1982PG4 137'
(0) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et
seq.j and its implementing regulation, Regulalion X (24 C.F.R. Part 35(M). as they might be
amended from time to time, or any additional or successor legislation or regulation that
governs the same subject matter. As used in this Security Instrument. "RESPA" refers to all
requirements and restrictions that are imposed in regard to a "federally related mortgage
loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA.
(P) "Successor in Interest of Borrower" means any party that has taken title to the Property,
whether or not that party has assumed Borrower's obligations under the Note and.or this
Security Instrument.
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals.
extensions and modifications of the Note: and (ii) the performance of Borrower's convenants
and agreements under this Security Instrument and the Note. For this purpose. Borrower
does hereby mortgage, grant and convey lu Lender the following described property located
in the County of CUMBERLAND
(Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
LEGAL DESCRIPTION IS ATTACHED HERETO AS SCHEDULE "A" AND MADE A
PART HEREOF.
which currently has the address of
11 PINE HILLS AVENUE [Street]
MECHANICSBURG [City], Pennsylvania 17050 [Zip Code]
("Property Address"):
TOGETHER WITH all the improvements now or hereafter erected on the property, and
all easements. appurtenances. and fixtures now or hereafter a part of the property. All
replacements and additions shall also be covered by this Security Instrument. All of the
foregoing is referred to in this Security Instrument as the "Property."
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BK 1982PG4 138
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed
and has the right to mortgage. grant and convey the Property and that the Property is
unencumbered, except for encumbrances of record. Borrower warrants and will defend
generally the title to the Property against all claims and demands. subject to any
encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-
uniform covenants with limited variations by jurisdiction to constitute a uniform security
instrument covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows.
1. Payment of Principal, Interest, Escrow Items. Prepayment Charges, and Late Charges.
Borrower shall pay when due the principal of. and interest on. the debt evidenced by the
Note and any prepayment charges and late charges due under the Note- Borrower shall
also pay fiends for- Escrow Items pursuant to Section 3 Payments due under the Note and
this Security Instrument shall be made in U.S. currency. However, if any check or other
instrument received by Lender as payment under the Note or this Security Instrument is
returned to Lender unpaid, Lender may require that any or all subsequent payments due
under the Note and this Security Instrument be made in one or more of the following forms,
as selected by Lender: (a) cash: (b) money order: (c) certified check, bank check. treasurer's
check or cashier's check.. provided any such check is drawn upon an institution whose
deposits are insured by a federal agency; instrumentality: or entity; or (d) Electronic Funds
Transfer.
Payments are deemed received by Lender when received at the location designated in
the Note or at such other location as may be designated by Lender in accordance with the
notice provisions in Section 15. Lender may return any payment or partial payment if the
payment or partial payments are insufficient to bring the Loan current. Lender may accept
any payment or partial payment insufficient to bring the Loan current: without waiver of any
rights hereunder or prejudice to its rights to refuse such payment or partial payments in the
future, but Lender is not obligated to apply such payments at the time such payments are
accepted. If each Periodic Payment is applied as of its scheduled due (late. then Lender
need not pay interest on unapplied funds. Lender may hold such unapplied funds until
Borrower makes payment to bring the Loan current. If Borrower does not do so within a
reasonable period of time, Lender shall either apply such funds or return them to Borrower.
If not applied earlier, such funds will be applied to the outstanding principal balance under
the Note immediately prior to foreclosure. No offset or claim which Borrower might have
now or in the future against Lender shall relieve Borrower from making payments due under
the Note and this Security Instrument or performing the covenants and agreements secured
by this Security Instrument.
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2,
all payments accepted and applied by Lender shall be applied in the following order of
priority (a) interest due under the Note; (b) principal due under the Note: (c) amounts due
under Section 3. Such payments shall be applied to each Periodic Payment in the order in
which it became due. Any remaining amounts shall be applied first to late charges. second
to any other amounts due under this Security Instrument, and then to reduce the principal
;r-wa Ho 1 t,(1,:?4) q 4 U7 hutlaN -H-A/ tog FORM 3039 1101
BK 1982PG4 139
balance of the Note.
If Lender receives a payment from Borrower for a delinquent Periodic Payment which
includes a sufficient amount to pay any late charge due, the payment may be applied to the
delinquent payment and the late charge. If more than one Periodic Payment is outstanding,
Lender may apply any payment received from Borrower to the repayment of the Periodic
Payments if, and to the extent that. each payment can be paid in full. To the extent
that any excess exists after the payment is applied to the full payment of one or more
Periodic Payments, such excess may be applied to any late charges due. Voluntary
prepayments shall be applied first to any prepayment charges and then as described in the
Note.
Any application of payments, insurance proceeds, or Miscellaneous Proceeds to
principal due under the Note shall not extend or postpone the due date. or change the
amount. of the Periodic Payments.
3. Funds for Escrow Items, Borrower shall pay to Lender on the day Periodic Payments
are due under the Note. until the Note is paid in full, a sum (the "Funds") to provide for
payment of amounts due for: (a) taxes and assessments and other items which can attain
priority over this Security Instrument as a lien or encumbrance on the Property: (b)
leasehold payments or ground rents on the Property, if any: (c) premiums for any and all
insurance required by Lender under Section 5: and (d) Mortgage Insurance premiums if
any or any sums payable by Borrower to Lender in lieu of the payment of Mortgage
insurance premiums in accordance with the provisions of Section 10. These items are called
"Escrow Items." At origination or at any time during the term of the Loan. Lender may
require that Community Association Dues, Fees. and Assessments, if any, be escrowed by
Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall
promptly furnish to Lender all notices of amounts to be pair) under this Section. Borrower
shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to
pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay
to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in
writing. In the event of such waiver. Borrower shall pay directly. when and where payab!e.
the amounts due for any Escrow Items for which payment of Funds has been waived by
Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment
within such time period as Lender may require. Borrower's obligation to make such
payments and to provide receipts shall for all purposes be deemed to be a covenant and
agreement contained in this Security Instrument, as the phrase "covenant and agreement"
is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a
waiver, and Borrower fails to pay the amount due for an Escrow Item. Lender may exercise
its rights under Section 9 and pay such amount and Borrower shall then be obligated under
Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or
all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such
revocation. Borrower shall pay to Lender all Funds, and in such amounts, that are then
required tinder this Section 3.
Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit
Lender to apply the Funds at the time specified under RESPA. and (b)) not to exceed the
SPAO6 Hrv 1'. •0,v.191 11aya [ 0 IN luitials._AAPIM FORM 3o3s 1/0t
OK 1982PG4 140
maximum amount a lender can require under RESPA. Lender shall estimate the amount of
Funds due on the basis of current (late and reasonable estimates of expenditures of future
Escrow Items or otherwise in accordance with Applicable Law.
The Funds shalt be held in an institution whose deposits are insured by a federal
agency. instrumentality, or entity (including Lender, if Lender is an institution whose
deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds
to pay the Escrow Items no later than the time specified under RESPA. Lender shall not
charge Borrower for holding and applying the Funds, annually analyzing the escrow
account, or verifying the Escrow Items. unless Lender pays Borrower interest on the Funds
and Applicable Law permits Lender to make such a charge. Unless an agreement is made
in writing or Applicable Law requires interest to be paid on the Funds. Lender shall not be
required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can
agree in writing, however, that interest shall be paid on the Funds. Lender- shall give to
Borrower. without charge. an annual accounting of the Funds as required by RESPA.
If there is a surplus of Funds held in escrow. as defined under RESPA. Lender shall
account to Borrower for the excess funds in accordance with RESPA. If there is a shortage
of Funds held in escrow, as defined under RESPA. Lender shall notify Borrower as required
by RESPA. and Borrower shall pay to Lender the amount necessary to make up the
shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a
deficiency of Funds held in escrow, as defined under RESPA, Lender shalt notify Borrower
as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up
the deficiency in accordance with RESPA, but in no more than 12 monthly payments.
Upon payment in full of ail sums secured by this Security Instrument. Lender shall
promptly refund to Borrower any Funds held by Lender.
4. Charges; Liens. Borrower shall pay all taxes, assessments. charges. fines. and
impositions attributable to the Property which can attain priority over this Security
Instrument, leasehold payments or ground rents on the Property, if any, and Community
Association Dues. Fees, and Assessments, if any. To the extent that these items are Escrow
Items. Borrower shall pay them in the manner provided in Section 3.
Borrower shall promptly discharge any lien which has priority over this Security
Instrument unless Borrower (a) agrees in writing to the payment of the obligation secured
by the lien in a manner acceptable to Lender. but only so long as Borrower is performing
such agreement. (b) contests the lien in good faith by, or defends against enforcement of
the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement
of the lien while those proceedings are pending, but only until such proceedings are
concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender
subordinating the lien to this Security Instrument:. If Lender determines that any part of the
Property is subject to a lien which can attain priority over this Security Instrument, Lender
may give Borrower a notice identifying the lien. Within 10 days of the date on which that
notice is given. Borrower shall satisfy the lien or take one or more of the actions set forth
above in this Section 4.
Lender may require Borrower to pay a one-tame charge for a real estate tax verification
and/or reporting service used by Lender in connection with this Loan.
roue f1,V 10 O5 vi
Pagc 6 M 19 Initials FORM 3039 1101
BK 1982PG4 1 41
5. Property Insurance. Borrower shall keep the improvements now existing or hereafter
erected on the Property insured against loss by fire, hazards included within the term
"extended coverage." and any other hazards including. but not limited to. earthquakes and
floods, for which Lender requires insurance. This insurance shall be maintained in the
amounts (including deductible levels) and for the periods that Lender requires. What
Lender requires pursuant to the preceding sentences can change during the term of the
Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to
Lender's right to disapprove Borrower's choice, which right shall not he exercised
unreasonably. Lender may require Borrower to pay, in connection with this Loan. either:
(a) a one-time charge for flood zone determination, certification and tracking services: or (b)
a one-time charge for flood zone determination and certification services and subsequent
charges each time remappings or similar changes occur which reasonably plight affect such
determination or certification. Borrower shall also be responsible for the payment of any
fees imposed by file Federal Emergency Management Agency in connection with the review
of any flood zone determination resulting from an objection by Borrower
If Borrower fails to maintain any of the coverages described above. Lender may obtain
insurance coverage. at Lender's option and Borrower's expense. Lender is under no
obligation to purchase any particular type or amount of coverage. Therefore, such coverage
shall cover Lender, but might or might not protect Borrower, Borrower's equity in the
Property, or the contents of the Property. against any risk, hazard or liability and might
provide greater or lesser coverage than was previously in effect. Borrower acknowledges
that the cost of the insurance coverage so obtained might significantly exceed the cost of
insurance that Borrower could have obtained. Any amounts disbursed by Lender under
this Section 5 shall become additional debt of Borrower secured by this Security Instrument.
These amounts shall bear interest at the Note rate from the date of disbursement and shall
he payable with such interest, upon notice from Lender to Borrower requesting payment.
All insurance policies required by Lender and renewals of such policies shall be subject
lo Lender's right to disapprove such policies. shall include a standard mortgage clause. and
shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the
right to hold the policies and renewal certificates. If Lender requires, Borrower shall
promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower
obtains any form of insurance coverage, not otherwise required by Lender. for damage to,
or destruction of, the Property, such policy shall include a standard mortgage clause and
shall name Lender as mortgagee and/or as an additional loss payee.
in the event of loss. Borrower shall give prompt notice to the insurance carrier and
Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender
and Borrower otherwise agree in writing, any insurance proceeds, whether or not the
underlying insurance was required by Lender, shall be applied to restoration or repair of the
Property. if the restoration or repair is economically feasible and Lender's security is not
lessened. During such repair and restoration period. Lender shall have the right to hold
such insurance proceeds until Lender has had an opportunity to inspect such Property to
ensure the work has been completed to Lender's satisfaction, provided that such inspeclion
shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration
CPAU; Nov tutu;-:>t? nayn 7 A IR Wirial, "6hl/?? FORM 3039 1101
BK 1982PG4 142
in a single payment or in a series of progress payments as the work is completed. Unless
an agreement is made in writing or Applicable Law requires interest to he paid on such
insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings
on such proceeds. Fees for public adjustors, or other third parties. retained by Borrower
shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower.
If the restoration or repair is not economically feasible or Lender's security would be be
lessened, the insurance proceeds shall be applied to the sums secured by this Security
Instrument. whether or not then due, with the excess. if any, paid to Borrower Such
insurance proceeds shall be applied in the order provided for in Section 2.
If Borrower abandons the Property. Lender may file. negotiate and settle any available
insurance claim and related matters. If Borrower does not respond within 30 days to a
notice from Lender that the insurance carrier has offered to settle a claim. then Lender may
negotiate and settle the claim. The 30-day period will begin when the notice is given. In
either event. or if Lender acquires the Property under Section 22 or otherwise. Borrower
hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not
to exceed the amounts unpaid under the Note or this Security Instrument. and (b) any other
of Borrower's rights (other than the right to any refund of unearned premiums paid by
Borrower) under all insurance policies covering the Property. insofar as such rights are
applicable to the coverage of the Property. Lender may use the insurance proceeds either
to repair or restore the Property or to pay amounts unpaid under the Note or this Security
Instrument, whether or not then due.
6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's
principal residence within 60 days after the execution of this Security Instrument and shall
continue to occupy the Propertv as Borrower's principal residence for at least one year after
the date, of occupancy. unless Lender otherwise agrees in writing, which consent shall not
be unreasonably withheld, or unless extenuating circumstances exist which are beyond
Borrower's control.
7. Preservation, Maintenance and Protection of the Property: Inspections. Borrower
shall not destroy. damage or impair the Property. allow the Property to deteriorate or
commit waste on the Property. Whether or not Borrower is residing in the Property.
Borrnwer shall maintain the Properly in order to prevent the Property from deteriorating or
decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that
repair or restoration is not economically feasible, Borrower shall promptly repair the
Property if damaged to avoid further deterioration or damage. If insurance or condemnation
proceeds are paid in connection with damage to. or the taking of, lire Property, Borrower
shall be responsible for repairing or restoring the Property only if Lender has released
proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration
in a single payment or in a series of progress payments as the work is completed. If the
insurance or condemnation proceeds are not sufficient to repair or restore the Properly,
Borrower is not relieved of Borrower's obligation for the completion of such repair or
restoration.
Lender or its agent may make reasonable entries upon and inspections of the Property.
If it has reasonable cause, Lender may inspect the interior of the improvements on the
woos rrc.v 10 r, r.7 ra;ra a ; r tr, m Wl, -R-A J H6 FORM 3039 1101
BK 1982PG41 43
Property. Lender shall give Borrower notice at the time of or- prior to such an interior
inspection specifying such reasonable cause.
8. Borrower's Loan Application. Borrower shall be in default if, during the Lear,
application process. Borrower or any persons or entities acting at the direction of Borrower
or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate
information or statements to Lender (or failed to provide Lender with material information)
in connection with the Loan. Material representations include, but are not limited to.
representations concerning Borrower's occupancy of the Property as Borrower's principal
residence.
9. Protection of Lender's Interest in the Property and Rights Under this Security
Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this
Security Instrument. (b) there is a legal proceeding that might significantly affect Lender's
interest in the Property andjor rights under this Security Instrument (such as a proceeding
in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may
attain priority over this Security Instrument or to enforce laws or regulations). or (c)
Borrower has abandoned the Property. then Lender may do and pay for whatever is
reasonable or appropriate to protect Lender's interest in the Property and rights under this
Security Instrument, including protecting and/or assessing the value of the Property. and
securing and/or repairing the Property. Lender's actions can include. but are not limited to
(a) paying any sums secured by a lien which has priority over this Security Instrument; (b)
appearing in court: and (c) paying reasonable attorneys' fees to protect its interest in the
Property and/or rights under this Security Instrument, including its secured position in a
bankruptcy proceeding. Securing the Property includes, but is not limited to. entering the
Property to make repairs, change locks. replace or board up doors and windows, drain
water from pipes, eliminate building or other code violations or dangerous conditions. and
have utilities turned on or off. Although Lender may take action under this Section 9,
Lender does not have to do so and is not under any duty or obligation to do so. It is agreed
that Lender incurs no liability for not taking any or all actions authorized under this Section
9.
Any amounts disbursed by Lender under this Section 9 shall become additional debt of
Bormwer secured by this Security Instrument. These amounts shall bear interest at the
Note rate from the date of disbursement and shall be payable, with such interest. upon
notice from Lender to Borrower requesting payment.
If this Security Instrument is on a leasehold. Borrower shall comply with all the
provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the
fee title shall not merge unless Lender agrees to the merger in writing.
10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of
making the Loan. Borrower shall pay the premiums required to maintain the Mortgage
insurance in effect. If, for any reason. the Mortgage Insurance coverage required by Lender
ceases to be available from the mortgage insurer that previously provided such insurance
and Borrower was required to make separately designated payments toward the premiums
for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage
substantially equivalent to the Mortgage Insurance previ,xisly in effect. at a cost
svA09 Hev 11: 11?,x1 r,go 1. m IS ininaic 0 p"/?# FORM 3039 1101
BK 1982PG41 44
substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in
effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent
Mortgage Insurance coverage is not available. Borrower shall continue to pay to Lender
the amount of the separately designated payments that were due when the insurance
coverage ceased to be in effect. Lender will accept, use all(] retain these payments as a
non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be
non-refundable. notwithstanding the fact the the Loan is ultimately paid in full. and Under
shall not be required to pay Borrower any interest or earnings on such loss reserve.
Lender can no longer require loss reserve pavrnenis if Mortgage Insurance coverage (in the
amount and for the period that Lender requires) provided by an insurer selected by Lender
again becomes available, is obtained, and Lender requires separately designed payments
toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a
condition of making the Loan and Borrower was required to make separately designed
payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums
required to maintain Mortgage insurance in effect. or to provide a nonrefundable loss
reserve. until Lender's requirement for Mortgage Insurance ends in accordance with any
written agreement between Borrower and Lender providing for such termination or until
termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's
obligation to pay interest at the rate provided in the Note.
Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for
certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not
a party to the Mortgage Insurance.
Mortgage insurers evaluate their total risk on all such insurance in force from time to
time, and may enter into agreements with other parties that share or modify their risk, 01'
reduce losses. These agreements are on terms and conditions that are satisfactory to the
mortgage insurer and the other party (or parties) to these agreements. These agreements
may require the mortgage insurer to make payments using any source of funds that the
mortgage insurer- may have available (which may include funds obtained from Mortgage
Insurance premiums)
As a result of these agreements, Lender, any purchaser of the Note, another insurer.
any reinsures, any other entity. or any affiliate of any of the foregoing, may receive (directly
or indirectly) amounts that derive from (or might be characterized as) a portion of
Borrower's payments for Mortgage Insurance. in exchange for sharing or modifying the
mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of
Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to
the insurer, the arrangement is often termed "captive reinsurance." Further:
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay
for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase
the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to
any refund.
(b) Any such agreements will not affect the rights Borrower has - it any - with respect
to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law.
These rights may include the right to receive certain disclosures, to request and obtain
',P. hl If— 1 1:'.,.,n, Pnae 1714 1" Initial; 0194 FORM 3039 1101
8K1982PG4145
cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated
automatically, and/or to receive a refund of any Mortgage Insurance premiums that were
unearned at the time of such cancellation or termination.
11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are
hereby assigned to and shall be paid to Lender.
If the Property is damaged, such Miscellaneous Proceeds shall be applied to
restoration or repair of the Property, if the restoration or repair is economically feasible and
Lender's security is not lessened. During such repair and restoration period. Lender shall
have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to
inspect such Properly to ensure the work has been completed to Lender's satisfaction.
provided that such inspection shall be undertaken promptly. Lender may pay for the repairs
rnd restoration in a single disbursement or in a series of progress payments as the work is
completed. Unless an agreement is made in writing or Applicable Law requires interest to
be paid on such Miscellaneous Proceeds. Lender shall not be required to pay Borrower any
interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not
economically feasible or Lender's security would be lessened. the Miscellaneous Proceeds
shall be applied to the sums secured by this Security Instrument, whether or not then due
with the excess, if any. paid to Borrower. Such Miscellaneous Proceeds shall be applied in
the order provided for in Section 2.
In the event of a total taking. destruction. or loss in value of the Property, the
Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,
whether or not then due, with the excess, if any. paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the
fair market value of the Property immediately before the partial taking. destruction, or loss
in value is equal to or greater than the amount of the sums secured by this Security
Instrument immediately before the partial taking, destruction, or loss in value. unless
Borrower' and Lender otherwise agree in writing. the sums secured by this Security
Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the
following fraction: (a) the total amount of the sums secured immediately before the partial
taking, destruction. or loss in value divided by (b) the fair market valun of the Property
immediately before the partial taking, destruction. or loss in value. Any balance shall be
paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Properly in which
the fair market value of the Property immediately before the partial taking, destruction, or
loss in value is less than the amount of the sums secured immediately before the partial
taking. destruction. or loss in value. unless Borrower and Lender otherwise agree in writing,
the Miscellaneous Proceeds shall be applied to the sums secured by this Security
Instrument whether or not the sums are then due.
If the Property is abandoned by Borrower, or if. after notice by Lender to Borrower that
the Opposing Party (as defined in the next sentence) offers to make an award to settle a
claim for damages, Borrower fails to respond to Lender within 30 days after the date the
notice is given. Lender is authorized to collect and apply the Miscellaneous Proceeds either
to restoration or repair of the Property or to the sums secur47P Security Instrument.
;Nnr1 n,.,. !rn:,•W N.J. I 0 1A rniii.drrFORM 3039 1/01
8K 1982PG41 46
whether or not then due. "Opposing Party" means the third party that owes Borrower
Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard
to Miscellaneous Proceeds.
Borrower shall he in default if any action or proceeding, whether civil or criminal. is
begun that, in Lender's judgment, could result in forfeiture of the Property or other material
impairment of Lender's interest in the Property or rights under this Security Instrument.
Borrower can carp such a default and, if acceleration has occurred. reinstate as provided in
Section 19. by causing the action or proceeding to he dismissed with a ruling that, in
Lender's judgment, precludes forfeiture of the Property or ather material impairment of
Lender's interest in the Property or rights under this Security Instrument. The proceeds of
any award or claim for damages that are attributable to the impairment of Lender's interest
in the Property are hereby assigned and shall be paid to Lender.
All Miscellaneous Proceeds that are not applied to restoration or repair of the Properly
shall be applied in the order provided for in Section 2.
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time
for payment or modification of amortization of the sums secured by this Security Instrument
granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to
release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not
be required to commence proceedings against any Successor in Interest of Borrower or to
refuse to extend time for payment or otherwise modify amortization of the sums secured by
this Security Instrument by reason of any demand made by the original Borrower or any
Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or
remedy including. without limitation. Lender's acceptance of payments from third persons,
entities or Successors in Interest of Borrower or urn amounts less than the amount then due,
shall not be a waiver of or preclude the exercise of any right or remedy.
13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower
covenants and agrees that Borrower's obligations and liability shall be joint and several.
However, any Borrower who co-signs this Security Instrument but does not execute the Note
to "co signer"): (a) is co-signing this Security Instrument only to mortgage; grant and convey
the co-signer's interest in the Property under the terms of this Security Instrument (b) is not
personally obligated to pay the sums secured by this Security Instrument; and (c) agrees
that Lender and any other Borrower can agree to extend. modify: forbear or make any
accommodations with regard to the terms of this Security Instrument or the Note without the
co-signer's consent.
Subject to the provision of Section 18. any Successor in Interest of Borrower who
assumes Borrower's obligations under this Security Instrument in writing. and is approved
by Lender. shall obtain all of Borrower's rights and benefits under this Security Instrument.
Borrower shall not be released from Borrower's obligations and liability under this Security
Instrument unless Lender agrees to such release: in writing. The covenants and agreements
of this Security Instrument shall bind (except as provided in Section 20) and bonefit the
successors and assigns of Lender.
14. Loan Charges. Lender may charge Borrower fees for services performed in
connection with Borrower's default. for the purpose of protecting Lender's interest in the
MWd Rev 11„ 0p M I ttw 12 A 1I+ Initial;. H.AJ1g4 FORM 3039 1101
BK 1982PG4147-
Property and rights under this Security Instrument. including, but not limited to. attorneys'
fees. properly inspection and valuation fees. In regard to any other fees: the absence of
express authority in this Security Instrument to charge a specific fee to Borrower shall not
be construed as a prohibition on the charging of a fee. Lender may not charge fees that are
expressly prohibited by this Security Instrument or by Applicable Law.
If the Loan is subject to a law which sets maximum loan charges, and that law is finally
interpreted so that the interest or other loan charges collected or to be collected in
connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall
be reduced by the amount necessary to reduce the charge to the permitted limit and (b)
any sums already collected from Borrower which exceeded permitted limits will be refunded
to Borrower Lender may choose to make this refund by reducing the principal owed under
the Note or by making a direct payment to Borrower. If a refund reduces principal, the
reduction will be treated as a partial prepayment without any prepayment charge. (whether
or not a prepayment charge is provided for under the Notel. Borrower's acceptance of any
such refund made by direct payment to borrower will constitute a waiver of any right of
action Borrower might have arising out of such overcharge.
15. Notices. All notices given by Borrower or Lender in connection with this Security
Instrument must he in writing. Any notice to Borrower in connection with this Security
Instrument shall be deemed to have been given to Borrower when mailed by first class mail
or when actually delivered to Borrower's notice address if sent by other means. Notice to
any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly
requires otherwise. The notice address shall be the Property Address unless Borrower has
designated a substitute notice address by notice to Lender. Borrower shall promptly notify
Lender of Borrower's change of address. If Lender specifies a procedure for reporting
Borrower's change of address, then Borrower shall only report a change of address through
that specified procedure. There may be only one designated notice address under this
Security Instrument at any one time. Any notice to Lender shall be given by delivering it or
by mailing it by first class mail to Lender's address stated herein unless Lender has
designated another address by notice to Borrower. Any notice in connection with this
Security Instrument shall not be deemed to have been given to Lender until actually
received by Lender. If any notice required by this Security Instrument is also required
under Applicable Law, the Applicable Law requirement will satisfy the corresponding
requirement under this Security Instrument.
16. Governing Law; Severabilfty; Rules of Construction. This Security Instrument shall
be governed by federal law and the law of the jurisdiction in which the Property is located.
All rights and obligations contained in this Security Instrument are subject to any
requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly
allow the parties to agree by contract or it might be silent, but such silence shall not be
construed as a prohibition against agreement by contract. In the event that any provision or
clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict
shall not affect other provisions of this Security Instrument or the Note which can be given
effect without the conflicting provision.
srnra imi n. usuu r,u liar u; n d '?t4'?!, FORM 3039 1101
8K i 982PG4149
As used in this Security Instrument: (a) words of the masculine gender shall mean and
include corresponding neuter words or words of the feminine gender: (b) words in the
singular shall mean and include the plural and vice versa: and (c) the word "may" gives
sole discretion without any obligation to take any action.
17, Borrower's Copy. Borrower shall be given one copy of the Note and of this
Security Instrument.
18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this
Section 18. "Interest in the Property" means any legal or beneficial interest in the Property.
including, but not limited to, those beneficial interests transferred in a hond for deed.
contract for deed, installment sales contract or escrow agreement, the intent of which is the
transfer of title by Borrower at a future date to a purchaser.
If all or any part of the Property or any Interest in the Property is sold or transferred
(or if Borrower is not a natural person and a beneficial interest in Borrower is sold or
transferred) without Lender's prior written consent: Lender may require immediate payment
in full of all sums secured by this Security Instrument. However. this option shall not be
exercised by Lender if such exercise is prohibited by Applicable Law.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The
notice shall provide a period of not less than 30 days from the date the notice is given in
accordance with Section 15 within which Borrower must pay all sums secured by this
Security Instrument. If Borrower fails to pay these. SLIMS prior to the expiration of this
period Lender may invoke any remedies permitted by this Securitv Instrument without
further notice or demand on Borrower.
19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain
conditions, Borrower shall have the right to have enforcement of this Security Instrument
discontinued at any time prior to the earliest of: (a) five days before sale of the Property
pursuant to any power of sale contained in this Security Instrument: (b) such other period as
Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry
of a Judgment enforcing this Security Instrument. Those conditions are that Borrower: (a)
pays Lender all sums which then would be due under this Security Instrument and the Note
as if no acceleration had occurred; (b) cures any default of any other covenants or
agreements: (c) pays all expenses incurred in enforcing this Security Instrument, including.
but not limited to, reasonable attorneys' fees. property inspection and valuation fees, and
other fees incurred for the purpose of protecting Lender's interest in the Property and rights
under this Security Instrument: and (d) takes such action as Lender may reasonably require
to assure that Lender':; interest in the Property and rights under this Security Instrument,
and Borrower's obligation to pay the sums secured by this Security Instrument. shall
continue unchamted. Lender may require that Borrower pay such reinstatement sums and
expenses in one or more of the following forms, as selected oy Lender: (a) cash; (b) money
order; (c) certified check, bank check. treasurer's check or cashier's check. provided any
such check is drawn upon an institution whose deposits are insured by a federal agency.
instrumentality or entity: or (d) Electronic Funds Transfer. Upon reinstatement by Borrower,
this Security Instrument and obligations Secured hereby shall remain fully effective as if no
acceleration had occurred. However. this right to reinstate shall not apply in the case of
-I'A11 i,- 12.7/,Op Paqc it.d l8 ridnalt AIN FORM 3039 1/01
BK l 982PG4149
acceleration under Section 18.
20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial
interest in the Note (together with this Security Instrument) can be sold one or more times
without prior notice to Borrower. A sale might result in a change in the entity (known as the
"Loan Servicer") that collects Periodic Payments due under the Note and this Security
Instrument and performs other mortgage loan serviring obligations under the Note, this
Security Instrument. and Applicable Law. There also might be one or more changes of the
Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer.
Borrower will be given written notice of the change which will state the name and address
of the new Lean Servicer, the address to which payments should be made and any other
information RESPA requires in connection with a notice of transfer or servicing. If the Note
is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of
the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan
Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note
purchaser unless otherwise provided by the Note purchaser.
Neither Borrower nor Lender may commence. join, or be joined to any judicial action
(as either an individual litigant or the member of a class) that arises from the other party's
actions pursuant to this Security instrument or that alleges that the other party has
Lrenched any provision of. or any duty owed by reason of. this Security Instrument. until
such Borrower or Lender has notified the other party (with such notice given in compliance
with the requirements of Section 15) of such alleged breach and afforded the other party
hereto a reasonable period after the giving of such notice to take corrective action. If
Applicable Law provides a time period which roust elapse before certain action can be
taken, that time period will be deemed to be reasonable for purposes of this paragraph
The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22
and the notice of acceleration given to Borrower pursuant to Section to shall be deemed to
satisfy the notice and opportunity to take corrective action provisions of this Section 20.
21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances"
are those substances defined as toxic or hazardous substances, pollutants. or wastes by
Environmental Law and the following substances: gasoline. kerosene, other flammable or
toxic petroleum products. toxic pesticides and herbicides, volatile solvents, materials
containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law"
means federal laws and laws of the jurisdiction where the Property is located that relate to
health, safety or environmental protection: (c) "Environmental Cleanup" includes any
response action, remedial action, or removal action. as defined in Environmental Law: and
'..d) an "Environmental Condition" means a condition that can cause, contribute to, or
otherwise trigger an Environment Cleanup.
Borrower shall not cause or permit the presence, use. disposal; storage, or release of
any Hazardous Substances, or threaten to release any Hazardous Substances. on or in the
Property. Borrower shall not do. nor allow anyone else to do, anything affecting the
Property (a) that is in violation of any Environmental Law, (h) which creates an
Environmental Condition. or (r) which. due to the presence, use. or release of a Hazardous
Substance. creatos a condition that adversely affects the value of the Property. The
•.I VA r-, n,, r,y L', or re 1,61i.ds:opo FORM 3039 1101
8K 1982PG4150
preceding two sentences shall not apply to the presence, use, or storage on the Property Of
small quantities of Hazardous Substances that are generally recognized to be appropriate to
normal residential uses and to mantenance of 11,e Property linctuding. but not limited to,
hazardous substances in consumer products).
Borrower shall promptly give Lender written notice of (a) any investigation, claim,
demand. lawsuit or other action by any governmental or regulatory agency or private party
involving the Property and any Hazardous Substance or Environmental Law of which
Borrower has actual knowledge. (b) any Environmental Condition, including but not limited
to, any spilling leaking. discharge. release or threat of release of any Hazardous Substance.
and (c) any condition caused by the presence, use or release of a Hazardous Substance
which adversely affects the value of the Properly. If Borrower learns, or is notified by any
governmental or regulatory authority, or any private party, that any removal or other
remediation of any Hazardous Substance affecting the Property is necessary. Borrower shall
promptly take all necessary remedial actions in accordance with Environmental Law.
Nothing herein shall create any obligation on Lender for an Environmental Cleanup.
NON-UNIFORM COVENANTS Borrower and Lender further covenant and agree as
follows:
22. Acceleration-, Remedies. Lender shall give notice to Borrower prior to acceleration
following Borrower's breach of any covenant or agreement in this Security Instrument (but
not prior to acceleration under Section 18 unless Applicable Law provides otherwise).
Lender shall notify Borrower of, among other things: (a) the default: (b) the action required
to cure the default: (c) when the default must be cured; and (d) that failure to cure the
default as specified may result in acceleration of the sums secured by this Security
Instrument, foreclosure by judicial proceeding and sale of the Property. Lender shall
further inform Borrower of the right to reinstate after acceleration and the right to assert in
the foreclosure proceeding the non-existence of a default or any other defense of Borrower
to acceleration and foreclosure. If the default is not cured as specified. Lender at its
option may require immediate payment in full of all sums secured by this Security
Instrument without further demand and may foreclose this Security Instrument by judicial
proceeding. Lender shall be entitled to collect all expenses incurred in pursuing the
remedies provided in this Section 22, including, but not limited to, attorneys' fees and costs
of title evidence to the extent permitted by Applicable Law.
23. Release. Upon payment Of all sums secured by this Security Instrument, this
Security Instrument and the estate conveyed shall terminate and become void. After such
occurrence. Lender shall discharge and satisfy this Security Instrument. Borrower shall pay
any recordation costs. Lender may charge Borrower a fee for releasing this Security
Instnrment. but only if the fee is paid to a third party for services rendered and the charging
of the fee is permitted under Applicable Law.
24. Waivers. Borrower, to the extent permitted by Applicable Law. waives and releases
any error or defects in proceedings to enforce this Security Instrument, and hereby waives
the benefit of any present or future laws providing for stay of execution, extension of time,
exemption from attachment. levy and sale, and homestead exemption.
sPnu, H. u.:! ,-uo Pay, rn "f 1e haiO. 0ITI A FORM 3039 1101
BKI962PG4151
25. Reinstatement Period. Borrower's time to reinstate provided in Section 19 shall
extend to one hour prior to the commencement of bidding at a sheriff's sale or other sale
pursuant to this Security Instrument.
26. Purchase Money Mortgage. If any of the c'ebt secured by this Security Instrument
is lent to Borrower to acquire title to the Property, this Security Instrument shall be a
purchase money mortgage.
27. Interest Rate After Judgment. Borrower agrees that the interest rate payable after
a judgment is entered on the Note or in an action of mortgage foreclosure shall be the rate
payable from time to time under the Note.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants
contained in this Security Instrument and in any Rider executed by Borrower and recorded
with it.
Witnesses:
-- LJr> (Seal)
HANAN DALLAf? Borrower
N-A
4Ma 63 A b e- ?,0- 1
ti11A17 Fiev 122' nn Page 170 19 miUalx: f fggg FORM 3039 1101
BKI982PG4152
Certificate of Residence C?
I, Ct C. (CSC do hereby certify that
the correct address of the within-named rtgagee is
P. O. BOX 5137, DES MOINES. IA 50306-5137
Witness my hand this 16TH day of FEBRUARY, 2007
' it of Morlyaciee
CpMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Mi0t111e1 J. Pykosh. Notary PtA>fic
?}Wl Boro, 6rntrrland Cotu+h'
M1f WWp 9n Expires mar. 27, 2010
Member, Penasytvana Assccation of Notarios
COMMONWEALTH OF PENNSYLVANIA, CUMBERLAND County ss:
On this, the 16TH clay of FEBRUARY. 2007 before me, the undersigned
officer personally appeared
HANAN,AWADALLAWAND MAGED ABDELMALIK
known to me (or satisfactorily proven) to be the personls) whose name(s) is/are subscribed
to the within instrument and acknowledged that he/she/they eyecuted the same for the
purposes hetein contained.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
My Commission Expires:
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal 1 \? / 4YCi ?`? ?C
1410ael J. PyKmh, Notary Public
Camp Hill Bon,CurnbWlandCouray T'ituofOtficcr -__-__-
My Commission Expires Mar. 27. 2010
Member. Ponnsylvani, Association of Notaries
srAtf' nc 1"2'00 i'aye f6 of tr fwti3is::0A f /rJ FORM 9039 1/01
9KI982PG4153
PREPAYMENT RIDER
THIS PREPAYMENT RIDER is made this ...?Eth.....• day of .„FEdPUARY.... .2()O! ... „ , and is
incorporated into and shalt be deemed to amend and sUPPlement the Mortgage. Deed of Trust or
Security Deed (the "Security Instrument") of the same date given by the undersigned (the
"&xrower") to secure Borrower's Note to ..................... ........ ...... ..
WELLS FARGO„BANK:.N:°._ .........................................................................................of the same
date and covering the Property described in the Security Instrument and located at.
11 PINE HILLS AVENUE. MECHANICSBURG. PA_.17Q!i0.....__._._. .
(Property Address)
PREPAYMENT COVENANTS. In addition to the covenants and agreements
made in the Security Instrument, Borrower and Lender further covenant and agree as follows:
I have the right to make payments of principal at any time before they are due.
A prepayment of all of the unpaid principal is known as a "full prepayment." A prepayment of
only part of the unpaid principal is known as a "partial prepayment."
Except as provided below. I may make a full prepayment or a partial
prepayment at any time without paying any penalty. However. if within the first .bolo...... (.A..)
year(s) after the execution of the Security Instrument I make full prepayment, I will pay a
prepayment charge as follows:
if within the first year after the execution of the Security Instrument 1 make full prepayment. I
will pay a prepayment charge in an amount equal to three percent (3%) of the original
principal amount. If within the second year after the execution of the Security Instrument I
make full prepayment. I will pay a prepayment charge in an amount equal to two percent (21%)
of the original principal amount. It within the third year after the execution of the Security
Instrument I make full prepayment, I will pay a prepayment charge in an amount equal to one
percent (t°o) of the original principal amount.
;d 2i
pnq,nn ,. u.,'t•i nj
PIVpdVM,r.N pid",
BK 1982PG4154
X if within the first year after the execution of the Security Instrument I make full
prepayment, I will pay a prepayment charge in an amount equal to three percent (31.0) of
the original principal amount. It within the second year after the execution of the Security
Instrument I make full prepayment. I will pay a prepayment charge in an amount equal
to two percent (2%) of the original principal amount.
If within the first year after the execution of the Security Instrument I make full
prepayment, I will pay a prepayment charge in an amount equal to three percent (31a) of
the original principal amount.
In the event the maturity of the Note is accelerated for any reason during the applicable
period of the prepayment charge, then the prepayment charge set forth herein shall be
due and payable.
All interest. fees and other amounts charged or accruing in connection with the Note
which are considered "interest" within the meaning of Section 85 of the National Bank
Act (12 USC 85; 12 C.F.R. & 7.4001(a)) shall be govemed by and interpreted under South
Dakota law. In all other respects, the Note and all related documents, as well as the
rights. remedies, and duties of the Lender and the Borrower(s). shall be governed and
interpreted by federal law with respect to national banks and, to the extent not
preempted by federal law. the consumer protection laws of the state in which the real
estate is located.
BY SIGNING BELOW, Borrower arcepts ,ind agrees to the terms and provisions
Contained in this Prepayment Rider.
(Sea))
HANA'AWADALLA -Borrower
N?
??AG?.I? ?? 8?at Lr1A r t?
Pwp( ,Ypvn; F1Jff
PPOIo(: PC,-, G,?+J,r>
(P.lyp. 2M21
8K 1982PG4 155
1-4 FAMILY RIDER
(:\x-jigIMIC111 of Itcnts?
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and Ihr ?rrcrirq In:Irunlrn) ?; 11tc
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('. ?1 A3OIIDINA 11. LIENS. L.N.ep1 ;r; perritUleJ I•.\ j,:do%d i,m, K-rio%%cr ;h;rll n„I all- %k -m lien
'nlcm . I. '.hc `r,11nr1 In u_Imo l Ii• he 1?crt..IC,t uli?tinSt the I`r•,; r:9.: 1'1111 nU I ender . 1+ri, r lerilml
MULTISWE 1-4 FAMILY P.IDEP
=NPdA: rbILN1C Unilunn Instrumwd
F-,nn .117-1 1'01 IFAn(: I ,,t'l)
K02 4L Rev. ' I:l^.Ki(i
OK 1982PG4156
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;:calla- It,vr,:,ter': r•.:upmwy „I the Pr,+rt:rIy is c!clcicd.
l:. A'S:;1(;XNIEN I I)I IX.AS1•a. I:p,•n I "flier's r,nµlca AIct 111-LIull. B.,rr:,cyer shall ossign It,
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lirnt the Pr,)l>Lrlc ,vnh.,ut ant sl„•,vfng:,s ill I;x inadC,{uac. ,d Ili: Prllperl? :IS sC,cnt
11 the Ksn•:.,f Ilhe Pr,-j 'rn Ire ra,l sttlicieat It., :owl tic ,.au •,I' lakln!? i,t l)-I •'I mural mint, ut iltc
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?ecu a, I'
Ind,l.tL,hn•s A It •rn,c,.r i,, I cnJer ?C.Urcd h) (hc Svwrty ItvUlrurttcnt Ixu.:,.l.ut! It
It n,ncer rcr+res,ail. or'd ,,omt f Ih.:t I'•,vr„tcct !m, r„t :XVWICd an_i prf„r i?smjM,alt „I file Rena
,u l,( '-.::. aul I?c:l, ;:?cll.:In,l '.11 i n. i 1)cl'I •I'l1. a:t\' ail !hid ',v,•ubl plul'Y',I I oldv' ri ntil Lxcrri,iltd il{
r,l,•< cnni,:r h:: !:Ir.?erahh.
MMULTIMAY 1-•t FAMTY PMEP Fong MM I;ul IPagc 2 0 -41
Fraf A!FNLMC Umtomi I-Im term LCO241- P,:v. f 7'1')!49
BK 1982PG4 157
I-cnJ, I i l clndcr : ,--o a I IuJliLdh :y h, In:..1 Ia,.i'rcr, aali n, I l,, rcclui•-cd I, cri1:1 1il.,.n, take
0IItI ! ? (.?r m:.iCl,Iin Ih,c I'r.„i,?rr; hclnc :d1rr yi.:n__ n?+urr ?'I ,Ic(a:d! I„ R. n, .vcr. I-I•?wct,l',
I •:rn.l,.r, •r L%n•Icr'. 1C0111< :n' a jU-.li.rdly ipl• inicrl rccclvcr, um',' ,.I•• :;I c11Y 1101, whrrt a d.Lr_Ili
u s.:\n: :Inpil .Ii.•rl ,I Kcn!s hail n-tl curc n' %r.a,c :im' dclcw'II :Ir nnuLdalc Inv „1L-cr rlLhl ,
rcnx•.ty , , l c:.dc; I h:. Issienntrnl ,?1 IZcnls .•1 11Ic I'I IC:i dr.I!I Icl'IIIBLI : ?chc•n all 111c >ulrn
urea !•'. 'In Scoi:IlN In<Irunxnl .11c• hal,1 in fuC
1. CRU?tiI)1(t':?L:IA PRO ISION. It.,rr"??:r'. Jc;:u.;l •,r I'rcuch ut'tdcr m% n„lc u1 al:'c.rricn: In
'w'll'h I.LII N, mI inrcrc:l IIc a i•rc.!rlt undu' the Scounl\ f•)<I,unx:nl :ind kmdcr i!u, tm,•..:c
:c 1, il?c irn.,Jn•, l-cnnr11c.11", I111: ?c,-I:ril% Ill>IIII111C1'1.
`criL,n I) IS ,ILIOI.J In II' cnllrcl, 11 II : ! wrvrl, i. L,raL•.! In II'.c ^.:.ic •,I N-Ldliull
10 ?IliN N; ,i Iil I.t1\1 I;, n,.ticcr LLXtCl'a> and a?r.c 11 - 11k ICfI1r on d 1%1 'N w]), a nr,m?c.l It-; this
1-4 l antlh ICi.lcr
(Seal)
HANAN''`W DA),nd -Borrower
JJULTIS741E I I FAMILY R;DLR
FRA'A'FWIJAC linihim ln.lm lent
fait, 1tf7G 1a11 (pJ:_le '? it 41
FC07•II. Re, 11;
I Certify this to be recorded
III Cumberland County.pA.
Recorder of Deeds
BK 1982PG4158
EXHIBIT"A"
ALL THAT CERTAIN tract or lot of land situate in the Township of Silver Spring. County of
Cumherland and Commonwealth of Petutsylvania, being more particularly bounded and described
as follo%vs, to wit:
BEGINNING at a point on the southern line of a public road (50 feet wide) known as Pine Hill
Avenue, at the corner of Lot No. 60 in the Plan of Lots hereafter mentioned; thence along the line
of said Lot No. 60, South 33 degrees 48 minutes East, 150 feet to a point; thence along other land
now or formerly of George W. Walker and Many Alice Walker. his wife, North 56 degrees U
minutes East, 82.11 feet to a point on the western line of a public road known as Marcel Street:
thence along the western line of Marcel Street. North 16 degrees 01 minute 30 seconds West.
123.26 feet to it point (erroneously set firth in prior Deed as 103.26 feet): thence on a curve to
the left having a radius of 25 feet, an arc distance of 47.20 feet to a point on the southern line of
Pine Hilt Avenue, aforesaid: thence along the southern line of Pine Ilill Avenue. South 56
degrees 12 minutes West. 94.95 feat to it point at the corner o1' Lot No. 60 aforesaid, the place of
BEGINNING.
BEING knoWn as I I Pine Hill Avenue, Mechanicsburg, PA 171150.
BEING THE SAME PREIVIISES which R. Thomas Kline, Sheriff of the County of Cumtxrland,
by Deed dated October 13. 2(X)6 and recorded October 18, 2(>()6 in the Office of the Recorder o1'
Deeds in anti fir Cumberland County, Pennsylvania, in Book 277. Page 906, granted and
conveyed unto Maged Abdelmalik and Hanan Awadalfa.
TAX k1AP Parcel No.: 38-14-0847-051.
8k ! 982PG4 159
I +.'
VERIFICATION
Geeta Sheth, hereby states that 0/she is Vice President Loan Documentation of
WELLS FARGO BANK, N.A., plaintiff or mortgage servicing agent for plaintiff in this
matter, that lye/she is authorized to make this Verification, and verify that the statements
made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the
best of h?s/her information and belief. The undersigned understands that this statement is
made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to
authorities.
Name: Geeta Sheth
DATE: (Y1 A4 v21 2-0 t Z.
F Title: Vice President Loan Documentation
032-PA-V3 Zucker, Goldberg & Ackerman, LLC
XCP- 165933
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson L
Sheriffp? ui w Rlll?Grrt
Jody S Smithl .?° '? AChief Deputy
Richard W Stewart t?(Jd''1 E?iL +lt UGlui` l `Solicitor PE NSYLVANiA
Deutsche Bank National Trust Company I Case Number
vs. 2012-3176
Hanan M. Awadalla (et al.)
SHERIFF'S RETURN OF SERVICE
05/22/2012 04:59 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 22,
2012 at 1659 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Hanan M. Awadalla, by making known unto Miriam Abdelmalik, Daughter
of Defendant at 5001 Pellingham Circle, Enola, Cumberland County, Pennsylvania 17025 its contents and
at the same time handing to her personally the said true and correct copy of the same.
WAN BURGETT,
05/22/2012 08:22 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 22,
2012 at 2022 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Occupant of 11 Pine Hill Avenue, Mechanicsburg, Pennsylvania 17050, by
making known unto Robert Wilson, current resident at 11 Pine Hill Avenue, Mechanicsburg, Cumberland
County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true and
correct copy of the same.
RYAN BURGETT, DF"W
05/22/2012 04:59 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 22,
2012 at 1659 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Maged A. Abdelmalik, by making known unto Miriam Abdelmalik,
Daughter of Defendant at 5001 Pellingham Circle, Enola, Cumberland County, Pennsylvania 17025 its
contents and at the same time handing to her personally the said true and correct copy of the same.
RYAN BURGETT, TY
05/22/2012 08:22 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 22,
2012 at 2022 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the
within named defendant, to wit: Occupant of 11 Pine Hill Avenue, Mechanicsburg, Pennsylvania 17050, by
making known unto Robert Wilson, current resident at 11 Pine Hill Avenue, Mechanicsburg, Cumberland
County, Pennsylvania 17050 its contents and at the same time handing to her personally the said true and
correct copy of the same. There are two adult residents at this address.
RYAN BURGETT,
7?
(c) CcuntySuite Sheriff, Teleosoft, Inc.
states that he made a diligent search
05/2512012 Ronny R. Anderson, Sheriff, who being duly sworn according to law,
and inquiry for the within named defendant to wit: Maged A. Abdelmalik, but was unable to locate him in
his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant Maged A. Abdelmalik. Request for service at 1109 Wansford Road, Mechanicsburg,
Pennsylvania 17050 the Defendant was not found. Maged A. Abdelmalik currently resides at 5001
Pellingham Circle, Enola, Pennsylvania 17025.
05/25/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Maged A. Abdelmalik, but was unable to locate him in
his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant Maged A. Abdelmalik. Request for service at 11 Pine Hill Avenue, Mechanicsburg,
Pennsylvania 17050 the Defendant was not found. Maged A. Abdelmalik currently resides at 5001
Pellingham Circle, Enola, Pennsylvania 17025.
05/25/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Hanan M. Awadalla, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant is Defenda twastnofor servic at 1109 t found. Hanann M. Aw dalllla uRoad, rrentlyc resides at 5001
Pennsylvania 17050 he
Pellingham Circle, Enola, Pennsylvania 17025.
states that he made a diligent search
05/25/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law,
and inquiry for the within named defendant to wit: Hanan M. Awadalla, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure as not found as to the
defendant Hanan M. Awadalla. Request for service at 11 Pine Hill Avenue, Mechanicsburg, Pennsylvania
17050 the Defendant was not found. Hanan M. Awadalla currently resides at 5001 Pellingham Circle,
Enola, Pennsylvania 17025.
SHERIFF COST: $175.00
June 05, 2012
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) countysuite sheriff, Teleosoft, Inc.
- -
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee
for HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WFI,
Plaintiff
VS.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
CIVIL DIVISION
No.: 2012-03176
ISSUE NUMBER:
TYPE OF PLEADING:
PRAECIPE FOR EWMY OF JU 111T BY
(MORTGAGE FORECLOSURE)
FILED ON BEHALF OF:
Mortgaged Premises:
11 Pine Hills Avenue, Mechanicsburg, PA 17050-1626 Deutsche Bank National Trust Co pany, as Ti
for HSI ASSET SECURITIZATION CPORATIOI
2007-WF1
Plaintiff
COUNSEL OF RECORD FOR THIS PARTY:
ZUCKER, GOLDBERG & ACKERMAN, LLC
Scott A. Dietterick, Esquire- Pa LD # 55650
Kimberly A. Bonner, Esquire- Pa I.D. #89705
Joel A. Ackerman, Esquire- Pa I.D. 202729
Ashleigh L. Marin, Esquire-Pa I.D. 306799
Ralph M. Salvia, Esquire- Pa I.D. #202946
Jaime R. Ackerman, Esquire- Pa 1.6. #311032
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500
Atty File No.: XCP-165933
Praecipe for E try of Judgm
Zucker, Goldberg Ackerman,
vrD_1 SZSt
ILT
lt4-56? 0?
Ivill
Nkou?J
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1 NO.:2012-03176r?D---
-<
Plaintiff, ?
r-
v
VS. p c?
Hanan Awadaila; Maged Abdeimalik; T? z
Defendant(s). '{
PR#+ CIPE FOR ENTRY OF JUDGMENT BY DEFAULT `(MORTGAGE FORECLOSURE)
TO: PROTHONOTARY
co
N -4
N :0
D
-.J
v ° r*+
A
Please enter judgment, in mortgage foreclosure (in rem only), in the above-captioned case in favor of
Plaintiff and against Defendant(s), for failure to file a response to Plaintiff s Complaint within the
appropriate time limits from service thereof, and assess Plaintiffs damages as follows:
Amount as set forth in Complaint $131,160.57
Interest from Complaint date through 07/10/2012 $2,069.04
Late Charges $95.48
TOTAL $133,325.09
plus interest on the judgment amount ($133,325.09) from July 11, 2012, at the statutory mate and for
foreclosure and sale of the mortgaged premises.
I hereby certify that the defendant's last known 5001 Pellingham Circle
address is: Enola, PA 17025-1292
ZUCKER, GOLBE G & ACKERMAN, LLC
Datedl I Ir BY:
Joel X. ckermon, Esquire; PA I.D. #20272
Ashleigh L. Marin, Esquire; PA I.D. #3067"
Jaime R. Ackerman, Esquire; PA I.D. #31102
Attorneys for Plaintiff
XCP-165933
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500; (908) 233-1390 FAX
Email: Office@zuckergoldberg.com
DAMAGES ARE HEREBY ASSESSED AS INDICATED
Date OL 040
PJ., 23
IN THE COUNT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-W F1 NO.: 2012-03176
Plaintiff,
VS.
Hanan Awadalia; Maged Abdeimalik;
Defendant(s).
AFFIDAVIT Of NON-MILITARY SERVICE AND CERTIFICATE Of MAIILiiilllCi Of
NOTICE OF INTENT TO TAKE DEFAULT JUDGMENT
STATE OF NEW JERSEY
COUNTY OF UNION
SS:
I, the undersigned attorney for the plaintiff in the above action, being duly sworn according
law, do hereby depose and say that the statements made herein are true in and correct to the best
my knowledge, information, and that:
1) The Defendant is not in the military service of the United States of America to the be
of my knowledge, information and belief as evidenced by the attached copies;
2) The Notice of Intent to take Default Judgment was mailed in accordance With Pa. R.C.
237.1 and that the time limits provided for that notice have expired.
Dated: I ( (- - f
& ACKERMAN, LLC
Ashleigh L. Marin, Esquire; PA I.D. #306
Jaime R. Ackerman, Esquire; PA I.D. #31
Attorneys for Plaintiff
XCP-165933
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500; (908) 233-1390 FAX
Email: Office@zuckergoidberg.com
BY: LAVAII Lug IV V\-
,Joel A. erman, Esquire; PA I.D. #202729
Sworn to and subscribed before me
is Z day of 7;-x 0 , 2012
N : a ublic
My mission Expires:
=otarYb CMWAHL II
te o3New39ersey
ion Expires
9, 2014
Zucker, Go ldberg & Ackerman,
XCP-165
Department of Defense Manpower Data Center Resufte as of
40 Saw Repwt
too riic ara Civil RcW Act
Last Name: AWADALLA First Name: HANAN
Active Duty Status As Of: Jul-10-2012
212:21:45
CRA 2.2.1
Afto Now
NA NA W NA
TNs resporns ra Me Mrdhvkt" eodve duly sWn bend on"Aaave Duty alaMn Date '..
LM Assn Orsty VORM W 0%0 0400 **illMM4 CeM
AAM 0* ft* 0eas AO&O Defy OW Oft aWn t enlparM
NA NA No NA
THS respores reAaau where ft IndWidtwl Idt W #W duly stake wMHn 357 days PMON&V In Aoave Duty Stets Date
"1sftoo br erlriirFi r tP dWwwif are gAAWrl4Ains C" Adore 0* ft" oft
t7FlrrtMlNaoeada 11Mrrti9ifle tie aw+IlrfroraaPanrr
NA NA No NA
This rnporns reNeols whetur ft MMiriduel or hiOw w* hn rsoNwd so* rMkxaon to report for ec" duty
Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the tatus of
the individual on the active duty status date as to all branches of the Uniforned Services (Army, Navy, Marine Corps, Air Force, N AA, Public Heal , and
Coast Guard). This status includes information on a Servicemember or his/her unit race" notification of future orders to report for Active Duty.
Mary M. Snavely-Dblon, Director
Depertrnent of Defense - Manpower Data Center
4800 Mark Center Drive, Suite 04E25
Arlington, VA 22350
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrohment and
Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 at seq, as amended) (SCRA) (fommeriy k as
the Soldiers' and Sailors' Civil Retied Act of 1940). DMDC has Issued hundreds of thousands of "does not possess any information indicating that th
individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any ily
member, Mend, or representative asserts in any manner that the Individual was on active duty for the active duty status date, or is otherwise entitled to the
protections of the SCRA, you are strongly encouraged to obtain further verification of the person's stag by contacting that person's Service via the
"defenselink.mir URL: hV://www.defensOnk.rrdVWpWM09&DR.htmi. If you have evidence the person was on active duty for the active duty s tus
date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50,, USC App. § 521 c).
This response reflects #0 folowing information: (1) The individuars Active Duty stag on the Active Duty Status Date (2) Whethsrjthe individual le
Duty status wNhin 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notificat+on to report for
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported m We certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the a duty perlock less
than 30 consecutive days in length were "table. In the case of a member of the National Guard, this includes service under a t td active servi
authorized by the President or the Secretary of Defense under 32 USC § 502(1) for purposes of responding to a national emergency declared by the
President and supported by Federal funds. All Active Guard Reserve (AGR) members mast be asaligrrsd against an authorized moMizedon podtion n the
unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) Coast Guard R rve
Program Administrator (RPAs). Active Duly status also applies to a Uniformed Service member who is an active duty commisslone,d officer of the U. .
Public Health Service or the National Oceanic and Atmospheric Administration (NOAH Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SORA who would be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniforhmed Services pei ods.
Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1).
Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to tonn websife
ce rtification should check to make sure the orders on which SCRA protections are based have not been amended to extend the das of .
Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duly or to be i t who fro not
actuetly begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number ns of the SCR/
extend beyond the last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the
are protected
WARNING: This certificate was provided based on a last name, SSN, and active duty status date provided by the requester. Providing erroneous
information will cam an erroneous certificate to be provided.
Report ID: JUBR89PQBK
Department of Defense Manpower Data Center
96" JLCFUW&
40 Purrmw to 3crvic-------- I- of , Civil Relief Act
Last Name: ABDELMALIK First Name: MAGED
Active Duty Status As Of: Jul-10-2012
Resuns as of : Jul-10.20h212:23:28
2.2.1
AWN ft"qu"WO AIM,
u+ At:NatfMy on N?1M iitl?rMrM1a tatMa
NA NA No NA
This reaporae mloclo, In Nw OWanb'aollw duty ftl n Maaad on 8m AaM D1* Simon Dam
wR?iaw• ?'?++?rir?d 4?w?Mliw?tr+rN
NA NA No NA
This r ra8acb wtmrs 00 Nrdhddual loll N*M duly $ Mn W" 307 days prece ft 8m Acbe Duty Simon Dato
1#rfAanrMrr drMNlt?ltai UrOWW WOO at* IMIho 0044 OIAOODpy m bon 0* SootA Dale
OreM McBlfoalMrn Wet DN DrdMr NadMMalan End Dwa 31" BMAOa
NA NA No NA
This raaporw raMds whWW dm NrdMdwl or hislher urd has ro= vad nary rmYAoNbn to report for active duty
Upon searching the date banks of the Department of Defense Manpower Data Center, based on the information that you provided, above is the tus of
the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Face, NOAA, Public Health, and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report folr Active Duty.
`7
Mary M. Snavely-Dixon, Director
Department of Defense - Manpower Data Center
488 Mark Center Drive, Suite 04E25
Arlington, VA 22350
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense 4nrollment and
Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems.
The DoD strongly supports the enforcement of the Servioemembers Civil Relief Act (50 USC App. § 501 at seq, as amended) (SCRA) (formerly kw Yn as
the Soldiers' and Salvors' CNN Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information (indicating that
individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family
member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the
protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person' Service via the
"defenwOnk.mil" URL: http:/hvww.deferwoft.rdVkK lpis/PC09SLDR.html. If you have evidence the person was on active duty for active duty tus
date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50I USC App. § 521 c).
This response reflects the following information: (1) The individuars Active Duty status on the Active Duty Status Date (2) Whether) the =10 1 Active
Duty status WNMn 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to r ve
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported in this certificate Is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less
then 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a to active ss
authorized by the President or the Secretary of Defense under 32 USC § 502(17 for purposes of responding to a national emerge declared by the
President and supported by Federal funds. AN Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the
unit they support. This Includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard R serve
Program Administralor (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U
Public Meatth Service or the National Oceanic and Atmospheric Administration (NOAH Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the S* who would of be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Serviced pe ods.
Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(dx1).
Many times orders are amended to extend the period of active dirty, which would extend SCRA protections. Persons seeking to"on this webeite
coMfcation should check to mace sure the orders on which SCRA protections are based la3hve not been amended to extend the inc?usive dates of vice.
Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be i but who not
actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of rotections of the SCR/
extend beyond the last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the
are protected
WARNING: This cerifficxtte was provided based on a Ise name, SSN, and active duty status date provided by the requester. Providing enormous
information will cause an erroneous certificate to be provided.
Report ID: 4U7HJ60T
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1 NO.: 2012-03176
Plaintiff,
VS.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
NOTICE OF ORDER; DECREE OR JUDGMENT
TO: Hanan Awadalla
5001 Pellingham Circle
Enola, PA 17025-1292
[ ] Plaintiff
[r] Defendant
[ ] Additional Defendant
You are hereby notified that an Order, Decree or Judgment was entered in the above captioned
proceeding on
[ ] A copy of the Order or Decree is enclosed,
or
[4l The judgment is as follows: $133,325.09 plus costs.
Prothonotary
Zucker, Goldberg &', Ackerman, LI
XCP-165911
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee for CIVIL DIVISION
HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1 NO.: 2012-03176
Plaintiff,
VS.
Hanan Awadalla; Maged Abdelmalik;
Defendant(s).
NOTICE Of ORDER, DECREE OR JUDGMENT
TO: Maged Abdelmalik
5001 PeNlr ha n Circle
Enola, PA 17025-1292
[ I Plaintiff
[VJ Defendant
[ J Additional Defendant
You are hereby notified that an Order, Decree or Judgment was entered in the above captioned
proceeding on
[ ] A copy of the Order or Decree Is enclosed,
or
[V] The judgment is as follows: $133,325.09 plus costs.
Zucker, Goldberg Ackerman,
XCP-165
3
s Rwrs OFFICE OF CUMNI RLA CC)UNW
Ro"
31 R Andwson
Christ it)W*
Richard w liawart
SONCAor
l±,a.,x..?i ter.
COVIU Of 'NE Sf*"lcr
?r:2 JU4 -1 AM 91: ?.3
f'LI BERLAhii3
PENNSYLVANIA
Deutsch Nwlc Noftwd Tnaa Carnpany Car?j Number
Vs. 2012-3176
Hwon M. A wadeft {nt @0
SHOW RETUM SOW=
0522/2012 04a69 PMi1- tRyawt Butt, Daputy ShWW, who bft duly swam scmdftM low, son V* My 22,
2012 at 1 ht awwld a tlw copy of #0 "" Co"ift in r
VA" owl r dolo ltl to wit How l M. Aaldds. by nmi*o low m ulft fl olml?
d Ddw4ot d 5W PlilMg wn Mimi tMnol % Culnbwi nd Cowdy, Pow**" 17025 tb aorlcab and
at the wo i tires MwtdnQ to ter pars rally the aid true and eson+it4 copy of the same.
05221 012 06:22 PM - Ry w lwvM, Do* 8hwW, who b*4 duty sworn aoom*q to taw, stalls that on May 22,
2012 at 2W hom he tprtirad a tn,t copy d ft WOO CorepMM in AAtt Fes, upae the
within lull 4 4000K lo wit Oomgtant d 11 Ptto HitAranat, P 17060, t
nuftl Iowa! oft Robe t ttAWM, auriant tsdiant d 11 Puna NO knr%w Modo icsbutB, un*wl nd
Qmft, Pmwyfwi * 17060 its ow*mft and at the stns tine hwk*vg to him parsa Why odd true ai
corlnd oopy tithe awns.
052212012 04:U PM - F4w CNp * titer, who b du l? tD2012 st i9W hours, bass ond a trot aopy dtttt
VA" rMtnsd daitndant, tD wit: Ak. Atutrit?naM - by w to mmn unta MMwn Ab
0000W at pww"dwrt# 501 ' Cho* Fnotb, CW6~ Cody, Pannyh
cm*wA s and at the stmt timt hwWft to terposmolly tte said trw and coned copy i
on May 22,
Date the
17025 its
Mrns.
06122/2012 06Z PM - Ryan SuMstr, Dspudy Shwlf, who bog duly swam socordina to low, own on My 22,
2042 at 3022 hags, he mved a trw aapy of Ow %4W Coq*** in F -qm to
WNW vaned daiplrrdrrrttt, to wt Oaou"m of 11 fto HM PAWS ^ 171460,1
i Wnp tarawn tetlct "*" VAhm. ourlMrtt smids at 11 Fm NO Anwm. Ma WW imi Cuunibwt?ltd
Cw *, Psn? 17060 Ns OQlNttet1 wWst #ht ww** a hw-dk tbher psrswn* wWftw ar
aotrsa cagy oi* tlNl? wns. These w+e twos" rsaid ?nb at oft eftm.
(e) Cwo%4k M ShnNf, IWO- . W
0525/2012 Ronny R. Anderson, ShwiA, who b ft duly Mm WCOMVAV to taw, atlrtea that he made a d*Wd sewch
and inter for the wilt named defandent to wit: Msped A. Abd irndh, but was unable to kris hkn in
his baiNwkk He theraft ratum the w" COMPWM In Modem Foodoe re are not fMWW 46 to the
.
deferdant Moped A. AbdeirradH L Request far saMae at 1105 VtMraclond Rued,
Pennsylvania 17050 the De*w twas not found. Meged A. Abdelrnelk Currently Makin at 1
pallingham Circle, Enota, Pwwayivsrds 17026-
0&2&2012 Ronny R. Anderson, ShwiA, who beft duty aarwom smwdft to law, VAW that he made a sserrh
and inquiry for the within nerved defarcert to wit: Moped A. AbdsbnWk, but was unable to hkn In
his bs**idc. He thsralore returns the within Complaint I Morompe Foreclosure: so rout found Ias to the
dacha Wart Moped A. Abdeirnel k. Request for service at 11 Pins HO Avenue, Mad= ia?abtxp,
pemWtwnie 17050 the Delandart was not found. Meped A. AbdeirnaWc ourrordy rI id met 5001
Pellinghern Circle, Ends, Penrwyhania 17025.
05!252012 RmW R. Anderson, MwW, who b *V drift w"n wwvft to law, 010100 that he m8ft a search
and inquiry for Ow within naerrsr! defendant to wit Henan: M. AwardeNe, but moos unable to Weele ' Nor in his
fadiwidc. Ha thenNft retwtras the within Complaint In MFG as not 4bund ae the
defendant Harmon M. Aw e. Requed for aervioe st 111m Road,
Pamreytmis 17050 Etas Ds wWwt was not found. Henan M. Awadells currently resides at 1
Peonghem Circle, Enoia, Pennsylvania 17025.
05252012 Ronny R. Anderson, Sheriff, who being duly swam w cwdinp to law, states thd he made a wench
and inquiry for the within named defendant to wit: Heaven M. PmW& s, tad was umbra 10 him In his
bailiwick. He thsrwore returns the within Carte In Matortpape Foreclosure ae not found se to the
defiindrutt Haven M. AawedaNa. Request for WAN at 11 Pkw Hill Ammo,
17050 the Delendant was not found. Heim M. Awadmile cu m t4fr resides at 5001 Cirew
Ends, Panraryl wft 17025.
OFF COST: $175.00
60 ANSWERS,
/NS X00410
June 05, 2012
(c) countisuft shw. T I - , I Im
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche ft* Donal Trust Company, as Trustee CIVIL DIVISION
for HIN A `t SECURITIZATiON CORPORATION
TRUST 2007-WF1 NO.: 2012-03176
Plaintiff,
VS.
Hanan Ada
Maged AbdelnaNk
Defendant.
TO: Hanan Awadells
51101 I nphmm Ck ele
Enola, PA 11026-1292
DATE OF NOTICE: 6/26/2012
You are in default because you have failed to enter a written appearance personally or by atto I- ey
and file in writing with the court your defenses or objections to the claims set forth again youUnless
you act within Ten (10) days from the date of this notice, a judgment maybe entered against ou
without a hearing and you may lose your property or other important rights. You should take his
notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone
the following office to find out where you can get legal Help.
NOTICE TO DEFEND di LAWYER REFERRAL SERVICE
Comb d Cam ,6W Association Chi County Bar Association
32 & ftWq d 8teset 32 S. Bodhend:S*W
CNN*b, OA IM3 Cale, PA 17013
Phone (NO) 1110114M Phone (N0) !108
(717) 249-3166 (717) 248-3166
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
LZ?Ir Ntslt?r Sw* National Trust Company, as Trustee CIVIL DIVISION
for "m ASSET SEcuRITIZATION CORPORATION
TRUST 2007-WF1
Plaintiff, NO.: 2012-03176
VS.
Heron As la
Me @ e d Abdelmalik
Defendant.
AVISOIA±> ORTANTE
TO: Hanan_Awadeft
3081 Pemnsh ni Circle
Enols, PA 17M-1292
FECHA DEL AVISO:6/26/2012
USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR L ACCIOZ
REQUERIDA EN ESTE CASO. A MEMOS QUE USTED TOME ACCION D I+TTRO D1
LOS PROX IOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE P E DICTA]
UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y U D PLIED]
PERDER SU PROPIEDAD Y OTROS DERECHOS IWORTANTES. U D DEBT
LLEVAR ESTE DOCUMENTO RNEDIATAMENTE A SU ABOGADO. SI #STED N(
TIENTE UN ABOGADO O NO PUEDE PAGAR UNO, VAYA O LLAM[E L OFICINJ
ABAJO DMICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDJ
LEGAL.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
Cum County Bar Association Cwt County Bar Association
33 Si. saft d Street 32 S. ftdfsr+d fti*
CoNeb PA 17013 Carildle, PA 17013
Phone (1 iiBW08 Phone (800) 9904108
(717) 249-3166 (717) 249-3166
ZUCKER, GOLDBERG &ACKERMAN
BY: OM A. D,NEWUR
Scott A. Dietteri ck, Esquire
Attorneys for Plaintiff
PA I.D. * 55650
200 Sheffield Street, Suite 301
P.O. Box 1024
Mountainside, NJ 07092-0024
(717) 533-3560
FIRST CLASS U.S. MAIL, POSTAGE PREPAID 165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank Naftnal That Company, as Trustee CIVIL DIVISION
for N191 ASI ET SECUR"IrATiON CORPORATION
TRUST 2007 WF1 NO.: 2012-03176
Plaintiff,
VS.
Flow Aw ila
MagSd Abdslmallk
Defendant.
IMPORTANT NOTICE
TO: Mopd Abdskaaft
0001 P9llingh m Circle
Enola, PA 17025-1292
DATE OF NOTICE: 6/26/2012
You are in default because you have failed to enter a written appearance personally or by attorney
and file in writing with the court your defenses or objections to the claims set forth again you.l Unless
you act within Ten (10) days from the date of this notice, a judgment may be entered against 'ou
without a hearing and you may lose your property or other important rights. You should take is
notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telep e
the following office to find out where you can get legal Help.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
Cumbv%WxI Countl Bar Association
32 S. Bedford Str4W
CMR, PA 17@13
Phone W" 9"00
(717)240-3166
Cumberlaix! County Bar Association
32 S. 0aWal d Sim, am
Cadleie, PA 17813
Phone (80) 9".9106
(717) 249-3166
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche ftnk 110onsi Tent Company, as Trustee CIVIL DIVISION
for HSI ABET SECUMTIZATION CORPORATION
TRUST 2007-WF1
Plaintiff, NO.: 2012-03176
VS.
Defendant.
AVISO IMPORTANTE
TO: Mid Ab s#k
001 Pe Nrpham Circle
Enola, PA 170MI292
FECHA DEL AVISO:6/26/2012
USTED ESTA EN REBELDIA PORQUE HA FALLADO DE TOMAR L AMON
REQUERMA EN ESTE CASO. A MENOS QUE USTED TOME ACCION D NTRO DE
LOS PROMMOS DIEZ (10) DIAS DE LA FECHA DE ESTE AVISO, SE P E DICTAR
UN FALLO EN CONTRA SUYA SIN LLEVARSE A CABO UNA VISTA Y UST D PUEDE
PERDER SU PROPIEDAD Y OTROS DERECHOS IMPORTANTES. U ED DEBE
LLEVAR ESTE DOCUIdENTO INMEDIATAWENTE A SU ABOGADO. SI STED NC
TIENI'E UN ABOGADO 0 NO PUEDE PAGAR UNO, VAYA O LLAME L OFICINA
ABAJO MICADA PARA QUE LE INFORMEN DONDE PUEDE CONSEQUIR AYUDA
LEGAL.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
CundmM rnd County Bar Association
32 8.8rdlbrd Sliest
Carlisle, PA 17013
Phone (000) "04198
(717)249-3166
Cumberland County Bar Association
32 S. Medford Street
Carlisle, PA 17013
Phone (900) 9904108
(717) 249-3166
ZUCKER, GOLDBERG &ACKERMAN
BY: 9th A. 101 1ONWIdC
Scott A. Dietterick, Esquire
Attorneys for Plaintiff
PA I.D. # 55650
200 Sheffield Street, Suite 301
P.O. Box 1024
Mountainside, NJ 07092-0024
(717) 533-3560
FIRST CLASS U.S. MAIL, POSTAGE PREPAID 165933
�
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUINTY�PENNSYLVANIA
�
File No. 20I2-03I76
Deutsche Bank National Trust Company,as Trustee for �
� Amount Due $13I325.09
H8 ASSET SECURITIZATON CORPORATION TRUST ZOO7- �
VVF1' Interest from 7/l1/ZO1%to date ofsale $9,198.80
Plaintiff, �
vs. Costs
IOU
TO THE PROTHONOTARY OF THE SAID COURT:
The undersigned hereby certifies that the below does not arise out of a retail installment sale, coin52of WourRiP
based on a confession of judgment,but if it does, it is based on the appropriate original proceeding filed pursu3�t t(xAc
1966 as amended;and for real property pursuant to Act 6 of 1974 as amended. 00
PRAECIPE FOR EXECUTION
Issue Writ of Execution in the above matter to the Sheriff of Cumberland County,for debt, interest and costs upon
the following described property of the defendant(¢
See Exhibit"A"attached
PRAECIPE FOR ATTACHMENT EXECUTION
Issue Writ of Attachment to the Sheriff of Cumberland County,for debt, interest and costs,as above,directing
attachment against the above-named garnishee(s)for the following property(if real estate,supply six copies of the
description;supply four copies uf lengthy personality{iot):
and all other property of the d fe d ( )in the d |of the said (s).
-(indicate)Index this writ against the garnishee(s)as a lis pendens against r �Kstate of the de ant s
described iothe
DATE: Signature:
�7 Print Name: Scott U� ESc ire '
' Kimberly A, Bonner, Esquire
Joel A.Ackerman, Esquire
Ash|eiAhLrNarin' Esquire
~oD^ Ralph M.Salvia, Esquire
1 �56 CIE F Jaime R.Ackerman, Esquire
/ Address Zucker,Goldberg&Ackermon, LLC
'
�o ZOO Sheffield Street,Suite 101
Mountainside, N] 07092
Attorney for: Plaintiff
Telephone: 908-233'8500
Supnerne Court|DNo.: 55658
89705
202729
306799
202946
31I032
��
k
" � V
�
Exhibit"A"
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE) KNOWN AS
PINE HILL AVENUE,AT THE CORNER OF LOT NO. 60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT NO. 60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48' E),ONE HUNDRED FIFTY FEET(150')TO A POINT;
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE, NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12' E) EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11 )TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS
MARCEL STREET;
THENCE ALONG THE WESTERN LINE OF MARBEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01'30-W),ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT; (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(25'), AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE,SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W) NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')TO A
POINT AT THE CORNER OF LOT NO. 60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE, AJKJA 11 PINE HILLS AVENUE, MECHANICSBURG, PA, 17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND, BY
DEED DATED OCTOBER 13, 2006 AND RECORDED OCTOBER 18,2006 IN AND FOR CUMBERLAND
COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 277, PAGE 906,GRANTED AND CONVEYED UNTO
MAGED ABDELMALIK AND HANAN AWADALLA.
TAX MAP NO.: 38-14-0847-051.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
v
°
U0WTHE COURT OF COMMON PLEAS OP CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company,as Trustee CIVIL DIVISION
for HS|ASSET SE[UR/T|ZAT|ON CORPORATION TRUSl �
2007VVF1 '
- ' � NO.: �z
Plaintiff, Execution No.: ="
— � �u -o
. v
HananAvvada|la; K8aeedAbde|nnaUk: ' -
�
=z:
|
Defendant(s). =2 CD�y
~.
Ln �o
-- co
AFFIDAVIT PURSUANT TO RULE 3129.1
Deutsche Bank National Trust Company, as Trustee for HSi A65ETSECUROOZAT|ON
CORPORATION TRUST 2007-WFI, Plaintiff in the above action, sets forth as of the date the Praebipe for
Writ of Execution was filed the following information concerning the real property located at 11 Pine Hill
Avenue, a/k/a 11 Pine Hills Avenue, Mechanicsburg, PA 17050-1626.
l. Name and Address ofOwner(u)or Reputed Dvvner(s):
K8AGEDA8DELN1AL|KAND HANANAVVADALLA
5001 Pe||inghann Circle
Eno|a, P4 17025'1292
'
2. Name and Address ofDcfendant(s) in the Judgment:
HANANAVVADALLA
5001 PeUinghaon Circle
Eno|a, PA 17025'1292
N1AGEDAQDEUNAL|K
5001PeUinghamCircle
Eno|a, PA 17025'1292
3, Name and Address of every judgment creditor whose judgment is a record lien on the
real property tobesold:
DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HS/ABETSECUR|T|ZAT00
CORPORATION TRUST 2O07-VVF1
Plaintiff
/ucuz Ao:cmm^, uz
xcp /as933
�
�
CHASE BANK USA, N.A.
3700 Wiseman Boulevard
San Antonio,TX 78251
AND
c/o Weltman, Weinberg& Reis Co., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
JOHN & MARGARET ROSIER
4260 B Society Park Court
Harrisburg, PA 17109
PNC BANK, NATIONAL ASSOCIATION
1600 Market Street, 11th Floor
Philadelphia, PA 19103
AND
c/o Geoffrey S. Shuff, Esq.
McNees Wallace& Nurick LLC
100 Pine Street
PO Box 1166
Harrisburg, PA 17108-1166
4. Name and Address of the last record holder of every mortgage of record:
DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR HSI ASSET SECURITIZATION
CORPORATION TRUST 2007-WF1
Plaintiff
CITIFINANCIAL, INC.
6520 Carlisle Pike, Suite 155
Mechanicsburg, PA 17055
WELLS FARGO BANK, N .A.
P.O. Box 5137
Des Moines, IA 50306-5137
5. Name and Address of every other person who has any record lien on the property:
CUMBERLAND COUNTY TAX CLAIM BUREAU
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
I,I(_
\CI'-1650I
PENNSYLVANIA DEPARTMENT OF REVENUE
BUREAU OF COMPLIANCE, LIEN SECTION
PO Box 280948
Harrisburg, PA 17128-0948
6. Name and Address of every other person who has any record interest in the property
and whose interest may be affected by the sale:
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF WELFARE
P.O. Box 2675
Harrisburg, PA 17105
7. Name and Address of every other person of whom the Plaintiff has knowledge who has
any interest in the property which may be affected by the sale:
CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE
Domestic Relations Section
13 N. Hanover Street
PO Box 320
Carlisle, PA 17013
UNKNOWN TENANT OR TENANTS
11 Pine Hill Avenue, a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
UNKNOWN SPOUSE
5001 Pellingham Circle
Enola, PA 17025-1292
UNKNOWN SPOUSE
11 Pine Hill Avenue, a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
PA DEPT. OF REVENUE- INHERITANCE TAX DIVISION
Dept. 280601
Harrisburg, PA 17128-0601
/,tzck:r,Ge�lslh2rtr.& <lckerm:�r�,l.l,C
\C:P-1 05933
I verify that the statements made in this Affidavit are true and correct to the best of my personal
knowledge, information and belief. I understand that false statements herein are made subject to the
penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities.
ZUCKER GOLDBERG &AC RMAN, LLC
Dated: � y� BY:
/ Scott A. Die t4ner,, Esquire; PA I.D. #55650
Kimberly A. B Esquire; PA.I.D.#89705
Joel A.Ackerman, Esquire; PA I.D. #202729
Ashleigh L. Marin, Esquire; PA I.D. #306799
Ralph M. Salvia, Esquire; PA I.D. #202946 /
Jaime R.Ackerman, Esquire; PA I.D. #311032 q�
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
File No.: XCP-165933
(908) 233-8500; (908) 233-1390 FAX
E-mail: Office @zuckergoldberg.com
i.uci<�r.t;:;IEtr�rr_ �, ,1cl.enna3. I.Lt
XCR-16503?
Exhibit"A"
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE) KNOWN AS
PINE HILL AVENUE,AT THE CORNER OF LOT NO. 60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT NO. 60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48' E),ONE HUNDRED FIFTY FEET(150')TO A POINT;
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE, NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12' E) EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11')TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS
MARCEL STREET;
THENCE ALONG THE WESTERN LINE OF MARBEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01' 30- W), ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT; (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(25'),AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE, SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W) NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')TO A
POINT AT THE CORNER OF LOT NO. 60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE,A/K/A 11 PINE HILLS AVENUE, MECHANICSBURG, PA, 17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND, BY
DEED DATED OCTOBER 13, 2006 AND RECORDED OCTOBER 18, 2006 IN AND FOR CUMBERLAND
COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 277, PAGE 906,GRANTED AND CONVEYED UNTO
MAGED ABDELMALIK AND HANAN AWADALLA.
TAX MAP NO.: 38-14-0847-051.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY., PENNSYLVANIA
Deutsche Bank National Trust Company, as Trustee CIVIL DIVISION
for HSI ASSET SECURITIZATION CORPORATION
C--
TRUST 2007-WF1 NO.: 2012-03176 C--
- :K
Plaintiff, 0
M.W =
VS.
C�n
Hanan Awadalla; Maged Abdelmalik;
Defendants. P.C-1
C)
c-
cn
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
Hanan Awadalla
5001 Pellingham Circle
Enola, PA 17025-1292
AND
11 Pine Hill Avenue, a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
AND
1109 Wansford Road
Mechanicsburg, PA 17050
TAKE NOTICE:
That the Sheriff's Sale of Real Property {Real Estate) will be held at the Cumberland County
Courthouse, I Courthouse Square, Carlisle, PA 17013 on 09/04/2013 at 10:00arn prevailing local time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement
of the measured boundaries of the property, together with a brief mention of the buildings and any
other major improvements erected on the land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"A").
The LOCATION of your property to be sold is:
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue, Mechanicsburg,PA,17050-1626
Zucker,Goldberg&Ackerman,LLC
XCP-165933
The JUDGMENT under or pursuant to which your property is being sold is docketed to:
No.2012-03176
THE NAME(S)OF THE OWNER(S)OR REPUTED OWNER(S)OF THIS PROPERTY ARE:
MAGED ABDELMALIK AND HANAN AWADALLA
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate
entities or agencies being entitled to receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed
taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale
in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it,
within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be
obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse
Square,Carlisle, PA 17013-3387.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY.
It has been issued because there is a Judgment against you. It may cause your property to be
held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your
rights,you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE.
Lawyer Referral Service of the Cumberland
County Bar Association
Cumberland County Bar Association
32 S. Bedford Street
Carlisle,PA 17013
Phone(800)990-9108
(717)249-3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County
to open the Judgment if you have a meritorious defense against the person or company that has
entered judgment against you. You may also file a petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas
of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause.
This petition must be filed before the Sheriffs Deed is delivered.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County.
The petition must be served on the attorney for the creditor or on the creditor before presentation
to the Court and a proposed order or rule must be attached to the petition. If a specific return date
is desired, such date must be obtained from the Court Administrator's Office, Cumberland County
Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition
to the Court.
ZUCKER GOLDBERG & KERMAN, LLC
Dated: / BY:
f Scott A. Di fterick, Esquire; PA I.D.#55650
Kimberly A. Bonner, Esquire; PA.I.D.#89705
Joel A.Ackerman, Esquire; PA I.D.#202729
Ashleigh L. Marin, Esquire; PA I.D. #306799
Ralph M.Salvia, Esquire; PA I.D. #202946
Jaime R.Ackerman, Esquire; PA I.D. #311032 d�
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
File No:: XCP-165933
(908) 233-8500; (908)233-1390 FAX
E-mail: Office @zuckergoldberg.com
VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND
VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO.
Zucker,Goldberg&Ackerman, LLC
XCP-165933
Exhibit"A"
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE) KNOWN AS
PINE HILL AVENUE,AT THE CORNER OF LOT NO.60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT NO.60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48' E),ONE HUNDRED FIFTY FEET(150')TO A POINT;
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE, NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12' E) EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11')TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS
MARCEL STREET;
THENCE ALONG THE WESTERN LINE OF MARCEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01'30-W),ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT; (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(25%AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE,SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W) NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')TO A
POINT AT THE CORNER OF LOT NO.60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE,A/K/A 11 PINE HILLS AVENUE, MECHANICSBURG, PA, 17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND, BY
DEED DATED OCTOBER 13, 2006 AND RECORDED OCTOBER 18,2006 IN AND FOR CUMBERLAND
COUNTY,PENNSYLVANIA, IN DEED BOOK VOLUME 277, PAGE 906, GRANTED AND CONVEYED UNTO
MAGED ABDELMAUK AND HANAN AWADALLA.
TAX MAP NO.: 38-14-0847-051.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company,as Trustee CIVIL DIVISION
for HSI ASSET SECURITIZATION CORPORATION
rn
TRUST 2007-WF1 NO.: 2012-03176
Ck
Plaintiff,
VS.
C--) »
Hanan Awadalla; Malted Abdelmalik; =t- D
c=
C-n
Defendants.
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
Maged Abdelmalik
5001 Pellingham Circle
Enola, PA 17025-1292
AND
11 Pine Hill Avenue, a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
AND
1109 Wansford Road
Mechanicsburg, PA 17050
TAKE NOTICE:
That the Sheriff's Sale of Real Property (Real Estate) will be held at the Cumberland County
Courthouse, I Courthouse Square,Carlisle, PA 17013 on 09/04/2013 at 10:00am prevailing local time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement
of the measured boundaries of the property, together with a brief mention of the buildings and any
other major improvements erected on the land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"All).
The LOCATION of your property to be sold is:
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue, Mechanicsburg,PA,17050-1626
Zucker,Goldberg&Ackerman, LLC
XCP-165933
s�
The JUDGMENT under or pursuant to which your property is being sold is docketed to:
No. 2012-03176
THE NAME(S)OF THE OWNER(S)OR REPUTED OWNER(S)OF THIS PROPERTY ARE:
MAGED ABDELMALIK AND HANAN AWADALLA
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate
entities or agencies being entitled to receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed
taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale
in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it,
within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be
obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse
Square, Carlisle, PA 17013-3387.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY.
It has been issued because there is a Judgment against you. It may cause your property to be
held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your
rights,you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE.
Lawyer Referral Service of the Cumberland
County Bar Association
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
Phone(800)990-9108
(717)249-3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County
to open the Judgment if you have a meritorious defense against the person or company that has
entered judgment against you. You may also file a petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
Zucker,Goldberg&Ackerman, LLC
XCP-165933
d
2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas
of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause.
This petition must be filed before the Sheriff's Deed is delivered.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County.
The petition must be served on the attorney for the creditor or on the creditor before presentation
to the Court and a proposed order or rule must be attached to the petition. If a specific return date
is desired, such date must be obtained from the Court Administrator's Office, Cumberland County
Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition
to the Court.
ZUCKER GOLDBERG &A ERMAN, LLC
Dated: BY:
Scott A. Di t rick, Esquire; PA I.D.#55650
Kimberly A. Bonner, Esquire; PA.I.D.#89705
Joel A.Ackerman, Esquire; PA I.D.#202729
Ashleigh L. Marin, Esquire; PA I.D.#306799
Ralph M. Salvia, Esquire; PA I.D.#202946
Jaime R.Ackerman, Esquire; PA I.D. #311032`
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
File No.:XCP-165933
(908) 233-8500; (908) 233-1390 FAX
E-mail: Office @zuckergoldberg.com
VIA CERTIFIED MAIL,RETURN RECEIPT REQUESTED AND
VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO.
Zucker,Goldberg&Ackerman, LLC
XCP-165933
a
Exhibit"A„
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE) KNOWN AS
PINE HILL AVENUE,AT THE CORNER OF LOT NO.60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT NO.60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48' E),ONE HUNDRED FIFTY FEET(150')TO A POINT;
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE, NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12' E) EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11')TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS
MARCEL STREET;
THENCE ALONG THE WESTERN LINE OF MARBEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01' 30-W), ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT; (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(25'),AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE,SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W) NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')TO A
POINT AT THE CORNER OF LOT NO.60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE,A/K/A 11 PINE HILLS AVENUE, MECHANICSBURG, PA, 17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND, BY
DEED DATED OCTOBER 13,2006 AND RECORDED OCTOBER 18,2006 IN AND FOR CUMBERLAND
COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 277, PAGE 906,GRANTED AND CONVEYED UNTO
MAGED ABDELMALIK AND HANAN AWADALLA.
TAX MAP NO.: 38-14-0847-051.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO. 12-3176 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION—LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY,
AS TRUSTEE FOR HSI ASSET SECURITIZATION CORPORATION TRUST 2007-WF1
Plaintiff(s)
From HANAN AWADALLA; MAGED ABDELMALIK
(1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s)not levied upon in the possession
of
GARNISHEE(S)as follows:
and to notify the gamishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant
(s)or otherwise disposing thereof;
(3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due: $323.75 L.L.: $.50
Interest FROM 7/11/2012 TO DATE OF SALE-$9,198.80
Atty's Comm: Due Prothy: $2.25
Arty Paid: $323.75 Other Costs:
Plaintiff Paid:
Date: 5/2/13
David D. Buell,Prothonotary
(Seal), P- —
t
Deputy
REQUESTING PARTY:
'Name:JAIME R.ACKERMAN,ESQUIRE
Address: ZUCKER,GOLDBERG&ACKERMAN,LLC
200 SHEFFIELD STREET,SUITE 101
MOUNTAINSIDE,NJ 07092
Attorney for:PLAINTIFF
Telephone: 908-233-8500
Supreme Court ID No.311032
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company, as CIVIL DIVISION
Trustee for HSI Asset Securitization Corporation
Trust 2007-WF1, NO.: 2012-03176
Plaintiff, TYPE OF PLEADING
Vs.
Pa. R.C.P. RULE 3129.2(C)AFFIDAVIT OF SERVICE
Hanan Awadalla; Maged Abdelmalik; OF DEFENDANT/OWNER AND
OTHER PARTIES OF INTEREST
Defendants.
FILED ON BEHALF OF:
Deutsche Bank National Trust Company, as Trustee
for HSI ASSET SECURITIZATION CORPORATION
TRUST 2007-WF1
COUNSEL OF RECORD FOR THIS PARTY:
ZUCKER, GOLDBERG &ACKERMAN, LLC
Scott A. Dietterick, Esquire PA I.D.#55650
Kimberly A. Bonner, Esquire- PA I.D.#89705
Joel A.Ackerman, Esquire- PA I.D.#202729
Ashleigh L. Marin, Esquire- PA I.D.#306799
Ralph M. Salvia, Esquire- PA I.D. #202946
Jaime R.Ackerman, Esquire- PA I.D.#311032
200 Sheffield Street,Suite 101
Mountainside, N1 07092 4,.
(908)233-8500 Q:
(908) 233-1390 FAX
office@zuckergoldberg.com
File No.:XCP- 165933/dsc "' ► i
Zucker, Goldberg&Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company,as CIVIL DIVISION
Trustee for HSI Asset Securitization Corporation
Trust 2007-WF1, NO.: 2012-03176
Plaintiff,
VS.
Hanan Awadalla; Maged Abdelmalik;
Defendants.
Pa.R.C.P. RULE 3129(c)AFFIDAVIT OF SERVICE OF
DEFENDANT/OWNER AND OTHER PARTIES OF INTEREST
I, Daniel Schlesinger, a paralegal with the firm of Zucker, Goldberg & Ackerman, LLC, attorneys
for Plaintiff, Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation
Trust 2007-WF1, being duly sworn according to law depose and make the following Affidavit regarding
the service of Plaintiff's Notice of Sheriff's Sale of Real Property in this matter on Defendant/Owner and
Other Parties of Interest as follows:
1. Defendants, Maged Abdelmalik and Hanan Awadalla, are the record owners of the real
property.
2. On or about June 3, 2013, Defendants Maged Abdelmalik and Hanan Awadalla were
served with Plaintiff's Notice of Sheriff's Sale of Real Property Pursuant to Pa. R.C.P. 3129, via Certified
Mail, return receipt requested, at the address of 5001 Pellingham Circle, Enola, PA 17025. True and
correct copies of said Notices and Proofs of Service are marked Exhibit "A", attached hereto and made a
part hereof.
3. On or about July 26,2 013, Plaintiff's counsel served all other parties in interest with
Plaintiff's Notice of Sheriff's Sale according to Plaintiffs Affidavit Pursuant to rule 3129.1, via First Class
U.S. Mail, Postage Pre-Paid, with a Certificate of Mailing. True and correct copies of said Notices and
Certificates of Mailing are marked Exhibit"B", attached hereto and made a part hereof.
Finally, the undersigned deposes and says that the Defendants/Owners and all other Parties of
Zucker, Goldberg&Ackerman, LLC
XCP-165933
Interest were served with Plaintiff's Notice of Sheriff's Sale of Real Property in accordance with Pa.R.C.P.
3129.2.
ZUCKER, GOLDBERG &ACKERMAN, LLC
Attorneys for Plaintiff
Dated:August � , 2013
DANIEL SCHLESI R
Paralegal/Legal Assistant
Sworn to and subscribed before
me this j day of ugust, 2013
C �
Notar Public
MY COMMISSION EXPIRES: PAUL C. NADRATOWSKI
Notary Public of New Jersey
ID#2407850
My Commission Expires 4/27/2016
Zucker, Goldberg&Ackerman, LLC
XCP-165933
EXHIBIT A
Zucker, Goldberg&Ackerman, LLC
XCP-165933
Zucker,Goldberg&Ackerman,LLC
PO Box 1219
Mountainside,NJ 07092-1219
7196 9006 9296 7274 3096
20130521-102
0.11111.1.111.-i'li�ill��I��l�
Maged Abdelmalik
5001 PELLINGHAM CIR
ENOLA, PA 17025-1292
PANOSS
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company,as Trustee CIVIL DIVISION
for HSI ASSET SECURITIZATION CORPORATION
TRUST 2007-WF1 NO.: 2012-03176
Plaintiff,
VS.
Hanan Awadalla; Maged Abdelmalik;
Defendants.
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
Maged Abdelmalik
5001 Pellingham Circle
Enola,PA 17025-1292
AND
11 Pine Hill Avenue, a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
AND
1109 Wansford Road
Mechanicsburg,PA 17050
TAKE NOTICE:
That the Sheriff's Sale of Real Property (Real Estate) will be held at the Cumberland County
Courthouse,1 Courthouse Square,Carlisle, PA 17013 on 09/04/2013 at 10:00am prevailing local time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement
of the measured boundaries of the property, together with a brief mention of the buildings and any
other major improvements erected on the land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"A").
The LOCATION of your property to be sold is:
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue,Mechanicsburg, PA,17050-1626
Zucker,Goldberg&Ackerman,LLC
MITI
XCP-165933
The JUDGMENT under or pursuant to which your property is being sold is docketed to:
No.2012-03176
THE NAME(S)OF THE OWNER(S)OR REPUTED OWNER(S)OF THIS PROPERTY ARE:
MAGED ABDELMALIK AND HANAN AWADALLA
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate
entities or agencies being entitled to receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed
taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale
in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it,
within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be
obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse
Square, Carlisle,PA 17013-3387.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY.
it has been issued because there is a Judgment against you. It may cause your property to be
held,to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your
rights,you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE.
Lawyer Referral Service of the Cumberland
County Bar Association
Cumberland County Bar Association
32 S.Bedford Street
Carlisle, PA 17013
Phone(800)990-9108
(717)249-3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County
to open the Judgment if you have a meritorious defense against the person or company that has
entered judgment against you. You may also file a petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
2. After the Sheriff's Sale,you may file a petition with the Court of Common Pleas
of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause.
This petition must be filed before the Sheriff's Deed is delivered.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County.
The petition must be served on the attorney for the creditor or on the creditor before presentation
to the Court and a proposed order or rule must be attached to the petition. If a specific return date
is desired, such date must be obtained from the Court Administrator's Office, Cumberland County
Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition
to the Court.
ZUCKER GOLDBERG&gXERMAN, LLC
Dated: BY: C, '
7 Gv r3 Scott A. Di t rick, Esquire; PA 1.D.#55650
Kimberly A.Bonner, Esquire; PA.I.D.489705
Joel A.Ackerman, Esquire; PA I.D.#202729
Ashleigh L.Marin,Esquire; PA I.D.#306799
Ralph M.Salvia, Esquire; PA I.D.#202946
Jaime R.Ackerman, Esquire; PA I.D.#311032]
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
File No.:XCP-165933
(908)233-8500;(908) 233-1390 FAX
E-mail: Office @zuckergoIdberg.com
VIA CERTIFIED MAIL,RETURN RECEIPT REQUESTED AND
i:
VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
Exhibit"A"
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE)KNOWN AS
PINE HILL AVENUE,AT THE CORNER OF LOT NO.60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT NO,60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48' E),ONE HUNDRED FIFTY FEET(150')TO A POINT;
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE, NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12' E)EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11')TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS
MARCEL STREET;
THENCE ALONG THE WESTERN LINE OF MARBEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01'30-W),ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT; (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(25'),AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE,SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W)NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')TO A
POINT AT THE CORNER OF LOT NO.60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE,A/K/A 11 PINE HILLS AVENUE, MECHANICSBURG, PA, 17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND, BY
DEED DATED OCTOBER 13, 2006 AND RECORDED OCTOBER 18,2006 IN AND FOR CUMBERLAND
COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 277, PAGE 906,GRANTED AND CONVEYED UNTO
MAGED ABDELMALIK AND HANAN AWADALLA.
TAX MAP NO.:38-14-0847-051.
i.
Zucker,Goldberg&Ackerman,LLC i
XCP-165933
COMpLETE THIS SECTION ► DELIVERY
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addressed to:
Reference Information
.t0El,lTIF'ED MAIL�. L ------------
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Maaed Abdelmalik
7 5001 PELLING. HAM CIR 165933
0
iE ENOLA, PA 17025-1292 PANOSS
0
5121,,2013
L 11% 9006 9296 7274 3096-1012
PS Forni 3811.January 200:5 L)OMestic Returp Receipt
UNITED STATES POSTAL SERVICE
POsta
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PO Box 9076
Temecula, CA 92589-9076
_
Zucker,Goldberg&Ackerman,LLC
PO Box 1219
Mountainside,NJ 07092-1219
7196 9006 9296 7274 3119
20130521-102
III i llh11+1n-i1.r'l����I�III��iIInIiI��n�Ilinlnnl��ll�
Hanan Awadalla
5001 PELLINGHAM CIR
ENOLA, PA 17025-1292
_ar
PANOSS
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company,as Trustee CIVIL DIVISION
for HSI ASSET SECURITIZATION CORPORATION
TRUST 2007-WF1 NO.: 2012-03176
Plaintiff,
VS.
Hanan Awadalla; Maged Abdelmalik;
Defendants.
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY PURSUANT TO
PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129
Hanan Awadalla
5001 Pellingham Circle
Enola, PA 17025-1292
AND
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
AND
1109 Wansford Road
Mechanicsburg,PA 17050
TAKE NOTICE:
That the Sheriffs Sale of Real Property (Real Estate) will be held at the Cumberland County
Courthouse, 1 Courthouse Square,Carlisle, PA 17013 on 09/04/2013 at 10:00am prevailing local time.
THE PROPERTY TO BE SOLD is delineated in detail in a legal description consisting of a statement
of the measured boundaries of the property, together with a brief mention of the buildings and any
other major improvements erected on the land.
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"A").
The LOCATION of your property to be sold is:
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue,Mechanicsburg,PA,17050-1626
MAC Zucker;Goldberg&Ackerman,LLC
XCP-165933
The JUDGMENT under or pursuant to which your property is being sold is docketed to:
No.2012-03176
THE NAME(S)OF THE OWNER(S)OR REPUTED OWNER(S)OF THIS PROPERTY ARE:
MAGED ABDELMALIK AND HANAN AWADALLA
A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate
entities or agencies being entitled to receive part of the proceeds of the sale received and to be
disbursed by the Sheriff (for example to banks that hold mortgages and municipalities that are owed
taxes), will be filed by the Sheriff thirty (30) days after the sale, and distribution of the proceeds of sale
in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it,
within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be
obtained from the Sheriff of the Court of Common Pleas of Cumberland County, One Courthouse
Square, Carlisle, PA 17013-3387.
THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY.
It has been issued because there is a Judgment against you. It may cause your property to be
held, to be sold or taken to pay the Judgment. You may have legal rights to prevent your property from
being taken. A lawyer can advise you more specifically of these rights. If you wish to exercise your
rights,you must act promptly.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE.
Lawyer Referral Service of the Cumberland
County Bar Association
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
Phone(800)990-9108
(717)249-3166
THE LEGAL RIGHTS YOU MAY HAVE ARE:
1. You may file a petition with the Court of Common Pleas of Cumberland County
to open the Judgment if you have a meritorious defense against the person or company that has
entered judgment against you. You may also file a petition with the same Court if you are aware of
a legal defect in the obligation or the procedure used against you.
�1Y Zucker,Goldberg&Ackerman,LLC
XCP-165933
2. After the Sheriff's Sale, you may file a petition with the Court of Common Pleas
of Cumberland County to set aside the sale for a grossly inadequate price or for other proper cause.
This petition must be filed before the Sheriffs Deed is delivered.
3. A petition or petitions raising the legal issues or rights mentioned in the
preceding paragraphs must be presented to the Court of Common Pleas of Cumberland County.
The petition must be served on the attorney for the creditor or on the creditor before presentation
to the Court and a proposed order or rule must be attached to the petition. If a specific return date
is desired, such date must be obtained from the Court Administrator's Office, Cumberland County
Courthouse, One Courthouse Square, Carlisle, PA 17013-3387, before presentation of the petition
to the Court.
ZUCKER GOLDBERG& KERMAN, LLC
Dated: L` ?/) f BY:
✓" l 3 Scott A. Di fterick,Esquire; PA I.D.#55650
Kimberly A.Bonner, Esquire; PA.I.D.#89705
Joel A.Ackerman,Esquire; PA I.D.#202729
Ashleigh L.Marin, Esquire; PA I.D.#306799
Ralph M.Salvia, Esquire; PA I.D.#202946
Jaime R.Ackerman, Esquire; PA I.D.#311032
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
File No.:XCP-165933
(908)233-8500; (908)233-1390 FAX
E-mail: Office @zuckergoldberg.com
VIA CERTIFIED MAIL,RETURN RECEIPT REQUESTED AND
VIA PERSONAL SERVICE BY THE SHERIFF OF CUMBERLAND CO.
i;
W Zucker,Goldberg&Ackerman,LLC
XCP-165933
Exhibit"A"
LEGAL DESCRIPTION
ALLTHAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA,BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE)KNOWN AS
PINE HILL AVENUE,ATTHE CORNER OF LOT NO.60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT N0.60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48'E),ONE HUNDRED FIFTY FEET(150')TO A POINT;
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE,NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12' E)EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11')TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS
MARCEL STREET;
THENCE ALONG THE WESTERN LINE OF MARBEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01'3G-W),ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT, (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(251),AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE,SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W)NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')To A
POINT AT THE CORNER OF LOT NO.60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE,A/K/A 11 PINE HILLS AVENUE,MECHANICSBURG,PA, 17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND,BY
DEED DATED OCTOBER 13,2006 AND RECORDED OCTOBER 18,2006 IN AND FOR CUMBERLAND
COUNTY,PENNSYLVANIA,IN DEED BOOK VOLUME 277,PAGE 906,GRANTED AND CONVEYED UNTO
MAGED ABDELMALIK AND HANAN AWADALLA.
TAX MAP NO.:38-14-084.7-051.
Zucker,Goldberg&Ackerman,LLC
XCP-165933
UNITED STATES POSTAL SERVICE
First-Clw; Mail
Postage F- Fees Pa d
USPS
!'Permit Ni` G-10
Zucker, Goldberg & Ackerman, LLC
PO Box 9076
Temecula, CA 92589-9076
2. Ar6cle Nujjjt)p,(
i COMPLETE THIS SECTION,♦ DELIVERY
A `T�A f C:-T,
7196 9006 9296 7274 3119
Addressee
Is(if-qiv,?r-v add, Yes
If Y's.ei)ler delivery airiress j)cjo,:
3. Service Type CERTIFIED MAIL No
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4. Restnclec Deirveql (Extra Fee;
Yes
AlcicAdoressed to:
0.
to
Haman Awadalla Reference Information
5001 PELLINGHAM CIR 165933
ENOLA, PA 17025-1292 1
0 PANOSS
L5!'21 i2013
7196 9006 9296 7274 3119-102
PS form 3811,Ja-)uary2G05 Domestic Retum Ri-,ceipt
EXHIBIT B
Zucker, Goldberg&Ackerman, LLC
XCP-165933
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Deutsche Bank National Trust Company,as CIVIL DIVISION
Trustee for HSI ASSET SECURITIZATION
CORPORATION TRUST 2007-WF1 NO.:2012-03176
Plaintiff,
VS. '
Hanan Awadalla;Maged Abdelmalik;
Defendants.
NOTICE TO LIENHOLDERS AND OTHER PARTIES IN INTEREST
PURSUANT TO Pa.R.C.P.3129(b)
TO:
UNKNOWN TENANT OR TENANTS UNKNOWN SPOUSE
11Pine Hill Avenue,a/k/a 11 Pine Hills Avenue 5001 Pellingham Circle
Mechanicsburg,PA 17050-1626 Enola,PA 17025-1292
COMMONWEALTH OF PENNSYLVANIA PA DEPT.OF REVENUE-INHERITANCE TAX
DEPARTMENT OF WELFARE DIVISION
P.O. Box 2675 Dept.280601
Harrisburg, PA 17105 . Harrisburg, PA 17128-0601
CUMBERLAND COUNTY TAX CLAIM BUREAU CUMBERLAND COUNTY DOMESTIC RELATIONS
Cumberland County Courthouse OFFICE
One Courthouse Square Domestic Relations Section
Carlisle, PA 17013 13 N. Hanover Street
PO Box 320
CHASE BANK USA, N.A. Carlisle,PA 17013
3700 Wiseman Boulevard
San Antonio,TX 78251 CITIFINANCIAL, INC.
6520 Carlisle Pike,Suite 155
CHASE BANK USA, N.A. Mechanicsburg, PA 17055
c/o WELTMAN,WEINBERG&REIS CO., L.P.A.
436 Seventh Avenue,Suite 1400 WELLS FARGO BANK, N.A.
Pittsburgh, PA 15219 . P.O. Box 5137
Des Moines, IA 50306-5137
JOHN & MARGARET ROSIER
4260 B Society Park Court PNC BANK,NATIONAL ASSOCIATION
Harrisburg, PA 17109 c/o GEOFFREY S.SHUFF,ESQ.
MCNEES WALLACE&NURICK LLC
PNC BANK, NATIONAL ASSOCIATION 100 Pine Street
1600 Market Street,11t`Floor PO Box 1166
Philadelphia, PA 19103 Harrisburg, PA 17108-1166
Zucker,Goldberg&Ackerman,LLC
XCP-165933
165933D1004CO7232013P1
UNKNOWN SPOUSE
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue
Mechanicsburg,PA 17050-1626
TAKE NOTICE that by virtue of the above Writ of Execution issued out of the Court of Common
Pleas of Cumberland County, Pennsylvania,and to the Sheriff of Cumberland County,directed,there will
be exposed to Public Sale in:
the Cumberland County Courthouse,1 Courthouse Square,Carlisle, PA 17013
On 09/04/2013 at 10:00am,the following described real estate which Maged Abdelmalik and Hanan
Awadalla are the owners or reputed owners and on which you may hold a lien or have an interest which
could be affected by the sale of:
11Pine Hill Avenue,a/k/a 11 Pine Hills Avenue,
Mechanicsburg, PA 17050-1626
Cumberland County
(SEE LEGAL DESCRIPTION ATTACHED AS EXHIBIT"A"),
f•
c
Zucker,Goldberg&Ackerman,LLC
XCP-165933
165933D1004C07232013P2
The said Writ of Execution has been issued on a judgment in the action of
Deutsche Bank National Trust Company,as Trustee
for HSI ASSET SECURITIZATION CORPORATION TRUST
2007-WF1
Plaintiff
VS.
Hanan Awadalla,et al
Defendant(s)
at EX. NO.2012-03176 in the amount of$133325.09 plus interest and costs.
Claims against property must be filed at the Office of the Sheriff before above sale date.
Claims to proceeds must be made with the Office of the Sheriff before distribution.
Schedule of Distribution will be filed with the Office of the Sheriff no later than thirty(30)days
from the sale date.
Exceptions to Distributions or a Petition to Set Aside the Sale must be filed with the Office of the
Sheriff no later than ten(10)days from the date when Schedule of Distribution is filed in the Office of
the Sheriff.
If you have any questions or comments with regard to the Sheriffs Sale or this Notice,you
should contact your attorney as soon as possible.
ZUCKER,GOLDBERG&ACKERMAN,LLC
Dated: BY: Jfvmvt
Scott A. Dietterick, Esquire; PA I.D.#55650
Kimberly A.Bonner, Esquire; PA I.D.#89705
Joel A.Ackerman, Esquire; PA I.D.#202729
Ashleigh Levy Marin, Esquire; Pa I.D.#306799
Ralph M.Salvia; PA I.D.#202946
Jaime R.Ackerman, Esquire; PA I.D.#311032
200 Sheffield Street,Suite 301
Mountainside, NJ 07092
File No.:XCP-165933
(908)233-8500; (908)233-1390 FAX
E-mail: Office @zuckergoldberg.com
Zucker,Goldberg&Ackerman,LLC
XCP-165933
165933D1004C07232013P3
Exhibit"A"
LEGAL DESCRIPTION
ALL THAT CERTAIN TRACT OR LOT OF LAND SITUATE IN THE TOWNSHIP OF SILVER SPRING,COUNTY OF
CUMBERLAND AND COMMONWEALTH OF PENNSYLVANIA, BEING MORE PARTICULARLY BOUNDED AND
DESCRIBED AS FOLLOWS,TO WIT:
BEGINNING AT A POINT ON THE SOUTHERN LINE OF A PUBLIC ROAD(FIFTY FEET(50)WIDE)KNOWN AS
PINE HILL AVENUE,AT THE CORNER OF LOT NO.60 IN THE PLAN OF LOTS HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID LOT NO.60 SOUTH THIRTY-THREE DEGREES FORTY-EIGHT MINUTES
EAST(S 33 DEGREES 48'E),ONE HUNDRED FIFTY FEET(150')TO A POINT,
THENCE ALONG OTHER LAND NOW OR FORMERLY OF GEORGE W.WALKER AND MARY ALICE WALKER,
HIS WIFE, NORTH FIFTY-SIX DEGREES TWELVE MINUTES EAST(N 56 DEGREES 12'E) EIGHTY-TWO AND
ELEVEN HUNDREDTHS FEET(82.11')TO A POINT ON THE WESTERN LINE OF A PUBLIC ROAD KNOWN AS ;.
MARCEL STREET,
THENCE ALONG THE WESTERN LINE OF MARCEL STREET NORTH SIXTEEN DEGREES ONE MINUTE THIRTY
SECONDS WEST(N 16 DEGREES 01'30-W),ONE HUNDRED TWENTY-THREE AND TWENTY-SIX
HUNDREDTHS FEET(123.26)TO A POINT; (ERRONEOUSLY SET FORTH IN PRIOR DEED AS 103.26 FEET);
THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF TWENTY-FIVE FEET(25'),AN ARC DISTANCE OF
FORTY-SEVEN AND TWENTY HUNDREDTHS FEET(47.20')TO A POINT ON THE SOUTHERN LINE OF PINE
HILL AVENUE AFORESAID;
THENCE ALONG THE SOUTHERN LINE OF PINE HILL AVENUE,SOUTH FIFTY-SIX DEGREES TWELVE
MINUTES WEST(S 56 DEGREES 12'W) NINETY-FIVE AND NINETY-FOUR HUNDREDTHS FEET(94.95')TO A
POINT AT THE CORNER OF LOT NO.60 AFORESAID,THE PLACE OF BEGINNING.
HAVING THEREON ERECTED A DWELLING HOUSE BEING KNOWN AND NUMBERED AS 11 PINE HILL
AVENUE,A/K/A 11 PINE HILLS AVENUE,MECHANICSBURG,PA,17050-1626.
BEING THE SAME PREMISES WHICH R.THOMAS KLINE,SHERIFF OF THE COUNTY OF CUMBERLAND, BY
DEED DATED OCTOBER 13,2006 AND RECORDED OCTOBER 18,2006 IN AND FOR CUMBERLAND
COUNTY, PENNSYLVANIA, IN DEED BOOK VOLUME 277,PAGE 906,GRANTED AND CONVEYED UNTO
MAGED ABDELMALIK AND HANAN AWADALLA.
TAX MAP NO.:38-14-0847-051.
Zucker,Goldberg&Ackerman,LLC
(<Field2»-((Field 1»
((Field 1»D 1004CO2/12/2008P4
Page 1 of 7 NOTICE TO LIENHOLDERS
J-VGaMA- II►1TE ?�l4TE ��` �
At?ST/1L S> fVICE
This Certificate of Ma11bq pnrvhles evidence that mall has been presented to USPS•for malllnp.This form i sitNEV
and international mall • 02 1M $ 01-200
Scott A. Dietterick,Esquire 4 " 0004282036 JUL 26 2013
c/o Zucker,Goldberg&Ackerman, LLC ,yCFi. MAILED FROM ZIP CODE 0 7082
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
XCP-16 3 /S M
T°t UNKNOWN TENANT OR TENANTS mark Here
11Pine Hill Avenue,a/k/a 11 Pine Hills Avenue ,SPS
Mechanicsburg, PA 17050-1626
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530.02-000-9065
UN1:TED=ST/lTES`
POMLSERM: Ea*
This Certificate of Mailing provides evidence that mall has been presented to USPS formal ln&T '3
and international mail. a2
Fro 02
A. Dietterick, Esquire •' 0004282036 JUL 26 2013
c/o Zucker,Goldberg&Ackerman, LLC 2111-
it MAILED FROM
ZlP CODE 0 i0 92
✓
200 Sheffield Street,Suite 101 01—
Mountainside, N1 07092
XCP-1 Sde
i
TOt COMMONWEALTH OF PENNSYLVANIA Postmark Here '
DEPARTMENT OF WELFARE USPS
P.O. Box 2675
Harrisburg, PA 17105
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
I
r
Page 2 of 7 NOTICE TO LIENHOLDERS
TIQ�S:Td:T:E .
V�N'
__ ...: -. .. . vsrtvtx rtotn>Es qw=MnMw AOSF/j15R1/IF 021M $ 0'x.20°
This Certificate of Mailing provides Lvidenca that mail has been presented to USPSO for malling. E 0004282036 JUL 26 2013
and international mail. MAILED FROM ZIP CODE 0 70 92
From: Scott A.Dietterick,Esquire o
t9..-.
-JZ c/o Zucker,Goldberg&Ackerman,LLC 2,
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
X sde
CUMBERLAND COUNTY TAX CLAIM BUREAU Postmark Here
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
V.
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
NITFDST/lTFS
nl?S TAUS
ER�fICE� W. -This certificate of Mailing provides evidence that map has been presented to USPSe for walling.This foe ®�-���and international mall. WM Scott A. Dietterick, Esquire 04282036 JUL 26 2013
AILED FROM ZIP CODE 07092
c/o Zucker,Goldberg&Ackerman, LLC ' 1
200 Sheffield Street,Suite 101 j
:l
Mountainside, NJ 07092
1-165933/sde TEAM C
ro: CHASE BANK USA, N.A. S Here
3700 Wiseman Boulevard
San Antonio,TX 78251
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
i
I
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t '
Page 3 of 7 NOTICE TO LIENHOLDERS
6�P PON 1
NTED_ T�1 ` S_ ;
_�5 02 1M $ 01-200
yj� V�" �� 0004282036 JUL26 2013
This Certificate of Mailing providesevidence that mac has been presented to LISPS- DFROMZIPCODE 07092
and Intematlonal ma0."o"L Scott A. Dietterick, Esquire 2 �ol�
c/o Zucker,Goldberg&Ackerman,LLC Caw
200 Sheffield Street,Suite 101 LISPS {:
Mountainside, NJ 07092
XCP-165933/sde TEAM C
T°' CHASE BANK USA, N.A. Postmark Here
c/o WELTMAN,WEINBERG&REIS CO., L.A.A. !
I
436 Seventh Avenue,Suite 1400
Pittsburgh, PA 15219
i
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
VUNITED STATES` a
A- . f 021M $ 01.20°
This Certificate of Macing provides evidence that mall has been presented to USPs•for 0004282036 JUL-26 2013
and International mac. CO MAILED FROM ZIP CODE.0 70 92
Scott A. Dietterick, Esquire
c/o Zucker,Goldberg&Ackerman, LL JUL
200 Sheffield Street,Suite 101 tow
Mountainside, NJ 07092
33/sde TEA-MC
TO: JOHN&MARGARET ROSIER Postmark Here
4260 B Society Park Court
Harrisburg, PA 17109
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
i
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i
Page 4 of 7 NOTICE TO LIENHOLDERS
SP's P
AC?57"1L.SFi'Vl+~E
le,5l i� 02 ,rw $ 01.200
0004282036 JUL 26 2013
This Certificate of Mailing provides evidence that mall has been presented to USPS•for n. .This form MAILED FROM ZIP CODE 0.7092
and International map. -J
From:
Scott A. Dietterick, Esquire .,l -
c/o Zucker,Goldberg&Ackerman, LLC
200 Sheffield Street,Suite 101
Mountainside,NJ 07092 `SPS
XCP-165933/sde TEAM
TO; PNC BANK, NATIONAL ASSOCIATION Postmark Here
1600 Market Street, 11th Floor
Philadelphia,PA 19103
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
IV iWITED
!?IST/lL:SRVICF . , .�tr�t s
• $ 01-200
This Certificate of Mailing provides evldemce that mail has boon presented to USPS•for mailing. Ir� 02 IM
and International mall. Gj 0004282036 JUL 26 2013
"'em" Scott A. Dietterick, Esquire ` MAILED FROM ZIPCODE 07092
o�
c/o Zucker,Goldberg&Ackerman, LLC
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
i65
TO: UNKNOWN SPOUSE Postrnark Here
11 Pine Hill Avenue,a/k/a 11 Pine Hills Avenue
Mechanicsburg, PA 17050-1626
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
i
Page 5 of 7 NOTICE TO LIENHOLDERS
ti
UI.VITED�T/��FS_ � � ®� �
nos t:sER . t $ 01.2913
AM 6
This Certificate of Mailing provides evidence that mail has been presented to LISPS-for malling.Thisferm nra p0942$2a36 JuODE 07092
andintematbnalmall. .I,F • �pAll.EpFROMZIPG
From: Scott A. Dietterick, Esquire S1
c/o Zucker,Goldberg&Ackerman, LLC
200 Sheffield Street,Suite 101 Z6 13 oft r
Mountainside,NJ 07092
XC sde T
T0' PNC BANK, NATIONAL ASSOCIATION Postmark Here
c/o GEOFFREY S.SHUFF, ESQ.
MCNEES WALLACE&NURICK LLC
100 Pine Street
PO Box 1166
Harrisburg, PA 17108-1166
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
6�P Pci*'
. _ ` UlVITFDST/lTES z � °
POSTA.'..ST rr//.C• �•J i W1NEY @pyS .
L .C� 02 7M
This Certificate of Mailing provides evidence that mall has been presented to LISPS•armallirii 01.200 0004282036 JUL 26 2Q13
and International mall.
Ji
OM ZIP CODE 0 7092
Frem: Scott A. Dietterick, Esquire 2 --1
c/o Zucker,Goldberg&Ackerman, LLC
200 Sheffield Street,Suite 101 Cis
Mountainside, NJ 07092
XCP-165933/sde TEAM C
WELLS FARGO BANK, N .A. Postmark Here
P.O. Box 5137
Des Moines, IA 50306-5137
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
i
Page 6 of 7 NOTICE TO LIENHOLDERS
�: -o; f:UIN -TF
5�
__.. ._.
This Certificate of Maiing provides evidence that mafi has been presented to USPS•form I'-Mg.Thi:t 2 1� ®� ��Q .
and International mall .l r 'R• Al 36 JUL 26 201.3
From: Scott A.Dietterick,Esquire 6 ,�A13 Oty'CppEO 7082 -
c/o Zucker,Goldberg&Ackerman, LLC
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
XCP-165933/sde TEAM C
To' CITIFINANCIAL, INC. Postmark Here
6520 Carlisle Pike,Suite 155
Mechanicsburg,PA 17055
r
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
UNlTEQ-_STd
of
a .
p�Ey
$ W.200 I
This Certificate of Mailing provides evidence that mall has been presented to LISPS•for + 2 1 282036 JUL 26 2013
and International map 0
. G 1�R FROM ZIP COF3E 0 70 92
From: Scott A. Dietterick, Esquire
c/o Zucker,Goldberg&Ackerman, LL 12
200 Sheffield Street,Suite 101
Mountainside, NJ 07092
5933/sde T-9 WC
To' CUMBERLAND COUNTY DOMESTIC RELATIONS OFFICE Postmark Here
Domestic Relations Section
13 N. Hanover Street
PO Box 320
Carlisle, PA 17013
County of P.Q.:CUMBERLAND '
PS Form 3817,April 2007 PSN 7530.02-000-9065
i
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Page 7 of 7 NOTICE TO LIENHOLDERS
L(1111TFD .T 'E'S .Y �"'P�sPOSq 2
This Certificate of Nialing provkfes evidence that mail has been presented to uspse fo I , $ 01-200
and International mail.
0004282036 JUL 26 2013
vrom: Scott A.Dietterick, Esquire - MAILED FROM ZIPCODE 07092 Q 2 1 M ,pl
c/o Zucker,Goldberg&Ackerman, L C LE /
200 Sheffield Street,Suite 101 CW3
Mountainside, NJ 07092
60SQWM C
To: PA DEPT.OF REVENUE-INHERITANCE TAX DIVISION Postmark Here
Dept.280601
Harrisburg, PA 17128-0601
i
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
UN1 QED=STATES 6.110'' .
��SlI�L-SL�Ri/►CEO � a
. � ptrtEV aota,E's
This Certificate of Malkng providesevidence that mail has been presented to USPSa for maigng.ThG $ 01-200
and international mall. (GJ 02 1M
'}om' Scott A. Dietterick, Esquire 0004282036 JUL 26 2092
D FROM Zip CODE A 7092
c/o Zucker,Goldberg&Ackerman, LLC •�. Juba 2813
200 Sheffield Street,Suite 101 j
Mountainside, NJ 07092
59
Tot UNKNOWN SPOUSE Postmark Here
5001 Pellingham Circle
Enola, PA 17025-1292
County of P.Q.:CUMBERLAND
PS Form 3817,April 2007 PSN 7530-02-000-9065
f
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
it
Ronny R Anderson
Sheriff - ,;�� >
c a �tixn at � u,
Jody S Smith �° per�'
Chief Deputy
Richard W Stewart
' 1
°, r ;�°�•� �s r ` '" :RLIj
r1 ff } � r Sri,
Solicitor FEt�,i YL��A pia
Deutsche Bank National Trust Company Case Number
vs. 2012-3176
Hanan M. Awadalla(et al.)
SHERIFF'S RETURN OF SERVICE
06/25/2013 08:25 AM - Deputy Noah Cline, being duly sworn according to law, states service was performed by
posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the
above titled action, upon the property located at 11 Pine Hill Avenue a/k/a 11 Pine Hills Avenue, Silver
Spring -Township, Mechanicsburg, PA 17050, Cumberland County.
06/25/2013 08:05 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate
Writ, Notice and Description, in the above titled action, by making known its contents and at the same
time personally handing a true copy to a person representing themselves to be the Defendant, to wit:
Hanan M. Awadalla at 5001 Pellingham Circle, Hampden Township, Enola, PA 17025, Cumberland
County.
06/25/2013 08:05 PM - Deputy Noah Cline, being duly sworn according to law, served the requested Real Estate
Writ, Notice and Description, in the above titled action, by making known its contents and at the same
time personally handing a true copy to a person representing themselves to be the Defendant, to wit:
Maged A. Abdelmalik at 5001 Pellingham Circle, Hampden Township, Enola, PA 17025, Cumberland
County.
08/28/2013 As directed by Jaime R Ackerman, Attorney for the Plaintiff, Sheriffs Sale Continued to 11/6/2013
11/06/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had
been given according to law, he exposed the within described premises at public venue or outcry at the
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Cumberland County, PA on November
06, 2013 at 10:00 a.m. He sold the same for the sum of$1.00 to Attorney Jaime R. Ackerman, on behalf
of Deutsche Bank National Trust Company, as Trustee for HSI Asset Securitization Corporation, Trust
2007-WF1, Mortgage Pass-Through Certificates, Series 2007-WF1, being the buyer in this execution,
paid to the Sheriff the sum of$
SHERIFF COST: $1,255.84 SO ANSWERS,
January 03, 2014 RONNY R ANDERSON, SHERIFF
a* f96ev7
12-1A joi6E0
c,„,ys i t ...
LXII 30 CUMBERLAND LAW JOURNAL 07/26/13
2012-3176 Civil Term ninety-four hundredths feet(94.95')
to a point at the corner of Lot No.60
DEUTSCHE BANK NATIONAL aforesaid,the place of BEGINNING.
TRUST COMPANY HAVING THEREON ERECTED
vs. a dwelling house being known and
numbered as 11 Pine Hill Avenue
HANAN M.AWADALLA, a/k/a 11 Pine Hills Avenue,Mechan-
Maged A.Abdelmalik a/k/a icsburg,PA, 17050-1626.
Maged Abdelmalik BEING the same premises which
Atty.:Jaime R.Ackerman R.Thomas Kline,Sheriff of the Coun-
ALL THAT CERTAIN tract or lot ty of Cumberland, by deed dated
of land situate in the Township of October 13,2006 and recorded Octo-
Silver Spring,County of Cumberland ber 18,2006 in and for Cumberland
and Commonwealth of Pennsylvania, County,Pennsylvania,in Deed Book
being more particularly bounded and Volume 277, Page 906,granted and
described as follows,to wit: conveyed unto Maged Abdelmalik
BEGINNING at a point on the and Hanan Awadalla.
southern line of a public road (fifty TAX MAP NO.: 38-14-0847-051.
feet (so) wide) known as Pine Hill
Avenue,at the corner of Lot No.60 in
the Plan of Lots hereafter mentioned;
THENCE along the line of said Lot
No. 60 South thirty-three degrees
forty-eight minutes East (S 33 de-
grees 48' E), one hundred fifty feet
(150')to a point;
THENCE along other land now
or formerly of George W.Walker and
Mary Alice Walker, his wife, North
fifty-six degrees twelve minutes East
(N 56 degrees 12'E) eighty-two and
eleven hundredths feet (82.111 to a
point on the western line of a public
road known as Marcel Street;
THENCE along the western line of
Marbel Street North sixteen degrees
one minute thirty seconds West (N
16 degrees 01'30"W), one hundred
twenty-three and twenty-six hun-
dredths feet(123.26) to a point; (er-
roneously set forth in prior deed as
103.26 feet);
THENCE on a curve to the left
having a radius of twenty-five feet
(25'). an arc distance of forty-seven
and twenty hundredths feet (47.20')
to a point on the southern line of Pine
Hill Avenue aforesaid;
THENCE along the southern line
of Pine Hill Avenue, South fifty-six
degrees twelve minutes West (S
56 degrees 12' W) ninety-five and
23
•
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA :
. ss.
COUNTY OF CUMBERLAND :
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
July 26, August 2 and August 9, 2013
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
.
Arm
isa Marie Coyne, :ditor
SWO'4 TO AND SUBSCRIBED before me this
M._
' a. of August, 2013
'....,...,/- _,/ , / / / i
Notary N11111111/
rle)TARIAL SEAL
t)EBORAH A COLLINS
Notary Public
CARLISLE BOROUGH,CUMBERLAND COUNTY
My Commission Expires Apr 28, 2014
The Patriot-News Co.
1900 Patriot Drive e patrioRews
Mechanicsburg, PA 17050
Inquiries - 717-255-8213 Now you know
CUMBERLAND CO. SHERIFFS OFFICE
CUMBERLAND COUNTY COURT HOUSE
CARLISLE PA 17013
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Michael J. Morrow, being duly sworn according to law, deposes and says:
That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the
Commonwealth of Pennsylvania, with its principal office and place of business at 1900 Patriot Drive, in the Township of
Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday
Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State
aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949,
respectively, and all have been continuously published ever since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular
daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither he nor said
Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as
to the time, place and character of publication are true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on
behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the
stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds
in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317.
2012-3176 Chrll Term
D TSCFIE BANK NATIONAL
TRUST COMPANY
This ad ran on the date(s)shown below:
vs.
HaNAN M.awaDaLw 07/28/13
aged A.Abdelmalik,a/k/a 08/04/13
Maged Abdelmallk
Atty: Jaime R Ackerman 08/11/13
ALL THAT CERTAIN TRACT OR I 1 F ,
LOT OF LAND SITUATE IN THE
TOWNSHIP OF SILVER SPRING, T
COUNTY OF CUMBERLAND F
AND COMMONWEALTH OF
PENNSYLVANIA, BEING MOREL Sworn to and su•scribed before met " 3 •ay of August, 013 A.D.
PARTICULARLY BOUNDED AND 7
DESCRIBED AS FOLLOWS,TO WIT: II
BEGINNING AT A POINT ON THE' I� • ( - _1 '1 / l
SOUTHERN LINE OF A PUBLIC ROAD
(FIFTY FEET(SO)WIDE)KNOWN AS Not-• "II•Tic
PINE HILL AVENUE,AT THE CORNER
OF LOT NO.60 IN THE PLAN OF LOTS
HEREAFTER MENTIONED;
THENCE ALONG THE LINE OF SAID
LOT NO. 60 SOUTH THIRTY-THREE I C>'JM`�MO.€WEALTH OF PENNSYLVANIA
DEGREES FORTY-EIGHT MINUTEST ( NotarialSeal�v
EAST (S 33 DEGREES 48' E), ONE { `���
' HUNDRED FIFTY i Holly Lynn Warfel,Notary Public
f FEET (150') TO A Washington Twp.,Dauphin County
A
POINT �� My Commission Expires Dec.12,2016
A NOW OR ORMG OTHER ORGE MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES
T NOW OR FORMERLY OF GEORGE
W WALKER AND MARY ALICE
WALKER,HIS WIFE,NORTH FIFTY-SIX
DEGREES TWELVE MINUTES EAST
(N 56 DEGREES 12' E) EIGHTYTWO
4 wm TT Tn TUM Tn nm.,,.,.,..•■•• --
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
}SS:
I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the
Sheriffs Deed in which Deutsche Bank National Trust Co. as Trustee for HSI Asset Securitization
Corporation, Trust 2007-WF1, Mortgage Pass-Through Certificates Series 2007-WF1 is the grantee the
same having been sold to said grantee on the 6th day of November A.D., 2013, under and by virtue of a
writ Execution issued on the 2nd day of May, A.D., 2013, out of the Court of Common Pleas of said
County as of Civil Term, 2013 Number 3176, at the suit of Deutsche Bank National Trust Co. as Trustee
for HSI Asset Securitization Corporation, Trust 2007-WF1 against Hanan Awadalla and Maged
Abdelmalik is duly recorded as Instrument Number 201403347.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this day of
Eih • , A.D. a &q
) a44,,y (A),ekcyi Recorder offDeeds
Recorder of Deeds,Cumberland County,Carlisle,PA
My Commission Expires the First Monday of Jan.2018