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HomeMy WebLinkAbout12-3229Leon P. Haller. Esquire Purcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 717.2 34.4178 mtg(a?pkh.com U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff vs. ZACHARY A. MINER AND HOLLY P. SEYBOLD Defendants IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL ACTION - LAW ACTION OF MORTGAGE FORK-LOSURE Ia.-3aa? Ovi ) l THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OU-1, WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE. PA 17013 717-249-3166 AVISO LE HAN DEMANDADO A USTED EN LA CORTE. SI DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DIAS DESPUES DE SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED, O SU ABOGADO, REGISTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA, SE PUEDE PROSEGUIR CON EL PROCESO SIN SU PARTICIPACION. ENTONCES, LA COUTE PUEDE, SIN NOTIFICARIO, DECIDIR A FAVOR DEL DEMANDANTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DINERO, PROPIEDAD U OTROS DERECHOS IMPORTANTES. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE. SI NO CONOCE A UN ABOGADO, LLAME AL "LAWYER REFERENCE SERVICE" (SFRVICIO DE REFERENCIA DE ABOGADOS), (215) 238-6300. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 aN- APU06 P,4 a U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff vs. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW ACTION OF MORTGAGE FORECLOSURE ZACHARY A. MINER AND HOLLY P. SEYBOLD, Defendants THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT-, 15 U.S.C. 1601 The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any information obtained will be used for that purpose. The amount of the debt is stated in this Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty (30) days after your receipt of this notice disputes the validity of the aforesaid debt or any portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is valid. If the Debtor notifies the undersigned attorney in writing with the said thirty (30) day period that the aforesaid debt, or any portion thereof, is disputed, the undersigned attorney shall obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon written request by Debtor to the undersigned attorney within said thirty (30) day period, the undersigned attorney will provide debtor with the name and address of the original creditor if different from the current creditor. PURCELL, KRUG & HALLER 1711) North Front Street Harrisburg, PA 17102 (717) 234-4178 Attorney I.D.4 15700 Attorney for Plaintiff U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff vs. ZACHARY A. MINER AND HOLLY P. SEYBOLD, Defendants IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - I_AW ACTION OF MORTGAGE FORECLOSURE COMPLAINT IN MORTGAGE FORECLOSURE 1. Plaintiff, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, pursuant to a Trust Indenture dated as of April 1. 1982 and as amended by Supplemental Indenture of Trust dated March 1, 2007, is acting through the Pennsylvania Housing Finance Agency ("Agency"), its appointed Limited Power of Attorney.. with an address of 211 North Front Street, Harrisburg, Pennsylvania 17101. The Limited Power of Attornev executed October 4, 2006 between the Plaintiff and the Agency is recorded in the Recorder of Deeds Office of the within County and Commonwealth on October 11, 2006 in Book 731, Page 421. The Limited Power of Attorney is incorporated herein by reference pursuant to Pa.R.C.P. 1019(g). 2. Defendant. ZACHARY A. MINER, is an adult individual whose last known address is 117 CLARK STREET, LEMOYNE, PA 17043. Defendant, HOLLY P. SEYBOLD, is an adult individual whose last known address is 1529 KNOTT ROAD, SHEPHERDS TOWN, WV 25443. 3. On or about, May 10, 2006, the said Defendants executed and delivered a Mortgage Note in the sum of $128,981.00 payable to COUNTRYWIDE HOME LOANS, INC., which Note is attached hereto and marked Exhibit "A". 4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to secure payment of the same, Defendants made, executed, and delivered to original '.Mortgagee, a certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth on May 18, 2006 in Mortgage Book 1951, Page 42 conveying to original Mortgagee the subject premises. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING FINANCE AGENCY and was recorded in the aforesaid County on May 18, 2006 in Book 727, Page 828. The Mortgage was further assigned to U.S. BANK, NATIONAL ASSOCIATION, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE AGENCY and will be sent for recording, which Assignment is attached hereto and marked Exhibit "B". The said Mortgage and Assignment are incorporated herein by reference. 5. The land subject to the Mortgage is: 64 WESTWOOD COURT. ENOLA, PA 17025 and is more particularly described in Exhibit "C" attached hereto. 6. The said Defendants are the real owners of the property. 7. The Mortgage is in default due to the fact that. Mortgagors have failed to pay the installment due on September 01, 2011 and all subsequent installments thereon, and the following amounts are due on the Mortgage: UNPAID PRINCIPAL BALANCE $1 17,806.60 Interest at $16.77 per day $4,578.21 From 08/01/2011 To 05/01/2012 ( based on contract rate of 5.1250%) Late Charges $28.09 $224.72 From 09/01/2011 to 05/01/2012 Escrow Deficit $204.23 Attorney's Fee at 5% of Principal Balance $5,890.33 TOTAL $128,704.09 "Together with interest at the per diem rate noted above after May 01, 2012 and other charges and costs to date of Sheriffs Sale. The attorney's fees set forth above are in conformity with the Mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff s Sale. If the Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually incurred by Plaintiff. 8. Notice of intention to foreclose and to accelerate the loan balance was sent to the Defendants by letters dated January 12. 2012 as required by Pennsylvania Act No. 6 of 1974, as amended. A copy of the January 12, 2012 Act 6 Notices is attached hereto and marked Exhibit "D". 9. The Defendants are not members of the Armed Forces of the United States of America, nor engaged in any way which would bring them within the Service Members Civil Relief Act. as amended. Copies of the website reports from the Department of Defense Manpower Data Center, confirming non-active military duty are attached as Exhibit "E". WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned total amount due together with interest at the rate of 5.1250% (S 16.77 per diem), together with other charges and costs including escrow advances incidental thereto to the date of Sheriffs Sale and for foreclosure and sale of the property within described. 4,4 By._ L--- L-J PURCELL, KRU G & HALL 9R Leon P. Haller, Esquire I.D. # 15700 Jill M. Wineka I.D. #58802 Attorneys for Plaintiff 1719 N. Front Street Harrisburg, PA 17102 (717-234-4178) 0 Prepared by'. MICHELLE R. WHITEHEAD Multistate NOTE LOAN #: _34514197 FHA Case No. PA4417787215703 MAY i0, 20C6 Uaal 64 WESTWOOD CT, ENOLA, PA 17025-1515 (Properly Addressl t. PARTIES "Borrower" means each person signing at the end of this Note, and the: person's successors and assigns. "Lender" means COUNTRYWIDE HOME LOANS, INC. and its successors and assigns. 2. BORROWER'S PROMISE TO PAY; INTEREST In return for a loan received from Lender, Borrower promises to pay the principal sum of ONE HUNDRED TWENTY EIGHT 'THOUSAND NINE HUNDRED EIGHTY ONE and 00/1C0 Dollars (U.S. $ 128, 981 . 00 ), plus interest, to the order of Lender. Interest will be charged on unpaid principal, from the date of disbursement of the loan proceeds by Lender, at the rate of FIVE & ONE-EIGHTH percent ( 5 . 12 5 %) per year until the full amount of principal has been paid. 3. PROMISE TO PAY SECURED Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is dated the same date as this Note and called the "Security Instrument." The Security Instrument protects the Lender from losses which might result if Borrower defaults under this Note. 4. MANNER OF PAYMENT (A) Time Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning on JULY 02, 2006 . Any principal and interest remaining on the first day of JUNE, 2036 will be due on that date, which is called the "Maturity Date." (B) Place Payment shall be made at P.O. Box 660694, Dallas, TX 75266-0694 or at such place as Lender may designate in writing by notice to Borrower. (C) Amount Each monthly payment of principal and interest will be in the amount of U.S. S 7 02 .2 8 This amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to principal, interest and other items in the order described in the Security Instrument. (D) Allonge to this Note for payment adjustments If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge were a part of this Note. [Check applicable box] Graduated Payment Allonge ? Growing Equity Allonge F-1 Other [specify] 5. BORROWER'S RIGHT TO PREPAY Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty, on the first day of any month. Lender shall accept prepayment on other days provided that Borrower pays interest on the amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the Secretary. If Borrower makes a partial prepayment, there will be no changes in the due date or in the amount of the monthly payment unless Lender agrees in writing to those changes. Pane t d2 F1IA Multistate Fixed Rate N? ®•7 R 103(]31 CHL (12l04)(d) VMP Mortgage Solutloas, Inc. (&10)52'-7291 nm.i Ipll3 9 ?l 111311111111111111111111 L?LOA 41, Oa-O1Z i M3`4 ?O?, a CASE #: PA49177B7215703 a LOAN $: 134619197 6. BORROWER'S FAILURE TO PAY (A) Late Charge for Overdue Payments If lender has not received the full monthly payment required by the Security Instrument, as described in Paragraph 4(C) of this Note, by the end of fiftccn calendar days after the payment is due, Lender may collect a late charge in the amount of FOUR percent( 4.0DO %) of the overdue amount of each payment . (B) Default If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its rights in the event of any subsequent default. In many circumstances regulations issued by the Secretary will limit Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize acceleration when not permitted by HUD regulations. As used in this :Note. "Secretary" means the Secretary of Housing and Urban Development or his or her designee. (C) Payment of Costs and Expenses If Lender has required immediate payment in full, as described above, Lender may require Borrower to pay costs and expenses including reasonable and customary attorneys' fees for enforcing this Note to the extent not prohibited by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the principal of this Note. 7. WAIVERS Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of dishonor. 'Presentment" means the right to require Lender to demand payment of amounts due. "Notice of dishonor" means the right to require Lender to give notice to other persons that amounts due have not been paid. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to Borrower under this Note will be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a different address if Borrower has given Lender a notice of Borrowers different address. Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address stated in Paragraph 4(B) or at a different address if Borrower is given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. Lender may enforce its rights under this Note against each person individually or against all signatories together. Any one person signing this Note may be required to pay all of the amounts owed under this Note. ING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note. (Seal) H e. s yeoL., -Borrower i" (Seal) ZACH A. MINER -Borrower _ (Seal) PaTie;he Order 6l;--- (Seal) -Bamwer Pennsylvania Housing Finance Agency Ba woe Without Recourse Countrywide Home Loan, Inc. By: Ct -1 tte Haghounian R (0,303) CHI (12104) PeBe 2 2 - Assistant Secretary Record Prepared by & Return to: t,' '.S. Bank National Association c,'o PHFA-Accounting & Loan Servicing 21 1 North Front Street, P.O. Box 15057 Harrisburg, Pennsylvania 17105-5057 117-780-3800 or 1-800-346-3597 PIN / ID Number: 09122992119 Above space is intentionally left blank for recording data. ASSIGNMENT OF MORTGAGE For value received, PENNSYLVANIA HOUSING FINANCE AGENCY ("PHFA"), hereby grant, sell, convey, assign and deliver unto the U.S. BANK NATIONAL, ASSOCIATION, (Trustee for the Pennsylvania Housing Finance Agency, pursuant to a Trust Indenture dated as of April 1, 1982), its successors and assigns, the following described Mortgage, together with the Note secured thereby: Name of Original Mortgagor(s): HOLLY P. S EYBOLD ZACHARY A. MINER Secured by the real property located at: 64 WESTWOOD COURT, ENOLA, PA 17025 Municipality of TOWNSHIP OF EAST PENNSBORO Original Principal Amount: $128,981.00 County Recorded in: CUMBERLAND Mortgage Recorded: May 18, 2006 Record Book: 1951 Page: 42 Last Assignment to: PA Housing Finance Agency Record Book: 727 Page: 828 IN WITNESS WHEREOF, the said Pennsylvania Housing Finance Agency, has caused this Assignment of Mortgage to be executed by its duly authorized officer. (Series: 092, PHFA) [BASSETT] DATED: March 16, 2012 By: PENN LV IA HOUSING F ANCE AGENCY An ony ulian Director of A ting ad In Servicing COMMONWEALTH OF PENNSYLVANIA. COUNTY OF?DAUPHIN On this, thA(, day ofMjk-kd'-_, 2012, before me, the undersigned officer, personally appeared Anthony J. Julian, Director of Accounting and Loan Servicing, an authorized officer of the Pennsylvania Housing Finance Agency, and acknowledged that he, being authorized to do so, executed the foregoing instrument for the purposes therein contained. In witness whereof, I have hereunto set my hand and official seal. Notary Public l.iJ tt?. ._.abi+L:,aL ii -I Fr MEMBER, ? r ;dcff ? F-,'0'rSl2.ES CERTIFICATE OF RESIDENCE OF ASSIGNEE I certify that the principal business and mailing address for this assignment and assignee is: U.S. Bank National Association, c:'o PHFA-Accounting & Loan Servicing 211 North Front Street, P.O. Box 15057, Harrisburg, Pennsy nia 1 105-5057 uthor' Officer ALL THAT CERTAIN tract of land, with the improvements erected thereon, situate in East Pennsyboro Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at an iron pin on the southern right-of-way line of Westwood court at the common front property corner of Lots Nos. 35 and 34 as shown on the hereinafter mentioned Plan of Lots; THENCE along said right-of-way, North seventy-sox degrees thirty-nine minutes five seconds East, a distance of eighty-eight and sixty-three hundredths feet (N 76 degrees 39" 5' E, 68.63') to an iron pin; THENCE along said right-of-way, North seventy-six degrees thirty-nine minutes five seconds East, a distance of eighty-eight and sixty three hundredths feet (N 76 degrees 39'0" W, 11.28% to a point; THENCE along the arc of a curve, curving to the right, with a radius of twenty-five feet (25.00') and an arc length of forty-four and sixty-six hundredths feet (44.66') to an iron pin on the western right-of-way line of Westwood Drive. THENCE along said right-of-way, South one degree zero minutes zero seconds East a distance of one hundred thirty-four and thirty-six hundredths feet (S 01 degree 00' 00" E, 143.36') THENCE South seventy-seven degrees twenty-two minutes zero seconds West, a distance of eight and ninety-two hundredths feet (S 77 degrees 22'00"W, 84.33') to a point THENCE South seventy-seven degrees twenty-two minutes zero seconds West, a distance of eighty-four and thirty-three hundredths feet (S 77 degrees 22'00" W, 84.33') to an iron pin at the dividing line of Lots Nos. 34 and 35. THENCE along said dividing line, North thirteen degrees twenty minutes fifty-five seconds West, a distance of hone hundred sixty- and fifty-five hundredths feet (N 13degrees 20'55" W, 160.55') to an iron pin, the place of BEGINNING. CONTAINING approximately 16,222,16 square feet. BEING LOT NO 34 as shown on a Final Subdivision Plan for Westwood Court prepared by Paul E. Grof & Associates, Inc., and recorded on October 27, 1992 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 65, Page 40. UNDER AND SUBJECT to a Declaration of Restriction of record and further under and sub,iect to easements, restrictions, reservations, conditions and right-of-way of record and as shown on the above mentioned Plan of Lots. ALSO UNDER AND SUBJECT to wetland easements and limits as shown on the above-mentioned Plan of Lots. ALSO UNDER AND SUBJECT to Federal, State, and Local (if any) laws, rules, and regulations applicable to wetlands for that portion of the lot conveyed herein which is deligated as wetlands on the above-mentioned Plan of Lots As described in Deed Book 188, Page 498 Parcel #09-12-2992-119 Pennsylvania Ho`usin?Finance A ency__ _____ __ Accounting _& Loan Servicing 211 North Front Street, P.O. Box 15057 Harrishurg, PA 17105-5057 (800) 346-3597 FAX (717) 780-3899 lTY (717) 780-1869 CERTIFIED MAIL - RETURN RECEIPT REQUESTED 1/12/2012 R E: Account No. 1383462 HOLLY P. SEYBOLD ZACHARY A. MINER 1529 KNOTT ROAD SHEPHERDSTOWN, WV 25443-5048 RE: 64 WESTWOOD CT ENOLA, PA 17025-1515 Dear Occupant(s): NOTICE OF INTENTION TO FORECLOSE MORTGAGE The MORTGAGE held by PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter We, Us or Ours) on your property located at 64 WESTWOOD CT, ENOLA, PA 17025-15157 IS IN SERIOUS DEFAULT because you have not made the monthly payments of $942.00 for 9/2011 through 1/2012 for a total of $4,680.00. Late charges and NSF charges that have accrued to this date in the amounts of $112.36 and $.00 respectively, are also due. The total listed below includes all fees (including inspections and securing that needed to be completed) less any funds we are holding in suspense. The total amount now required to cure this default, or in other words, get caught up in your payments, as of the date of this letter is $4,842.45. You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the total amount of $4,842.45, plus any additional monthly payments, expenses and late charges which may fall due during this period. Such payment must be made either by cash in our office, cashier's check, certified check or money order and made at: PENNSYLVANIA HOUSING FINANCE AGENCY 211 NORTH FRONT STREET/P.O. BOX 15057 HARRISBURG, PA 17105-5057 1-800-822-7375 or TTY (800) 346-3597 If you do not cure the default within THIRTY (30) DAYS, We intend to exercise our right to accelerate the mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgageed proeAy- If the mortgage is foreclosed, your mortgage property will be sold by the sheriff to pay off the mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal proceedings against you, you will still have to pay, the reasonable attorney's fees, actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees, even if they are over $50.00. Any attorney's fee will be added to whatever you owe us, which may also include our reasonable costs. If you cure the default within the thirty-day period, you will not be required to pay attorney fees. I--, ;d ? + k ( ( FHAACT7dtmdocs/ALSV/ i We may also sue you personally for the unpaid principal balance and all other Sums due under the mortgage. If you have not cured the default within the thirty-day period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at anytime up to one hour before the sheriffps foreclosure sale. You may do so by paying the total amount of the unpaid monthly payments and any late or other charges then due, as well as the reasonable attorney's fees and costs connected with the foreclosure sale and perform any other requirements under the mortgage. It is estimated that the earliest date that such a Sheriff's sale could be held would be approximately five months from the date of this Notice. A notice of the date of the Sheriff sale will be sent to you before the sale. 01 course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment will be by calling us at the following number: 1-800-822-7375. This payment must be made payable in cash in our office, cashier's check, certified check or' money order and made payable to us at the address stated above. You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict you. You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However, you are not entitled to this right to cure your default more than three times in any calendar year. You have the right to assert in any foreclosure proceeding or any other lawsuit instituted under the mortgage documents, the nonexistence of a default or any other defense you believe you may have to any such action. If you maintain credit, life or disability insurance in connection with your mortgage loan, your failure to pay premiums with your payments may have already resulted or may result in the future in the lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is cancelled, reinstatement of the loan will not reinstate the insurance, and you will have to apply to the insurance company and qualify for replacement insurance if you wish to retain it. If you make partial payments on account of the delinquencies, we may accept them and apply them to the delinquencies. However, such partial payments will not cure your default or reinstate your loan. The loan will not be reinstated unless we receive the entire amount required to cure the default. Sincerely, Mr. Thomas L. Gouker Manager of Collections PENNSYLVANIA HOUSING FINANCE AGENCY" 211 North Front Street/ P.O. Box 15057 Harrisburg, PA 17105-5057 TLG/ FHAACT`dtmdocs/ALSV/ Pennsylvania HOUS1nrFinance Agency-- Accounting -& Loan Servicing 211 North Front Street, P. 0. Box 15057 Harrisburg, PA 17105-5057 (800) 346-3597 FAQ" (717) 780-3899 /]J (717) 780-1869 NOTICE 1/12/2012 HOLLY P. SEYBOLD ZACHARY A. MINER 1529 KNOTT ROAD SHEPHERDSTOWN, WV 25443-5048 RE: Account #1383462 TO HOLLY P. SEYBOLD ZACHARY A. MINER 64 WESTWOOD CT ENOLA, PA 17025-1515 FROM: PENNSYLVANIA HOUSING FINANCE AGENCY The Federal Housing and Development Act of 1987 (as amended) directs creditors to notify homeowners who are delinquent in their mortgage obligation of the availability of homeownership counseling provided by nonprofit organizations approved by the Secretary of the Department of Housing and Urban Development ("HUD") and experienced in the provision of homeownership counseling. Attached is a current list of HUD-approved counseling agencies for Pennsylvania. If these agencies are not near you, you can call HUD's toll free number (800) 569-4287 for financially distressed mortgagors for information concerning HUD-approved housing counseling agencies. Attachment: Housing Counseling List FHAACT/dtmdocs/ALSV/ *** PLEASE BE SURE THE AGENCY OF YOUR CHOICE SERVICES YOUR COUNTY *** CCCS OF WESTERN PA-HARRISBURG 2000 LINGLESTOWN RD. HARRISBURG, PA. 17110 Phone:888-599-2227 NACA 1341 N DELAWARE AVE; SUITE 312 PHILADELPHIA, PA. 19125 Phone:888-297-5568 HOUSING ALLIANCE OF YORK DEVELOPMENT 34 S. Duke St. York, PA 17401-1106 Phone: 800-864-4909 TABOR COMMUNITY SERVICES 208 E King St. Lancaster, PA 17608-1676 Phone: 717-397-5182 PHILADELPHIA COUNCIL OF COMMINITY ONE PENN CENTER;1617 JFK BLVD; SUITE 1550 PHILADELPHIA, PA. 19103-1828 Phone:800-930-4663 FHAACT,dtmdocs/ALSV/ 7196 9008 9111 3615 0142 TO: HOLLY P SEYBOLD 64 WESTWOOD CT ENOLA,PA 17025 SENDER: BASSETT REFERENCE: 1383462 7196 9008 9111 3615 0166 TO: ZACHARY A MINER 64 WESTWOOD CT ENOLA,PA 17025 RETURN Postage RECEIPT Certified Fee SERVICE Return Receipt Fee Restricted Defivery Total Postage & Fees F US Postal SBNICBO OORDATTEE Receipt for Certified Mail"" No Insurance Coverage Provided Do Not Use for international Mail d J o .r \ C N xv N SENDER: BASSETT 1 I t= j REFERENCE: 1383462 PS Form 3800 January 2005 RETURN Postage 44 RECEIPT Certified Fee SERVICE Return Receipt Fee Restricted Delivery Total Postage & Fees_ US Postal ServiceO POSTMARK OR DATE Receipt for Certified Mail" No Insurance Coverage Provided Do Not Use for International Mall 7196 9008 9111 3615 0159 C 4J 00' 7196 9008 9111 3615 0173 J i+ TO: HOLLY P SEYBOLD ++ G X0 TO- ZACHARY A MINER 15 29 KNOTT ROAD ^ 15 2 9 KNOTT ROAD SHEPHERDSTOWN,WV 25443 LL u SHEPHERDSTOWN,WV 25443 ? O L d 7 0 +j ? d d O: L M SENDER: BASSETT U. A; ! i SENDER: BASSETT REFERENCE: 1383462 i a m 0 M REFERENCE: 1383462 do !' J N PJanuary 2005 . 4 4 e Z > M 0. S Form 3800 January 2005 _ 44 8 5 2 0 0?o RETURN Postage - . . Certified Fee u 8 2 2 3 0 . f RECEIPT Certified Fee . . Receipt Fee SERVICE 3 0 2 Return Receipt Fee . ted Delivery - 5 9 5 a m Restricted Delivery . postage & Fees . ?, 5 9 5 LL o Total Postage & Fees . OSTMARK OR DATE US Postal ServiceO P M tal ServiceO POSTMARK OR DATE US Po Receipt for Receipt for Certified Mail"" . a w Certified Mail"" No Insurance Coverage Provided Do Not Use for International Mail we 1 w LL No insurance Coverage Provided Do Not Use for International Mail _ it 1 f •-I tV I i? i r? ; k r^I Li tnzL wu ' _ Ul e N __ e(,L'I cuw._ a "VI < a U r1 ?? M1 A + U [a7 z ?- m P4 E-4 E A lc. E+ U1 Ir >-I °2 x M Lr mlmmw? u N W am ? Lo .~ c - N rl U] .?? A M1 •iy tn • tA Q p't k'na o .y fax - i 1 q? v'. RA t-'f FI?3 fiY5 j..f. ----------------------------- ------------------------ ... _------ -- 2. Article Number 7196 9008 9111 3615 0159 3. Service Type CERTIFIED MAILT" 4. Restricted Delivery? (Extra Fee) ?Yes A Received by (Please Print Clearly) B. Date r17 . ' Z C. Signature t=1A9eM X [? Addressee . 0. Is deMry address different tAn item 1? ? Yes If YES, enter delivery address below: ? No 1. Article Addressed to: 1iOLLY P SEYBOLD ' 1529 KNOTT ROAD SHEPHERDSTOWN,WV 25443 1383462 BASSETT PS Form 3811, January 2005 Domestic Retum Receipt 1 --------- ------- ---- ----- ------ ---- - 2. Article Number ------ -- ------------ ----- e by Please Print Clearly) B. Rve . Signature X ? Agent 7196 9008 9111 3615 0166 ?Addressee? D. 1 Tess different from item 1? ? Yes If ,enter delvery address below: ? No 3. Service Type CERTIFIED MAIL- 4. Restricted Delivery? (Extra Fee) ?Yes 1. Article Addressed to: t ZACHARY A MINER i 64 WESTWOOD C`I' + ENOLA,PA 17025 1383462 BASSETT PS Form 3811, January 2005 Domestic Retum Receipt - --------------------------------------------------------------------- 2. Article Number A. Received t7(P rint Clearly) .? C. SignaWre X 7196 9008 9111 3615 0142 Is delivery e m item 1? If YES, enter delivery address below: 3. Service Type CERTIFIED MAIL- 4. Restricted Delivery? (Extra Fee) ?Yes i 1. Article Addressed to: HOLLY P SEYBOLD 64 WESTWOOD CT ENOLA,PA 17025 1383462 BASSETT B. Da of ry L?AgeM ? Addressee j ? Yee ? No PS Form 3811. January 2005 Domestic Retum Receipt Request for Military Status Department of Defense Manpower Data Center Military Status Report & Pursuant to the Service Members Civil Relief Act Page I of 2 Apr-02-2012 15:39:51 Ar. Last N First/Middle Begin Date Active Duty Status Active Duty End Date Service ame Agency SEYBOLD HOLLY P Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the infonmation that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). y6y, Y"?_ 4?? Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington., VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error .rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https:,//w-w-w.dmdc.osd.mil/appj/scra/popi-eport.do 4/2/2012 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of :Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the, SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:MRENAV7TRC https://www.dmdc.osd.mil/appj/scra/popreport.do 4/2/2012 Request for Military Status Department: of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act Pagel of 2 Apr-02--.1012 15:40:23 Last Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency MINER LACH A Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). y6t Mary M. Snavely-Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/fag/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-of- contact. https://www.dmde.osd.mil/appj/scra/popreport.do 4/2/2012 Request for Military Status Page 2 of 2 More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:D2N73CSQSU https://www.dmdc.osd.mil/appj/scra/popreport.do 4/2/2012 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY VERIFICATION I verify that the statements made in the foregoing Complaint are true and correct upon my personal knowledge and upon information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Dated !I? PENNSYLVANIA HOUSING FINANCE AGENCY, Attorney-in-Fact for U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR TIIE PENNSYLVANIA HOUSING FINANCE AGENCY By ` - for the Pennsylvania Housing Finance Agency, Attorney-in-Fact for U.S. Bank National Association, as 'T'rustee for the Pennsylvania Housing Finance Agency tan, irect of Accounting & Loan AnthServicingony J. SEYBOLD 1383462 F U.S. BANK NATIONAL ASSOCIATION, IN THE COURT Of COMMON PLEAS OF AS TRUSTEE FOR THE PENNSYLVANIA CUMBERLAND COUNTY, PENNSYLVANIA =f HOUSING FINANCE AGENCY - Plaintiff(s) - V5. ZACHARY A. MINER AND HOLLY P. SEYBOLD Defendant(s) Civil NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential oroperty which is the subject of this foreclosure action, you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717)243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative, at no charge to you. Once you have been appointed a legal representative, you must promptly meet with the legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. IF you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However; you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectful) mitted? 5/21/12 Date Leon P. Haller / Jill M. Wineka Attorney for Plaintiff Purcell, Krug and Haller 1719 North Front Street Harrisburg PA 17101 PA ID 15706 / 58802 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: CUSTOMERIPRIMARY APPLICATION Borrower name (s): Property Address: City: State: Zip: is the property for sale? Yes E] No ? Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied: Yes ? No ? Mailing Address (if different) City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? CO-BORROWER Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? FINANCIAL INFORMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes and Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes E] No ? If yes, provide names, location of court, case number & attorney: Assets Amount Owed: Home: $ Other Real Estate: $ Retirement Funds: $ Investments: $ Checking: $ Savings: $ Other: $ Automobile #1: Model: Amount owed: Value: Automobile #2: Model: Amount owed: Value: Other transportation (automobiles, boats, motorcycles): Model: Year: Amount owed: Value: Monthly Income Name of Employers: 1. -- - 2. 3. -- - Additional Income Description (not wages): 1. 2. -- - Borrower Pay Days: Monthly Gross Monthly Gross Monthly Gross Monthly Amount: Monthly Amount: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paving) EXPENSE AMOUNT EXPENSE AMOUNT A Mortgage Food _ 2" Mortgage Utilities Car Payment(s) Condo/Neigh. Fees _ Auto Insurance Med. (not covered) _ Auto fuel/repairs Other Prop. Payment _ Install. Loan Payment Cable TV Child Support/Alim. Spending Money Day/Child Care/Tuft. Other Expenses _ Amount Available for Monthly Mortgage Payments Based on Income and Expenses: Have you been working with a Housing Counseling Agency? Yes [] No F-1 If yes, please provide the following information: Counseling Agency: - Counselor: Phone (Office): - Email Value: Year: Year: Monthly Net Monthly Net Monthly Net Fax: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ? No F-] If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Servicing Company (Name): Contact: I/We, named purpose of evaluating understand that I/we named Borrower Signature Phone: Phone: , authorize the above to use/refer this information to my lender/servicer for the sole my financial situation for possible mortgage options. I/we am/are under no obligation to use the services provided by the above Borrower Signature Date Date Please forward this document along with the following information to lender and lender counsel: V Proof on income V Past 2 bank statements V Proof of any expected income for the last 45 days V Copy of a current utility bill V Letter explaining reason for delinquency and any supporting documentation V (hardship letter) Listing agreement (if property is currently on the market) V Copy of 2 years of federal income tax returns V Copy of deed f U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGEN?intiff(s) VS. ZACHARY A. MINER AND HOLLY P. SEYBOLD Defendant(s) Civil REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated Eebr„arv 2S 2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program: and has taken all of the steps required in that Notice to be eligible to participate in a court-supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that statements are made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel/Appointed Legal Representative Signature of Defendant Signature of Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Date Date Date SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 12 MN e r FN SYLV,14H1A US Bank National Association Case Number Holvly s. P. Seybold (et al.) 2012-3229 SHERIFF'S RETURN OF SERVICE 05/25/2012 07:57 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on May 25, 2012 at 1957 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Zachary A. Miner, by making known unto himself personally, at 117 Clark Street, Lemoyne, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to him personally the said true and correct copy of the same. RYAN BURGETT, DEPOT" 06/01/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Occupant of 64 Westwood Court, Enola, Pennsylvania 17025, but was unable to locate them in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure and Notice of Residential Mortgage Foreclosure Diversion Program as not found as to the defendant Occupant. Request for service at 64 Westwood Court, Enola, Pennsylvania 17025 is vacant. 06/01/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant to wit: Holly P. Seybold, but was unable to locate her in his bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure and Notice of Residential Mortgage Foreclosure Diversion Program as not found as to the defendant Holly P. Seybold. Request for service at 64 Westwood Court, Enola, Pennsylvania 17025 is vacant. Deputies were advised, Holly P. Seybold is thought to be residing in Virginia. SHERIFF COST: $101.00 June 04, 2012 SO ANSWERS, RON R ANDERSON, SHERIFF (c) CountySuite Sheriff, Teleosoft, Inc. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff vs. ZACHARY A. M [NER AND HOLLY P. SEYBOLD Defendants IN THE COURT OF COMMON PLE S OF CUMBERLAND COUNTY, PENNSYLVANIA CNIL ACTION -LAW ACTION OF MORTGAGE RETURN OF SERVICE TO THE PROTHONOTARY: -; c~ r--~ ~_a No. 12-322 ,-:~ ~~ry~ 4~ ^" ~ w r _ ~~ r ~-- ~c ~ :,7 r~ ~ ~~ ~~ ~ ~ ~s -: Kindly file the Out of State Service Return on the above captioned matter. DATE: August 13, 2012 PURCELL, KRUG, & HALLER ..-- - -° ~/, BY Leon P. Haller '` 1719 North Front Street Harrisburg, Pa. 17102 Attorney for Plaintiff Attorney ID# 15700 ~URE ~4: ~-:~ r; 41i Ci :, -'= ~: ~ ~..~. ~' ,~, Io t6e L ~ ~~ ~ Court of ~ ufl?b~l'~Ar"1 ~ Coudty, Plain~ifj/Petitioner Vs. Drf nr qtr Reapom/ent y Casa N I ~ ~- .~~ r~ .4,Q'IdQV1t of Seivks State of West Virginia (, ,~/P~L' ?l n~~~ , do swear and atTirm that the contents of this Affidavit is true and correct. 2. I am over I a yeah of age and a resident of the state of West Virginia, t am not a party to the ~ make this affidavit upon personal knowledge. 3. I do swear aid affirm under the penalties of perjury that on 7 ~ a g ~ ~ ~, 7 ~~; -`1 1 sewed Ito i ~ y .Szd1x lad by delivering a copy of a Sv,-rtma,,s to the following location: ISdQ Kndf`1' load Sheohe~ds-bwn ~ wU ~Sy~~ A. ~ Served in person. B. Delivered a copy of the to the address of his/her dwelling or usual place of residence, to a member of his/her family over the age of sixteen years. C. _ Delivered a copy of the to the agent or attorney, in fact; authorized by appointment or statute to receive or accept process service on his/her behalf. 4. By use of diligence, [ wu unable to effect service as contemplated by Rule 4, W.V.R.C.P. on The data of my last attempt was Further with not. ~•{~~~ ~ (signature of process server) v ----- STATE OF WEST VIRGINIA County of KL~ The foregoing instru t was ac powledged before me this day 28 Z hiy commission expires ~ ~ ~/ J OFFICIAL SE4L _ ~ Notary Public, State C>f West Virginia , 0 Ignatu M JOHN D. FINK J Presidentiallnvestigations ~~.. ` ..~/P 0 Box 521 Martinsburg, WV 25402 My Commission Expires July 1, 2019 action. and 1 U.S. BANK NA"!'[OVAL ASSOCIATION, AS CRUS"IEi-: I~OR THE PENNSYLVANIA HOUSING I~INANCF AGEI'~Cl!. PLAINTIFF VS. LACiiAR h' A. MINER AND HOLLY 1' SEYBOLD, DEFENDANT(S) IN THE COURT OF COMMON P]_[.4S CUMBERLAND COUNTY. PENNSl"LVANIA CIVIL ACTION LAW 1~0. 12-3229 MORTGAGE FORECLOSURE ~ " "~~ _., . PRAECIPE _. ~ j', TO THT; NRO'THONOTARY OF THE WITHIN COUNTY: ~,,~ _ I~lease enter JUDGMENT in rem in favor of the Plaintiff and against Defendant(s) ZACHARY A, 1VIINER AND HOLLY P. SEYBOLD for failure to plead to the abrn~~e action within twenty ('01 da~~s from date of service of the Complaint, and assess Plaintiff's damages as follows: Unpaid Principal Balance Interest Yer diem of $16.77 From 08/01 /2011 I~o OS101 /2012 $117,806.60 $4,578.21 Late Charges ($28.09 per month to OS101/?012) Escrow Deficit 5% Attorney's Commission TOTAL $224.72 $204.23 $5,890.33 $128,704.09 **Together with additional interest at the per diem rate indicated above from the date herein, based on the contra~.a rate. and other charges and costs to the date of Sheriff's Sale. ____ -" PURCELL, KRUG & ~LL~R ~~ ~~ ~_. =- P Haller PA LD. # 15700 ~~' 17l 9 North Front Street Harrisburg, PA 17102 (717) 234-4178 ~~~'~ a$33~1 S ~~ U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR 7 }-}F, PENNSYLVANIA HOUSING FINANCE: I~GF:NCY_ PLAIN-TIFF '~. s. L.ACHARI A. MIhIER AND HOLLY P. SF;YBOLD, DEFENDANT(S) IN THEs COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVII. AC"1~ION LAW NO. I~:-;??9 ~ _ __ , i ,,.,a ..... IN MORTGAGE FORECLOSURE. `-:. ~°'- == .~ v ~, ; ,. 1~ .,.~ :za. ~_ _. ,_:r - , , ::-.. CERTIFICATE OF SERVICE ~ ~' PURSUANT TO PA. R.C.P. 237.1 ~~" ~ ' i hereby certify that on August 28, 2012 1 served the Ten Day Notice required by Pa. R.C.P. on the Defcndant(sl in this matter by regular first class mail, postage prepaid, as indicated on the attached Notice. By - - 1 Leo aller PA LD. # 15700 orney for Plaintiff Purcell, Krug & Haller 1719 North front Street Harrisburg, PA 17102 ` U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA NO. 12-3229 VS. ZACHARY A. MINER AND HOLLY P. SF,YBOLD Defendants CIVIL ACTION LAW IN MORTGAGE FORECLOSURE DATE OF THIS NOTICE: August 28, 2012 TO: ZACHARY A. MINER 117 CLARK STREET LEMOYNE, PA 17043 ZACHARY A. MINER 64 WESTWOOD COURT ENOLA, PA 17025 HOLLY P. SEYBOLD 1529 KNOTT ROAD SHEPHERDSTOWN, WV 25443 HOLLY P. SEYBOLD 64 WESTWOOD COURT ENOLA, PA 17025 THIS LAW FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. IMPORTANT NOTICE YOU ARE IN llEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIltE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICE TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PURCELL, KRUG & H~~jER By ~~ -~ LEON P. ER, Attorney for Plaintiff I.D. # 15700 1719 N. Front St., Harrisburg, PA 17102 (717) 234-4178 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ZACHARY A. MINER AND HOLLY P. SEYBOLD, DEFENDANT iN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW NO. 12-3229 IN MORTGAGE FORECLOSURE NON-MILITARY AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF DAUPHIN ~_ ~..~ : _' '~~ ~ ~~ ~ r ~ M ; ~ me ~ ~ ~`° ``` 3 ~ ~-, ~ ~, ~:~ ~ - Personally appeared before me, a Notary Public in and for said Commonwealth and County, LEON P. HALLER, ESQUIRE who being duly sworn according to law deposes and states that the Defendant (s} above named are not in the Military or Naval Service nor are they engaged in any way which would bring them within the Soldiers and Sailors Relief Act of 1940, as amended. Sworn to and subs/cribed before me this ~F? .day of _20~ LEON ~LLER, ESQUIRE IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION -LAW AT NO. 12-3229 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ZACHARY A. MINER AND HOLLY P. SEYBOLD, DEFENDANT(S) Total Judgment Amount $ ] 28,704.09 Interest $5,080.51 Per diem of $16.77 to sale date 3/6/2013 Late Charges $280.90 $28.09 per month to sale date 3/6/2013 Escrow Deficit $2,364.15 TOTAL WRIT $136,429.65 *Plus additional interest, late charges and other costs to date of sheriffs sale. SALE DATE: Wednesday, March 06, 2013 (PROTHONOTARY'S USE) Pltf. Paid Deft. Paid Due Proth/Clerk Other Costs PRAECII'E FOR WRIT OF EXECUTION -MORTGAGE FORECLOSURE TO THE PROTHONOTARY/CLERK OF SAID COURT: Issue Writ of Execution in the above captioned Date: November 16, 2012 Attorney for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 Leon P. Haller PA I.D. #]5700 WRIT OF EXECUTION -MORTGAGE FORECLOSURE COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF CUMBERLAND ~ , TO THE SHERIFF OF CUM To satisfy the judgment, interest and c m the sell the properly described in the attached deseript~ k>~' Date: ~~~ ~ 2~'.5~ ~ a~1 iol~ oc~~BF I173.~5 lr~~ 1 to . 5b a ~~ a :~," `` ~ tea. ~ ra ~~ ~ Q z~ :~ r- --~ r-.~.. ~ c-,> ~ ~: r~~ N r~ ~c N 0 ;-~~~ ~~i ---{ ,~ _ :, ~t ~~; ~, -~ c.~, -~ r _~ ,, re captioned case, you are directed to levy upon and as 64 WESTWOOD COURT ENOLA, PA 17025 PROTONOTARY/CLERK CNIL DIVISION BY DEPUTY ~. ~o r,L ~~ 19~{Alo ol~ ~ ALSO UNDER AND SUBJECT to Federal, State, and Local (if any) laws, rules and regulations application to wetlands for that portion of the lot conveyed herein which is delegated as wetlands on the above mentioned Plan of Lots. As described in Deed Book 188, Page 498. HAVING THEREON ERECTED A DWELLING KNOWN AS 64 WESTWOOD COURT ENOLA, PA 17025 ASSESSMENT NO. 09-12-2992-119 BEING THE SAME PREMISES WHICH Gary W. Thompson and Angela C. Thompson by deed dated 05/10/2006 and recorded 05/18/2006 in Cumberland County Record Book 274, Page 2969, granted and conveyed unto Holly P. Seybold, a single woman and Zachary A. Miner, a single man, as joint tenants with the right of survivorship. TO BE SOLD AS THE PROPERTY OF ZACHARY A. MINER AND HOLLY P. SEYBOLD ON JUDGMENT NO. 12-3229 l U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION LAW VS. NO. 12-3229 ;~~ r,,,,i r'.' C ~~ N ZACHARY A. MINER AND IN MORTGAGE FORECLOSURE ~~ , ~ ~`~r-° HOLLY P. SEYBOLD, ~~ ~ ~~",~' DEFENDANT(S) AFFIDAVIT PURSUANT TO RULE 3129.1 ~ `~' ~ ~`' ~' ~, , , The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets fortiras ~'th~date the praecipe for the writ of execution was filed, the following information concerning the real property located at 64 WESTWOOD COURT ENOLA, PA 17025: 1. Name and address of the Owner(s) or Reputed Owner(s): ZACHARY A. MINER 117 CLARK STREET LEMOYNE, PA 17043 ZACHARY A. MINER 64 WESTWOOD COURT ENOLA, PA 17025 HOLLY P. SEYBOLD 64 WESTWOOD COURT ENOLA, PA 17025 HOLLY P. SEYBOLD 1529 KNOTT ROAD SHEPHERDSTOWN, WV 25443 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): r l~ 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 64 WESTWOOD COURT ENOLA, PA 17025 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are ubject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to author' ' s. nailer rr-~ i.L. ff i ~ r vv urcell, Krug & Haller 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE:November 16, 2012 U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, PLAINTIFF VS. ZACHARY A. MINER AND HOLLY P. SEYBOLD, DEFENDANT(S) IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYL~Nh4y -~ '. CIVIL ACTION LAW ~;~ rv ~ ~~ ~ NO. ] 2-3229 ~ ~ rv -.C ~ ._._ .r c:~ ~' r-, IN MORTGAGE FORECLOSURE ~_=, a ttia c~ NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriff s Sale of Real Property (real estate) will be held: DATE: Wednesday, March 06, 2013 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 ~:,~ -~-. •-'~ -c, ry-r ~~ ~. ~~. -., ~`7 -;W; _~ _ ; ~'; THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 64 WESTWOOD COURT ENOLA, PA 17025 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 12-3229 JUDGMENT AMOUNT $128,704.09 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ZACHARY A. MINER AND HOLLY P. SEYBOLD A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten (10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you axe aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office -Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land, with the improvements erected thereon, situate in East Pennsboro Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at an iron pin on the southern right of way line of Westwood Court at the common front property corner of Lots Nos. 35 and 34 as shown on the hereinafter mentioned Plan of Lots; THENCE along said right of way, North 76 degrees 39 minutes OS seconds East, a distance of eighty eight and sixth three hundredths (88.63) feet to an iron pin; THENCE North 76 degrees 39 minutes OS seconds West, a distance of eleven and twenty eight hundredths (11.28) feet to a point; THENCE along the arc of a curve, curving to the right, with a radius of twenty five (25.00) feet and an arc length of forty four and sixty six hundredths (44.66) feet to an iron pin on the western right of way line of Westwood Drive; THENCE along said right of way, South Ol degree zero minutes zero seconds East a distance of one hundred thirty four and thirty six hundredths (134.36) feet to an iron pin; THENCE South 77 degrees 22 minutes zero seconds West, a distance of eight and ninety two hundredths (8.92) feet to a point; THENCE South 77 degrees 22 minutes zero seconds West, a distance of eighty four and thirty three hundredths (84.33) feet to an iron pin at the dividing line of Lots Nos. 34 and 35; THENCE along said dividing line North 13 degrees 20 minutes 55 seconds West, a distance of one hundred sixty and fifty five hundredths (160.55) feet to an iron pin, the place of BEGINNING. CONTAINING approximately 16,222.16 square feet. BEING Lot No. 34 as shown on a Final Subdivision Plan for Westwood Court prepared by Paul E. Grof & Associates, Inc., and recorded October 27, 1992 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 65, Page 40. UNDER AND SUBJECT to a Declaration of Restriction of record and further under and subject to easements, restrictions, reservations, conditions and rights of way of record, and as shown on the above mentioned Plan of Lots. ALSO UNDER AND SUBJECT to wetland easements and limits as shown on the above mentioned Plan of Lots. ALSO UNDER AND SUBJECT to Federal, State, and Local (if any) laws, rules and regulations application to wetlands for that portion of the lot conveyed herein which is delegated as wetlands on the above mentioned Plan of Lots. As described in Deed Book 188, Page 498. HAVING THEREON ERECTED A DWELLING KNOWN AS 64 WESTWOOD COURT ENOLA, PA 17025 ASSESSMENT NO. 09-12-2992-119 BEING THE SAME PREMISES WHICH Gary W. Thompson and Angela C. Thompson by deed dated 05/10/2006 and recorded 05/18/2006 in Cumberland County Record Book 274, Page 2969, granted and conveyed unto Holly P. Seybold, a single woman and Zachary A. Miner, a single man, as joint tenants with the right of survivorship. TO BE SOLD AS THE PROPERTY OF ZACHARY A. MINER AND HOLLY P. SEYBOLD ON JUDGMENT NO. 12-3229 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA} COUNTY OF CUMBERLAND) NO. 12-3229 Civil CIVIL ACTION -LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U. S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY Plaintiff (s) From ZACHARY A. MINER AND HOLLY P. SEYBOLD (l) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION . (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: 5128,704.09 L.L.: $.50 Interest $5,080.51 PER DIEM OF $16.77 TO SALE DATE 3/6/13 Atty's Comm: Due Prothy: $2.25 Atty Paid: $252.25 Other Costs: LATE CHARGES - $28.09 PER MONTH TO SALE DATE 3/6/13 - $a80•g0 ESCROW DEFICIT - $2,364.15 Plaintiff Paid: Date: 11/21/12 (Seal) ~l~av' ~:~uel 1 David Buell, Prothonota By; Deputy REQUESTING PARTY: Name: LEON P. HALLER, ESQUIRE Address: PURCELL, KRUG &HALLER 1719 NORTH FRONT STREET HARRISBURG, PA 17102 Attorney for: PLAINTIFF Telephone: 717-234-4178 Supreme Court ID No. 15700 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson r_ �'f-1 J r t !v � r Sheriffr � t'a�Q r Pit i> ?rk p Jody S Smith Ut +� �, Chief Deputy ? '1311inY _7 AN S. 550 Richard W Stewart BtPLANDCOUNTY Solicitor F THE SHERIFF PENNSYLVANIA US Bank National Association Case Number vs. Zachary A. Miner(et al.) 2012-3229 SHERIFF'S RETURN OF SERVICE 01/03/2013 01:01 PM - Deputy Dennis Fry, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Zachary A. Miner at 117 Clark Street, Lemoyne Borough, Lemoyne, PA 17043, Cumberland County. 01/04/2013 03:28 PM - Deputy Ryan Burgett, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 64 Westwood Court, Enola, PA 17025, Cumberland County. 03/07/2013 Ronny R.Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Cumberlad County, on March 6, 2013 at 10:00 a.m. He sold the same for the sum of$ 1.00 to Attorney Leon Haller, on behalf of US Bank National Association Trustee for the Pennsylvania Housing Finance Agency , being the buyer in this execution, paid to the Sheriff the sum of$ SHERIFF COST: $894.35 SO ANSWERS, April 30, 2013 RONNY R ANDERSON, SHERIFF S°Z) COPY 1 U.S. BANK NATIONAL ASSOCIATION,AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY,PENNSYLVANIA FINANCE AGENCY, PLAINTIFF CIVIL ACTION LAW VS. NO. 12-3229 ZACHARY A. MINER AND IN MORTGAGE FORECLOSURE HOLLY P. SEYBOLD, DEFENDANT(S) AFFIDAVIT PURSUANT TO RULE 3129.1 The Plaintiff in the above action, by its attorneys, Purcell, Krug & Haller, sets forth as of the date the praecipe for the writ of execution was filed, the following information concerning the real property located at 64 WESTWOOD COURT ENOLA, PA 17025: 1. Name and address of the Owner(s) or Reputed Owner(s): ZACHARY A. MINER 117 CLARK STREET LEMOYNE, PA 17043 ZACHARY A. MINER 64 WESTWOOD COURT ENOLA, PA 17025 HOLLY P. SEYBOLD 64 WESTWOOD COURT ENOLA, PA 17025 HOLLY P. SEYBOLD 1529 KNOTT ROAD SHEPHERDSTOWN, WV 25443 2. Name and address of Defendant(s) in the Judgment, if different from that listed. in (1) above: SAME 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: UNKNOWN 4. Name and address of last recorded holder of every mortgage of record: PLAINTIFF HEREIN (AND ANY OTHERS AS NOTED BELOW): i 5. Name and address of every other person who has any record lien on the property: UNKNOWN 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: UNKNOWN 7. Name and address of every other person of whom the Plaintiff has knowledge who has any interest in the property which may be affected by the sale: DOMESTIC RELATIONS Cumberland County Courthouse 13 North Hanover Street Carlisle, PA 17013 TENANT/OCCUPANT 64 WESTWOOD COURT ENOLA, PA 17025 (In the preceding information, where addresses could not be reasonably ascertained, the same is indicated.) I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge, information and belief. I understand that false statements herein are subject to the penalties of 18 PA C.S. Section 4904 relating to unsworn falsification to author' ' s. Haller PA I.D. #15700 urcell, Krug&Hailer 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 DATE:November 16, 2012 U.S. BANK NATIONAL ASSOCIATION,AS IN THE COURT OF COMMON PLEAS TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA FINANCE AGENCY, PLAINTIFF CIVIL ACTION LAW VS. NO. 12-3229 ZACHARY A.MINER AND IN MORTGAGE FORECLOSURE HOLLY P. SEYBOLD, DEFENDANT(S) NOTICE OF SHERIFF'S SALE OF REAL ESTATE PURSUANT TO PENNSYLVANIA RULE OF CIVIL PROCEDURE 3129.1 TAKE NOTICE: That the Sheriffs Sale of Real Property (real estate) will be held: DATE: Wednesday, March 06, 2013 TIME: 10:00 O'clock A.M. LOCATION: Cumberland County Courthouse Carlisle, Pennsylvania 17013 THE PROPERTY TO BE SOLD is delineated in detail in a legal description mainly consisting of a statement of the measured boundaries of the property, together with a brief mention of the buildings and any other major improvements erected on the land. (SEE DESCRIPTION ATTACHED) THE LOCATION of your property to be sold is: 64 WESTWOOD COURT ENOLA, PA 17025 THE JUDGMENT under or pursuant to which your property is being sold is docketed in the within Commonwealth and County to: No. 12-3229 JUDGMENT AMOUNT $128,704.09 THE NAMES OF THE OWNERS OR REPUTED OWNERS of this property is: ZACHARY A. MINER AND HOLLY P. SEYBOLD A SCHEDULE OF DISTRIBUTION, being a list of the persons and/or governmental or corporate entities or agencies being entitled to receive part of the proceeds of the sale received and to be disbursed by the Sheriff (for example, to banks that hold mortgages and municipalities that are owed taxes) will be filed by the Sheriff of this County thirty (30) days after the sale and distribution of the proceeds of sale in accordance with this schedule will, in fact, be made unless someone objects by filing exceptions to it within ten(10) days of the date it is filed. Information about the Schedule of Distribution may be obtained from the Sheriff of the Court of Common Pleas of the within County at the Courthouse address specified herein. THIS PAPER IS A NOTICE OF THE TIME AND PLACE OF THE SALE OF YOUR PROPERTY. IT HAS BEEN ISSUED BECAUSE THERE IS A JUDGMENT*AGAINST YOU. IT MAY CAUSE YOUR PROPERTY TO BE HELD, TO BE SOLD OR TAKEN TO PAY THE JUDGMENT You may have legal rights to prevent your property from being taken away. A lawyer can advise you more specifically of these rights. If you wish to exercise your rights, YOU MUST ACT PROMPTLY. i YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET FREE LEGAL ADVICE: Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 717-249-3166 Legal Services, Inc 8 Irvine Row Carlisle, Pennsylvania 17013 717-243-9400 THE LEGAL RIGHTS YOU MAY HAVE ARE: 1. You may file a petition with the Court of Common Pleas of the within County to open the judgment if you have a meritorious defense against the person or company that has entered judgment against you. You may also file an petition with the same Court if you are aware of a legal defect in the obligation or the procedure used against you. 2. After the Sheriffs Sale you may file a petition with the Court of Common Pleas of the within County to set aside the sale for a grossly inadequate price or for other proper cause. This petition MUST BE FILED BEFORE THE SHERIFF'S DEED IS DELIVERED. 3. A petition or petitions raising the legal issues or rights mentioned in the preceding paragraphs must be presented to the Court of Common Pleas of the within County. The petition must be served on the attorney for the creditor or on the creditor before presentation to the court and a proposed order or rule must be attached to the petition. If a specific return date is desired, such date must be obtained from the Court Administrator's Office - Civil Division, of the within County Courthouse, before a presentation of the petition to the Court. PURCELL, KRUG & HALLER Attorneys for Plaintiff 1719 North Front Street Harrisburg, PA 17102 (717) 234-4178 ALL THAT CERTAIN tract of land, with the improvements erected thereon, situate in East Pennsboro Township, Cumberland County, Pennsylvania, more particularly bounded and described as follows, to wit: BEGINNING at an iron pin on the southern right of way line of Westwood Court at the common front property corner of Lots Nos. 35 and 34 as shown on the hereinafter mentioned Plan of Lots; THENCE along said right of way,North 76 degrees 39 minutes 05 seconds East, a distance of eighty eight and sixth three hundredths (88.63) feet to an iron pin; THENCE North 76 degrees 39 minutes 05 seconds West, a distance of eleven and twenty eight hundredths (11.28) feet to a point; THENCE along the arc of a curve, curving to the right, with a radius of twenty five (25.00) feet and an arc length of forty four and sixty six hundredths (44.66) feet to an iron pin on the western right of way line of Westwood Drive; THENCE along said right of way, South 01 degree zero minutes zero seconds East a distance of one hundred thirty four and thirty six hundredths (134.36) feet to an iron pin; THENCE South 77 degrees 22 minutes zero seconds West, a distance of eight and ninety two hundredths (8.92) feet to a point; THENCE South 77 degrees 22 minutes zero seconds West, a distance of eighty four and thirty three hundredths (84.33) feet to an iron pin at the dividing line of Lots Nos. 34 and 35; THENCE along said dividing line North 13 degrees 20 minutes 55 seconds West, a distance of one hundred sixty and fifty five hundredths (160.55) feet to an iron pin, the place of BEGINNING. CONTAINING approximately 16,222.16 square feet. BEING Lot No. 34 as shown on a Final Subdivision Plan for Westwood Court prepared by Paul E. Grof & Associates, Inc., and recorded October 27, 1992 in the Office of the Recorder of Deeds in and for Cumberland County, Pennsylvania, in Plan Book 65, Page 40. UNDER AND SUBJECT to a Declaration of Restriction of record and further under and subject to easements, restrictions, reservations, conditions and rights of way of record, and as shown on the above mentioned Plan of Lots. ALSO UNDER AND SUBJECT to wetland easements and limits as shown on the above mentioned Plan of Lots. ALSO UNDER AND SUBJECT to Federal, State, and Local (if any) laws, rules and regulations application to wetlands for that portion of the lot conveyed herein which is delegated as wetlands on the above mentioned Plan of Lots. As described in Deed Book 188, Page 498. HAVING THEREON ERECTED A DWELLING KNOWN AS 64 WESTWOOD COURT ENOLA, PA 17025 ASSESSMENT NO. 09-12-2992-119 BEING THE SAME PREMISES WHICH Gary W. Thompson and Angela C. Thompson by deed dated 05/10/2006 and recorded 05/18/2006 in Cumberland County Record Book 274,Page 2969, granted and conveyed unto Holly P. Seybold,a single woman and Zachary A. Miner, a single man, as joint tenants with the right of survivorship. TO BE SOLD AS THE PROPERTY OF ZACHARY A. MINER AND HOLLY P. SEYBOLD ON JUDGMENT NO. 12-3229 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 12-3229 Civil COUNTY OF CUMBERLAND) CIVIL ACTION-LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U. S.BANK NATIONAL ASSOCIATION,AS TRUSTEE FOR THE PENNSYLVANIA HOUSING FINANCE AGENCY, Plaintiff(s) From ZACHARY A. MINER AND HOLLY P.SEYBOLD (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $128,704.09 L.L.: $.50 Interest $5,080.51 PER DIEM OF$16.77 TO SALE DATE 3/6/13 Atty's Comm: Due Prothy: $2.25 Atty Paid: $252.25 Other Costs: LATE CHARGES-$28.09 PER- MONTH TO SALE DATE 3/6/13-tQ80 qO ESCROW DEFICIT-$2,364.15 Plaintiff Paid: Date: 11/21/12 David D.B 1,Prothonotary (Seal) By: `. Deputy REQUESTING PARTY: Name: LEON P. HALLER,ESQUIRE Address: PURCELL,KRUG & HALLER 1719 NORTH FRONT STREET TRUE OI'�' Hn IGClI3� N, ur;ro set my hand HARRISBURG PA 17102 in Testimony N'`'e''�t° i h ;" G, f5i- Pa and the sea of sai:Court ai 2O — Attorney for:PLAINTIFF ;_a(-day of�:rc honota Telephone: 717-234-4178 Supreme Court ID No. 15700 ('� On November 28, 2012 the Sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township , Cumberland County, PA, Known and numbered as, 64 Westwood Court, Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: November 28, 2012 By: am f e Real Estate Coordinator "I k rt ; ZIl li� CAL Ic. . f CUMBERLAND LAW JOURNAL Writ No. 2012-3229 Civil US Bank National Association vs. Zachary A. Miner Holly P. Seybold Atty.: Leon P. Haller ALL THAT CERTAIN tract of land,with the improvements erected thereon, situate in East Pennsboro Township, Cumberland County, Pennsylvania, containing approxi- mately 16,222.16 square feet. Being Lot No. 34, Final Subdivi- sion Plan for Westwood Court pre- pared by Paul E. Grof&Associates, Inc.,and recorded October 27, 1992, Cumberland County Plan Book 65, Page 40. HAVING THEREON ERECTED A DWELLING KNOWN AS 64 WEST- WOOD COURT ENOLA,PA 17025. ASSESSMENT NO. 09-12-2992- 119. Reference Cumberland County Record Book 274,Page 2969. TO BE SOLD AS THE PROPERTY OF ZACHARY A.MINER AND HOLLY P. SEYBOLD ON JUDGMENT NO. 12-3229. 84 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: January 25, February 1, and February 8, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. isa Marie Coyne ditor SWORN TO AND SUBSCRIBED before me this 8 da of Febru 2013 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY My Commission Expires Apr 28,2014 i The Patriot-News Co. 2020 Technology Pkwy the atr1*otwXtws Suite 300 Mechanicsburg, PA 17050 Now you know Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Marianne Miller, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s)shown below: 2012 1*0 0 1/22/13 S Bank N� 01/29/13 Zachary A. _ 02/05/13 Holly P.Seybold Any; Loon P.Haller ALL THAT CERTAIN I tract of Wad,with . . . . . . . . . . . . . . . . . . . . . . the;mp,,ements erected the a mtsituaa to in Fast PennsPbennw a, containing Sworn to an s bscribed before me this 14 day of February, 013 A.D. aW;; 16 oars feet. appr,I,otNly 16°222. s4 . on Plan for BeingLotNo.34,Fiaa1 udE.Grof Westwood Court prepay by U_r�n' dr.Associates,Inc.,and recorded October U IIC 27,1992,Cumberland County Plan Book 65,Page 40. HAVING THERWN ERECTED A DWELLING KNOWN AS 64 WBTWOODCOUKrENOLA,PA17025 COMMONWEALTH OF PENNSYLVANIA ASSESS)jJR TNO.09-12-2992-119 Notarial Seal Reference Cumberland County Record Holly Lynn Warfel,Notary Public Book274,Page2969. �fY OF WashingtonTwp.,Dauphin County TO BE SOLD AS >�I� HOIdx P. My Commission Expires Dec.12,2016 ZACHARY'A.MINER MEMBER.PENNSYLVANIA ASSOCIATION OF NOTARIES SEYWLU ON JUDGMETITIV0.12 3229 i The Patriot-News Co. 2020 Technology Pkwy the a Suite 300 Mechanicsburg, PA 17050 Now you know Inquiries - 717-255-8213 ! CUMBERLAND CO. SHERIFFS OFFICE � CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Marianne Miller, being duly sworn according to law, deposes and says: That she is a Staff Accountant of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. PUBLICATION COPY This ad ran on the date(s)shown below: 2013.3229 01/22/13 s hank mad nd cWlilon 01/29/13 Zachary A.M 02/05/13 Holly P. Any' Leon P. ALL THAT CERTAIN tract of lam,witb . . . . . . . . . . . . . . . . . . . . . . . the improvements erected theiCon,situate ' d �ty Pnnsn � taming Sworn to an s bscribed before me this 14 day of February, 013 A.D. appro,dmatdly 16,222.16 square feet-Plan for BeingLotNo.34,Final u1 E.Orof Westwood Court prepared by & Inc.,and recorded October U IIC 27,1992,Cumberland County Plan Book 65,Page 40. AA DWELLINI�iOWNE�AS �,hWOODCO�ENOI.A,PA17025 COMMONWEALTH OF PENNSYLVANIA ASSESS);Wk NO.09-122992-119 Notarial Seal Reference Cumberland County Record Holly Lynn Warfel,Notary Public Book 274,Page 2969. �OF WashingtonTwp.,Dauphin County TO BE SOLD AS 11 �HOLLY E My Commission Expires Dec.12,2016 ZACHAKY A. INER MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES SEYBOI-D ON JUDOMENT O 12 3229 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ISS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which US Bank National Association Trustee for the Pennsylvania Housing Finance Agency is the grantee the same having been sold to said grantee on the 6th day of March A.D., 2013, under and by virtue of a writ Execution issued on the 21 st day of November, A.D., 2012, out of the Court of Common Pleas of said County as of Civil Term, 2012 Number 3229, at the suit of U.S. Bank National Association as Trustee for the Pennsylvania Housing Finance Agency against Zachary A. Miner and Holly P. Seybold is duly recorded as Instrument Number 201314822. IN TESTIMONY WHEREOF, I have tereunto set my hand and seal of said office this day of , A.D. / ecorder of Deeds :corder of Deeds,C mberland County,Carlisle,PA 'y commission Expires the First Monday of Jan.2014