HomeMy WebLinkAbout05-23-12 (2)1505610105
REV-1500 EX (o3-11J (FIJ ~'
OFFICIAL USE ONLY
PA Department of Revenue PennsylvaMa County Code Year File Number
Bureau of IndtvidualTaxes INHERITANCE TAX RETURN n
PD BOX28o6ot_ _e -~-• RESIDENT DECEDENT d ~ ~A ~ ~~~`
Social Secudty. Number Date of Death hIMODYYYY Date of Birth, MMDDYYYY
197-20-7412 09/12/2011 05/26/1826
Decedent's Last Name Suffix Decedent's First Name
RANSOM GLORIA
(H Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Sutflx Spouse's First Nama
spouse's social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
MI
MI
~ 1. Original Retum O 2. Supplemental Retum O 3. Remainder Return (Date of Death
Prior to 12-13-82)
O 4. Limited Estate O 4a. Future Interest Compromlee (date of O 5. Federal Estate Tax Retum Required
death after 12.12-82)
O 8. Decedent Died Testate O 7. Decedent Maintained a Living Trust ~ S. Total Number of Sate Deposit Boxes
(Attach Copy of Will) (Attach Copy of Tnlst.)
O 9. LltlgaUOn Proceeds Received O 10. Spousal Poverty Credk (Date of Death O 11. Election to Tax under Sec. 9113(A)
Between 12-31-91 and 1.1-95) (Attach Schedule 0)
CORRESPONDENT - THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD SE DIRECTED TO:
Name Daytime Telephone Number
WILLIAM C. DISSINGER (717) 957-3474
N
First L(ne of Address
400 SOUTH STATE ROAD
Second Line of Address
City or Post.CNfice
MARYSVILLE
Correspondent's e-mail address:
Siate ZtP Code
PA 17053
REGISTER OF WEE ONLY
('D j j
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- _:
Y ..
DATE FILED
t/nderpeneafm m penury 1 aenare rnat t nave examined tms return, inUUtling aaompanying aCnedulee entl statements, and to the best of my knowedge and belief.
tt b true, mrt{N eM complete. Decbretlonpf Oreperer other Man the pereonel represMtatWe Is based on all informatbn of which preoarer hae env knowledge.
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S Lockwood Drive, Enola, PA
400 South State Road, Marysville, PK 17053
PLEASE YSE ORIGINAL FORM ONLY
Side 1
15D5610105 15056101D5 J
._.I
1505610205
REV-1500 EX (FI) Decedent's Social Security Number
Decedent's Neme: RANSOM, GLORIA 197-20-7412
RECAPRULATION
1. Reai Estate (Schedule A) ............................................ . t. 0.00
2. Stocks and Bonds (Schedule B) ...................................... . 2 0.00
3. Closely Held Corporation, Partnership or Sole-Proprietorship (3chedule C) .... . 3. 0.00
4. Mortgages and Notes Receivable (Schedule D) ......................... .. 4.. 0.00
5. Cash, Bertk Deposits and Miscellaneous Personal Property (Schedule E)..... .. 5. 0.00
6. Jointly Owned Property (Schedule F) O Separate Billing Requested ..... .. 6. 77,615.48
7. Inter-Vrvos Transfers & Miscellaneous Non-Probate Property
0
00
(Schedule G) O Separate Billing Requested...... .. Z .
8. Total Gross Assets (total Lines 1 through 7) ........................... .. 8. 77,615.48
9. Funeral Expenses and Administrative Costs (Schedule H) ................. .. 9. 3,667.00
10. Debts of Decedent, Mortgage Liabilities and Liens (Schedule I) ............. .. 10. 21,407.93
11. Total Deductions (total Lines 9 and 10) ............................... .. 11. 25,074.93
12. Nat Value of Estate (Line 8 minus Line 11) ............................ .. 12. 52,540.55
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not Gwen made (Schedule J) ...................... . . 13. 0.00
14. Net Valua SubJed to Tax (Line 12 minus Line 13) ...................... .. 14. 52,540.55
TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15: Amount of Line 14 taxable
et the spousal tez rate, or
transfers under Sec. 9716 0
00
.
(a)(1.2) X .0_ 15. 0.00
16. Amount of Una 14 taxable ..._.. - ,._ _.. ,... _ _ _.. _.. _._.
at lineal rate x .04,L` 52,540.55: i6. 2,364.32
17. Amount of Line l4 taxable ...... _... ... ..... _ . _. -..
at s(bling rate x .12 0.00: 17. 0.00
16. Amount of Line 14 taxable ~ --
at coileteral rate X .15 0.00 18 0.00
19. TAX DUE ....................................................... .. 19. 2,364.32
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O
Side 2
1505610205 1505610205 J
REV•1500 EX (FI) Pape 3 Flle Number
Decedent's Complete Address:
DECEDENTS NAME
GLORIA A. RANSOM
STREET ADDRESS ------
805 LEE COURT __ `_ _-~_~- --------- -
CITY `-- `. STATE --------- -` ZIP--
ENOLA PA 17025
Tax Payments and Credits:
1. Tax Due (Page 2, Line 19)
2. CrediLslPayments
A.PdorPeymerrts ___~.__.~.___-___, 1,116.44
B. Discount --~_ 58.76
3. Interest
4. If Line 2 is greater Oran Line 1 + Line 3, enter the ddference. This is the OVERPAYMENT.
Fill In oval on Page 2, Line 20 to request a refund.
5. If Line 1 + Line 3 is greater Nan Line 2, enter the difference. This is the TAX DUE.
(1) 2,364.32
Total Credits (A+ B) (2) 1,175.20
(3) 0.00
(a) 0.00
(5) 1,189.12
Make chec~pk payable to: REGISTER OF W,IgLLS, AGENT.
~ _ _ 1,w..'aa`v~""'~!,k:.x. ,.,,a+.+.~'K*~,,„`a`~"u^~".~,'`~", ~M1`,'. `4'G ;~r v .. ~: ~,~~'a; .
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACIkG AN "X" IN THE APPROPRIATE BLOCKS
1. lid decedent make a transfer and: Yes No
a. retain Ne use or income of the propeAy Vansfened .................................................................................... ...... ^
b. retain Ne right to designate who shall use the property transferred or its income ...................................... ...... ^
c. retain a reversionary lnterest ........................................................................................................................ ...... ^
d. receive the Promise for rife of either payments, benefits or care? ................................................................ ...... ^
2. If deaN occurted after Dec. 12, 1982, did decedent transfer property within one year of deaN
without receiving adequate conslderefion7 ........................................................................................................ ...... ^
3. Did decedent own an "in trust for" orpayable-upon-deaN bank account or security at his or her tleaN? ........ ...... ^
4. Did decedent own an intlividual retirement account, annuity or other non-probate property, which
contains a beneficiary designation? ................................................................................................................. ....... ^ ~
IF THE ANSWER 70 ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE I! AS PART OF THE RETURN.
For dates of death on or after July 1,1994, and before Jan. t, f995, the tax rete Imposed on the ne! value of transfers fo or for the use of the surviving spouse
is 3 percent (72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after Jan. 1, 1995, Ne tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
p2 P.S. §9116 (a) (1.1) (ii)}. Tha statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disdosure of assets and
filing a fax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
• The tax rate imposed on Ne net value of hansfers from a deceased child 21 years of age or younger al death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent [72 P.S. §9116(a)(i,2)J.
• The tau rate imposed on the net value of transfers to or for the use of the decedent's lineal benefidaries is 4.5 percent, except as noted in [72 P.S. §9116(a)(1)].
• The tax rate imposed on Ne net value of Vansfers to or for Ne use of the decedent's siblings is 12 percent [72 P.S. §9116(a)(1.3)). Asibling is defined,
under Section 9102, as an individual who has at (east one parent In common with the decedent, whether by blood or adoption.
REV-3509 EX+ (07-70)
pennsylvania
DEPARTMENT OF REVENUE
INNEMAN~ tAx aEnlaN
RESIDBNr oEtEOert
SCHEDULE F
JOINTLY-OWNED PROPERTY
ESTATE OF:
RANSOM, GLORIA
If an attet became 1olMly owned wlthln one year o(the dacedeM's date of lath, K mutt be reported on Schedule 6.
SURVMNG )DINT TENANT(S) NAME(S) ~ ADDRESS ~ RELATIONSHIP TO DECEDENT
A• Tara L. Little
8 Lockwood Drive, Enola, PA 17025
Daughter
B.
C.
mINTLY OWMED PROPERTY;
IrEl1
NUMBER IErrER
roa ]DIM
IERIRr DAE
M4DE
]O1NT DESCRIPnON OF PROPERT/
INQIA)E NAME aF FINANQAL INBmUDON AND BANK ACEOUM NUMBER OR SIMIWi
NUMBER. NRY HELD ESrARi.
DATE OF DFATH
V OFASSEr %OF
DECEDENTS
[NTEREBT DATE of DEATH
VAWE aF
1. A. 0821194 Real Estate located at 805 Lee Cour< Enola, PA 17025. 103,000.00 50% 51,500.00
Deed Book 00107, Page 00431
2. A. Acwunbk 98123866 w! M8T Bank 48,881.28 50% 24,440.64
3. A. ATxount# 11163861 w/ M8T Bank 3,349.68 50% 1,874.84
TOTAL (Also enter on Llne 8 Recapitulatlonj I # 77,815.48
more space Is needed, use atldiHonal sheets of paper of the same size.
REV•1511 Fx+ (10-Q9)
pennsylvania
DEPARTMENT Di REVENUE
[NNERRANCE TAx RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES ANO
ADMINISTRATIVE COSTS
ESTATE Of FILE NUMBER
RANSOM, GLORIA
DeDadent'a debts moat be reported an Sdtedule i.
ITEM DESCRIPTION AMOUNT
NUMBER
A. FUNERAL EXPENSES
t• p i H 1 885.00
B.
1.
Sullivan unera ome
Grandview Cemetery 585.00
Biandti Monuments 597.00
ADMINISTRATIVE COSTS:
Personal Representative Commissions:
Name(s) of Personal Representative(s)
street Address
State `ZIP
2. Attorney Fees:
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.)
Claimant
Street Address __-__ _ ~___ __
City ---------------- State --
Relationship of Claimant to Decedent
4• Probate Fees:
5. Aaountant fees:
6. lax Return Preparer Fees:
~. Michael Connor (Appraisal)
an -
Year(s) Commission Paid:
ZIP
70TAL (Also enter on Line 9, Recapitulation) ~;
300.00
300.00
3,667.00
If more space is needed, use additional sheets of paper of the same size.
REV-1512 EX+ (12-08)
~pennsylvania SCHEDULE I
OEPANTMENT OF REVENUE DEBTS OF DECEDENT,
uzNERrrArxE rAx AEruaN MORTGAGE LIABILITIES & LIENS
RESIDENT DECEDENr
ESTATE OF rte nvmoerc
RANSOM, GLORIA
Report debts Incurred by the decedent pNor to death that remained unpaid at the date of death, Including unrelmbursed medical expences.
rtsu VALUE AT DATE
Home equity loan secured by mortgage on properly located at 805 Lee Court, Enola, PA 17025. ~ 21,340.23
Held try York Federal Saving & Loan Associatbn. (Now Wells Fargo Bank N.A.). Debt was joint to
Tara L. Little and Gloria A. Ransom. Total amount of debt on September 12, 2011 was $42,680.46.
One half is deductable.
2. James Norton, DPM 67.70
TOTAL (Also enter on Line 30, Recapitulation] ¢ 21,407.93
[f more space is needed, Insert adghlonal sheets of the same size.
REV-1513 EX+ (01-10)
i~ pennsylvania
~1 DEV~RTMENT OF REVENUE
rNNERrrANfE 7AX RETURN
RESIDENT DC{EDENT
SCHEDULE ]
BENEFICIARIES
NAME
I TAXABLE DISTRIBUTIONS [lndude outNght spousal dhtNbuNOns and transfers under
Sec. 9116 (a] (1.2].]
1• I Tara L. Little, 8 Lockwood Drive, Enola, PA 17025
Daughter
NUMBER:
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES IS THROUGH 18 OF REV-1500 COVER SHEET, AS APPROPRIATE.
NON•TA%ABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECRON TO TAX 15 NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1,
100%
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE RiSTRIBUT[ONS ON LINE 13 OF REV•1500 COVER SHEET, I $
If more space is needed, ose additional sheets of paper of the same size.
NOTICE OF INHERITANCE TAX
BUREAU DF lNDZVIDUAL TAXES pppRATSEMENT. ALLOWANCE OR DISALLOWANCE
INHERITANCE TAX OIV 1$IDN OF DEDUCTIONS. AND ASSESSMENT OF TAX ON
PO 00% 280601
H11RR1SOURG PA 17128-0601 JOINTLY HELD OR TRUST ASSETS
TARA L LITTLE
8 LOCKW000 DR
ENOLA PA 17025-1301
Pennsylvania , ~
DEPARTMENT OF REVENUE
REV-0546 IX AFP (II -1B)
DATE 11-28-2011
ESTATE Of RANSOM GLORIA A
DATE OF DEATH 09-12-2011
FILE NUMBER 21 11-1092
COUNTY CUMBERLAND
SSN/DC 197-20-7412
ACN 11163861
APPEAL BY DATE:O1-27-2012
(See reverse side under Objections)
Aaount RelBittetl
MAKE CHECK PAYABLE AHD REMIT PAYMENT T0:
REGISTER OF WILLS
1 COURTHOUSE SQUARE
CARLISLE PA 17013
CUT ALONG THIS LINE ~"'~ RETAIN LOWER PORTION FOR YOUR RECORDS ~"'~
REV-1548 EX AFP C12-10)
NOTICE OF INHERITANCE TAX APPRAISEMENT. ALLOWANCE OR DISALLOWANCE OF
DEDUCTIONS, AND ASSESSMENT OF TAX ON JOINTLY HELD OR TRUST ASSETS
DATE: 11-28-2011
ESTATE OF:RANSOM GLORIA A DATE OF DEATH:09-12^2011 COUNTY:CUMBERLAND
FILE NO.: 21 11-1092 S.S/D.C. NO,: 197-20-7412 ACN: 11163861
TAX RETURN WAS: CX) ACCEPTED AS FILED C ) CHANGED
JOLN7 OR TRUST ASSET INFORMATION
FINANCIAL INSTITUTION: M & T BANK ACCOUNT NO.: 10633057
TYPE OF ACCOUNT: C )SAVINGS CX) CHECKING ( )TRUST C )TIME CERTIFICATE
DATE ESTABLISHED 08-05-1994
Account Balance
Pe reant Taxable
Aaount Sub.7ect to Tax
Debts and Deductions
Taxable Aaount
Tax Rate
Tax Due
TP.X CREDITS:
3.349.68
X 0.500
1.674.64
.00
1.674.84
s .045
75.37
NOTE: TO ENSURE PROPER CREDIT TO
YOUR ACCOUNT, SUBMIT THE
UPPER PORTION OF THIS NOTICE
WITH YOUR TAX PAYMENT TO THE
REGISTER OF WILLS AT THE
ABOVE ADDRESS. MAKE CHECK
OR MONEY ORDER PAYABLE T0:
"REGISTER OF WILLS, AGENT,"
PAYMENT
DATE RECEIPT
NUMBER DISCOUNT (f)
INTEREST/PEN PAID C-)
AMOUNT PAID
10-17-2011 CD015072 3.77 71.60
70TA1 TAX PAYMENT 75.37
BALANCE OF TAX DUE .00
INTEREST AND PEN. .00
rarar. nuE .oo
"' --'•^^'~ ^•+~ ~•.~m sT roN OF ADDITIONAL INTEREST.
COMMONWEALTH OF PENNSVpJAN1A
DEPARTMENT DF IEVENUE
RUREAJ Of MOiVfDUAL TAXES
DEPT i808D~
~+ARRI$BURG. ~A t T i ZR~O60~
RECEIVED FROM:
LITTLE TARA L
8 LOCKWOOD DRIVE
ENOLA, PA 17025
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
REV~1162 E%111.981
NO. CD 015072
ACN
ASSESSMENT AMOUNT
CONTROL
NUMBER
ESTATE INFORMATION: SSN: is7.2o-7atz
FILE NUMBER: 211 1-1092
DECEDENT NAME: RANSOM GLORIA A
DATE OF PAYMENT: 10/ 17/ 201 1
POSTMARK DATE: 10/17/201 1
couNrv: CUMBERLAND
DATE OF DEATH: 09/ 1 2/201 1
REMARKS:
CHECK#848
SEAL
11163861 ~ 571.60
i
TOTAL AMOUNT PAID:
INITIALS: CJ
RECEIVED BY:
571.60
GLENDA EARNER STRASBAUGH
REGISTER OF WILLS
TAXPAYER
BUREAU OF INDIVIDUAL TAXES
INHERITANCE TA% DIVISION
PO 80X 280681
NpRRISBURG PA 1T126-8601
NOTICE OF INHERCTANCE TAX
APPRAISEMENT, ALLOWANCE OR DI SAILOWANCE
OF DEDUCTIONS. AND ASSESSMENT OF TAX ON
JOINTLY HELD OR TRUST ASSETS
TARA L LITTLE
8 LOCKWOOD DR
ENOLA PA 17025-1301
pennsylvania ~
DEPARTMENT OF REVENUE
REY•]54B FX AFP (12-10)
DATE 11-28-2011
ESTATE OF RANSOM GLORIA A
DATE OF DEATH D9-12-2011
FILE NUMBER 21 11-1D92
COUNTY CUMBERLAND
SSN/DC 197-20-7412
ACN 11163862
APPEAL BY DATE:O1-27-2012
(See reverse side under Objections)
Amount Remitted
MAKE CHECK PAYABLE AND REMIT PAYMENT T0:
REGISTER OF WILLS
1 COURTHOUSE SOUARE
CARLISLE PA 17013
CUT ALONG THIS LINE "1 RETAIN LOWER PORTION FOR YOUR RECORDS F
REV-1548 EX AFP (12-30)
NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF
DEDUCTIONS, AND ASSESSMENT OF TAX ON JOINTLY HELD OR TRUST ASSETS
DATE: 11-28.2011
ESTATE OF:RANSOM GLORIA A DATE OF DEATH:09-12-2011 COUNTY:CUMBERLAND
FILE NO.: 21 11-1092 S.S/D.C. NO.: 197-20-7412 ACN: 11163862
TAX RETURN WAS: (X) ACCEPTED AS FILED C ) CHANGED
JOINT OR TRUST ASSET INFORMATION
FINANCIAL INSTITUTION: M & T BANK ACCOUNT NO.: 98123866
TYPE OF ACCOUNT: ( )SAVINGS CX) CHECKING ( )TRUST C )TIME CERTIFICATE
DATE ESTABLISHED 08-18-1997
Account Balance
Percent Taxable
Amount Subject to Tax
Debts and Deductions
Taxable Amount
Tax Rate
Tax Due
TAX CREDITS:
48.881.28
X 0.500
24,440.64
.00
24.440.64
>< . 045
1.099.83
NOTE: TD ENSURE PROPER CREDIT TO
YOUR ACCOUNT, SUBMIT THE
UPPER PORTION OF THIS NOTICE
WITH YOUR TAX PAYMENT TO THE
REGISTER DF WILLS AT THE
ABOVE ADDRESS. MAKE CHECK
OR MONEY ORDER PAYABLE T0:
"REGISTER OF WILLS. AGENT."
PAYMENT
DATE RECEIPT
NUMBER DISCOUNT (+)
INTEREST/PEN PAID (-)
AMOUNT PAID
1D-17-2011 LD015071 54.99 1,044.83
11-21-2011 SBADJUST .00 .O1
TOTAL TAX PAYMENT 1,099.83
BALANCE OF TAX DUE .00
INTEREST AND PEN. .p0
TOTAL DUE ,p0
7F PAID 4FTER THIS OATEN SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST.
IF TOTAL-DUE IS REFLECTED AS p "CREDIT" CCR), YOU MAY BE DUE A REFUND.
___ _- -...- ~,,,,,, ...e ..m.our~rnec
COMMONWEALTH DF PENNSv~y ANIA
DEPARTMENT OF VE
BUREPU D INDNIDUAL TA%E$
DEPT 260601
HARRISBURG. PA 1 T! 280801
RECEIVED FROM:
LITTLE TARA L
8 LOCKWOOD DRIVE
ENOLA,PA 17025
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
REV~7162 E%111861
N0. CD 015071
ACN
ASSESSMENT AMOUNT
CONTROL
NUMBER
ESTATE INFORMATION: ssN: ~s~-zo-~aiz
FILE NUMBER: 21 1 1 -1092
DECEDENT NAME: RANSOM GLORIA A
DATE OF PAYMENT: 10/17/2011
POSTMARK DATE: 10/17/2011
COUNTY: CUMBERLAND
DATE OF DEATH: 09/ 12/201 1
11163862 ~ S1,044.83
TOTAL AMOUNT PAID:
REMARKS:
SEAL
CHECK# 847
INITIALS: CJ
RECEIVED BY:
S 1,044.83
GLENDA EARNER STRASBAUGH
REGISTER OF WILLS
TAXPAYER
CONNOR GROUP
File No. RANSOM
Case No.
L..I:vtd.rel Cnndnminium I lnif Annlaisal Report
' CIB ~erlcidll IMaI 8130.71f81E eld ' ' d the 111aItOl sallm d the
The d
e05 LEE COURT Urt # 52 C ENOLA PA 'Cade 17025
Borrower A ownrd Puhk Recad RANSOM GLORIA. ESTATE Ca CUMBERLAND
DEED B K 00107 PAGE 00431
RE. Tawa 1477.0
TezYS 2010
_
09-12• -001A-U728055
07
n T 102
C
.
a
Name WESTWOO LAGE Phm# ONE Rat 42-43
X
Owner Tarred X VaoaM Aese6emenla NIA HDAf 104
X
T Padlwe Trrwac5on Refinerww Tmnnotion X OMr desaihe ESTATE PURPOSE ,_
T LIiTI. ~
x
d THE SUBJECT HAS NUT B EN LISTED WITHW THE UISTTWELVE MONTHS AS PER
~ a e an
E LTI T ICE.
t dfl dd nd anrY9e Me cared far seb fOt the avbjecl Wadiesa oalwac9orl. Expleh the roatlAb d 9w 8ne1fel6 a0k cmVeol to gab a why the anrpe wet nd
THE SUBJECT IS N T C RR TLY UNDER AN AGREEMENT OF SAL APPRAISERS KNOWLED
WA NIA t 7 WA
la tliele anyttnradr ae®raioe l~n ~ are oaw»seians. 9n a dam paprwnt aeaelaioe, rcl b m IwJd M am nanY m beheY d the hsriowNl Yes No
• HY dolor emwd ar deaa#re th #enn a WA
Nab: Raaatrd 1%a fadr Mtlu n {wXhood w eel fadon.
R
.
Rar I Saab PRICE AGE OntrUNI 70 %
Urban
• Bill Owr 7 UmW25% In Bdree f 21 UnT 0 %
• ] 1 n#Ir Orr eaa 70 Lon N
THE SU JECT IS SRUATED NORTH OF VALL ROAD OUTH OF 200 H' h 45 COnerwroir 1 %
• A 81 NT DRNE AND WE OF N ENOU1 ROAD. 103 Red. 20 VAC 10 %
THE NEIGHBORHOOD CONSISTS OF VARK)U S E MAMLY SWGLE FAMILY DWELLIN 5 SMILAR W BU R
AP CTION UALRY. MAJOR EMPLOYERS AN DESIRED AMENIilES ARE AVAILABLE WITH A SHORT COMMl1TE.
N ETABILRY' FA TORS WERE N D.
the CURRENT MARKET COND NS ARE CONSIDERED STABLE AB MORTGAGE
RE RATE NA BE N AV LABLE IN THE 4% TO 8% RANG FOR AN Ex7ENDED PERN)D. SELLER CONCESSIONS
F D V Fl CIN .
T YLEVEL SI» AVER for area Oen TVP F RAREA RESX)ENTUIL
PRD PLANNED RESIDENTIAL DEVELCIPMENT
• Do cnranl Ym No
Ia eN oae d su 'ed m' ass end tlr uw? Yea No n No deeafhe.
Iltll0aa PuWa er daaatba PuMla daacrWa gl-aNa mwmeMa-T PuWk Pdsab
Wrr Steel Aa X
• Gc Sower X No
Y F # 4 0359 F 4YISI1B77
MIM aMM df-rte' lathe real x Ves No t(No decs0e.
Ae etdernel frdd6 Ield ? Yea NO nY
SfIE BsPROVEMENTS CONSi6T OF LANDSCAPI WHICH IS MAINLY LAWN WITH VARNJUS TREES' PLANTINGS AND SHRUBBERY.
TH RE W RE NO ADVERSE ENVB2ONMENTAL CONDITION NO D H R 7}I APPRAISER IS NOT AN ENVIRONMENTAL RISK
Dra la edamrfm DATA BANK
Detedted X RowaTOnaiaee Grden Md•Poae H Otllr ewMe
.
".
on Wn6nl~DreH ~ on 9 ...Phgn 1(P rctC aad M
# d t S Fxlru Wde FRAMEIAVG # d Unls 135 M a Pheeea t # d Planned Plms WA
#dF]eaalan0 RaxSurae COMySHGlA #dlMks 135 #dLWb 735 #ot Plamwd Uncle WA
ToW#P 270 pa Unea Fa Sole 0 #d UnNa fa Sale 0 #d Ura fa Sale WA
lMderCoratrudWr Ra0o 2N #d UMa Sotl 135 #d UNIa SoU 135 #d Nu Sdd WA
Ver Bui 1870 T OFF STREET # d Unla Rented 10 # a unla Reeled 10 # d Uda Rergd WA
fdadhe P 8 90 90
Home a Tannl
I n d the H ? Yea Na
- x aeaodpbn - Pmnda a
•
Oaee ere aare' u invesmr .own mom aen 10% d the atr w 7 Yea X No Hues dacnte
,' Was the ~ censeraion d en a imp a mndormum7 Ya X No If Yea, denrira tlm award the detedcomsrnon.
tlw mnamn and adNbs an fa a mridorrirum con - 7 Yc No It No deeabe
N thers en amwwar n 9re ~ Yes X No IIY aw hdkaro owna d the conarirdel
reawe nc rarm eoo
Frmla Mae Fpm 1073 Mioh 2004
Pepe 1 Of 22
Produced oY CIkKFORMS Software 800A22-8727
CONNOR GROUP
File N0. RANSOM
Case No.
Ind(vidual Condominium Unit AoorSisal ReooTt
-- --
tlp dald~9m d the 'xd end d calmVUClion. THE PROJECT CONDRfON AND DUALITY OF CONSTRUCTION IS CONSIDERED
avERaGE ~_
~ and 1 THE C ELE N ARE TH RR N IN GREEN AREAS.
' R REATI F I mE BJ UD A CL BHO SE POOL D TENNIS CO RTS.
Yw X No Y Me temre and
Yea X No NYw fens rd
•
fp n 7 X Yw No # on e#ed On and
I dd d'q na awp2e the mrdomoiro pales lakpd Nr Mewnwl yea. ExD4it the rsWh d the nalah d the hWpM (adequacy d lees. reserves, aa6 awhy
tlq wwlwl .THE PROJE TBU ET WAS NOT PROVID D.
MMere dher faw dwd Men MHOA Ch la Me used Oro 7 Yw X No It Yea #te and deeahe.
to a H h A Lox NH aLOw desahe
~ MMeN SpewlauaaudchreaaiallradMe poled (~wedm Me mridonsMUm doomaitta, HOA meetlnpe,aoMa hdarmieonl leiaxn to tlr appawr?
Yw IfY danllhe e1Ndm
104 X12=S 1248 PMUeI IeMd 81N= 1
UI~MS iidMed htlr unh Nowt Heat Av Cwa Waa Serer CWe Wwr dwmte
N N E E.
Fdwr# Fhtaa WW PET/AV6 X # 1 X Nae
# W NNAVG
T HTP Fud FU T1eNFYiw1t W AV DBrklPatlo Mbowew #dCaR
IreMidiMI AC BMA WaMat FIB R LASIAVG PA X Ohiwnlgw Owned
Odor dewshe P AVG P # 2
sea shwa cantdns; 5 2 Bedrooms 2.00 B a 1718 FoeldGm " Nee NwM Grade
tlw MMe M"uel rreMred7 Yea No #No aM oauswtl n naMat
AdMlmelteauea elndenl Nrm, ely REAR PATIO 1571N TORM WINDOWS.
' THE S ECT ONSIDER DIN LL
' AYE C Ofil AS TVPICA UP6 NGS D MAINTENANCE PR C DURES NAVE BEEN SA7ISFACTORILLY
C ETED. NO MAJOR R PAIR6 OR MODERN TONS AR RE UIRED FOR FAVORABLE MARKETAB
. a Me aa4ucluMl' Me Yea No MY
THERE WERE NO ADVERSE PHYSICAL ISSUES OBS RVED HOWEVER THE APPRAISER IS NOT A UCTVRAL ENGME R OR
CTOR.
M uw T Yae No THE PROP R7Y
F 1T) 7HE NEN3HBORHOOD IN TERMS OF ESIGN AND E 3URROUNDING OWEL aVGS ARE MAINLY SINGLE
AMILV R SIDENTW. STR R S.
I Me aeka Me I NO E NT U ECT SA S
NOTED. PROPER7V TWOR GENTLY FERREDF N DOLLAR.
did reweA ashes d to the MMe Mbdthk
PU R OR
mna a a fa wbd
a PU LIC RECORD
ITEM &1 C7 COMP IE R1 OMP #2 C SAfER9
Prla O E T N LAST t 017 N E W T
THREE S 1 YEAR
e CO TN SE PU8LIC RECORD COU 1H0 SE COURTH U E
d a 8/27/2011 W27 011 7 Ott a127M2011
O RECE SUB.IECT TRANSFER NOTED. PROPERTY 7W0
RECE Y D.
Redde MweFmm Jfi4 MrN. awr
Fanng Mw Fam 1073 Mash 2085
Produee0 aY GIokFORMS Sollwate 800822-07Yy Pape 2 0l 22
CONNOR GROUP
File No. RANSOM
indlviduat Condominlum Unit,Apprdisal Report c^ee Na.
gp ~g df18 11 OIf8rB110r 548101118 91 5d n trans Sb 00 0 N S 120 000
y/ 5 000 120 ODO
FE4IURE SUBJECT COh6NtIBLE BILE R i COMPAR4BlE SALE 8 2 C(MIPPAPBLE SIZE s 3
Addm^ 805 LEE COURT 781 TEE LANE 820 LEE TANS 850 MELISSA COURT
EN PA 170 5 KOLA PA 70 5 EN PA 17 25 ENOLA P 17025
Piolea N^me ad WESTWOOD VILLAGE WESTWOOD VO-CAGE WESIWOOD VILLAGE WESTWOOD VALAGE
Phw ONE ONE ONE ONE
0.0 mil E 0.01 mil S 0.15 mil
«-
Rke WA
~ f 1 6 000
S 100 000
_ S 104 000
f 0.00 .0. 95 45 . tL f 1 .50 fl f 84.55 . fl
~Irf -" MLSICH MLSO 10208865 MLS/CH ML • 10196941 MIST H MLSB 10204483
PUBI'cI~C', CORD PUBLIC RECD 0 PUBLIC RECORD PUBL RECORD
V ENTS DESCRIPTION DESCRIPTI DE5CRIP710N DESCPoPTIpt
a ~W15~ !` FHA(/90AYrMRK CONNMDAYIMRK FHAI174DAY R
Calceuian S CQNCE S 3 9 NO CONCESS SL CONCESS -1
D tl8elelTme 7/7!211 1I28I2011 8!31/2011
S 67A G BIAV & VG AV
as Fee Slm Fe Sim la Fes Sim a SIm
tK)A Ms 104 98 PER 110 PERM 110 PER M
Common EMtslb GREEN AREAS GREEN AREAS GREEN AREAS GREEN AREAS
sd Rao Fealtles POOL TENNIS P O TENNIS POOL TENNIS POOL TENNIS
Fba lmYhn FLOOR ONE F OOR ONE FLOOR ONE FLOOR ONE
1Aen RESIDENTVU. RESIDE TIAI. REBID NTIAL REST NTIAVG
N AV TWNH N AV TWNHMEANTIA 1WNHM NT7A
d Camuwkn FRMNVOOD/AVf3 F AVG F OOD/AVG FRMNJOOD/AVG
41 ST 23 5 28 E 22 RS EST
• CadM A A A A
NpeeGrtle T Tobl 6 T Total
Roan Cal^It 5 2 2.00 5 2 .00 5 2 2.00 5 2.00
~ Gmu ' ARe 1 110 . fl 1 100 . R +32 9 5 R. +2 42 1 100 fl. +32
S^wrodBFYttlbd NONE NONE NONE NONE
Beb^ WA NIA WA NIA
FWMWU A A e Avs a Aura
HiPP7CA HTPPICA HT1ePlEUCA NTPPICA
' i STORM WIND S RM WIND STOR W ND S IND
None None None
etlo PA O PA O pA
1 FIREPLACE 0 FIREPLACE +50 0 FIREPLACE + 0 FIREPLAC +
• X - d 080 X• S 2 B20 X- •180
AgWNtl S^b Pke Net Adj:J% Net Adj: 3% Nat Ad1:0%
5% 1 0 9 Gross AO ; 3X ~ 10 920 Gosb : 2% 10 5
' TH SALES OMPARISON APPROACH TO VAL E WAS NTH S7' PHASIS. THE
COSTAND NJCOME APPROACH S ERE NOT ONSIDERED APPLICABL .
F LE AND LISTWGS NOTED ABOVE THE NEIGHBORHO W CON IDERED ATTACH D HOME SITUA WRHIN EAST
NSBORO TOWNSHIP B EN 85 000 A 120 000 DOLLARS AS REPORTS BYTHE CENTRAL PENN MULTI LIST.
1 3000
.
,..
... ~..: 'TOVALUt: protrpuhsdlry~FrinN!tisa)
t XOron ntM^M br WA bdnledV^b bwrn eh
• tllrnanl^ h^ mstod rod end GR
1 3 000 f M WA
TRA ER E ROUGH FOR LY.
• 71ds ~prebel b made X 's b,' ed8etl m oanpldidl tzrp'av aM spetlsnYbns an Ne orb d e MowleSen aaMNon Nst Ne bpo~eroMs hoe Iben
[] eiAject n Ne bkwtq repro a albretlon a Ne Web d a hypotlmticd mntl8i^n Net the nOYm a ^prelkne Iwo Wen aar4leled, a Q eaMetl b
tln Weed on Ne euu Nd Neea10tlma don eler^tiona
^^^dee saw~l^bv1wu11nspeatlenoleMbeMerndseMprus eltlusub(sdpgwgi.doMW soepsafrorkobhsweeoi^nssl/tlnsud8sitle6
abliMa,^sd ^pprYS^Y^ won,nylon0egnten MNbnrrk^tvo4a~ndaBnsd.altlaretlt>r^OMYNatbeb-ngnLO/Mb npoRb
u~~,.~. ~mu~.we nwuceo sy wrcrvcmros tlonwaro 600622-W27 Fetllb Mss Farm 1073 Mad11005
Pepe 3 of 22
CONNOR GROUP
EXTRA COMPARABLES 488
File No. RANSOM
Cace No.
FEA SUBJECT COMP N 4 C !E SNES 5 COMP E S 8
AddrW 80b LEE COURT 826 BRL4N DRNE 841 CHARLOTTE WAY 131 BRIAN ORNE
0 EN PA 170 5 EN LA PA 7025 N PA 170 5 NOLA PA 17025
Rajed Nam ald WESTWOOD VILLAGE WESTWOOD VILLAGE WESTWOOD VILWOE WESTWOOD VILLAGE
PAw ONE ONE ONE ONE
to 0.06 mllee W 0.1 m S 0.09 miles S
Pdos NIA 110 000 ~ ~- 108 _ S 94 900
S O.OD .ft S 98.32 .R .' S 110.71 ft S 98.&1 ft
Dale s :r;a ~~"' "-°'"`s:=:.: MLS/CH MLS• 10199797 MLS/CH MLSf 10214542 MLSICH MLSO 1021 882
P'B P BLIC RECORD P RE OR PUB IC REC D
V NTS DESCPoPf10N
.
- DESCRIPf10N OESCWPTI DESCRIPTION
.....
aF ...-1.
r..., V 14DAY/MR A 31DAY/MRK P NOIN
-'F"yu SL CONCE S -5 0 WA N/A
OteedSeWism ""'" ~
V 12f2a2010 8 ra8o -32 9sVsal o -284
AV U& 6 B &AV U~AVG
f Sim F Slm s Fes I Fee S'
HOA A41. 104 PER 98 98P MO
Cannon FJeneln GREEN AREAS GREEN AREAS GREEN AREAS GREEN AREA8
POO NN1S PO TENNI P L NN PO L TEN
Roar 1om9on FLOOR ONE FLOOR ONE OR ONE FLOOR ONE
Bled RES N RESIDEN RE IDE R IDEN
71AIN D/AV TWNMMFJINTIA 7WN NT/A 1WN NNT/A
d Combuaim FRMIWOOD/A 000/AVG FRMNV ~fAVG FRMNV AVG
41 EST 37 3 EST 37 YEAR T 38 YEAS T
A A e A A
Nlae 6rede Tate) T T t
Roan Cant S 2 .00 5 2 2.00 6 2 2.00 5 2 2.00
1 178 1 16 . ft -52 9 . e. x2 72 980 ft + 72
Bwrnlt8FnalNd NONE NONE NONE NONE
Roam Grade NIA N/ N/A NIA
F A e Ave e A A e
HTPP/CA HTPPICA HTPP/E CA HTPP/ELlCA
• ElSdenl Ilene TORM W1N0 ThERMO WWD Th O WINO ThERMO WIND
~ Nona None n None
. PaddPaBOlOxk P T10 PA710 PA
1 FIRE C 1 FIREPLACE 0 FIREPLACE r5 D FIREPLACE r
NM + X - -5 520 + X - S -35 + S 373
r4uwdBeMRire
d
" NetAdJ:S%
Gorse :5%
104480 NetAtlJ:O%
Ghee %
1 185 NetAq:O%
Gorse M:B%
279
8e
ITE ECT DRAB SNE 4 CC4P SALE 5 PRPBIE M 8
dPNa Sale/f NO IN T NO IN NO SA EM 7 SPo4/ 011
THREE R YEAR 0000
C RTH US C R COURTH SE PU REC
s 11 7Q011
PROP RTYB 5 AND a ARE URRENT / P DIN
N T TO LE R ERA .. 8T%... D/27 011
G L TWO ITUATED W TH 11
E SU J TS
Produced bf' CliacFORMS Software 800822-8727 Pepe 4 d 22
CONNOR GROUP
File No. RANSOM
APPRAISER'S CERTIFICATION: the pppreiserceNfies and agrees that:
1. I tune, at a minimum, developed and reported this apprelsel in accordenoa with the 9wpe d work requirement stated in
this apprwsel report
2. I pMdmad a wmplat visual inspactton of the interior and eddtor area d the aubjad poPerb~ I rePOrttl Ble wnditlon
o/ Me Imprgwamant in factual, spaefie terms. I fderltlfied and epoded Me physical dafidendes Mal could a8ect the
IMbiliry, salrMness, or sWCWroI integrtry of the Pmperry.
3.1 prMdmad Mia appaisal in accordance wiM the requiremerds of 1118 Uniform StntleMS d Professional AppreiW
Practloe Mat ware adopted aM pnzrlupatee by Me Appraisal Strldards Board of The Approlaal Fourrtlldbn and that were in
ptw aT Me tlme Mt appraisal roport was prepared.
e. l tlaveloped my opinon ~ the market value of me real propeM Mal le me aubled d Mt report based on the sales
wmparteon approach b value. 1 have atlequete cdnparebb market dot to drtvebP a rolbbb sales ~ butndl ndtl develop
far tlrt appraisal assignmem. 1 NMar rumtlfy Mat I wesitlered the wet antl irrwme approadres
tlrerrr, unlees otlrerwies intlicatetl in Mls report.
5.1 roterdre0. vennad, anarynetl, arW rePOrtaO on arty wrtent ogreermaM ror sat ror Bra sorted Property, am' o8enna ~
esb d the auDlea PIBPBrtY m Me tweWe mon8n prior b Me efbctlvs dot d this appreWl, and the Prior sales or Me auWed
property for a minimum d three Ya818 Drlor to 8x1 arbctlvs dot or Mia epgairu8, unlses Otl101wIBB MtlMated in Mb repod.
8 I rrteauched, verified, awry7erl, and reported w Me prbr salsa dale wmpareble ales tr a minimum of arre year pdd
b Bla data of sale d Me rbrrrparebb sat, unless oMawies inlBgtd in Mis epod.
7. I sebettl and u9ad cpnpereble sobs Met are bcatbwlry, phy8k•Aiy, arM funrdbnelry the moat simitr m Ux autdect propeM.
9. 1 haw not used wmparable sales Met were Me reutlt d combining a land sale wtlh Me wntrad purchase price of a home tlbt
has teen 6u18 or win be bolo on Me land.
9. I heue reported adjustrnent to the wmParebla sales that ratted fire markeys roaction to the diRetenrxt between the wbjed
properly arW the comparebb sales.
10. I vedflW, from a tliainteresled souroe, all imormatlon b Mia roport that wee provided by par8es who have a finendal intat6al in
th esb or nnarrdng or me subjed property.
t t. I have knowledge antl experience in appreiatrp Mia type d propany M Mia market aroa.
12.1 am aware d, antl have awees to, the necessary arM approfxiet publb and pnwte dot sources, such es muPopb Natlng
aarvkas, lax aeaessmant rewros, Wblb Wld rxadt an0 oMer auto dW aourees for Me area in which tlta propedy la locatd.
73.1 obtNned tlra klfamadon, eatlmales, antl opinions NmiMad by oMSr psNes antl w~ressstl in Bus appralsN roport from
relbGe souroes Bud I believe b bs We and wrrect
74. I Ireva tken into wesitleretlw the /acbro that Moe an impad on valve w8h rospad b Ble eub)aet neighbortrood, sutlled
property, and Me proodmiry d the wbject poperty b adwroe Mfiuerrces in Me tlevebpmant of my opinion of merkM vNw.1
haw wbtl in this appraisal ropoR arty atlvarse contlitlons (suU es, but not Iimitd to, needW ropaka, dsbrtaatlw, Me
prstarrca d tnmrocus waste. bloc substwes, adver9e emironmemel candnlort, atcJ observed during the Inepactlon d dx1
eubjaet property or that I beams aware of during the research InvMVW in perfamklp Mt apprdesl. I have wnefdared theca
adveres wrrNtlona in my enatyst or the property valor, and have reporttl on the effed of me wrMitlons w me valve arW
markataba8y d the subjad property.
18. I haws not knowingly wiMheltl any ebrunpm imortnatlw itbrri mis appraisal report antl, t Ma beet d my knowedge, all
atbment arq Mkxmafion In mis apprefesi report aro sue and wrrect
78. I attad in Mia approlaal report my awn personal, unbiased, and profeeelonel aneysia, opinions, and conduaiwa, wtuch
ere wbjed wry b Bra aesumpdons and IimilMg wndl8ane in Mis appraisal report.
17. I have w presets or proepedive intafest in Me property Mat is Bre wbjed of Ws repot. antl I hoe no present or
prospectlve personal Interest or tags wkh reaped ro the partldparrt in the trenax8w. I tlltl riM lane. ether paNelry or
cpnpleffily, my antBysb arlrgor opinion d market value in wt appraisal epon on the race, odor, religion, sax age, mamei
atsWa, handkaP, tmilial stelae, or netlonal odgM d either Me proepadlve ownero a accupaMa of Ma tubjed property or of the
Present owners or ocatpant d Me propemes In Me Ndniry of Ma subject property or on arty o8ror Dasis prodDitstl try law.
19. faV empkrymsnt antlfor compamatlw ror perfonnirq ors appraiesl or arty More or andcipabtl ePpreiesb was not wrrtltlbnetl
w arty agreemem or untlenhnding, wrtttn or oMerwies, mat I wwW report (a present anaMia wppoNng) s prcdetertninatl apedllc
wlw, a pratletrnined minimum valve, a rarlgs w drectlw in wlue, a wlue mat favtxe me pose of any parry, ar Me attinment des
aperdne rowll or ocamence of a spedne aubsequwt event (erxM es approval d a pentlirp mortgage ban applbatlon).
tor. I personalty prepared all wndrrsions antl opinions shout me real estate thalwero set Corm in doe appaisal report. 8I rdietl w
spnmant mat property appraiesl assistance aom arty IndMdwl or IrxlMrluals in Me psrbrmenee of Mis apprelesl or Bre
preparatlon of Mla appraisal report,) haw wma0 such indiNtlual(s) antl tlladoees me spsdfic take performed in Nis approlaal ropat
I certlfy Mat any intliNdual so named ie gwfinatl ro perform Bra take. I have not au8xximd aryone to make a taupe b any item
In mis apprelpl report; therefore, arty change matla to Mis apprelW t unauthorized and I wXl tke no rosponatbiliry for IL
20. I bMtlneO Me IerWaNdbm in mis appraisal report who i6 Me intlividwl, arganiratlon, Or eQam for tln organ Wibn lost
Nwch 2005
Producetl DY CIkkFORM3 Soaware 8t10~822.8727 Paoe e d 22
CONNOR GROUP
Flk No. RANSDM
minmm Unit Appreisal Report case no.
This report Conn is designed to repel an appfa~al W a unit in a contlominium pro~eot or a candaninium unit in a planned
and drnNopment (PUD). This report form is not designed ro report an apprebal a a menaaduretl Home or a unit in a
cooparatlw poject.
This appraisal report b subject ro the rollowing scope d wont, rnlentled use, intende0 oast, deflnitlon a market wiue,
alafemeM a aawmptlws and limitng wnditbna, and certifleatlona. Modiflrxtlona, additions, or dal~ona ro th inbnaed
use, inlarged user, tlaflnitiorr a market wiue, «acaumptlons and IlmPorg wrNitlons are Hal pemriltetl. The appraiser may
mend Me scope a work to include any additlonal reeeareh or aneyaie necessary based on the Iwmpbldh a Mb appraisal
~~tldrb mabrial tlkra0om ro this ePDraisal~e~por~k each aswtlase requlrM M/ awl ~tlwsa relatatl Eo aO~Praieafso
cadkluing etlurbtlon or memtyrehip in an sppreleel agadratlw, are permmed.
SCOPE OF WORK: The ewpe or work rot this appraisal is defined by the compleldly of Mis appraisal assignment and tly
reporting requiromanb a Mb aPPralaal report form, Inducting the rolbwinp tleflnilron a marker wlue, abbmant of
amumptions and limiting wnditions, antl certifications. The appraiser musk at a minimum: (1) pedorm a compbb visual
inspection a the interior antl Iaderior area a the augact unik (2) inspect ant analyze the condominium projeck (3) keyed
Ma rueghbodrood, (!) Inspect each a the d«nparede sales hom at least are streak (5) reseeroh, verity, antl anehze data
from rollebls pudic anaor privab wunxy, antl (9) report Ms «her analyab, opinkfns, arM condualona in Nis apprebal report
INTENDED USE: Try InbrMed ace a Mia appreiW spat is for tib IantlarPolbnt ro awluab Me property slat is the
wtrJect aMb appalW for a mortgage finanea tiansrtWw.
INTENDED USER: The irnended user a this appaisal report is the lentler/clbnt.
DEFINITKIN OF MARKET VALUE: Try most probade price wnicn a property anouy brtrtg in a competltlw and open
martcM under all wntlitlons requisite to a fair sob, Me Duyer and aalbr, each actlng pMtlantly, knowladpeady and assuming
Me prise is not artected Dy untlue stlmulua. Implbit in Mia fbfiMlbn Ia the c«rsummatlon a• sale as of a apedfied tlate ary
Ma paving a tltla tram serer ro Duyer raM« wndNWns whereby: (1) layer and aellr are lywwh motlwbtl; (2) Doh
partbs are wall informed «well atlvtead, and each actlng in what he «she consklare hb «Mr own bast inbraak (3) a
raeonaDla tlma is allowed for e~oeure in tly open markek (!) payment is made in lams d cash in U. S. aokus «in pmts
a flrwadal arrerrgemems comparebb UferNO; and (5) the price represents tlw normal alnsMaretlon for the praparty Gold
unartactetl Dy rlpedBl ««eatlw financing «aalea corrcecsbna' grenW by anyone asaoeiatad wiM Ms sW.
'Mjustrnenb ro Ma comparabbs moat ha merle for special or cratlw Mendng or sales carfceubna. Pro atljuatmenb ay
nacascary for ihoca costs whkn are namalh paid by aellare as a yadl a haditim «bw in a market area; Mee web are
readih irlentlfiable since the seller pays Meae web in Nmylly all sales trensactlana. Specter or craatlw flnendrq
adjusbneMt can De matla ro the eompareble properly by comparisons k financing brm6 otreretl by a MIN party Irlstltutlayl
birder Nat b ryt elreatly inwnyo in the property «1reneBetbn. My etljwlmeM 8troukl wt Da Glculatatl w a madranidl
ddbr f« tlotlar wet a Me fiMndng «wnwsslon Dot Ms ddler amount a arty atljustmant ahouW eppraemaea Ma markers
resefion ro tly flnandng or canceealona baaetl an tlw appralaera judgmem.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: Theappreisers ceMfication in this repM is
wbjad ro the Aolbwirg assumptions and Ilmitlrrp wrWitlons:
f. The apprela« wia na be reapondda t« matbre a a lapel napes tllal aged e1M« Ms Property Doing appralaed «Me the
ro ik emept for informatlon tlrat he «sha became aware a during the researbh inwlwtl in perrorming this appreisN. The
eppreis« assumes that the title ie good and markebDle and will not rentler arty opinions about by title.
2. The appreiser has provitled a sketch in Mla appreiwl sport ro snow the appradmab tlimensions a Me Improvements.
The skekdr is inducted Doty to assist the reader in Nawllzing tly properly and underebnGnp tly appraisers tletertninatlon
of its size.
3. The apprab« has ermined by awilebb fiootl maps that tiro provided by Me Federal Emergency Manepement Agency
(« otlyr dab acurces) and has wbd in this appralW report wheMer any potion a the sugeel she b rocabd in an
idantlfietl Specter Flood NaaN Area. aecauae Me appraiser Is not a eurwyor, hs «Me makes no gwrenbes, e>gheca «
knplleQ regeNkg Mb deterrrrirrelbn.
!. The appraiser will n« giw batlmony or appear in coon because ha «aha matla an apgaiaal a tM properly in quastiw.
unless apedlic anangemenb ro ao ao haw Oeen made bekaehend, «ac olhenvlae roquired by law.
5. The appreiser has nobtl in this appreisal report any adwrae wNitlws (such ac needetl repeire, tlebrioreticn, tly
Presence a tyiBNWa WBetea, fadC 6uDebncas, Bro.) obaawtl during Me inspeetlon Of Me aUb)9a property «Mat M «
ens became away a during Me reawrch imolvad In partonning Mla apprelaal. Unbas otlrerwip abtatl in Mia appraisal
repak ins apprabar Has no krrowleags a arty hkaan «unapparont phyakM defidandae «adwrea c«yltlom a tlrs
prapsrty (sum es. but not limibd ro, ryatled rapalre, deteriorctlon, tly preaance a hazardous wastes, %ec wWbneea.
ed`arae amironmenw rzontlitlons, etc) Mat wouro make tM Property lean wluaDle, and lye aseumatl Mat Mere are no ouch
wnditlorrs ono makes ry guarentesa orwertantlea, er~resa «knplieo. The approb« will not be reaporolbb for any such
oxagtlons Mal do edst «ror any erpinsering or testlnp Mat might De requlrotl ro dlseowr wtytlyr such wrMitlone s>aaL
Setause tly apprebar b not an earl in tea fieltl of anNronmenW heseftle, Mb appraisal sport must na ba wnsitleratl tie
an anNrwmeMel aesessmant a ay property.
B. The appraiser has based tyre or h« approlael sport antl wluatlon conduaton f« an appraisal that Ia wDjaet ro setlsbcbry
wmpbtlon, ropalre, or aNeratiwa on Me aaaumpdon mat tlra canpbtlw, roparre. or alteretpry of the wDJea property wm
be pedamstl in a professional manner.
?t1M -- - Fannie Mae Form 1073 Mick 700!
Producatl by ClickFORMS SoTvare e0g~22.8727 Paoe 5 of 22
File No. RANSOM
21. the lender/dkrlt may disclose or distribute this appraisal report to: the bortower, anoNer lender at the request of the
honoeer, the morgapee x ib suecesaore antl aealgns; mortgage inwrere; gowmment sporeored rmteryRaee; other
aecaMery medlet pratldpanb; data collectlon ar repatlng aeMces; profesalonal aPPreisal apanlzaUOna; any department,
agenq, ar irroNlmanbliry of Na Unibd Sbbs; end arty elate, Ne DbMet of GlumWa, x dbr juRWtctlons; wiUaut haying b
obbN the appraisals or wpsMaory appraisers (a applicable) cOneeM. Such consent moat be obWned before this appraisal
repOri may ba disdoaed or tllstribuled b any other party (Including, but not limited b, rho pudic Nreugh adwxtlainp, Public
relatlona, news, sales, ar other media).
22. I em aware Nat am/ tlisclosure or distdbuUOn of Nis appraisal report by me or the landerklient may be wbjecl b certain
laws arW repulatlons. Furtlwr, I am also subject b are preNsiona of Ne Uniform Standards of Profaaeional Apprelaal Prectlce
tlbt peRaln b dladoaure or diatributlon by ma.
23. The bormxer, araNx lendx at the request of the bonowx, Ne mort0agas or ib sudeeeaors and assigns, mortgage
bsurere, poyammeM aponaored enpegafses, and olnar secondary market psrtlcipenb may ray on Nb apprisal report as part
of any mortgage flnana trarnactbn Utet inwlwa arty ono or more of Mesa partbs.
21. a this appraisal report was transmitletl as an "eletdreMC ntcord' wnbining my "alscWnk signature," as tlaee terms are
dsflned in applkabb fetleral andlor stale bwa (eaduding wdb and Wdao recordngs), or a fepimib transmissbn of tlds
appraisal report containing a copy or reprmanbtion of my slpnatum, tlts appnbal repot stud) be as affecdw, enfgceabla and
vYid as if a papa wrebn of Nis appreleal report ware daliwretl containing my diginel hantl wMbn signature.
25. Arty IMentlonel w negligent misrepresenbtion(aj Calrainetl N Nis apprisal report may reeutt in tlNl liability anNOr
crtrnkral penalUp Including, ltut not Iimibd b, fine or impdsonment x boN urMx the pnwlabns of Title 78, United Stelae
Cade, Sectlon toot, et seq., or aimiler abte laws.
SUPERVISORY APPRAISER'S CERTIFICATION: Ttra SupeMeory Appreieer carUfias and agrees Nn:
t. l directly auperviaed Ne appraisx for Nb apprisal aeslgnmenL haw read tlb apprelael report and agree with tl1e appraisers
anarysia, opinions, sbtemenb, conclusions, and Ne appraisers certlflcatlon.
2. I axepl NU responaibiUty for the conbnts or this appraisal report including, but not limitxl lo, the appraisers anatysis, opinions,
statements, mnclusions, antl Ne appreisers CerUfdation.
3. The appraiser identified in Nle appreisal repot is eiNer a suD~oMreclor or an empbyee M Ne supeMwry eppreisx (x Ne
appreleal flint), is qualNed b perform Nis appaisei, ant is eccepbWe b perform Nb appralsal undx the applleabla state law
4. lhia apprisal report complies with Ne Uniform SbrMaMs of Profeedaral Apprebal Prectlce Nat were adoPOetl an0
pramulgab0 by Ne Appraisal Sbnderds Board of The Appraisal FoundeUOn and Net were in place at Ne tlme Nis apprisal
report was Prepared.
5. ttNb apprebal report was transmldatl ae en "electronic record" tontaininp my "Maetronk algnabre; a tlroas terms are
dallnetl in sPPttcabb fetlxel and/x stab INVa (eatlWhp eudb and vNao recordings), Or a Ncaimib trxpamipian of Nis
apprisal report containing a copy or repreeentatlori of my aipnawre, Ne appraisal report ahetl bs as aflectlw, enfaoeeble antl
SUPERVISORY APPRAISER (ONLY IF REOUfltED)
Date of Slgnxure antl Report OCTOBER 3 2011
EReetlve Daps xAppralsal SEPTEMBER 28 2011 __
Stab Gntflpbona RL-000794-L
xStxe Ucenae a
x ptllx (dewrba) States
State PA
Egdretlon Date of GMfiptlon or Ucenae 8/30/2019
ADDRESS OF PROPERTY APPRAISED
805 LEE COURT
ENOLA. PA 17025
APPRAISED VALUE OF SUBJECT PROPERTY $ 103.000
LENDER/CLIENT
Name
Company Name WALT LITRE
Compam/Atldreae N/A
2005
Name
Company Name
CampenYAdtlroas
Telephone Number _
EmailAdtlreas _
Data of SignaNre _
Sbb Certificatlona _
or Sots Llaenasa _
Sbb
Emiretlon DabMCeRM
SUBJECT PROPERTY
8 Dkl not inspect subiecl property
DId inspect eabrior of subject properly tnxn street
Dale of Inapamon
^ DW Inspect imxbr and atdador of subject preperty
Date ofmspectlon
COMPARABLE SALES
^ Db not inspect extanx of wmperebb sales from sa
^ Did Impecl Ntlarldr of comparebb Galas from street
Dab of Inapectlon
F,mm InH u....y ~mc
rrttoucetl by CIICkFORMS Somvare BOOA22-8727 panty 7 nr 97
APPRAISER V ~^
COMMENT AD~ENOUM
File No. RANSOM
Case No.
THE COST AND INCOME APPROACHES TO VALUE WERE NOT CONSIDERED APPLICABLE.
THE INTENDED USER OF THIS REPORT IS WALT LITTLE. THERE ARE NO ADDITIONAL IDENTIFIED INTENDED
USERS.
THE ESTIMATED REMAINING ECONOMIC LIFE OF THE SUBJECT PROPERTY IS 45 YEARS.
THE SUBJECT IS AN ATTACHED TOWNHOME LOCATED IN A RESIDENTIAL LOCALE OF FAST PENNSBORO
TOWNSHIP. THE SUBJECT AND ALL SALES ARE ATTACHED DWELLINGS, SITUATED WOTHIN THE SAME
NEIGFiBORH000 AND SCHOOL DISTRICT.
DUE TO THE LACK OF RECENTLY SOLD HOMES IN THE SUBJECTS IMMEDIATE LOCALE, IT WAS NECESSARY Tb
EXCEED RECOMMENDED TIME GUIDELINES, AND UTILJZE COMPARABLES FROM WTTHIN THE SUBJECTS MARKET
AREA THE UTILIZED TRANSFERS ARE THE MOST PRO%IMATE, RECENT, AND RELIABLE SALES AVARABLE FOR
COMPARISON.
TWO BEDROOM HOMES AND DWELLINGS WITHOUT BASEMENTS, ARE SOMEWHAT COMMON FOR THIS LOCALE,
AND ARE READILY ACCPTED BV THE MARKET.
ADJUSTMENTS:
GROSS LMNG AREA ADJUSTMENTS WERE BASED UPON TWENTY DOLLARS PER SQUARE FOOT. ~
III
I
I
PMOUCed by CI(dcFORMS SoHwaro 800-022-0727 ~ f
Pepe 8 a 22
CONNOR GROUP
SKETCH ADDENDUM Plle No. RANSOM
Caae No.
CONNOR GROUP
COMMENT ADDENDUM
File No. RANSOM
Case No.
Deed Page
6/24/1994
566,000.00
OOI07
00431
Building Characteristics
Year Built
1970
Deeded Acres
0
Eff Year Built
1970
Stories
I
Living Area SF
1116
Dwelling Type
CONDO
Living Area Factor
83.2
sewer type
PUBLIC
Living Arca Total
92851
Road type
PAVED
Limiting Factors
Water Source
PUBLIC
2~ d a~
CONNOR GROUP
COMMENT ADDENDUM
File No. RANSOM
Case No.
R RESIDENTIAi, BUILDING
Care of Name
Land Use Code ~
107 CONDOMINIUM (FEE
SIMPLE)
School District
S
Land Description
UNIT 805 BLDG 12 BLK 5
PB 37
Neigborhood
928
Lot Condo Unit ID
008E-U12: 805.
Census Tract
102.01
Latitude
-76.937847
Census Blk Grp
7
LongiNde
-40.305151
Assessment Values
i
Land Value
50.00
Building Value
592,900.00
Total Value
592,900.00
Clean And Green
Transfer (Sale) History
Sale Date
Sale Price
Deed Book
Produced by GIdcFOFiMS Soaware 900-0228727 Papa 20 at 22
CONNOR GROUP
COMMENT ADDENDUM
File No. RANSGM
Case No.
Master
District
09
Owner Name
RANSOM, GLORIA A &
TARA L LITTLE
Parcel ID
09122992001AUI28055
Mail Addr
805 LEE COURT
Property Addr
805 LEE CT
Mail Addr2
ENOLA PA 17025
Ciry State Zip
ENOLA PA 17025 1559
Subdivision
WESTWOOD VILLAGE
CONDOM[MUM
Owner Display
GLORIA A RANSOM & L
LITTLE TARA
House Number
805
Last Sale Date
6/24/1994
Year Built
1970
Last Sale Price
566,000.00
Property and Owner Information
Plat Image
Property Type
~o N an ~
CONNOR GROUP
Pia No. RANSOM
Market Conditions Addendum to the Appraisal Report case No _~
The pla0ea d mi addalmlm i tb pmAde da leltlwlaalwih a deer wld acwrele uMeratandh0 dihe nadca Omds eM mMibss presses sl me sages
•
.7.20119.
Ti~aa Imtdalldaldlmtad sisal 1rAhansletdiadaemaalter
MNpc 805 LEE COURT Citv _ ENDIA Slate PA 21P Code 17025
Renewer N/A
ilaeaWoee: The eDPeier must use the nfamatlon readied an mi krm a Oa bas's for hkdar cadusionc ra mua prOdM a9porl for moss oandrsionc, re2admp
haaip eadcaW oserea madca condiims a reposed i the Neghhahood secfion d the appraia repolfarm The aPPreier mua81 i ad me idormedon a the extent
i i assess end raabb and must proxide aayds a idcaed below. 8 ary reeuked deW i wevYeble or i wnsidwed mveetlle, da approier asst prefnde an
aP. h i recapnied and rid al dale warts w0 he sib to pmAda sae hx da shaded sea haiw, i is ewa'hhi, howexer, ma aDPr>aar nxW inducts mat dent
i tla anellsi If deu parts I>~ r da re0uied idametidt a en awrepe wueddme meden, me gprelsahaid repot ma ewiebbtlpae end ideltYr i a M
awMpa Sda end faipt mat ha praper0a Iha targets wih the caged IaopeR/~ detwmined bYappAvq Me dieda tla wads m sect M a PaPedne buys d tla
.tM mat euanraida dam wldlaemond raw roredomuM eta
a rat Pdor4 - LlonMs Trero
Taeird Sales Sstlled 71 10 8 I SIeOi Dail
Bale dai SelalMmthc 1.83 3.33 2.00 lnaMS' X 518h1e 0
raa,,a ~Bp a 3 12 Slehb I
MmtladH Tad ' M. Rae 2.1 0:80 8.00 SfeNe I
'.;;Yi0ar1. ieBWt OOa SadlJal% Prior 7-12 Mmms Prior 46 MOahs Currem-3Monms Osarel Trent
Pdce 115 800 99 450 108 500 1 X Sable
Madan C Sdes D on Mescal 86 732 13 X Srebi I
Medal lie Prise 11b 900 104000 110875 ~- 9MMe
• Media C D on Mika 22B 13{ M X .$ahle I
MedalSM Phwa%dlgt Prim 100.00 95.82 98.05 Imo X Stable Oes51'
r ' triads Y No X SMMe I
Explehi deter pier wreseaaa trends terms past l2 mmmc(ag eekr centrlWtlms iaeaed from 3%to5%, iaeaklA ueedburdowM, dowp toss
' mrao as.
LLER CON ESSK)NS ARE TYPICAL IN THE 3X70 e% OF SALES PRICE RANGE. LOCAL BUILDERS ARE PEERING MORE
K9NIFICANT CONC 5510 B X4 THE FORM OF COST CONTRM TKNI AND OR P R HASER SELECTED U GRADES / OPTI S.
M tales REO afaporime mwka7 Ya X No N tla trends in ~ wa riapd
WNN.E THER ARE REO SALES WI1H THIS LOCALE THEY HAVEN T ADVERSELY AFFECTED THE SUR OUNDMIG R L ESTATE
TO AN NOESIRFJIBLE D GREE.
ke shore Manrytkw.
ENIRAL PENN MULTI LIST.
Slerearite iM show nlorrna8on es wpporl far tour mMaiona in Oa Neihhorhood section d the appralW repot lam. II toe used arty addiiaW ilarmaliq such a
a d 9ae8 andla ~ cad wMlMeal S 1010meiah awMueim belle ~ 811d ter randaiws,
E AV ILABILITV OF LOW MORTGAGE INTEREST RATE HAS KEPT THE VE L MA KET STABL .
Mme ieuraiawndamilmu met Name: WESTWOOD VILLAGE
Dare Prbr 7.12 Maas Prbr4-S Maahc Cuml•3Mada Oserep inmd
Tetdad 3 0 3 I X Dedn'
Ma eel 0.50 0.00 1.00 I Sabi
TaardpMa 4 0 8 ShhM X I
au as ' ' e.oD .oa e. Saab I
Mkretloaaa sap (REO east a lacer n tla prolxs7 Yp No Ifyes. hglple me nuri6w d REO a~W aMaxpkil8a ease n faBlpa cad seta
dfawdopd
THE RE PROPERTYS IH THE ECTS L HAVE NOTADVER ELY AFFECTED THE SURROUNDING REAL STATE TO AN
R E DE REE.
• Smmrie tla sap treble wld eddrep ale' on mew 1 wh end 'ed.
L MORTGAGE INTERST RATES HAVE KEPT THE OVERALL MARKET STABLE. i
Spreeee Slpnehrte
Name MK: AEL CONNOR
Name CO NOR ROfIP
P. O. BOX 4734 HqR 1 BURG PA 77711 Su Noma
Name
Addrop
limaacadlkaema R4000794L Stan PA
~~~ C2ICONNOR OL.COM Blain Lieway(Amueona Sate
EmM Admeea
'an' n Mama rise Pmtluoad OY GIckFORMS SolMrare 800d22A727 Panda Mae Form 1004MC Memh 2009
Pepe 19 d 22
INSURANCE File No. RANSOM
Case No.
a
Real Estate Proleasionels
~~~ Ertors antl Omissions Policy
pwlmtione
Agency Branch Prefix Policy Number Inwrarrce is provided by
073990 989 RNP 1332d228710 ContMlmltel Cewalty Company
333 S WaWeh Ave Chicago, IL 80606,
A Slodc Inwnrl~ Company.
1. NAMED INSURED AND MAILING ADDRESS: NOTICE TO POLICYHOLDERS:
The Errors and Omissbrn LietdAty coverage
Michael Connor OBA: Connor Group 8 Michael Connor Reel elfpdad by thb policy Ia on a Cleima Made
Estate ApPralsals Baaie. Please rsview the pdiey carefully
P.O. Box 4734 and dbcuas thb Coverage with your
Hartieburg, PA 17111 insurance agent ar broker.
2. POLICY PERIOD: Ineeptbn: 1021/2010 Exgratlon: 10212011
at 12:01 A.M. Standard Time at your addrasa shown above.
3. ERRORS AND OMISSIONS LWBILfiY:
A. Limlta of LWb11Ily: Eeeh Claim: 51,000,000 ApgregaN: 31,000,000
B. Lxkboz Limit of Liabitlly: 550,000
(SUBLIMIT INCLUDED WITHIN THE LIMITS OF LIABILITI~
c. Dlacriminatbn Lim(ts or Liabilfly: 5100,000
D. Detluetlble: Eadf Claim: $2,500
E. Fint Coverage Gate: 1021/1995
4. PRP.MIUM: EggS,Op
ENVIRONMENTAL HAZARDS: Ep,gO
DISCRIMINATION (Optlonal 5100,000 SubGmtt): 50.00
RESIDENTIAL OWNERSHIP: 5112.00
TOTAL PREMIUM: 57.057.00
"'
J~~
J~J
G-128413-8 ___ ., _ _ _ _. __.
_
___
~_-sss-.__.s
(Ed. 08/07 )
LICENSE
Fila No. RANSOM
Case No.
Communwolth of PpnsylvaRia
Depafgnen(of Stale
Dumu of Profvauiunsil nnd'EkiupaHOOaI ARairv
YD Bor:al9'llvrrlreura P:1 1710}26D
fernDnre Type '^
CMHNURnIAVnllal ApmWVUr '~~ ,~
nCMVFL00xxon (-ornfuare
rope Yumeer
urauseuso v~ nm
RL00079aL
~~
('.•nlDevm 4una
rlctlvv
blllel CeMDemivn Dvle
1]RYeaBt
Avp4vluv Ovle
0610W20e0
--' -.~_
CONNOR CaRDUP Flle No. RANSOM
r rnn•n nnuol IAUrC e111~FNflI1M
V~rhr Vvmr ~re~nvr ~~~~"~-°' Case Na
APPRMSER'S CERTIFICATION:
The idlowing Csrtifla9on atetemenb are in addlgon m antl may supermetle ma signed Approlaels CertMcation attached to Chia apdaiael repoR
This Approiaars CeNflcaMan is eompliantwith the eureM edition of the Unilarm Standares d Professional Appraisal Prectla.
I caltltY that, to the Dent d my knowledge and belief:
The atatemenb of tact cantainetl in mis ropoR are Due and corteet.
The ropoMd Itnatysas, opinions, antl conclusions ere limited Doty by the ropoRed anumptlona end limitlng condi9ons and are mY penonW,
impartlal, end unDbsed ProfesWOnal arutywa, odnions, and conduWons.
I haw no present d prnpecDw interest in the ProDerH that la the euhjed dthis repot and no personal interest with rasped to the paNes inwlvea.
1 haw rto bin with rasped m the ProPerY me! is the sulfled d this report or to the parties imolwtl with this anignmeM.
My erpagemwt in mis anignment wn nd tondngen! upon tlavebping or reportltp Predetermined rewlb.
bIY wmpenaatlon for oompletlng Chia asalgnemwt is not contlnpaM upon the tlrrwlopmant or repoMng of a protlabrmmed wlua IX tlirecti0n h
value mat fawn me cause of ma dien4 the amount of the wlua opinion, me attainment of a stlpulated rosuM, or the atxurrence d a aunsequwt
event directly related tome intended ass of mis apprelW.
My analyses, opinions, and condusions were dewlopetl, antl mie report has been propered, in conformih with me Uniforn Slendares of
Prolnalonal ApprW W Prxtlce.
1 ^% haw^ haw not made a personal inapeotlon o(the prepeny that is me aubjwl d mla repot. (M moro man one perwn signs mb aNfleaeon,
me ar9flaaon mot dearty spedry which intliNtluels ditl and which intliNduale did not make a personal inspeeDon time apprWSed property.)
No orb provitle0 agnMlrart real Property appreinl anistance ro the person signing mie artilkbtlon. (M mere are eacepdons, me name d each
irblureual proNding agniflcant real proparry appraisal nsialance must be stWadJ
PURPOSE, INTENDED USE, AND INTENDED USER OF THE APPRAISAL:
The purpose Dime appraisal la ro ntlmare me market wlua d me subject property, as defined in Nis roport, as of me atTecDw date of mis report
Ths IMentletl use d tlb approl W is m uslatme dieMnd any omerfntended users in me untlerwRDng, approval, and tootling time mortgage loan.
The intended users of mis roport are the staled diem and arty omer InWitutlona invdved in me undmwrttlng , approve/, and funding tithe moftgage
roan. No one else, Induding the purchaser and sdlet, should rely on me estlmala dwlue d any dher condualans contained in mis appnieW repoR
ANALYSIS AND REPDRT FORM:
The sppreiasl is based on me information garnered by the appraiser from public records, omen identlfled sources, inapecDon of me fubjed property
and neighbomoo4 arM Ww9on d comparebb Wes, liatlngs, and/or roMab wimin me caged market area.
TM adginel worts d me comparede deb tleacrtbed in me Date Bootee aactlon of me market gdd Wong with me cams of conflrnatlon ptoNded,
where awllabb, the original wuroe la presented firer. The sources an0 deb ere conWdarod rdiede. When eoM9ctlng infomtatldl was proNded, tlb
wura deemed moat reliable has Daen usetl. Data Deliswtl to De unrolia0le wu not included in me roportor used as a basis for the wlue
candnion. The ardent of me anatysls m mis auignment is abbd in me Approbar's Cartiflatlort induded above and attached b mis report
DEFINITION OF MISPECTION:
The lNrrr "Inapedion", n used in mla report, is not me same level or inspwtlon that is required bra "Protnslonal Home Inspwtbn". The appraser
don ndlulty inspect me ekctricel system, plumbing systems, mechanical syabms, loundatbn system, floor atmdure, d subfloor. Tha appreinr is
notan espert in tonaWdion marenab antl me purpose d me appraisal la ro make an earromleewlue9on of me aubjaet property. Mme diem
needs a more tletalled Inspeelion d me properly, a home irbpectlon, by a Profanbnal Hone sbpador, b auggastee.
DIORAL SIGNATURES:
TM aipbbre(a) atTUbtl to mie report, ant ceNlication, were epplie0 W' ma ongmai spprebaKa) a auparvbory appreber antl bprnerrt melt
acknowbdgemenls of me fwb, odniona antl cgnduaione found In the report. Each appreiter(s) apdbd his ar her signature aledfoniCelty wing e
pasawore encrypted memotl. Hwa then aignabres haw more sataguartls and Derry ma same wlWfry n me indivitlual's hand apdietl signature.
Mme report hoc a han6apdb0 signature, mis comment don not apply.
OPM/ION OF NARI~T VALUE VS ESTIMATE OF MARKET VALUE:
The arrant UnMOrtn Standards d Professional Appalul Prodia defines me market wlue conduebn as an opinion d market wlue and nd an
eatlmaLe of markM wlue.
THREE YEAR SALES HISTORY FOR THE SUBJECT PROPERTY:
The appaiser has complied wim StandaMa Rula 7.9D cad 2-2b (ip rogWdnp me appniaar to analyse and repot all sobs of me eulyed proPertY
mat eceurrw wkhm me mree (a) ydrm prbrto me effectlw tlab of me apgalul. trmfa Infamatbn was awibble to tlb app+aiaeKe), it is reported
In the wdad column d 3aln Compadeon Analysis aectlon d me appreiul report
E%POSURE PERIOD:
Sy serdying ma sobs d aknibr comparobb realtlerrtlal propaMea wim wlue ranges as itlentlflW in tlb NalghDOrtrood section of mie report antl
dscunbns wim irMNiduala knawbdgeaWe of anent neiphbodwod trends in ma subject aroa, ma appreber feels that me espoauro tlme forme
autMaot pro i equ M e i Merkeerg Time identlfled in ma Neighborhood sactlon of mis appreieal report.
Sionaturo Sienaturm ^Did ^Oitl Nd
Name MICHAEL CONNOR Name Ineped Properly
Da[a Report Sbnatl OCTOBER 3 2071 _ Dafe Report SiOnw __
State Certlflraean a RL-000794L State PA State Cemnatlon a State
Or Stets Lianas t State d Stele LlCense a Stan
Protluoed by CIICkFORMS Sortware 900-022-0727 Page 15 al 22
(Space Above This Line Eor Recording Dotal
MORTGAGE
THIS MORTGAGE ("Security Instrument") is given on JUNE 22 , 1994
The mortgagor is TARA L LITTLE and GLORIA A RANSOM, AS JOINT TENANTS
("Borrower"). This Security Instrument is given to
YORK FEDERAL SAVINGS AND LOAN ASSOCIATION
which is organized and existing under the laws of THE UNITED STATES OF AMERICA ,and whose address is
101 S. GEORGE STREET, YORK, PA 17401
("Lender"). Borrower owes Lender the principal sum of
FIFTY-TWO THOUSAND EIGHT HUNDRED AND NO/j00*****************************************
Dollars (U.S. S 52,800.00 ). This debt is evidenced by Bottower's note dated the same date as this Security
instrument ("Note"), which provides for monthly payments, with the full deb[, if not paid eazfier, due and payable on
JULY 1, 2024 .This Security Instrument secures to Lender: (a) the repayment of the debt evidenced
by the Noce, with merest, and all renewals, extensions and mod cations of the Note; (b) the payment of all ocher sums, with
interest, advanced under pazagraph 7 to protect the security of this Security Instrument: and (c) the performance of Borrower's
covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage,
grant and convey to Lender the following described property located in CUMBERLAND
County, Pennsylvania:
SEE ATTACHED ADDENDUM
which has the address of 805 LEE COURT
[Street(
Pennsylvania 17025 ("Property Address");
(zip code[
PEM NSYL ZANIA Do ele Fa,gjly O ~pM~ ~1ye~/Freddie bloc UNIFORM 1NSTR UMENT
ENOLA
[City)
Form 3039 9/90 (page / of 6 pages/
Grut Uku 9usMeu farm, Im. f
7o Oroer Call: 1-800.530-93W O f~% 6,6-rY14131
09-09-'12 15:50 FROM-Flood & Sterling Inc
YYCL~ FARGO &1NK~A.OMy
poaoxsfe9
SK7UICFAL65, SD d7/f7.5/d9
-~ tAB T203 00007878 283 73840 H
TARA L LITTLE
805 LEE CT
ENf>t.A PA 77026.1559
7172321797 T-747 P0002/0003 F-753
YInMI Inman WinM NW,Mr i.w~xy
PaOo 1 Dr ~
Home Equity Loan Statement
gtatement Dau 09116111
Account Number 68002 01~~„
PaymsM Due Dats
Total Amount Due 5314.90
CUStOmer SBNII:f mui~u
P
~
OdMa Bad9m9
yrynY.MlllalalpD.COm awl
p
o
NIgM OA Dp]50-0110
Telephone Overnight Mail
1.000-069•]557
lapMbl: /•660.197576 2]240NdwId Dr.
a64n0a. MT S91024ND1
(•i0ffe6pOn0e0CE
POBOft1113
PoWmd. OR9730ed2D3
Payment Information
Paym9Mpp Duo Dala 7011012011
T~~inouM Dun ]14.60
nctl771ty wta I
Eryaaaq Trang611on PrlnNpd
Dab Ogddptidn Amount B61ang
Prldr Pdnobal Balsnee 542,680.40
OW13@011 PRINCIPAL PAYMENT 561.84
OWtn7d~t7 INTEREST PAYMENT 528006
OM2M77 Endlrq Mnelpal Balanea 542,816.04'
4hN 4 yoW pdMlpM bNarwa onry. 11 you waM to pay oa and ddq Your home
aglMy taarL pNaq anl.nt Cualemar 9anlea let dNallad paYa0lnNruolbn. payoea
atlraalN Inaalaewaya may nsl atop Iha aeeeunt, naullln0ln s delay W lha nMga
of yw aopalaral.
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® WELLS FAR00 SANK, KA.
PO BpKSfq
SKNJX PALLS. SD 67f fY•5f69
ran
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tar atldrns oonaobn. L~
tvelLe FAROO BANK, N.A.
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ATLANTA OA 3076]6210
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For 4uaauona or ndHOr ausbnw~ pNOaa
wnnd cuabmo uMq at
1.000.069•]967.
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Papnp Oa lha loan,
Paymgl Due Oale tON0/2017
Aeaounl Number __ 600025753200M
T0191 Am01911 Dub 5S74AD
Attar 10126!71 Add LMe Fab m 516.74
TMaI Amount Dua Alte 70/26N1: 5330.64
Lata
Charges
Addltlonal
Amount a
Total Amount Enolossd
(Napa do rw1 sand eqh) C
68002575320001 10 2 0031490 0033064 ^031490 0032000 NOD9RK00 00067679 4
0o not Bend payments to 1hIB eddroaa.
09-09-'12 15:50 FROM-Flood & Sterling Inc
FOl Rdumod ANAPtvpOesa OMy
NiBLLS FARGO eANll; NA.
ppeoxsiee
$IOUI7PALLS, SD 57117.519D
7172321797 T-797 P0003/0003 F-753
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Page 1 of 1
Home Equity Loan Statement
Statement Date 081t~11
Account Number 68002
6
PaymBM Due Date 0
9HOi2011
ToblAmountDue 6314.80
Customer Service s2 os
~ay
a
OnaM BM9iMJ
wwvwoaotor9o.can ~
~
Aloner,MSOSe7.6if0
^_ 1AT T203 00006441 311 101650 71
TARA L LrrttE
605 LEE CT
ENOU PA ITOaS-15s9
Payment Information
Payment Dw Oala OD110@011
~~ Dfy 314, 0
•T~ uN pw -- f7 4.90
Activity Detail
EfbatNa Tranaaotien Principal
Dab Oeserlplbn Amount BPlanea
Pdm Principal fiatellce ~ 542.734.85
0&1112011 8J7E1tEST PAVb1EN7 6280.41
0811112011 PRINdPAL PAYMENT 654.48
0812411 EIU1M8 Prinolpal lelanoa 612,880.48•
•Ib4 b your pdngpel bdarwe only. If you want to pay erl and Nose year hemp
spray bah piNN eonlaol Cusbmer 8anlea /ar dNallad paYOe MNndbn. P6YOes
Nlampbd In Naarenys may nel dose lM account, rooulanp In a delay of Iha Mew
M yam eaeabrel.
for RNmmdMM Pwpaas ONy
® WE(LSFA7fG0 BANK NA.
oDaoxsl»
S10UX FALLS. 9D 917 1 7-916 0
nail
TAM L LITTLE
Ceadllwa and aw reverse y-t
fwadAeas aarbcdon. LJ
WlLLe PAROO 6ANK N.A.
PO BOX 638210
ATLANTA GA 30363-0210
Pq ernsli0ns Or NMOr asNSbw, pIONa
mMaq arrelamel IOMd N
7.900-e60J997.
Cnoek bar it you ere
PPYlnp oe era aan. ^
Telephone Overnlphl Mail
1.8WQ~ri97 7J210NIISnd [k.
B9pa4W: 1•eeb197-0636 Bi8rM1. MT 891024101
COrre6pondence
PO Bpx4273
Pa11sM.OR 97209.4233
Payment Due Dab 08/1012011
AooouM Number _ _ _ 6800297877800/
Toth Amodnl Duer- 8711,90
Tolel Amount Enclosed
(Plana do not and easA)
68002575320001 10 2 003149D 0033064 0031490 0034000 NOD7V700 00061441 0
Do not arlntl payment9 to this atltlrass.
AItN 09/26/11 Add lAb foe d 619.71
Toth Amount Dw A11er 00125111: 8730.64