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HomeMy WebLinkAbout12-3396?i e J "Iciu k, z t n -1 C,t ! ?: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff No: VS. CAMI JO WITMER COMPLAINT IN CIVIL ACTION Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 09615074 C A Pit SJS Qp? ?Iu3.7Spdc?, CK.-t ibsausa(? J 12xa-7s?7y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff VS. Civil Action No CAMI JO WITMER Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, Discover Bank, is a banking institution organized under the laws of the State of Delaware and maintains a business address of 12 Reads Way, New Castle, DE 19720. 2. DB Servicing Corporation is the servicing affiliate for Discover Bank, f/k/a Greenwood Trust Company, an FDIC-insured Delaware State bank. As the servicing affiliate, DB Servicing Corporation performs a variety of services for Discover Bank including, among other things, the collection of delinquent accounts, marketing, application approval, transaction approval, customer service, and billing. The collection of delinquent accounts includes the right to forward the account to the attorneys and/or collection agencies for collection and to file suit on Discover Bank's behalf. 3. At all times pertinent hereto, DB Servicing Corporation is the servicing affiliate for Discover Bank, in reference to Defendant account, which is the subject of this litigation. 4. Defendant is adult individual(s) residing at 544 WALNUT ST APT 7 LEMOYNE, PA 17043 5. Defendant applied for and received a credit card bearing the account number XXXXXXXXXXXX8400 . 6. Defendant made use of said credit card and has a current balance due of $4634.94 , as of March 31, 2012 . 7. Defendant is in default by failing to make monthly payments when due. As such, the entire balance is immediately due and payable to Plaintiff. 8. Plaintiff is entitled to the addition of interest at the rate of 29.990% per annum on the unpaid balance from March 31, 2012 . A copy of Plaintiff's STATEMENT is attached hereto, marked as Exhibit 9. Although repeately requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due the Plaintiff. WHEREFORE, Plaintiff prays for Judgment in its favor and against Defendant, CAMI JO WITMER INDIVIDUALLY , in the amount of $4634.94 with interest at the rate of 29.990% per annum from March 31, 2012 until date of judgment and costs. Warmbrodt,42524 WEINBERG & REIS CO., L.P.A. nth Avenue, Suite 1400 gh, PA 15219 4-7955 P-12-338-7130 15074 C A Pit SJS This law firm is a debt collector atfApting to collect this debt for our client and any information obtailkffed will be used for that purpose. DISCOVER New Balance Minimum Payment Due $0.00 $1,31&00 Payment Due Date April 26, 2012 30 SWNOA01 0003175 CAMI WITMER 544 WALNUT ST APT 7 LEMOVKE PA 17043-1576 Account Number ending in 8400 Enter Amount Enclosed Below $ Ted APP to DISCOV• to receive a link to our tree mobtla app and pay your trill In seconds from w ymwel PO BOX 6103 Illsssll"srsllsllssrlsarll CAROL STREAM IL 60197-6103 Address, *,mad or telephone changef Irllrrllsrrrrrlllrlrrlrrrlrllrrrrrllllrrrrrllrllrrrrrllrrlrr Go to Iwww.Disav "m or print change in space above. 000001486618214314812000000000000000131800 Daft: March 11, 2012 - Closing Dale: March 30, 2012 tr Moro Card Account Summary Account number ending in 8400 Previous Balance $4,634.94 Payments And Credits 4,634.94 Purchases + 0.00 Balance Tronsfers + 0.00 Cash Advances + 0.00 Fan Charged + 0.00 in" Charged + 0.00 New Balance See Interest Charge Cakrrlation section wowing transactions for detailed APR Information Credit Line $4,000.00 Cre4it Lire Available $0.00 Cash Advance Credit Line $1,200.00 Cash Advance Credit Line Available $0.00 page 1 of 2 Payment Information New Balance $0.00 Minimum Payment Duo $1,318.00 Payment Due Date April 26, 2012 Late Paymert WamiW IF we do not receive your minimum payment by the date listed above, you may have to pay a We fee of up to $35.00 and your purchase and balance transfer APRs for new transactions may be increased up to the Penalty APR of 29.99% variable. Manap Your Account Onlirw at www.Discovw.com • Securely aceeu statements and free online tools, pay, bills online and track and view all transactions simply and easily • Make your money worth moresm -find easy ways to earn and redeem cash rewards • NEWI Access your account securely through your mobile phone I !~ ' 3 Easy Ways to Contact Us Bonuse Anniversary Month 1 Access your account securely at www.Discow.com 2. Call 1.800•DISCOVER(1-800.347-2683) August Pleose have your Diseovere card available Opening Cashbock Bonus Balance $ 0.00 3. Write to us at Discover PO Box 30943, Sak Lake City, UT 841 50 (Not a payment address) New Coshbaek Bares This period + 0.00 For payments, send b address on remittance or Bonus lelerree $ 0.00 Discover; PO 6103, Cad Stream, IL 60197-6103 T. mar., be I. C' vrww.Diseowr o . For TDD (releeo nmunieations Device for the Deal) please cal 1-800.347-7449. o uWarce , Transadons Trans. Pee, Def. Ode Paryrrr?srrls and Cndib Mar 31 Mar 31 INTERNAL CHARGE-OFF $ 4,634.94 Fees TOTAL FEES FOR TM MOOD $ 0.00 h*,mot Charged TOTAL Mf FUM FOR TM PM W $ 0. 20112 Totals Year-to-Dnb 96115!074 TOTAL FEES CHARGED IN 2012 $ 105.00 TOTAL INTEREST CHARGED IN 2012 328.65 NO : SEE REVERSE SIDE FOR IMPORTANT INFORMATION DRAW DISCOVER isc Acco WITHER DIt pays to CAMI Account number ending in 8400 page 2 of 2 lrftltest Charge Calculation Your Annual Percentage Rah (APR) is the annual interest rate on your account. Cwnnt BSV Pried: 20 days dAl ECT TO YTEREST CHARGE TYPE OF BALANCE ANNUAL PERCENTAGE ? Purchases 29.99% $0 $0 Past s 29.99% $0 $0 Cash darns 29.99% $0 $0 V - Variable Rate Addfnspatlard krfarnatiers See Cardmenrirer Agreernwd. Your Cadmember Agreanernt contains all the firms of your Account. lest er ssfea cards. Report immediate yt Cat 1-800-W-2683. IF you Iitik there is an ? on your sid enerrf, write to us at: Discover, PO Flax 30421, Salt lake City, UT 841300421 in your Wtter, give us the following infarmalion: • account inlwmation: Your name and account number. • Molar amount: The dollar amount of the suspocW nor. i0velo of Problem: If you think time is an error on your bill, describe what you believe is wrong and why you believe ,so mistT- Ybu must contact us within 60 days after the erns appeared on your statement. ; must notify us of any polenlial errors in writing. You maayy callus, but if you do we are not required to investigate any pbtentiol errors and you may haw to pay the amount in question. While we investigate whether or not there has been an error, the following are true: • We carat by ro eogeet d,. amount in question, or report you as delinquent on that amount. • The charge in guation may remain on your statement, and we may continue to charge you interest on that amount. But, if we delermine tha? we made a mistake, you wig not haw to pay the amount in question or any interest or other fees islal to that amount. While you do not have to pay the amount in question, you are responsible for the remainder of your balance. • We can apply any unpaid amount against your credit limit. Your N You Are OkWH i d Wkh Your Crean cord ftrdm9aw If you are dissatisfied with the ids or services that you have purchased with your credit card, and you have tried in good faith ro correct the prol[Aam with the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following must be hue: 1 The pvrctnase musthaw been made in your home state w within 100 mils of your current mailing address, and the purchoa price must haw been moro IFan 550. (Note: Neither of these aro rrseesaary if your purchase was based on an odwrhsement ve+ moiled to you w if we own the eomporny that sold you the goods or sernesa.) 2. You must haw used your credit card For the pease. Purchases made with cash advances from an ATM or with a dneek that aaaassa your creak coed account do not Z 3. at yet haw fully paid fur the se. if all of the criteria above are met still lsfied with the purchase, contact us in writing at: Discover, PO Box 3W45, Saltlake Ci1yI W 84130A945 While we investigate, the some rules apply to the disputed amount as discussed above. After we finish our investigation we will teN you our decision. At that point, if we think you owe on amount and you do not pay we may report You as delinquent. You may pay all or part of your Account balance at any time. However, you must pay at least the Minimum Paym Due by the Payment Due Date. Send only your payment and the top portion of this statement in the envelope provi . Do not send cash. 8y uniting your check as described above, you authorize us to use infrxma - on your check fo m •,an eleelronk fund tr nsTer from your account at the financial institution indicated an your check or to process the payment s processed as an electronic fund transfer the tran sfer will be for the amount of paym as a check transaction. IF i the a When we use informodion tram your check to make an electronic fund hanstsr, funds may be withdrawn from your accou as soon as the some day we receive your payment, and you will riot receive your check bade from your financial i on. l ng of your may l» delayed if you send cash, wnyspordence a other items with yax payment, iF you very. If your payment is r?i(umed unpaid, vw reserve the rig?it ro rewbmk if os an eleehonie debk. 9616074 NO : SEE REVERSE SIDE FOR IMPORTANT INFORMATION D' R You can pay your monthly Minimum Payment Due, or a greater amount that does not exceed your current Account balance, over the telephone or you can setup automatic payments through a customer service representative by calling 1-800.347-2683. Automatic payments will be deducted on the Payment Due Date unless you request a recurring pa ment date (e. q. the 151h day of the month) that occurs before your Payment Due Date. If your scheduled payment date Falls on a weekend or bank holiday, your payment will be processed the business day prior to the weekend or bank holiday. In order to scheQlule monthly payments b telephone, you will need this statement and your bank account information. You will be asked to provide the last four (4Nigits of the social security number of the primary borrower. By providing those numbers as your electronic signature, you will be agreeing to this authorization to allow us and your bank to deduct each pa nent you authorize, in the amount selected by you, from your bank account. You also authorize us to initiate debit or creditentries to your bank account, as applicable, to correct an error in the processing of such payment. You can cancel a scheduled paymeot by phone at 1-800-347-2683 or by mail at Discover, PO Box 30421 Salt Lake City, UT 84130.0421 however we must r eive notice at least three business days in advance of the scheduled payment. If your payments may vary in amount, we will tell you on each monthlyy billing statement when your payment will be made and how much it will be. You must ensure that su icient funds are ovailable in your bank account, and all transactions must comply with U.S. law. You car set automatic payments for (i) statement New Balance, (ii) statement Minimum Payment Due, (iii) statement Minimum Paymerjt Due plus a fixed dollar amount, or (iv) a fixed dollar amount. If your scheduled fixed payment is not enouggh to cover the Min?imum plus Due as listed an your monthly billing statement, your scheduled payment for that month will be increased to cover the Minimum Payment Due. If the scheduled payment is greater than the Minimum Payment Due, any excess {vill be applied in accordance with your Cardmember Agreement. IFyour scheduled payment is greater than the New Balanc an your billing statement, that payment will be rocessed only for the amount of your New Balance. Your automatic ppaaymerit amount may be less than the amount indicated on the periodic statement based on credits or payments after the Closing Date. If you enroll by phone m ow automatic payment service, pleu:;e fill it, 6 fo11(,% mg Hurl, boluw and return the uuthorizotion for your records. Amount: ? Full Pay ? Min Pay ? Min Pay + $ ? Fixed Pay$ V) Bank Routing #:__... Bank Account #: Frequency: Z Credit sporting. We may report information about your Account to credit bureaus. Late payments, missed payments, or o other d faults on your Account may be reflected in your credit report. We normally report the status and payment history of your A count to credit reporting agencies each month. If you believe that our report is inaccurate or incomplete, please write us at the following address: Discover. PO Box 15316, Wilmington, DE 19850-5316. Please indicate your name, address, g home telephone number and Account number PC inyy'hosrese We begin to impose interest charges on a transaction fee or interest charge from the day we add it to the doily b?ilcmce. We continue to impose interest chreges until you pay t lie total amount you owe us. You can avoid paying N interesf,on Purchases as described below. However you cannot avoid paying interest on Balance Transfers or Cash Advances. How I Avoid Pa in Interest on Purchases "Grace Period" you t the New a ante on your previous billing statement by the Payment Due Date shown on that billing statement, we will not currentl impose interest charges on new Purchases or any portion of a new Purchase, paid by the Payment Due Date on your billing statement. New Purchases are Purchases that first appear on the current billing statement. How We Apply Payments May Fact Y__ur Grace Period It you o not pay your ew o ante in each month, then, depending on the balance to which we apply your payment, you may not get a grace period on new Purchases. How We Calculate Interest Charges Daily Balance Wathod (including cumsnt transactions): We calculate interest charges each billing period by first figguring the "daily balance" fur each Tranaction Category. Transaction Cutegones include standard Purchases, stundord Cash Advances and different promotional balances, such as Balance Transfers. How We Figure the Daily Balance for Each Transaction Category We start with the be inning balance for each day. The beginning balance for the first day of the billing period is your balance on the ast day of your previous billing period We add any interest charges accrued on the previous day's daily balance and any new transactions and fee,: We odd any new transactions or fees as of the later of the Transaction Date or the first day of the billing period in which the transaction or fee posted to your Account. We subtract any new credits and payments. We make other adjustments (including those adjustments required in the "Paying Interest" section). How We figure Your Total Interest Charges We multiply the daily balance for each Transaction Category by its daily periodic rate. We do this for each day in the billing period. This gives us the interest charges for each Transaction Category. To get a daily periodic rate, we di•.ide the APR that applies to the Transaction Category by 365. We add up all the daily interest charges. The sum is the total interest charge for the billing period. How We kxlude Fees We a4d'f3alance Transfer Fees to the applicable Balance Transfer Transaction Category. We add Cash Advance Fees to the applicable Cash Advance Transaction Category. We add all other fees to the standard Purchase Transaction Category. Balance Subject to Interest Rate. Your statement shows a Balance Subject to Interest Rate. It shows this for each transaction category. The Balance Subject to Interest Rata is the average of the daily balances during the billing period', Credit Balances. If your Account has a credit balance, the amount is shown on the front of your billing statement. A credt balance is money that is owed to you. You may make charges against this amount if your Account is open. We will send you a refund of any remaining balance of $1.00 or more after 6 months, or as otherwise required by applicable law. For TD?oGSFT (Telecommunications Device for the Deal) assistance, please calf 1-800347-7449. I7(s? 74monitor and/or record telephone calls between you and Discover representatives for quality assurance purposes. The Diicoverr"card is issued by Discover Bank, Member FDIC UNFE001 Qu$stions? Visit www.Discover.com or DISCOVER call 1 800-DISCOVER ( 1-800-347-2683. Paperless statements mean less clutter, more convenience Easily access up to 24 months of downloadable, password protected statements. See your statement as soon as it's available rather than wait for it to arrive in your mailbox. • Get helpful payment reminders through e-mail or text messages on your mobile phone. • Print a paper copy of your statement anytime. • Sign up today at Discovercom/paperless _'.010 Di: -, B-L NA-,L, MC PAPER 03 10 rn 0 U) Z rn D o_ 0 0 0 V N N X N 96115074 Questions? Visit wwwMiscover.com or DISCOVER call 1.800-DISCOVER (l •800-347-2683. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to unsworn falsifications to authorities, that she is Natasha Szczyg_iel, Legal Placement Account Manager (Name) (Title) of DB Servicing Corporation successor to DFS Services LLC servicing agent for Discover Bank, (Company) plaintiff herein, that she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and belief. t WWR# 9615074 Cami JO. Witmer 6011298833308400 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 1.la 12 JU1' 12 A 8: 17 PENNSYLVANIA Discover Bank vs. Cami Jo Witmer Case Number 2012-3396 SHERIFF'S RETURN OF SERVICE 06/04/2012 07:22 PM - Ryan Burgett, Deputy Sheriff, who being duly swom according to law, states that on June 4, 2012 at 1922 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Cami Jo Witmer, by making known unto herself personally, at 544 Walnut Street, Apartment 7, Lemoyne, Cumberland County, Pennsylvania 17043 its contents and at the same time handing to her personally the said true and correct copy of the same. SHERIFF COST: $44.00 June 06, 2012 7;E?? RYAN BURGETT, D SO ANSWERS, RON R ANDERSON, SHERIFF (c) CountySuite Sheriff, Telecsott, Inc. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, C') DB Servicing Corporation 7r Plaintiff VS. CAMI JO WITMER TO THE PROTHONTARY: z r ? r co P Civil Action No. 12-3396 CIV: <C3 PRAECIPE FOR DEFAULT JUDGMENT r' --t c Kindly enter Judgment against the Defendant CAMI JO WITMER above named, in the default of an Answer, in the amount of $51041.20 as follows: Amount claimed in Complaint $4634. 94 Less payments / adjustments made $0.( )0 Interest on the remaining principal balance from March 31, 2012 to July 16, 2012 @ the interest rate of 29.990% per annum $406.2 6 Attorney's fees $0.0 0 TOTAL $5041. :? 0 s rn `urn Mo C, C) "I V> .r ted I hereby certify that appropriate Notices of Default, aslattache have been mailed in accordance with PA R.C.P. 237.1 on the dates i'indicate on the Notices. WELTMAN, WEINBERG & REIS CO., L.P. . ._/ i By: William T. Mo cz ,47437 09615074 C A Pi SJS Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 And that the last known address of the Defendant is CAMI JO WITMER 544 WALNUT ST APT 7 LEMOYNE, PA 17043 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Banc, Through Its Servicing Agent DS Servicing Corporation Picirdf Vs. CAMI JO WITMER Defendant Can No. 12-3396 CIVIL TO: CAfA JO WlITMER 544 WAMLIT ST APT 7 LEMOYNE, PA 17043 Date of Notice: ?- YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONAL ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SI AGAINST YOU. UNLESS YOU ACT WITHIN TEN D/1Y8 FROM THE DATE OF THIS NOTICE, A JUDONIENT MAY BE AGAINST YOU WITHOUT A MEAftiNG AND YOU MAY LOBE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU MOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A V9tYER, C TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATI ABOUT LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE Y WITH INFC ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CU109190A M COUNTY WR AISOMTION 32 SOUTH I0DFORD STI T CARiJE R PA. '17413 (717) 24" 66 WELTMAN, WEINBERG & REIS CO., L.P.A. By: Matthew Urban P.A.I.D.# 90963 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, 1400 Koppers Buiiding PI#sburgh, PA 15219 Phone: (412) 4347955 (412) 338-7130 9615074 A PIT H4N OR BY TO OR IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff vs. CAMI JO WITMER Civil Action No. 12-3396 CIVIL NON-MILITARY AFFIDAVIT The undersigned is the duly authorized agent and/or attorney for Plaintiff in the within matter and states as follows: Affiant states that the within Affidavit is made pursuant to and accordance with the Servicemembers' Civil Relief Act (SCRA), 1550 U.S. 521. the . APP- Affiant further states that based upon investigation it is the ai fiant's belief that the Defendant , CAMI JO WITMER is not in military service. Affiant further states that this belief is supported by t?e att certificate from the Defense Manpower Data Center (DMDC), whi h sta the DMDC does not possess any information indicating that the below individual is in the military service: CAMI JO WITMER 544 WALNUT ST APT 7 LEMOYNE, PA 17043 Affiant further states that the averments contained herein are tj correct to the best of Affiant's knowledge, information and belief ai these averments are made subject to the penalties of 18 Pa C. .A. Sec 4904 relating to unsworn falsification to authorities. AFFIANT hed s that ie and i that :ion Department of Defense Manpower Data Center 9uu..e ?o sav?me.be-iCivil Xe6etAa Last Name: WITMER First Name: CAMI JO Active Duty Status As Of: Jul-20-2012 Reacts n of: SCRA 222 AM" 0* OUR CoO Aarw oahy rF„ i tasr aw. ' &WAN Caemar¦it M A.6» 0* a,.Awoats a** am NA NA No NA This rsspanss wf cb pis bvavWnW son** aMm bwd on pta Aa - D,$V pNa Data lap Aaprs 0ult'VM6Yn SA bop of AM* pity sm*A ar Awn our 6tat Dshs Au" Dtpy and rw savrma ca nt NA NA No NA TMs naporn. rdNd. wtwr. r.. rwwa?a an ecpw duty Mohs wNhb 967 dsp hxsosdhi6 ? AcW. CWY shwa ow no fAs*W ar HWNW tAd WM "WAW of a Ram Q" to AWOO Dally an AWN Mft saw.®n, l7nlo 1bplhsrMn 64rr Dale QrdR 11aebMen asd!]sM 6ESN?s 96rvlps NA NA No NA TMa respam ropeab rdutlm po YdM" or hWtw util has rsosNad ssry naNcogon b mW for acM duty Upon nwd ft the data banks of the Deparbrw t of Defense Manpower Data Center, based on the inforrnation that you the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Nary, Marine Corps, Air Forte, Public Has , and Coast Guam). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. pro" Mary M. Snavely-Dixon, Director Departrhsnt of Defense - Manpower Daft Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Canter (DMDC) Is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Reporting System (DEERS) database which is the offidal source of data on eligibility for military medical care and other 94HAity systems. The DoD strongly supports the enforcement of the Servicamembers Civil Relief Ad (50 USC App. § 501 at seq, as amended) (SERA) (formerly k own as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of Viaaands of "does not possess any information indicating that individual is currently on active duty" responses, and has experienced only a small error rata. In the event the individual referenced above, or an family member, friend, or representative asserts in any merner that the individual was on active duty for the active duty status date, or 10 otherwise entitl to the prolectione of to SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that "Mows Service via "defenselink.mir URL: http:/twww.defonsoft.nilWf Wpb/PC0OSI-DR.htmi. If you have evidence the person was on active car for the active duty statue date and you fall to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See USC App.. § 5 1(c). : 00 This response reAerxs the following information: (1) The individuars Active Duty status on the Active Duty Status Date (2) the individual l3ft Active Duty status within 387 days preceding the Active Duty Status Date (3) Whether the individual or Nslher unit received early to report active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty stakes as reported in this cartiticate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only same of the active duty pert s less then 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a r"' to active serv ice sutwrized by the President or the Secretary of Deforms under 32 USC $ 502(f) for purposes of responding to a national ernergsr?cy declared by e President and supported by Federal funds. All Active Guard Raeerve (AGR) members runt be assigned against an auIhoriltimd tion poso in In the unit they support. This Includes Navy Training and Administration of the Reserves (TARs). Marina Caps Ad" Reserve (ARs) and Coast Guard ?UWS Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty comnilsiski rod officer of the .S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAH Commissioned Caps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA Is broader in some crews and includes some astagones of persons on active duty for purposes of the SCRA who wou not be reported as on Active Duty under this certficats. SCRA protections are for Title 10 and Tiffs 14 active duty records for all the Unillionned Services nods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(dx1). Many limas orders are amended to extend the period of active duty, which would extend SCRA protections. Persons masking to on this websi certification should check to make sure ire orders on which SCRA protections are based have not been amended to extend the dates of ice. Furthermore, some protections of the SCRA may extend to parsons who have received orders to report for active duty or to be i , but who t we riot actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is Important because a number extend beyond the last dates of active duty. protections of t SCRA Those who could rely on this certificate we urged to seek qualified legal counsel to ensure that all rights guararteed to Service members under are protected WARNING: This certtiicate was provided based on a last name, SSN, and active duty stake date provided by On requester. Providing erroneous information will cause an erroneous certificate to be provided. SCRA Report ID: EQJ7SIV6UN IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION Discover Bank, Through Its Servicing Agent, DB Servicing Corporation Plaintiff vs. Civil Action No. 12-3396 CIVIL CAMI JO WITMER NOTICE OF JUDGMENT OR ORDER TO: ( ) Plaintiff (xx) Defendant ( ) Garnishee You are hereby notified that the oll wing Order of Judgment was entered against you on &O (xx) Assumpsit Judgment in the amount of $5041.20 plus costs. ( ) Trespass Judgment in the amount of $ plus casts. ( ) If not satisfied within sixty (60) days, your motor vehicle operator's license and/or registration will be suspen?ded by the Department of Transportation, Bureau of Traffic Safet Harrisburg, PA. (xx) Entry of Judgment of ( ) Court Order ( ) Non-Pros ( ) Confession (xx) Default ( } Verdict ( ) Arbitration Award Pro By: CAMI JO WITMER 544 WALNUT ST APT 7 LEMOYNE, PA 17043 Plaintiff's address is: c/o WELTMAN, WEINBERG & REIS CO., L.P.A., 436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219 (412) 434-7955