HomeMy WebLinkAbout12-3396?i
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Discover Bank,
Through Its Servicing Agent,
DB Servicing Corporation
Plaintiff No:
VS.
CAMI JO WITMER
COMPLAINT IN CIVIL ACTION
Defendant FILED ON BEHALF OF
Plaintiff
COUNSEL OF RECORD OF
THIS PARTY:
James C. Warmbrodt,42524
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955
FAX: 412-338-7130
09615074 C A Pit SJS
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IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Discover Bank,
Through Its Servicing Agent,
DB Servicing Corporation
Plaintiff
VS. Civil Action No
CAMI JO WITMER
Defendant
COMPLAINT AND NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the
claims set forth in the following pages, you must take action within
twenty (20) days after this complaint and notice are served, by entering
a written appearance personally or by an attorney and filing in writing
with the court your defenses or objections to the claims set forth
against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or
for any other claim or relief requested by the plaintiff. You may lose
money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET
FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
COMPLAINT
1. Plaintiff, Discover Bank, is a banking institution organized under
the laws of the State of Delaware and maintains a business address of
12 Reads Way, New Castle, DE 19720.
2. DB Servicing Corporation is the servicing affiliate for Discover
Bank, f/k/a Greenwood Trust Company, an FDIC-insured Delaware State
bank. As the servicing affiliate, DB Servicing Corporation performs a
variety of services for Discover Bank including, among other things,
the collection of delinquent accounts, marketing, application
approval, transaction approval, customer service, and billing. The
collection of delinquent accounts includes the right to forward the
account to the attorneys and/or collection agencies for collection and
to file suit on Discover Bank's behalf.
3. At all times pertinent hereto, DB Servicing Corporation is the
servicing affiliate for Discover Bank, in reference to Defendant
account, which is the subject of this litigation.
4. Defendant is adult individual(s) residing at 544 WALNUT ST APT 7
LEMOYNE, PA 17043
5. Defendant applied for and received a credit card bearing the
account number XXXXXXXXXXXX8400 .
6. Defendant made use of said credit card and has a current balance
due of $4634.94 , as of March 31, 2012 .
7. Defendant is in default by failing to make monthly payments when
due. As such, the entire balance is immediately due and payable to
Plaintiff.
8. Plaintiff is entitled to the addition of interest at the rate of
29.990% per annum on the unpaid balance from March 31, 2012 . A copy
of Plaintiff's STATEMENT is attached hereto, marked as Exhibit
9. Although repeately requested to do so by Plaintiff, Defendant has
willfully failed and/or refused to pay the balance due the Plaintiff.
WHEREFORE, Plaintiff prays for Judgment in its favor and against
Defendant, CAMI JO WITMER INDIVIDUALLY , in the amount of $4634.94
with interest at the rate of 29.990% per annum from March 31, 2012
until date of judgment and costs.
Warmbrodt,42524
WEINBERG & REIS CO., L.P.A.
nth Avenue, Suite 1400
gh, PA 15219
4-7955
P-12-338-7130
15074 C A Pit SJS
This law firm is a debt collector atfApting to collect this debt for
our client and any information obtailkffed will be used for that purpose.
DISCOVER New Balance Minimum Payment Due
$0.00 $1,31&00
Payment Due Date
April 26, 2012
30 SWNOA01 0003175
CAMI WITMER
544 WALNUT ST APT 7
LEMOVKE PA 17043-1576
Account Number ending in 8400
Enter Amount Enclosed Below
$
Ted APP to DISCOV• to receive a link to our
tree mobtla app and pay your trill In seconds
from w ymwel
PO BOX 6103 Illsssll"srsllsllssrlsarll
CAROL STREAM IL 60197-6103
Address, *,mad or telephone changef
Irllrrllsrrrrrlllrlrrlrrrlrllrrrrrllllrrrrrllrllrrrrrllrrlrr
Go to Iwww.Disav "m or print change in space above.
000001486618214314812000000000000000131800
Daft: March 11, 2012 - Closing Dale: March 30, 2012
tr Moro Card Account Summary Account number ending in 8400
Previous Balance $4,634.94
Payments And Credits 4,634.94
Purchases + 0.00
Balance Tronsfers + 0.00
Cash Advances + 0.00
Fan Charged + 0.00
in" Charged + 0.00
New Balance
See Interest Charge Cakrrlation section wowing
transactions for detailed APR Information
Credit Line $4,000.00
Cre4it Lire Available $0.00
Cash Advance Credit Line $1,200.00
Cash Advance Credit Line Available $0.00
page 1 of 2
Payment Information
New Balance $0.00
Minimum Payment Duo $1,318.00
Payment Due Date April 26, 2012
Late Paymert WamiW IF we do not receive your minimum
payment by the date listed above, you may have to pay a We
fee of up to $35.00 and your purchase and balance transfer
APRs for new transactions may be increased up to the Penalty
APR of 29.99% variable.
Manap Your Account Onlirw at www.Discovw.com
• Securely aceeu statements and free online tools, pay, bills
online and track and view all transactions simply and easily
• Make your money worth moresm -find easy ways to earn
and redeem cash rewards
• NEWI Access your account securely through your
mobile phone
I !~ ' 3 Easy Ways to Contact Us
Bonuse
Anniversary Month 1 Access your account securely at www.Discow.com
2. Call 1.800•DISCOVER(1-800.347-2683)
August Pleose have your Diseovere card available
Opening Cashbock Bonus Balance $ 0.00 3. Write to us at Discover PO Box 30943,
Sak Lake City, UT 841 50 (Not a payment address)
New Coshbaek Bares This period + 0.00 For payments, send b address on remittance or
Bonus lelerree $ 0.00 Discover; PO 6103, Cad Stream, IL 60197-6103
T. mar., be I. C' vrww.Diseowr o . For TDD (releeo nmunieations Device for the Deal)
please cal 1-800.347-7449.
o uWarce
,
Transadons
Trans. Pee,
Def. Ode
Paryrrr?srrls and Cndib Mar 31 Mar 31 INTERNAL CHARGE-OFF $ 4,634.94
Fees TOTAL FEES FOR TM MOOD $ 0.00
h*,mot Charged TOTAL Mf FUM FOR TM PM W $ 0.
20112 Totals Year-to-Dnb
96115!074
TOTAL FEES CHARGED IN 2012 $ 105.00
TOTAL INTEREST CHARGED IN 2012 328.65
NO : SEE REVERSE SIDE FOR IMPORTANT INFORMATION DRAW
DISCOVER
isc Acco WITHER
DIt pays to CAMI
Account number ending in 8400
page 2 of 2
lrftltest Charge Calculation
Your Annual Percentage Rah (APR) is the annual interest rate on your account.
Cwnnt BSV Pried: 20 days
dAl ECT TO YTEREST CHARGE
TYPE OF BALANCE ANNUAL PERCENTAGE
?
Purchases 29.99% $0 $0
Past s 29.99% $0 $0
Cash darns 29.99% $0 $0
V - Variable Rate
Addfnspatlard krfarnatiers
See Cardmenrirer Agreernwd. Your Cadmember Agreanernt contains all the firms of your Account.
lest er ssfea cards. Report immediate yt Cat 1-800-W-2683.
IF you Iitik there is an ? on your sid enerrf, write to us at: Discover, PO Flax 30421, Salt lake City, UT 841300421
in your Wtter, give us the following infarmalion:
• account inlwmation: Your name and account number.
• Molar amount: The dollar amount of the suspocW nor.
i0velo of Problem: If you think time is an error on your bill, describe what you believe is wrong and why you believe
,so mistT-
Ybu must contact us within 60 days after the erns appeared on your statement.
; must notify us of any polenlial errors in writing. You maayy callus, but if you do we are not required to investigate any
pbtentiol errors and you may haw to pay the amount in question.
While we investigate whether or not there has been an error, the following are true:
• We carat by ro eogeet d,. amount in question, or report you as delinquent on that amount.
• The charge in guation may remain on your statement, and we may continue to charge you interest on that amount. But, if
we delermine tha? we made a mistake, you wig not haw to pay the amount in question or any interest or other fees islal
to that amount.
While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
Your N You Are OkWH i d Wkh Your Crean cord ftrdm9aw
If you are dissatisfied with the ids or services that you have purchased with your credit card, and you have tried
in good faith ro correct the prol[Aam with the merchant, you may have the right not to pay the remaining amount
due on the purchase.
To use this right, all of the following must be hue:
1 The pvrctnase musthaw been made in your home state w within 100 mils of your current mailing address, and
the purchoa price must haw been moro IFan 550. (Note: Neither of these aro rrseesaary if your purchase was
based on an odwrhsement ve+ moiled to you w if we own the eomporny that sold you the goods or sernesa.)
2. You must haw used your credit card For the pease. Purchases made with cash advances from an ATM or with a
dneek that aaaassa your creak coed account do not Z 3. at yet haw fully paid fur the se.
if all of the criteria above are met still lsfied with the purchase, contact us in writing at:
Discover, PO Box 3W45, Saltlake Ci1yI W 84130A945
While we investigate, the some rules apply to the disputed amount as discussed above. After we finish our
investigation we will teN you our decision. At that point, if we think you owe on amount and you do not pay we
may report You as delinquent.
You may pay all or part of your Account balance at any time. However, you must pay at least the Minimum
Paym Due by the Payment Due Date. Send only your payment and the top portion of this statement in the envelope
provi . Do not send cash. 8y uniting your check as described above, you authorize us to use infrxma - on your check
fo m •,an eleelronk fund tr nsTer from your account at the financial institution indicated an your check or to process the
payment s processed as an electronic fund transfer the tran sfer will be for the amount of
paym as a check transaction. IF i
the a When we use informodion tram your check to make an electronic fund hanstsr, funds may be withdrawn from your
accou as soon as the some day we receive your payment, and you will riot receive your check bade from your financial
i on.
l ng of your may l» delayed if you send cash, wnyspordence a other items with yax payment, iF you
very. If your payment is r?i(umed unpaid, vw reserve the rig?it ro rewbmk if os an eleehonie debk.
9616074
NO : SEE REVERSE SIDE FOR IMPORTANT INFORMATION D' R
You can pay your monthly Minimum Payment Due, or a greater amount that does not exceed your current Account balance,
over the telephone or you can setup automatic payments through a customer service representative by calling
1-800.347-2683. Automatic payments will be deducted on the Payment Due Date unless you request a recurring pa ment
date (e. q. the 151h day of the month) that occurs before your Payment Due Date. If your scheduled payment date Falls on a
weekend or bank holiday, your payment will be processed the business day prior to the weekend or bank holiday. In order
to scheQlule monthly payments b telephone, you will need this statement and your bank account information. You will be
asked to provide the last four (4Nigits of the social security number of the primary borrower. By providing those numbers as
your electronic signature, you will be agreeing to this authorization to allow us and your bank to deduct each pa nent you
authorize, in the amount selected by you, from your bank account. You also authorize us to initiate debit or creditentries to
your bank account, as applicable, to correct an error in the processing of such payment. You can cancel a scheduled
paymeot by phone at 1-800-347-2683 or by mail at Discover, PO Box 30421 Salt Lake City, UT 84130.0421 however we
must r eive notice at least three business days in advance of the scheduled payment. If your payments may vary in amount,
we will tell you on each monthlyy billing statement when your payment will be made and how much it will be. You must ensure
that su icient funds are ovailable in your bank account, and all transactions must comply with U.S. law.
You car set automatic payments for (i) statement New Balance, (ii) statement Minimum Payment Due, (iii) statement Minimum
Paymerjt Due plus a fixed dollar amount, or (iv) a fixed dollar amount. If your scheduled fixed payment is not enouggh to cover
the Min?imum plus Due as listed an your monthly billing statement, your scheduled payment for that month will be
increased to cover the Minimum Payment Due. If the scheduled payment is greater than the Minimum Payment Due, any
excess {vill be applied in accordance with your Cardmember Agreement. IFyour scheduled payment is greater than the New
Balanc an your billing statement, that payment will be rocessed only for the amount of your New Balance. Your automatic
ppaaymerit amount may be less than the amount indicated on the periodic statement based on credits or payments after the
Closing Date.
If you enroll by phone m ow automatic payment service, pleu:;e fill it, 6 fo11(,% mg Hurl, boluw and return the uuthorizotion
for your records.
Amount: ? Full Pay ? Min Pay ? Min Pay + $ ? Fixed Pay$ V)
Bank Routing #:__... Bank Account #: Frequency: Z
Credit sporting. We may report information about your Account to credit bureaus. Late payments, missed payments, or o
other d faults on your Account may be reflected in your credit report. We normally report the status and payment history of
your A count to credit reporting agencies each month. If you believe that our report is inaccurate or incomplete, please write
us at the following address: Discover. PO Box 15316, Wilmington, DE 19850-5316. Please indicate your name, address, g
home telephone number and Account number
PC inyy'hosrese We begin to impose interest charges on a transaction fee or interest charge from the day we add it to the
doily b?ilcmce. We continue to impose interest chreges until you pay t lie total amount you owe us. You can avoid paying N
interesf,on Purchases as described below. However you cannot avoid paying interest on Balance Transfers or Cash
Advances.
How I Avoid Pa in Interest on Purchases "Grace Period"
you t the New a ante on your previous billing statement by the Payment Due Date shown on that billing statement, we
will not
currentl impose interest charges on new Purchases or any portion of a new Purchase, paid by the Payment Due Date on your
billing statement. New Purchases are Purchases that first appear on the current billing statement.
How We Apply Payments May Fact Y__ur Grace Period
It you o not pay your ew o ante in each month, then, depending on the balance to which we apply your payment,
you may not get a grace period on new Purchases.
How We Calculate Interest Charges Daily Balance Wathod (including cumsnt transactions): We calculate interest charges
each billing period by first figguring the "daily balance" fur each Tranaction Category. Transaction Cutegones include
standard Purchases, stundord Cash Advances and different promotional balances, such as Balance Transfers.
How We Figure the Daily Balance for Each Transaction Category
We start with the be inning balance for each day. The beginning balance for the first day of the billing period is
your balance on the ast day of your previous billing period
We add any interest charges accrued on the previous day's daily balance and any new transactions and fee,: We
odd any new transactions or fees as of the later of the Transaction Date or the first day of the billing period in
which the transaction or fee posted to your Account.
We subtract any new credits and payments.
We make other adjustments (including those adjustments required in the "Paying Interest" section).
How We figure Your Total Interest Charges
We multiply the daily balance for each Transaction Category by its daily periodic rate. We do this for each day in
the billing period. This gives us the interest charges for each Transaction Category. To get a daily periodic rate,
we di•.ide the APR that applies to the Transaction Category by 365.
We add up all the daily interest charges. The sum is the total interest charge for the billing period.
How We kxlude Fees
We a4d'f3alance Transfer Fees to the applicable Balance Transfer Transaction Category. We add Cash Advance
Fees to the applicable Cash Advance Transaction Category. We add all other fees to the standard Purchase
Transaction Category.
Balance Subject to Interest Rate. Your statement shows a Balance Subject to Interest Rate. It shows this for each
transaction category. The Balance Subject to Interest Rata is the average of the daily balances during the billing
period',
Credit Balances. If your Account has a credit balance, the amount is shown on the front of your billing statement.
A credt balance is money that is owed to you. You may make charges against this amount if your Account is
open. We will send you a refund of any remaining balance of $1.00 or more after 6 months, or as otherwise
required by applicable law.
For TD?oGSFT (Telecommunications Device for the Deal) assistance, please calf 1-800347-7449.
I7(s? 74monitor and/or record telephone calls between you and Discover representatives for quality assurance
purposes.
The Diicoverr"card is issued by Discover Bank, Member FDIC UNFE001
Qu$stions? Visit www.Discover.com or DISCOVER
call 1 800-DISCOVER ( 1-800-347-2683.
Paperless statements mean less clutter, more convenience
Easily access up to 24 months of downloadable, password protected statements.
See your statement as soon as it's available rather than wait for it to arrive in your mailbox.
• Get helpful payment reminders through e-mail or text messages on your mobile phone.
• Print a paper copy of your statement anytime.
• Sign up today at Discovercom/paperless
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96115074
Questions? Visit wwwMiscover.com or DISCOVER
call 1.800-DISCOVER (l •800-347-2683.
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 PA.C.S. §4904 relating to
unsworn falsifications to authorities, that she is Natasha Szczyg_iel, Legal Placement Account Manager
(Name) (Title)
of DB Servicing Corporation successor to DFS Services LLC servicing agent for Discover Bank,
(Company)
plaintiff herein, that she is duly authorized to make this Verification, and that the facts set forth in the
foregoing Complaint in Civil Action are true and correct to the best of her knowledge, information and
belief.
t
WWR# 9615074
Cami JO. Witmer
6011298833308400
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
1.la 12 JU1' 12 A 8: 17
PENNSYLVANIA
Discover Bank
vs.
Cami Jo Witmer
Case Number
2012-3396
SHERIFF'S RETURN OF SERVICE
06/04/2012 07:22 PM - Ryan Burgett, Deputy Sheriff, who being duly swom according to law, states that on June 4,
2012 at 1922 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Cami Jo Witmer, by making known unto herself personally, at 544 Walnut Street,
Apartment 7, Lemoyne, Cumberland County, Pennsylvania 17043 its contents and at the same time
handing to her personally the said true and correct copy of the same.
SHERIFF COST: $44.00
June 06, 2012
7;E??
RYAN BURGETT, D
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySuite Sheriff, Telecsott, Inc.
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Discover Bank, Through Its Servicing Agent, C')
DB Servicing Corporation 7r
Plaintiff
VS.
CAMI JO WITMER
TO THE PROTHONTARY:
z r
? r
co P
Civil Action No. 12-3396 CIV:
<C3
PRAECIPE FOR DEFAULT JUDGMENT r'
--t c
Kindly enter Judgment against the Defendant CAMI JO WITMER
above named, in the default of an Answer, in the amount of $51041.20
as follows:
Amount claimed in Complaint $4634. 94
Less payments / adjustments made $0.( )0
Interest on the remaining principal balance
from March 31, 2012 to July 16, 2012
@ the interest rate of 29.990% per annum $406.2 6
Attorney's fees $0.0 0
TOTAL $5041. :? 0
s
rn
`urn
Mo
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C) "I
V>
.r
ted
I hereby certify that appropriate Notices of Default, aslattache have
been mailed in accordance with PA R.C.P. 237.1 on the dates i'indicate on the
Notices.
WELTMAN, WEINBERG & REIS CO., L.P. .
._/ i
By:
William T. Mo cz ,47437
09615074 C A Pi SJS
Plaintiff's address is:
c/o WELTMAN, WEINBERG & REIS CO., L.P.A.,
436 Seventh Avenue, Suite 1400 Pittsburgh, PA 15219
And that the last known address of the Defendant is
CAMI JO WITMER
544 WALNUT ST APT 7
LEMOYNE, PA 17043
IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Discover Banc, Through Its Servicing Agent DS
Servicing Corporation
Picirdf
Vs.
CAMI JO WITMER
Defendant
Can No. 12-3396 CIVIL
TO:
CAfA JO WlITMER
544 WAMLIT ST APT 7
LEMOYNE, PA 17043
Date of Notice: ?-
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONAL
ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SI
AGAINST YOU. UNLESS YOU ACT WITHIN TEN D/1Y8 FROM THE DATE OF THIS NOTICE, A JUDONIENT MAY BE
AGAINST YOU WITHOUT A MEAftiNG AND YOU MAY LOBE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU MOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A V9tYER, C
TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATI ABOUT
LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE Y WITH INFC
ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CU109190A M COUNTY WR AISOMTION
32 SOUTH I0DFORD STI T
CARiJE R PA. '17413
(717) 24" 66
WELTMAN, WEINBERG & REIS CO., L.P.A.
By:
Matthew Urban
P.A.I.D.# 90963
WELTMAN, WEINBERG & REIS CO., L.P.A.
436 Seventh Avenue, 1400 Koppers Buiiding
PI#sburgh, PA 15219
Phone: (412) 4347955
(412) 338-7130
9615074 A PIT H4N
OR BY
TO OR
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Discover Bank,
Through Its Servicing Agent,
DB Servicing Corporation
Plaintiff
vs.
CAMI JO WITMER
Civil Action No. 12-3396 CIVIL
NON-MILITARY AFFIDAVIT
The undersigned is the duly authorized agent and/or attorney for
Plaintiff in the within matter and states as follows:
Affiant states that the within Affidavit is made pursuant to and
accordance with the Servicemembers' Civil Relief Act (SCRA), 1550 U.S.
521.
the
. APP-
Affiant further states that based upon investigation it is the ai
fiant's
belief that the Defendant , CAMI JO WITMER is not in military service.
Affiant further states that this belief is supported by t?e att
certificate from the Defense Manpower Data Center (DMDC), whi h sta
the DMDC does not possess any information indicating that the below
individual is in the military service:
CAMI JO WITMER
544 WALNUT ST APT 7
LEMOYNE, PA 17043
Affiant further states that the averments contained herein are tj
correct to the best of Affiant's knowledge, information and belief ai
these averments are made subject to the penalties of 18 Pa C. .A. Sec
4904 relating to unsworn falsification to authorities.
AFFIANT
hed
s that
ie and
i that
:ion
Department of Defense Manpower Data Center
9uu..e ?o sav?me.be-iCivil Xe6etAa
Last Name: WITMER First Name: CAMI JO
Active Duty Status As Of: Jul-20-2012
Reacts n of:
SCRA 222
AM" 0* OUR CoO Aarw oahy rF„ i tasr aw. ' &WAN Caemar¦it
M A.6» 0* a,.Awoats a** am
NA NA No
NA
This rsspanss wf cb pis bvavWnW son** aMm bwd on pta Aa - D,$V pNa Data
lap Aaprs 0ult'VM6Yn SA bop of AM* pity sm*A ar
Awn our 6tat Dshs Au" Dtpy and rw savrma ca nt
NA NA No NA
TMs naporn. rdNd. wtwr. r.. rwwa?a an ecpw duty Mohs wNhb 967 dsp hxsosdhi6 ? AcW. CWY shwa ow
no fAs*W ar HWNW tAd WM "WAW of a Ram Q" to AWOO Dally an AWN Mft saw.®n,
l7nlo 1bplhsrMn 64rr Dale QrdR 11aebMen asd!]sM 6ESN?s 96rvlps
NA NA No NA
TMa respam ropeab rdutlm po YdM" or hWtw util has rsosNad ssry naNcogon b mW for acM duty
Upon nwd ft the data banks of the Deparbrw t of Defense Manpower Data Center, based on the inforrnation that you
the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services (Army, Nary, Marine Corps, Air Forte, Public Has , and
Coast Guam). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
pro"
Mary M. Snavely-Dixon, Director
Departrhsnt of Defense - Manpower Daft Center
4800 Mark Center Drive, Suite 04E25
Arlington, VA 22350
The Defense Manpower Data Canter (DMDC) Is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and
Reporting System (DEERS) database which is the offidal source of data on eligibility for military medical care and other 94HAity systems.
The DoD strongly supports the enforcement of the Servicamembers Civil Relief Ad (50 USC App. § 501 at seq, as amended) (SERA) (formerly k own as
the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of Viaaands of "does not possess any information indicating that
individual is currently on active duty" responses, and has experienced only a small error rata. In the event the individual referenced above, or an family
member, friend, or representative asserts in any merner that the individual was on active duty for the active duty status date, or 10 otherwise entitl to the
prolectione of to SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that "Mows Service via
"defenselink.mir URL: http:/twww.defonsoft.nilWf Wpb/PC0OSI-DR.htmi. If you have evidence the person was on active car for the active
duty statue
date and you fall to obtain this additional Service verification,
punitive provisions of the SCRA may be invoked against you. See USC App.. § 5 1(c). : 00 This response reAerxs the following information: (1) The individuars Active Duty status on the Active Duty Status Date (2) the individual l3ft Active
Duty status within 387 days preceding the Active Duty Status Date (3) Whether the individual or Nslher unit received early to report active
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty stakes as reported in this cartiticate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only same of the active duty pert s less
then 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a r"' to active serv ice
sutwrized by the President or the Secretary of Deforms under 32 USC $ 502(f) for purposes of responding to a national ernergsr?cy declared by e
President and supported by Federal funds. All Active Guard Raeerve (AGR) members runt be assigned against an auIhoriltimd tion poso in In the
unit they support. This Includes Navy Training and Administration of the Reserves (TARs). Marina Caps Ad" Reserve (ARs) and Coast Guard ?UWS
Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty comnilsiski rod officer of the .S.
Public Health Service or the National Oceanic and Atmospheric Administration (NOAH Commissioned Caps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA Is broader in some crews and includes some astagones of persons on active duty for purposes of the SCRA who wou not be
reported as on Active Duty under this certficats. SCRA protections are for Title 10 and Tiffs 14 active duty records for all the Unillionned Services nods.
Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(dx1).
Many limas orders are amended to extend the period of active duty, which would extend SCRA protections. Persons masking to on this websi
certification should check to make sure ire orders on which SCRA protections are based have not been amended to extend the dates of ice.
Furthermore, some protections of the SCRA may extend to parsons who have received orders to report for active duty or to be i , but who t we riot
actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is Important because a number
extend beyond the last dates of active duty. protections of t SCRA
Those who could rely on this certificate we urged to seek qualified legal counsel to ensure that all rights guararteed to Service members under
are protected
WARNING: This certtiicate was provided based on a last name, SSN, and active duty stake date provided by On requester. Providing erroneous
information will cause an erroneous certificate to be provided.
SCRA
Report ID: EQJ7SIV6UN
IN THE COURT OF COMMON PLEAS
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL DIVISION
Discover Bank, Through Its Servicing Agent,
DB Servicing Corporation
Plaintiff
vs. Civil Action No. 12-3396 CIVIL
CAMI JO WITMER
NOTICE OF JUDGMENT OR ORDER
TO: ( ) Plaintiff
(xx) Defendant
( ) Garnishee
You are hereby notified that the oll wing Order of Judgment
was entered against you on &O
(xx) Assumpsit Judgment in the amount of $5041.20 plus costs.
( ) Trespass Judgment in the amount of $ plus casts.
( ) If not satisfied within sixty (60) days, your motor vehicle
operator's license and/or registration will be suspen?ded
by the Department of Transportation, Bureau of Traffic Safet
Harrisburg, PA.
(xx) Entry of Judgment of
( ) Court Order
( ) Non-Pros
( ) Confession
(xx) Default
( } Verdict
( ) Arbitration Award
Pro
By:
CAMI JO WITMER
544 WALNUT ST APT 7
LEMOYNE, PA 17043
Plaintiff's address is:
c/o WELTMAN, WEINBERG & REIS CO., L.P.A.,
436 Seventh Avenue, Suite 1400
Pittsburgh, PA 15219
(412) 434-7955