HomeMy WebLinkAbout12-3443Robert N. Polas, Jr., Esquire PA Bar # 201259
Came A. Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC -
140 Corporate Blvd.
Norfolk, VA 23502 '*, r 1 . 1
TELE: 1-866428-8102 ; . i ' '
FAX: 757-518-0860 0
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Attorneys for' Plaintiff
P1l???t??? 1
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff
No. I D - ?N3 G Vi I
V.
SARA GREENBERG
833 ACRI RD
MECHANICSBURG PA 17050
Defendant
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must tape action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, an filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH', INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375 S'
,? ?1b3° ?SPa °` ?I
This communication is from a debt collector and is an attempt to collect a debt. C? ?-? c17p S
Any information obtained will be used for that purpose.
y2?a7sq?3
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866+428-8102
FAX: 757-518-0860
Attorneys for 'Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd.
Norfolk, VA 23502
Plaintiff No.
V.
SARA GREENBERG
833 ACRI RD
MECHANICSBURG PA 17050
Defendant
NOTICIA
USTED HA ISIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguie4tes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es sejrvido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por
escrito con la Corte sus defensas o obejciones a las demandas puestas en elate contra usted. usted es advertido
que si falla dje hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por
la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio
solicitado pot Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted.
USTED DE13E LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADOI: VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMAC,ION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249-3166
Pennsylvania Lawyer Referral Service
(800) 692-7375
This communication is from a debt collector and is an attempt to collect a debt.
An.v inlorination obtained will be used (or that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Portfolio Recovery Associates, LLC
140 Corporate Blvd.
Norfolk, VA 23502
TELE: 1-866+428-8102
FAX: 757-518-0860
Attorneys for''Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Blvd. :
Norfolk, VA 23502
Plaintiff No.
V.
SARA GREENBERG
833 ACRI RD
MECHANICSBURG PA 17050
Defendant
COMPLAINT
Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 140 Corporate Blvd., Norfolk, VA 23502.
2. Defendant SARA GREENBERG, is an adult individual with last known address of 833 ACRI RD,
MECHANICSBURG PA 17050.
It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / THE GAP on April
30, 20102 with account number ************5175 (hereafter referred to as "Account"). A copy of
the account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the
Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's
incurred charges on the Account is considered a default.
At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
.any inforrn.at_ion obtained will be used 6or that purpose.
Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on May 13, 2010.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK /
THE GAP and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit
is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$1,232.70.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse
to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the
Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff
and against Defendant, SARA GREENBERG, in the amount of $1,232.70, plus costs of this action and any
other relief as the Court deems just and reasonable.
Robert N. Polas Jr., Esquire # 201259
Carrie A. Brown, Esquire # 94055
11-82195
This coxr1aLill ication is from a debt collector and is an attempt to collect a debt.
Ariv information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
Mary L. Moore hereby states that he/she is authorized to take this verification on behalf of said
Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and
correct to the best of his/her knowledge, information, and belief, based upon information provided by the
Plaintiff.
The undersigned understands that false statements herein are made subject to the penalties of 18
Pa. C.S. Section 4904, relating to unswom falsification to authorities.
Date : APP $ 0 2012
'---
By.
) mar
Dore
Custodian of Records
11-82195
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
EXHIBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
140 Corporate Boulevard
Norfolk, Virginia 23502
Telephone: 1-866-428-8102
Fax: 1-757-518-0860
Statement of Account
Account : ****'********5175
SARA GREENBERG
Account Holder:
SARA GREENBERG
833 ACRI RD
MECHANICSBURG PA 17050
Consumer Account Product Code: PVT
Issuer: GE CAPITAL RETAIL BANK / THE GAP
Assignee: Portfolio Recovery Associates, LLC
Account Number: ************5175
Date Account Opened: April 30, 2002
Date of Last Payment: May 13, 2010
Date of Charge Off December 24, 2010
Balance at Purchase: $1,232.70
Purchase Date: October 28, 2011
Balance at Charge-Off- $1,232.70
Less Payments: $.00
Balance Due: $1,232.70
11-82195
GECM68
This communication is from a collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Mary L. MOOre
depose, affirm and state as follows:
Custodian of Records, for Portfolio Recovery Associates, LLC hereby
I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing
business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is
based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's
records, including a review of the business records transferred to Account Assignee from GE CAPITAL RETAIL BANK /
THE GAP ("Account Seller"), which have become a part of and have integrated into Account Assignee's business
records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on October 28, 2011. Further, the Account Assignee has
been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, comprorhise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary
course of business by the Account Assignee, there was due and payable from SARA GREENBERG ("Debtor") to the
Account Seller the sum of $1,232.70 with the respect to account number (************5175), as of December 24, 2010
with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $1,232.70 as due and owing as of the date of
this affidavit.
P lio Recovery Associates, LLC
I ) ?, -4 /yA 4-?- )
B
A_ O_: re , Custodian of Records
APR 8 0 2012
to before me on of \ . 2012
11 -11 V
Notary-Public gyiesha N. King
Commonwealth of Vlrgirna
11-82195 Notary Public
Commission c).7509711
+my Commission Expires 0513112015
"T"his comnltmication is froin a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that lxu-pose.
BILL of SALE
GE Money Bank
PRA 120-day Mid Prime - October 2011
For value received and in further consideration of the mutual covenants and conditions
set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated
the 20th day of December 2010 by and between General Electric Capital Corporation, a
Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit
Services Inc, a Delaware corporation (collectively "Seller") and Portfolio Recovery
Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to
Buyer, its successors and assigns, without recourse except as set forth in the Agreement,
to the extent of its ownership, the Receivables as set forth in the Notification Files (as
defined in the Agreement), delivered by Seller to Buyer on October 19, 2011, and as
further described in the Agreement.
GE Money Bank (Now GE Capital Retail
Bank)
1
By: 4-1? -
Title: Manager Finance
Retailer Credit Services Inc
By:
Title: President
General Electric Capital Corporation
By:
Title: Vice President
I&ECM 68 1 •F 4
GE Money Bank
BILL of SALE
PRA 120-day Mid Prime - October 2011
For value received and in further consideration of the mutual covenants and conditions
set forth inl the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated
the 20th day of December 2010 by and between General Electric Capital Corporation, a
Delaware corporation, GE Money Bank, a federal savings bank, and Retailer Credit
Services Iic, a Delaware corporation (collectively "Seller") and Portfolio Recovery
Associates; LLC (`Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to
Buyer, its successors and assigns, without recourse except as set forth in the Agreement,
to the extent of its ownership, the Receivables as set forth in the Notification Files (as
defined in the Agreement), delivered by Seller to Buyer on October 19, 2011, and as
further described in the Agreement.
GE Money Bank (Now GE Capital Retail
Bank)
By:
Title: CFO
Retailer Credit Services Inc
By:
Title: President
General Electric Capital Corporation
By: 1 --1 " ??L
Title: Vice President
(76CM64? 2,0-F 2-
d
SHERIFF'S OFFICE OF CUMBERLAND COU
19
'`Y
Ronny R Anderson
Sheriff
--
?``? r/,T'rv
Jody S Smith
Chief Deputy
Richard W Stewart
,
Solicitor
Portfolio Recovery Associates, LLC
vs. Case Number
Sara Greenberg 2012-3443
SHERIFF'S RETURN OF SERVICE
06/01/2012 03:43 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 1,
2012 at 1543 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Sara Greenberg, by making known unto Susan Greenberg, Mother of Defendant at 833
Acri Road, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time
handing to her personally the said true and correct copy of the same.
iAH CLINE, DEP
SHERIFF COST: $38.00
June 06, 2012
SO ANSWERS,
RON R ANDERSON, SHERIFF
.,O13:^;• J 1'EE bhE'r ( TE. ?DtT. [eC
Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC y �'�IE ;1O'N0 TA
120 Corporate Blvd 2013 AUG 20 11: 22
Norfolk,VA 23502
Attorneys for Plaintiff uU� C�i� n ly�r ;tf
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES,
LLC
120 CORPORATE BLVD
NORFOLK, VA 23502 No. 12-3443 CIVIL
Plaintiff
V.
SARA GREENBERG
833 ACRI RD
MECHANICSBURG PA 17050
Defendant
PRAECIPE TO SETTLE DISCONTINUE AND END
PLEASE MARK THE ABOVE-CAPTIONED ACTION AS SETTLED,
DISCONTINUED AND ENDED.
Res ect y s mitted,
Rob rt N. Polas, Jr., Esquire PA Bar#201259 /
Carrie Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
11-82195
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
-Carrie A. Brown, Esquire
Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID # 94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION-LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 12-3443 CIVIL
V.
SARA GREENBERG
833 ACRI RD
MECHANICSBURG PA 17050
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Settle
Discoqtir= and End n SARA GREENBERG, by First Class Mail, Postage Pre-Paid, a copy thereof on
this day of , 2013, to:
SARA GREENBE G
833 ACRI RD, MECHANIC RG PA 17050 /
obert N. Polas, Jr., Esquire PA Bar#20125
Carne Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
11-82195 Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for this purpose.