HomeMy WebLinkAbout12-3526IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
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WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER CIVIL DIVISION
TO WELLS FARGO HOME MORTGAGE, INC., x C111? a ..` rte'
Plaintiff, _`
VS. TYPE OF PLEADING
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75
Roger M. Seip; Jennifer Seip; CIVIL ACTION - COMPLAINT "' -:"4
IN MORTGAGE FORECLOSURE
Defendants.
FILED ON BEHALF OF:
TO: DEFENDANTS Wells Fargo Bank, N.A. successor by me rger
YOU ARE HEREBY NOTIFIED TO PLEAD TO THE
ENCLOSED COMPLAINT WITHIN TWENTY (20) DAYS to Wells Fargo Home Mortgagee, Inc.
FROM SERVICE HEREOF OR A DEFAULT JUDGMENT MAY BE ENTERED
AGAINSTYOU. COUNSEL OF RECORD FOR THIS PARTY:
I HEREBY CERTIFY THAT THE ADDRESS
OF THE PLAINTIFF IS:
3476 Stateview Blvd.. MAC # X7801-013. Ft. Mill. SC 29715
AND THE DEFENDANT:
63 North 10th Street
Lemoyne. PA 17043-1404
CERTIFICATE OF LOCATION
I HEREBY CERTIFY THAT THE LOCATION OF
THE REAL ESTATE AFFECTED BY THIS LIEN IS
63 North 10th Street. Lemovne PA 17043-1404
Municioalitc-Lemovne
ATTORNEY FORPLAINTIFF
ATTY FILE NO.: XFP 166103
ZUCKER, GOLDBERG & ACKERMAN, LLC
Scott A. Dietterick, Esquire
Pa. I.D. #55650
Kimberly A. Bonner, Esquire
Pa. I.D. #89705
Joel A. Ackerman, Esquire
Pa I.D. #202729
Ashleigh Levy Marin, Esquire
Pa I.D. #306799
Ralph M. Salvia, Esquire
Pa I.D. #202946
Jaime R. Ackerman, Esquire
Pa I.D. #311032
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500
(908) 233-1390 FAX
office0zuckergoldberg.com
File No.: XFP-166103/pl
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Zucker, Goldberg & Ackerman, LLC
XFP-166103
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells CIVIL DIVISION
Fargo Home Mortgage, Inc.
Plaintiff, NO.:
VS.
Roger M. Seip; Jennifer Seip;
Defendant(s).
NOTICE TO DEFEND
You have been sued in court. If you wish to defend against the claim set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, by entering a
written appearance personally or by attorney and filing in writing with the court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so the case may
proceed without you and a judgment may be entered against you by the court without further notice for
any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may
lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR
LAWYER AT ONCE. IF YOU SHOULD NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
NOTICE TO DEFEND
LAWYER REFERRAL
Cumberland County Bar Association Cumberland County Bar Association
32 S. Bedford Street 32 S. Bedford Street
Carlisle, PA 17013 Carlisle, PA 17013
Phone (800) 990-9108 Phone (800) 990-9108
(717) 249-3166 (717) 249-3166
Zucker, Goldberg & Ackerman, LLC
XFP-166103
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells CIVIL DIVISION
Fargo Home Mortgage, Inc.
Plaintiff, NO.:
VS.
Roger M. Seip; Jennifer Seip;
Defendant(s).
AVISO
LISTED HA SIDO DEMANDADO/A EN CORTE. Si usted desea defenderse de la demanda establecida en las
siguientes paginas, debe tomar acci6n dentro de los pr6ximos veinte (20) dias despues de la notificaci6n
de esta Demanda y Aviso respondiendo personalmente o por medio de un abogado una comparecencia
esc rita y radicando en la Corte por escrito sus defensas y objeciones a las demandas establecidas en su
contra. Se le advierte de que si usted falla en tomar accion como se describe anteriormente, el caso
puede proceder sin usted sin previo aviso y un fallo por cualquier suma de dinero reclamada en la
demanda 0 cua Iquier otra reclamaci6n o remedio solicitado por el demandante, puede ser dictado en
contra suva por la Corte. Usted puede perder dinero o propiedades u otros derechos importantes para
usted.
USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN
ABOGADO 0 NO PUEDE PAGAR LINO, LLAME 0 VAVA A LA SIGUEINTE OFICINA PARA AVERIGUAR DONDE
PUEDE ENCONTRAR ASISTENCIA LEGAL.
NOTICE TO DEFEND & LAWYER REFERRAL SERVICE
NOTICE TO DEFEND
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
Phone (800) 990-9108
(717) 249-3166
LAWYER REFERRAL
Cumberland County Bar Association
32 S. Bedford Street
Carlisle, PA 17013
Phone (800) 990-9108
(717) 249-3166
Zucker, Goldberg & Ackerman, LLC
XFP-166103
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells CIVIL DIVISION
Fargo Home Mortgage, Inc.
Plaintiff, NO.:
VS.
Roger M. Seip; Jennifer Seip;
Defendant(s).
CIVIL ACTION - COMPLAINT IN MORTGAGE FORECLOSURE
And now comes Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage,
Inc., by its attorneys, Zucker, Goldberg & Ackerman, LLC, and files this Complaint in Mortgage
Foreclosure as follows:
1. The Plaintiff is Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home
Mortgage, Inc., (hereinafter "plaintiff") having its principal place of business at 3476 Stateview Blvd.,
MAC # X7801-013, Ft. Mill, SC 29715.
2. Defendant, Roger M. Seip, is an individual whose last known address is 63 North 10th
Street, Lemoyne, PA 17043-1404.
3. Defendant, Jennifer Seip, is an individual whose last known address is 63 North 10th
Street, Lemoyne, PA 17043-1404.
4. On or about April 25, 2003, Roger M. Seip executed a Note in favor of Wells Fargo
Home Mortgage, Inc. in the original principal amount of $89,188.00.
5. On or about April 25, 2003, as security for payment of the aforesaid Note, Roger M.
Seip, a married person and Jennifer Seip, his wife made, executed and delivered to Wells Fargo Home
Mortgage, Inc. a Mortgage in the original principal amount of $89,188.00 on the premises hereinafter
described, with said Mortgage being recorded in the Office of the Recorder of Deeds of Cumberland
County on April 29, 2003, in Mortgage Book Volume 1808, Page 1970. A true and correct copy of said
Mortgage containing a description of the premises subject to said Mortgage is marked Exhibit "A",
attached hereto and made a part hereof.
Zucker, Goldberg & Ackerman, LLC
XFP-166103
6. Defendants are in default under the terms of the aforesaid Mortgage and Note for,
inter alia, failure to pay the monthly installments of principal and interest being contractually due for
the December 2011 payment, and pursuant to the terms of the aforesaid Mortgage, after written
notice of said default to Defendant(s), the entire principal balance and accrued interest due
thereunder has been accelerated.
7. Roger M. Seip and Jennifer Seip, his wife are record and real owners of the aforesaid
mortgaged premises.
8. Plaintiff was not required to send Defendant(s) written notice of Plaintiff's intention
to foreclose said Mortgage pursuant to 41 P.S. §403 (Act 6 of 1974) prior to the commencement of
this action for the reason that the original principal balance of the aforesaid Mortgage is more than
the original principal balance threshold of the Act, and therefore:
(a) said Mortgage is not a "residential mortgage" as defined in 41 P.S. §101;
(b) the Defendant(s) is/are not "residential mortgage debtor(s)" as defined in 41 P.S.
§101, and;
(c) the mortgage premises is not "residential real property" as defined in 41 P.S. §101.
9. The amount due and owing Plaintiff by Defendant(s) is as follows:
Principal $77,346.77
Interest through 05/02/2012 $2,333.09
Escrow Advance $479.43
Suspense Balance ($514.16)
Late Charges $300.25
Inspection Fees $85.00
Total $80,030.38
plus interest on the principal sum ($77,346.77) at the daily per diem amount of $12.71, and all other
additional amounts authorized under the Mortgage, actually and reasonably incurred by Plaintiff,
including but not limited to, late charges, costs (including escrow advances) and Plaintiff's attorneys'
fees and expenses. Plaintiff reserves the right to file a motion in the above-captioned action to add
such additional sums to the above amount due and owning when incurred.
10. This is an in rem action only against the aforesaid mortgaged premises. Plaintiff is
not seeking a judgment of personal liability against the Defendant(s), but reserves its right to do so in
a separate legal action if such right exists. If Defendant(s) have received a discharge of personal
liability under the aforesaid Note in a bankruptcy proceeding, this action is in no way an attempt to
re-establish such liability.
Zucker, Goldberg $c Ackerman, LLC
XFP-166103
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure for the amount due of
$80,030.38, with interest thereon at daily per diem amount of $12.71 plus additional late charges,
and costs (including additional escrow advances), additional attorneys' fees and costs and for
foreclosure and sale of the mortgaged premises.
ZUCKER, GOLDBERG & ACKERMAN, LLC
hh ?
Dated: BY:
` Di
Scott A. etterick, Esquire; PA I.D. #55650
Kimberly A. Bonner, Esquire; PA I.D. #89705
Joel A. Ackerman, Esquire; PA I.D. #202729
Ashleigh L. Marin, Esquire; PA I.D. #306799
Ralph M. Salvia, Esquire; PA I.D. #202946
Jaime R. Ackerman, Esquire; PA I.D. #311032
Attorneys for Plaintiff
XFP-166103/pl
200 Sheffield Street, Suite 101
Mountainside, N1 07092
(908) 233-8500; (908) 233-1390 FAX
Email: Office@zuckergoldberg.com
Zucker, Goldberg & Ackerman, LLC
XFP-166103
EXHIBIT A
Zucker, Goldberg & Ackerman, LLC
XFP-166103
VERIFICATION
Jorge Cruz, hereby states that/she is Vice President Loan Documentation of
WELLS FARGO BANK, N.A., plaintiff or mortgage servicing agent for plaintiff in this
matter, that/she is authorized to make this Verification, and verify that the statements
made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the
best of ii /her information and belief. The undersigned understands that this statement is
made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to
authorities.
Name:
DATE: 5/22/2012 Title: ice President Loan Documentation
NAME: SEIP
FILE #: 166103
032-PA-V3
'?.. Poor Quality Recording Into
FU P. 71irn
"ORDER Or DEEDS
:43-ERLHND COUNTY-N,',
-03 APR 29 flM 8 54
H I.B i7aA•
RetumTo:WXLLS FARGO ROME MORTGAGE, INC.
3601 MINNESOTA DR. SUITE 100
BLOOMINGTON, NN 55435
Parcel Number: Id a ? - Q--(0
Commonwealth of Pennsylvania
(Spay Above Dds Lae For Rem Data
ase o.
MORTGAGE
THIS MORTGAGE ("Security Instrument") is given onAPRIL 25, 2003
The Mortgagor is ROGER M SEIP, A MARRIED PERSON
and JENNIFER SEIP, his wife,
("Borrower"). This Security Instrument is given toNELLS FARGO ROME MORTGAGE, INC.
,
which is organized and existing under the laws of THE STATE OF CALIFORNIA , and
whose address is P.O. BOX 10304, DES MOINES, IA 503060304
("Lender")- Borrower owes Lender the principal sum of
EIGHTY NINE THOUSAND ONE HUNDRED EIGHTY EIGHT AND 00/100
Dollars (U.S. $ ******89,188.00 ).
This debt is evidenced by Borrower's note dated the same date as this Security Instrument
("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
MAY 01, 2033 . This Security Instrument secures to Lender: (a) the' repayment
of the debt evidenced by the Note, with interest, and all renewals, extensions and nxx ifications of the
v a ortgage - 4/%
L(PA)02071
VMP MORTGAGE FORMS -1 1 1-72 1
PWO 1 of 8 Irrtial,
an i €308 ? 197 0
NOW
(b) the pVWMK of all otbsr no. wkh kttOMW. advSMd taadw pmW*k T to psoM dre any
of tbis ft= W ti o mama ad (o) the p of Bturovmes mimle aid wm=mft larder tha
Wd
the leed62 der dallo?rjaE derr?ed peupacty IOCaIOd 6e C , ? "d Y w
Cointy, Pamtaylvseda:
on TITLat
=ZS za a PURCOM mm s>1C.uam ZNS'i7tt>it W. sax STATSMWTS smma xx
SWT Toe "Lu PAW MM mm2m itkS, M., P.O. On 10304, V= WXM, I}
[
503060304 3v!6
which bas dit address of 63 SOTS sTRMT, LiIfOZMi P-1 cayi,
p'emrylvaoia 19043 14 C*W ("Ftoputy Addm'}:
TOGBTHBii WM A the inpeovomms low or hetrafaer siectod oa the prWaty, wd sll
assomtats, sppratea®cas arat fiVOM mw w hammflat a part of tbs prop M. All ot.daodneaa ad
sddidmm ahdl also be COVOW by this &Mky bo mta. All of the for*#W" is totarrtd to in this
Secu rky lowsm" Y the "Paopetty."
BORROWHR COMA= gm Bestow. is 4wMy mad of the own buiby conveyed sal has
the i* to tom, put ad mmq the ftparty and that do Property L ttamukerd, amnpt for
mcumbasm of teomd. Borower wamu wd will 6*0 pm"y toe dtle to the Pmp" gdmr a0
claian nd demoft, mbjeat to my mein of mcoW.
THIS SBCURM INSMUbMT oomUmat nnifoms covwom In ntiomd nse and noo-uniform
covaum with linated vwiuim by *IMBCWG to ooul tuee a noiform aeoarity inttumeot aoveri W teat
pmp9y.
Borrower and [coda covemst airs agae as follows:
UNIFORM C OVMANTS.
1. Paymmot of PtiaKfpal, blot t and Liar Ckwge6 Borrowa shag pay wbsm des the principal of,
and Wmn* on, ffie dabs evi wcW by the New and hoe doe Loader dw Now.
2. MOMW phymrst of Taws, laraeamo I am Otbsr e, WL %rmm shall inclnds in each
moalhiy paymewt, wgoba with dw prio*d and iisete ' Y act faith in tit Noes and =y l&* chw#m, a
sum for (a) ratan ad tp dd swo mms levied at to to levied slWatt dw PmVWV, (b) WWWWid
I io 1m- of p owd meta an dnt Property. aid (o) I iimt for imetmee rsgdaad lades paaBrsph 4. In
my yew in wilds tie Lander ammo pay a mtrtppe law um paemhms to tit 9eraeretry of Htwrig and
Urban Qavdal 'u m ("Sommuy"), or in asps Inv In vtkb web Ie -ism %vcW hays bast tegoireI if
Leader still bbd the $DCi * Wound, each waft pty=mt" atso tab* ddra: () a tpmi for dx
AI 03011 Pq, 2.0 f .*-ill,
EX 1 00a?I-11971
of
am" mmipp a ta imutsaoe cifSo to Paid bY Lelda 10 dO " amity bs iu b?y' mad Sawn, It 002ft fa ar
of a otrpspa banrauca Woumiem
masm 0 be dot nhod by tie Smemy. Batxpr far de may dwv by de Socretey, daw hems am
CAM 'Hsaow looms" ad dnneas paid tQ Leech AM OW mbmw PIM
Leech may, at aaw time. WHO sod laid tm us tmr BMW looms to in awww amoam not fo
amcsd do mmdmum amass dtd any be mgoisrd fw Borrower`s astyow maust arms do Rod BOOM
satdmmasa Prooedwa Act of 1974.12 U.S.C. Subs 2RIi a add. fwd iodtiestad? mphalc s, 24 CPR.
Part 3300. p dtty mty bs mnambfd Ram dM a drat ('NWA'), mart da ds ambbs or raaorve
pmntdMd by RSSWA for nmamickawd ditiftrtMtemt ar dkfaamm W bdnfe din Horroala'n payntam are
avai1sbie is tie mom SW mot be based as aatsmm des for dr roof 1 11 1 MOM pratabrm
!f tis remouaq bdd by Ldaaier ter &crow baaat antwd tie aasowdr pmfuhwd w be laid by UVA,
Ltmfdpr 08 iooamst to Unewn[ mr tlts 0at0 DOW at raV" y 1t *A. if as dmtoaat of fends Wd
by Leader at asy time are not mMWw b pqr do Wtwo ibm slut die, Mader my ttodfy the
Harrows ad no*e Dwowa to mom tip do tlmt g as pwa fti by NBSPA.
'lie 8ectow Pmedt me pldpd an sddhiosd asoatity libr 81 same axarad by dot Sboatity 6meamem.
If Bon ma teadat to Lads de tb8 ptytmeat of all nadt wnw Htaows's aoaeaat totl be cmfdosd with
de b&mte MO W% IN au bNOWAMIS isms W. (b), and (c) ad sag moue iammaa pfamitm
iaetdimeat drat Leads bins mat b mw oWppadd?to pay to do awso ey. ad LwAmr 60 promptly rafaad
meads, Donawer't account "be' eadioed witl? any balsom revAift of for &V kwaUuMM fDr *08 s),
(b), and d Au pymm eider pwapo* i mi 2 shall be applied by Londa as
foam:
j,I, to die tmrtppe itumsaoa pammiaa to ba paid by Laoda to de Snaomry or to da mamhty
dwr by dte SOaetiry boftd of for momdly atfa"M b mace PROMOK
to aw other wmmlt, at slwmd '?, and are, Rood and
jpre
. to iatasat doe nmda dr Nora;
to amoedsmi mot da pdaalpd of de Note; mad
Lee chupa doe aft dte Nw-
M-W lbod and Otiar Regard hOWO oa. Borm m *0 leas ail uvrwimwms on tree
Propexry, wbeder now Is *doom at ¦tbseque fy anaadd, apinet say baameds, ca MWN, and
de mmo and *or ft pxlab Linder raqu u. Boaawar *AU 00 iatuat OR kVro matte b OR the
ProWq, whefiar ttow Is atdonce or aobsagamtly walA a$" bas by Aoedt to dw 1 1 1 rafperad
by de Sin noy. Ali iammm obdl be carded Tft 00=10010 tpprovad by Lards. The lamas
poHcW sod cep rmoarnltt than be bW by Lasda ad 00 incbtde lass paynW Cb mes in favor of, and in
a than aooeptsbio m, Latch.
o ds =vat of iaa, Borrows altmu lira Lando imstm" aadce by =H. Lando mmy mde proof of
by if me made pemmplly by Bummer. Hoch immwm cowp q am reed is ba=by w6minnd amd
diracW b mom peysum for finch brae &vWy to lstdr, inad of w Nmwn ad to Laden jointly.
AR or say pat of do Wmew pdaaede - be by Laada, at im op6w aide W oo tW
taducdam of ore tadsbtedosn soda to Nora ad dit 9aft lmftwals. &a to MW *ftqgW samame
applied in dte otda In pmpgh 3. ad dm a 1, g %sa" of pdiaotpd, of (b) to de rsstottf3I or to*
of da daamtped Wrapdny. Any apptbados of die m do prhw* dolt rot card or podspam de
doe dam of des mew q p+Omrmn am w Is pw&S"i 2, arc damp do =masse of ON&
Pte. Any amm iasartsoa pdaoea As oTw a tmoaot triad a pq alt ouummdlas imdebtsdom
mndw tic Now and del: Swwky bw mtem duH be paid, to de amity kRauy ridded tbaraoo.
4ft4P?N 102071 P." a N •
6; 180oP131912
In da evoa of for dwm of this Su=* Ineanmam at oder tmxr0 of dde m dud Property Wit
e:dapeidusa dw iod"dom, an wit, dtk ad iotateat of Holman in cad to iwwam r P*Hcin in force
dsN a doe psddaam.
q? lhmtrvdudoa. Jrido"Nam sad psrassediem of de napm., -wowsee LAM
?, Horsowar dall otuuxapy, seaauiidh. sad use tlr s?I 1 4
ux widda dAy dyrs after an emwaftst of this SWO* Lnelremam (ww
wk or aemt N of de Pospmty) =4 " oomiamr to ampy tie ptepmly sa Bomwees I it ,
raeMom ibx at tart ow your aft do date of ooeapdmsy. uWma L am& deemmimea dot NgWnmaat Will
Cars uadw bOMP for eoaowsr, of wi m dam==% dsosmo mea exit wail are beyond
Borrower': oamrol. aws"m s>aall eodfy Leader of say sa- -1-p eEdmmaetaoaa sonowar " not
coaok wawa or deatuoy, dmkp or mk md* d or din P?mrtP or dbw dw l mwo to detrsiosax,
tmeoaa6ie want sad mar mopt a L mww may lwpaot dte Pmpmty ii do Peopmty is vwm or dwoWoasd
or the ban is b ddualt. Ise ft stay tda teaamabb aedon m pwoct aid pressor arch vacM of
abrndsmd Pt gmty. Bsmwer dli also be in dellrait if Bormm, daft doe I= sppliadon prom,
OM bdmow* comeatio aill, , d j by ddw Mw, iodadbp, bat mt fiwbwo'
OW M
fep sommiome cosamaiq Bossawer s oocopuacy of dw w1a do povidow of pq rj as a pdaaoip?W
butt m a is on a jumbo w Boesowee dull oompiY
fee dde m de Property, dm b esdaold sod to d4c shag not be romped wAm Leader arm to the m ww
in wd tnp.
i. CoaaspmaftL The pmreeds of saucy sward or claim K daugm, ` of m or covmqANW.
Coe is Ifisin
Owmal*w wa eery oondamsmdas or odw wMcg of say part
of ooadsamsdon, ate bow dated sad daft be paid m La dw to dw smme of the #A amoam of the
poasds to de redaction of On W Nsduaat under Note ad No 9em* lui a set, am IV say
ddngmmt m m ma applied is dad oWw paovided in p opgb 3, and tbsm m pnpsymat of priaaw. Any
appandom of tea psomb to the pdadpd AMI vot aatad at p so ma the doe dots of the moaoddy
payamms, which m adixaed to in pwapapu 2, or ddmupe ds soma of such psymemm. AmW excsm
pme" ovw on mown to pay all otatstoelp b debaddmss nnaar dw Now ad cols Security
Lmaomsm dull be m doe etmdtled dtsreda.
?. taaahad b o"o"m am ad kqoddm dot m mot bduded dlmmWs a in
Yovetmmemtal or mmaidluW dar{ea,
don pry dm obBpdma an dm dustily to On ad{gr ddd is owed dw? If hUm to jmW would
assidy aLmdw s I 'b - `i in yam , apma IAWWs seem dog p ou pdy Pi I I
to Lamdor ?a
If somwe MIS to mobs chess paI . or the pgmoma mgAn d by psfajrsph 2, or dal. ID p wh mf
my ocher co mwme and aprtwr.u oesm dad in Hamm Semtuy Inafeosa. or done is s Iqd pooeedtmR
do mq apgkw* dW Lender's do Property Oak as a pdooeetliq[ in beaboM, tot
mademardoa err m axiom haws or , dem Lendw army ds amd pay whatarar is neoemary to
protect the valve of the Ptopmtty sad L= Ws d&W to the Pmptrty. Wcly ft payment of tuna, Mead
ius aram asd odw items meatlomed io ptngrgb 2.
Aq smmmata dlsbm ad by Leader under Bas pstsup ph"beooaw an additional debt of Borrower
and be aecmed by thin SaaW4v to OMM. These sntoaao dull bear hatmeat boo the dew of
d'asbutar®dmt, at tie Now tote, mi at ds optloa of Landw. dad b is -- ---sly das sad
Boamwof dell promptly 11 ar8e say lira *%* use paiositl' over this Swa * f8immm Odom
Bofrowa: (a) geap in wd tap m the payment out rue obVpden sovan d by des Ian is s msaer seoeptable
k4a
to Lmdor, (b)
proceedings wbi& dw s Ow ties by, of 1 0, allbams" of aw to eaftw went of the lien, a i or (c secamm
4ft4WA) 0"71 fq, 4.1 • .T4
A I >3?1a { 973
from do boldet of the On m teulwwwry to Laadsf ? the fiat to this Saam*
Inetta waL if Loader desotifinet?pm of the hopody b t to t lied MM& vow own rudtf
over dds Sensory Lsnaermt, leader tap SWO Ltarawer a NWO ideodhiitt der lied. Horton- *a
satisfy the rice or ubs sae or mote of die aairme s41" above widln to dsya of the diviot of notice,
Lo. Ha. Laeidw my collect lees mod doW sashorind by die SecmtarY.
f. Granada for Aeeel"mom of D"
W Dd*AIL Landes may, etroept a !tailed by mpbdmfl all by We by ooct ammy, in Sft Can aaadOf
pgmM deft, rogdse iamooduft pqn m in fill o
(Bet wa ddRft by bft M pay is OUR soy montldY pe9?mam wisived by tors Sww*
treat prior b or as dta dun dale of dte on som" INNOWL of
(W Boaower delmifs by fsifiet, far o podod of ddtty to perlbrus ow other oWipdom
wmw_ In dos SWmity homm em. _
SSW" 341(d) of ft am&-& a mdd Depository Ta dmdm Act ofh19V- 12 U S G
170IJ 3(d)) sud wkh the pdor spprord Of dw SeoragrY, regal- lseesdb" payment is fiat! of all
some snood by thin Swm*- ILmtomaS it.
(i) AN at pit of lit P"Iy. or a b molds iameeM id a WIN owdat stt or past of the
Property. b sold as othaevtiss aardeeted (older dm by dovin or dmaat). sod
(H) The prop wq is IN occopled by the pardwor a SWAN IS his of Les peledpd resWmaoe,
at tom pmtthaeer or =tow does a occW the PropwW bat Wo or her atedit bas sot beta
Mwoved in saom moe wilt: do tegobmM of the St eW7.
? to Ladedder dos soah plyw aar. l.e ht do" mot wa 'don via to
( of HUD Se w*wy. 1t many dwousl ooa retdatimm land by the Sat MY
wM !look L Ws rit>ns, is the dam of poymrnt ddodK to mgdm boadiaw paymmot is fall
and tam kw if sot p K This $, , '01 1 Mnmsmt does as sadradae accdm:adm or laroclosare
if eatpsrn I- l by rpoiadam of dis Secrsufy.
(e) Mora Not iaand. Bonower owns do if d ds Seaairy 1eMt? mad the Note an not
dotowbod, to be d4 to tar memum adder din Nodad Hmoft Act widsit 60 dale 6om the
dale bereof. Evader may. at its op kmk retlrite imMMd4te p wu m in 1Wi of ail sass sacmed by
this Sxwky Ieanomrm. A wrkaee statsamt of soy sathodesd apart of do Sometsry dined
subm" to 60 days from din dMe based, dadlrist to Wow dda Smasrigr lasorarrcnt sad the
Note, ahdl be deetnad t va proof of each lofty. Naf rWWAft dw foagtoirot, this
option asay eat be et tabod by Leader when t6a aeavailobi>igr of immuce is siidy due to
[ aetdar'e fdhaa to mmdt s taatpp beooaeoo peaoniam lode 8womy
1Y. Rdmi dowel Bmawa ban s dW is be tlieemted if Leads bias regeimd hum diste paymeet
in foil bseame otBonowees tdbmrt $o pay ar sowem drswadm dw NW or this Ssc * bmo=wm . This
title spp*s even otter fotadoaars j P, - i 6 pate loduasd. To erdaa4le din SKu* lmummaw
Honawer ahW teddy in a eem aB ariormts letI so boot Mona ..,I accaam ciamm *=*A let,
to die ememR dmy we obbY ooris of Domowat w dm ode ba tY I I' I aatt' ibrealatam coati said
renooslla seed commmy at ymi ' loss ad a+ipodesa properly smaciMSd wild der finedoame poooasft.
Upon rdasralmiWt by Boetovrar. dos Sooodty 1lraltelaM sod die obfitrdoso thin it sedans doll roads
it area a if Leader bad wil ragoirsd isoedism payarrt. is M. However. under is we required w
peradr meksoaemem W. 0) Lander bas aoespied after the anmlamaamaat of foeeeiosme
pmcwftp within two years boom datefy pascediat din oamaoauaesusm of a cmxem f ffecio wme
";WWAi ?oaon r". s.t s ...tom-,)A -
{I$Jcik 1974
p vmd€n/, (d} reino momt will precloda f miooora on oktma ptvamds in dw dmtme. or (a,)
reiwaoammt w10 ?{y at6aa daa prloaigr aR tlaa lion reread by this + tneavmmt.
11. ll ru Kitt Rdmmmtb faboomm By LoWhr riot a Walser. ba min of dm tuna of
PV=lg or mod Gmdaa of mwd=daa d the awe wwd by Us $not * Wommt ps mad by Lerida
to age aYOcmw N homm of eocaown son trot Spa * to dwe dae d do lawwwa or
Sorrower's aeromm is !nearest. Lmda del oat k ngtiaod so oomomm pwooemp &Vim my
seccerror is imeseet as ndhse to svAmd dam far I's I or oemmft so" gs moh adm of doe rase
seaaomd by tbb 9ectnky bunmoaot b! esgeoa of aagr dammd aerie by ode odpiost lianower or Harsoaoar's
arcoatsosY in ioearro IL Ashy bebemmoe by Lwrda b "Mcitioi mq d& of remedy *Wt not be a waiver
of cs padnde the mpdw of soy debt or smmdy.
12. 9o m matt mad Ami/m ft w* trim nod Seaerat LhMfti C*4% ma. no covaamto acid
tsm mnm of ebb 9wm* ms4roeoat *& Nod and bmtellt " naosmeom and M*w of Lade and
amsowa, OINJW m *A PMVMooo of prerI 1' 90. Drtr~5 oeaaog- ad gposs mW alael! bo *W
and several. Aoy Hossowo who amipns dtb 9aemiq? latom 1 bat does wt sr wm die Nw. (N 13
w4pbp dtb New* b m mmt oady tc seeae a . drsoa am oomm dart aisamw es baatwt in die dW UM
o wod by tbb i?? : ad (c hommo, ? Leois Wt PUMWIY OW#Wd ft ad my odw DonO a my apes to
axtaad, imsdlfy, >forbrer os eerie a w ommmodWas W& raped to dw um of delis &cm* hommrm
or abe aloes wl6m tier borrower's ooseamt.
13. Dieefaao. AIW mdse to Owwwa pw#Wed fK to tbb SraKk hwaaaant read! be f"u by
dWra qj it w by alft it by Am dw =A mdem spptiadda bw rr pho we of snotisr taedaod. Tbs
mdos silt be directed to de Paoprty Addren or ay+ adw addm 9oaaoww dedgmase by wa a to
Lander. Any soft le leader shalt be divm by Go dsm aa& to lAaWs addtea saaod laeeeia or my
aditw Leader dmipaw by aW t b Hamowo. Ayr mdca paaaided tbs in 6b 9wwk bs omw don
be deesasd to have bam Swan to 9asowwr or Lander %im Shea at povided in alb pw#gn ph.
14. Loot 8avaaabEq. l%b socm* bo mmt shale be pveeand by Fedora! tsw and
daa law ofbalsa m wNA Oda b boated. fa tie to !drat wW paorWom w dweof d9s
Swky lottrwsrnt or fir ldwe ??sppbeobht bw, neb osom">mt atdsa obey pm4d m
of dds Secaft loom= or dae bias wbkk catW Shen OW whbwAt do eooffgdap provision. To this
and do povbiesat of dds 9KG* Ualtnoamt god dot Note are dcWW to be wvon e.
a3. •oeavwerh Copy. Borrvaer addl ba plum oar oonfos¦ed copy of alto Note sad of tL1s Sccwity
instrtmtert.
ld. Hsmmrdoms 8obunnsm. 8oaowa dada not cows of pads do prmaooa, um, dimml, amp,
or raI I - of my HgemdwM SWXM m on or to lie PmrorW. liaatanesr dolt not do, sas aAow myw
dos m do, asp *iug dbcft Ow Pmpwq dam b In YtrlWm of ow Bavirormwd Law. Taw p ne tar
two renames slog =t apply to thep W. or amps on die a wwq of own wand" of
iiaaadoor 9abwncn 60 in pmmatty?'rweplend eo be qj m; e1 1 m aoemal raddm W ow and to
mdaom m of da ahopaty.
Heasw o d a paaep* #n Leda writeeat =doe of am bwmdpedon, dam. darned. )wm or
oiler mdan by fyr posraooa o or repamay apmoy or pdvw p M Wvvjvj% to p"wty and ow
Htaardoaa 9ebstmca of Bwkotm=W Lm of wbidt ftmw ka,omit lmoweedps. if Daumm iaerrn,
or is wdW by ray pova ==W or npkwy wft*, do np to m" d of otba tomeSWU of my
HUKdoos sabstamaao affmdq do Property is mommy, Smaww dtaR promptty We an aewomy
am" Wdow in wCotdmoawa -vfmtaotmssi Law.
As need in Ws p npmpb 16, "Haaasdaaat sobstao W m draw abamoas dadmd ae toxic or
aasradowe absttnca by Narimamo d Law ad do followbap snboam-n- aror ww. odwr
&Month or 0)3& perrdgm, px&m, poo i*W sad bobadda, Vow _ 'tea. =*dab
oommicim aabeoaos or hmnm alt, wd ire mtNed*. As mod in this perWWh If,,
Ift4Rr/U anon rap e w a .4Lj-(-s
BK 1806PEi) 9 75
'P.ovhoumrotd Lsw` own fodaal laws sad hm of dw juirdedon wbare tie Property is locoed dun
nsLre to hum oft or oarI . l piuMadoo.
NON-UNAVM VMU-VM. Boetowar and Lader ft dim twvaosrt sod sews as
17. Amigum rt of RmAL Bonowss amoodhimAy ,rips sod uamb rs so Lendac au die mots and
seveasa of dM Pmpesty. Benown a , I irar L i t or lAmWs spats to orliact for raM mid a:vsser
ad baft dhecm soot taunt of do Pcap M to pry du reau to Ldec or Lambes spor. However,
prior to Ladeet sodoe to Boaower of Bacowres look of mp aovsoaet or spssmeat is dos Swa*
bKrm=L Bomwer ON WE= sod naive atl rear ad manors of tie Pmpsay as amore Ear tit
bov& of Leda and Boaowar. Tmhliyn askmon of nm oaeadt at a absobar asaipammt and me so
if t seder Svm aotloe of bruch io Borrower: (a) A nue uceivd by Borrower ,bent be bed by
Bonower as ttnMer lot boat of Leadr esiy, to be applied to tba sass mmused by the Ssa ty
k wa mm; (b)1 coder shall be added to coUsd and sareve sir of de team of dw Ptoperty: sod (c) aach
wet of dto Propatty then ply sit raw doe sad aepaid to Leadr or Laader'a ape on Landees wtttMo
tbaad so der Moore of the acts sod bar as and wiU rot patio. say act
Baaowr bra Wolf atecated ? ptyr asdlomemt
that wadhl row I railer floe amiop its d0a miler der pattipapt 17.
Lander stun not ba mgsiro I M ate upon. Mitt canaol of or mrisak ie Property bdme or dar
i aeries of brawl to Battvwer. However, Leader or a jddy appdstrd aosivv may do so at my
time dare is a bmuL As1y sloR affra of raw daU art tame or wdva any do&* or invabd.te nay odor
ri& er seedy of indst. 7bW sml of reef of do Psepeny dM and ale who the debt sowed
by lie 8xw* Iaaaooet?in Id.
is. ftedsove If Lwdr swptire homediate pspaMat r Mid eader "WOM i 4,
Laser AM ltaeelrra tbb 8aeari13 LrlrttaaI by jodtdd potrstik& Lands dui be arihad to
aofiad r aprrro M=nad k pnadag the rsaadrr prwsldd In thk prrap O 18, itdodln& bd
on Now tai, rstarstptt' ho aad oar s efWk svidra I
91 it LMtr'r laarsat In iii 8sserib LMraaa?t it rile by tin &aim" and the Se sou" any la As do simoufficM
""ka NtaaadrM in hM hailer Par>Ipsyli 1?? of M4 ?
pwwr st see ?i to dm Stye ft* Martpp
3731 a .)by a AntNowo aardatlwm dalBtOld ode tin Act a common
Arretiarsti rind to ?? a pwalied In So Ad. Ni*kg lo tie pars I moon dens
depis dw Seaeary of w riptide Win obe avdaile to a L role r aadw dot Pitnwg& 16 or
It.1<dmm Upon psymest odau same wound by dds Sea sky Isounat, this Swarity Ialaoaemt
sad dir aaMM oow"ed den tanaI - end becom void. After rani osarraac 1, Lander don dtscbrpa
and Woo ft Stwrity buaomtat wbhnat 4WO a Bom w. Bosun dull pay or rosordMieat cow.
3!. WWWL
Bat:oonr, to the cleat pami" by ago*" law, wdvsr and takmer any army or
defeaa i pmoodhaps to eaforoe des hwumeat. asi besby waives Me btaa6t of asp ptatmt or
fatsae lavia dr My of encNim extemin of dms. mtsmpdon hom attadtsaa, levy and sale.
ad as
21. 1lairshaamiaae t?rtlod. Boaowa's time to tennram peovidad is psntttrplt 10 dull e%uW to ow
bar prior to die oommeoamaat of MUM at a doffs sak or odor so ptusamt to this 5ceurity
IOUVEM.
32. torebare Macy Mwtppa it my of at ddx second by this SiowAiy Iauttmiawt it im to
Borrower to asxpiee der to th4 P:_opeety, des 9rauiU' tier bs a yan;Maa mraay
33.1ngrsr' Bias AlbsJadwat. Borrower apeafe iale[ert rate paq?sbtoaArr? is
ataere I (a dte note of in an actin of mor4me flu i"M dou be ft seta payable from time to base
toiler the Nets.
t WWM wton A,.7 a •
BX1808F9i976
24. M-, to 3w Seem* Lt=e t- tf ore at -rase ddaa ate eascneod by Botrorrrr and
MMW WV*w vim No Srcaaa? lowwwat. ? Hof a* eadr ddar 00 be Weepaa?od ixW
ad dmH Barad ad atfpitmert Of 06 Secvrih tatnmaert a if dtr rider(s)
r pac of thir Star[iEy 111101119". (Cmd fOPiM"boaKt N
Radar Growing Hgriq Ride ? odw [specify]
PUmrad Unk Dodopmft Rider lO adrrtad Paymrm Rider AREA XXM
BY MGM G BE.M. Botrovaa accapta ad WW to die teem- caznWmd is dm Soa my
tt
tnrtirt311rt ad in spy dder(s) execoW by Borrower and secorlsOOPM
Mousses:
831I! •Bonvr«
-(Seri}
.Burrower
SHIP .Hormwa
--(W
-Bonvwa
(S"o
-Oww"
(W
-Bomowa
{sat} _ (Sod)
? R - ? " is t` do haw certify disc 9r; wrre" addam of
I. t 1 .0. 80Y 10304, on volm8, Zh $03060304
VAtimin my hmd dua 7 $TS day of JI n
Apac orl,cwda'
aj4r4PAJ poll
ow.wa•
SK 188oPG 1977
C061KE)NWRALTH OF PSIMMANiA,
Qn that. 2m do of Amt
pmawy wo - pda*= x stirP
Ali!] JEtiD12m SKIP
a-
,1003 bdmme, the WipedotriM
?I kamm W lee (or ndS&CWlUY pmvw# to be the
person rJ aboft ae ad to the wWWn iaMtru=a and adm"b*dd
e=Cwd dw eme for dte pf q m " bWeIS oombot& !
IN VMNM WHMWOF, I b maw met my bmW and oftW eat. 1f
fumy Cu miWoe Bgdm-
M249 M A. MOMR, NO" AAfle
can 0 Boo, Cuff"W d Owj*
CmnbWw tarptneDm 15, 2000
mods. Panes Aao"W d tifdeflta
rf1 this to tic recorded
mberland CountyPA
Recorder of Deeds
4k4WA)afon n"0401
94 i 6 vrif1 1 978
EXHIBIT "A" - MORTGAGE LEGAL
LEMOYNE. County of Cumberland,
ALL THAT CERTAIN lot or pwval of an* mma WAicu bounded and devAbsd follows, to wit
P®nnsylv
BEGINNM at a point on the eaabm bne of TerNt" Skeet, formerly Lincoln Street, 33A feat eoutt"wm* from
the a u"m mm of Wow and Tenth Sbeele; Ilm In an 01011y dMeotlon and through the oenW of s
Lot NO. 9. wlbano in a 51wemily diredim along geld Lot No 9. 1 +W fest to ddw eaten" ! TWO SiraaK trance
Wwq on awl ern IH"e of Tenth Skeet, bmwly Unooin Skeet, k" a noMeAy diredlon. 30 feet to the ptw* of
BEGINNING.
BEING, LOT Re T 1, of Lots beft reowded In th
Oflku of the Reoo nler of Dwds in and for Cumberland in Pion Book 1, Paps 30 e
HAVING THEREON eroded a dwelling COMM* known as E3 N. Tenth Street
gWP,PlRif861 W)
GK 1 oj8pG 1979
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells
Fargo Home Mortgage, Inc.
Plaintiff,
V5.
Roger M. Seip; Jennifer Seip;
Defendant(s).
CIVIL DIVISION
}
PJ '
?a 3Sa? ?'??
NO.
JJ U1
C
) -
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you
may be able to participate in a court-supervised conciliation conference in an effort to resolve this
matter with your lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation
conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn
Legal Services at (717) 243-9400 extension 2510 or (800) 822-5288 extension 2510 and request
appointment of a legal representative at no charge to you. Once you have been appointed a legal
representative, you must promptly meet with that legal representative within twenty (20) days of the
appointment date. During that meeting, you must provide the legal representative with all requested
financial information so that a loan resolution proposal can be prepared on your behalf. If you and your
legal representative complete a financial worksheet in the format attached hereto, the legal
representative will prepare and file a Request for Conciliation Conference with the Court, which must be
filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do
so and a conciliation conference is scheduled, you will have an opportunity to meet with a
representative of your lender in an attempt to work out reasonable arrangements with your lender
before the mortgage foreclosure suit proceeds forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to be
eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for
the appointment of a legal representative. However, you must provide your lawyer with all requested
financial information so that a loan resolution proposal can be prepared on your behalf. If you and your
lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a
Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60)
days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is
scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to
work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds
forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED
BY THIS NOTICE. TIDS PROGRAM IS FREE.
Zucker, Goldberg & Ackerman, LLC
XFP-166103
ZUCKER, GOLDBERG & ACKERMAN, LLC
Dated:, 2012 BY: IV -
Scott A. Die erick, Esquire; PA I.D. #55650
Kimberly A. Bonner, Esquire; PA I.D. #89705
Joel A. Ackerman, Esquire; PA I.D. #202729
Ashleigh L. Marin, Esquire; PA I.D. #306799
Ralph M. Salvia, Esquire; PA I.D. #202946
Jaime R. Ackerman, Esquire; PA I.D. #311032
Attorneys for Plaintiff
XFP-166103/jab
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500; (908) 233-1390 FAX
Email: Office@zuckergoldberg.com
Zucker, Goldberg & Ackerman, LLC
XFP-166103
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date:
Cumberland County Court of Common Pleas Docket #
BORROWER REQUEST FOR HARDSHIP ASSISTANCE
To complete- your request for hardship assistance, your lender must consider your circumstances to
determine possible options while working with your
Please provide the following information to the best of your knowledge:
Borrower name(s):
Property Address:
City:
Is the property for sale?
Realtor Name:
Borrower Occupied?
Mailing Address (if different):
City:
Phone Numbers:
Email:
# of people in household:
Mailing Address:
City:
Phone Numbers:
Email:
# of people in household:
Yes ? No ?
Yes ? No ?
State: Zip:
Listing date: Price: $
Realtor Phone:
Home:
Cell:
State:
Office: _
Other:
How long?
State: Zip:
Home: Office:
Cell: Other:
How long?
First Mortgage Lender:
Type of Loan:
Loan Number:
Second Mortgage Lender:
Type of Loan:
Loan Number:
Total Mortgage Payments Amount
Date of Last Payment:
Included Taxes & Insurance:
Primary Reason for Default:
Is the loan in Bankruptcy? Yes ? No ?
If yes, provide names, location of court, case number & attorney:
Date you closed your loan:
Zip:
Zucker, Goldberg & Ackerman, LLC
XFP-166103
Assets
Home:
Other Real Estate:
Retirement Funds:
Investments:
Checking:
Savings:
Other:
Automobile #1:
Amount owed:
Automobile #2:
Amount owed:
Amount Owed: Value:
Model: Year:
Value:
Model:
Value:
Year:
Monthly Income
Name of Employers:
1.
2.
3.
Additional Income Description (not wages):
1. Monthly amount:
2. Monthly amount:
Borrower Pay Days: Co-Borrower Pay Days:
Monthly Expenses: (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE AMOUNT
Mortgage Food
2" Mortgage Utilities
Car Payment(s) Condo/Neigh. Fees
Auto Insurance Med. (not covered)
Auto fuel/repairs Other prop. payment
Install. Loan Payment Cable TV
Child Support/Alim. Spending Money
Day/Child Care/Tuit. Other Expenses
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been working with a Housing Counseling Agency?
Yes ? No E]
If yes, please provide the following information:
Counseling Agency:
Counselor:
Phone (Office):
Email:
Fax:
Zucker, Goldberg & Ackerman, LLC
XFP-166103
Have you made application for Homeowners Emergency Mortgage Assistance Program
(HEMAP) assistance?
Yes? No?
If yes, please indicate the status of the application:
Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your
delinquency?
Yes ? No ?
If yes, please indicate the status of those negotiations:
Please provide the following information, if known, regarding your lender or lender's loan servicing
company:
Lender's Contact (Name):
Phone:
Servicing Company (Name):
Contact: Phone:
I/We, , authorize the above named to use/refer this
information to my lender/servicer for the sole purpose of evaluating my financial situation for possible
mortgage options. I/We understand that I/we am/are under no obligation to use the services provided
by the above named
Borrower Signature
Co-Borrower Signature
Date
Date
Please forward this document along with the following information to lender and lender's counsel:
V Proof of Income
V Past 2 bank statements
V Proof of any expected income for the last 45 days
V Copy of current utility bill
V Letter explaining reason for delinquency and any supporting documentation (hardship letter)
V Listing agreement (if property is currently on the market)
Zucker, Goldberg & Ackerman, LLC
XFP-166103
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells CIVIL DIVISION
Fargo Home Mortgage, Inc.
Plaintiff, NO.:
VS.
Roger M. Seip; Jennifer Seip;
Defendant(s).
REQUEST FOR CONCILIATION CONFERENCE
Pursuant to the Administrative Order dated February 28, 2012 governing the Cumberland
County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies
as follows:
1. Defendant is the owner of the real property which is the subject of this mortgage
foreclosure action;
1. Defendant lives in the subject real property, which is defendant's primary residence;
2. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion
Program" and has taken all of the steps required in that Notice to be eligible to participate in
a court-supervised conciliation conference.
The undersigned verifies that the statements made herein are true and correct. I understand
that false statements are made subject to the penalties of 18 Pa.C.S. § 4904 relating to unworn
falsification to authorities.
Signature of Defendant's Counsel/Appointed Date
Legal Representative
Signature of Defendant
Signature of Defendant
Date
Date
Zucker, Goldberg & Ackerman, LLC
XFP-166103
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells CIVIL DIVISION
Fargo Home Mortgage, Inc.
Plaintiff, NO.:
VS.
Roger M. Seip; Jennifer Seip;
Defendant(s).
CASE MANAGEMENT ORDER
AND NOW, this day of
,20 the defendant/borrower in the above-
captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference
verifying that the defendant/borrower has complied with the Administrative Rule requirements for the
scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that:
1. The parties and their counsel are directed to participate in a court-supervised conciliation
Conference on at M. in
Cumberland County Courthouse, Carlisle, Pennsylvania.
at the
1. At least twenty-one (21) days prior to the date of the Conciliation Conference, the
defendant/borrower must serve upon the plaintiff/lender and its counsel a copy of the
"Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet"
(Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties
in writing or at the discretion of the Court, the Conciliation Conference ordered may be
rescheduled to a later date and/or the date upon which service of the completed Form 2 is to be
made may be extended. Upon notice to the Court of the defendant/borrower's failure to serve
the completed Form 2 within the time frame set forth herein or such other date as agreed upon
by the parties in writing or ordered by the Court, the case shall be removed from the
Conciliation Conference schedule and the temporary stay of proceedings shall be terminated.
2. The defendant/borrower and counsel for the parties must attend the Conciliation Conference in
person and an authorized representative of the plaintiff/lender must either attend the
Conciliation Conference in person or be available by telephone during the course of the
Conciliation Conference. The representative of the plaintiff/lender who participates in the
Conciliation Conference must possess the actual authority to reach a mutually acceptable
Zucker, Goldberg & Ackerman, LLC
XFP-166103
resolution, and counsel for the plaintiff/lender must discuss resolution proposals with the
authorized representative in advance of the Conciliation Conference. If the duly authorized
representative of the plaintiff/lender is not available by telephone during the Conciliation
Conference, the Court will schedule another Conciliation Conference and require the personal'
attendance of the authorized representative of the plaintiff/lender at the rescheduled
Conciliation Conference.
3. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and
explore all available resolution options which shall include: bringing the mortgage current
through a reinstatement; paying off the mortgage; proposing a forbearance agreement or
repayment plan to bring the account current over time; agreeing to tender a monetary payment
and to vacate in the near future in exchange for not contesting the matter; offering the lender a
deed in lieu of foreclosure; entering into a loan modification or a reverse mortgage; paying the
mortgage default over sixty months; and the institution of bankruptcy proceedings.
4. All proceedings in this matter are stayed pending the completion of the scheduled conciliation
conference.
BY THE COURT,
J.
Zucker, Goldberg & Ackerman, LLC
XFP-166103
IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. §1692 ET SEQ. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S)
DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF
WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE
DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT
OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF
THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE.
THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING
FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW
PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE
MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE
RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR
RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION
OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU
SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS
SUIT.
IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A
DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE.
Zucker, Goldberg '& Ackerman, LLC
XFP-166103
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNITY, PENNSYLVANIA
Wells Fargo Bank, N.A. successor by merger to Wells CIVIL DIVISION
Fargo Home Mortgage, Inc.
Plaintiff, ~ NO.:12-3526 -
.
_.. ,
. _. ._..
V 5 . ti 1
Roger M. Seip; Jennifer Seip; +r ---
Defendant(s). ` ~, -
. ` ~..
PRAECIPE TO SETTLE AND DISCONTINUE
TO THE PROTHONOTARY:
Please mark the case filed at the above-captioned term and number SETTLED and
DISCONTINUED, without prejudice.
Respectfully Submitted;.
. ~
ZUCKER, GO~DBEFtG'$~~'AC~F~I~IAN, LLC
I ; r.
I' ~ ' ~~~ .
i E
B Y:_ {' ~ ~-sC ~C y`'~ /` ~
Scott A. Di~tterick, Esq ~re• SPA LD. #55650
Kimberly Al. Bonner, Esquire; PA I.D. #89705
Joel A. Ackerman, Esquire; PA I.D. #202729
Ashleigh L. Marin, Esquire; PA I.D. #306799
Ralph M. Salvia, Esquire; PA I.D. ~#202946
Jaime R. Ackerman, Esquire; PA I.D. #311032
Attorneys for Plaintiff
XFP-166103/ka
200 Sheffield Street, Suite 101
Mountainside, NJ 07092
(908) 233-8500; (908) 233-1390 FAX
0- . SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Roniy R Anderson r= ?.tt?'?-1figt?g}, ??
She,?ff;:? r, (?1'. 1?1?r1?i>: tit: O
Jodi S Smith "
ChreI Deputy 311 DEC 20 P1, 2:04
Richard W Stewart MMSFRLAND COMM
Soli(ltor PENNSYLVANIA
Wells Fargo Bank, N.A. Case Number
vs. 2012-3526
Roger M. Seip (et al.)
SHERIFF'S RETURN OF SERVICE
06107/2012 06:34 PM - Noah Cline, Deputy Sheriff, who being duly sworn according to law, states that on June 7,
2012 at 1834 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of
Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Roger M.
Seip, by making known unto himself personally, at 1100 Grandon Way, Mechanicsburg, Cumberland
County, Pennsylvania 17050 its contents and at the same time handing to him personally the said true
and correct copy of the same.
-7
L
NOAH CLINE, DEPUTY
06108/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Roger M. Seip, but was unable to locate him in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure and Notice of Residential
Mortgage Foreclosure Diversion Program as not found as to the defendant Roger M. Seip. Request for
service at 631 Erford Road, Camp Hill, Pennsylvania 17011 the Defendant was not found. Roger M. Seip
currently resides at 1100 Grandon Way, Mechanicsburg, Pennsylvania 17050.
06111/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Jennifer Seip, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure and Notice of Residential
Mortgage Foreclosure Diversion Program as not found as to the defendant Jennifer Seip. Request for
service at 631 Erford Road, Camp Hill, Pennsylvania 17011 the Defendant was not found.
06/11/2012 Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that he made a diligent search
and inquiry for the within named defendant to wit: Jennifer Seip, but was unable to locate her in his
bailiwick. He therefore returns the within Complaint in Mortgage Foreclosure and Notice of Residential
Mortgage Foreclosure Diversion Program as not found as to the defendant Jennifer Seip. Request for
service at 1100 Grandon Way, Mechanicsburg, Pennsylvania 17050 the Defendant was not found.
OEM 8/2012 04:46 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on June 18,
2012 at 1646 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of
Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Roger M.
Seip, by making known unto himself personally, at 63 N. 10th Street, Lemoyne, Cumberland County,
Pennsylvania 17043 its contents and at the same time handing to him personally the said true and correct
copy of the same.
RYAN BURGETT, DEPUTY
06/18/2012 04:46 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on June 18,
2012 at 1646 hours, he served a true copy of the within Complaint in Mortgage Foreclosure and Notice of
Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to wit: Jennifer
Seip, by making known unto Roger Seip, Husband of Defendant at 63 N. 10th Street, Lemoyne,
Cumberland County, Pennsylvania 17043 its contents and at the same time handing to him personally the
said true and correct copy of the same.
SHERIFF COST: $164.45
December 11, 2012
RYAN BURGETT, D UTY
SO ANSWERS,
?. 2 ---
RON R ANDERSON, SHERIFF