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HomeMy WebLinkAbout12-3582 1-; i7$11 .'?`?!{ jet A PHELAN HALLINAN & SCHMIEG, LLP Mario J. Hanyon, Esq., Id. No.203993 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 ATTORNEY FOR PLAINTIFF 291658 JP MORGAN CHASE BANK, NATIONAL ASSOCIATION S/B/M TO CHASE HOME FINANCE, COURT OF COMMON PLEAS LLC S/B/M TO CHASE MANHATTAN MORTGAGE CORPORATION CIVIL DIVISION 3415 VISION DRIVE COLUMBUS, OH 43219 TERM Plaintiff V. JONATHAN S. HAMILTON 116 SGRIGNOLI LANE ENOLA, PA 17025-2952 Defendant NO. I I ? S ? a 6-vt CUMBERLAND COUNTY CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #: 291658 (D 7sPd dkl (?? //glsC? 7 NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF I'OU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249-3166 (800) 990-9108 File #: 291658 Plaintiff is JP MORGAN CHASE BANK, NATIONAL ASSOCIATION S/B/M TO CHASE HOME FINANCE, LLC S/B/M TO CHASE MANHATTAN MORTGAGE CORPORATION 3415 VISION DRIVE COLUMBUS, OH 43219 2. The name(s) and last known address(es) of the Defendant(s) are: JONATHAN S. HAMILTON 116 SGRIGNOLI LANE ENOLA, PA 17025-2952 who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 07/24/2003 JONATHAN S. HAMILTON made, executed and delivered a mortgage upon the premises hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Book 1827, Page 159.The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described. as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 10/01/2011 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. File #: 291658 6. The following amounts are due on the mortgage as of 03/15/2012: Principal Balance $178,573.46 Interest $3,864.99 09/01/2011 through 03/15/2012 Late Charges $188.62 Property Inspections $177.00 Appraisal/Brokers Price Opinion $250.00 Escrow Deficit 732.04 TOTAL $183,786.11 7. Plaintiff is not seeking a judgment of personal liability (or an in person am judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. Notice of Intention to Foreclose as set forth in Act 6 of 1974 and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon. WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $183,786.11, together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN HALLINAN & SCHMIEG, LLP BY: _ Mario J. Hanyon, Esquire Attorney for Plaintiff File #: 291658 LEGAL DESCRIPTION ALL THAT CERTAIN lot or parcel of land situate in East Pennsboro Township, Cumberland County, Pennsylvania, and being more fully shown and described as Lot 12 on a subdivision plan titled'Jarlin Farm' prepared by Joseph H. Body, Engineer & surveyor (P1anNo. C-1287) and recorded in Plan Book 69, page 63, Cumberland County Records, to wit: BEGINNING at a point on the northern right-of-way line of Sgrignoli Lane (50 feet wide), said point being approximately 238; easterly along the center line of Sgrigoli Lane from the middle of Fortuna Lane; thence along said right-of-way line by a curve to the left having a central angle of 21 degrees 55 minutes 14 seconds a radius of 200.00 feet, an arc length of 76.52 feet, and a chord of 76.05 feet bering North 84 degrees 34 minutes 40 seconds West, to a point; thence leaving Sgrignoli Lane and following along Lot 11 of the above reference Jarlin Farm Subdivision, North 08 degrees 40 minutes 23 seconds West, 85.88 feet to a point in the line of land of the Laurel Hills North subdivision as shown in Plan Book 54, Page 30; thence along Laurel Hills North subdivision, North 81 degrees 19 minutes 37 seconds East, 156.24 feet to a point; thence along Lot 13 in Phase 2 of the above reference Jarlin Farm subdivision, South 29 degrees 38 minutes 05 seconds West, 133.05 feet to the point of BEGINNING. HAVING THEREON erected a dwelling commonly known as 116 Sgrignoli Lane. PROPERTY ADDRESS: 116 SGRIGNOLI LANE, ENOLA, PA 17025-2952 PARCEL # 09-15-1288-243 File #: 291658 VERIFICATION I k..,':!= hereby states that he/she is Vice President of JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, servicing agent for Plaintiff in this matter, and is authorized to make this Verification. The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of my information, and belief. I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. DATE: L/ ha Name: Do, r y r r Title: Vice President JPMORGAN CHASE BANK, NATIONAL ASSOCIATION File#: 291658 Name: HAMILTON File #: 291658 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSTLV ANIA JP MORGAN CHASE BANK, ; NATIONAL ASSOCIATION SB/M TO CHASE HOME FINANCE, LLC SB/M TO CHASE MANHATTAN MORTGAGE CORPORATION vs. HAMILTON, JONATHAN S. I a ` S '` t NOTICE OF RESIDENTIAL MORTGAGE FORECU RE 4 DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have an attorney, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative at not charge to you. Once you have been appointed a legal representative, you must promptly meet with the legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all the requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in attempt to work out a reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all the requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work our reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward, IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: LIL?E f ?- L' ?C/ SFr ?- .?--- Date M o J. Hanyon, Esq., Id. No. 20 93 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Please Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ? No ? Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ? No ? Mailing Address (if different): City: Phone Numbers State: Zip: Home: Office: Cell: Other: Email: # of people in household: How long. _ Mailing Address: City: Phone Numbers: Email: # of people in household: First Mortgage Lender: Loan: Loan Number: Second Mortgage Lender: of Loan: T .nan Nnmher• Type of Date you Closed Your Loan:` Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Home: Cell: Office: Other: How long? _ State: Zip: Type Primary Reason for Default: Is the loan in Bankruptcy? Yes ? No ? If yes, provide names, location of court, case number & attorney: Assets Amount Owed: Value: Home: $ $_ Other Real Estate: $ $ Retirement Funds: $ $_ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile #2: Model: Year:` Amount owed: Value: Other transportation (automobiles, boats, motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: 1. 2. 3. Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2" Mortgage Utilities Car Pa ment(s) Condo/Nei h. Fees Auto Insurance Med. (not covered) Auto fuel/re airs Other prop. payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending Money Da /Child Care/Tuit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ? No ? If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ? No ? If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ? No ? If yes, please indicate the status of those negotiations: Please provide the following information, if you know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: SHERIFF'S OFFICE OF CUMBERLAND COUNTY, . 3 Ronny R AndersonT Sheriff -Vj at ugdtb ?ttititr rr??? G rzicO Jody S Smith ChiefDeputy ?1 Cr Richard W Stewart w= Solicitor co r.? JP Morgan Chase Bank, NA vs. Jonathan S. Hamilton Case Number 2012-3582 SHERIFF'S RETURN OF SERVICE 06/12/2012 07:51 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on June 12, 2012 at 1951 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit: Jonathan S. Hamilton, by making known unto himself personally, at 116 Sgrignoli Lane, Enola, Cumberland County, Pennsylvania 17025 its contents and at the same time handing to him personally the said true and correct copy of the same. SHERIFF COST: $43.00 June 14, 2012 RYAN BURGETT, DE SO ANSWERS, RON R ANDERSON, SHERIFF (C) CountySuite Sheriff Teleowft Inc Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 C? Attorney For Plai rG. ZG JP MORGAN CHASE BANK, NATIONAL : Court of Common Pleas ASSOCIATION SB/M TO CHASE HOME : FINANCE, LLC SB/M TO CHASE : Civil Division MANHATTAN MORTGAGE CORPORATION . Plaintiff CUMBERLAND County vs No. 12-3582-CIVIL JONATHAN S. HAMILTON Defendant PRAECIPE TO THE PROTHONOTARY: ® Please withdraw the complaint and mark the action Discontinued and Ended without prejudice. ? Please mark the above referenced case Settled, Discontinued and Ended. ? Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice. ? Please mark the in rem judgment Satisfied and the action Discontinued and Ended. Date: PHELA!?L INAN & SCHMIEG, LLP PHS # 291658 chael Kolesnik, Esq., Id. No.308877 Attorney for Plaintiff --4 CD z c:D -n = C`x Phelan Hallinan & Schmieg, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 JP MORGAN CHASE BANK, NATIONAL ASSOCIATION SB/M TO CHASE HOME FINANCE, LLC SB/M TO CHASE MANHATTAN MORTGAGE CORPORATION Plaintiff vs JONATHAN S. HAMILTON Defendant Attorney For Plaintiff Court of Common Pleas Civil Division CUMBERLAND County No. 12-3582-CIVIL CERTIFICATION OF SERVICE I hereby certify true and correct copies of the foregoing Plaintiffs Praecipe was served by regular mail to the person(s) on the date listed below: JONATHAN S. HAMILTON 116 SGRIGNOLI LANE ENOLA, PA 17025-2952 Date: ZC202- By: PHS # 291658 chael Kolesnik, Esq., Id. No.308877 Attorney for Plaintiff