HomeMy WebLinkAbout06-14-12 (2) OMB Approval No. 2502-0265
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Settlement Statement (HUD-1)
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`{ili FINAL
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File Number: 7. Loan Number; 8. Mortgage Insurance Case Number:
6
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1. ^X FHA 2. ^ RHS 3. ^Conv. Unins.
12-0313GC 5701333610 446-1189373-703
4, ^ VA 5. ^Conv. Ins.
Note: This form is furnished to give you a statement of actual settlement costs. Amounts paid to and by the settlement agents are shown. Items marked
C
.
"(p.o.c)" were paid outside the closing; they are shown here for informational purposes and are not included in the totals.
D. Name & Address of Borrower: E. Name & Address of Seller. F. Name & Address of Lender:
Matt Zappe, Robert R. Showers The Estate of Sarah L. Mulroy, Ellen C. McGowan, Fulton Bank, N.A.
Suite 304, Lancaster, PA
One Penn Square
30 Boeing Road, New Cumberland, PA 17070 Executrix ,
412 Blacklatch Lane, Camp Hill, PA 17011 17602
G. Property Location: H. Settlement Agent:
Guardian Transfer Corporation I. Settlement Date: 04/27/2012
Disbursement Date: 04/27/2012
412 Blacklatch Lane
Camp Hill, PA 17011. 4075 Market St., Camp Hill, PA 17011
Lower Ailen Township
717-909-4700
Place of Settlement:
4075 Market Street, Camp Hill, PA 17011 TitleExpress
Printed 04/27/2012 at 9:42 am
by SLC
e :e • e e
100
~ Amourit Due;from Borrower
Gross 400. Gross~Aihoiint:Due to Seller `
.
101. ;
Contract sales price 23
9,900.00 401. Contract sales price 239,900.00
102, Personal ro rt 402. Personal ro art
103, Settlement charges to borrower (line 1400) 10,961,51 403.
4
1 404.
.
0
105. 405,
Ad ustments for items aid b seller in advance Ad ustments for items aid b seller in advance
106. City/town taxes to 406. City/town taxes to
107. County taxes 04127!2012 to 1213112012 680.33 407, County taxes 0412712012 to 12131/2012 680.33
108. School taxes 04/27/2012 to 06/30/2012 376.15 408. School taxes 04/2712012 to 06/30/2012 376.15
109. Sewer 04127/2012 to 06/30/2012 39.29 409. Sewer 04/27/2012 to 06/30/2012 39.29
110. Refuse 04/27/2012 to 06/30/2012 38.54 410. Refuse 04127/2012 to 0613012012 38.54
111. ~ 411.
112. 412.
120. Gross Amount Due from Borrower 251,995.82 420. Gross Amount Due to Seller 241,034.31
200. ,Amounte;Pald b .:or.in Behalf of Bortower ' 500. Reductihns`In"Amount bueto,Setler
.
201. Deposit or earnest money 2,000,00 501. Excess deposit (see instructions)
202. Principal amount of new loan(s) 233,818.00 502. Settlement charges to seller (line 1400) 17,801.95
203. Existin loa s taken sub'ect to 503. Existin loa s taken sub'ect to
204. 504, Pa off of first mort a e loan
205. 505. Payoff of second mortgage loan
206. Sellers Assistance 6,000.00 506. Sellers Assistance 6,000.00
207, 507.
208, 508.
209. 509.
Ad ustments for items un aid b seller Ad ustments for items un aid b seller
210. Cityltown taxes to 510. Cityltown taxes to
211. County taxes to 511. County taxes to
212. School taxes to 512. School taxes to
213. 513.
214. 514.
215. 515.
216. 516,
217. 517.
218. 518.
219. 519.
220• Total Paid b Ifor Borrower 241,818.00 520. Total Reduction Amount Due Seller 23,801.95
300: at Settlement fromlto'.Borrower
':Cash 600; Cash at Settfgment tolfrom Seller
301. .
Gross amount due from borrower (line 120) 251,995.82 601. Gross amount due to seller (line 420) 241,034.31
302. Less amounts paid by/for borrower (line 220) 241,818.00 602. Less reductions in amount due seller (line 520) 23,801.95
303. Cash ^X From ^ To Borrower 10,177.82 603. Cash ^X To ^ From Seller 217,232.36
e u c u e or s e a ion o norm n a ss m e a m nu es per re goose or e n ,rev nq, an re o a panty y no i orm i you are no requ o wm e e
This forrt4 unless II tlisplays a cumnlly valid OMB wntrol number. No confidentiality is assured; Ihla disclosure Is mandatory. This Is designed to provide the parlks to a RESPA covered Irahsaclion wllh Infonnellon dutlnp the
selllemenl process.
Previous editions are obsolete Page 1 of 4 HUD-1
700. Tota(fteat'Estate,Bro~er Fees, $ 14,234;00 Paid From Paid' From -
Divlslon;ofcommiSSion line:,Z00 as follows: Borrower's Seller's
701. $7017.00 to Keller Williams of Central PA Funds at Funds at'-
702• $7 217.00 to Coldwell Banker Homestead Group Settlement Settlement
703. Commission paid at settlement 200.00 14,034.00
704. Broker Fee to Keller Williams of Central PA 250.00
800.. Items Pa stile in Connective with.Goan -
801. Our origination charge (Includes Origination Point 0.000% or $0.00) $695.00 (from GFE #1)
802. Your credit or charge (points) for the specific interest rate chosen $ (from GFE #2)
803, Your adjusted origination charges (from GFE A) 695.00
804. Appraisal fee to Central Penn Settlement Sv $450.00 P.O•C• B* (from GFE #3) -50.00
805. Credit report to Credstar A First Advanta a Com an (from GFE #3) 6.97
806. Tax service to from GFE #3
807. Flood certification to Co~elo is Flood Services (from GFE #3) 11.50
808. Inspection Fee to Central Penn Settlement Services (from GFE #3) 100.00
>900. Items Re ulr9d b Lendecto:be~Paid-inAdv..ance
901. Daily interest charges from from 04/2712012 to 05/0112012 @ $25.55391day (from GFE #10) 102.22
902. Mortgage insurance premium for months to Fulton Ba Life of Ln (from GFE #3) 2,315.03
903. Homeowner's insurance for 1 ears to Erie (from GFE #11) 720,00
904. months to from GFE #11
1000.. Reserves~De osited°w~ith Lender
1001. Initial deposit for your escrow account (from GFE #9) 1,798.16
1002. Homeowner's insurance 3 months $ 60.OOlmonth $180.00
1003. Mortgage insurance months $ 220.OSImonth $
1004. Property taxes 2 months $ O.OOlmonth $
1005. County taxes 3 months $ 83.331month $24999
1006. School taxes 11 months $ 176.501month $1,941.50
1007• Aggregate Adjustment $-573.33
1.100:. Title Char' es
1101. Title services and lender's title insurance from GFE #4 1,840.75 30.00
1102. Settlement or closing fee to $
1103. Owners title insurance -Title Resources Guaranty Company from GFE #5 185.88
1104. Lender's title insurance -Title Resources Guaranty Company $1,753.75
1105. Lender's title policy limit $233,818.00 Lender's Policy
1106. Owner's title policy limit $239,900.00 Owner's Policy
1107. Agent's portion of the total title insurance premium $1,607.44
to Guardian Transfer Co oration
1108. Underwriter's portion of the total title insurance premium $332.19
to Title Resources Guaran Com an
1109.
1200r Governmertt~Recordit- andTransferChar~ es
1201. Government recording charges $ (from GFE #7) 152.00
1202• Deed $62,00 Mort a e $90.00 Release $
1203. Transfer taxes $ (from GFE #8) 2,399,00
1204. CitylCounty tax/stamps Deed $2 399,00 Mort a e $
1205, State Tax/stamps Deed $2,399.00 Mort a e $ 2,399.00
1206, Deed $ Mort a e $
1207.
::1300. Additlotial'SettiementChar'es -
1301, Required services that you can shop for (from GFE #6)
1302. Home Inspection fee to A'NS 485.00
1303. SewerlRefuse for April,May,June, 20 to Lower Allen Townshi 108.95
1304. 2012 ColTwp Taxes to Bonnie Miller 980.00
1305. to
~ r .: i i 10,961.51 17,801.95
*Paid outside of closing by (B)orrower, (S)eller, (L)ender, (I)nvestor, Bro(K)er. **Credit by lender shown on page 1. ***Credit by seller shown on page 1.
Previous editions are obsolete Page 2 of 4 HUD-1
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695.00 695.00
0.00 0.00
695.00 695,00
2,399.00 2,399.00
„ : , . ~Esti , te,
200.00 152.00
450,00 400.00
40.00 6.97
11.50 11.50
100.00 100.00
2,315.03 2,315,03
3,116.53 2,985.50
$ -131.03 pr -4.2044%
2,750.42 1,798.16
102.22 102.22
600,00 720.00
1,984,25 1,840.75
0.00 185.88
I nan Tormc
Mo
$233,818,00
Yo~rt~ '~ ~ f •' ~ `' "~ 30. years
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s, ~ $1,336.36 includes
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" ' ^X No. ^ Yes, it can nse to a maximum of %. The first change
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>~ • ~ , f ~~ ~ ~~ ~ change date, your interest rate can increase or decrease by %. Over the life of
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~ than %.
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r, Q No. ^ Yes, it can rise to a maximum of $
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^X No, ^ Yes, the first increase can be on I I and the monthly
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".~..-r The maximum it can ever rise to is $
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'„{30e ,,, G e ~ ,;,~.~ .. Vii ' " '" ~ ~~ ^X No, ^ Yes, your maximum prepayment penalty is $
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, ~~ ~ '~ ^X No. ^ Yes, you have a balloon payment of $ due in
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a ` ~ ~ years on I /
1'0 ° .. ~- . such as property taxes
^ You do not have a monthly escrow payment for items
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and homeowner's insurance. You must pay these items directly yourself.
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~ .• ^X You have an additional monthly escrow payment of $319.83
':.~ that results in a total initial monthly amount owed of $1,656.19. This includes principal, interest, ar
¢ 'mortgage insurance and any items checked below:
`^= ~ ; + ~ >~ ~ '~~ ~ . aa. 0 Property taxes 0 Homeowner's insurance
. 8
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. s ^ Flood insurance ^X School taxes
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Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form, please contact your lender.
Previous editions are obsolete Page 3 of 4 HUD-1
• ~
Name of Borrower: Name of Seller: File Number:
Matt Zappe The Estate of Sarah L, Mulroy, Ellen C• McGowan, 12-0313GC
Robert R, Showers Executrix
Prepared 04/27/2012 at 9:42 am
Note: This page displays an itemization of the charges shown on line 1101 of the HUD-1 Settlement Statement. This page
accompanies but is not a part of the HUD-1 Settlement Statement. If a discrepancy exists, the information on the HUD-1 Settlement
Statement applies.
9100. TItIe~.Charges Total Charge .Harrower Seller
1101. Title services and lender's title insurance to
Wire In to Guardian Transfer Co ration $ 12.00 12.00
Notary Fee- Purchasers to Guardian Transfer Co ration $ 25•~ 25.00
Courier Fee-Purchase to Guardian Transfer Co ration $ 15.00 15.00
Electronic Document Fee to Guardian Transfer Cor oration $ 35.00 35.00
Notary Fee- Sellers to Guardian Transfer Cor ration $ 20.00 20.00
Tax Cert Reimbursement Fee to Guardian Transfer Co oration $ 10.00 10.00
1102. Settlement or closing fee to $ 0.00
1104. Lender's title insurance -Title Resources Gto Title Resources Guarant Com ~$ 1,753.75 1,753.75
Totals: 1,870.75 0.00 1,840.75 30.00
,.
SeIlePlLender credits shoViin.on page 1 POG= Paid'Oufside~Cioiing CR = Lertde~ Credit ` :,
Previous editions are obsolete Page 1 of 1 HUD-1
HUD CERTIFICATION OF BUYER AND SELLER
i have carefully reviewed the HUD-1 Settlement Statement and to the best of my knowledge and belief, it is a true and accurate statement of all receipts and
disbursements made on my account or by me in this transaction. I further certify that I have received a copy of the HUD-1 Settlement Statement.
Matt Zappe
Robert R. Showers
C
THE STATE OF SARAH L. MULROY, ELLEN . MCGOWAN, EXECUTRI>
The HUD-1 Settlement Statement which I have prepared is a true and accurate account of this transaction. I have caused or will cause the funds to be
disbursed in accordance with this statement.
SETTLEMENT
DATE
WARNING: IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON
CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TITLE 18: U.S. CODE SECTION 1001 AND SECTION 1010.
Previous editions are obsolete Page 4 of 4 HUD-1