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Home My WebLink About12-3980SKLAR - MARKIND Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) 102 Browning Lane Building B, Suite 1 Cherry Hill, NJ 08003 File No.: F1100896 } R r r. -- 1 COUNTY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY LLC Plaintiff No. I a . 3(1$O CAV l TERM VS. BETTY J KRAMER Defendant CIVIL ACTION NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 Telephone: 717-249-3166 AVISO Le ban demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientas, usted tiene veinte (2) dias de plazo al partir de la fecha de la demanda y la notificaion. Hace falta asentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra sya sin previo aviso o notificaion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisions de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL A LA OFICINA CUY A DIRECION SE ENCUENTRA ESCRITA ABAJO PARA AVERGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 Telephone: 717-249-3166 ??u a?q C - 1 k `.- '?`tM P) i?'? Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, `1 Es?7uire (ID #52507) ?j t C5 p? ft ? Sklar - Markind 102 B ow i L Bld B 1 St , I 1 ' i f"' X11 r n ng n, g , e , C(?a r.? Y , , ; !! „ Cherry Hill NJ 08003 e L +"' I .. 856/616-8710 . ?. FILE NO.: F1100896 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY LLC I 1335 S. Clearview Avenue I No. Mesa, AZ 85209 I I Term I Plaintiff(s) CIVIL, ACTION I V. I BETTY J KRAMER Defendant(s) CIVIL ACTION COMPLAINT 1. Plaintiff, FORD. MOTOR CREDIT COMPANY LLC , is a Corporation with its place of business at 1335 S. Clearview Avenue Mesa, AZ 85209. 2. Defendant, BETTY J KRAMER, is an individual who resides at 3537 TRINDLE RD, CAMP HILL PA 17011. 3. At all times relevant hereto, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts and leasing vehicles financed by FORD MOTOR CREDIT COMPANY LLC , including but not limited to the lease agreement entered into by the Defendant(s), hereinafter more fully described (the Contract as hereafter defined). 4. On or about- April 16, 2010, the Defendant(s) entered into a written Lease Agreement, (hereinafter referred to as the "Contract"), for the purpose of leasing a 2010 Ford Focus, in the amount of $18,850.72 more particularly described in the Contract (hereinafter referred to as the "Vehicle"'). A copy of the Contract is attached and marked as Exhibit A. 5. Defendant(s) made monthly payments up to and until February 13, 2012, but has failed to make any further payments thereafter, and is therefore in default of the Contract. 6. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above- mentioned vehicle was repossessed and was sold at auction, however a balance of $1,992.26 is still due and owing. 7. Pursuant to the terms of the Contract, Defendant(s) is required to pay all amounts due and owing, and the Defendant(s) failed to do so, thereby in default of the Contract. See copy of Payment History attached and marked as Exhibit B. 8. In addition to the foregoing, there is due from the Defendant(s), reasonable attorneys fees in the amount of $498.07. 9. The total amount due and owing at the date of this complaint is $2,490.33. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), jointly and severally, if more than one, in the amount of $2,490.33, as well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just SKLAR Date: May 31, 2012 Andrew Sklar, squire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Attorneys for Plaintiff 102 Browning Ln, Bldg B, Ste 1 Cherry Hill NJ 08003 856/616-8710 VERIFICATION I, verify that am an Authorized Representative for the Plaintiff, FORD MOTOR CREDIT COMPANY LLC , and are duly authorized to take this verification on its behalf, that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unswom falsification to authorities. BY: Representative of Plaintiff, FORD MOTOR CREDIT COMPANY LLC DATE: J UN 0 7 2012 48063000000045539656 Our File No.: F1100896 BETTY J KRAMER Exhibit A "AL] 15211 PEWAYLVANA STY: 1014. Y ft w -M . 1 - --- 1-B04Tn•7i00 1?6E ? C a + . w wN s w Yttr. FmYO'M m+Yr L LaoR R+w r,a Yan«) ® Y Ary 3gg ?pp 5[?7)T R[Eppgg TT pp L [ CAMP NILL PA 170Q1 LB StIITN FORD l1RCOLY MERCURY INC IIDO MRKET ST .avaaamAMasM LEMOTKE, FA 17013 I -RnerOf,Wh FORD MOTOR CRFRTT FfMAYr Ty-Ib . GAOEAS}I chE nb Yl.eYpua F,i,b'+'o'r.f' i•.a.r 0rL•ra4lerr b IrLre n• vary r•ada rM br• r r I.rt„a as a w bW w M Y.w awww e.b Yab.L+r. r w• draw bw Iru. r rm rP.. MYr0.b k aer r Ira k0. Yau rlda Ya •yMMIg ••?'•• Y.YM rPrM elraAr Yaa.x bYen ,YwerwYYbr- •• NrnYw YrMY,b'1baN V,Irb Ylxikam MU,ba VaarLw YEU 23 2010 FORD Focwt ' l AgwR aNY lsrlWMr 2aal?,b LmrCYxar tr gndYW brYy l r Y I. 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Mb b bNf ,1'wiy a A.M1 d s 16 VW bgwpnsnNi?DrnM 1T.LRYOR tO1YKit dOA bwa]Ytalta.fai 5.000 b.WaNYn1• Waamn s:robNA - Y..wArYllrlaurrllledrxrararprr.WrY Y,mM• preY'bYa lerxw Rrrw CeraF Malta aYa,waw ft -6. la Rrew Crow 4rP Ya r,Prbw•Rbba r,rr araa Rr,. CrnP,.Y,absd wa.rr.. M.. Y,a pram { braw,aw aantr alfapgmYTYY Lfa{ORMMDT r1prYA1NYBlCL[arLINYrI YWgrrC{ aYMalab a/rwr Ma MwrlYn a ON•r C.AYxa Ort wrap lbn VY YrNr Tr.a lYfm LYrW Cfr,rbbweY x+1aa 'K la.mWrb fu ant VaaY ale raar'.r •.aaYk. y4. er e.w h.nc VIA dLY KIA --YJA- -Bjp- -> K - T,bigw cw-pa W .e .r .1 .{ .1 .t .s MMATLRU AND IYPOITEAMF MOTICEB tup.,t.tx.dw: aY'•aY.aa brY lre rrllaanq gyWa,YY MF tar aynbrr rYwrYMMM.aaatlTar Yatlkrrb M abr N IYlrl ¦ • N •Flra.,aa r Jrtl W Ya b Y rr d ax Vaar. TYw r ro awr.farlar MY allalNa n w Yr YYI b n aOrll xa dBwq rq •IM rkrAV Gb.aaY. tr.r RFTxT In K9IUUR M ??• _ A(1 m c. rr . X- 0 /?? p01pp1lppBE®LBGrOF ??yy }MA7 ryAyBMIIC T , RlYFA TMK WMFF M AND AMIM TO MB iWND BY THE WpTRATION PgpMON DN NOTICE: MI Yna ay.bY r.. r]n. ra ,atl¦x YY rrw YI.Y •/rrr ?M awk, d Ya YwYrk•Irar•Alrsb wryer ra .ro ?M,rw,.wlwerO.aalrwawle w Y M WV a Y Rwnesr arrgWna+.rkN s. r ` Y t w w M Y I , , ---???- T?F??- ' JO KRAMER W.I- lt3R_R]Rc cat.•re nl Iaw.rt.?n..wwrrwY,aRarlr+raPwra[+aae.:nbaaxbuxrw, a.gretr,,..Mn. Y. rorY/mmomloray ad• rrYra rM Parrm d w vrr.r M w a Ftv Va,br arr. rase. Lrm.?b a, bw w rqe Yb Rarr w M w,s a M rr W. Kw..en awb I r,aY M MYla,r. G?//???/?/'7 lyre; I R SR1TY Fnen I IYf ?G {E OdrG ??- RL 1W!)APP .av.r.a, .xc .vn „uanrr,frrnr wVrro?Rla PWre araar mr rAl a ura ORIORIAL PLY t - ORIOYLL PLY S- LKSM PLY s - LgMR PLY /.00s,EUEMUARAMOR -f- + -------- ---------- PERF 20- YENX:LF USE AND SUBLEASING You will not use; brpermi oums; 1a use the YtttidO (ai.In td?Uon•W any lave. lb avtaa b tht 1 prov DarK.DIiWfR tM5'rNOdtrD"?itl ivltit Your iitsvrsnce +'pr?iF??y Drbrtt+ OutllontkigerN.aNsion re oi riF rk i abat of any ltaura,1Da py6des oaredng the Vehele (c) outside Ose stab vdntrr I= Wad or rrgisterod for mom than 30 days wbnots Fbianpte raron oason> (d) wtlbo tn UI d 8 p r i 24. VEHICLE' INSURANCE You must intura Ste Velado and 11q Holder ga i . . . o to mes..eloespt.lor b s slvi 80 days in rands or IAMaW or e) toa trlva* or public rartltir. You Will MM tnis lout and W hicle tree of All Gals and oncumbrsn Y sot tact on'tho trim of this kaao lydtrfirm.ti Yehlge kuw,r Mk*mvw IfilteAsti whueme'Ysiutuh+lrtygrtrpreW Vallic hes egabif? higher Vehlde krcuranoo A4elhnums F1anlhbasNgted on thu h tli 1 ot. ou will not assign or sublease any lnierost In.the Vehicle or posse without Flnanco Company's written constin _ ! qm trf' js' kscr, Yat mlrsflnsttre tlho'YStUde and mow? rmUrt Fila ars- by. Your eltaro. 7f You move to,a' stMe nitiero;Firmin "helna Cau } I 21. IMPLIED WARRANTIS N the Vehicle Is of ¦ type nomtWly used for personal use and the Lessor or tlm V hid ' f s p y les eslablhhed hplgr VShble lelturrfos allnrtnt111,16 rh ill o flared gn'tlsv toot of Oslo I"". You m u #rsurs Ide vowafo and Holder for 4hest , a e s manu atltrer oxtaxk a written wsrrartly or service sort as deuce ble-Whiele vAthln 90 chase from Itte tilts W this Moso You at im li d highs annaertts Theme runarnlsthne tf!Inltrsixnt INN' r4ehaMsariJ z not be sulnolont to prob'd Vour 7stele You slioitd catsup Y , g p e warranties of merdwedaaWilly trd Ilkless for a particular purpose eur kautanoe adviser b defarmine k ,trWltbnat idstmnco cevempa is rtttht for You covering the Vehicle. OlheraAso. You understand and agree That . timers we no,sudn implied wartanUos, erroapt st utharwiae required w1sw, Yae.t)groo,that Flnani-A 0ompw,can tlo c, ritum under the hnsvxanea ' palwy. You'.at"4re'one.trout. a. -"oorttpiryto'pruYliW Fnaolida 22 VEHICLE MAINTENANCE AND OPERATING COSTS Proper Vebdo maimenan I Y . Company my informatioti Finall= Company. Dourves:•i>acesssny,X,. make At darn YoU ante 1hel.Fba "Company may.fecelve anrlsgn ee s our respordbilty, You Nita[ mai ntsin and cervrna dw Vehkk at Your own tirt+tltoo USK1g efmwrWs ttial fi10e1 tlM man h P . Yourtame on aty dltdds q. dh d6s;rocetvgrtFlrtanase Ccimpaay knim; You irmuranoe prtl"r.InAddition, Youeleatrlte FGnnpr Cort,part u ealuro a spod6mnbrb. I* includes lolalovwV tiK owner's manual end mairnx h h y to cards or telaose,any.dkkn tmderlhe.#thwatrros ralaarJao tiger# nar oe Sc edule. daCllmontlng. rroirslanonce Perlormod. and MOWN ail needed tepaim. You are also tespOfMlbie ter . owrgesttlpdtitsVehicl?Vwairo.ssaipniD4bidorerrjod>rrtnewutioe proceeds Maw to I* Jeans or Hctidoes interest in at olreratitg ooxtc suds es ass and orL Loeser wll provide the aervicY(s). , U any, idenllfiai In the Lesm Services section under the terms of a Separate aveament. ($ft taster Services. bam 171 25. RETURNED INSURANCE PREMIUMS AND SERVICE ..CONTRACT CHARGE This base may contain charges br, ir&lirAnce wtyipe 23 COLLISION REPAIR You are rotponaida tor repars of All Dalaag0 i AXIIWs..a.othor ranbacm. YOu.agree,ttlet?Jrterica;.Cempyhycett, dais bare" uOterNhast wrWaat Unities prohl lied by law FLsaroz: tnat s not a result of normal wear and use. These repairs include, but umnc4lntibdio.- oeenemofyiomwmOwVeNcwloilmpm-student condition, LtpkWing +opalrs to Exterior Shed It" n0 Pink Corpary tTM><Y upon defaut or termination tancki mm m6wS t0 . . obtain rgmtds of uteamed eharges.'You stthoAteftowc 'Cariipeny t b f • s Components, and to -Yeh(ele Safety Systems. hchldhg air bolt, ,test o su tract any +e und from the amount You two prtder tfib teme:.N: You noeive a refund. You trust pity the entire amiotrit of the fefltnd i boll and bwrporsyofetn eaupotnente.:Raplaoemett at Sheet Metal and at Other repairs must be made with Orkpna] Equipment MewtWurer to Finance Company. 2L T- MAINATiON This taste will terminate (emit upon Ia) rho end of the, Irian of title Icaso, (b) the rearm of UM Vehicle to Lassos, or arettnor Phce dthKlrftatod by Ft- Company, and (c) the thayment by You pf st aarhotaus owehd.t We, the base. Frnenoo Company may dance this Warn It You dwaWt. .. _v_- Am a oQF 1_e410LE lI Y?11t14 00I4W. a. Y. shldLJlLloafe.aW. Y,ou no return q to tomor tmlou Finance Ctmmy species another, Atone. Paler-lo the scheduled return or the Veltide. You may the 10g1lSlad b present the Vehicle for If"adolt at it reason0le stria and .Station. Upon mmen of ,the Vahklt, You must pay the disposition Ilea. N any is shown on the front of the loast under Clem 3 "Other N You sal b roturn tha Veldck wlrrio 10 days after Your scltod termination date. You will be charged ono Mtrmftly Payment and Your -term wil Orr extended ont.mon t. If You continue eb lap to return thoNown You no fray dam"" 10 Roanns Company, "+uNriAn6 t MMM.;Paysltle under afelmat. Payment of time omtxtnts will not w1ow You b keep the V,ohtcio. 23. STANDARDS FOR EXCESS WEAR AND USE You grip responobb fa at repOirs b tltn Veltide tam are nottlle. ttqult of names, na arorw wa T m.-fap2m'lnehtdo-.*W'iro'notImbedwthofw "Doeesaryto repair or reoldoe: pas TIM which art. tmmrtdled, unsafe -or love lees than 118 Inch of remaining arsed•Inany ptberc (b) Etwirioal or.Ytchonial dskas or reptmcdons; (c) Glass. Paint, Body Panels, Trtm and Gtill we* that are bWWA mismalphect d*VO4 soothed. pbari as tad. or* aPpllcable. dented orrutted, td) intoner cps, staler, buns or.wom aides: it) AoplOeomont 01 any adsring OWAPI. . or shams slim aewe in or an Intl vehicle vAw dalvrrod mokudog-owners market and M All Damage wnttetr would be Coveted by odisbn or rxmprahervive Insurance whellKV or not pitch k"anoo •h 6obraly in torn. JReplaesraant o/ glnast.Jdetaa surd aYottar+spois-etuq-bermade ui rt Original EglIp"wnt%Mntd esuwPerm.YomuwakprtratftVfetido MUM not rarNidato any werwy. .I You law no had Am repairs made bebre to YoNcla Is mkxnoO at tits ec heWrkd and or this base, you .will•pWAlesWnpaodmasofsawhsepdra, wrend.tlratOpaiaeareJim -00 rim W +Iokttis rich a, Veldek Y. wp arshsain thrrOd. meter or Utt Vehicle so.ow t alwrsys as% s its VehieWs 3ouai mileage. If the adomaterh.at any tittte mCperA M. You pit provide us with asasxvsbit avldencs d the Vehide's soWel mileage at vetwo relim It You ire'unable Id &so. Yoti wy pay'YS our estimate of any _. _ . _ ridocOOrroimtlelrothbk's'srttntemaOO'vslire'?allatatf•byshe-inatr8q b tweirmi e, the Yehlows acluai Mileage. t 28. YOL11"T "Y EARLY TERMINATION AND RETURN THE VEHICLE 1 You :rtsy. nanaae ads rose Gatj.I You aft not in delauh, by rowmtng die Velvet to Lessor Loam finance Company dosr¢tater another piece. You.naw pay the Nsmowirp: ia) eta smoum by whkh the Unpaid Value,1Hsu1 (p) all oteramamk then we under x10 lease Grapes wosr and utoe and miteaga). sl You enured on o fht?trtKVns r and the Vetide's fah 6Wrkat vilholoxate Value awed a npald Adjusted Caplialixed Cost. You will ricelve a credit for the diffoterve. A4Qmx10efy, You cony chose m satiny Your lkwtclol ollillwoon under this section Upon Vehido return it You pay the kdtewhig (a) the urvaid remaining Monthly Payments, phis lb) any dnaeg0 !w a twass wear and use and milsege. plus IQ A other Ameum8 than dot under the lease. V1iielfCt:EYau nsYtwrdsase•1ht Ydskk Yar" aho:tesmt or epatly t oosigrsratl by or-me Company m any tiro tl YOU We, moo m debuts. . f You hxvo s. P r lease, you rnxr M the tGlwnay.(a)" tln0 Unpaid. Nustod? Cost. plus jD) phe amaum by ethR:t t'e lease end pureheso Option P&P Plain 1Oj'enexdc the Residual *atue ' (Imm 7d) pets le) uIl dal taco and texas. PMrs (d) tat otter amougiphon OuO under Ids lased (ouept rlsrgeS jot ooccass waem and.uas.end. mt(?,T, t You mw.n)eo.. ishu a raic0111tble.dma"rwh"+.r r elciv"d law. If You stave an - the IaNowmsg: the lease end Ptrdost gom Puce Mill 0)11" ?) any urns rued Rom Charges. Plus fc) oalidel flees and taxes. D1usr(d) all deer amoums than due under INC base (terdept dtarpsa foreu ass wear and use and.mileage). You may at= tea cirrged a raasatobk d=rum terry too N allowed by law. 31. DEMITION OF TERMS t:lnpaid Acffu Wd CitpL"dowd Coer x You have a j&2%b franminTl L tqa Utlpaid.Adlamod Ceplo and Coat is an Amroant Ittor yms with the A*sled CApltolmd Cost and ffi hodumd aoeh tnomtt err 0 due dam. Ifythe dAlenmee between the Base ittomly Payment and Nee pan of the Rent Charge earned in that month on oil ACUMa1 boats. N'Youltavr.'an . lAi9L5tt theUnpaid Adluflsd'Ceiplq- tz ed Cost b en amount trim ft Ad tmed Capitalized Coat has the aria Payment This amount is Increased each mono t on the duo Moro by the tart of Me Pent Charge Darned in tllel rnatth on an atausrtaitask. In bath cases. rare ciorpos are Gaited when duo. Loasor or.Fimv& Compa m It ny wil.W. ids You with an oxpianatfon of the actuarial rtreitod 4FSw4ftrlun lNhobsab YAka? wit be (A) an snwum A{pi"nd to sq? Yoe - am lessor or Finance Company. or jb) Ind value which could%be .: reellxed at tlta wholesale sale of Am Vdtde, as determined -by: a . PfOaostiO10 Appraisal aWined by You at Your capered v-Ahin 18 dtrys. ' .*-Isimnhallonhaman"bdepowarliahkdparty+ let"-PhWwt Company, or (a) it no eeaebtist ed fay 8760mors or appraisal, too no amount rordoMDd by fl anoe Company, Holder at ft aasignpad intermediary upon 'the sale of shy 'Vehrdo at wholesdds or other avitmer ly remonabte rrgrrer. MaT7try Pt}mmTt it You'Itaia'a 1r:rOy Payment Is 11" Total Psyrrarn (Byrn 7m};. N You have an r Momhy Payment Is fee Total Paymem (item 7m) hrK ed fry f ne rest Tent in M*I to loom 7n): Saar MpnOYy payment If You have a 4 mL_><y Iqpr tatea..$ata tNonthly Pa ram k the BaAt ayrtee? -Jr?r -- or f" MW*4 Paymeinat s bm tier P? er aymeM{loom r) Uh• o) the taose Totm in Mantic [nom 7u). 32. CONTACT .NUMBER FOR FINANCE COMPANY Ploese reraacx Firsum Company at the telephone number or w" w rwbd on ft ft M of ill t lease It Yeu liana any questions mItardirip sermhedng Your Nest or tumahaskg the Veltide. n YOUR ODOMETER OBLIGATIONS Federal law teoidtes You q . w"httbes a statonteat tit the Vehldeb rataege at #s old of this:lsesy Yuri 'ninny be tined andror imprisoned .if you do not oomplele the discsotaaD or t you make a Wax smtGnxmt. 77 • 3a Y 'i)ERMINATtO?1 i AitD .PtNtCINABe +if>te ?ha 1rd kqm 1 learn r x. r>In4tY.4Wa>? , t ? ,.?.?` ? !or"Al>l!nly 34. ONFAULT'Ycu vtiit;be;h tiebaff tl: (a) You fall to. molm.any,paymen when-doe: or ib).a;6ankrupny peen i tftod by or ago nst.You. err Ac) InY gOyurrihuwnrpl attmorty aoaes dm VeNda and'du? ?f.OTolrhptiy and talcaudWonely rcbaaeaQe'Ychide fo You,.or(d)YOTI ha r?provided tai'm orfnbkcadmg:rnaf4rJW%irtlwfhoflonvrlian applyltrg ter fhb least, or (oJ xou ?eU'r:r kpao ?anY ather•egrpamenr N suns •lease. ' H You are 411 default,. Finance Comneny.may eaft* this learn. bke ! back tila-VoInkoond!seU'd.ar,apubptor pRvawsale. You also, OW. iI FirwWOCompanythedigM10goOn Yowprop"Wpa»odutlyretake Ow Vehicle. . dfktanc a Company retakes the-Veltitse. You rust pay at ortm.lal the dHomnoe, 4 any, betweal the Unpald A40ded Calik0lzed'Cost and the• value which could be Teafaed at the wholesale sate of *4 V**We plus (b) any otnoramxattothrn duo unifier dw. Ia., excess wroar.end use AV 4nuaede). V You entered ag04M 4arld:4lw vatim wh chmoUiid.be n QUW A dine v to wb soft of pro Velikie exceeds flea w4iaid Added Capkellrotl Cost. You will rytx,Ivo a etdRtardha dl8orenrx. The value wh4h could be realized at IIw wheaesalo safe Of dx. Vin hicb will be: (a) thi, not anourn r4ceivbd by.Finarrce Company. Balder or ne designated in%miadlary Won'th2 hale cc Inc vo*k at ivlholosatf Of other commercially reasonattlo inamor, or ib) as dytenrarwd by a prolossional appraisal obWrod by You at You entme WWII IA days tram default, from an Independorl bid party Waisoblo ter Finance Company. Yau mean also pay d exrenses, Including reasonable anomoys tee& payebw by Foarce company to own, hold and ad the-Venicle, auloCt;unPUrYn tlue and.enforce Hdders:dgr4c imdot tale tisaioe. 3L Theft or.0esttuerion d. Vehicfr stow Venicie is stotal or dextram. die am0utt You •owo w1i detrend upitn wfelliee You had Ing •rsqulfe:d ktawanco-b-e110G and the dalmAtir W..'Vehicia,la kAy hunore0.;p flmncti Company Coos lrot meive to kill iosoianor pioeoods. Yuo will pay b -Fl(aace Cw 0my •thei •lopavdng: is). ft unpaid AAlus" Copitalzed Cant, plus iii) all other amount than due eider rho; lease (4xsapt ow iges.tar 4=00 wear and use, and frraga). less (c) any Insurance pToceads ritceh4+d by finance Compsm . ' {i„,;h/dlyry it You had in ohecfthhe inturw•ea reputed under dirt lease and "ieade C,ompvw xigoeives the lull krWrarwo proceeds, You will not be required to pay- the diftitniot (GAP) •ixtweP•n the Unpaid Adjuswd CapkWkW OW Sindlhe4ialranDa PICODVII? You will only' bt repuireUSOpay. (alauyposrous monody .pke (b)thw:atnqurs or dha Appfiteblt lirewanne doducaltle, plus (C) 01 0111W. amounis pion rWe under 2NS kaae 197i" Char9ee_lor 4xdxia:s.v.Sra and Wt.snd . Evan n cur Vehide to Sn?ured, U 'You have o LIM. Powuanr I'm taall•Finsw* Company receives payment ot.llfe Inaexanoe oroceotfs, You agroo M exrionue, Te. ". ko Your Monody. Pay amts. it You haws an ] j p•' 81w any Insurraanrx" procoed r and paid. You avdl recd 8 It sand Wthe Gass Aiont)y Payment mddplod '. by tlro mrnber of YwWnRV n onft in the Lease Term in #iorRia bieorhning with ft ripnrh hwnedisialy following die cafe of Inge or destruction. 36. ASSIGNMENT AND ADMINISTRATION When You and loom raga this team L.sasw wf1 assign If to Holder. Flnercy Company or a suhariaaowill administar*dc lease. Yeu'must She LMI. in U:S. kinds, let ainounxs due under itvs base-to FUmncit Company. If Faranno COmpauy tin fts.f ho }order o1 this. base. Holder has eppo net Fmince CORifWiy NR ns spent. As kgon is Holder. Ansnue Compaq hoe IhD powhei to act tines Hoktsfs behal to administer, enforce. and defend this lease. If Lessor has agreso 10 tepairor mairaeth Ile Vtfide, obtain ay incurdwa or. porlom..any Villet sonvloo, You wit look 0*10 The Lessor kw dhow, services. -._-- 37. TAXES You will premody pay al Ines, charges, and pares rotas" to Ua lease or VeNcto (except for L os;Wa cc Hodges Income taxesi, You will pay thecae amourils even It they are assessod aRw Most and. 3& TITLING The Vehide will be feted In 7e time of Folder. There may bw s lianholder doted as xvdt You cal legato the Vehicle as directed by Flrhnrce Cal ry. You witl pay 0 loenSe tltlaand rot 'shalina colt 39. INDEMNITY You wit kdomndy and held tonviese Lessor. Finance C•ompanyand Holder and 1troirMOM* trom any lass err pynW. Io Ire VahiOb and its am"nes and iron 31 totals. comes. irgfieft evperues and costs logged to rho use. maotlormmx, or eandtiori of rho Vehicle You are responsible ion vhxvty paying 31 ones and idom, having pandrQ kifels, imposed of one Vehicle or Its driver, If both a asses and Co-L4saee Aped this- tense, each party is jointly. and 9mrally liable forthe I meat of dheaa *tea and YwYrets q You do not pay: You wl1 mimbuir o Reshot ComPM end pay a = aomkdsltaton tea, unless pfohlblled by tale, ter a fury leech fine, bddel, or pwsuy that usual be paid on Your bond. 40• SECURfrY DEPOSIT Your ucwily deposit may be woo by F:inarice Compatly to pay all Amairm die You lei! a pay under 1* Least. You _ uAU ,w rmeryy, r}glygtprMd otGiecuiv dapdsi(D. _ 41. CONSUMER WORTS You arahortze Finance Company and Holder to Obtain earhaunef Crack Moans ktm consumer 1`000(tlns aganCOS (aodlt buroaus) for any reason and al any bad in con eeeriat wiau this lease. 4,4, .MNF. W Exceplins.amartuoaa ltfovided.by f ut Is--d d>e safa-wh s* You teselt, the law Visit wit apply to. this (ease Is the few of Ve WYtp what die Lassoes pose or b"Inoset 6. as stir torch on dw burg of fine lase. If Tiwd law dues not stow any d der Kintelraente in thus base.. the ones that are not allowed will be. volt, The rw l of this Its" wit tmll be valld )LEAD TWS ARB('fftAMON PROVWN CARElcMLY AND IN 1TS ENTIRETY AF3WMATM Arbitration is a meshed of rmdWV my eiakn, d"o, of clvaroirway 100110cuve , a 'CLtJmrywinamMing a lawsrw In boat Eshat You or Lesoaflnance Comp3npl I*kW f'or' or 'we') (eedh, a 'PW may choosy at any amp, Inc aver a lawsw is Meit. to have any Cahn ropated to lids care tea etecided oY - rabdrh :gush Claims Nh Chill 'foul era not Arnkd wile' 1) ClSims h contract: tun, regulatory err otherwkw:.1 laims regarding dine lrparprotation, acsps, err vak y of do clause, or aroinablfny of any bate: Claim between You and us, out employees, agods, !sutcaasom 1110991s. wbeleSarles, err odiietos: A) Claim aridng out d a rabitnd t0 Your aWastbn nor Oneft this contrad. or any resume tremdlon or relation filp, Aduct• Irip cwt With the dealer. or arty such relationship well third psrpas who do not sign this contract RIGHTS YOU A R TO UP It r Ou O wy 10 a traps a xn then You end we agree to waive lh e k lowing rom;. • RIGHT TO A TAIAI., WHETHER BY A AME OR JURY • RIGHT TO PARTICIPATE -AS A CLASS •REPRESE TATM OR A CLASS MEMBER IN ANY CLASS CLAIM YOU MAY HAVE ..AGAINST.U&W,HETNMJNL',M '-OR4WANOM4ATION • BROAD RiQI•ITS TO DISCOVERY AS ARE AVAILABLE IN A LAw8Urr • RIGHT TO APPEAL TINE DCCISION OF AN ARD(MATOR • OTHER RIGHTS THAT ARE AVAILABLE IN A LAWSUIT Al ht Y u 'W- i' _' p tl a Cteini b eobitrak+d, You and we vdU continue to haw in following ". WIVArt waft" ptis ar lmbn WW- anon ere o any am: If?fi to IAf cdnkrwb--, M court; D Ron to ankirca thho ownership Interest In by vehick, halrer by reprsession or hrougli a Count of law, 3) fliQM to e Idgat action to enforce the wbiovaar s Ateeore alai al Rioter 10 request iron a cur of law review %tteoler no aM;trm Oatsadad Ib suthwity. Either tarry imen-c oMam-oar O1-dwo *noda&" Sstodtalow wW she ~ fatty in Trbn arbitration: Thie applimble roles (tho 'Aii1eK;ma'y' bo otnaliiod From the assouetlan. • American Arohrabn Association ('AAA'), av 1.800.778.7679, or www.atY.oM: • NabmW Arbrb flan Form, o 1.90X%4.2371, or www.ar -brunl.CML 111here it a coOOim batwe in the Rums slid pins N.nirect. Ihit carwaa slhal "atom This donragR is subpet to Ille Fecarol Arboratbn A0 M U.S.C. § t et seq.) and Vw Federal Rules; N E•vidaneo. The Arbitration decision OW be in wrbV with a suppordng opinion. Judgement rW It* awed r4nddred by dw. atblb'aea may be enetsd in any curer having priedicilm We will pay Your hefty nomiabie seblbs0on toots and expenses (nice Including mirnoy bent. escdlut whore dWicsde law 01herwise provldos) in emso 0 M25. We all pay der unole dint free If we demand arbitration first Any portion of this arbb Italian clause dial is ulnnbrcaable shdU be severed, and the tens hhg provislons shall be,eahbroed. PC rpp37-P AUG Do NOTICE: SEE OTHER SIDE FOR IMPORTANT INFORMATION FO 1 SW7--APP Previous adrdoric may NOT be used BACKER (HEAD-TQ-HEAD) & SCREENED 70%, SCREENED BOXES ARE 5%. J . .- J..- - :..r. Exhibit B FCUS F.Q?d--:zsait P.O.:'.BtaSt '.17948 ACCOUNT NUMBER: &MMIMMONIEW ...........................................:...:...:...:.,:,.:. .:.,:.-:..:..:. .:..:..:..:..:..:..:..:. BELOW IS THE ITEMIZED HISTORY OF YOUR ACCOUNT BEGINNING WITH THE CONTRACT DATE OF 04/16/10 AND REFLECTING ACTIVITY THROUGH 03/20/12. NUM LATE LATE OTHER OTHER PMTS CURRENT CHARGES CHARGES FEES FEES INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE .,.,AMOUNT ...---. ..--- -.TRAN DESCRIPTION ---------- ,..;,.:... .. 04/'16(lt 132 A';98 .: E SS8.:.14IINDIN .... ......... ....... 04/16/10 04/16/10 0 324.74 REGULAR PAYMENT ........ t16/? 8/ Lt 24.16 ;'Y AfE .CHARGE .:. :: 05/16/10 07/07/10 52 325.00 REGULAR PAYMENT .:.: .. .. .... .... IPAYM8NT :;REFIER$.::.? ::'..:'.:< :: ' ::.. .. WAIVED. ...` :. 05/16/10 07/22/10 67 325.00 REGULAR PAYMENT .; .,. ,. n7/?26l>a ....... ... ....... ............. ....... .. :.:... ..:...:. :. .:::. , .. 24 36":.S,A $:::iCIAFt6FS'E'f:'::. do. 08/26/10 24.36 LATE CHARGE 971Tb1ip'.aa/x1114 4? 45D (i0,:. $13F7iAR:'9.AY33&..... l8:(31f 1A ....I: £5R .013 i .PAIRTENT:.REVSRSAL ... .. .... 07/16/10 09/14/10 60 ......... ........................ .................................................... A:8}16 fiiD ::gip/:t s:% iD : ; : -63:;•: 10/26/10 325.00 REGULAR PAYMENT 24.36 LATE CHARGE 02/28/11 24.36 LATE CHARGE 02/1Gjlti.'D3(07/11 19 34D. SkO..'R$G4l..... ?AY3d..... 43Jz8.111 24.6' ;TATE,.c?igRGE..;, :: 03/16/11 04/01/11 16 350.00 REGULAR PAYMENT '. Q4 j:?6J 11 04/16/11 06/10/11 55 325.00 REGULAR PAYMENT q. V INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT ---------- TRAN DESCRIPTION ---------- 0.5%1:6.fTl..tl'Y/.1:8/11 63 :E101Q 7Q0::: REGEJLAH P:P.'YtiENT'. `' : _. ?: : ???? 08/26/11 24.36 LATE CHARGE ...,., .... .. .. .. ....... „ . .... A8(1411J. A9?k5`a7 3Q 3SD' aQ. ;.;t84UiaAb1.?AYfSENT O9Z`2:6f11#'.36 MATE.:-CHARGE:.. .... . ... .. 10/26/11 24.36 LATE CHARGE b,9: J .; i'ija; /ir 47 356...oa tEGULAR> PAYiT...tT .. . 11•f?•8/11 .24 }6' PA n.:. C. w 10/16/11 11/29/11 44 175.00 REGULAR PAYMENT 1Of16/11 .1<<^fa.6/li _61 .. .. ...:135 6Q . ... ........... ... ... .. '''' "' . ':..:.. ;:?.; :...•...,. .,. .. :.. .... .RF :??.......... .. . - .. ..; ... J;..:.: 11/16/11 01/06/12 51 175.00 REGULAR PAYMENT .:., ............... ... .. k114fa7:.al/'1?f12. .. 9 . »affv. Oo ......... ;.. L . . ... R8Rt7AR;' ` . .P.AXf3E3s8 .. 12J1£f11..:a1/'1Bf14 _ ;::33 3 3 Oa : .:...•. ., 32$GU3kR: FRY3tENT.:... ..... :...... ...1 ..... .... .: ..:..'.... ... ........... ... ..... 01/18/12 323.00- PAYMENT REVERSAL ::..;.,..,.....'?aiy2s/?? ??:?? :.Lard°<.c?cg:::::?:.'.;: ::,:•::::,:.;; .::'.;>:;..:';: ................. ....... 2/tsrli 4f`.13y12.:'+S 2Sa .ao- ° 1#EG?S1 gR: PAY3EKTY ... 02/13/12 250.00- PAYMENT REVERSAL ....:.:...... 32f2011"< 37O';DO ;.P;AMENT`REhBRkAL 02/20/12 370.00- PAYMENT REVERSAL ...._.,.02./20f12 370.00 FEE ASSESSMENT INVOICE TRANS DAYS TRANSACTION DUE DATE DATE LATE AMOUNT ---------- TRAN DESCRIPTION ---------- ............. ...... .. ..... ..................... ... ........ ..............,.. .... ............... .... .... ........ ........... - ___ .. ... .. ... .... ... ... ... ... ... ... ... ... ._ _. .. ... ... ... ... ... .... ... ... _. ... ... ... ._.. .., .. ..._. ...._... ... ... ... ... .. _.. .. .. ... ... ... .... ... ... ... ... ... .. ..., ...... .. ..... ............ ........ ........ .......... ................................... .. .......... ..........,. .:::::03 / 16 /12 .3210 4a R"E9ATE'CRHDFS :: - .. . . 03/16/12 11044.82 INCR FEE ASSD 12f.T6/? L ?3/'1dI12 S1 L1A40 a ...... ?LAR, PA.... t `::f :::...::: ... .. . .. J3.(20/12 59..S.G':: CRSflST.:SEC'.DEP:. .. .. 03/20/12 99.20 CREDIT SEC DEP /112.::: .... .... ..... .. .... . ... :Q3{20./1265tl:OQ.:.?.flFtETM-:SSC:1]BF :.. :. .:. 03/20/12 1992.26 CHARGEOFF Y0?, Y...., U$ ANY:;QU??TYODIS C...... 1`A7G;: {¢IIS> Ei;L !1i612.Y:':.PIaL $E,`F.: .'Bi.....L:.I' 8,,'LsQ. .............. ..... ............... .... .. .. ...... ................ . SINCERELY, CUSTOMER SERVICES REPRESENTATIVE SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor 9a?tti c1 urr?b.r' OP CF,, c.. T` E 5ERIFF x"=Ltr Uri HE PROTH01- Ford Motor Credit Company vs. Betty J. Kramer 2012 JUL 16 AM 8: 48 MMSERLAND LGUNTY PENNSYLVANII A Case Numb 2012-3980 SHERIFF'S RETURN OF SERVICE 06/29/2012 02:50 PM - Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on June 9, 2012 at 1450 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: Betty J. Kramer, by making known unto George Kramer, Husband of Defendant at 3 37 Trindle Road, Camp Hill, Cumberland County, Pennsylvania 17011 its contents and at the same time handing to him personally the said true and correct copy of the same. ROBIfRT BITNER, SHERIFF COST: $43.00 July 05, 2012 SO ANSWERS, /0 ??' RONNY R ANDERSON, SHERIFF (Ii GountySuite Shenff Ieieosutt inc. I ? - SKLAR - MARKIND BY: Andrew Sklar > lt. t -ri wilt IDENTIFICATION NUMBER 65332 PR"ITHat?OT, 102 BROWNING LANE, BLDG B, SUITE 1 2012 JUL 23 CHERRY HILL, NJ 08003 PH 3: (856) 616-8710 -.tJ SERLAND couN Y Attorney for Plaintiff PENNSYLVANIA File No.: F1100896 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY LLC Plaintiff : No. 12-3980-CIVIL TERM vs. BETTY J KRAMER Defendant CIVIL ACTION STIPULATION OF SETTLEMENT This matter, having been amicably adjusted by and between the Plaintiff, FORD MOTOR CREDIT COMPANY LLC , and the defendant(s), BETTY J KRAMER , by and through the undersigned, and the parties wishing to settle all disputes by and between them, it is hereby stipulated and agreed as follows: 1. Plaintiff has filed/commenced, or is intending to file/commence, suit against Defendant(s) for the sum of $2,694.08 inclusive of any and all applicable interest, attorney's fees, costs and other expenses (collectively, the "Suit Amount"). Defendant(s) hereby acknowledge(s) proper service of the Complaint and/or Writ of Summons (if suit is actually filed/commenced) and/or that this stipulation (i) is a binding agreement notwithstanding whether suit is actually filed/commenced and (ii) is subject to being filed therein if suit is actually filed/commenced at the sole discretion of Plaintiff accordingly. 2. Defendant(s) hereby admit owing Plaintiff the Suit Amount, waive all defenses thereto including the applicable statute(s) of limitation, and agree to pay Plaintiff the total sum of $2,694.08 (the "Settlement Amount") to fully settle the Suit Amount by making payments of $100.00 per MONTH beginning on or before July 30, 2012 and continuing on or before the THIRTIETH (30) day of each consecutive month thereafter pursuant to which MONTHly payments the Settlement Amount must be timely paid in full - there is no grace period. Payments shall be made payable and sent to Sklar - Markind, 102 Browning Lane, Building B, Suite 1, Cherry Hill, NJ 08003 with time being of the essence hereunder in all respects. 3. Anything to the contrary notwithstanding, and in the event that Defendant(s) fail(s) to make the payments of the Settlement Amount as set forth herein, Plaintiff shall be entitled to the entry of judgment in its favor and against Defendant(s), upon application being made to the Court by way of Praecipe with an Affidavit from counsel for Plaintiff, and without notice to Defendant or his counsel, for the Suit Amount less credit for any N payments which may have been made hereunder, plus any and all additional attorney's fees, interest, costs and other expenses to the full extent permitted by law. 4. Defendant(s) expressly agree(s) that such judgment shall be for the Suit Amount as set forth in Paragraph 3, above, and waive any and all objections, other opposition/challenges and/or appeal rights thereto without limitation. Further Defendant(s) agree(s) to pay all reasonable legal fees/costs to enforce this stipulation. SKLAR - MARKIND BETTY J KRAMER Pro Se Defendant Andrew Sklar, Esquire Attorneys for Plaintiff Dated: Dated: !JH ~ r Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID #38670) Sklar -~-Markind 102 Browning Lane, Building B, Suite 1 Cherry Hill, NJ 08003 856-616-8710 Attorneys for Plaintiff FILE' NO.' F 1100896 J ~I. ~, . ~ .w IN TIIE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CNIL ACTION -LAW FORD Mt)TOR CREDIT COMPANY LLC : No. 12-3980-CNIL Plaintiff TERM vs. CIVIL ACTION BETTY J KRAMER Defendant PRAECIPE TO ENTER JUDGMENT FOLLOWING STIPULATION OF SETTLEMENT A Stipulation of Settlement being entered on the docket July 23, 2012 in the amount of $2,69.08 in favor of the Plaintiff, FORD MOTOR CREDIT COMPANY LLC ,and defendant having now defaulted on this Stipulation of Settlement, and pursuant to the Stipulation of Settlement Plaintiff is now entitled to entry of jud~nent in this matter, and n~o response or appeal to same being made by the Defendants, BETTY J KRAMER ,within the timf; required by the Rules of Court, Plaintiff wishes judgment to be entered in its favor in the amount of $2,537.08 plus court costs and fees. Date: October , 2012 ~~ ,~ ~~ ~- KL ~ MARKIND F Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID #38670) ATTORNEY FOR PLAINTIFF ~ 1,~Q ~ ~~ d`~ Q~ C~~~~ Z~ ~$~~~v ~~~t~ SKLAR ~ MARKIND BY: Andrew Sklaz IDENTIFICATION NUMBER b5332 102 BROWNING LANE, BLDG B, SUITE 1 CHERRY HILL, NJ 08003 (856)616-8710 Attorney for Plaintiff File No.: F1100896 ~ ~ N c ~ "n -v3 rn~ ^' ~ _ ;" ~"~ ~~'' w ~° t-x ~° ''° -+Q c ~ vc'' = , z ~ v~ w °r +' -~+ ~ ~ ~ n ~, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW FORD MOTOR CREDIT COMPANY LLC Plaintiff No. 12-3980-CIVIL TERM vs. BETTY J KRAMER Defendant CIVIL ACTION STIPULATION OF SETTLEMENT Thrs matter, having been amicably adjusted by and between the Plaintiff, FORD MOTOR CREDIT COMPANY LLC ,and the defendant(s) , BETTY J KRAMER , by and through the undersigned, and the parties wishing to settle all disputes by and between them, it is hereby stipulated and agreed as follows: l . Plaintiff has filed/commenced, or is intending to file/commence, suit against Defendant(s) for the sum of $2,694.08 inclusive of any and all applicable interest, attorney's fees, costs and other expenses (collectively, the "Suit Amount"}. Defendants} hereby acknowledge(s) proper service of the Complaint and/or Writ of Summons (if suit is actually filedJcommenced) and/or that this stipulation (i) is a binding agreement notwithstanding whether suit is actually filed/commenced and (ii) is subject to being filed therein if suit is actually filed/commenced at the sole discretion of Plaintiff accordingly. 2. Defendant{s) hereby admit owing Plaintiff the Suit Amount, waive all defenses thereto including the applicable statute(s) of (imitation, and agree to pay Plaintiff the total sum of $2,694.08 (the "Settlement Amount") to fully settle the Suit Amount by making payments of $100.00 per MONTH beginning on or before July 30, 2012 and continuing on or before the THIRTIETH (30} day of each consecutive month thereafter pursuant to which MONTHIy payments the Settlement Amount must be timely paid in full -there is no race period. Payments shall be made payable and sent to Sklar ~ Markind, 102 Browning Lane, Building B, Suite 1, Cherry Hill, NJ 08003 with time being of the essence hereunder in all respects. 3. Anything to the contrary notwithstanding, and in the event that Defendant{s) fail(s) to make the payments of the Settlement Amount as set forth herein, Plaintiff shall be entitled to the entry of judgment in its favor and against Defendants}, upon application being made to the Court by way of Praecipe with an Affidavit from counsel for Plaintiff, and without notice to Defendant or his counsel, for the Suit Amount less credit for any payments which may have been made hereunder, plus any and all additional attorney's fees, interest, casts and other expenses to the full extent permitted by law. 4. Defendant{s) expressly agree(s) that such judgment shall be for the Suit Amount as set forth in Paragraph 3, above, and waive any and all objections, other opposition/challenges and/or appeal rights thereto without limitation. Further Defendant(s) agree(s) to gay all reasonable legal fees/costs to enforce this stipulation. SKLAR ~ MARKIND L~--_ BETTY J ER Andrew Sklar, Esquire Pro Se Defendant Attorneys for Plaintiff" Dated: Dated: ;~ Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID #38670) Sklar ~ Markind 102 Browning Lane, Building B, Suite 1 Cherry Hill, NJ 08003 856-616-8'710 Attorneys for Plaintiff FILE NO : F1100896 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW FORD MOTOR CREDIT COMPANY LLC : No. 12-3980-C1VIL Plaintiff 'GERM vs. BETTY J KRAMER Defendant TO: BETTY J KRAMER 3537 TRINDLE RD CAMP HILL PA 17C+11 October 17. 2012 CIVIL ACTION NOTICE Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. Judgment by Default Money Judgment Judgment in Replevin _ ,,,_ _ _ _ _~____- Confession of Judgment for Possession -o~as1~2. Judgment on Award of Arbitration X Judgment on Court Findings IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY: Sklar ~- Markind Andrew Sklar, Esquire Lloyd S. Markind, Esquire Jordan W. Felzer, Esquire at this telephone number: 856-616-8710 SIRLIN LESSER & BENSON, P.C. By: Jon C. Sirlin, Esquire Identification No.: 17498 123 South Broad Street, Suite 2100 Philadelphia, PA 19109 (215) 864-9700 Attorney for Garnishee FORD MOTOR CREDIT COMPANY, LLC COURT OF COMMON PLEAS COUNTY OF CUMBERLAND vs. BETTY J. KRAMER NO. 12-3980-CIVIL and -< ' co = WELLS FARGO BANK, GARNISHEE '(7, C::: e a y -- c.a ENTRY OF APPEARANCE, TO THE PROTHONOTARY: Kindly enter my appearance on behalf Wells Fargo Bank, Garnishee in the above- captioned matter. Date: 1? Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID 438670) SKLAR - MARKIND 102 Browning Lane, Building B, Suite 1 Cherry Hill, New Jersey 08003 (856) 616-8710 Attorney for Plaintiff(s) Our File Number: F1100896 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY LLC : No. 12-3980-CIVIL Plaintiff TERM C= r? vs. rnc:-j _L r„ CIVIL ACTION -r+-. BETTY J KRAMER _ Defendant -- co r .. cc- PRAECIPE TO DISSOLVE ATTACHMENT TO THE PROTHONOTARY: Please dissolve the attachment as to garnishee, Wells Fargo Bank, in the above captioned action. Date: 2 q Sklar, Esquire (ID 465332) 1 yd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID #38670) Attorneys for Plaintiff Sklar - Markind 102 Browning Lane, Bldg 1-3, Suite 1 Cherry Hill, NJ 08003 (856) 616-8710 phone (856) 616-8716 fax ?q.50 PO ATT-f e#q--5% E"-5007 Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID #38670) Sklar - Markind 102 Browning Lane, Building B, Suite 1 Cherry Hill, NJ 08003 856-616-8710 Attorneys for Plaintiff FILE NO.: F1100896 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW FORD MOTOR CREDIT COMPANY LLC : No. 12-3980-CIVIL Plaintiff vs. BETTY J KRAMER Defendant PRAECIPE TO MARK JUDGMENT AGAINST DEFENDANT SATISFIED TO THE PROTHONOTARY: Kindly mark the Judgment against the Defendant in the above matter satisfied. Date: ? ' ' ZO 0 FEB 21 Pik I : 4 5 1 E'f '? hd CG3?'?? , IENNS YLVANIA Y CIVIL ACTION SKLAR~?IND Andrew Sklar, Esquire (ID #65332) Lloyd S. Markind, Esquire (ID #52507) Jordan W. Felzer, Esquire (ID .#38670) ATTORNEYS FOR PLAINTIFF Q ??gsoPd atkj i SHERIFF'S OFFICE OF CUMBERLAND COUNTY R Anderson ��r�t�v ut � idy S Smith .thief Deputy ; 2013 P "S PM 2: 3 Richard W Stewart 'UMBEF LAND COUN i Y` Solicitor OFF ICE OFT" $4-ERIFa PENNSYLVANIA Ford Motor Credit Company Case Number vs. Betty J. Kramer 2012-3980 SHERIFF'S RETURN OF SERVICE 01/15/2013 12:30 PM-William Cline, Deputy Sheriff,who being duly sworn according to law, states that on January 15, 2013 at 1230 hours, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the within named defendant, to wit: Betty J. Kramer, in the hands, possession, or control of the within named garnishee, Wells Fargo Bank, 604 E. High Street, Carlisle, Cumberland County, Pennsylvania, by handing to Paul R. Fenton, Service Manager, personally three copies of interrogatories together with three true and attested copies of the writ of execution and made the contents there of known to him. The writ of execution and notice to defendant was mailed on January 16, 2012 to Betty J. Kramer at 3537 Trindle Road, Camp Hill, PA 17011. 01/29/2013 Defendant called this date; advised she wired the money in full to plaintiffs attorney. Defendant advised she paid$2,766.51. Poundage to be calculated on judgment amount($2,537.08). 09/04/2013 Ronny R.Anderson, Sheriff,who being duly sworn according to law, states this writ of execution is returned as ABANDONED. No action on writ in over 6 months. NOTE: Plaintiffs attorney filed a praecipe to mark judgment against defendant satisfied with the Prothonotary's office on February 21, 2013. SHERIFF COST: $137.41 SO ANSWERS, September 04, 2013 RbNO R ANDERSON, SHERIFF z a (cj Ccunhi5u Shoriff,Te aoscf.. nC. i