HomeMy WebLinkAbout12-3997
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. /a 99 7 '?
VS.
. F
LIGHTSTYLES, LTD.
ENTRY OF APPEARANCE CONFESSION 3
OF JUDGMENT -<
Pursuant to the authority contained in the Promissory Note dated December 15, 1997, a
copy of which is attached to the Complaint in Confession of Judgment filed in this action, I
appear for the Defendant and confess judgment in favor of Plaintiff, Orrstown Bank, and against
Defendant, Lightstyles, Ltd.
Principal: $174,991.24
Interest as of March 26, 2012: 825.59
Loan Admin Fee 200.00
Legal Fees 2,000.00
Total $177,976.83
Dilworth Paxson LLP
By:
Eliza eth J. Goldstein, Esquire
Attorney for Defendant
ow), CL I%k
93662081
a77M3
I
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSY NDUA
CIVIL ACTION - LAW
C- -`'
ORRSTOWN BANK NO. /? - 39? 7 4 ?,
C1 ? ,
vs. ?"? r? - tea
LIGHTSTYLES, LTD. 4 .24
low", 00
COMPLAINT IN CONFESSION OF JUDGMENT
Plaintiff files this Complaint pursuant to Pennsylvania Rule of Civil Procedure 2951(b)
for judgment by confession and avers the following:
1. Plaintiff is Orrstown Bank, a bank authorized to do business under the laws of the
Commonwealth of Pennsylvania with an office at 77 East King Street, Shippensburg,
Pennsylvania 17257.
2. Defendant is Lightstyles, Ltd., a Pennsylvania Corporation with an address 1216
Claremont Road, Carlisle, Cumberland County, Pennsylvania 17015.
3. Defendant, Lightstyles, Ltd., for good and valuable consideration, made and
executed in favor of Plaintiff, Orrstown Bank, a Promissory Note dated December 15, 1997 in
the principal amount of $200,000. A true and correct copy of said Promissory Note is attached
hereto as Exhibit "A" and made a part hereof.
4. The Promissory Note dated December 15, 1997 was subsequently amended on
December 29, 2010 pursuant to an agreement entitled First Amendment to Promissory Note (the
note, as amended, is hereinafter referred to as the "Note"). A true and correct copy of said First
Amendment to Promissory Note is attached hereto as Exhibit "B" and made a part hereof.
5. Defendant, Lightstyles, Ltd., owes Plaintiff, Orrstown Bank, the following under
the terms of said Promissory Note:
93662082
Principal: $174,991.24
Interest as of March 26, 2012: 825.59
Loan Admin Fee 200.00
Legal Fees 2,000.00
Total $177,976.83
6. Said Note is in default for Defendant's failure to pay principal and interest when
due and owing and due to the existence of an unsatisfied judgment against Lightstyles for a
period in excess of 30 days.
7. Judgment has not previously been entered on said Note in any jurisdiction.
8. There have been no assignments of said Note.
9. Judgment is not being entered by confession against a natural person in
connection with a consumer credit transaction.
WHEREFORE, Plaintiff, Orrstown Bank, demands judgment against Defendant,
Lightstyles, Ltd, in the amount of $177,976.83.
Dilworth Paxson, LLP
By:
E izabeth Goldstein, Esquire
Dilworth Paxson LLP
112 Market St., Suite 800
Harrisburg, PA 17101
(717) 236-4812
93662082
Exhibit "A"
2CQiRCC. nC PfdM )RY NOTIE loan fr _ Dated-December 15, .191-
Debto .-__le?l?tsgle5. LTD of 1261 CI r moo Road t a_rl glg, PA 17o13
Debtor - --- of
FOR VALUE RECEIVED AND INTENOiNG TO BE LEGALLY BOUND HEREBY, the person or persons who sign as debtor below (each iointly and severally liable if
more than one person and hereinafter referred to as "Debtor"), promises to pay to the order of ORR$TOWN BANK
f.'Lender"1'
at any "of Lender's branch. offices,
the Principal sum of Two hundred thousand and 00/100 - - - - - - - Dollars
in lawful money of the United States, tc be paid as follows: Oa demand, together with accrued interest then outstanding.
Interest from the date at this Note shag accrue on the unpaid Principal balance hereof at the rate of , I t7Z PT p.a.,m
refe'r.g=e rang do_gj at d by T,y tipr frrAn'riMp to r4+en aS itc pr-limn -ir
P
and shaff be payable tec3ntt[ly - _ as billed.
Sad
Cbisin
of my
Oft burn lime kt lime by Ur_ttt W 1* d chew; sal( trrin find ou"Ry slrAf bb
it0eperderteflendef:righttfaE11.arGSkf,shfabe#41ya,dtooetaratthetiaeelMelerret
rerd+iets access of Dblatpr.b acaaoW fo Llyder's OwAsi n, ~ wa eat off may be Otero upon
(vender's books and records at.t W Ling:.
LENOD'S AMM UPON DEPAUtf: N? ffl gootr+gsantai tried berate ore Mvwe,
or the fad tfn(llebter an beep 'red m MAU PrindpalindJot i*gt Wmak ft-time to time, d this
Nota jo XVWW- dexwrd, Lends aaydeeundiraygiWd ANewltdodfejFrino¢alsnd accrued intorest
if any tba, *blow or rA 40 Event 4f0daut4a On eocuned In any ewrrt. open the occarrerrca of"
Evett d MA Larder nay da 1ey «ai d Nk klbw*
11) acptatatf ftM* * d'ttia dote and danaad WWO634 paympd d eA artsta OOV PA-4w and
aurugd ie tMt Debts ft" ft parr utteft at choral, We" At M Noto an aM auoh sans Walmder
huuluisMyttrxkredprimtie40OWN1,coatil LarderhfsafayYWjv tM"dnewovefort
GA l> lntlothtt4'artaetgfflt6orrgytanhiafdherein.c?rde?ff a?iirrstQe6la,oranyofthem.
Worea mdecst"d" eWANI ffiy yryWlar; tart afasrnaedpamunderthe
P+nASnLY ffif? erlrirnwcLf frk and act d its fi)f'lns,radr inr akuri4t ?a.maM L
p?e1r(?aer>«;iei#ma'?p?alw?r.th'slieltayq'oNrernolRrapier.?ear?r.iNWmenlm
do wm* isssred in wm wc%m ub or Rini gut 04" of tla rigs, au of Much rematku sAaa be
anotiitdvt &W ad alleipldfe. W vet prw* of " mutfai Hid 14 Wide asamwb far say of the
? if dwked, Debtor aft tW this Wole 6 a-ronfwal of It* Prom6mfy Note dated
W -,wrd*,deranocadlilionrcty hWadnnced"hfratyllh
ft fete is net Wtended to craeee a1oTO11f1krr6ebC iftarder was 0*i *M:h a MW ttr.Ww soiaridy
infer»t m coraection with the prig irooWdfy *k that secunty kbeest shah tae Ie4ited by tinder In
c"wdion wdh the Nate.
tJNG011Dn10Nltl LlAfiILITY:OF'4berdit 641YONDY
eltlerp6Gpor.andstuRrntbegllpletl redlApflS+6a?t®ruioctalifMe,?atetrltireWararmidarrGaYand
ft a therelease,uibst" a!fstolMenfsttwrYjrfortticNote, cDragoh}erMy
and actauiorudtiraa renmttaTastoraoaaotgadiAoBota aswekosbt4t'reirase afgpoc
d ObRridrs and/or cola" slsUxk WWW'We to'Obkp and wilAoat atfe*t 0bqor's 1
tieragder a rwdn the tiabii9rrt
ills N,e % en%W b the trot # 1eM4? $( cutely WWOF sof ally w , seat*
'ajMOM& t(s), MWW44 ,. rl dW such loop doo m&* frehaw tons fhe "loan
Deo4nradt 1 die . MlalYrereaact?d rlaab berarianTetlltlwRl+ a
ipliaetoee?dsui?equeettq,tltflll?4la,3ftrrtdl'?GbpilytiNmended, reaewedwsd?Libdwiihard
aft* in any say the raCr*_dt W?of IA Mate,
WON ao9 tolases my tip tie. moo tbrda to coB d'-,;-Ay
e( tit he+der Nam any obaer
9WJWfrderof?Tt "'OfnWsiilMwyl`at?etsg(AW*Ws aydtrpgd*ilrrtgbekKLMdvtpappty?.
inycol?afinwtiicAUDi(+orflueeytijAf,#?1ear'a+fereataptr?scaaYt?B+e?lbt?Oi':listiiltdestotenderin ?
a" mow the tender"8deeneinc
(4)
tk?nl ?drys.*[RkEanetluOaDeblar,4edeoacrufnSirders?l mad enlalAeirdmastvraidedlor
aBove.Harry.traretenati¢`m?fdGfurpertHyf;?eranaumon?iew,p?P?6cipollasiam:providetl
t llatgII{opet?dilaM M inextessddame>ttp M&MO OFMterestthenaibwedby
Ilk.DebW WOM i+o pay xeh aarued mast upon dWdhd.
Of ?rrDtlfEY: Dd>ior, ante wrh d ilrfestl ?torg tluR.eno, hereby irntV?ICcabfy authorises arrQ
tayA16r1ielarar?ytMedcoraoytxWtgft?dpak upya??6tiklaaerrenceotanyEveuto?
reef dSrrylof?pdirffraadl7 fESS ra0WstDeWroranydAIM,tt) torsuch
rilaYai?d+?6rlllgi_ QUltlo?iM'l ?fld/Of Wso"01"PkHlinstituted by
cesdin4p: if a
w, Astul w
ierandenter
be elefched.
ea sufrldtnt
by eras Debtor's befloM for anyfef>rat whebma. Laden is W* fur owed sw aropove
appo? Ion ?dConksaMor did oko De?llOr or any of MM sub(ed, hwam, lathe Wft
subtequxd enbf`y or e*feat*lrneae by LRnuerrNy"bo darois cafe My mm in prior
arifq and to Me ofto that such errors art sotiied to true in $a jaer precedTatps.
THE PROVISIONS ON THE REVERSE SIDE ARE PART Of T TE.
Debtor has duly executed this Note the day and year first above written and has hereunto set tot's fia d'
and seal.
{NNMbUAt BEBTDRfS} SIGft REAM (CORPORA1toN OR i Ti9ERSFifP DE9 SlGit l1?Ltl11(r
fSFAQ .
/ Jr
now, Kum a Co.
. f e . Cc ?- /.ltd /?TL12o (SEAq .
Palo V
Robert L. Sl e, Pres.
99) rte (CAMWA.sm
tae a
e+?rie,nHire iRlcn ?rnNan?Tan fn+:.. .+:•pF. r....r .. .._.
W-SMUted by Linda uWv Ow iahu of ft Matt, Deb* gWto MWbease L"k foa aR to3ts incluc6ly
courtt"4Ard? Wbk YsfaaseFt5%0b tNtDBMMk-D* q oft MtPWamountdue
inier6?t N asl a ras:tsM 4 rEatwace rtEe dat?Nedby tsnda.a d ifmt as Nk Dnme
Rs6e,B/iit$ale,otidrNtaiiq;wNaai?tllk to efioRMan?fo?MRKld?dlefedeu(Restrve8snk
in wtwsedi?icltAal?indfrklaksletl.cYan?as+e4hRn46f'apYtkstht?tifhofiveontlxdays
onwt?icftsucM?etaran4anabaCtgly?ar . flbsr+l6l?arreEanli?igerlNtQ?SinitOixountRak.x
acvr+cawa. tAe>i?h.Md A?vi?ei 1l ?Yr+d?r ?iallke'?nipretsaau #ena1R of }1s a?CCtgas and
a6ssiox.Atl,?cp?eo;?q,aafya?d?r?rboC9l?t?Mai?tstr?hNL Mdt?t6ird
tlpiikors> r IrFr! ± M> Matt for any
ww athetW6r ? P? ? 1a'1M«. d' Ike Md ?:
1t1§EDFk?J111E911?"DlMlt'.MtbY+s+i?'asbr4faRtaOtltaatpratad?Ysdn6?iiiat????jtroQCeoldsAoeor PenOS?vitfiaidceet?ortwitlia?7'ma[s?? hare`irmtcr,id<faidfR{`tkecatlertbn?n
and demii d. Oebeor Mreby'senres aad MW%ft 11 krom U" 10 k in any D +t hm4d.
IATE m" The borrower agraes to pay to B4rtk, as a late charge not as additional
interest, an amount equal to 5% of any payment or $5D.00, which ever is
greater,, on any paym4n,t not received by the Dank on or before the 15th
calendar day,after _tha date the payment was due.-
W and
?edw?
bd in
OA,Nf 5W4R""PA 170 (Rev 12"a
Exhibit "B"
FIRST AMENDMENT TO PROMISSORY NOTE
#1231820101
THIS FIRST AMENDMENT TO PROMISSORY NOTE (this "First Amendment")
is made as of December 1, 2610, by and between LIGHTSTYLES, LTD. (the `'Borrower") and
ORRSTOWN BANK (the "Bank").
RECITALS
Lender 'made a $200,000 line of credit loan (the "Loan") to the Borrower as
evidenced by the Borrower's Promissory Note dated December 15, 1997 in the stated principal
amount of $200,0011.00 (the "Note").
The Note provided for payment on demand with monthly payments of accrued
interest at the Lender's Prime Rate plus one half of one percent (0.50%).
The Borrower has requested and the Lender has agreed to amend the payment and
interest rate terms of the Note as set forth in this First Amendment.
AGREEMENTS
NOW, T14EREFORE, in consideration of the premises and other good and valuable
consideration, the receipt and adequacy of which is hereby acknowledged, the parties hereto,
inteling to be legally bound, agree, as follows:
I . Outstanding Balance. Borrower and Lender hereby acknowledge and
agree that the outstanding balance under the Note as of the date of this First Amendment is
$200P000.00.
2. Interest Rate. The Borrower and the Lender hereby acknowledge, agree and
confirm that from the date of this First Amendment through December 31, 2015, interest shall
accrue on the unpaid principal balance outstanding from time to time at a per annum fled rate of
interest equal to six and one-half percent (6.50°!o) and, thereafter, until all sums .due under the Note,
whether principal, interest, charges, fees or other sums are paid in full, interest shall accrue on the
unpaid principal balance outstanding from time to time at a per annum variable rate of interest equal
to the greater of (i) the Wall Street Prime &_s? a margin of one percent (1.001K), or (ii) five percent
(5.00%) per annum. When a variable Tate of'interest is to apply, the rate of interest under this Note
shall change automatically, without notice, as and when there has been a change in the Wall Street
Journal Prime. The Borrower acknowledges that to the extent interest is to accrue on the
outstanding principal balance at a rate based upon the Wall Street Journal Prime; such rate is only
one of the bases used for accruing irdcnest on loans made by the Lender and that by basing the rate
of interest under this Note on the Wall Street Journal Prime, the Lender has not committed to
charge; and the Borrower has not in _any way bargained for, interest based on a lower rate or the
lowest. rate at which the Lender may now, or in the future, matte loans to other borrowers. The
Lender's determination of the Wall Street Journal Prime shall be conclusive absent manifest error.
*2. 1
3. Payment. Borrower will pay the balance of the Loan according to the
following schedule: eighty-three (83)` consecutive monthly installment payments of principal and
interest in the amount of $2, 979.07 each beginning January, 2411, and one final payment on
December 2017 in the amount of all principal and accrued interest not yet paid, together with
any other unpaid amounts under the Nate, which shall be the final and absolute due date of this
Note; provided, however, that if there is a change in the interest rate; the amount of the monthly
installments of principal and interest may be adjusted from time to time as determined to be
necessary by the Lender in order to assure the repayment of the amounts due hereunder in
substantially equal installment payments of principal and interest based upon an agreed upon eighty-
four (84)-month amortization.
4. Prepayment. If the Maker prepays the principal amount outstanding under
this Vote, in whole or in part, at any time during the fixed interest rate period, then a prepayment
pretuium equal to five percent (5%) of the principal amount prepaid shall be paid by Maker to the
Holdet together with such prepayment; provided that the prepayment premium percentage shall be
reduced by one percentage point (1.04°/x) at each of the first (I") through fifth (5") anniversaries of
the date of this Note; and provided further that no prepayment premium will be due on any amount
prepaid from intemaliy generated (not borrowed) fiords. Any partial prepayment shall be applied to
principal in reverse order of maturity and shall not be taken or construed as a substitution for
regularly scheduled payments.
5 Default Interest Rate. If an Event of Default occurs under any of the Loan
Documents, and for so long as the Event of Default is continuing, the Lender, in the Lender's sole
discretion and without notice or demand, may raise the rate of interest accruing on the unpaid
principal balance to a rate per annum equal to the rate of interest otherwise applicable under the
Note lpys five percent (511/o), but not more than the maximum rate allowed by law (the "Default
Rate" or "Penalty Rate"), independent of whether the Lender elects to accelerate the unpaid
principal balance as a result of such Event of Default. Such interest shall continue to accrue despite
any legal moratorium on payment or any delay' in payment ordered or permitted by a court
assuming jurisdiction.
6. Other terms. Except- as specifically provided in this First Amendment, all
otherftm and conditions of the Note thall remain unchanged and iii fitll force and effect.
7. No Novation. This First Amendment shall not constitute a novation and
shall not extinguish, terminate or impair the Borrower's obligations under the Note or the
obligations of any party under any other load documents.
S. Incorporation. The terms and conditions of the Note are incorporated by
reference and made a part hereof as if fully set forth herein. In the event of any inconsistencies
between this First Amendment and the Note or any other loandocuments, the terms and conditions
of the Note and the other loan documents shall control, except to the extent expressly modified in
this First Amendment.
-2-
9. Binding Agreement. This First Amendment shall be legally binding upon
and shall inure to the benefit of the Borrower and the Lender, and their respective successors and
permitted assigns.
10. Choice of Lava. This First` Amendment shall be governed by the laws of the
Commonwealth of Pennsylvania.
IN WITNESS WHEREOF, the Borrower and the Lender have each caused this First
Amendment to be executed as an instrument tinder seal as of the day and year first written above.
BORROWER:
LIGHTSTYL LTD.
k-?Jmt-
By. 10 # J
R oe L. S gle, resident
ATTEST.
LENDER:
'ORRSTOWN BANK
By
(SEAL) -Mindy Assistant Vice President
-3#
COMMONWEALTH OF PENNSYLVANIA :
SS
COUNTY OF FRANKLIN
Bradley Tanguay, being duly sworn according to law, deposes and says that he is Vine President
of Or rstown Bank, Plaintiff named herein; that as such he is authorized to take this Affidavit on
its behalf; that the facts set forth in the foregoing Complaint in Confession of Judgment are true
and connect to the best of his knowledge, information and belief.
Bradley Tanguay
Vice President
Sworn to and Subscribed
before me this day
of n e 012.
Notary Public
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Christiana R. Timmons, Notary Public
Chambersburg Boro, Franldin County
My Commission Expires March 3, 2014,
Member, Pennsylvania Association of Notaries
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. / a 395 7
vs. ..
LIGHTSTYLES, LTD. ;
CERTIFICATION OF NON-CONSUMER CREDIT TRANSACT oo
I certify, pursuant to the penalties of 18 Pa.C.S. §4904 (pertaining "fo ?iswo n
falsification to authorities), that this judgment is not being entered by confession against a
natural person in connection with a "consumer credit transaction" as the same is defined in
Pa.R.C.P. 2950.
Dilworth Paxson LLP
'
By: C444V 4444
Eliza eth J. Goldstein, Esquire
Attorney for Plaintiff
Sworn to and Subscribed
before me Id k- day
of Zj? , 2012.
Notary P lic ?OMmotmEA TM OF MIT- ?v??°`
Notarial Seal public
Deborah L. Julian, Nola to county
Srsquehanna 1*P•r DauPh 200 2014
MY Commission Eores
ion of Notaries
Member. Penns"'Var"a Assod
93966101
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. ?. 39V? 644
VS.
LIGHTSTYLES, LTD.
o+
AFFIDAVIT OF BUSINESS OR COMMERCIAL TRANSACT 0 :Z
COMMONWEALTH OF PENNSYLVANIA r
S S ?.,o
COUNTY OF DAUPHIN
Elizabeth J. Goldstein, Esquire, being duly sworn according to law, deposes and says that
she is attorney for Plaintiff named herein; that as such she is authorized to take this Affidavit on
its behalf, that the facts set forth herein are true and correct to the best of her knowledge,
information and belief; and that the facts set forth in the foregoing matter involve a business
transaction.
Dilworth Paxson LLP
By: l-/. '42.
Elizabeth J. Goldstein, Esquire
Attorney for Plaintiff
Sworn to and Subscribed
before met` day
of 92012.
Notary P lic
COMMONW _V OF PENNSYLVANIA
Notarial Wl Public
peborah L. 3ulian,DN in county
Susquehanna TWP•, OCL 20, 2014
MY commission s ation of Notaries
svl?ani Assod
Member. Penn
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. - 3y'y` C
vs.
LIGHTSTYLES, LTD.
z
AFFIDAVIT cm
1 1*j 2W
COMMONWEALTH OF PENNSYLVANIA: _
COUNTY OF DAUPHIN,
-r
Elizabeth J. Goldstein, Esquire, attorney for Plaintiff, hereby certifies that the above-
captioned matter is not an action by a seller, holder or assignee arising out of a retail installment
sale, contract, or account.
Dilworth Paxson LLP
By:
El zabeth J. Goldstein
Attorney for Plaintiff
Sworn to and Subscribed
before me this 0 ?- day
of , 2012.
c,?--? ---- vnN%
?{ OF pENNS!?
Notary Pub Ac OOMMONlial selI
h L. Julian, Notary pubin
2C0.ou 20
? manna TwP•? MU 20,2()'14
M on ' 00n of Notaries
Member.. pennyylvania Asso?i
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. ?? . 3 9 7 29
vs. ?-
LIGHTSTYLES LTD.
AFFIDAVIT 4W r
COMMONWEALTH OF PENNSYLVANIA: t°
SS
COUNTY OF DAUPHIN
Elizabeth J. Goldstein, Esquire, attorney for Plaintiff, hereby certifies that the above-
captioned matter is not an action by a seller, holder or assignee arising out of a retail installment
sale, contract, or account.
Dilworth Paxson LLP
By: e-V?.L
Elizabeth J. Goldstein
Attorney for Plaintiff
Sworn to and Subscribed
before me this /U w day
of , 2012.
Notary Pu is
9366208_1
OF PENNSYLVANIA
COMMONWEALTH
Notarial seal
h L. Julian, Notary Public
Debora
uehanna 1Wp., Dauphin County
Susq
CohlmWon res Oct. 20, 2014
niwivania Almclation of Notaries
Member.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA - LW
CIVIL ACTION < /f
STOWN BANK NO. 9'17 C?G?-?'
ORR
VS.
LIGHTSTYLES, LTD.
ACT 105 OF 2000 NOTICE
A JUDGMENT HAS BEEN ENTERED AGAINST YOU BY CONFESSION OF
JUDGMENT PURSUANT TO 42 PA.C.S.A. §2737.1. IF YOU WERE INCORRECTLY
IDENTIFIED AS A DEFENDANT IN THE COMPLAINT IN CONFESSION OF
JUDGMENT, YOU MAY BE ENTITLED TO COSTS AND REASONABLE ATTORNEY'S
FEES AS DETERMINED BY THE COURT.
YOU MAY TAKE ACTION TO STRIKE THE JUDGMENT BY FOLLOWING THE
PROCEDURE IN RULE 2959 WHICH IS AS FOLLOWS:
Pennsylvania Rule of Civil Procedure 2959 - Striking Off Judgment.
(a) (1) Relief from a judgment by confession shall be sought by Petition. Except
as provided in Subparagraph (2), all grounds for relief whether to strike off the judgment or to
open it must be asserted in a single Petition. The Petition may be filed in the county in which the
judgment was originally entered, in any county to which the judgment has been transferred, or in
any other county in which the Sheriff has received a Writ of Execution directed to the Sheriff to
enforce the judgment.
(2) The ground that the waiver of the due process rights of notice and hearing
was not voluntary, intelligent and knowing shall be raised only:
(i) in support of a further request for a stay of execution where the Court has
stayed execution despite the timely filing of a Petition for relief from the judgment and the
presentation of prima facie evidence of a defense; and
2973.3.
(ii) as provided by Pennsylvania Rule of Civil Procedure 2958.3 or Rule
(3) If written notice is served upon the Petitioner pursuant to Rule
2956.1(c)(2) or Rule 2973.1(c), the Petition shall be filed within thirty days after such service.
Unless the Defendant can demonstrate that there were compelling reasons for the delay, a
Petition not timely filed shall be denied.
(b) If the Petition states prima facie grounds for relief, the Court shall issue a Rule to
Show Cause and may grant a stay of proceedings. After being served with a copy of the petition
936620, 93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLY IA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. 3997
vs.
LIGHTSTYLES, LTD. -4rp
aft --V1
co
CERTIFICATION OF ADDRESSES r
-< ko I hereby certify that the present address of the within named Judgment Creditor is 77 East
King Street, P.O. Box 250, Shippensburg, PA, Franklin County, Pennsylvania 17257.
I hereby certify that the last known address of the Judgment Debtor was 1216 Claremont
Road, Carlisle, Cumberland County, Pennsylvania 17015.
Dilworth Paxson LLP
?y a,&
By:
Elizab h J. Goldstein, Esquire
Attorney for Plaintiff
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW `
ORRSTOWN BANK NO.
vs.
LIGHTSTYLES, LTD.
PENNSYLVANIA RULE OF CIVIL PROCEDURE 236 NOTICE
Notice is hereby given that a judgment in the above-captioned matter has been entered
against you on 2012.
Protho
By:
fffm? PrZOMT tart'
If you have any questions concerning the above, please contact:
Elizabeth J. Goldstein, Esquire
Dilworth Paxson LLP
112 Market St., Suite 800
Harrisburg, PA 17101
(717) 236-4812
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO
VS.
LIGHTSTYLES, LTD.
ORDER FOR APPEARANCE
Kindly enter my appearance for Plaintiff, Orrstown Bank, and
Defendant, Lightstyles, Ltd.
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enter jur. gment aiinst
Dilworth Paxson LLP
By:
Eliza eth J. Goldstein, Esquire
Attorney for Plaintiff
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO.
ia399 -?
kn
vs. _ Cho
LIGHTSTYLES, LTD. a?
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ENTRY OF APPEARANCE CONFESSION
-K w ar
OF JUDGMENT -<
Pursuant to the authority contained in the Promissory Note dated December 15, 1997, a
copy of which is attached to the Complaint in Confession of Judgment filed in this action, I
appear for the Defendant and confess judgment in favor of Plaintiff, Orrstown Bank, and against
Defendant, Lightstyles, Ltd.
Principal: $174,991.24
Interest as of March 26, 2012: 825.59
Loan Admin Fee 200.00
Legal Fees 2,000.00
Total $177,976.83
Dilworth Paxson LLP
93662081
By: f4
Eliza eth J. Goldstein, Esquire
Attorney for Defendant
a?
a77/ ?3
i
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYIffAXLA
CIVIL ACTION - LAW .• -,
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ORRSTOWN BANK NO. rte- ` rn ? ?'
VS.
LIGHTSTYLES, LTD.
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COMPLAINT IN CONFESSION OF JUDGMENT `
Plaintiff files this Complaint pursuant to Pennsylvania Rule of Civil Procedure 2951(b)
for judgment by confession and avers the following:
1. Plaintiff is Orrstown Bank, a bank authorized to do business under the laws of the
Commonwealth of Pennsylvania with an office at 77 East King Street, Shippensburg,
Pennsylvania 17257.
2. Defendant is Lightstyles, Ltd., a Pennsylvania Corporation with an address 1216
Claremont Road, Carlisle, Cumberland County, Pennsylvania 17015.
3. Defendant, Lightstyles, Ltd., for good and valuable consideration, made and
executed in favor of Plaintiff, Orrstown Bank, a Promissory Note dated December 15, 1997 in
the principal amount of $200,000. A true and correct copy of said Promissory Note is attached
hereto as Exhibit "A" and made a part hereof.
4. The Promissory Note dated December 15, 1997 was subsequently amended on
December 29, 2010 pursuant to an agreement entitled First Amendment to Promissory Note (the
note, as amended, is hereinafter referred to as the "Note"). A true and correct copy of said First
Amendment to Promissory Note is attached hereto as Exhibit "B" and made a part hereof.
5. Defendant, Lightstyles, Ltd., owes Plaintiff, Orrstown Bank, the following under
the terms of said Promissory Note:
93662082
Principal: $174,991.24
Interest as of March 26, 2012: 825.59
Loan Admin Fee 200.00
Legal Fees 2,000.00
Total $177,976.83
6. Said Note is in default for Defendant's failure to pay principal and interest when
due and owing and due to the existence of an unsatisfied judgment against Lightstyles for a
period in excess of 30 days.
7. Judgment has not previously been entered on said Note in any jurisdiction.
8. There have been no assignments of said Note.
9. Judgment is not being entered by confession against a natural person in
connection with a consumer credit transaction.
WHEREFORE, Plaintiff, Orrstown Bank, demands judgment against Defendant,
Lightstyles, Ltd, in the amount of $177,976.83.
Dilworth Paxson, LLP
By: IrIfA- #J
AWE=
E izabeth Goldstein, Esquire
Dilworth Paxson LLP
112 Market St., Suite 800
Harrisburg, PA 17101
(717) 236-4812
93662082
Exhibit "A"
S 200..000.00 PROM, )RY NOTE' LoanN _ Dated December- ). ,1?Z
'Debtor _ LI9btstyleS - LTD ! of 1261 Claremnnt Road i '1 i s t , PA 17Q13
Dwar
FOR VALUE RECEIVED AND INTENDING TO BE LEGALLY BOUND HEREBY, the person or persons who sign as debtor below (eachjointly and severally liable N
more than one person and hereinafter referred to as "Debtor"), promises to pay to the order of ORRSTOW. BANK ("Lender")
at any of Lender's branch offices,
the Principal sum of Two hmndred thousand and 00/100 - - - -- -_ --- - _ - - - - - - - - Dollars
in lawful money of the United States, to be paid as follows: On idtmand. together >w Ith accrued interest then outstanding.
Interest;from the date of this Note shall accrue on the unpaid Principal balance tweof at the rate of 1.12X per sannna ovP the
and shall be peyable" -. tv as billed. ,
f Mole, LElI01:RYAtM UPON DIFAW.-N**Mnta any0ft toHie ga +rY Lerdn orelsewherrw
IAAura w00fadlfa(Nb rwaybemgt*WlaaWUPrkidpal?nd/otihOMi?tMina*froro**totinie,ifbbi
Out Rdefspop* gwdPand;t o*mayeewdpaytowel llol?W,?reERi+?pel,rxlawueainterat
R }• it>u9 4 +1? iat an E? ent of Dehu1[ikd luyr ocewred In any ewrat npon the 0=r1 ncr of arty
Eretit d W& At, l n&r joy do any arar d ft k1rf
401' 14 acai * ft r wN* of Ss *L- ad &vmd inMOed * praymerd of J sutWtndin{ Principal and
ucmuedirdemet DebW eayM b i>Iq ft W at Ore I* pre/ d0* ft N* an au such smms 00L der
toi?ii,?idM?.ranauEtt?rlMlalaorwrordrslweoa??tooo+?«,«a?gectMaa,oritnY
bola to Ome of t"Aw *:01Mee<: or 0* d than
restricts w= of Offipor to>Irll is '{Rees oNsession, atttwer Amh iat-olr may be arikued ON
Lender's books and mxords at I%* W&
? If chimed, Debtor agrees tea Sk N* b a »ro" of the Praaataa Note d&W
1&.--^vpa4tpKiafiltU+er«ndeclditron#lhgKRueadwnCpdhrrewlUw
b*W in connection W o t p k!*h Adpiry tw sec W*at M be rebInngd* by to
Coned ion with Urs Nett
till(i01f9ttIDNALLtAY(UTrIfbleanopdison?IlAdwiUautJeltotikfNda(pr?y
ethgp6?rr.erolsMArothe? ? eatensionnllYn0.n',datt?4t?wariaddi6apa+cof
«tMrefa+s6xrM . 40
EakratdixrtoftbitlbkcloiAy
ixlensiQtn of hare: rem,iptMlir#rreddipDora.>zweltlshl6e"retasft; aq!q
d oEftC6rs Htd/or sj >tiM
ttr raid'rtoffrx m Dbagar and frkhart tide OdiJ aaanderu ar Hader tw thibWom uNty,
THE PRDVISIONS ON THE REVERSE SIDE ARE PART OF
Debtor has duty execOW his Note the day aid year first above written and has hereunto set
RS
tpiDiltWAL Dt~B?I)M SIGN BELdUry (CQRPO PW (W P#6"
MKk[ST lat6*0 alQAat"fl?atiD IMdtM?ilsaiatsomadPamwiwv*
L*ft r CgnuherW We and a+l d itc tidy tmd under any >tatr?Y menl L
acUl;f'niarlprp;pveaet,ttristieleafittyo(t?hofe,ors?ar+caaareM,eWrumeMa <
reed ie cvnrrction wkh « arishrg out aF ary at lire #i Mies ar of ++MCh moaft shat be .
t4l>ot slkrtredre.The +Mt prapeMeot My oghtarai A1Id by"Leda ss seeuri4? 6?r sny o(tha
f#epDplA/d?tht14i0rA?soflMde[? llier?fllloye{#arsaLS,sle?[andthellRe, .
WWI ion rawrrableebome $IM:Ii>wd?iecvrnd6f LenderddEYdeuie?aad r
?oIVP tad trlnaes JAY F?M to;regexs LOWS /o tOlretiiny bf`tlrtliabr7rheelr Letder trorn My oiber
toAadaN ander+wlt 1Aeory o1 marslr,?iref'rl netts irofbertl?a eodr asrdmrirs iwderio +pdy'? .
iayeo1ta11t?tnw4ic1it0irdrliaaaytyid;#dltatnlerecta?+krsta+a,'nlthe?lij?statanderin (?
nor manger lkpd taller ? deitarrnire
to Lip" F*v ,SjdmwftaaetluloDc9mr,ba{inaccrWntfntere>i in addelomlatbeinteresterrnWWfw
rbove, ff aey, at a hfmnot @'a,?ad irnr pattilof tNy ya rnnum ontfie unpaidJ'riricipat helmet: p[ovided,.
hmwpor, quA1i¢jattrwat4gll><crne herermderin ex= of ft =Amum am untat irdetfast#0 aibvxd by `
taw biNw Weer io pay Both accrued interest upon derrrartd
W
for
only Aid to Die wMM that such errors are
of Dim K N" Ian aeref< hereby ittrro6aklr authoraes arrd
it]?!erl?trbfitaccuarerrctoianyEvattnt
??1 apMUtDehb.et oyal"ibem IIIbrsuch
044*1 a4 W94JRayautoM*miaatifiMby
rqu$p?thls#IQII<Wseywrq?ahy tMLbbrl?es,brcitkercase.
i?outstsy,drp?utiogiDd?faprairerMtlt?do+trceed 6fleeR
10 4 wtb pow but not 1* 00 OVA Thousand Dolim
Arhlos;,(ll tries i4e arktolmgi?tior rn r+y tea?artate
R e 0.* 1r 1fr0ar» fhe Writ bf
1stl, can?est in bett+ aiYiflofE"cdff n;
d te6ei tta+t aD rpaeaenBntl sley, exaAiptan W
Nrd tdlrlalf arrrctn Bieck OiKe? tf a
EieAaNr1 UgdersiralHtaretfaa tbediranrdrrctioa, itshal not
ytotAtkrruayiShe aafhof" sodpaerfrto oppear lot And enter
d?ytire siseipaeotu?d
3kumtr4ybeexerdsed,
tq?rapsgryry" and drsiretiM, a>Mita?f br?sufricierA
are f4dpaenhtmihe same orddlafiditnM W alfar pan of
rrMA Ana beriLRnlereG oataae llpn nee occ>ISieq br the same
?+st.DebmrfreretmderTs striclriri"rr aparrd open apphcatan
soem, Lander is beret ei1lbOFlaad urd erapwoed to again
let or any of ftot; suhlad, hmrerer, * O Markom that Bich
+'My"bitdaatts4w any arm in Pike oroceedmo,
WM tc we in the tatet pmeediro
and seal,
SIGN au"
:{BEAU`. ?- / ' ISEAI:f
?l
tom) B am» (04
3tdbert L. S1.a le, Pres.
_ 1?4t1, Attest . ? e tCOSRpkJEt? SEAy
'A'?Rlrr,?H"! A41G}f GMN1 TA rt ?I? /flw.a. 1 A?{?\ ? tnM ix? ?+xw?.Rx IFHi?.a ?..: h.t? ....:
hsfttpd by U
cwdtftbad
in r
of
is oft wvft
et Wimeuatdat
N this Note b6fs
brWy
Mw
In
IM Cag". The borrower agrees to pay to Bank, as
:interest, an amount equal to 5% of any
greaten, on any payment not received by
calendar day after the date the payment
a :late charge not as additional
payment or $503.00, whicb ever is
the Dank ou or before the 15th
was due.
9ANrO"MMJ tPA17O(fit.MAW
A4M[41?rDiYyeCM?O}'!R'M?4M???P.W?.AOSCe otdsl?6ear
.and denueid.lkbmr 1?1'"?fivtt ttMteli 11 irrors, dil?cit'IAd ktyu&?o+?s in tnY i+t
Exhibit "B"
FMT AIt NDMENT TO PROMISSORY NOTE
#1231820101
THIS FIRST AMtNDMENI' TO PROMISSORY NOTE (this "First Amendment")
is made as of December, 12910, by and between LIGHTSTYLES, LTD. (the ".Borrower") and
ORRSTOWN BANK (the "Bank").
RECITALS
Lender made a $20.0;000 line of credit loan (the "Loan") to the Borrower as
evidenced by the Borrower's Promissory Note dated December 15, 1997 in the stated principal
amount of $200,000.00 (the "Note").
The Note provided for payment on demand with monthly payments of accrued
interest at the Lender's Prime Rate plus one half of one percent (0.50%).
The Borrower has requested and the Lender has agreed to amend the payment and
interest rate terms of the mote as set forth in this First Amendment.
AGREEMENTS
NOW, THEREFORE, in consideration of the premises and other good and valuable
consideration, the receipt and adequacy of which is hereby 4ckuowledged, the parties hereto,
intending to be legally bound, agree: as follows;
1. Om?Aqnftg Balance. Borrower and Lender hereby acknowledge and
agree that the outstanding balance under the Note as of the date of this First Amendment is
$200,000.00.
2. Interest Ue. The Borrower and the Lender hereby acknowledge, agree and
confirm that from the date of this, First Amendment through Dwerber 31, 2015, interest shall
accrue on the unpaid principal balance outstanding from time to time, at a per annum &xed rate of
interest equal to six and one-half percent (6.50°fa) and, th a#ter,,tmtil all sums, due. under the Note,
whether principal, interest, charges, fees or otljer sums are paid in full, interest shall accrue on the
unpaid principal, `balance outstanding from time to time at a per annum variable rate of interest equal
to the greater of (i) the Wall Street Prune plus a margin of one percent (1.00%), or (ii) five percent
(5.00%) per annum. When a variable rate of interest is to apply, the_ rate of interest under this Note
shall change automatically, without notice, as and when there has been a change in the Wall Street
Journal Prime. The Borrower acknowledges that to the extent interest is to accrue on the
outstanding principal balance at a rate based upon the Wall Street Journal Prime; such rate is only
one of the bases used for accruing interest on loans made by the Leader and that by basing the rate
of interest under this Note on the Wall Street Journal Prime, the Lender has not committed to
charge; and the Borrower has not in any way bargained for, interest based on a lower rate or the
lowest. rate at which the Lender may now, or in the future, make loans to other borrowers, The
Lender's determination of the Wall Street Journal Prime shall be conclusive absent manifest error.
0220,1
3. a ent. Borrower will pay the balance of the Loan according to the
following schedule: eighty-three (83)' consecutive monthly installment payments of principal and.
interest in the amount of $2, 979.07 each beginning January , 2011, and one final payment on
December ' q 2017 in the amount of all principal and accrued interest not yet paid, together with
any rather unpaid amounts under the Note, which shall be the final and absolute due date of this
Note; provided, however, that if there is a change in the interest rate; the arnount of the monthly
installments of principal and interest may be adjusted from time to time as determined to be
necessary by the Lender in order to assure the repayment of the amounts due hereunder in
subs;mhtially equal installment payments of principal and interest based upon anagreed upon eighty-
four (84) month amortization.
4. Prepayment. If the Maker prepays the principal amount outstanding under
this Note, in whole or in part, at any time during the fixed interest rate period, then a prepayment
premium equal to five percent (5%) of the principal amount prepaid shall be paid by Maker to the
Holder together with such prepayment; provided that the prepayment premium percentage shall be
reduced by one percentage point (1.00%) at each of the first (Im) through fifth (5'') anniversaries of
the date of this Nate, and provided further that no prepayment premium will be due on any amount
prepaid from internally generated (not; borrowed) fiords. Any partial prepayment shall be applied to
principal in reverse order of maturity =d shall not be taken or construed as a substitution for
regularly scheduled payments,
5; Default Interest Rate. If an Event of Default" occurs under any of the Loan
Documents, and for so long as the Event of Default is continuing, the Lender, in the Lender's sole
discretion and without notice or demand, may raise the rate of interest accruing on the unpaid
principal balance to a rate. per annum equal to the rate of interest otherwise applicable under the
Note plus five percent (511/o), but not more than the maximum rate allowed by law (the "Default
Rate" or "Penalty Rate"), independent of whether the Lender elects to accelerate the unpaid
principal balance as a result of such Event of Default. Such interest shall continue to accrue despite
any legal moratorium on payment or any delay in payment ordered or permitted by a court
assuming jurisdiction.
5. Other erns. Except as specif oaliy provided in this First Amendment, all
other terms and conditions of the Note'shall remain unchanged and in full force and effect.
7. No Novation: This First Amendment shall not constitute a novation and
shall not extinguish, terminate or impair the Borrower's obligations under the Note or the
obligations of any party under any other loan documents.
8, Incorporation. The terms and conditions of the Note are incorporated by
reference and made a part hereof as if fully set forth herein.. In the event of any inconsistencies
between this First Amendment and the Note or any other loam documents, the terms .and conditions
of the Note and the other loan documents shall control, except to the extent expressly modified in
this First Amendment.
-2-
9. Binding Agreement. This First Amendment shall be legally binding upon
and shall inure to the benefit of the Borrower and the Lender, and their respective successors and
permitted assigns..
10. Choice of Law. This First Amendment shall be governed by the laws of the
Commonwealth of Pennsylvania.
IN WITNESS WHEREOF, the Borrower and the Lender have each caused this First
Amendment to be executed as an instrument under seal as of the day and year first written above.
BORROWER:
LIGHTSTYL LTD.
$y:
Roe L. SI gle, resident
ATTEST:
LENDER:
ORRSTOWN BANK
By: n t
(SEAL] Mindy ssistant Vice President
-3-
COMMONWEALTH OF PENNSYLVANIA :
SS
COUNTY OF FRANKLIN
Bradley Tanguay, being duly sworn according to law, deposes and says that he is Vice President
of Orrstown Bank, Plaintiff named herein; that as such he is authorized to take this Affidavit on
its behalf; that the facts set forth in the foregoing Complaint in Confession of Judgment are true
and correct to the best of his knowledge, information and belief.
Bradley Tanguay
Vice President
Sworn to and Subscribed
before me this / I'* day
of? -e 012.
Notary Public
COMMONWEALTH OF PENNSYLVAN
Notarial Seal
Christlana R. Timmons, Notary Public
Chambensburg Boro, Franidin County
My CommWon Bow March 3, 2014
Member, Pennsvivania Association of Notaries
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. 1,;t -3957 -
vs.
LIGHTSTYLES, LTD.
CERTIFICATION OF NON-CONSUMER CREDIT TRANSACT co,,
I certify, pursuant to the penalties of 18 Pa.C.S. §4904 (pertaining-'[o 19sws n
falsification to authorities), that this judgment is not being entered by confession against a
natural person in connection with a "consumer credit transaction" as the same is defined in
Pa.R.C.P. 2950.
Dilworth Paxson LLP
By: '
Eliza eth J. Goldstein, Esquire
Attorney for Plaintiff
Sworn to and Subscribed
before me /P V day
of ? , 2012.
Notary P lic COMMONWEAL ni of FENNS` ,.. - '-
Nmrlal Seal
paborah L. Julian,?ln CAUntY
wsquehanna I".,
OCL 20? 2014
MY Commissro???'on of NotarreS
Member. Pennsvlvanla Assod
93966101
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. ?? • 39CJ
vs. -LIGHTSTYLES, LTD.
xA -101
AFFIDAVIT OF BUSINESS OR COMMERCIAL TRANSACT
car
COMMONWEALTH OF PENNSYLVANIA -.4 r-"
SS -c
COUNTY OF DAUPHIN
Elizabeth J. Goldstein, Esquire, being duly sworn according to law, deposes and says that
she is attorney for Plaintiff named herein; that as such she is authorized to take this Affidavit on
its behalf, that the facts set forth herein are true and correct to the best of her knowledge,
information and belief; and that the facts set forth in the foregoing matter involve a business
transaction.
Dilworth Paxson LLP
By:
Elizabeth J. Goldstein, Esquire
Attorney for Plaintiff
Sworn to and Subscribed
before me day
of , 2012.
Notary P lic
rial ? NNSYLVpNIA
COW-
pMbprah L. Julian, Notary Pubk
Susquehanna TWP•, Dauphin county
OcL 20, 2014
pAy Commission Expi non of Notaries
Member. PennsvNania a Assod
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK
NO.
VS.
LIGHTSTYLES, LTD.
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA:
SS
COUNTY OF DAUPHIN
x
3W aQ "
-c
Elizabeth J. Goldstein, Esquire, attorney for Plaintiff, hereby certifies that the above-
captioned matter is not an action by a seller, holder or assignee arising out of a retail installment
sale, contract, or account.
Dilworth Paxson LLP
By:
El zabeth J. Goldstein
Attorney for Plaintiff
Sworn to and Subscribed
before me this 21- day
of , 2012.
to
Notary Public Cpv1t410 ?TM OF PENNSYWAN
Nota??a15ea1 Public
dtOTY
peboMh L. NO' N ughl, my
w?quehanna T ??u Oct 2p 2014
ComrnlsSW?? atWn d
MY
Member, Notaties
Pennyyi?ania Assod
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW `
ORRSTOWN BANK
VS.
LIGHTSTYLES, LTD.
AFFIDAVIT
COMMONWEALTH OF PENNSYLVANIA:
SS
COUNTY OF DAUPHIN
NO.
--a
N
s
M
Elizabeth J. Goldstein, Esquire, attorney for Plaintiff, hereby certifies that the above-
captioned matter is not an action by a seller, holder or assignee arising out of a retail installment
sale, contract, or account.
Dilworth Paxson LLP
By:
Elizabeth J. Goldstein
Attorney for Plaintiff
Sworn to and Subscribed
before me this /-? w day
of ja- , 2012.
Notary Pu 0 is
Suet!
9366208_1
OF PENNSYLVANIA
COMMONWEALTH
Notarial Seal
h L. Julian, Notary Public
Debora
ushanna TWP., Dauphin County
Commi"M res Oct. 20, 2014
PIMMvenia A95odation or Notaries
Member.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO.
VS.
LIGHTSTYLES, LTD.
ACT 105 OF 2000 NOTICE
A JUDGMENT HAS BEEN ENTERED AGAINST YOU BY CONFESSION OF
JUDGMENT PURSUANT TO 42 PA.C.S.A. §2737.1. IF YOU WERE INCORRECTLY
IDENTIFIED AS A DEFENDANT IN THE COMPLAINT IN CONFESSION OF
JUDGMENT, YOU MAY BE ENTITLED TO COSTS AND REASONABLE ATTORNEY'S
FEES AS DETERMINED BY THE COURT.
YOU MAY TAKE ACTION TO STRIKE THE JUDGMENT BY FOLLOWING THE
PROCEDURE IN RULE 2959 WHICH IS AS FOLLOWS:
Pennsylvania Rule of Civil Procedure 2959 - Striking Off Judgment.
(a) (1) Relief from a judgment by confession shall be sought by Petition. Except
as provided in Subparagraph (2), all grounds for relief whether to strike off the judgment or to
open it must be asserted in a single Petition. The Petition may be filed in the county in which the
judgment was originally entered, in any county to which the judgment has been transferred, or in
any other county in which the Sheriff has received a Writ of Execution directed to the Sheriff to
enforce the judgment.
(2) The ground that the waiver of the due process rights of notice and hearing
was not voluntary, intelligent and knowing shall be raised only:
(i) in support of a further request for a stay of execution where the Court has
stayed execution despite the timely filing of a Petition for relief from the judgment and the
presentation of prima facie evidence of a defense; and
(ii) as provided by Pennsylvania Rule of Civil Procedure 2958.3 or Rule
2973.3.
(3) If written notice is served upon the Petitioner pursuant to Rule
2956.1(c)(2) or Rule 2973.1(c), the Petition shall be filed within thirty days after such service.
Unless the Defendant can demonstrate that there were compelling reasons for the delay, a
Petition not timely filed shall be denied.
(b) If the Petition states prima facie grounds for relief, the Court shall issue a Rule to
Show Cause and may grant a stay of proceedings. After being served with a copy of the petition
93662081
the plaintiff shall file an answer on or before the return day of the rule. The return day of the rule
shall be fixed by the court by local rule or special order.
(c) A party waives all defenses and objections which are not included in the Petition
or Answer;
(d) The Petition and the Rule to Show Cause and the Answer shall be served as
provided in Rule 440;
(e) The Court shall dispose of the Rule on Petition and Answer, and on any
testimony, depositions, admissions and other evidence. The Court for cause shown may stay
proceedings on the Petition insofar as it seeks to open the judgment pending disposition of the
application to strike off the judgment. If evidence is produced which a jury trial would require
the issues to be submitted to the jury, the Court shall open the judgment.
(f) The lien of the judgment or of any levy or attachment shall be preserved while the
proceedings to strike off or open the judgment is pending.
(g) (1) A judgment shall not be stricken or opened because of a creditor's failure to
provide a debtor with instructions imposed by an existing statute, if any, regarding procedures to
follow to strike a judgment or regarding any rights available to an incorrectly identified debtor.
(2) Subdivision (g)(1) shall apply to (1) judgments entered prior to the effective
date of subdivision (g) which have not been stricken or opened as of the effective date and (2)
judgments entered on or after the effective date.
DILWORTH PAXSON LLP
BY:
Eliza eth J. Goldstein, Esquire
Attorney for Plaintiff
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLY NIA
CIVIL ACTION - LAW
k
ORRSTOWN BANK NO 39
vs.
IN)
LIGHTSTYLES, LTD.`
co CERTIFICATION OF ADDRESSES
-c w
I hereby certify that the present address of the within named Judgment Creditor is 77 East
King Street, P.O. Box 250, Shippensburg, PA, Franklin County, Pennsylvania 17257.
I hereby certify that the last known address of the Judgment Debtor was 1216 Claremont
Road, Carlisle, Cumberland County, Pennsylvania 17015.
Dilworth Paxson LLP
?v a F
By:
Elizab J. Goldstein, Esquire
Attorney for Plaintiff
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW ~
ORRSTOWN BANK NO.
vs.
LIGHTSTYLES, LTD.
PENNSYLVANIA RULE OF CIVIL PROCEDURE 236 NOTICE
Notice is hereby given that a judgment in the above-captioned matter has been entered
against you on 12012.
Protho
By:
Prot 007
If you have any questions concerning the above, please contact:
Elizabeth J. Goldstein, Esquire
Dilworth Paxson LLP
112 Market St., Suite 800
Harrisburg, PA 17101
(717) 236-4812
93662081
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
STOWN BANK NO. I ' 3
ORR
VS. L
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na
LIGHTSTYLES, LTD.
?r?
ORDER FOR APPEARANCE _
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Kindly enter my appearance for Plaintiff, Orrstown Bank, and enter ji n nt a5inst
Defendant, Lightstyles, Ltd.
Dilworth Paxson LLP
41
By:
Eliza eth J. Goldstein, Esquire
Attorney for Plaintiff
93662081
y
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK NO. 12-3997 c-j ,., C.-
VS.
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LIGHTSTYLES, LTD. X
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PRAECIPE TO WITHDRAW JUDGMENT
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TO THE PROTHONOTARY:
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Kindly mark the judgment in the above-captioned case "withdrawn". -'
Respectfully submitted,
ELIZABETH J. GOLDSTEIN, P.C.
By: 9,1d/ /vw-z-
Eliza eth J. Goldstein, Esquire
Attorney I.D. #73779
355 North 21" Street, Suite 202
Camp Hill, PA 17011
(717) 724-0266
Attorneys for Plaintiff
DATED: June 29, 2012
9523298_1
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V7-1gA
Certificate of Service
I certify that I am this day serving a copy of the foregoing document upon the
persons and in the manner indicated below, which service satisfies the requirements of
the Pennsylvania Rules of Civil Procedure, by depositing a copy of the same in the
United States Mail, Harrisburg, Pennsylvania with first-class postage, pre-paid as
follows:
Lawrence G. Frank, Esq.
212 Locust Street
Suite 500
PO Box 9500
Harrisburg, PA 17108-9500
Dilworth Paxson LLP
Dated: June 29, 2012 By: /"'
_&? - , Eliz eth J. Goldstein
Attorney I.D. #73779
355 North 21" Street, Suite 202
Camp Hill, PA 17011
(717) 724-0266
Attorneys for Plaintiff
95232981
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
Orrstown Bank
vs.
Lightstyles LTD
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
i'p0'l', at ?Aurltjo ?d
01P ,'
'1012111- -3 AM 8*. 25
CU1'49ERl.AN0 COU14TY
PP144SY1,VA,H1A
Case Number
2012-3997
SHERIFF'S RETURN OF SERVICE
06/29/2012 09:15 AM - Ronny R. Anderson, Sheriff, who being duly sworn according to law, states that on June 29,
2012 at 0915 hours this Complaint in Confession of Judgment and Pennsylvania Rule of Civil Procedure
236 Notice upon defendant Lightstyles, LTD. is returned not served per request from Attorney Elizabeth J.
Goldstein.
SHERIFF COST: $28.45 SO ANSWERS,
June 29, 2012 RON R ANDERSON, SHERIFF
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
ORRSTOWN BANK
NO. /.2,19'1?
VS.
LIGHTSTYLES, LTD.
PENNSYLVANIA RULE OF CIVIL PROCEDURE 236 NOTICE
Notice is hereby given that a judgment in the above-captioned matter has been entered
against you on 2 , 2012. . dune By:
Protho
Deputy Prothonotary
If you have any questions concerning the above, please contact:
Elizabeth J. Goldstein, Esquire
Dilworth Paxson. LLP
112 Market St., Suite 800
Harrisburg, PA ] 7101
(717) 236-4812
93662081