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Home My WebLink About12-4093Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie A. Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff 3 w rr. 17 T Ft (J 0 T" VItII?.?(; t r97 Ju 29 PHI I ? CUMIF41 Atin &-11"NO T LYA IVA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff V. GEORGE KRAMER 5221 E TRINDLE RD MECHANICSBURG PA 17050 Defendant NOTICE 12- You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator $ 32 South Bedford Street l Carlisle, PA 17013 /03. 75 -f r hv-? (717) 249-3166 Pennsylvania Lawyer Referral Service j 037 (800) 692-7375 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. GEORGE KRAMER 5221 E TRINDLE RD MECHANICSBURG PA 17050 Defendant NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demands puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demands y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en elate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL, A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service - CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 f?; s c:OMMU111cat'lon i5 from a debt collector and is all Atempt: to Collect j ilcht. i)y Hit,omiatiott obtained will lie u.,4cd fc)r ?hat 1?LIrpOSe. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Portfolio Recovery Associates, LLC 140 Corporate Blvd. Norfolk, V.A 23502 TELE: 1-866-428-8102 FAX: 757-518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Blvd. Norfolk, VA 23502 Plaintiff No. V. GEORGE KRAMER 5221 E TRINDLE RD MECHANICSBURG PA 17050 Defendant COMPLAINT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 140 Corporate Blvd., Norfolk, VA 23502. 2. Defendant GEORGE KRAMER, is an adult individual with last known address of 5221 E TRINDLE RD, MECHANICSBURG PA 17050. 3. It is averred that Defendant was indebted to WELLS FARGO BANK N.A. on September 7, 2006 with account number ************4245 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. f'lils cr>mmu mication is fi-om a debt collector end is ?411 attempt to Collect a debt. \n inf6rnnation o taiiied will be w4ed for that purpose. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on February 23, 2010. Plaintiff is the purchaser, assignee and/or successor in interest WELLS FARGO BANK N.A. and Plaintiff is now the holder of the Account. A true and correct copy of the affidavit is attached hereto and collectively marked as Exhibit "A." As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $3,826.81. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, GEORGE KRAMER, in the amount of $3,826.81, plus costs of this action and any other relief as the Court deems just and reason e. - o? Robert N. Polas Jr., Esquire # 201259 Carrie A. Brown, Esquire # 94055 12-07433 corttmurile tioti is from a debt collector ai-id is an attempt to collco a d12,bt. Any Hif`'onnation olitaitied will be wt cd for that pt.irpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Mary L. Moore hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date JUN 14 2017 Bye( ? ~? Mary Moore Custodian of Records 12-07433 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 140 Corporate Boulevard Norfolk, Virginia 23502 Telephone: 1-866-428-8102 Fax: 1-757-518-0860 Statement of Account Account: ************4245 GEORGE KRAMER Account Holder: GEORGE KRAMER 5221 E TRINDLE RD MECHANICSBURG PA 17050 Consumer Account Issuer: Assignee: Account Number: Date Account Opened: Date of Last Payment: Date of Charge Off: Balance at Purchase: Purchase Date: Product Code: VISA WELLS FARGO BANK N.A. Portfolio Recovery Associates, LLC ************4245 September 7, 2006 February 23, 2010 October 31, 2010 $3,826.81 June 28, 2011 Balance at Charge-Off: $3,826.81 Less Payments: $.00 Balance Due: $3,826.81 12-07433 WLSL50 This communication is from a collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. AFFIDAVIT State of Virginia City of Norfolk ss.. I, the undersigned, Mary L. Moore depose, affirm and state as follows: Custodian of Records, for Portfolio Recovery Associates, LLC hereby I am competent to testify to the matters contained herein. 2. I am an authorized employee of Portfolio Recovery Associates, LLC, ("Account Assignee") which is doing business at Riverside Commerce Center, 140 Corporate Boulevard, Norfolk, Virginia. I am familiar with the policies and practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account Assignee's records, including a review of the business records transferred to Account Assignee from WELLS FARGO BANK N.A. ("Account Seller"), which have become a part of and have integrated into Account Assignee's business records, in the ordinary course of business. 3. According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account having been sold, assigned and transferred by the Account Seller on June 28, 2011. Further, the Account Assignee has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement, satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest in said account or the proceeds thereof, for any purpose whatsoever. 4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from GEORGE KRAMER ("Debtor") to the Account Seller the sum of $3,826.81 with the respect to account number (************4245), as of October 31, 2010 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. 5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs occurring subsequent to the date of sale, Account Assignee claims the sum of $3,826.81 as due and owing as of the date of this affidavit. P folio Recovery Associates, LLC 6X-1 /L- Vy Mary L. Moore , Custodian of Records and sworn to before me on Ndfa& Public 433 JU%i 4 201? 2012 Jason Vita Commonwealth Virginia Notary Public ?. Commission No. 7509710 4 ?M My Commission Expires 1/3112015 1 111 Cart1III t niC,ltioll is from a debt co'dector and is arl auc illpi: 4) COHQCt (ieht. ?mv X111 )rnlat,on obtained X01 be Used l()r t1lat ixtFl OC Ezlt 1 SHMT FORM PURCHASE AGREEMENT This Short Form Purchase Agreement O'SFPA') is entered into this 28th day of June, 2011 by and between Portfolio Recovery Associates, as Buyer, and Wells Farago Bank, N.A., as Seller. Pmt to the terms of an Agreement for PureMse and Sate of Charged-off Accounts (the " dated as of June 24, 2011 and executed by Buyer and Seller, and this SFPA, Buyer hereby rxchases and accepts, and Seller haeby sells, asaWs, transfers, and conveys to Buyer, all its righb, interest and title in and to the Receivables listed on the attached Schedule A. The Agro moat is incorporated heap and made a part hereof as if folly set forth.. In the event of a cow between dw tam of s SFPA and those of the Agreement, the terms of the Agreement shall prevail. All terms defined in the Agreement shall have the same meaning as given in the Agreement when used in this SFPA. Seller: Wells Fargo Baer, N.A. Buyer: Portfolio Recovery Associates, LLC Number of Receivables: - - Outstanding Gross Balance of Receivables List of Receivables attached hereto as Schedule A Cut off Date: June 22, 2011 Closing Date: June 28, 2011 BUYER PORTFOLIO RECOVERY ASSOCIATES, LLC SELLER WELLS FARGO BANK, N.A. By: Nom: ?f Title: 0/1 18 By' Name: Thomas LaCentra Title: EVP WLSL 570 WELLS FARGO VISA Account Number ?y46 Statement Billing Period 08/10/2010 to 10/1012010 Page 1 of 2 Balance Summary Previous Balance $3,826.81 24-Hour Customer Service: 1-800-642-4720 - Payments $0.00 TTY for Hearing/Speech Impaired: 1-800-419-2265 - Other Credits $0.00 Outside the US Call Collect: 1-925-825-7600 + Cash Advances $0.00 Wells Fargo Online: wellsfargo.com + Purchases, Balance Transfers 8 $0.00 Other Charges Send General Inquiries To: + Fees Charged $0.00 PO Box 10347, Des Moines IA, 50306.0347 + interest Charged $0.00 = New Balance $3,826.81 Total Credit Limit $5,000 Total Available Credit $0 Cash Advance Limit $2,500 Available For Cash Advances $0 Payment Information New Balance $3,826.81 Send Payments To: Minimum Payment $837.00 PO Box 6412, Carol Stream IL, 60197-6412 (Includes Past Due Amount of $798.00) Payment Due Date 11/04/2010 Late Payment Warning: If we do not receive your Minimum Payment by 11/04/2010, you may have to pay a late fee up to $25. Minimum Payment Warning: If you make only the minimum payment each period.. you will pay more in interest and it will take you longer to pay off your balance. For example: If you make no additional charges using You will pay off the New Balance shown on And you will end up paying an this card and each month you pay .., this statement in about ... estimated total of ... Only the minimum payment 23 years $3,827 $106 3 years $3,827 (Savings of $0) If you would like information about credit counsel ing services, refer to www.usdai.gov/usVootbapcp afccde/cc aporoved.hfm or call 1.877-285-2108 Important Information YOUR ACCOUNT IS PAST DUE. PLEASE CALL 1-800-988-8019 OR VISIT WELLSFARGO.COM TO MAKE A PAYMENT. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Transactions Trans Post Reference Number Description Credft Charges Fees TOTAL FEES FOR THIS PERIOD $0.00 Interest Charged INTEREST CHARGE ON PURCHASES 0.00 INTEREST CHARGE ON CASH ADVANCES 0.00 TOTAL INTEREST FOR THIS PERK $0.00 2010 Totals Year-to-Date TOTAL FEES CHARGED IN 2010 $234.00 TOTAL INTEREST CHARGED IN 2010 $525.26 NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Continued 101* 5556 YRG 1 7 5 101010 0 F D PAGE 1 of 2 1 0 5295 4300 WOFZ O1DP5596 Detach and mail with check payable to Wells Fargo Account Number 245 New Balance $3.826.81 Minimum Payment $837.00 -.-_42458 (Includes Past Due Amount of $798.00) Payment Due Date 11104/2010 YKG 125 Amount Enclosed I?11'1??1?'?Ir?rrlll?'??Illrrlll?r?lr?lr?lrlllrlrilir?l?r?llrlrrl WELLS FARGO CARD SERVICES PO BOX 6412 CAROL STREAM IL 60197-6412 GEORGE KRAMER 5221 E TRINDLE RD MECHANICSBURG PA 17050-3552 yhrl???I?hr?dI1J?I?11?I?rMlhl?llllln??pl?dy?rlllrlr???r Check here and see reverse for address and/or phone number correction. IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Billing Rights Summary. It you believe your bit is wrong (on °Erme), or U you reed more iffamaknl about a transaction on your be, write to M on a separate sheet of paper as soon as possible at PO. Box 522, Des Mones, A 50306-0522. We must (rear from you no later than 60 days after we sent you the first bill on which the Error appeared. You may notify us using other means (inducing calling us at the number osled on the front of the statement), but long so will not preserve you rolls. In you letle, (a Vritteri Notice°), provide the folaaing information: Your name ad account number. • The date acid dolts amount of suspected Error. • Description of the Error and why you beleve Were is an Error. h you need more irdormstion, please describe the item you are not sure about. You do nor have to pay army alleged Error an-" while we era eivestigeting, but you are stilt obligated to pay the parts of your bid furs are not part of the alleged Errs amount While we investigate, we oennot report you w deknquent or take ably ecbon to coded the alleged Error mount. If you have authei us to pay your Credit card bill automatically from your savings or checking account, you can stop the payment on any amount you believe is an Error. To say the payment, your Written Notice must reach us three (3) business days before the automatic payment is scheduled to mwv Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services you puchesed wish a Credit card, and you have tried in good faith to correct the problem with the m irdh ml, you may not have b pay We mmalnng anernt due on the goods or services. You have ms protection only when the purchase price was more than Wand the pumness was made in your horse state orwithin IOD miles d your meting address and you have not paid the balance at cite dspu ted Charge awe own a operate the rnerchant a lt war marled you We advertisernent for the property a services, all purchases aria covered regardless of arrourd or location of purchase. Credit Information. NOTICE. We may furnish mlormaem about you occoml to consumer reporting agencies. You have the right to dispute the accuracy of infurnetion that %re have reported by wrong to us at PO. Box 5445, Portland, OR 1)7229-5445 and describing the spook udmnation that is m accurate or in dismal, and the bests for any dispute Nth supporting documentation In the case of information that you believe relates to an identity theft, you we need to provide us w;lh an rlefaty draft report. Payments. 'Conforming Payments' as payments milled using the enclosed envelope and payment cpyan to it* payment address specified on he statement or, geremi made via the "Transfers" tab of Weds Fargo Come Banking at www.welisfargo cum. Cartommg Payments necoomd via mail by 500 p.m. NO be credited as of one date of recapt_ Conforming Payments received affair 500 p.m. NO be credited as of the reed day. Cut-off times for Combining Payments made via our Web site val be disclosed at the time of me transaction. 'Non-Conforming PeYmenls" ere payments made by any older Rams and may not mCreve uedt for up to five days aria he date of raceyt. Nan-Contormng payments include, but am not Imted to, placing the provided anvebpe as par,,,# couponm arpmer envelope. nuance About EAectmmr Check Conversion When you provide a check as payment, you authorize us eitherto use iraortmtien from your check to make -e-time, electronic fund Transfer from your amonm or to process the payment as a check transaction. When we use information Ian your check to make an elereate fund transfer, hinds may be mthdrewn from your account as soon as the some day we receive your payment, and you wit rot receive your check heck loom you financial nstitution_ Payment in Fuli for Lass Than Account Balance Requeaf: If you nlad to pay your accanl in full with an amount less then the total owed on you aaount, you must send you request to us et. P O. Box 5071, Portland, OR 97208-5071. Such peymecs WWII not discharge you ful debt How We Calculate Your Balance. we use a method called 'average dry balerce including new purchasas)^. For roars iddionetbn regardirq this calo:ulstion, please call our toll-iron Customer Service number located on the front of this statement. How to Avoid Paying Interest on Purchases. You Scheduled Payment Due Date is at least 25 days other the dose of each biding period. We wiN not charge you merest on purchases it you pay your more balance by the due date each month. We will begin chagkig interest on cash advances and balances transfers on the transaction tlele. Secured Accounts. For Secured accou ts, your credit cad account is seared by a pledge of you Secured Cad Collateral Account with Wells Fargo Bats N.A, established in cdnri m n with you application for the cad You agree that this ple lge includes and gives the no b Bank to redeem, ailed and waWdaw ary part a the furl anoumt of the Seared Cara Collateral Account upon arry default under your Seared creditcad ago ement, a n the evert your Secured Credit cad agreement's lermneted by Back forany, reason. This pledge is Aveo m e securly interest for my and all amass you owe, including interest, fees and costs which may accrue under you Secured Credit Card account. You agree that if you Secured credit cam acco rt is dosed for any reason , Elie bank may apply funds in the Secured Cad Collateral Accord to pay off any balance on the credit Card accwra If there are OUR lads remaining n the Collateral Account after doing so, Ihese fads may remain on depost fir up to 60 days before being rernitad to you. Customer Service Monitoring. Some rolls beh~ bank employees ad oar Customers may be mpritomd and recorded by supervsas n ensure queoty of INFORMAC16N IMPORTANTE SOBRE SU CUENTA Resumen de Derachos de Facturad6n. Si does que hay algnii era w su estado ce duets (on °Ence), o si necesita roes information sobe urn bansacd6n que aperece an su estado de wenta, par favor esoiberos an une hole sepaada tan pronto coop Is see posible, a la stguente chm- n: P O. Box 522, Des Moines, IA 50306-0522. Dote ca urruirse con nosmos dent. de un lapso de 6B dies de lefeche m qua le heysms emiado el pnnrer estado de euerda m que apereci6 al Error Puode pm mi a mn metros pa otros medics (b qua mduye llennanros el rnl' o qw ap rtrce on of forms del ester o de world) pro at hacerto no preservers sus derechos. En su Carta (una °Notificackn por Escmd'), por favor induys le siguens atomnd6n: • Su nornbm y numeric de waft • Ln fedm y el rams en d6War del Emar drf qua soq*cha • Use descopcim del Error y le won por le pre usted me que as m Emu Si romsta mars nbmndori, por favor desmba al ism rid qua no esibsegum_ No berle que pager at mono del siv uesto Error meMes to rhvestiguerrps, pero securer obbgedo a pager les paclonm del salon de w manta que ro formed part. del nprto del supueslo Emu. Miertres ewesliguenos, no podaros reporters an cafidad de dawfor morono, n; turner meddes pare cobs at m onto del supuesb Error. Si nos tur autonesc o a pall. su quanta de tales de, credit. de morons a tometice desde su matter ode claques o tle aromos, pedge suspender at pago por cuaklu r monro quo tree que es un Error. Para suspendw el pogo, su Noef ocidn por Escrtlo debe Ilegamos trm (3) dim Mbiles antes dal cite on our -16 programaxib of pago aubmdkco Regis Especial pare Campus. con T ifi to de Col io: S; used Owe algun u Wk- pin le cooled d. Ids, bienos o s.,- clue adquito con u a targets de cradto, y to irteuado de tartan to resolver at problerre can el mnwclerte, gtwA ro to ga qua pager al comb restate aaeuaadD p. ss Manes o serv;dos. Usted cuerae con esteprc4 c bn sdameue v el pre o de compra supem a bs 550 y ie mmpre fue mahzeds an al Oviedo an que reside o a ure dissncia no superior a 100 roads de su ch do postal, y sempre we no hays pegado al sad. del Cargo en disputa. St somas Ire praprennos u opeaktares ce cicno cnrremb, o st Is emi.nos por cones un amncio publ;citerio de dos biases o servidce, trdes la; mmpras assn wbiertes, sin i npasr at Trans o luger de to mmga. Informacl6n de Cf6dito. AvlsO Podremos der;mormod6n snore su cuerta a has agencies de slurries sobs consumidpes_ listed eerie at deredn a wesoonar In exacabl de a infurnedid. reputoda for nosdros at monbs a Is siguiafe dremi6n: P.O. Box 5445, Portland, OR 97228-5445. En su cars, deb.e desmbi to intorrnacl6n eepeclica que see inexacto o en dsputa, y fuhdomenta pnlgker dispute con docomentoddn m respeldo. Si consd.e q e se bas do irforrivi n releconala con of robo de id-Tided, debars envianos una demonda ce robo do confided carespodiente. Pagos. Los "Pagrs an Conbmidad° son goods erniedos con at snbe adjured y tarn de pago e Is deecdon de pogo especificatle an at estado de werta o an general a troves de Is gone "Transfers, (solodsponible m moss) de ss serv;dos bane m par lyd r t tle Vveds Fargo w www.welsfago.com. Los Pagos en Comormdad red i dos per corrreo a mss tardar alas 5 p.m. serm acreUitedd a Is tech. de surecdoo. Los Pages en Contormided redbiaas despuss do Wes 5 p.m. seven dcra6kdm al die siguiafe. Los horns ode tmae pare Pages en CorfaniidW malizodos a tm4s de nuestro siW Web Won revelades al mdrnaan do Is transaccOn. Los °Pagw an locumplinala " son patios eleckrados por cualauw Caro Credo y es posble que no rodben Cradto oumnle tress 5 dins despoils de Is fecha tle redbo. Los Pages m l h mplhiens induyw, sin timtad6n, p"rel snore propmao ndo y tarn de pogo en dm sabre. A- Sore Cawersr6n de Cheques Eledrdnkne: AI pmporcxxnr un cheque corno form tle peace usted nos der su subr¢apdn pare u lrzer to nformacon de su cheque a fin de rmkzar ww solar e r dlegli. Para raetzdr ure transferenda electrdnka cis fonoos, donBs rrisrrhos mismxd xa poddrdn se r v r n atihadsuos cu.is ale so prei nta tan ai ra rer c s pdo ids, mncompn at ran msono die no die on inn ce qua re mdb.robaroloCuanoor su patio, y su o, y su isdslswordsisdon frhahciere no lfi -oom no lde su egesar8 su tlieque. Pago Total pd, un WWo intend, err Santo de Is Cuadd. Si hated piense liquklet le torakded do saldo de su wain por un mpblu irdwor of morao total aleudedo an su wads, di b m amiemos su solicad a la siguente dliew6in PO_ Box 5071, Portland, OR 972W5071. Oichos patios nocane mar la tgmkdad der su daude. C6mo Calculamos Su Saldo. Usamps m n 6todo debar .W'saldo dieno promedo (iWuyerdo noevas canpms)°. Pars mss infonnecion acens de este c9kus, pm tear larrhe a nuestro nuinhero greturo de Servido at Glente ndicedo at frente, de mle estado de wares. C6mo Eviter Pagar Intereses sobre Compras. La Feche ce Vmomamo de su Pago Programndo es at moods 25 mars despuas del pore do cetle periodo da tectumtl6n. No cargaemos intereves sotre his compares a usfed page to totalidad tle so sabo a ones fader an Is Who de vencrownb de cede mos. Comenzaremos a cagar intense , sabre adelentos on efectivo y bansferencers der salts a la tdcha de trensacdM. Cuentas Garardi7Ades. Pam Cuentas Garamzades, su cuents tle nrjds tle cradlo ester garanezede por to driftage on prenda do su Cuente Cdaterel do Is Talete Garantizads de Wefts Fargo Bank N A., estabftM m mW" con su sdidtucido la [ages. Ustod cnwerre argue esta enerege an prenda nduye y door Banco al derecho a mlmr, cobrary retrar cuslquar pane o le toslled del monlo deposiado an to Cuents Coletem tle In Tagata Garattizeda en c aso do cuapua ado de ncumpmiaib bolo su cdnvervo de Is sgefa de cradle gaeo t caso sl qua pu xenio acu o orn sea t o P. al Bairn, a watWiaa molvo. EstebzWe Ll teentrogs desWmono ci m ale cede uo y dodos Ids mantes que toted atlaCtde ineudos Ir>s informers, wens Y coslos qua a mtA.m uase wid su Cuetaeroo a Credto rieta G ells. tle auwdD monqre s su CrreMa deTaa tar)a no N de , pu se a er a par cuapuar rezone ofb b podia aapi dos nndos oodos ions in amCmaisC Cameral ce le Tame aensAda edapass pea kquder war w reSabo en s sums de soles der6de cracrkdTO Si _ SI despuasoff Fncenoein queden fordosen[o la Curate Cold oleteral, aCrros fontlos podsn pannewr an deposs tlurarhle haste 80 cots miles de qtr sOen reomiitlos a nsted. Monitoreo del Serviclo at CIlegal. Algurres named-ones los empleados tlal b.co y nuestros dittoes pi aden ser mo domodes y gabedas for dos supeonsones parr magueC to d.hdaid del serncp 01 OP5596-3-01118/2010 192010 Wells Fargo Bank. NA. All nghs reserved. Todos dos daedos resenvocim Change of Address Form - tt your address has changed, provide your canpleb new address below. Be sure s check box on reverse aide of coupon and endow in the envelope provided. Pim" use this Section only for address Chang". If you have any quastildi please Call era bll-lee customer service number on the front of this statement. Formu larlo de Camblo de Dlydtccl6n - SI W droccl6n he camblado, propordons su nu vis dirwcl6n complete abalo. AsegOtew de indcar at wadro at dorso del cou6n y adluntelo en at snbe arwxo. Pw favor use eats soccon setemente pare cambbs de dWwcldn. Si gene preguntes, por favor Items at ngmaro der SaMdo at Clients at fronts, de sate estodo de wants. ACCOUNT ACCOUNT it"ssa` 5, ??z., :- - ,?i... .. : FIRST :. _ C SSS LAST y L :. NAME = Rtiwi,;t=i4..a6vr',i...a NAME 3->•?fsk:?..: ;?,as av !.-I:r:!.: ! Fat r._......w!, .,T,_,an s?v!c;r 6 ..-a des: k: ? ,k,..,-_..::e!-1•. NEW g::.-.... !.-'-:-?- STREET iin ADDRESS Z 3i. a y e I . r S 6-t_rrr rTns ,«j'IGmm3-,Nkir7r,'-Ck&`!,"fir-hl"r>mp"f?,9i1:1C6kil:r„5Tii;gl Ttr''E°i«?+l:mot''4fi.i.;ny?v'Trfr,'iT,64Tkn4?r?rq;.aail7rTaa?,Ffin«iv?ih.r?i .:,T`.r'?rl -"in: kEi:. m'i"-irjc Po Bow i s 2 z - APT # ,« ter R + a 4 t. 3g:van,,-wrnr>:;;re;,;h3atidaaaae:eraa?;raga';6aaraxam,-r,'as.:"r,'>«a,;r>eia'ax'aa9:;r'-;x:?.?`'3T:v..aa; ?-aartps;a,-,.airaaaix`aFrka.f aa:r.:raa>an;:?,tu' !:ranasraa;?tsaaaa;,:xaa?aa.crax<e CITY __ r E R 5: STATE/ZIP - -. _. .. - ,, s? 'n15:r :,-? ?s. m,;limm'ist -,a.:.0 ?'mi?ss=.-i _ 1 _.I !, .-.: -:..,. a- .;;i... :... HOME n i al 5b! a - - WORK :I is =7•'0 _y > a PHONE PHONE Y? ? y WELLS FARGO VISA Account Number 4312 4370 6888 4246 Statement Billing Period 08!1012010 to 101102010 Page 2 of 2 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Days in Interest Charge Rate (APR) Interest Rate Billing Cycle PURCHASES 10.24% variable $0.00 31 $0.00 CASH ADVANCES 19.74% variable $0.00 31 $0.00 Wells Fargo News IMPORTANT: If you currently have any checks with the Wachovia logo pertaining to this account, please destroy the checks immediately. After December 31, 2010, these checks will no longer be honored. Please call us at 1400-6424720 to order new Wells Fargo checks. In the section of your statement titled 2010 Totals Year-To-Date, the TOTAL FEES CHARGED IN 2010 may not include the following fees (Returned Check Fee, Returned Item Fee, Returned Payment Fee, Phone Pay Fee, or Rush Card Delivery Fee) if they were assessed to your account for the time period of January 1, 2010 - February 22, 2010. To obtain that information, please contact Customer Service for assistance. 5`_5E YRG 1 7 5 101010 0 F D PAGE 2 of 2 10 5299 43CO WOFZ O1DP559E WELLS FARGO VISA Account Number 246 Statement Billing Period 10!111201 to 1 013112 01 0 Page 1 of 2 Balance Summary Previous Balance $3,826.81 24-Hour Customer Service: 1-800-642-4720 - Payments TTY for Hearing/Speech Impaired: $0.00 1-800-419-2265 - Other Credits Outside the US Call Collect: $3 826.81 1-925-825-7600 + Cash Advances , Wells Fargo Online: $0.00 wellsfargo.com + Purchases.. Balance Transfers & $0.00 Other Charges Send General Inquiries To: + Fees Charged WOO PO Box 10347.. Des Moines IA, 50306-0347 + Interest Charged $0.00 = New Balance $0.00 Total Credit Limit $5.000 Total Available Credit $0 Cash Advance Limit $2,500 Available For Cash Advances $0 Payment Information New Balance $0.00 Minimum Payment $0.00 Payment Due Date 11/0412010 Transactions Trans Post Reference Number Description Credits Charges 10/31 10/31 F52990ON000999990 CHARGE OFF ACCOUNT-PRINCIPALS 3.281.27 10/31 10/31 F52990ON000999990 CHARGE OFF ACCOUNT'FINANCE CHARGES' 545.54 Fees TOTAL FEES FOR THIS PERIOD $0.00 Interest Charged INTEREST CHARGE ON PURCHASES 0.00 INTEREST CHARGE ON CASH ADVANCES 0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 2010 Totals Year-to-date TOTAL FEES CHARGED IN 2010 $234.00 TOTAL INTEREST CHARGED IN 2010 $525.26 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Days in Rate (APR) Interest Rate Billing Cycle Interest Charge PURCHASES 10.24% variable $0.00 21 $0.00 CASH ADVANCES 19.74% variable $0.00 21 $0.00 Wells Fargo News IMPORTANT: If you currently have any checks with the Wachovia logo pertaining to this account, please destroy the checks immediately. After December 31, 2010, these checks will no longer be honored. Please call us at 1.600.0424720 to order new Wells Fargo checks. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Continued `? 5596 YRG 1 5 5 101031 0 Z D PAGE 1 Df 2 10 5299 430D WOFZ O1DP559E Account Number -4245 New Balance $0.00 Minimum Payment $0.00 2454 Payment Due Date 11104/2010 YKG 125 Amount Enclosed IIII IIII I1II'11"11'I'1'nulldll1rllnrl1lllrlq'I'l l?l'?IIII11 WELLS FARGO CARD SERVICES PO BOX 5412 CAROL STREAM IL 60197-6412 GEORGE KRAMER 5221 E TRINDLE RD MECHANICSBURG PA 17050-3552 I?IIIII??II'?'??'ll"?I"II?III?II?IIIIII'I"?I III????IIrLdLI? Check here and see reverse for address and/or phone number correction. IMPORTANT INFORMATION ABOUT YOUR ACCOUNT Billing Rights Summary. it you believe your bit is wrong (an'Fime), a n yw need more Information about a transaction on your bit, write tc m on a separate sheet of paper as soon as possible at PO. Box 522, Des Movies, IA 50306-0522. We must fear from you no later than 60 days afar we send you are lest bit on which the Error appeared. You may retiy us using other mere (including calling us at the rumba fisted on the front of the statement), but doing so wit not preserve your rights. In your letter (a 'Written Notice%, provide the fallowing nformabon: • Your name and s wounl number. • The date end dollar amount of suspected Ena. • Description of the Error and why you believe them is an Ena. if you reed more information, pease describe the dam you are hot sure about. Y do not have to pay any alleged Error amount while we are ewesogatng, but you are still obigeled to pay the parts of your oil tat are not pat of the alegad Ena amount. While we investigate, we cannot report you as delinquent or take ay ad- to soled are staged E- amount. it you have author tied us to pay your credit card bill automatically horn your savings or shading amount, you can stop the payment on any amount you behave is an Error To slop the payment, your Witten Notice must reach us three (3) business days before the ouloralic payment is scheduled to occur. Speciat Rub for Cm& Card Purchases: t you have a problem with the quality of goods a services you puchsed with a credit card, and you have fed in good faith to oared the problem with the merchant, you may nol haw to pay t he mmamff g amaa ! due on are goods orservices. You have this protection o* wnw the purchase pica was more mar= $50 and tie purchase was made in your home state or within 100 miles ayour meislg address and you have not pad to balance Was disputed charge. ft we pro a opersa gar merdland, a d"mated you the advemsoment for the . property or se-, all purchases are covered regardless of wourt m location of purchase Credit Information. NOTICE. We may furnish irtamatim about you accent to consorter reporting agencies. You have the right to dspme the accuracy of imamasion that we have reported by writing to us at PO. Boil 5445, Portland, OR 9722E-5445 and describing the specific iMOrnasm that is inaccurate a in dispute and the bass for any dispute with supporting documentation In the case of information that you believe recites to an ode tty then, you will creed to provide us with on rdanity, tthan report. Payments. 'Conforming Payrtente are payments mailed using the enclosed envelope and payment coupon to are payment address specified on the statement or, generally, made via ae'•Trensfers' tab of Wells Fargo Orara Banking at www.walistarg,.cam. Conforming Payments received we mail by 5:00 p.m. will be credited mot the dear W receipt. Conforming Peymens received after5:00 p.m. wn be crediled as W to nald day. Cuter times for Conforming payments made maw Web as will be disclosed at the time of the transaction. War Conkrrming Peynerns" ere psym Is n,.de by ery other mass and may not receive aedd for up to five days after the date of mceipt. NonLOrdormmg payments include, but am not fruited to, placing the provided envelope and payment coupon in another enveope. Notice About FMaronic Check Conversion When you provide a check as payment, you authorize m alter to use infor abon from your check to make a ore-time ei-frohic fund rr-fer from you, account or to process the payment as a crook transaction. When we -information from you deck to make an alectrorilc fund transfer, kinds may be withd- from your accoura as soon as the same day we mceive your payment, and you wil not receive your deck hack from your financial institution. Payment n Full for Less Than Account 13aWnce Request: If you nted to pay your account in full with an amount ass than the total owed on ywn amount, you must sand your request to is at. P O- Box 5071, Paned, OR 9720&5071. Suds payments will rot d hags you ful debL How We Calculate Your Balance. We use a hated calletl "average nary balerice (indutlvg new ptmheses)". For more mformaton regarding this calculation, pease :all our trill-free Customer Sevice number located on the front of this statement How to Avoid Paying Interest on Purchases. yaw Scheduled Payment Due Date is at least 25 days after the class of each bring period. We wil not charge you interest on purchases it you pay your ontse balance by the due date each month, We will begin charging interest on cash advances and balances transfers on the transaction date. Secured Accounts. For Secured accounts, you credit card acmunl is secured by a pledge of yea Secured Card Collateral Account with Wells Fargo Bank N.A, established in cornecbw we your application err are card You agree that this pledge names and gives to right to Bank to redeem, collect and withdraw any pen a are ful errant of the Secured Card Collateral Account upon any defect udw your Seared credit card agmanswit, am the event your Secured credit card agmenenl s armnated by Belk forarty reason. This pledge is given m a seoafy interest fa my and all amnaats you one, including intermL fees and costs which may accrue undo your Secured credit card occo nt. You agree tat If you Seated aretlil cad amount is dosed for may reason, the bark may apply funds in the Secured Card Collateral Account to pry off any balance on the credit cad account If there am suit funds mmarvng in the Colalaal Amount after doing so, these furls may m in on deposit for up to 60 days before being remNed to you. Customer Service Monitoring. Some calls between bank employees and oar customers may be monitored sal recorded by supervisors to ensue quality of serv:m INFORMAC16N IMPORTANTE SOBRE SU CUENTA Resumen de Derechos de Factureddn. Si see qua hay algin errs en w estado die cue is (tin •Ener'), o si recesda mks ntormacion soae urn transaction qua aperece en w esfado de vents, nor aver esaiban is an urn hale sepaede an promo core is see posibe, e a sigmriene d wrM: PO . Box 522, Des Manes, IA 5030&0522. Debe comunicarse con o-time demho de tin lapse d®60 des M to fecte -q-le hayamas -sub el primer estado de cued" en cue apaetio elEuror . Puede taammrse can rosobos per otros rrados go qua induye Iamernos al nhreru que eparece an at frena del esteeo de cueta) pao al hacarl0 no preserves sus demcos. En su cara (una "N"Carcion per Esario"), per aver Inouye a sigaena nfornaclM: • Su nombre y miraro de wants. • La feat y tai coma en doafes eel Error del qua sospecha • Una description die Error y Is mz6n per a era usted ores qm as tin Enor. Si necosia mars irdomacion, per diva descrioa el item dal qua o esa seguno No tare que pager el mom del speresb Error morels to nvestiguanes, pao sequins obligado a pager as portions del saldo de w words que no fomen pare del monto del supuesb Ena. Mentrss kwesagamos, no po memos reportarb an calltlad de deudw morose, hi termer medidas pass cobw at monto del supuesb Error Sl nos he sulorizado a pager su arems de trleta de crWilo de merxa emonatice wade w acme de cheques o de shomos, pueds suspender el page pa walquier mono quo cma que m un Error. Para suspender at page, su NolificaciM por Esato debe Ileganos ties (3) dies ttebiles amts del da an qua, esa prog amado at page actorMtim Reply Especial pare Coupe. can Tafea d. Cr6dto: Si usted bare algun problems can Is cafided de I% blares o services qe adqum con una toriea de cmddo, y he imaMado de buena to reserver at problem con el comarclame, quvs no arge que pager at mmto rastande ade dado por Im bashes o semados. Listed cuerte can esa proaoaM saemen a sit at prose de mmpra types a es $50 y is mmpre fue malaede en at mtado an qet reside o a urn disense no superer a 100 Millais die w direction postal, y wnVm que no hays pegedo at saldo del cage on dispute. St so mos es propists- u operawas de dicho mrrerao, o sit le e-ienes per cameo tin anncb putJntaio de Ins bienes o serve-, lass Ion mmpres esan waertas, sin impeder al mono o lugs de is mmpm. IMormac16n de Cr idlto. AVISO: Pahemos der infonrneaon sonde w clients a Im agencies de Informers sobre consumldores. Usted lane el tlaecho a cuastiona to eysdilud de Is imormadd. repodada per nosolms at menti r a Is sign ente dlreccen: P.O. Box 5445, Portland, OR 97228-5445. En w cart, deberb descAbs Is ¦tormaa6n espeCacs clue sea inexact o an dispute. V fundernemer walgnn dispute can doawnenac to do respeldo, SI cons clera qua se treta do infomedon reecionada cart at mbi, de idenuded, deters errvarros fins denurrcia de robo de idenfided mmesporrlente Pages. Los'Pagos an Carformided'son pagers envallos con of sobre adlumo y talon de page a Is direction de pogo especificeda an at a rtedo de arena o an general a troves de Is fiche "Transfers" (sta dsponible an i glAS) de les servacis becomes per Internet de Weis Fargo an www.welsfergown. Las Pages an Confounded retlddos por cormo a ones larder a Im 5 p_m. semn wredtodos a Is tech d0 w mabo. Los Pages an C,nfomided re ibidos despuss de les 5 p.m. sesn acreditedoo A dta siguie te. Las hoes de IRntle pam Pages an Comamded reaizados a lows cis nuestro Salo Web sera" revea0m almonhnto de la trersamen. Los'Pagos m irlwmplimemo" stir pegs etectsdm pa cuatauw afro mado y 05 posba qe w reaban aedto dsantehaala 5 des die MAs de la lecth de re rbo. Las Pages m Inwmpfmiemo irxicyen, m Ilmhad6n, pater el sobre proporaocado y stn de pago en am wbre. A- Sob. Comverafon de Cheques Elednir one: At pr pomerar tin cheque carp forma de pogo, usted nxs die w sukxaeeion pars u6kza a imornacion die su cheque a fin de nalaar tine site baefe erxxa elecaanics de w cuenta o process at page co no ova irersemidm on degre. Cuendo osoaos usamos la nkamari6n die su cheque Tars resirar urn tra simmoe eimoonice do fondos, Ias rtisrres pd h sta retrados de su went tan rapid. came el mismc die on que reab- su page, y w nsefucen fi-- no Is mgmsera su d actin Pago Total poi on Mont. into-, al Salvo de la Cuenca: St sated piensa liqu der Is lWeicted dal sakb de w client" pa un metric, imenar at made total adeudado an su wants, debars ennvi9hos w sokcaxl a la siguientedirection: PO . Box 5071, Portland, OR 9720E-5071. Dides pagm m ca lmtn a taaidad de w kleuda. Cbmo Calculamos Su Sald0. Usamos tin nAtodD deflaanab "wM diano promedio (iaiuyendo eaves mmms)". Para most mformadM scarce de este cakue, por favor lama nueslro miner, gretato de Serviao at Garde ndicade, at fran a die age ssado die wenla_ Como Evitar Pager Imereses sobre Compras. La Fada de vancimienb die w Pago Progimmado as al manors 25 dies deapuea del sierra de cede periods de lacluracon. No cargeremos imereass solve has compras v usted pig" Is totallml de w saldo a mss tender an to techs die venctmento de coda mss. COmenzxemos a cargar nlereses sobre adelaros an efedw y transfer Incas de saldo a Is face de Vansecdon. Cuentas Garerdizadias. Pore Cuertas Gera"lzadas, w wento de trlot die aedito est gasnezede por Is entrega en prenda de w Guam Cdeterel de Is Taffeta Gamnl¢ada de Wells Fargo Bank NA-, estabacid" an mimcfon con su scicilud de In t0ete. Used mnslene an glue seta aWaga w panda motive y die at Bark, el deretn0 a redims, max y realer wailquier We o Is laalded del monlo utepasi ado an Is Cusma Collateral de a Tons" Ga entaada an caso de cuaeuer ado de ncurrpimiemo bolo w convene de Is Ingalls do aide, gar-lizads, o an case de que dicho wn-mo see tarninwb pm eiBean, pa alalglla molvo. Este prude as neap taro, garatie rte coda ul0 y tabs los mantes qe listed adaude, iuiukkis Jos nlemses, wmas y cost- qua pueden scurnul a bete w Cuata daTugete de Cr"to Gary bncaft Used esa die aarerdo w qua sit w Cuenca de TarMa rte Crsdeo Gaatizada m att. par cuaquer r"6n, el banw pwra oplea es faxbs rnenlwidoe en a Chem" Caetesl cie a 7mWa Gas dzeda pee iqudar waquier sakb en lecueme de taletede csdto. Si despues de Mmedo end quedsn fords on le Genie Cmatral, dares lades pd- pemanecar an deposit. durarla hags 60 dies antes de que seen rem bdos a usted. Mori toreo del Serviclo at Clients. Aug.-lamed-titre Im empleados del berm y nuestros dientes pueden sta mondomedes y gebsdm por Im supervisoms pas ma war Is ceidad del eeMCe. 01 DP5596 - 3 - OVIV2010 o 2010 Wells Fargo Bank, N A Aar rights reserved Todes fix deredfoa mservados. Change of Address Form - If your seeress has changed, provide your complete new address below. Be sure to check box on reverse side of coupon and enclose in the envelope provided. Please use this section only for address changes. If you have any questions, plwa cell the toll-sae customer service number m the from of this statement. Formu lario die Camblo die Dlreccicn - SI w dkeccion he camblado, propordona w r uevs dsecclon complete abstio. Afegaress die mclimr at wadro at torso del capon y adiantelo f n elsobs anexo. Pm favor use esta s ci6n solemante pars mmbas de dWwci6n. Si tae pmguntes, per favor (lama al him m die S"Mcio al Cileme alframe de esa "stack de weds. ACCOUNT ACCOUNT - s a f;is:a.3- mm'q h'q 'Wyr 1.:- .s-L;k: FIRST _ F? g s .. LAST ` z. :l 1 NAME T. r-,,Foals.:,L;;!!;:.=aaaF3".vst.s,!am:;asa:;F!;r.::; NAME ;a;esa>?.,ai:!:r.3",i?•.eair ;:vas!axe:;s!Baasisasaaslas:!;a`!!!s>"f!aa-aiaxaaas??;s:.:..x;:;,!a€sr NEW .. := P Y € F 4 STREET _ al a W ? r s d s p_ -,'-^. s a? a. :a I !c t p :! I. !_•• ADDRESS j&: g PO BOX/ _inn..Tn+-Fr 'r?'Fc ,'n?wr:rt- ,T'lir'ii .r Tar'i z'Tr'.ms?r nk?L • i3nm-"qi.. mrktnicTE.'pffi mfiilp, 6mP r-"r arcTn_' i mm+ + m ' n-onTS ms mF,!.Fff-9 _ s APT# .. s >:assr:-lr?aa?:arm.l?eaa;r?aaaaad_;areaaz„?::c.;Eaaa,;a?:a:arle,-na;ea?aa;iaa;ataala?lkaa ;§pu:;ak? rat d ,va„;rAri?;;.in;hi s.aaaa?::saa:r:+s .!r :rl ? a::a.: :ra s it: r STATE'1Z P t rr ;7. A r % ` v CITY a?-?F;;Raaa???n??„?--?,-v::•?-?•m?»saa???!-?,.x-:...?, ?s;xr-am?;?rati=-?- ?:-._r?::P?:-!-?€ !??;;;>"•?!;r,-n ,?.?= ?-.,... ... ?: m?a?sF i:«ra=i ? ,saxar i?r ar?.r?:.,cl.;ag2 =_ .e WORK :.. HOME _ n .a PHONE 3 r i If a PHONE r t ::vF n,a:::,?r..;:-:s;,,t.,.-Tie }:•'rmF::Y-: :.rr,-i": F-..rr.,at.i.I;rnittis :n,,•r-.r ,• -....'.?:-,:. r „?i Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY rj ?'' 40tOW R ?'??-+?,°? Portfolio Recovery Associates, LLC vs. George Kramer SHERIFF'S RETURN OF SERVICE Case Numb 2012-4093 07/09/2012 09:22 PM - Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on July E 2012 at 2122 hours, he served a true copy of the within Complaint and Notice, upon the within named defendant, to wit: George Kramer, by making known unto himself personally, at 5221 E. Trindle Road, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at the same time handing him personally the said true and correct copy of the same. RYAN BURGETT, SHERIFF COST: $38.00 July 11, 2012 12 XL 17 Cl JMBBLA tl7 CoLil "EN4S YE.VANIA SO ANSWERS, ?? GPI • ??>?cy""` '---?.` RON R ANDERSON, SHERIFF