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Home My WebLink About12-4260f IED-CE 110E* CAE THE FRO NONOTARY 2 2 Jot' -9 'CUMBERLAND COUNTY P1: NNSYLVAN'tA CAPITAL ONE BANK (USA), N.A. 4851 COX ROAD GLEN ALLEN, VA 23060 Vs. KELLE G BOCH 109 SUNSET DR NEW CUMBERLAND PA 17070 CUMBERLAND COUNTY COURT OF COMMON PLEAS CIVIL DIVISION TERM. Cn? 1„I` ?(11t? No. CIVIL ACTION LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: Arthur Lashin, Esquire Identification No. 23425 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400 OUR FILE NO. 418862 Attorney for Plaintiff "AVISO "NOTICE "You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be en- tered against you by the court without further notice for any mon- ey claimed in the complaint or for arty other claim or relief request- ed by the plaintiff. You may lose money or property or other rights irnportant to you. IF YOU CANNOT AFFORD TO HIRE A LAWYERTHIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE CUMBERLAND COUNTY BAR ASSOCIATION 32 S BEDFORD STREET CARLISLE PA, 17013 800-990-9108 "Le han demandado a usted an la oorte. Si usted quiere defenderse de notes demandas expuestas on Ins pggins sigu usted tiene veinde (20) dies, de piazo al patir de la fachm de Is demands y Is rotificaci6n. Haoe fake asen tar una comparencia escrita o on persona o con un abogado y entregar a la corte an foram esorita sus defenses o sus objeciones a Ins demandas e contra de su persona. Sea ovisado qua si usted no se deflends corte tonmrd medidas y puede continuer Is demanda an contra suya sin prevIo aviso o notifioaoi6n. Ademilis, Is oorte puede deoidir a favor del demandante y requiere qua usted cumpla co todas lee provisions de note demands. Listed puede perder li o we propiedades u otros derechos importentee pars usted. "LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCI6N SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. r\ 1? Ia CIVIL ACTION 1. Plaintiff CAPITAL ONE BANK (USA), N.A. is a business entity, with offices located at: 4851 COX ROAD, GLEN ALLEN, VA 23060. 2. Defendant(s) KELLE G BOCH is/are individual(s) residing at: 109 SUNSET DR, NEW CUMBERLAND, PA 17070. 3. Upon application by Defendant(s) a Credit/Revolving Charge Account was established for Defendant(s), which was assigned account number ************2026; a copy of the account Agreement is attached hereto, made a part of hereof, and marked Plaintiff's Exhibit "A". 4. Defendant(s) subsequently utilized the aforesaid account to make various purchases and/or receieve cash advances, thereby incurring payment obligations to Plaintiff and/or Plaintiff's predecessor in interest under the terms of The Agreement. 5. Defendant(s) defaulted upon The Agreement by failing to adhere to the repayment terms contained therein, and in accordance therewith, the entire remaining balance became due and immediately payable. 6. Plaintiff's predecessor in interest assigned to the Plaintiff all of its right, title and interest in and to its account with Defendant(s) so that Plaintiff is now the owner of said account. 7. As a consequence of the foregoing there is presently due and owing to Plaintiff by Defendant(s) the following amounts: Unpaid Balance: Interest: TOTAL DUE: $20,445.04 $.00 20, 44 .-OT 8. Despite repeated demand by Plaintiff, Defendant(s) has/have failed and refused to pay the aforesaid sum. WHEREFORE, Plaintiff demands that judgment be entered again Defendant(s) in favor of Plaintiff in the amount of $20,448 together with interest and costs. HAYT, HAYT & LANDAU By: ARTHUR LASHIN 23425 Attorney for Plaintiff N1 ?` m vl o pl O ? V o? y s ? o a v A '.1 O W c r ?? o a m OD? 'S a ?? 4z U d T U -? - 71 7 o ! 7 ? v a v C O K .a v 0 C O b A c v N 9 C') h K[ N W ? x o ? W n ? d V ? o ? a N E 4 =?s a ? Q r N 00000) Q ? O • Spread too thin? Paying bills takes a lot of time: writing checks, addressing envelopes, mailing letters. Get some time back each month with Capital One' balance transfers. Consolidate your bills and higher-interest payments, maybe even save some money, and then spend your time relaxing, shopping or watching the game-instead of writing a lot of checks. Ready to transfer? See reverse to learn how. Call 1-800-955-7070• J 500250 FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment Due Date ( $7,987.00 -$300.00 + $0.00 + $0.00 =_ $7,687.00 ( $76.00 I` Dec. 12, 2008 Oct. 18, 2008 - \ Nov. 17, 2008 Page 1 of 1 A.. MasterCard Platinum Account 5291.4917.5667.2026 Your Account Information TOTAL CREDIT LINE TOTAL AVAILABLE CREDIT CREDIT LINE FOR CASH AVAILABLE CREDIT FOR CASH CIMOHassfe REWARDS- $19,200.00 $11,513.00 $3,840.00 $3,840SO NTASE W AT LEAST THIS AMOUNT Rewards Summary Previous available balance 265 Earned this period. 0 (reflects transactions posted during this biling cycle) '.. Available Balance : 265 Payments, Credits & Adjustments 1 10 NOV PAYMENT $300,00. (Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE appliedtc rate APR CHARGE Purchases $0.D0 0.02712% 9.90% $O.OC Cash $0.00 0.02712% 9.901A $0.00 SpecialTrans $7,909.58 0.00000% 0.0096 $0.00 ANNUAL PERCENTAGE RATE applied this period: 0.00% Q At Your Service • Go to www.cm tebne.com to manage your account, or Get 1-800-955-7070 to report a lost or stolen card or speak to Customer Relations ® Pay Online at www.cantabne.cum or mail your payment to: Gepital One Back (USA), N A. • R0. Box 71083 • Charlotte, NO 28272-1083 A Send Inquiries to: Capital On& P.O. Box 30285 • Sal Lake City, UT 84130.0285 ® Manage your Rewards online by visiting n cer 1=ntswmds ® Have a questlon about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.caoitalone.com/disputes PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 7687000300000076001 C _T- jI Account Number: 5291-4917-5667-2026 Lend a hand. Save the land. Due Date New Balance Minimum Payment Amount Enclosed Manage your account online today- L Dec. 12, 2008 1 $7,687.00 I $76.00 it's fast, easy and secure. \ ?J a Pay online anytime-no more checks, stamps or rh.Tter. PLEASE PAY AT LEAST THIS AMOUNT Q Moving? Change your address online or on the bark. ® Help save the planet --Go paperless. #9032479667454085# 0 Sign up at www.capitalone.ccm. KELLE G BOCH 109 Sunset Drive Capital One Bank (LISA), N.A. New Cumberland, PA 17070 P.O. Box 71063 Charlotte, NC 28272-1083 nlrhlhlllnnlhllllrl'In"Irhhlllnrlrr^nlllllllrhlrr IIIIII1911^I'll 'IrIII IIH„Iluh^II'l.lll'II"III11111'INI Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Get paid. Twice. Earn a great 1.60% Annual Percentage Yield (AP1) PLUS a 10% quarterly bonus on your interest earned with the all-new InterestPlus Online Savings account* • Great savings rate • 10% bonus on interest earned • Easy online transfers* Learn more and open online at capitalonedirect.com/save2 'Please see reverse for important disclosures. 1.601 500328 MEMBER FDIC FINANCE Previous Balance Payments 8 Credits CHARGE Transactions New Balance Minimum Payment Due Date $0.00 -? $0.53 $0.00 + l $0.00 1--? $0.53- I $0.00 Jan. 11, 2010 - 1 Nov. 18, 2009 - Dec. 17, 2009 Page 1 of 1 ---- ___"- __- - _---""""-"------ PLEASE PAY AT LEAST THIS AMOUNT MasterCard Platinum Account I Payments Credits; Adjustments 5291.4917.5867.2026 . 1 17 NOV No Hassle Points Cash Out $0.53- Your Account Information Credit balance - Do not pay TOTAL CREDIT LINE $19,200.00 TOTAL AVAILABLE CREDIT $19,200.00 CREDIT LINE FOR CASH $3,840.00 AVAIL ABLE CREDIT FOR CASH $3,840.00 Finance Charges (Please see reverse for important information) Balance rate Periodic Corresponding FINANCE applied to rate APR CHARGE Purchases $0.00 0.04904% 0 17.90% $0.00 Cash $0.00 0.066822% D 24.90% $0.001 ANNUAL PERCENTAGE RATE applied this period: 0.00% ....._. Q At Your Service - Go to..cmitabne.com to manage your soccunp or Cat 1-800-955-7070 to report a bst or stobn card or speak to Customer Re1T5ons 0 Pay Online at www.cadlabni or mail your Payment Ii Capital One Bank (USA), N.A. • P.O. Box 71083 • Charbtte. NC 28272-1083 A Send Inquiries to: Captal Onw P.O. Bo. 30285 • Sal Lake Oty, UT 84130-0285 ® Have a question about a charge on your statement? Please refer to the Billing Rights Summary on the back of your statement or visit www.capitalone.com/disputes PLEASE. RETURN PORTION BELOW WITH PAYMENTOR LOG ON TO WWW.CAPFrALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000530008350000007 Account Number: 5291-4917-5667-2026 Due Date New Balance Minimum Payment Amount Enclosed Jan. 11, 2010 $0.53- $0.00 PLEASE PAY AT LEAST THIS AMOUNT ORGANIZATION MADE EASY. Forget the filing. Manage your account online and simplify your life. Sign up at www.capitalone.com tl9035279667454086# KELLE G BOCH 109 Sunset Drive New Cumberland, PA 17070 1"II'1'III'I'I'llllll'Illlllll'Illll'l'Illlll"l"'1111'1"II'I' Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 28272-1083 MILLI-I,I.if IIII -'1.1111111--Illlllrrll.l?lll?ll^IlIf lIt I'll ll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. ACT NOW 5 O 500531 , AND GET Just open a new InterestPlus Online Savings account online using Offer Code BONUS86DF and have a balance of $10,000 or more on 12120110. T1. 5 APr Get Paid. Twice. 0'0 Learn more and open online at capitalonexom/bonus86 Use Offer Code BONUS86DF See reverse for details. AS\ Page 1 of 2 14 MO.955.7070 Www.capitalone.com Oct. 18 - Nov. 17, 2010 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you M" pay more in interest and it will take you longer to pay off your balance. For example: Platinum MasterCard XXXX-XXXX-XXXX-2026 I Payment Amount Each Period If No Approximate Time to Pay Off Estimated NEW BALANCE MINIMUM PAYMENT DUE DATE Additional Charges Are Made statement Balance Total Cost $14,259.77 $148.00 Dec 14, 2010 Minimum Paymem 31 Years $33,632 t, 5488 3 Years $17,552 PLEASE PAY AT LEAST THIS AMOUNT Your estimated savings if you pay off this balance in 3 years: $16,080 Credit Limit: $19,200.00 Cash Credit Limit: $3,840.00 If you rsould like information about credit counseling services, call 1-888326-8055. Available Credit: $4,940.23 Available Credit for Cash: $3,840.00 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penalty APR of 29.40%, Previous Balance Payments and Credits 514,40401. - $150.00 ---- _l } TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 1 05 NOV PAYMENT Fees and Interest Charged Transactions New Balance $5.76 I + $0.00 $14,259,17 !$150.001 FEES Total Fees This Period $0.00 Total Fees This Year $417.00 INTEREST CHARGED INTEREST CHARGE: PURCHASES $5.76 Total Interest This Period $5.76 Total Interest This Year $8.39 Image Card® ... letting YOU show through. Image Card s ??_.- , Create your own personal masterpiece. lust visit capitalone.com/imagecard. 300012 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 1 Z90% D $379.12 I $5.75 Cash 24.90% D $0.00 50.00 SpecialTrans 0.00% $13,964.77 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000150000148001 Account Number: 5291.4917-5667-2026 Due Date New Balance Minimum Payment Amount Enclosed Dec 14, 2010 $14,259.77 j ( $148.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE: G BOCH 109 Sunset Drive New (:timberland, PA 17070 IIIIIIIRIIIII'lll'Ill'111111'llllllllylrlr,r111rIIIJ'Illll'll'I GO PAPERLESS! The trees will thank you. Sign up at www.capitalone.coIn 400010 Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 28272-11183 Illllllrlllrrlllllrllrlllllllrrllllllrrllrlrlllrllirllllllllrllll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Gent Paid. Twice. Cash Credit limit: $3,840.00 If you would like information about credit counseling services, call 1-888326-8055. ',. I Available Credit for Cash $3,840 00 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, - you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penalty APR of 29.40%. Great savings rate 13 00A- 10% bonus on interest earned No fees 10% Learn more and open online at eapitalone.eom/save16 BONUS' Use Offer Code DBQRTX4DF r See reverse for details. `i ASNX . Page 1 of 2 1.800.955.7070 . _ .... .... - Www.capitalone.com f Nov. 18 - Dec 17, 2010 30 Days in Billing Cycl MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you Platinum MasterCard will pay more in interest and d will lake you longer to pay off your balance. F X00(X-XXXX-XXXX-2026 Payment Amount Each Period If No Apprwdnxte Tim to Pay Off or eKample: Estimated NEW BALANCE MINIMUM PAYMENT DUE DATE Add lksmilChargesAmMaIf e statement Balance Total cost $14,065.27 $146.00 Jan 14, 2011 .?. Minimum Payment 31 Years 8484 1 3Years $33,354 $17,430 PIfASE PAY AT LEA51 THIS AMOUNT ?I Your estimated savings if you pay off this balance in 3 years: $15,924 I Credit Limit: $19,200.00 Available Credit: 55,134.73 Previous Balance 514,259.77 Payments and Credits Fees and Interest Charged Transactions New Balance 1 $20000 + 5550 ?1 + $0.00 = 114,065.27 1 _- _ -2 __ I ..__; 500565 TRANSACTIONS I PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 1 13 DfC PAYMENT ($200.00) FEES Total Fees This Period $0.00 Total Fees This Year $417.00 INTEREST CHARGED INTEREST CHARGE: PURCHASES $5.50 Total Interest This Period $5.50 Total Interest This Year $13.89 + MORE Credit cards are only part of the equation. Learn about all the ways we can serve your reeds at capitalone.com 300010 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 17.90% D $373.80 $5.50 1 1 Cash 24.90% 0 $0.00 $ 1 0 SpecialTrans 0.00% $13,855.33 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE:. 1 5291491756672026 17 0000000200000146003 Account Number: 5291.4917.5667-2026 Due Date New Balance Minimum Payment Amount Endosed Jan 14, 2011 $14,065.27 $146.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE G BOCH 109 Sunset Drive New Cumberland, PA 17070 '11'11,1 llllrlll'Ill'IIII'1111111'Il^III^I'IlIlPlll'Ill'II'Ill ORGANIZATION MADE EASY. Forget the filing. Manage your account online and simplify your life. Sign up at wvvw.capitalone.com 400011 Capital One Bank (USA), N.A. P.0• Box 71063 (:harlottI. , NC 26272-1083 1111111 IIIIrrlllll'Il'IIIIIIIuIIIIIIrI Ilrl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Get Paid. Twice. • Great savings rate • 10% bonus on interest earned • No fees Learn more and open online at eapitallOllexoinnuisave22 Use Offer Code DB6N4WKDF Turnover for more information. Platinum MasterCard NEW BALANCE $14,249.67 Credit Limit: $19,200.00 Available Credit: 54,950.33 Page 1 of 2 1.800.955.7070 www.caphalone.com Dec 18 -Jan. 17, 2011 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example. XXXX-XXXX-XXXX-2026 PaymentAmount Each Period If No Approximate Time to Pay Off Estimated MINIMUM PAYMENT DUE DATE Additional Charges Are Made Staternent Balance Total Cost $150.00 Feb 14, 2011 Minim tm Pay ment -- 31 Years -- 134023 $494 3 Years $17,797 atease rav AT LEAST THIS auouxr Your estimated savings B you pay off this balance in 3 years: $16,226, Cash Credit Limit: $3,840.00 If you would like information about credit counseling services, call 1-888328-8055. '.. Availabk Creditfor Cash: $3,840.00 LATE PAYMENT WARNING: It we do not receive your minimum payment by your due date, ......__- you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions 514,065.27 - $15634 + S8.02 + 4332.72 TRANSACTIONS ....._ PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 1 29 DEC PAYMENT ($150.00) 2 31 DEC THE HOME DEPOT 4113HARRISBURGPA ($6.34) TRANSACTIONS FOR KELLE G BOCH #2026 '. . 1 22 DEC SHILOH VET. HSPTL LLCYORKPA $96.45 2 29 DEC THE HOME DEPOT 4120MECHANICSBURGPA $68.82 ''. 3 31 DEC LOwE5402223' QPSMECHANICSBURGPA $15.29 '., 4 31 DEC THE HOME DEPOT 4113HARRISBURGPA $66.74 5 02 JAN 4IVINE & SPIRITS 2102LEMOYNEPA $25.42 6 14 IAN PIZZA GRILLE 2CAMP HILLPA $60.00 10, Total Transactions This Period $332.72 500582 1.,25 °!° 10% BONUS' New Balance $14,249.67 J Image Card' ... letting YOU show through. t t _- r Imaged \, r Card n r Create your own personal masterpie.c. just visit capita lone.comlimagecard. 3ooo,2 INTEREST CHARGE CALCULATION FEES Your Annual Percentage Rate (APR) is the annual interest rate on your account. Total Fees This Period $0.00 Annual Percentage Balance Subject to 00 Type of Balance Total Fees This Year $0 Interest Charge . Rate (APR) Interest Rate '... '.. Purchases 17.90% D 5527.34 $8.02 Cash 24.90% D $0.00 $0.00 SpecialTrans 0.00% $13,637.80 $0.00 Transactions continue on page 2 ' PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000150000150006 Account Number: 5291.4917-5667-2026 Due Date New Balance Minimum Payment Amount Enclosed i Feb 14, 2011 $14,249.67 $150.00 - - ---- PLEASE PAY AT LEAST THIS AMOUNT KELLE G BOCH 109 Sunset Drive New Cumberland, PA 17070 .1.I'l11l'I11--IIIIIIIILLII'Ilrrrllrl'Illlrllrlrlrr,IIr1I1.11 PAPERLESS - STATEMENTS Stop waiting for the mailman. View up to 13 months of statements anytime-online. Sign up at www.capltalone.com acoool7 Capital One Bank IUSA), N.A. P.O. Box 71083 Charlotte, NC 28272-1083 nlllllrlnrrnlll?lrllllnlrrlluhrrllrlrlllrllrrllhllllrlnl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity • View and print copies of past statements Pay your bill online Sign up at: www.capitalone.com ?. Page 2 of 2 1.800.955.7070 www.capitalone.com Platinum MasterCard XXXX-XXXX-XXXX-2026 NEW BALANCE MINIMUM PAYMENT DUE DATE $14,249.67 $150.00 Feb 14, 2011 Previous Balance Payments and Credits - --- ------ -- Fees and Interest Oarged 514,065.27 - $15634 .. ............... .. - } $8.01 + - - - - TRANSACTIONS CONTINUED INTEREST CHARGED INTEREST CHARGE: PURCHASES $8.02 Total Interest This Period $8.02 Total Interest This'fear $8.02 Der. 18 - Jan.17, 2011 31 Days in Billing Cyde Credit Limit: $19,200.00 Available Credit: $4,950.33 , Cash Credit Limit: $3,840.00 Available Credit for Cash: $3,840.00 Transactions New Balance $332.72 o $14,249.67 Grow your savings faster online vuith our Interest Plus Online Savings account. Earn high interest plus a quarterly bonus - and get the security of FDIC insurance anc no fees. Learn more today at vww.capitalonedirectcom, inlerestplus. Get Paid. Twice. • Great savings rate • Quarterly Bonus on interest: earned • No fees e Great savings rate 1w25 e 10% bonus on interest earned e No fees 10% Learn more and open online at CapitalOrlexom/SaVe25 BONUS` Use Offer Code DC9QYQDDF Or *Turnover for more information. ` AN, Page 1 of 1 14MO-955.7070 www.capltalone.com Jan 18 - Feb. 17, 2011 31 Days in Billing Cycle ... - MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Platinum MasterCard XXXX-XXXX-XXXX-2026 PaymentAmount Each Period If No Apprcudmate Time to Pay Cdf Estimated NEW BALANCE MINIMUM PAYMENT DUE DATE Additional Charges Are Made Statement Balance Total Cost $15,521.35 $176.00 Mar 14, 2011 Minimum Payment 32 veers S+7,408 $544 3 Years $19,575 PLEASE PAY AT LEAST THIS AMOUNT Your estimated savings K you pay off this balance in 3 years: $17,833 Credit limit: $19,200.00 Cash Credit Limit: $3,840.00 If you ssould like information about credit counseling services, call 1-MB- 3268055. Available Credit: 53,678.65 Available Credit for Cash: $3,678.65 LATE PAYMENT WARNING: If sve do not receive your minimum payment by your due dale, ....... ,. you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penalty APR of 29.40%. Previous Balance Payments and Credits 514,249.67 - $150.00 + TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 1 10 FEB PAYMENT TRANSACTIONS FOR KELLE G BOCH #2026 1 O'FEB PURCHASE CHECK 12936 03056000 2 02 FEB PURCHASE CHECK 12937 16975420 ? Total Transactions This Period Fees and Interest Charged Transactions New Balance $2168 + $1,400.00 _ 515,521,35 InterestPlus Online Savings ($150.00) 51,000.00 $400.00 $1,400.00 FEES Total Fees This Period $0.00 Total Fees This Year $0.00 INTEREST CHARGED INTEREST CRARGE:PURCHASES $21.68 Total Interest This Period $21.68 Total Interest This Year $29.70 500592 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 11.90% D $1,416.33 $21.68 Cash 24.90% D $0.00 $0.00 SpecialTrar,; 0.00% $13,547.29 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. Account Number: 5291-4917-5667-2026 Due Date New Balance Minimum Payment Amount Enclosed Mar 14, 2011 $15,521.35 $176.00 PLEASE PAY AT LEAST THIS AMOUNT 1 5291491756672026 17 0000000150000176006 KELLE: G BOCH 109 Sunset Drive Now Cumberland, PA 17070 1111114111111111111111111'I"IIII111'Il'I'911"II I11111111'Il'I GREEN FACT! ¦ 1 tree can be saved for every 13 people that go paperless. Sign up at www.capiti)lone.com 400005 Learn more and open online at capitalonedirect.com/interestplus 3oows Capital One Bank (USA), N.A. P•0• Box 71083 Charlotte, NC 28272-1083 I111111r111rr11111?11rlllllllrrllllllrrllilrlllrll?rllllllllrllll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. AR NOW 500610 AND GET$50 Just open an InterestPlus Online Savings account online using offer code MONEY32DF and have a balance of $10,000 or more on 512/2011. el APYo' °'---- Get Paid. Twice. Learn more and open online at capita lonexom/money32 Use Offer Code MONEY32 DF See reverse for details. MWOMMMI!,!?11111 1_777 -IMINNIQ Page t of 1 1.500.955 7070 i i www.capitalone.com Feb. 18 - Mar. 17, 2011 28ClaysirrBillingCycle' MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and R will take you longer to pay oil your balance. For example: balance. Platinum MasterCard XXXX-XXXX-XXXX-1026 Paymem Amount Each Pe Tod If No Approximate Time to Pay Estimated NEW BALANCE MINIMUM PAYMENT Total cost DUE DATE Additional charges Are Made statement Balance $18,981.17 $260.00 Apr 14, 2011 Minimum Payment 34 Years $46,239 I 1 t, 3 Years $24,196 $572 11 PIFASE PAY AT LEAST THIS AM WNT $72,043 Your estimated savings if you pay tiff this balance in 3 years: I Credit limit: $19,200.00 II Cash Credit limit: $3,840.00 If you would like information about credit counseling services, call 1-888 32"055. I Available Credit: 5218.83 Available Credit for Cash: $218.83 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, I --- -_-?-- you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penally APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 52135 $18000 515 + I $7112 J $3,568.70 _ S18,981.17 , TRANSACTIONS ) 3ooa26 PAYMENTS CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 Always at your service.. . 1 11 MAR PAYMENT ($180.00) Pay your b'11 online and take advartage of TRANSACTIONS FOR KELLE G BOCH #2026 Ihese and other on-the-yc services - 1 20 FEB INTUIT'TURBOTAX800-4469884877 $66.70 Capital One text messaging ??W+»lLTrx•' 12.22 08773210 2 22 FEB PURCHASE CHECK 53,500.00 ? Total Transactions This Period $3,568.70 Card replacement • Travel notification I ou int0 www.capitalone.com l0 lake FEES adv3n:age of these and other On-tie-go services. Total Fees This Period $0,00 Total Fees This Year $0.00 - - INTEREST CHARGED INTEREST CHARGE CALCULATION INTEREST CHARGEPURCHASES $71.12 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Total Interest This Period 571.12 Total Interest This Year Annual Percentage Balance Subject to 5100.82 '... Type of Balance Interest Charge Rate (APR) Interest Rate Purchases 17.90% D $5,179.37 $71.12 Cash 24.90% D S0.00 $0.00 SpecialTrans 0.00% $13,392.00 $0.00 PLEASE RETUFIN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE, '1 5291491756672026 17 0000000180000260007 Account Number: 5291-4917-5667-2026 Due Date New Balance Minimum Payment Amount Endorsed Apr 14, 2011 $18,981.17 $260.00 PLEASE PAY AT LEAST THIS AMOUNT GO GREEN. SAVE GREEN! $ •?-, Pay online and save money on stamps. f Sign up at www.capitalone.com 400008) KELLE G B0CH 104 Sunset Drive New Cumberland, PA 17070 111111'Illlfl'Illll'If'Iffll'I'I'flflllllllrrrrrllrlllnl,lili, Capital One Bank (USA), N.A. P.0• Box 71083 Charlotte, NC 28272-1063 IIIIIIIifllrrIIfII -II -IIIIIlrrhillfl"Ilrlrlll'fl"IIIIIIII'IIII Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. in your wallet? what's KELLE G BOCH 500008 It could happen to anyone. Make sure you pay the amount due on your statement as soon as possible. Keeping your credit in good standing can WHOOPS, do a lot more than you think. GOOD CREDIT = GOOD CREDIT REFERENCES 0 1009 Capital One. Capital One it a federally registered scrz"ice mark. All rights resen"ed. Page 1 of 2 1-800.955.7070 www.capitalone.com Mar. 18-Apr. 17, 2011 31 Days in Billing Cycle ? BETTER INTEREST RATES (good credit could mean lower interest rates) IMPROVED CHANCES 70 GET APPROVED FOR LOANS (when you want to buy a home or new car) Platinum MasterCard NEW BALANCE MINIMUM PAYMENT $19,260.71 $566.00 PLEASE PAY AT LEAST THIS AM°°ra I Credit limit: $19,200.00 Available Credit: 50.00 MINIMUM PAYMENT WARNING: II you make only the minimum payment each period, you will pay more in interest and it will lake you longer to pay off your balance. For example: XXXX-XXXX-XXXX-2026 Payment Amount Each Period If No Approxi raate Time to Pay Off Estimated DUE DATE Additional Charges Are Made Statement Balance Total Cost May 14, 2011 Mimmum Payment _---- ?_??--__ 34 Years _.., S46 718 5685 3 Years _ S24,677 Your estimated savings it you pay off this balance in 3 years: $22,041 , Cash Credit Limit: $31840.00 If you would like information about credit counseling services, call 1 V8.326-8055. E Available Credit for Cash: $0.00 LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penally APR of 29.40%. Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 518,981.17 1 - $000 } 5113.86 + $165.58 $19,260.71 You're behind by one payment. Remember that paying the minimum payment by the due date keeps your account curent. So make sure you send in the minimum payment i to keep your account current. Help is Available "Impcrtant Notice" Your account eras past due. Under the terms we previously . disclosed to vou, it your account is past due again in the next 12 billing cycles, your pick up p the phone Just Annual Percentage Rates (APRs) may increase. . TRANSACTIONS Call 1-800-955-6600 and a specially trained agent will PAYMENTS, CREDITS &ADJUSTMENTS FOR KELLE G BOCH #2026 be happy to help you check your balance and make payments. TRANSACTIONS FOR KELLE G 80CH #2026 1 N APR RUTTER'S FARM STRE #. ETTERSPA $51.75 2 A APR KAPLAN'S CAREFUL CLEANCAMP HILLPA $62.00 - 3 34 APR PET VALU fF514411MOYNEPA $51.93 INTEREST CHARGE CALCULATION ? Total Transactions This Period $165.68 Your Annual Percentage Rate (APR) is The annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge FEES Rate (APR) Interest Rate Purchases 17.90%D $5,845.12 $88.86 Cash 24.90% D $0.00 $0.00 SpecialTrans 0.00% $13,260.00 $C.00 Transactions continue on page 2 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000180000566008 CW "Ote Account Number: 5291-4917-5667-2026 Due Date New Balance Minimum Payment Amount Enclosed May 14, 2011 $19,260.71 $566.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE G BOCH 109 Sunset Drive Now Cumber land, PA 17070 I"1'111 111"ILIILrLIIrIIII'IIIIIIIII I'Illl'IIIIIIIII'Il"I'll Take advantage. Take control. Manage your account online at ln/ww.capitalone.com Make payments Review account information AQ Manage your account in privacy 400006 Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 26272-1083 nlllUrlnrrnhlrhrlllllllrrllnlrrllrlrlllrll Irllllllllrhll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. r1- Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity • View and print copies of past statements • Pay your bill online Sign up at: www.capitalone.com Page 2 of 2 1-NO-955 7070 - www.capitalone.com Platinum MasterCard XXXX-XXXX-XXXX-2026' NEW BALANCE MINIMUM PAYMENT DUE DATE ! $19,260.71 $566.00 May 14, 2011 Previous Balance Payments and Credits Fees and Interest Charged 518,981.17 - $0.00 } S113.86 Mar. 18 - Apr. 17, 2011 31 Days in Billing Cycle Credit Limit $19 200 00 Available Credit: $0 00 Cash Credit Limit: $3,840.00 i Available Credo for Cash: S0.00 Transactions New Balance } $16568 419,260.71 ?i TRANSACTIONS CONTINUED FEES (CONTINUED) 1 14 APR PAST DUE FEE $25.00 Total Fees This Period $25.00 1 Total Fees This Year $25.00 INTEREST CHARGED INTEREST CHARGEPURCHASES 588.86 Total Interest This Period 588.86 Total Interest This Year $189.68 You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment tc reach Capital One. Gaprt?- what's In your wallet? Platinum MasterCard NEW BALANCE I $19,384.69 Credit Iimit: $19,200.00 Available Credit: 50.00 500009 LET'S TALK - WE'RE HERE TO HELP. Sometimes unexpected expenses keep you from making your credit card payments. We understand. At Capital One il we're here to help you keep your credit on track. Give us a call. Here are 3 easy ways to make a payment: • (live one of our associates a call at 1.800.955.6600. • Mail us the amount due on your statement. • If you have Internet access, you can (make a payment securely online by logging on to www.capitalone.com. n 2009 Capital One. Capital One is a fidcrally registered semirc murk. All rights resrrved. Page t of 1 1-NO-955.7070 www.capitalone.com Apr. la - May, 17, 2011 30 Days in Billing Cyde I MINIMUM PAYMENT WARNING: It you make only the minimum payment each period, you will pay more in interest and A will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-2026 Payment Amount Each Period If No Approximate Time to Pay OH Estimated MINIMUM PAYMENT DUE DATE Additional Charges Are Made Statement Balance Total Cost $883.00 Jun 14, 2011 Minimum Payment 1 34 Years $47,024 If you would like information about credit counseling services, call 1.888-326-8055. PLEASE PAY AT (FAST THIS AMOUNT li LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit Limit: $3,840.00 you may have to pay a late fee of up to 535.00 and your APRs may be. iixreased up to the Penalty APR of 29.40%. Available Credit for Cash: $0.00 Transactions New Balance $0.00 - $19,38469 1 Iii .............. . Previous Balance Payments and Credits Fees and Interest Charged S19,260.71 - 50 00 J } S123.98 + You're behind by two payments. Let's talk. H you're having financial difficulties and cant make ,our minimum payment -we avant to help. Let's work together to find a solution. TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 FEES 14 MAY PAST DUE FEE S35.00 Total Fees This Period 535.00 Total Fees This Year 560.00 INTEREST CHARGED INTEREST CHARGE: PURCHASES $88.98 Total Interest This Period $88.98 Total Interest This Year 5278.66 You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 17.90%D $6,048.24 $88.98 Cash 24.90% D $0.00 $0.00 SpecialTrans 0.00% $13,260.00 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE, 1 5291491756672026 17 0000000180000883004 Account Number: 5291-4917-5667.2026 Due Date New Balance Minimum Payment Amount Enclosed Jun 14, 2011 $19,384.69 $883.00 - - - - ........ ._.... PLEASE PAY AT LEAST THIS AMOUNT KELt_E G BOCH 109 Sunset Drive Neal Cumberland, PA 17070 L.flllli,Irlllllllllllll.IlLrrll'Illl'Illll'I'I'I'I'Il'Ill'Illl Take advantage. Take control. Manage your account online at 1Arww.capitalone.com Make payments Review account information Manage your account in privacy 400006 Capital One Bank (USA), N.A. P•0• Box 71063 Charlotte, NC 26272-1083 Illllllilllirlllll'II'Illllllrrllllll"II'I'Illrlliillllllll'Illl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. KELLE G BOCH what's in your wallet? MAKE A PAYMENT. AND TAKE CONTROL ...... OF YOUR CREDIT WITH CAPITAL ONE? Your account is temporarily unusable. The good news is, by paying the amount due on your statement, you can still bring your account into good standing. Let's work together to bring your account back to good standing. You can make a payment with our ee check by phone service or speak to an associate by calling 1.800.955.6600. 2009 Capital One. Capital One it a federally registered tenure mark. All rights rererved Page 1 of 2 1-E00.95555.7070 - ? ' - ?May.18 lun.17, 2011 31 Days in Billing Cycle www.capitalone.com Platinum MasterCard NEW BALANCE MINIMUM PAYMENT $19,513.56 $1,207.00 PLEASE PAY AT LEAST THIS AMOUNT Credit Limit: $19,200.00 Available Credit: SO.00 . MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, yvu will pay mare in interest and d will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-2026 Payment Amount Each Period If No Approximate Time to Pay Off Estimated DUE DATE Additional Charges Are Made Statement Balance Total Cost Jul 14, 2011 Minimum Payment I 34 Years I S47,039 if you would like information about credit counseling services, call 1-8883268055. LATE PAYMENT WARNING: It we do not receive your minimum payment by your due date, Cash Credit Limit $3,840.00 you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the Penalty APR of 79.40%. Available Credit for Cash: $0.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions S19,384.69 - - ( $000 _ + S128.87 I S0 00 = You're behind by three payments. But you can bring your account current by paying the minimum payment amount on your statement. 9 you're having financial difficulties and you're feeling overwhelmed - we want to help. Give one of our associates a call at 1.800.955.6600. You'd be surprised what we can do together to work this out. Renewal Notice - See both sides of the first page of this statement v i nportant information about rates and interest charge calculation. TRANSACTIONS -- _ ....-....--.. PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 New Balance 519,513.56 ??? Help is Available. Just pick up the phone. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments I FEES - 1 14 JUN PAST DUE FEE 535.00 INTEREST CHARGE CALCULATION Total Fees This Period S35.00 - Total Fees This Year S95.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. INTEREST CHARGED Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 17.90% D $6,174.49 $93.87 Cash 24,90% D $0.00 $0.00 SpecialTrans 0.00% $13,260.00 $0.00 Transactions continue on page 2 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE,COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000180001207001 Account Number: 5291-4917-5667.2026 Due Date New Balance Minimum Payment Amount Enclosed Jul 14, 2011 $19,513.56 $1,207.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE G SOCH 109 Sunset Drive New Cumberland, PA 17070 IIIIIIIIJIIrlllLllri11111111rlllrlllll'Illl'IIIIIIIIIIILIIIIII r Take advantage. Take control. Manage your account online at t;lrww.capitalone.com Make payments ' Review account information Manage your account in privacy 400006 Capital One Bank (USA), N.A. P•0• Box 71083 Charlotte, NC 26-e!72-1083 1111111 Illlnlllll'II'lllllllrrllllll"II'I Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. KELLE G BOCH r1- Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity View and print copies of past statements Pay your bill online Sign up at: www.cap-rtalone.com Page 2 of 2 14100955.7070 www.capitalone.com j May. 18 - Jun. 17, 2011 31 Days in Billing Cycle Credit Limit: 819,200.00 Platinum MasterCard XXXX-XXXX-XXXX-2016 Available Credit: 10.00,. NEW BALANCE MINIMUM PAYMENT DUE DATE Cash Credit Limit: S3,94C.00 $19,513.56 $1,207.00 Jul 14, 2011 I Available Credit for Cash: 10.00] Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 519,384.69 - $0 .00 } S128.87 } Soso 0 119,513.56 TRANSACTIONS CONTINUED INTEREST CHARGED (CONTINUED) INTEREST CHARGE: PURCHASES 593.87 Total Interest This Period 593.87 Total Interest This Year 1372.53 You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. TAKE CONTROL OF YOUR CAPITAL ONE® C - what's in your wallet? ACCOUNT AND KEEP IT FROM BEING PERMANENTLY UNUSABLE. We're here to help. You can regain your charging privileges and bring your account back into good standing by paying the amount due on your statement. 500011 Let's work together to bring your account back to good standing. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. Platinum MasterCard NEW BALANCE $19,641.29 Credit limit: $19,200.00 Available Credit: Si n 20 9 Capital One. Capital One is a fid vaLly rag mired service rnark. All right, remrued. Page l of 2 1-NO.955.7070 ',' - --- - www.capitalone.com lun.18 - Jul. 17, 2011 30 Days in Billing Cycle MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you will pay more in interest and R will take you longer to pay off your balarce. for example: XXXX-XXXX-XXXX-2026 Payment Anti Each Period If No Approximate Time to Pry Off Estimated MINIMUM PAYMENT DUE DATE AddliChaxgesAmMade statement Balance Total Cost -..__._._ ............ ... _._- $1,531.00 Aug 14, 2011 Minimum Payment 34 Years $47,085 If you would like information about credit counseling services, call 1-888,3768055. PLEASE PAY AT LEAST THIS AM[i LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit limn: $3,840.00 You may have to pay a late lee of up to S35.00 and your APRs may be increased up to the Penalty APR of 79.40%. Available Credit for Cash: $0.00 Previous Balance Payments and Credits Fees and Interest Charged S19,513.56 - $0.00 t 5121.73 -, You're behind by four payments. But you can still bring your account current by paying the minimum payment amount on your statement. Need help? Give us a call at ed Transactions New Balance 1 } $19,64129 1.800.955.6600 we'll work together to find a solu[IOn. Help is Available. TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMEN _ TS FOR KELEE G BOCH #2026 Just pick up the phone. ' Call 1-800-955-6600 and a specially trained agent will FEES be happy to help you check your balance and make payments. 1 14 1UI PAST DUE FEE 535.00 Total Fees This Period 535.00 Total Fees This Year $130.00',. INTEREST CHARGED INTEREST CHARGE CALCULATION INTEREST CHARGE: PURCHASES $92.73 - Total Interest This Period $92.73 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Total Interest This Year 5465.26 Annual Percentage Balance Subject to Type of Balance Rate (APR) Interest Rate Interest Charge li Purchases 17.90% 0 $6,302.90 $92.73 Cash 24.90%D $0.00 $0.00 SpecialTrans 0.00% $13,260.00 $0.00 Transactions continue on page 2 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000180001531008 Account Number: 5291.4917.5667.2026 Due Date New Balance Minimum Payment Amount Enclosed Aug 14, 2011 $19,641.29 $1,531.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE G B0CH 109 Sunset Drive New Cumberland, PA 17070 1 ,I.1,11,1,111.11.1111.11.11.1.11..111'11111'11111+1..III,ldI Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information Manage your account in privacy 400006 Capital One Bank (USA), N.A. P.O. Box 71063 Charlotte, NC 28272-1083 1111111i111ix11111?11r1111111r.111111rrllrlrlllrllr?llllllll?l111 Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. KELLE G BOCH Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity • View and print copies of past statements Pay your bill online Sign up at: www.capitalone.com ?. .. Page 2 of 2 1MO-955.7070 -- ---, www.capitalone.com j Jun. 18 - Jul. 17, 2011 30 Days in Billing Cycle ! , I Platinum MasterCard XXXX-XXXX-XXXX-2026 Credit limit: $19,200.00 Available Credit: $0.00 NEW BALANCE MINIMUM PAYMENT DUE DATE Cash Credit Limn: 13,840.00 $19,641.29 $1,531.00 Aug 14, 2011 Available Credit for Cash: $0.00 Previous Balance Payments and Credits Fees and Interest Charged -- Transactions i New Balance 519,513.56 - - ( $000 { 512773 { $0.00 ) c 119,641.291 TRANSACTIONS CONTINUED .._.... '.. You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business davs for your minimum p3vment to reach Capital One. 500012 Capira? - what's in your wallet? IT'S STILL NOT TOO LATE. 'l'our account is unusable. Please pay the amount due on your statement by the due date. Remember we're here to help! Let's work together to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. CD 2009 Capital One. Cap) tat One it a federady registered,rvire mark. All rights reserved. Ca pilli - Platinum MasterCard NEW BALANCE $19,774.07 Credit limit: $19,200.00 Available Credit: 50.00 MMMMM MINIMUM PAYMENT WARNING: If you make only the minimum payment each period, you vall pay more in interest and l will lake you longer to pay off your balance. For example: XXXX-XXXX-XXXX-2026 Payment Amount Each Period If No Approximate Time to Pay Off Estimated , DUE DATE Additional Charges Are Made statement Balance Total Cost P 14, 2011 Se Minimum Payment 34 Years $46,918 If you would like information about credit counseling services, call 1.8883268055. _ LATE PAYMENT WARNING: If we do not re-ive your minimum payment by your due dale, Il Cash Credit Limit: $3,840.00 you may have to pay a late fee of up :o 535.00 and your APRs may be increased up to the ia Penalty APR of 29.40%. Available Credit for Cash: $0.00 Previous Balance Payments and Credits .._._. Fees and Interest Charged Transactions New Balance , S19,641.29 - $0.00 t S132.78 } S0.00 - 419,774 07 You're behind by five payments. If You continue to miss payments your account is at risk of being charged off, Please don't let this happen. If you're feeling overwhelmed, call us at t800.955,6600. We'll work Nith you to resolve this mattes Help is Available. 'TRANSACTIONS PAYMENTS CREDITS & ADJUSTME NTS NTS FOR KELLE G BOCH #2026 Just pick up the phone. C ll 1 800 955 i 6600 d i ll d a - - - an a spec a y tra ne agent will FEES be happy to help you check your balance and make payments. 1 15 4UG PAST DUE FEE S35.00 Total Fees This Period 535.00 Total Fees This Year $165.00 INTEREST CHARGED INTEREST CHARGE CALCULATION INTEREST CHARGE: PURCHASES $97.78 Total Interest This Period $97.78 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Total Interest This Year SS63.04 Annual Percentage Balance Subject to Type of Balance Interest Charge Rate (APR) Interest Rate Purchases 17 90% D $6,431.85 $97.78 Cash 24.90% D Si $C.00 Speciallrans 0.00% $13,260.00 $0.00 Transactions continue on page 2 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 11 5291491756 672026 17 0000000180001861008 Account Number: 5291-4917-5667.2026 Due Date _ New Balance Minimum Payment Amount Enclosed Sep 14, 2011 $19,774.07 $1,861.00 \ PLEASE PAY AT LEAST THIS AMOUNT KELLE G BOCH 104 Sunset Drive New Cumberland, PA 17070 n.lhllul.lnlll,yyn.ill,l,n,hll?lllll,l.lll„rlrllll,•II Page 1 of 2 1.800.955.7070 www.capitalone.com Jul 18 - Aug. 17, 2011 31 Days in Billing Cycle MINIMUM PAYMENT $1,861.00 PLEASE PAY AT (FAST THIS AMOUNT Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information Manage your account in privacy 400006 J Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 28272-1083 nlllll Ilnrrnlll Ilrlllllllr•IhIIrI IlrlElllrll Illllllhl Ilnl Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. KELLE G BOCH 500012 d'? your wallet? IT'S STILL NOT TOO LATE. Your account is unusable. Please pay the amount due on your statement by the due date. Remember We're here to help! Let's work together to find a solution that's right for you. You can make a payment with our free check by phone service or speak to an associate by calling 1.800.955.6600. Page 1 of 2 14IM955 7070 www.capitalone com Jul. 18 - Aug. 17, 2011 31 Days in Billing Cycle MINIMUM PAYMENT WARNING: It you make only the minimum payment each period, you '.. will pay more in interest and 4 will take you longer to pay off your balance. for example: i . Platinum MasterCard XXXX-XXXX-XXXX-2026 Payment Amount Each Period If No Approximate Time to Pay Off Estimated '., NEW BALANCE MINIMUM PAYMENT DUE DATE Additional Charges An, Made statement Balance Total cost . .___. $19,774.07 $1,861.00 Sep 14, 2011 y Minimum Pa meat I 34 Vears $46918 I If you would like information about credit counseling services, call 1 888-326-8055. PLEASE PAY At LEAST THIS AMOUNT LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date,. 'Credit Limit: $19 200 00 840 Cash Credit Limit: $3 00 you nary have to pry a late fee of up to S35.00 and your APRs may be increased up to the , . , . Penalty APR of 29.40%. '.. Available Credit: 50.00 - --- -------- Available Crt'* for Cash: $0.00 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 519,641.29 $000 S 13278 } 0.00 _ $19,77407 _ _ You're behind by five payments. If you continue to miss payments ,;our account is at risk of being charged off. Please don't let this happen. B you're feeling overwhelmed, call us at 1.800 955.6600. We II work Milt you to resolve this matter. Help is Available. TRANSACTIONS PAYMENTS. CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 Just pick up the phone. FEES I _54UG PAST DUE FEE CO 2009 Capital One- Capital One is a fidernlly registered service mark. All rigors res-ed. Total Fees This Period Total Fees This Year 535.00 535.00 $165.00 Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments INTEREST CHARGE CALCULATION INTEREST CHARGED INTEREST CHARGE:PURCFIASES Total Interest This Period Total Interest This Year Transactions continue on page 2 $97.78 $97.78 S563.D4 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 1 Z90% D $6,431.85 $97.78 Cash 24.90%D $0.00 $0.00 '.. Speciannins 0.00% $13,260.00 $0.00 ',. PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE,COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000180001861008 C-1 Account Number: 5291-4917.5667-2026 Due Date New Balance Minimum Payment Amount Enclosed -- -- ----- - _.-._--- -- --- - - 14, 2011 $19,774.07 $1,861.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE G BOCH 109 Sunset Drive New Cumberland, PA 17070 II'IIW I11'llllll?llllll,Ili?IrlLllll'Illll,l,IIIx,JI'Illl'?II Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information AQ Manage your account in privacy 400006 Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 28272-1083 Illllll?lllrrlllllrllrlllllllrrllllllx?llrlrlllrll?rllllllll?llll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. KELLE G l3l Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity • View and print copies of past statements • Pay your bill online Sign up at: www.capitalone.com Page 2 of 2 1-WO.955.7070 ?„+ ?.A lyvyje www.caprtalone.com - - lul 18-Aug. 17, 2011 31 Days in Billing Cycle F I Credit Umit: $19,100.00 i Platinum MasterCard XXXX-XXXX-XXXX-20261 Available Credit: $0.00 NEW BALANCE MINIMUM PAYMENT DUE DATE Cash Credit Limh: $3,840.00 $19,774.07 $1,861.00 Sep 14,2011 Available Credit for Cash: $0.00 1 Previous Balance Payments and Credits Fees and Interest Charged Transactions New Balance 519,641.19 - $000 + $132.78 + sOt10 1 $;9,77407 TRANSACTIONS CONTINUED You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 busines< days for your minimum payment to reach Capital One. Capita what's in your wallet? 500013 IT'S TIME TO TAKE CONTROL OF YOUR DEBT. WE'RE HERE TO HELP. Even if we report your account as charged off, you'll still be responsible for paying your debt. So why not call us to see what we can do together to keep you from receiving such a serious mark on your credit record? Please contact us to find a solution that's right for you. You can make a payment with our &eg check by phone service or speak to an associate by calling 1.800.955.6600. Make sure you call or pay the amount due on your statement by the due cafe to eliminate the risk of herg charged off. 9 2009 Capital Ont. Captrel Ott, i, a fe deralyy rrquterrd mroice mark. All aghtt term rd Ca • i - Page 1 of 2 1-WO-955.7070 www.capitalone.com Au9.18 - Sep 17, 2011 31 Days in Bigmg Cyde Platinum MasterCard NEW BALANCE MINIMUM PAYMENT $20,111.97 $2,400.00 PLEASE PAY AT LEAST THIS AMOUNT Credit Limit: $19,200.00 Available Credit: 50.00 MINIMUM PAYMENT WARNING: It you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: XXXX-XXXX-XXXX-2026 Paymem Amount Each Period If No Approximate Time to Pay Off Estimated DUE DATE Additional Chagas Are Made Statement Balance Total Cost - - Oct 14, 2011 Years 846,967 Minimum Payment 34 If you would like information about credit counseling services, call t-88t:-32Fr8055. _ LATE PAYMENT WARNING: If we do not receive your minimum payment by your due date, Cash Credit limit 13,840.00 you may have to pay a late fee of up to 535.00 and your APRs may be increased up to the nttt ky APR of 29.40%. Available Credit lot Cash: $0.00 Previous Balance Payments and Credits Fees and igtawq Charged Transactions New Balance S1977407 --.I - $0.00 t 5337.90 l + $0.00 = 420,111.97 l You're behind by six payments. If we charge off your account due to late or missed payments, finance charges will continue to accrue. AR now to prevent this from happening. Please pay the minimum payment amount on your statement or give us a Help I S Available. call at 1.800.955.6600. We're here to help. Take control of your credit with Capital One, i 1. T_RANSACTIUNS -___J Just pick up the phone. PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 FEES 1 4 SEP PAST DUE FEE Total Fees This Period Total Fees This Year INTEREST CHARGED INTEREST CHARGE:PURCHASES Total Interest This Period Total Interest This Year Transactions continue on page 2 Purchases 17.90%D $19,924.79 5302.90 Cash 0.00%D Sam $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ON TO WWW.CAPITALONE.COM TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000180002400004 Account Number: 5291-4917-5667-2026 Due Date New Balance Minimum Payment Amount Enclosed Oct 14, 2011 $20,111.97 $2,400.00 PLEASE PAY AT LEAST THIS AMOUNT KELLE G BOCH 109 Sunset Drive Now Cumberland, PA 17070 IIIIIIII"Il'I'Il'Ill'IPI•Illlll'1I'Illllllllllll'Ill'Il'Ill 1111 5302.90 Your Annual Percentage Rate (APR) is the annual interest rate on your account. 530290 Annual Percentage Balance Subject to 5865.94 Type of Balance Rate (APR) Irnerest Rate Interest Charge Take advantage. Take control. Manage your account online at www.capitalone.com Make payments Review account information AQ Manage your account in privacy 400006 Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 28272-1083 Illllllrlllrrlllll'Il'Illllllrrllllll"II'I'Ill'Il"IIIIIIII'Illl Please make checks payable to capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. Call 1-800-955-6600 and a specially trained agent will be happy to help you check your balance and make payments. 535.00 535.00 $200.00 INTEREST CHARGE CALCULATION KELLE G BOCH Take Control with Online Statements Managing your account online is easy: • Check your balance and view recent activity • View and print copies of past statements • Pay your bill online Sign up at: www.capitalone.com ?. Page 2 of 2 14IM955.7070 Au 18 - Se 17 2011 31 Da s in Billin C cle] ? www.capitalone.com g p. , y g y Ca Credit limit: $19,200.00 Platinum MasterCard XXXX-XXXX-XXXX-2026' Available Credit: 50.00 NEW BALANCE MINIMUM PAYMENT DUE DATE Cash Credit Limit: 43,840.00 $20,111.97 $2,400.00 Oct 14, 2011 Available Credit for Cash: 40.00 Previous Balance Payments and Credits ........ Fees and Interest Charged Transactions New Balance ...S19 77407 __.... -------50.00 ----- J 111 t .. 533790 .. t 111 ...40.00 -.- J - '_ 520,111.97 ....... -... ....- _ TRANSACTIONS CONTINUED You were assessed a past due fee because your minimum payment was not received by the due date. To avoid this fee in the future, we recommend that you allow at least 7 business days for your minimum payment to reach Capital One. 500343 Your account works differently now that you're 7 payments late. Please See the next page for important account information. Page 1 of 2 1.800.258-9319- -- - - j www.capitalone.com/solutions Sep. 18 -Oct. 17, 2011 30 Days in Billing Cycle IMPORTANT ACCOUNT UPDATES Platinum MasterCard 5291-4917-5667-2026 Your full balance is due. Any paymem you make WU reduce your balance and help pay off NEW BALANCE PAYMENT DUE DUE DATE your debt faster. The amount you owe may differ 0 you've entered into a separate payment agreement. $20 445.04 $20,445 04 PAST DUE Available Credit 50.00 Previous Balance Payments and Credits Fees and Interest Charged - - S20,111.97 - $000 t 533307 + ._... TRANSACTIONS PAYMENTS rRFnITG R an IIIGTMFNTG FOR I(FI I F r. RnrN *7n)fi j Transactions New Balance So.00 -) c $20,445.04 - I 11 H I i Av '1 bl FEES '.. 14 OCT PAST DUE FEE 535.00 Total Fees This Period 535.OD Total Fees This Year $235.OD INTEREST CHARGED INTEREST CHARGE: PURCHASES 5298.07 Total Interest This Period 5298.07 Total Interest This Year $1,164.01 e p s a i a e. Just pick up the phone. Call 1-800.258-9319 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (NPR) is the annual interest rate on your account. Type of Balance Annual Percentage Balance Subject to Interest Charge Rate (APR) Interest Rate Purchases 17.90% D $20,260.31 $298.07 Cash 24.90% D $0.00 $0.00 PLEASE RETURN PORTION BELOW WITH PAYMENT (DR LOG ON TO WWW.CAPITALONE.COMISOLUTIONS TO MAKE YOUR PAYMENT ONLINE. 1 5291491756672026 17 0000000180000000002 Account Number: 5291.4917.5667-2026 Due Date New Balance Amount Enclosed - Manage Past Due $20,445.04 -- your account online. AQ Visit www.capitalone.com/solutions to manage your account online. Have information at your fingertips 24/7 without picking up the phone. aoooo4 KELLE G BOCH 109 Sunset Drive New Cumberland, PA 17070 I..IIIIIL1111111111111.1.1.I?l,II'IIII'IIIII'III.I,LI.JII'I'Il Capital One Bank (USA), N.A. P.O. Box 71083 Charlotte, NC 282.72-1083 illllllrlllrrlllll?llrlllllllrrllllllrrllrlrlllrllrrllllllllrllll Please make checks payable to Capital One Bank (USA), N.A. and mail with this coupon in the enclosed envelope. 0' ake control of your finances today! T (41 Call 1-800-258-9319 to get up-to-date information about your account and make payments. It's not too late. Call now to get started. Ca;plta_? Page 1 of 1 Customer Service 1.800.255.9319 www.capitalone.conVsolutions - '. MASTERCARD PLATINUM 5291-4917-5667-2026 NEW BALANCE PAYMENT DUE DUE DATE $21,150.74 $21,150.74 Past Due Available Credit: 50.00 i Previous Balance Payments and Credits Fees Interest Charged New Balance 520,445.04 - I $0.00 + SO.00 + 57053D c 571,150,74 ._...... ........._- TRANSACTIONS PAYMENTS, CREDITS & ADJUSTMENTS FOR KELLE G BOCH #2026 FEES Total Fees This Period $0.00 INTEREST CHARGED 1 20 OCT INTEREST CHARGE 2 20 NOV INTEREST CHARGE 3 20 DEC INTEREST CHARGE 4 13 JAN INTEREST CHARGE TOTALS YEAR TO DATE I $16.41 5254.33 S246.18 S18833 Total Interest This Period 5705.10 Total Fees This Year SO.00 Total Interest This Year S705,70 Help is Available. Just pick up the phone. Call 1-800-258-9319 and a specially trained agent will be happy to help you check your balance and make payments. INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate an your account. Type of Balance Annual Percentage Balance Subied Interest Charge _ Rate (APR) to Interest Rate_ Interest Bearing 14,650% $20,444.52 5705.10 Oci. 1B - lan. 16, 2012 PLEASE RETURN PORTION BELOW WITH PAYMENT OR LOG ONTO WWW.CAPITALONE.COMJSOLUTIONS TO MAKE YOUR PAYMENT ONLINE '1 5291491756672026 16 0000000000000000000 c Account Number: 5291-4917-5667.2026 Due Date New Balance Amount Enclosed Past Due $21,150.74 KELLE G BOCH 109 SUNSET DR NEW CUMBERLAND, PA 17070-3060 Manage your account online. AQ Visit www.capitalone,com/solutions to manage your account online. Have information at your *ingertips 7417 without picking up the phone. IMPORTANT ACCOUNT UPDATES Your full balance is due. Any payment you make will reduce your balance and help pay off your debt faster. The amount you owe may differ I you've entered into a separate payment agreement. Capital One Bank (USA), N.A. 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N Q U ' w Q FG F F W a I z 5 z z o 04 q a w U) q J 4] w J4 H w ' a F > at H Q l >+ a W l x •- x O H F w a v, u H o q Q u a m a; w w .. a .. w w ' u u u w a W w a a a ?-I z o H ro O F 9 a D ] G7 m 3 O ' u W z w z a ? a w U w Q ?y V r? a, z U a H x 0 3 . x X N 4 Z Q , U) CL p U Q Lr. m m a U C) 0 W 0 GI R: H ,Y z o 4 z o z /y z j CAPITAL ONE BANK (USA), N.A., Plaintiff. V. KELLE G BOCH Defendant(s). VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, that I am an authorized agent of CAPITAL ONE BANK (USA), N.A., Plaintiff herein that I am duly authorized to make this Verification, and that the facts set forth in the attached Affidavit are true and correct to the best of my knowledge, information and belief and is based upon information which Plaintiff has furnished to counsel. I understand the attached Affidavit will be incorporated by reference into the Complaint in Civil Action filed in this matter. The language in the Complaint is that of counsel and not of Plaintiff. To the extent that the contents of the Complaint are that of counsel and are relevant to this Verification, Plaintiff has relied upon counsel in making this Verification. Dated: Serina Jordan N00000040077036 208580555 A088 HAYT, HAYT & LANDAU 1??? ?' - P!? 1:55 LAW OFFICES OF HAYT, HAYT & LANDAUC By: Arthur Lashin, E N s??0j{??Attorney for Plaintiff Identification No. 2YI. 123 S. Broad Street Suite 1660 Philadelphia, PA 19109-1003 (215) 928-1400 CUMBERLAND COUNTY OUR FILE NO: 418862 COURT OF COMMON PLEAS CIVIL, DIVISION No. 12-4260 CIVIL PRAECIPE TO DISCONTINUE WITHOUT PREJUDICE TO THE PROTHONTARY: Kindly discontinue the above captioned matter without prejudice. LAW OFFICES OF HAYT, HAYT & LANDAU, LLC By: Attorney for Plaintiff