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HomeMy WebLinkAbout03-1057JRZ - 5.1 medlicott.2 December 7, 2000 GENERAL POWER OF ATTORNEY NOTICE THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU DESIGNATE, (YOUR AGENT) BROAD POWERS TO HANDLE YOUR PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU. THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED, YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN ACCORDANCE WITH THIS POWER OF ATTORNEY. YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU EXPRESSLY LIMIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE POWERS OR A COURT ACTING ON YOUR BEHALF TERMINATES YOUR AGENT'S AUTHORITY. YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR AGENT'S FUNDS. A COURT CAN TAKE AWAY THE POWERS OF YOUR AGENT IF IT FINDS YOUR AGENT IS NOT ACTING PROPERLY. THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF ATTORNEY ARE EXPLAINED MORE FULLY IN 20 PA. C.S. CH. 56. IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR OWN CHOOSING TO EXPLAIN IT TO YOU. I HAVE READ OR HAD UNDERSTAND ITS CONTENTS. Dated: EXPLAINED TO ME THIS NOTICE AND I incipal J - I, DEBORA~ MEDLICOTT, of Presbyterian Home, Holidaysburg, Pennsylvania, do hereby nominate, constitute and appoint ORRSTOWN BANK of Shippensburg, Cumberland County, Pennsylvania, as my attorney-in-fact, hereinafter called "Agent," for me and on my behalf and hereby state that this power of attorney shall not be affected by my subsequent disability or incapacity. My said Agent may exercise any power or take any action on my behalf as fully and completely as I could do myself, which my Agent, in my Agent's sole discretion, believes to be in my best interest, including, without being limited to, the powers and actions hereinafter described: To have access to my safety deposit box; To draw checks against any bank account in my name; to make deposits or withdrawals and to transfer funds from one account to another; to open and close bank accounts and to sign signature cards and any other documents required for such purpose; o To pay my bills and other financial obligations and to collect monies owed to me; o To borrow money for me for any purpose, including the acquiring of United States Treasury securities redeemable at par for Federal estate tax purposes, or to lend my money, on such terms and with such security, if any, as my Agent deems advisable; o To manage, lease, sell or transfer any real estate or interest therein belonging to me, and to purchase real estate upon such terms and for such prices as my Agent deems advisable; To assign, relinquish or transfer any life interest, remainder interest, joint interest, tenant by the entirety interest, tenant in common interest, beneficiary trust interest or right to occupy or possess real property I may have; o To engage in tangible personal property transactions and specifically to assign, relinquish or transfer any life interest, remainder interest, joint interest, tenants by the entirety interest, tenant in common interest, beneficial trust interest or right to occupy or possess tangible personal property I may have; Page 2 o o 11. 12. 13. 14. 15. 16. To sell, transfer Om purchase shares of stock, bonds~ securities, mortgages, automobiles, tangible personal property, and United States Treasury securities or any other securities of agencies, instrumentalities, or establishments of the United States, upon such terms and for such prices as my Agent deems advisable; To engage in commodity and option transactions; To invest, reinvest and keep invested or uninvested without liability monies and assets belonging to me in such stocks, bonds, and other instruments of indebtedness and investment, including without limitation United States Treasury securities redeemable at par for Federal estate tax purposes, as my Agent deems desirable; To pursue and defend claims and litigation; To make application for registration of any automobile that I own, to take whatever actions necessary to sell or transfer a motor vehicle, and to purchase in my name insurance covering the ownership and operation of any automobile; To receive government benefits of any type; To vote, appoint or revoke proxies, execute any waiver of consent, attend any meeting, and otherwise to act without restriction in my behalf in connection with any stock, security, membership, proprietary, or other rights which I may have in any corporation, association, partnership, business trust, joint venture or other entity; to commence, prosecute, defend, settle or compromise any claim, suit, action, or other proceeding at law or in equity as my Agent deems advisable and for these purposes to employ counsel; To create and execute legal documents on my behalf, including without limitation the exercise of options, elections under or against wills and trusts, releases, disclaimers and renunciations of interests, property and powers, contracts, and revocable or irrevocable trusts for my benefit, and to fund such trusts with property belonging to me; To appear for me and to execute powers of attorney for others to appear for me before the Treasury Department of the United States and any state or municipal authorities, in all matters pertaining to Federal, state or local taxes; to examine records and receive confidential information and communications with reference to such Page 3 17. 18. 19. 20. 21. taxes; to execute income; 'gift and other tax returns and declarations of estimated tax, waivers, claims for refund, agreements of settlement or compromises, and consents extending the statutory period for assessment or collection of taxes; to make any and all elections afforded a taxpayer with respect to the filing of returns; and for these purposes to employ counsel and accountants; To exercise any rights which I have with respect to any policies of insurance on my life of which I am the owner or in which I have any rights, including but not limited to the following: the right to cancel and/or surrender the policy and to receive the cash value; the right to borrow all or part of the cash value; the right to convert the policy to a paid-up status; and the right to exercise any settlement options; To make unlimited gifts and to assign or transfer income and/or assets, including to my Agent, consistent with prudent estate planning and financial management. It is my intention in authorizing my Agent to make unlimited gifts for this to be a specific provision for such unlimited gifts as referred to in Section 5601.2(c) of the Probate, Estates and Fiduciaries Code, and I specifically authorize and empower my Agent to make gifts, including gifts to my Agent or my Agent's spouse or my Agent's issue, in such amounts and at such times and to such donees as shall be determined by my Agent, provided however, that all such gifts shall be consistent with prudent estate planning and financial management from the collective perspectives of me, my spouse and my family. My Agent shall have the powers in making any and all gifts that are specified in Section 5601.2(d) of the Probate, Estates and Fiduciaries Code and my Agent may consent, pursuant to Section 2531(a) of the Internal Revenue Code of 1986, as amended, to the splitting of gifts made by my spouse to any person in any amount. To make limited gifts, as provided for in Section 5601.2(b) and Section 5602 (a) (1) and the other Sections applicable thereto. To continue any program of gifts that I may have begun by giving property without consideration to persons, including my Agent, outright or to trusts which have been previously created for their benefit (I give my Agent this power because it is my intention that my giving program be continued in the event of my disability). To make gifts, including gifts to my Agent, and to assign Page 4 or transfer income and/or'assets consistent with pruden~ estate planning and financial management and to the extent and to the persons permitted by the most liberal of laws and regulations applicable to Medicaid programs or other relevant medical assistance or other governmental benefit programs, and during any period during which I may be, in the opinion of my Agent, disabled by reason of illness, age or other cause as to be incapable of appropriately receiving, dealing with or disbursing any monies, or should I become a resident of a nursing home for more than ninety days, to suspend any payments to or for me which could be used for my basic support, basic food, clothing and shelter, and during such disability my Agent shall be empowered hereby to make payments only for and not to me and only for my extra and supplemental care, maintenance, comfort, happiness and education, after taking into consideration such other assets and sources of income, including those from governmental or private sources, to which I may be entitled, keeping in mind that one of my goals is to provide for the well-bearing of and/or leave something from my estate to my spouse, if any, and children, if any, to the maximum extent allowed by law without disqualifying myself for Medicaid or other governmental assistance benefits. 22. With respect to any trusts created by me or for my benefit, to withdraw and receive the income or corpus of such trust or trusts; 23. To create a trust for my benefit (including any trust of which my Agent is trustee) or to be funded by property belonging to me or to make additions to any existing trust for my benefit; 24. 25. 26. To claim an elective share of the estate of my deceased spouse, to disclaim any interest in property under that estate or any other transfer to me, to renounce fiduciary positions, and to claim the family exemption to the same extent as I personally could do; I authorize my Agent to appoint in writing from time to time one or more persons as a substitute or substitutes in the place of my Agent and to revoke such appointments, granting to any such substitute full power and authority to act in the place of my Agent for me and on my behalf. If it becomes necessary to appoint a guardian of my person or my estate, I nominate my Agent set forth herein and ask any court considering such appointment to take my nomination into due consideration. Page 5 I hereby ratify and con,firm', all that my said Agent Or substitutes shall lawfully do or cause to be done by virtue of this power of attorney. The powers hereby authorized shall be defined and construed in accordance with Chapter 56 of the Pennsylvania Probate, Estates & Fiduciaries Code, as amended. This power of attorney shall not be affected by the disability of the Principal. IN WITNESS WHEREOF, I have hereunto set my hand and seal this day of_//~~ , 2OO/ Witness: STATE OF PENNSYLVANIA: COUNTY OF ~j~ : :SS: Principa~ On this th~l._~ day of ~ , 2 Od[, before me, a notary pu lc, personally;appeared DEBORAH MEDLICOTT, known to me or satisfactorily proven to be the person whose name is subscribed to the within general power of attorney and acknowledged that she executed the same for the purposes therein contained. In Witness Whereof, I have hereunto set my hand and official seal. No~a y Public Notarial Seal Nancy K. Dickson, Notary Public Hollidaysburg Boro, Blair County My Commission Expires Mar. 6, 2003 Page 6 POWER OF ATTORNEY OF ,DEBORAH MEDLICOTT PRINCIPAL ACKNOWLEDGEMENT BY AGENT ORRSTOWN BANK, the Agent set forth in the attached power of attorney, has read the attached power of attorney and is identified as the Agent for the Principal. ORRSTOWN BANK hereby acknowledges that in the absence of a specific provision to the contrary in the power of attorney or in 20 Pa. C.S. when it acts as Agent: 1. It shall exercise the powers for the benefit of the Principal. It shall keep the assets of the Principal separate from its assets. o It shall exercise reasonable caution and prudence. It shall keep a full and accurate record of all actions, receipts and disbursements on behalf of the Principal. Dated: ORRSTOWN BANK Page 7 O R,STO BANK P.O. BOX 250,SHIPPENSBURG, PA 17257-0250 TRUSTNUMBER: 50 00 1418 01 6 DEBORAH MEDLICOTT PAYEE: REGISTER OF WILLS, CUMBERLAND DESCRIPTION: ADDITIONAL RECORDING FEE FOR POA CHECK#: DATE: 0015322 AMOUNT: Jan 16, RECEIPT FOR PAYMENT Cumberland_County - Orphans Court Hanover and Hiqh StreeE Carlisle, PA I7013 Receipt Date Receipt Time Receipt No. 3/04/2004 08:22:54 1023887 MEDLICOTT DEBORAH File Number Remarks 2003-01057 ORRSTOWN BANK MW ........................ Distribution Of Receipt ........................ Transaction Description Payment Amount Payee Name CERTIFIED COPIES 3.50 CUMBERLAND COUNTY GENERAL FUN Check# 015322 Total Received ......... .50 50