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HomeMy WebLinkAbout12-4681 G C= MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 ."'t3. rn 1115 West Main Street 0 Norristown, PA 19401 (610) 275-9600 =C:0 5= .. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA , RE: Joint Petition of J.G. Wentworth NO: Orations, LLC and John Chiara TO THE HONORABLE JUDGES OF SAID COURT: And now comes your petitioner, J.G. Wentworth Originations, LLC, by and through its attorneys, Maro & Maro, P.C., and joint petitioner, John Chiara, and in accordance with the applicable rules of Pennsylvania Civil Procedure, hereby represents as follows: 1. Petitioner is J.G. Wentworth Originations, LLC. ("Buyer" or Transferee"), with an office address located at 201 King of Prussia Road, Radnor, PA 19087. 2. Joint Petitioner is, John Chiara ("Payee"), an adult individual who resides in the County of Cumberland, 1320 Carlisle Road, Camp Hill, PA 17011. 3. This Joint Petition has been verified by the Transferee, J.G. Wentworth Originations, LLC. and the Petition includes all necessary information as prescribed by PA R.C.P. 229.2(d) et al and Section 3 of the Act, 40 P.S. §4001 et seq. 4. Pursuant to PA. R.C.P. No. 229.2(d)(3) there are four (4) attachments incorporated herein as follows: 0 aw? $103. ck 1+ sa 9-* V C) CD -,n % Pd 92 I a. PA R.C.P. 229.2(d)(3)(i) Payee's Affidavit in Support of Petition. Please see Attachment/Exhibit "I"; and b. PA. R.C.P. 229.2(d)(3Xii) An Initial Order of Court Scheduling Hearing; c. PA. R.C.P. 229.2(d)(3)(iii) A certification by Robert A. Maro, Esquire, attorney for transferee, J.G. Wentworth Originations, LLC.; and d. PA. R.C.P. 229.2(d)(3)(iv) A Final Order of Court Granting he Petition. 5. Joint Petitioner, John Chiara, is the beneficiary of an annuity owned by Hartford Cebsco and issued by Hartford Life Insurance Company. The structured settlement provides payment to the petitioner as described on Attachment/Exhibit 112". 6. Joint Petitioner, John Chiara, after having the opportunity to have this matter reviewed by independent counsel of his own choosing including the implications of the transfer and any tax ramifications, expressly waived his right to independent counsel. A Copy of Joint petitioner's waiver is attached hereto, incorporated herein and marked Attachment/Exhibit 11311 . 7. Joint Petitioner, John Chiara, proposes to enter into a purchase agreement with J.G. Wentworth Originations, LLC., its nominees, successors, or assigns, whose address is 201 King of Prussia Road, Radnor, PA 19087, who will purchase the following from Petitioner's structured settlement as follows: A) 1 payment of $25,000.00 on October 31, 2016. 8. The structured settlement is currently owned by Hartford Cebsco and issued by Hartford Life Insurance Company, and the net amount in return payable to Michael Lindbuchler is $10,250.00 from Buyer. A copy of the Purchase Agreement, Exhibit "A' to the Purchase Agreement and Disclosure Statement is attached hereto, made apart hereof, and designated Attachment/Exhibit "4". 9. The net amount payable to the payee a*er deduction of all commissions, fees, costs, expenses, and charges is $10,25048. 10. Based on the net amount that the payee will receive from this transaction $10,230.00 and the amounts and timing of the structured settlement payments that would be assigned, the payee is, in effect, paying interest at a rate of 22.93% per year. 11. The Buyer furnished John Chiara with a Disclosure Statement pursuant to 40 P.S. 4003 (S,? Attachment/Exhibit "4") at least ten (10) days prior to the date on which John Chiara first incurred any obligation to the Buyer. 12. PA R.C.P. 229.2(b) requires the petition to be filed in the county in which the payee is domiciled See also Section 4 of the Act 40 P.S. §4004). PA.R.C.P. 229.2(c) also requires both the Transferee and Payee to be parties to the Joint Petition. Both requirements have been fulfilled herein. 13. Written notice of the Transferee's Names, address and taxpayer identification number has been given to the Annuity Issuer and Structured Settlement Obligor. A copy of the Notice to the structured settlement obligor is attached hereto as Attachment/Exhibit "5". Joint Petitioners wills also serve written notice as required by 40 P.S. 4004 upon all interested parties. 14. The Joint Petitioner's best interest would be served by granting the relief requested herein for the following reasons. Joint Petitioner is single and has no minor children. Joint Petitioner has never transferred payments under the annuity in the past. Joint Petitioner is only transferring a partial amount of the structured settlement. Joint petitioner is currently unemployed and without transportation. The purpose of this partial transfer is to assist Petitioner with obtaining a reliable vehicle that will allow him to broaden his employment search so that petitioner can obtain full time employment and have transportation to and from. Petitioner has thought about this decision thoroughly and feels that it is the best decision for himself at this time. Based upon the foregoing which shall be expanded upon at the time of trial, this transfer is clearly within the best interest of Petitioner. 15. Prior to entering into any agreement to make a transfer under this act, the payee was provided with a written notice on a separate sheet that contains the following in bold print and at least 12 point type: IMPORTANT NOTICE: YOUR ARE STRONGLY URGED TO CONSULT WITH AN ATTORNEY WHO CAN ADVISE YOU OF THE POTENTIAL TAX CONSEQUENCES OF THIS TRANSACTION. 16. In accordance with Cumberland County Local Rule 208.3(a)(2), no other petitions or similar matters have been filed regarding his case. 17. This is a Joint Petition and notice of the petition has been sent to all interested parties in accordance with the applicable rules of civil procedure. As of date, no objection has been filed or received by joint Petitioners. WHEREFORE, Joint Petitioner's respectfully requests this Honorable Court to enter the Initial Order attached to this petition which shall schedule a hearing so that Transferee and Payee shall have the opportunity to discuss the purpose and reasons for the transfer and after hearing thereon, respectfully request that this Honorable Court enter a Final Order approving the Transfer of Structured Settlement Payments Rights as is mentioned herein. Respectfully Submitted: By: Mert A Maro, Esquire Attorney for Transferee 'ICABON I, Lori Borowski, Vice President of J.G. Wentworth Originations, LLC, have read the foregoing Petition to Joint Petition to Transfer Structured Settlement Payment Rights and hereby aver that the statements contained therein are true and correct to the best of my knowledge, information and belief. This Verification is made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to the unworn falsification to authorities. , vice Date CERTIFICATION OF ATTORNEY FOR TRANSFEREE I, Robert A. Maro, Esquire, attorney for Transferee, J.G. Wentworth Originations, LLC, hereby certify to the best of my knowledge, information and belief, formed after reasonable inquiry, that the Transfer will comply with the requirements of the Act (40 P.S. § 4000 et seq.) and will not contravene any other applicable federal or state statute or regulation or the order of any court or administrative authority. I, Robert A. Maro, Esquire, attorney for Transferee, J.G. Wentworth Originations, LLC, hereby verify that the facts and statements set forth herein are true and correct to the best of my knowledge, information and belief. I understand that false statements made herein are subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unworn falsification of authorities. 7 8-/I Date t6bert A. Maro, Esquire' Attorney for Transferee, J.G. Wentworth Originations, LLC MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: Originations, LLC and John Chiara CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Petition for Transfer of Partial Structured Settlement has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on : To: Hartford Life Insurance Company Attn. Legal Dept/structured Settlements 200 Hopmeadow Stmt Simsbury, CT 06089 J.G. Wentworth Originations, LLC 201 King of Prussia Road Radnor, PA 19087 Hartford Cebsco Attn. Legal Department-Structured Settlements 200 Hopmeadow Street Simsbury, CT 06089 Date: /-7-,7-_I,-/ By: John Chiara A. Maro, Esquire .y for J.G. Wentworth Originations, LLC MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of JG Wentworth NO: Originations, LLC and John Chiara Eotrv of A?+earce TO THE PROTHONOTARY/CLERK OF SAID COURT Enter my appearance on behalf of. JG W o rth Orldoations. LLC. Papers may be served at the address set forth below. Respectfully Submitted: Maro & Mara. P. By: Kobert A. Maro, Esquire Attorney I.D. No 89585 Maro & Maro, P.C. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600(office) (610) 275-9666(Fax) ATTACHMENT/EXH BIT "1" Payee's Affidavit in Sup1wrt of Petition to t'ransf'er Strnetured Settlement Rigbts 1, John C:hiara, the payee, verifv that the statements below are true and correct: Payee's name, address and age: John Chiara, 1320 Carlisle Pond, Camp Hill, Pennsylvania, 17022), age 2 1. 1. Marital Status: X -.. Never Married; Married. „^Separatod; ]Divorced 2 Minor Children and other dependents: NONE 3. Income: Currently unemployed but is seeking a full time position. 4. Child support, alimony or alimony pendente lite: Obligation to pay: Yes X No if yes, state the amount of 1hc ohligittio€t, to whom payable, and whether there tu'e arrearages: none. 5. Previous transfers: None 6. Reasons for transfer: Needs to raise funds in order to purchase a new vehicle so that he may have: the appropriate transportation to continue to search or employment and than ulti?nately get to his glace of work. Verification 1 verify that the stttternent nude in this affidavit are true and Correct. I understand th4t false statements herein are made subject to the penalties of 18 Pa.G.S_ §4904, relating to unsworn falsification to authorities. DATED: 7?""?`" uhn Chiara ATTACHMENT/EXHEBff "2" Apr 20 10 0&26p CONTRACT SPECIFICATIONS AGE AND SEX OF 16 Male FIRST ANNUITANT AGE AND SEX OF N/A SECOND ANNUITANT DATE OF FIRST PAYMENT 10/31/2016 DATE OF ISSUE OWNER FORM NUMBERS HL- 16948,9352,15692 15883 03/24/2008 Helfford CEB6SCa cbPY FIRST ANNUITANT Jahn J't pfv Chli SECOND ANNUITANT NIA INCOME PAYMENT $68,7510.00 INCOME PAYMENT Annually FRENCY ANNUITY NUNIBER 'CC 17 SCHEDULE OF BENEFITS AND PREMIUMS DESCRIPTION OF BENEFIT Paid In Guaranteed Lump Sum Payments ,750.01 Or 113131/2016 0 HL-9352 Page 3 ATTACHMENT/EXHIBIT "3" Jul 071212:50p Hope Culley .Please complete and sigh. 7177666860 ST., !f_.'INF.NT OF PROFESSIONAL RE RFSFN` 'ATION R ?6 AcCOtt¢l ID: 452111 Please Choose Either Box A OR Bert Below After you have made your choice, SIGN AND DATE the appropriate box signature line. YOU SHOULD SIGN ONLY ONII BOX- THE BOX YOI) IIAV} CHOSEN. A. I :HAVF.:REEN ADVISED BY I.G. WENTWORTH ORIGINATIONS, LLC ("JGW") THAT I SHOULD OBTAIN INDEPENDENT PROFESSIONAL REPRESENTATION CONCERNING THE LEGAL, TAX AND/OR FINANCIAL IMPLICATIONS OF THIS TRANSACTION. I FULLY UNDERSTAND TjJE FURCE AGREEWNT AND THE :IMPLICATIONS OF THE TRANSFER, INCLODING THE RAMIFICATIONS OF THE TRANSFER AND I 'Dp N£YI' WISH '!'O SEED 'r SUC INDEPENDENT PROFESSIONAL, REPRESENTATION. JC)liN CHiAi211, ' Da B. AX I HAVF. OBTAINED INDEPENDENT REPRESENTATION AND I FULLY I;NDERST ND THE LEGAL, TAX AND/OR FINANCIAL IMPLICATIONS OF THE TRANSACTION THE PURCHASE AGREEMENT AND THE RELATED DOCUMENTS. I V?`AS NOT REFERRED TO MY PROFESSIONAL ADVISOR AN JGW. THE NAME OF MY PROFESSIONAL ADVISOR IS SET FORTH BELOW: JOHN CHjAjLA Date ro Be ConrlPleled ?? Cerlifed Profersltrnel Rdvlsor Only iJ'yoa lrawe sfgnex! Bna: B.9bove Name of Professional Attorney lDt? Phone Number: (-_, _ Address: 1 have personally tne? whb and provided independent prcli s pond advice to _ and the irarsaction contemplated thereby. John Chiarv was referird to nle by the - in r_ ct of ttx: Purchase Contract u i JCUr I'll-, I ProPekaiolra`s Si;nwtuc S5C.C'ortravi l l Date - a:'ifll 1 1 U. 11 enIHO1b tkuanati.v». LLi' ATTACHMENT/EXHI$IT "4" Jul 0712 12'45p Hope Culley 7177666860 p. AMount ID 4521 11 PURCHASE CONTRACT this is a Purchase Contract ('"Contract") for the sale of structured settlement payments between John Chient (Yon, Your), with legal residence at 1320 Carlisle Road, Camp Hill. PA 1701 1 and J.G. Wentworth Originations, LLC (We, Us, Our) 3993 Howard Hughes Parkway, Suite 250, Las Vegas, NV 89169-6754. BACKGROUND A. In connection with the resolution of a personal injury claim, You or someone acting for You, signed a Settlement Agreement that entitles You to receive certain future payments ("Settlement Payments"), according to a set schedule. S. Those Settlement Payments are being paid to You from an armuity policy ("Annuity Policy") purchased by the P rson responsible for making the Settlement Payments to You ("Obligor"). C. Rather than wait for the Settlement Payments to be made to You in the future, You want to sell all or some of tiro Statement Payments ("Purchased Payments'T to Us now for a Iurnp stun. D. THIS CONTRACT CONTAINS AN ARBITRATION PROVISION WHICH YOU SHOULD READ CAREFULLY, AS IT WILL HAVE A SUBSI-APITIAL IMPACT ON HOW DISPUTES BETWEEN YO AND US ARE RESOLVED. DEFINED WORDS Certain words used in th is Contract have specific meanings, shown below, Ausurity Policy The policy purchased by the Obligor to ensure that the Settlement Payments are made to Y4 u s required by the Settlement Agreement. a Closing Documents Any documents necessary to carry out the purchase of the Purchased Payments, oth r than the "Contract or Contract Documents" as defined below. Contract or Contract Documents Collectively, only this Contract and the Dist:losure Statement. Contract Date The dale Your signature at the end of this Contract is notarized. However, if You b rtppc to sign this Contract before the number of days stated at the end of Your Disclosure Statement for waiting has passed, You will have no obligation under Your Contract untl that time has passed. Court Order A legally binding ruling issued by a judge or properly empowered administrative officer, approving the sale of the Purchased Payments to Us ("Court Approval"). Disclosure Statement 'The document which identifies for You, the Purchased Payments, expenses, Purchase Price and various other disclwures. Encumbrance Any claim, right, lien, policy loan, or restriction. In addition, this includes any limits on rights of ownership (such as the use, voting, transfer, receipt of income, et .). Funding Date '1'he date We pay You the Net Purchase Price. Jul 07 12 12 46p Fiope Colley 7177666860 p, Acewuu IB, 452111 Issuer Obligor Pa rty Person Purchased Payments Purchase Price. The insurance company that issued the Annuity Policy. The Person who is obligated to make payments to You under the Settlement One of You or Us. Parties means both You and Us. Any natural person or legal entity. Only those certain payments that We are purchasing From You under this Cc Gross Purchase Price The amount shown as the "gross amount payable to the seller (You)" on the Dist Statement. This Is the sum We have agreed to pay You before any deductions as forth in the Contract Documents. Net Purchase Price Settlement Agreement Settlemeat Payments We, Our, or Us You or Your The amount shown as the "trot amount payable to the seller (You)" on the Disdase Statement. This is the sum We have agreed to pay You after any deductions as set forth in the Contract Documents. The agreement that You and the Obligor signed to resolve Your personal injury cl4im All of the payments that the Obligor has agreed to make to You in the Settlement Agreement. J.G. Wentworth Originations, LLC, along with any of its successors, assigns, and designees. Some of the Contract Documents crr Closing Documents may refer o Us as the purchaser. The Person named on this Contract's first page. Some of the Contract Documents ?r Closing Documents may refer to You as the seller. You and We agree as fellows: 1. SALE UR THE PURCHASED PAVM. TS A. Upon the signing of this Contract aril subject to certain conditions including Court. Approval. You sell, trap: and assign to Us the right to receive the Purchased Psyments specifically identified in the Disclosure Stater B. We will pay You the Net Purchase Price as agreed to in the Contract Documents, subject to certain conditions, including meeting Our underwriting requirements, Court Approval and satisfactory completion of the Closh Documents. We will do this in exchange for You: • selling the Purchased Payments to Us. • changing the beneficiary of the Annuity Policy to Your estate and not changing it again until We h been paid all of the Purchased Payments; • having any current beneficiaries waive their rights to the Purchased Payments; and • fulfilling Your promises under this Contract. C. If We are buying only a portion of Your payments, this will have no effect upon Your rights in the unsold You will continue to receive the unsold portion unless You have already sold or encumbered that portion. However, sometimes the Issuer, the Obligor or the count any require (Is to receive the entire amount of Yo payment. If so, We will then forward the portion of the payment still due to You and You hereby agree to pavment servicing arrangement. Jul 07 12 12 46p Hope CUlley 7177666860 p.28 Account IDl 45211' I PURCHASE PRICE A. The Dross and Net Purchase Prices are shown on the Disclosure Stauxnent and are fair and acceptable to You D. We will pay You the Net Purchase Price in the manner You designate for Us. C. Betiore we pay You, You agree that We will adjust for the following amounts, if applicable: • Purchased Payments Owed to Us -The leaver may have already paid You some of the Purchased Payments before We have paid You for them. If that happens, We will deduct Me amount of those Purchases! Payments. • Holdbacks- Due to possible delays, is the issuer' begisarift to make the Purchased Payments to Us lasted of You, We will bold back an amount "Sol to any PYrebaoed Poymeab Hat tbo loaner Us post Court Approval, that are date within "days ofdm Funding Date. H We subs"pue ly receive th" Particular Purchased Payments directly, We will return the smoaat of any related boldbaek to Yes. • Payment of Debts Owed - If You ewes any past due ddM support, bankruptcy payoflo or toss, or save any judgments or liens spisst You or Your assets, We may pay those amounts and deduct tMat the amount We pay You, and You hereby provide Us with specific aotbority to take such action. We 1 provide You with notice of the amounts that We are going to pay, prior to actual paysmtest. D. If any Purchased Payments are mistakenly sent to You niter We have paid You for them, You will imtmediatety tad Us. If We then determine that any deductions or holdbacks as set forth above arc not enough to rcintbttrsc Us, W will advise You of the amount You owe Us. You agree to irnnuxiiatey send that amount to Us by bank or certified ch 3. YOUR R$PIiESENTATIONVS AND WARRAN -M5 You represent and warrant to Us the Mewing: You understand that THIS IS A SALE A" NOT A LOAN. B. The Annuity Policy is in full force, You arethe sole and undisputed recipient of the right to the Purchased Paymer have the right to seat them free and clear of any Encumbrances and have not previously sold any of the Purchased Payments to any other Person. C. You understand that Court Approval is required for this purchase, and You agree to fully cooperate with Us 1 obtain that approval. D. You gave Us all requested information and signed at l documents necessary to complete the purchase. Every statement made by You in the Contract Documents and Closing Documents is true and complete. F No law, divorce decree or other legal obstacle: • requires You to keep the Purchased Payments for the benefit ofa current or former spouse, dependent or other person; or • legally prevents You from contracting with Us, selling the Purchased Payments or changing the Annuity Policy's beneficiary. Either: • You have never filed for bankruptcy, will not do so before the Funding {)mate and there are no lawsuits or by any of Your crcditors to put You into bankruptcy or take any of the Purchased Payinents, or • If You filed for bankruptcy. the Put-chased Payments were not sot ect to the claims or Yuur cnxliturs. Yo will give Us a copy of any of Your bankruptcy documents that We request including evidence ofa final b try payofTor case closing, if any. Jul 07 12 12:46p Hope Culley 7177666860 p; Accountell: 452111 G. We can rely on Your nprescntations, warranties, and promises in this Contract. These representations, warrant es, and promises are for Our benefit and the benefit of any frture owners of the Purchased Payments. You understand It later reliance on any intentional misrepresentation by You may result in Our enforcing Our rights against You in ant . H. You had enough time to consider the wile of the Purchased Pay me.tns, ?nderetand the terms of the Contract Doc nents and Closing Documents (including the wbih'ation provision), are of legal contracting age and sound mind, not u der the influence ofdrugs or alcohol, and tieely and voltnttar ly, enter into this Contract and agree to all ofhs terms. L You were advised by Us to obtain independent legal advice and professional tax advice about the sale of the Put n;sed Payments and to have those advisors review the terms and legal, tax and other effects of this Contract with You Mioir to Your execution of this Contract. You have also explored all appropriate financial options before entering into this transaction. 7. We did not provide tax, financial, or legal advice to You about this Contract and have advised You that We may not refer You to any specific attorney for such purpose. K. If You are married, Your spouse undetatartdt all of the terms and conditions of this Contract hlcludhi& but not li ited to the fact that, afi6er the Futnditt+g Dates, You (and Your spouse) wil I not receive the same amount of money on die s me payrttent schedule as You would have received under the Annuity Policy. Your spouse bas been provided with all iallinnation slating to the transaction and has had every opportunity to review the terrrus of the transac 6m and it) seek any advice relating thereto. Your Spouse also understands that he or she will be giving up any property or contract rights that he or she may have in the Purchased Payments. l . We may sell, tramfer, cir assign Our right to the Purchased Payments in a sale, secuntizadon, or otbur financing ttvnaaction (resale). Any resale would involve disclosing certain information about You (including Your person Information) to the parties to a resale. M. Any future owner of the right to the Purchased payments will have all of the same rights We have, including the girt to the duties You owe Us under'thisContract. This includes the right to make a claim against You for violating any of the representations, warranties, or promises You made in this Contract. 4. YOU! R PROM ISES To US Before and auger the Funding Date! A. You will tell us right away if Your address or telephone nu r nber changes and do everything necessary, including completing and signing all documents to: • sell the right to the Purchased Payments to Us; • change the beneficiary as required by this Contract: and • correct any documentation errors in the Contract Documents. or Closing Documents. 8. You will also tell Us if any of the following occurs: • a violation of this Contract; or • anyVniag that could negatively affect the Annuity Policy, the Purchased Payments, or this Contract. C. You H i It not: • agree to sell the Purchased Payments to any Person other than Us; • change the Annuity Policy's beneficiary to any Person other than Your estate until We have collected all ?fthe Purchased Payments; or 0 widxkaw cash froln, borrow against, or ullunge the Arutuity Policy. Jul 071212:47p Hope Culley 7177666860 p. Account lU: 45211 t 1). You will give Us information necessary to update Your represcruadons, warranties, and promises in this Con . You will also update any documents and information so they will be true and complete on the Funding Date. E. We are now, and Will continue in the future, to rely on the representations and warranties You have given Us. will confirm the accuracy of Your representations and warranties. You must cooperate with this c anti motion and vide complete access to any information We believe necessary. F. You agtae that updating represauaticnL% warranties, promises, documents and other infonnalionwill not cave a ofany representation or warranty made by You that was not true and complete. Co. You agme that Our obligation to You under this Contract is strictly limited to the requirement to pay You what You under the tams of this Contract, after receipt and approval of the Closing Documents, final' underwriting t and Court Approval. Under no circumstances wig We be liable for any consequential damages. K You hereby appoint Us and any of Our designees, with full power of substitution as your Apon"is Fact to act in Your natter and place for the purpose of assigning and ttana wring ownership of any and all rigK title and i that You have in the Purchased Payments and for Us to obtain all benefits contemplated by this transaction. You ai give Us full authority to act in any way proper and necessary to exercise this Attorney in Fast appointmomt including, art not limited to: (1) negotiating, endorsing and executing checks, drafts and other instruments in Your;rarne; and (2) instituting, maintaWng, compromisia& settling and terminating any litigation or other proceedings related to Purchased Payments. This power of attorney is coupled with an interest and shall survive death or disability. 5. CATION BY US We may cancel this Contract before the funding Date ir: A. You breach any representation, warranty, or promise in any Contract Documents or Closing Documents. R. The petition for the Court Order is contested, opposed, or not approved. C. We are sued or threatened with a lawsuit tit an arbitration about this contract or the Annuity Policy. D. There is any threatened, pending, or final action, or change in law or rule challenging the legality of, or affecting this transaction. G. You file for, or am foroed into bankruptcy. F. You die. G. Final approval has not been given by Our underwriting department. H. The Purchase Contract is not signed by You and received back by Us by August 21, 2012. 1. A major rating agency downgrades the Issuer's credit rating. J. The Issuer is, or becomes insolvent, or under regulatory supervision. K. With respect to A through J above, to the extent pcrnitied by applicable taw, the arbitration provision in Section of this Contract shall survive the termination, cancellation or rescission of this Contract. 6. CANCELLA119N X YOU A. (1) YOU MAY CANCEL THIS CONTRACT WITHOUT PENALTY OR FURTHER ()ftXATIfON Al ANY TIME WITFUN FIVE (3) BUSINESS DAYS AFTER THE DATE YOU Ril CiUVE PAYM1IWt HIEREUNIILU FROM US. IN ORDER t'GR'rtlE C:ANCELLATEON TO 89 EFFRC'I'IVE, YOU SEND A NOTICE POSTMARKED AT ANY TIME WrrMN TI'V>E BUSINESS DAYS AiFTER YOU RECEIVE PAYMENT' HEREUNDER FROM US ('T'his is the rescission period Jul 07 12 12:47p Hope Culley 7177666860 p.$1 fl)' 457.111 (2) YOUR NOT'ICK IS '1'O BB SENT h;iTIIER BY CERTIFIED OR REGISTERED NIML (RETU RECEIPT REQUESTED) Obi: F EDEX OR ANOTHER MAJOR OVERN)GHT DRLIVERY SERVICE TM NOTICE MUST INCLUDE A BANK OR CERTIFIED CHECK MADE PAYABLE TO US, IN THE LL AMOUNT RlPCEIVED BY YOU. YOUR NOTICE MUST RE SENT TO: J.C. Wentworth Originations, LLC Attention: Manager of operations 3993 ]toward Iluglses Parkway, Suite 250 Las Vegas, NV 89169-6754 B. C IA RESIDENTS: YOU MAY CANCEL THIS TRANSACYLON AT ANYTIME PRM TO S So P.M. OF THE TWENTY-FIRST DAY FOLL.OWINC RFCE/PT OF THE ENCLOSED -l4OT1CiC OF CANCELLATION RIGHTS" FORM, OR AT THE REARING ON THE APPLICATIO\1 FOR AUTHORIZATION OF A TRANSFER OF STRUCTURED SETTI JM NT P, 17AWrl EUGHT$„ OR AT ANY TIME WITWN FIVE (5) BUSINESS DAYS AFTER YOU RECEIVE PA'f'MS.VT 1l UN0& R'FRO US, WHICHEVER EVENT OCCURS ].ASST (This is the Georgia rescission per iW) IN OROM fft TWE CANCELLATION TO HE EFFECTIVE., YOU MUST SIGN THE ENCLOSED "NOTICE OR CANCKLLATION RIGHTS" FORM AND MAIL OR DELIVER I i'O' US AS SPECiFIZO IN THAT NOTICE AND YOU MUST RETURN ALL AMOUNTS (PURCf1ASF. PRICE OR OTHRRWISB) RE %IVED BY YOU ACCORDING TO THE REQUIREMENTS OF 6 (A) (2) ABOVE. C. W.[ST X_ iRG1110A M- 11 FNfS: IN ORDER FOR YOUR CANCELLATION TO HR KFP'IE CTLVg, Y R NOTICE CAN BE SUBMITTED VITA PHONE, MAIL, OR FACSIMILE. ANY AMOUNU A&VANC BY US IN CONTEMPLATION OF'THE TRANSFER SHALL BE EMMEDIATELY ARFUN,OW TO US. F VOLT DISMISS YOUR ACTION AFTER APPOi)'tTI'PiITNT OF A GUARDIAN AD LIT1LM.0* RIISCIND Y UR TRANSFER AGREEMENT' (PURCtIASE CONTRACT) W171M THIt RXSC1'rRRION PRIUAD IN 6(A) (I) ABOVE, YOU SHALL BE RFSPONSTOLF FOR THF., FILING FIyE AND ANY GUARDIAN ? 1) LITEM FEES. D. With reapect to A through C above, to the extent permitted by applicable taw, the arbitration provision i?i Secdon 9 of this Contract shall survive the termination, cancellation or reseission of this Contract t 7. N '1 A. All notices about this Contract most be in writing. B. All notices must be sent either by: (1) certified or registered mail (return receipt requested); or (2) FedEx or another major overnight delivery service with a deiivM tracking system and are considered given when delivtmW as fuliows: If You: to the most recent address for You listed in Our files. If to Us: to the address listed in Section 6(A) (2) of this Con t. 8. EVENTS OF DEFAULT You will be in default if You: A. fail to comply with any terms or conditions of this Contract; or B. breach any of Your rep. re..sontations. warranties and promises in this Contract. If You are in default. even if You have not rejected the arbitration provision (see Section 9 ofthis Contract), We have the 'gltt to enforce Our rights against You in court to make You pertorrn Your promises or to get money from You. If We sue You 1 caurr in tonne cdon with & Claim that is subject to arbitration under the arbitration provision in Section 9 of this Coatnwt, and ou have not rejected the arbitration, provision, You will have the option of remaining in court or seeking to compel arbitration oft at Claim under the terms of the arbitration provision. Jul071212'48p Flope Culley 7177666860 p.?2 AcanamtID, 452111 9. A JKOLT-H&VION PROVISION To the extent permitted by applicable law, You and We ngrm to the following arbitration provision. YOU HAVE T8E MM-TO REJECT THIS ARiB1TRATlON PROVISION AS SET FORTH RMAYW. It You do this arbitration provision and a Claim is arbitrated. You will not have the right tot (1) have, a con" or a (2) en" in iarformation.gatherixg (discovery) to thesameextunt as in court: participate In )? lobo court Chita; arbitration; or (4) Join or consolidate a Claim with claims of s outer person. Te a class l is !!welt is coat! In arbitration than to court and odter rights in court may be unavy nilable or limited nea p Lion. al is !pore Ntniied in Claims lirdrjset to Arbitration. A "Clain" subject to arbitration is any claim, dispute or conn an Excluded Clain or Proceeding as set forth below)_ whether °?' between You and Us ( a than otx;edittg Prteacistin8, present or Future, which arisen out of, or is to he Contract, the nagodations related thereto. the breadh thereof or any other transaction condbtted with us in aonaoctim with t Contract. "Claim" has the broadest possible meaning and includes initial claims, ootmilerclaims, eroat-'dtrtwfhird-party dai and fedual, Claus, local and motive claims. It includes disputes based upon contract, tort, consumer rights other ages intentional torts constitution, statute, regulation, ordinance, common law and ' haud and iajtnnetiva ter equity and ittCludcs claims for nrotta?y drt? tM deeiarmory ro1W.. Upon the demand of You or Us, Ctalm(s) will be resolved by individual (trot class orolaas-wide) bind arbitration in accordance with the terms specified in this arbiba6en provision. Special Definitions. Solely for purposes of this arbitration provision, in addition to the meanings set forth in this Contract: (1 "We," "Us" acrd "Our' also (a) refer to Our employees, officers, directors, parents, controlling persons, subsidiaries and affiliates and (b) apply to third parties if You assert a Claim against such third patties in connection with a Claim you assert against Us; and (2) 'You" or "Your' also refer to Your current or former spouse(s), children. heirs, estate, executors, successors, assigns, representatives nd beneficiaries. Exduded Claim or Proceeding. Notwithstanding the foregoing, "Claim" does not hid ude any dispute or conovvgray about validity, enfio+caability, coverage or soopeofthis arbitration provision or any part thereof (including, wit h%& limitation, the Action Waived' act forth below and/or this ser*w=); all such disputes or controversies are for a court and trot an orbitMor to "C as However, any dispute or controversy that concerns the validity or enforceability of the Contract as a whole is for the arbitcaaor, d wide. rxA a court, to decide. In addition, We will not require You to arbitrate any individual action brought by You in smell claims court Your state's equivalent court, testy such action is transferred, removed, or appealed to a different court. Federal Arbitration Act. Notwithstanding any otherprovision in this Contract, You and We agree that this Contract evidence; a transaction involving interstate commerce and that the Federal Arbitration Act (Title 9 of the United States Code) ("FAA") shat govern its interpretation and enforcement and proceedings pursuant thereto. To the extent state law is applicable tinder the FA , the law of the state of Your domicile (where You regularly reside on the Contract Date) shall apply. C:hacs Action Waiver. Notwithstanding any other provision of this Contract, if a Claim is arbitrated, neither You nor W will have the right: (a) to participate in a class action, private attorney general action or other representative acbeft In court r in arbitration, either as x class representative or class member. or (h) to join or consolidate Claims with claiims of any other Persons. No arbitrator shall have authority to conduct any arbitration in violation of this provision (provided, however, that the Clang Action Waiver does not apply to any lawsuit or administrative proceeding Idol! against as by a state or federal government agency even when such agency is seeking relief on behalf of a class of borrowers including You. This means that We will not have the right to compel arbitration of any claim brought by such an agency). The Class! Action Waiver is masseverable from this arbitration provision. ifthe Class Action Waiver is limited, voided or found unenfamenble, then bis arbitration provision (except for this sentence) shalt be null and void with respect to such proceeding, subject to the righ to appeal the limitation or invalidation of the Class Action Waiver. Arbitration Procedures, ffYota or We seek to arbitrate a Claim, the Party tir:eking arbitration must notify the other party in wri ing. Ilais "trio: can he given after the beginning of a lawsuit and can bo given in papers filed in the lawsuit, such asa motion to co t arbitration. Otherwise, Your notice must be sent to Us at the address specified in Section 6 (A) (2) of this Contract and Our noti e must be ,cast to the most recent address for You in our files. Any arbitration hearing that You attend will take plaice in a venue reasonably convenient to where Yott reside. If a Party files a law.%iit in court asserting Claim(s) that are subject to arbitration, an the other Party files a motion to compel arbitration with the court, which is granted, it will be the responsibility of the Party prosecu the Ciairn(s) to seluct an arbitration administrator in accordance with the paragraph below and commence the arbitration proceed g in accordance with the administrator's rules and procedures. Jul 07 12 12A9p Hope Cull©y 7177666860 Account 10: 4$2[11 'Ile arbitration will be administered by the American Arbitration :association ("AAA"), 163311roadway, I& Floor, New Y k, NY 10019, www.adr.org, 1-800-778-7879 nr JAMS, 1920 ibtain Street, Suite 300, Irvine, CA 92614, wwwjamsadr1corn, 1-800- 52-5267. The rules and forms of-the AAA and JAb4S may be obtained by writing to these organizations at the addr+essos listed above. If the AAA and JABS are unable or unwilling to serve as administrator, the Parties may agree upon another administrator or, if the are. unable to agree„ a court shall determine the administrator. No company may serve as administrator, without the consent of al Parties, if it adopts or ltf in place any formal or informal policy that is inconsistent with and purports to override the terins of this a itration provision. In the event of a conflict between the provisions of this arbitration provision, on the one band, and other provision of this Contrast or any applicable rules of the AAA or JAMS or other administrator used, on the other hand, the provisions of this a itration provision shall control. A single arbitrator will be appointed by the administrawr and rd must be a practicing attorney .with ion or more }leans of expel r' a or a ired judge. The arbitrator will not be bound by judicial rules of procedure and evidence that would apply in a hurt, or by to or local laws that relate to arbitration proceedings, The arbitrator will honor statutes of limitation and claims of privilege recogn zed under applicable law. In determining liability or awarding damages or other relief, the arbitrator will follow Otis Contract and the applicable substantive law, consistent with the FAA and this Contract, that would apply if the matter hod been brought in court. At Your written request, we will pay all filing, bearing andior other.fees charged by the administrator and arbbralorui You fbrC 'm(s) asserted by You in arbitration after You have paid an amount equh alert to the fee, if any, for filing such Clam(s) in mate or rat court (whichever is less) in the judicial district in which You reside. (if You have already paid a filing fee forassertiag the Cl 'm(s) it court, You will not be required to pay dint amount again). In addition, the administrator may have a procedure whereby You an seek a waiver of fees charged to You by the administrator and arbitrator. We will always pay any fees or expenses That We are reg ired to pay by law or the admin istrator's roles or that We are required to pay for this arbitration provision to be enfordG , 11he arbi r will have the authority to award attorneys' and expert witness fees and costs to the extent permitted by this Contract, the administ toils rules or applicable taw. The arbitrator will always award You reasortalNe attorneys' and expert witness fees and casts (a) if air to the extent You prevail on Claims you assert against Us in an arbitration commenced by You and (b) to the extent required under applicable law for this wbilration provision to be enforced. The arbitrator shall write a brief explanation of the grounds for the decision, A judgment on the award may be entered by any court having jurisdiction. Severability and Si avival. If any part of this arbitration provision, other than the Class Action Waiver, is clowned or found to Pision unenforceable for any reason, the remainder shall be enforceable. To the extent permitted by applicable law, this arbitration pr shall sunive the termination, cancellation or rescission uf'this Contract. EtTeet of Arbitratioa Award. The arbitrator's award shall be final and binding on all Parties, except for any right of appeal p vided by the FAA. However, if the amount of the 04um exceeds 550,000 or involves a request for injunctive or decitnaatory relief th could foresembly involve & cost or benefit to either Party exceeding 550,000, any party can, within 30 days after the pntrs, of tine aw d by the arbitrator, [appeal the award to a t1tree-arbitrator panel administered by the administrator. The aspect of the initial award requested by the appealing Party, 'fie decision of the panel shall be by majority vote. Refer in is arbitration provision to "the arbitrator" shall mean the panel if an appeal of the arbitrator's decision has been taken. The coats f such an appeal will be bome in accordance with the above paragraph titled "Arbitration Procedures." Any final decision of the app i parcel is subject to judicial review only as provided under the FAA. ybgbt to Reject Arbitration Provision. You ntay reject this arbitration provision by sending Us written notice of Your decisi so that We receive it at the address listed below within fluty-five (45) days of the Contract Date. Such notice naist be sent by ce ti led or registered mail (return receipt requested) or by FedEx or another mgjor overnight delivery service with a delivery tracking sys must include a statement that You wish to reject the arbitration provision atong with Your name, address, Account I.D. number r : aid Your signature; and must be delivered to Us at the address spcciftad in Section 6 (A) (2) of this Contract. 111iiis is the sole and or ly method by which You cart reject this arbitratictr? provision. Upon receipt of a rejection natloc, We will reimburse You fur the s dard cost of a certified or registered letter or overnight delivery. Rejecticm of" arbitration provision will not afkxg any other t of this Contract and will not result in any adverse consequence to You. You actrec that Our business records will be f maal and crone usive with respect to whether You rejected this arbitration provision in a timely aril proper fashion. 'this arbitratiomprovision will pply to You and Us unless you reject it by providing proper and Ninety notice as stated herein. Jul 07121250p Hope Culley 7177666860 10. 1A3EALLAiYEMS ]n* 4527)1 A. You give Us perntission to conduct background checks on You, including obtaining information from the credi bureaus, in order to verify Your legal residence, contact information, and any other intiarmation We deem necessary for his fivisaction. We can also search records for UCC filings, bankruptcy filings, judgments, liens and child support obligations against You. B. This Contract is the entire agreement between You and Us. C. If there is more than one of Us or You, this Contract applies to all of those people together, and to each of them their own. D. Both Parties must agree in writing w any change to this Contract or waiver of its terms. E. Except asset forth in the arbitration provision in Section 9 of this Contract, ifa court undoes the rest of the Contract remains valid. any pit of this Contract, F. You cannot voluntarily or involuntarily sell, assign, or tramfor this Contract, or any of Your rights or duties under this Contract. Any such action taken by You in violation of this section shall be void and of no effirct. G. Except as otherwise required by applicable law. the law of the state of Your domicile (where You regularly rest on the Contract Date) will govern this Contract. ii. 'I'bis Contract also holds responsible Your heirs, and executors. This Contract benefits only You and Us, and no ne else. However, ifproperly assigned by Us, this Contract will bind and benefit Our successors and assigns. t. Failure to enforce any provision of this Contract is not a waiver of that provision. J. The Parties may sign this Contract in one or more counterparts. Bach counterpart will be coesideted on ptigind A 11 counterparts will form one Contract. A facsimile, pdf or other electronic copy of the signed Contractor any couttierpen will be considered an original and treated as such in any court [or arbitration] proceeding. K- We have investigated the proposal transfer ofthe Purchased Payments and, in tight of information available to U have identified no violation of arty applicable state or federal law. L. You will not receive an IRS Form 1099 from Cis. K 11111es and headings in this Contract are for convenience only. Do not use them to interpret this Contract. N. Except as otherwise set forth in this Contract (including the arbitration provision in Section 9 of this Contract), You and We will pay our respective costs and expenses in carrying out this Contract. You and We, intending to be *filly bound, have signed this Contract as orthe Contract Date below, and agree to aft of tenns and conditions, including the arbitration provision. Jul 071212:50p Hope Culley 717/666860 Accc t)D: 452111 By sigwltt below, You also acknowledge that You were advised by Us in writing, that You should obtain independent legal advice and professional tar advice abuut the sale of the Purchased Payments and to have those advisors review with You, the terms and legd, tax and other effects of this Contract. Sworn to and subserihed SELLER: befere me this "2 day of 28) ("Contract Date») 51G HERE Notary o n Chmra Aeksewledged and Agreed: Sworn to and subscribed before me this _ day of „ 20 Notary Mspe L. t3Y, t a rY Puhik I tlpoer 48e TV416, 00410111"d CW' tc "V fesanbtisn t3tsttes F4.28, 2013 ,t,?.t•n?:?!Z e-gtriapm• ??R r.:..,,.r..? SELLER'S SPOUSE (if applicable) Spouse US: J.G. Wentworth Originations, LLC BY: i "` ?•%: Sam Gottesman, Underwriting Manager 1'agc Ili S!?+1.5VIII 4 2J11 ; ti Wentuc 1h 06 n-mon,. LLC Jul 071212:41 p Hope Culley 7177666860 p.1 ACCUUM lid. July 6; PENNSYLVANIA DISCLOSURE STATEMENT We will purchase the following payments (Purchased Payments) from You: A) l payment of $25,000.00 on October 31, 2016 III 12 (The remainder of the page intentionally left blank) Jul 07 12 12:41 p Hope Culley 7177666860 p.) 3 hccowlIlk 452111 July 6 2012 The aggregate amount of the Purchased Payments is S25,000.t10. The discounted present value of the aggregate Purchase Payments at the federal interest rate of 1.20% is S23,744.77. The discounted present value is the calculation of the current value of the transferred structured settlement payments (Purchased Payments) under federal standards for valuing annuities. The gross amount payable to seller (Yon) is $10,250.00. The net amount playable to the seller (You) is $10,250.00. Legal fees (this is an estimate of what Your attorney will charge You if You choose not to waive representation): $500.00 No other expenses are incurred by You. The net amount that You will receive from Us in exchange for Your-future st settlement payments represents 43.20% of the estimated current value of the based upon the discounted value using the applicable federal rate. Based on the net amount that You will receive in payment from Us and the amour timing of the structured settlement payments that You are selling to Us, this is the equivalent of interest payments to Us at a rate of 22.93% per year. PLEASE NO' THAT THIS IS NOT A LOAN, BUT A SALE OF PAYMENT RIGHTS AND TH' INTEREST FIGURE, IS ONLY PROVIDED AS AN ILLUSTRATION OF THE ECONOMIC IMPACT OF THE SALE. Please be advised there are no penalties or liquidated damages payable by you in of any breach of the transfer agreement by you. By signing below, You are confirming receipt of this Disclosure Statement at least prior to You first incurring an obligation with respect to the transfer. JOHN CA MARA STG N HERE and event days V 2J1Ii.0 .N'ertH??rth(hiri;xswts,Ll,% Jul 07 12 12:42p Hope Culley 7177666660 p. j4 Ateount I]> S?l I I CONNECTICUT July 6. 012 DISCLOSURE STATEMENT We will purchase the following payments (Purchased Payments) from You: A)1 payment of $25,000.00 on October 31, 2016 (THE REMAINDER OF THE PAGE INTENTIONALLY LEFT .BLANK) Jul 07 12 12:42p Hope Culley 7177666860 p.i5 Account 452111 July 6 2012 The aggregate amount of the Purchased Payments is $25,000.00. The discounted present value of the aggregate Purchased Payments at the federal merest rate of 1.20% is 523,744.77. The discounted present value is the calculation of the current value of the transferred structured settlement payrnients (Purchased Payments) under federal standards for valuing annuities. The gross amount payable to seller is $10,250.00. No other expenses are incurred by you. The net amount payable to the seller (You) is $10,250.00. Based on the net amount that You will receive in payment from Us and the amoan $ and timing of the structured settlement payments that You are selling to Us, this is the eguivalenit of interest payments to Us at a rate of 22.93% per year. PLEA Y, N THAT TRIS IS NOT A LOAN, BUT A SALE OF PAYMENT RIGHTS ,t AND TH F. INTEREST FIGURE IS ONLY PROVIDED AS AN ILLUSTRATION OF THE ECONOMIC IMPACT OF THE SALE. Notice of Cancellation Rights: You may cancel without penalty or further obligation, not later than the flllh busi ess day after Your receipt of payment from Us under the transfer agreement (Purchase C tract). r Please be advised there are no penalties or liquidated damages payable by You in t e event of any breach of the transfer agreement (Purchase Contract) by You. By signing below, You are confirming receipt of this Disclosure Statement at least prior to You executing the transfer agreement (Purchase Contract). JOH CHIARA SIGN HERE 2611 ' G %keruoinrth o v _ - days 11C Jul 07 12 12:51 p Hope Culley 7177666860 II PORTA"' ?No•rrc.l You are strongly urged to consult with an attorney who can advise you of the potential tax consequences of this transaction. Sworn to and subwibed n,e this ay 2012 Notary r By: JOHN CHIARA ..CQMM w TM YI,YANSn ?,?.., Stasl I VPWAUt1nL'fV y ODwry -- 1' l lr l lob ;% W13 2(il 1 :.C \"cnL%%VTth ongsi;xams. 1.: (- M r ' i ATTACHMENT/EXHIBIT " 5" > C ? yUVs'. J.G.WENTVGmH, July 23, 2012 Hartford Life Insurance Company 200 Hopmeadow Street Simsbury, CT 06089 Attn: Lepl Department/Structured Settlements Hartford Cehsco 200 Hopmeadow Street Simsbury, CT 06089 Attn: Legal Department/Structured Settlements RE: Notice of Sale/Assignment of Payment Rights Your Contract #: CCX0539417 Payee: John Chiara Dear Insurer: Please be advised that J.G. Wentworth Originations, LLC. and/or its successors and assign, have cm into a transaction with the above-referenced annuitant who is seeking to transfer certain of his/her rights the payments scheduled to be received under the above-referenced annuity policy. We are currently see court approval pursuant to the applicable structured settlement transfer statute. Pursuant to the statute, please note the following information about the Purchaser: J.G. Wentworth Originations, LLC 201 King of Prussia Road, Suite 200 Radnor, PA 19087 Tax ID # 20-4728885 PLEASE NOTE: No payments under this annuity should be held until the courts have entered a final and we have forwarded this order to you. Very truly yours, J.G. Wentworth Originations, LLC By: Lori Borowski, Vice President 201 KING OF PRUSSIA ROAD, SUITE 200 • RADNOR, PA 19087 PHONE: (800) 790-4016 • FAX: (215) 567.6096 Reserved for Court Use. ,AP ,-,12 AUG - 8 AM 8. 5- 3 CUMIGERLAND COUINITY PENNSYLVANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: a - u(p 8 C.VL.( Originations, LLC and John Chiara INITIAL ORDER OF COURT On this . 4- day of L - - Q ('i5? 2012, it is ordered that a hearing on this Petition to Transfer Structured Settlement Payment Rights will be held on 2012, in Courtroom __L at g_ aW'clock. The payee shall bring income tax returns for the prior two (2) years to the hearing. Within seven (7) days, the transferee shall give notice of the hearing date to the payee, the structured settlement obligor, the annuity issuer, the payee's spouse and any person receiving child support, alimony, or alimony pendente lite. The transferee shall attach a certificate of service to the notice of hearing date. A copy of the notice with the certificate of service shall be filed with the court prior to the hearing. t/ maro -? INICtro 4;e5 rna- l4 BY THE COURT: J. Thomas A. Placey Common Pleas Judge Ak;c- Maro & Maro, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 for JG Wentworth Origi 2 AUG 10 P11 12: ?? fVER .ANC COUP , VANIA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: Joint Petition of JG Wentworth NO: 2012- 4681 Civil Originations, LLC and John Chiara CERTIFICATE OF SERVICE I, Robert A. Maro, Esquire, hereby certify that a true and correct copy of the Notice of Hearing was served upon the Payee, The Structured Settlement Obligor, The Annuity Issuer, the Payee's Spouse and any person receiving child support, alimony or alimony pendente lite. A copy of the Notice is attached hereto. Date: August 8, 2012 By: Robert A. Maro, Esquire Attorney for JG Wentworth Originations, LLC MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA RE: Joint Petition of J.G. Wentworth NO: (o? Originations, LLC and John Chiara NOTICE OF HEARING ON PETITION TO TRANSFER STRUCTURED SETTLEMENT PAYMENT RIGHTS To: Hartford Life Insurance Company J.G. Wentworth Originations, LLC Attn. Legal Dept/structured Settlements 201 King of Prussia Road 200 Hopmeadow Street Radnor, PA 19087 Simsbury, CT 06089 Hartford Cebsco John Chiara Attn. Legal Department-Structured Settlements 200 Hopmeadow Street Simsbury, CT 06089 You are hereby given notice that John Chiara and J.G. Wentworth Originations, LLC filed a petition to transfer structured settlement payment rights. A hearinP in this matter has t scheduled on I d p , 2012 at _f-34 o clock in courtroom no. (o courthouse, Cumberland County Court of Common Pleas, Pennsylvania. You are entitled to support, oppose or otherwise respond to the payee's petition, either person or by counsel, by filing written comments with the court prior to the hearing or by attending the hearing. The Name, Address and Tax Identification number of the transferee is J.G. Wentv Originations, LLC. 201 King of Prussia Road, Radnor, PA 19087, Tax I.D. No. 20-47288 7- }-3 _a Date BY: Rg1S6rt A-Mo, Esquire Attorney for J.G. Wentworth Originations, LLC. 1115 W. Main Street Norristown, PA 19401 (610) 275-9600 (610) 275-9666(facsimile) Maro &Maro, P.C. Y~ . By: Robert A. Maro, Esquire „__ ; ?- I ~', ~ ; Attorney I.D. No.: 89585 t Rrrrr ^' 1115 W . Main Street ~ ~ # ~ ~ ' ~~ ~a ~ ~'~ ~ ~ i.' ,.~ Norristown, PA 19401 f „ , .., . , , , , (610) 275-9600 Attorney for JG ~ ' ~~on IN THE COURT OF COMMON PLEAS OF Ar PENNSYLVANIA COUNTY, IN RE: Joint Petition of JG Wentworth NO: 2012- 4681Civi1 Originations, LLC and John Chiara PRAECIPE TO DISMISS PETITION TO THE PROTHONOTARY: Kindly dismiss the petition filed in this matter, without prejudice. A hearing therefore will not be necessary. Date: November 20, 2012 By Attorney for JG Wentworth Originations, LLC LLC Respectfully Submitted: MARO & MARO, P.C. By: Robert A. Maro, Esquire Attorney I.D. No.: 89585 1115 West Main Street Norristown, PA 19401 (610) 275-9600 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA IN RE: Joint Petition of JG Wentworth NO: 2012- 4681Civi1 Originations, LLC and John Chiara CERTIFICATE OF SERVICE I, Robert A. Maio, Esquire, hereby certify that a true and correct copy of the Praecipe to Dismiss Petition for Transfer of Partial Structured Settlement has been served upon the following entities via first class mail and/or certified return receipt requested and/or email on To: Hartford Life Insurance Company J.G. Wentworth Originations, LLC Attn. Legal Depdstructured Settlements 201 King of Prussia Road 200 Hopmeadow Street Radnor, PA 19087 Simsbury, CT 06089 Hartford Cebsco John Chiara Attn. Legal Department-Structured Settlements 200 Hopmeadow Street Simsbury, CT 06089 Date: November 20, 2012 By: ~6bert A: Maro, Esquire Attorney for J.G. Wentworth Originations, LLC