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Home My WebLink About12-4737t1qE PR0TN0 0rAR 2011 JUL 30 All 10: S 1 CU P?"M?S AND CQU?r y CVgw1A McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID #74770 MARISA J. COHEN, ESQUIRE - ID # 87830 KEVIN T. MCQUAIL, ESQUIRE - ID # 307169 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LAMANNA, ESQUIRE - ID # 310321 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 215 790-1010 Attorneys for Plaintiff JPMorgan Chase Bank, National Association Cumberland County 10790 Rancho Bernardo Road Court of Common Pleas San Diego, California 92127 C/797 Number 1?' V. Anna M. Bowker 319 South Market Street Mechanicsburg, Pennsylvania 17055 COMPLAINT IN MORTGAGE FORECLOSURE C-S) slo3.'7SP Q? ek-?t nuq ? QH a?s?a b File # 116-7689 Page 1 NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 (800) 990-9108 AVISO Le han demandado a usted en la corte. Si usted quie defenderse de estas demandas ex-puestas en las pagin siguientes, usted tiene veinte (20) dias de plazo al par de la fecha de la demanda y la notificacion. Hace fa asentar una comparencia escrita o en persona o con abogado y entregar a ]a corte en forma escrita s defensas o sus objeciones a ]as demandas en contra su persona. Sea avisado que si usted no se defiende, corte tomara medidas y puede continuar la demanda contra suya sin previo aviso o notificacion. Ademas, corte puede decidir a favor del demandante y requie que usted cumpla con todas las provisioner de es demanda. Usted puede perder dinero o sus propiedad u otros derechos importantes para usted. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 32 South Bedford Street Carlisle, Pennsylvania 17013 (800) 990-9108 File # 116-7689 Page 2 This is a communication from a debt collector who is attempting to collect a debt, and any information obtained will be used for that purpose. Unless, within thirty (30) days after your receipt of this communication, you dispute the validity of the debt, or any portion of the debt, we will assume that the debt is valid. If you notify us in writing within thirty (30) days of your receipt of this communication that the debt, or a portion of the debt, is disputed, we will obtain verification of the debt or a copy of the judgment against you, and we will mail to you a copy of the verification or judgment that we obtain. Upon your written request to us within thirty (30) days of your receipt of this communication, we will provide to you the name and address of the original creditor, if different from the current creditor. Case Name: JPMorgan Chase Bank, National Association v. Anna M. Bowker Cumberland County File 4 116-7689 Page 3 r- COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff is JPMorgan Chase Bank, National Association, duly organized and doing business at the above-captioned address. The Defendant is Anna M. Bowker, who is the mortgagor and real owner of the mortgaged property hereinafter described, and his/her last-known address is 319 South Market Street, Mechanicsburg, Pennsylvania 17055. On September 24, 2009, mortgagor made, executed and delivered a mortgage upon the premises hereinafter described to Mortgage Electronic Registration Systems, Inc., as nominee for Community First Bank which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Instrument Number 200933617, such Mortgage being incorporated herein by reference by virtue of Rule 1019(g) Pa. R. C. P. The aforesaid mortgage was thereafter assigned by Mortgage Electronic Registration Systems, Inc., as nominee for Community First Bank to JPMorgan Chase Bank, National Association, assignment which will be duly recorded in the office of the recorder for Cumberland County. The premises subject to said mortgage is described in the legal description attached as Exhibit "A" and is known as 319 South Market Street, Mechanicsburg, Pennsylvania 17055. The mortgage is in default because monthly payments of principal and interest upon said mortgage due December 1, 2011 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. File 4 116-7689 Page 4 The following amounts are due on the mortgage: Principal Balance $ 115,233.16 Interest from November 1, 2011 through April 30, 2012 $ 3,457.02 Late Charges $ 197.64 Attorney's Fee $ 1,450.00 BPO/Appraisal $ 450.00 Escrow Advance $ (532.39) Property Inspections $ 14.00 GRAND TOTAL $ 120,269.43 8. Notice of Intention to Foreclose under Act 6 of 1974 (41 P.S. §403) was sent to Del by certified mail, return receipt requested as required by that Act. Notice under the Homeowner's Mortgage Assistance Act (Act 91) was not provided as the provisions of such Act were not applicable at time and no notice under such Act was required. 9. A copy of Chase's Homeowner Information Packet is attached hereto as Exhibit "B". WHEREFORE, Plaintiff demands in rem Judgment against the Defendant in the sum of $120,269 and other costs and charges collectible under the mortgage and for the foreclosure and sale of the property. McCABE, WEISBERG AND CONWAY,P.C. BY: / L ti 9-1, [ ] TERRENVE J. McCABE, ESQUIRE [ ] MARC S..VWEISBERG, ESQUIRE [ ] EDWARD D. CONWAY, ESQUIRE [/]'MARGARET GAIRO, ESQUIRE [ ] ANDREW L. MARKOWITZ, ESQUIRE [ ) HEIDI R. SPIVAK, ESQUIRE [ ] CHRISTINE L. GRAHAM, ESQUIRE [ ] BRIAN T. LAMANNA, ESQUIRE Attorneys for Plaintiff File # 116-7689 Page 5 I Pennsylvania Verification Brian Davenport , hereby states that he/she is Vice President of JPMorgan Chase Bank, N.A. the Plaintiff in this matter, and is authorized to make this Verification. The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of my information, and belief. I understand that this statement is made s bject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsifjpati n to aut rities. Vice President Date: 07/12/12 JPMorgan Chase Bank, N.A Borrower: ANNA M BOWKER Property Address: 319 S MARKET ST, MECHANICSBURG, PA 17055 County: CUMBERLAND Last Four of Loan Number: 0924 EXHIBIT "A" EXHIBIT A ALL THAT CERTAIN BRICK HOUSE, NUMBERED 319 SOUTH MARKET STREET, AND LOT OF GROUND SITUATE ON THE EAST SIDE OF SOUTH MARKET STREET IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO-WIT: BEGINNING AT THE BUILDING LINE ON THE EAST SIDE OF SOUTH MARKET STREET AT THE CORNER OF PROPERTY NOW OF DAVID W. FULTZ AND MABEL K. FULTZ, HIS WIFE; THENCE SOUTHWARDLY ALONG THE BUILDING LINE OF SAID SOUTH MARKET STREET, TWENTY-TWO AND SEVEN-TENTHS (22.7) FEET TO A POINT; THENCE EASTWARDLY THROUGH THE PARTITION WALL DIVIDING THE DOUBLE BRICK DWELLING HOUSE OR WHICH THE HOUSE ON THIS LOT OF GROUND IS THE NORTHERN HALF, AND CONTINUING ALONG THE LINE OF LAND OF CHARLES M. ECKERT AND VERNA H. ECKERT, HIS WIFE, ONE HUNDRED THIRTY (130) FEET TO AN IRON PIPE ON THE WEST SIDE OF AN ALLEY; THENCE NORTHWARDLY ALONG THE LINE OF SAID ALLEY TWENTY-TWO AND SEVEN-TENTHS (22.7) FEET TO AN IRON PIN; THENCE WESTWARDLY ALONG THE LINE OF PROPERTY OF DAVID W. FULTZ AND MABEL K. FULTZ, HIS WIFE, AFORESAID, ONE HUNDRED THIRTY (130) FEET TO A POINT ON THE BUILDING LINE ON THE EAST SIDE OF MARKET STREET AFORESAID, THE PLACE OF BEGINNING. TAX PARCEL ID: 17-24•-0787-066 ADDRESS: 319 S MARKET STREET MECHANICSBURG, PA 17055 04120/2012 9:08:46 AM CUMBERLAND COUNTY Inst.# 200933617 - Page 11 of 12 EXHIBIT "B" CHASE O EXHIBIT "B" In order for us to evaluate your request you must complete the enclosed packet, in full, and fax or mail it to Chase with the required documentation. You may save the form locally to your computer and complete at your own pace. Chase can NOT accept electronic signatures on these documents, so it's important that you print the document and sign in all required places. Delays in the process often are a result of missing information or signatures on required forms. This packet contains the following items: Section 1. Required Documentation for Borrower and Co-Borrower Checklist - Detailed list of the documents you must send to us in addition to the packet Section 2. Financial Information Form - Provides information about your property, loans, income, etc. Section 3. Home Affordable Modification Program Hardship Affidavit - Explains the circumstances that have made it difficult for you to stay up-to-date with your mortgage payments Section 4.4506T-EZ Request for Transcript of Tax Return Form - Allows Chase to receive a transcript of your tax return to verify income information If you need any assistance completing this packet please contact us at 866-550-5705. Please send the completed packet as well as all required documentation to Chase: By Regular Mail: Chase Fulfiltment Center P.O. Box 469030 Glendale, CO 80246 By Overnight Mail: Chase Fulfillment Center 4500 Cherry Creek Drive South Suite #100 Glendale, CO 80246 By Fax: 866-282-5682 Important Information Chase Home Finance LLC is attempting to collect a debt, and any information obtained will be used for that purpose. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be rejected in your cr?dit report. If you are represented by an attorney, please refer this letter to your attorney and provide us with the attorney's name, address, and telephone number. If you are currently a debtor in bankruptcy proceedings and subject to the protections of the automatic stay, or if you have received a final discharge in bankruptcy, this notice is for compliance and/or informational purposes only and not an attempt to impose personal liability for the debt in violation of the bankruptcy laws. However, Chase Home Finance LLC still has the right under the Mortgage to foreclose on the Property. An important reminder for all our customers: As stated in the "Questions and Answers for Borrowers about the Homeowner Affordability and Stability an" distributed by the obama Administration, "Borrowers should beware of any organization that attempts to charge a fee for housing counseling or modifi tion of a delinquerrt loan, especially if they require a fee in advance." Chase offers loan modification assistance free of charge (i.e., no modification fee required) Please call us immediately at 866-550-5705 to discuss your options. The longer you delay the fewer options you may have. 8705H CHSCVR-10 23-09-CF Borrower(s) Name: Loan Number(s): FlOwner Occupied t__.I Non-Owner Occupied SECTION 1: Required Documentation= for Borrower and Co-Borrower If you are a Wage Earner (you receive a W-2 from your employer) please use the following checklist: Two (2) most recent Pay stubs (two for each borrower) Length of service with Current Employer: Borrower Year(s):_ Month(s): Co-Borrower Year(s): Month(s): Most recent one (1) month's of Complete Bank Statement (must provide all pages) Most recent statement(s) supporting assets listed on page 2 of the Financial Information Form (must provide all pages of statements) Most recent Tax Return Completed (signed with all pages) or most recent filed and proof of extension (signed with all pages) El Proof of Income for other household members living in the home (Alimony, Child Support, Pension, etc) if you want such income considered for a loan workout F] Proof of any other Income received (Alimony, Rental, Child Support, Pension, etc.) Proof of occupancy - a recent utility bill in your name at property address if loan is Non-Escrowed A) Copy of the most recent property tax bill(s) with a copy of the canceled check for all applicable taxes (County, City, School, etc.) B) Copy of the current insurance declaration page for all applicable coverage types (must show premium amount for homeowner's, flood, and wind) C) Proof of payment of Homeowner's Association Fees (if applicable) F]Non-Owner Occupied (ONLY) A) Rental Income with copies of Rental Agreement B) Principal, Interest, Taxes, and Insurance for Primary Residence C) Mortgage Holder(s) for Primary Residence D) Primary Residence Address (input below) Completed Financial Information Form (enclosed) Completed Hardship Affidavit (enclosed) - completed and signed by all Borrowers (no notary required) 0 Completed 4506T-EZ - Request for Transcript of Tax Return (enclosed.) Be sure to sign and date this form. If you are Self Employed, please use the following checklist: P & L Statement / Audited or reviewed YTD Income Statement (must provide) Most recent two (2) years' Tax Returns Completed (personal and business, signed with all pages) or 1099s or most recent two (2) years filed and proof of extension 0 Last four (4) months' of complete Business and Personal Bank Statements (must provide all pages. If a business account is not used, provide a written statement stating a business account is not used.) Most recent statement(s) supporting assets listed on page 2 of the Financial Information Form (must provide all pages. If a business account is not used, provide a written statement stating a business account is not used. FlMost recent statement(s) supporting assets listed on page 2 of the Financial Information Form (must provide all pages of statements) F] Length of time of Business Ownership: Borrower Year(s): Month(s): Co-Borrower Year(s): Month(s): Proof of income for other household members living in the home (Alimony, Child Support, Pension, etc.) if you want such income considered for a loan workout F]Proof of any other Income received (Alimony, Rental, Child Support, Pension, etc.) D Proof of occupancy - a recent utility bill in your name at property address R If loan is Non-Escrowed A) Copy of the most recent property tax bill(s) with a copy of the canceled check for all applicable taxes (County, City, School, etc.) B) Copy of the current insurance declaration page for all applicable coverage types (must show premium amount for homeowner's, flood, and wind) C) Proof of payment of Homeowner's Association Fees (if applicable) 11 Non-Owner Occupied (ONLY) A) Rental Income with copies of Rental Agreement B) Principal, interest, Taxes, and Insurance for Primary Residence C) Mortgage Holder(s) for Primary Residence D) Primary Residence Address (input below) Completed Financial Information Form (enclosed) FICompleted Hardship Affidavit (enclosed) - completed and signed by all Borrowers (no notary required) Completed 4506T-EZ - Primary Address: Comments: for Transcript of Tax Return (enclosed.) Be sure to sign and date this form. CHSCVR- CHASE 0 Loan Number Financial information page 1 of 3 Chase offers options for resolving your home loan issues. Please answer the questions below as completely and accurately as possible. This information will only be used to aid in the evaluation of homeownershi preservation options, not fora other purpose. Borrower Co-Borrower Name (Include Jr. or Sr. if applicable) Name (include Jr. or Sr. if applicable) Social Security Number: Social Security Number: Home Phone: Best Time to Call: Home Phone: Best Time to Call: Work Phone: Best Time to Call: Work Phone: Best Time to Call: Other Phone: Best Time to Call: Other Phone: Best Time to Ca[L" E-mail Address E-mail Address Permission to Contact Via E-mail? E]Yes ? No Permission to Contact Via E-mail? ? Yes ? No Marital Status ? Unmarried ? Married Separated ? Divorced ? Marital Status Unmarrie ? ? Divorced ? Separated ? Marr ed Property Address (street, city, state & zip code) Mailing Address (street, city, state & zip code) Reside at Property? ? Borrower ? Co-Borrower Want to Retain Property? ? Yes ? No # of People in Household: F#of Dependents: # of Units at Property: Property Condition Good ? Fair Poor Is the Property for Sale? Yes ? No Listing Amount: Realtor Name Realtor Address Realtor Phone: ,:: ra?? i MAArl Loan Account Number: Months Past Due: Second Loan Account Number. Second Loan Months Past Due: Balance Are you currently working with Chase on a foreclosure prevention resolution? ? Yes ? No Mortgage Company: Which foreclosure resolution is already in process? ? Refinance ? Deferment ? Deed-in-Lieu ? Modification ? Repayment Plan ? Short Sale Chase Associate Name: Chase Associate Phone Date Process B gan If you are in an active bankruptcy, we will need to work with your attorne on a possible resolution. Are you in Active Bankru tc ? p y ? Yes ? No Bankruptcy Chapter Type Bankruptcy Case Number Date of Bankruptcy Fit ng Bankru tc Ass i t N p y oc a e ame Bankruptcy Attorney Address Bankruptcy Attorney P one IMP LAY Ei' ?NfORMA'TION Borrower Co-Borrower Employer Employer Employer Address E mployer Address Employer Phone: How long employed? E mployer Phone: How long employed? Self Employed? Yes No S elf Employed? ? Yes No CI OCFIF-0509 I -CHASEi i Borrower Name Loan Number Ohll`H Borrower Income Source (Employer Name, Rental, etc) Monthly Gross Income Employer Employer Employer Rental Income Other Financial Information 2of3 r Co-Borrower Income Source yer Name, Rental Monthly Gross Inc me , etc) $ Employer $ S Employer $ $ Employer $ $ Rental Income $ $ Other $ Other $ Other $ Total S Total $ Borrower / Co-Borrower Additional income Description Alimony, child support, or separate maintenance income need not be revealed if Borrower or Co-Borrower does not choose to have it considered for approval of a loan workout Monthly Amoun S S S Total $ ?4SSETS Asset Amount Owed Value Vehicle Model/Year Amou Owed V V alue Home S $ Automobile $ Other Real E state $ Automobile S T Retirement Funds S Automobile S Investments $ Motoycle Checking Balance $ $ Boat $ $ Savings Balance S S Motor Home S Other: $ $ Airplane S $ Other: $ $ Other: Othe r: $ Other: f T Total $ $ Total CHOCFIf-OS 9 CHASE 0 Borrower Name Loan Number - I Financial Information Form Page 3 of 3 MO.. = Monthly Expense Borrower Co-Borrower Other Home Loans, Rents & Liens S 5 Auto Loan(s) $ S Auto Insurance & Other Auto Expenses $ 5 Credit Cards & Installment Loans 5 S Health Insurance $ S Medical Expenses S $ Child Care, Child Support & Alimony S $ Food $ $ Miscellaneous Spending Money $ $ Utilities S S Communications (Phone, Cell Phone, Internet) $ $ Other $ $ TOTAL $ $ /agree that the financial information provided is true and accurate as of the date set forth opposite mysignature and that any intentional or negligent misrepres tation of the information contained in this document may result in civil liability, including monetary damages, to any person who maysuffer any loss due to reliance upon e document, and/or in criminal penalties including but not limited to fine or imprisonment or both under the provisions of Title 78 United States Code, Sec. 1007 et seq 1 , understand and acknowledge that any action taken by the lender is in strict reliance on the financial information provided. My signature/acceptance belowgran . the holder of my mortgage or its designee the authority to confirm the information that I have disclosed in this financial statement, to verify it as accurate by ordering a credit report and to contact myrealtorand/orcredit counseling service. By providing a wireless telephone number, you consent to receiving autodialed and pre-recorded message calls from the lender or its third-party debt collector at that number. I represent that lam lam not currently occupying the propertysecuring the loan as my primary residence and that/ intend to continue occupying the property as my primary residence. Borrower Signature Date Co-Borrower Signature Date CHOCFIF- 509 CHASE 0 SECTION 3: Home Affordable Modification Program Hardship Affidavit Borrower Name (first, middle, last): Co-Borrower Name (first, middle, last): Property Street Address: Property City, State and ZIP: Servicer: Loan Number: Date of Birth: Date of Birth: In order to qualify for 's ("Servicer") offer to enter into an agreement to modify my loan under the I government's Home Affordable Modification Program (the "Agreement"), I/we am/are submitting this form to the Servicer and ind my/our checkmarks ("X") the one or more events that contribute to my/our difficulty making payments on my/our mortgage loan. Borrower Co-Borrower Yes No Yes No My income has been reduced or lost. For example: unemployment, underemployment, reduced job ? ? ? ? hours, reduced pay, or a decline in self-employed business earnings. I have provided details under "Explanation" (page 3). Yes No Yes No My household financial circumstances have changed. For example: death in family, serious or chronic ? ? ? ? illness, permanent or short-term disability, increased family responsibilities (adoption or birth of a child, taking care of elderly relatives or other family members). I have provided details under "Explanation" (page 3). Yes No Yes No My expenses have increased. For example: monthly mortgage payment has increased or will increase, ? ? ? ? high medical and health-care costs, uninsured losses (such as those due to fires or natural disasters), unexpectedly high utility bills, increased real property taxes. I have provided details under "Explanation" (page 3). Yes No Yes No My cash reserves are insufficient to maintain the payment on my mortgage loan and cover basic ? ? ? ? living expenses at the same time. Cash reserves include assets such as cash, savings, money market funds, marketable stocks or bonds (excluding retirement accounts). Cash reserves do not include assets that serve as an emergency fund (generally equal to three times my monthly debt payments). I have provided details under "Explanation" (page 3). Yes No Yes No My monthly debt payments are excessive, and I am overextended with my creditors. I may have used ? ? ? ? credit cards, home equity loans or other credit to make my monthly mortgage payments. I have provided details under "Explanation" (page 3). Yes No Yes No There are other reasons I/we cannot make our mortgage payments. I have provided details under ? ? ? ? "Explanation" (page 3). by Page 1 of 4 HIF Borrower Name Loan Number Information for Government Monitorinp-Pumoses The following information is requested by the federal government in order to monitor compliance with federal sta utes that prohibit discrimination in housing. You are not required to furnish this information, but are encouraged t do so. The law provides that a lender or servicer may not discriminate either on the basis of this information, or on whether you choose to furnish it. If you furnish the information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not furnish ethnicity, race, or sex, the lender or servicer is required to note the information on the basis of visual observation or surname if you have made this request for a loan modff ation in person. If you do not wish to furnish the information, please check the box below. ? I do not wish to furnish this information ? I do not wish to furnish this information ? Hispanic or Latino ? Hispanic or Latino ? Not Hispanic or Latino ? Not Hispanic or Latino ? American Indian or Alaska Native ? American Indian or Alaska Native ? Asian ? Asian ? Black or African American ? Black or African American ? Native Hawaiian or Other Pacific Islander ? Native Hawaiian or Other Pacific Islander ? White ? White ? Female ? Male ? face-to-face interview ? Mail ? Telephone ? Internet Borrower/Co-Borrower Acknowledgement ? Female ? Male Interviewer's Name Interviewer's Signature Interviewer's Phone Number Date Name and Address of Interviewer's Employer 1. Under penalty of perjury, I/we certify that all of the information in this affidavit is truthful and the event(s) identified above have contributed to my/our need to modify the terms of my/our mortgage loan. 2. I/we understand and acknowledge the Servicer may investigate the accuracy of my/our statements, may require me/us to pi supporting documentation, and that knowingly submitting false information may violate Federal law. 3. I/we understand the Servicer will pull a current credit report on all borrowers obligated on the Note. 4. I/we understand that if I/we have intentionally defaulted on my/our existing mortgage, engaged in fraud or misrepresented (s) in connection with this Hardship Affidavit, or if I/we do not provide all of the required documentation, the Servicer may c the Agreement and may pursue foreclosure on my/our home. 5. I/we certify that my/our property is owner-occupied and I/we have not received a condemnation notice. 6. I/we certify that I/we am/are willing to commit to credit counseling if it is determined that my/our financial hardship is relat excessive debt. 7. I/we certify that I/we am/are willing to provide all requested documents and to respond to all Servicer communication in a ti manner. I/we understand that time is of the essence. fact to Page 2 of 4 HIFAFF-0909 Borrower Name Loan Number 8. I/we understand that the Servicer will use this information to evaluate my/our eligibility for a loan modification or other wo?kout but the Servicer is not obligated to offer me/us assistance based solely on the representations in this affidavit. 9. I/we accept and agree to all terms of the Home Affordable Modification Trial Period ("Trial Period") Plan which is incorporated herein by reference as if set forth in full. 10. I/we agree that when the Servicer accepts and posts a payment during the Trial Period it will be without prejudice to, and will not be deemed a waiver of, the acceleration of my loan or foreclosure action and related activities and shall not constitute a cur of my default under my loan unless such payments are sufficient to completely cure my entire default under my loan. 11. I/we agree that any prior waiver as to payment of escrow Items in connection with my loan has been revoked. 12. I/we agree to the establishment of an escrow account and the payment of escrow items if an escrow account never existed o my loan. 13. I/we understand that Servicer will collect and record personal information, including, but not limited to, my name, address, telephone number, social security number, credit score, income, payment history, government monitoring information, and information about account balances and activity. I understand and consent to the disclosure of my personal information and he terms of the Trial Period Plan and Modification Agreement by Servicer to (a) the U.S. Department of the Treasury, (b) Fannie ae and Freddie Mac in connection with their responsibilities under the Homeowner Affordability and Stability Plan; (c) any investor, insurer, guarantor or servicer that owns, insures, guarantees or services my first lien or subordinate lien (if applicable) mortga e loan(s); (d) companies that perform support services for the Home Affordable Modification Program and the Second Lien Modification Program; and (e) any HUD certified housing counselor. Borrower Signature E-mail Address: Social Security Number: Phone Numbers: Cell: Home: Work: Explanation: Date Co-Borrower Signature E-mail Address: Social Security Number: Phone Numbers: Cell: Home: Work: Date Page 3 of 4 4IFAFF-0909 9 Borrower Name lEnCY r'7i Form Ywu I -LL Short Form Request for Individual Tax Return Transcript (October 2009) OMB No. 1546-2154 Department of the Treasury Internal Revenue Service ? Request may not be processed if the form is incomplete or illegible. Tip: Use Form 45067-EZ to order a 1040 series tax return transcript free of charge. 1a Name shown on tax return. If a joint return, enter the name shown first. lb First social security number on tax return 2a If a joint return, enter spouse's name shown on tax return 2b Second social security number if joint tax retur n 3 Current name, address (including apt., room, or suite no.), city, state, and ZIP code 4 Previous address shown on the last return filed if different from line 3 5 If the transcript is to be mailed to a third party (such as a mortgage company), enter the third partys name, address, and telephone number The . IRS has no control over what the third party does with the tax information. Third party name Telephone number Chase Fulfillment Center ( 866) 550-5705 Address (including apt., room, or suite no.), city, state, and ZIP code Regular Mail: P.O. Box 469030, Glendale, CO 80246 Overnight Mail: 4500 Cherry Creek Drive South, Suite 100, Glendale, CO 80246 6 Year(s) requested. Enter the year(s) ofthe return transcript you are requesting (for example, '2008'). Most requests will be processed within 10 business days. 2008 Caution. If the transcript is being mailed to a third party, ensure that you have filled in line 6 before signing. Sign and date the form once you have filled in line 6. Completing these steps helps to protect your privacy. Note. if the IRS is unable to locate a return that matches the taxpayer identity information provided above, or if IRS records indicate that the return has not been filed, the IRS may notify you or the third parry that it was unable t l o ocate a return, or that a return was not filed, whichever is applicable. Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line to or 2a. If the request applies to a joint return, either husband or wife must sign. Note. This form must be received within 60 days ofsignoture date. Telephone number of taxpay r on line 1 a or 2a Form 4506T-EZ 0 0-2009) rurputie ur rurm. muiviauais can use corm 4506T-EZ to request a tax return transcript that includes most lines of the original tax return. The tax return transcript will not show payments, penalty assessments, or adjustments made to the originally filed return. You can also designate a third party (such as a mortgage company) to receive a transcript on line 5. Form 4506T-EZ cannot be used by taxpayers who file Form 1040 based on a fiscal tax year (that is, a tax year beginning in one calendar year and ending in the following year). Taxpayers using a fiscal tax year must file Form 4506-T, Request for Transcript of Tax Return, to request a return transcript. Use Form 4506-T to request the following. *A transcript of a business return (including estate and trust returns). • An account transcript (contains information on the financial status of the account, such as payments made on the account, penalty assessments, and adjustments made by you or the IRS after the return was filed). • A record of account, which is a combination of line item information and later adjustments to the account. • A verification of nonfiling, which is proof from the IRS that you did not file a return for the year. • A Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. Form 4506-T can also be used for requesting tax return transcripts. Automated transcript request. You can call 1-800-829-1040 to order a tax return transcript through the automated self-help system. You cannot have a transcript sent to a third party through the automated system. Where to file. Mail or fax Form 4506T-EZ to the address below for the state you lived in when that return was filed. If you are requesting more than one transcript or other product and the chart below shows two different RAIVS teams, send your request to the team based on the address of your most recent return. Where to mail ... It you filed an Mail or fax to the individual return "Internal Revenue and lived in: Service° at: Alabama, Delaware, RAIVS Team Florida, Georgia, P.O. Box 47-421 North Carolina, Stop 91 Rhode Island, South Doraville, GA 30362 Carolina, Virginia 770-455-2335 801-620-6922 Kentucky, Louisiana, RAIVS Team Mississippi, Stop 6716 AUSC Tennessee, Texas, a Austin, TX 73301 foreign country, or 512-460-2272 A.P.O. or F.P.O. address Alaska, Arizona, California, Colorado, District of Columbia, Hawaii, Idaho, Iowa, Kansas, Maine, Maryland, Massachusetts, RAIVS Team Minnesota, Montana, Stop 37106 New Hampshire, New Fresno, CA 93888 Mexico, New York, 559-456-5876 North Dakota, Oklahoma, Oregon, South Dakota, Utah, Vermont, Washington, Wisconsin, Wyoming Arkansas, RAIVS Team Connecticut, Illinois, Stop 6705-641 Indiana, Michigan, Kansas City, MO Missouri, New Jersey, 64999 Ohio, Pennsylvania, 816-292-6102 West Virginia Signature and date. Form 4506T-EZ must be signed and dated by the taxpayer listed on line la or 2a. If you completed line 5 requesting the information be sent to a third party, the IRS must receive Form 4506T-EZ within 60 days of the date signed by the taxpayer or it will be rejected. Transcripts of jointly filed tax returns may be furnished to either spouse. Only one signature is required. Sign Form 4506T-EZ exactly as your name appeared on the original return. If you changed you name, also sign your current name. Privacy Act and Paperwork Reduction Act Notice. We ask for the information of this form to establish your right to gain access to the requested tax information under the Internal Revenue Code. We need this information to properly identify the tax information and respond to your request. Sections 6103 and 6109 require you to provide this information, including your SSN. If you do not provide this information, we may not be able to proce: your request. Providing false or fraudulen information may subject you to penalties. Routine uses of this information includ( giving it to the Department of Justice for civil and criminal litigation, and cities, states, and the District of Columbia for us( in administering their tax laws. We may also disclose this information to other countries under a tax treaty, to federal and state agencies to enforce federal nontax criminal laws, or to federal law enforcemer and intelligence agencies to combat terrorism. You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number. Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law. Generally, tax returns and return information are confidential, as required by section 6103. The time needed to complete and file Form 4506T-EZ will vary depending on individual circumstances. The estimated average time is: Learning about the law or the form, 9 min.; Preparing the form, 18 min.; and Copying, assembling, and sending the form to the IRS, 20 min. If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506T-EZ simpler, we would be happy to hear from you. You can write to the Internal Revenue Service, Tax Products Coordinating Committee, SE:W:CAR:MP:T:T:SP, 1111 Constitution Ave. NW, IR-6526, Washington, DC 20224. Do not send the form to this address. Instead, see Where to file on this page. T JPMorgan Chase Bank, National Association Plaintiff vs. Anna M. Bowker Defendant NOTICE OF RESIDENTIAL MORTGAGE FORECLO DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court-supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243-9400 extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. o-4 as oZold Date su Counsel for Plaintiff] FORM I IN THE COURT OF COMMON PLEAS W p CUMBERLAND COUNTY, PENNSYI11Z mm s? = r r Civil Ec;) y,. n 3 ?Q yC x a - 1 n c 8o -{ Q =: -1 C:) -n = C-) C) rr FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet n-+- Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possibl options while working with your Please provide the following information to the best of your knowledge: Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ? No ? Listing date: Price $ Realtor Name: Realtor Phone: _ Borrower Occupied? Yes ? No ? Mailing Address (if different): City: State: Zip: _ Phone Numbers: Home: _ Office: Cell: Other: Email: # of people on household: How long? Mailing Address (if different): City: State: Zip: Phone Numbers: Home: _ Office: Cell: _ Other: Email: # of people on household: How long? First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: - Loan Number: Total Mortgage Payment Amount $ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes ? No ? --- If yes, provide names, location of court, case number & attorney: Assets Amount Owed: Value Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #l: Model: Year: Amount owed: Value: Automobile #2: Model: _ Year: Amount owed: Value: Other transoortation (automobiles boats motorcycles): Model Year: Amount owed: Value: Monthly Income Name of Employers: 1. 2. 3. Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2"d Mortgage Utilities Car Payment(s) Condo/Neigh. Fees Auto Insurance Med. (not covered) Auto fuel/repairs Other prop. payment Install. Loan Payment Cable TV Child Support/Alim. Spending Money Da /Child Care/Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ?No ? If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: 2 Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ? No ? If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your deliquency? Yes ? No ? If yes, please indicate the status of those negotiations: Please provide the following information, if known, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: I/We, , authorize the above na to use/refer this information to my lender/servicer for the sole purpose of evaluating financial situation for possible mortgage options. I/We understand that Uwe am/are under no obiligation to use the services provided by the above named Borrower Signature Co-Borrower Signature Date Date Please forward this document along with the following information to lender and lender's counsel: V Proof of income Past 2 bank statements Proof of any expected income for the last 45 days Copy of a current utility bill f Letter explaining reason for delinquency and any supporting documentation (hardship letter) f Listing agreement (if property is currently on the market) ~~t r' ~` ~,. ~ i '1 C ~ . ,-- _ ,(j~egR~rf ~} r g s/~'~t a r` t ~",'~,Y4 V#r ~'~~~ g ga.r a... .. t-1 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 JPMorgan Chase Bank, National Association Plaintiff v. Anna M. Bowker Defendant Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 12-4737 MOTION TO ALLOW SERVICE ON THE DEFENDANTS PURSUANT TO PA RULE OF CIVIL PROCEDURE 430 Plaintiff attempted to personally serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, Anna M. Bowker, at her last-known address of 319 South Market Street, Mechanicsburg, Pennsylvania 17055. The process server was not able to serve the Defendant because her son, accepting service, stated he was her Power of Attorney. However, there is no Power of Attorney filed with the courts. A true and correct copy of the Return of Service indicating the same is attached hereto, made a part hereof as Exhibit "A". 2. Pursuant to Pennsylvania Rule of Civil Procedure 430, Plaintiff has conducted a good faith investigation to determine the current whereabouts of Defendant and the attached Affidavit sets forth in detail the nature and extent of the investigation. See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "B". 3. As a result of the investigation, a special Order of Court is required permitting service by regular and certified mail at the Defendant last known address and by posting a copy of the original process on the mortgaged premises. 4. No judge has ruled upon any other issue in this matter or in any related matter. No attorney has entered an appearance in this matter on behalf of Defendant and, therefore, no concurrence of opposing counsel was sought with regard to the instant motion. 6. If service cannot be made on the Defendant, Anna M. Bowker, the Plaintiffwill be prejudiced. WHEREFORE, Plaintiffprays this Honorable Court grant an Order allowing the Plaintiffto serve the Complaint in Mortgage Foreclosure, and all other subsequent pleadings that require personal service, and the Notice of Sheriff's Sale, upon the Defendant, Anna M. Bowker, by regular mail; certified mail, return receipt requested, and by posting at the last-known address of Defendant and the mortgaged premises known in this herein action as 319 South Market Street, Mechanicsburg, Pennsylvania 17055. .~~ ~~~~ TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215)790-1010 JPMorgan Chase Bank, National Association Plaintiff v. Anna M. Bowker Defendant Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 12-4737 MEMORANDUM OF LAW If a resident Defendant has obstructed or prevented service of process by concealing his whereabouts or otherwise, the Plaintiff shall have the right of service in such a manner as the Court by special order shall direct service pursuant to P.R.C.P. 430. WHEREFORE, Plaintiff prays this service be made. TERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARL S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215)790-1010 JPMorgan Chase Bank, National Association Plaintiff v. Anna M. Bowker Defendant Attorneys for Plaintiff Cumberland County Court of Common Pleas Number 12-4737 CERTIFICATION OF SERVICE The undersigned attorney for the Plaintiff hereby certifies that he/she served a true and correct copy of the foregoing Motion for Alternative Service, by United States Mail, first class, postage prepaid, on the 13th day of November, 2012, upon the following: Anna M. Bowker 319 South Market Street .,~~ Mechanicsburg, Pennsylvania 17055 G ERRENCE J. McCABE, ESQUIRE MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff VERIFICATION The undersigned attorney hereby certifies that he/she is the attorney for the Plaintiff in the within action and that he/she is authorized to make this verification and that the foregoing facts based on the information from the Plaintiff s representative, who is out of this jurisdiction and not available to sign this verification at this time, and are true and correct to the best of his/her knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to un ,falsification to authorities. /.~- i~%~ TERRENCE J. McCABE, ESQUIRE MARL S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE Attorneys for Plaintiff JPMorgan Chase Bank, National Association v.Anna M. Bowker Cumberland County; CCP; Number 12-4737 File Number: 65868 ~~ J ~~i~ ~' ~~~~~ SHERIFFS OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Vfl~tai55, at ~eunbrr/,:T~tb Jody S Smith Chief Deputy ~s. - ~;, .,,~;; !~' ~' `~ Richard W Stewart ~ '- ''" SOiICItOr ~iFFtCE tiF iN.E tk~fxlFF JP Morgan Chase Bank, NA Case Number vs. 2012-4737 Anna M. Bowker SHERIFF'S RETURN OF SERVICE 08/28/2012 08:02 PM -Ryan Burgett, Deputy Sheriff, who being duly sworn according to law, states that on August 28, 2012 at 2002 hours, he served a true copy of the within Complaint in Mortgage Foreclosure, upon the within named defendant, to wit; Anna M. Bowker, by making known unto Bill Bowker, Son of Anna M. Bowker and Power of Attorney at 319 S. Market Street, Mechanicsburg, Cumberland County, Pennsylvania 17055 its contents and at the same time handing to him personally the said true and correct copy of the same. Request for service at 319 S. Market Street, Mechanicsburg, Pennsylvania 17055 could not be confirmed as vacant. However, this residence is currently for sale. Deputies were advised, Anna M. Bowker is currently in an assisted living facility located in Reading, Pennsylvania and is not competent to accept service on her own behalf. Power of Attomey Bill Bowker currently resides at 109 Curtis Drive, East Berlin, Pennsylvania 17316. ^J'~ ~^.~~~~~1~ C RYAN BURGETT, DEP SHERIFF COST: $48.00 SO ANSWERS, August 29, 2012 RONN R ANDERSON, SHERIFF exhibit A (c) CaunlySuite Sheriff, Teleosofl, Inc scf~ C ~~ ~~~ Acceptance of Service I accept the service of the Complaint in Mortgage Foreclosure (on behalf of Anna M. Bowker and certify that I am authorized to do so.)~ 8 ; L -~. ~ ~~ ~ ~ Pad Date Authorized ~~nt ,~.,. ... AFFIDAVIT OF GOOD (~j~ (I~~ ~I~~' ~~~~~ ~~~I I~~I FAITH INVESTIGATION I I~~~~! ( I *22297* Piic#•116-7689pa Subject: Anna M. Bowker Last-known Address: 319 S Market Street, Mechanicsburg, PA 17055 STATE OF NEW YORK COUNTY OF SUFFOLK ss.: F~ ~r; Ls. Samantha Alicea, the undersigned, being duly sworn, deposes and says that I am over the age of eighteen and not a party to this action. I reside in the STATE OF NEW YORK. On 09/0512012, I completed a good faith investigation into the whereabouts of the Anna M. Bowker at the last-known/property address indicated below and the extent of the investigation and the results are as follows: Date Investigation Remarks PROPERTY 319 S Market Street ,Mechanicsburg, PA 09/12/2012 INQUIRY OF LOCAL Directory Assistance: Search was unable to 09/12/2012 TELEPHONE locate a telephone listing for the subject. M ANY: 09/12/2012 INTERNET SEARCH: Search results show the subject resides at the a ve t ted ro 09/12/2012 DEATH RECORDS: Social Security Death Index Search was unable to r 09/12/2012 LOCAL TAX Search was able to confirm a mailing address N The information set forth in this Affidavit of Good Faith Investigation is true and correct to the best knowledge, information and belief. Sn to a subscribed before me orb 1jG 20G Notary Public, f ~ MEHYL E. DAVIDu Notary Public, Stato of Nr^W YORK 01DAG?_55787 Qualitieci in NASSAU Commission expiros, FEET. 13, 2016 i ,~ _.._ Samantha Alicea Attorney Outsourcing Support Services, Inc. 1 Huntington Quadrangle, Suite 2504 Melville,NY 11747 Exhibit B Anna Bowker in Mechanicsburg, PA ~ WhitePages WhitePages We did not find an exact match for Anna Bowker in Mechanicsburg, PA fee in man » Or search: • Last name only Additional Suggestions ~. ,loan L Bowker (Age 65+) 2. Dewberry Ct Mechanicsburg, PA 3. Associated people: unknown See full listinq N 1. ~,onna L Bowker (Age 40-44) 2. Sara Ln Hanover, PA 3. Associated people: unknown See full listing N ~. ]une C Bowker (Age 65+) 2. 7ermae St Thurmont, MD 3. Associated people: Max L Bowker + more... See full listing ~ ~. ]ennie L Bowker (Age 30-34} 2. High St Brookeville, MD 3. Associated people: Roland C Bowker Shirley L Bowker + more... fee full listing » ~. ]ean G Bowker (Age 65+) Page 1 of 3 http://www.whitepages.com/name/Anna-Bowker/17055 8/29/2012 Anna Bowker in Mechanicsburg, PA ~ WhitePages 2. Blenny Ln Chester, MD 3. Associated people: Paul D Bowker + more... See full listing » 1. Anna S Baker (Age 65+) 2. Leonard Ln Harrisburg, PA 3. Associated people: unknown See full listing » ~. Anna M Beecher (Age 65+) 2. Pennway Dr Carlisle, PA 3. Associated people: Richard W Beecher + more... See full listina » ~. Anna Baker 2. Newport Rd Newport, PA 3. Associated people: Dale A Baker Donald E Baker + more... See full listina » ~. Anna A Becker (Age 65+) 2. Moulstown Rd Abbottstown, PA 3. Associated people: Donald L Becker + more... See full listina » ~. Anna B Baker (Age 65+) 2. Red Hill Rd New Oxford, PA 3. Associated people: Stanley F Baker Debra J Baker + more... http://www.whitepages.com/name/Anna-Bowker/ 1705 5 Page 2 of 3 8/29/2012 Anna Bowker in Mechanicsburg, PA ~ WhitePages See full listing » Loading... Page 3 of 3 http://www.whitepages.com/name/Anna-Bowker/17055 8/29/2012 Page 1 of 1 ~~ ~~"~~ Person Search Results Records: 1 to 5 of 5 Search Terms Used - Last Name: BOWKER; First Name: ANNA; Street: 319 S MARKET ST; State: PA; Zip: 17055; Ail Full Name Age/DOB Address Dates Phone Information 1 ' ANNA M BOWKER 86 319 S MARKET ST Oct 79 • Jul 12 717.766.7224 • EDT Gender. Female Mar xx, 1926 MECHANICSBURG PA 17055.6325 BOWKERA 201.16-xxxx yr" Probable current address LexID:248991849 2 ~ ANNA BAWKER 86 319 S MARKET ST Jan 90 • Aug 11 717.766.7224 Gender: Female Mar xx, 1926 MECHANICSBURG PA 17055.6325 BOWKERA 201.16-xxxx ,~' Probable current address LexID:248991849 3 ' ANNA H BOWKER 86 319 S MARKET ST Jan 90 • Aug 11 717.766-7224 Gender: Female Mar xx, 1926 MECHANICSBURG PA 17055.6325 BOWKER A 201.16•xxxx ,~" Probable cureentaddress LexID:248991849 4 ' ANN M BOWKER 86 319 S MARKET ST Jan 85 • Aug 07 717.766-7224 Gender: Female Mar xx, 1926 MECHANICSBURG PA 17055.6325 BOWKER A 201.16•xxxx ~" Probable current address LexID:248991849 _ 5 A BOWKER ~' 86 319 S MARKET ST Aug 93 -Sep 12 717.766.7224 • EDT ~ Gender: female Jan xx, 1926 MECHANICSBURG PA 17055.6325 BOWKER A 201-16-xxxx ,~ Probable current address LexID:248991849 Records: 1 to 5 of 5 Your DPPA Permissible Use: Use in the Normal Course of Business Your GLBA Permissible Use: Authorized by Consumer https://secure.accurint.com/app/bps/main 9/12/2012 Anna M Bowker Social Security Death Index (SSDI) Records -Social Security Death Ind... Page 1 of 2 Log In ~ Subscribe Home ~ About Us I Help Learning Center Store Questions? Call Home > Social Security Death Index > Search Results Search All Collections Newspapers Rgcent Obituaries Newsoaoer Archives Other Genealogy Records Social Security Death Index Historical Books Historical Documents Stay connected. Follow us! Anna M Bowker Death Records in the Social Security Death Index (SSDI) Your search for Anna M Bowker did not match any items in Social Security Death Index. Suggestions Search again without the first name "anna m" Searching with only a family name should open up your search, and may even yield new family history discoveries. Search again without last known residence renuirement~ If you're sure your ancestor is in the Social Security Death Index but can't locate him or her, there may be a discrepancy in retorded locations. Try removing these requirements from your search, Need Help Searching Your Ancestors? Contact Us Now Toll Free Our family history consultants are here to help. llam - 7pm EST http://www.genealogybank. com/gbnk/ssdi/?sort=_rank_%3 AD&Iname=bowker&fname=a... 8/29/2012 Anna M Bowker Social Security Death Index (SSDI) Records -Social Security Death Ind,.. Page 2 of 2 Try another search! Search Tjp~ Date Information Last Known Residence County State Any Social Security Number Details State SSN Issued: :Any i i _ _..__... __.____...__._ 41ear Form in the news I contact us ~ affiliates I privacy policy ~ terms of use ~ site map I blog http://www.genealogybank.com/gbnk/ssdi/?sort=_rank_%3 AD&lname=Bowker&fname=a... 8/29/2012 PropertyMapper -Cumberland County, PA Page 1 of 1 http://gis.ccpa.net/PropertyMapper/ 9/12/2012 JP MORGAN CHASE BANK, NATIONAL ASSOCIATION Plaintiff v. ANNA M. BOWKER, Defendant ~a- N73'~ ~~+4~3fi~£IVIL TERM IN RE: MOTION TO ALLOW SERVICE ON THE DEFENDANTS PURSUANT TO PA. RULE OF CIVIL PROCURED 430 ORDER OF COURT AND MOW, this 26th day of November 2012, upon review of Plaintiff's Motion to Allow Service on Defendant's Pursuant to Pa. Rule of Civil Procedure 430, and there being no factual reason provided why Defendant cannot be served at the assisted living facility in Reading, Pennsylvania, nor legal authority permitting the court to deviate from the Rules of Civil Procedure regarding service, the Motion is DENIED. ~~ IN THE COURT OF COMMON PLEAS OF THE NINTH JUDICIAL DISTRICT Thomas A. lacey C.P.J. Distribution: errence J. McCabe, Esq. ~ Marc S. Weisberg,. Esq. Edward D. Conway, Esq. Margaret Gairo, Esq. ~ 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 ~~ C"> ~+. N ~ ~' ~f -~~ ~~ ~1 o ""~ `ma`r ~ ~ ~ ~,, -~ ~ r~ r~ ~~ ~ ~~ ~ D'~ ~ Q~ ~ ~ ~ Anna M. Bowker 319 South Market Street Mechanicsburg, PA 17055 William Bowker 109 Curtis Drive East Berlin, PA 17316 McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T.McQUAIL,ESQUIRE-ID#307169 ' CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 < } BRIAN T.LaMANNA,ESQUIRE-ID#310321 ANN E.SWARTZ,ESQUIRE-ID#201926 moo JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH 1.FOLEY,ESQUIRE-ID#314675 .t" 123 South Broad Street,Suite 1400 '�` Ln Cam' Philadelphia,Pennsylvania 19109 r ,- 215 790-1010 - .r < JPMorgan Chase Bank,National Association CUMBERLAND COUNTY 3> COURT OF COMMON PLEAS i Plaintiff - V. Number 12-4737 Anna M.Bowker Defendants ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendant,Bill Bowker,in the above-captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal $ 120,269.43 Interest from 05/01/12 to 03/13/13 $ N/A Total $ 120,269.43 [ ] errenc J. cCabe, squir [ ]Edward D.Conway,Esquire [ ]Andrew L.Markowitz,Esquire [ ]Heidi R.Spivak,Esquire [ ]Brian T.LaManna,Esquire [ ]Keyin T.McQuail,Esquire [ arc S.Weisberg,Esquire ��/,�n a [ ]Margaret Gairo,Esquire yy� i� /! [ I Joseph F.Riga,Esquire (JV'�•,� //[` [ ]Marisa J.Cohen,Esquire `'f [ ]Ann E Swartz,Esquire 1 I Christine L.Graham,Esquire q/ [ ]Joseph I.Foley,Esquire / ,,f,, Attorneys for Plaintiff `C AND NOW,this_l.—day of (,.F I ,2013,Judgment is entered in favor of Plaintiff,JP'MVorgan l Chase 1 Bank,National Association,and against Defendant,Bill Bowker,in rem only and not in personam,and damages are assessed in the amount of$120,269.43,plus interest and costs. 1 BY THE PR ONO Y: yf McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T.McQUAIL,ESQUIRE-ID#307169 CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 BRIAN T.LaMANNA,ESQUIRE-ID#310321 ANN E.SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH I.FOLEY,ESQUIRE-ID#314675 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 19109 215 790-1010 JPMorgan Chase Bank,National Association CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS V. Anna M. Bowker Number 124737 Defendants AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF PHILADELPHIA: The undersigned,being duly sworn according to law,deposes and says that the Defendant,Bill Bowker is not in the Military or Naval Service of the United States or its Allies,or otherwise within the provisions of the Servicemembers Civil Relief Act,50 U.S.C.App. §501,et seq.;and that the Defendant,Bill Bowker, is over eighteen(18)years of age,and resides as follows: Bill Bowker Bill Bowker 319 South Market Street 109 Curtis Drive Mechanicsburg,Pennsylvania 17055 East Berlin,Pennsylvania 17316 —/�Aft'lj(t SWORN AND SUBS BED [ Terr ceJ.McCabe,Esquire BEFORE ME T DAY [ )Edward D.Conway,Esquire OF ' _ 2 [ ]Andrew L.Markowitz,Esquire [ ]Heidi R.Spivak,Esquire [rm"leavric' n T.LaMaI Esquire T LIC [ n T.McQuail,Esquire S.Weisberg,Esquire [ )Margaret Gairo,Esquire [ ]Joseph F.Riga,Esquire [ ]Marisa J.Cohen,Esquire [ ]Ann E.Swartz,Esquire am 1 Christine L.Graham,Esquire CRY Of [ ]Joseph I.Foley,Esquire Attorneys for Plaintiff ' Department of Defense Manpower Data Center ResWta as of:Mar-13-2013 08:A7:43 SCRA 3.0 40 ptllBUM to�`i OW ROWAd Last Name: BOWKER First Name: WILLIAM Middle Name: Active Duty Status As Of: Mar-13-2013 ,.1 _� . . NMI NA NA NA This response Otte Dab 2 NA " " gr NA This response M"a is 1 W slaws pole d v 7 NA -'' - r NA This response relbab xd unk report far sotke duty _ k �yy Upon searching the data banks of the Department of Defense Manpower on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Aftt Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The befense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 at seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. in the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the parson's status by contacting that person's Service via the "defenselink.mii"URL:http://www.defenselink.miYWpisIPCOgSLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. in the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty comrrtissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of time SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSWdate of birth,and active duty status date provided by time requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: S24571A18078GDO Department of Defense Manpower Data Center Resdtsas of:Mar-13-201305:20:18 SCRA 3.0 swu Repo" PUMMIt t+o selves �nl�tt�Civil Relief Act Last Name: BOWKER First Name: ANNA Middie Name: Active Duty Status As Of: Mar-13-2013 "44 0, NA NA " ... NA Tips response gn Adt Duty start bale a f t err t; `' r �. ,<k, , NA r' s NA ;' *..,"`.S:'. :i. :. `� h NA This response reflects' i ual left a ys $tatua Date a.� a o Order Nalftsftn Sion Dass g NA ,.;, - NA This response relSetsa wheftr unfl fins report for active duty Upon searching the data banks of the Department of Defense Manpowe on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAH,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4 800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 at seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act o€1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.miltfaq/pis/PC09SLDR.htmi. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information an "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1), Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate, SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSWdate of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: H2KFT0714053A70 McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T. McQUAIL,ESQUIRE-ID#307169 CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 BRIAN T. LaMANNA,ESQUIRE-ID#310321 ANN E.SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH I.FOLEY,ESQUIRE-ID#314675 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 19109 215 790-1010 JPMorgan Chase Bank,National Association COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY V. Number 12-4737 Anna M. Bowker Defendants AFFIDAVIT OF LAST-KNOWN MAILING ADDRESS OF DEFENDANTS COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF PHILADELPHIA: The undersigned,attorney for the Plaintiff in the within matter,being duly sworn according to law,hereby depose and say that the last-known mailing addresses of the Defendant is: Bill Bowker Bill Bowker 319 South Market Street 109 Curtis Drive Mechanicsburg, Pennsylvania 17055 East Berlin,Pennsylvania 17316 SWORN AND SUBSC BED [ ]Terrence J.McCabe,Esquire BEFO ME THIS DAY [ j Edward D.Conway,Esquire OF 2013 [ ]Andrew L.Markowitz,Esquire [ ]Heidi R.Spivak,Esquire [ ]Brian T.LaManna,Esquire TA UBLIC [ ],Kevin T.McQuail,Esquire [ arc S.Weisberg,Esquire [ ]Margaret Gairo,Esquire ` [ ]Joseph F.Riga,Esquire VO At PUW [ ]Marisa J.Cohen,Esquire JAC•W 9. - pw. 1 2016 [ ]Ann E.Swartz,Esquire of ' 20, [ 1 Christine L.Graham,Esquire ]Joseph I.Foley,Esquire Cam Attorneys for Plaintiff McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID# 16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T.McQUAIL,ESQUIRE-ID#307169 CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 BRIAN T.LaMANNA,ESQUIRE-ID#310321 ANN E.SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH 1.FOLEY,ESQUIRE-ID#314675 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 19109 (215)790-1010 JPMorgan Chase Bank,National Association CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff V. Anna M.Bowker Number 124737 Defendants CERTIFICATION The undersigned hereby certifies that he is the attorney for Plaintiff,being duly sworn according to law, deposes and says that a letter was deposited in the United States Mail notifying the Defendants that judgment would be entered against them within ten(10)days from the date of said letter in accordance with Rule 237.5 of the Pennsylvania Rules of Civil Procedure. A copy of said letter is attached hereto and marked as Exhibit"A". SWORN AND SUBSCRIBED [ ]Terre ce J.McCabe,Esquire BEFORE ME THIS A DAY [ ]Edward D.Conway,Esquire OF 20 3 [ J Andrew L.Markowitz,Esquire [ J Heidi R.Spivak,Esquire [ J Brian T.LaManna,Esquire —0TATUBLIC [ ] vm T.McQuail,Esquire [-}/arc S.Weisberg,Esquire [ J Margaret Gairo,Esquire [ ]Joseph F.Riga,Esquire Marisa J.Cohen,Esquire CpMM [ ]Ann E.Swartz,Esquire 300' [ J Christine L.Graham,Esquire JACQUEUM [ ]Joseph I.Foley,Esquire CC �NON—.-- Attorneys for Plaintiff VERIFICATION The undersigned attorney hereby certifies that he is the Attorney for the Plaintiff in the within action,and that he is authorized to make this verification and that the foregoing facts based on the information from the Plaintiffs representative,who is out of jurisdiction and not available to sign this verification at this time,are true and correct to the best of his knowledge,information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. §4904 relating to unworn falsification to authorities. [ ]Terrence J.McCabe,Esquire [ ]Edward D.Conway,Esquire [ ]Andrew L.Markowitz,Esquire [ ]Heidi R.Spivak,Esquire [ ]Brian T.LaManna,Esquire [ ]Kevin T.McQuail,Esquire [If—Marc S.Weisberg,Esquire [ ]Margaret Gairo,Esquire [ ]Joseph F.Riga,Esquire [ ]Marisa J.Cohen,Esquire [ ]Ann E.Swartz,Esquire [ ]Christine L.Graham,Esquire [ ]Joseph I.Foley,Esquire Attorneys for Plaintiff OFFICE OF THE PROTHONOTARY tGl COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, Pennsylvania 17013 Curt Long Prothonotary January 31, 2013 To: Bill Bowker 109 Curtis Drive East Berlin, Pennsylvania 17316 JPMorgan Chase Bank, National Association Cumberland County vs. Court of Common Pleas Anna M. Bowker Number 12-4737 NOTICE PURSUANT TO RULE 237.5 i NOTICE OF INTENTION TO FILE PRAECIPE•TO ENTER;4.UDGMENT,BY DEFAULT ;.. IMPORTANT NOTICE NOTIFICA66N IMI'ORTANTE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE PERSONALMENTE O POR ABOOADO Y POR NO HABER RADICADO POR CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN(10) ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED RECLAMOS FORMULADOS EN CONTRA sUYO. AL NO TOMAR LA AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY ACCION DEBIDA DENTRO DE DIEZ(10)DIAS DE LA FECHA DE ESTA OR OTHER IMPORTANT RIGHTS. NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE YOU SHOULD'I-AKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR DO NOT HAVE A LAWYER,GO TO OR TELEPHONE THE OFFICE SET FORTH SENTENCIA EN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT DERECHOS IMPORTANTES. HIRING A LAWYER. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOOADO V YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAYBE ABLE 1NMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A O TO PROVIDE YOU WITH INFORMATIONABOUTAGENCIESTHATMAYOFFER TELEFONEA L,A'OFICINA tXPUS A`BAJO. 9STaA,OFI6INA10 Pt 6 b`` 1 LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PROPORCIONAR,CQN INFORMACION ACERCA DE �MFGE(IT81 A}�1N;',•=�,>+ ABOGADO: Cumberland County Bar Association SIUSTEDNOPUEDEP POPORCIONARP.ARAEMPLEAIt IaBOGAL1Q,ydr••' I 32 Sbuth Bedford Street ESTA OFICINA PUEDE SER: CAPAZ DE PNOIP611,664RIQ CON Carlisle,Pennsylvania 17013 I NFORMACIONACERCADE LAS AGENC IASQUEPUEDENOFRE6PhLOS (800)990-9108 SERViCIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REDUCIDO NI NINGON HONORARIO. Cumberland County Bar Association 32 South Bedford Street Carlisle,Pennsylvania 17013 (800)990-9108 McCABE,WEISBERG CONWAY,P.C. BY: '- [ ] Terrence J. McCabe,Esquire [ ]Marc S.Yeisberg,Esquire [ ]Edward D,Conway,Esquire [ ]Margaro Gairo, Esquire f- .Andrew L. Markowitz,Esquire [ ]Heid' . Spivak,Esquire [ ]Marisa J.Cohen,Esquire [ ]Kevib T.McQuail,Esquire [ ]Christine L. Graham,Esquire [ ]Brian T. LaManna,Esquire [ ]Ann E.Swartz,Esquire [ ]Joseph F.Riga,Esquire [ ]Joseph I.Foley,Esquire Attorneys for Plaintiff sl OFFICE OF THE PROTHONOTARY l U COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, Pennsylvania 17013 lx Curt Long Prothonotary January 31, 2013 To: Bill Bowker 319 South Market Street Mechanicsburg, Pennsylvania 17055 JPMorgan Chase Bank, National Association Cumberland County VS. Court of Common Pleas Anna M. Bowker Number 12-4737 NOTICE PURSUANT TO RULE 237.5 NOTICE OF INTENTION TO FILE PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE NOTIFICACION IMPORTANTE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A LISTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE PERSONALMENTE O POR ABOGADO Y PORNO HABER RADICADO POR CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN(10) ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED RECLAMOS FORMULADOS EN CONTRA SUMO. AL NO TOMAR LA AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY ACCION DEBIDA DENTRO DE DIEZ(10)DIAS DE LA FECHA DE ESTA OR OTHER IMPORTANT RIGHTS. NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU COMPARECER USTED EN CORTE U O1R PREUBA ALGUNA,DICTAR DO NOT HAVE A LAWYER,GO TO OR TELEPHONE THE OFFICE SET FORTH SENTENCIAEN SU CONTRA Y USTED PODRIA PERDER BIENES U OTROS BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT DERECHOS IMPORTANTES. HIRING A LAWYER. LISTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO IF YOU CANNOT AFFORD TO 14TRE A LAWYER,THIS OFFICE MAYBE ABLE INMEDIATAMENTE, SI USTED.NO TIENE A UN ABOGADO, VA A 0 TO PROVIDE YOU WITH INFORMATION ABOUTAGENCIES THATMAYOFFER TELEFONEA LA OFICINA.EXPNSO'ABAJO. ESTA OFICINA LO PUEDE. LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. Cumberland County Bar Association Si USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADQ;' 32 South Bedford Street ESTA OFICINA PUEDE SER CylAAis DE' PROPORC,IONARLO CON Carlisle,Pennsylvania 17013 INFORMACIONACERCADE LAS AGENCI'ASQUEPUEDENOFRECERLOS (800)990-9108 SERVICIOS LEGALES A PERSONAS BLEGIBLES EN UN HONORARIO REDUCIDO NI NINGON HONORARIO. Cumberland County Bar Association 32 South Bedford Street Carlisle,Pennsylvania 17013 (800)990-9108 McCABE,WEISBERG AND CONWAY,P.C. BY: Z � [ ]Terrence J. McCabe,Esquir [ ] Marc rSpivak, quire [ ]Edward D. Conway, Esquire [ ] ire d/J Andrew L. Markowitz,Esquire [ ] Hire Marisa J. Cohen, Esquire [ ] quire [ ]Christine L.Graham,Esquire [ ] Brian T. LaManna,Esquire [ ]Ann E. Swartz,Esquire [ 1 Joseph F. Riga,Esquire ( ]Joseph I.Foley,Esquire Attorneys for Plaintiff sl OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse Carlisle,Pennsylvania 17013 Prothonotary To: Bill Bowker 109 Curtis Drive East Berlin,Pennsylvania 17316 JPMorgan Chase Bank,National Association COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY V. Anna M. Bowker No. 12-4737 Defendants NOTICE Pursuant to Rule 236,you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. Prothonotary X Judgment by Default , " Money Judgment — Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment,please call McCabe,Weisberg and Conway, P.C.at(215)790-1010. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA CIVIL DIVISION FILE NO.: 124737 Civil Tenn JPMorgan Chase Bank,National Association V. AMOUNT DUE: $120,269.43 (7� crr Anna M.Bowker INTEREST:from 03/14/13 rrj $5,258.82 at$19.77 r-n ATTY'S COMM.: C7-1 ---i C—n COSTS: > =F: 21- > TO THE PROTHONOTARY OF SAID COURT: C-J The undersigned hereby certifies that the below does not arise out of a retail installment sale,contract,or account based on a confession of judgment,but if it does,it is based on the appropriate original proceeding filed pursuant to Act 7 of 1966 as amended;and for real property pursuant to Act 6 of 1974 as amended, PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County,for debt,interest and costs upon the following described property of the defendant(s) 319 South Market Street,Mechanicsburg,Pennsylvania 17055 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County,for debt,interest and costs,as above, directing attachment against the above-named gamisbee(s)for the following property(if real estate,supply six copies of the description;supply four copies of lengthy personalty list) and all other property of the defendant(s)in the possession,custody or control of the said garnishee(s). (Indicate)Index this writ against the garnishee(s)as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: BY, Terrence J.McCabe,Esq. [ 'lVarc S. Weisberg,Esq. 50 19d Edward D.Conway,Esq. [ ]Margaret Gairo,Esq. q8- 00 Andrew L.Markowitz,Esq. [ ]Heidi R. Spivak,Esq. Marisa J.Cohen,Esq. I ]Kevin T.McQuail,Esq. ) 03 . 75 Christine L.Graham,Esq. Brian T.LaManna,Esq. Ann E. Swartz,Esq. Joseph F.Riga,Esq. Joseph 1.Foley,Esq. Celine P.DerKrikorian,Esq. tt��A.� at Attorneys for Plaintiff Firm:MCCABE, WEISBERG AND CONWAY Address:123 S.Broad Street, Suite 1400 Philadelphia,PA 19109 Attorney for:Plaintiff Telephone:(215)790 1010 Supreme Court ID No. t!4426 /-7 7 5-0 �,25- Due CO. P-#- ; 91 gg LEGAL DESCRIPTION ALL THAT CERTAIN brick house,numbered 319 South Market Street, and lot of ground situate on the east side of South Market Street,in the Borough of Mechanicsburg,County of Cumberland and State of Pennsylvania,bounded and described as follows,to wit: BEGINNING at the building line on the east side of South Market Street at the corner of property now of David W. Fultz and Mabel K.Fultz,his wife;thence southwardly along the building line of said South Market Street,twenty- two and seven-tenths(22.7)feet to a point;thence eastwardly through the partition wall dividing the double brick dwelling house of which the house on this lot of ground is the northern half,and continuing along the line of land of Charles M.Eckert and Verna H.Eckert,his wife,on hundred thirty(13 0)feet to an iron pipe on the west side of alley; thence northwardly along the line of said alley twenty-two and seven-tenths(22.7)feet to an iron pin;thence westwardly along the line of property of David W.Fultz and Mable K.Fultz,his wife,aforesaid,one hundred thirty (134)feet to a point on the building line fo the east side of Market Street aforesaid,the place of BEGINNING. BEING the same premises which WILBUR S.ARBEGAST AND LOTTIE E.ARBEGAST,HIS WIFE by deed dated July 14, 1958 and recorded July 14, 1958 in the office of the Recorder in and for Cumberland County in Deed Book N18,Page 462,granted and conveyed to William W. Bowker and Anna M.Bowker,his wife,in fee. AND the said William W.Bowker departed this life on February 25, 1994;thus vesting title to Anna M.Bowker,by operation of law. TAX MAP PARCEL NUMBER: 17-24-0787-066 McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID#16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D. CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 c MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T.McQUAIL,ESQUIRE-ID#307169 =� CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 r-- BRIAN T.LaMANNA,ESQUIRE-ID#310321 -> CD ANN E. SWARTZ,ESQUIRE-ID#201926 -< - —r- JOSEPH F.RIGA,ESQUIRE-ID#57716 _C `�." JOSEPH I.FOLEY,ESQUIRE-ID#314675 �c:) trj CELINE P.DERKRIKORIAN,ESQUIRE-ID#313673 a _ 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 19109 215 790-1010 JPMorgan Chase Bank,National Association CUMBERLAND COUNTY COURT OF COMMON PLEAS Plaintiff V. NO: 12-4737 Anna M.Bowker Defendant AFFIDAVIT PURSUANT TO RULE 3129 The undersigned, attorney for Plaintiff in the above action,sets forth the following information concerning the real property located at: 319 South Market Street,Mechanicsburg,Pennsylvania 17055, as of the date the Praecipe for the Writ of Execution was filed.A copy of the description of said property being attached hereto. 1. Name and address of Owner or Reputed Owner Name Address Anna Bower c/o Bill Bowker 109 Curtis Drive East Berlin,Pennsylvania 17316 and/or 319 South Market Street Mechanicsburg,Pennsylvania 17055 2. Name and address of Defendant in the judgment: Name Address Anna M.Bowker c/o Bill Bowker 319 South Market Street Mechanicsburg,Pennsylvania 17055 and/or 109 Curtis Drive East Berlin,Pennsylvania 17316 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein Members 1 st Federal Credit Union P.O.Box 40 Mechanicsburg,Pennsylvania 17085 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 319 South Market Street Mechanicsburg,Pennsylvania 17055 Commonwealth of Pennsylvania Department of Public Welfare Bureau of Child Support Enforcement P.O.Box 2675 Harrisburg,PA 17105 ATTN:Dan Richard Commonwealth of Pennsylvania 110 North 8`h Street Inheritance Tax Office Suite#204 Philadelphia,PA 19107 Commonwealth of Pennsylvania 6th Floor, Strawberry Square Bureau of Individual Tax Department#280601 Inheritance Tax Division Harrisburg,PA 17128 Department of Public Welfare Willow Oak Building TPL Casualty Unit Estate P.O.Box 8486 Recovery Program Harrisburg,PA 17105-8486 PA Department of Revenue Bureau of Compliance P.O.Box 281230 Harrisburg,PA 17128-1230 PA Department of Revenue PO BOX 280948 Bureau of Compliance Harrisburg PA 17128-0948 Lien Section Commonwealth of Pennsylvania Clearance Support Department 281230 Department of Revenue Bureau of Harrisburg,PA 17128-1230 Compliance ATTN: Sheriff's Sales United States of America Internal Revenue Service Technical Support Group William Green Federal Building Room 3259 600 Arch Street Philadelphia,PA 19106 Domestic Relations P.O. Box 320 Cumberland County Carlisle,PA 17013 United States of America c/o United States Attorney for the Middle District of PA William J.Nealon Federal Bldg. 235 North Washington Avenue, Ste. 311 Scranton,PA 18503 and Harrisburg Federal Building&Courthouse 228 Walnut Street, Ste.220 Harrisburg,PA 17108-1754 United States of America c/o U.S.Dept of Justice,Room 5111 Atty General of the United States 950 Pennsylvania Avenue NW Washington,DC 20530-0001 United States of America c/o U.S. Dept of Justice,Room 4400 Atty General of the United States 950 Pennsylvania Avenue NW Washington,DC 20530-0001 8. Name and address of Attorney of record: Name Address Sharon E.Myers CGA Law Firm 135 North George Street Professional Center York,Pennsylvania 17401 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. BY: r [ ] Terrence J.McCabe,Esq. [ arc S. eisberg,Esq. DATE [ ] Edward D. Conway,Esq. [ ] Margaret Gairo,Esq. [ ] Andrew L.Markowitz,Esq. [ ]Heidi R. Spivak,Esq. [ ] Marisa J. Cohen,Esq. [ ] Kevin T. McQuail,Esq. [ ] Christine L.Graham,Esq. [ ] Brian T. LaManna,Esq. [ ]Ann E. Swartz,Esq. [ ]Joseph F.Riga,Esq. [ ]Joseph I. Foley,Esq. [ ] Celine P.DerKrikorian,Esq. Attorneys for Plaintiff LEGAL DESCRIPTION ALL THAT CERTAIN brick house,numbered 319 South Market Street,and lot of ground situate on the east side of South Market Street,in the Borough of Mechanicsburg,County of Cumberland and State of Pennsylvania,bounded and described as follows,to wit: BEGINNING at the building line on the east side of South Market Street at the corner of property now of David W. Fultz and Mabel K.Fultz,his wife;thence southwardly along the building line of said South Market Street,twenty- two and seven-tenths(22.7)feet to a point;thence eastwardly through the partition wall dividing the double brick dwelling house of which the house on this lot of ground is the northern half,and continuing along the line of land of Charles M.Eckert and Verna H.Eckert,his wife,on hundred thirty(130)feet to an iron pipe on the west side of alley; thence northwardly along the line of said alley twenty-two and seven-tenths(22.7)feet to an iron pin;thence westwardly along the line of property of David W.Fultz and Mable K. Fultz,his wife,aforesaid,one hundred thirty (130)feet to a point on the building line fo the east side of Market Street aforesaid,the place of BEGINNING. BEING the same premises which WILBUR S.ARBEGAST AND LOTTIE E.ARBEGAST,HIS WIFE by deed dated July 14, 1958 and recorded July 14, 1958 in the office of the Recorder in and for Cumberland County in Deed Book N18,Page 462,granted and conveyed to William W.Bowker and Anna M.Bowker,his wife,in fee. AND the said William W.Bowker departed this life on February 25, 1994;thus vesting title to Anna M.Bowker,by operation of law. TAX MAP PARCEL NUMBER: 17-24-0787-066 s McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J.McCABE,ESQUIRE-ID# 16496 Attorneys for Plaintiff MARC S.WEISBERG,ESQUIRE-ID#17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R.SPIVAK,ESQUIRE-ID#74770 MARISA J.COHEN,ESQUIRE-ID#87830 KEVIN T.McQUAIL,ESQUIRE-ID#307169 _Cn CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 BRIAN T.LaMANNA,ESQUIRE-ID#310321 ANN E. SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH I.FOLEY,ESQUIRE-ID#314675 - fr CELINE P.DERKRIKORIAN,ESQUIRE-ID#313673 MCD 123 South Broad Street,Suite 1400 Philadelphia,Pennsylvania 19109 : . (215)790-101.0 CIVIL ACTION LAW JPMorgan Chase Bank,National Association COURT OF COMMON PLEAS V. CUMBERLAND COUNTY Anna M.Bowker Number 12-4737 NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Bill Bowker Bill Bowker 319 South Market Street 109 Curtis Drive Mechanicsburg,Pennsylvania 17055 East Berlin,Pennsylvania 17316 Your house(real estate)at 319 South Market Street,Mechanicsburg,Pennsylvania 17055 is scheduled to be sold at Sheriffs Sale on December 4,2013 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square,Carlisle,Pennsylvania 17013 to enforce the court judgment of$120,269.43 obtained by JPMorgan Chase Bank,National Association against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to JPMorgan Chase Bank,National Association the back payments, late charges, costs,and reasonable attorney's fees due. To find out how much you must pay,you may call McCabe, Weisberg and Conway,P.C.,Esquire at(215)790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling McCabe,Weisberg and Conway,P.C.,Esquire at(215)790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened,you may call McCabe,Weisberg and Conway,P.C. at(215)790-1010. 4. If the amount due from the buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your real estate. A schedule of distribution of the money bid for your real estate will be filed by the Sheriff within thirty(30)days of the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why,the proposed schedule of distribution is wrong)are filed with the Sheriff within ten(10)days after the posting of the schedule of distribution. 7. You may also have other rights and defenses,or ways of getting your real estate back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 32 South Bedford Street Carlisle,Pennsylvania 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 32 South Bedford Street Carlisle,Pennsylvania 17013 (800)990-9108 t LEGAL DESCRIPTION ALL THAT CERTAIN brick house,numbered 319 South Market Street,and lot of ground situate on the east side of South Market Street,in the Borough of Mechanicsburg,County of Cumberland and State of Pennsylvania,bounded and described as follows,to wit: BEGINNING at the building line on the east side of South Market Street at the comer of property now of David W. Fultz and Mabel K.Fultz,his wife;thence southwardly along the building line of said South Market Street,twenty- two and seven-tenths(22.7)feet to a point;thence eastwardly through the partition wall dividing the double brick dwelling house of which the house on this lot of ground is the northern half,and continuing along the line of land of Charles M.Eckert and Verna H. Eckert,his wife,on hundred thirty(130)feet to an iron pipe on the west side of alley; thence northwardly along the line of said alley twenty-two and seven-tenths(22.7)feet to an iron pin;thence westwardly along the line of property of David W.Fultz and Mable K.Fultz,his wife, aforesaid,one hundred thirty (130)feet to a point on the building line fo the east side of Market Street aforesaid,the place of BEGINNING. BEING the same premises which WILBUR S. ARBEGAST AND LOTTIE E.ARBEGAST,HIS WIFE by deed dated July 14, 1958 and recorded July 14, 1958 in the office of the Recorder in and for Cumberland County in Deed Book N18,Page 462,granted and conveyed to William W.Bowker and Anna M.Bowker,his wife, in fee. AND the said William W.Bowker departed this life on February 25, 1994;thus vesting title to Anna M.Bowker,by operation of law. TAX MAP PARCEL NUMBER: 17-24-0787-066 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 12-4737 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due JPMORGAN CHASE BANK,NATIONAL ASSOCIATION Plaintiff(s) From ANNA M.BOWER (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $120;269.43 L.L.: $.50 Interest FROM 3/14/201.3-$5,258.82 AT$1.9.77 Atty's Comm: Due Prothy: $2.25 Atty Paid: $196.75 Other Costs: Plaintiff Paid: Date: 7/19/13 David D.Buell,Prothonota _ (Seal) y: Deputy REQUESTING PARTY: Name: MARC S.WEISBERG,ESQUIRE Address; MCCABE,WEISBERG AND CONWAY 123 S. BROAD STREET,SUITE 1400 PHILADELPHIA,PA 19109 Attorney for:PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 17616 McCABE,WEISBERG AND CONWAY,P.C. BY: TERRENCE J. McCABE, ESQUIRE- ID# 16496 A11_orneys for Plaintiff MARC S. WEISBERG, ESQUIRE-ID# 17616 J EDWARD D. CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L. MARKOWITZ,ESQUIRE-ID# 28009 PM 1: i HEIDI R. SPIVAK, ESQUIRE-ID#74770 Ali ;E 'E_ � CDLINT", MARISA J. COHEN,ESQUIRE-ID# 87830 PENN-YL VAN IA KEVIN T. MCQUAIL,ESQUIRE-ID#307169 CHRISTINE L. GRAHAM,ESQUIRE-ID# 309480 BRIAN T. LAMANNA,ESQUIRE-ID#310321 ANN E. SWARTZ, ESQUIRE-ID#201926 JOSEPH F. RIGA,ESQUIRE-ID# 57716 JOSEPH I. FOLEY, ESQUIRE-ID#314675 CELINE P. DERKRIKORIAN,ESQUIRE-ID# 313673 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 215 790-1010 JPMorgan Chase Bank,National Association CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS V. Number 12-4737 Anna M.Bowker Defendant AFFIDAVIT OF SERVICE OF AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 The undersigned attorney for the Plaintiff in the within matter,hereby certifies that on the 29th day of October,2013, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent lienholder(s)as set forth in Amended Affidavit Pursuant to 3129 which is attached hereto. A copy of the Notice of Sheriffs Sale and certificate of mailing is also attached hereto and made a part hereof. SWORN AND SUBSCRIBED McCABE,WEISBERG AND CONWAY,P.C. BEFORE ME THIS 3 DAY BY: Terrence J.McCabe,Esquire [—+Marc S. eisberg,Esquire OF �L i� ,2013 [ ]Edward D. Conway,Esquire [ ]Margaret Gairo,Esquire [ ]Andrew L.Markowitz,Esquire [ ] Heidi R. Spivak,Esquire Marisa J.Cohen,Esquire [ ]Kevin T.McQuail,Esquire Christine L.Graham,Esquire [ ]Brian T.LaManna,Esquire NOTARY PUBLIC [ ]Ann E. Swartz,Esquire [ ] Joseph F.Riga,Esquire [ ]Joseph I.Foley,Esquire [ ] Celine P.DerKrikorian,Esquire Attorneys for Plaintiff COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL MAIA KUSOCK,Notary Public City of Philadelphia,Phila.County M Commission Ex ires M 10,2 17 McCABE,WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE-ID# 16496 Attorneys for Plaintiff MARC S. WEISBERG,ESQUIRE-ID# 17616 EDWARD D. CONWAY,ESQUIRE -ID# 34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R. SPIVAK,ESQUIRE-ID#74770 MARISA J. COHEN,ESQUIRE- ID# 87830 KEVIN T. MCQUAIL, ESQUIRE-ID# 307169 CHRISTINE L. GRAHAM,ESQUIRE-ID#309480 BRIAN T. LAMANNA,ESQUIRE-ID#310321 ANN E. SWARTZ,ESQUIRE-ID#201926 JOSEPH F. RIGA,ESQUIRE-ID# 57716 JOSEPH I. FOLEY,ESQUIRE-ID#314675 CELINE P. DERKRIKORIAN,ESQUIRE-ID# 313673 123 South Broad Street, Suite 1400 Philadelphia,Pennsylvania 19109 215 790-1010 JPMorgan Chase Bank,National Association CUMBERLAND COUNTY Plaintiff COURT OF COMMON PLEAS V. NO: 12-4737 Anna M.Bowker Defendants AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 The undersigned attorney for Plaintiff in the above action sets forth the following information concerning the real property located at 319 South Market Street,Mechanicsburg,Pennsylvania 17055,as of the date the Praecipe for the Writ of Execution was filed.A copy of the description of said property is attached hereto. 1. Name and address of Owner or Reputed Owner Name Address Anna Bower c/o Bill Bowker 109 Curtis Drive East Berlin,Pennsylvania 17316 and/or 319 South Market Street Mechanicsburg,Pennsylvania 17055 2. Name and address of Defendants in the judgment: Name Address Anna M.Bowker c/o Bill Bowker 319 South Market Street Mechanicsburg,Pennsylvania 17055 and/or 109 Curtis Drive East Berlin,Pennsylvania 17316 File#65868 Page 1 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein Mortgage Electronic Registration P.O.Box 2026 Systems,Inc. Flint,Michigan 48501-2026 Members 1st Federal Credit Union P.O.Box 40 Mechanicsburg,Pennsylvania 17085 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 319 South Market Street Mechanicsburg,Pennsylvania 17055 Commonwealth of Pennsylvania Department of Public Welfare Bureau of Child Support Enforcement P.O.Box 2675 Harrisburg,PA 17105 ATTN:Dan Richard Commonwealth of Pennsylvania 110 North 8`h Street Inheritance Tax Office Suite#204 Philadelphia,PA 19107 Commonwealth of Pennsylvania 6th Floor, Strawberry Square Bureau of Individual Tax Department#280601 Inheritance Tax Division Harrisburg,PA 17128 Department of Public Welfare Willow Oak Building TPL Casualty Unit Estate P.O.Box 8486 Recovery Program Harrisburg,PA 17105-8486 File 465868 Page 2 PA Department of Revenue Bureau of Compliance P.O.Box 281230 Harrisburg,PA 17128-1230 PA Department of Revenue PO BOX 280948 Bureau of Compliance Harrisburg PA 17128-0948 Lien Section Commonwealth of Pennsylvania Clearance Support Department 281230 Department of Revenue Bureau of Harrisburg,PA 17128-1230 Compliance ATTN: Sheriffs Sales United States of America Internal Revenue Service Technical Support Group William Green Federal Building Room 3259 600 Arch Street Philadelphia,PA 19106 Domestic Relations P.O. Box 320 Cumberland County Carlisle,PA 17013 United States of America c/o United States Attorney for the Middle District of PA William J.Nealon Federal Bldg. 235 North Washington Avenue, Ste.311 Scranton,PA 18503 and Harrisburg Federal Building&Courthouse 228 Walnut Street, Ste.220 Harrisburg,PA 17108-1754 United States of America c/o U.S.Dept.of Justice,Rm 4400 Atty General of the United States 950 Pennsylvania Avenue,NW Washington,DC 20530 United States of America c/o U.S.Dept.of Justice,Rm 5111 Atty General of the United States 950 Pennsylvania Avenue,NW Washington,DC 20530 8. Name and address of Attorney of record: Name Address Sharon E.Myers CGA Law Firm 135 North George Street Professional Center York,Pennsylvania 17401 File#65868 Page 3 I verify that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unswom falsification to authorities. /0/.3o ! McCABE,WEISBERG AND CONWAY,P.C. DATE BY: [ ] Terrence J.McCabe,Esquire [cNlarc S. W sberg,Esquire [ ] Edward D.Conway,Esquire [ ] Margaret Gairo,Esquire [ ]Andrew L.Markowitz,Esquire [ ] Heidi R. Spivak,Esquire [ ]Marisa J.Cohen,Esquire [ ]Kevin T.McQuail,Esquire [ ]Christine L. Graham,Esquire [ ] Brian T.LaManna,Esquire [ ]Ann E. Swartz,Esquire [ ]Joseph F.Riga,Esquire [ ]Joseph I.Foley,Esquire [ ] Celine P.DerKrikorian,Esquire Attorneys for Plaintiff Re: JPMorgan Chase Bank,National Association v.Anna M.Bowker.et al. Cumberland County;Number: 12-4737 File#65868 Page 4 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE,ESQUIRE-ID# 16496 Attorneys for Plaintiff MARC S. WEISBERG,ESQUIRE-ID# 17616 EDWARD D.CONWAY,ESQUIRE -ID#34687 MARGARET GAIRO,ESQUIRE-ID# 34419 ANDREW L.MARKOWITZ,ESQUIRE-ID# 28009 HEIDI R. SPIVAK,ESQUIRE-ID#74770 MARISA J. COHEN,ESQUIRE-ID#87830 KEVIN T.MCQUAIL,ESQUIRE-ID#307169 CHRISTINE L.GRAHAM,ESQUIRE-ID#309480 BRIAN T.LAMANNA,ESQUIRE-ID#310321 ANN E. SWARTZ,ESQUIRE-ID#201926 JOSEPH F.RIGA,ESQUIRE-ID#57716 JOSEPH I.FOLEY,ESQUIRE-ID#314675 CELINE P.DERKRIKORIAN,ESQUIRE-ID#313673 123 South Broad Street, Suite 1400 Philadelphia,Pennsylvania 19109 (215)790-1010 JPMorgan Chase Bank,National Association COURT OF COMMON PLEAS Plaintiff CUMBERLAND COUNTY V. Anna M. Bowker Number 12-4737 Defendants DATE: October 29,2013 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNERS: Anna M.Bowker PROPERTY: 319 South Market Street,Mechanicsburg,Pennsylvania 17055 IMPROVEMENTS:Residential Dwelling JUDGMENT AMOUNT: $120,269.43 The above-captioned property is scheduled to be sold pursuant to the judgment of the court caption above at the Sheriffs Sale on December 4,2013 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square,Carlisle,Pennsylvania 17013. Our records indicate that you may hold a mortgage or judgments and liens on,and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than thirty(30)days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within ten (10)days after the filing of the schedule. If you have any questions regarding the type of lien or the effect of the Sheriffs Sale upon your lien,we urge you to CONTACT YOUR OWN ATTORNEY as WE ARE NOT PERMITTED TO GIVE YOU LEGAL ADVICE. � a cn � w � y ��'�`'n3 • A CCy� z A pyQs G 5, ?A' �Y p O a� aes.a Gd � `�°C•� o G A sc'aA d O\ o CD z z y � O ice.+ ,Z„""CC"tC�C x!dbdb o A CD °`o bdA d��p A Yx:dCdl7A Mw,� ❑o CD CD to 0 �, p�, Gy ry Gy sv CD CD SOrCO �GO�O yy Geso � �G �'� _o� � IW A fD �efo y =r S dam G Xt0 '►� zy�e „'Z•r"�' iv O n any oOft G•p CO G•p QO d C O N-t k:o � Gxo � G �ep� y@ GB .°, � o rQ00w G �° 1 Qq 00 O OQ Qq 00 b A� UrQ (A CD <D 00 A ft ° A Ot0,0 ° ►d k"-'1 ogJ=E S�': �o dv lw��rr Y*, 3 yw@ Y c_°Q �" Yom°' a o' b �� o+ y aroma oa o 000' N :7 N O C QQ CrJ'^ bi -1 a p� A r+ .+A� O.p R7 H eD s c c• A < 00 t fI1 �, 00 y G fD G G w (p A h+ m 00 G' O G �1 G �i G �! eb o g O A ( aC fD eC < pa»to A ON co P7 f ft kll 5 N v w�(D O !1 CO, G) m o N Z, N0I Z w < 0 'A O w Q MO n rn � � orn�-. w ova»«.. oo � -� v��-• _O •OO -•� es -c < y -s °o �a ,°' oo � � o . y� � G � �•� �C � r►C �C ,� C C C 0o eD ,.r r".f' '+W d fD � � n es o s �, �, O y �, -e C -e maw o•• �, a� bw AU10. ! 0; s-s A I= �• N/� .•r "k C/1 fD �Q �C fp v'� ?� < ."� >� fD .�.. m Nr°� fD fD y ••�bC M R 5, � �p � � � '.� ►r n�.y �►M ("�?.y -�M �� '+,y cWo°pn0°�<�er' �r-�;rafdOD..•Y @�en roC Y � C b 0 •"Y @ A��" vv�A�,�Y��N o�.'+.o'O ti�d A C d �ZALn �Z�MO A°UQ O 00 C C O N `O W p W to C A � O O Mm yz CL C S A A b `S A n A y O A d C ti Q 0 ~ M h Pf A ft y '.V C W UQ � o ls1 � � A A p 00 � O n N O QQ �t O� R H M A Y�I A McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID #74770 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LaMANNA, ESQUIRE - ID # 310321 JOSEPH F. RIGA, ESQUIRE - ID # 57716 JOSEPH I. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorneys for Plaintiff C1.,' • BE RLAND COUNTY PENNSYLVANIA JPMorgan Chase Bank, National Association Plaintiff v. Anna M. Bowker Defendant CUMBERLAND COUNTY COURT OF COMMON PLEAS NO: 12 -4737 SUBSTITUTION OF SUCCESSOR PLAINTIFF UNDER RULE 2352(a) PA. R. C. P. TO THE PROTHONOTARY: Kindly substitute SRMOF II 2012 -1 Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee, as plaintiff in the above matter, regarding the real property located 319 South Market Street, Mechanicsburg, Pennsylvania 17055, for all purposes in connection with the above captioned matter. The basis for this substitution is an Assignment of Mortgage delivered by JPMorgan Chase Bank, National Association to Secretary of Housing and Urban Development, such assignment having been recorded on the 17th day of October, 2013 in Cumberland County as Instrument 201334013 and a copy of such assignment being attached hereto and incorporated herein by reference. Additionally, an Assignment of Mortgage delivered by Secretary of Housing and Urban Development to SRMOF II 2012 -1 Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee, such assignment having been recorded on the 13th day of December, 2013 in Cumberland County as Instrument 201339315 and a copy of such assignment being attached hereto and incorporated herein by reference. WHEREFORE, it is respectfully requested that SRMOF II 2012 -1 Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee be herewith substituted for JPMorgan Chase Bank, National Association as party plaintiff for all purposes in connection with this matter. The undersigned counsel continues to represent the substituted plaintiff m this matter. TERRENCE J. McCABE, ESQUIRE —MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE HEIDI R. SPIVAK, ESQUIRE CHRISTINE L. GRAHAM, ESQUIRE BRIAN T. LaMANNA, ESQUIRE JOSEPH F. RIGA, ESQUIRE JOSEPH I. FOLEY, ESQUIRE CELINE P. DERKRIKORIAN, ESQUIRE Attomeys for Plaintiff C/4 aaw °a9 /24 %b th McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE - ID # 16496 MARC S. WEISBERG, ESQUIRE - ID # 17616 EDWARD D. CONWAY, ESQUIRE - ID # 34687 MARGARET GAIRO, ESQUIRE - ID # 34419 ANDREW L. MARKOWITZ, ESQUIRE - ID # 28009 HEIDI R. SPIVAK, ESQUIRE - ID #74770 CHRISTINE L. GRAHAM, ESQUIRE - ID # 309480 BRIAN T. LaMANNA, ESQUIRE - ID # 310321 JOSEPH F. RIGA, ESQUIRE - ID # 57716 JOSEPH I. FOLEY, ESQUIRE - ID # 314675 CELINE P. DERKRIKORIAN, ESQUIRE - ID # 313673 123 South Broad Street, Suite 1400 Philadelphia, Pennsylvania 19109 (215) 790-1010 JPMorgan Chase Bank, National Association Anna M. Bowker Plaintiff v. Defendant Attorneys for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS NO: 12 -4737 CERTIFICATION OF SERVICE The undersigned attorney for Plaintiff hereby certifies that a true and correct copy of the SUBSTITUTION OF SUCCESSOR PLAINTIFF UNDER RULE 2352(a) PA. R. C. P. pertaining to the above - captioned matter was served on /�'� volt) ") rgi )pi if , by first -class mail, postage prepaid, upon the following: Anna M. Bowker c/o Bill Bowker 109 Curtis Drive East Berlin, Pennsylvania 17316 Anna M. Bowker c/o Bill Bowker 319 South Market Street Mechanicsburg, Pennsylvania 17055 TERRENCE J. McCABE, ESQUIRE .— MARC S. WEISBERG, ESQUIRE EDWARD D. CONWAY, ESQUIRE MARGARET GAIRO, ESQUIRE ANDREW L. MARKOWITZ, ESQUIRE HEIDI R. SPIVAK, ESQUIRE CHRISTINE L. GRAHAM, ESQUIRE BRIAN T. LaMANNA, ESQUIRE JOSEPH F. RIGA, ESQUIRE JOSEPH I. FOLEY, ESQUIRE CELINE P. DERKRIKORIAN, ESQUIRE Attorneys for Plaintiff • Prepared By: JPMC Mortgage KHALLUM HALL 780 KANSAS LANE 2ND FLOOR Monroe, LA71203 After Recording Please Return To: CT LIEN SOLUTIONS PO BOX 29071 GLENDALE, CA 91209-9071 Phone #: 800-331-3282 UPI/PIN/TAX ID: 17-24-0787-066 PENNSYLVANIA ASSIGNMENT OF MORTGAGE 11111111111111111111111111111111111111 1111 For Value Received, the undersigned holder of a Mortgage, JPMorgan Chase Bank, National Association, (herein 'Assigno() with an address at 700 Kansas Lane, MC 8000, Monroe, LA, 71203 does hereby grant, sell, assign, transfer and convey unto Secretary of Housing and Urban Development, Washington, D.C. and his/her Successors and Assigns, (herein °Assignee), whose address is 451 7th Street S.W., Washington, DC, 20410, a certain Mortgage dated 09/24/2009 and recorded on 09/30/2009, made and executed by BOWKER ANNA M to and in favor of COMMUNITY FIRST BANK, A FEDERAL SAVINGS BANK upon the following described property situated in Cumberland County, Commonwealth of Pennsylvania: Property Address: 319 S MARKET ST, MECHANICSBURG, PA, 17055 Legal Description: See attached. Township: COOKE such Mortgage having been given to secure payment of One Hundred Twenty Three Thousand Seven Hundred Twenty Eight dollars and Zero cents ($123,728.00), which Mortgage Is of record in Book, Volume, or Liber No. N/A at Page N/A No. 200933617, in the Office of the Recorder of Deeds of Cumberland County, Commonwealth of Pennsytvania. TO HAVE AND TO HOLD, the same unto Assignee, its successors and assigns, forever, subject only to the tens and conditions of the above-described Mortgage. IN WITNESS WHEREOF, the undersigned on 08/13/2013. Assignor: JPMorgap.Cfte nk, NI at By Khal J. Hall its: Vice President Assignor has executedithis,Assignment of Mortgage °sittv Nfitio,) 4% it,ffePORAiie..*, Page * 1 39357958 25497 PA570 Cumbedand County 1021040924 SFLS Q2 8-13-13 (1) • • ..4.11•14.11.10,-/M, 1 • 1 Certificate of Residence: IMle do hereby i ' that th recise address of the within named mortgagee, assignee or person entitled to ' -rest '- 1 7 treet S.W., hington, DC, 20410 Its: VITCV— p5t STATE OF LOUISIANA PARISH OF OUACHITA On this day, 08/1312013, before me, Y.K. Wilson a Notary Public, appeared Khallum J. Hall, to me personally known, who, being by me duly swom did say that he/she is the Vice President of JPMorgan Chase Bank, National Association and that the seal affixed to said instrument is the seal of said national association and that the instrument was signed on behalf of the national association by authority of its Board of Directors or Trustees and that Khallum J. Hall acknowledged the instrument to be the free act and deed of the national association. Notary Public: Y.K. Wilson Y. OO � p IAItTt P NOTARY Page 0 2 38357958 25497 PA570 Cumberland County 1021040924 SFLS 02 8 -13-13 (1) EXHIBIT A ALL THAT CERTAIN BRICK HOUSE, NUMBERED 319 SOUTH MARKET STREET, AND LOT OF GROUND SITUATE ON THE EAST SIDE OF SOUTH MARKET STREET IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO -WIT: BEGINNING AT THE BUILDING LINE ON THE EAST SIDE OF SOUTH MARKET STREET AT THE CORNER OF PROPERTY NOW OF DAVID W. FULTZ AND MABEL K. FULTZ, HIS WIFE; THENCE SORTHWARDLY ALONG THE BUILDING LINE OF SAID SOUTH MARKET STREET, TWENTY -TWO AND SEVEN - TENTHS (22.7) FEET TO A POINT; THENCE EASTWARDLY THROUGH THE PARTITION WALL DIVIDING THE DOUBLE BRICK DWELLING HOUSE OR WHICH THE HOUSE ON THIS LOT OF GROUND IS THE NORTHERN HALF, AND CONTINUING ALONG THE LINE OF LAND OF CHARLES M. ECKERT AND VERNA H. ECKERT, HIS WIFE, ONE HUNDRED THIRTY (130) FEET TO AN IRON PIPE ON THE WEST SIDE OF AN ALLEY; THENCE NORTHWARDLY ALONG THE LINE OF SAID ALLEY TWENTY-TWO AND SEVEN- TENTHS (22.7) FEET TO AN IRON PIN; THENCE WESTWARDLY ALONG THE LINE OF PROPERTY OF DAVID W. FULTZ AND MABEL K. FULTZ, HIS WIFE, AFORESAID, ONE HUNDRED THIRTY (130) FEET TO A POINT ON THE BUILDING LINE ON THE EAST SIDE OF MARKET STREET AFORESAID, THE PLACE OF BEGINNING. TAX PARCEL ID: 17 -24 -0787 -066 ADDRESS: 319 5 MARKET STREET MECHANICSBURG, PA 17055 Prepared By: JPMC Mortgage KHALLUM HALL 780 KANSAS LANE 2ND FLOOR Monroe , LA 71203 After Recording Please Return To: Avenue 365 Lender Services, LLC 401 Plymouth Road Suite 550 Plymouth Meeting, PA 19462 UPI /PIN/TAX ID: 17 -24 -0787 -066 Inst. # 201339315 - Page 1 of 4 CERTIFIED PROPERTY IDENTIFICATION NUMBERS 17- 24- 0787 -066 - MECHANICSBURG 2 CCOIS REGISTRY 12/13/2013 BY DC 11011 1 NI 11111 111111 11101 1 �p Il 111 11 IBUI11YI For Value Received, he undersigned holder of a Mortgage, Secretary of Housing and Urban Development, Washington, D.C. and his /her Successors and Assigns, (herein "Assignor") with an address at 451 7th Street S.W., Washington, DC, 20410 does hereby grant, sell, assign, transfer and convey unto SRMOF II 2012 -1 Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee , (herein "Assignee "), whose address is 9990 Richmond Avenue, Suite 400, Houston, TX, 77042 , a certain Mortgage dated 09/24/2009 and recorded on 09130/2009, made and executed by BOWKER ANNA M to and in favor of COMMUNITY FIRST BANK, A FEDERAL SAVINGS BANK upon the following described property situated in Cumberland County, Commonwealth of Pennsylvania: Property Address: 319 S MARKET ST, MECHANICSBURG, PA, 17055 Legal Description: See attached. Township: -' &mush o4 Ple.c h4 ni L5 bur such Mortgage having been given to secure payment of One Hundred Twenty Three Thousand Seven Hundred Twenty Eight dollars and Zero cents ($123,728.00), which Mortgage is of record in Book, Volume, or Liber No. N/A at Page N/A No. 200933617, in the Office of the Recorder of Deeds of Cumberland County, Commonwealth of Pennsylvania. TO HAVE AND TO HOLD, the same unto Assignee, its successors and assigns, forever, subject only to the terms and conditions of the above - described Mortgage. IN WITNESS WHEREOF, the undersigned Assignor has executed this Assignment of Mortgage on 1144/« Assignor: Secretary of Housing and Urban Development, Washington, D.C. and his/her Successors and Assigns By: Its: 14' Selene Finance LP as Attorney -in -Fact % Pa.ler cA, A me eled IQ�td Co f , PA s f Cumber Page a 1 39937189 25497 PA570 Cumberland County 1021040924 SFLS Q2 8 -13-13 (2) znst wnu,39,,' Page c"c" CemficammResidence: IWe do hereby certify that the precise address of the wthin named mortgagee, assignee or person entitled m interest is: oueO Richmond Avenue, Suite *n0. Houston, TX, 7ro*z By: State of Texas County of Harris IDENT Before me, the undersigned officer, onmts day, pecsonally appeared WES womnMmv 'he vzoo PRESIDENT af Setene Finance LP. attorney fact (or Secretary of Housing and Urban Oeve|opmen\, its successors and asslgns known to me to be the person whose name is subscribed to the foregoing instrument, and acknowledged to me that he/she executed the same for the purposes and consideration therein expressed. Given unde my hand and sea this �a/4Igor, Notary Public in and for the state of Texas AMYaAFFNE/ Notary's printed name: 1/23/2017 My commission expires: AMY GAFFNEY NotaryPublic STATE OF TEXAS Coml. Exp. 01-23-2017 Inat. # 201339315 - Page 3 of 4 EXHIBIT A ALL THAT CERTAIN BRICK HOUSE, NUMBERED 319 SOUTH MARKET STREET, AND LOT OF GROUND SITUATE ON THE EAST SIDE OF SOUTH MARKET STREET IN THE BOROUGH OF MECHANICSBURG, COUNTY OF CUMBERLAND AND STATE OF PENNSYLVANIA, BOUNDED AND DESCRIBED AS FOLLOWS, TO -WIT: BEGINNING AT THE BUILDING LINE ON THE EAST SIDE OF SOUTH MARKET STREET AT THE CORNER OF PROPERTY NOW OF DAVID W. FULTZ AND MABEL K. FULTZ, HIS WIFE; THENCE SOUTHWARDLY ALONG THE BUILDING LINE OF SAID SOUTH MARKET STREET, TWENTY -TWO AND SEVEN- TENTHS (22.7) FEET TO A POINT; THENCE EASTWARDLY THROUGH THE PARTITION WALL DIVIDING THE DOUBLE BRICK DWELLING HOUSE OR WHICH THE HOUSE ON THIS LOT OF GROUND I5 THE NORTHERN HALF, AND CONTINUING ALONG THE LINE OF LAND OF CHARLES M. ECKERT AND VERNA H. ECKERT, HIS WIFE, ONE HUNDRED THIRTY (130) FEET TO AN IRON PIPE ON THE WEST SIDE OF AN ALLEY; THENCE NORTHWARDLY ALONG THE LINE OF SAID ALLEY TWENTY -TWO AND SEVEN-TENTHS (22.7) FEET TO AN IRON PIN; THENCE WESTWARDLY ALONG THE LINE OF PROPERTY OF DAVID W. FULTZ AND MABEL K. FULTZ, HIS WIFE, AFORESAID, ONE HUNDRED THIRTY (130) FEET TO A POINT ON THE BUILDING LINE ON THE EAST SIDE OF MARKET STREET AFORESAID, THE PLACE OF BEGINNING. TAX PARCEL ID: 17-24 - 0787 -066 ADDRESS: 319 S MARKET STREET MECHANICSBURG, PA 17055 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY r' ;L.E..v "u °i` it.. r_. iii- ;; itiu {r R 2014 APP 10 PH 2: 29 CUMBERLAND COUNTY PENNSYLVANIA JP Morgan Chase Bank, NA vs. Case Number Anna M. Bowker c/o Bill Bowker, POA 2012 -4737 SHERIFF'S RETURN OF SERVICE 08/23/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that he made a diligent search and inquiry for the within named Defendant, to wit: Anna M. Bowker, c/o Bill Bowker, POA, but was unable to locate the Defendant in his bailiwick. He therefore deputized the Sheriff of Adams County to serve the within Real Estate Writ, Notice and Description, in the above titled action, according to law. 09/20/2013 08:50 PM - Deputy Shawn Gutshall, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 319 South Market Street, Mechanicsburg - Borough, Mechanicsburg, PA 17055, Cumberland County. 10/02/2013 The requested Real Estate Writ, Notice and Description, in the above titled action, served by the Sheriff of Adams County upon Anna M. Bowker, c/o Bill Bowker POA, personally, at the Adams County Sheriffs Office, 117 Baltimore Street, Room 4, Gettysburg, PA 17325. So Answers: : Lt. Kevin E. Miller, Deputy Sheriff. 12/03/2013 As directed by Terrance McCabe, Attorney for the Plaintiff, Sheriffs Sale Continued to 2/5/2014 02/05/2014 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Cumberland County PA on February 05, 2014 at 10:00 a.m. He sold the same for the sum of $ 1.00 to Attorney Terrance McCabe on behalf of SRMOF II 2012 -1 Trust, U.S. Bank Trust National Association, Not In Its Individual Capacity but solely as Trustee, being the buyer in this execution, paid to the Sheriff the sum of $ SHERIFF COST: $950.30 SO ANSWERS, March 07, 2014 RONNY R ANDERSON, SHERIFF d,5" gD AIL -9 3 3e'I/333 c) Co ntySuite Sheriff, Teleosoft, Inc. On August 23, 2013 the Sheriff levied upon the defendant's interest in the real property situated in Mechanicsburg Borough, Cumberland County, PA, Known and numbered as, 319 South Market Street, Mechanicsburg, as Exhibit "A" filed with this writ and by this Reference incorporated herein. Date: August 23, 2013 By: Real Estate Coordinator LXII 41 CUMBERLAND LAW JOURNAL 10/11/13 Writ No. 2012 -4737 Civil Term JP MORGAN CHASE BANK, N.A. vs. ANNA M. BOWKER c/o BILL BOWKER, POA Atty.: Terrance McCabe ALL THAT CERTAIN brick house, numbered 319 South Market Street, and lot of ground situate on the east side of South Market Street, in the Borough of Mechanicsburg, County of Cumberland and State of Penn- sylvania, bounded and described as follows, to wit: BEGINNING at the building line on the east side of South Market Street at the corner of property now of David W. Fultz and Mabel K. Fultz, his wife; thence southwardly along the building line of said South Market Street, twentji two and seven - tenths (22.7) feet to a point; thence eastwardly through the partition wall dividing the double brick dwelling house of which the house on this lot of ground is the northern half, and continuing along the line of land of Charles M. Eckert and Verna Fl. Eck- ert, his wife, on hundred thirty (130) feet to an iron pipe on the west sideof alley; thence northwardly along the line of said alley twenty -two and seven - tenths (22.7) feet to an iron pin; thence westwardly along the line of property of David W. Fultz and Mable K. Fultz, his wife, aforesaid, one hundred thirty (130) feet to a point on the building line fo the east side of Market Street aforesaid, the place of BEGINNING. BEING the same premises which WILBUR S. ARBEGAST AND LOTTIE E. ARBEGAST, HIS WIFE by deed dated July 14, 1958 and recorded July 14, 1958 in the office of the Re- corder in and for Cumberland County in Deed Book NiS, Page 462, granted and conveyed to William W. Bowker and Anna M. Bowker, his wife, in fee. 24 AND the said William W. Bowker departed this life on February 25, 1994; thus vesting title to Anna M. Bowker, by. operation of law. TAX MAP PARCEL NUMBER: 17- 24- 0787 -066. PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 11, October 18 and October 25, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. isa Marie Coyne, Editor SWORN TO AND SUBSCRIBED before me this day of October, 2013 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 2The Patriot -News Co. 020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717 - 255 -8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 he patriotXews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and /or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M ", Volume 14, Page 317. 2012-4737 Clvll Term I J MORGAN CHASE BANK, N vs. - NNA M. BOWKER C/O BILL BOWKER, POA Atty: Terrance McCabe ALL THAT CERTAIN brick house, numbered 319 South Market Street, and lot of ground situate on the east side of South Market Street, in the Borough of Mechanicsburg, County of Cumberland and State of Pennsylvania, bounded and described as follows, to wit: BEGINNING at the building line on the east side of South Market Street at the comer of property now of David W. Fultz and Mabel K. Fultz, his wife; thence southwardly along the building line of said South Market I Street, twenty two and seven - tenths. (22.7) feet to a point; thence eastwardly through t the partition wall dividing the double brick dwelling house of which the house on this lot of ground is the northern half, and continuing along the line of land of Charles M. Eckert i and Vema FI. Eckert, his wife, on hundred t thirty (130) feet to an iron pipe on the west side of alley; thence northwardly along the line of said alley twenty -t °' =maven- tenths (22.7,),feef,to an iron pin; thence westwardly :1 along the line of•property of David WJFuhz i This ad ran on the date(s) shown below: 10/13/13 10/20/13 10/27/13 Sworn to and subscribed before me this 11 day of November, 2013 A.D. otary Pubic COMMONWEALTH OF PENNSYLVANIA Holly Lynn Warfel, Notarial Seal Wash) Notary Public Washington Twp., Dauphin County My Commission Expires Dec. 12, 2016 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND S I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which SRMOF II 2012-1 Trust, U.S. bank Trust National Association is the grantee the same having been sold to said grantee on the 5th day of February A.D., 2014, under and by virtue of a writ Execution issued on the 19th day of July, A.D., 2013, out of the Court of Common Pleas of said County as of Civil Term, 2012 Number 4737, at the suit ofJP Morgan Chase Bank, N.A. against Anna M. Bowker is duly recorded as Instrument Number 201407351. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this /04--h day of Apr() , A.D. , (J,e4,/-2i /kpOiti ecorder o'f Deeds Recorder of Deeds, Cumberland County, Carlisle, PA My Commission Expires the First Monday of Jan. 2018