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HomeMy WebLinkAbout08-07-12J 1505611188 REV-1500 EX (02-11)(Fq pennsytvania OFFICIAL USE ONLY PA Department of Revenue """"'ptt1°""~ County Code Year File Number Bureau oflndividualTaxes INHERITANCE TAX RETURN ,~~ Harrisburg, PA 17128-0801 PoBOx2eosol RESIDENT DECEDENT ~ r ~ 0~ ~ ~~J.J ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 04 08 ~-o-~ 12 17 1934 Decedent's Last Name Suffix Decedent's Frst Name MI Lund Nelson D (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's Frst Name MI Lund Mary M Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ~ 1. Original Return O 2. Supplemental Return Q 3. Remainder Return (Date of Death Prior to 12-13-82) O 4. Limited Estate O 4a. Future Interest Compromise (date of i~ 5. Federal Estate 'Tax Return Required death after 12-12-82) ~ 6. Decedent Died Testate D 7. Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) C~ 9. Litigation Proceeds Received O 10. Spousal Poverty Credit (Date of Death Q 11. Election to Tax under Sec. 9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT -This section must be completed. Atl Correspondence and Confidential Tax Information Should be Directed to: Name Daytime Telephone Number Elyse E. Rogers, Esquire 717 612 5801 REGISTER OF WILLS USE ONLY L.3 *^~ cr-~, Frst Line of Address ` -+7 ra '1„~ Saidis, Sullivan & Rogers ~• JAI -. rTl -• `' r _ , .i~ , _> v~ ~ i Tl . , , , Second Line of Address t ~ ~~, ,.. , -~ ! . 635 North 12th Street, Suite 400 . - .. ter';-: --,r„ ' v ~.. J ".,::=-~} City or Post Office State ZIP Code D~.~. ED -" '~,t Lemoyne PA 17043 D --, ~- r- p , . ce ~~; -`~a Correspondent's a-mall address: erogers@ssr-attorneVS.com Under penalties of perjury, I declare that I have examined this return, including accompanyingscheduies and statements, and tothe bestof my knowledgeand belief, it is true, correct and complete. Declaration of the preparer other than personal representative is based on all information of which preparer ha:. any knowledge. SIGNATUR FPERSO~N~~RES~PONSIBLEFOR~INGRET N DATE Side 1 1505611188 1505611188 r~~r+~c vac vr'fllalrvAL tUFSM ONLY J 1505611288 Rev-1500 EX (FI) Decedent's Social Security Number Decedent's Name: N e l s o n D Lund RECAPITULATION 1. ........................................ Real Estate (Schedule A) . 1. D • D D 2. Stocks and Bonds (Schedule B) ................................... . 2. D ' D D 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ... ~ . . 3. D • D D 4. Mortgages and Notes Receivable (Schedule D) ........................ . 4. D • D D 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E) ...... . 5. 2 , D 71 • D 4 6. Jointly Owned Property (Schedule F) O Separate Billing Requested ..... . 6. D • D D 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested ..... . 7. 4 8 2, 0 6 4. 4 3 8. Total Gross Assets (total Lines 1 through 7) ........................... . 8. 4 8 4 ,13 5 • 4 7 9. Funeral Expenses and Administrative Costs (Schedule H) ...... ........... . 9. D ' D D 10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) ............ . 10. D • D D 11. Total Deductions (total Lines 9 and 10) ............................. . 11. D • D D 12. Net Value of Estate (Line 8 minus Line 11) ............................ . 12. 4 8 4 ,13 5 • 4 7 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) ...................... . 13. D • D D 14. Net Value Subject to Tax (Line 12 minus Line 13) ...................... . 14. 4 8 4 ~ 13 5 • 4 7 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2) x .o0 4 8 4 ,13 5. 4 7 1s. D• 0 0 16. Amount of Line 14 taxable at lineal rate X .045 0 •0 0 16, 0.0 0 17. Amount of Line 14 taxable at sibling rate X .12 0. 0 0 17 D• 0 0 16. Amount of Line 14 taxable at collateral rate X .15 0. 0 0 1 e D• O D 19. TAX DUE ................................................... . 19. 0 • D O 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 0 Slde 2 150561],288 1505611288 Rev-1500 EX (FI) Page 3 Decedent's Complete Address: 0.00 DECEDENTS NAME Nelson D. Lund STREET ADDRESS 867 Hillto Road CITY Lemo ne STATE ZIP PA 17043 Tax Payments and Credits: 1. Tax Due (Page 2 Line 19) 2. Credits/Payments A. Prior Payments B. Discount 0.00 Total Credits (A + B) (2) File Number 3. Interest 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2, Line 20 to request a refund. 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (3) (4) (s> Make check payable to: REGISTER OF WILLS, AGENT. (1) 0.00 0.00 0.00 0.00 PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" tN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Ye:; No a. retain the use or income of the property transferred .................................... . b. retain the right to designate who shall use the property transferred or its income ............... . c. retain a reversionary interest .................................................. . d. receive the promise for life of either payments, benefits or care? .......................... . 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ...................................... . 3. Did decedent own an "in trust for" or payable-upon-death bank account or security at his or her death? . . 4. Did decedent own an individual retirement account, annuity or other non-probate property, which contains a beneficiary designation? ............................................ . IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. Sect. 9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. Sect. 9116(a)(1.1)(ii)]. The statue does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000' • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent [72 P.S. Sect. 9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in [72 P.S. Sect. 9116(a)(1)j. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. Sect. 911E>(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV-1508 EX+(11-10) ^~,~i ~: pennsylvania SCHEDULE E IIf F'AN7 NPN7 t)r~ Rr 4i~NJE CASH, BANK DEPOSITS, & MISC. INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENTDECEDENT ESTATE OF: FILE NUMBER: Nelson D. Lund Include the proceeds of litigation and the date the proceeds were received by the estate. Ali property jointly owned with right of survivorship must be disclosed on Schedule F. if more space is needed, insert additional sheets of the same size REV-t5to EX+(oa-og) pennsylvania t~ IJf NAH IMr~N' i), N~VtNS+! INHERITANCE TAX RETURN RESIDENTDECEDENT SCHEDULE G INTER-VIVOS TRANSFERS AND MISC. NON-PROBATE PROPERTY ESTATE OF FILE NUMBER Nelson D. Lund This schedule must be completed and filed if the answerio any of questions 1 through 4 on page three of the REV-1500 is yes. ITEM NUM DESCRIPTION OF PROPERTY INCLUDE NAMEOFTRANSFEREE, RELATIONSHIPTO DECEDENT& DATE OF TRANSFER. ATTACHCOPYOFDEEDFORREALESTATE DATE OF DEATH VALUE OF ASSET % OF oecD's INTEREST EXCLUSION (IFAPPUCABLE) TAXABLE VALUE 1 Wells Fargo IRA Account 1540899749 482,064.43 100 482,064.43 Beneficiary: Decedent's surviving spouse, Mary M. Lund TOTAL (Also enter on Line 7, Recapitulation) ~ 482,064.43 If more space is needed, use additional sheets of paper of the same size. REV-1513 EX+(01-10) `~, pennsytvania SCHEDULE J ~~~~~H,..:~, ~:, u,~:~.,,.~ INHERITANCETAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Nelson D. Lund NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY RELATIONSHIP TO DECEDENT Do Not List Trustees AMOUNT OR SHARE OF ESTATE ? TAXABLE DISTRIBUTIONS [Include outright spousal distributions and , transfers under Sec. 9116(a)(1.2).] Mary M. Lund Surviving spouse 484,135.47 867 Hilltop Road Lemoyne, PA 17043 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15THROUGH 180E REV-1500 COVER SH EET, AS APPROPRIATE. iz NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. If more space is needed, use additional sheets of paper of the same size. LAST WILL AND TESTAMENT OF NELSON D. LUND, AIKIA N. DONALD LUND I, NELSON D. LUND, A/K/A N. DONALD LUND, of Lemoyne, Cumberland County, Pennsylvania, being of sound and disposing mind, memory and understanding, do hereby make, publish and declare this as and for my Last Will and Testament, hereby revoking all other Wills and Codicils heretofore made by me. FIRST I direct the payment from my estate of my just debts and the expenses of my last illness and funeral as soon after my death as conveniently may be done. If there be no cemetery lot available for my interment owned by me at the time of my death, I authorize my personal representative to purchase such cemetery lot with a contract for perpetual care, using therefor funds from my estate in such amount as my personal representative shall consider necessary and desirable, and I authorize my personal representative to cause title to or ownership of such lot so purchased to be vested in such person as my personal representative shall designate. FurthE~r. I authorize my personal representative to expend funds from my estate, in such amount as my personal representative shall consider necessary and desirable for the purchase, erection and inscription of a suitable marker for my grave. SECOND All my personal effects, clothing, furniture, furnishings, je+rvelry, automobiles, other tangible personal property of every kind, and insurance thereon, I give to my wife, Mary, if she survives me by thirty (30) days. If she shall not so survive me, then 1 give the same in accordance with a written list made by me during my lifetime. In the absence of such a list, or if such list shall make no mention of any items of my tangible personal property, then I give the same in equal shares to my daughters, Stacy and Linda, who survive me, to be divided between them as they may agree or, if they are unable to agree, such items may be sold by my personal reprE~sentative and the proceeds added to my residuary estate. THIRD 1. To each of my daughters, Stacy and Linda, who survive me, I give the amount of $50,000, plus appropriate interest if not fully distributed within twelve (12) months of the date of my death. 2. If my wife, Mary, fails to survive me, then to my daughter, Stacy, I give and devise my home at 867 Hilitop Road, Lemoyne, Pennsyivania, and to my daughter, Linda, I give and bequeath an amount equal to the fair market value of said residence at the time of my death. FOURTH 1. If my wife, Mary, survives me, I give to my trustee hereinafter named, without deduction for estate or inheritance taxes, the minimum amount which must be added to the value of all other property in my gross taxable estate for which the marital deduction is allowed in order to give my estate a marital deduction that will reduce federal estate tax on my estate to the lowest possiblE~ amount (subject, however, to limitation or adjustment, as applicable, under the terms of the following ¶ 2 of this Article FOURTH). Such minimum amount shall be determined after first taking into account the aggregate amount of the deductions allowed under IRC Sections 2053 and 2054. The size of this trust shall be determined as though my personal representative elected to qualify it for the marital deduction in accordance with IRC Section 2056(b)(7), regardless whether my personal representative in fact so elects. 2. Provided, however, that - (i} if my wife survives me by six months, the amount set aside for this Marital trust shall not be less than one-half (1/2) of my adjusted gross estate; and (ii) if my wife survives me but dies within six months of my df=ath, the share set aside for this Marital trust shall not exceed that fractional share of my estate which will produce for my estate a marital deduction which would result in the lowest combined total of federal estate tax on my estate and my wife's estate; and (iii) if my wife and I should die under circumstances that render the order of our deaths uncertain, for the purposes of this Marital trust it shall be conclusively presumed that my wife survived me and that her estate was valued as of the same date, and in the same manner, as my estate was valued for federal estate tax purposes; and (iv) except as provided by subparagraph (i) above. if the federal estate tax exemption equivalent amount at the time of my death is less than $1.5 million, the amount I give my trustee to fund this Marital trust, as provided under the preceding ¶ 1 of this Article Fourth, shall be reduced by an amount necessary to cause the Residuary trust created herein to equal $1.5 million, notwithstanding the resulting estate tax liability upon my estate in excess of the "lowest possible ;amount" otherwise provided for under the preceding ¶ 1. 3. My personal representative shall select and distribute to my trustee the cash, securities and other property that shall constitutE~ the Marital trust, employing for the purpose of valuation the adjusted basis of the assets for federal estate tax purposes; provided, that the assets distributed shall be selected in such manner that they shall have an aggregate fair market value fairly representative of the appreciation or depreciation in the value to the date or dates of distribution of all assets then available for distribution. 4. My trustee shall pay from this Marital trust the distribution amount set forth below to or for the benefit of my wife, Mary, during her life, in no less frequent than quarter-annual installments. 5. The distribution rate from the Marital trust shall be three (3%) percent. 6. The trustee shall pay to my wife in each tax year of the trust during her fife an amount equal to the distribution rate multiplied by the average of the fair market values of the trust as of the close of the last business day of the trust's three previous tax years (or such lesser number of tax years as arE~ available for the first three tax years of the trust). In the case of a short tax year, the distribution shall be calculated as set forth in subparagraph A below. In the case of contributions to or 4 distributions from the trust, including initial funding, the distribution amount shall be determined as set forth in subparagraph B below. A. For a short tax year, the distribution amount shall be based upon a pro-rated portion of the distribution amount set forth above, comparing the number of days in the short tax year to the number of days in the calendar year in which the short tax year is a part. B. In a tax year in which assets are added to or distributed from the trust (other than the distribution amount) (hereinafter "adjustment year"), the distribution amount shall be increased (in the case of a contribution) or decreased (in the case of a distribution) by an amount equal to the distribution rate for that trust times the fair market value of the assErts contributed or distributed (as of the date or dates of the contribution or distribution), multiplied by a fraction, the numerator of which is the number of days from the contribution or distribution to the end of the calendar year anci the denominator of which is the days in the calendar year. Further, the year end values for the two tax years preceding the adjustment year (or such lesser number of tax years as are available for the first three years of the trust) shall be increased by the amount of such addition, or decreased by the amount of such distribution, for purposes of determining the distribution amount for years following the adjustment year. 7. All computations of the trust's fair market value, or the value of any contributions or distributions as set forth above, shall include accounting income and principal, but no accruals shall be required. 5 8. If in any tax year of the Marital trust the net accounting income earned in the Marital trust exceeds the distribution amount, such excess net income shall be distributed to my wife at least annually. 9. In addition to the distribution amount as determined above for the Marital trust, the pro-rata share of income earned in my estate pric-r to the complete funding of the Marital trust, equal to the average income return on all of the estate assets during the applicable period, shall be distributed either to my wife directly or to my trustee for distribution to my wife, in my personal representative's discretion. 10. The distribution amounts for the Marital trust shall be paid first from net accounting income. If the net accounting income is insufficient to satisfy the distribution amount, the trustee shall allocate to income such net rE~alized short term capital gains as are needed to satisfy the distribution amount, and if still insufficient, the trustee shall allocate to income such net realized long term capital gains as are needed to satisfy the distribution amount. If, after allocating said short term and long term capital gains to income, the income is still insufficient to pay the distribution amount, the balance needed shall be paid from principal, applying first the principal of the non-exempt share of the Marital trust, before expending the GST-exempt share. 11. If any property that is part of the Marital trust shall be or become unproductive of income consistent with its value, my wife may requiire my trustee to make it productive or convert it to productive property within a reasonable time. 12. In addition to the distribution amounts as set forth above, my trustee shall distribute such additional amounts, if any, of accounting income, capital gain or principal to my said wife as the trustee deems advisablE: for her health, 6 maintenance, and support in her accustomed manner of living, taking into account other assets and income otherwise available to her. Provided, further, that my trustee shall first utilize assets of the non-GST-exempt share of the Marital trust, prior to distributing any such sums from the GST-exempt share. 13. In making a determination concerning discretionary distributions in addition to the distribution amount, my trustee may wish to take into account that the welfare and support of my wife is the most important goal of this trust, with the preservation and building of wealth for the next generations of secondary importance. 14. My personal representative shall, in its absolute discretion, determine whether to elect under IRC Section 2056(b)(7) to qualify any portion of the Marital trust for the federal estate tax marital deduction. Generally, I anticipate that my personal representative will elect to minimize the estate tax payable by my estate. However, I would expect that some consideration be given to the estate tax payable in my wife's estate upon her death, especially if she should die prior to the time the election is made. The determination of my personal representative with respect to the exercise of the election shall be conclusive upon all affected persons. 15. I authorize my personal representative to exercise the special election provided by IRC Section 2652(a)(3) [the "Reverse QTIP Election") as to any portion of this Marital trust which equals the federal generation-skipping tax exemption, reduced by the amount, if any, of my federal generation-skipping tax exemption allocated to my lifetime transfers and to my other testamentary gifts, including my Residuary trust. If my personal representative exercises the special election as to all or part of this trust, I direct my trustee, at any time prior to the funding of this trust, by an instrument filed with the trust records, to divide the trust property into two fractional share trusts, one based on my generation-skipping tax exemption allocated to the GST-exempt Marital trust and the second being the balance of the marital trust property (the "nonexempt Marital trust"). Payments of principal, if any, to my wife made pursuant to the terms of this Marital trust as hereinabove provided shall first be made from the non-exempt Marital trust for generation-skipping tax purposes. 16. In dividing the Marital trust into the GST-exempt and the non- exempt Marital trust shares, (1) the values as finally determined for estate tax purposes shall be conclusive and (2) the trustee must select property in such a manner that the assets, including cash, of each such trust snare will have an aggregate fair market value fairly representative of each share's proportionate share of the appreciation or depreciation in the value to the date or dates of allocation of all property then available for allocation to the respective GST-exempt and non-exempt shares. 17. The GST-exempt Martial trust shall be composed of the maximum fractional share of principal which, after accounting for that portion of my GST exemption (IRC Section 2631) allocated to the GST-exempt Residuary trust, can be paid to the GST-exempt Marital trust without causing the Inclusion Ration (IRC Section 2642(a)) with respec# to such trust to be greater than zero. The ~~formula contained herein shall be determined after taking into consideration the directions to my personal representative under this Will as to how to allocate my available GST exemption at my death. The GST-nonexempt Marital trust shall be composed of the balance of the marital share. 8 18. Upon the death of my wife, if she survives men, my trustee shall pay the remainder of this the Marital trust into the Residuary trust (preserving the zero and one Inclusion Ratios of the GST-exempt and nonexempt trust shares), to be managed under the same terms and conditions as hereinafter provided for the Residuary trust, as applied to circumstances then existing. 19. Except as otherwise provided by a specific reference to such trust or trusts in my wife's will, on the death of my wife, my trustee shall deduct and pay to her personal representative an amount equal to any additional administration expenses and estate and inheritance taxes assessed against her estate by reason of the inclusion for tax purposes of the then remaining principal of either or both of the GST-exempt Marital trust and the GST-nonexempt Marital trust, as the case may be, such payment to be made first from the non-exempt Marital trust prior to applying funds from the GST-exempt Marital trust for that purpose. 20. Any provision of this Will which may appear to conflict with my intention to qualify the marital trust for the Federal Estate Tax marital deduction shall be construed so as to accomplish that intention. All property allocated to or held in any such trust shall be the type of property which qualifies for the marital deduction. FIFTH I give the balance of my residuary estate, including any part of my estate not distributed under the foregoing provisions hereof, to my trustee, to hold and distribute under the following terms and conditions: 9 1. This Residuary trust shall be divided into separate GST-exempt and -nonexempt shares. The GST-exempt Residuary trust shall be composed of the maximum fractional share of the residuary principal which can be paid to such trust without causing the Inclusion Ration with respect to such trust to be greater than zero. The formula contained herein sha-I be determined after taking into consideration the decisions of my personal representative whether and to what extent to allocate the unused portion of my GST exemption as of my death to the GST-exempt Marital trust created herein. The GST-nonexempt Residuary trust shall be composed of the balance of the residuary principal. 2. My trustee shall pay from the Residuary trust the distribution amount set forth below to or for the benefit of my daughters, Stacy and Linda, (or the survivor or them), during their lives, in no less frequent than quarter-annual installments. The distribution amount payable to each of my daughtc=rs during her life shall be an amount equal to the greater of $50,000 per year as adjusted annually to reflect any increase in the consumer price index from the date of this instrument to the first day of the calendar year in which the distribution is paid, or fivE~ (5%) percent of the average of the fair market values of the trust as of the close of the last business day of the trust's three previous tax years (or such lesser number of tax years as are available for the first three tax years of the trust). In the case of a short tax year, the distribution shall be calculated as set forth in subparagraph A belowr. In the case of contributions to or distributions from the trust, including initial funding, the distribution amount shall be determined as set forth in subparagraph B below. 10 A. For a short tax year, the distribution amount shall be based upon a pro-rated portion of the distribution amount set forth above, comparing the number of days in the short tax year to the number of days in the calendar year in which the short tax year is a part. B. In a tax year in which assets are added to or distributed from the trust (other than the distribution amount) (hereinafter "adjustment year"), the distribution amount shall be increased (in the case of a contribution) or decreased (in the case of a distribution) by an amount equal to the distribution rate for that trust times the fair market value of the assf~ts contributed or distributed (as of the date or dates of the contribution or distribution), multiplied by a fraction, the numerator of which is the number of days from the contribution or distribution to the end of the calendar year and the denominator of which is the days in the calendar year. Further, the year end values for the two tax years preceding the adjustment year (or such lesser number of tax years as are available for the first three years of the trust) shall be increased by the amount of such addition, or decreased by the amount of such distribution, for purposes of determining the distribution amount for years following the adjustment year. 3. All computations of the trust's fair market value, or the value of any contributions or distributions as set forth above, shall include accounting income and principal, but no accruals shall be required. 4. In addition to the foregoing distributions to my daughters during their lives, and after taking into account their required distribution amounts, life 11 expectancies and the value of the principal of the trust, my trustee may, from time to time, distribute from the Residuary trust such additional amounts, if any, of accounting income, capital gain or principal to my grandchildren as my trustee, acting alone, deems advisable for their health, maintenance, and support, specifically including education expenses, and taking into account other assets and income otherwise available to them. 5. In addition, should the principal of the Marital trust be completely withdrawn or exhausted, my trustee shall from time to time pay to my wife, or shall apply directly for her benefit, as much of the principal of this Residuary trust as my trustee may consider desirable for her health, maintenance and sup~,port, but only after considering all resources otherwise available to her. Provided, further, that such additional distributions shall be made first from the GST-nonexempt share of the Residuary trust to the extent possible prior to the distribution of such amounts to my wife from the GST-exempt share of the Residuary trust. 6. In additional to the distribution amount to my daughters as determined above for the Residuary trust, the pro-rata share of income earned in my estate prior to the complete funding of the Residuary trust, equal to the average income return on all of the estate assets during the applicable period, shall be distributed either to my daughters directly or to my trustee for distribution to my daughters, in my personal representative's discretion. 7. The distribution amounts for my daughters from the Residuary trust shall be paid first from net accounting income. If the net accounting income is insufficient to satisfy the distribution amount, the trustee shall allocate to income such 12 net realized short term capital gains as are needed to satisfy the distribution amount, and if still insufficient, the trustee shall allocate to income such net realized long term capital gains as are needed to satisfy the distribution amount. If, after allocating said short term and long term capital gains to income, the income is still insufficient to pay the distribution amount, the balance needed shall be paid from the principal of the non- GST-exempt share of the Residuary trust, prior to applying funds from the principal of the GST-exempt Residuary trust for that purpose. 8. Upon the death of the survivor of my daughters, I direct my trustee to distribute the remaining balance of the Residuary trust to my then living grandchildren, per capita, and to the issue per stirpes of any deceased grandchild. 9. If a federal generation-skipping transfer tax would be imposed on any trust hereunder upon the death of the survivor of my daughters, at a rate higher than the marginal federal estate tax rate which would be imposed on her estate, assuming the trust were includible in her taxable estate, then my said daughter, by specifically referring to this testamentary power of appointment, may by Will appoint such non-GST-exempt portion of this trust, provided that no interest so appointed to the spouse of such surviving daughter shall exceed an income interest for life. SIXTH 1. Any trust created under this Will, which otherwise would be partially exempt from federal generation-skipping transfer tax, shall be divided fractionally so that my federal GST exemption which has not been allocated may be allocated exactly to one or more trusts. If my trustee allocates any of my GST 13 exemption to qualified terminable interest marital deduction property as described in IRC Section 2056(b)(7), my trustee shall divide said trust into aGST-exempt trust equal to the amount of the exemption so allocated, and aGST-nonexempt trust. The purpose of this provision is to have trusts which are either entirely GST-exempt or entirely GST-nonexempt. If separate trusts are created, my trustee may, at any time prior to the formal creation of such trusts, (i) make different tax elecl:ions, including the allocation of my available GST exemption with respect to each :separate trust, (ii) expend principal and exercise any other discretionary powers with respect to such separate trusts differently, (iii) invest such separate trusts differently, and (iv) take all other actions consistent with such trusts being separate entities. I exonerate my trustee from any liability arising from the good-faith exercise or noriexercise of these powers. 2. I suggest to my trustee, although I do not so require, that, in determining how to exercise its discretion to distribute from any trust created under this instrument, my trustee consider ways to reduce federal transfc~r taxes upon the property in the trust, to increase the amount of property ultimately passing to the remaindermen of the trust. In particular I suggest that my trustee consider (i) distributing property, including income, to or for the benefit of my wife or daughters ("non-skip persons"), from a trust which does not have a zero inclusion ration; (ii) distributing property, including income, for the benefit of my grandchildren, from a trust which does not have a zero inclusion ratio, for medical and tuition expenses directly to the provider of the services, which distributions will be excluded frorn the definition of generation-skipping transfer by IRC Section 2611(b)(2); and (iii) distributing property, 14 including income, for purposes other than qualified medical or tuition payments to or for the benefit of my grandchildren, from a trust which has a zero inclusion ration. I exonerate my trustee from any liability for its good-faith exercise or nonexercise of these powers. 3. In addition to the powers conferred by law, I authorize any personal representative or trustee acting under this instrument, in its absolute discretion: (a) To retain in the form received, or to sell either <~t public or private sale any real or personal property; (b) To exercise any options to subscribe for stocks, bonds, or other investments. (c) To join in any plan of lease, mortgage, consolidation, exchange, reorganization or foreclosure of any corporation in which my estate or any trust may hold stocks, bonds or other securities; (d) To sell, transfer, convey, mortgage, pledge, lease or exchange any property, real or personal, which at any time may form part of my estate, for the payment of debts or taxes, or for any purpose of administration or distribution, for such prices and upon such terms as they, in their sole discretion, may deem wise, and to execute and deliver deeds of conveyance or transfer thereof; (e) To make settlements and compromises on such terms as they, in their sole discretion may deem wise without the necessity of obtaining any court approval thereof; 15 (f) To make distribution hereunder either in cash or kind, as they, in their discretion may deem wise; (g) To combine, without prior court approval, any trust herein with any other trust which has substantially similar provisions; (h) To deduct administration expenses upon either the federal estate tax return or fiduciary income tax return, without adjustment between principal and income as my personal representative shall deem most beneficial to my estate; (i) To allocate any GST tax exemption to any property to which I am deemed transferor under IRC Section 2653(a), to the extent necessary to cause the inclusion ratios applicable to such transfers to be zero; anti Q) If my trustee should determine that the size o~f any trust herein does not warrant the cost of continuing it, to terminate the trust and pay the principal, without further responsibility, to the income beneficiary or beneficiaries. 4. All payments of principal and income hereby given shall be free from anticipation,. assignment, pledge or obligations of beneficiaries, and shall not be subject to any execution or attachment. 5. I direct that no fiduciary hereunder shall be required to furnish bond for the faithful performance of its duties in any jurisdiction, and if any bond is necessary, no surety shall be required. 16 SEVENTH 1. My executor and trustee shall pay from the residue of my estate all estate, inheritance and generation-skipping transfer taxes, together with interest and penalties, that shall be payable with respect to property subject to taxation by reason of my death. 2. Except as otherwise provided by specific referE~nce to such trust or trusts in my wife's will, on the death of my wife my trustee shall deduct and pay to her personal representative an amount equal to any additional administration expenses and estate and inheritance taxes assessed against her estate by reason of the inclusion for tax purposes of the then remaining principal of the marital trust, such payment to be apportioned between the GST-exempt and non-exempt shares of such trust, in my trustee's sole discretion. EIGHTH I appoint my wife, Mary M. Lund, and the Hershey Trust Company, of Hershey, Pennsylvania to act as Co-executors of this my Last Will and Testament. Provided, however, that if the Hershey Trust Company is unwilling to limit its fee for the administration of my estate to the lesser of two (2%) percent of the value of the probate estate or Forty Thousand ($40,000) Dollars, then I authorize my wife, Mary, to appoint instead any trust company or law firm to act with her as Co-executor. 17 NINTH I appoint the Hershey Trust Company, of Hershey, Pennsylvania as trustee of any trust created under this Will. IN WITNESS WHEREOF, I, Nelson D. Lund, a/k/a N. Donald Lund, have hereunto set my hand and seal to this my Last Will and Testament, consisting of eighteen (18) typewritten pages, the first seventeen (17) of which bear my initials in the margin for identification, this 16th day of October, 2001. 1 ~~ ~ ~ ~ Nelson D. Lund a/k/a ~ N. Donald Lund, Testator Signed, sealed, published and declared by the above-named Testator, Nelson D. Lund, as and for his Last Will and Testament in the presence of us, who have hereunto subscribed our names at his request as witnesses thereto, in the presence of said Testator and of each other. ~~'f ~' ~ ADDRESS l _, ,~/ ADDRESS 18 COMMONWEALTH OF PENNSYLVANIA ss. COUNTY OF CUMBERLAND : WE, Nelson D. Lund, and ,the Testator and witnesses, respectively whose names are signed to the foregoing or attached instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and executed the instrument as his Last Will and Testament and that he signed willingly and that he executed as his free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testator signed the Will as witness and that to the best of their knowledge the Testator was at the time 18 or more years of age, off sound mind and under no constraint or undue influence. Nelson D. Lund, Testator Witness Witness Subscribed, sworn to and acknowledged before me by Nelson D. Lund, the Testator, and subscribed to and sworn or affirmed to before me by and witnesses, this day of 2001. Notary Public 19 Law Offices of SAIDIS, SULLIVAN & ROGERS A PROFESSIONAL CORPORATION 635 NORTH 12TH STREET, SUITE 400 ROBERT C. SAIDIS LEMOYNE, PENNSYLVANIA 17043 DANIEL L. SULLIVAN TELEPHONE: (717) 612-5800 - FACSIMILIE (717) 612-5805 ELYSE E. ROGF,RS EMAIL: attorneyQssr-attorne sy com JOHN A. FEICHTEL www.ssr-attorneys.com DEAN E. REYNOSA TODD F. TRUNTZ MARYLOU MATAS SEAN M. SHULTZ ROBERT B. HAMILTON HANNAH WHITE-GIBBON August 3, 2012 CERTIFIED MAIL R/R/R Register of Wills of Cumberland County One Courthouse Square Carlisle, PA 17013 Re: Estate of Nelson D. Lund Date of Death: 04/08/2012 Social Security No: 204-26-9218 Dear Madam: CARLISLE OFFICE: 26 WEST HIGH STREET CARLISLE, PA 17013 "CELEPHONE: (717)243-6222 FACSIMILE: (717)243-6486 Of Counsel JOHN E. SLIKE STEPHEN L. GROSS REPLY TO LEMOYNE 717-612-5801 eroee rs@ssr-attornevs. com Enclosed for filing with your office is an original and one copy of the Pennsylvania Inheritance Tax Return for the above-referenced decedent. Please note this is anon-probate return. Also enclosed is a check in the amount of $15 representing your filing fee. If you have any questions or require additional information, please do not hesitate to contact me. Sincerely yours, .10 Elys E. Rogers c~ r Enclosures cc: Mary M. Lund _~ p~ ~ a O M g O ¢, ~ ~ N U~ ~,~ ~ r` '~- ~ p ~~ r- LL ~ O N T s. N ~ d M {A O :'r~ f6 pp = O ----__ _n ..~--- ru ~'~- - a ~~.-- ~- '~ m ..~- ui ~-- ~- O U ~ b ~ ~, G~ .~ ~ o ~ N W ~ ~ ~ ~' ~ U ~ L ~¢ o rn ~ ~ cn "" ti ~ ~ O .-+ ~ N N T ~ ~ ~ ~ ,~...II V1 O .-~ Q ~ F-~I .. z ~, ~, ~ a~ o ,° o ~ U V1 SOU O H N