HomeMy WebLinkAbout08-08-12 1505610140
REV-1500 EX ~°'-'°'
PA Department of Revenue OFFICIAL USE ONLY
Bureau of Individual Taxes County Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN
Harrisburg, PA 17128-0601
RESIDENT DECEDENT 2 1 1 2 0 0 0 2
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYW Date of Binh MMDDYYYY
Decedent's Last Name Suffix Decedent's First Name MI
G L I N E S E V E L Y N I
(If Applicable) Enter Survi~ring Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
FILL IN APPROPRIATE OVALS BELOW
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
0 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death
prior to 12-13-82)
4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required
death after 12-12-82)
0 6. Decedent Died Testate ~ 7. Decedent Maintained a living Trust D 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A)
between 12-31-91 and 1-1-95) (Attach Sch. O)
CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
D A V I D H S T O N E E S Q U I R E 7 1 7 7 7 4 7 4 3 5
First line of address
4 1 4 B R I D G E S T R E E T
Second line of address
City or Post Office
N E W C U M B E L A N D
State ZIP Code
P A
Correspondent's a-mail add Tess: D S T O N E a S T O N E L A W. N E T
REGISTER OF WILLS USF~VLY
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Under penalties of pe ry I deGar that 1 have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief,
and m te. D aration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIG TURE P 0 R P SIBLE FOR FILING RETURN DATE
-GP~ Z ~ ^s
245 I UOI'~~ RAI YORK HAVEN PA 17370
SIGNATU P PA :HER AN R ! A D^ATE ~] ^
414 BRIDGE STR~=
NEW CUM
PLEASE USE ORIGINAL FORM ONLY
Side 1
r.•
PA
15056J.0140 1505610140
1505610240
REV-1500 EX
RECAPITULATION ~.
1. Real Estate (Schedul. A) ......................................... . . 1.
2. Stocks and Bonds (Schedule B) .................................... .. 2•
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) ... .. 3.
4. Mortgages and Notes Receivable (Schedule D) ........................ .. 4.
5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)..... .. 5. 2 3 0 3 6 . 2 7
6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ..... .. 6. ? 2 3 3 5. 0 6
7. Inter-Vivos Transfers 8~ Miscellaneous N -Probate Property
(Schedule G) ~ Se
arate Billi
R
t
d
p
ng
eques
e
..... .. 7.
8. Total Gross Assets (total Lines 1 through 7) ......................... .. 8. 9 5 3 7 1 . 3 3
9. Funeral Expenses and Administrative Costs (Schedule H) ................ .. 9• 2 4 3 4 5. 5 2
10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) ........... .. 10. 1 2 6 4 . 5 5
11. Total Deductions (total Lines 9 and 10) .............................. . 11. 2 5 6 1 0 . 0 7
12. Net Value of Estate (Line 8 minus Line 11) ........................... . 12. 6 9 7 6 1 . 2 6
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
14. an election to tax has not been made (Schedule J) .
Net Value Subject tp Tax (Line 12 minus Line 13) .. ...........
........... ...
.. ....
.... ... 13.
... 14.
6 9 7 6 1 .
2
6
TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate; or
transfers under Sec. 9116
(a)(1.2) x• ~ 0. 0 0 15. 0. 0 0
16. Amount of Line 14 taxable
at lineal rate x• D 4 5 6 9 7 6 1. 2 6 1 s. 3 1 3 9. 2 6
17. Amount of Line 14 taxable
at sibling rate X .12 - 0 0 0 17. D. Q 0
18. Amount of Line 14 taxable
at collateral rate X .~~5 0. 0 0 18. 0. 0 D
19. TAX DUE ......._ .......................... ........... .. ..... .. 19. 3 1 3 9. 2 6
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT
Side 2
150561D24O 1505610240 J
REV-1500 EX Page 3
Decedent's Comalete Address:
Flle Number
21 12 0002
DECEDENT'S NAME
E V E L_Y_N_ I • G__L I N E_S_____ ___ __ __ __
_
STREET ADDRESS --- - -----
730 FIFTEENTH STREET
CITY
NEW CUMBERLAND STATE
PA ZIP
17070-
Tax Payments and Credits:
1 • Tax Due (Page 2, Line 19)
2. Credits/Payments
A. Prior Payments _
B. Discount 18 4.2 ],
3. Interest
4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2, Line 20 to request a refund.
5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5)
Make check payable to: REGISTER OF WILLS, AGENT
(4) 544.95
0.00
PLEASE ANSWER ~~HE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent maka a transfer and: Yes No
a. retain the use or income of the property transferred : ...................................................................... ^ 0
b. retain the right to designate who shall use the property transferred or its income; ............................... ^ X^
c. retain a reversionary interest; or ................................................................................................ ^
d. receive the promise for life of either payments, benefits or care? ....................................................... ^ Q
2. If death occurred ziterDecember 12, 1982, did decedent transfer property within one year of death
without receiving adequate consideration? ....................................................................................... ^ Q
3. Did decedent own an "in trust for' orpayable-upon-death bank account or security at his or her death? ......... X^ ^
4. Did decedent own zn individual retirement account, annuity or other non-probate property, which
contains a beneficiary designation? .................................................................................................. ^
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN
For dates of death on or after July 1, 1994, and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
3 percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after Jan. 1,1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S. §9116 (a) (1.1) (ii)J. The statue does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, ?700:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of 7ne child is 0 percent [72 P.S. §9116(x)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in
72 P.S. §9116(1.2) [72 P.S. §9116(x)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116(x)(1.3)]. Asibling is defined, unde
Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
3,500.00
(1) 3,139.26
Total Credits (A + g) (2) 3 , 6 8 4.21
(3)
0.00
REV-1508 EX+ (11-10)
Pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
ESTATE OF: FILE NUMBER:
EVELYN I• CLINES 21 12 0002
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointty owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1• 2002 Chevy Blazer bequeathed to Bert E• Clines as 3,736.00
mentioned in Item "Third" in will
2 Ambulance-refund 635.74
3 Benefit Ncw Account ~ 210191369
4 Central PA Teamsters Pension Fund-death benefit
from deceased spouse
5 Personal property in house divided among children
as mentioned in Item "Third" of will
6 Social security death benefit
7United States Treasury-refund from 2011 income tax
TOTAL (Also enter on Line 5, Recapitulation) I ~
If more space is needed, insert additional sheets of paper of the same size
15,127.53
502.00
500.00
255.00
2,280.00
23,036.27
REV-1509 EX+ (01-10)
pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE F
JOINTLY•OWNED PROPERTY
ESTATE OF: FILE NUMBER:
EVELYN I• CLINES 21 12 0002
If an asset was made jointly owned within one year of the decedent's date of death, it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME(S)
245 IROQUOIS TRAIL
YORK HAVEN, PA 17370
Daughter
ADDRESS
TIONSHIP TO DECEDENT
A. GAIL I FISHEL
B.
JOINTLY•OWNED PROPERTY:
ITEM
NUMBER LETTER
FOR JOINT
TENANT DATE
MADE
JOINT DESCRIPTION OF PROPERTY
INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR
IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE.
DATE OF DEATH
VALUE OF ASSET % OF
DECEDENTS
INTEREST DATE OF DEATH
VALUE OF
DECEDENT'S INTERESI
1 A 05/28/89 M&T Bank-Checking Acct #28851870 joint w/ Bert 16,305.14 50 8
152
57
• ,
.
Clines (died Nov. 1, 2011) and Gail I• Clines dtd
May 28, 1989 #16,305.14 divided by 2
2 A D7/2a/o7 niT Bank-Checking Acct •37541226 joint w/9ert 10, 845.34 50 • 5, 422.67
L. Clines (died Nov 1, 2011) and Gail I. Fishel dtd
July 28, 2007 #10,845.34 divided by 2
3 A 11/29/07 n8T Bank-Savings Acct X15004215132256 joint w/Bert 9, 519.64 50 • 4, 759.82
L. Glues (died Nov 1, 2011) and Gail I. Clines dtd N v
29, 2007, Princ. #9,519.62, Int. #.02 #9,519.64 div ded by 2
4 A 04/14/04 Property located at 730 W 15th St New Cumberland 108, 000.00 50 • 54 , 000.00
Cumberland Co., PA joint with Gail I. Fishel as jtwro
at appraised value by Fulton Bank for #108,000.00 div ded by 2
TOTAL (Also enter on Line 6, Recapitulation) I S 7 2, 3 3 5. 0 6
If more space is needed, use additional sheets of paper of the same size.
REV-1511 EX+ (10-09)
pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULE H
FUNERAL EXPENSES AND
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
EVELYN I• GLINES 21 12 0002
Decedents debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A, FUNERAL EXPENSES:
1 Stephenson's Flowers-flowers for funeral 1,043.01
Parthemore Funeral Home-add'1 funeral expenses 689.89
Rolling Green Cemetery-funeral expenses 2,943.00
B. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions:
Name(s) of Personal Representative(s)
Street Address
City ~. State ZIP
Year(s) C ~mmission Paid:
2. AttomeyFees: David H Stone, Esquire 4,768.00
3. Family Exemption: (I` decedents address is not the same as claimants, attach explanation.)
Claimant .
Street Addross
City State ZIP
Relationship of Claimant to Decedent
4 • Probate Fees:
5 • Acxountant Fees:
6 • Tax Retum Preparer Fees:
1 Alstate--Insurance-home insurance divided by 2 23.50
2 Alstate Insurance-home ins at prop divided by 2 47.03
3 Gail Fishel-Reimb for renovations at prop-by 2 164.91
4 Gail Fishel-Reimb for renovations at prop by 2 19.31
5 Stone LaFaver & Shekletski-Reimb for adv in papers 264.54
6 Crystal Springs-service at property divided by 2 29.15
7 Wildlife Explorer-debt of decedent 27.56
8 Register., of Wills-probate costs 124.50
9 Gail Fishel-Reimb for renovation done at prop-by 2 556.50
10 SAC-fuel for property divided by 2 89.88
11 H8R Bloc!:-prep of 2011 income tax returns 258.00
12 Riden Construction-renovations to property b 2 120.00
TOTAL (Also enter on Line 9, Recapitulation) S 2 4 , 3 4 5.• 5 2
If more space is needed, use additional sheets of paper of the same size.
REV-1512 EX+ (12-08)
pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
SCHEDULEI
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, ~ LIENS
ESTATE OF FILE NUMBER
EVELYN I• CLINES 21 12 0002
Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 West Shore EMS-ambulance service 997.66
2 Teresa-homy nursers expenses
3 Visiting Angels-debt of decedent
4 Unforgettable Journey-debt of decedent
TOTAL (Also enter on Line 10, Recapitulation) I S
If more space is needed, insert additional sheets of the same size.
173.00
27.50
66.39
64.55
REV-1513 EX+(01-10)
pennsylvania
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
' RESIDENT DECEDENT
SCHEDULE J
BENEFICIARIES
tJ I A 1 t UF: FILE NUMBER:
EVELYN I• CLINES 21 12 0002
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [Include outs' ht spousal distributions and transfers under
Sec. 91 f6 (a) (1.2).]
1 GAIL I FISHEL Lineal 23,253.76
245 IROQUOIS TRAIL
YORK HAVEN, PA 17370
2 BERT E CLINES Lineal 23,253.75
1508 POND ROAD
SINDEY ME 04330-
3 MARY K KEENEY Lineal 23,253•?5
270A MARSH RUN ROAD
NEW CUMBERLAi+ID PA 17070-
I ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET AS APPROPRIATE
II. NON-TAXABLE DISTRIBUTIONS:
A. SPOUSAL DISTRIBUT{r)NS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1•
I B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1•
TOTAL OF PART TI - E*lTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. I S
If more space is needed, use additional sheets of paper of the same size.
OF
EVELYN I. GLINES
I, Evelyn I. Glines, a resident of the Commonwealth of Pennsylvania, make,
publish and declare this to be my Last Will and Testament, revoking all wills and codicils at any
time heretofore made by mo. I live with my husband who retired from the military service of the
United States.
FIRST: I direct that the expenses of my last illness and funeral, the expenses of
the administration of my estate, and all estate, inheritance and similar taxes payable with respect
to property included in my estate, whether or not passing under this will, and any interest or
penalties thereon, shall be paid out of my residuary estate, without apportionment and with no
right of reimbursement from any recipient of any such property.
SECOND: I give all real estate owned by me at the time of my death, and all
rights that I have under any related insurance policies, to my husband Bert L. Glines, if he
survives me.
THIRD; I give all tangible personal property owned by me at the time of my
death, including without limitation personal effects, clothing, jewelry, furniture, furnishings,
household goods, automobiles and other vehicles, together with all insurance policies relating
thereto, to my husband Bert L. Glines, if he survives me, or if he does not survive me, to those of
my children (B~rt E. Glines, Gail I. I'ishel and Mary K. Keeney) who survive rne, in
substantially equal shares, to be divided among them as they shall agree, or if they cannot agree,
as my Executors shall determine.
FOURTH: I give all the rest, residue and remainder of my property and estate,
both real and personal, of whatever kind and wherever located, that I own or to which I shall be
in any manner entitled at the time of my death (collectively referred to as my "residuary estate ,
~~)
as follows:
(a) If my husband Bert L. Glines survives me, to my husband outright.
(b) If my husband does not survive me, then to those of my children who survive
me and to the issue who survive me of those of my children who shall not survive
me, per stirpes.
(c) If my husband does not survive me and there shall be no issue of mine then
living, I give my residuary estate to those who would take from me as if I were
~u~~~
~~ "z~~~,~~w
then to die without a will, unmarried and the absolute owner of my residuary _ ~ ~~'
estate, and a resident of the Commonwealth of Pennsylvania.
FIFTH: If any property of my estate vests in absolute ownership in a minor or
incompetent, my Executors, at any time and without court authorization, may: distribute the
whole or any part of such property to the beneficiary; or use the whole or any part for the health,
education, maintenance and support of the beneficiary; or distribute the whole or an
guardian, committee or other legal representative of the benefici Y P~ to a
beneficia under an ary, or to a custodian for the
rY y gifts to minors or transfers to minors act, or to the person or persons with
whom the beneficiary resides. Evidence of any such distribution or the receipt therefor executed
by the person to whom the distribution is made shall be a full discharge of my Executors from
any liability with respect thereto, even though my lxecutors may be such person. If such
beneficiary is a minor, my Executors may defer the distribution of the whole or any part. of such
property until the beneficiary attains the age of eighteen (18) years, and may hold the same as a
separate fund for the beneficiary with all of the powers described in Article SEVEN"1'H hereof.
If the beneficiary dies before attaining said age, any balance shall be paid and distributed to the
estate of the beneficiary.
SIXTH: I appoint my son, Bert E. Glines and my daughter, Gail I. Fishel as Co-
Executors of this will. If either of my Executors shall fail to qualify for any reason as Executor
or, having qualified shall die, resign or cease to act for any reason as Executor, the other
Executor may act alone as my Executor. I direct that no Executor shall be required to file or fur-
nish any bond, surety or other security in any jurisdiction.
SEVENTH: I grant to my Executors all powers conferred on executors under the
Pennsylvania Probate, Estates and Fiduciaries Code, as amended, or any successor thereto, and
all powers conferred upon executors wherever my Executors may act. I also grant to my
Executors power to retain, sell at public or private sale, exchange, grant options on, invest and
reinvest, and otherwise deal with any kind of property, real or personal, for cash or on credit; to
borrow money and encumber or pledge any property to secure loans; to divide and distribute
property in cash or in kind; to exercise all powers of an absolute owner of property; to
compromise and release claims with or without consideration; and to employ attorneys,
accountants and other persons for services or advice. T'he term "Executors" wherever used here-
in shall mean the executors, executor, executrix or administrator in office from time to time.
EIGHTH: I direct that for purposes of this will a beneficiary shall be deemed to
predecease me unless such beneficiary survives me by more than thirty days.
IN WITNESS WHEREOF, I, Evelyn I. Glines, sign y name and publish and
declare this instrument as my last will and testament this ~ day of ,~- _ 2002.
I also have affixed my signature on the bottom of each of the precedin ages hereof.
~_
Evel I. Glines
The foregoing instrument was signed, published and declazed by Evelyn I. Glines,
the above-named Testatrix, to be her last will and testament in our presence, all being present at
the same time, and we, at her request and in her presence and in the presence of each other, have
subscribed our names as witnesses on the date above written.
~~
having an address at
- /-?o ~ 3
u%L~i
having an address at
~~°~3
3
ACKNOWLEDGMENT AND AFFIDAVIT
COMMON WEALTH OF PENNSYLVANIA, COU1vTY pp cu~~(~~ -
---- , ss.
1 / We, Evelyn I. Glines and _ ~_s_%E_,C_ _ _'(~~ GE--
--1~[C~°..f2~~.S~Oa~ -------------------... _the Testa -----------
respectively, whose names are signed to the attached or foregoing instrument being first duly
sworn, do hereby declare to the undersigned authority that the Testatrix, Evel I. Glines si
and executed said instrument as her last will and testament in the presence and hearing ofgnthe
witnesses, and that she had signed willingly, and that she executed it as her free and voluntary
act and deed for the purposes therein expressed, and that each of the witnesses at the request of
the Testatrix, m the presence and hearing of the Testatrix and each other, signed the will as
witness, and that to the best of his or her knowledge the Testatrix was at the time at least
eighteen years of age, of sound mind and under no constraint, duress, fraud or undue influence.
"Evelyn I. Glines
Testatrix
~~~ ,~c~A
s ess ~`'~
~--~
,' ~~~a-d
Witness
Subscribed, sworn to and acknowledged before me by the said Evelyn I. G~ines,
Test ix, and si~tiscribed and sworn to before me by the ab a-named witnesses, this
of ~ , 2002. .3~ day
Of r
I, the undersigned officer, do hereby certify that I am, on the date of this
certificate, a person with the power described in Title 10 U.S.C. 1044a of the grade, branch of
service, and organization stated below in the active service of the United States Armed Forces,
and that by statute no seal is required on this certifica under authority granted to me by Title
10 U.S.C. I044a.
Name of Officer and Position:
SSN, Grade and Branch of Service
Command or Organization
Robert E. Samue)sen 11
CPT, JA, U.S. Army
Legal Assistance Attorney
Bar Admitted in Minnesota
Carlisle $arracks, Carlisle, PA
Kelley Blue Book
Page 1 of 2
' Kelley Blue Book me Trusted Resources
VIST GMC.COM -
why ads?
Your Blue Books Value
~~ 2002 Chevrolet Blazer
Style: Sport Utllity 4D
Mileage: 90000
Trade-In Value
Excellent
$4,086
Very Good
$4,086
Good
$3,736
Fair
$3,161
Vehicle Highlights
MPG: City 14/Hwy 18
Doors: 4
Drivetrain: 4WD
EPA Class: Sport Utility Vehicles
Country of Origin: United States
Max Seating: 6
Engine: V6, 4.3 Liter
Transmission: Automatic
Body Sryle: Sport Utility
Country of Assembly: United States
Your Configured Options
_.
f
Our pre-selected options, based on typical equipment
for thi
s car.
/ Options that you added while configuring this car.
Engine j
V6, 4.3 Llter Braking and Traction
Safety and Security
Transmission ABS (4-Wheel) Dual Air Bags
Automatic Comfort and ConveMence
Roof and Glass
Drivetrain Air Condftioning
Privacy Glass
4WD Steering Cargo and Towing
Accessory packages Power Sheering
Entertainment and Instrumentation Roof Rack
~ Wheds and Tines
AM/FM Stereo Alby Wheels
Cassette
Glossary of Terms
Kdky Blue Book® Trade-In Value -This is the amount you can expect to receive when you trade in
your car to a dealer. This value is determined based on the style, conditbn, mileage and options
indicated.
http://www.kbb.com/.;hevrolet/blazer/2002-Chevrolet-blazer/sport-utility-4d/?vehicleid=357... 8/1 /2012
Kelley Blue Book
Page 2 of 2
Kelley Blue Bookp P.ivate Party Value -This is the starting point for negotiation of a used-pr sale
between a private buyer and seller. This is an "as is" value that does not include any warranties. The final
price depends on the ar's actual condition and bcal market factors.
Excellent t.onditlon: 3% of all cars we value meet this criteria. This pr looks new and is in excellent
mechanical condition, It has never had paint or bodywork and has an interior and
visible defects. The car is rust-free and does rwt need reconditbnkig. Its dean e~ free of wear and
free of fluid leaks. It also has a dean title h' ~ compartment is
awry' has oompk!te and rerifiable service rewrds and will
pass safety and smog kupedion.
Very Good Conditlon: 23% of all ors we value meet this criteria. This car has minor wear or visible
defects on the body and interior but fs in excellent mechanical tonditon, requiring only minimal
reconditioning. It has little to n0 paint and bodywork and is free of rust. Its dean engine compartment is
free of fluid leaks. The tires match and bare 75% or more of tread, It also has a clean title history, with
rrwst service records available, and will pass safety and smog inspecton.
Good Conditlon: 54~u of all prs we value meet this criteria. This wr is free of major mechanical
problems but may need some reconditioning. Its paint and bodywork may require minor touch-u
repairable cosmetic defects, and its engine compartment may have minor leaks. There are minor body
scratd:es or dings and minor interior bk!mishes, but no rust, The tires match and have 50% or more of
tread. It also has a clez•~ title history, with some service records available:, and will pass safety and smog
inspection.
Fair Conditlon: 18% 0"all cars we value meet this criteria This car has some mechancal a cosmetic
defects and needs servk.ing, but is still in safe running condition and has a dean tide history. The paint,
body and/or interor maY need professional servicing. The fires may need repladng and there may be
some repairable rust damage.
O 1995-2012 Kelkry Blue Book rA ", Inc. All rights reserved.
Cg 2012 Kelley Blue Oook Co., Inc. A!l rights reserved. 7/27/2012-8/2/20!2 Edition Ior Aenrrsylvank !7070. The speclNc information required [o
determine Me value Jor this particular vehiUe was supplied by [he person penersting this report. Vehicle valuations are opinions snd may vary from
vehicle ro vehicle. Actual valuations will vary based upon market conditions, spec(fications, vehlUe condition or other particular Urcumstances pertinent
ro this particular vehicle or the transaction or the parties ro Che transaction. This report Is intended Jor the Individual use of the person pmerating [his
report only and shell nat be sold or [ransrnltted to another party, Xe!!ey Blue Book assumes rro responsibility Jor errors or omissions. (v.12080)
http://www.kbb.com/i:hevrolet/blazer/2002-Chevrolet-blazer/sport-utility-4d/?vehicleid=357... 8/1 /2012
Insurance Services #738
P.O. Box 2310
Cherry Hill, NJ 08034
EVELYN I GLINES
73015TH ST
NEW CUMBERLAND PA 17070-1511 1919
~n~~~~u~~~~ui~m~~~uun~~~~~~nu~~~n~~n~~i~~uu~u~~
Benefit~
Statement Closing Date: 12!52011
Account Number. 210191369
Customer Service Code 260
ACCOUNT INFORMATION
.CUSTOMER SERVICE
Balance Last Statement
Balance This Statement 0.00
Contact Information:
15,134.37 BenefdNOW Account
Insurance Services #738
SUMMARY PO Box 2310
Cherry Hill, NJ 08034
+CREDITS 15,134.37 Website: vwvw.bene-access.com/bankers
-_ DRAFTS and DEBITS
ENDING BALANCE o.00 Phone: 1-800-331-4631
15,134.37 8:00 AM to 8:00 PM, Eastern Time
M-F
RATE HISTORY ,
Access to your Account Information is also available
CURRENT INTEREST RATE 24 hours a day 7 days a week. Please have your
INTEREST CREDITED YEAR-TO-DATE 0.750% Account Number and Customer Service Code
8.84 (located above) available when calling Toll-Free.
ACCOUNT TRANSACTIONS
DATE DESCRIPTION
AMOUNT BALANCE
11/15 DEPOSIT-CASH EFF 11-14
DEPOSIT 15,127.53 15,127.53
12/05 CREDIT-INTEREST
g•~ 15,134.37
INTRODUCING A NEW SERVICE FOR YOU
COMING SOON E-STATEMENTS
ELECT TO GO PAPERLESS REDUCE CLUTTER AND BE GREEN
REGISTER NOW FOR WEB ACCESS TO YOUR ACCOUNT ~
738- 21
Page 1
p~B~
499 Mitchell Road, Millsboro, DE 19966 Adjustment Services
Stone LaFaver and Shekletski
POBoxE
New Cumberland, PA 17070
Re: Estate of Evelyn I Glines
Social Security: 172-24-9557
Date of Death: November 13 2011
Phone 888-502-4349
F ax (302) 934-2955
January 19, 2012
Dear Sir or Madam:
Per your inquiry on January 9, 2012, please be advised that at the time of death, the above-named decedent had
on deposit with this bank the following:
l . Type of Account
' Account Number
Ownership (Names o, fi
Opening Date
Balance on Date of Death
Accrued Interest
Total
2. Type of Account
Account Number
Ownership (Names ofj
Opening Date
Balance on Date of Death
Accrued /nterest
Total
Checking Account
37541226
Evelyn I Glines
Cail I Fishel
Bert L Glines
07/18/07
$10,845.34
$ .00
$10,845.34
Checking Account
28851870
Evelyn 1 Glines
Gail 1 Fishel
Bert L Glines
05/1889
$16,305.14
$ .00
- . ----- -
$16,305.14
3. Type of Account Savings Account
Account Number 15004215132256
Ownership (Names o~ Evelyn 1 Glines
Gail l Fishel
Bert L Glines
Opening Date 1129/07
Balance on Date of Death $9,519.62
Accrued Interest $ .02
Total
$9,519.64
For any additional information on the above accounts, including ownership and any changes, closures and/or reimbursement of funds,
please call the Aighlend Park O15ce at #717-?37-3322.
We were unable to locate any safe deposit boa for the above-mentioned decedent.
This letter does not indude any accounts in which the deceased may have been listed as Power ~ Attorney, Custodian ~ Uniform Transfers,
Representative Payee, or Trustee under a Written A.t
Sincerely,
~.~.
Tammy Spencer
Adjustment Services
JUN-0~5-2012 10:40 From:FULTON BANK 7176916102 To:7172384865
rtILTUN MC).RTC~~A(7I CC)MPANY
A Division vi' Fullun l3artlc N.A.
6520 C~rlitile Pike Suite 60U
Mcchatticsbur~;, NA 17(l5U
P.1~26
11VIPURTANT NnTICE
l'ou have the rig/rt w retfuest [hut wd rrvt ser/c~yvu crrtv.ltrturE tt1.7S0JlC/lb[IfUC.4lIY7!(C< [l[/'L'i:Yll.i'(?trt(?r/tC. If _j~/ll! WI.Y~l JU r'h'((pi E'Cr t~lrat
rve nUr send yUU LIIty fif!'NY8 iir/Sr/f jC(ltGl,jucb'lmile cidv~rticcmertts, ynu mc'rl~ do sv in one ujrh(~ /~,JG>+aultg tJ/r•cc: >vu}s
1. Yisit www, optautFFC' cvut txrld Cc~rrtpletr: a>ti nrtlrne rc yu~.rl.
.Sear! u. fin to 717..ib9, b.~16 (I~:is i.e r/nJ a (vl! free nwnhc:r). !r/cludc~ ir! fi7CSltrtrle the wnr•cls /'l2QSP. r!a npt Fttx mtcl Jlu~
fuca•ilniJc: rurmhc:r(a) whc:r•c yvu dv nu[ wia~h !v reCe:ive:,flrrller ttrtsoliciteailfaccimr(v udvcr•tlseptr'rltsfrnnr u.~~.
3. C'on(uct rry b}- lc:lephvr~E: u( 7J7, 7,#,5.r~rj(j(j (t6tic is rr~t a tn(J-Ji•ec r/rnnbar).
Jn rucrh c`irsc, ydu will naec>'to prwlrle 1lYB.fi7CS1ril1lP. lrunther(s) wFtFrre yvu tlu rulJ wi.-•h !(i rec'etJve ~ilydher ur7,rolicilerl fu~sirni(d
railvr'rtlsdt~eN.rtts,f/'vtr! us. Fcr(lure by 1as to Corrrply with sucJ: a rc:quesJ in pr-upc:r /urns w1t/rJrr ;30 d~cs rs ttnlinw/irl.
i
L~atc: _. ~_ _ ~~ Y"' _ _ _ __ __ Number of Pages includitl~, cover sheet:
Tc~: Gr ~s~
N'roill:
Carol Maringo
Office: 71 7.255,7697
Cell: 71 7.645.31Fi8
Fr~x: 71 7.G9 i .6102
Finail:
crnArin ~orv}tulionmortgagecompany.com
121?MnKKS: O lJri;;crlt Tor your review U Reply AWAY ~ !'lease comment
~ ~ ~ ~ sr
~ti ~.
t:UNN1nN.NT1ALlTY NOTICE: This mcssa~re is intended only for the use of the individual or cntiry ti> which a is t{ddresscd turd may
contain information that is privile};ed, conlidentiui ur+d rxernpl livrm disuln~;ure. II'thn realer uflhi:; rnexs,/t;C is n<+t the intended recipient or an
rmpluy+x; or u~enl responsible for dclivcrut~ the message to the intended recipient, you arc hereby notified that arty di5~rninaLon,
distribution, or a+pying of this wmmunicatiun is strictly prohibited. if you have. received this communication in crrar,•pleasc• nobly us
immudi:itcly !ry tolvphone and return the original rflessage. to us by nklil. 11>ank t•ou
RECEIVED JUN-05-2012 10:56AM FR01~-7176916102 TO-Clark Transfar,lnc PAGE 001
JUN-05-2012 10:40 From:FULTON BANK 7176916102 To:7172384865
Maio Rr Nu 448 126091k{
APPRAISAL OF REAL PROPERTY
LOCATED AT:
X30 15th st
DCed 1300k 2$2 PAtx 2472
NwwC,umhrxlarrl, PA 17D7D
FOR:
Fulton Mortgage Company
Onc Pcnn SquarC
l.:arxxaster, PA 17602
AS OF:
05!18/2012
BY:
Kllete L. t3erncK
State CerdRad Residential Appraisor
The mtenaecs uscr of lho rcport is Fulton WWrt<~nr~; Gimp;aiy
Tha intondrd usa a Iu bu tqr fin;uK,iny purposes orgy.
Summary Appreleal Format
Form GAt - •WinTDTAI.• appraisal saftwan by a V mode, inc. -1-800-ALAMODE
P.2~26
RECEIVED JUN-05-2012 10:56A1A FR01+1-7176916102 TO-Clark Transfer,lnc PAGE 002
JUN-05-2012 10:41 From:FULTON BANK 7176916102 To:7172384865 P.3~26
Prania ADDtalsal StaWCe Q17) 961.6894 h Fee Nu 448-1:+611~IBdl
r.I,rJia~'a, ,: i r..c:; nlie~ °b`r. 5` '
Leoatian Urban Strbuben Rlral Pro Value I hterWS' S Decinil PRt
wQ_ .. AGE Orrdhit ta0 %
.
BuA•U I O+ror75% 25-759{ Under 25% Derrernt+5 I I:QIn rice ^ Su 8 U _ _
W 2.0. Und 5 X
Grawpt Stabb SNtw AfiarbDng TithC~1)1 Tt ' r s vw 6 rrdhs 10 lAw 0 Mtd5-Farm 5 X
NEigltbOflt000_@OUduies Interetato 83 to lh0 NOdh, the 3uequshenna River to the Easl Rvuto tta to trte 600 H' h 200 COrtetlCtGal 5 %
1 t w<vnt_ - 200 PteA. ria •-' --
%
rhood Desc ' IMrrr pli nee regKlentlaJ nelghborh0od with stable OWnCr:Jrin patterns wlthn rt3aeQ~le wmmuUrx+ ditlAnce to scttoob
G:9 of wOrsttiP~?~P)?!rYt 8nd trenaoortalltm. The small:umxnu nr ryerrrnreti„I uua rwa no ebvorso inroad ur xrn merketabMttv of the subicet
s:rt
b1a-ket IMIdltignS {mgmtt~ii~ hx tlr aDOVO tIMtCWSiOrq) Market condieona ere good wiUe SWON 7M tJPMArItl appean~ to be in bakutcr. Ave a
~D
mAritCtifJ,t~rttp R 90 to 12D dew with reasonabb rnt:lrttirrh terms Ming rend'Iy available t0 ouaRfiod buvvr4 ..-
Wmenelons) ular _ _ NPa 6,534 of ShdpO IrrrguWr
-- Yiew N:Rr<;Gt .,tr
r~ 7ori Ckssifita80A RrgdAOntial
InmO Decripli0n Rus~denlial use le permitted
' ~
ZD
Co anu :Laval I`I Lops! Norka!Onnlm (trenatetlured UscS No IndnO tlopul {dC9tai0ol _
-
k tte hi t and Dell use 01, StrD~tCt prOQF(l]f SS inyepvM (nr as Prgloeed per pFdrw aril specibcalbrst the testae U.qe? •, Yes i Na tt N - crlbe
lltili6p WNIe attar eueAes PubGa Olhtr (MCSeAba) ON-vita inDrovMtOntt ~ 7~e Pi>bic PrivMa
- --
EbtlriclN ®
0 Wala Slf6el M '+d3m )
J
Cas 1 1 Nrrrx~ ' nlta ewer _A_nDV None _
~ I
FEMA 5 ecial Food HauYO A<b ~,rl Yes U!J NO Ft7iUt FIOOd Zane X FEMA Map ~ 4204•IC0282E FEMA Map OatA t73HG1 9
Mc Ura uDlitica ~M-an_•gile irnpr0upttents tytscel far the market eras? (:?Q Yee L.I No tt N0, Aegrrae
Ars blae 90rKSe Slle Clxt(etlOnS !lI estemal horttrs (ttaserrettk. encr0athttee118, E(WttO(IntdYal COtRy_IIOn3, (9nd uses, ek.)? i I YCS ~'~ NO !f Yes descrihs --
N
o,ap~
reM aotreree easements. nnr..roac:hntNrrlg rtt other adverse cortdpona. t7N-sVoot varkinu at w rx•nr sRe
pp
WW
y
'::yl) IiN .~.. . w...~~
i .. ... ....... r
.r:.-`.t3i~~~
tJrik Oro Ono stm AueSSOr r IAtlt• C Sl b Cnw15
ce Fuurefali0n YValls Concrets/Aw a Fiuas C;pf
vu~yYGood
_N_ot Slorw;_ 1. fUl 8esemern Partial BaeemelA Fxteriq Web vM I W oodlAve ,
s Walk PIS t n a
T pC li4 !k`L j I AIL_ nit BaSerrtmt Area p sq.tt Root Surface _Shi IelAvera a Tfin~rtisb WoodlA
ltldStl Pr SM Unnltr fnnst. BasemtrA Rush _ 0 _% GuBtks 8 Ootvru ads auminumJAver.+r n 8a r
DOSIgn_(S Ranch Oubide /Fail I Su Po _ YYhgpw f s A 82N Weit~Ot F IwatAve 0
Year fHAtt 1956 Evidence of hYCSlaliOn pll Sli4rgtlgJed I /Aver. Car S~fB None
EfhcMSR n 15 I I Dampness Setllemerrc Scrav Avrr1 e' DtNewB K of Cars 1
None Fkvlil FWA NVYNB NP "es _ Woo S +P 0 Drlvew Borten Mactitlam
Drop Slair I StaiiS Other Fuel Oil _
(1 kite(s) re 0 fmix Norte ,
G ~ Of C
S 0
Ftwr _ ~_~eubb Cooi Cadgl Ai Condilivni P21iMktk, None P h _
Ci
~ Oi Caf4
0
I ffreshvd Nested Individual Otlrer Nww (f POM Norte Qther N~rrr. __
_
I AtL I-I Oat. f-l Brit-et
RECEIVED JUN-05-2012 10:56Ak1 FROIA-7176916102 TO-Clark Transfer,inc PAGE 003
rrrcrnr.. spar. rnnn 7t1 Macon 7005 UAD Vsrttiun 9!2011 Pe9u 1 of 8 Fannie Mae Form 1004 Mvch 2005
JuN-05-2012 10:41 From:FULTON BANK 7176916102 To: 7172384865
P.4 26
oln4~$-'iinnye8
1lnMnewx Re~irlmn>r:.~l e.,..~s....t e..._... 08os12K
-
(here sre 2 , _,COrr~{~rble nrapertiea runwe - --- - - - ~ ~ - --------_. _..
M ullenrl la S71C iA ale sub)~rRi9R44tf . ..,.... • .vpr.+. a
t0od rtrluine in pdce Irom f
129 90Q Fill445-17(iOANA
10 f 1
9
0
c0 rahN sties m the W 'et _
l rlei WIa110 DI tWetre mpN _
hs n in 5710 rift front 10b 00 3
,f10
0 W S 123 _
r{A F SU ECT
Address 730 15th S COMPAtIABL _ _,_ >r ARABLE BALL, ie 2 COMPARABLE o
t
Npvy Cumberlan
d PA 17070 at 3 roeerde Rd
New C berlertd PA 17t17fl 818 Rosemont Ave
Nnvr C lerl
r P 7Q 1408 Simpson teeny Rd
•
f!radrrily to Subject
a<ii~hi'iF~1i; • a >r. ~ C mberVtnd PA 17070
;,ilgrn -
lv
¢l~
t~l t
Arse
f
f
~~ ~ ,aj;~!. i. ttis etw
' t. t 5
tN'';F', :~ : f to 000 ~tt 1 miles S
67:.~'r~ -__
...• f t
,
,
.
.", to . tt. siii;~ t:
~ .
• S 158. IL ';s3~i ,
VerifMafim $curce s
...
~ ~ a M_ uttHntt.a_e_rvlne• M
!7 MuhHLt/ servicr~D M Mi•lisl surric:e;llOM 08
VALUE ADJUSTMENTS
DCS H .nertd Aeea Rcrd
+ • f Ad' brunt Cumbprtand
UES Rf+ W~ • •+ . f Ad' Iment •Annd As meat Reds
DE5CHM I IUM + - f Ad' -btrerd
Says OrfintrdrW ~ .i,_i~r-"''g
. ..
• AnnLth Ann>.Ih
Armen
~.....
I$
e
ll
OOM
'
_.. ._ _
o -
me
d
e
eJ
Irt
d ~:~:=i~r r
..~_ s0ti/72iUnk et0J17•Unk 11 rlk .~
rs
rn N•Rn~• N:Etas; N•Rus'
LeaehdrbFeeSin
$ih t*rg m
334
8
i Fna.$isn Ir
r Foe:aimpk•-, _~-
NwM ,
e
- f a 79Z st 0 6 g74 yt
O~si
n(SW4r)
K
h
tr
__
N Kes• tr
N•ggq:CtvStr _
g
_.-
O
Mi
f C ertc Ranch
_ t2ench
_ Ranctt
w
o
orUtrpctlat OA ~ -. •-
AeMal a 56 PZ -
'" --
0
0
58
0
PoOn C3 C3 --
Atrave Oradc
Roan C
d ToEe _
DOms.I
2 _ i _ Td~t Ddrrne. Beets -- C3
Tslal brlnn Baer
ar
4
i.0 4 2 1.0 4 -2,-, t,,Q 4 2 t.o __
~~ ~ W'ea • _ 1047 5 JI. 750 .1L +4 500
tt
ti/t
+
.
_
.
s25 aq.tt. +1 800
Baaemnrl d Rrlishcvl ose 7fi0ei0s6n •3,000 872s10sGn -5
000 Osr
'
.
Rooms Oebw (
radt
t•enCliOnaf tart Ave w _ Av.:ragr: .. _ .. AvK a
Fleefi Ccee
-
___
-
NW R it
1'FtA L:~s, L`A -2 000 FHA Gas CA -2 000 FHA Cass CA 2
C Enlckm sans
Nor
_
xe one Np,~
Da 7r A Notts None .-.-. ~~ ----
Nrxte
N~tp
RXCh/P7D0/Ded( ,,,_ 2 PnrChe9 Nedo +1,000 q k -.r rt _ Porch ~1 00
0
Amarltl
_ .
~
_
es _ None,,, N
None _-
1 ~irR eCe ._ -1 000
- ---- ..
AO "=s 4idri+i _.l ~ - f -t 500 + f ~ -_.~ + .. f 2 V
Aepretee seg. t~;t:e .:: _ ::=; : ~ , . Net Adj. 1.4 x Net Adi. n.4 x Nr1 Aei- b.z x
d C
bl
=;~~`'~ ~ ~
an sta
es
, Goss Ad . 11.4 % 10 400 ciroe: Ad'. I..ot6 S 104 000 Crnys Ad".
5.3 x f tog 800
I d~ did nut rc:herLn lne etb a transfer NstO of th wb'
and c
aslparaWe sale,ll rql ea Wn
_ __.._
M rCS&1rCn d10 dM nOt revert A :alas, or transf as M lho SabjCtt propoly
tor the atee years Dna !0 the effeclire d71C of Ni
appt015d1
,
s
Dadt $cerCeEsj COUrthotue rCrARis
.
_
M rttsearctt did dd rtet'~?r!y_~o~os Or VtnS1CrS Ot avt CpmartdU s11r_s fnr tM yetr prim W 11>b date Ol 371e Ot 111E Ctxroarebk sabt
- _ .
.
Otn$axca Courthousr..rortuds ----
R K d1e suet M the resrarch and 7r • sis 01 !tk Or sate a etnster htsro d thr sub' t ropcrly and wr Obk sates r eddelOnel riot sates
ITEM SURJFf;T COMPARABLE SALL #7 COMPAHARI F
SA1E Y2 CUM
W
.
PA
IBLE E 3
Date of Prior Saer/hu~sla =
RkeofolPrbcSare/lransler - -- -
..
UDta Sources
~ Courthouse rertgtlx _. t=. urtho .. C r _.--
TMarme Dr1e M nrLr Bootee x '-"' rOprps..-._ Counhouss rocortix
OgnlSt70t
__ _
7 OSNB/2012 05118!2012 ,_ 05!18!2012
Ant M ribr sale a lraneler hiel0r-oI yje 9uDiect bfODa1Y artd COrrYlershEf asks No s-tlt"• httvr
IakeQ
l
9rb on th
bre
_
p
,
e sa
d property 4r Ittq~rlst three
No sal ~ o_trurrers on_tnr, ramtxtrebtes ut the oast veer "'-
OrmN d Sties Carytarisnn Appmtch -, /11~tr,~r1n urtE nr mare comnerebb aedee are akfor than six month4 arw further then one mee from Irit~ subject
ro rt Ihr: ~sRes ugrkt 9re ttte nearest, moat recently eok! similar orooortics 1v'ri4'tde
hrdxatod Yaluc 871es C f - _-^ -_ _ _ .
Indicated Vdw hy' Selw ComOSrison Approich 1 1 OB 000 cast Appoadt,~a developed) f 108 ~~ Etteotne ApprOenh {d developed) f
_
C~ nr~t f 3niee Comoarjeon aooroacr+~s tt~TM• •rt tordaddrep rnp 1tnrNyzatl. ytieh fhe Salec Comparison apprp;~tt bet correidered the mast
h
-
'
'
1 pr
I n
r
n of v_tilur. Tlw irlouitte s~aroech Wei rtOt wrSSidCrOd iirrCe this is an owner oOCwled eirMln inmey tiwOllitO.
Tlis apprais7f is r11a0e (;~ `as Is•, U sunject M cartpuem per pbns aril spaifiGfats On ale D7eis of a It11DOP1MCN cnMrtlOrt that d1
i
c
npOwrrarts lace bees
conpklCO, LJ :nAjtU to Ins tOebwNtp repetta a tMrltdate m tti bass td a lrypollMAial cOntfaon flat ttte repairs a teerati0ns Iran help cartpleted
or L] subk
t a th
f
e
i
'
,
e
ow
c
e
r ins ecGen foxed un Ilts frlraAd
iSSUfllDllal gy1 air _COmmOrr Or aeti0isncy does rot regtuc 71daGOn a rePtlr, gpprareed rn wrrcnt cxrrxtirinn
On t twmptete viwul itspedion M tfN Intexlor 0fed elltttlor Batt d the sarbjec! prop~y, defnMd tttppe 01 M'aIG fbOttlrertt oT nwntpUone and lirrtMlnq
t:OndMone, arts sPpnieer'e OerMicMion, my low) opirtbn ~ the ttntket ytltre
f 8
as Edt
d
w
•
,
re n
nt
, o
praperry that is tM wbltect of this report
s
f t08 000 ae oT Og/t ergot 2 which is tM dab in e
ft
t
'
n
e
sate of this ^
sal.
FHAAi° lIu G.... 7n ....-r. nnnr
-"'- '""°" -"°' • ' °w° ° ~~ ~ renme Mae Fomt 1004 Marcn'2005
Fan110041TAU -- "Win10TA1' epprtisnl sMnrere by a to mods, inc. -1-800•AUMtOIk
RECEIVED JUN-05-2012 10:56AM FROM-7176916102 TO-Clark Transfer,lnc PAGE 004
JUN-0,5-2012 10:42 From:FULTON BANK 7176916102 To:7172384865 P.5~26
~rili Fae No. 4dfr
Uniform Residential A raisai RB ort 0603'2"
Fee N 448-11tiUfl88
the subject property hea-puWio water and sewer
• ~
pcars_to tx; rp ,+Cli,re:ilestanon~twwsvsr the aonraistx ie not aus6Rod_tp detect su ch cgnnitfora. _
Aa m rrral a rom: includ„n~uvt trratirw etectncat and nlumbinn svsremA wane nn anrf in wflACirw order at Itta time of ins or'ctlon No
warranfice orc implied in,4~r',31+41emeM.
- -
T2t~9Dfaratwr hae comokted a head and r.hOVldgn; inxr~hHi)n qt Ihp Attic Area.- -"
ieM nfirms ttfa s •rl rtrp;ty nil I'H D minimum auldelirtes as otulined trv WUD M3rKlbgoks 4150.2 and 4 1 'frx) All
a UCaUIc fubrt P. I.etlerA. Np 1•MA reoaln reeulred.
.,w..y~~t :11.3~9~ii~'«?xi~~~~_,i-,i::=~!=_~`?"~3::~;i?~~~~r~., s.~~13~a'~n~iall+~iiu~'rYIYWy,r ,:°;_-~=,::.. ti,':',,;:_, ,~;~...~,..,:
Provide ad uelo inlormalion br tlu lentler/ciert to r Icate U+R hobw eosl fauns and calca6lions.
qV_..
--
..
--
.
Supportfor dre opiripn.ol.9ifa valve fauf1M11aM d rnmoarahle L7M setae nt nffas rnrgMd~ for MUmtfirw site refuel t and value was based on currertL • - . r • i!
rrcords Ana the common level ratio. -
F TNAATEO REPRODUCTION OR [Xj fiEPLACEMQtT COST NCW - - ~ Uf4•IIUN OF SIfE VALUE
rre of Host data - -f wiA t)M'ELLING 7 047 S .R C~ S 85.4%....
• Oua raU from wsl servile Good -_ E(IOtUYO Gale o{ cost deW 202 BeaemeM 0 S
fl
~
- .... _. =S 89 67
=S
.
.
Cartare;nls un Cusl Aparoath (pfll$Y_fi
YYIQ f ~ ~ n p r h
Cost tlttl.'t hi+a brrri. < . f M Val Ga e/Carpal So.FL (In $
._-- --•- =S _ 9,450
_: -
ard.con rm~4 wdh bcel coMractoro
.-~- _ .._ 7uL?I EeUnfale of CoshNew _ .... ---
....... „; a7
LeBS- Ph siCal FurtcUorul E,danal
t tas costa roach was considarcd u++rel'ybtk uue to tselt of fans I , reclaUnn 28 980 --- "'
-- --- __
sales snd the a of ttw ro r Cost of I rnvamenb y,~
=S 71 957
-~.-_.._ •Ae-is• VaMte of Sds oranratda ..........._...__..
ro F I r i s ._,....
The cast
approach is not ....__ =S 5000
_
_
EsUalatCG HLVllakll LCOIgUMC LI-e UO and YA o -'- ' - -
a
u
s
4
0
INDICAT@D YAW L tY COSi APP1bAp1------.-
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•'1:.~,:,-r~u •: Ilf, _j .r+w,;...:t, lf' 3"3s.~i.~m ">,~ sxitM;dF~.,w h i'
f''`I`
,
Eedmated tvb AAarket ReM S X t~ofx RqU Mualpitr_ -, -- = S Yf®Ca<e0 Yage Income A h
--
Summa d Incatr A oath rnCWd' Su _ to maflcet reR atMf G!lt!a)_
. "
Is life d r ild in control d Ills HonknwrMre' Aesoclallon T I Yes No Urit s 'tattled AhYM11
} 'L "'r`
PfevidC Ulo 101b~r Ilq lfAOrtUapog for p(Jfn UNI Y A the devdopegbli[d,r is in conlyd of Ups HOA orld 1T1t~
t ro IS a0 attached dwdli unit
Q peRY
t >.I Ntnr m ncl
_
= Tael ruurther of sn Total nunbtx o1 trtrfi ~-~ Total raanber nl ufMS sold
Tclal rrimbor of u~ n;rdtd total n tX 01 tattle for gala Gate sauce(s)
- _
WaS U_te llrojetl CrgfeG Cy U1e Co_m!erSbn of pdsfi byildj S iMn a PUD? Yes ~ No II Ytd, dale of eUnVaSlon.
--
n ilwttf ands? Yas - Nu Daly SOutte
- ---
_
Arr. Ua! unlit, rnmmM efemaas, and ncrenion facilities mntpfeh? L j Yes_ L~ No It No. tlesCrlbe the 3Sa'ws o! aanp ~ -'
Arf Ute canrtnn elarknts leotsed >o ar by dre Ntanxawrws' AssncuiLOn~ I I Yes I I Nu U Yes,, u1.'SCfiOe tie «arlfal Items an4 otmons. . --
Y
and recreatl 1 ydalies. ~
_ -- ----- . -__ . _ ..._._.. __.,., ...,•..era~.rr arcv 1 1 ratW ~ or o Fannie Mae Forth 1004 MntCh 2005
form f(g4UAD -'WhiOTAL' appnisal softwue by a la naxto, ea:. - t-800•ALAMOpE
RECEIVED JUN-05-2012 10:56Af~1 FROfd-7176916102 TO-Clark Transfer,lnc PAGE 005
JUN-05-2012 10:42 From:FULTON BANK
7176916102 To:7172384865
am Ca Nn a'°.t n,..sl
unR4rm Hes~dential Appraisal Report riser <°a~-~,zeosE+t
This reWrl form IS doslgned to report art appraisal of a one-unit prppCrty or a one-unit property wish an accessory unit;
inciutling a unit in a plannod unit developmerK (PUD). Tt,ig report form is not designed tp report an appraisal of a
marh,taMurrd noma or a unK in a condominium ur CapprlratlVE pro)ect.
This appraisal repot is subjrCt to Ina 1nNowing scope of wont, irrtanded usr, intended user, deflnitlon or market value,
statemam nt assumptions ono Ihnldng conditions, and certMirxtianK. Modit-catlons, additions, or deletions to the irrtended
usr, irrlendpo usrr, doflnltlon of market value, or assurnplturrs and limitln¢ conditons are ntrt pormitted_ The appraiser may
xxpand Thr scope of work to include any additional rusrarcn a analysis necessary hAaxd nn the Complexity o- this appraisal
asslgnmont. Modifications or deletions to ttrr eertifiCatlons arc also not permitted. Huwrvrr, add@lanal certifications that do
not constitute material alteratlpns to this appraisal report, such as those required uy law or those related to the appraiser's
corKinuing education or membrrship in an appraisal organization, are permitted.
SCOPE OF WORK: Tf,e SCOpH pf wok for this appraisal is delirtrd tfy the complexity of this appraisal asaignmerrt and thr
reporting rCqulrcmcnts of this appraisal report hxtn, including the toUOwing definition of market value, statemem pt
assumptions and IimNing condltlans, and certifications. Thr appraiser must, at a minimum: (1) fxrrto-m a complete visual
inspection of the interior And exteripr ernes of the subject property, (2) insprpl the neighDdrnood. (3} inspect eacn of the
Comparahln sales from at least the street, {4} research, verify, and analyze data from reliable public and/or privatr SourCrs,
and (5) report his or her analysis, opiniprrs, and conclusions in this appraisal report.
INTENDED tJSE: The intertdad use of this appraisal report is ter tt,e IBndCr/cliern to evaluate the property that is the
subject of this appraisal fur a rr,urtgaga finance transaction,
fNTENDED USER: The imended user of this appraisal rnpnrt Is the tender/ciiem.
DEFINITION OF MARKET VALUE: llrr roust pro4able prlco which a property should pring In a competitive and upprt
market under a!I conditipns mquisite to a fair sale, the buyer sod seller, aaoh actin¢ prudo
the price is opt affected by unduC stimulus. Implicit in this defintion is ttre Consummation ota sale aslut9a siti cil d date and
the passing of title frpm seller to buyer under conditions whereby: (1) buyer and sailor are typically malivatrd; (2) both
parties are wee irdomted or wrtl advised, and each acting in what hr or she Considers his or her own best lntornst; (3) a
reasonably (in,r iy allowed lur exposure In the open market; (4) payment ix rrtade In terms of cash in U. S. ddlars or In terms
of financial arrangCments comparable thereto; and (5) thr priCg reprnsrnts the nartnal consideration for the property sold
unaffpCtud ny spoclal or creadve financing or sales cuncyssioos• yr:uded bySnyone associated wrth the sak.
•aojustments to the comparables must br madr fpr special or creature financing or salts ronenssions. No adjustrnynts arc
necessary far those costs which are norrtrally paid by sellers as a result of tradition or law in a market area; U,eSa costs are
readily identifiable since the sailor pays these costs in virtually all salts lranSaCtlons. Special or creative financing
adjusrmenrx can !,r ,nadr to the comparable property by cpmpxrignnq to tinancln¢ terms offered by a Third party institutional
lender that is npl alrrady Invafved in the property a transaction. Any adjustmettt should oat by Celculatod on a mechanical
dater for tldlar cost of the financing or cpncession but the dollar amount of any artjustmant tinnuld apprmdmate the market's
rraclipn to rho financing or concessions based on the appraiser's judgment
STATEMENT DF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's cerliticatipn in this report is
subject to the tolluwiny assumphpns and umitrng conditions:
7. Thr appraiser wilt not be responsible for matters of a Irgal nature that affect either the property bring appraised err thy lilt8
al?pralsereassuompstthatatfie title[ segued hand eCarmkelap Brandt wlllrtnottrender any opi>lipns abput therrrtitle. this appraisal. fie
2. The appraiser has provided a sketch to this appraisal report to show the appruxirnalo dhnonsions of the impnnrernents.
The sketch is included only to assist use iradoi In wsuatizing the property and understanding the appraiser's dvlUnn6,ation
Of Its SIZe.
3. The appraisei ha6 )axant6tod the available fiopd maps that arx provided by the Federal Emergyrrny Management fluency
dr:nlpBtlitrd 3p~ia~l [Flood Hazard Area.et3ecau a the ~prarsrpp s not apsurveyor~he err she makes[ not guarantees, n.,cprysti nr
inrpliyd, reyardiny this determination.
4. The appraiser will not give testirrtunv Or appear in court because he or she made an appraisal of the property In question,
unless specfic arrangements to dp sa have been made befarehariU, or ere ptherwlse required try law.
5. The appraiser has noted irl this appraisal report arty advar58 conditions (such as needed repairs, detcrioratlon, the
presence of hazardous wastes, toxic substances. Etc.) observed during the inspection of the subject property or that he pr
shy bapame aware of during the research invahrad ur pnrforrning the appraisal. Unless pifrrrwiSO stated in this appraisal
report, rho appraiser has no knowledge of arty hiddrn err unupparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, nrsded ropalrs, deterioration, the presency 0- Hazardous wastes, toxic sunstancrs,
adreise environmental conditons, etc.) that woulp make the property less val,wWu, and has assumed that thrrr err no such
conditions and makes tip guarantees or warranties, exprrs5 pr impliep. The appraiser will not by rpsponslbk for any such
conditions that do yxi>at pr rot any engineering or fasting that might be required to discover whether such condltkxls exist
Secausr the appraiser is not an expert in the tired pl environmental hazards, this apprrisal rrport must not be COnSldered as
an 4nvironrnental assessment of the property.
6. The appraiser has basdtl His or her appraisal report and valuation ,prrcluslon for an appraisal that is subject to saiisfactpry
Cpmpletinn, rgpair5, of aUeralMnS On 1hC aSSLmptlan that tlrr Cprnpletkyn, repairs, or alterations pt the subject property wiU
br twrfurrrred in a professional manner.
Freddie Mac Farm 7U Mareb 7.ppS uen vo,c:,.. o,on„
~~ ~' ~ Fannie Mae Form 1 DpA Marco 20Q5
Porn, 7ttO4tIAD -1MhTDTN.• anpraisel sattvrara by a 6 mods, r1C. - t-SUU-AI AAIDUE
P.6~26
RECEIVED JUN-05-2011 10:56AM FROM-7176916102
TO-Clark Transfer,lnc PAGE 006
JUN-05-2012 10:43 From:FULTON BANK 7176916102
' To: 7172384865 P.7~26
FII Mo..A4 ,.t2~]
__ Uniform Residential Appraisal Report III.. a~as3,lssKOata
APPRAISER'S t:ERTiFICAT10N: The Appraiser certifies and agrees that:
1. I have, at a minimum, developed and ropt-rted Hds appraisal in accordance with the seopo of wont requiremem5 stated In
this appraisal report
2. i pertorrned a cnmpioto visr,ai inspection of the irnerior and exterior areas of the subject property. 1 reported the condition
of the improvements in taGtuat, SpocHic terms. I ident~ed and reported the pnySlcal deficiencies that could affect the
livability, soundness, or structural integrity of the property
3. 1 pcnor»tcd Ibis appraisal In accordance with the nrquiremxrsts of the Unlfonn Standards of Profosslonal Appraisal
Practice that wero adapted and promulgated by the Appraisal Standards board of The Appraisal Foundation and that ware in
place et the time this appraisal report was prcparod.
4. 1 developed rrry npirrirsrr rrr Uru rrmrket value of the real properly that i5 ih0 6ubl~uCf Of Ihi3 fellort tkt98d nn the aaIC3
comparison approach to value. t have adequate cnmpbrat~te r»arkOt data to develop a reliable solos Comparison approach
for this appraisal assignment. f further certify that I nunsiderod Ulo cost and income approaches t0 value nut did not develop
reef», unless otherwise indicated in this report.
b- I resoarched, verified, analyzed, and ropurleo on any cturern agreement for sale for rise srrbjrct property, any uffori»g for
sale of the subjeM property in the twClvC months prior to the effective date of this appraisal, and the prior sales of the subject
txoperty for a minimum of three years pHOr to the effective date W this apprat5at, unless otherwise indicated in this report.
F.F. I resaarrhHd, vs»ttod, analyzed, and reported on the pricx sales W the Comparable safes for a minimum of one year prior
to era Data of aalg Of the comparable sale, uNess otherwise inOiCaled In thfS report
7. I SelBCtod and used comparable sales that are InCaHt)rtatty, phytllGRny, and functlanally the most similar l0 lire subject properly.
B. I have not used comparable sales that wore thr, result of combining s land sale with the Contract purchase price of a hnrrw tile!
has been both or will he buiH nn rho rand.
9. I have repurtud adjusnm:nts to the comparable sales that reflect the market's reaelroa to the differences betwoon usu subject
uroperly and Ihn Comparable sales.
1c-. I vnrlfied, from a disinterested source, all informali0rt in this report that was provided by parties who nave a financial interest in
the sale or financing of the subleot property,
11. I have knowledge and oxpnrionGr, in appraising this type of property in this market arca-
12, I am aware of, and have access to, the necessary and appropriate publle and private data sources, such as rnultfple listing
$PNICe9, tax assessmont records, public land records .and uthw such note sonicns for the area in which the propexty is located.
13. I nbtainrxl tnc irllonnatiat, estimates, and opinions tumisned by other parties and expressed in tr,is appraisal report from
rolabt0 Snt+rCCS that I believe to be true and correct,
14. I have taken into consideratitsn thH tartors that have an impact on values with feSpeCt to the Subject neighbnrhotxJ, subject
property, and lee pruxinslly of lhu suojret property to adverse influences in the dovuloprnen! of n1y opinion of market vatuu. I
have noted in this appraisal report any adverse conditions (such as, but not limihxt to, nreded repairs, deterioraHOn, the
presence of haaardeus waste., toile substances, adverse enviranmornal conJtliass, utc.) observed during the inspectan 01 the
subject properly or that l became aware of during the research invOtveq in porforming this appraisal I have Considorod these
advyrgy cnnditionS in my analysts Ot the property value, and have reported rxl the nttcct of the conditlons on d1e value arsd
martcetabillty of the subject property.
I5. I have not knnwinply withhold any gigrliiiCant Information from this appraisal report and, to ilia !test of my knowledge, alt
statements and information in tills appraisal report are true and correct-
16, 1 Stated in tots appraisal roper[ my own personal, unbiased, and professional analysis, opinions, and conctuslnns, which
are subjer,~t only io ute assumptlons and limitinrT Conditions in this appraisal rrpnrt.
17. 1 hove no present or prospective interest in the prupxrty treat is llte Subject of this report, and I have nu present or
prospectve personal interest or bias with respect to the parliCipants in the transaction. I did not tk'rSe, nlthnr partially or
completely, my analysis and(nr opinion of market value In thte appraisal report on the race, cuWr, religion, sex, age, marital
status, handicap, familial status, ur national otigln of either the prospective owners or occupants of thr, subject property or W thb
present owners or occupants of thr. pre+lx:rtius ;n the vicinity of the subject property or on any pthrr ba3is prohibited l>y law.
18. My ernplOYrnertt and/or Campertsatton for pertomrng this appraisal nr ~rry future of anticipated appraisals was not
conditioned on any agreemern or understanding, written nr Wlrorwiye, Ihat 1 would report (or present analysis supporting) a
predetermined specttre value, a predetermined minimum value, d fangs or dlrectlon In value, a value thtrt tavurs usu cause of
anY P~tY. a the attainmem of a specific result or oCCUrronco of a specific subsequent event (such as approval of a pending
mortgage loan application).
19, f perSOnaNy prepared all conclusions and opinions about the real o:itate that wtlre set forth in this appraisal report. It I
relied On 9igruflCar» real property appraisal assistance from any individual nr individuals in the performance W this appraisal
or the preparation of this appraisal roport, I hate Aar»ed Such indwlduat(aj and disclosed the specific tasks performed in this
appraisal report. I certify that any individual sc rsarrrod is qualilied to petiorm the tasks. I have not authr,ritad anyone to make
a change to anY item in thie appraisal rnporf; therefore, any change made to this appraisal is unaulhprizod and I will take no
responsibility ter it.
20. t ido»nlicd 11tC lender/client In this appraisal report who is the individual, organiiatton, a ggent for the Orflanbatiun that
ordered and will receive this appraisal repOri.
Freddie Mac Fonrr 70 March 2005 IrAn Vwr.lnn uMrF~ ~ n_
°' - -' " Fanrne Mae Form 1004 March 2005
Form t004UAp -'WnTOTAt" appraisal smtware by a ~ mrxla, i~ - 1-SOQAlAAAODE
RECEIVED JUN-05-2012 10:56AFA FROMI-7176916101 TO-Clark Transfer,lnc PAGE 007
JUN-05-2012 10:44 From:FULTDN BANK 7176916102 To: 7172384865
IM~~ rye ny. ac taao~+a
uniform Residential Aooraisai Revert .~_ _ WR"?"
21. The IendtlUClitlnl roily diyclus0 a' dis47bute this appraisal report tit: the borrower; another Icndrr at the rer7uest of the
borrower; the murtttagtla ar its successors and assigns; mortgage insurers; government sponsomd emerpdses; ether
secondary mHrkrrt partiCiptlrttS; Data coaectloR or reporting StlrviGeS; lrrotasslonal appraisal organic:rtfons; any deparimant,
agency. or irtstrumentallry of the United States; and any slate, the District of Columbia, Or other jurisdictions; without having to
obtain the appraiser's or supervisory appratsar's (it apptlcable) consent. Such conytlnt uru5t be obtained bnfore this apprarsal
rrpori may be disclosed or distributed to any Other parry (Including, but not limited to, the public through artvartising. public
relations, news, sales, or ether mudia)_
22, 1 am aware that arty disclosure or distribution of this appraisal ropart by me or the Itlnder/r:ucnt may be subiuct t0 Certain
laws and regutatbns. f-urthor, I am also subject to Ute prwiSionS o1 the Uniform Standards Ot Pmfessional Appraisal Practice
It:al pertain to disclosure ar distribution by me,
23. The harrower, another Inndtlr al the request of the borrower, the mortgagntl a' its successors and assigns, mortgage
insurers, government sponsored errterprisvs, anu otnur secondary market nArtir:ipants may rely on this appraisal rOpori as part
of any mortgage flnanCn transactkrn that involves any one ur nrurtl o1 these parties.
24. U this appraisal repgri was transmitted as an 'electronic recOrd• containing my "electronic signature," as those tarrrrs arc
defined in appticablr, federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal ropart containing a Copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as it a paper version of this appraisal ntpurt were delivered containing my ort0inat hand written signature.
25. Any inteMiunal or negligOnt misrepreserrtatlon(s) contained in Orly appraisal repot may resuh in Civil liability and/or
criminal penalties including, but no! IlmRed to, fine or imprisanrrrenl of both under the .provisions at Titlt, t B, United StataS
Cade, Section tDUt, of seq., or simUar state laws,
SUPERVISORY APPRAISER'S CERTIFICATIpN: Tlta Supervisory Appraiser certifies and agrees mar
t. I directly supervised the appraistlr IOr this appraisal assignment, have reatl Rte appraisal report, and agree with the appraiser's
analysts, opinions, statements, cnnr.IrrsirtnR. and the appraiser's certification.
2. I accept fill responsibility for lho contents of this appraisal report including, but not limited to, thg alrpraisor's analysis, opinions,
staitlrtrenls, conclusions, and the appra{stlr's certification.
3. The appraiser identified in this appraisal report ;s nithrr a subcontractor or an employee Of the supervisory appraiser {qr the
appreisal tlrnt), is quatifled to perform this appraisal, and is acceptable io perform this appraisal under the npplioagln state taw.
4. Phis appraisal report aampltns wlm the Unllonn Standards of Prufessiw:al Appraisal Practlce that were adopted and
promulgated try Urtl Appraisal Standards Board of The Appraisal F-ountlatlnn and mat were in place ar the tlme this appraisal
report was prepared.
5, It this appraisal report was transmitted. as an "atel;lrpnic records containing my •eiactronlc stgnaturo,• as those terms are
dnlined In applicable federal and/or State laws (excluding audio and video recordings), Or a facstnile transmission Ol this
appraisal report containMg a copy or representaliun of my signature, the appraisal repot SnaU be as effective, enforCaaMr. antl
valid a:: it a paper version of this appraisal report worn dr:livr:retl containing my original hand wrltton signature.
APPRAISER
Narttn Kriefa lr,,.{ikirtK.ir
Company Narita Premier Acpraisal SCrviCV _ _
Company Address 70% MWliatcr Chinch ~n.d -
Carfisb. Pn 77075
_.. ... _
Telephone Number 777 987~HN94 _
Email Adtlress ~rwniyrapyraiec;•L~etr4iCRE3GmAA.COm
ftatr. of Signature and Aepbrt ogl03/2072
Ettectlve Date of Appraisal oar7er1ur2 _
State Certification # riL~w323;~-L
or State Licenya # -_-
or Other {describe) SMte #
State PA _
Expiration Uate of Certification or Lictlnsa uW:icu2u73
ADDRESS OF PROPERTY APPRAISED
73b 15th 94
New Cumberland, PA 17070 y
AWPHAISLU VALUE OF SUBJECT PROPERTY S tus.uoa __
LENUER/CLICNT
Name NO AMC:
Carnpany Name F_ Wton MnAt~r~nr. Canperry _,,.
Company Address O~'r: vann Square Surte 3oa. Lancaster. PA
7reoz _
Email Address
~.....u,a,~n acv i i rayc o of o
fern 100AgA0 -1ArmTOTN.~ aypraisal adtwarc by a b mo0a, Inc, - t-arwnLAMOUE
SUPERVISORY APPRAISER (ONLY 1F REQUIRED)
Signature
Name
Carnparty Name
Company Aodress -
1'rlOphone Number
Cmail Address
Date of Signature
State Certficalian # _
or Stale License #
Sta1r. _ - --
Expiration Date of Certiflcation nr I ir.,ansa
SUt3.1ECT PROPERTY
U Did nut inslwCl yuLjecl property
I _l Did inspect axtgrtOr of subject property frartt strOCt
Darr; of Inspection ..
f-l Did inspect interipr and exterior of subject property
Date of IQSpeCliOrt
COMPARAC3LC• SALES
I~ Did not inspect exterior of comparable sales frurrr Stroct
U Did inspect extedor of comparable sales tram street
Date of Inspection
Fannte Mae Fonn t0pq Mach 2005
P.8~26
RECEIVED JUN-05-2012 10:58Atr1 FROkI-7176916102 TO-Clark Transfar,lnc PAGE 008
JuN-b5-2012 10:44 From:FULTDN BANK 7176916102
To:7172384865
.v,~t werk_aoa-~2~rran8
Fpm t OWUAD.(hC) -'tiM1rnTOTAL' appraisal solArdre by a k1 r11000, 4k. - i•800~ar,AMOpf
P.9~26
RECEIVED JUN-05-2011 10:56AM FROM-7176916101
TO-Clark Transfer,lnc PAGE 009
-"'- ""'"'"" ""° " famie M:w Form 1004 MelCh 2005
JUN-05-2012 10:45 From:FULTON BANK 7176916102 To:7172384865
P. 10 26
I N . gestzsoee
Suppiemantai Addendum Flcfw.a4n-t2soeae
borrow Robert A. Keane ` '
art AddrK:r.+atsw,s~ -'-.. ___ - -
Cil ~ Nrw GumtW.rlerW - _- _ - - COtrnv Cumberland Stffie PA__ LP Cods 17p7p -
I ender FuNun Mur Curn~ -
Expantled Scope of Work Statement;
At the request of the client, this appraisal report has bean prepared in compliance with the Uniform Appraisal Dataset (UAD)
from Fannie Mae arxt Froddiu MUC. The UAD requtrea the apprersar ro use atandsrdizsd rospensea !trot irk:lude speelflc
formats, dennitiOna, aDbreviaUons, and acronyms.
The eppreiser attempted to obtain an odaquale amount of Infomiatbn to the normal courtw of business ray~r4ing the subject
and comparable properties. Some of Ufa starxtadiend rospont:es iertuirlxt by the UAD, eapscially those in which the eppreiser
has NOT had the opporlunay ip venty peraonaay or measure, could miatakanly imply yroalef prcCtsion and reNebifily in the d~h+
Than is IaMUany COrreCt pr typical In the normal oouree of business. Examples indude rzsndiltnn and quality ratings as well as
comparabb Salon and IistinQ tlata. The eppratser makes no repreaentstiorts, guarenteee ur warronltes, express or Implied.
regarding tiuiltlirtg mateda-s, their Utneas, quality, condition or remaining economic life, NM every ekmem of the aubjecl
property was viewable. Tha appraiser did pal mow any petaonal property, due to ItatNDty cortcems for polenliai damage to ttfe
proporiy, w disduso Or rGwr>pt any un»pp»rrnt or hidden defects to the structure, nor did Ufa apprniser dlsmsMle or probe the
atruetwa to abaerw andosed, encased, or oUwrwitw [xrnCe.detl Oreas, f;Omparebie Data was generally obtained from
third-party eouroes including but oat limitod to Iho local MLS, CDUnty Assessor, Township Aaaesaor, online reapufCCS and
additional public data SaufCCS. COnaequently, this Information ahouid be considered an 'esUrnaly' unless otherwise noted by
the apgr»fser. The assignment included an analysis of the subject's area, an eatlmaUOn pf qte prppertya highest and twat use,
the consideration of ail Ihrwt aVV~chas Iu value and the apgtftatbn of those relevant b the valuation of Ufa Subject property.
IrKSnded Uasr Clarlecatlon:
Rscognizinn that them mUy De ConlWipn in ins agprelanl community about the distinction between parliea who 'use' and parties
who'raly' on appreiael reports. Fannin Mae has developed Iho following adtliliortal sMiement to be used when the
Lender/CIieM is the only intended User "Tho fntcndod Una of Ibis appraisal report is the Lender/Cliant. Tha Intended Use is
to valuate Iho propaNy that is the subject O( Ihig epprat921 for a rtiortgage nnanoa transaction, aubjecl lu Itfe slated Scope of
WMk, purgpwr Of the agpreittal, reporting requirements of this appraisal report form, and DetUtINOn p! Market Value. No
addiliorfal Intended Users era Wenlified by Uw appraiser." Any other party roceiWng a copy of this report for arty re aeon Is not
an inbnded user, nor Boos mceivinfl u totYy of Uti9 report rerun .n an appreiser-dknt relationship- Uso of this report by any
other parry(les) Is not inronded by the appraiser.
Additional comments;
Appraiser confirms the subjarf pmpnny rotate alt FhIAlMt If) minimum guidelines a8 outlined by HUD Handbooks 4150.2 »nd
4905.1, arxt all apprrCabW MOrlgage tellers, Np FHA repaire required.
The signing appraiser who cxrrnpkrletl This afipraiaal rNtxfrt la rurrentty an approved FHA roster appraiser,
Tha subject is oWOr' Ulan tiro (5) years old. Ait mschantcaf systems including the heating, electrical and plurnhiru~ 4ystems were
nn urxt in waorkiny arUrr :fl arer little OI inepexaion. No warranUea era implied in this statement.
Present kind use has boon broken dpvnn info l30`.~ one-snit dwell{ngs, 59.2-4 unks, 59G, Multi-family, 59L cwnmerciat and 25%
varwtnl Itrrfd.
The predominant value in the neiglfborhuud is less than Ihal OI the market value p(the aubjecl property. This is due 10 the very
wide ranyjC pf value of prppe.Ytie:r in the area end superior quality of the subject property. This condition DOES NOT affect the
rnarkel value pf the subject or Its future marketability.
Orw Or nwr0 CortfpaiaDte S,Ates are pl4er roan six (6) months old. Although there are comparable propertlea fn the subject's
nre•--„, s Wrrr. hnvC sold reraanlly, Iherefpre, setae in excess Of six (0) months old have to bC used, Ali tour comparebtea used were
the BEST AVAILABLE.
one Or more compsrebba used were in axceaa of one {1) mile from fife aubjecl property, AUhough there are comparable
ptuporties in tfw imrneclialo area, r1eflC ttafVC ti4ICl r1Y:frrrlly. TI1rrCflSrC, it was necessary t0 use comparable eaten outside ur err
immediate area. All cumparabkra used Urn krCAtCd ;n similar neighborhoods and whhin the same marketing aroa. All six
compsrebfes used were the BEST AVAILABLE.
Nut udjuyUtxtnls CxCCCd 15yo rOr one Or more or the Comparapie gales. Although there are ether similar horana in ufrr suojract
rtrtighbOrhnrtd, none haves sold recently. The comparebles used are the bast available.
The comparable sales used were taken from Competing rteighDOrhOpdS. The romparahks used were the BEST AVAILABLE at
the time pf rhea apprarsal.
This ropert has bvurt eIeCUOniatlly prepared and trtensmittead fn compliance vim USFAP guidelines whit:h include verlncaspn of
the complete lranster and delivery, digltady grotAdesd signatures and adequate security measunni in place 10 protect data
tiensmilled ()y appraiser.
ThC appraiser haS not iterfprmetl any prpfessfonal appraisal services in regards to the subject Vroprrrly within the past tnree(3)
years_
ThU Opinion OI value Ot thta 3pprtstaal report has a reasonable market exposure time of t$ months
Privacy Notiw
Pursuant to the Gramm-Leach-Blltey Act pf 1989, effective Juy 1, 2001, approisara, along wHh all VnrvWers of personal Bn»nclal
serv:res are now required by federal law to inform their clients of the policies of the firm with regard to Ihs privyry of the rlients
nonpublic pOrson:rl infOmtaliOA. As prdleSSipnala, we Understand that your pdvacy is wry important to you and are Vleased tp
pmvlde you with this Information.
In ihA cnrrrse r71 pPnnnnlnp »pqr»laata, we may toilet[ what is known as "nonpublic personal infomtatieri about you, This
information b used to facilitate the services that we provide to you and play irrCludd the information provided to us by you
directly pr rwrwivewl by us imm nthwrx with ynrrr wufFrnrranlinn
Wn do nnl dirr•.In!se any nonpublic personal Information obtained in the coupe of our engaAemenl with our cliunl3 lp
Form I AUO -'IMn IOTAL' snpralsal suflwsre Dy A fa mode, iris. -1-gpp.ALAMOpt:
RECEIVED JUN-05-2012 10:86AM FROM-'7176916102 TO-Clark Transft-r,lnc PAGE 010
JUN-05-2012 10:45 From:FULTON BANK 7176916102 To:71723B4865
P. 11 26
a~inFdr~~~-1
1 Addendum
3t __ -
IbefterlC .. -. t:Otlnly CrarlbMrtYnd
__ State an np~-t 7070
nunanuwren ml(O par9N, eXGpt as necessary or o3 required by fAw. y way o example, a ncccssary dlaclosure would De tp
out indopondcnt conlmclon;, anJ is u:rtuin e;tuatians, to unnbtsd third party con;uttante who need to know that tnlormatlon to
assixl us in providing appr»is»I senicxq to you. All independent conlr~ckrs and any third paAy consullUnls we engage Bra
informed that any IniormatSon Ihey see Bs part of an appr;,iat+t im W ne maintained In strict confidanr:n wlthtn the firm. A
disclosure requited by law would De a disclosure by us that is ordered by ~ wort of Comp9tent jurisdiction with regard to a legal
action to whir, you :rre: turrly.
We wilt mtain records rcl~iirxa to Nrulenaiunal services that we hew providod to you for r, reasonable tine eo that wet are better
able to assist you whh your needs. In order to pmtect your rlonpubl'la personal inl0rm3tbn from unauthorized aCCe9s by third
pa+tlea, we maintain pttysiwt, electronic and Procerluret sntrxjur+rd:~ tnal comply with our prof~cionat sl:uidarda Insuring ttw
security and integrity of your information,
Fu+m TROD -'WinTOTAL' apyraixal w[lwaw by a le ruurW, vlr. -1.800-ALAMUDE
RECEIVED JUN-05-2012 10:56AM FROM-7176916102 TO-Clark Transfer,lnc PAGE Oll
JUN-05-2012 10:45 From:FUL.TON BANK 7176916102 To:7172384865
P. 12 26
rAain rile tM qA `12908$>~1
Market Conditions Addendum to the A raisai Re ort °B0"2"
The Wrpase d tns addendum is td adt}.1260988
provide iM Iattda !d' dr
r urd wt a cgar and actuate urrdcrslLit9rq 01 Ne nrareel 7srvis end condtlims prcvahsd in Ina ~tbleat
rtdphborhtwd. T11s Is a required adrterdum fa aU appnisy npah with an WtecDve riab: un er ytEf AOAI t, 209,
~O ~°~ T . _ __ C1ty NlY1r Cumt»rinnd State t•'A r7v ode 77070
9drtmer Ruf~ort A;
K~rLr!w
- ..
.
-
. ..
_
hbfnretleea: IDC appnber ICNISI Use life bddrnliddn requred on This form as the baSiS la his/hr cwtchaiorls
Ltd rriist DrOWde sUDDdtt h
r th
W
i
,
t
ane conc
s
uns, rryardirp
IqusMp trdnds irM Ovens rrranret toratreon8 M nprxtee In flue waghhMxxtd eer:tion tX tM appnisy report fwm. T1W aooraisa must IW in ad the 4donrlidat to de
k
l
rra
rrr
N b avsilible end MiabN and Host provide arplystis as indicalwl trahlw. If wry retpar'pt Gala is rotavadade Or IS CIX45tdwed urtmgahk, tle appryser Waal Dtovlde art
wp4nsa0n. M Is rscngntzetl out not aN daL wrrws wii M ahb !0 provide drae for Itre ahadt~ arws h`luw; it g is 8vilrmle, irnwewr, the appryser muss tncbde Dre data
in the arulysis
N data sdrrcrs
ruvidr b
ti
i i
t
.
p
b rey
rw
u
drnatipt as an averipe instead d Ole median, the eppridstx stwuid rapml Oro availlDk bgute anOldelMllY A ss an
average. Sales and listlrpe must M propertiea tlWt COrtt<kk crab Ute SuDlect DfODErly, OetermMted try aDDMng tier ctfMa tlW wutdd be u;~u! W a DrOSpoCDve Guyer of dr
'
su
t . The a yam Waal aelarlNiee b Ule da1L sedt as Seasottel ttgtlmts Itew cmLChrtotion, hxoclOSUres
etc
.
.
:v~`.`+~•='c-• •• •••• • /-I Prior Currvnl - 3 Mta101S land
u
R
a
4 712 htxees W i rtitrp. _
AOSWD1101ttidt Ilttil t
~
T4 237.33 1loraa
Slabhr I I Uedillkq
Dell • .
. ~
,. .
....._....... r la:
:~
,_.:........==r.....: ..>., .. y.';ti;;„°,M1:V=.i ~.;;G~;i:i.-•;. 1,330 ::::: ~:,~ ......... .
IMorafq of Hotrsl S t>til llg' A(t.Rate .... ....., ., ,,.: •:
..,: ,
.
»,
: _~ v
~ ~s
.
I y
ern,
n Plivr 7 12 MVNUm Prior 4-g MruNhs Cwtmu - S Mmths
Mad'un Cam arable SaN Pace Overal Ttertd
1a0100 175.000 175,90 Ytcreas' Sb01E I ~ UEC11(a
Medan Com araDk Saltx Ua on MatkU 62
7 Dcclin 51aDk hrcreas
Median CO k list FYiCC .:.;v,= ;
..... ~• _ N1A s . H,
.
..
MtdNn ble Usti s s on Mather ... . ;. ~,. r
x
i
::-~
,-1
'
.
.
McAan SaW PrtCC as % d 1181 Prlca a•
NfA
N/A N!A LJ bCY •SMhM Dec"
Ssaer• devdo wilder rdg. aid firtartt:iy assisbrtce raragrd? Y
es Nu lkrani SbbN Increasing
tWliin Y1 dR1,tH Ira SeaK catcessbns bends tnr dw past 12 rnorahs (s.q., plbt cormr~ufere incnassd from 0% le 5%. ir1CflfYng use d buyenwns
cbsinp costs
condo
,
,
0 ne etc.. ''' I' ' •''I• r ~ 31418 ruir blelnrratn 2.976 and this has bwn ttte trend for the wsi bvelvtl th4nt1Y1 General
'
d
• r I U wilF rruutr ~u ; rrtprw av9itablR at avm taive Nsroncallylowrates and terms.
.....
AtC tOfOCIOSUfe :aIOS NL•0 Sake a t~Ctdr kl tllti {rorkeCl Yt! N H in urClUd' lM tretda in is ' a Ltd sales 01 oreC prp
Cila dab SOUtCCS 10r aDOYC htidrrllaDdrl. , . _ I, M inll~rit~11~ v+~a
2trtairted tram Gentrei Penn MLS N
r
S
l
'
_
o
a
on o
~
~ , i f rmetton vvaa
~.~4F_
rwrdlYd the MLS eervics. Thie info
L~
awn was baasd On CumM
RR
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f
d
~
,
.
.
r
an
__ ---._ . ..
r ~ntv.
_
nze gle above kdOmWtion es support or yen coudusbns in de Neiyltborhood section of IM apprasal lapel idrrtt d you used any etldltlOnal IrdormebOq such as
in aru .IS m ntl sales and/rx a red arM widrdrawn lis' s, to formable cuncWsiare, widtr buUr ~ iu0urt ahQ_suuuo4la varx COnCLslnns.
Home riuab in Cumiwrlnrxi Gwnt ir;rw,: n:rn;rirx:d gl;iblr
within Ih
! 9
1
~
~~
.
e
8
r .r MLS recoro
s.
_
(hrl~in /ek)lm8ti11ir $t)Vvr: w:'i9 r1At AVAi4lMe !O trM apprrft98f a9 ilia t:entr'al PQM MUItI-LIaI SIIVICO Used dOQS VI1t1; S1;(1fr~t p
9/amMEere that
~
hr .ak IY:M iMrlrmAtiMt dawn,
M Hre ie a UrM in a rwndeminwm w c iw o' , tom tM (Wbw' Preleel Menu:
Subba Rrolect Data
Pridr 7-I2 Morphs Prior 4-9 MonOre Cunard - 3 MOrrats OvWa1 ItrYd
Total ie OI CortloatoDle SaICS Sdticd
atcrwai SbhN lkeirar
Ab Rats d
atcreast
l 1 r m ACrne Co tee u, s ~ .. ..., :,::.:•.
........
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'
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s d A So isti 51Ah. ire ;_ ~~,. ~"
,..
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Are tnncbwn sibs N sales a fa
t
h
t
c
or m t
e
1 pro}cY. Yes N s, indicab number d O lissrps Ltd ttigNain ate tret>as q Lstpgg aM nabs of
faecfosed ias
.
. Surttrttartu the atwve trends and address tM' an IM sub'xt unit and 'scl.
S ~fe Sr Hahn
'
__._
sr Narna Kris4t L. Garrick Su A raisr N
Cue Namr: P qi. tt ~ i ~ 7 t ' • ame
Curs Nana ~-
Addras 107 McAebMr Ctwrch Road ini PA 17015 Address
' State Licrtnsq+Certibeekm • RL-003233-t. Scab PA Stara LicensyCertificalion r
CnsailArWross premiernppraisabervioe:gtymail.cum Shb
CusrilAJdress
Freddie Mot Fran 71 tus...e. ~mn _ _
uyP : w r
Fenniv Mao Fam t004MC M1><ct+ 2prlg
Fenn 1004MC2 - •YJrnTOTAL" appraisal sdlware by a b mode, incr. -1-900-ALANpDE
RECEIVED JUN-05-2012 10:56Afd FROIA-7176916101
TO-Clark Transfer,lnc PAGE 011
JUN-0S-2012 10:46 From:FULTON BANK 7176916102 To:7172384865 P.13~26
Main File No ~1~-~
Building Sketch
aorrower Robert a, Kaene
Prp Address 73U 15th St •
Ci-__ _ New Cumberland Counter Cumberland ~_ Siate PA ZlpCode 17070
tender Fuhon Nbn a e Corn an
14ft
~..,
nr inclosed Porch
..
[ 168 Sq ft]
35ft
Kitchen ~
Bedroom Bining Area Eft
Utility
Laundry ~
v= Bath
M
M CL
Living Room Eft
aD
C ~
Bedroom 21ft ~
f
Porch ~ ~
2~ft 1
r. r....r.. r.rrr rrJ
14ft
, c,~a~."w. M"u r".x, w ArY Caeeulelisw. lunrwury
t.~rM < ... ...„ .. .
,! _. ~~~.
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10x6 - W
25 x 21 ~ 52S
32 x 14 - 462
Total Wing Area (KOUnded) 1047 6a h
' . 1 'H ki'! ~ 71 B. dH IN i
FtIR~ _. AI1Ca .J. ~M ,Ql.7•.orn}j.-: it _1 ,.~,,:.c'rxs.n,+,,.u_~.. ,..amu'-;::. ~~..... "t 5i,:-- .,,. ((...: ~ ~~r ~; R..... t "Plfj. 11 _k Jx1 FWN ....._.
..~ ......, _ _.! ~ret~it.uSa;f~tC•°h;.,i',a. ~:.. i ~~,;,,aG,tl!,~ 7 3j ~.~Li~
147 ~ rt i x tl - i,i
FKtxm narJ, lea 5q n 14 >< 12 - 168
Form SKT.BIdSkI -'WinTOTAI" appraisal software by a la mode, inc. -1.800•AlAMUOE
RECEIVED JUN-05-2012 10:56AM FROM-7176916102 TO-Clark Transfer,lnc PAGE 013
-• • ~-- ~~~~ l~ ~ pro r r om: F ULTON BANK 7176916102
Looation Map
To:717238~865 P.14~26
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Fgrm MAP.LOG - "WinTOTAI,^ appraisal software by a la mode, tnc, - 1-800-ALAMODE
RECEIVED JUN-05-2012 10:56AM FROM-T1T6916102
TO-Clark Transfer,inc PAGE 014
JUN-05-2012 10:47 From:FULTON BANK
.~.ti
fl Keenev
7176916102
,w„.,
Subject Photo Fsiige
M in W~ No..44fr..1aG
SWtE PA Lp Coda 17(170 -
Fam PICPOC.SR - w+nTOTAI' appraisal aoflwan by a b modx i1c. -1-9D1)-N.AM()DE
To:7172384865
Subject Front
Sao lsln St
Saba Rice 68.000
Gmsa L1Y1n0 Area 1,Od7
Tohl Raatn6 4
TulalOabuurc~6 Z
TWa1 Bauu'ooms 1.0
Locatlon N,Res;
~'w N;Res;ClySlr
Sib B,S34 et
~8Y Oa
Age 56
Subject Hoar
Subject Street
P.15~26
RECEIVED JUN-05-2012 10:56AM FROfd-7176916102 TO-Clark Transfer,lnc PAGE 015
JUN-05-2012 10:48 From:FULTON BANK 7176916102
Phgtograph Addendum
To:717238486S P.16f26
ain ittL .
_.__.
Shh pq ~ coos, , ~uro --
AdOtlional rear phtrtoyraph
r~Cditipnal rear phOtogrsph
fOfRi GPICPO(-'WnTOTA1' BUUri~1 sult+varr try ~ la rnutk, inc. -1-800.ALAMODE
RECEIVED JUN-05-2012 10:56AMI fR01~-7176916102 TO-Clark Transfer,inc PAGE 016
JUN-05-2012 10:49 From:FULTON BANK 7176916102
Subject Interior Photo Page
BOROWar RnttgA /t KReenRY_
Procwty Addruss 7t() t!S)hi~,~ - - - -'-"
CI1y , . Nww Cumberland Coumv CtrtnfaarkrrKt
Lagdar Fuson Menn.n. [~
To:7172384865 P.17~26
n e , IA6-1
State , PA_ bo Cnrk 17070
Subject Intsdor
Sao tiu, sl
Styes Price fi8,000
Gross Living Arw t,pt~
TaW RoUrBS 4
Tula) Ua6 Wrn4 2
TuW B~Nrooms 1.0
LOCAIgn N:Fters;
View N;ReS;Cly31r
Ses fi,.534 sf
I~wrny pd
Aga Sfi
Subject Intgripr
Subject Interior
Fenn PICPIX.SI - WinTOTAL' appraisal software try a la niude, inc. -1-80Q-ALAMOOE
RECEIVED JUN-05-2012 10:56Afrl FROkI-7176916102
TO-Clark Transfer,lnc PAGE 017
JUN-05-2012 10:50 From:FULTON BANK 7176916102
To: 71723$4865 P.18~26
Subject Interior
770 1,~ilh $f
SaMt ~ se.ooo
Goes uvirp Aru ,.oa7
Tnhl Raams q
Tu1,1 Brdiuwe y
TuFil Balhruam 7.0
loCetlorl N; R!rv;
~' N;Res;ClyStr
5u 8,1:14 sf
~y~h+ as
doe a5
Sublsct Interior
Subject intsrfor
Fu~m flCPIX St - WinTOTAL• appraisal software by a Ia mode, ne. -1-AQO-ALAMOOE
RECEIVED JUN-05-2012 10:56AM FROM-7176816102
TO-Clark Transfer,inc PAGE 016
i 4Afr12609BB
SubleCt Interior Phnln oe..~
JUN-05-2012 10:50 From:FULTON BANK 7176916102
To:7172384865 P.19~26
Main FYc No- 448-128D9lIA1
Comparable Photo Page
Bortorrer Ftobrrt A. Kerney ...
yr~ty MAress 730 15tH $t -- __
GvY Nsw Gumbrrtand Cuwrh Cmnbcr49rrf - ._ &tenr PA .. r ~'17u7U
Lra~die _ _-- Futon tNo+tcaao Comnanv
Comparable t
eta Mcnsdr Rd
Prue b SulrjOel 0.79 miles SE
Saks Pricc 100,000
GrOSy LMirq Area 750
ToL11 ROOIIL• 4
7oL11 UeCrooms 2
TaulBatlrooms 1.0
Lxatlon N;Rrs;
Vimv N:Ros;CtyStr
Sid 6„'i34 sf
Ouaily oq
AYu 62
Comparable 2
816 Rtsemp~k q„r
1'rpx. M SUn]t1Cf 1.1A enibr SE
Sabs Price tnS,000
Gross Living Area tiY[
Tolal Roans a
T0611 Bc4roonls 2
TOYaI BaNraarls 1.0
LOCaL108 N;Rcs;
WCw N;Re,;Cty50r
~~ 4,792 sr
~~y cta
~% A8
Comparable 3
1400 Simpson Ferry Rr~
Prex to SubiCCt 0.11 miles SE
.5'a~esr'nca 11n,aon
Gross lMrq Area 925
Totat Roans a
Tool Rwoeana 2
TgtslBpltucomx 1.0
LoeaEOn N;rtrs;
Yww N;Res;CrySv
Siw o,a3a sf
nu~sr as
Age ss
Fmm PICPbLCR - WininTAL' appraiwl soAwara by A a mode, inc. - t-A04ALAMO~E
RECEIVED JUN-05-2012 10:56AM FRObt-7176916102 TO-Clark Transfer,inc PAGE 019
JUN-05-2012 10:51 From:FULTON BANK 7176916102 To: 7172384865
P.20 26
Gomparabl~ photo Pace
~ I ruo :~ •. ~1
tl_ort wor Rnbcti A Kc:tsr~r
prrMMxM Mrkass 730 15 SL - - -_ --
CIIY New Cumbertarfd , , ,. _ P.ntxM Gumberlard State PA 3o Cade 17070
Lertdr FuRarr Mortcvagr Company
Compsrablti 4
517. ~rprN 5t
Prmc l0 5ubjxct 1, t3 mifr:s BE
Sella Price 123,000
Gross living ia~ 9a0
to~kRounar 5
Tidal BGroptta 2
TdalBaNxoonK t.tt
Loctton N;ttee;
lfiow N;Res;CtySlr
Silt 7,405 si
Dimity Q4
AOs 65
Comparable b
at0 Linwood rat
Prrnc to 5objsct 0.22 mites NW
Sabi P(Sto 739,900
Groxx Livirg Area 92a
IotakHootra a
TOlal aeriooms 2
TatalBarlrooma t.0
Location N;Ftee;
+~ew N;H.e;etyso-
Sits 6,09n at
Duality rya
~ 32
Comparabls 6
815 16th S't
Pnac b Subjxl 0. t9 mhos NYY
SakCa aiC! 129.900
Gross Uvlog Arne t,Ota
raalRnoma a
real aerknome 2
Tdm BslMooms 1.0
loCetion N;Ree;
ylxx~ N;Ros;ClySlr
Sitx T,tt4t xt
~aM tZ4
~ 62
Form PICPIX.pi - tiyinTOTK' axpraisat xurlwatt Dv a W mJde, iiM:. - t~eW~AIpMOl1E
RECEIVED JUN-05-1012 10:56Ai~ FROir!-7176916102 TO-Clark Tran:fsr,lnc PAGE 020
JUN-05-2012 10:52 From:FULTON BANK
7176916102 To:7172384865
e N0..4
08031'LK
flGt t1u. ash-1260988
UNIFORM APPRAISAL DA7ASET (UADj DEFINITIONS ADDENDUM
(Source: ~Fnr;t+e Alas UAD Aplperrdir D: flAO Field-Specific StarrrlvrilitltlMt REpliNrnrrna)
Condition Ratings and Definitions
CT
F1,E ~nprwdtlena have oven VNy reCMDy confrrtrctftl and haw not PrfviouflY bete OCWDi411. ThC Cnl6~r, 91n,Cfufa fr,a tip ramDOrrecxf am nave
and Uto dwclliuy IualurC3 rs0 phYOiC8) tlCpICCiOpOn.
Note.- Mcwb cerrWerercd ar1WtlYcvrreM.r Natttltltar ry y~jrpymnMtrNt xrgtxeomFpnants can be cansirkrcU rrcw r/wr.Arn,,x poriuit0 Cr~a~e7
~+'~'toRrttaccdona tOipfSrrawlnnrrdtDynandfhCrBC7~rkrctrnAlwrkh:rnamrntryttAeocnmPnn~anghsvebavr+t'JralKir7a/aQrry.nryrw-achaaov
inro like-reeve condr7aon. RuCCn!!y COncSbtrtltCdrutlVfp-LJtf~ ~~g~ ROt pECVr typyrrHra/T, nrcupied aro ndf crNrsk/prCO I1gw' d they hrrvp any
siprrtilr..vnrylryairdr deprecrirpar (i.a., rrawJy cunsbuctc~d dwdkWrps /Ytat ha-t' been racaM for an extended
rnrdrrlcrrrrnCCUt upkeep}. Periafo/lirrw w,lftrautade0trln.
C2
The imprOVerrwrlhy featurn nq deferrrnl mainhrnarreA, IiWO Or no ptrysk:al oepreClatlOn, And require no repairs, >rrlually all Dulitlinp compwtenn
arr. new Or have been rnrendy repaired refirtishad, ar raha6tlitatad. Alf uuldetOd components end flntshes have been updalud tutglOt rep18ce0
with companerds that moot r:unont Sl8ttd8YU3. Dvyelllnp3 In th1B CatEgOry eRher are etmgSr new nr have boon rrrcmtUy Completely renovated oral
ere simikr in condition to new conslrutlion.
C8
I he IltlprovemerRS ere weU meirrtained and feahrrs IimAod physical depros:iali0n duo to rto,tlt81 WWr 8tiq tetlr. SOme rompnnxnts, but nut Cvery
meior bUlltlktg component, may he Ut><taterf or recentty rehabilitated. The slrtrcWrC lut,4 Deen well melrttelned,
C4
Tlse intpr'wmttettls feature sores mlr,Or tleterretl rr,airttenance and physical detsrioraliun duo tv nurn,al wear aritl IeBr. Fhe dwelling has bccn
adoyuatory nwinlairwd arrU requires Orly Inlnimal legates to DUlidlnq compprtentyniechanical systurrts Arid cosrneUC repelB, AU mai0r building
cuattXrtlOnlS have Deert 8tlegU8tely melntelr,Ed 8nfl aro h,nOtinnally adequate.
C5
Tl,n bnp,uvrutenls le8lu+t9 ohvlOltS tlsttemftl malrrtenarrce and are in nccd of some siw,ifiCant rep8lre. $Oma building componunla rrcwYJ r'olt~7rr',
rehaDtlttaTlOn, Or uptlating, The functional utility and Overall IivabiUly is fornewltet Uintbtishetl dUe i0 COnditinn, but Mu dwclliny rcmalnS
USeebie end tpn~i0nal aS a residence.
C6
Tlsu irr,pruvarwnlt: Is;svu suhslantiai damage Or defemtd malrrtertance with deficisncioe ur dofocts Thal 8i a Severe enough to affect tho ;afcly,
suundnsras, ur alruLtur'al inleprity of the Improvemehts, Tfy improvemerMs ors in ncad 01 subslettUel rep8lfs and feheAilgati0rt, inckrdkrg roans
or• tnost m8pr components.
Quallry Ratings and Definitions
QT
Dwellings with this quality ratirty aro uSuelry unique SDtlCture3lhat are IndiNdoelly designed by an archiluct for a Speckled user, Such
resldsnces typically ors constructed from detailed architrcturat plan, and sperttlcetfons and feature an ynruDGurk'tlty high level of workmanship
and exoeptiunally high-yratlC matpnai3 throughout the Interior and exterior of the struclurv. Ttlu OOSiQn teetUfeS eftCeptiOnally high-qualify
o,rtedur rcfinrxnunW acrd umunntrlali0rt, arttl excepUOnapy high-quaky intark,r refinements. The wurknrasrShip, r178tedeb, And flntshcs
thruuyhuul Uru owufliriq aro of excepllottalry high quality.
D2
lhvenlnps with this quality rating aro often cuslurn dustynr.Yl la' cortsbucGon on an Intllvldual Ilmperry rnvnar'f sits. However, dwelUnQs in
this quaiiry grade are al .o found in hiulr ltuuGlY tract dpvOtnpnle,ttt, }eatudng reSlderlcs cortzltvcted from individual plans Or from highly
modified ar upgraded plans. TI,o design tealuie3 tletat7ed, high gUAlhy CJQerfgr Omamerttation, high-ytrulity irtlcrfOr reflnentettts, and detail. The
wurkrrwnShip, r1t8tOna14, end MISheS thr0U9f WUt the dwOping ar6 generally of hiyh tx vary liigli qu:ilily.
D3
Dweuings wpb 1h10 gtrartry rating ors resldentxs of higher quality built levee irtdivioua! of readily 8vfllahle designer plans in above-Stantlaro
that am well finkhede Thehe vyor'kma sfi pncxcccds accept b e slarsJasite arq , ta,~ matoiialy end finrehea th~roughoutdUrr, dwC tirx~ h:w ease
upgraded Inrm 'slack" slarxtarde.
d4
Uwellings whh this qualty rating inept Dr exceed the rsquirsartwrrls ut applkable buiktinq Codes, Standard nr mrxiifisd standard builtli
are utilized and the design includes: adequate -unoslralion and grn»,! exterior nsnamentetion and imeriar refinements. Malonars, wnnmtanehlp,
finish. artd syuiprrwnl aro of stuck Or Dulltler fpatle ono m,9y texture sorer. ofxJrades. ~ Wens
UAD Version9/2011
Fomr UAbflfflUE - WinTOTA!' appraisal sotlwaro by a b nx,dv, in:. -1-I)Op-AtN,NJtlL
P. 2126
RECEIVED JUN-05-2012 10:56Afd FROkf-7176916102
TO-Clark Transfer,lnc PAGE 021
JUN-05-2012 10:52 From:FULTON BANK
' 7176916102 To:7172384865
Flle No.191tt?,B,Q~}
UNIFORM APPRAISAL pATASE'T (UAD) DEFINITIdNS ADdENDUM
(SOrrree: f<+nrde Rfae twin dp~„dbr D: tIAD Fraldsyrrr;irrc Srarw,tr~arron Rer7uir'nrerrhy
Quality Retinps and Deflnitlans (oontlnued)
os
DwolfirrgS wiUt this gustily rati,tp feature Economy of ConSltUCtion And ba1iC functionaGly as rttaio CoitSlderatbns- Sunh dwellings rCature a
uluin rksipn u5i,,p ,ladily availede nr b»Sit; tlnor plans featuring minimal Poncstraiion »nd hr191C flnlslun wnh minimal cxk:riui ur nanleittadpn
antl frrri'te0 IntEno! tletail. These dwellint~g meet minimum building codes and are consWcted wph hexpensive, stuck nraterialS
with limited refinements and npgredes.
oe
Dwollinga with this quality ruling :rn; or ha,,^•iC q„aury »ne rower cost; some may not be suitable far year-rountl occupsncy. Such dwellings
a!C OttCn DUIII who Slmpk piang orwithnra plans, oR»n rrtilizirg the lowusl quality Duildinp materials, Such dwepirgs are uRen truiU of
EXpanOaf by pergong rrrMl »re pmtpsslnnafly unskilled ur pueyuss only nrirranal cun5lrut:tigt 9klllg. t:IOCMC»I, plumbing, and outer niCChartiCai
systems and 9quipmertt may ha minimal ur rwn-wislant, pldur dwCairtps ,tray featUi C one ar moM sUbst»rxfard or norrcorttontdnp additlons
to the original stnrChrre
Deflnltlons Of Not Updated, Updated, and Remodeled
Npt Updated
uttts or rlo updatlng or moaemlzatbn. fits descliptlon Includes, put la oat limityd to• nsw homes.
Hesldenaal propttraes of tureen yr!ers m age nr less nhen rrtiact an original condlUen whh no uptlatlrtp, h no maQrr
wrrtponcnls nave been replaced or updated, Those refer fifteen years of age arv also constdCred not updated fl the
appliances, fixhsreS, and finishes err prednminanlly dated. M area UWt iS 'Not Uppated' rTlay grill be Wpll m8inlaired
antl hrlry tuncttonal, and this ratfrtg does not n»cess»rily imoN deterred maintorWrlCC Or DnySICal/1UnCtloM71 rtetarkxalion.
updated
The errs of the name has Deen modmed to meet current market expectadons. Tltasa modRlCntbns
are Umttod In terms Ot both scope antl cast
Ari uPtlaled ales pt tor.. home Shnrrkf h»w! en impmved lank and real, ur functional utility. l:rianpeS that Constitute
updates Include rettufiighment and/or raptacing companoMs lu meet CrdSUrtp ntar'ket expectations. llpdates dtr not
inCrpne Slgniticent aheretions to the existing structure.
Remodeled
319nfilcant finish and/or structural changes hays been made that Increase trdlity and appeal through
compbfe replacement antl/or exparrslon.
A romodclal eras repex;ls furxirrrttenlsl cMnpesthat InChrde mtrhipb operations. Those ollcruUeirrS rriay irtClude
Gortru or alt of ate followlnp; reelacemem of a mapr Component (cabinet(s), trdUrluD, a' Datlu'oom tile), relxatMn
of i>etrmbirlp/paS tUdt-res/apDllances, Si~nifioam Structural alterations (rcktCalulp walls, anwOf th9 ttndtUOn o@
Square f00LipE). This would include a complete gutting and rdtuild
Explanation # Bathroom Count
Three-quarter hatfrs ore counted as a full tralh in all CaSCS. I]uartcr DaNS (batltg teat feature only d toilet} era rwl
included in the bathroom count. The nunrbtr' or full antl half ryathS rS reponert by serytrating the !we values usirtp a
period, where Ufa full bath count is reprCSented to me left of dte period and the half bath count is ro{1raSented to the
right oI !hc period.
Example:
3.2 bti]catES terse hip baths and two haU hatt,s.
UAD Version 9/201 t
farm UAODEptiE - •yyv,TOTA1~ a{Wraisal softwarC by a la erase, ulc. - t•8(If}N AIuN1nE
P.22~26
RECEIVED JUN-05-2012 10:56Ak1 FROIA-7176916102
TO-Clark Trans ter,lnc PAGE 022
JUN-95-2012 10:53 From:FULTON BANK
7176916102 To:7172384865
P.23~26
MainFilcNe J!41 k'~
UNIFORM APPRAISAL DATASET (UAD) DEFINITIONS ADDENDUM
(SOwCC.• FSrM/C MSC UAUAppenal`X D.' UAD FkM-SASGr(~ SMndnnAiittiw~ RDgUHCR~BgtS)
Abbrevlationa Used in Data Standardizeti0n Taut
.. ---- --......,.,-,w~o.~au~na
RECEIVED JUN-05-2012 10:56AM1 FROh~-7176916102
TO-Clark Transfer,lnc PAGE 023
uno vorvlon 9/2017
ram UADDEnNE --'Wm1UlAl' aogaisal sonware Dy a la novae, inc. -. 1 •a70•ALAMUDL
JUN-~5-2012 10:53 From:FULTON BANK
7176916102 To:7172384865
~Bn3Y21f
UNIFORM APPRAISAL pATASEI' (UAp} pEFiNITIONS A[}DENDUMs
Otntr ADD~ilsef-Deflneo AbDrlvlatlons Iconnmr•.~i
P.24~26
RECEIVED JUN-05-1012 10:56AM FROM-7176916102
TO-Clark Transfar,inc PAGE 024
..~... rm mun W'lUl l
form UAlHIEHAff2 -'Win7nTA1 • apprAlset etAlwam by A b mate. lr~. - I-N114nl.AMnnF
JUN-05-2012 10:53 From:FULTON BANK
7176916102
License
To:7172384865
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Form SCA4GL - •WcITOiAL' aPPraical sdhvare UY t CI mud;, inc. - 1•tlIXYAlAM01rF
RECEIVED JUN-05-2012 10:56AM FROM-7176916102
TO-Clark Transfer,lnc PAGE 025
P.25~26
JUN-95-2012 10:54 From:FULT~N BANK 7176916102 To:7172384865 ~
• P.26 26
FROM:
Krislra L. (3arrk:k
Premier Appreixal SpMce
107 McAllister Church Road
Carlis-e, PA 1701 S
Telephone Number: (717) 961-6894 Fsx Number' (800) 617-9005
ro:
Fulton Mprtg~ge Company
Qne Penn Square
Suite 304
Lancaster, PA 17602
Telephone Number: Fax Number:
Ahemate Number: E-Melt: doccortfmc(c_AfuttonmortgagerAi
Lender; Fulton Mortgage Company
Purchaser/Borrower: Robert A. Keeney
Property Address: 730 15th St
City: New Cumbertand
County: Cumberland
Legal Description: Deed Book 262 Page 2472
~ 1004 URAR FHA
Cheek N: Dnte: Descrption:
Check X: Date: Description:
Check N: Date: Descriptfon:
400.00
SUBTOTAi~ aoa.o0
SUBTOTAL
TOTAL DUE~$ _ aon.oo
rremler Appraisal Servlco (717) 961-6894
Form NN3-°wnir0lAl" appraisal soRware Dy a to mode, inc. - 1-800-ALAMODE
RECEIVED JUN-05-2012 10:56AM FROM-7176916102 TO-Clark Transfer,lnc PAGE 026
~~uvo~cE
060312K
- -lc~k i
0 6/0 312 0 1 2
Internol Ordor ~: 06U312K
Lender Caae Ar
Cgent Flle N:
Main Flle X on form: 44 R-1260988
Other F9e X on form: 060312K
FederalTax m:
Employer l0: 37-1563092
Client: Futtort Mortgage Company
State: PA Zlp: 17070
,, ,,. ~ -.
...... ....
RECORDATION RE VESTED BY: f' ~ v Q ~ D ~ ~~ 4 ~ ~ ~ ~ ~ S
Reager & Adler, PC ~{ O ~ a V ~~ T Y - F"
2331 Market Street l' `'~ ~~ 8 ~ ~ LA
Camp Hip, PA 17011 ' .' y RQR ~s R~ g 50
WHEN RECORDED MAIL TO:
Mr. and Mrs. Bert L. Glines
73015th Street
New Cumberland, PA 17070
TAX PARCEL NO.
SEND TAX NOTICES TO:
Mr. and Mrs. Bert L. Glines
73015th Street
New Cumberland, PA 17070
SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
THIS DEED,
THIS INDENTURE MADE THE ~ `~~ day of ~~ 2004
BETWEEN BERT L. GLINES and EVELYN I. GLINES, husband and wife, hereinafter
designated as the Grantors,
AND
BERT L. GLINES and EVELYN I. GLINES, husband and wife, and GAIL I.
FISHEL, married person, as joint tenants with rights of survivorship, hereinafter
designated as the Grantees.
WITNESSETH, that the Grantors for and in consideration of One Dollar ($1.00), lawful money
of the United States of America, to the Grantors in hand well and truly paid by the Grantees, at or before the
sealing and delivery of these presents, the receipt whereof is hereby acknowledged and the Grantors being
therewith fully satisfied, does by these presents grant, bargain, sell and convey unto the Grantees forever.
ALL THAT CERTAIN tract of land with the buildings and improvements thereon erected situate
in the Borough ofNew Cumberland, Cumberland County, Pennsylvania bounded and described as follows:
BEGINNING at a point on the Easterly line of West 15`'' Street which point is 170 feet North of the
Northeasterly line of Simpson Ferry Road and 15~' Street; thence along the Easterly line of 15`~ Street
aforesaid, North 8 deg. 45 min. East 26.31 feet to a point; thence further along same in an arc having a radius
of 100 feet to a Northeasterly direction 67.65 feet to a point; thence South 42 deg. 30 min. East 143.82 feet
to a point; thence North 81 deg. 15 min. West 135 feet to a point, the place of BEGINNING, being premises
known as No. 730 West 15`~ Street, New Cumberland, PA.
"soon 262 PncE2~~2
•,~ ~ t.'
.; ~~
' ~ E~ 3 r
BEING Lot No. 12, Block C on Plan of Zimmerman Acres, which Plan is recorded in the Office of
the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 4, Page 85.
BEING THE SAME PREMISES which Julia Kulp, Executrix of the Last Will and Testament of
Daryl L. Brewbaker by Deed dated March 29, 2002 and recorded April 2, 2002 in Deed Book 251, Page 377
granted and conveyed unto Bert L. Glines and Evelyn I. Glines, Grantors herein.
This is a transfer from parents to parents and child and therefore, exempt from Pennsylvania Realty
Transfer Tax.
UNDER AND SUBJECT, NEVERTHELESS, to all easements, restrictions, encumbrances and
other matters of record or that which a physical inspection or survey of the premises would reveal.
TOGETHER with all and singulaz the buildings, improvements, ways, woods, waters, watercourses,
rights, liberties, privileges, hereditaments and appurtenances to the same belonging or in anywise
appertaining; and the reversion and reversions, remainder and remainders, rents, issues and profits thereof,
and of every part and parcel thereof; AND ALSO all the estate, right, title, interest, use, possession,
property, claim and demand whatsoever of the Grantors both in law and in equity, of, in and to the premises
herein described and every part and parcel thereof with the appurtenances.
TO HAVE AND TO HOLD all and singulaz the premises herein described together with the
hereditaments and appurtenances unto the Grantees and to the Grantees' proper use and benefit forever.
UNDER AND SUBJECT nevertheless, to certain conditions and restrictions ofrecord as aforesaid.
AND the Grantors covenant that, except as may be herein set forth, they do and will forever
specially warrant and defend the lands and premises, hereditaments and appurtenances hereby conveyed,
against the Grantors and all other persons lawfully claiming the same or to claim the same or any part
thereof, by, from or under it, them ar any of them.
In all references herein to any parties, persons, entities or corporations, the use of any particular
gender or plural or singular number is intended to include the appropriate gender or number as the text of
the within instrument may require.
Wherever in this instrument any party shall be designated or referred to by name or general reference,
such designation is intended to and shall have the same effect as if the words "heirs, executors
administrators, personal or legal representatives, successors and assigns" had been inserted after each and
every such designation.
sooK 262 PacE2~'~3
IN WITNESS WHEREOF, the Grantors have hereunto set their hands and seals. Dated the day
and year first above written.
Signed, Sealed and Delivered
in the presence o
~/
VELY I. GLINES
WHEREOF, I hereunto set my hand and official seal.
NOTARIAL SEAL
RA T. ROSENBAUM, Notary Public Notary Public
. SS.
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
/~~~L~- ~ • •.
BERT L. GLINES
. SS.
BE IT REMEMBERED,that on C~~-~=G I ~~' , 2004, before me the subscriber
personally appeared BERT L. GLINES and EVELYN I. GLINES, known to me (or satisfactorilyproven)
to be the persons whose names are subscribed to the within instrument and acknowledged that they executed
the same for the purposes therein contained.
Recorded in the Office of the Recorder of Deeds, etc., in and for said County, in Deed/Record Book ,
Page
Witness my Hand and Official Seal this day of
2004.
Recorder
800K ~s`~ PAGE~47~
COUNTY OF CUMBERLAND
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I Certify this to be recorded
In Cumberland County PA
` 7°
~~`~
Recorder of Deeds
BOOK ,`~~~ PAGE~~~+S
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_ ~ _ _ . ~ ._.......1_ ~ - ._.__... _
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a
Z:UtFlDED~FisheLaail • 730 West 15th Street.wpd
Tax Parcel N: 26-14-0809-0T0.
Address: T30 West IS'~ Street
New Cumberland, PA ITOTO
DEED
MADE THE 2~ day of~'M-~ in the year of our Lord two thousand twelve (2012).
BETWEEN GAIL I. FISHEL
Grantor,
and ROBERT A. KEENEY
Grantee,
WITNESSETH, that in consideration of SIXTY-EIGHT THOUSAND and NO/104 -----------•__
($68,000.00)---------------- Dollars, in hand paid, the receipt whereof is hereby acknowledged, the
said Grantor does hereby grant and convey to the said Grantee, his heirs and assigns,
ALL TH AT CERTAIN tract of land with the buildings and improvements thereon erected situate
in the Borough of New Cumberland, Cumberland County, Pennsylvania, bounded and described
as follows:
BEGINNING at a point on the easterly line of West I5`h Street which point is 170 feet North of
the northeasterly line of Simpson Ferry Road and 15'" Street; thence along the easterly line of 15`"
Street aforesaid, North 8 degrees 45 minutes East 26.3 I feet to a point; thence further along same
in an azc having a radius of 100 feet to a northeasterly direction 67.65 feet to a point; thence South
42 degrees 30 minutes East 143.82 feet to a point; thence North 81 degrees 15 minutes West 135
feet to a point, the place of BEGINNING, being premises known as No. 730 West 15`n Street, New
Cumberland, PA.
BEING L of No. 12, Block C on Plan of Zimmerman Acres, which Plan is recorded in the Office
of the Recorder of Deeds of Cumberland County, Pennsylvania, in Plan Book 4, Page 85.
BEING tiie same premises which Bert L. Glines and Evelyn I. Glines, husband and wife, by Deed
dated April 14, 2004, and recorded April I5, 2004, in the Office of the Recorder of Deeds of
Cumberland County in Deed Book 262, Page 2472, granted and conveyed unto Bert L. Glines and
Evelyn I. Glines, husband and wife, and Gai! I. Fishel, married person, as joint tenants with rights
of survivorship. Bert L. Glines died on November 1, 2011 and Evelyn I. Glines died on November
13, 201 l,thus by operation of law vesting title in Gail I. Fishel, Grantor herein.
THIS IS A CONVEYANCE BETWEEN A SISTER AND A SPOUSE OF A SISTER AND
IS EXE1`~'PT FROM ALL REALTY TRANSFER TAXES, PER SECTION 1102-C.3(6).
AND the said Grantor hereby covenants and agrees that she will warrant specially the property
hereby conveyed.
-1-
__.. ---...-..-.--_._a._.._.._
7 ~~ - - _...._ __._..._--.~._..
IN WITNESS WHEREOF, said Grantor has hereunto set her hand and seal the day and year first
above written.
Signed, Sealed, and
Presence
(SEAL)
A .FISHEL
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
. SS:
On this, the 21 day of ~~~c , 2012, before me a Notary Public, the undersigned
officer, personally appeared GAIL I. FISHEL, known to me or satisfactorily proven to be the
person whose name is subscribed to the within instrument, and acknowledged that she executed
the same for the purposes therein contained.
IN WITNESS WHEREOF, I have hereto set my hand and notarial seal.
Notary Public
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
CAROL L. TROXELL, Notary Public
New Cumberland Boro. Cumbedand Ca.
My Commission Expires Dec. 27, 2013
I hereby certi that the recise address of the Grantee is ~~ IN • ~~~ ~.
DATE: ! t Z,.
Attorney
~~
-2-
ROBERT P. ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
717-240-6370
Instrameat Number - 201219103
Recorded On 6/26/2012 At 3:45:35 PM
* Instrument Type -DEED
Invoice Number -111431 User ID - SW
* Grantor - FISHEL, GAIL I
* Grantee - KEENEY, ROBERT A
* Customer -STONE
* FEES
STATE WRIT TAJC $0.50
STATE JCS/ACCESS TO $23.50
JUSTICE
RECORDING FEES -- $12.50
RECORDER OF DEEDS
PARCEL CERTIFICATION $10.00
FEES
AFFORDABLE HOUSING $11.50
COUNTY ARCHIVES FEE $2.00
.ROD ARCHIVES FEE $3.00
WEST SHORE SCHOOL $0.00
DISTRICT
NEW CUMBERLAND BOROUGH $0.00
TOTAL PAID $63.00
* Totai Pages - 3
Certification Page
DO NOT DETACH
This page is now part
of this legal document.
I Certify this to be recorded
in Cumberland County PA
•
RECORDER O D DS
' -Information denoted by sn asterisk may change during
the verification process and may eot be reflected oo this page.
IIRIII~RItl~IN
A. Settlement Statement (HUD-1)
. ®FHA 2. Q RHS 3. Q Com. Unina.
. Q VA 5. Q Corn. Ins.
OMB Approvd No. 2502-02&
yp.o.e)• were peW outsWe Ne - -- --~ ~.~...~.' """"' Pete w am eY me seslsmerd eperde ere shown. Ihrry nuked
~~ ~ ate etrown Aare ~ purpowe and ars not inducted B dr tats!!
Karns 3 Address of Borrower. E: Name 8 Address of SNlar. F. Nams 6 Addrose a/ !.ender:
rent A Keeney GaY l Flahd Futtat Behr, NA
~ A ManA Run Road, New CurMeAarM, Pa 17070 730 Vyeet f Slh SL, New laynbedand, PA 17070 One Perm
17!102 S9r+ere~ Suits 304, Larraster, PA
PropsAy Loca0orc
D West 15th SL H. Settlarnent Agent I. Settlement Dats: 08214012
w Cumberlanq PA 17070 41 Bddps Streel, NewNew C ary, PA 17070 Ofebursament Data 082Y1012
w Cumberland Borough
S4l~s Y~ r u
E+~P~,srs: ysvs.x~.
O(:~~xI 4_ ~
Previous itfons are o ere ~e~e
R,eccttKd y y o ?. SO -- ~ ~ ttuo- t
~ ~~i .~
Telephone: 717-774.7435 Farr: 717-774~88g
PlaceO<3sWernnerrt TitlN !Express
414 8ridps Street, New Cumhsierq, PA 17070 P ssdd Ofi12Or2pt2 a! 4:23 pm
by ClT
"""°`""""" -
av(slondoorradsdm 700 asfdbwx' Paid From
Borro
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' Paid rom
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Funds at e
er
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F
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paid at settlement
Settlement un
s at
Settlement
8aa ltsms b ConnKtloa wtlh t.on
Marge a
au a potnb)
raledroserr 75.
our
ro Prartder Servke .00 P.O.C. a
~ b CredMar A F6sl Adv (from
4
808. Tax servlp ro GFE M3
807. Flood cartl8wgorr ro Food Services (from GFE /3)
fio6
11.50
. ro
900. Bras Lsndsrto he PsW tnAdvana
b
xreorarrn
niontlrs ro E~
b AMICA
904. ,,,a,tly ro
horn GFE /11 4 .
1001. Inigal deposg fa your escrow aocaud (from GFE 99)
1002 Nomeowvxsfa inaorarroe 3 montlu 43.SOhrianlh 51.50 1,339.14
1003. Mortgage 4nrxarres Montle f 87.78hnonth i
1004. bxee rtpntlrs hrronth
1005. County taxes S monde 68.83hnonM 5334.15
1008. Sdrod Taxat 13 mmtlrs f 94.51hrronlh f1,T1B.78
1007. AggregataAd~naM (354.27
1100. TBM
s n91w'drw+B from GFE f4
1102 S
tl
et
emerocrdoegrgfee to S
1103. Owrtefs title inasarxx from GFE N5
1104. leaders Bps gwurarroe 5894.68 5.40
1105. lerrdera tltle pogcy INrYt 568,768.00 tenders Pdky
1108. Owners tllle pricy bnq 568.000.00 Owners PoNry
1107. Agenl's portlon d the trial title gnrxarrce prertgwn 5709.56
1108. Urrderaeibrs patlm d the talal title Insaarce prengunr 519052
1109.
1200. Govsrnmsnt srMTrsmhrCh
12(11. Govermxrro rewrdrg charges S (from GFE Ire
1202 peed (82.00 .00 Rebore f 142.00
1203. Transfer taxes f (from GFE NB) 680
00
1204. CitylCcuntytaxlabrtps Deed 5680.00 Mat f .
1205. State Taxlsbrnps pored x.00
1208. Deed f f 680.00
1100. Addltlenal8stltgrrsrd Cha
1 1. services oral you can
13
02. ro
1303. ro
1304. 2012 County Tax ro ~,
(785.94 P.O.C. 8
~ ro Robe
1 ~ ~ f1116.60P.O.C.B
ro Stores Lafaver & Sheldebki
Ndary to Cash
1 at ~ sewer ro New CurnheAand
1 ~ trash 64 P.O.C. S
ro New Cumberland 538.60 P.O.C. S
lwf~~~we 1
. .. ~ r , 1 . 7 .00
'Pad adside d cbnin9 b7 (BJOrrewer, (S)ager, (l)ender, (IJnveeter, ~IlQer• "Credt by lender shown m page 1. "'Cred'o by sager stxrwn an page 1.
Previous editions are z~ 4
HU 1
Cam otC+oodF+itltEstldu4 fiF ardlNlDq _
Cxidot Inerrns - HU61 Una Numbw., _ ,.<„' mod Fdtlt Esfpnals. ;< NU0.f ' .
ottr ar ~'~ , ~~ -~
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~hw,rTMtinTOhtGroot krcnw MoraThn t0%
pod ~ ~ .i 7 ~~ t!
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k:
t'
ben arrant la
588.788.00
eim 4.., '
30. Ywa
nferaetrata b a ' ` 3.7500%
Insurerrcek ~ "`!""'wri-c~t?7!oanymorgeptr 537899trxiudes
,~ ~ ' p PrnaPal
,~
~ r- a r ` ^X Inbreet
. ~ ` ~ ~~ Q MarEgage Insurance
Can yar Inlerek rant dse? " , ~ X^ ~. ^ Yea, 8 can doe to a max6num d
- _ witl he an / / and can rfi %. The Ant charge
a~ agars every Yeah after l l E
dlarrgB d~4 Yax nlareal rye carr irraeaee a deaeaee hY %. Over the life d
~ ban, Maur ntereat rare is guaranteed m never be bwrar than % a h1gMr
than %.
Eyen r<yoo malty paymergs on ~ can your ben balance dear . ~°~
QNO. ^Yea,Bcandaetoamaximumd5
Eirendyoumat~Partieetsmtkngcangoia amdrrtavedkr X No.
D~PaI. kderest, and rnongape nsumrce rbe ^ ^ Yaq the lust increase can be on I / and the mouthy
amount awed can dsa b 5
The maxhnum s can ever rise ro b 5 •
Ones your ban have a propayrnent penelt~l- , : ' X^ No, ^ yam, ypy maxNmrm
goes your ban har a baloon PrePaymed Penally is S
P Q No. ^ Yes, you have a balban payment d S due n
:` years an / /
TOIdI rtgrgNy arrraan aced kMd~ng eep°M` ><It `: ^ Yw do nd have a mon
and homeowners insurance. You moat paypey tibae ~ ~~ taxes
Q Yau have an additional rtgntldy escrow payment d E204.85
That reaulb n a tidal ndia+ monody amount owed d 5581.84. ihia irx9udea prirxipat ntereat,
"~989e nsurarke and any items dredced txilovr.
Q Property twces X^ Harceowner's insurance
- ~. aFbaibsurance X^Sohadtaxea
Noh: H you have any gtrestiona shout the Settlement Charges and Loan Tema fisted on fhb (arm, ^
please contact your lerWer.
Ihevbus editlan are Dino
e 4
MUC~I
~• -
.:.~,.,
HUO CERTIFICATION OF BUYER AND SELLER
I nap CaraNYy ravfawad tha HU67 SstlNmant StabmsM and b tM Oeat of my knoaAadga ana Dsesl, $ nt a trw and aeauab abbrrNrd of ad
disMrnamanb made on my accowd w by m• M Nhl tranaaalbn I hutlror ~a4b arM
alOfy dut I haw ractlvad • SPY ~ Na HU61 SadNmanl SbtarnanL
Robert A. Keeney
R,n ~ naw proparad b a true
diaburaad in aeeordanea wah M lafem.ro
dfa
~,?~ •~7
DATE'
WARNING R IS A CRIME 70 KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON
CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT. FOR DETAILS SEE TITLE 73: U.S. CODE SECTION 7001 ANp SECTION 1010.
Prevkws editbns arc late
age 4
HUD-1
Robert A. Keeney .m a aeaer.
fall 1. Fiahel
31802KEENEY
nneE,~rw
Note: This page is tunfished to give you an itemization of the amounts shown on ~~~ X0'1012 at 4:23
Linos 1101, 1103 and 1104 of the Settlement Statement (HUD.1). This page 3 r;
accompanies but Is not a part of tha settlement statement If a discrepancy n Pt~d ~
exists, the informatbn shown on the 3ettlemsnt st.-........ ~........ _ .. B~Nt1 z FSe~ga~
~,~i2 ~,'~`a G.
obertA.Keeney Date 6/21/1?~~
11 s~~'~IMIIIDar~ilG° ' +~titi _ _ ....ic iia _ e~~ ~ . ~_._-, _ _