HomeMy WebLinkAbout12-4959SKLAR - MARKIND
Andrew Sklar, Esquire (ID #65332)
Lloyd S. Markind, Esquire (ID #52507)
102 Browning Lane
Building B, Suite 1
Cherry Hill, NJ 08003
File No.: F1100968
FILED-OFF1C
G i 1-ir PROTHONOTARY
?T12 AUG7 -9 PFD 1: 41
CUMBERLAND COUNTY
? Pr
INSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
FORD MOTOR CREDIT COMPANY LLC
Plaintiff
vs.
CHARLES J. ROUP JR and CHARLES S ROUP
Defendant
No. ? a' qqS? 8-yo
TERM
CIVIL ACTION
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and notice are served, by entering a written appearance
personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against
you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered
against you by the Court without further notice for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone: 717-249-3166
AVISO
Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas
siguientas, usted tiene veinte (2) dias de plazo al partir de la fecha de la demanda y la notificaion. Hace falta asentar
una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus
objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas
y puede continuar la demanda en contra sya sin previo aviso o notificaion. Ademas, la corte puede decidir a favor del
demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus
propiedades u otros derechos im.portantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE SI NO TIENE ABOGADO O SI NO
TIENE EL DINERO SUFICIENTE DE PAGAR TAL A LA OFICINA CUY A DIRECION SE ENCUENTRA
ESCRITA ABAJO PARA AVERGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL.
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone: 717-249-3166
0(s
p,M -a l? 5
CV-w 1? 19(0
Andrew Sklar, Esquire (ID# 65332)
Lloyd S. Markind, Esquire (ID#52507)
Daniel J. Santucci, Esquire (ID #92800)
Sklar - Markind
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616-8710
FILE NO.: F1100968
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION - LAW
FORD MOTOR CREDIT COMPANY LLC I
1335 S. Clearview Avenue I No.
Mesa, AZ 85209 I
I Term
I
Plaintiff(s)
CIVIL ACTION
V.
CHARLES J. ROUP JR and CHARLES S
ROUP
I
Defendant(s)
CIVIL ACTION COMPLAINT
1
2.
3
4
Plaintiff, FORD MOTOR CREDIT COMPANY LLC , is a Corporation with its place of
business at 1335 S. Clearview Avenue Mesa, AZ 85209.
Defendant, CHARLES J. ROUP JR , is an individual who resides at 815 HIGHLAND CT,
MECHANICSBURG PA 17050-1817. Defendant, CHARLES S ROUP, is an individual who
resides at 815 HIGHLAND ST, MECHANICSBURG PA 17050.
At all times relevant hereto, the Plaintiff was in the business of loaning money on motor vehicle
installment sales contracts, including but not limited to the note signed by Defendant(s),
hereinafter more fully described (the Contract as hereafter defined).
On or about March 11, 2006, the Defendant(s) entered into a written Motor Vehicle Retail
Installment Contract:, Account Number 48063000000040393461, (hereinafter referred to as the
"Contract"), for the purpose of obtaining financing in the amount of $16,210.56 at an annual
percentage rate of 11.99%, in order to purchase a certain motor vehicle, 2003 Ford Explorer,
more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of
the Contract is attached and marked as Exhibit A.
5. Pursuant to the Contract, Defendant(s) was required to make monthly payments in the amount of
$331.47 for a period of 72 months until the loan was paid in full all as is more fully set forth in
the Contract.
6. Defendant(s) made monthly payments until July 26, 2011, but has failed to make any further
payments thereafter, and are therefore in default of the Contract.
7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above-
mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s)
giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date.
A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit
B.
8. The Defendant(s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit
given to the Defendant(s) in the amount of $2,900.00, however a balance of $3,650.06 is still
due and owing, and a notice of the deficiency balance was sent to the Defendant(s). See copy of
the notice of the deficiency balance attached and marked as Exhibit C.
9. Pursuant to the terms of the contract, Defendant(s) is required to pay all amounts due and owing,
including any balance that may remain after the sale of the vehicle, and the Defendant(s) failed to
do so, thereby in default of the Contract.
10. In addition to the foregoing, there is interest due and owing on the deficiency balance which at
this time amounts to $413.66 and which will continue to accrue.
11. In addition to the foregoing, there is due from the Defendant(s), reasonable attorneys fees in the
amount of $912.52.
12, The total amount due and owing at the date of this complaint is $4,976.24.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), jointly and
severally, if more than one, in the amount of $4,976.24, well as any additional interest and costs that may
accrue and such other and fiirther relief as this Court may deem equitable and just.
Date: Ju , 012
S
Andrew Sklar, Esquire (ID# 65332)
Lloyd S. Markind, Esquire (ID#52507)
Daniel J. Santucci, Esquire (ID #92800)
Attorneys for Plaintiff
102 Browning Ln, Bldg B, Ste 1
Cherry Hill NJ 08003
856/616-8710
VERIFICATION
I Lo rri a Rowe , verify that am an Authorized Representative for the Plaintiff,
FORD MOTOR CREDIT COMPANY LLC , and are duly authorized to take this verification on its
behalf, that statements made in the foregoing Complaint are true and correct to the best of my
knowledge, information and belief.
These statements are made subject to the penalties of 18 Pa.C.S.A. §4904 relating to unsworn
falsification to authorities.
DATE: JUL 2 3 2012
48063000000040393461
Our File No.: F1100968
BY:
Representative of Plaintiff,
FORD MOTOR CREDIT COMPANY LLC
CHARLES J. ROUP JR and CHARLES S ROUP
Exhibit A
'PENNSYLVANIA SNWLE INTEREST VEHICLE RETAIL INSTALLMENT CONTRACT -DATE 03/1L/2006
1400. 27.7000 co(di' d Coeurbl wrb ma Addl Imcunv Cany and SEUewCREmOR (StAt, Naw wn Amwsl
CHARLES J BOUP JR CHARLES ROUP KELLER BROTHERS AUTO CO
"i 26 LINNNOOD DR 58a CREE IDE LN 730 S BROAD ST
WASHINGTON, PA 15301- LITITI P 11543- LITITZ PA L7513-
WASHINGTON LANCASTE
RnnWloMcrtdN.tam
4t>• M ?, a M aeMt. the caM PMO k seown babes a'Cxn Rice.' TM «.4, prlee b Y+ wnc Mbr +c aelel S4a NMr' 4 n Nu anw, ym
alms. b Its wenvM en ercN,wdertlN M dw Invt rd Ewt a t? mLacL
NewNsE N YBx W fANu Mpdd t/wido Imrtaotm Nu rbf _ _ IkRFOl.1YRd1 PurtAssad
USED 62639 2003 FORD EXPLORER -- _ x O Aoradaax
? Conmridal
ITEMIZATION OF AMOUNT FINANCED _ INSURANCE
YOU ARE REOUIREO TO INSURE THE
I. C•m Frld• __.__...._._.. ...._.3.??o) VEHICLE YOU MAY OBTAIN VEHICLE
t Darn P.ymert INSURANCE FROM A PERSON OF
TNrd Party AmA. AWgnadm SdW,______ ............... 3 A YOUR CHOICE.
Ce•h down P•yntent_...-......._......_____._.._._._...._s LIABILITY INSURANCE COVERAGE 2248.90
Tmtleat s i Sic FOR BODILY INJURY AND PROPERTY
mr?. ` °- a"" • A"'aw DAMAGE CAUSED TO OTHERS IS NOT
Tool Down ....... i 22189 9(tz) INCLUDED.
3. Unpid Bdwtoa of Cash PrMa ( .1n. 2j _..._..?.._._ti..,...5 13552. 7(E) CREDIT LIFE, CREDIT DISABILITY AND
a. Andmts into on your bmall (E.W may be nur.no a Pon. W d Illsse aawuds) OTHER OPTIONAL INSURANCE ARE
To Public OakWS NOT REQUIRED TO OBTAIN CREDIT
6j for Loewe M fitly (6 + )A AND VNLL NOT BE PROVIDED UNLESS
.ddRaOn IS 16-pa- taxi 61.60 YOU SIGN AND AGREE TO PAY THE
• pry lw 6l6tg tea tom, PREMIUM,
(10 Mr lazes trot in Cssh Pmel i Cradlt
To kwurbroe Companies lor; ? LDB
Cro*Llhlawrarca S N/A insurance Comparry
Gradit Ditabilty NsurMlx (IY eerm of cltmect)._.?_..6 WA S N/A
- II/A (Tenn _V4 Mo.hs)__ 6-, W,% Pfmtium Inumd(s)
Firm Mayhs gal You went Credit life Irbrtrence.
To jy DNLiG. /?SSENGCB 36.50
To?? rOAU f>S 55.00
To IOAD?Sn ?ERVf6E-B9N4RAEi? ?t9tr9? - 11-5- Sig-
Te , •r^ lor_NUGATEVI flatiffit N7 _f it
M/A sOf --N/A stffA Co erS Signs
. Allwlnt FIIMNad (3 plu
?DisabilH Irlwmnc---Er?M1Y
FEDERAL TRUTHMN•tENDING DISCLOSURES S H /A
6-Me PMMIUM
ANNUAL FINANCE Amount Told o1 Total
PERCENTAGE
CHARGE Financed Payments Prvwent Credo neaHdty kw.no9.
1
RATE y1%o'en b Y. anB:lymr SIgR9
ss 227
19 %s 76S5. 38 16210, 6 1306S.44 26144.74 L CoBuyer Signs
Y . m1 canes. xl a: OTHER OPTIONAL INSURANCE
Nu.Ow a Parmenk amwM d Parwwte WM •aYwenw arc dw
Yrea 0Se.4w+.wIy OA.lwlly Caue.ge end Pww.wrm amd
lar ?•^?? Curwair Tn:n i, AW uh.
$
BY
Prepayrnwtu a you o•y oN rw dxt •ary, yea NI mt nt r M PW a pmvty. $ N/A
sxumv NIOeeE Yp1 MWkp a nantY LlNrxl in w velwa• eeM punT•w0.
u•Ie b
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RIyc mpano,.a ooW My— ra?*d now nMn td BY ..onaean. .
T=n,uz You •am isY • reanvbte dmlp•
ds?i,s mN ro -'f. .eosww?rlf drk aebt lh 4,11 Wbe tics sd1W..'sd nerd val own fns oPn,nat irrevariw ra winks
owoaymtrl peraN• I PNmlwtu ae +aluda0 a6oYe.
l you do not rated your mdmdt ob6palian6, you ma money y IoM your which, x was
tN :d vdalddepens end goods put on your while xnd ar goods "a".6"! q I ,r Sig-
BALLOON BALLOON CONTRACT PROVISIONS
? You MN w.Imenl pa ell under iha addled e e bald- MIMM. =::
;;
56 WEAR. USE YID MILEAGE CHAR90 Claudio Swuraltee
QICE W Ira bx d Me 00rereel. lib enewlt. aM
If Its boa s duck,, d thl. Ieeatlen, Par B, -d s C d m enern M a moo a aprwerm
Its amal a al use. If N 'bow Yw nlaY a
I u.tt M w •waI, ldc I aMa W b Wu blot.
1a nermd you saae ko that Maw b tall ft - wool Ltl wNd heck to upon v. our t;aUr -d.
Paragr•Ph 0. you - pay 0. S" 3o. par tyre far each 61. M enexa OeM C.." W wort Nt•n•aw too'-')
of ,.yr.1 shrn on NN od ra ter '? M Ne ea w assess yw Mw p raww . 44
YLEAGE OPTIDN CIODTT raaabtm row. Pwdme d ft rowreae b
ELr
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a ace aortal cotaYn a blow Parr,-t lee Indioded VII and you Ywve app "a a Iwt r"a'"d to Wei Gem. Tla
sol yort Dpdm or sell Me vehicle b be Seder uldm Pabvaph 6, Mo an. •N Omdlm of db tea absnidn volm
to bM 0.
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loosen J(/a pa tnu•e ? ma . x. bur x any arnouva you M,awatd Almon avrcee wdera Ym e.
ewe urWW the eenvad. Yw as not -ii. cry cMt i IM wNide h destroyed, ll
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NON-MODIFICATION DISCLOSURE
wry diaape : sits aywm mul a h wrY,q rna stows ar ysu rm rw Boller.
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DOUP J
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Buys rn'7? 9 1 coayw
. sign: -- v_ saw _ _ _
YOU ACKNOWLEDGE THAT YOU HAVE RLAO AND AGREE TO BE BOUND BY THE ARBITRATION PROVISION ON
THE REVERSE SIDE OF THIS CONTRACT.
The Annual Percentage Rate may as rtegetmlatl wim me Shcer. The Seller may assign ills contract and may retain
an ngM to acalw a po g x ar the Flne ce Charya.
NOTICE TO BUYER
Do not sign this contract in blank. You are entitled to an exact copy of the contract that you sign.
Keep M to protect your legal rights.
CNAR?LLIDSSJ ?ROUIP JR ?ny
gg1II?y?? (?l?Q w• Co-Buyer CHAA[?f/? A
SkntJ' -?/ -? Elm.
Buyer (and Co-Buyeir) acknowledge that (1) before ai sin thla conha Buyer (and Co-Buyer)
received and reviewed a two and complete] 'Ile in Copy o t i contract and (it) at the time of
signing
this contract, Buyer (and Co-Buyer) received a two and completely filled in copy of this
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THIS CONTRACT M NOT VALID UNTL YOU A
i/ CIGN R.
ASSIGNMENT
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1. TM rd.do «dOF«uaale•gppps p.mMMitla NOTICE- ANT
MOLDER OF THIS CONSWZR CREDIT
S. AN -v".. toam I•.eh•AO b tho MNd; and
S
S. Ail k,m:rl. pn.ilm.. Nrvlm eea.mb.ww. A. COSOARACT SUBJECT TO ALL CLANS AM
yea DEPBIBFB WHICH THE DEBTOR COULD ASSERT
TAig marts OMMN da mlwmyauaN NM•tiYtoaeA AOMDST THE BELLES OF MODS OR BFNVICFS
tl 01m..nre0 yar dw Apllmnm.In Ntit..IaN6 OBTAINED PURSUANT HERETO OR WIN THE
L LW d V.NAI.. *,-as Ns Ya allln m.. tow a ri PROCEEDS HEREOF. RSCOVIERY HEREUNDER 8Y
NINE Dl6TOR SMALL NOT E%CWD AMOUNTS PAW
MNeb W ebf a I- I, awN Y. Ya MY ".a. ri
vNNaA A. Y. S"Im .Y At"A-Ya dd-doll Ym BYTHE DEBTOR HEMBLADER.'
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mIYMSNwMlq tla v.Mda vdmY OO a•Y•Yom Mm fined T. WUODW FORM FOR THIS VEHICLE IS PART OF
WA .dwMa. TM Bd InpMd NYrwIWM d NmAmdwFly THIS CONTRACT. SNRDRNATION ON THE WINDOW
aro alts. br • ?wt1AlOR plrtpme mewlnp nle AeN.b. FORM OVERTOO88 ANY CONTRARY PROVMIOYIS M
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L.IA(ER ALL PTS (HEAD-TO.RFAD) A SCREENED WN.
GUARANTY
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READT IS ARBITRATION PROVIGO/d CAREFULLY AND IN IS ENTIRETY --
MBRRILTRON
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• RIGHT TO PARTICIPATE AS A CLASS REPREMMAME OR A CLAN WAIMA MAW CLAN CLAM YOU N.NY HAVE
AOAMBT US V 01MINER IN COUNT M IN ARBITRIVRON
DRWf?f TO APRAL TIDE IC CNIWtYWAS OV W M?TORR A LAWEtII
• OTHIM RIGHTS THAT ARE AVAILAOLE IN A LAMM
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RF -------------
7 -- - ---- ---- -- -------- p
:ADDITIONAL AGREEMENTS
A Payments at9rd Summary' Waece You must,make ,all; Pay approve the type and amount of rnsur?itnce, ft the veb6c4c fsIia
mesas in t! S. reds`when they are
, ..6ue.. you.may.prepay your :.damaged ar destroyed .you must.-pay ihe Seller 4vftat is *Ml ',
.
,,.
debt at any time wiDtcul penalty. This Is a simple interost-contract, owed
,
:
The aqua! ilnartt a charge you'agree to pay.will .depend•on your You agree that the Setter can makes clalrri ;finder die"insurance
ment
pay
patterns. The actual finance tfiarge may,ezcesd the policy. You authorize atte IMbranCe pompraiy to provide Seller
disclosed Finance Chargpe.if you make your payments later than any inforrrlation Seiler believes necessary I0. ri ce:a claim
Yjav
,
cite scheduled dates or in less than the sdieduled amount, Your must use insuranne.orbcacda to repot(., the;arch Je ;ienless `{hp ,
payment will be applied first to the earned and unpaid pan of the damage to the:6ehlde is considered a total
foss ?i'tlie damage
Fi
C
,
nance
harge and then to the unpaid Amount Financed. The to the vehicle is considered atotal loss, Yotr'Must vse;ffte incur=
Finance Charge is earned by applying the
Annual. Percentage ante
roceed
t
x
i
w
-
.
p
s
o pay
hat you ov
e
he Selter if your.insurance
Rate to the unpaid Amount Financed for the actual time that the on the vehicle doesn t:pay.all you ovine, you must pay what i
AN -
s
unpaid Amount Financed is outsiardrip. If the vehicle is repo.- owed.
sensed, you will not have the right to reinstate the contract unless
the Seller agrees) G. Returned Insurance Pierniuma and Service Contra a
,
Charges- This contract May contain charges for. insuranoe
D. Balloon Payment Contracts: If your last installment payment service contracts, or other
contracts, You.a9W, that-
ihe Sealer
,
.
under this contract is •a balloon payment as indicated on the front can claim benefits undoi the'- e. contraots :and ,unless TxnoMbted
of the oontracz, you rnayhande-Who last-installment- -
payment in by law; tetmnrxte them to obtain •reitmds ofnearrtctd cltarges lo
f
h
:
one o
t
ree ways: reduce what you owe. It the Softer gets a ,refund on lRSUrancla; ;
servioe,mnUads, orother contracts, the Seller will subirad it from
first. you.may pay all that you owe when the last installment what you owe. Once all antourrt4 owed und6r.thfs'oontract are
,
payment is due and keep your motor vehicle. paid, any remaining refunds will •be paid to you
Second, you may refinance the last Installment payment unless N. Default: You will.be to default i1;
you are in default under this contract If the Seller has advanced 1. You do not matte a payment when it is due, or
funds to cure any default, you must pay back the Seller before 2. You gave false or misleading information on your
crac.R
_
the refinancing. You also must provide proof of insurance accept- application relating to this contract; or
able to Seiler before the refinancing. The Annual Percentage Rate 3. Your velyide is seized by any local .
.talc
;arfrra!
'
.
,
(APR) for the ref
. nang kill be the lower of 'the APP, agreed to authority and is not promptly and unconditionally retiloud .
by you and the Wier at the time of the refinancn
or the to
:
r
g
you
o
maximum rate pe pitted by law. The tern of the refinancing Wit a, You rile a bankruptcy petition or one is filed. a'tst.
9 you; or
tae based on the amount refinanced, the rate. and the amount of 5. You de not keep any other prvnt)se M this talli
d
e
.
the monthly payment. The refinanced monthly payment shalt be it you default, Seller can .exerclse Soile's rightskindei-tthis -pxi- '
the same as In this contract 'rf the refinanced amount wfN be fully t act and Seller's other htsaiadc ihalew ----==`,. _-_ - -
ate in tnen
Paymem Other Ise, the montlily payment amount shalt be the 1. Repossession: if you default, the Seiler mry require you 1
amount needed to tully pay the refinanced amount within 36 pay at once the unpaid Amount Financed, the earners and unpaid
months of the due pate of the last installment payment. If you part of the Finance Charge and till collier amounts a
i
de
i
;
ut
r:th
s
wish to refinance, you mtrbt notify the Seller in writing. Except as contract. Seller may repossess (take back) the vehiciiis, fop; Seller .
section, the police must be received no later may also take gams found in crop the vehid4JvM 4Cd- ;_
h
'
en 30 dadays tmorto
the.due,rtate .aae4-instatlmea4a/Fmnt, and-t dd-ttrem for you.
Third, you may sell the vehioM to the Seiler for an amount equal J. Yom Right To Redeem: It the vehicle is taken 6n*
Safer
t
tT
l
.
o
ie
ast instaltm it payment. You must pay to the Seller any will send you a notice. The notice will say that you moy redEem ;
th
o
er amount owed i nder.this eorrtract, Amounts you owe wilt be (buy badc) the vehicle and will explain how to redeem the vehicle,
based, in part, on tf?e vehide's mileage. You also must pay to You may redeem the vehicle up to the time the Seller semis a or:
the Seller the estimated costs of all repairs to thevehide that are agrees to sell a. it you do not redeem the .vehicle, it rr>7l be'sold,
the resuh of excess.wear and use, as set forth below. You must
take the. vehicle to a? place. selected by the Seiler for inspection ; K. Disposition of Motor Vehicle: If the vehicle 'sa
taken back;
..
no laler than 15 days prior to the last installment payrnenl due and sold, the money from the sale, less allowed exparises, .,WIN,
..
date. After the inspection, it you decide to sell the vehicle to the be used to pay the amount still owed on Ilte
conlract AgowEid
.
.
Seller, you must give, the, yehide_to.the_Selle; no later, tan -the expenses Include those paid-as a direct result of having to retake
last irtal nisi f paymenI due date. At that time, you must also the vehicle, hWd it, prepare ft for sale, and sell it:#teapanabfe
give ..the•Sallera•title, which shaws•no liens ptherthanthe Settees lawyer's fees and legal coals are allowed, too. If.tlierei is any
lien, transferring ownership to the Seller or a person selected by money lest a (surplus)
it will be paid to you
1f the
m
y
,
.
.
prte
team. ,
the Seller. After the inspection. N you decide not to sell vehicle the sal is not enough to pay off this contract and.etsts;;you will
to the Seiler, you mustimmediately contact the Seller and inform pay what is still owed to the Seller. If you do not paythis ??CU?tt:":
the Seller whether you want to refinance the last installment whan the Seller asks
the Seller may char
e
ou int
t
th
,
g
y
eres
:afi
e
payment. highest Iawful rale until you pav..
.... . biiitage Repair: H your last installment payment under Oils L Collection Costs: Except as otherwise provided by law you
contract is .8 balloon payment and you sell cite vehicle back to must pay any and all expenses related to enforcing t.1i -contract ' " .
fire Selier under Paragraph Byouu are_resp9nsitleler.fepairs of including -collection expenses; Istivyens' fees and other .
legal
* .
.
,.
all
dam6rgie:to the-vehicle Dint are -not the result of normal wear expenses.
and use. These repairs include, but are not limited to, those
necessary to: M. Consumer.Report9: You authorize the Assignee listed on the
(1) replace .any tire not pan of a matching set of tour o=E__y firs tronirf_.lhisrontraa to.obrafn-o?r cnadtr-rcWilu .F oat,
-
-whictr los-lessttr?ri-1 r8 inch c?teinanmg ir6ad; sumo reporting agencies (rxedt bureaus) for any reason and at
(ii) repair all mechanical defects:
any time in connection with this contract
(iii) repair or replace alt dented, scratdted, chipped. rusted or
mismatched body panels, paint or vehicle identification items; N. Applicable Law: You agree that this contract WiLb'e,govemed
all dented, scratc d, rusted, pitted. broken or missing trim by the laws of the state of Pennsylvania.
'
and.gn
ll won;; all ratched, cracked, pitted or broken glass;
all tautly rnindow ntegchanisms; all broken or burned out lights; O, General: This contractcoMr:ins the entire agreement•betwi,tert .? ,
all electroni
H
i
ll
c ma
u ct
ons; a
interior rips, stairs, bums or Seller and you relating to the sale and financing or the r, 0or
warn areas; and I damage whin would be covered by vehicle. If any part of Oils conlr dcl is not valid, all other:r" f , •<
collision or comprehensive insurance wliether or not such valid. It Seller d_+esn't enforce Seller's righW every firm Seller
Insurance is actual) in force. can still enforce them later. Seller ritill exercise all of ,e11e?s rights
If you have not made it- e repairs before inspeclion of the vehicle In a lawful way.
under Paragraph S, you Mil owe the estimated costs of such It the last Instalfrhent payment under this contract is_a:,ballocm''
repairs, even it the repairs are na mads.priorJo your sale of.ihe payment, Assignee`has assigned to Of Exchange 16-ji% adty ,.
vehtcte to the :Salter. If you disagrgg ?gith the aswn?cxi costs °? 1,?-fctnec's- fetid-lrRa t7fiypti y -WCs rights r{bin .,foot its
pairs; ytau iitay I ave??ie iepsirs. made at your expense prior to obligations) with respect to the purrthwsc, and sale Of.tlt tv.eltMle:
,,your sale of. tkie vehicle to the:.5etfer.
repairs, you may have the repairs made at your:-expetue poor to
your safe of the vehicle to the Seller.
. -•+?a?•?ive:3Jre•r.?s8cr:ri.?,•s?:
1. The vehicle and all parts or other goods put on the vehide;
2. All money.or gcrods received foithe vehicle; and
3. All insurance premiums 'and service contracts financed for
you.
This secures.payment of all amounts you owe under this contract.
II also secures your other agreements In this oontract.
E. Use of Vehicle - Warranties: You must take care of the
vehicle and obey all laws in using it. You may not sell orrent the
vehicle, and you must keep it free from the dams of others. You
will not use or permit the use of the vehicle outside of the United
Stites, except for up to 30 days in Canada or Mwdoo, without
the prior. written consent of the Seller. If the vehicle is of a type
.normally-esed4ovVemonal.use and the'Setler; or-the vehi
cle's ruwAacturer, extends +a written warranty or aervioe
contract covering the vehicle lwitthin 90 days from the date of
this contract. you get implf warranties of merchantability
and titness for a particular purpose covering the vehicle.
Otherwise, you understand and agree that there are no such
implied warranties, except as otherwise provided by taw.
F. Vehicle Insurance: You must insure the vehicle art;ainsi loss
or damage from collision, fire o? theft. You must name Seller as
the toss payee under the Insurance policy. The seller must
otliga tiom) with-respect to the ?,urr?mse and sates of this vehr - . ( .
NOTICE -ANY HOLDER t7F Th{Is CONSUMER 69EOR
cowrRACT .19 .SUEWECT.'TQALL; ,Cf;AtM5 ;;:AN
DEFENSES WHICH "THE bEB.TOR,->rOUL.d:'- 1SSE
AGAINST THE SELLER OF :GOOD$:`OR .SiRVICES.
OBTAINED PURSUANT •14ERiTO OR :.WITH -Ike
PROCEEDS HEREOF. RECOVERY HEREUNDER :Z1
THE DEBTOR SHALL NOT EXCEED AMOUNTS PAIL:
BY THE DEBTOR HEREUNDER..'
Used Motor Vehicle Buyers Guide. If :you are buying ,a
used vehicle watt this contract, _iecietal regulations-may.
require a special-Buyers .Guider-to: be-displayed-on the
window of the vehicle. THE INFORMATION YOU SEE ON".
THE WINDOW FORM FOR THIS VEHICLE IS PART OF
THIS CONTRACT. INFORMATION ON THE WINDOW
FORM OVERRIDES ANY CONTRARY PROVISIONS'.IN
THE CONTRACT OF SALE. "
'Does not apply it purchased for comrnorcial or agricultural use, Jn
that ease. you (dobtorl will not assort against any assignee or
suhsequem holdor of this Contract any claims: dafanses, or selotis
which you may havo against the Seteror manulacturer of the vehicle.
GUARANTY
To cause the Seller to sell the vohicle described on trre.front of this contract to the Buyer on credit, each. person who signs betas- as a
'Guarantor' guarantees f!'te payment of this contract. This means that if the Buyer fails tarps any money that is owed on this contract, u
each person who signs as a auaraindor will pay 11 when eskeke? F?rh r,.?grent9r ?D cir?gnae-!JIL%-ha I1_b,_.liabte-1er-the =
wnole amou even .one or. more other-persons also signs this Guaranty. Eaclt-C-tra. ntor also agrees-to-t a liable even-!r ft:7
Seller dolts one or more of the following: (a) gives the Buyer more time to pay one or more payments: or (b) gives a release in full or
in part to any of the other Guararrt s, or (a} releases any sewrily. Each Guarantor also states that he has received a eomplelpd copy
of this contract and this Guaranty at the time of signing.
Guarantor
Address
Guarantor
kddress
Y AND IN
Arbitration is a Method of resolvirie any claim, dispute, or controversy icollsotiveh/, a'Cisim") willwut fllirg a Lawsuit In c^oun. Either you
or Seller ('us" or 'trier) (each, a `Pan? y? may choose at any time, indudi a1W a Lawsuit is filed, to have any Claim related to this
oontract dooided by artik -atiom Suds C:iattns include but are not limited to 9*. following: 1) Clairns in contra,., tort, regulatory or otherwise;
2) Claims regarding the Interpretation, scope. or validity of this clause, or arbiVabiffly of any issue; 3) Claris between you Red us,
your/our employees, agents. auocessors, assigns, subsidiaries, or affiliates: 4) Claims arising out of or relathya to you, application for
crec4t, this contract or any resulting t.nmwotion or relationship, including that with the dealc-r, or any such relationship with third parties
who do root sign this contract. I
n cimer you or we cthoose to arbitmte a Claire, then you and we spree to hvaive the following rights:
• RIGHT TO A TRIAL, YMETHER 8Y A JUDGE OR JURY
• RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR A CLASS MEMBER IN ANY CLASS CLAIM YOU MAY HAVE
AGAINST US WHETHER IN COURT OR IN ARBITRATION
• ..$RbAfl-•RIGHTS-.TOIDISODVERY-AS-AR"VAILABLE1N A i:AV.WT
RIGHT TO APPEAL THE DECISION OF AN ARBITRATOR
• OTHER RIGHTS THAT ARE AVAILABLE W A LAWSUIT
Ri'You"Arid Wi Do tJat Give `l'hi: If a Claim is afiitrated, you and we will continue to have the following rights, without waiving
this arbitration provision as to any aim: 1) Right .to file bankruptcy in pun; 2) Right to enforce the security// interest In the vetbde,
whether by repossession or through a court of law: 3) flight to take legal action to enforce the arbitrator's Cieasion: and 4} Right to
request that a court of law review. whether tho. arbitrator exceeded its authority.
Either Party must battact ona:ot.lhe associatiotu fisted below and the other Party to start arbitration. The applicable rules (the "Rules")
may be obtained from the association,
• American Arbitration Association l'AAA'j, at 1-E00-7r •78t79, sir vrwwedr.org;
• National Arbitration Forum,tat 1-SW-474-2371, or www.arb-torumcom.
If there is. a conflict:between the. Hulas and this contract, this contract shall govern. This contract is subject to the F e. I 4, bit a Ro
ct
A f911.S.C. § 1 et sag., and.the'Federal Rules of Evidence. The arbitration decision shag be in writing with a supporting opinion. We.
will pay your total reasonable arbitrenon fees and expenses (not including anomey fees. except where applicable law otherwise provides)
in exoess.af gt 25. We wtiI pay the r+}yvgttOle filing fee if we demand arbitration first. Any portion of this arbitration clause that is uneniorceable
shatl be severed, and The remafnl prov18i0n5 shell be enforced.
FC :7er,-&I (L--T 0.°.} (Previms -ddbns mfr,' NOT bo ..oe.) SEE OTHER SIDE FOR ADI)MONAL AGREEMEWS
rr 1?a3743•S6'Fr: 17e374FCO
Exhibit B
"'PRN"'
Ford Motor Credit Company
P.O. Box 17948
GREENVILLE. SC 29608-8948
(877) 805-7187
P1N6GZ00200027
CHARLES J. ROUP JR
815 HIGHLAND CT
MECHANICSBURG PA 17050-1817
Date of Repossession 08-19-2011
Date of Notice Date of Contract
08-20-2011 03-11-2006
00 Account Number:
Buyer CHARLES J. ROUP JR
Cobuyer CHARLES S. ROUP
DESCRIPTION OF PROPERTY
Year
2003 Make
FORD ? New
Q Used
Vehicle Identification Number:
Model
EXPLR Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
7x PRIVATE SALE: We will sell the property described ? PUBLIC SALE: Wewill sell the property described above at public
above at private sale sometime after 16 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows
prior to such sale Date of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money
unless we must pay it to someone else.
The property is presently stored at: MANHEIM AUTO AUCTION
1190 LANCASTER RD
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is sold.
Unpaid Balance $ 5.907.30
Plus Costs: Repo Expenses $ 370.00
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money unde
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
Plus Late Charges $ 25.26
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 6,302.56
(Plus expenses incurred if default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 16 days after the date of this notice at
the EARLIEST. After that you can still get it back anytime before it's
actually soli.
If you do, we'll have no further claim on it But the longer you wait, the
more costs (Including repairs) you may have to pay.
If you have any questions about this, please rail us.
? The property has been (or will be) returned to:
(dealer/original credilor)
Under our agreement with your dealer/original creditor, the dealedoriginal creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealerloriginal creditor.
? PERSONAL PROPERTY, Any personal property found in the vehicle may be reclaimed by you within the next So days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingly.
? Creditor has assigned to its qualified intermediary (O1 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware ttmt the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to get your property back, call the insurance company or the dealertoriginal creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refurds.
KYDIA S. EDWARD
FFNA 11968-37 Jan 02 Preaous editions may NOT be used. CUSTOMERICUSTOME R FILE
Pnnled In U.S.A.
"'PRN-
Ford Motor Credit Company
P.0 Box 1794B
GREENVILLE, SC 29606-8948
(877) 805-7187
P1N6GZ00200042
CHARLES S. ROUE3
815 HIGHLAND ST
MECHANICSBURG PA 17050
Date of Repossession 08-19-2011
Date of Notice Date of Contract
08-20-2011 03-11-2006
Account Number:
Buyer CHARLES J.
Cob CHARLES S. ROUP
DESCRIPTION OF PROPERTY
Year
2003 Make
FORD ? New
Q Used
Vehicle Identification Number,
Model
EXPLR Body
4DR
NOTICE OF OUR PLAN TO SELL PROPERTY
We have your property described above because you broke promises in our agreement.
?x PRIVATE SALE: We will sell the property described ? PUBLIC SALE: We will sell the property described above at public
above at private sale sometime after 15 days from the sale to the highest bidder on the date below (or any adjournment
Date of Notice shown above unless redeemed by you date). The sale will be held as follows,
prior to such sale. Dale of Sale Time of Sale Place of Sale
You may attend the sale and bring bidders if you want.
NOTICE OF REPOSSESSION
The money that we get from the sale (after paying our costs,
including reasonable attorney's fees and legal expenses if
permitted by law) will reduce the amount you owe. If we get
less money than you owe, you will still owe us the difference. If
we get more money than you owe, you will get the extra money,
unless we must pay it to someone else.
You can get the property back at any time before we sell it by
paying us the full amount you owe (not just the past due
payments), including our expenses. See How To Get Your
Property Back for an itemization of amount owing. To learn the
exact amount you must pay, call us at the telephone number
above.
If you need more information about the sale call us at the
telephone number above, or write us at the address above.
If you want us to explain to you in writing how we have figured
the amount that you owe us, you may call us at the telephone
number above, or write us at the address above and request a
written explanation.
We are sending this notice to the following people who have an
interest in the property described above or who owe money unde
your agreement: 1) The buyer and any cobuyer named above;
2) Any dealer/original creditor named below; 3) If there are other
people, they are named on an attachment sent with this notice.
The property is presently stored at MANHEIM AUTO AUCTION
1190 LANCASTER RD
MANHEIM PA
HOW TO GET YOUR PROPERTY BACK
To get your property back, pay us this amount by certified check or
money order before the vehicle is said.
Unpaid Balance $ 5.907.30
Plus Costs: Repo Expenses $ 370.00
Plus Late Charges $ 25.26
Less Finance Charge Rebate $
Less Insurance Premium Rebate $
TOTAL $ 6,302.56
(Plus expenses incurred If default at the time of repossession exceeded
15 days and less rebate received after the date of this notice.)
Your property won't be sold until 15 days after the date of this notice at
the EARLIEST. After that you can still get it back any time before it's
actually sold.
If you do, we'll have no further claim on 1. But the longer you wait, the
more costs (Including repairs) you may have to pay.
If you have any questions about this, please call us.
? The property has been (or will be) returned to
(dealer/original creditor)
Under our agreement with your dealer/original creditor, the dealer/original creditor is to sell the property and pay you any money left over. If you owe money
after the sale, you will pay it to the dealerloriginal creditor.
? PERSONAL PROPERTY: Any personal property found in the vehicle may be reclaimed by you within the next 60 days or, in accordance with state law, by
contacting this office. Thereafter, the personal property shall be disposed of accordingy.
? Creditor has assigned to its qualified intermediary (01 Exchange, LLC) its rights (but not its obligations) with respect to the sale of each vehicle listed above
PAYMENTS: All payments to us must be by certified check or money order.
MILEAGE DISCLOSURE: If you are aware that the mileage reflected on the vehicle's odometer is not accurate for any reason, please contact us so that we
can accurately report the vehicle's mileage.
INSURANCE RIGHTS: If you don't want to gel your properly back, call the insurance company or the dealerloriginal creditor to make sure that any insurance
has been cancelled. You have a right to get credit for all premium refunds,
KYDIA S. EDWARD
FFNA 119"-37 Jan 02 Pteious editions may NOT be used- CUSTOMER/CUSTOMER FILE
Footed in U.S.A.
Exhibit C
FORD MOTOR CREDIT COMPANY
P.O. BOX 31111
TAMPA, FL 33631-3111
CHARLES J ROUP JR
815 HIGHLAND CT
MECHANICSBURG PA 17050 1817
? J
The following property has been sold:
Year: Make: Model:
2003 FORD EXPLR
Gross balance owing on your contract
Deduct: Finance Charge Rebate
Balance owing prior to sale
Deduct: Gross proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and any attorneys' fees
allowed by law, and expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other.
STATEMENT OF SALE
Date: October 5, 2011
Account Number
Vehicle Identification Number.
r
(2) $ 0.00
(4) $ 2,900.00
(6) $ 617.50
(7) $ 0.00
(8) $ 0.00
(1) $ 5,932.56
(3) $ 5,932.56
(5) $ 3,032.56
Deficiency- (9) $ 3,650.06
Surplus' (10) $ 0.00
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus" or Deficiency-
If the sale resulted in a surplus, a refund for the difference will be mailed to you .
If the sale resulted in a deficiency, you should immediately remit the amount shown online 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to
Ford Motor Credit Company Ford Motor Credit Company
P.O. Box 6508 Dept 194501
Mesa, Arizona, 85216-6508 P.O. Box 55000
877-492-2865 Detroit, MI 48255-1945
FFNA 11990-FC 01194 Previous edltlons may NOT be used.
FORD MOTOR CREDIT COMPANY
P.O. BOX 31111
TAMPA, FL 33631-3111
CHARLES S ROUP
815 HIGHLAND ST
MECHANICSBURG PA 17050
J J
The following property has been sold:
Year: Make: Model:
2003 FORD EXPLR
Gross balance owing on your contract
Deduct: Finance Charge Rebate
Balance owing prior to sale
Deduct: Gross proceeds of the sale
Balance less gross proceeds of the sale (3 - 4)
Add: Expenses of retaking and storing, and any attorneys' fees
allowed bylaw, and expenses of reconditioning and selling.
Deduct: Insurance Premium Rebate
Other:
STATEMENT OF SALE
Date: October 5, 2011
Account Number EEEd
Vehicle Identification Number.
(2) $ 0.00
(4) $ 2,900.00
(6) $ 617.50
(7) $ 0.00
(8) $ 0.00
(1) $ 5,932.56
(3) $ 5,932.56
(5) $ 3,032.56
Deficiency" (9) $ 3,650.06
Surplus* (10) $ 0.00
The Surplus/Deficiency will change based on monies received by us (credits) or additional allowed expenses & interest
added to your account (debits).
Surplus* or Deficiency**
If the sale resulted in a surplus, a refund for the difference will be mailed to you .
If the sale resulted in a deficiency, you should immediately remit the amount shown online 9 to the address for
payments shown below.
For additional information call or write: Mail deficiency payment to
Ford Motor Credit Company Ford Motor Credit Company
P.O. Box 6508 Dept 194501
Mesa, Arizona, 85216-6508 P.O. Box 55000
877-492-2865 Detroit, MI 48255-1945
FFNA 11990-FC 01/04 Previous editions may NOT be used.
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SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
?. try
2912 SEP -6 AM 10: 12
CUMBERLAND COUNTY
PENNSYLVANIA
Ford Motor Credit Company
vs. Case Number
Charles J. Roup,' Jr. 20124959
SHERIFF'S RETURN OF SERVICE
08/20/2012 06:22 PM - Shawn Gutshall, Deputy Sheriff, who being duly swom according to law, states that on August
20, 012 at 1822 hours, he served a true copy of the within Complaint and Notice, upon the within named
defe dant, to wit: Charles J. Roup, Jr., by making known unto Charles S. Roup, Son of Charles J. Roup,
Jr. a 815 Highland Court, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents and at
the ame time handing to him personally the said true and correct copy of t a e-}
S T K IL, D LITY
SHERIFF COST: $38.00
August 29, 2012
SO ANSWERS,
RON R ANDERSON, SHERIFF
(c) CountySuite Shentt, Teleosoft, Inc.
r~ ~ (~f'
Andrew Sklar, Esquire (ID #65332)
Lloyd S. Markind, Esquire (ID #52507)
Jordan `v4'. Felzer, Esquire (ID #38670)
Sklar ~ Markind
102 Browning Lane, Building B, Suite 1
Cherry Hill, NJ 08003
856-616-8710
Attorneys for Plaintiff
FILE NO.: F1100968
r~~ * .
1
i~ ~r~~SYL`~t~~lt i-,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
FORD MOTOR CREDIT COMPANY LLC : No. 12-4959-CIVIL
Plaintiff
TERM
vs
CIVIL ACTION
CHARLES J. ROUP JR and CHARLES S ROUP
Defendant
PRAECIPE TO ENTER DEFAULT JUDGMENT
TO THE PROTHONOTARY:
Please enter a default judgment in favor of Plaintiff, FORD MOTOR CREDIT COMPANY LLC
and against Defendant, CHARLES J. ROUP JR, for failure to answer or otherwise respond to the
Complaint.
I . The Complaint was served upon defendant on August 20, 2012 by Sheriff. A, copy of the
Proof of Service is attached hereto as Exhibit A.
2. A Notice Praecipe to Enter Default Judgment was served upon Defendant by regular mail on
October 1, 2012.
3. A copy of the Notice is attached hereto as Exhibit B. A copy of the Certification of Service
of the Notice is attached hereto as Exhibit C. Pursuant to the Notice, Defendant had 10 days in which to
answer the Complaint. The ten (10) days expired on October 11, 2012. Pursuant to Rule 236 of the
Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered. against you in
the above proceeding as indicated below.
Assess damages in the principal amount of $3,650.06, being the amount demanded in the
Complaint, together with contractual attorney fees of $912.52 and interest of $568.04 for a total of
$5,130.62, together wiah costs of this action.
C -_
-.~_
~ 1(0.50 PA Arr~ ~ -'~----.~~ -
.~,
C1~5~{ytf Andrew Sklar, Esquire (II7 #65332)
~# o~go1~f55 Lloyd S. Markind, Esquire (ID #52507)
Jordan W. Felzer, Esquire (ID #38670)
'+ ~0~~° i~c~tt~ .ATTORNEY FOR PLAINTIFF
Date: ~~ ~~ !
Lloyd S. Markind, Esquire (ID #52507)
Sklar ~ :Markind
102 Browning Lane, Building B, Suite 1
Cherry Hill, NJ 08003
856-616-8710
Attorneys for Plaintiff
FILF_. NO.: F1100968
IN THF, COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
(Rule of Civil Procedure No. 236} Revised
FORD MOTOR CREDIT COMPANY LLC : No. 12-4959-CIVIL
Plaintiff
: TERM
vs.
CI`dIL ACTION
CHARLES J. ROUT JR and CHARLES S ROUP
Defendant
CERTIFICATION OF NON-MILITARY SERVICE
Lloyd S. Markind, Esquire, hereby certifies and says that he is the attorney for the plaintiff; that
he is authorized to make this certification on behalf of plaintiff; that the above-named
defendants CHARLES J. ROUP JR reside(s) at 815 HIGHLAND CT, M[ECHANICSBURG PA
17050-1817; and that the defendant(s) CHARLES J. ROUP JR is/are not in the Military Service of the
United States, nor any State or Territory thereof or its allies as defined in the Soldiers' and Sailors' Civil
Relief Act of 1940 and the amendments thereto.
Affidavit also certifies that the address of the plaintiff is 1335 S. Clearview Avenue, Mesa, AZ,
85209.
I verify that the foregoing statement of facts are true and correct to the best of m}~ knowledge,
information and belief. I understand that false statements hF;rein are made subject to the penalties of 18
PA. C.S.A. 4904 relating to unsworn falsifications to authorities.
Date: ~ 4~-1 <~~~--'-
-----SKLAR ~ l~~l ARKIND
~~~---
,. _ _
Lloyd S. Markind, Esquire (ID #52507)
ATTORNEY FOR PLAPVTIFF
Department of Defense Manpower Data Center
~~ Pursuant to Scrvieernember~s Civil R.~li~f Apt
Last Name: ROUP JR
First Name: CHARLES
Middle Name:
Active Duty Status As Of: Oct-01-2012
Res is as of ~ 7c1-Dt -'>012 07:10:13
SCRA 2.3
G~~Anive Duly Chi Actrre D~trSlar.,y fete
Flcfh. e, 0.ry Step Dste ACGve Duty t•nd'Dc^^_te Sta Ws Sd~.v ^r :.:AFC"re~rl
NA NA No ~ rJA~
ThIS response reflects the indivitluals' ecOVe duty status based on the Active Duty $taNS Date
' Lr-ti Anrve Diny Vv rr,~n `id7 DAp o1Aatlve D~~ry Sletis DPIe
ACIr+e City St:i7 Dzte kcPVe Ally End Die Stags rn ce C.xnpJ: e 1
NA NA No hIA
this response reflects where the individual IeR apive duty staNS within 367 days preceding the Aglve Dut~l Status Dale
Lre bt e~~toer o-HlvHx Unl lVas NollfieA Cfa ~WUiE..^.at'-Upto;lc,V eDcry nnlulli:e D,ny Slat sDale.
G :;e' Nul.f afon 51:1'1 Cafe Order NvtiRczt: n End Date Status Sri *'IV"!re,-.I
N4 NA No NA
This response reflects whether tre individual or hlsfier unit has received early notiflcalion t o repo!i for e~ive tlury
Upon searching the data banks of :he Deparment of Defense Manpower Data Center, based on the informaton that you provided, the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Uublic Health, and
Cnast Guard). This s~atus include:; information on a Servicemember or his/fler unit receiving notifiration of fitture, orders to report fnr Active Duty.
~ -~-
Mary M. S'naveiy-Gixon, Director
Department Df Jeiense -Manpower Data Center
4800 Mark Censer give, Suite 04E25
Arlington VA 22350
The Defense Manpower Data Center (DMDC) is an organization of the Department of Defemse (DoD) that maintains the Defense Enrollrnent and Eligibility
Reposing System (DEERS) dataoase which is the official source of data on eligibility for military medical care and other eligibility systerrs.
the DcD sircngiy supports the enforcement of the Servicemembers Civil Relief Ac[ (50 USC App. § 50' e[ seq, as amended) (SCRA) (frrmerly known as
;he Soldiers' and Sailors' Oivil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating :hat the
individual is Curren*,ly on active duty" responses, and has experienced only a small error rate. In the event the individual referenced shove, or any family
member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the
protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the
'defenselink.m il' URL: h;tp:i/www.defenselink.mil/faq/pis(PC09SLDR.html. If you have evidence the person was on active duty for the active duty status
date and you fail tc obtain :his additional Service verification, punitive provisions ottee SCf2A may be invoked against you. See 50 USC App § 521(c).
This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status sate (2) Whether the individual left Active
Duty status within 367 days preceding the Active Duty Status Date {3) Whether the individual or his/her unit received early notification to repr,rt for active
duty on the Active Duty Status Date.
More information on "Active Duty Status"
Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1 ). Prior to 2010 only some of the active duty periods less
than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service
authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency de~aared by the
President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the
unit :hey support This includes Navy Training and Administration of the Reserves (TARS), Marine Corps Active Reserve (ARs) and Coast Guard Reserve
Program Administrator (RPAS). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S.
Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps).
Coverage Under the SCRA is Broader in Some Cases
Coverage under the SCRA is broader in some cases and incudes some categories of persons on active duty for purposes of the SCRA vrho would not be
reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods.
Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 JSC § 101(d)(1).
Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on th,s website
certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service.
Furthermore, some protections of the SCRA may extend to persons who have received orders :o report for active duty or to be inducted. but who have not
actually begun active duty or actually reported for induc5on. The Last Date on Active Duty entry is imporan: because a number of protea.ions of the SCRA
extend beyond :he last dates of active duty.
Those who could rely on this certificate are urged to seek qualified legal counsel to ensure tf[at all rights guaran*.eed to Service members under the SCRA
are. proter,~ed
WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the reques~er. Providing
erroneous information will cause an erroneous certificate to be provided.
Certificate IU: V1HEUQ38PQ
i t vD ~lb~
j SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
Sheriff
LQa~ttir of Cu+ayrry~~'b
Jody S Smith
Chief Deputy ~-~~,~, ~~ f~
Richard W Stewart ~ '~' '~
Solicitor oF~~cE cF 'KE SrER~R
Ford Motor Credit Company Case Number
vs. 2012-4959
Charles J. Roup, Jr.
SHERIFF'S RETURN OF SERVICE
08!20/2012 06:22 PM -Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on August
20, 2012 at 1822 hours, he served a true copy of the within Complaint and Notice, upon the within named
defendant, to wit: Charles J. Roup, Jr., by making known unko Charles S. Roup, Son of Charles J. Roup,
Jr. at 815 Highland Court, Mechanicsburg, Cumberland County, Pennsylvania 97050 its contents and at
the same time handing to him personally the said true and correct copy of # a
S T l., D t1TY
SHERIFF COS!": $38.00 SO ANSWERS, ~~
August 29, 2092 RON R ANbERSON, SHERIFF
(c( CantySUiG Sh~tIR, TMwtdl, lnt.
Andrew Sklar, Esquire (ID #65332)
Lloyd S. Mankind, Esquire (ID#52507)
Jordan W. Fetzer, Esquire {ID #3$670)
Sklar - Mankind
102 Browning Ln, Bldg B, Ste 1
Cherry Hili NJ 08003
(856)616-8710
Attorney for Plaintiff
File No.: F11009b8
]N THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
(Rule of Civil Procedure No. 236) Revised
FORD MOTOR CREDIT COMPANY LLC : Nn. 12-4959-CIVIL
Plaintiff •
vs.
TERM
C:[VIL ACTION
CHARLES J. RO1JP JR and CHARLES S ROUP
Defendant
NOTICE OF INTENTION TO TAKE DEFAULT
TOE CHARLES J. ROUP JR
815 HIGHLAND CT
MECHANICSBURG PA 1 7050-1 8 1 7
DATE OF NOTICE: September 22, 2012
IMPORTANT NOTICE
You are in default because you have failed to enter a written appearance personally or by attorney and file
in writing with the court your defenses or objections to the claims set forth against you. Unless you act within ten
(10) days from the date of this notice as set forth above, a judgment maybe entered against you without a hearing
and you may lose your property or other important rights. You should take this notice to a lawyer at once. If you do
not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal
help:
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD ST
CARLISLE, PA 17013
717/249-3 16ti
KIND
drew Sklar, Esquire
Lloyd S. Mankind, Esquire
Jordan W. Felaer, Esquire
Attorneys for Plaintiff
Disclosure
You are hereby advised, pursuant to the Fair Debt Collection Practices Act, that this firm is deemed to be a debt rolleclor attempting to colYcet a debt and any
information obtained will be used for that purpose.
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Andrew Sklar, Esquire (ID #65332)
Lloyd S. Markind, Esquire (ID #52507)
Jordan W .Felzer, Esquire (ID #38670)
Sklar ~.. Markind
102 Browning Lane, Building B, Suite 1
Cherry Hill, NJ 08003
856-616-8710
Attorneys for Plaintiff
FILE NO.: F1100968
IN THE COURT OF COMMON PLEAS OF CUMBERLAND CO1,INTY, PENNSYLVANIA
CNIL ACTION -LAW
(Rule of Civil Procedure No. 236) Revised
FORD MOTOR CREDIT COMPANY LLC : No. 12-4959-CIVIL
Plaintiff
TERM
vs.
CP/IL ACTION
CHARLES J. ROUP JR and CHARLES S ROUP
Defendant
CERTIFICATION PURSUANT TO Pa. R.C.P. 237
The undersigned hereby certifies that on October 1, 2012 I mailed a true and correct copy ,by
regular mail, of NOTICE OF INTENTION TO TAKE DEFAULT to:
CHARLES J. ROUP JR
815 HIGHLAND CT
MECHANICSBURG PA 170`i0-1817
I certify that the foregoing statements made by me are true. 1 am aware that if any of the f~,~regoing
statements made by me are willfully false, I am subject to punishment.
SKLAR ~ MARKIND
Andre Sklar, Esquire (ID #65332)
Lloyd S. Markind, Esquire (IL) #52507)
Jordan W. Felzer, Esquire (IC) #38670)
ATTQRNEY FOR PLAINTIFF
Andrew Sklar, Esquire (ID #65332)
Lloyd S. Markind, Esquire (ID #52507)
Jordan W. Felzer, Esquire (ID #38670)
Sklar ~ Markind
102 Browning Lane, Building B, Suite 1
Cherry Hill, NJ 08003
856-616-8710
Attorneys for Plaintiff
FILE NO.: F 110096 8
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION -LAW
FORD MOTOR CREDIT COMPANY LLC : No. 12-4959-CIVIL
Plaintiff
TERM
vs.
CIVIL ACTION
CHARLI?S J. ROUP JR and CHARLES S ROUP
Defendant
TO:
CHt'~RLES J. ROUP JR
815 HIGHLAND CT
MECHANICSBURG PA 17050-1817
Date: October 17, 2012
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has
been entered against you in the above proceeding as indicated below.
X Judgment by Default
Money Judgment
Judgment in Replevin
Confession of Judgment for Possession
Judgment on Award of Arbitration
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE (~'AI_L:
ATTORNEY: Sklar ~ Markind
Andrew Sklar, Esquire
Lloyd S. Markind, Esquire
Jordan W, Felzer, Esquire
at this telephone number: 856-6ll ~6-8710
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson
r... -i
Sheriff ~ ~'~. ~%"
~;) ; ,;;
Jody S Smith
Chief Deputy l~e~ ~~~ 2~ ~~ ~. ~
Richard W Stewart _
Solicitor ~~M~~t~~~~~ ~,~~~ f R"~
pENNSYL',/ANi~
Ford Motor Credit Company Case Number
vs.
Charles J. Roup, Jr. iet al.) 2012-4959
SHERIFF'S RETURN OF SERVICE
10/16/2012 06:26 I'M -Michelle Gutshall, Deputy Sheriff, who being du4y sworn according to law, states that an
October 16, 2012 at 1826 hours, she served a true copy of the within Complaint and Notice, upon the
within named defendant, to wit: Charles S. Roup, by making known unto Michelle Roup, Wife of Charles
S Roup at 815 Highland Court, Mechanicsburg, Cumberland County, Pennsylvania 17050 its contents
and at the same time handing to her personally the said true and correc, ap of the same.
~1.,,,
MICHELLE GUTSHALL., DEPUTY
SHERIFF COST: $38.00
October 22, 2012
SO ANSWERS, ~
RONRIY RANDERSON. SHERIFF