HomeMy WebLinkAbout08-24-12 (2)J 1505610143
REV-1500 Ex (of-to) ''M1 ~~!' OFFICIAL USE ONLY
PA Department of Revenue Pennsylvania county code veer Fila Number
Bureau of Individual Taxes °""R1N°"'°'"e1°X0°
Po Box.zaosof INHERITANCE TAX RETURN 21 11 OS 98
Harrisburg, PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
O1 2011 03 06 1913
Decedent's Last Name Suffix Decedent's First Name MI
GRIBB JOSEPH C
(If Applicable) Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
1. Original Return ^ 2. Supplemental Retum ~ 3. p o to dZrf 9 2) (date of tleath
4. Limited Estate qa_ Future Interest Comppromise ~ 5. Federal Estate Tax Return Required
^ ^ (dale W death after 12-12-e2)
g Decedent Died Testate ^ T, ~Aeaa ~e~t Mpy i~4NStj Living Truat D 6. Total Number of Safe Deposit Boxes
(Aaach CopyW Nhll)
^ 9. Litigation Proceeds Received ^ 1D. b$tweenP$"af"Yi~eridt~d~95~r aeeth ^ t t,Election to tax under Sec. 9113(A)
(Attach Sch. 0)
CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
RICHARD W STEWART (717) 761 4540r~,
First line of address
301 MARKET ST
Second line of address
PO BOX 109
City or Post Office
LEMOYNE
Correspondent's a-mail address:
Under oenalties of cenurv. I declare that I
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2 00.'_VVIFrRS USE ONLY ~? ~ "7
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DATE FILED r--- -'7
State ZIP Code `
PA 170430109
schedules and
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SIGNATURE OF P EPARER OT-H~E.~R THAN REPRESENTATIVE GATE
.~~ /,~f RICHARD W. STEWART `?~ ~ Z 3 ~ / 'Z
301 Market St. Lemoyne PA
Side 1
1505610143 1505610143 J
,,,,,,,,,,,,,J
1505610243
REV-1500 EX
Decedent's Social Security Number
RECAPITULATION
1 270,000.00
1. Real Estate(Schedule A) ...................................................................................... .
.
2. Stocks and Bonds (Schedule B) ............................................................................ . 2. 47 , 222.43
3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)........ . 3.
4. Mortgages & Notes Receivable (Schedule D) ....................................................... . 4.
5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) .............. . 5. 12 , 2 64.95
6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested............ 6.
7. Inter-Vivos Transfers & Miscellaneous h{oq Probate Property
(Schedule G) a Separate Billing Requested............ 7,
6. Total Gross Assets (total Lines t-7) .................................................................... . 8. 329 , 487.38
9. Funeral Expenses & Administrative Costs (Schedule H) ............................... ........ 9. 11 , 800.21
10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) ...................... ........ 10. 17 , 64 6 . 2 6
71. Total Deductions (total Lines 9 & 10) .......................................................... ......... 11. 2 9 , 44 6.47
12. Net Value of Estate (Line 8 minus Line 11) .................................................. ........ 12. 300 , 040.91
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to lax has not been made (Schedule J) ...................................... ......... 13.
14. Net Value Subjeet to Tax (Line 12 minus Line 13) ...................................... ......... 14. 30 O , 04 0.91
TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec. 9116
15
(a)(1.2) X .00 .
16. Amount of Line 14 taxable 300 , 040.91 16.
at lineal rate X .045
17. Amount of Line 14 taxable 0.00 17.
at sibling rate X .12
i 6. Amount of Line 14 taxable
0
0 0
16
at wllateral rate X .15 . .
19. Tax Due ................................................. ................................................................ . 19.
20. FILL IN THE OVAL'~IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
0.00
13,501.84
0.00
0.00
13,501.84
Side 2
1505610243 1505610243
REV-1500 EX Page 3
tlwcedenf's Cemolefe Address:
File Number 21-11-0898
DECEDENT'S NAMEr
GRIBB, Joseph C
STREET ADDRESS
715 Arlington Road
CITY
Camp Hill STATE
PA ZIP
17011
Tax Payments and Credits:
1. Tax Due (Page 2, Line 19) (1) 13,501.84
2. Credits/Payments
A. Prior Payments
B. Discount 0.00
Total Credits (A + g) (2) 0.00
3. Interest (3) 127.32
q, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 2 Line 20 to request a refund
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred :............................................................................... ^
b. retain the right to designate who shall use the property transferred or its income :.................................. ^ ^x
c. retain a reversionary interest; or ............................................................................................................... ^ x
d. receive the promise for life of either payments, benefts or care? ............................................................ ^ ^x
2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration? .................................................................................................................... ^ ^x
3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?....... ^ ^x
For dates of death on or after July 1, 1994 and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving
spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)].
For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, entl the statutory requirements for disclosure of
assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1, 2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent, or a stepparent of the child is 0 percent p2 P.S. §9116 (a) (1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in
72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1)].
. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116 (a) (1.3)]. A
sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption.
Rev-0SOI EX+111-09)
SCHEDULE A
REAL ESTATE
COMMONwFALTH OF PENNSYLVRNM
INHERITFNOE TR% RETURN
RESIDENr DECEDENT
ESTATE OF
C
NUMBER
All real property owned solely or u a tenant In common must bsreported et hir marks) value. Fair market value is defined ea the price et which property woultl be
ezchangetl between a willing buyer antl a willing aelleq neither being compelled to buy or sell, both havingg reawnebb knowledge of the relevant acts
Real property which la Jointlyownstl with fight o/ survivonhip must M disclosed on schedule F.
Atlsch a copy of the settlement sheet It the property has bun soil
Inelutls a copy of the deed showing decstlenYa Intsrost H ownatl u tensor In common.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 I Real Estate located at 775 Arlington Road, Camp Hill, Cumberland County, PA -Appraised I 270,000.00
Value. Copy of Appraisal by George R. Ulsh is attached.
TOTAL (Also enter on Line 1, Recapitulation) I 270,000.00
(If more space is needed, atltlitional pages of the same size)
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1600 Schedule A (Rev. f 1-08)
Rev-150] EX+ (8-98)
SCHEDULE B
STOCKS & BONDS
COMMONWEALTH OF RENNSriVAN1A
INHERITANCE TPX RETURN
REEIDENL DECEDENT
ESTATE OF FILE NUMBER
GRIBB. Joseph C 21-11-0888
All property jolntlyovmsdwith rtOht o/ survivorship must bedlecloeed on Schstlule F.
ITEM
NUMBER CUSIP
NUMBER
DESCRIPTION
UNIT VALUE VALUE AT DATE
OF DEATH
1 277811764 Eaton Vance Mutual Funds Trust -Municipal Bond Fund CL 8.65 17,641.84
A. Valued using EstateVal Valuation. A copy of the
EstateVal Valuation is Attached to this Return
2 74678J704 5,100.101 shares of Putnam High Yld Advantage Fund - 5.80 29,580.59
Shares Ben Interest. Valued using EstateVal Valuation. A
copy is Attached to this Return.
TOTAL (Also enter on Line 2, Recapitulation) 47,222.43
(If more space is neede4 atlditional pages o(the same size)
Copyright (c) 2002 form software only The Lackner Group, Inc.
Form PA-1500 Schedule B (Rev. 6-98)
Rav-0Wa EXi (B-1b)
DOMMONw£ALTN OF PENNSYLVANIA
INRERITANCE TA%RETURN
RESIDENT DECEDENT
SCHEDULE E
CASH, BANK DEPOSITS, 8t MISC.
PERSONAL PROPERTY
ESTATE OF FILE NUMBER
GRIBB. Joseph C 21-11-0888
Include the proceetle of liligetion end the tlare the proceetla ware receivetl by iha estate.
All property )ointlyownsd with the fight of survivorship mint bs dlsdowd on sehWUle F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Cash 1,489.80
2 PNC Bank Performance Checking Account No. 51-1201-2228 -Value of Account as of Date of 6,465.75
Death. Date of Death Letter from PNC is attached
3 Personal Property valued and Appraised by Chuck Bricker 4,285.00
4 Highmark Refund 24.40
TOTAL (Also enter on Line 5, Recapitulation) I 12,264.95
(If nrore space is needeq additional pages of the same size)
Copyright (c) 2002 forth software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98)
REV~1767 EX+I10-08)
COM IN~OF~F~VRI~ANIA
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
GRIBB, Joseph C _ 21-11-0898
Debts of decedent must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
nu u,nnr:o
A, FUNERAL EXPENSES:
See continuation schedule(s) attached
B. I ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
4,101.96
Street Address
City State Zip
Year(sl Commission paid
2, Attorney's Fees Johnson Duffle 5,500.00
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State Zio
Relationship of Claimant to Decedent
4. Probate Fees 423.50
5. Accountant's Fees
6. Tax Return Preparer's Fees 475.00
7. Other Administrative Costs 1,299.75
See continuation schedule(s) attached
TOTAL (Also enter on line 8, Recapitulation) 11,800.21
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1600 Schedule H (Rev. 10-06)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
GRIBB Joseph C 21-11-0898
ITEM
NUMBER DESCRIPTION AMOUNT
Funeral Expenses
1 Honorarium 160.00
2 Myers-Harner Funeral Home 3,851.00
3 Trinity Evangelical Lutheran Church -Funeral Luncheon 290.96
H-A 4,101.98
4 Other Administrative Costs
Chuck Bricker, Auctioneer -Appraisal of Personal Property
175.00
5 Cumberland County Register of Wills Office -Filing Fees for Inheritance Tax and Inventory 30.00
6 George R. Utah - TC Reality Inc. Appraisal of Real Estate 350.00
7 Postmaster -Miscellaneous Postage Expenses 93.65
8 Postmaster -Payment on P.O. Box 127.00
9 Reserves: Additional Miscellaneous Costs 300.00
10 The Cumberland Law Journal -Notice of Estate Administration 75.00
11 The Patriot News -Notice of Estate Administration 155.10
H-B7 7,299.75
Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA•1500 Schedule H (Rev. 6-96)
Rav-051R EXi 11YAa)
SCHEDULE 1
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONNhALTH OF PENNSYLVANIA
INHERITANOf TPX RETURN
RESIDENL DECEDENT
ESTATE OF FILE NUMBER
GRIBB Joseph C 21-11-0898
Report tlebd Incumetl by the tlacetlent prior to tleaM thetromelnetl unpeltl et ms tlate M death, Inelutling unrelmbuteetl metllcel azpenees.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Annuity Reversal 197.07
2 Arden Court of Susquehanna -Final Bill 502.86
3 Bank of America -Final Visa Payment 79.17
4 Borough of Camp Hill -Sewer 300.00
5 Family Practice Center 15.00
6 Gingrich Plumbing 92.50
7 H.B. McClure Co 2,906.76
8 Janet L. Miller, Tax Collector - 2011 School Real Estate Taxes 3,727.66
9 Janet L. Miller, Tax Collector - 2012 County/Borough Real Estate Tax 1,471.82
10 Jeffrey Gribb -Reimbursement for costs advanced 2,270.00
11 John Hancock -Reversal of Payment made at time of death 441.30
12 Lawn Doctor of Camp Hill 280.35
13 Leaf Removal -Residence 100.00
14 Marcone Supply 22.69
15 Medical Express Ambulance Services, Inc. 62.21
16 Mutual Benefits Insurance Co. -Homeowners Insurance 319.50
17 Mutual Benefits Insurance Co. -Homeowners Insursnce 325.50
Total of Continuation Schedule See attached page
TOTAL (Also enter on Line 10, Recapitulation) 17,646.26
(If more space is needed, additional pages of the same size)
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule I(Rev. 12-08)
Rev-1512 EX~ IB-88)
SCHEDULE 1
DEBTS OF DECEDENT,
MORTGAGE LIABILITIES, & LIENS
COMMONV.FALTH OF PENNBVLVANIA
INHERITNNLE TA%RETURN
continued
RE8IDEM DECEDENT
ESTATE OF FILE NUMBER
GRIBB Joseph C 21-11-0898
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
18 PA American Water -Utilities 347.54
19 Penn Waste -Utilities 157.25
20 Pharmacy Fees 80.58
21 Pinnacle Health Hospitals 14.53
22 Pinnacle Health Hospitals 834.61
23 PPL Utilities 524.84
24 Quantum Imaging 59.37
25 Removal of Tree Debris 75.00
26 Social Security Administration -Reversal of Payment 2,347.00
27 Susquehanna Township EMS 75.00
28 Verizon -Utilities 78.21
TOTAL (Also enter on Line 10, Recapitulation) ~ 17,646.26
Copyright (c) 2002 form software only The Lackner Group, Inc. Forth PA-1500 Schedule I (Rev. 6-98)
REV-1613 EXi (it-06)
SCHEDULE J
COMMN~~ECE~VRI~ANIA BENEFICIARIES
ESTATE OF FILE NUMBER
GRIBB, Jose h C 21-11-0898
NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE
NUMBER PERSON(S) RECEIVING PROPERTY DECEDENT (Words) ($$$)
I TAXABLE DISTRIBUTIONS d~
p
r~ s
l
d t
ransfers
stributions
o
under Sec. 9116 a 1.2
1 Jeffrey H Gribb Son 1/3rd of Estate
PO Box 1078
Camp Hill, PA 17001
2 John J Gribb Son 1/3rd of Estate
260 Distant Island Drive
Ladys Island, SC 29907
3 Diane G Higashioka Daughter 7/3rd of Estate
10132 Theseus Drive
Huntington Beach, CA 92646
Total
Enter dollar amounts for distributions shown above on lines 15 throu h 18 on Rev 15 00 cover sheet, as a r o riate.
NON-TAXABLE DISTRIBUTIONS:
II. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEETI
Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 71-08)
ESTATE OF JOSEPH C. GRIBB
RCHEDULE OF EXHIBITS
EXHIBIT A Last Will and Testament for Joseph C. Gribb signed and dated
on October 29, 2001.
EXHIBIT B Copy of Extension Request for Filing of Inheritance Tax Return.
EXHIBIT C Real Estate Appraisal for property located at 71 S Arlington Road,
Camp Hill, Cumberland County, Pa by George Ulsh. Schedule A
EXHIBIT D Eaton Vance and Putnam Funds Accounts Date of Death Value of
Accounts using EstateVal Valuation. Schedule B
EXHIBIT E PNC Bank Date of Death letter. Schedule E.
EXHIBIT F Appraisal of Personal Property by Chuck Bricker, Certified
Auctioneer. Schedule E
:5/1867
099999-00011!10.25.01 /RWS/DCP/150968.1
~.~c~t ~iYY ~~~ ~e~tacmcer~t
OF
JOSEPH C. GRIBB
I, JOSEPH C. GRIBB, of the Borough of Camp Hill, County of Cumberland, and Commonwealth
of Pennsylvania, declaze this to be my last Will and revoke any Will previously made by me.
ITEM I. I devise and bequeath all of my estate of every nature and wherever situate to my
wife, VIOLET H. GRIBB, if she survives my by thirty (30) days.
PI'EM II. Should my wife, VIOLET H. GRIBB, fail to survive me by thirty (30) days, I
devise and bequeath all of my estate, of every nature and wherever situate, in equal shazes to such of my
children, JOHN J. GRIBB, JEFFREY H. GRIBB and DLANE L. HIGASHIOKA as survive me by
thirty (30) days. Should any of my above-named children predecease me or die on or before the thirtieth
(30~') day following my death, I devise and bequeath the shaze of such child to his or her issue, per
stirpes, living on the thirty-first (315 day following my death; and should any such child of mine leave no
such issue living on the thirty-first (31a~ day following my death, I devise and bequeath the shaze of such
child to my issue, per stirpes, living on the thirty-first (31~ day following my death.
TTEM III. I appoint ALLFIRST BANK, of Pennsylvania, guazdian of any property which
passes either under this will or otherwise, to a minor and with respect to which I am authorized to appoint a
guazdian and have not otherwise specifically done so, provided that this appointment of a guardian shall not
supersede the right of any fiduciary in its discretioi: to distribute a shaze where possible to the minor or to
another for the minor's benefit. Such guazdian shall have the power to use principal as well as income from
time to time for the minor's support and education (including college education, both graduate and
undergaduate) without regazd to his or her pazent's ability to provide for such support and education, or to
make payment for these purposes, without further responsibility, to the minor or to the minor's pazent or to
any person taking care of the minor.
~~D~
099999-00011 /10.25.01 /RWS/DCP/150968.1
ITEM IV: I direct that all taxes that may be assessed in consequence of my death, of whatever
nature and by whatever jurisdiction imposed, shall be paid from by residuary estate as a part of the expense
of the administration of my estate.
ITEM V. I appoint my son, JEFFREY H. GRIBB, Executor of this my Last Will. Should
my son, JEFFREY H. GRIBB, fail to qualify or cease to act as Executor, I appoint my son, JOHN J.
GRiBB, Executor of this my Last Will.
ITEM VI. I direct that my Executors or Guardian shall not be required to give bond for the
faithful performance of their duties in any jurisdiction.
IN WITNESS WHEREOF, I have hereunto set my hand Phis ~4f~+ day of
~~.- , 2001. ~/
L li ~ ~ ~~) (SEAL)
J SEPH C. GRIBB'
099999-00011 /10.25.01 /RW S/DCP/150968.1
SIGNED, SEALED, PUBLISHED AND DECLARED, by JOSEPH C. GRIBB, the Testator above
named, as and for his Last Will and Testament and in the presence of us, who, at his request, in his presence
and in the presence of each other, have subscribed our names as witnesses.
Witness Address
~u; (?~ ~'>~Ul G~. ~aara Pik
Witness Addt s~
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYLVANLI,
:SS:
COUNTY OF CUMBERLAND
I, JOSEPH C. GRIBB, Testator, whose name is signed to the foregoing instrument, having been
duly qualified according to law, do hereby aclmowledge that I signed and executed the instrument as my
Last Will and Testament; that I signed it willingly; and that I signed it as my free and voluntary act for the
purposes therein expressed.
~~
JOSEPH C. GRIBB
Swom to Qy~~r affirmed and aclmowledged before me, by JOSEPH C. GRIBB, the Testator, this
day of (~,'~j~2,! , 2001.
_ Notary Public
i Da#13C.PUine•;!du~PtL.SGc
~9nAyn060+J. Jf::T'Jei~&Yl~Qeani~
.yCozan;s;,ian•'~~~rsDa.:9S&S5 ,,
Member, P6+ZaSylVenfe Associattorl 01 Notedee
099999-00011 / 10.25.01 /R W S/DCP/150968.1
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
AFFIDAVIT
:SS:
We, ~ ~ 1, a r~ (},) S tcw~~~ and ~~e' A • ~L+CN1{2q ~ the witnesses whose
names aze signer to the foregoing instrument, being duly qualified according to law, do depose and say that
we were present and saw the Testator sign and execute the foregoing instnument as his Last Will and
Testament; that he signed willingly and that he executed it as his free and voluntary act for the plsposes
therein expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; and
that to the best of our lmowledge, the Testator was at that time at least 18 years of age, of sound mind and
under no constraint or undue influence.
~~~-
Swom to or affumed and subscribed to before me by ^IhIC.~1Q(I~~~. W0.fi' and
~1 ~. Ri clnc~tl ,witnesses, this Z9~ day of d Ct6~f , 2001.
. Dada C. Paanoe, lay Publ.d
l~,on .m°,cc Ctrto.;cp~QONt
'--( IR~fA-~PGI~ ~a as ~
Notary Public
JERRY R. DUFFIE
RICHARD W STEWART
EDMUND G. MYF.RS
DAVID W. DELUGE
JOHN A. STATLER
JEFFERSON J. SHIPMAN
JEFFREY B. RETTIG
MARK C. DUFFIE
JOHN R. NINOSKY
MICHAEL J. CASSIDY
MELISSA PEEL GREEVY
WADE D. MANLEY
LAW OFFICE S
JoI-~soN
j~UFFIE
Apri130, 2012
VIA EMAIL RA-InheritanceTaxExtCc~state.pa.us
Paul Dibert, Inheritance Tax Division
Department of Revenue
Bureau of Individual Taxes
Inheritance Tax Division
P.O. Box 280601
Harrisburg, PA 17128-0601
RE: Estate of Joseph C. Gribb
Date of Death: August 1, ;?011
File No. 21-11-0898
Our File No. 12661-1
Ladies and Gentlemen:
,~til(,~~~.c~ (I L
ELIZABETH D. SNGVER
SARAH E. HOPFR7AN
CAROLYN R. MCCLAIN
JOHN A Lucv
ULYSSES S. WILSON
JULIA A. PHILLIPS
OF COUNSEL.
HORACE A. JOHNSON
C. ROY WEIDNER, JR.
CONSTANCE P. BRUNT
',`l lil'I'i.~.iZ':5 it 'i'. ;,. C. 28d
This firm represents Jeffrey H. Gribb, Executor of the Estate of Joseph C. Gribb. Mr. Gribb died
August 2, 2011. The inheritance tax return is due by May 1, 2012.
As of this date of this correspondence, the Executor is completing information necessary for the
Return. -There are debts and real estate issues that he is currently working on. We request to have a 6 month
extension of time to file the Inheritance Tax Return. Please indicate your approval of this request in due
course via fax at (717) 761-3015 or email to my paralegal at dlw(a„ jdsw.com. We thank you in advance.
Very truly yours,
JOHNSON, DUFFIE, STEWART' &WEIDNER
Richard W. Stewart
c: Jeffrey H. Gribb, Executor
RWS:dlw:493772
301 MARKET STREET P.O. BOX 109 LEMOYNE, PENNSYLVANIA 17043-0109
WWWJDSWCOM 717.761.4540 FAX: 717.761.3015 MAIL~JDSWCOM
JOHNSON, DUFFIE, STEWART &WEIDNER, P.C.
E ~br~
T C Realty, Inc. George R. Ulsh
Gribb
I Inifnrm Residential Ao~PalSal RODOft flle# M00052
The u ose of Nis summa a sisal report is to rovide the lenderlcllent whh an accurate, and ode uatel su orted, o inion of the market value N the sub'ect re e
Pro a Address 715 Arlin ton Road CI Cam Hill State PA Z Code TI011
Bonower Jose h C Gribb Estate do Dick Stewart Owner of Public Record Jose h C Gribb Coun Cumberland
Le al Descri flan Referenced in Record Book 15E Pa a 342
Assessor's Parcel# 01-19-1594138 Tax Year 2012 R.E. Taxes$ 5407
Nei hhorhood Name Count Club Hills /Cam Hill Ma Reference Ot-19-1594138 Census Tract 0104.00
Occu am Owner Tenant Vacant 5 ecial Assessmems$ N/A PUD HOA$ N/A ^ per year ~ er month
Pro a Ri Ms A raised Fee Slm le ^ Leasehold Other descdhe
Asst nmemT a Purchase Transaction ^Retinance Transactlon ®Other tlescrlbe Establish the market value of the sub'ed"AS IS"
Lender/Client Jose h C Gribb Estate c/e Dick Stewart Address 307 Market Street Lemo ne PA 17043
Is the sub~ect roa cunentl oNered for sale or has hh0en altered for sale in the twelve months dor to the effective date of thisa raise)? Yes No
Re ort data source s used affedn rites ,and dates . Public record and Area MLS Verified 01/20/2012 310 000. 384 DOM
I ^dld ®tlld not analyze Ne cormaci for sale forthe sublect purchase hansaction. Explain the results of the analysts of the con4actfor sale ar why the analysis was not
edonned. Sub'ect is not current) offered for sale
Conhact Price $ MarketValua Date of CBnttacl N/A Is the roe seller the owner of uhlic record? Yes No Dma Sources Public Record
Is there anyfinancial assistance (loan charges, sale cancesslons, gilt ar downpayment assistance, etc.) to be pall by any pady on hehaH Nihe borrower? ^'yes ®No
If Yes, re od Ne total dollar amoum and describe the items to be altl. N/A
Note: Piece end the rectal composNlon of the neighborhood ere not a relsal factors.
Nei hborhood Charecterlstica One-Unit Housin Trends
Location Urban Suburban Rural Pro a Values Increasin Stable Oedinin
Built-U Over 75% 25-75% Under 25% DemantllSU I Shorts a In Balance Over SU I
Gmwth Paid Stable ^Slaw Marketin Tme Wder3 mths 3-6 mites Over6mths
Nel hhorhood Boundaries North is Sunset Drive South is Cam Hill B ass East is Conodo uinet Creak
West is Count Ciub Roatl.
One-Unlt Housln
PRICE AGE
$ 000 rs
145 Low 30
450 Hi h 80
250 Pretl. 60
Preeeni lend Use%
One-0nit 100 %
2.4 Unit %
Muhl-Feral) %
Commercial %
Other %
Nei hhorhood Descd Pion See Su lemental Addendum with comments. The Predominant sin le famil housin value is better re orted in a ran a of
150 000 to 350 000. Predominant a e is better re orted as 20 ears to 50 ears.
Macke[ Cantlhions includin su ortfor the above conclusions See attached Su IemeMal Addendum with comments.
Dimensions 175' x 145' er ublic record Area .59 Acres Sha a Mostl Rattan ular View Suburban
S ectlic ZOnin Classtlicadon Residential Zonln Oescri 'on Allowin for sin la Tamil housin use.
Zonin Com Hance Le al Le al Noncorrfonnin Grandfathered Use No Zonln Ille al describe
Is the hi hest and best use of sub act ro e as Ira roved or as mused er tans and s ec'rflcatlons the resent use? Yes Ne If No, tlescrlbe
UNIllles Public Otherldeacribe) Puhlic Other (dascrlbe ON-sttelm rovementa- a Publie Private
ElecMc' 100 am Water Street Paved As halt
Gas Nona San'da Sewer Alle None
FEMA 5 eclat Flood Hazard Area Yes No FEMA Flood Zone X FEMA Ma # 420357-0118E FEMA Ma Date 03/16/2009
Are the udlides and oN-sbe im mvemenis ical forthe market area? Yes No If No describe _
Are there an adverse site condNons or a#emal factors easemerAs encroachmerds environmental conditans land uses etc. 7 Yes No If Yes describe
There were no noted a arent adverse or unfavorable easements or encroachments noted.
General Deecrl tlon Foundation Exterior Oescrl tlon materials/condition Interior materials/wndition
Dnps ®One One wAh Accesso Unlt Concrete Slab Crawl S ace Foundation Walls ConcreteBlock/Avera Floors C t Vn I Wood/Av
# of Srories 1 ^ Full Basemen[ PaNal Basement EMerior Walls Stone&Alum/Aver Walls Plstr D wl WdPnl/Av
T e ®Oet. Att S-Oat./End Und Basement Area 863 s .N. Roof Surface Com Shin le/Avera TNMFlnIsh Wood/Avers e
® Exisdn Pro osetl Under Const Basement Finish % Gutters & Downs outs Aluminum/Averse Bath Floor CeramicTile/Good
Oesi n S le 1 Sto Outside Ent /Edt Sum Pum WndowT a WdDbIHn /AVera a BaN Wainsco[CeramicTile/Good
Year Built 1955 Evidence of Iniestatlon Storm SasMnsulated StormUnits/Averse Car Stoma None
Effective A e rs 20 ^ Oam ness ^ Settlement Screens Yes/Averse Drlvawa # of Cars 2
Attic None Hearin FWA HWBB Ratllant Amenities Wootlstove s # Drivewa Surface Paved As halt
Dm Stair Stairs Other Fuel Oil Rre laces # 1 Fence ®Garage # of Cars 2
Floor ^ Scuttle Conlin Central Alr Conditienin Patlo/Deck 1 Porch 1 Ca art # of Cars
^ Rnished ^ Heated ^ Individual ^ Other ^ Pocl ^ ONer ®Att. ^ Det. ^ Built-in
A )fences ^ Refd erator ®Ran a/Oven ®Dishwasher ®Dis osal ^ Microwave ^ Washer/D er ^ Other describe
Fnished area above rode contains: 7 Roams 3 Bedrooms 2.1 Bath 5 2 507 S uare Feet M Gross Uvin Area Above Grade
. Additional feaWres s eclat ener efficient Rems, etc.. Front orch rear atio fire lace 2 car era a storm windows.
Describe the condldon of the roe includin needed re airs detedaratlon renovatlons remodelin etc.. The sub~ect ezlerior is avere a condition with ical
im rovements. The interior of the sub'ed is in enerall avere a condition. Decor is dated and in need of u datin .Kitchen is older in amenities.
Master bath has minor ceramic rile re aired needed. The root is showin si ns of deterioration nearin timefor re lacement. There was evidence
of minor water dame a around the livin room fre lace ceilin .The electric service box is a Federal Pacific. This should be re laced as the are
known to be defective. The basement of the sub'ect is 34% of the 1st floor GLA and at resent 80 % fnished with recreation room.
Are Nere an hsical deficiencies or adverse conditions Nat atteclihe llvabili soundness ar structurzl tote d of the ro e ? Ves Ne If Yes describe
Ooes the ro e enerall conform Ntie net hborhood functional ufil' ,s le, cond'Itlon use consWcdon etc.? Yes No If No describe
Freddie Mac Form 70 March 2005
Page 1 of 6
Fannie Mae Form 1004 March 2005
Fonn 1004 - "WinTOTAL° appraisal sotavare by a la mode, Inc. -1-800-ALAMOOE
~~
Gribb
Uniform Residential Appraisal Report Flle# Mooo52
There are 0 com arable rc ertles cunentl offered for sale in the suh act nei hbonc~od ran In In rice from $ 0 to $ 0
There are 8 cam amble sales in the suh act nei hborhocd within the ast hvelve months ran in In sale rice fmm $ 215 000 to $ 319 900
fEATURE SUBJECT COMPARABLE SALE # 1 COMPARABLE SALE # 2 COMPARABLE SALIi # 3
Address 715 Arlington Road 646 Arlington Road 768 Arlington Road 30 W Lauer Lane
Cam Hill PA 17011 Cam Hill PA 17011 Cam Hill PA 17011 Cam Hill PA 17011
Proximi to Bub'ect 0.09 miles S 0.08 miles NW 1.53 miles W
Sale Price $ MarketValue $ 313 000 $ 30fi 000 $ 250 000
Sale PdcelGross Liv. Area
Data Sources $ 107.70 s .tt.
Pro art Vlewin $ .130.15 s .H.
MLS PubRec A
relsersFiles $ 134.92 s .tt.
MLS PubRec A
raisersFiles $ 89.99 5 .ft.
MLS PubRec A raisersFiles
Ver'rficadan Sources
VRLUE ADJUSTMEMS Data Bank
DESCRIPTION Data Bank
DESCRIPTION
+- $Ad ustment Data Bank
DESCRIPTION
+- $Ad'ustmeM Data BanK
DESCRIPTION
+- $Ad usnnem
Sales or Financing
Goncesslons N/A
32 DOM Cash
388 DOM Conv $8096
23 DOM Conv
7 DOM
Dale of SalelFime N/A 03/03/2011 10/19/2011 03/14!2011
Locatlon Surburban Surburban Surburban Surburban
Leasehcld/Fee Sim le
Site Fee Sim le
~.59 Acres Fea Sim le
.51 Acres Fee Sim le
.36 Acres
+2 500 Fee Sim le
1.8 Acres
-5 000
Mew Suburban Suburban Suburban SubrbnCreek -5000
Desi n S le ' 1 Sto 1 Sto 1 Sto 1 Sto
Dual' of ConsWcdan Stn&Frm/Av Brk&Vin VAv Brk Cdr Frm/AV Brk&Freme/Av
Actual A e 57 Yrs Est 53 Yrs Est 59 Yrs Est 54 Yrs Est
Cond'NOn Ave re e VGd/SaleU rd -30000 VGd/SaleU rd. -30000 Avers e
Above Gmtle Tmd Bdrms. Baths total Btlrms. BaNS TNaI Btlims. aaMS Tmd Bdrms. BaNs
Aoam COUnt 7 3 2.1 9 4 2.1 9 3 2.1 8 4 3 -3,000
Gmss LNin Area 2 507 s .tt. 2 405 s .tL +2 000 2 268 s .N. +4 800 2 778 5 .tt. -5 400
Basement&Rnished
Roams Below Gmtle RecROOm
34%160% RecRoom,.l Ba
75%/80% -3,000 RecRoom
75%/80% RecRoom,.iBa
100%/60% -3,000
Funcdanal llbl' Avere a Avers a Avers a Avers e
Heatln Conlin CntdHUCntdCl CnirIHUCntrlCl CnmHUCntrlCl CntrIHUCntrlCl
Ener Etliciem kerns T ical for A e T ical for A e T ical for A e T ical far A e
Gara e/Ca ort 2 Car Gar e 2 Car Gare e 2 Car Gara e 2 Car Gara e
' PorchlPadWDeck Porch Patio Porch Patio Pch WdDk Patio Porch Patio
• Amenities Fire lace 2 Fire laces -3 000 Fire lace 3 Fire laces -6 000
Amenitles None None Pond -5000 None
• Amenkes None Nona None Nane
• Net Adustrnent alai + - $ -34000 + - $ -27700 + - $ -27400
Adlus[ed Sale Price
of Com amhlas Net Adl. 10.9%
Gmss Ad'. 12.1 %
$ 279 000 Net Adj. 9.1%
Gross Ad'. 13.8 %
$ 278 300 Net Atll~ 11.0%
Gross Ad'. 11.0 %
$ 222 600
- 1 did did not research the sale orhansfer histo of the sub~ect m e and cam arab le sales. If na ex lain
M research did did riot reveal an rior sales ortmnsfers of the sub act roe for the three ears riortc tha effective date of Nlsa ralsal.
Data Sources Public Record and Area MLS
M research did did not reveal an rior sales or transfers of the com arable sales for the ear rior to the Date of sale of the com arable sale.
Data Sources Public Record and Area MLS
Re ort the results of the research and anal sis of the rior sale or transfer
ITEM SUBJECT
Date of Pdar Sale/rransfer No transfer of the sub'ect hlsto of Me subject roe and co
COMPARABLE SALE #1
No transfer of the sales in m arable sales re ort addPoonal ri
COMPARABLE SALE #2
No transfer of the sales in or sales an a e 3 .
COMPARABLEI SALE #3
No transfer of the sales in
Price of Prior Sale/Tmnsfer in the last 36 months the last 12 month the last 12 month the last 12 month
Data Sources Public Record Public Record Public Record Public Record
Ettecdve Oete of Data SCUrces 01/20/2012 Ot/20/2012 01/20/2012 01/20/2012
Anal sis of dar sale ar transfer hlsto of the suh'ect ro e and cam amble sales No transfer of the sub'ect in the 1as136 months. No transfer crf the sales
in the last 12 months.
Summa of Sales Gam adsan A roach See attached addendum with additional sales and comments on the Sales Com orison A roach to Value.
Indicated Value h Sales Com orison A roach $ 270 000 '
IndlcaMd Valuab :Saks Com arisonA roach$ 270000 Cost roach (il develo ed)$ WA IncomeA roach (ii develo ed)$ 0
The Sales Com orison A roach to Value is the best for detenninin the Market Value of a resldentlal roe .The Cost A roach to `/alue and
• The IncomeA roach to Value were considered bu[ are not a ro riots for the a sisal.
- This appraisal Is made ®"as is", ^ subject to completicn per plans and spec'rficatlons on the hosts of a hypothetical condition Nat the improvemems have been
completed, ~ subject to the following repairs or alterations on the basis of a hypothetical condNOn Nat the mpalrs or atlemdons have keen completed, or ^ subject to the
• followin m aired Ins ecgon based on Ne extraoNin assum on Nat Ne conditlon or deficient does not re airs alteration or re air: See attached su lamental
addendum with sub'ect roe and a sisal comments noted. This a ralsal is not valid without all attached addenda.
Based on a complete visual inspection o1 the Interior end ezkrlor areas of the aubled property, delined scope of wads statement of easumptiona and limiting
conditions, and appreieer'a certficatlon, my (our) opinion o1 the market value, as eilned, of t e reel property that la the subject of this report Is
$ 270000 ae of 01/20/2012 which k the date of Ins eMlon end the effectMe dak of this a reveal.
Freddie Mac Form 70 March 2005
Page 2 of 6
Porm 1004 - "WinTOTAL" appraisal sothvare by a la mode, inc. -1-B00-ALAMODE
Fannie Mae Farm tOG4 March 2005
Gribb
I Inifnrm Rocil~Pntial ~nflralSAl RP-MH' cnex ennnnso
FEATURE SUBJECT COMPARABLE SALE#4 COMPARABLE SALE#5 COMPAAA6LE SALE#6
Address 715 Arlington Road
Cam Hill PA 17011 540 Devon Road
Cam Hill PA 17011
Proxim' to Sub ed
Sale Pdce
$ MarketValue 0.26 miles SE
$ 272 000
$ -
$
Sale PdcelGross Llv. Area $ 107.70 s .ft. $ 116.94 s .tt. $ s .tt. $ s .tt.
Dane Sources Pro a Viewin MLS PubRec A raisers Files
VerBication Sources
VALUE ADJUSTMENTS Data Bank
DESCRIPTION Dala Bank
DESCRIPTION
+- $Atl'ustrnent
DESCRIPTION
+- $Atl usMent
DESCRIPTION
+- $AdLStmem
Sales at Financing
Concessions N/A
32 DOM VA
423 OOM
Date of Sale(Time N/A 12/13/2011
Locaticn Surburban Surburban
Leasehold/Fee Sim le Fee Sim le Fee Sim le
S'de .59 Acres .40 Acres
View Suburban Suburban
Desl n S le 1 Sto 1 Sto
Ouali of CansWdicn StnBFrm/AV SlnBFrm/Av
' Actual A e 57 Yrs Est 55 Yrs Est
' Condition Aver a a VGd/SaleU rd -30000
Above Gmde Total 8tlrms. Baths Total Btlrms. BaNS Tmal Btlrms. Baths TNaI Btlrms. Baths
Room Count 7 3 2.1 8 4 2.1
- Gross Livin Area 2 507 s .tt. 2 326 5 .ft. +3 600 s .tt. s .h.
Basemem 8 Finished
Roams Below Grade RecReom
34% / 60% RecROOm
80 % / 60%
Functional Ilbr Avera a Avera e
Hea6n Conlin CntrIHUCntrlCl DotdHtlCntflCl
Ener Etficierd dems T icel for A e T ical for A e
Gera e/Car ort 2 Car Gary e 2 Car Gara a
Porch/Patiol0eck Porch Polio Porch Patio
Amenities Fire lace 2Fire laces -3000
AmenPoes None None
Amenities None None
Net Ad'usMeM afal ^+ - $ -29400 + - $ + - $
Adjusted Sale Pdce Ne[Ad~. 10.8% Ne[AtlJ. % Net Atlj. %
of Com arahles Grass Ad. 13.5 % $ 242 600 Gross Ad'. % $ Gross Atl'. % $
Re artthe results of the research and anal sis Nthe dor sale artransfer histo of the sub'ect roe and com arable sales re ort additional dor sales on ae3.
ITEM SUBJECT COMPARABLE SALE#4 COMPARABLE SALE#5 COMPARABLE SALE#6
Date of Pdor Sale/Fransfer No lrensfer of the sub~ect No transfer of the sales in
Pdce of Prior Sale/Ransfer in the last 36 months the last 12 month '
Doh Seume s Public Record Public Record
Effective Dale of Oata Sources 01/20/2012 01/20/2012
Anal sis of riot sale or transfer histe of the suh'ect m e and cam arable sales No transfer of the sub'ect in the last 36 months. No transfer of the sale in
. the last 12 months.
Anal sis/Comments All of the sales are located within the same suburban market area as the sub'ect roe .All of the sales are similar in uali of
construction to the sub'ect. The use of sales older then and or located further than t hall desired was caused from the absence of more recent
similar sales in closer roximi to the sub'ecl. This caused the a raiser to ex nd his search area into similar areas of the sub'ect market with
similar value ren a economic basis ualit of wnstruction and effective a e for the sales. The sub'ec[ is in avera a condition needed a dain and
re aairs su rts a value established from the sales. The value ad'ustment far the condition of Sale #1 #2 and fi4 is Caused from the sales bein
u dated/remodeled o sed to the resent condition of the sub ect. Sale #4 re ortin a ears to ive descri bons of condition more similar to the
suh'ac[. NMO vallue ad'ustment is su orted. Provided sales bracket the sub'ec[ in value and GLA. This is a desired condition b the a raiser
when estabiishin the market value of the sub'ed. Seller concessions are t icell 2 - 8 erceM of the sales rice in the suh'ec[ marker area and
are not a relevant condition in the value of the ro erties. For this reason seller concessions era indicated but do not su ort a reduction in value of
the sale. It is noted that the sub'ec[ rice ross livin area varies b more then the desired 25% er s uare foot for Sale #2lhen the a araiser
enerell desires to sta within. Limited sales available for anal sis in the sub'ect market area caused the use of the sale that Is considered the best
available for anal sis of the sub~ect.
Freddie Mac Fonn 70 March 2005
Fannie Mae Forrn 1004 March 2005
Farm 1004.(AC) - "WinTOTAL"appraisal software by a la mode, inc. - i-800-ALAMODE
Gribb
I Inifnrm RP.SIfiP.ntlAl Aoo~81S81 ROOO1't cnen Mnnnsz
The s biecf ea Is esf ated at 57 years The subject se has b en sin le f 'IV res'de t' 1 which appears to be the H'ohest best use for the
roe
Unless otherwise noted within the a raisal re rt ALL rovided hotos are on final and were obtained b the a raiser Burin the develo menl
of the a raisal. All of the sales indicated have been eMernall and or interiod view b the a raiser as re uired h the a raisers uidellnes for
arformin a sisals.
When a liwble within the a raisal re ort it is assumed unless noted in the re ort that the roof lumbin healin electrical and air
cenditionin s stem wells se tic tanks or cess ool are in satisfaclo o eratin condition that the buildin is slruclurall sound and free of termite
infestation and free of termite dame e. The a siser su gists that bu ers lenders and other interested arties obtain certifications from ro girl
ualifed rofessionals for their rotection.
There has not been a title search or surve com leted on the suh'ect ro ert that would confirm or den an encroachments easements deed
restrictions on or a ainst the sub ect roe . In addition information develo ed from available re orted uhlic record is believed accurate unless
otherwise noted. Please be advised that ublic record re ortin is at times slow or incorrect) re orted. At the time of the a raisal viewin of the
sub'ecl roe unless otherwise noted in the a raisal re orf none of the items mentioned In this as ra h were visihl noticed or a ~ arent. The
a raisal is made considerin the items not resent or havin no effect on the overall ical use of the sub'ect as valued in this re ort. If an of
these items era resent the Market Value as determined b this re ort ma be adverse) affected.
Sub'ect Photos are on final hotos taken at the time of the sub ed roe viewin and have not been altered.
The di ital si nature used on the a raisal re ort is the true si nature of the a raiser and used on all a sisals. Di ital sl natures facilitate the
transfer of the a raisal re ort 6 EDI EFI' or a-mail. The software utilized h the a raiser to eneste the a raisal re rt rotects si nature
• securi b means pf a in number that is in the sole central of the a raiser.
The a siser researched a rou of sales Iistin sand under contract ro erties in [he sub'ed area for cam orison to the sub'ect. Sales
_
anal sis is based on the roximi to the sub'ect location effective a e market a e size a raiser veriFlable information of the sales a raisers
• resonel knpwled a of the sales and most similar amenities to the sub'ect. The sales under contsc[s and or Iistin s rovided in the Market
C Cam orison A roach to Value era the best verifable sales under centsct and or Iistin s similar to the sub'act from the rou of sales reviewed.
This a sisal is a Summa A raisal Re ort. "The Intended User of this a raisal re ort is the Client. The Intended Use is to evaluate the
roe that is the sub'ect of this a raisal lp establish the market value sub'ect to the stated Sco a pf Work ur ose of the a sisal re ortin
re uirements of this a raisal re art form and Defnition of Market Value. No additional Intended or Unintended Users are identified b the
a siser."
The line atl'ustment when in lace on the Sales Com orison A roach to Value room count area is for the bathrooms in the GLA area of the
suh'ect. Overall room count is considered in the GLA ad'ustment for the sub'ect. It is im ro er to increase or reduce value for both room count and
GLA. This sctice if used would create a situation of increasin value or reducin value for the same situation.
Personel roe was not included in the foal value of the sub'ecl.
Value adustments within the a raisal are based not on ones ecfic market derived adustment or aired sales anal sis. Most are based on
several thousand over a edod of 20 ears with strpn influence for a cost to cure for their differences.
The a siser is not a rofessional home ins eclor and does not warrant the absence or resence of defects in the sub'ed ro ert .
Basement size and fnished area of the sales endin sales and or active Iistin s is estimated from ublic record re ortin when available MLS
information when available and the a sisers eneral knowled a of the sub'ect desi n. Actual verifable information is not available thmu h
credihla named sources.
COST APPFOACH TO VALUE (not re uired b Fannie Mee
Provide ode uate infortnatlon farthe lender/client to re licate the below costfl ores and calculations.
Su ortfor Nea inion of sHe value summa of com arable land sales ar other methods for esdmatln sde value
ESTIMATED AEPRODUCiION OR ^ REPLACEMENT COST NEW OPINION OF SITE VALUE _$
Source of cast doh DWELLING S .Ft. $ . _........ _$
Ouali redo frpm cast service Etlecdve date of cast data S .R. $ ............. _$
Comments on Cost A roach ross livin area calculatlons de reciation, etc. .______ _$
See attached buildin sketch with dimensions and sub'ect drawlin .See Gara elCar ort S .Ft. $ __....._ _$
• attached su lemental addendum with comments on the sub'ec[ ro ert Total Estlmafe of Cast-New ........__ _$
Cost A roach to Value. Less Ph sical Functional Edernal
De reciadon =$
De reclated Cost of Im rpvements =$
"As-Is"Value of Site lm rovements . _$
Estlma[etl Remainin Ecpnomic Life HUD and VA onl 40Yeam INOICATEO VALUE BV COST APPROACH =$
INCOME APPgOACHTO VALUE (noire uiredb Fannie Mee)
• Estimated MonO1 Market ReM $ 0 X Gross Aent Multi tier 0 = $ 0 Indicated Value h Income A roach
Summ of Income A roach includin su ort for market rent and GRM) See attached supplemental addendum for comments on the Inceme A roach to
Value.
PROJECT INFORMATION FOR PUOs (Ile Ilcable)
Is the develo egbuilder in control of the Homeowners' Association HOA ? Yes No Unlt e s Detached Attached
Provide the tollowin Infannatlon far PUDs ONLY if the develo errouiltler Is in control of the HOA and the soh ect ro e Is an attached tlwellln unA.
Le al Name of Pro ect
• Total number of hoses Total number of untls Total number of units sold
Total number of units rented Total number of units far sale Data source s
- Was the ro'ect created b the conversion of ebsdn 6uiltlin s Into a PU07 ^ Yes ^ No If Ves date of conversion.
Does he oect contain an multi-dwellin units? Yes No Oata Source
Are the units, common elemenh and recreaLon hcilltles cam lets? Yes No If No descdhe the status of com ledon.
Are the common elements leased to or h he Homeowners' Associadan7 Yes No If Ves describe the rental terms and a dons.
Descdbe common elements and recreational faciliCes.
Freddie Mac Form 70 March 2005 Pago 3 of 6 Fannie Mae Form 7004 March 2005
Folm 7004- "WinTOTAL" apprelsal software by a la mode, inc. -1.800-ALAMODE
r_.~~,n
iform Resiaenna( Appraisal neporE File# M00052
This report form is designed to report an appraisal of a one-unit property or a one-unit property with an accessory unit;
including a unit in a planned unit development (PUD). This report form is not designed to report an appraisal of a
manufactured home or a unit in a condominium or cooperative project.
This appraisal report is subject to the following scope of work, intended use, intended user, definition of market value,
statement of assumptions and limiting conditions, and certifications. Modifications, additions, or deletions to the intended
use, intended user, definition of market value, or assumptions and limiting conditions are not permitted. The appraiser may
expand the scope of work to include any additional research or analysis necessary based on the complexity of this appraisal
assignment. Modifications or deletions to the certifications are also not permitted. However, additional certifications that do
not constitute material alterations to this appraisal report, such as those required by law or those related to the appraiser's
continuing education or membership in an appraisal organization, are permitted.
SCOPE OF WORK: The scope of work for this appraisal is defined 6y the complexity of this appraisal assignment and the
reporting requirements of this appraisal report farm, including the following definition of market value, statement of
assumptions and limiting conditions, and certifications. The appraiser must, at a minimum: (1) perform a complete visual
inspection of the interior and exterior areas of the subject property, (2) Inspect the neighborhood, (B) inspect each of the
comparable sales from at least the street, (4) research, vedty, and analyze data from reliable public and/or private sources,
and (5) report his or her analysis, opinions, and conclusions in this appraisal report.
INTENDED USE: The intended use of this appraisal report is for the lender/client to evaluate the property that is the
subject of this appraisal for a mortgage finance transaction.
INTENDED USER: The intended user of this appraisal report is the lender/client.
DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open
market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming
the pdce is not affected 6y undue stimulus. Implicit in this definition is the consummation of a sale as of a spec'rfied date and
the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both
parties are well informed or well advised, and each acting in what he ar she considers his or her own best interest; (B) a
reasonahle time is allowed for exposure in the open market; (4) payment is made in terms of cash in U. S. dollars or In temps
of financial arangements comparable thereto; and (5) the price represents the normal consideration for the property sold
unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale.
*Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are
necessary far those casts which are normally paid 6y sellers as a resuk of tradition or law in a market area; these casts are
readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing
adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional
lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical
dollar for dollar cast of the financing or concession but the dollar amount of any adjustment should approximate the market's
reaction to the financing or concessions based on the appraiser's judgment.
STATEMENT OF ASSUMPTIONS AND LIMITING CONDITIONS: The appraiser's certification in this report is
subject to the following assumptions and limiting conditions:
1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title
to it, except for information that he or she became aware of during the research involved in perorming this appraisal. The
appraiser assumes that the title is good and marketable and will not render any opinions about the title.
2. The appraiser has provided a sketch in this appraisal report to show the approximate dimensions of the improvernents.
The sketch is included only to assist the reader in visualizing the property and understanding the appraiser's determination
of its size.
3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency
(ar other data sources) and has noted in this appraisal report whether any portion of the subject site is located in an
identified Special Flood Hazard Area. Because the appraiser is not a surveyor, he or she makes no guarantees, express or
implied, regarding this determination.
4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,
unless specific arrangements to do so have been made beforehand, ar as otherwise required by law.
5. The appraiser has noted in this appraisal report any adverse conditions (such as needed repairs, deterioration, the
presence of hazardous wastes, toxic substances, etc.) ohserved dudng the Inspection of the subject property or that he or
she became aware of during the research involved in performing the appraisal. Unless otherwise stated in this appraisal
report, the appraiser has no knowledge of any hidden or unapparent physical deficiencies or adverse conditions of the
property (such as, but not limited to, needed repairs, deterforation, the presence of hazardous wastes, toxic substaltces,
adverse environmental conditions, etc.) that would make the property less valuable, and has assumed that there are no such
conditions and makes no guarantees or warranties, express or implied. The appmiser will not be responsible for any such
conditions that do exist or for any engineedng or testing that might be required to discover whether such conditions exist.
Because the appraiser is not an expert in the field of environmental hazards, this appraisal report must not be considered as
an environmental assessment of the property.
6. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to saY~sfactory
completion, repairs, or alterations on the assumption that the completion, repairs, or alterations of the subject property will
he pertorned in a professional manner.
Freddie Mac Fonn 70 March 2005 Page 4 of 6 Fannie Mae Farm 1004 March 2005
Form 1004 - "WinTOTAL° appraisal soHware by a la mode, inc. -1-800-ALAMODE
iform Residential
APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that
1. I have, at a minimum, developed and reported this appraisal in accordance with the scope of work requirements stated in
this appraisal report.
2. I performed a complete visual inspection of the intedor and exterior areas of the subject property. I reported the condition
of the improvements in factual, specific terms. I identified and reported the physical deficiencies that could affect the
livability, soundness, or stmctuml integrity of the property.
3. I pertormed this appraisal in accordance with the requirements of the Uniform Standards of Professional Appraisal
Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in
place at the time this appmisal report was prepared.
4. I developed my oplnion of the market value of the real property that is the suhject of this report based on the sales
compadson approach to value. I have adequate compaable market data to develop a reliable sales compadson approach
for this appraisal assignment. I further certify that I considered the cost and income approaches to value but did not develop
them, unless otherwise indicated in this report.
5. I researched, verified, analyzed, and reported on any current agreement for sale for the subject property, any offedng for
sale of the subject property in the twelve months prior to the effective date of this appraisal, and the pdor sales of the subject
property for a minimum of three years pdor to the effective date of this appraisal, unless otherwise indicated in this report.
6. 1 researched, verified, analyzed, and reported on the prior sales of the comparable sales for a minimum of one year prior
to the date of sale of the comparable sale, unless otherwise indicated in this report.
7. I selected and used comparable sales that are locationally, physically, and functionally the most similar to the subject property.
8. I have not used comparable sales that were the result of combining a land sale with the contract purchase pdce of a home that
has been huift or will he hunt on the land.
9. I have reported adjustments tc the comparable sales that reflect the market's reaction to the differences between the subject
property and the comparable sales.
10. I verified, from a disinterested source, all information in this report that was provided by parties who have a financial interest in
the sale or financing of the subject property.
11. I have knowledge and experience in appraising this type of property in this market area.
12. I am aware of, and have access to, the necessary and appropriate public and private data sources, such as multiple listing
services, tax assessment records, public land records and other such data sources for the area in which the property is located.
13. I obtained the infonnatlon, estimates, and opinions furnished by other parties and expressed in this appraisal report from
reliable sources that I believe to be true and correct.
14. I have taken into consideration the factors that have an impact on value with respect to the subject neighhorhoorl, subject
pmperty, and the proximity of the subject property to adverse Influences in the development of my opinion of market value. I
have noted in this appraisal report any adverse conditions (such as, but not limited to, needed repairs, detedoration, ttie
presence of hazardous wastes, toxic substances, adverse environmental conditions, etc,) ohserved dudng the Inspection of the
subject property or that I became aware of during the research involved in performing this appmisal. I have considered these
adverse conditions in my analysis of the property value, and have reported on the effect of the conditions on the value and
marketability of the subject property.
15. I have not knowingly withheld any significant information from this appraisal report and, to the best of my knowledge, all
statements and information in this appraisal report are true and correct.
16. I stated in this appraisal report my own personal, unbiased, and professional analysis, opinions, and conclusions, which
are suhject only to the assumptions and limiting conditions in this appraisal report.
17. i have no present or prospective interest in the property that is the subject of this report, and I have no present or
prospective personal interest or bias with respect to the participants in the transaction. I did not base, either partially or
completely, my analysis and/or opinion of market value in this appraisal report on the race, color, religion, sex, age, ma.dtal
status, handicap, familial status, or national origin of ether the prospective owners or occupants of the subject property or of the
present owners or occupants of the properties in the vicinity of the suhject property or on any other basis prohibited by law.
18. My employment and/or compensation for performing this appraisal or any future or anticipated appraisals was not
conditioned on any agreement or understanding, written or otherwise, that I would report (or present analysis supporting) a
predetermined specific value, a predetermined minimum value, a range or direction in value, a value that favors the r;ause of
any party, or the attainment of a specific result or occurrence of a specific subsequent event (such as approval of a pending
mortgage loan application).
19. I personally prepared all conclusions and opinions about the real estate that were set forth in this appraisal repod:. If I
relied on significant real property appraisal assistance from any individual or individuals in the pertormance of this appraisal
or the preparation of this appraisal report, I have named such individual(s) and disclosed the specific tasks pertormed in this
appraisal report. I certify that any individual so named Is qualified to pertorm the tasks. I have not authodzed anyone to make
a change to any item in this appraisal report; therefore, any change made to this appraisal is unauthorized and I will lake no
responsibility for it.
20. I identified the lender/client in this appraisal report who is the individual, organization, or agent for the organization that
ordered and will receive this appraisal report.
Freddie Mac Fonn 7o March 2005 Page 5 of 6 Fannie Mae Fonn 1004 March 2005
Farm 1004 - "WinTOTAL° appraisal sotware by a la made, inc. -1.800-ALAMOOE
rr~nn
umtorm rtes)aennal
21. The lender/client may disclose or distribute this appmisal report to: the borrower; another lender at the request of [he
borrower; the mortgagee ar its successors and assigns; mortgage insurers; government sponsored enterprises; other
secondary market participants; data collection or reporting services; professional appraisal organizations; any department,
agency, or instrumentality of the United States; and any state, the Distdct of Columbia, or other jurisdictions; without heaving to
obtain the appraisers or supervisory appmiser's (ii applicable) consent. Such consent must be obtained before this appraisal
report may be disclosed or distributed to any other party (including, but not limited to, the public through advertising, public
relations, news, sales, or other media).
22. I am aware that any disclosure or distdbution of this appraisal report by me or the lender/client may be subject to certain
laws and regulations. Further, I am also subject to the provisions of the Unitorm Standards Of Professional Appraisal Practice
that pertain to disclosure or distdbution by me.
23. The borrower, another lender at the request of the borrower, the mortgagee or its successors and assigns, mortgage
insurers, government sponsored enterprises, and other secondary market participants may rely on this appraisal report as part
of any mortgage finance transaction that involves any one or more of these parties.
24. If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable federal and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceahle and
valid as if a paper version of this appraisal report were delivered containing my original hand wdtten signature.
25. Any intentional or negligent misrepresentation(s) contained in this appraisal report may result in civil liability and/or
criminal penalties including, but not limited to, fine or imprisonment or bath under the provisions of Title 18, United States
Code, Section 1001, et seq., or similar state laws.
SUPERVISORY APPRAISER'S CERTIFICATION: The Supervisory Appraiser certifies and agrees that
1. I directly supervised the appraiser far this appraisal assignment, have read the appraisal report, and agree with the appraiser's
analysis, opinions, statements, conclusions, and the appraiser's certification.
2. I accept full responsibility for the contents of this appraisal report including, but not limited to, the appraiser's analysis, opinions,
statements, conclusions, and the appraiser's certification.
3. The appraiser identified in this appraisal report is either asub-contractor or an employee of the supervisory appraiser (Or the
appraisal firm), is qualified to perform this appmisal, and is acceptable to perform this appraisal under the applicable state law.
4. This appraisal report complies with the Uniform Standards of Professional Appraisal Pmctice that were adopted and
promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place at the time this appmisal
report was prepared.
5, If this appraisal report was transmitted as an "electronic record" containing my "electronic signature," as those terms are
defined in applicable fedeml and/or state laws (excluding audio and video recordings), or a facsimile transmission of this
appraisal report containing a copy or representation of my signature, the appraisal report shall be as effective, enforceable and
valid as if a paper version of this appraisal report were delivered containing my original hand wdtten signature.
APPRAISER ~ rge R. Ulsh
Signature
Name s State Cen. Res. Real Estate A~ r
Company Name T eahv Inc.
Company Address 801 East Park Drive Suite 106 Harrisburg PA
Telephone Number 01 71 441-2794
Email Address rulshCalcomcast.net
Date of Signature and Report 01/302012
Effective Date of Appraisal 01/20/2012
State Certification # RL000409L
or State License #
or Other (describe) State #
State PA
Expiration Date of Certification or License 06/30/2013
ADDRESS OF PROPERTY APPRAISED
Como Hill. PA 17011
APPRAISED VALUE OF SUBJECT PROPERTY$ 270,000
LENDER/CLIENT
Name
Company Name Joseph C Gribb Estate do Dick Stewart
Company Address 307 Market Street Lemoyne PA 17043
Email Address
SUPERVISORY APPRAISER (ONLY IF REQUIRED)
Signature
Name
Company Name
Company Address
Telephone Number
Email Address
Date of Signature
State Certification #
arState License #
State
Expiration Date of Certification or License
SUBJECT PROPERTY
^ Did not inspect subject property
^ Oid inspect exterior Of suhject property from street
Date of Inspection
^ Did inspect interior and extedor of subject property
Date of Inspection
COMPARABLE SALES
^ Did not inspect eMedor of comparable sales from street
Did inspect eMedor of comparable sales from street
Date of Inspection
Freddie Mac Fonn 70 March 2005 Page 6 of 6 Fannie Mae Form 1004 March 2005
Farm 1004 - "WinTOTAL" appraisal software by a la made, Inc. -1-900-ALAMOOE
Rnnnlemenfal Addenduul File kn. nnnnnsp
BoroWer CIieM Jose h C Gribb Estate Go Dick Stewart
Property Address 715 Arl' aton Road
Cit r Camp Hill County Cumberland State PA Pp Cade 17011
Lender Jos ph C Gr'bb Estate Go D'ck Stewart -
COST ANDINCOME APPROACH COMMENTS
The Cost Approach to Value for homes with an age greater then a maximum of 5 years, the lack of available verifiable land
sales or having good available closed sales for comparison to the subject creates a condition that causes the Cast Approach to
Value to be considered inappropriate for use in this appreisal report. This is based on the fact that a cost analysis for a subject
property is generelly subjective, based on the appraiser estimate of depreciation, cos[ manuals general analysis for an area,
subjective statements from area contractors. The generel analysis of all supports the statement that this generally leads to 1:he
inaccuracy of the Cost Approach to Values and leads the client to improper conclusions. For this reason, although considered,
The Cost Approach to Value is inappropriate for use in this appraisal report.
The Income Approach to Value is considered inappropriate for use in this appraisal report. This is based on the fact that a
typical purchaser for the subject property has an interest in the purchase for their primary residence opposed to the concern of
the value generated, through investment, from the possible income produced value. In addition, the veritable information
available is not a matter of public record and accuracy is at best considered limited in nature. For this reason, although
considered, the Income Approach to Value is considered inappropriate for use in this appraisal report
Neighborhood -Description
The subject is located in a residential neighborhood. Major routes of travel are located within a reasonable distance of the
subject. Employment for the area is rated as good. Major employers in the Camp Hill Area include large manufacturing
companies, local govemmenttacilitiesend many smaller service companies. The subject neighborhood is in a primarily stable
phase of its' life cycle with properties in the neighborhood having good appeal with proof of regular maintenance. Supply arrd
demand appears in balance. Property values are stable and have been for a tlme period exceeding one year. This is after a
sustained increase for several prior years. Buyer demand appears typical for this time of year in the neighborhood and is
supported by continued low interest rates. Information is supported through public record information and Central Penn MLS
System.
Neighborhood -Market Conditions
There are no foreseeable economic trends which might significantly influence market conditions in this area. The current
mort-gage market offers a wide variety of conventional loans with competitive rotes. As a result, the farms of fnancing have
tittle, if any, impact on sales prices. If interest rates remain reasonable, property values and marke[ablility should he good.
Current supply and demand are in balance. Marketing time is typically 90 - 180 days for reasonably priced properties. Interest
rates are ranging from 4% to 8% with 0-3 points typically being paid for origination or discount. Seiler concessions, although
evident, are not typical of all transactions.
APPRAISAL COMMENTS
The appaiser has NO current or prospective interest in the subject property or parties involved; and has NOT completed any
services regarding the subject property within the three year period immediately preceeding acceptance of the assignment, as
an appraiser or in any other capacity.
The subject is over 30 years old but had been modernized as necessary and is marketable in its present condition. The
effective age is significantly less than 30 years.
Form TADD -'~nTOTAL" appreisal sMtWare by a la mode, inc. -1-800-ALAMOOE
Borrower Client Jose h C Gdbb Estate c/o Dick Stewart File No. M00052
roe Address 715 Arlin on Road
Ci Cam Hill Countv Cu be land State PA Zio Cotle 17011
Lender Jose h C Gribb Estate do Dick Stewart
APPRAISAL AND REPORT IDENTIFICATION
This Appraisal Report isolse of the following Types:
^ Sett Contained (A written report prepared under Standards Rule 2-2(a) , pursuantto the Scope of Work, as disclosed elsewhere in thin report.)
®Summary (A written report prepared under Standards Rule 2-2(b) ,pursuant to the Scope of Wark, as disclosed elsewhere In this report.)
^ Restricted Ilse (A written report prepared under Standards Rule 2-2 c) ,pursuant to the Scope of Work, as disclosed elsewhere In this report,
restricted to the stated intended use by the specified client or intended user.)
Comments on Standards Ruie 2-3
I ceNfy that, N the best of my knowledge and belief:
-The statements of fact comainetl in Nis report are We and correct.
-The reported analyses, opinions, and conclusions are IlmHed only by the reponed assumpgons and limlting conditions and are my personal, impaNal, and unbiased professional
analyses, opinions, and conclusions.
-Unless otherwise indicated, I have no present or prospective interest In the property that Is the subject of this report and no personal Interest with respect to Ne paNS involved.
-Unless aNerwise indicated, I have petlonned no services, as an appraiser or in any other capacity, regarding the property Nat is the subject of this report within the three-year
period Immediately preceding acceptance of this assignment.
- I have nc hies with respect to the property Nat is Ne subject of this report or the parties involved with Nis assignment.
- My engagemem in this assignment was not congngem upon developing or repoNng predetermined results.
- My compensation for compleAng this assignment is not contingent upon Ne development or mpoNng of a predetermined value or direction in value Nat favors the cause of Ne
client Ne amount of the value opinion, the attainment of a stipulated result, or the occupence of a subsequent event directly related [c Ne Intended use of this appraisal.
- My analyses, opinions, and conclusions were developed, and Nis report has keen prepared, in conformity with the Uniform Standards of PMesslonal Appraisal Practice that war
in egect at Ne time this report was prepared.
-Unless otherwise indicated, I have made a personal inspection of the property Natls Ne subect of this report.
- Unless otherwise indicated, nc ono provided signlticam real property appraisal assistance tc the person(s) signing this certification (if there are exceptions, Ne name of each
individual provlAing signiflcam real property appraisal assistance Is stated elsewhere in Nis report).
Comments on Appraisal and Report Identification
Note any USPAP related issues requiring disclosure and any State mandated requirements:
APPRAISER: '/ ~,,,// ~ ~ SUPERVISORY APPRAISER (only if required):
Signature: <~~r/'~~ - ~--~ Signature:
Name: Geor a R. Ulsh State Cert. Res. Real Estate A ~r Name:
Oesignatlon: Designation:
Oa[e Signed: 01/30/2012 Oate Signed:
State Cen'rflcatlon #: RL000409L State Certfication #:
or State license #: or State License #:
State: PA State;
Expiratlon Oate of CeNficagon or License: 06/30/2013 Explrfiion Oate of Certdicatlon or License:
Supervisory Appraiser Inspecgon of Suhlecl Property:
Elfecfive Date of Appraisal: 01/20/2012 ^ Old Not ^ F>dedomonly from street ^ Interior and Fxleiior
Ponn 1010 - "WinTOTAL" appraisal software by a la mode, Inc. -1-800-ALAMODE
Subiect Photo Page
Borrower Client Jose h C Gribb Estate Go Dick Stewart
Properly Address 715 Adinat Roatl
~Clry Camp H'll Ccunty Cumberland State PA Zp Catle 17011
Lender Joseph C Grihb Estate c/o Dick Stewart
Subject Front
715 Arlington Road
Sales Price MarketValue
Gross Living Area 2,507
Total Roams 7
Total Bedrooms 3
Total Bathrooms 2.1
Location Surburban
Vew Suhurban
Stte .59 ACres
Guality Stn&FrMAVg
Age 57 Yrs ESt
Subject Rear
Subject Street
Form PICPIX.SR - °WInTOTAP appraisal software 6y a la mode, Inc. -1-800-ALAMOOE
Subject Photo Page
Bonawer Client Jose h C Gribb Estate clo Dick StewaR
Pro a Address 715 Arlin ton Road
C C o Hll CourAy Cu herland State PA Zip Cade 17011
Lender J seoh C G'bb E t t U D' k Stewart
Subject Front
715 Arlington Road
Sales Price MarketValue
Gross Living Area 2,507
Total Rooms 7
Total Bedrooms 3
Total Bathrooms 2.1
Location Surburban
View Suburhan
Site .59 Acres
Gualily Stn&Frm/AVg
Age 57 Yrs Est
Subject Rear
Subject Street
Farm PICPIX.SR - "WinTOTAL" app2isal software 6y a la made, inc. - t-800-ALAMOOE
Subiect Photo Page
Borrower Client Jose h C Gribb Estate Go Dick Stewart
Pro a Addmss 715 Arlin ton Road
Ci Cam Hill Caun Cumberland State PA Zip Code 17011
L nder Joseph C Gr bb Estale / D'ck St art
Patio
715 Arlington Road
Sales Price MarketValue
Gross Living Area 2,507
Total gcoms 7
Total Bedrooms 3
Total Bathrooms 2.1
Location Surburban
View Suburhan
Site .59 Acres
Quality Stn&Frm/AVg
Age 57 Yrs Est
Electric Box
1 Bath
Form PICPIX.Sq - "WInTOTAL" appraisal software 6y a la made, inc. -1-800-ALAMODE
Sublect Photo Page
Borrower Client Jose h C Gribb Estate c/o Dick Stewart
Property Atldress 715 Ad'ngto R ad
City C a H'll County Cumbe land State PA Zip Code 17011
Lender J seph C Gr'bb Estate G D'ck St ar[
Kitchen
715 Arlington Road
Sales Price MarketValua
Grass Cluing Area 2,507
Total Foams 7
Torzl Bedrooms 3
Total Bathrooms 2.1
Locagon Subburban
View Suburban
$Ite .59 Acres
Duality Stn&Frm/AVg
Age 57 Yrs Est
Interior
Bath
Form PICPIX.SF - "WInTOTAL° appraisal software 6y a Ia mode, inc. -1-SBO~ALAMODE
Sublect Photo Page
Bortower Cllent Jose h C Grlbb Estate c/o Dick Stewart
Property Atldress 715 A I' Baton R d
City Camp Hll Coumy Cumberland State PA Zlp Cods 17011
Lender Joseph C Gr bb Estate cap Dick Stewart -
Bath
715 Arlington Road
Sales Pbce MarketValue
Grass Living Area 2507
Total Rcoms 7
Total Betlfooms 3
Total Bathrooms 2.1
Location Surburban
View Suburban
Site .59 Acres
Quality StnBFrMAVg
Age S7 Yrs Est
frorm PICPIX.SR - "WinTOTAL" appraisal software by a la mode, inc, -1000-ALAMODE
Comparable Photo Page
Bonower Client Jose h C Gdbb Estate tlo Dick Stewart
PmoeM Adtlress 715 Art' qt Road
Ci Camo Hill _ _ County Cu b land State PA Zlo Code 17011
Lender Jos ph C G 'bh E late cl D'ck Ste rt
Comparable 1
646 Arlington Road
Praz la Subject 0.09 miles S
Sales Price 313,000
Gross Llving Area 2,405
Total Booms 9
Total Bedrooms 4
Total Bathrooms 2.1
Location Surburban
View Suburban
Site .51 Acres
Quality Brk&Vinyl/Avg
Age 53 Yrs Est
Comparable 2
768 Arlington Road
Prox, to Subject 0.08 miles NW
Sales Ptlce 306,000
Grass Living Area 2,268
Total Rooms 9
Tahl Bedrooms 3
Total Bathrooms 2.1
Lacadon Surburban
View Suburban
Site .36 Acres
Quality Brk,Cdr,Frm/Av
Age 59 Vrs Fst
Comparable 3
30 W Lauer Lana
Prox. to 3ublect 1.53 miles W
Sales Prlce 250,000
Gross Living Area 2,778
Total Booms e
Total Bedrooms 4
Total Batllrcoms 3
Location Surburban
View SubrbnCreek
Site 1.8 ACres
Quality Brk&Frame/Avg
Age 54 Yrs Est
Form PICPIX.CR - "WinTOTAL" appraisal software by a la mode, inc. -1-800-ALAMOOE
Comparable Photo Page
Borrower Client Jose h C Gribb Estale Uo Dick Stewart
Prone Atltlress 715 Ad' Caton R d
~Ch C mp H'll County Cumberland State PA Zm Code 17011
Lender Joseph C Gribb Estale a/o Dick Stewart
Comparable 4
540 Devon Road
Prox to Subject 0.26 miles SE
Sales Price 272,000
GroSS Living Area 2,328
Total Raoms 8
Total Betlrooms 4
Total Batltrooms 2.1
Locatlon Surburban
View Suburban
Sile .40 Acres
Guality Stn&Fnn/Avg
Age 55 Vrs Est
Comparable 5
Prox. to Subject
Sales Price
Gross Living Area
Total Raoms
Total Bedrooms
Total Bathrooms
Locatlon
Vlew
Site
Guality
Age
Comparable 6
Prox. to Sublect
Sales Prlce
Gross Living Area
Total Rooms
Total Bedrooms
Total Ballrooms
LOCagoa
View
Site
Guality
Age
Form PICPIX.CR - "WinTOTAL" appraisal software by a la made, Inc. -1.800-ALAMOGE
Building Sketch
Borrower Client Jose h C Gribb Estate Go Dick Stewart
Property Address 715 A I'ngto Road
City C p H'll County C mberl d State PA Zlp Code 17011
Lentler Joseph C Gr hb Estate c/ Dick St ad
Leos.
1 fi.5' Ve[lo
6 u.m•
E3' E9'
w.eaeem
BeOroom
omam oimne
aemwa.
xc.. cave p
un
carer oes "1d1en .vee
aeu
'
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• _
~ a
,
,ve
n n z4 '
MEmm BeEmom }
E9.5'
ronusertn eye a ncac iR prm Caldbtlana Summery
Livley ores
FIrsI Fbor 26p)3 gq R
Tobl Llving Area (gountleEJ: 2601 S'y ft
Non-living Area
2 Car Ga2ge 828 FA R
PerN 19 Sq R
Patlo 463.6 Sq R
easement 862.8 Sq R
Form SKT.BItlSkI - "ufnTOTAL" appraisal software by a la mode, Inc. -1-800-ALAMOOE
Building Sk®tch
Bortower Client Jose h C Gribb Eslate Go Dick Stewart
Pro a Address 715 Arlin ton Road
City C mp Hill County C tubed d Sfate PA Zip Code 17011
Lende J ph C G 'bb Estate cJ Dick St art
rorusianpe bmoe., K. Area Calculatlons Summary
Living Area C2lwlatlan perelis
Frs[FlOOr 250].35gR O.Sx2x2 = 2
O.Sx2x2 = 2
]x2 = 14
?3x22 = 506
29.5 x le = 531
2B.6 x 16.5 = 9T1.25
18 x 9 = 162
30.5 x 26 = ]93
2 x 13.5 = 2>
Thtal llving ArW (Rounded): 250]59 R
non-Iivinp Area
2 Car Ga2ge 5295gR 24x22 = 529
pqr~ 1959R 9x4 = lfi
3.5x2 = 3
Patlo 463.65aft Rxs = 110
34.5 x s - 1]2.5
O.s x 34.s x 10.s = 181.125
Basemen[ 9fi2.8 Sq R 0.5 x 2 2 2 = 2
o.sxzx z.s = z.s
]xz = la
3a.s x 2z.s = n6.u
9.sx2zxo.s = s.s
s x Szs = fizs
Farm SKT.SIdSkI - "WinTOTAL" appaisal software 6y a la made, inc. -1-B00-ALAMOOE
Annraisers 2011-2013 Certification
Bortower Client Jose h C Gribb Estate Go Dick Stewart
Prope Addres 715 Ad' of n Ro d
rClly Camo Hill County Cumberland State PA Zip Code 17011
Lender Joseph C Gr'66 Estate cJo Dick Stewart
~~ti;.
GEORGE RANDALL ULSH l;cl'RtlCa[e
40y9 Derr45treet
}lAR~21S~UFtG PA 17111 ,;!,', Number
RL000409L'
G. ~Yd~VL `~_M1r'M
$iG~~rm
/.
Fpun MAP.TraNic - "N7nTOTAL' appraisal software by a Ia mode, inc. -1-800-ALAMOOE
Location Map
Borrower Cliem Jose h C Grib6 Estate Go Dick Stewart
Pro a Adtlress 715 Arlin on Roatl
Clty Camp Hill County Cumb land State PA Zlp Cade 17011
Lender Jose h C Grib6 Estate Go Dick Stewart
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Farm MAP.LOC -'MInTOTAL" appraisal software by a la mode, inc. -1-800-ALAMOOE
Estate Valuation
Date of Death: 08/08/2011
Valuation Date: 08/08/2011
Processing Date: 08/29/2011
Shares Security
or Par Description High/Ask Low/Bid
1) 2039.519 EATON VANCE MUT FDS TR (277911769)
AMT FRMUN INCM A
Mutual Fund (as quoted by NASDAQ)
Estate of: Gribb, Joseph Estate
Account: 12661-1
Report Type: Date of Death
Number of Eecurities: 2
File ID: gribb
Mean and/or Div antl Int Security
Adjustments Accruals Value
08/08/2011 8.65000 Mkt
8.650000
2) 5100.101 PUTNAM HIGH YIELD ADVANTAGE FD (74678J104)
SH HEN INT
Mutual Fund (as quoted by NASDAQ)
08/08/2011 5.80000 Mkt
5.800000
Total Value:
Total Accrual:
Total: $97,222.93
17,641.89
29,580.59
$97,222.93
$0.00
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Page 1
This report was produced with EstateVal, a product of Estate Valuations 6 Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Rev-ision 7.1.1)
Sep
7. 2011 11:27AM PNC BANK No. 2826 P. 1/1
~~
LEAGisIGTHEWAY
September 7, 2011
Dana L Wieseman
Law Offices Johnson Duffle
301 Matket St
P O Box 109
Lemoyne, PA 17043-0109
RE: Joseph C Gribb
SSN: 031-22-9755
DOD: OS-O1-2011
Dear Sir/Madam:
In response to your request for Date of Death (DOD) balances for the customer noted above, our
records show the following:
Checldng Account
Accotmt# 5112012228 Established: 06-18-1998
JOSEPH C G1tZBB MD
DOD balance: $ 6,465.72 + 0.03 accrued interest
Interest paid OI-O1-2011 thru 08-01-2011 $ 1.03 YTD
Please note that this office provides date of death balances for deposit accounts (IRAs, CAsi Checlciag and
Savings). We do not process any financial transactions or provide statements. if you need assistance with
any of these items, please call 1-888-PNGBANK (1-888-762-2265) ox stop by your local PNC Bank branch
office.
Sincerely,
National Financial Services Center
PNC Bank, N.A.
Member FDIC
This message is intended for the use of the individual or entity to which it is addressed and may
contain information that is privileged, confidential and exempt from disclosure under applicable law.
If the reader of this message is not the intended recipient or the employee or agent responsible for
delivering this message to the intended recipient, you are hereby notified that arty dissemination,
distribution or copying of this communications is strictlyprohibited If you have received this
communication in error, please notes me immediately.by reply or by telephone at 800-762-1775 and
immediately destroy this faxed document.
Page 1 of i I ~ (~`
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APPRAISAL
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