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HomeMy WebLinkAbout12-5263 _ _ _ Ei7-Q~FlE~ SKLAR ~ MARKIND T~~~ ~'R fl 1'~ f 0;~~ ~ A Andrew Sklar, Esquire (ID #65332) ~ ~ ^n, Lloyd S. Mankind, Esquire (ID #52507) t a ~ ~ ~ ? 3 ~ J 102 Browning Lane „ ~ • ~ Building B, Suite 1 ',I Cherry Hill, NJ 08003 k 5'1'[~V,~ ~ ~ File No.: F1100725 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION -LAW FORD MOTOR CREDIT COMPANY LLC : No. (p~ - Sa~3 ~ Plaintiff TERM vs. CIVIL ACTION KARA W NORM and MARK L. HORM Defendant NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you m st take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment maybe entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LA ER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OU WHERE YOU CAN GET LEGAL HELP. Cumberland County Baz Association 32 South Bedford Street Carlisle, PA 17013 Telephone: 717-249-3166 AVISO Le han demandado a usted en la Corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientas, usted tiene veinte (2) dias de plazo al partir de la fecha de la demanda y la notificaion. Hace falta are tar una comparencia escrita o en persona o con un abogado y entregar a la cone en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la cone tomara med'das y puede continuar la demanda en contra rya sin previo aviso o notificaion. Ademas, la Corte puede decidir a fav r del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL A LA OFICINA CUY A DIRECION SE ENCUENTRA ESCRITA ABAJO PARR AVERGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 Telephone: 717-249-3166 ~ ~ ~ ~ io a yo i I Andrew Sklar, Esquire (ID #b5332) Lloyd S. Mankind, Esquire (ID #52507) Sklar -Mankind 102 Browning Ln, Bldg B, Ste 1 Cherry Hill NJ 08003 856/616-8710 FILE NO.: F1100725 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, pENNSYLVAN):A CIVIL ACTION -LAW FORD MOTOR CREDIT COMPANY LLC I 1335 S. Clearview Avenue I No. Mesa, AZ 85209 I ~ Term I Plaintiff(s) I ( CIVIL ACTION I v. I I KARA W HORM and MARK L. HORM ~ I Defendant{s) I I CIVIL ACTION COMPLAINT 1. Plaintiff, FORD MOTOR CREDIT COMPANY LLC , is a Corporation with its place of business at 1335 S. Clearview Avenue Mesa, AZ 85209. 2. Defendant, KARA W HORM is an individual who resides at 415 S MARKET ST, MECHANICSBURG PA 17055. Defendant, MARK L. HORM , is an individual who resides at -..~F1~ $ IvIp:R~K:ET-ST-, IvI~CH-ANICSBURG PA 17055. - - - - - - - 3. At all times relevant hereto, the Plaintiff was in the business of loaning money on motor vehicle installment sales contracts, including but not limited to the note signed by Defendant(s), hereinafter more fully described (the Contract as hereafter defined). 4. On or about May I1, 2005, the Defendant(s) entered into a written Motor Vehicle Retail Installment Contract, Account Number 48063000000039129719, (hereinafter referred to as the _ _ 1 _ "Contract"), for the purpose of obtaining financing in the amount of $36,572.46 at an annual I percentage rate of 9.89%, in order to purchase a certain motor vehicle, 2005 Ford Freestar, more particularly described in the Contract (hereinafter referred to as the "Vehicle"). A copy of the Contract is attached and marked as ibit A. 5. Pursuant to the Contract, Defendants} was required to make monthly payments in the amount of $675.50 for a period of 72 months until the loan was paid in full all as is more fully set forth in the Contract. 6. Defendant(s) made monthly payments until July 5, 2011, but has failed to make any further payments thereafter, and are therefore in default of the Contract. 7. As a result of the default by Defendant(s), and pursuant to the terms of the Contract, the above- mentioned vehicle was repossessed and a notice of repossession was sent to the Defendant(s) giving the Defendant(s) the opportunity to redeem the Vehicle as well as notice of the sale date. A copy of the notice of repossession and notice of sale date are attached and marked as Exhibit 8. The Defendant{s) failed to redeem the Vehicle and the Vehicle was sold at auction with a credit given to the Defendant(s) in the amount of $4,400.00, however a balance of $10,070.29 is still due and owing, and a notice of the deficiency balance was sent to the Defendant{s). See copy of the notice of the deficiency balance attached and marked as hibit 9. Pursuant to the terms of the contract, Defendant{s} is required to pay all amounts due and owing, including any balance that may remain after the sale of the vehicle, and the Defendant(s) failed to do so, thereby in default of the Contract. 10. l:n addition to the foregoing, there is interest due and owing on the deficiency balance which at this time amounts to $631.00 and which will continue to accrue. 11. In addition to the foregoing, there is due from the Defendant(s), reasonable attorneys fees in the amount of $2,517.57. r 12. The total amount due and owing at the date of this complaint is 3,218,86. WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant(s), jointly and severally, if more than one, in the amount of $13,218.86, well as any additional interest and costs that may accrue and such other and further relief as this Court may deem equitable and just. S ~ CIN Date: Marc 2 _ Andrew S quire (ID #b5332) %~1I Ih Lloyd S. Markind, Esquire {ID #52507) Attorneys for Plaintiff 102 Browning Ln, Bldg B, Ste 1 Cherry Hill NJ 08003 856/616-8710 _ i VE IFICATION ~ i I, ,verify that am an Authorized Representative for the Plaintiff, FORD MOTOR CREDIT COMPANY LLC ,and are duly authorized to take this verification on its behalf; that statements made in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. These statements are made subject to the penalties of 18 Pa.C.S,A. §4904 relating to unsworn~, falsification to authorities. Representative of Plaintiff, FORD MOTOR CREDIT COMPANY LLC DATE: aUG Q 2~~2 48063000000039329719 Our FileNo.: FU00725 KARA W NORM aid MARK L. NORM III i I Exhibit A _ _ _ _ i _ PENNSYLVANIA SIMPLE INTEREST VEHICLE RETAIL MBTALMEN7 CONTMCT OATEN! 11!2005 aNyar Ird Cdaurrl Ne~,e and AOOMr (1nr,ini CwM~ rn0 Sr Ceer1 tM6DIrOR (idrr Ndnr W ~ Ap ~~'~C,+ - KARA W IIORrI MARK l HORN Boa RUTH fORD, TE[. ~ n~~ 415 S MARKET ST MST 13 pQp~ OSOiLSBURGf PA pORTH 17419 V MECHANTCSBUR6 PA 17055-6419 C~ i Y.u.ar syr~w{teaul.e,rrwl.rrr owwwNdrdrorr.drso.uwrrrwea Taa •Car mr~rMw MlwrNbwhdNrrw wNrY. fr. j RrY W a Mr• ia.n Mb~ Y w eMt pw• h rt+ro M ~rL Yd. M.w r wr r rMtww r».Prrru r.w fw rM W?r rb rrnn. Y EW 2005 fORO ESTAR 0 ceP r.mu o~rdwr.r 7jdi.l„ L UROLfT _ 116333.54 416333.64 IN IRILNOE rw w rdar OrraMrww armor. D.r YOU MAY OBTAN V!MlCLE WSURANCE REW2ATiON OF AMC4NIT PRIANCED FROM A PERSON OF YOUR CHOICE YOU ARE NOT RE0INRED TD OBTAIN 1. Caah ?rka.._.__..»«..«.».........._.____..___.«»«...._.._...._........... 5.- II) CR~EDR LIFE, CREDR DISAOILITY AND Dean Paywwk OflRN OPT1pNAL INSURANCE. 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Oar Crararallra Yfarei arW,r P>Nw~O .~~n~~.l~f~1~~NOI4a4ODll4CA7MN OISCF OSURE a Irr or h drrar yW adw Oudrrr . arN any a+rpd~~lq~ wn.h•p andaprd rr w. be arraYMn .Mwr. hrlrr r w awrdp r ~oeal bi art rMeAadi~~ywlYrrm~rMlydr.~r.~~wd11.,wTrrw~ ~ wl0d'r wrrMaaar~sl~rb drdab a dMr r.w~ra/ ~y ~jcc ` p ~p ~p ~ ~p ~ eaaiatl M d,r r,rleNlm ~ CO~NTIIeU~C41 ~VON~ATNE REYESIOE OF TMS ~iwiMwrY od wdr arr CE BUYER DO qOt sill t)lii COfIhaC[ A 11k. 0ij'r ~ YOU O/e ellllt)ed sb afl eiaC1 Dopy Of Lhe CWII/iCl you sign. K41ep M b prolerrt yow Npd ri ~BQUye~r (iNld C:o-Buyer rr thlH i) ning~ BuyBr ~NNd NI~~ ~ th00RbSCi PRd (II} 1•it ~ Pro¢rom No. QUEBTIONE7 1Fl~r t, Buysr (lied Co•Buy~ neiTv~ ~ a ru oG y n 4:opy ontrr4x. er dr,dnr brrrr.dr arrr ararrrr rrr seeeerr NrraearrrN,rwM beerdarar FLEAIiE CALL Ui AT 1.000-TS:7-7000 rrlr,wnd raeeN r W pMwr. M Orr 1111M ~ Ylolt W aI rrwrtadendlLa0ns ~ncR. rr[. ay tr than ro~a7rr atp p,rw,e rr, rrr«,..ri r!l MCII PoRAOOrPIDNAL r1014EMENTIi r. DRI~i1aAL I . - t 1 i 1 Ij i i ! _ t E f ~ 4 E + g + ~ ~ ~ ~3 e~ii~ 45 ~s~i~? ~ i ~ ~ ~ ~ 8{~E~ ~ ' tit ~ ~ ~ ¦ ~~~;Z a[ ~1~;~ ii~~! ~1 s~_Ii~~ ~ g =~,i SR~i~~_ ~ a j ~ { ~ i s ~ I+~ l~i = a~ tg ~Il I s ~ : 3+~.~`~ ~ dt~~a! y!~ d~ i i i i s I~ ~ i ~ I 3 ~ i ~ l~ y _ E i i 7 a i ~ I i $ i = ~+r~ e s • 1 3 ~~~j i LL r d ;i~3I~ ;i~iil a~ d ~ ~t~T~~= #}t~ ~ ~ is ~ ~ ' j~g•g t t t ~ ~ e~ ~ij]E a i ~ E ~ 'aais ;ts+}"_ i iI~ i J~ i~l ~ ` ~ a isi ~ ~t~~f ~ at~ ~ ~ ,°js :~~'~Y =;s;;e~ ~i!ii I ~~~a ~ ~ ~it ~~~F~~~lt ~ E~ ~ g ~az ~ ~~~~I -Elf fa s ~ ~ ~ ~~Z~g ~ =i i ~ ~ ~ E~ ~ j ~ ~ I ~ i ~ ~ ~ ~y> i t ii i ii } ~ ~ ~ i ~ •a ~ i i ~ 2 I ~t~$~i~~ t ~r~ ~ ila~ !I; ~aa}~ $ ~ ~~~j~ ~ Ii E~~gp s _ ~ i ~ <~~I~~l~I~I~ d ~I '3" 2r`3~ii~~ dl~~~ii ~SI~~Ta d~3~f~ ; a ~a.~~~: I` I~~ r= y l i ~ + ' i ` i - _ _ i I Exhibit B _ _ _ _ t_ ' Ford Motor Credit Company P.O. Box 17948 Greenville SC 29806-7948 977-805-7187 Date of tice Account Number January 26, 2011 Description of Property Year Make Model 2005- FORD FREE5 a e n icabon mbar, Date of ntract urre alance (Net to close end PtoNFetta2oo672 unpaid late charges) KARA W HARM May 11, 2005 i 16,070.87 415 S MARKET ST MECHANICSBURG PA 17055 CURE DATE: February D7, 2011 NOTIGE OF DEFAULT AND INTENT TO REPOSSESS This is your notice that you've broken your contract. Overdue Payment(s) Due Date Amount Due December 11, 2010 $ X66.91 January 11, 2D11 4&8.04 Late ChargeslOther Fees Due $ 45.28 TOTAL AMOUNT NOW DUE $ 878.23 (Not including amounts that becot7le due after the date ofthis notice) If you don't pay the TOTAL AMOUNT NOW DUE by the CURE DATE stated above, we plan to repossess the above described property. If we do, you'll have the following rights. RIGHT 70 GET YOUR PROPERTY BACK: You can get your property back by paying the net unpaid balance plus costs of repossession, Your balance now is stated above. If you do that before the property is sold, it will be yours. We'll have no further claim on it. This is called your right to "Redeem". Your property will not be sold until at least 15 days after we repossess it. You can get ft beck by paying the balance plus costs a time before ids actually sold. The longer you wail, the more costs (including repairs) you may have to pay. RIGHT TO MONEY LEFT OVER FROM SALE: When your property is sold, the sale price minus expenses will be deducted from your debt. li any money is left aver, it must be paid to you within 4S days after the sale. If you don't get this money, you may have a right to sue for it, plus penalties, under stet {aw. In some areas, we return repossessed property to the dealer/original creditor who sold the property. It we do that with yours, our agreement vrith your dealerloriginalcraditor says that the dealerloriginal creditor is to sell it and pay you any money left over. INSURANCE RIGHT'S; If we repossess your property, all insurance should be cancelled. Yau have a right to get credit for al! premium refunds. REMAINING DEBT: The sale price might not cover your debt and expenses. If that happens, you'll owe the difference to us or the dealer/original creditor. tf you want to know more about these matters, please call us. Ford Motor Credit Company CUSTOMER SERVICES REPRESENTATIVE NOTICE: The acceptance by us or these or other IatQ paynanta does NOT waive our right to repossess or talae other appropriate action, WITHOUT NOTICE, if you fail Oo malty future payments on time. YOU ARE REQUIRED TO MAKE ALL PAYMENTS ON TIME. FFNA 11f?O6S7 oeg4 Pervious edtions may NOT w uesd. i DNFB OD2 E00672-1000<77 2/2 _ _ _ _ i Ford Motor Credk Comperry P.O. Box 17948 Greenville SC 29606-7949 pate of Notice Aaounl Number 877-805.7187 ~E January 26, 2011 ititiitil~ Description of PropeAy ~ Year Make Model ~ 2005 FORD FREES ehicle Ids an um r: ~ Date of Contract Current Balance (tie to close and P10NFa00'100673 unpekl late charges) MARK NORM May 11, 2oa5 a 1a,o7o.e7 415 5 MARKET ST MECHANICSBURG PA 17055 CURE DATE: February 07, 2011 NOTfCE OF DEFAULT AND INTENT TO REPOSSESS This Is your notice that you've broken your contract. Overdue Payment(s) Due Date Amount Due December 11, 2010 $ 366.91 January 11, 2011 $ 466.04 Late Charges/Other Fees Due $ 45.28 TOTAL AMOUNT NOW DUE $ 878.29 (Not including amounts that become due after the date of this notice) If you don't pay the TOTAL AMOUNT NOW DUE by the CUt~E DATE stated above, we plan to repossess the above described property. if we do, you'll have the following rights. RIGHT TO GET YOUR PROPERTY BACK; You can get your property back by paying the net unpaid balance plus costs of repossession. Your balance now is stated above. If you do that before the property is sold, tt will be yours. We'll have no further claim on il. This Is called your right to "Redeem". Your property will not be sold until at least 15 days after we repossess it. You can get it back by paying the balance plus costs a y time before it's actually sold. The longer you wait, the more costs (including repairs) you may have to pay. RIGHT TO MONEY LEFT OVER FROM SALE: When your property is sold, the sale price minus expenses will be deducted from your debt. If any money is left over, it must be paid to you within 45 days after the sale. If you don't get this money, you may have a right to sue for it, plus penalties, under sta e law. In some areas, we return repossessed property to the dealerloriginal creditor who sold the property. If we do that with yours, our agreement with your dealerloriginal creditor says that the dealerloriginal creditor is to sell it and pay you any money left over. INSURANCE RIGHTS: If we repossess your property, all insurance should be cancelled. You have a right to get credit for all premium refunds. REMAINING DEBT: The sale price might not cover your debt and expenses. If that happens, you'll owe the difference to us or the dealerloriginal creditor. If you want to know more about these matters, please call us. Ford Motor Credit Company CUSTOMER SERVICES REPRE~TIVE NOTICE: The acceptance by us of these or other late payments does NOT waive our right to reposcesa or take other sppropriate action. WRHOUT NOTICE, if you fad ro make future paymerns on Ilme. YOU ARE REQUIRED TO MAID ALL PAYMENTS ON TIME. FFNA'! 59965706704 PraHwa adihona may NOT ba wad. 1 DNFB 002 E11057 3-1000 4 78 2/2 ' GatedRaposNwian 0&tP2p5t Wee of Ndice gate of Controd FordRNbrorCrMlCanperW 08.11-201] 0651-2006 P.O Bea /774e AatoraHN GREF~IIfILLE. SC 27606.8648 Bu r KARA W. (677) 605.7167 C MARK HOtteA DESCRIPTION Of PROPE Year Metre QQ eMw 2006 FORD O used ~ ~ Vehkoe lalen6rioatbn thnrbar: PtMO.wCA7l0a71 r KARA W. NORM Model Itoey 415 S MARKET ST MECNANICSBURG PA 17055 FREES WAGON NOTICE OF OUR PLAN TO 38LL PROPERTY vve love yar property deseeibad above Oaoaua you broke prorreses in ear agreement. PRIVATE SALE:1Ne era seH dN property daearibsd ? PUaLIC SALE: We WNI sal the papertY daclNOetl show d puWk above d ptlaete sae eorrieyNre char 1S dslw hom the seN to NN M(~Nd bktler on Ure ilea below (ar arty agaNlmerR Lkrls of Ndia drawn shore uNaee redeemed by you daee). The aaa roe be laltl n Polorvs. prior k each eek Dde of SeN TNne of SaN iMace of Sas You mty eaMld tM eale and trig biddws N you wearL NOTICE OF REPOSSESSION The propMy fs preselrtly stored at 1 ty0 LANCASTER RO The money that we get from the sale (after paying our costs, including reasonable ettomey's fees and legal expenses tf perrnttted by Iew) will reduce the amount you owe. If we gel NOW TO OET YOUR PROPERTY BACK less money than you owe. yvu wlll still awe us the difference. K To get yore prop.aY wtlc pay w the artrouM by certiMd check a we get more money than you owe, you will get the extra money, np08i'0i4ef ba~au1eMi11d"`a0b• unless we must pay R to someone else. Unpaid Balance S 14.063.03 Pluc Coats: Mpo Errparraa y rm.oo You can gel the property back et any time before we sail II by S paying us the tau amount you owe (not Just the past due y payments), including our expenses. See How To Get Your P1is Lett Chargs S Properly 8aok for an itemization of amount owing, Tv learn the Lo.c fltanosGherpe Rebda S exact amount you must pay, ca?1 us al the telephone number above. Lau ixurarrce Pterrlum Rebeee b TOTAL $ 14,315.27 If you need more information about the sale call us at the telephone number above, or write us at the address above. (PMR alpemas Incumd If dsfauk d Iha UrM W repossuefon etxsaded If you want us to explltin to you in wrttirtg how we have Ilgured is d.raand I®a rdrek raotlvedaller the deb of ilea noaoe.) the amou M that you owe us, you may callus at the telephone your properly want be tab uMll 1e drys ant the dda dills notice el number sbOVe, or write us at the address above and request a the EARLIE87. Aherihsl ysu eatr dnl yet i wart any Mne t>etoro d's written explanaiion. ai°"'tyadd• 1f you do, ws'a have ro hrrltrar chin on i. But the leper you we[, Nre We are sending this notice to the id lowing people who have an move was ttttclucr,g span) you twy nave m pay. interest in the property described above or who owe rnvney under tryw hwaany gwdw»» about tlrie, please or us. your agreemem: 1) The buyer and any cobuyer named above; 2) Any deaiedoriginal creditor named below; 3) If there are other people, they err, named da an attachment sent with this notice. ? Tha properly has been (or wM W} ratrnad to' aelerrantna orodNarl Under our ayreemen with your deasrbdgirl eredhor, Uw dsaNr/eriyirrl ctsdibr k b sill tM propeNy and pay you any rrlarey IeR owr. rc you owe marwy after the We, yea wit pay e b the daalerladgial uadlor. ? PERSONAL PROPERTY: Any peraarM properly farad fn the vdrklr may be redsirnsd nyyar rrtlhin the rwsf 60 drysor, n accadarcew41h stile Isw, hY oarradlnp qia Dabs. Therphsr, the pxeorel property slwll be dhposW ar eoaatlYryty. ? Cradiw tors aaaiyrrd !o Na quaiMd InwnrwdiMy (OI EsdMlga, 440) ea nghts (but not its oblgationa) rrsh respect lathe aaM of asch whirls hdad atwre. PAYMENTS: AI psymaMe l0 ua moat be by sar116ed dredt ar nrorrsy ceder. MILEAGE OISCEDSURE: B you en swore the tlr nbeaga ralleelad on the rahide'o odonefer k rot atxude for sny rossar, posse conkd us oo Ihal rue can aeersMsly sport tM vdrkla'amlesya. INSURANCE RICiFt73: If you dont w6M t0 yd your property heolt, Cql the ersurarroe cmrparry a Ise daebrredpirtl credirc to rrraiee sure iM any inarNarlCe hae bean ancolNd. Yau have a ri7M to yet aedl for al pranlum TeruMb. NAOARAttAJAN N. KIIUSHIK N FRH r 1aeaJ7.an at Rw/w aeraa nar NDT M natl. CUSTONEFi1CU87OY ER FILE PonMd in U aJr i _ • Dee m Replan oa-ia2o~ t OMe d Netge ode d Centred ' "'PRN"' ' Ford hbOOrCrYda ComWrly 08.11-2011 OSf 7-2006 P.O. Box 17x46 ACCOUat NU11 GREFl~IVILLE. SC 298068048 a IURA W. M ! (577)806.7187 AAARK HORM I DESCRIPTION OF PROPERTY fS2~ j Yen Make Q Naw p 2006 FORD ? Uasd VaFida Idwaificsecn Number: I olMCiwcomooon MARK NORM May d15 3 MARKET S7 MECHANICSBURG PA 17055 FREES WAGON N0T1CE OF OINt PLAN TO SELL PROPERTY TYe trove your prayertp deaerlbed.~ove baeauN you tNOlw promises N our ayreeereM. ?x PMYATe OAIt: we wi eel the progrry dsaogaed ? PIBIC BALE: We vtN sell the propeM1y dsattlWd above at public shove et PrNeb eeb sorwlme seer 13 deye kern ilk s11e M Tlw hltlhnt aldder q1 tM dab ealew (a a+Y agoumnent DaN a Hvuar mown above uriess redeerrwd M you Isela) the sak w;l b Mid w trdbna: prior b such ask. Dale ot9aM Tlme Of aNe PMCe of SaN You may altard lk» wk and bYp bidders if you want NOTICE OF REPOSSESSION The progeny Is presenoy 6lored at 11x0 LANCASTER RD PA The money That we pet Irom the sale (crier paying our costs, including reasonable ettomey's Tees and legal expenses it permitted by law) will reduce the amount you owe. If wfr get HOW TO GET YOUR PROPERTY HACK less money than you owe, youyviflstigryweusthedifferonce.if Tapelyovvrapafywac.peyusrNamloumbyurlmcadrdcor ' we get more money than you owe, you will gat the extra money, nwnq ado txMonthewaeda;e ¦dd. unless we must pay it tv someone vise. unpaid Balance 8 1 aoea.os Pius Costs: tbpo EsP•~+ $ 220.00 You can pet the properly bade al sny time before we sail tt by S paying us the full amount you owe (not )us! the past due b payments), induding our expenses. See How To Get Your Phw Late cnuyea S ~ ~ Property Back far an fttxnizativn of amount owing. To learn the exact amount you must pay, call us at the telephone number Las FMnce Clwpe Retxds S above. Less lnaurarwe PraeYten Rebate S TOTAL E ~ 0,31529 If you need more intorrnaOion abotrt the sale cell us at the telephone number above, or wrde us at the address above. (PSr arcrrred Ir defaldt al the terr of repasrwalon exceeded If you wem us to explain to you in wntin0 how vet have figured 1i Wye and Iwo rebate reeeixed sae. tw dw a aw odic..) the amount that you owe us, you may call us at the teephone You prep.rywont t»wW unW 16 days aRer dw date or ells cloaca al number above, or write us at the address above and request a the EARUEBT. AMralat you wn efiF gN t beck any ems bane wa written explanation. yiea• If you db, we7 tree no tuAAw clekn on R. eu aw lager you wet. ale We are sending this notice to the fallowing people who have an mac rxlete {elaoarq regain) you may havelopay. interest in the property Oesedbed above or who owe money under uyou hew any 4 erred mix, plwse I`.ie ua. your agreement: 1) The buyer and any cabuyer named above; 2) Any dealerJoriginal crodHor named below; 3) If there are other people, they ere named on an attachment sent with this notice. ? The properly 11w been (a vas bsl Muread b: deekrrorbiaal rredlld) Under our agroereerx wah your daYdorlyirwl orsdtor, 8w deetrloriyYlY laedibr is b seN tM pragAy and Pay you sny money k8 as. Ir you owe money seer rhw ante, you wit IwT R In 1M drledafONd credNor. ? PERSONAL PROPERTY: Arty personal properly bond ti IM vaMde may be retMlirrred try you wilhn the next ~ days a, in accardnnce with stele kw, by oaluothp tMs anke. TherseRer, ale personal property still W dkpowd oraooordYtpy. ? Cndra tws aasiyrwd b its gw9lbd Inlemisdiery {QI Exdlwlge, LLC) a nyhls (but nvl Ib dxiya0olw) with Iwped b iM sak a each which islad ObDW. PAYMENTS: M paymerse f0 W aNrlt Ds by Z,erllrll'd d1lEk or moray order. MO.F-AGE DISCLOSURE: II you ere aware that the milrege retbrdetl On Me vehidYe odornetw is nd exotic roc any rwsm, plase called W eo that m can accvrstNy report the vaNck's msape. INSURANCE RIGHTS i1 you dmt want m yet your preperty sadr. caU the wwurarxx camparry d the ilsalathdylMl Cndta t0 rtwlte sus awl any irwurarlce has been esnodbQ You trees a rqM b ad credit for ell awlMrrl rafunde. IVAl3ArtARAJAN N. KAUSHIK N FFNA ltesa77.kn 07 Flw:aa.irar nrr NOT M „srd. CUBTCMERM,a6TOYER FILE PnaUe n LLb A r i Exhibit C I • ~ FORD MOTOR CREDIT COMPANY P.O. BOX 31111 STATEMENT OF SALE TAMPA, FL 33631-3111 Date: September 21, 2011 _ _ Account Number i KARA W HORM 415 S MAR10=T ST MECHANICSBURG PA 17055 L ~ The idlowing property has been sdd: Yeer Make: Model: Vehicle Identification Number. 2005 FORD FREES Gross belanoe owing on your contrail (1) S 14,035.29 Deduct: Finance Charge Rebate (2) S 0,00 Balance owing prior to sale (3) S 14,095.29 Deduct: Gross proceeds of the sale (4) S 4,400.00 Balance less grass proceeds of the sale (3 - 4) (5) S 9,695.29 Add: Expenses of retaking and storing, end any attorneys' fees (6} S 375.00 allowed bylaw, and expenses of reconditioning and selling. Deduct: Insurance Premium Rebate (7) S 0.00 Other. (8) $ 0.00 Deficiency"' (9) S 10.070.29 Surplus" {10} $ 0.00 The SurplusfDef ciency will change based on monies received by us (credits) or additional allowed expenses 8 interest added to your account (debits). Surplus" or Defcency" ' If the sale resulted In a surplus, a refund for the difference will be malted to you. If the sale resulted in a deficiency, you should immediately remit ~e amount shown on Ilne 9 to the address for payments shown below. For addkional inforrnatlon call or write: Mail deficiency payment to Ford Motor Credit Company Ford Motor Credit Company P.Q. Box 6508 Dept 194501 Mesa, Arizona, 85216-~08 P.O. Box 5500D 877-492-2865 Detrdt, MI 48255.1945 FFNA 1 S99GFC QtXt1 Provloua ~dllbns may NOTD~ ussu. _ I _ ' FORD MOTOR CREDIT COMPANY ~ gTATEMENT OF SALE P.O. BOX 311 t1 TAMPA, FL 33831-31 1 1 Date: September 21, 2011 ccount umber - - ! MARK HORM 415 S MARKET ST MECHANICSBURG PA 17055 L ~ The fdlowing property hasbeen sdd: Year: Make: Model: Vehkie Identlficatlon Number, 2005 FORD FREES Gross balance owing on your contract (1) $ 14,095.29 Deduct: Finance Charge Rebate {2} $ O.OD Balance owing prior to sale (3) $ 14,095.29 Deduct: Gross proceeds of the sale (4) $ 4,400.00 Balance less gross proceeds of the sale (3 - 4) (5) $ 9,696.29 Add: Facpenses of retaking and storing, and any at10n1eys' fees (6) $ 375.00 allowed bylaw, and expenses of rex:ondtioning and selling. Deduct: Insurance Premium Rebate (7) $ 0.00 Other: (8) $ 0.00 Deficiency" {9} $ 10,070.29 Surplus' (10) $ 0.00 The SurplusRJericiency wYl diange based on monies received by us (credits} or addiflonal allowed expenses & interest added to your account (debits}. Surplus' or DefldencY"• • If the sale resulted in a surplus, a refund for fhe difference will bo mailed to you. If the sale resulted In a defloen~y, you should immediately remit the amount shown on Ilne 9 to the address far payments shown blow. For addkional information call or write: Mall deficiency payment to Fob Motor Credit Company Ford Motor Credit Company P.O. Box 6508 Dept 194501 Mesa. Arizona, 85216-6508 P.O. Bcoc 55000 877-492-2865 Detroit, MI 48255-1945 FFNA 1 r8Y6~FC 011M PrWIOUf 60Nbnt m~yNOT be u!!tl, i r+v~.iiva~ ~.vr i tit118 4-! ~U11-O~-34UUi'~S $:49:33 34--OC1~6 _ _ __MAIJlEIN PENNSYLVANIA . MANFEii1 PA 17545 - - t 60.^•) F~^c-E66b FAX t 7171 6b~-9265 PA 9/ 1212©i 1 4144Q'~9 TITLE REC*D X YEAR MAKE bIODEUSl1B SERIES 800! COLOR ENQ IP[T R PS PB AC ES TOP CC EL IX TL SRS Sl - 20t~5 FORD FREESTAR 4VA*! t3REY bt3 RY x% X X 7 X X 2 X D X ~ t_I"tITED 4X2 ~;s5oid On Simulcast~~? ~ - AP1PI CQND: NOTES: RCPO-RTR•CD•L.Ti-1R ppT At;TUAL KI~g tpC} SAS I5 T~?U ~RANS INDP; TMLI RETAIL REPQSSESSIQN ED : AS I S : YELLDW: CAUT I DN i PS: 7 :PSI 14 : t DECL I N t _ ~ .~(XERfc ;SOLD BY - iFULL ;FULL : tPSI : :LKR t C38M tlrE MERiC1W RD ~LLC errseRSiWac~aaco~ DF.ARBf1t2N MI 48126 Q txeArt ? ROU3N ? AVERAt3E 51??115 3 4? ~ hl Gq ~ VOVES AUTO SALES Llt: ~ 8452 SHERIDAN Rd NOTICB: a KENOSHA N i 59143 • ~tl ut es~ N~ W p tear 634-sbeo i t.'OBERF MOVES - ~ ~ ~ ftubeMte~id I 4 ODOIAETER DIBCLOti1JRE STA7EIAEIIT 8~etbn 6tp.3 Obebelee Ierm . ~oeneL t.aw yap stxrQ t.wt to _ ~ MKEAOH UPON TRKgFER OFq TO OR PRONt71NpA FKSESTATEMENT MAYMSSUIT W RI'rEp ANOKN1eAPp16pNAEM _ ~ X ? (t 1 I hYnbY 4N1Y to the bat of n1Y the odo~n.ew neap i roped. uu arnaea d ni6wps n.zass d to ewcn.nc~a amts. SELL. I N6 - . ~m~~~, i^7 PRICE' ~ 4.400 OU x5 i g teat te^ a On F i I e i!-It+i~1 I h•+sbv ceru?y that the ouoraeter reedNp b NOT pn aawl maeape i I i nwcw~eweau+~wt~l~ - Dl7METER DISCREPANCY ~ n~~aaseRrusr ne~uwuxrheo Dour vacowe*oro4eaosu~ swaviur prgrrr ~ sex a,ttts v wioE oem+q m TR51~l/IOR ~ as sE xn,Ieer so c~ ~ FtYdl MOj~ C(~Di T COMPAN1f Ll.C EEE S 2b0 00 cwuwK~owustwauauvwa..mr~a.wweeno•~reaaiwcssLa~oiµ ~ r AUCTION ABWIMl8 NO RESPOMISIBILITr NOR OUARANtEa[s ! - SdRE TFI~ THE ODOIAt'tER NQYV FEn08 THE ACCtNtACY O1R Tllr CDOMfT$A READING MLt-TaQVDT9JTiaiJMD70TF~6ESTOfMY f DOCUMENT NQT VALID FOR EXPORT p,~yL~ET~RB~~~MILEAGE0F7}1EYEHICI,E $ F BC S BA DESCAIBEO HEREIN. UNLE33 NOTED gPFEAENTIY ABCN>r. ' ~ ~ ~ ~ For vMw waM01 hwmy w4 ~ a tramAr M~ rMYeY desrbW m IW doamua - s . i b tM WlChtlrluewd M wR f 1 tf' 1~41jjJ~ TENOR'S 81GNA7URE(SEIIEFy ADJ ! 50 00 X R i t~I~}ATt Ii?C Mt F T 1 F 4 71 O 00 . NOT A RECEIPT OF PAYMENT PnNrEO?ulraoFtslohlow s I Request for Service R. Thomas Kline Sheriff ''~i Cumberland County Office of the Sheriff One Courthouse Square 'i Carlisle, PA 17013 Ph: 717.240.6390 Fx: 717.240.6397 Plaintiff/s: Court Number: FORD MOTOR CREDIT COMPANY LLC Expiration Date: Type of Action: Notice and Complaint Defendants: KARA W HORM and MARK L. HORM Serve Upon: KARA W HORM Address for Service: 415 S MARKET ST MECHANICSBURG PA 17055 Alternate Address for Service: Type of Service: x Adult in Charge ? Personal ? Deputize ? Certified Mail ? Posti g (copy of court or er required) Special Service Instructions: **If service is to be made by deputized service to another county please specify which county _ Filing Attorney's Information: Name: Lloyd S. Mankind Address: Sklar ~ Mankind 102 Browning Lane, Bldg B., Ste 1 Cherry Hill, New Jersey 08003 Tele hone: 856-616-8710 ~ _ Request for Service R. Thomas Kline Sheriff 'f Cumberland County Office of the Sheriff One Courthouse Square Carlisle, PA 17013 Ph: 717.240.6390 Fx: 717.240.6397 Plaintiff/s: Court Number: FORD MOTOR CREDIT COMPANY LLC Expiration Date: Type of Action: Notice and Complaint Defendants: KARA W NORM and MARK L. HORM Serve Upon: MARK L. HORM Address for Service: 415 S MARKET ST MECHANICSBURG PA 17055 Alternate Address for Service: Type of Service: x Adult in Charge ? Personal ? Deputize ? Certified Mail ? Posti g (copy of court ord r required) Special Service Instructions: **If service is to be made by deputized service to another county please specify which county Filing Attorney's Information: Name: Lloyd S. Mankind Address: Sklar ~ Mankind 102 Browning Lane, Bldg B., Ste 1 Cherry Hill, New Jersey 08003 Tel hone: 856-616-8710