HomeMy WebLinkAbout12-5303 ~ -
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA j
RIVERVIEW BANK, f/k/a FIRST
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK, CIVIL ACTI
Plaintiff
v. NO. 530 '
TIMOTHY J. HOGG and CiVrl ~
JANA M. HOGG,
r'
Defendants
CONFESSION OF JUDt3MENT
Pursuant to the authority contained in the warrant of attorney, a copy of whic is
attached to the Complaint filed in this action, I appear for the Defendants and conf ss
judgment in favor of the Plaintiff and against the Defendants as follows:
Unpaid balance of Note $2,711,020. 1
Accrued Interest to August 23, 2012 $ 20,709. 8
Accrued Late Charges $ 20,901. 4
Attorney fees $ 135,551. 2
Total Amount Due $2,888,181. 5
Ro rt G. Radebach, Esquire
Judgme nt as e
Pro onotary
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IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERVIEW BANK, f/k/a FIRST
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK, CIVIL ACTION
Plaintiff
v. No. l a- s3os
TIMOTHY J. HOGG and CiJ<< q
JANA M. HOGG, ~
Defendants
COMPL.AtNT FOR CONFESSION OF JUDCslfRENT PA R C P 2!'f0 et sect
1. The Plaintiff, RIVERVIEW BANK, f/k/a FIRST NATIONAL BANK F
MARYSVILLE , a Division of RIVERVIEW NATIONAL BANK, is a banking corporation 'th
offices located at 200 Front Street, Marysville, Peny County, Pennsylvania.
2. Defendants TIMOTHY J. NOGG and DANA M. HOGG, are adult individu Is
residing at 322 Equus Drive, Camp Hill, Cumberland County, Pennsylvania.
3. On May 17, 2010, Defendants TIMOTHY J. HOGG and JANA M. HO G,
borrowed the sum of $2,800,000.00, from Plaintiff and executed for a promissory n to
which contained a Confession of Judgment, which was delivered to the Plaintiff with a t e
and correct copy of the same being attached hereto as Exhibit "A", which is hereby m e
a part hereof, which note is assigned account number 229927.
4. Judgment is not being entered by confession against a natural person in
connection with a consumer credit transaction as defined by PA R. C. P. 2950, since he
underlying obligation was for a commercial business purposes of Defendants.
5. The Promissory Note has not been assigned to any other party by Plaintiff.
6. Judgment on the aforesaid Promissory Notes has not been entered in any of er
jurisdiction, however Plaintiff is filing Judgment in York County, Pennsylvania at this ti e.
i
7. Defendants are in default upon the aforesaid obligation by failure to pay r al
estate taxes required under the terms of the related loan documents for this obligati n
8. The Defendants are liable to the Plaintiff as follows:
Unpaid balance of Note $2,711,020. 1
Accrued Interest to August 23, 2012 $ 20,709. 8
Accrued Late Charges $ 20,901. 4
Attorney fees $ 135,551. 2
Total Amount Due $2,888,181. 5
WHEREFORE, Plaintiff requests the entry of the judgment in favor of the Plai tiff
and against the Defendants in the sum of $2,888,181.75 as authorized by the warn nt
appearing in each of the attached notes.
Robert G. Radebach,
912 North River Road
Halifax, PA 17032
(717) 896-2666
I.D.# 19255
i
_ _
PROMISSORY NOTE
_
F. _
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References in tM bores above ere for Lander'e uw only end do not Limit the applicabllhy of this document to arty partlculer loan or Item.
An Item above conhinl Ma been omhted tiro to tent ih gmltatlpns.
Borrower: Timothy J Hogg Lender: Rnt Natkxral Bank of Mayavgle
Jatre M Hogg s division oT Rhnrrvhw National Sank
322 Equw Drive 200 From Strwt
Camp Hql, PA 17011 PO Box 8
MarysvBla, PA 17053
1717)957-2195
Prinafpai Amount: 82,800,000.00 Date of Note: May 17, 2010
Ms[urhy Dan: May 14, 2020
PROMISE TO PAY. Tknothy J Hogg and Jarr M Magg ("Borrower") jokrtiy and severNly promos h pay te Fiat Natioml Bark of Maryavgh
("lar>aar"), a order, In bw1u1 maroy of tlro Urdted Btbes of AmaAoa, the prLtcipel emoum of Two MBgar Eight Htardrai Thowend L 00?100
Dopers i02,800,000.001, together whfi letterset on the unpaid prkrdpN baboon from May 14, 2010, um6 pekl b hd,
PAYMENT. Sub}ot te arry payrttertt attarrgas resuhirrg from changes M tM krdex, Borrower wql pay this loan in aooorderrw whh tits ipgoaMr(ng
peyrMM sclreduh, whkh ealaiatp ktbroet on tM urtpakf pdnalpal belaraes ea described b tM "MREIM8T CALCULAT~N METHOD'
paragraph uekrg tM bbrast ratan deaarbed ti thh paragraph: 119 trtottgNlf sonaeotaive prkrofpN and krteraat paytneMS N tM krigal amount of
516,4x8.77 sash, begktrtkrg Jurro 14, 2010, tr61t kttarest aetwdahd an tiro unpaid prhtolpN babrtosa rarkrp en ktterat rob heed on tla U.S.
Pdms Rata a pubEehed h are `Morroy Rates" tahh of the WM Btreet Joumel b Meat sa d 1M 26th day of eeoh nreMlt, or the rre:t Wuinus
day N 1M 25th fags on a waeltend or haBday (aur.mly 3.260%1, phro • mergb e< 1.000 perwntepe pains, edjwshd if rteoeesery for tM
mWrnum end mexkmen reb 6mhatbm for fhb bar4 roaultlng h an ktftfal krhteat fate M 6.00076 par annum broad on a year of 3~ days: and
one pefnaipal and brterest payment of 52,091,68B.7x on May 14, 2010, Wllh ktbrast sabub/ad on the utrpakl prlnolpN IHbrlOM wtrlg an
letterset rata based on tM U.B. Prirrte Rao u pt6xNrad h tM "Money Rws" Lebo of tM Wsx Street JotanrN in attest K of tM 26th day of
each marsh, a tM mxt btraYtass day H ttte 26th tent on a rreekettd o? Y fOUr?erttM 3.260%I, pro a margin of 1.000 parattesga points.
adjwbd K rrowaaary for tM minbean and maxknum reb MttdtNiorta br fhb ban, raaWYrrp in an kritiN ktterost rob 016.000% par Masan based
on a year of 960 dale. Thb ealAttabd MN payment b based on tM Ni1MpxMt that ax payetatb tv10 W made etraexy as eNledllled dnd t1Mt
tits ktdex doss not Nrenga: the eeWN ftrtN paymarR vex! be foe sa pe{rtelpal and emrtred kMrast not yet paid, togetlrar wqh arty atiter uetpeid
smowds Larder fhb Nob. Urrlasa otMrwhe agreed or required by appgeebb kwv, peymama wql 6e a~Bad Brat te arty aoonrW tatpeid kttaest:
titan te pdnohrN: than ao arty bb attarges: and titan b any unpakl oagecgon sons. Barrovwr wUl pay Lender st Lender's address shows show
a at atxdt otMr pose w Lander may dafgttate b wrkktg.
VAR1AfKE 1NTERE8T RATE. TM interest rats on Urls Note la aubjeet to clronge from time te time based on charges in sn irtdapertdent Index
whbh b tiro U.9. Prkns Rah as pubgshed M tM 'Money Rates" Lebo of Ms Weq Street Journal in effect ac of tM 25th day of ssOh month, or
tiro next buakreas day if tM 26dt fNls on a weekend or hogdey (tits "Irbex'1. TM index b not rroosgergy tM bvwet rats Nroripd by Larder on
Its bens. If the Irrdex becortroa unav~eas dtxkrp the farm of fhb loan, Larrebt may desigrtttte a subatitrth Index albs rtotlfyktg Bonowsr,
Lander wNl tag Borrower tM ourrertt index rata upon 8orrowM'a regrrwt. TM kthrert rate drones wNl trot occur roars Dion then eeoh month.
Borrower undentande that Lander may males bans based on other tabs as veep. TM Nrdax ourrendy h 5.260% per atrrNrrr, Tlw imsrest rots
or ntas m bor. seeped to the unpNd principal bNsnce during tide Nob wiq ba tM tab or rates set forth haslet M the "Payenertt" saotbn.
Notwidraterx9ng erry other provWon of tide Nob, after tM that payment tttroam, tM intaroet rah for each suWsgwnt peytnent stream wUl ba
efbctfw as of tM Isst payment dots of tiro just-ending payment atroam. N071CE: Under no okaunrotenaett will tM Imaraat rate on fhb Note be
leas then 5.000% per annum or mars than tits maxknum rate sgowed by appgeabb law. WMrrewr Irreroaaaa tuour In the interest rote, L~tdar,
at its option, may do one or more of tM folowing: IA1 irrcrosaa eOrcawer's pslerrorrts m ensuro Borrower's ben wiq pay off by Ih orlgbN final
maturity data, (61 increase Borrower's peymante to cawr scauing interost, iQ increase the number of Borrower's payments, and 1Df
oontkrw Borrower's payments n tM cams amount srrd inoroeae Bortawar's 6nsl payment.
INTEREST CALCULATION METHOD. Imaart an tNs Nos b nomputed on a 3x51360 bash; that b, by ePf+lYkrx the ratio of tM Interest rate
over s year of 380 days, muftfpged by tM oufatMtdktg prktdpd balers, nerldpged by tM sctwl mrmber of days tM prirralpel bNance b
ouhterw&rg. Aq iMerost peyabb under tiro Nola h computW r»tng fhb malted.
PREPAYMtBYT PENALTY. Borrower eyeea that aU ban bees end other prepaid fkronae clrorges ors earrrd 1uNy as of tM doh of tM kran end
wiN trot bit aubjaot h nltatd upon early payment (whether vduntsry or ea a result of dsfsulq, except es otMrwise roqulrod by law. Upon
p?epeymetrt of thk Neb. Lender b ertMled h tM folbwkp prpaymem peneky:
PrepaYareM paneky of 2.00% she! apply to wry prkrolpel amoteb ProPeld durkq tM test five Yaws of tM Loan. Thb peneky ants oho apply r
e isa if tM loan h oonverhd te s fixed rah. Except for ttte toroxNnx, Darovrer may pay aq or s portion of tiro amount Owed eerier that k b
tiro. EMy peymenh wql not, unbu spread m by Lwrdsr in wrkbrg, re6ew Borrower of Borrower's obggatbn h eontlrxre ro males payrnentc
under tM peymem sahedub. Rather, early paymtrms wIU redoes tM prlndpN Wbnos tiro end may result In Borrower's maicM+g fewer
p.ymams. Borrower agrees not b send Lander psyrnetrta marked "pekf in hdl•, "widrout recourse', or almfbr lertpttage. If BorrowvM sends
such s payment, Lander may accept It without bekrg a?ty of Lender's riphte carder thh plate, and Bortower wqi ranNrt obligated te PaY ~Y
furtiror atrrourrt owed te Lander. All written txwrarautioatlona eaxaming dbputad amounts, Inoltxxrtg sty dteek or other payment Irrotrument
that irxflcstss that tM paymart amstlrirtas 'payment In full" of tM amount owed or that b tendered whh otfror aorrdldons w Amketkxra or as
fuU sstbfactbn of a dbputed amount murt lta msged or dsllvsred m: Arot Natbnal Bsnk of MaryevNla A Divbbn of Rlwrvhw NatbnN Bank, 1
Csntr~ Squaro, P.O. Sox B Meryevgh, PA 17053.
LATE CHARGE. If a payment fa 16 days or moro late, Borcower wql be charged 10.000% of ttro ragubrly selreduled payment or 860.00,
whiohewr b greater.
INTSREST AFTMI DEFAULT. Upon default, includlnp iNluro to pay upon fktal msturhy, the in[srset rate on thic Noh slraU 6e i+tcraasad by
adding a 5.000 perosntage point margin i"Defeuh Rate MergM'1. The Default Rate Margin steep Nao apply to aaoh uxxaedktg IMaeet rah
charge that would hew appibd had thsro been m default. After mattxity, or after this Notes would haw matured had tMro Naar rte default, the
Dahult Rah Mrrrgb wq1 emniktue to apply to tiro flnN interest refs desorlbed In this Noh. ff judgment b entered M rxxtrroctlon whit fhb Note,
Intertrot wql e0lrtlrxre m eeotua attar the deb of judgment et tM rob M effect st the tlme judgmsm Ic entered. However, in no swat wNl tM
intarost rate exoaed 1M maximum interest rata Iknhetiorr under applicable law,
DEFAULT. Each of the following shall constitute en svem of dafwlt 4"Event of DetaufYl under fhb Note:
Payment Default. 9orrovwr fella to make arty PeYment when tiro under tiro Note.
OtMr Ddetrfot. Borrower fells ro eomply with or to perform arty other term, obligstlan, covenant or conditlon contskrsd let this Non or in
arty of tM rolshd documents or m Damply with or to perform any term, obligetbn, coverront or condition eonhlned in any other agroamsm
between Lender end Borrower.
Default in Favor of Third Pardas. Borrower ar srry Grantor defauhs under any loan, extension of crsdh, security agreement, purofroea or
salsa agreemen4 or arty other egrwmmt, in favor of enY other ersdhor or person that may mshHagy sHact any of 8ortowar'c property or
Borrower's ability m repay fhb Note or Pertorm Borrower's obggatbrro under this Note or any of tM related documents,
Fabe Ststsmerrts. Any warcenry, represanhtion or statement made or furnished to Lender by Borrower or on eorrowa'a txrhalf under this
Note or the related documents le false or mislesdfng In any meterlal~raspect, either now or at the tlma made or fumlNrsd or becomes false
or mhlaeding at any tlme thareafhr.
Dssth or Insolvency. The death of Borrower or the dlpolutbn or terminatlon of Sorcower's existence w a going bwkrosa, the insolvency
of Borrower, tiro appokrtnrsnt of a receiver for any pert of Borrower's property, any asalgnment for tlro benefit of credltore, airy type of
creditor workout, or the commencement of any proceedng under anV bankruptcy or Insolvency laws by or egakrot Sortowar.
Creditor or Forfehuro Proceedings. Commencement of foreebsure or forhihxr protxredktgs, wMther by juNcbi proceeding, self-hNp,
repweeaebn or any other method, by any erodlhr of Borrower or by arty govsmmenhi agency egskrot any coUahM aeatxhrg tM loan.
This includes s gambhmant of any of Borrower's accotxrta, inckxlkrg rNposit accounts, wkh Lerxbr. However, this Evert of Defeuh sMll
not apply N there is a good faith dbpute by Borrower sa h tl» validity or reasonabbrtees of the Balm which b the beNe of tM cradltor or
(orfsMun proceedktg end N Borrower gloms Lsndsr wtithn notice of the creditor or torteldxe proaser6ng end dapoahe with Lander monks or
a surety bond for the creditor or ttrrfNturo proceeding, in sn amount determined by Lander, in hs safe dbcrotion, w being en adequate
reserve or bond for tiro dispute.
Evsrrts Affecting Grteranta. Arty of tM proceding event occurs with reapeet h arty gwrsntor, endorser, fumy, or aacammodatlon party
of any of the Indebtedness of any guarantor, endorse, surety, or eectxnmodatbn party dies or becomes Incompetent, ar rewkaa or
` disputes the validity of, or geblllty under, arty guaranty of tM Indebtadnan evidenced by this Note.
l
PROMISSORY NOTE
fContinuedl Pere 2
Adverse Change. A matadal sdveroe chsnge oocurs in Borrower's finenclel eondlNon, or Lander belbvea the prospect of payment or
parformenaa of this Note u Impsired.
huecurity. Lander in good felth bellevee Itself Insecure.
LENDER'S RIGHTS. Upon default, Lender may, after glving such rrodees es required by eppgcabb Isw, declare the antiro unpaid prlncfpal ~
baience under thla Note and ell accrued unpsid inhreat Immediately due, end than Borrower wfll pay Chet amount. i
ATTORNEYS' FEES; EXPENSES. Lender may hiro or pay someone ebe ro help txNhct this Noh if Borrower doss not pay. 8orcowar will psy
Lender that amount. TMa includes, subJect to any IIrMh under applloebk law, Lender's roseoroble ettomeys' feu and Landsr's krgsl axpsnasa,
whether or rot then b a lewsuk, Including rusoneble attorneys' fees, expanses for bankruptcy procsatgnga Ilnduding efforts to modky or
veeah any autometio shy or Injunctbn), and appeals, If not prohibited by applicable law, Borrower also wilt pay any court coats, in addition to
all other cumc Provided by law.
JURY WAIVER. Lander end Borrower hereby wsiva the rght to any Ivry iriN to any aetbn, proceeding, ar aoumareWm bought by either Lander
d Borrovwr agaimt tM odwr.
GOVt3fNNaG LAW. This Noh wgl be governed by tsdsrsl law appgoeble to Lander erd, to the exhrrt not prosmpted by federal law, tM Isws of
the Commhtwaakh of Panrrsyhhrla without rsghd to ih canfgeh of Isw provbbns. Thh Nota has bean seesptad by Larder kt the
Commonweellh of PennayNhrh.
CHOICE OF VENUE If there b a lawauft, Borrower agrees upon Lender's request to eubmk to the (urlsdk:tlon of the courts of Parry County,
CrtmmomvaafNl of Penrtsylvanie.
DISHONORED ITEM FEE. Borrower will pay s fee to Lander of !20.00 If Borrower makes a payment on Borrower's loan end the cheek or
preeuNwrizad charge with whbh Borrower psya Is later dishonored.
RIGHT OF SETOFF. To the extent parmlttsd by eppliaabk Isw, Lander rexrvea a right of setoff In all Bwrowar'a accounts with Lander (whether
eheeklrtg, aevings, or some other accounN, Thin Irreludse all aaoauth Borrower holds Jointly with eomaona s4e end ell eecaunh Borrowh may
open M the future. However, this does not irtak+de any IPA or Keogh socounh, or srry tout eacounh for whbh wtott would be prohlbked by
kw. Borrower autlarfces Lender, to'tM sxhnt parmlttsd by eppgeaWs taw, to ahergs or sstott elf sums owing on the inrisbtedneu egelmt any
end ag ouch eorxnmh, and, et Lsndar's option, to edminletretively }reaze ell such accounts to allow Lender to protect Lender's charge end setoff
righh provided In tMa paragraph.
COLLATERAL. Borrower acknowledges this Note N secured by the following collateral described In the seaurlty instrumenh IMted herein:
{A) a Mortgage dated Msy 17, 2010, to Lander on reel property desorlhed es 'Real Property located at 107-108 E. Mein Street
Sftkemamtown, PA 17011; 107-117 S. 3rd Street, Lsmoyna, PA 17043; fi Addems Street. Ertola, PA 17025; 211 Market Strout, New
CumbaNsnd, PA 17070; 304-314 Market Street, Lemoyne, PA 17043; 31f1-318 6th Avmw, New CumhaAand, PA t7D70; 2109.2117
Princeton Avanw, Cemp Hill, PA 17011, PA 17011' end located in CumbeNand County, Comrtranweaith of PannsyNsnle.
(BI sn AselgnmeM of All Ranh to Lander on reel property deserlhed as "Rol Property bcatad at 107-10g E. MaM Street SNromenstown,
PA 17011; 107-117 5. 3rd Street, Lemoyne, PA 17043; 6 Addsms Street, Enola, PA 1702fi; 211 Market Street, New CumbMrnd, PA
17070; 304314 Market Strwt, Lemoyne, PA 17043; 310-31 B 6th Awrxw, New Gtxnberland, PA 17070; 2108-2117 PNnoeton Avenue,
Camp HIII, PA 17011, PA 17011' and located In Cumberland County, Commonwealth of Phmsylverra.
IC? a Mortgage dated May 17, 2010, to Lender an real property daacriMd es 'Real Property locsted at 110 Summer Lene, New
Cumberlard, PA 17070' end located in Yark County, Commonweakh of PennayMnla.
ID) an Aalpnmant of All Rents h Lander on reN property daacdbed ae 'Real Property ktcated et 110 Summer Lene, New Cumberland, PA
17D70' had bcshd In York County, Commonwealth of Penneylvenia.
PROPERTY INSUMNGE. Borrower undaratends that Borcowar b rsquksd to obhln Insurance for Nw collMerei securing thla Noh. Further
krformatbn eonuming this nquiromant k set forth in the Mortgage and In the Agreement to Provide Iruurenae, all the terms erd eondlNone of
which are hsr~y Incorparahd end made s pert of this Note.
SUCCESSOR INTERESTS. Tha terms of Nya Nate shad ba binding upon Borrower, end upon Borrower's helm, personal rapresen[etlvss,
auocaeaors and eaalgns, end aheg inuro to the benefit of Lender and its succasaore end asalgns.
GENERAL PROVISIONS. If any pert of thb Nota csnnot be snfarced, this het will not affect rtes rest of the Nots. Landh may delay ar forgo
anforoing arty of Its righh or rsrmdiea under this Note without bNng them. Eeeh Borrower undareterxla and sgraaa that, wtth or without nodes
ro Borrower, Lander may wkh rsepsat to any other Borrower le) make one or mots ed~tlortel aeaured or unsecured bans or otharwip extend
adrNtlonel oredh; tbl eher, compromhs, renew, extend, aoeskrete, or othsrwha oharige one or more tlmaa rtes Nets for payment or other terms
of any hdebtedrtap, IncAdirtg Incroasea and deareeaes of the rah of interest on tt» Mdttbtednasa: ic1 axchartga, enlores, wales, subordinste,
fell or daekU not to perfect, and rolsasa any secudty, wkh or without tlts at~etlbrdoer of new cogeterol; Idi apply ouch security end dkact the
order or manner of Sala Nrereof, Includbtg without Nmketbn, any non•Judiclal We psmrittad by tM hero of tfw aoMroging aeourity agreamanh,
es Lander b its d[seretbn may tlehrmine; {al reMsse, substitute, agree not to sw, or deal with any one or moro of Borrower's sursttss,
endorfere, or other guarantore on any hmu or M any manner Larder may ohooas; erd to dehrrtdrta how, when end what spplbatbn of
paymenh end eredlta shall bs made on sny other Indebtsdnass owing by such other Borrower. Borrower and arty Mhsr parson who signs,
gwrantasa or endorses thk Note, to rtes extort albwad by kw, waters presentment, dsmhrd for Payment, end rgtbe of dlaliorror. Upon any
eharr~ M the terms of this Note, end urJaas otherwise expressly stated In wrtNng, no party who algns this Nob, wMthh r maker, guarantor,
sccommodatbn melhr or endorser, shall bs releaad horn Nsbghy. Ag such pertles agree that Lendh may renew ar extend Irepsetedy end for
any Mr>pth of tkrral tfds loan ar rolsaw any party or gwronror or cogeteral; or hnpalr, hg m nallze upon or parkct lender's aaaurlty imerest in
the collateral; end take any other actbn deemed nsaesaary by Lender without Nu ctmesnt of a rwNce U arryrona. AN tsuh partlss area agree
thst Lender may mod[fy thla loan without tfte consent of or notice to snyona other then tM party wkh whom the modlflcatbn ks made, The
obggatbrrs under dda Non are Joint and cawrsl, If any portbn of thA Nate N for enV reeaon dehmrhrsd tc be urmnforoeebk, it wig not effect
the snfaeeabigty of any other proWebns of this Note.
CONFESSION OF JUDGMENT. BORROWER HEREBY IRREVOCABLY AUTHORIZES AND EMPOWERS ANY ATTORNEY OR THE
PROTHONOTARY OR CLERK OF ANY COURT IN THE COMMONWEALTH OF PENNBYLVANW, OR ELSEWHERE, TO APPEAR AT ANY TIME
FOR BORROWER AFTER A DEFAULT UNDER THI6 NOTE AND WITH OR WITHOUT COMPLAINT FILED, CONFESS OR ENTER JUDGMENT
AGAINST BORROWER FOR THE ENTIRE PRINCIPAL BALANCE OF THIS NOTE AND ALL ACCRUED INTEREST, LATE CHARGES AND ANY AND
ALL AMOUNTS EXPENDED OR ADVANCED BY LENDER RELATING TO ANY COLLATERAL SECURING THIS NOTE, TOGETHER WITH COSTS
OF SUIT, AND AN ATTORNEY'S COMMISSION OF TEN PERCENT 11076) OF TF~ UNPAID PRINCIPAL BALANCE AND ACCRUED INTEREST FOR
COLLECTION, BUT IN ANY EVENT NOT LESS THAN FIVE HIMIDRED DOLLARS {Ifi00) ON WHICH JUDGMENT OR JUDGMMtTB ONE OR
MORE EXECUTIONS MAY ISSUE IMMEDIATELY; AND FOR SO DOfIVCf, THIS NOTE OR A COPY OF THIS NOTE VERIFIED BY AFF~AVIT SHALL
BE SUFRGtENT WARRANT. THE AUTHORITY GRANTED IN THIS NOTE TO CONFE88 JUDGMENT AGAINST 80RR~lWEA SHALL NOT BE
EXHAUSTED BY ANY EXERCISE OF THAT AUTHORITY, BUT SHALL CONTINUE FROM TIME TO TIME AND AT ALL TIM&S UNTN. PAYMENT IN
FULL OF ALL AMOUNTS Ot1E UNDER THIB NOTE. BORROWER HEREBY WAIVES ANY NKiHT BORROWER MAY HAVE TO NOTICE OR TO A
HEARING IN CONNECTION WITH ANY SUCH CONFESSION OF JUDGMENT AND STATES THAT EITHER A REPRESENTATIVE OF LENDER
SPECIFICALLY CALLED THIS CONFESSION OF JUDGMENT PROVISION TO BORROWER'S ATTEN710N OR BORROWER HAS BEEN
REPRESENTED BY INDEPENDENT LEGAL COUNSEL.
PRIOR TO SKiNING THIS NOTE. EACH BORROWER READ AND UNDERSTt)DO ALL THE PROVISIONS OF THIS NOTE. INCLUDING THE
VARIABLE INTEREST PATE PROVISIONS. EACH BORROWER AGREES TO THE TERMS OF THE NOTE.
BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE,
THIS NOTE IS GIVEN UNDER SEAL AND IT 19 INTENDED THAT THIS NOTE IS AND SHALL CONSTITUTE AND HAVE THE EFFECT OF A
SEALED INSTRUMENT ACCORDING TO LAW.
BORROWER:
' ISeal) X ISeali
imothy J Hogg sea ogp
,c w i~ ~ ~ P~ G~ 2-
PROMISSORY NOTE
(Continued? passe 3
LENDER:
HRST NATIONAL BANI~OF MARYSVILLE
x G'v
. VVkn n Otdsn,~7fc~art
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DISCLOSURE FOR CONFESSION OF JUDGMENT
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Wmp NM, PA 17071 h°nt atr.~t
Po eat e
~YMIM. PA 77057
(717) 5574155
DadStlnt: TSne1hY J IbSY
77z EgNM DKr.
Cana ISIL PA 17071
DISCLOSURE FOR CONFESSION OF JUDGMENT
I AM exSCUTMO, THIB I~, DAr of zSQ, A PRDMlssoar NDTE PaR s:,eoo,SOO.DD
OBUGATEIO M! TO RlPAY THAT AMOUNT.
A. 1 UNDERSTAND THAT TN6 NOTE CONTAMS A CONPBSION Of JUDGLIgIT PNOVIMON THAT WOULD PEIdR7 L41DER TO Bft6R
JUDGMlNT AGAMST YE M COURT, APIER A DVAYLT ON TIR NOTE, WllH{WT ADVANCE IIOTICE TO M! AND Wt7Il0UT OIiER515 MC
AN OPPOR71RSry TO DlPQID AGAMST 71fE EMRY W JUOBMRf7. M E70IgFM16 THE NOTE, IIBp RELY AWAIIE OP W ISOIf75 TO
ADVANCE NOTICE AND TO A MEARMB TO ODNTESI THE VALJOITY OP ANY JIIDGL~IT OR O71RR CLAMIS 771AT LEIIOB! MAY AgERT
AOUISMT IM< IMORI THE NOTE, 1 AM NNOVMtGLY, SRELLWSMLY, MD VOLIRtTAR1Y WANING TIRE! IODMTS, MCLUIMM AMY RWMT
TO ADYA?Ni IMT'IC! DP THE EI11RY Of JIA)OMENT, ANO I EXPREpIY AOIRF ANO CON50/T 70 L410BP5 BifLM11D JUpDMt3tT
AGAMST ~ AS PRONGED FOR M THE CONPESSIDN OP JUDGMENT PROVMIDN.
~SYiIALt:
0. I lURTIRR ANO THAT M ADOflION TO ONMO (ENDER TFIE RIONT TO EII7R! JUDGMENT AtiAMST ME WRHOUT ADVANCE
NOTICE OR A IISARMD, THE CONFSSSpN OF JUDGARN7 PROVIYON M THE NOTE ALSD CONMW LANSUAOE 1NA7 WgED PBIMR
LEIRgI, AFTHI lNTry OF JUDGMbIT, ADAM WMWUT STTIIlII ADVANCE NOTICE OR A NEARMG, /0 RiECIfIE ON 7N! JUD0IN:IIT SY
POIRaDM16 WON, ATTACWN0. LEVYMG ON, TARMG IN765lSS1pH DF OR 0TI16RM55 BREMG LtY PROPBttY, M Pi0.L OR PARtULL
PAYYSbIT OP liR JYDGMENT. M OIEpiIN1O TITS NNE, SEN6 PUL1Y AWAl1E Of MYN0IiT5 TO ADVANC! NOTC[ AND A MSARYID
AFTEA JIA)OMpIT tt ENTlRm MD SNORE E]RCUTION ON TIR JUOOMENf, 1 AM NNOMIY/6LY, SlfEL40dITLY MD VOLUNTMEY
WANM6 THESE RIGHTS, MD I t71PR9M.Y AGREE AND tNNltlI7T 70 IENDSR'i IMMlOY17lLY ElRCUTMG ON Tl1E J00051ENT M ANY
YAl1liElt ~ MPLn:MIE STATE AND FEDERAL LAW, WfTMOUT ONM6 YE ANY ADVANCE NOTICE
IM7IALS:
C• AFTER NAVMG HEAD AND OElERASN® WNICN OF THE FOLLOWING STATEMENT! ARE APPLX:ASLE, ry MfTNLMO EACH
57A71YNOR THAT AMLIE0. I R1!PRESBIT THAT:
1. 1 WAS R57M55@ITED BY UY OWN MOEPWOlNT IEGAI COUN[Dc,L M CO151ECTION WRH THE NOTE
Z A RSPRESENdTNE Or LENDlR SPECIFICALLY CALLED 7NE CgFEfilpl OF JUDGMIJR PROV1810N M THE NOTE TO YY
ATTENTION.
D. I CERTWY THA7 MY ANNUAL II/COAR EXCEEDS 510,055; 7TiAT TTiE YLANIO N THNI DISCLOSURE WIRE FSiW M WHEN I SJITIAIFD
MO SIONm R: ANO THAT 1 MxENED A COPY AT THE 17M5 OF SSNSNG.
THq 018CLOWRS L7 GNEN UNDER iPJIL MD R 16 INTfl1Otp THAT TNIS D18CLOSURE p{ AND SHALL CONSTITt1TE AND NAVE THE
EFFECT OP A STALED M577tUYENT ACGDRDSi6 TO LAW.
0lCLARANT:
I.w,.~,w~ti~aw~ r»w.NYYY~.»~Ar.M yMr~ .u swMY~K W wi.
~~K~~,i ~ P~~~ ~
DISCLOSURE FOR CONFESSION OF JUDGMENT
FtaNlana.. ti Eq tann~ tkow o Tar Lwldeh tMa a+~~
d dt, not rtit nq. F~ a Ew. dtE>,NIMm oo For v.l+~+lwt lo.n~a n.m.
katn akori IM. taNn Ew a taAl RNgtkaM.
BOROWOT: TknWhy J Na00 LsntNx' FYSI NatbaM iatlk oTMMTsdka
Ja1M M MsEE ~ dNlalan W RIwIVMw Nalbnd (Tank
bt Etpaa Orha 200 Prom Btnnt i
Came WM, PA 77011 PO Ma i
psT~iiie Tosa
Diclirant: Ja1u M Hop
EgMM DHYa
Caay IML PA 77011
DISCLOSURE FOR CONFESSION OF JUDGMENT
DAY Of 20.~ A PROM~ORY NOTE FOR t2,i00,000.00
I AM Ex[DUTING, THM ~
OEUtiATM6 tM> TO REPAY Ti{AT AMOUNT.
A. I INOERETAND TNAY THE NOR COMAWi A CONFOCEION OF JUDDMOR PROVggN THAT WDl1LD PERMR LOIOM TO ENiEIt
JIIOGMOIT AOAWET M8 OI COUNT, AFTER A DEPAULT ON THE NOTE, WRNOUT ADVANCE NOTNU[ TO M[ AND WRN0l1T OFFOOIIi ME
AN OPPOfITUMITY TO OEiBID AEWNET TNi WTRY Oi JYDGI~IT. NI !ElCIIflID Tl1E NOTE, iBNY PULLY AYMN! OF IE!Y NgITi TD
ADVANCE NOTICE AND TO A IIEAIiND TO COIITiiT THE VALWITY OP ANY JIWOMNIT OR OTHER CLAMq THAT LENDER MAY A6MIiTT
AO;NNET Mi IINOER THE NOTE, I AM NNOYRNGLY, MFO.Lli61TLY, AND VOLUNTAIIR.Y V/AMNIi TMEOE MWfff, INTNJNEN6 AM/ RN1NT
TO ADVANCE 7i011CE OF THE ENTRY OP JUDOARAIT, AND 1 E7iPREpLY AtYlE AND COIIiRIT TO LEIEIER"! ENTOENO JUDGMENT
AOANUA ~ N Ai PROYgm FOR M THE CONFE38pN DF JUDGMENT PROYNIION.
~L WlilAl.i:
6 1 F1IRTIER TANG THAT M AODIf1ON TO GMNO LEPER THE R16NT TO ENTER JUOOMEN7 AOAi1R ME WTTHOUT ADVANCE
NOTICE OR A NEARWO. TN[ COItPdiWN W JUOOIN3J'T P110VIODN HI TIIE MOTE AlfO CONTAMi LANGUAGE THAT WOULD P6Rkllf
LENDER APflR i1TT11Y ~ JWGWNf, AQAW WRMOVf ¦TNOI ADVANCE NOTICE ql A HlARNID, TO EIMCUTE DN THE JIOOMpT iY
FOIPoCIAENO UPOR ATTACHING, LEYYNI6 tNl, TANMG FOppiNM OF 011 OTNOIMiE 16QOi0 k1Y PROPERTY, IN FULL OR PARTML
PAYMENT OF TIIE JUlNMOEIR. M llMf.7fTEJ6 TF! NOTE, EONS FULLY AWAIK OF MY RNIMi TO ADVANC! NOTICE ANO A MIE/JINNi
AFTM JUOtNEENT M ENilRO7 AND iif011E lOOTCIGJJfIDN tNl TIIE JUDOMBIT, 1 AM IOIOVMIOLY, iROJ.JG6ttLY AND VOLUNTARRY
WAMN6 ll@i! NNINTi, AND I ODnESSLY AWN[! AND CONSENT TO LlIMOPi EEMi0U1TELY EIOiCUTWG ON THE JUDGMENT IN ANY
MANIIfR BY APMJCAELE BTATE ANO FERAL LAW, WITHOUT dVilO ME ANY ADVANC! NOTICE
INITW.ir
C. APTBR VNt6 READ AND DEiF111lIED WHUDI OF THE F1N10WNIG iTATEMENTS ARE APPIJLABLE, iY INITIALITNi EACH
9TATEMEN7 THAT APPLIQr I REAOiilf? THAT:
X i11TIAli
T. I WA6 RBREEENTEO EY MY OWN M/0EPOIDETIT LEDAL COUNEK i{ CONFN:CTION YRRi THE N018.
A REPIIEilNTATIVE DF LHbER 9FECFICALLY CAI.Lm TMF CONFEiEgN OF JUIN:MOTT PROYg10N IN THE NOTE TO MY
ATTENTION.
D. i CER/EM THAT MY ANNUAL WCOIW Ei[GE®f it0,000; TMAT TYO NIANKE {N TNfb DISCLOSURE WERE FKLEO IN WNFN 1 INfIW.EA
AND s00NE0 RI ANO 71iAT I RCCFJVlD A COPY AT Ti! TIME OF 9MIEN6
THM DgCLpWRE M WVB! UNDER TEAL ANO R M 0(TBIDlO THAT TIUO DKCLOSUAE q AND tiNALL CONETRIRE ANO NAVE THE
EFFECT OF A OIIALlD i18TRUMEiR ACCORDIM6 70 LAW.
DEtx.ARANT:
X. Mall
ur,w,w.r..,.,r w..r.,,..,.r~,.,.a+ ..,y,..~r .r..ear~...e ,..r .u
F T _ _ _ ~ . _ r ~ T . _ _ _ .
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERVIEW BANK, f/k/a FIRST :
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK, CIVIL ACTION -LAW
Plaintiff
v. No. ~ 5"30 3 I
TIMOTHY J. HOGG and
JANA M. HOGG,
Defendants
AFFIRMATION
I verify that the statements made in this Complaint are true and correct. I
understand that false statements herein are made subject to the penalties of 18 PA
C.S.A. §4904 relating to unswom falsification to authorities.
DATED: August 24, 2012
RIVERVIEW BANK, f/k/a FIRST NATIONAL BANK
OF MARYSVILLE, a Division of RIVERVIEW
NATIONAL BANK,
By:
A. Wim Van Olden, Vice President
Chief Credit Officer
r _
IN THE COURT OF COMMON PLEAS ~
OF CUMBERLAND COUNTY, PENNSYLVANIA
RfVERVIEW BANK, f/k/a FIRST
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK, CIVIL ACTION -LAW
Plaintiff
v. NO. ~ S
3 Q 3
TIMOTHY J. NOGG and
JANA M. HOGG,
Defendants
CERTIFICATE OF SERVICE
AND NOW, August 24, 2012, I, Robert G. Radebach, Esquire, Attorney for
Plaintiff, hereby certify that I served a copy of the Complaint for Confession and relat
documents and notices in the above-captioned matter upon TIMOTHY J. NOGG and
JANA M. HOGG, on August 24, 2012, by depositing the same in the United States M il,
postage prepaid, in the post office at Harrisburg, Pennsylvania, addressed as follows
TIMOTHY J. HOGG
322 Equus Drive
Camp Hill, PA 17011
JANA M. NOGG
322 Equus Drive )
Camp Hill, PA 170 1 j
Robert G. Radebach,
912 North River Road
Halifax, PA 17032
(717) 896-2666
I.D.# 19255
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERVIEW BANK, f/k/a FIRST
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK, CIVIL ACTIO
Plaintiff ~
v. NO. N
TIMOTHY J. HOGG and ~
JANA M. HOGG,
Defendants
NOTICE UNDER RULE 2958.2 OF JUDGMENT AND EXEGUTI~N
NOTICE OF DEFENDANT'S RIGHTS
TO: TIMOTHY J. NOGG and JANA M. HOGG, Defendants
A Judgment in the amount of $2,888,181.75, has been entered against you an in
favor of the plaintiff without prior notice and a hearing based on a confession of Judgm nt
a promissory note or other document allegedly executed by you. The sheriff may take y ur
money or other property to pay the judgment at any time after thirty days after the d to
which this notice is served on you
You may have legal rights to defeat the judgment or your being removed from he
property.
ANY PETITION SEEKING RELIEF FROM THE JUDGMENT MUST E
FILED WITHIN THIRTY DAYS AFTER THE DATE ON WHICH THIS NOTI E
IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFI E
SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WI H
fNFORI~ATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE M Y
BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENOIES T
MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUC D
FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIAT
32 SOUTH BEDFO S REET
CARLISLE, P 17 3
1-800-990-9108 or 71 4 3 fi
Dated: August 24, 2012
Ro G. Rade ach, Esquire
Attorney for Plaintiff
I
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERVIEW BANK, f/k/a FIRST
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK, CIVIL ACTION -LAW
Plaintiff :
v. NO. l a ~n3
TIMOTHY J. NOGG and
JANA M. NOGG,
Defendants
NOTICE OF ENTRY OF JUDGl4~ENT
TO: TIMOTHY J. HOGG and JANA M. NOGG, Defendants
You are hereby notified that on August 24, 2012, judgment by confession as
entered against you in the sum of $2,888,181.7 1n t tinned
Date: August 24, 2012
Prothonotary
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU O
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE T E
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HEL .
CUMBERLAND COUNTY BAR ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
1-800-990-9108 717-249-3166
I hereby certify that the following is the address of the defend nts stated in he
certificate of residence:
TIMOTHY J. NOGG JAN . H G
322 Equus Drive 322 quus
Camp Hill, PA 17011 Ca p ' , P 7
Ro ert G. Radebach, Esquire
Attorney for Plaintiff
912 North River Road
Halifax, PA 17032
(717) 896-2666
IN THE COURT OF COMMON PLEAS
OF CUMBERLAND COUNTY, PENNSYLVANIA
RIVERVIEW BANK, f/k/a FIRST
NATIONAL BANK OF MARYSVILLE,
a Division of RIVERVIEW NATIONAL
BANK,
Plaintiff
v.
TIMOTHY J. HOGG and
JANA M. HOGG,
Defendants
CIVIL ACTION -LAW
NO. 12-5303-CIVIL
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PRAECIPE TO SATISFY JUDGMENT
TO THE PROTHONOTARY:
Kindly mark the Judgment in the action above
prejudice to the lien of the underlying obligation.
Dated: August 31, 2012
" ,without
t G. Radebach,
912 North River Road
Halifax, PA 17032
(717) 896-2666
I.D.# 19255
Attorney for Plaintiff
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