HomeMy WebLinkAbout12-5340 F:\FILES\Clients\619 Dickinson CollegeV619.Collec[ions\7619C.CorrentU619C.411 EIIisV619C.41 Lwm
Christopher E. Rice, Esquire ~tL€~.^~~~`tC ~ ~ v
Attorney I.D. No. 90916 " s
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER OS
MARTSON LAW OFFICES AUG 21 PM ~
Ten East High Street C®'~
Carlisle, PA 17013 ~
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVA A
v. NO. 2012 - 5'3~#l~
HERBERT ELLIS, CIVIL ACTION -LAW
Defendant .
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in he
following pages, you must take action within twenty (20) days after this Complaint and Notice e
served, by entering a written appearance personally or by attorney and filing in writing with the c
your defenses or objections to the claims set forth against you. You aze wazned that if you fail to do
so, the case may proceed without you and a judgment may be entered against you by the c
without further notice for any money claimed in the Complaint or for any other claim or re ief
requested by the Plaintiffs. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO N T
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. T IS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE O
PROVIDE YOU' WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEG L
SERVICES TO ELIGIBLE PERSONS AT A REDUCE FEE OR NO FEE:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, Pennsylvania 17013
Telephone (717) 249-3166
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F.\FILES\Clien[s17619 Dickinson College\7619.Collet[ionsV619C.Curren[\7619C.4I 1 Ellis\76190.41 l.com
Christopher E. Rice, Esquire
Attorney I.D. No. 90916
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVAN A
v. NO. 2012 -
HERBERT ELLIS, CIVIL ACTION -LAW
Defendant
COMPLAINT
AND NOW, comes Plaintiff Dickinson College by and through its attorneys, MARTS N
DEARDORFF WILLIAMS OTTO GILROY & FALLER, and hereby avers as follows:
1. Plaintiff, Dickinson College, is a Pennsylvania educational institution and nonpr fit
corporation with its principal place of business at West Street, Post Office Box 1773, Carlis e,
Cumberland County, Pennsylvania 17013.
2. Defendant, Herbert Ellis, is an adult individual with a last known address of 2 7
Halsey Street, Brooklyn, New York 1 1 2 1 6-2403.
3. On or about October 26, 2002, Defendant entered into a Promissory Note (Note 1)
with Plaintiff for the financing of a loan in the amount of $2,000.00, plus interest and costs, or
educational services and benefits at Plaintiff's institution. A copy of Note #1 is attached hereto as
Exhibit "A."
4. On or about September 11, 2003, Defendant entered into a Promissory Note (N to
#2) with Plaintiff for the financing of a loan in the amount of $976.75, plus interest and costs, or
educational services and benefits at Plaintiff s institution. A copy of Note #2 is attached hereto as
Exhibit "B."
_ T - _ _
. I
Iii
II'
5. The Notes are funds created under Part E of Title IV of the Higher Education Ac of
1965 as amended (hereinafter the "Act") and is subject to the Act and the Federal Regulations iss ed
under the Act.
6. As provided in the Act, Plaintiff acts in a fiduciary capacity in the handli g,
disbursing and collecting of funds associated with the programs under the Act.
7. The principal amounts for the Notes are $2,976.75.
8. The Notes grant Plaintiffreasonable collection and attorneys' fees which Plaintiff as
calculated to be $750.00.
9. As of June 29, 2012, the principal and interest due and payable by Defendan to
Plaintiff was $3,081.52, with interest accruing at 5% per annum.
10. Plaintiff has fulfilled, performed and complied with all obligations and condition of
the Notes.
COUNTI
BREACH OF CONTRACT
11. Plaintiff hereby incorporates by reference the averments contained in Paragrap 1
through 10 of this Complaint.
12. Defendant breached the expressed and implied obligations, conditions and term of
agreement of the Notes by failing to pay the amount financed therein.
WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $3,081. 2,
plus interest accruing at 5% per annum thereafter, collection and attorneys' fees in the amoun of
$750.00 and costs of suit.
COUNT II
IN QUANTUMMERUIT
13. Plaintiff hereby incorporates by reference the averments contained in Paragrap 1
through 12 of this Complaint.
14. Having requested Plaintiff to loan money, and doing so to the benefit of Defend t,
Defendant became liable to Plaintiff for said money.
' i
i
15. Defendant has been unjustly enriched by accepting said money without pay ng
Plaintiff reasonable compensation therefor.
WHEREFORE, Plaintiffdemands judgment against Defendant in the amount of $3,081. 2,
plus interest accruing at 5% per annum thereafter, collection and attorneys' fees in the amour of
$750.00 and costs of suit.
MARTSON LAW OFFICES
By S
Christopher E. Rice, Esquire
I.D. Number 90916
Ten East High Street
Carlisle, PA 17013-3093
(717)243-3341
Attorneys for Plaintiff
Date:
This is a debt collecting firm attempting to collect a debt for Dickinson College. Any
information obtained will be used for that purpose.
_ _ _
EXHIBIT "A"
_ _ _ _ _ _T
• i
FEDERAL PERIiINS LOAN PROMISSORY NOTE o1~No. laas-006r BomrAppmwd ffirphstioathte 1 vzoot ~
~ Name (last, Orst, middle ittitiat) and Permanent Address (attest, 2. Social Sectvty
city, state, zip code)
~ 3. Date of Birth (mm/dd/yyyy)
~ -
Eiliss, Herbert
.25~? 41 s~e y 5-}-r.~~ 4.+arm CodelTclephone ~,.^~•r
~J r ex~-1 y~ ~ r~ 121r V 5. Drivar'siticensaN~mber (List state abbreviati~ first>
6. School Name fit Address (street, city, static, ziP code) 7. ortowbe• Stns 8. Ann ]ntereet
Dtek~saa Colloge 7,
j Aaii-time orgra~tar oL,eas ttiar? half-time 5
PO Hox 1773
Carlisda, PA 19013-2896 9. Loaa Amount: 10. Loan Pexi
$ 2,000.00 2602-2003
TBgitLT.lIYD CONDllOi'1C>v
[AaY brackeemd cbrwe a para~tapis may be inched at option of imtltutlon] .
APPLiGABLB LAW - TM terms of tl»s Federal Palchr Loan PrardwayNote (iraarsatEer called the Note) and any di:ixnsaaaab made under this shall be
inseepraesrt in socotdaace witlt Part B of Title 1V aof We Higher Frdstcatlae Act of 1965, a amended (haranatlar called the Acts ss well as Federal tegttia ' iswed
ands the Act. All Harr advanced urde this Noes era sulderx to the Act sad Federal tagstlatfan issued order the Act.
RBPAYM~SNT - I am oblipled to repay the principal std the intaeat that aesatus on nqr loan(s) to the abovananxd institutlan (hsrednatter coiled the over
a period burs 9 ntotdra (a sooner if I am a Leaa•Thaa-Half-Time Hamwarl siler the fists I cxaae to be at losat a half-tirpe akdeo# d m ioalitutian higher
eduaatlors a a eoarspacabk school oubide the United States Proved by the United Stases of l3dnatlon (Ita~simd~eresmed'Ara Depsrtittatt) andieB
10 yarn laser, unlea I tegtrestit wrilkfS tlrt my repsytrsmt period liagin sooner. l uudaatsad dot the Scbtsd will report then akrwmt of my usstalhtsent ,
alas= wilt the amosntt adtMs lea to od bra sale natlaail atetHt bsaeatr. ItrOaest oe this loan ehail acave iyent the bad ottla repaytaatt period. M
rapsymmrt perbd may be garter tMn 10 yeses itI stn tequhsd by ray Sehooi m trrlte tninhsarm moetlilyptymanb. My repaYntartpa~d maybe dtnirsg
periade of dedrerirartt. hsrdsh~, or tbbaerrce and I my make g:adiuled insh}hrtmb bt socotdaax with a schedule apptweld by fire Daparamant I will my
iterttpoiytrrasb in equal maiddY, bitrronthiy or quarterly b a deborrrsiaed b3' dse SchoeL The School trry round nql itrt~tsrttpetyrrtent tla Haut
higlsetd multlpk of S5. (I w01 rtwim a tnutimum traadtly payment of Sd0 (or S30 if I have ottbssttdhtg Federal Pandas I.arn trrda bet~im Oosobar 1,1 that
included the S30 mu?imum payment optlan) in accordance with the Minimum Moodily Paymau Sectlan of the Tsar and Coeditlons ootiahted an the side
of tlria dacummt.]
LATB C11ARC~S -The School will impose late charge if I do not melee a scheduled payment whey due or if I fail to subnrit m dse SeJicol on or heroes due
date ei'dse paymast, a propesty daaa<nasted request Rx any of the forbe, ded6etrrrtt a cancellation barotfb as desodbed bedow. No lets ctarses exceed
20 pacast of my rrrontlsly, bursorrtlily, ar gwrle<ly payment. The School may add dse late charHes to principal tla day otter tbls srdrerhrled payment was d e or
include it with firs next achaduled payment after I have received notice of the charge, and such notice is amt before the next itubMten! is due
FORBEARANCE, DST, OR CANCELLAT~N - I may apply 8or a fabartatoe, dedeartmt, a cancca0atlar on my kioa. Drain= an approved
farberiartce period, paymrsb of principal sad infest, ar pturcipai only, may be postpmod orra~Cad. 1ti~est contlntra to Mxsna while my loan is in
Duties= so approved defenreat period. I am not requited to make scheduled inetaihrrnt paymmb on my loss. I am not liable for any inseteat dart mi etlserwise
aceatae while my loan is in de&errant: Tf I meet the eligibility tequu+eriatb for a carrceilaliotr of my loan, tlm inotitutien may mtcal up to 100 petoeart of
oublrsdasfpeincilwl loan amamt Infoaatlon on etlgitn7ity and appliatlon regesitarsab for forbearatica, deSerrtrab, andl,cmw0atlona is provided pages 2
end 3 dthis Notes I am taponss'ble for as?bmitturg ttm appropriase tegstab on Lurie, and I may iase my benaSb if I fa7 to Sle my request on time.
DEFAULT - The School may, at its option, deeLm my loan to be in defiailt if (1) I flu'1 to make s scheduled paytrrat when due; (2) I fit? to submit to School,
on or before the due dab of a achedttted payment, documastadon dot I quafiiy for a forbearusce, deYamast, a canceilatlon; or (3) I fn7 to comply with tarry
and canditiorr auf this promissory Nose or written tgsayment aSteanatt
Tlm School may assign a de&sdted loan to the Departatatt !br coltaxion. I will be ineHp'Irie far any further ftdatl etudegt fltruseial aseishnce au
order the Act until I aaike atrut4aaia?b that ass satls!!<cteey tD dye School or tree Depattrrtsttt 14 repay tr?y loan. The Sctrool a rtes Departrnart sha11 dtaclase to
credit bureau organisations dud I have de6sulted and ail other relevmt tan iniarttwtlan. I will lose,yny right to fisher payrssab and my ti4ltt to f if I
defauit on mY loan. The Selsool a d?e Department my accelerate mY detluilted iosn. Accelatstion mans that the School or the Deparimor?t damn
itrnrsediats payttsast of the entire unpaid balance of tl?a loan, inctudiug principal, losses, lean ohages, and collection cosu. 1 will lose my fight sD sloe
cancellation benelib for service that is pafoaad ether the date the School or the Departrrrent accelerated the loan.
CHANt3E OF STATUS - I will intbrtrt the School of any change in my name, address, telephorrenuarber,Sccial Security Number, or drive's license
PROMISE TO PAY: I prardse to pay the School, or a aul>saquent holds of tha PromissoryNose, tlsa sum of etrsount(s) advanced to ryas under rho tear this
Note, Pius intrest and other fee which may beoara due as provIdad in d?is Note. I promtea to pay all reasonable colkctlon Gam, itschding attorney and other
charsa, tteaeapry for the collectla? of any amount not paid when due I will trot airy this Notes befae ceding it, includins the provi:iau on page 2 and of this
Nose This brow has been made b me without security or endorsematt. My sigoattrre I Nava tad, undarabnd, and agree to the terms and corsditi s of this
Psornissay Note.
Borrower's ignstture Date
Page l of4
EXHIBIT `B"
_ _ _ _ _ _
. T _
rr
FEDERAL PERKINS LOAN PRO~I~:9E~R'Y NOS ol~file. ~a+s.ooei F~nppro.~a sapuae~nato oreinoo~
IVattx (la;t, fitst, middle initial) and Pembnatt A (street, 2.5nrial'. rritvNumbec
city, state, zip code) .
r
9513-09 3. Due of Birth (mm/dd/yyyv)
Ellis, Herbert
S 5~.~ e_ j 4. Area CodelTelcphone Nwnber
~prp 1~, ~ vJ l ~ S. Driver's License Number (List ataLe abbreviation fuu)
6. sc~oor z~ dti Adrhaas t , , ~ 7. Borth 3. Interest
Att~on Gollese $ Half-t!®e or graaar oLeas than help
lima 5
PO Box 1773
CarlWe, PA 17013-2896 ~ 9. Loan Amount: p r,~ , r15 10. Loan Perin
~4~AC:00" / 2003-2004
781tJ1lSM+D COIVDI?iDNSr
[Airy bncbo0ed clatre orp may be included u optlon of iruddttloa]
APPLlCA8L8 LAW - The letm of this Federal Ferldra Loan Protrrsacry Nob (ha+e>mlEar alkd the Nob) and any d~lrtutanarb made wader this N shall be
interprebd in aa:ardtr?tx with Part B of Title N o~the Higher B~restlon Act of 1963, as amalded (ha+ehrdEer celled tla Acts to watt as Federal lowed
under the Aet All sum advanced undo this Nona aro aul>Ject b the Act and Federal regulations lotred under the Act
1tBPAYMENT - [ tm obligtled b repay the principal and the intentt gut ocaues an my btr~a) b the above-l?gtted inatftution (tiareipa!!ar otUed the )over
s lxriad bagiturhtg 9 rnantlts (tx sootur iY I am a I.eea'Ihan-Half-Time Bormwer) atts~ tlra dale I cast to ba u lesrt a luK
tirr» sbdswt at sn inadmdon higher
eduaraiea err a comptrabb tehooi otrbide the Uaitsd Stabs tpproved by the tJnibed Stites Departrnmtt of Bdueatlon (hee~nadbr salted the Departmart) ending
10 yarn ]afar, unkst I request bt writ%tg tlat my repayment period begin soorbr. I tatdaabad thu tht School wql taport the arrrottnt of my htttslhnent b,
along with the amount oTthk ban b u last one nttlorgl credit burets htbereist an this btn shall taatre lloai the beghmarg of Sts rep~yrtrstt period.
t+eptyrrrent period may be sitd'ber flan 10 yen if I'am ragoit+ed by my Schoot b mine rrdairrantt moruhly 1xY~~ MY period tray be during
peritfdt of d~brtrau, hardship, err t4bannce std I may rrrire grtdutbd inabaErrtertb in tooadmoe witlt a schedule apprawd by tlrs Deptrtrrtertt I wilt my
inaWhartt PaD'~b in a1~ mo~tllr, trhrronthty or qY tab a daeerrdntd by tlts Scholl. The Soheol mry rormd my hisbaihtraitpaymat b the next
higlrat rtwhipls atSS. [I wits arks a minirrtmt monthly payment of ti40 (err S30 if I lrtva outbaatdarg Federal Perldnt I.oaru trrads betixa Ocoober 1,1 thu
inchrded the S~ minimtm peyntart optlon) in nxardanca with the Mirmnum 11Sarttlrly 1'aytttatt Section of ttte Terror tnd Conditions corttained an the side
of lids documa~t)
IAT$ CHARGES -The School will impose lets chargrs if I do rwt rruire a scheduled paymu wlan due or if I tlrll to sulmit bo the School on ar before due
dab of the payment, a propaiy dacumntad request tlcr any of the flrbeaarrce, delbrtrreut err cmaellatlan ixno8br a described blow. No late c}aayas exceed
20 petcatt of my mantlrty, bintortdrly, ar quarterly prtiymatt The School ntay add the Lbe charges to principal the day after the toheduled payrrrart was d ar
include it with the nett tchedtrtad payrnent after 1 haw received notice. of the clurge,yatd such notice is watt before the next inaWtmnt is due
1'OR88ARANCB, DEFfiR11t1ENT, OR CANCELLATION - I may apply for a forbesnaoe, defemreat, or tuncallatiat on my tom ~g an approved
forbeamce period. payrrmb of ptirwipai and interest, ar P~Pa ~Y, mY ~ p ar rodtrced. Inberost aruinuea b accrue wln'le my loan it in
During en approved ddbnrrdtt perbd, I am not raquircd b mtlae scheduled inttsihrraN payrratib on my lots I am not liable for any inbxrat flat might
saaue whit my loan it in dalbrtrrart 1f' I meet the e1tB'bility requiranarb for a cmcdlatlorr of my ban, the inatitutien mayarxai up b 100 percent of
outstaadirtg prirtcipai lotn arraaN. information on eNgtMlity and application requitanarb lbr t6rbeatamaa, defemteats, and anwep~oro is provided on page 2
and 3 of this Note. I am raponarbie far subrnittin~ the appropriate mqueab on time, and I my loss my berreflb if I flat b file my request an tirtb.
DEFAULT- The Sclwol my, at its option, dxlan my iotn to be in default if (1) I fail to metre s scheduled payment when due; (2) I fail to submit b Scholl,
on err befam the due dabs of a scheduled payrrtent, documntatian thu 1 qualify for a forbararia, defarrratt, ar canoella6on; ar (3)1 fail to comply with tam
and carrditlorrs of gds proerdssory Nobs err writtea rgxyntatt agreertrertt
The School may adgn a de6wlbed kurr b tha Dgrartrrratt far collection. I will bs ineligible £or any flu~drer federal student financial asistirrce au
under the Act until l males arrangommrb that are saeiafirotory b the School err the Depa~bnent b repay my loan. The School ar the Departmnt shall loss b
credit burow aynrirstlorrs that I haw deflnrited and all other relevant loan infomutlon. i will lase my right b daifer payments and my right to ce if I
defkult on my ban. The School or the Deptrdnent my accslaab rrry de8tultad loan. Acoebntlon mw that the School or the Dopat<rrent
imrnediab ptymeM of the aeire unpaid balance of the loan, including principal. inbrest, ltbe chaga, and collation costs. I will loan my right to 'w
canceilatlon beneflb for service that is perfortrted otter the date the School ar the Departmart axeleratad the loan.
CHANGE OFSTATUS - I wr71 inform the School of any change in my name, addttas, telephone number, Social Security Number, or driver's licaux n
PROM[SB TO PAY: I prornite to pay the Scholl, ar a subsequent holder of the Promiaaory Nob, the sum of amount(s) advanced to me under the term this
Note, Pius tnterart and other Poes whtch mty ba:oma due as provided in this Nee. I promise b pay all reoonebla collection cab, tnchrding attorney fees other
charYes, noceoary for the cotiauon of arty arrquntnot paid what due. I wiii not sign thin Note before routing it, including the provisiopa err page 2 and of this
Nob. This tan ho been made to me witlarrt racurity a endorserrrerrt My signature certifies I haw red, undasbnd, and agt+ee to the tam and c~nditl of this
Promissory Nob.
BotTOwer'a pbature Date
Page 1 of 4
_ _ _ _ _ _ _
VERIFICATION
I, SALLY HECKENDORN, Bursar of Dickinson College, acknowledge that I have he
authority to execute this Verification on behalf of Dickinson College and certify that the forego ng
Complaint is based upon information which has been gathered by my counsel in the preparatio of
this lawsuit. The language of this Complaint is that of counsel and not my own. I have read he
document and to the extent that this Complaint is based upon information which I have given to y
counsel, it is true and correct and to the best of my knowledge, information and belief. To the ext nt
that the content of this Complaint is that of counsel, I have relied upon counsel in making is
Verification.
This statement and Verification are made subject to the penalties of 18 Pa. C.S. § 4 04
relating to unsworn falsification to authorities, which provides that if I knowingly make f se
averments, I may be subject to criminal penalties.
Dickinson College
Sally Hecken orn
Bursar
Dated:
F:\FILES\Clirnts\7619 Dickinson College\7619.Cdlecliona\7619C.Curtent\76I9C.411 Ellis\7619C.411.wm