HomeMy WebLinkAbout12-5625 i
2120205
THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES
HEARING REQUIRED.
CORDON & WEINBERG, P . C . t-y {T`
~~"f. ~T~
BY: FREDERIC I. WEINBERG, ESQUIRE ~
Identification No.: 41360 cn
JOEL M. FUNK, ESQUIRE -v
Identification No.: 41200 o
1001 E. Hector Street, Ste 220 s-~
Conshohocken, PA 19428 Wit-, 3
484/351-0500 ~ -
FIA Card Services, N.A. COURT OF COMMON PLEAS m'f
655 PAPERMILL ROAD CUMBERLAND COUNTY
NEWARK, DE 19711
vs . DOCKET NO . /a - $(p~" ~IVt r ~~rm
MARY BETH KILMORE
1195 LETCHWORTH ROAD
CAMP HILL PA 17011
NOTICE
YOU HAVE BEAN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH
IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS
COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY
ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS
SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED
WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER
NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED
BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE
YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
32 S. BEDFORD STREET
CARLISLE, PA 17013
(717) 249-3166
l v
~ I03.75 PA An`1
e~ ~~g
e~ agoyr8
GORDON & WEINBERG, P.C.
BY:
FREDERIC I. W NBERG, ESQUIRE
JOEL M. FL ESQUIRE
Attorney for Plaintiff
PBOA.l
~ _ _ _
FIA Card Services, N.A., )
Plaintiff, )
v. )
MARY BETH KIL~'MORE, )
Defendant, )
VERIFICATION
The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section
4904 relating to un~wom falsification to authorities, that he is an authorized agent of
FIR Card Services,' N.A., the Plaintiff herein, and that he is duly authorized to make this
Verification, and thlat the facts set forth in the Complaint in this civil action are true and correct to
the best of his knowrledge, information and belief.
Dated: AU6 0 1 2012
Affiant Name (Printed): Thomasina McKoy
Affiant Name (Signature): 02~
Reference No.:
T
World ~W~
Poulfs
VISA~tiNATURE MARY'BETtiWLM
AcCOtlnt Num ~47
May 13 • Jur1e 13, 1
Atxount Information:
www.aaanctaccees.com
MaH trHHng inqukies tce Nev~ l;ek+nce Total .....................................................................58.2&7.25 Previous 8alanos........................58,160.44
AAA Finanotai 3eivices Cwrjant Payment Due ....................................................................5188.00 Payments anti Other Credits....................O.00
PA. Ilox 1601:8 Pasti Due Amount .......................................................................51.228.00 Purchases and Adjustments....................0.00
Wllatingtan,DE I88t30.60R6 Fess Ohar$ed........_ .....................................36.00
Ma6 payments to: Tatsl6 Minimum Payment Due .......................................................51.416.00 Interest C~ar$ed............................................7i81
AAA Financial Services Payrhent Due Date .......7/10/31
P.O. ilox ],6016 New eatance Total ........................58,267.25
1VHmfngton, D819tilIB•6A1D Late] ~y~M Wig; !F nre ~ not receive your Total Mkdnwm Payment by
Oustomer Service: the date fisted above, you may have W pay a late tea of up to $3lS.00. Credit Line ....................................59,500.00
1b00.807.9088 ToGi MNdmum Payment Wamin$: tf you malts oMy the Total Minimum Statement Closing Date ....................6/13/11
nt each period, you w1N pay more in interest and It wiH take you longer Days In Sllling CyCle ..................................32
(1.900.3985278 TTY? to off yow balance. For example:
Only the Total 24 years 513,780.78
h#inimum P~meM
M vrould Hite information about credit counsetir~ services, call
i-86G300.5236.
rYanasodon P~fing RsAainc~ Ac~covnl
fists Diste fassa~IppWn Afumber I1nnmDer Amount Toth
Fees
O6/10 06/10 IATE',FEE FOR PAYMENT DUE 06/10 8160 35.00
TOTAL, F'EE8 FOR THIS PERIOD $36.00
ftKe Ohar=ed
06/13 06/13 tntsr 1st Charged on Balance Transfers 68.41
06/13 06/13 rots 1st Chargied ort Cash Advances 0.00
eorninikq on ns:s psys...
- 6847
AAA FINANCIAL SERVICES Account Number:8847
P.O. BOX 150iS
WILMINGTON, DE f~888S01S
New Balance Total ...........................................................58,267.25
Total Minimum Payment Due ..............................................1.416.00
Payment Due Date ...................................................07/10/11
MARY BETH KILMORE Fatter payment amount 5'
PO 8OX 342
ENOLA PA 17025.0342
aback Want ,bra o%atar oJmel,~,owesa orphan. nunas~
P/esse pnortbtr sA'mtacera?a a» one tatreta. slot.
Mora thEs oo~pan stone vtxh your ehsak peyatgs to: AM FMsn~sl 9srNess
_ _
ptIPORTANTINFt)RMATfONABGUT1F113AOOOlJN1' _ USE811 Rev. 08/10
tRJ8TOMER TIpB FOR Dl8PUTED ITEWI8
Atagytimesdisputedcluugasarnlegigimatechargeatbatcustomernmaynotrecognise On1'melia:sktngieav+?ilatde?fllwucaade~Y,7dayasweekami
or remember. Befocadisputiagat~erga,ltror¢eoa?mendthatyouveeitya fer things slbwapou toviewtfie most recerdactivtlyon youraceount.
andmakeeveryelforttoresol+rethedisp~)OroiNthomerchard.ORonthomerchant can
ansa~eryoarquestiansamleasi(ynealV~gyomdispute.Themoichsntb plwnennmber
mgybeloeatedonyonrracelptorhitlingalatomont.
• Hasacredttpwtedteyour t4 1.888.9.68.118!8
PieasoaNowaptoBQdsysframthe toenynurcrndttvoucturor po~ptaee~~ce,pkaaehavethemenchantreferenconnmber(s}
acknoa~hditemeottatterforihe creditbpoek forthecharge(s)ingaeation.
• Is theebargeotamountunfamWµ'P
Checkailhotherpereoneaatharl toueotheaccourittoroskosurathay
didnotmakethecharge.Rlapaae that~smerchaots'blUingnamea 1
amlatorenamesarndlfferentor ntacaneasllybeconfusedadthaim8ar MAIL
cF:argeaorinclude dpa. AttnBUliugitniairies POHwt160E8, WilmittgtotLDR29800dS02ti
thtowaybd:eckforNwcreditaorto kt?nes:diondeta0skfobokatyour VVlteawrttlos,pkaseiadudellb+aprNams,AecoantNumbegthe
aoeountatatemeateoatine.Ifyouarnnat mOrdlaeBanktng,itiaeasytoenrelt ® refscencemnmbsrofthadiepntadNanrandspeeiAadefai7eragarding
usingtLew•abaddraasau?thafrontofyou 'stntementargivensacall. yroardk?pate,indttdir~da0eadwntactarNhiheaaerct+aatandthe
mercbem'a re~ptroe ineach inslattce. Pleaesksdudeatieupporting
Piooaeremember:Oneeyronrncetro uratatementvrlthatraneaotlonynuwiahto documentalion,includingsalesandcreditvouchera,oontracFesxl
dispute,yononyhaveBOdgyatodie~rtethschargo. poetageroturance3pleaaproofofagyrnturna.
DRAGS PERIOD/PAYMIQ IN'fERBST
Oraoel'eriod"aosansiheperiodot p:ad~r[ngabillingaycbvhenya:wiUnot ksatLanzeroarotrretitaesoro.
accrasintarasta~eertaSntransseH~s )?glances.7'hareisno0racePieriodfsrBsltince WeinclndetLeteeaf~ccedttcaeddebtcaaeeliationoreapditiusurancepnrchaasd
TransteraorfkubAdvances;+rebaggiinn internatonIIalsnee'[tanstewamiCash Nun usincalealatingihebeainnb~bahuweforthe9ratdNroftheDi'~eycbaftar
Adraneesenthetransactiondate. i~Ve notehargeiaterestonParchaxsoutl?enezt theigyeleinwhtdtsacbteeaarebfped.
statement [fyw pea the NeNBahmoe in fullby the i?afrmotn Due Date,a~yrnt had TOTAL NiiEREBT Ot1ARGE COMPUTATION
paidintutll~thepsevlousPymtsntDue Inters!Ciatrgessoetvoaadaraosmpousdedonadailybaah. Todetetntinethe
CALCiJ1.AT1OMOPSAIANt~8Ut9.1E TOltt!i8RE8TRATS Intstoat(~wgeswemdtlp(yeachBah~aOSBvtolnterostRatebyitsappSd~6leDait;Y
AveMgeBalaneeMeMod(ineludi~ne+r anoe'14ane[etaandnorrCadtAdvanees): i'eriodicRatesndthatrewltbythenumberot Inthebil~~ 4b !ermine
WecaktdatetopsrateBalanoeasubj toanlatereatRateforBahuxroTransfara, thetotalMierestChargefarthebilNagaycle,ro'eaddthsPbriodio IntetestChsrgea
CaahAdvancea,andforeach terbeJanceconsistingofBalsnoclkansfers together.ADai(yPariodisR,atelaes7enlatedEp~divldinganAnnualPereentageltate
ortAdvances.Wedothhby:(1) adai~balsrs:eieroachdgyinthis tpr9g5.
stato:ront'bbUHege~els;(2)cataFh?tbg bhaknceforeachdsypriortoAds HOWNIEAU.OOATFYOURpAYNtHt~1T8
atntementlebill~talaDarthathada` bahtnce`-a PrsLycle6atancsieaBabnce I[yattacrnanthsebak?nceswithtlilforentAYRs,wevviYaltocatetheamountof
'f'ransterora Adrances~ithal saidatepriortotE:isetatement'ebiNing your mentaqualtothe7btalllflnimnnPatymer+tlh:etotheb+reatAPRbaLtnoeaflret
ayclsbutwithapatingdatewithinthias t'abiiKr~gtyc)e;(S)addingaHttwdsily (iacGtdi~ngtraaromadaaftertbisstatement1. Paynaantamounteiaoxixasdyoue
balanastr~her;and(4)diridingthea of thadaiU+tatlsnoeabythonnmberofdsysin 7btallidinisnumPiptinontAuewillbeappibdtobs.rithhiRhcxAPRsb~orebalancea
thiastatementSbigfnggrcle. withbarorAPRa.
'noaakulatethedai(ybalaaoetbrea da~intblsstatemantltblUingq~de,weteioefhe IMPORTANTiMFORMATiOPIA8OU1'pAYMENT88Yi'HONE
begimdngbalsnoe,addanamanntaqud theapp6esblelkt~PeriodbRatetmtb3ptted WhenuaingtheoptioaalP~•i~•PFanaservice,yonauthoriaeustoinittaiean
bythepseriousdaybdsilS+balw:ce.sdd Balwce'f~anetirce.nont~shAdvaaeesand oleetcailapgyaya~enttromyaurt~ountatthetbanefalheatttutlonycwdeeigaate. Youmuet
7'ruuactionPaea,andaubtrad :rtsaaderedits.lfaigrdaiRybatancats authori:etheamsnntamttimiog~~chpalrme:U. Poryoarpratxtbn,wewlltaekfor
less thsnzomrratreatttassero. secari(gEnformatlon.Akemgyapp~rforexpe~tedaervico.9bcanoel,adlgabeforetha
'IbcakulateadailJrhalancet~oacb priortoihisatstetnsnt'sbiNing letbathad achodaledptiymentdate.8amo-dsypq~ntaca»notboeditedorcanceled.
aPn•t~rctebalsnce,wetahetbebeginnin nose!tribatst:loaok~toPro-~idabafsnce MtSt;EllJ1Nt=AUS
(whichwigbesernonthetranssetiat Iofthst1estI~re{yetebskmca),addanamamt Porthernmpkktonnsandeoaditlonsofyonraxount,catauityourGtcditt~ad
egaalwthespp>imtdeihtHyPetiodic hmtltipUedtyrtheprevbnsday+Ldatlvtialance, Agreemeaf. FIA(~rd8erviusisafmdeaamo~PlACard3ervkes,N.A. Thieaceountis
andaddot~trtheapplltablePro•Cy~cle ces,andtheirreiaied'ESransaclionl~. tYo fesuedandadministeredbyFlACardServkea,N.A.
eadudafremt)dsraiculstionaNkaneacti e~epoatedinprevbusbi8ie8oycles.
Aver~+~esDai(p13a1anoeMathad(i ~te~rParahaeax):
Wecatcalate Hakatoes townlstercatRatoforPurcbasesandfar
oad?Prcaaotloaa1O6alanceconsh otPueeimses.Wadothis4y: Si)cakn]sttryta
dailybalarrootoreachdsyinthadtgn` (8)addittga0thedailybsianceatogetbac;
and(3)dividingtheanmottheds~ t+ythemunberold~rainthebi8ingcycle.
Tooalcuh?tetheda8phainncetor innthfeetaEom~t'abiNtngc,~c>e,aetslostho
boginningbahwoe addaaamonntegaaf ~~aDpttcabteDsi~PeriodicRatemult~tied
by tlesprev[ousdeiy'adaQybaiance,add lliiasea,navAocounliteee,andnew
'l'raneaction I+cea, ami sabtract applirnbt peymente and credit~.IfaAVdailY batanoo is
f~/1YMENTB If urbi
Wecreditmailedpsymentaasafthe q?tereoeived,ifthspsymsMlr.(2)recairedby Y'a ~[~*e~or~?tactlnformationhaschanead,orifyanraddreseia
5pm.tacaitimeattbaaddreasshoauan remittanooalipontheft~ontofyoarmoMbl?r itu~rect~ellappearaoutltfablll,pieasaprovldeatlcorreetlonehere.
etatemenb(2)pstdwiihacheckdrsYenin .8.do0sesonaUB.tirumclalSnsdtatiaaor
aU.S.doilarmonep?ardm;and(8)aent3n retarnonvelopewbhonlyther+nnittance
portionafyarcetateaie~aeeompaty~ingf P~meatareceivedbymafiatter6pm.)ocai Addresa2 -
tinwattharomittanceaddrossonatyrdgr agthol'yimentDaoDato,butthat
oihortrieemeettheabove hroq:ents, boerndltedasofthsttextdsy. Pgymenta AddrossR
madeonllneorbyphaxr?gt~credited oft~ed~tsofreosiptifmada6~rbp.m.CoiRrat - -
time,CreiBttorarootherpaarmantsmty~ debq~eduptaftveds~ys. ~
Nop4Ymenishslloperatsasartacoo andantistactianwlihoutthepriorwdtten
approvatofoneofour3oniorl>fficera. ~U'
Weproeessmostpaymentchecks mnlaabrbyusMgtheiMormattonfoundan
,rourchetk. Bach diecltantboriaeaasbc teaonedimsetectror:icfundstransfer(or
proceasitaaaciteckorpaperdts[t).1?h m[~bervithdrawnfromyoaracrnnntaasoon state Zip--__..
aefhesamedpwereoeiveyourpgyment. arnnotreturnedtoyoa.l?ocmore
infonaationortostoptheelectronie ltanslara,caDuaatthsnumborUaf~odon Areat;odedc
the[mnt. HomePMuie
ifyouhsveauther6oedustopaavyour ~tcardbiilautomatiad~tromyoursavinga
orchecld~acaoantw~fthas,youixnetop paymeutona~amouatyouthinkie A~~B~
~rrong.'[bstoppes9nenkyonrteROrmust us atleaetthrcobasinessdayabefornthe Work Phone
aubmatkpeymentlaachednledtooccur. ' - - _
World ~W~
Points ~M~•
YISA~ONATURE 6947
13 -hate ,2011
Page 3 of 4
TanacGrwr ~tl'Ib` RetSrence Acocta?t
pep pep peeq~Ua~ Number Number M~aunt Toth
I OhaaM
06/13 08/13 foie Cher)4ad on Puroheses 3.40
TOTAII. INTEREST FOR THIS PERIOD $7181
I
i
To I fees charged in 2011 $210.00
Total Interest charged to 2011 $396.79
I on r account.
Your Annual Peroetttal(s Rate is the armtta kt6erest rate you
Attnuat Promotional Promotional 8alattoe krterest
Peroenla!(e Transgotlon Offer ID SubJeot to Oharjes by
Rate Type InNrest Tranraotion
Rata Type
13a1 oe Transtwrr 9.99t?V $7,Si1.OS $86.41
Cas AdvaAawr 24.99W $ 0.00 $ 0.00
Rur area 9.998V $ 986.47 $ 3.40
APR Type DNinNiorts: Daly Interest Rata Type: W Vsrisbia Bets (rate may vary)
Michael J. Pykosh, Esquire
ID # 58851
Dethlefs Pykosh Shook & Murphy
2132 Market Street
Camp Hill, Pennsylvania 17011
Telephone — (717) 975-9446
Fax — (717) 975-2309
mpvkoshdplqlaw,com
Attorney for Defendant
FIA CARD SERVICES, N.A.
Plaintiff
v.
MARY BETH KILMORE
Defendant
: COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
• No: 12-5625 Civil Term
CIVIL ACTION - LAW
PRAECIPE TO PROCEED IN FORMA PAUPERIS
To the Prothonotary:
Kindly allow Defendant, Mary Beth Kilmore, to proceed in forma pauperis.
I, Dethlefs Pykosh Shook & Murphy, by Michael J. Pykosh, Attorney for the party
proceeding in forma pauperis, certify that I believe the Defendant is unable to pay the
costs and that I am providing free legal services to the Defendant. Defendant was
referred to the undersigned counsel by the Cumberland County Bar Association's Pro
Bono Program.
Date: 1--1
Res•ectfully Su mitted,
Michael . Pykosh, Esquire
I.D. # 58851
Dethlefs Pykosh Shook & Murphy
2132 Market Street
Camp Hill, Pennsylvania 17011
(717) 975-9446
Attorney for Defendant