HomeMy WebLinkAbout12-5677 Our File No.: 339819
C~ ~ -~'1
APbTHA~ER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire ~ ~ rnr~`
Attorney LD. #38423 -cs
520 Fellowship Road C306 ~""p. w c:~ +
Mount Laurel, NJ 08054 co -'v o
(800) 672-0215 ~ ~c ~
Attorneys for Plaintiff ~
p' ;,s
~ ~s.~
DISCOVER BANK ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff, )
vs. ) NO.: ~oZ ' S1o?7 iv i l I ~°f M~
RONALD K WERT )
28 MOTTER DR )
SHIPPENSBURG, PA 1'257-9734 )
De#'endant. )
}
NOTICE
You have been shed in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after this complaint and notice are served, bar entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against ybu. You are warned that if you fail to do so the case may proceed without you and a
judgment may be enterejd against you by the court without further notice for any money claimed in the
complaint or for any oth~'r claim or relief requested by the plaintiff. You may lose money or property or other
rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU 1D0 NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO
FIND OUT WHERE YO>l.J CAN GET LEGAL HELP.
IF YOU CANNOII' AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUQED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
34 S. BEDFORD ST.
CARLISLE PA 17013
717-249-3166
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_ _ _ _ _ _ _ T_____
_ _ -
Our File No.: 339819
APOTHAKER & ASSOCIATES, P.C.
BY: David J. Apothaker, Esquire
Attorney I.D. #38423
520 Fellowship Road C30G
Mount Laurel, NJ 08054
(800)672-0215
Attorneys for Plaintiff
DISCOVER BANK ) COURT OF COMMON PLEAS
CUMBERLAND COUNTY
Plaintiff, )
vs. ) NO..
RONALD K WERT )
28 MOTTER DR )
SHIPPENSBURG, PA 1'257-9734 )
Defeendant. )
CIVIL ACTION COMPLAINT
FIRST COUNT
1. Plaintiff is Discover Bank ("Plaintiff'), a Delaware State Bank and issuer of the Discover Card.
2. Defendant(s) is/afire RONALD K WERT, an adult individual residing at 28 MOTTER DR
SHIPPENSBURG}, PA 17257-9734.
3. At the special instance and request of Defendant, Plaintiff, DISCOVER BANK, issued to Defendant(s),
Account # ending in 6808.
4. Defendant receivedi, accepted and used the account to its benefit.
5. This account is in default and Defendant(s) has an unpaid balance of $4,047.77. A true and accurate copy
of the total due and owing is attached hereto, made a part hereof and marked as Exhibit "A".
6. All credits, if any, to which Defendant(s) is entitled, have been applied to the account. and are included in
Exhibit "A".
7. Although demand has been made, Defendant(s) has failed to make payment of the amount due as above.
WHEREFORE, Plaintiff demands judgment in favor of Plaintiff and against Defendant(s) for the sum of
$4,047.77 and requests this Court award costs to the extent permitted by applicable law.
- _ _ _
_ _
APOTHAKER AS OCIATES, P.C.
Attorn y for laintiff
A Law Firm En aged n Debt Collection
BY:
David J. Apo ker squire
Our File No.: 339819
VERIFICATION
Of ~~J ~(/'r/'~-yl~G•~ or~oT~jp-7c~ (Title}
(Company)
does hereby verify, under penalty of perjury and subject to the penalties of 18 Pa. C.S. § 4904 relating to
unsworn falsifications to authorities and states, that he/she is a duly authorized representative of
plaintiff herein and authorized to make this verification, and that the facts set forth in the foregoing
Complaint are true and accurate to the best of his/her knowledge and information and that he/she is
familiar with the manner and method by which plaintiff maintains its normal business books and
records, including computer records of defaulted accounts. S/he is also familiar with the relationship
between Discover Bamk and DB Servicing Corporation. That Discover Bank, f/k/a Greenwopd Trust
Company, is an FDIC insured Delaware State bank, and its servicing affiliate, DB Servicing Corporation
performs a variety of services for Discover Bank including, among other things, business management
services, customer sefvice, and collection of delinquent accounts. The collection of delinquent accounts
includes the right to fprward the same to the attorneys to file suit on Discover Bank's behallf. Both DB
Servicing Corporation and Discover Bank are w owned subsidiaries o iscover Financial Services.
Date: 7.~
(Signature)
Defendant's Name: RQNALD K WERT DB Servicing Corporation servicing
Account Number: endprng in 6808 affiliate for Discover Bank
Our File No.: 339819 P. O. Box 3025
New Albany, OH 43054
r _
New Balance Minimum Payment Due Account Number ending in 6808
DISCOVER 50.00 $909.00-. Enter Amount Encbsed Below
Payment Due Date $
March 24, 2012 L
' 29 SDSN(iA02 OQ25384
RONALD WERT Teed APP to DISCOV• to receive a Zink to our
28 MOTTER BR f~o~m
an~y,M
er~ei ~ ~y ~ ~ Sn seconds
SHIPPENSBUR6 PA 17257-9734
PO BOX 6103 lll,,,ll,uul,ll,lul,lul
CARD! STREAM IL 60197-6103
Address, e~mai) w telephone cha„gs3 ~ nuuill,lu~ n ,Iinn,~ii~nu,ii,i~nu,iini,Yii
Go to www.Diseovlreom or print change in space above. ' „ll , ~
t~serting Dals: F~6rstary 4, 2012 - Cbsing Dab: Febntary 29, 2012 pugs 1 of ~
Discover liAo~ Card Account Summary Payment Informt:ltion
New 8alane. 30.00
i Mtnhnum Payment Ow 2909.00
Acwunf number ending in 6808 Payment Dw Date Morch~ 24, 2012
Previous Bdanee! 54,047.77 I.ale Payswr+t Wamig: If vw do not receive your minimum
Papurc~~And Crtedih + 4,04~.~ by ~ dots listed above, you may hors to ppy a k~e
Fie of up to 335.00 and your purciwse and balance lrar,sfer
Balance Transfers + 0.00 APRs far new transactions may bs increased up fo the Penally
Cash Advances + 0.00 ApR of 22.99% variable.
Fees Charged + 0.00
interest Char ed' + 0.00
.w s .00 1Marlags Your Aocottnt Online txt www.Dis~ovarcom
See knirsst Cho~~'g~e Cakuiation section fofiovring S~ aeons :tofemerda and iN online bds, pay bills
transactions far dCetailed APR information online and track and v,ew aN tranaaetions simply ~r,d easily
Credit iir,s 34,100.00 and redeem r
~
iewards ~~-find easy wayfr town
credit u,,. Arair°bb so.oo
Cash Advance ~sdit lh+a 52,100.00 NE~V~I ass your account securely through your..
~ Cash Advance ~edk Line Available 50.00
3 Easy Ways to Contact Us
CCs k &lhuSe Ann'sversa Month I . Access your aeeaud aeeurety at www.Dhcewrco~m
ry 2. Ca11 1-804DfSCOVER (1-804347.26831 .
July Please haw your Discovers cord avai
Opening Coshback Bonus B~ance S 0,00 3• Writs to us of Discover PO Box 30943,
New Coshback' Bocws This Period + 0,00 lake Ciy, UT 841 §0 ~Nof a payment address)
for payme„ts, ss send b address on raniganes gqrr
Cashbadc 6o,rriis ~Balanos 3 0.00 Discover, PO 6103, Carol 5hreom, it 60197-b103
To 1•om more, bg in at www.bisu,ver.com Gs~sl:t~ar,ce~ plea ss tally 1-804347--74 49. ~ ~R
!~i'O115QCt1~I1S Trans. Post
Dots Dale
Payment: and Gedit: Feb 29 Feb 29 INTERNAL CHARGE-OFF 3 -4,047.77
i
Foss TOTAL FEES FOR 7H5 PBIIOD $ 0.00
k,lsrssf t3,arge,ll TOTAL MEREST FOR THS PERIOD 5 0.00
2012 Tota 'Year-to-Date
TOTAL FEES CHARGED IN 2012 5 0.00
70TA1 INTEREST CHARGED IN 2012 0.00
,NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFCHtMATION D' R
Pape~r~ess statements mean less cluti'er, more convenience
Easily access up to 24 months of downloadoble, password protected statements.
• See ypur stotement as soon as it's available rather than wait for it to arrive in your mailbox.
• Get helpful payment reminders through e-mail or text messages on your mobile phone.
• Print ql paper copy of your stotement anytime.
• Sign ~p today at Discovercom/poperless
®2010 Oiscwlr 8nnk, Member FDIC PPPER.0710
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Qu@S#IOit15?.Visit www.Discover.com or pISC~,~R
tali 1-800-DISCOVER ~1-800-347-2683.
DISCOVER t?~>n+~ RONALD WERT
Account number ending in 6808
page 2 of 2
Interest Charge Calculation
Your Annval Percentage Rate (APR) is the annual interest rate on your account.
Currant Blling Period: 26 days
TYFrE OF BALANCE ~ ~R~ERCENTAGE T ~ ECf TO IflT9tE5T CHARGE
Pssnchosss i 7.99% V $0 $0
Cads Advances 23.99% V $0 $0
V = Variobb Rafe
Addiliorwl rnporfprlf 6sfsrnwtion
Sss your bsr AgrosnsaM. Yax Cardmember Agreement contains al the terms of your Account.
Lost or slelsn~ Rspext immsdtatalyl CaB 1.800.347-2683.
U/Jsa1 To Do H ~'pu Tfstislc You find A R,tlfs/oke On Your SMfessssnt
If you think deers ip dry ertor on your statement, wrfte to us at: Discover, PO Box 30421, Sok lake City, lJT 841340421..
In your ksttsr, give, us the fdk~wrng information:
• :Your name and account number.
• Ths efolw amount of the wspected error.
• ' P • If you thirds there is an error on yaw btl, describe what yew b.lisw is wrong and why you believe
dream e.
You must exsrttaet ua within 60 days after the error appsarod on yaw atesfemesd.
You must rwi<ify ua of airy poterrdal errors i~n_~~ You may odl us, but if you do we are nest roquired to ImroattgrJle cosy
pesterdia srr~rs and you may have to pay
tFs
amount in gwstion.
Whib v+e in~Yectigale whether a rrot drero has been an error, des fdkswing oro hua:
• We try b collect the anouN in question, or roport yrw as delirrgsrerd on Ihe>f amowd.
• TM in ion may remain on yaw statement, and vw mery cadirnu 4o charge you inlenst on d+of e>m~rrt. But, if
ors deter ins (Fiat vw mods a mistake, you will noR haw ro pay Nor amount in question or any 6rlerost ex dhsr fs'ss rskstad
1o the M.
• While yay do riot how to Ra omouM in qusatiai, y~v an responsible for the romandsr of yaw balance.
• Ws con cvry tmpoid amount against your usdR lim'rf.
If you esro with the or services dwt you haw purchased wflFr yaw exsdB cesrd, and how kisd
' ~ good to e:or?eet the probbm with Rye msrcheu?t, you may hmro the right not ro pay ihs remoin~g amewrd
',purchase.
To use right, ~ of the folk>wing must be true:
1. Tla moat haw been made in yaw home state or wiMsin 100 miles of yaw current mailing addross, amd
the P~pries must haw been moro than $50. (Note: Neidssr of R?ess as necessary if s
based epts an adverdsemsnt we mailed to you , or if ors own da company Rat sold you the goods ex
2. Yov m how used yaw credit card for the purc~ass. Purchases mods wilh Dash adwnws Gvm an ATM or with a
dssek t oexss.a yaw credit card «oourf do not quaRy.
3. Yov m not yet haw tupy pad for tM purchase.
if aR~of p criteria above oro met and esro still disseslisfrod wilh the pwchass, contact us i i ' at:
Di , PO Box 30945, Sale lake Ci~i,uUT 84 i 340945
While Mta irsvestigate, ifre same nsles appey to the disputed amount ess ~aeusssd above. ABx ors Knish our
mw~ as del' ~ow deeisron. At that poird, if we Ihlnk yrw owe an amount and you do nd pay we
ay~Ya+ mq
Paysssnts. You pay all or part of yaw Account besksnce at arty time. However, you must posy of kswt tlrs Minesrum
Pesymsnt Due by aP ymeM Due Date. Send only poymard and d» top parNon of IMs staNment in Rrs snrebps
pravrded. Do rest end rids. Byy:ending your a as described oboes, you aulhatzs us b use information on your eflsek
to ma:e an sl k fund korubr From your aceourd at tM Rnesneiof Iratitution indicated on yaw check or to
paysrs~st as a ehs ' Iransadian. If payment a processed as an elseironic fund transfer the transfer wiN bs fesrptMamourrt of
Ihi check. When ~Ws roe information From yaw dreck to make an ekchonic fund trmra~sr, fursds maybe withdrawn franc your
account as soon ds Nw corns day we receive your payment, and you will not receive yaw check back from your financier(
Instihdion.
Ties pros®ssirsg aF w payment may be rlskayed if you sand ewsh, e~orrssporrdsnes or other Hems whir your payment if you
serer the paymer?f wsy oRrsr address or if you use on envelope oRrK Rwn the «ro provided. Paymer~s reaiwd in prolyer
form at ow tacildy SPM kcal fime on arty ~y veil bs uedibd 1o your Account as of drat day Payrnerds
received at ow sing faeil~y alley SPM kseal time veil bs ers~ted to yaw /[exowd as of Ra nerd day. iF y:w haw
mispkxed yyaow ~y~~ send yaw to Discover, PO Box 6103 Carol Stream, Il 60197x103, Pksms slow 7-10
days f~ deNvery.'tfyow~payment isn~ unpaid, we reserve the rig(d to resubmit it as an electronic debit.
NOTICE: SEE REVERSE SIDE fOR IMPCrRTANT INFORMATION ~l
You can your monthly Minimum Payment Due, or a greater amount That does not exceed your current Account balance,
over the ~ or you can setup automatic payments through a customer service roProsentatrve by calling .
1-800.347. 6811 Automatic paymerds wiN be deducted on fhs Payment Due Date unless you request a recurnng p ant
dab {e. .the 1 th doy of the month) that «cun before your Payment Due Date. If your xheduled payment dote Falls on a
weekend or barrhdiday, your payment wiN be processed the brrainsu and ~ to the weekend or bank Irokday. In order
to xhedule moM y payments by teleepphone, you moil need this statement and your bank account information. You wiN' be
asked to providd'the tryst four (4 digds of the social security number of the pnmary borrower. By providing Arose numbers as
your aleehonie signature, you wrN be agreeing to this authorization to aNow us and your book b deduct a«h p ant you
authorize, in Are amount selected by you, Gam your bank «count. You also authaae us to initi~e debit a credit softies to
your bank «co~trt, m appl'Kable, to correct an error in the processing of suds payment. You car cancel a xhedukd'.
payment by phoHe a1 1.800.347.2683 or by mail err Dixovar, PO Box 30421, Salt take Cry, UT 84130.0421; howfver we
must recsrve no to d least three business days in advance of the xheduled payment. If yaw payments may vary in atnount,
ws moil teN yuu c}h a«h monthly biNirg statement when your payment want bs made arxf hove much it will bs. You must ensure
that sufficient fu ds are available in your bank «count, and all transactions must comply with U.S. law.
You can set matte payments for: (i) statement New Balance, (ii) statement Minimum Payment Due, {iii) statement Minimum
Payment Due pl s a fixed doter amount, or (iv) a fixed dolor amount. If yaw adraduled Axed payment rs not en to cover
the Minimum PP meM Due as listed on your monthly bCrlirrA sfaterrreM, yrwr scheduled payment far 1hd month wr116s
irrcroased to the Minimum Payment Due. If the s Iwdirkcl payment a qr~~r IFan tfre Minimum PaymenF Dua, ap
excess wiN be in accadorree with yaw Cadmember Agrwment. IF"your xhsdulsd payment n greertsr Thar th~yNsw
Balance on your , ' shrtement, that payment wit be esued onhr for the amowrt of your Flew Bakxrce. Your outdmalic
poym~r~ amo '.dray 1» less Ihai the annouM irrdicded on the periodic staNment based on credits or paymenh aher Nhe
Closing Dais.
If you enrol by jihone in our automatic payment service, pleaae fil•in the fdbwirrg blanks below and reroin the authorization
for your recorder,'
Amount: ? ~ul Pay ? Min Pay ? Min Pay + $ ? Fixed Pay$ yo
Bonk Routing ~ ;Bank Account ; Frequsnry: ~
~ R-
eperler'
g Wa may sport infomidion about yaw Account to audit bureaw. tde payments, misad pcymeMs or o
dsiaulls AeeouM may bs refleebd in yaw credit rreeppo~tt We normaly spat tfre dalua and payment h~stgxy of ro
yaw Account to B reportinngg agencies each month. If yew (~eNavs Areit ow is irroeeurate a incomplete, please write g
us d Aw 'address: fN_xorror, PO Box 15316, Wrknington, DE 19850531 G. Please indicate your name, address, ~
bane tek+phone ' mbar and Account number.
Pay~g iMerr:B a begin to imposo interest chages on a transaction fee or interest charge Dorn the day we ark it tar the o
daily balance. V~We continue to impose iMerosf charges uNil you pay tie total amount you o~w us. You can woad po~rng u,
ir~est on Pwchpses as desrnlyed bebw. However, you cararot avad payfrrg interest on Balance Transfers a Cash
Advances.
}try to Aypid P at on Purchwe~~"G~ro~e Period'1
if-you
paid me on yaw prevrws bi~~ird by the Payment Due Date shown on that billing atatsment, we
wry stud 'rmposs i Brest chcvges on rrew Pwdases or ary rortion of o new Pwctwse, paid by the PoymeM We Date on your
current baling si feimeM. New Purdrasss aro Purc{raass that first appear on the current biN'ing statement.
t,~~~~~~ents Mgtt_Im@Q~ G e Period
you not pa ur ew arse rn a« more ,depending on the balance to which we apply your payment,
you may not get i grace period on new Pwchoses.
Mow Wi Cek~ Mlenest Chasges -Doty Balance Method (irrduding eurnrrt lrarsadions): Ws cakuksts intered drairges
each bitfug pert by Rrst figuring the "daily balance° for a«h Transodlon Category. Transaction Cntegories intkrde
standard P-mocha ' stardard Cash Advances and difFanM promotional balancsa, such as Bakancs TransFers.
How Ws Figure ~rp Dar Balance for Each Trarsaction Cahgary
• We sfartlrvilh the beginning balance far e«h day. The binning balance Fur the first day of the billing period is
yaw bak}hce on the last day of your previous bring period:
• We add Iany irerest charges accrued on the prwious day's daily bakxrce and any new transactions and Fees. We
add ary hansactions or fees as of the kder of tla Transaction Date a the first day of the biting period in
which th 'trans«tion or Fse posted b your Account.
• We t any new credits and payments.
• We mak ether adjustments (inchrding those adjustments required in the "Paying Interest" section).
How Ws Figuro Total Inlerost ~rarges
• We muki I ~ the daffy balance For s«h 7ranaaelion Cahgory by its daily periodic rah. Ws do this for each day in
Are biNi ~pperiod. This gives ua the interest drorg.s fore«h Transaction Category. To get a daily pwiodic mte,
we div' ~ Yye APR that applies to tfrs Trans«tion Category by 365.
• Wo add Up al the daily interest charges. The sum is the total interest chage for the biNing period.
How Ws Include f~sas
We add B Iane~Ttanafer Fees to the ~plieable Balance Transfer Trans«tion Ca~sgay We add Cash Advance
Fees to the i krble Cash Advance ransaction Cntegory. We add al other fees to the standard Purchase
Transaction egory.
Balance Subject Ib fnterost Rote. Your stabmeM shows a Balance Subject to Mtsrsst Rate. It shows this For each
transaction categpry. The Bakynce Subject to Interest Rate is the average of the daily balances during the billing
period.
Crodit Balances. 'llf your Account has a credit balance, the amount is shown on the front of yaw billing statement.
A credit balance 'almoney that is owed fo you. You may make dwrgss against this amount if your Account is
open. We wiN s~{rd. youaWrefund of any remaining balance of $1.00 or more aRer b months, or as otherwise
required by appF Cr I
For TDD (Teleeomjrmrnications Davies for Ifre Deaf} assistants, please cal 1$00.347.7449.
Dixover may monitor and/or record telephone calls between you and Discover representatives for qualify assurance
purposes.
The Discover®catd is issued by Discover Bank, Member FDIC RZNFEaoI
QUCStlOf15~ Visit www.Discover.com or
call 1-800-Di$COVER 1-800-347-2683. ~~~'~ER
FOCUS SESSION 2 -KRISTEN ALLGIER -Fri Mar 3015:05:21 EDT 2012 (naxp6611.na.diseoverfinancial.com) Page 1 of 4
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Navigation Links NexE Fh9J =FlndjF~~]
Id: 101931939037900 WORK STATE: I01 INACTIVE Status: Cmpgo: HoNe
® N~ ~ ~ ® .2±10914 ( i$p ~ ~i«!_~ Time On App: SEC
AppllCatlOn Summary Hams and Address Aasslelt Flo Ravk~r
AVP Typs: INDIVIDUAL (4att18: RONALD K WERT ~0
Day: 628 Dob:
S)ctd: PE DISCOVER MORE Mmn:
• REDISCOVER
ltmwnt: 55,406:80 lemall:, B= l
ACq Meth: DIRECT MAIL p;
Status: BOOKED Addy: 28 HOTTER DR
Hold Date: 07/16/2010 SHIPPENSBt#tG, PA 17257 - 9734
~ 313,761.00
IfISTORY APPLICATION BUREAU SUIKMARY ALTERNATM OPPER ACTIVITY CODE
r°° rat_~ Prlmarv fAit-Pl EmDlover IAIt-Ei Mme fAlt-Il Student IAIt-Sl Product fAlt-01 AI -A it . to
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location CxElul [ RD Image ID Source 1210 Campaign AEE Rejresi[ 5€'/CfD dofo:~
Mock # No Rewards
Application Loan Type: INDMDUAL
Product: DISC Card Type: 000001 Card Line Group: CB Card Option: 30
Receive ~ / i / ~ _ . _ .
07 i2 201D Speaai Handling _Manuai Fraud
Date:
Acct#: -6608 mov to cllDboard Prefilled: Merchant Id:
Primary Applicant
title Rrst Middle Last Sufnx
Name RONALD ~K - WERT
Email
_ _ eSign: No Yes
Number Direction Apt. # RR PQ BOx Military Branch
2B HOTTER DR . • ' 1 ~ I-
Current ph, _ State 7~p Country
Address
5HIPPENSBURG PA • 17257 . - 9734 .USA; ,
Maaltl
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~ http:!/focus2.na.discoverfinancial.com/focus/viewFullApplication.da 3/30/2012
FOCUS SESSIpIV 2 - ~STEN ALLGIEI2 -Fri Mar 3015:05:21 EDT 20
12 (naxp6611.na.discoverfinancial.com)
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Only ACCEPTA$LE sources can be entered in Other Tn
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FOCUS SESSION 2 -KRISTEN ALLGIER -Fri Mar 30 15:05:21 EDT 2012 (naxp6611.na.discoverfinancial.com) .Page 3 of 4
PRODUCT NOT ACCEPTED E - `
FOCUS Enroll , . _
Authorized Buyer
First Name: M~ Last Narne: Suf1'Ix Relatbnshtp:. _
Balance Transfer $ 13,761.00
Referral Indiptor Ref Tracking
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Referred By
Student Information
;.......;Student ~ Nw~-Student _ _
Yr in Skt~ool
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Product Requested
Product DISC
Term 0 Payment $ 1.0 MONTHLY
_
Amount $ 10U _ _ Rate X99.994 _ Balance $ 0.0
Purpose
_ Variable 0.0 Base Rate
Miscellaneous Information
l . http://focus2.na.discoverfinancial.com/focus/viewFullApplication.do 3/30/2012
FOCUS SESSION 2 -KRISTEN ALLGIER -Fri Mar 30 15:45:21 EDT 2012 (naxp6611.na.discoverfinancial.com) Page 4 of 4
Relative Name
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State
; Relative Addr Line 1 -
Priority ~ Driver's License
r Approved City
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Cycle Code ~ External Product ID I Option 30„ Stamp
Code
Offer _ _ Relationship `
~~n9 D utin Code ~ ~ ~ ~
9
CLS 00000 Sale 00000 OFAC N N _ ;
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Read: ~lsclosurn
http://focus2.na.discoverfinancial.com/focus/viewFullApplication.do 3/30/2012
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Our File No.: 339819
APOTI-FAKER & ASSOCIATES, P.C.
I3Y: David J. Apothaker, Esquire
Attorney LD.# 38423
52O Fellowship Road C306
Mount Laurel, NJ 08054
(8(10) 672-0215
Attorney for Plaintiff
DISCOVER BANK
Plaintiff,
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RONALD K WERT
Defendant.
COURT OF COMMON PLEAS
CUMBERLAND COUNTY
NO. 12-5677 CIVIL TER?VI
PRAECIPE Tl~ DISMISS WITHOUT PRF TUDICE
TO THE PROTHONOTARY:
Kindly dismiss this action without prejudice.
APOTHAKER & OCIATES, P.C.
Attorne s fo Plaintiff
A Law Firm Engage in Debt Collection
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By: ~~ _
David J. Apot~cer, Esquire
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