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PHELAN HALLINAN & SCHMIEG, LLP
Christy Donati, Esq., Id. No.306628
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
215-563-7000
CITIMORTGAGE, INC.
1000 TECHNOLOGY DRIVE
O'FALLON, MO 63368
Plaintiff
v.
SHAWN E. LEHMAN
DANA L. LEHMAN
28 PINE STREET
CARLISLE, PA 17013-3136
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM I , ~/
CUMBERLAND COUNTY
CIVIL ACTION -LAW
COMPLAINT IN MORTGAGE FORECLOSURE
File #: 304902
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NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (2U) days after this Complaint and Notice
are served by entering a written appearance personally or by attorney and filing in writing with
the Court your defenses or objections to the claims set forth against you. You are warned that if
you fail to do so, the case may proceed without you, and a judgment may be entered against you
by the Court without further notice for any money claimed in the Complaint or for any other
claim or relief requested by the plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER .AT ONCE. IF YOU DO
NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE
TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES "CHAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY ATTORNEY
REFERRAL
CUMBERLAND COUNTY BAR ASSOCIATION
CUMBERLAND COUNTY COURTHOUSE
2 LIBERTY AVENUE
CARLISLE, PA 17013
(717) 249-3166
(800) 990-9108
File #: 304902
Plaintiff is
CITIMORTGAGE, INC.
1000 TECHNOLOGY DRIVE
O'FALLON, MO 63368
2. The name(s) and last known address(es) of the Defendant(s) are:
SHAWN E. LEHMAN
JANA L. LEHMAN
28 PINE STREET
CARLISLE, PA 17013-3136
who is/are the mortgagor(s) and/or real owner(s) of the property hereinafter described.
3. On 02/23/2004 SHAWN E. LEHMAN and DANA L. LEHMAN made, executed and
delivered a mortgage upon the premises hereinafter described to MORTGAGE
ELECTRONIC REGISTRATION SYSTEMS, INC. AS A NOMINEE FOR PRINCIPAL
RESIDENTIAL MORTGAGE, INC. which mortgage is recorded in the Office of the
Recorder of Deeds of CUMBERLAND County, in Mortgage Book 1855, Page 2483. By
Assignment of Mortgage recorded 07/12/2012 the mortgage was assigned to PLAINTIFF
which Assignment is recorded in Assignment of Mortgage Instrument No.
201220770.The mortgage and assignment(s), if any, are matters of public record and are
incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule
relieves the Plaintiff from its obligations to attach documents to pleadings if those
documents are of public record.
4. The premises subject to said mortgage is described as attached.
5. The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 01/01/2012 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of Mortgagor to make such payments after a date specified
File # 304902
by written notice sent to Mortgagor, the entire principal balance and all interest due
6
thereon are collectible forthwith.
The following amounts are due on the mortgage as of 07/26/2,012:
Principal Balance $69,521.83
Interest $2,435.75
12/01/2011 through 07/26/2012
Late Charges $97.02
Escrow Deficit $22,72
TOTAL $72,077.32
8
Plaintiff is not seeking a judgment of personal liability (or an in personam judgment)
against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a
separate Action to establish that right, if such right exists. If Defendant(s) has/have
received a discharge of personal liability in a bankruptcy proceeding, this Action of
Mortgage Foreclosure is in no way an attempt to reestablish such personal liability
discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged
premises pursuant to Pennsylvania Law.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's
Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in
2008, and/or Notice of Default as required by the mortgage document, as applicable, have
been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as
provided by said notice has terminated because Defendant(s) has/have failed to meet with
the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied
assistance by the Pennsylvania Housing Finance Agency.
File #: 304902
WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of
$72,077.32, together with interest, costs, fees, and charges collectible under the mortgage
including but not limited to attorney fees and costs, and for the foreclosure and sale of the
mortgaged property.
PHELAN HALLINAN & SCHMIEG, LLP
BY~
Christy Donati, Esq., Id. No.306628
Attorney for Plaintiff
File #: 304902
LEGAL DESCRIPTION
ALL THAT CERTAIN tract of land situate in South Middleton Township, Cumberland County,
Pennsylvania, bounded and described as follows, to wit:
BEGINNING at a point on the southern side of Pine Street, which point is a corner of land now
or formerly of Deo Langley; thence along land of said Deo Langley in a southwardly direction a
distance of 270 feet to a point; thence in a westwardly direction along lands now or formerly of
Oscar Eppley, a distance of 75 feet to a point; thence in a northwardly direction along lands now
or formerly of David L. Hair, a distance of 305 feet 10 inches to a point in the southern side of
Pine Street; thence in an eastwardly direction along said Pine Street, a distance of 75 feet to a
point, the place of BEGINNING.
HAVING THEREON erected a dwelling commonly known as 28 Pine Street.
PROPERTY ADDRESS: 28 PINE STREET, CARLISLE, PA 17013-3136
PARCEL # 40-22-0487-094
Attorney File No.: 304902
VERIFICATION
Don W. Semon, hereby states that he is employed as a Document Control Officer of
Citimortgage, Inc., the Plaintiff in this matter, and is authorized to make this Verification.
The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are
true and correct to the best of my information and belief.
I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities. ~~
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Name: Don W. Semon
Document Control Officer
Title:
DATE: September 17, 2012
FILE #: 304902
NAME:LEHMAN
FORM 1
IN THE COURT OF COMMON PL~iAS = ._.~±
CITIMORTGAGE, INC. OF CUMBERLAND COUNTY, PENN~-Y-~VA~'jA ~'~;:~~`?
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NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you may be able to
participate in acourt-supervised conciliation conference in an effort to resolve this matter with your lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference.
First, within twenty (20) days of your receipt of this notice, you must contact Mid'enn Legal Services at (717) 243-9400
extension 2510 or (800) 822-5288 extension 2510 and request appointment of a legal representative at no charge to you.
Once you have been appointed a legal representative, you must promptly meet with that legal repres~tative within
twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all
requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal
representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and a
Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the
service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an
opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your
lender before the mortgage foreclosure suit proceeds forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a
conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal
representative. However, you must provide your lawyer with all requested financial information so that a loan resolution
proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached
hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed
within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is
scheduled, you will have an opportunity tomeet with a representative of your lender in an attempt to work out reasonable
arguments with your lender before the mortgage foreclosure suit proceeds forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS
REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE.
Respectfully submitted:
~ `~ ~ \~-
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Christy Donati, E'ssq., Id. No.306628
Attorney for Plaintiff
FORM 2
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date
Cumberland County Court of Common Pleas Docket#
BORROWER REQUEST FOR HARDSHIP ASSISTANCE
To complete your request for hardship assistance, your lender must consider your circumstances to determine
possible options while working with your counseling agency. Please provide the following information to
the best of your knowledge:
Borrower name(s):
Property Address:
City:
Is the property for sale`?
Realtor Name:
Borrower Occupied?
Mailing Address (if different):
City:
Phone Numbers:
Email:
# of people in household:
Mailing Address:
City:
Phone Numbers:
Email:
# of people in household:
First Mortgage Lender:
Type of Loan:
State: _ Zip:
Yes ^ No ^ Listing date: Price: $
Realtor Phone:
Yes ^ No ^
Home:
Cell:
State: ~lp:
Office:
Other:
How long?
Home: Office:
Cell: Other:
State:. Z1p:
How long?
Loan Number:
Second Mortgage Lender:
Type of Loan: _
Loan Number:
Date You Closed Your Loan:.
Total Mortgage Payments Amount: $ Included Taxes & Insurance:
Date of Last Payment:
Primary Reason for Default•
Is the loan in Bankruptcy? Yes ^ No ^
If yes, provide names, location of court, case number & attorney:
Assets Amount Owed: Value:
Home: $ $
Other Real Estate: $ $
Retirement Funds: $ $
Investments: $ $
Checking: $ $
Savings: $ $
Other: $ $
Automobile #l: Model:
Amount owed: Value: _
Automobile #2: Model:
Amount owed: Value:
Other transportation (automobiles boats motorcycles~ Model:
Year:_ Amount owed: Value
Monthly Income
Name of Employers:
Year:
Year:
~ • Monthly Gross Monthly Net
2• Monthly Gross Monthly Net_
3 • Monthly Gross Monthly Net_
Additional Income Description (not wages):
1 ~ monthly amount:
2• monthly amount:
Borrower Pay Days:_ Co-Borrower Pay Days:
Monthly Expenses: (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE AMOUNT
Mort a e
2"d Mort a e
Food
Utilities _
Car Pa ment(s) Condo/Nei h. Fees
Auto Insurance
Auto fuel/re airs Med. (not covered)
Other ro a ment
Install. Loan Pa ment Cable TV
Child Su ort/Alim. S endin Mone
Da /Child Care/Tuft. Other Ex eases
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been working with a Housing Counseling Agency?
Yes ^ No ^
If yes, please provide the following information:
Counseling Agency:
Counselor:
Phone (Office): Fax:
Email:
Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP)
assistance?
Yes ^ No ^
If yes, please indicate the status of the application:
Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your
delinquency?
Yes ^ No ^
If yes, please indicate the status of those negotiations:
Please provide the following information, if known, regarding your lender and lender's loan servicing
company:
Lender's Contact (Name):
Phone:
Servicing Company (Name):
Contact: Phone:
I/We, _ ,authorize the above named
to useJrefer this information to my lender/servicer for the sole purpose of evaluating my
financial situation for possible mortgage options. I/We understand that I/we am/are under no obligation to
use the counseling services provided by the above named -
Borrower Signature Date
Co-Borrower Signature Date
Please forward this document along with the following information to lender and lender's
counsel:
1. Proof of income
2. Past 2 bank statements
3. Proof of any expected income for the last 45 days
4. Copy of a current utility bill
5. Letter explaining reason for delinquency and any supporting documentation (hardship
letter)
6. Listing agreement (if property is currently on the market)
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson C;1 I ? t r. ,
Sheriff
Jody S Smith '414
Chief Deputy ? I20CT 16 AM 9: 02
Richard W Stewart
Solicitor
"
?F,ERIIZF
OFFICEOFT?
CUMBERLAND COUNP,
- PMS YLVAN I A
Citimortgage Inc. Case Number
vs.
Shawn Eric Lehman (et al.) 2012-6054
SHERIFF'S RETURN OF SERVICE
10/01/2012 05:47 PM - Shawn Gutshall, Deputy Sheriff, who being duly swom according to law, states that on
October 1, 2012 at 1747 hours, he served a true copy of the within Complaint in Mortgage Foreclosure
and. Notice of Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to
wit: Shawn E. Lehman, by making known unto himself personally, at 28 Pine Street, Carlisle, Cumberland
County, Pennsylvania 17013 its contents and at the same time handing to him personally the said true
and correct copy of the same.
-al - ?.r
S TSHAL PUTY
10/01/2012 05:47 PM - Shawn Gutshall, Deputy Sheriff, who being duly sworn according to law, states that on
October 1, 2012 at 1747 hours, he served a true copy of the within Complaint in Mortgage Foreclosure
and Notice of Residential Mortgage Foreclosure Diversion Program, upon the within named defendant, to
wit: Jana L. Lehman, by making known unto herself personally, at 28 Pine Street, Carlisle, Cumberland
County, Pennsylvania 17013 its contents and at the same time handing to her personally the said true
and correct copy of the same.
SHERIFF COST: $50.00
October 10, 2012
zAqAb4?2
S S ALL, DEFDTY
SO ANSWERS,
RbNI'V R ANDERSON, SHERIFF
(c) CountySuite Sherri, Teleosoft, Inc.
FORM 3
CITIMORTGAGE, INC.
1000 "I'FCHNOLOGY DRIVE
O'FALLON, MO 63368
vs.
SHAWN E. LEHMAN
JAVA L. LEHMAN
28 PINE STREET
CARLISLE, PA 17013-3136
[N THE COURT OF COMMON PLI_:AS OF
CUMBERLAND COUN"I'Y, PENN~LV.QNI~
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Defendants. No. 12-6054 CIVIL -~ car, ~~'
REQUEST FOR CONCILIATION CONFERENCE
Pursuant to the Administrative Order dated February 28, 2012 governing the Cumberland
County Residential Mortgage Foreclosure Diversion Program, the undersigned :hereby certifies
as follows:
1. Defendants are the owners of the real property which is the subject of this mortgage
foreclosure action;
2. Defendants live in the subject: real property, which is Defendants' primary residence;
Defendants have been served with a "Notice of Residential Mortgage horeclosure
Di~~ersion Program" and have taken all of the steps required in that Notice to he eligible
to participate in acourt-supervised conciliation conference.
The undersigned verifies that the statements made herein are true and correct. [
understand that false statements are made subject to the penalties of 18 Pa. C.S.~4904 relating to
unsworn falsification to authorities.
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Signature of Defendant ' ounsel/Appointed
Legal Representative
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ignature of endant
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S' nature of Defendant
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Certificate of Service
The undersigned certifies that a copy of the foregoing was served on the follov~~ing by
First Class Mail, postage prepaid on October 25, 2012 to:
Christy Donati, Esq.
PHELAN HALLIHAN 7 SCHMIEG, LLP
1617 JFK Boulevard. Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
Counsel for• Plaintiff Citimortgage, Inc.
Melissa H. Calvanelli
Court Administrator
Cumberland County Courthouse
1 Courthouse Square
Carlisle, PA 17013
Melissa Furrer Mill r
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CITIMORTGAGE INC.,
Plaintiff
vs.
SHAWN E. LEHMAN and
DANA L. LEHMAN,
Defendants:
IN THE COUR'~ OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
CIVIL ACTION
NO. 12-6054 CIVIL
CASE MANAGEMENT pRDER
AND NOW, this ~ day of November, 2012, the defendant/borrower in the
above-captioned residential mortgage foreclosure action having filed a Request for Conciliation
Conference verifying that the defendant/borrower has cortiplied with the Administrative Rule
requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND
DECREED that:
1. The parties and their counsel are directed to participate in acourt-supervised
conciliation Conference on /G 0 /.3 , at /~ ~ ~ a. m. in Chambers
No. 4 at the Cumberland County Courthouse, Carlisle, Pennsylvania.
2. At least twenty-one (21) days prior to the date of the Conciliation Conference, the
defendantJborrower must serve upon the plaintiff/lender and its counsel a copy of the
"Cumberland County Residential Mortgage Foreclosure Diversion Program Financial
Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon
agreement of the parties in writing or at the discretion of the Court, the Conciliation
Conference ordered may be rescheduled to a later date and/or the date upon which
service of the completed Form 2 is to be made may be extended. Upon notice to the
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Court of the defendant/borrower's failure to serve the completed Form 2 within the
time frame set forth herein or such other date ~s agreed upon by the parties in writing
or ordered by the Court, the case shall be remgved from the Conciliation Conference
schedule and the temporary stay of proceedings shall be terminated.
3. The defendant/borrower and counsel for the parties must attend the Conciliation
Conference in person and an authorized representative of the plaintiff/lender must
either attend the Conciliation Conference in person or be available by telephone
during the course of the Conciliation Conference. The representative of the
plaintiff/lender who participates in the Conciliation Conference must possess the
actual authority to reach a mutually acceptably resolution, and counsel for the
plaintiffllender must discuss resolution proposals with the authorized representative
in advance of the Conciliation Conference. If the duly authorized representative of
the plaintiff/lender is not available by telephone during the Conciliation Conference,
the Court will schedule another Conciliation Conference and require the personal
attendance of the authorized representative of the plaintiff/lender at the rescheduled
Conciliation Conference.
4. At the Conciliation Conference, the parties and their counsel shall be prepared to
discuss and explore all available resolution optaons which shall include: bringing the
mortgage current through a reinstatement; payiing off the mortgage; proposing a
forbearance agreement or repayment plan to bang the account current over time;
agreeing to tender a monetary payment and to 1~acate in the near future in exchange
for not contesting the matter; offering the lender a deed in lieu of foreclosure;
1
entering into a loan modification or a reverse mortgage; paying the mortgage default
over sixty months; and the institution of bankruptcy proceedings.
5. All proceedings in this matter are stayed pending the completion of the scheduled
conciliation conference.
~/ Christy Donati, Esquire
1617 JFK Boulevard, Suite 1400
One Penn Center Plaza
Philadelphia, PA 19103
For the Plaintiff
/ Melissa Furrer Miller, Esquire
950 Walnut Bottom Road
Suite 15-209
Carlisle, PA 17015
For the Defendant
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BY THE COURT,
Phelan Hallinan,LLP Attorney For Plaintiff
1617 JFK Boulevard,Suite 1400
One Penn Center Plaza
Philadelphia,PA 19103
215-563-7000
C-
CTTIMORTGAGE,INC. Court of Common Pleas M
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Plaintiff -� .�
Civil Division D ®M
vs
CUMBERLAND County A o
Ma
SHAWN E.LEHMAN
JANA L.LEHMAN No. 12-6054-CIVIL cz v
Defendant °
PRAECIPE
TO THE PROTHONOTARY:
® Please withdraw the complaint and mark the action Discontinued and Ended without prejudice.
❑ Please mark the above referenced case Settled, Discontinued and Ended.
❑Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice.
❑ Please mark the in rem judgment Satisfied and the action Discontinued and Ended.
❑Please Vacate the Judgment entered.
Date: PHELAN HALLIN ,LLP
By:
Jon an Lobb,Esq.,Id.No.312174
Attorney for Plaintiff
PHS#304902
Phelan Hallinan,LLP Attorney for Plaintiff
1617 JFK Boulevard,Suite 1400
One Penn Center Plaza
Philadelphia,PA 19103
215-563-7000
CITIMORTGAGE,INC. Court of Common Pleas
Plaintiff Civil Division
V. CUMBERLAND County
SHAWN E.LEHMAN No. 12-6054-CIVIL
JANA L. LEHMAN
Defendant PHS#304902
CERTIFICATION OF SERVICE
I hereby certify true and correct copies of the foregoing Plaintiffs Praecipe was served by
regular mail to the person(s) on the date listed below:
SHAWN E.LEHMAN
JANA L. LEHMAN
28 PINE STREET
CARLISLE,PA 17013-3136
Date: PHELAN HALLIN ,LLP
By: -A/
Jona an Lobb,Esq.,Id:No.312174
Attorney for Plaintiff