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HomeMy WebLinkAbout12-6102Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attornevs for Plaintiff _~ ~= f) ~ -- r ~ .. 1~IZC~~T-t ~~~10~ 44 ~'~~Ef?LAND CIItJNT ;' P~°!NS YLVANiA IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC ~..itvt' 120 CORPORATE BLVD ~ ~~da NORFOLK, VA 23502 Plaintiff, v. WES SHINDLEDECKER 114 BAKER AND RUSSELL DR SHIPPENSBURG PA 17257 Defendant. No. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, an filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment maybe entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service -CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 12-37443 0 aM ~ ~ Io3. ~5 ~~ a ~/ a~9o~~ ~, ae, 3~ This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. v. WES SHINDLEDECKER 114 BAKER AND RUSSELL DR SHIPPENSBURG PA 17257 Defendant. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esate contra usted. usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE AQ UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service -CUMBERLAND County Bar Association Court Administrator 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Pennsylvania Lawyer Referral Service (800) 692-7375 12-37443 '~~Chis comn~urilcation is front a debt collector a~sd is arl attempt to collect a debt. Any information obtainccl ~~s~ill be used for ghat purpose,. Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. v. . WES SHINDLEDECKER 114 BAKER AND RUSSELL DR SHIPPENSBURG PA 17257 Defendant. (`(1MPT D TNT Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, WES SHINDLEDECKER, is an adult individual with last known address of 114 BAKER AND RUSSELL DR, SHIPPENSBURG PA 17257. 3. It is averred that Defendant was indebted to U.S. BANK NATIONAL ASSOCIATION ND on May 1, 2008 with account number ************1852 (hereafter referred to as "Account"). A copy of the account history is attached here to and collectively marked as Exhibit "A." 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. "{'}pis ec:~mn~T:tTtication .is :t'ront a c{e{~t collecto.r and i.s an attempt to collect a c{t~.{~st. rlny information obtaiTied ~~"il{ be used fc~r that pT.Tr{~o5e. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on February 22, 2011. 8. Plaintiff is the purchaser, assignee and/or successor in interest U.S. BANK NATIONAL ASSOCIATION ND and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs verification is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of $4,502.74. l O.Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11.The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgme favor of Plaintiff and against Defendant, WES SHINDLEDECKER , in t am nt of $4,5 .74, p s costs of this action and any other relief as the Court deems just and reaso~al~le. Carrie A. Brown, Esquire, # 94055 /~ Robert N. Polas, Jr., Esquire, #201259 / Attorneys for Plaintiff 12-37443 "I~1.iis cc~mntrt.t~ic:ation is :lron~ a cieht ec>lleetor 4~nci is an attempt. to collect a c-febt. Any information obtaitled ~~~~ill be used for that purpose. VERIFICATION (To be used by a person associated with the present creditorl Lecinda Shipmon-WagCer I, ,hereby verify that: 1. I am employed by Portfolio Recovery Associates, lLC as Custodian of Records and am authorized to make this Verification on behalf of Portfolio Recovery Associates, LLC. Portfolio Recovery Associates, LLC is the successor in interest to U. 3 . BANK NATIONAL ASSOCIATION ND. 2. I reviewed the following ( ](a) computerized documents; [ ](b) hard copy documents; and [x] (c) other (specify)Account Records relating to Account number: ending in 1852. The foregoing Account of U. S . BANK NATIONAL ASSOCIATION ND was opened on 5/1/2008 in the name of T~PE3 SHINDLI®BCRBR. The accounts/documents that I reviewed were produced by U. S . BANK NATIONAL ASSOCIATION ND. 3. Based on my review of the foregoing documents, there is due and payable the principal sum of $4,502.74. This sum includes the following (check all that are appropriate): [x] interest; [x] late fees; [ ] collection fees; and (x] any other additional fees permitted under the terms of the agreement with the debtor named in paragraph 2 above and U. S . BANK NATIONAL ASSOCIATION ND. This sum does not include the following (check all that are appropriate): [ ]interest; [ ]late fees; [x] collection fees; and (]any other additional fees permitted under the terms of the agreement with the debtor named in paragraph 2 above and U. S . BANK NATIONAL ASSOCIATION ND. 4. Based on my review of the foregoing documents, there are no payments that have not been credited. 5. The facts set forth in this Verification are true and correct to the best of my knowledge, information and belief. This Verification is made subject to the penalties for making an unsworn falsification to authorities in violation of 18 Pa. C.S. §4904. SEP 05 2012 DATE ~~ 12-37443-5326 EXHIBIT A "l'lai5 com.n~r~nication is :tron~ a debt collector and is an attempt to collect a debt. tiny inform:~tion obtained «~ill be used for that purpose. PORTFOLIO RECOVERY ASSOCIATES, LLC 120 Corporate Blvd Norfolk, VA 23502 Telephone: 1-866-428-8102 Fax: (757) 518-0860 Statement of Account Account: ************1852 WES SHINDLEDECKER Account Holder: WES SHINDLEDECKER 114 BAKER AND RUSSELL DR SHIPPENSBURG PA 17257 Consumer Account Product Code: VISA Issuer: U.S. BANK NATIONAL ASSOCIATION ND Assignee: Portfolio Recovery Associates, LLC Account Number: ************1852 Date Account Opened: May 1, 2008 Date of Last Payment: February 22, 2011 Date of Charge Off: August 31, 2011 Balance at Purchase: $4,502.74 Purchase Date: January 31, 2012 Balance at Charge-Off: $4 502.74 Less Payments: $.00 Balance Due: $4,502.74 12-37443 USBN60 This communication is from a collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. • ~ EXHIBIT B $II,L OF SALE AND ASSIGNMENT OF ASSETS The undersigned Assignor {"Assg r'~ hereby absolutely sells, transfers, assigns, sets-over, quitclaims and conveys to Portfolio Recovery Associates, LLC, a limited liability company organized under the laws of Delaware ("Assi~aee"} on an "AS IS" and "WITH ALL FAULTS" basis, without recourse and without representations or warranties of any type, kind, character or nature, express or implied, all of Assignor's right, title and interest in and to each of the assets identified on the T~ (the " s is"}, together with the right to collect all principal, interest or other proceeds of any kind with respect to the Assets remaining due and owing as of the date hereof (including but not limited to proceeds derived from the conversion, voluntary or invohmtary, of any of the Assets into cash or other liquidated property, including, without limitation, insurance proceeds and condemnation awards), from and after the date of this Bill of Sale and Assignment of Assets. DATED: January 31, 2012 Lot Number Number of Accounts Balance ASSIGNOR U. National Association ND By: Name t : Jce! b~nn Title• 1 14adaat la.n sxch+ugc Inclxl,FJ[ USBNKASA.DOC Ol!]QI2012 USBN6o Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID # 94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 `°T 131 DEC -5 AEI Attorneys for Plaintiff ti 1 �0 E R L,Jj 0 C O U I"i' HMSYLVAS A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 12-6102 V. WES SHINDLEDECKER 114 BAKER AND RUSSELL DR SHIPPENSBURG PA 17257 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice. Re e lly Submitted, ert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff 12-37443 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Carrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Attorney ID #94055/201259/312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 12-6102 V. WES SHINDLEDECKER 114 BAKER AND RUSSELL DR SHIPPENSBURG PA 17257 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon ES SHINDLEDECKER, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of C- , 2 o: WES SHINDLEDECKER, 114 BAKER AND RUSSELL HIPPENSBUR A 17257 Ile- 12-37443 ert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.