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12-6535
4 Blatt, Hasenmiller, Leibsker & Moore, LLC Morris Scott Attorney I.D. #83587 Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 800-850-1079 Attorney for Plaintiff, PORTFOLIO RECOVERY ASSOCIATES LLC PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Plaintiff, vs. DEBORAH A CALLAGHAN 162 FIELDSTONE DR CARLISLE PA 17015 Defendant. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION pus No. r=. NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) *days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 2781959 PPTCPADI DS t' r -?qsq 16 V4'9S9d(z A AVISO Le han demandado a usted en la corte. Si usted quiere defen derse de estas demandas expuestas en las paginas siguientes, usted tiene veinte dias de plazo al partir de la fecha de la demanda y la notification. Hase falta ascentar una comparencia escrita o en persona o con un aboga do y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisa do que si usted no se de fiende la corte tomara medidas y puede continuar la demanda en contra suva sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propieda des u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 267-2032 Blatt, Hasenmiller, Leibsker & Moore, LLC Morris Scott Attorney I.D. #83587 Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 800-850-1079 Attorney for Plaintiff, PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC Plaintiff, Vs. DEBORAH A CALLAGHAN 162 FIELDSTONE DR CARLISLE PA 17015 Defendant(s). IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION No. COMPLAINT Plaintiff PORTFOLIO RECOVERY ASSOCIATES LLC, claims as follows: 1. The Defendant(s), DEBORAH A CALLAGHAN , is a resident of Cumberland County, Pennsylvania. 2. The Defendant(s) obtained extensions of credit with WORLD FINANCIAL NETWORK, (Original Credit Grantor) agreeing to make monthly payments as required by the terms of the account, for purchases charged to the account. 3. The Defendant(s) did make purchases and charged same to the account but failed to make the monthly payments called for on the account. There is a balance due and owing of $1705.34. 4. Plaintiff is the successor in interest of said account having purchased the account in the regular course of business in good faith and value. 5. Plaintiff declared Defendant(s) to be in default and demands payment of the balance. 2781959 PPTCDBCI WHEREFORE, the Plaintiff, PORTFOLIO RECOVERY ASSOCIATES LLC, prays for judgment in its favor and against Defendant(s), DEBORAH A CALLAGHAN in the amount of $1705.34, plus costs. Respectfully submitted, PORTFOLIO RECOVERY ASSOCIATES LLC One of its Att rneys Morris Scott Attorney I.D. #83587 Syretta Ma in Attorney I.D. #309370 Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 (800) 850-1079 Dated: October 16, 2012 Blatt, Hasenmiller, Leibsker & Moore, LLC Morris Scott Attorney I.D. #83587 Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 800-850-1079 Attorney for Plaintiff, PORTFOLIO RECOVERY ASSOCIATES LLC PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Plaintiff, vs. DEBORAH A CALLAGHAN 162 FIELDSTONE DR CARLISLE PA 17015 Defendant(s). IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION No. AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: County of Chester: I, Morris Scott/Syretta Martin, being duly sworn according to law, depose and say I am the attorney for Plaintiff and I am authorzied to make this affidavit on Plaintiff's behalf. I hereby certify that the Defendant is at least 18 years of age and not in the Military Service of the United States, nor any State or Territory thereof or its allies as defined in the Servicemembers' Civil Relief Act of 2004 and any amendments thereto. I also herby certify that the statements made in the foregoing Affidavit of Non-Military Service are true and correct to the best of my information, knowledge, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. BLATT, HASENMILLER, LEIBSKER & MOORE, LLC Dated: October 16, 2012 By: ---- orris Cott Syrett Martin 2781959 PPTJCAMI 111111111111111111 VIII III 111111 VIII VIII 11111 VIII VIII VIII VIII III1 IIII VERIFICATION the undersigned attorney for the Plaintiff, hereby verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information, and belief, based upon information provided by the Plaintiff, that the Plaintiff is presently located outside of this jurisdiction, and that in order to file the within document in an expedient and timely manner I am authorized to sign this verification on behalf of the Plaintiff. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsifications to authorities. PPTXVERI Exhibit "A" PPTXEXAI 2-78 / ? 5 ? VERIFICATION (To be used by a Person associated with the Present creditor) I, Denise R. Fromh hereby verify that: 1. 1 am employed by Portfolio Recovery Associates, LLC as Custodian of Records and am authorized to make this Verification on behalf of Portfolio Recovery Associates, LLC. Portfolio Recovery Associates, LLC is the successor in Interest to WORLD FINANCIAL NETWORK BANK/VALUE CITY 2. 1 reviewed the following [ ](a) computerized documents; [ ](b) hard copy documents; and [x] (c) other (specify)Account Records relating to Account number: ending in 9670. The foregoing Account of WORLD FINANCIAL NETWORK BANK/VALUE CITY FURNITUREwas opened on 9/30/2008 in the name of DEBORAH A CALLAGHAN. The accounts/documents that I reviewed were produced by WORLD FINANCIAL NETWORK BANK/VALIIS CITY FURNITURE. 3. Based on my review of the foregoing documents, there is due and payable the principal sum of $1,705.34. This sum includes the following (check all that are appropriate): [x] interest; [x] late fees; ] collection fees; and [x] any other additional fees permitted under the terms of the agreement with the debtor named in paragraph 2 above and WORLD FINANCIAL NETWORK BANK/VALUE CITY FURNITURE. This sum does not include the following (check all that are appropriate): [ ] interest; [ j late fees; [x] collection fees; and [ ] any other additional fees permitted under the terms of the agreement with the debtor named in paragraph 2 above and WORLD FINANCIAL NETWORK BANK/VALUE CITY FURNITURE. 4. Based on my review of the foregoing documents, there are no payments that have not been credited. 5. The facts set forth in this Verification are true and correct to the best of my knowledge, information and belief. This Verification is made subject to the penalties for making an unsworn falsification to authorities in violation of 18 Pa. C.S. §4904. J>1Z /..? ?- 7, '-" L DATE Denise R. Fhnch , CUSTODIAN Blatt, Hasenmiller, Leibsker & Moore, LLC Morris Scott Attorney I.D. #83587 Syretta Martin Attorney I.D. #309370 1835 Market Street, Suite 501 Philadelphia, PA 19103 215-564-1567 Attorney for Plaintiff, PORTFOLIO RECOVERY ASSOCIATES LLC PORTFOLIO RECOVERY ASSOCIATES LLC c/o Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Plaintiff, vs. DEBORAH A CALLAGHAN 162 FIELDSTONE DR CARLISLE PA 17015 Defendant(s). IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PA CIVIL ACTION No. PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Kindly ENTER my appearance in the above-captioned matter on behalf of PLAINTIFF PORTFOLIO RECOVERY ASSOCIATES LLC. Papers may be served at the address set forth below: Blatt, Hasenmiller, Leibsker & Moore, LLC 1835 Market Street, Suite 501 Philadelphia, PA 19103 Telephone Number: 1-215-564-1567 Dated: October 16, 2012 BLATT, HASENMILLER, LEIBSKER & MOORE, LLC By: 1, Morris Scott Attorney Syrett Martin Attorney 2781959 PPTXPEAI 111111111 IN 11111111111111111111111111111111111111111111111111 IN SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson .Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor ~ iti i., I i; it~:t ~:}T3 l,ti7tS ''.~~~~'t~iw~N~~~F? Portfolio Recovery Associates, LLC Case Number vs. Deborah A Callaghan 2012-6535 SHERIFF'S RETURN OF SERVICE 10!25/2012 12:20 PM -Deputy Robert Bitner, being duly sworn according to law, served the requested Complaint & Notice by handing a true copy to a person representing themselves to be DAVID CALLAGHAN-HUSBAND, who accepted as "Adult Person in Charge" for Deborah A. Callaghan at 162 Fieldstone Drive, Middlesex Township, Carlisle, PA 17015. SHERIFF COST: 534 00 November 01.20'2 __ _ _.. . R~C BERT BITNER, DEPUTY SO ANSWERS, t _ ~°~' l ~--~_ RON ~ R ANDERSON, SHERIFF ~c7('f"J~1..1 O ~~LO'V e ~C) 2-~'eS ~--~' C7 ,~,, r~ -~`~ ~) 0 13t Q.~t~-, J-Li ~eR n~- ~ e rg Ler bgfie~ ~,~ N(oore ~ >_.> ~, x z 135 ~cke~- ..S~,ree-t- ~~; ~~ 5v y ~ ~ ° ~~ ~I,' ~i~~ IadeiPl•,rctr j PA~ 1Q~03 <~ ~ ~c~ ~ z-~, ~ah A~ - C.a~~z~ .l 16~ ~e l~to~~e ~~ ii ~Icsle.~ ~~ i-~o f 5 NoT- e~ 't'o G~J - ~-- ~rL-r'~ otJ ~ a - fo535' p~~~D l~eoeY'eL1-r ~ ~ ~-aJi-1.~cL~r~ W-si•, ~ c~-~-~enG~ a..c,~.~c~s+ -h,~ c-a~~,ns se+ -~-~-h ~~n ~-h ~ S c.~~ ~i s.~ ~- . As r~e.c~r re ~ b~ --a.~ Z' ~ cep n~eJ ~ ~-~,~uc_+ed ~j -fie, re.Pre5erl+~cc~q ~tnr ne~ un ~~ sv-=~-- W a.~ -f~ tad • J ~ hctd prey r ~s~ ~- s~.~ ~-~ed- -~1,.~.. a~n~ o use cQ w~+~, ~~+-Fv ~-~ ©~~~o~ e neJ e..~' res cx~ dlr. 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