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HomeMy WebLinkAbout11-09-12 (2)~~ ~ Y 1505610140 REV-1500 EX (01-10) OFFICIAL USE ONLY PA Department of Revenue Bureau of Individual Taxes County Code Year File Numt~er PO BOX 280601 INHERITANCE TAX RETURN Harrisburg, PA 17128-0601 RESIDENT DECEDENT 2 1 1 1 0 6 7 7 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 0 2 2 8 2 0 1 1 0 3 0 9 1 9 2 5 Decedent's Last Name Suffix Decedent's First Name MI H I L L H E L E N B (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI H I L L H A R O L D B Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW O 1. Original Return ~ 2. Supplemental Return ~ 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of ~ 5. Federal Estate Tax Return Required death after 12-12-82) QX 6. Decedent Died Testate ^X 7. Decedent Maintained a Living Trust 0 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9. Litigation Proceeds Received ~ 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) between 12-31-91 and 1-1-95) (Attach Sch. O) _ __ _ CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number B E N J A M I N J B U T L E R 7 1 7 2 3 6 1 4~ ~8 5 First line of address 1 0 0 7 M U M M A Second line of address City or Post Office L E M O Y N E R O A D S T E 1 0 1 State P A c~ ~ _ REGISTER O _. S USE Oh~y ~ 27 .__.r s_ ,_. ~c '' ~ l~ y `~-- '- :. ~3 ~ .. t^~ DATE FILED ~-' ZIP Code i_ 1 7 0 4 3 Correspondent's a-mail address: LAWYERSt7a,BUTLERLAWFIRM.COM _~~ ~~ n~ ~ "; --- + C:.7 r ~ .- R .... _ ~. ~.~ -r, C r- :-rt c:.~ p --: -c Un r pen Ities of perjury, 1 declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, i true, rce and complete. Declaratio f preparer othe than a personal representative is based on all information of which preparer has any knowledge. (GNAT PERS N E NSI FO I TU D E ~l / Z ADDRESS 8 SHADY ROA CAMP HILL PA 17011 SIGNATURE OF PREPARE T THAN~PR~FSE TIV DATE 1D07 MUMMA ROAD, STE 101 LEMOYNE PA 17043 PLEASE USE ORIGINAL FORM ONLY Side 1 1505610140 1505610140 J r 1505610240 REV-1500 EX Decedent's Social Security Number Decedent's Name: HELEN B• HILL RECAPITULATION 1. Real Estate (Schedule A) .......................................... . 1. 2. Stocks and Bonds (Schedule B) ..................................... . 2• • 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C) .... . 3. 4. Mortgages and Notes Receivable (Schedule D) ......................... . 4. 5. Cash, Bank Deposits and Miscellaneous Personal Property (Schedule E)...... . 5. 1 8 9 8 9 . 8 2 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested ...... . 6. 5 4 9 1 . 1 4 7. Inter-Vivos Transfers & Miscellaneous N n-Probate Property (Schedule G) ~ Separate Billing Requested ...... . 7. 1 1 1 9 4 2. 7 5 8. Total Gross Assets total Lines 1 throw n 7 ( 9 ) .......................... g. . 1 3 6 4 2 3. 7 1 9. Funeral Expenses and Administrative Costs (Schedule H) .... ..... ....... .. 9. 8 7 1 8 . 9 2 10. Debts of Decedent, Mortgage Liabilities, and Liens (Schedule I) .... ....... .. 10. 1 8 5 ~ • 2 8 11. Total Deductions (total Lines 9 and 10) .................. .... ....... .. 11. 1 0 5 7 6 • 2 0 12. Net Value of Estate (Line 8 minus Line 11) ............... .... ....... .. 12. 1 2 5 8 4 ? . 5 1 13. Charitable and Governmental Bequests/Sec 9113 Trusts for whi ch an election to tax has not been made (Schedule J) ......... .... ....... .. 13. 8 0 6 8 2 . 1 9 14. Net Value Subject to Tax (Line 12 minus Line 13) ......... .... ....... .. 14. 4 5 1 6 5. 3 2 TAX CALCULATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116 (a)(1.2> x.ooo 4 2 4 1 9. ? 5 15. 0. 0 0 16. Amount of Line 14 taxable at lineal rate x .045 2 7 4 5. 5 7 1s. 1 2 3. 5 5 17. Amount of Line 14 taxable at sibling rate X .12 0 0 0 17. 0. 0 0 18. Amount of Line 14 taxable at collateral rate X .15 0 0 0 1 g, 0. 0 0 19. TAX DUE ......................................................19. 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 1505610240 1505610240 1 2 3. 5 5 REV-15Q8 EX+ (11-~0) pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, 8~ MISC. PERSONAL PROPERTY ESTATE OF: HELEN B. HILL FILE NUMBER: 21 11 0677 Include the proceeds of litgation and the date the proceeds were received by the estate. All property Jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. 2005 Buick LeSabre (approx. 45,000 miles) 7,500.00 2. John Hancock Life Insurance Company -Long Term Care Premium Refund 205.45 3. John Hancock Life Insurance Company -Long Term Care Payment 11,047.50 4. PNC Bank -Credit Balance 1.48 5. Discover Card -Overpayment Refund 6.61 6. Comcast -Refund 18.70 7. PNC Bank -Checking Account XXXXXXXXXXXX0997 210.08 TOTAL (Also enter on Line 5, Recapitulation) I $ 18 989 82 If more space is needed, insert additional sheets of paper of the same size REV-1509 EX+ (01 r 0) pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE F JOINTLY•OWNED PROPERTY -- ESTATE OF: FILE NUMBER: HELEN B. HILL 21 11 0677 If an asset was made jointly owned within one year of the decedent's date of death, it must be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A. Timothy Poole B. Harold B. Hill 3026 Logan Street Camp Hill, PA 17011 c/o Nancy S. Hill (Richwine) 8 Shady Road Camp Hill, PA 17011-1723 Son-In-Law Spouse C. JOINTLY•OWNED PROPERTY: ITEM NUMBER LETTER FOR JOINT TENANT DATE MADE JOINT DESCRIPTION OF PROPERTY INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. DATE OF DEATH VALUE OF ASSET ~ OF DECEDENT'S INTEREST DATE OF DEATH VALUE OF DECEDENT'S INTEREST 1. A. 8/19/96 PSECU -Account No. 0143169424-S 1 886.44 16.666666 147.74 2. B 8/19/96 PSECU -Account No. 0143169424-51 886.44 16.666666 147.74 3. A 8/19/96 PSECU -Account No. 0143169424-S4 8,670.96 16.666666 1,445.16 4. B 8/19/96 PSECU -Account No. 0143169424-S4 8,670.96 16.666666 1,445.16 5. A 4/18/07 PSECU -Account No. 0 1 43 1 69424-S7 6,916.01 16.666666 1,152.67 6. B 4/18/07 PSECU -Account No. 0143169424-S7 6,916.01 16.666666 1,152.67 TOTAL (Also enter on Line 6, Recapitulation) I 3 S 491 14 If more space is needed, use additional sheets of paper of the same size. REV-15~ 0 EX+ (08-09) pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE G INTER•VIVOS TRANSFERS AND MISC. NON•PROBATE PROPERTY ESTATE OF FILE NUMBER HELEN B. HILL 21 11 0677 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes. ITEM NUMBER DESCRIPTION OF PROPERTY INCLUDE THE NAME OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THE DATE OF TRANSFER. ATTACHACOPYOFTHEDEEDFORREALESTATE. DATE OF DEATH VALUE OF ASSET %OFDECD'S INTEREST EXCLUSION pFAPPLICABLE) TAXABLE VALUE 1. MML Investors Services -IRA Account No. APJ-578495 39,674.18 100.00 39,674.18 Beneficiary: Harold B. Hill (spousal) 2. H. B. Hill Family Trust -Account No. APJ-579173 72,268.57 100.00 72,268.57 Beneficiary: H. B. Hill Family Trust Share B TOTAL (Also enter on Line 7 Recapitulation) ~ $ 111 942 75 If more space is needed, use additional sheets of paper of the same size. REV-15~ 1 EX+ (1009) Pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER HELEN B. HILL 21 11 0677 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Auer Cremation Services 1,680.00 2. Miscellaneous Funeral Expenses 957.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s) of Personal Representative(s) Street Address City State ZIP Year(s) Commission Paid: 2. Attorney Fees: Butler Law Firm 1,965.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4• Probate Fees: includes additional probate of $15.00 138.50 5 Accountant Fees: 6. Tax Return Preparer Fees: 7. Cumberland Law Journal -Estate Advertising 75.00 8. The Sentinel -Estate Advertising 221.40 9. Photocopies 0.40 10. Cumberland County Register of Wills -Filing Fee 30.00 11. Cumberland County Register of Wills -Additional Short Certificates 8.00 12. Miscellaneous Executrix Expenses 1,228.07 13. Miscellaneous Cottage Expenses 2,415.55 TOTAL (Also enter on Line 9, Recapitulation) $ 8,718.92 If more space is needed, use additional sheets of paper of the same size REV-15,12 EX+~(12„g8) Pennsylvania DEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE( DEBTS OF DECEDENT, MORTGAGE LIABILITIES, 8~ LIENS ESTATE OF FILE NUMBER HELEN B. HILL 21 11 0677 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. (Medical Bills TOTAL (Also enter on Line 10, Recapitulation) I S if more space is needed, insert additional sheets of the same size. 1,857.28 1 REV-1513 EX+ (01-10) r a pennsylvania ~ SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: HF.1.F.N R. Hii.1. 21 1 1 0677 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under Sec. 9116 (a) (1.2).] 1. Timothy Poole Lineal 2,745.57 3026 Logan Street Camp Hill, PA 17011 2. Harold B. Hill, c/o Nancy S. Hill (Richwine) Spousal 42,419.75 8 Shady Road Camp Hill, PA 17011-1723 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER S HEET, AS APPROPRIATE. II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. H. B. Hill Family Trust Share B, c/o Nancy S. Hill (Richwine) 80,682.19 8 Shady Road Camp Hill, PA 17011-1723 1, B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. S 80 682.19 Ir more space Is neeaea, use aoaltlonai sneers or paper of the same size. r ' ~ . ;. LAST WILL AND TESTAMENT OF HELEN B. HII.,L Law Office MARSHALL & DRIER 303 Allegheny Street Jersey Shore, Pennsylvania 17740 717-398-7603 LAST WILD AND TESTAMENT OF HELEN B. HII.L I, HELEN B. HILL, currently residing at 733 Market Street, Mifflinburg, Union County, Pennsylvania 17844, declare that this is my Will and I revoke all other Wills and codicils which I have made. ARTICLE 1 FAMILY 1.01. IDENTIFICATION OF MY FAMILY. I declare that I am married to HAROLD B. HILL ("my spouse") and that I have three children: NANCY S. HILL, CHRISTOPHER B. HILL, and MEREDITH L. HILL. References in this will to my "spouse" shall mean only HAROLD B. HILL, and references to my children shall mean only the children described as such in this Article 1.01. ARTICLE 2 PAYI~NT OF DEBTS AND TAXES 2.01. PAYMENT OF DEBTS. I direct my executor to pay all of the expenses of (1) a funeral or memorial service; (2) the interment of my remains, including the costs of a gravesite, if necessary, and (3) the installation and inscription of a suitable marker at, and perpetual care of, the gravesite. I further direct my executor to pay all of my debts that my executor in the executor's sole discretion may allow as claims against my estate. 2.02. PAYI~NT OF TAXES. Except as otherwise may be provided in my spouse's will or trust, or in any other trust, all federal, state and other death taxes payable because of my death on the property forming my gross estate for tax purposes, whether or not it passes under this will, shall be paid out of the principal of my probate estate so that the burden falls on my residuary estate, and none of those taxes shall be charged against any beneficiary. The provision concerning payment of taxes shall not apply to generation-skipping taxes and any property over which I have a general power of appointment for federal estate purposes. ARTICLE 3 DISPOSITION OF RESIDIIARY ESTATE 3.01.. DISPOSITION TO TRIIST. All of the rest, residue and remainder of the property that I own at the time of my death, both real and personal, and of every kind and description, wherever situated, to which I may be legally or equitably entitled at the time of my death (my "residuary estate"), I give to the trustee acting at the time of my death under the trust executed by me on the same date as the date of execution of this will, by myself and my spouse as Settlors and known as the H.B. HILL FAMILY TRIIST. My residuary estate shall be added to such trust and administered and distributed under the provisions thereof, including any amendments made pursuant to its. terms prior to my death. The receipt of the trustee under the Trust Agreement shall be a full acquittance and discharge to my executor for the property so distributed. On distribution to the trustee, the administration of my estate shall cease with respect to the assets passing to the trustee, and the trustee shall not be subject to the control of the court in which my will is probated. 3.02. ALTERNATE DISPOSITION IF TRUST NOT IN EFFECT. If for any reason the trust described in Paragraph 3.01 of this Article is not in existence at the time of my death, or if for any reason a court of competent jurisdiction declares this testamentary transfer to the trustee of the trust to be invalid, I direct that my residuary estate shall be held, managed, invested, and reinvested in exactly the same manner described in the trust, giving, if the court allows, effect to all then existing amendments of the trust, and managed by the same trustee or any successor trustee named in the Trust Agreement. Thus, for these purposes I incorporate the aforesaid Trust Agreement by reference into this Will. If the court does not allow that Trust Agreement to be incorporated into this will with future amendments, it shall be incorporated in its form as existing on the date of this Will without regard to any further amendments. ARTICLE 4 FIDUCIARIES 4.01. EXECUTOR. I appoint my spouse, HAROLD B. HILL, to be executor of my estate. In the event that my spouse is unable or unwilling to act or continue as executor, for any reason whatsoever, then I direct that my children, NANCY S. HILL, CHRISTOPHER B. HILL, and MEREDITH L. HILL, shall serve as successor co-executors. If any my said children should be unable or unwilling to act or continue as co-executor for any reason whatsoever, the remaining co-executors shall have full power and authority to act without the requirement for the appointment of an additional co-executor. 4.02. TRUSTEE. I name the Trustees specified in the trust described in Paragraph 3.01 of this will to be trustees of any trust created under this will. 4.03. WAIVER OF BOND. None of the fiduciaries specified in this Article 4 shall be required to furnish bond for the faithful performance of duties. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 11th day of November, 1991. 1 g1~ HELEN B. HILL 2 Signed, sealed, published and declared by the above-named HELBN B. HILL (the "Testator") as and for the Testator's last will in the presence of us and each of us, who, at the Testator's request and in the Testator's presence and in the presence of each other, have hereunto subscribed our names as witnesses thereto the day and year last above written. residing at 119 Arch Street Jersey Shore. PA 17740 Q~iL+ti-- residing at _ 215 High Street Jersey Shore, PA 17740 3 COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF LYCOMING I, HELEN B. HILL, Testator whose name is signed to the foregoing instrument, having been duly qualified according to law, do hereby acknowledge that I signed and executed the instrument as my Last Will; that I signed it willingly; and that I signed it as my free and voluntary act for the purposes therein expressed. ~~~ ~ . 4 0 HELEN B. HILL Sworn to and subscribed before me by HELEN B. HILL, the Testator this 11th day of November , 1991. r Nola~3! Seat Notary Publi GloriaMacarioK¢~ Notaryp~~ Jersey Shore earo Lycomirx~ Coumy My Commission Expres Awl 7 1994 COMMONWEALTH OF PENNSYLVANIA SS COUNTY OF LYCOMING _ We, CAROLYN J. THOMAS and KAREN M. CRIIST , the witnesses whose names are signed to the foregoing instrument, being duly qualified according to law, do depose and say that we were present and saw Testator sign and execute the instrument as her Last Will; that she signed willingly and that she executed it as her free and voluntary act for the purpose therein expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; and that to the best of our knowledge the Testator was at that time 18 or more years of age; of sound mind and under no constraint or undue influence. Sworn to and subscribed before me by CAROLYN J. THOMAS and RAREN M. CRIIST witnesses, this 11th day of November 191. ~-- ~~m l' ~- Pub Notarial Seal Gloria Macario Kizis. Notary Public Jersey Shore Boro. Lycoming Courriy My Commission Expres April 7 1994 4 REVOCABLE LIVING TRUST AGREEMENT H. B. HII,L FAMII.Y 'TRUST HAROLD B. HILL and HELEN B. HII.L SETTLORS AND HAROLD B. HII.L and HF~ FN B. HILL TRUSTEES Law Office MARSHALL & DRIBR 303 Allegheny Street Jersey Shore, Pennsylvania 17740 717-398-7603 REVOCABLE LIVIl~TG TRUST AGREEMENT This TRUST AGREEMENT entered into this ~ day of DZ~~ , 1991, by HAROLD B. HILL and HELEN B. HILL, who both currently reside at 733 Market Street, Mifflinburg, Union County, Pennsylvania 17844, and who are hereafter referred to as "Settlors," and A N D HAROLD B. HILL and HELEN B. HILL, who both currently reside at 733 Market Street, Mifflinburg, Union County, Pennsylvania 17844, and their successors, in the capacity of Trustee of the Trust, hereafter jointly referred to in the singular as "Trustee." ARTICLE 1. TRIIST ESTATE 1.01 NA1KB OF TRUST. The name of the Trust will be the H.B. HILL FAMILY TRIIST. 1.02 TRANSFER IN TRIIST. The Settlors shall initially fund this Trust with the assets described in Exhibit "A" attached hereto. By execution hereof, Settlors hereby assign, convey, transfer and deliver the described assets to Trustee effective on the date of this agreement. Said assets and all other property transferred to and received by the Trustee to be held pursuant to this trust shall constitute the "Trust Estate" and shall be held, administered, and distributed by the Trustee as hereinafter provided. 1.03 ADDITIONS TO THE TRUST ESTATE. The Settlors, either during life or by will, or any other person shall have the right at any time to add other property acceptable to the Trustee to this trust. Such property, when received and accepted by the Trustee, shall become part of the Trust Estate. 1.04 STATUS OF TITLE IN TRIIST ASSETS. HAROLD B. HILL and HELEN B. HILL, although husband and wife, agree that they shall each hold their interest in the H.B. HILL FAMILY TRUST as tenants in common in the trust assets, and not as tenants by the entireties. ARTICLE 2. AMENDMENT AND REVOCATION 2.01 REVOCATION DURING LIFE OF BOTH SETTLORS. During the lives of both of the Settlors, this trust (or any provision hereof) may be amended, altered, revoked, or terminated, in whole or in part, by an instrument in writing signed by the Settlors, or either of them, and delivered to the Trustee. 2.02 CONSENT OF TRUSTEB TO AMENDMENT. The trust may not be amended to change the obligations, duties, or rights of the Trustee without the written consent of the Trustee to such amendment. 2.03. TRUSTEE'S DUTIES ON REVOCATION. If the entire trust is revoked by the Settlors, the Trustee shall transfer to the Settlors all of the Trust Estate and shall execute and deliver to the Settlors all instruments which are necessary or appropriate to release all interests of the Trustee in the Trust. 2.04. IRREVOCABILITY OF TRIIST ON DEATH OF ONE OF SETTLORS. Upon the death of one of the Settlors the trust estate shall be distributed to the B.B. HILL FAMILY TRUST SHARB A TRUST and the H.B. HILL FAMILY TRUST SHARE B TRUST as set forth hereinafter and the H.B. HILL FAMILY TRUST SHARE B TRUST shall be irrevocable and shall not be altered or amended. ARTICLE 3. DISTRIBUTIONS BY THE TRIISTEE WHILE SETTLORS ARE LIVING 3.01 NET INCOME TO SETTLORS. While Settlors are both living, the Trustee shall pay to or apply for the benefit of the Settlors, in quarterly or other convenient and reasonable installments as the Settlors require, all of the net income from the Trust Estate, unless otherwise directed by the Settlors. 3.02 INVASION OF PRINCIPAL FOR SETTLORS. While the Settlors are both living, the Trustee shall pay to or apply for the benefit of the Settlors ( in addition to the net income from the Trust Estate ) such amounts from the principal of the Trust Estate, up to the whole thereof, as the Settlors may from time to time request. or require. 3.03 INCAPACITY OF SBTTLORS. While the Settlors are both living, if either or both of the Settlors become incapacitated through illness, age, or other cause, then such portion of the net income and principal of the Trust Estate shall be paid to or applied toward the support, care, and benefit of the Settlors as the Settlors shall request or require for their proper maintenance and support. ARTICLE 4. DIVISION OF TRUST ESTATE UPON DEATH OF FIRST SETTLOR TO DIE 4.01 DIVISION OF TRUST ESTATE INTO TWO TRUSTS. On the death of the first Settlor to die (the "deceased Settlor") , the .trust estate shall be divided into two separate trusts, THE H.B. HILL FAMILY TRUST SHARE A TRUST (hereinafter referred to as "Trust A") and THE H.B. HILL FAMILY TRUST SHARE B TRUST (hereinafter referred to as "Trust B"). Trust A shall consist of (1) the surviving Settlor's interest in all property in the trust estate and (2) all other assets in the trust estate other than those allocated to Trust B. Trust B shall be funded from the deceased Settlor's tenancy in common interest in all property of the Trust estate and shall 2 consist of assets equal in value to the maximum amount, if any, that can pass free of federal estate tax by reason of the unified credit available to the estate of the deceased Settlor after considering any adjusted taxable gifts and bequests by Will or other dispositions which do not qualify for the marital deduction made by the deceased Settlor and all charges to principal of the estate which are not deducted in computing the federal estate tax of the estate of the deceased Settlor; provided, however, that the allocation to Trust B shall be satisfied with assets valued as of the date of allocation or distribution; and provided further that any assets which do not qualify for the federal estate marital deduction shall be used first to satisfy the allocation to Trust B. 4.02 ALLOCATION OF ASSETS TO THE TRUSTS. The Trustee shall have the power to distribute assets in cash or in kind to the respective trust shares and to select specific property to be distributed to the respective trust shares without regard to the income tax basis of such property. In making these allocations, the Trustee shall use the value of the assets as of the day or dates of distribution so that each distribution shares proportionately in the appreciation or depreciation of assets between the date of the death of the first Settlor to die and the date or dates of distribution. Unproductive property shall not be held as an asset of Trust A for more than a reasonable time during the life of the surviving Settlor without the consent of the surviving Settlor. To the extent that other assets which qualify for the marital deduction are available there shall not be allocated to Trust A: (a) assets with respect to which an estate tax credit for foreign taxes paid is allowable; (b) any payments under an employee's trust or retirement annuity contract of the type described in Section 2039(c) of the Internal Revenue Code or subsequent provisions of similar import; or (c) United States Treasury bonds that are eligible for redemption at par value in payment of the federal estate tax. In computing the marital deduction all generation skipping transfers for which the first Settlor to die is the "deemed transferor" shall be disregarded. 4.03 SIMULTANEOIIS DEATH. If both Settlors die simultaneously, or in circumstances which render it difficult to determine which died first, each Settlor shall be deemed to have survived the other for all purposes of this Article, to the extent that such survival will have the effect of maximizing the availability of the unified credit available to the estate of each Settlor. ARTICLE 5 MANAGEMENT OF TRUST A 5.01 DISTRIBiJTION OF INCOME. The Trustee shall pay to the surviving Settlor for his or her lifetime, all of the net income of Trust A in quarterly or in other convenient installments, but in no event less often than annually. 3 5.02. DISTRIBUTION OF PRINCIPAL. If at any time in the discretion of the Trustee the surviving Settlor should be in need of additional funds, or if additional funds are requested by the surviving Settlor (in addition to the income payments hereinabove provided) the Trustee shall pay or apply for the benefit.of the surviving Settlor such amounts from the principal of Trust A, up to the whole thereof, as the Settlor from time to time may request or require. 5.03 REVOCATION OF TRIIST A. During the life of the surviving Settlor, Trust A may be amended, altered, revoked, or terminated, in whole or in part, by an instrument in writing signed by the surviving Settlor or the surviving Settlor's duly, authorized agent and delivered to the Trustee. In the event of such revocation the entire trust estate of Trust A shall be paid to, or as directed by, the surviving Settlor. 5.04 DISPOSITION OF TRIIST A ON THE DEATH OF THE SURVIVING SETTLOR. After the death of the surviving Settlor, the Trustee shall, to the extent that the surviving Settlor's probate estate assets (other than real estate, tangible personal property or property that does not have readily realizable market value in the trustee's judgment} are insufficient, pay to the surviving Settlor's personal representative or directly, such sums as may be required to pay the surviving Settlor's debts, expenses. of last illness, funeral expenses, costs of administration and claims allowed in the administration of the surviving Settlor's estate, -income taxes due on surviving Settlor's final and estate returns, and all inheritance, transfer, estate, and similar taxes (including interest and penalties} assessed or payable by reason of the surviving Settlor's death. No reimbursement will be required from the surviving Settlor's personal representative, beneficiaries of insurance policies on the surviving Settlor's life, or from any other person. The Trustee shall thereafter distribute the then remaining balance of the trust estate of Trust A, including all principal, but not including undistributed income, to Trust B to be held, administered and distributed as part of the estate of Trust B as hereafter provided. Any income earned by Trust A prior to the surviving Settlor's death, but not distributed, shall be paid to Surviving Settlor's estate prior to distributing the remaining balance to Trust B. ARTICLE 6 MANAGEMENT OF TRIIST B 6.01. DURING THE LIFETIME OF SURVIVING SETTLOR. During the lifetime of the surviving Settlor the Trustee shall pay all of the net income from the property of Trust B to the surviving Settlor. Payments under this Paragraph 6.01 shall be made in convenient installments at least as often as quarter-annually. 6.02. DISTRIBUTIONS FROM PRINCIPAL. Whenever the Trustee determines that the income and property conveniently available to 4 the surviving Settlor, from all sources known to the Trustee, is not sufficient for the surviving Settlor's reasonable support, maintenance and health, the Trustee shall pay to, or use for the benefit of the surviving Settlor, so much of the principal of Trust B as the Trustee determines to be necessary for those purposes. 6.03 UPON THE DEATH OF SURVIVING SETTLOR. Upon the death of the surviving Settlor, the Trustee shall distribute all of the remaining assets of Trust B (as augmented with such additional assets as shall be received from Trust A) in equal shares to the children of the Settlors: NANCY S. HILL, CHRISTOPHER B. HILL, and MEREDITH L. HILL. In the event that any of the said children shall fail to survive the surviving. Settlor, the Trustee 'shall distribute said deceased child's share to those of the issue of deceased child who are living on the date of death of the surviving Settlor, per stirpes, by right of representation. If the deceased child has no issue, the deceased's child's share shall be added equally to the shares set aside for the other children of the Settlors. ARTICLE 7 GENERAL ADMINISTRATIVE DIRECTIONS 7.01 PAYMENTS FOR THE BENEFIT OF A BENEFICIARY. If at any time any beneficiary entitled to receive income or principal from. the trust estate is a minor or an incompetent or a person whom the Trustee in the Trustee's discretion deems unable to handle funds properly or wisely if paid directly to the beneficiary, the Trustee in the Trustee's sole discretion may make payments in any one or more of the following ways: (1) Directly to the beneficiary; (2) To the natural guardian or legally appointed guardian of the person or estate of the beneficiary; (3) By making expenditures directly for the care, support, maintenance, or education of the beneficiary; (4) To any person or organization furnishing care, support, maintenance, or education for the beneficiary; (5) To any custodial parent of a minor beneficiary; (6) Directly to creditors in payment of the debts and expenses of the beneficiary. (7) To a custodian for the beneficiary under any law related to gifts to minors, including to my executor in that capacity. The Trustee shall not be required to see to the application of any funds paid or applied in any of the aforementioned ways and the receipt of the payee shall be full acquittance of the Trustee. The decision of the Trustee .with 5 regard to the selection of which of the aforementioned methods should be used in making payments shall be conclusive and binding on all parties concerned. 7.02 CONFLICTING CLAIMS. Whenever there are conflicting claims as to the person entitled to any payment or distribution from the trust estate, the Trustee may in his discretion withhold, without the payment of interest, all or any part of any disputed payment or distribution until the matter has been adjudicated and final judgment entered by an appropriate court. 7.03 SPENDTHRIFT PROVISIONS. No beneficiary or remainderman of any interest in any trust created by this instrument shall have any right to alienate, encumber, or hypothecate his or her interest in the principal or income of the Trust in any manner, nor shall any interest of any beneficiary or remainderman be subject to claims of his or her creditors or liable to attachment, execution, or other process of law. This paragraph shall not restrict the exercise of any power of appointment. 7.04 RULE AGAINST PERPETOITIES CLAUSE. All of the trusts created in this instrument shall in any event terminate on the death of the last survivor of the Settlors and the Settlors' children who are named as such in this trust agreement. 7.05 INCOME ACCRUED AT DEATH OF BENEFICIARY. Income payable to any beneficiary which is accrued and undistributed at the death of that beneficiary shall be held and accounted for or distributed:. in the same manner as if it had been received before the beneficiary's death. 7.06 CHANGE OF SITUS. This instrument and dispositions under it shall be construed and governed by the laws of the Commonwealth of Pennsylvania. However, the person, or a majority of the legally competent persons, then entitled to receive income may, with the written consent of the Trustee, change the situs of any trust established hereunder from the state in which the trust is then being administered to a new state. Any such action shall be accomplished by a writing signed by the person or persons so acting submitted to the Trustee which writing may be filed by the Trustee with the court then having jurisdiction over the trust. ARTICLE 8 POWERS OF FIDUCIARIES 8.01. POWERS OF TRUSTEES. The Trustees, including successor Trustees, serving hereunder shall have the following powers in addition to those vested in them by law and by other provisions of this agreement, applicable to all property, whether principal or income, including property held for minors, exercisable without court approval, and effective until actual distribution of all property: 6 (1) To continue to hold any and all property received by the Trustee or subsequently added to the trust estate or acquired pursuant to proper authority (including, if a corporate entity is acting~as trustee, .shares of the Trustee's own stock and stock in any corporation controlling, controlled by,.or under common control with the Trustee) if and as long as the Trustee, in exercising reasonable prudence, discretion, and intelligence, considers that the retention is in the best interests of the trust; provided, however, that, after the death of a Settlor if the Settlor's spouse shall by written instrument delivered to the Trustee direct the Trustee to convert any nonincome-producing or unproductive property held in the Trust to income-producing property, the Trustee shall within a reasonable time after its receipt comply with the direction. (2) To invest in all forms of real and personal property (including, without limitation, stock, option, or other securities, common trust funds and mortgage investment funds), without restriction to investments authorized for fiduciaries, as the executor or trustee shall deem proper, without regard to any principle of diversification or risk. (3) To sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and. to give options for sales, exchanges or leases, with such prices and upon such terms or conditions as 'the. trustee deems proper. (4) To allocate receipts and expenses to principal or income or partly to each as the trustee from time to time thinks proper. (5) To borrow from, or to sell to, any of my fiduciaries even though the fiduciary is a trustee. (6) To choose the optional valuation date for Federal Estate Tax purposes. (7) To exercise any law-given option to treat administrative expenses either as income or as estate tax deductions, without regard to whether the expenses were paid from principal or income. (8) To hold property in the- trustee's name without designation of any fiduciary capacity or in the name of a nominee or unregistered. (9) To enter into transactions with other fiduciaries including the trustees or executors of other trusts and estates in which any beneficiary under this instrument has any interest, and including themselves as fiduciaries for other estates and trusts, and in such transactions to purchase property., or make loans or notes secured by property, even though similar property constitutes a large portion of the trust property and to retain any such 7 property or notes as if they had been an original part of the estate or trust. (10) To exercise, respecting securities held by the trust estate, all the rights, powers, and privileges of an owner, including, without limitation, the power to vote, give proxies, and to pay assessments and other sums deemed by~the Trustee to be necessary for the protection of the trust estate. (11) To sell for cash or on deferred payments at public or private sale, to exchange, and to convey any property of the estate or any trust estate. (12) On any division of the trust estate into separate shares or trusts, to apportion and allocate the assets of the trust estate in cash or in kind, or partly in cash and partly in kind, or in undivided interests in the manner deemed advisable in the discretion of the Trustee; after any division of the trust estate, the trustee may make joint investments with funds from some or all of the several shares or Trusts, but the Trustee shall keep separate accounts for each share or trust. (13) To abandon any trust asset or interest therein. in the discretion of the Trustee. (14) To grant an option involving disposition of a trust asset and to take an option for the acquisition of any asset by -any trust estate. (15) To lease any real or personal property of the trust for any purpose for terms within or extending beyond the duration of the trust. (16) To manage, control, improve, and repair real and personal property belonging to the trust estate. (17) To employ an attorney, investment adviser, accountant, broker, tax specialist, or any other agent deemed appropriate in the discretion of the trustee, including persons associated with or employed by any executor or trustee, and to pay from the trust estate reasonable compensation for all services performed by any of them; (18) To borrow money for any trust purpose from any person, firm, or corporation, including one acting as trustee hereunder, on the terms and conditions deemed appropriate by the Trustee and to obligate trust assets for repayment; to encumber the trust or any property thereof by mortgage, deed of trust or otherwise, using whatever procedures to consummate the transaction deemed advisable by the trustee; and to replace, renew, and extend any encumbrance and to pay any loans or other obligations of the trust deemed advisable by the Trustee. g (19 ) To procure and carry at the expense of the trust insurance of the kinds, forms, and amounts deemed advisable by the trustee against any hazard. (20) To compromise, submit to arbitration, release with or without consideration, or otherwise adjust claims in favor of or against the trust; to commence or defend litigation affecting the trust or any property thereof as deemed advisable by the Trustee. (21) To pay all taxes, assessments, compensation of the trustee, and all other expenses incurred in the collection, care, administration, and protection of the trust estate. (22) Except as prohibited in this agreement, the Trustee shall have the power to do all the acts, to take all the proceedings, and to exercise all the rights, powers and privileges which an absolute owner of the property would have, subject always to the discharge of fiduciary obligations and the enumeration of certain powers in this trust agreement shall not limit the general or implied powers of the Trustee; the Trustee shall have all additional powers that may now or hereafter be conferred on the Trustee by law or that may be necessary to enable the Trustee to administer the trust estate and any trust share in accordance with the provisions of this trust agreement, subject to any limitations specified herein. (23) To continue and operate, to sell or to liquidate, as the Trustee deems advisable at the risk of the trust estate, any business or partnership interests received by the trust estate, provided, however, that if, after the death of a Settlor, the Settlor's spouse shall by written instrument delivered to the Trustee direct the Trustee to convert any nonincome-producing or unproductive business or partnership interest held in the Trust to income-producing property, the Trustee shall within a reasonable time after its receipt comply with the direction. (24) If, after the death of a Settlor, the Settlor's spouse shall by written instrument delivered to the Trustee direct the Trustee to convert any nonincome producing or unproductive asset held in the Trust to income-producing property, the Trustee shall within a reasonable time after its receipt comply with the direction. (25) None of the powers or discretions granted in any provision in this trust agreement to the Trustee shall be exercised in a manner inconsistent with the allowance of the federal estate tax marital deduction, to which a Settlor's estate would otherwise be entitled, regardless of any provision in this trust agreement to the contrary. 9 ARTICLE 9 CHANGE OF TRUSTEE 9.01 RESIGNATION OF TRUSTEE. Any Trustee may resign by giving written notice, specifying the effective date of the resignation, to the beneficiaries then entitled to the trust income. 9.02 SUCCESSOR TRUSTEES WHILE BOTH SETTLORS ARE ALIVE. If either HAROLD B. HILL or HELEN B. HILL should be unable or unwilling to act or continue as trustee for any reason whatsoever, while both Settlors are alive, the remaining trustee shall have full power and authority to act as sole trustee under this trust agreement. If both HAROLD B. HILL and HELEN B. HILL should be unable or unwilling to act or continue as trustee for any reason whatsoever, while both Settlors are alive, the daughter of the Settlors, NANCY S. HILL, shall serve as successor trustee. In the event that NANCY S. HILL, should be unable or unwilling to act or continue as trustee for any reason whatsoever, CHRISTOPHER B. HILL AND MEREDITH L. HILL, shall serve as successor co-trustees. 9.03 SUCCESSOR TRIISTEES AFTER THE DEATH OF ONE OF THE SETTLORS. Upon the death of one of the Settlors, the daughter of .the Settlors, NANCY S. HILL, shall serve as successor trustee of THE H.B. HILL FAMILY TRUST SHARE B TRUST, and the surviving Settlor shall be the Trustee of THE H.B. HILL FAMILY TRUST SHARE A TRUST. If the surviving Settlor should be unable or unwilling to act. or continue as trustee of the Share A Trust for any reason whatsoever, NANCY S. HILL, shall serve as successor trustee of THE H.B. HILL FAMILY TRUST SHARE A TRUST. In the event that NANCY S. HILL, should be unable or unwilling to act or continue as trustee of either the Share A Trust and/or the Share B Trust for any reason whatsoever, CHRISTOPHER B. HILL AND MEREDITH L. HILL, shall serve as successor co-trustees. 9.04 DETERMINATION OF INCOMPETENCY, RESIGNATION, OR OTHER INABILITY OR REFUSAL TO ACT BY A PERSON NAMED OR SERVING AS TRIISTEE OR SUCCESSOR TRIISTEE. For purposes of this trust agreement and all actions taken hereunder, the disability, incapacity, incompetency, resignation, lack of capacity as sui juris, refusal, or inability to act by any person appointed to serve or serving as Trustee or co-trustee shall be conclusively presumed by all persons if either a physician duly licensed 'to practice in the Commonwealth or Pennsylvania or another of the United States or the Trust's legal advisor (Jeffrey A. Marshall, Attorney at Law, whose current business address is 303 Allegheny Street, Jersey Shore, Pennsylvania 17740), shall by written statement directed to the income beneficiaries of the trust declare that in his or her opinion the individual is disabled or incapacitated or incompetent, or is not sui juris, or has refused to act as trustee, or has resigned as trustee. All persons shall rely upon such a statement by said physician or the Trust's legal advisor (Jeffrey A. Marshall, Esq.) and all persons hereby acting in reliance thereupon and any such physician and the Trust's legal advisor (Jeffrey A. 10 Marshall, Esq.), are hereby released from any and all liability of any nature in regard to the making or relying upon such statements regarding the disability, incapacity, incompetency, lack of capacity, refusal to serve, or resignation of any person. By acceptance of service as trustee the persons serving in such capacity hereunder waive any physician-patient and any attorney-client privilege in regard to such statements and authorize physicians and the Trust's legal advisor to make such statements. 9.05 POWERS OF SUCCESSOR TRUSTEE. Any successor Trustee shall have the title, duties, powers, and discretion as the Trustee succeeded without the necessity of conveyance or transfer. 9.06 POWERS OF GUARDIANS AND AGENTS. The guardian of a beneficiary under legal disability, or the parents or guardian of a minor beneficiary for whose estate no guardian has been appointed, and the then active Agent for any person acting under authorization pursuant to a Durable Power of Attorney, may act for the beneficiary in signing any instrument under this Trust Agreement. 9.07. FAILURE OF A CO-TRIISTEE TO ACT. If any person should. be unable or unwilling to act or continue as co-trustee of the Trust or any share of the trust for any reason whatsoever, the remaining co--trustee shall have full power and authority to act as trustee of the Trust or trust share without the requirement for the appointment of an additional co-trustee. ARTICLE 10 MISCELLANEOUS PROVISIONS 10.01 MISCELLANEOUS PROVISIONS. (1) As long as beneficiary under this t possession of the Trustee beneficiary, such income anticipation or alienation any other means (except as shall be free and clear of and shall not be taken, whatsoever. any income or principal to which any rust may be entitled remains in the and is not actually distributed to the or principal shall not be subject to by the.beneficiary by assignment or by specifically authorized herein), and it the beneficiary's debts and obligations seized, or attached by any process (2) No person dealing with the Trustee, or the Trustee's successors or survivors, shall be bound to see to the application of any purchase money or other consideration or to inquire into the validity,, necessity, or propriety of any transaction to which such fiduciaries may be parties. (3) Any Trustee shall be entitled at any time to seek a judicial settlement of accounts in any Court of competent jurisdiction selected by my Trustee. As an alternative, the Trustee may at any time settle the account of any trust or trust 11 share hereunder by agreement with the income beneficiary or beneficiaries of that trust or trust share who are not under any legal disability; and such agreement shall bind all persons whether or not then in being or sui juris, or then or thereafter entitled to any portion of the trust or trust share, and shall effectively release and discharge the Trustee for the acts and proceedings so accounted for. (4) No individual Trustee appointed under this Trust Agreement shall at any time be held liable for any action or default of himself or his agent or of any other person in connection with the administration of the trust estate, unless caused by his own gross negligence or by the willful commission by him of an act of breach of trust. (5) The Trustee shall be entitled to receive reasonable fees for the expenses incurred and ordinary and extraordinary services rendered by the Trustee. (6) Whenever appropriate in this trust agreement, the singular shall be deemed to include the plural and vice versa; and the masculine shall be deemed to include the feminine, and vice versa, and each of them to include the neuter, and vice versa. (7) For all purposes hereunder, the word "property" shall be deemed to include real and personal property and any interest of any kind in any real or personal property; and the.word "give" shall be taken to include the words "devise" and "bequeath" wherever appropriate in order to effectuate the transfer of real or personal property. (8) For all purposes hereunder, the terms "executors," "trustees," "guardians," "agents" and "fiduciaries," and the singulars thereof, shall apply, respectively, to those who are then entitled and qualified to act as such, whether originally appointed, remaining, substituted, or succeeding. The term "corporate trustee," if used herein, shall mean a corporation which is in the business of acting as a fiduciary and is duly authorized under the law of the situs of the trust to serve as Trustee.' (9) The Trustee shall have the power, in the Trustee's discretion, to select assets to be sold by the trust estate for the payment of debts, and taxes in a manner that will minimize the recognition of gain for federal income tax purposes. The Trustee shall have the right to exercise any options and elections under the tax laws applicable to the trust estate as the Trustee determines should be made. No compensation adjustments between income and principal shall be made even though the elections may affect the interests of the beneficiaries. The action of the Trustee with respect to options and elections made shall be conclusive and binding upon all beneficiaries. (10) No Trustee or other fiduciary acting hereunder shall be required to give bond for the faithful performance of fiduciary 12 duties in any jurisdiction. IN WITNESS WHEREOF, we have hereunto set our hands and seals this 11th day of November, 1991. SETTLORS: HAROLD B. HILL,~Settlor 1~-eQ-~,,, g. ~Q HELEN B. HILL, Settlor TRIISTEE: OLD B. HILL,~Trustee 1~,. ~ , o n HELEN B. HILL, Trustee COMMONWEALTH OF PENNSYLVANIA ; SS COUNTY OF LYCOMING ; On this, the 11th day of November, 1991, before me a Notary Public for the Commonwealth of Pennsylvania, the undersigned officer, personally appeared HAROLD B. HILL, and HELEN B. HILL, known to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed the same for the purpose therein contained. IN WITNESS WHEREOF, I have hereunto set my hand and seal. Notarial Seal Gloria Macario K¢is. Notary P~I~c Jersey Shore Bono. Ly~mu~g MY n Exp~r~ es Apn7 7,1994 My Commission Expires: 13 EXHIBIT A ASSETS TRANSFERRED TO TRUST Assets sold, assigned, or otherwise transferred by HAROLD B. HILL and HELEN B. HILL, Settlors, to the Trustee, under Agreement of Trust dated November 11, 1991 receipt of which is hereby acknowledged on said date by the Trustee. 1. All right, title and interest of the Settlors in that certain real estate as follows: TRACT No. 1: ALL THAT CERTAIN lot or parcel of ground situate in the west ward of the Borough of Mifflinburg, County of Union and Commonwealth of Pennsylvania, at the southeast corner of Eighth and Market streets, and bounded as follows, to-wit: on the North by Market street; on the East by lot formerly of Mrs. Augustus Gemberling, now or formerly w. Edward Henry; on the south by Church Alley; and on the west by Eighth street aforesaid; Having a frontage on Market street of forty-six (46) feet and a width along said alley of one hundred six and one-half (106 1/2) feet and a depth of one hundred twenty (120) feet, more or leas. Tract No. 1 being known as Parcel No. 216 on Sheet No. 30 of the Union County Tax Atlas. TRACT NO. 2: ALL THAT CERTAIN parcel and tract of land situate on the south side of Market Street, between Seventh and Eighth Streets in the West Ward of the Borough of Mifflinburg, County of Union and Commonwealth of Pennsylvania, .bounded and described as follows, to-wit: sounded on the North by Market Street; on the East by property now or formerly of Alexander Freniere; on the south by church Alley; and on the west by property now or formerly of William Edward Henry; Having a width or frontage on Market Street of fifty (50) feet, more or less, and a depth of one hundred twenty-five (125) feet, more or less. Tract No. 2 being known as parcel No. 215 on sheet No. 30 of the Union county Tax Atlas. BEING the same premises granted and conveyed to Harold B. Hill and Helen Baker Hill, his wife, by deed of William Edward Henry, single, dated the 11th day of February, 1978 and recorded in the office of the Recorder of Deeds of Union County in Deed Book 139 at Page 382. The Settlors intend to convey other assets to the Trust by retitling said assets in the name of the trust. TRIISTEE: HAROLD B. HILL, Trustee ~~-3,~-~SZQ HELEN B. HILL, Trustee 14 hy/ bti/ 1b11 b:~: 55 f1 / (b1d663 R PF~r~PA .y . Kelley Blue Book ~Tw.-~a~rK~ •• N'~. s~~ i nee wri,e7bat rw~',eol anti hun wegressl~~ . ~/. '. ~..~.e Yav ~ Book lfeltse 2Q05 Buick LeSabre ~: sei~ ocean seem +o r~~~' Nse.s.:.saoo PAGE 62117 'v7A1 Lei vV Ptlwte Part~t Value Vehicle Highlights ....---• ....__.._.. -- r .... i~lIIMR ~ UWG: CLY is/FIry 27 ~ Mkt $eatln~ 6 f • Oooec d Frglhe7 V6 3s UIK SB,549 ornso.k Fueo T.atvrNS~dorc aueonree Goon ~ Era erg l ~rqe Gws ~ 9gle: S~d.r ~, Courm~ of Oriplt~ 1~reaa 9uees Caripyr or asseme4r. UrdtcE 9tsen rar ~ •--.._~ ,....___.. •---.....-----•-- . ...----.. ..-----• ,...._~__........_~ 57.499 Your ConRgurzd Optbns Our DA.akatd eOebnS Osd aA tMpbl ~~^~ mr eh! v, ~ ooeaM ewt pu edeee wrec mrAlpurers ~ Q. srs~ o^.~a.a ea..eiMnee ow v6, 3.s uer nF O~rdlaMp Obwer sew lesiuYn rouKr MUmns •rrer ewe Tb Auto~rt rs~.v DDer Wctr Skeel7nrfck eA~etraNl ~~ O~rRrW W(D ~0 ~~~ an0 7-rasls Pa~ref 9Hneltp yes ~~~~ n wnerJ eiesrbMllerat we 9rR7snraretlsa .rylKS~eRe OD (snpt Ohe) nrw ~A sre.a~ ar1At sips ny,.....rw,~,.IS'sw~rl+r~~rw~w~.n.~..ws+~an~r~ee~sVu~a.a-e.sF..wes.•-S~}7~cnINwM+V^~~1P'~°w•a~OM~M~AM+MM~1^~"^'S^~~~•sir.w.s npn7s2 John Hancock Life Insurance Company (U.S.A.) Long-Term Care 200 Berkeley St Boston, M A 02116 ESTATE OF HELEN B HILL 420 BETHANY'- DR MECHANICSBURG PA 17055- - -- - - 4675165 ..._ _. ESTATE OF HELEN B HILL AMOUNTS DUE .ONG TERM CARE PREMIUM REFUND :O SOURCE CHECK REp ~L FBPR KXN1000834 1675165 .ONG TERM CARE PREMIUM REFUND 205.45 205.45 ~"~ STATEMENT OF CHECK 003633634 CHECK NO: 819= 003633634 04/27/2011 AMOUNTS DEDUCTED 205.45 O'0003633634n• 1:02 L309379~: 81 L08896A`211• Joan Hancock Life Insurance Company (U.S.A.) Long-Term Care 200 Berkeley St. Boston, MA 02116 ESTATE OF HELEN B HILL 420 BETHANY DR MECHANICSBURG PA 17055- 4675165 ESTATE OF HELEN B HILL ~n~~ STATEMENT OF CHECK 003768798 CHECK NO. 819- 003768798 08/23/2011 r+envun i 5 uuE AMOUNTS DEDUCTED ONG TERM CARE CLAIM PAYMENT 4998.00 4998.00 0 SOURCE CHECK REQ L FBCL C00 816135 BIC 004078 ONG TERM CARE CLAIM PAYMENT - SEE E0B FOR DETAILS hn Hancock Life Insurance Company (U.S.A.) C%~~~~7.d5~1 0 L U, C CL ~ ~: C :16 5 ~_ ~ F' ~ E ,+5"` X ~y ~~~ ~ ~~ 1 ~ ~~ ti ,, ~z ~4..~-~., M AN• U .~; P 17 s~ J P~r ~, r4 . Yrv~ ~~~ 2~` ~~.y t . 5..a ._... .. __ ,._. .. .__. _i~ r., .zus~r$3,gp „t~~~~rx .>_~'Ft~,. ;,:E ~ ~ ._ ,r=te;, 11.000 3 7 4998.00 CHECK NO. 819- 003768798 a 687981" ~.O 2 1 309 3 791: 8 1 L08896 211• ' JoM Hancock Life Insurance Company (U.S.A.) Long-Term Care 200 Berkeley St. Boston, MA 02116 ESTATE OF HELEN B HILL 420 BETHANY DR MECHANICSBURG PA 17055- 4675165 ESTATE OF HELEN B HILL 08/23/2011 HMVUrv 1 ~ UUE AMOUNTS DEDUCTED ONG TERM CARE CLAIM PAYMENT 5533.50 5533.50 0 SOURCE CHECK REQ L FBCL C00 816134 BIC 004078 ONG TERM CARE CLAIM PAYMENT - SEE EOB FOR DETAILS hn Hancock Life Insurance Company (U.S.A.) 5533.50 250-937 CHECK NO. 819- 003768797 0 WL SO C.. CL EC REQ. C 16 4 E ,~. 0 8. ~:~ _ 0.. ;. * ~ ,N ~ ,I A~ <~, r~ <~ F ~ f.. ~~ ~ t, k,~~A ~~. ~ ~~ ,~r a u4 f "~ ~ ~ , «., i ~ ~;> "fir ~s. •. ~~~,~- '= ~-.:~tk~ -3. 4~ss .A ~._ ,~1.:,.,.-s-.rs;'csv^as- a.-€~~._ -. .. ,. M.~, s~.~ea'r'~~+r&a~er. ~t~v~ze~ac -,u,,°s+'~xsrvsav~w~.:.~=+ut..7rc~ :::.~~ a•0003768797u• ~:02L309379i: 8L1088962u• `~ STATEMENT OF CHECK 003768797 CHECK NO. 819- 003768797 • John Hancock Life Insurance Company (U.S.A.) Long-Term Care 200 Berkeley St. Boston, MA 02116 ESTATE OF HELEN B HILL 420 BETHANY DR MECHANICSBURG PA 17055- 4675165 ESTATE OF HELEN B HILL STATEMENT OF CHECK 003768796 CHECK NO. 819- 003768796 08/23/2011 AMOUNTS DUE AMOUNTS DEDUCTED ONG TERM CARE CLAIM PAYMENT 516.00 516.00 516.00 ~ SOURCE CHECK REQ L FBCL C00 816133 BIC 004078 ONG TERM CARE CLAIM PAYMENT - SEE EOB FOR DETAILS >hn Hancock Life Insurance Company (U.S.A.) C%/~LOSkL~i-t~ ~~3Z 213 CHECK NO. 819- 003768796 :0 _ L O U C C L ,. ' C E~C K R E Q- C O ,8.:161 3 E 0~.$;, 3 -2'0 a ~ ~~ .., ~~. s, ~,~ -T E y~ E I *~~ .~`5 6.~ ~~ - „ ~, . ~; ~~ wr ~ M AN U P 17 ~., t~ti "~- ~' n~ ~~ ~ ar-.~ ~, ~~ ~ ~, ., ~ .~ a ,. ~,. ~ ~.,. _ ~- Y:.~-,n..k.. ,_ •i ,. -.. ', ..'. ~..J~,:.jC a `:R: a.. Y... •-:i~l .~...f:: 4l _ J~53.~i"x5 F3sft34f n•0003?68796u• ~:O 2 1 309 3 791: 8 L 108896 2u• /~' EXPLANATION OF BENEFITS FXJ John Hancock Life Insurance Company (U.S.A.) (not licensed in NY), LTC Claims PO Box 852 Boston, MA 02117-0852 800-222-3418 Insured: HELEN B HILL Policy #: 4675165 Claim #: FBIC 004078 Total Paid To Insured/Other: Total Paid To All Providers: Grand Total Paid: $ 11,047.50 $ 0.00 $ 11,047.50 If you suspect fraud or possible abuse of these benefits, please report your concerns to John Hancock at 800-222-3418. Page 4 00077 WS i:l PNC Bank Account Management, BR-Y858-01-5 P.O. Box 5570 Cleveland, OH 44197-1201 ADDRESS CORRECTION REQUESTED Helen B Hill 420 Bethany Dr Mechanicsburg PA 17055-4313 ~n~~~~m~~~nn~~~u~~~n~n~n~~nn~~n~~tn~~~~~n~~~~n~ Customer Name: Helen B Hill Account number ending in 0997 Please accept the attached check for your credit -- balance on your PNC Bank credit card account. ~~ ~~ i ~~ .~. = o ~ o THE ATTACHED CHECK IS AN OVERPAYMENT REFUND ON YOUR DISCOVER CARD ACCOUNT NUMBER THANK YOU FOR SHOPPING WITH DISCOVER CARD. ~4~I~IU~1~1rl~lr~hin„ili„n,~~,~,~ii~,i~~,iin~n,ilnii, ESTATE HELEN HILL C/0 NANCY RICHWINE 8 SHADE RD CAMP HILL 9683393 PA 17011-4313 a-~ I ct~ac ~,~ 04/29/11 I 9883393 56.61 ~coanr w. 02404163545 _- ;. ~ DISCOVER 8::~1NK :::... `NEW ~CASTI.E DELAWARE .. x bell x 1q AOCOI~II' T1O. ~ r awS'. - 29 04 t l 988'3393 02404163545 (~ PAY.: ~ ~ ` ;:< ....~ , 56 61 _ . ~~'9883393i~• x:03 L L00649i: 4400000089i~' - :, ' ... ~ '- 1~ ~'/ SA 'r4 ~ ^a{n,-j 5}~Yx My _ Y~.4a. y' ,,,~..3y F, ~ rot ~ ,'r~"` . ,~.. v .~ . , ,Ai., !e "~` ~. Y ' "'S.~ '" - ~5~~ ~ ~ ~v` <:~ - - x r{ a . ~ 3 . '~; ~'~ ` q~p~Y~ ~ . 4 ~aa ~ ,. ~ ~ a _ ~ s" \~ a = ' ~~ ~' y S - ~e ~~ yc ' a kk. ~ ,z, , , ~ a ! ~~ j ., ~ 4 , ~ ~n s ye •. a~ " - ~° ^:.Yr''~i ~<jv g.. r a•'~y? ~~'-? Yr~~,~;+y:?+~+ ,q~&A'~~ar~e ';' %~. ems' ir' ' a~r' '~ a ~~'"u ~ ii . ' '~ ,. r.~'^`.. 7'~ ~ ~ ~~ ~ " `~ ~ ~ y ~. _ ti ,,° .,, ° rye' ,b3k . : ¢,. '.x ~ `' " t . . '•~ .`,;«,,~ ~ ;,. Fxy /.S ~ff"~ r +:hZz-C'S~{ .. ~ e 2, It 2 ~ ~ w ' . ~'T . v , ii . 4 ~y ~ „t l~ 3 ~'r"~utf~ +ff ~,~r ~1 , ~ ,~ . ,~ w~ ~,,~ y y_~ ' . ` ~ , ,;~~ ,~ ~!~ . 2~7 !!~ ° _, ~~Yw ~r r? ~ A 236 ,;~n.• 3 G{ ~ T~ •FOR' ,180 ,D~YS. , +E ~. >:~r E-APT ~3~ 5~2 ~ ~LSON>"L-AN r os~w,. : , ~1~giANTGSBURG, 'PA>~~d55=~S~3' OF: . . ' _ vq~ 1-{ TJiE ;fl~#NFC U~ ;NE1d ~COitK MELLON: PiTTSBUR(~H, i PENNSYL~IANIA ~i'000 6 70 3 2 3 6~i' ~:0 4 3 30 L 60 L~: i L 3~~~ 78 3 4~~' by/Hti/'1011 03:55 7177610603 Free Checking ,account Statement ?~'NC BanE For efa perled 10lZ>B/Z011 tDs 01l27/~072 K 000362 HELEN B HILL ~8 SHADY RD CAMP NIL PA 17011-1723 PAGE 06117 ~veBA~v~c primary account number: 50-0489-4518 Page 1 of 2 Number of enclosures: 0 ® For 24fiour banking, snd transaction cr g Interest rats information, elfin on to PNC Bank online Banling at pne.oom. a For customer ~rvice call 1-A88-PNC-BANK Monday - Friday: 7 AM -10 PM ET Saturday & Sunday: B AM - 5 PM ET Para servtda en eepafbl, 166-HOI.A-PNC ^lo.irp~ Please contact us at 1-See-PNC-BANK ® Wrlts ta: Customer Setvloe ~BoX~3 Pittsburgh PA 15230-9735 Vick us at pnc.oom ® TDDtenminal: t-800-521-1648 Far besri~g ia>Qatted cliena only ~,N ~ ~~~a~ Helen B Hill Account number: 50.0459-`515 Overdraft Protection Provided By. XXXKXXX)OC)OCX0997 To learn more, visit us online at pnc.comfoverdraftsolutlons ~lantae ~unnlwary 8eplnnlnq Oeposlis and ChXks and o!M-r Ending balance other addHlons deductions balance ~lo.as .oo .oo ~ia.og Average menthy Chatyas Delance and fns 210.05 .00 erin~a me inD~a~otiNeI~YNNNNN-001-000578 BUREAU OF INDIVIDUAL TAX~'rn~~ir ~ 1 PO BOX 280601 ~5.[ Ji itr C HARRISBURG PA 17128-0601- (``' ,Y~ ~ R~~~ ~ r .: _.:~~ '~~,:_ . REY•1;f3 E% iliP f!l-~61 PENNSYLVANIA INHERITANCE TAX INFORMATION NOTICE AND FILE N0. 21 .TAXPAYER RESPONSE ACN 11125942 DATE 04-18-2011 ' i i J',~M 28 ~?~~ I~.~ ~~ ARK OF ORPHAN'S LOUR? (XlM~3ER1.AN0 f;0 ; PA TIMOTHY 'POOLE 3026 LOGAN ST CAMP HILL .:- PA 17011-2947 EST. OF HELEN B HILL SSN 166-20-1619 DATE OF DEATH 02-28-2011 COUNTY CUMBERLAND REMIT PAYMENT AND FORMS T0: REGISTER OF WILLS 1 COURTHOUSE SQUARE CARLISLE PA 17013 TYPE OF ACCOUNT ® SAVINGS CHECKING TRUST CERTIF. PSECU provided the Departaent with the inforwstion below, which has bean used in calculating the potential tax due. Records indicate that at the death of the above-nawad decadent, you ware a joint owner/beneficiary of this account. If you fool the inforwation is incorrect, please obtain written correction frow tho financial institution, attach a copy to this forty and return it to the above address. This account is taxable fn accordance with the Inheritance Tax laws of the Cowwonwealth of Pennsylvania. Please call 0717) 787-8327 with questions. COMPLETE PART 1 BELOW * SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS Account No. 0143169424-S1 Date 08-19-1996 To ensure proper credit to the account, two Established copies of this notice wust aceowpaml paywent to the Register of Wills. Make check Account Balance ~ $86.44 payable to "Register of Wills, Agent". Percent Taxable X 16.667 NOTE: If tax paywents era wade within three Amount Subject to Tax ~ 147.74 wonths of the decedent's data of death, Tax Rate X . 0 4 5 deduct a 5 percent discount on the tax due. Any Inheritance Tax due will becowa delinquent Potential TaX Due ~` 6.65 nine wonths after the data of death. P RT TAXPAYER RESPONSE A 1 A. ~ Tha above inforwation and tax due is correct. Rewft paywent to the Ragistar of Wills with two copies of this notiea to obtain CHECK a discount or avoid interest, or chock box "A^ and return this notice to the Register of C ONE ~ Wills and an official assesswent will be issued by the PA Departaant of Revenue. BLOCK B. Tha above asset has been or will be reported and tax paid with the Pennsylvania Inheritance Tax return 0 N L Y to ba filed by the estate representative. C. ~ Tha above inforwa ion is incorrect and/or debts and deductions ware paid. Cowpleta PART 2~ and/or PART 3~ below. PART If indicating a different tax rata, please state a relationship to .decedent: TAX RETURN - COMPUTATION OF TAX ON J01NT/TRUST ACCOUNTS LINE 1. Date Established 1 2. Account Balance 3. Percent Taxable 4. Amount Subject to Tax 5. Debts and Deductions 6. Amount Taxable 7. Tax Rata 8. Tax Due PART DATE PAID PAYEE DESCRIPTION AMOUNT PAID Unde p alties of perjury, I declare that the facts I have reported above are true, correct and cop e t t base, my nowledge and belief. HOME C ) /l/ -1'iJ1/~ ~i~ WO R K ("yl ~ ) Z 3 `-• ~ `~ ~JS __ _ - TOTAL CEnter on Line 5 of Tax Computation) i BUREAU OF INDIVIDUAL TAXES Po Bax zao6ol HARRISBURG PA 17128-0601 REV-1561 E% i{FP <N PENNSYLVANIA INHERITANCE TAX ~E. Dr INFORMATION NOTICE ~ ~ AND: '- ~ TAXPAYER RESPONSE FILE N0. 21 ACN 11125944 DATE 04-18-2011 cLE~x cF QR~N~S ~~ CtlN4B~RI~PNG (~Q , PA TIMOTHY POOLE 3026 LOGAN ST CAMP HILL PA 17011-2947 EST. OF HELEN B HILL SSN 166-20-1619 DATE OF DEATH 02-28-2011 COUNTY CUMBERLAND REMIT PAYMENT AND FORMS T0: REGISTER OF WILLS 1 COURTHOUSE SQUARE CARLISLE PA 17013 TYPE OF ACCOUNT SAVINGS ® CHECKING TRUST CERTIF. PSECU provided the Departwent with .the inforwation below, which has bean used 1n calculating the potential tax due. Records indieat• that at the death of the abovo-pawed decadent, you were a ioint owner/beneficiary of this account. If you fool the inforwation is incorrect, vlease obtain xritten corroction frow the financial institution, attach a copy to this fore and return it to the abovo address. This account is taxable in accordane• with the Inheritance Tax laws of the Cowwonwealth of Pennsylvania. Ploaso call C717) 787-8327 with questions. COMPLETE PART 1 BELOW ~ SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS --- Account No. 0143169424-S4 Date 08-19-1996 - To •nsuro proper credit to th• account, two Established copies of this notice ^ust aceowpariy Account Balance ~ 8 (70 96 vaywent to the Rogistar of Wills. Make chock " , . payable to Rogistar of Wills, Agent". Percent Taxable X 16.6 67 Amount Subject to Tax $ 1 445 19 NOTE, If tax paywants are wade within thrao , . wontha of the decedent's date of death, Tax Rata X . 0 4 5 deduct a 5 percent discount on the tax due. Potential Tax Due ~ 65 03 AnY Inheritance Tax duo will beeowe delinquent . nine wonths after the date of death. P T TAXPAYER RESPONSE a 1 A. ~ Tha abovo inforwation and tax due is correct. Rewit paywont to the Register of Wills with two co pies of this notice to obtain C H E C K 0 N E a discount or avoid interest, or chock box "A" and Wills and an official assasswent will be issued by return this notice to the Register of the PA Departwent of Ravenuo. BLOCK 0 N L Y ~ B, above asset has been or will be reported and tax paid with the Pennsylvania Inheritance Tax return to be filed by the estate representative. C. ~ The a6ov inforwa ion is incorrect and/or debts and deductions wore paid. Cowplete PART 2~ and/or PART 3~ below. PART If indicating a different tax rate, please state relationship to decedent: TAX RETURN - COMPUTATION LINE 1. Date Established 2. Account Balance 3. Percent Taxable 4. Amount Subject to Tax 5. Debts and Deductions 6. Amount Taxable 7. Tax Rate 8. Tax Due PART OF TAX ON JOINT/TRUST ACCOUNTS 1 2 $ 3 X 4 $ 5 - 6 7 X 8 ~ Undgrf p na~ of perj , I declare that the facts I have reported above are true, corroct and Cp +~P1 e e f my ~edXf ~,~~ elief . HOME C ) J/(, WORK frii7 ) Z3~"/`rL DATE PAID PAYEE DESCRIPTION AMOUNT PAID BUREAU OF INDIVIDUAL TAXES PO 80X 280601 HARRISBURG PA 17128-0601 YLVANIA INHERITANCE TAX ~. _ ='-l INFORMATION NOTICE AND FILE N0. 21 TAXPAYER RESPONSE ACN 11125946 i -~scs ~r~~~u l ~s'' ~ ~ DATE 04 -18 - 2011 CLERK OF EST. OF HELEN B HILL ~~C'~!'~~T SSN 16b-20-1619 ~l1MBERLANG ~~~' pA DATE OF DEATH 0 2 - 28 - 2 011 COUNTY CUMBERLAND .. REMIT PAYMENT AND FORMS T0: TIMOTHY POOLE REGISTER OF WILLS 3026 LOGAN ST 1 COURTHOUSE SQUARE CAMP HILL PA 17011-2947 CARLISLE PA 17013 TYPE OF ACCOUNT ® SAVINGS CHECKING TRUST CERTIF. PSECU provided the Departaent with the infor~atfon below, which has boon used in calculating the potential tax duo. Records indicate that at the death of the above-naaed decadent, you ware a joint owner/beneficiary of this account. If you foal the inforwation is incorrect, please obtain written correction frog th• financial institution, attach a eooy to this fora and return it to the above address. This account is taxable in.aceordance with the Inharitanco Tax laws of th• Coaaorwealth of Pennsylvania. Please call C717) 787-1327 with questions. COMPLETE PART 1 BELOW * SEE REVERSE SIDE FOR FILING AND PAYMENT INSTRUCTIONS Account No. 0143169424-S7 Date 04-18-2007 To ensure proper credit to the account, two Established copies of this notice oust accoapany Account Balance $ 6,916.01 pav~ant to th• Register of Wills. Make shack payable to "Register of Wills, Agent". Percent Taxable X 16.667 Amount Subject to Tax $ 1, 152.69 NOTEi If tax payaents era aada within three months of tho decedent's data of death, Tax Rata X . 045 deduct a 5 percent discount on the tax due. Potential Tax Due $ 51.87 Argr Inheritanu Tax duo will beeoae delinquent nine aonths after the dat• of death. P~r TAXPAYER RESPONSE ~ ~ae~mnw®...~. A. ~ The above infonation and tax duo is correct. Resit payaent to the Rapistar of Wills with two copies of this notice to obtain CHECK a discount or avoid interest, or chock box "A" and return this notice to the Register of ONE Wills and an official assessaent will be issued by the PA Departaent of Revenua. BLOCK ~ 8, bove asset has been or will be reported and tax paid with the Pennsylvania Inheritan 0 N L Y to Da filed by tha estate representative. ce Tax return C. ~ The above inforaa ion is incorr et and/or debts and deductions were paid. Coapleta PART 2~ and/or PART 3~ below. PART If indicating a different tax rate, please state relationship to decedent: TAX RETURN - COMPUTATION OF TAX ON JOINT/TRUST ACCOUNTS LINE 1. Date Established 1 2. Account Balance 2 $ 3. Percent Taxable 3 X 4. Amount Subject to Tax 4 $ 5. Debts and Deductions 5 6. Amount Taxable 6 $ 7. Tax Rate 7 X 8. Tax Due g $ PaRT DEBTS AND DEDUCTIONS CLAIMED a DATE PAID PAYEE DESCRIPTION AMOUNT PAID TOTAL CEnter on Line 5 of Tax Computation) ; Under a ltlas of pe ury, I declare that the facts I have reported above are true, correct and com t o he b st ytledge aryd~alief. /~j/d~[i F, HOME C ) wnrtK rte, ~ ~ 13l. ~-~ kl~ p~~ F~ ~ z ~~ ~ o ~x c • a O z ~ `~ <z 06 'rl ~ O ~~ *~ ~ ~ ~ Q8 a ~ O °~ V O< ~ V ~ a a ,,. o ~1 ~` ~ O O O ~• W N i1 ~^ V (O~ ~ ~ / ~D C ~ n .-i Q}{ J p~ ~~^' A U' O Q o,~ 6 ~~,.~ V ~, o~~~ HoZ~ ~:o N W_~ UOSV ~ f-~ ~~W2 4 Q ~ x - ~? '~ w,~ V1 0 o U ~ ~ O .~ M t~ ~ M N w ~ o ~ 3. ^O Of ~ M O 0 o N a 0 r a ~ v _ ~ S ~ ~ :~ 3 ," h , j` ~:: ~~' ~ ; o ~ . ~ M r M r 01 t0 Q0 ~- ~+ M M ~ ti ~ ~ ~ us of ~,f; ~. m S ~ ; ~ H ~ N ~. ~~,.. ~ ~ E ~ rn Z e ° d a a u Q a Q Q Q ~ ~` ;5 ~, ' k Lt h N f Z~ ; C C W m `. m ; c ~. ~ U d ~ N ~ ~ 3~, ~ m N ~ ~ m ~ ~- m n- .~ . } y,. m j J J . 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