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HomeMy WebLinkAbout12-6958_ } -- ' 7 i. . { ~ ~„k h ~.. ~ t ~ ~ _. .. ... a ,^ y 1 7 - t ~.7 (~ t ~r{ BIG SPRING SCHOOL DISTRICT FINANCIAL STATEMENTS YEAR ENDED JUNE 30, 2012 ~~ ~ I a,,,r.E~~~-~P~ n~~- ~~~~ ~~~~ TABLE OF CONTENTS Page Number INDEPENDENT AUDITOR'S REPORT ' IAR - 1 to IAR - 2 MANAGEMENT'S DISCUSSION AND ANALYSIS MDA - 1 to MDA - 13 BASIC FINANCIAL STATEMENTS District-wide financial statements Statement of net assets FS - 1 Statement. of activities FS - 2 Fund financial statements Balance sheet -governmental funds ' FS - 3 Reconciliation of the governmental funds balance sheet to the statement of net assets FS - 4 Statement of revenues, expenditures, and changes in fund balances -governmental funds ' FS - 5 Reconciliation of the governmental funds ~'~tatement of revenues, expenditures, and changes in fund balances to the statement of activities FS - 6 Statement of net assets -proprietary funs FS - 7 Statement of revenues, expenses, and changes in net assets -proprietary funds FS - 8 Statement of cash flows -proprietary funds FS - 9 Statement of net assets -fiduciary funds' FS - 10 NOTES TO FINANCIAL STATEMENTS FS - 11 to FS - 31 OTHER REQUIRED SUPPLEMENTARY INFOR~IAATION Budgetary comparison information -general fund ORSI - 1 Other post employment benefit plans ORSI - 2 Greenawalt & Company, P.C. James E. Lyons CERTIFIED PUBLIC ACCOUNTANTS Deborah J. Kelly Since Z 955 Scott J. Christ v~ Ronald S. Morgan Howard R. Greenawalt Creedon R. Hoffman INDEPENDENT AUDITOR'S REPORT Board of School Directors Big Spring School District Newvitle, Pennsylvania We have audited the accompanying financial st~'tements of the governmental activities, the business-type activities, each major fund, and the fiduciary funds of Big spring School District as of and for the year ended June 30, 2012, which collectively comprise the District's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the District'$ management. Our responsibility is to express opinions on these financial statements based on our audit. The pricer year summarized comparative information has been derived from the District's June 30, 2011 financial statements ~nd, in our report dated November 4, 2011 we expressed unqualified opinions on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the fiduciary funds. We conducted our audit in accordance with aud~ting standards generally accepted in the United States of America and the standards applicable to financial aud~ts contained in Government Auditing Standards, issued by the Comptroller General of the United States. Thos,~e standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting', the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and the significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, tlhe business-type activities, each major fund, and the fiduciary funds of Big Spring School District, as of June 30, 2p12, and the respective changes in financial position, and where applicable, cash flows thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated October 25, 2012, on our consideration of Big Spring School District's internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contacts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of infernal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on'',the internal control over financial reporting or on compliance. That report is an integral part of an audit performed iln accordance with Government Auditing Standards and should be considered in assessing the results of our audit. IAR - 1 400 West Main Street • Mechanicsburg, PA 17055.717.766.4763 • Fax 717.766.2731 62 West Pomfret Street • Carlisle, PA 17013. 717.243.4822 • Fax 717.258.9372 www.greenawalt.cc Board of School Directors Big Spring School District Accounting principles generally accepted in the United States of America require that management's discussion and analysis on pages MDA-1 through MDA-13 anq other required supplementary information on pages ORSI-1 and ORSI-2 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Goverhmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain 1, limited procedures to the required supplementary information in accordance with auditing standards generally ac~epted in the United States of America,. which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the b~sic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We dd not express an opinion or provide any assurance on the information because the limited procedures do not provided, us with sufficient evidence to express an opinion or provide any assurance. .~~~~ , Vic. GREENAWALT & COMPANY, P.C. October 25, 2012 Mechanicsburg, Pennsylvania lAR - 2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 This discussion and analysis provides an overview of the District's financial performance for the year ended June 2012. The report format is in accordance with GASB Statement No. 34, Basic Financial Statements - and Management's Discussion and Analysis',- for State and Local Governments. Management's Discussion and Analysis (MD&A) includes comparisons pf financial position at June 2012, 2011 and 2010. The MD&A also includes comparisons of current year 'financial activities to the previous year. The 2011 and 2010 amounts have come from our prior year M~&A, and are otherwise not a part of the June 2012 financial statements. Please read our discussion and analysis in conjunction with the District's financial statements, which begin on page FS-1. To preserve readability, dollar amounts in comparative tables derived from the financial statements are presented in millionis. FINAINCIAL HIGHLIGHTS Othr Supt Svc, Centra I Svc 27'132 , 0% $48,974, 0% Stu Trans SvC \ s, $2,405,809, 6% Opn & Maint, $3,471,510, 9% Business, $381,867 ,1% Pupil Health, $430,161, 1% Admin, $2,176,606 ,5% Staff Svcs, $1,353,914, 3% ~ Student Svcs,-~Hi $930,098, 2% 2011/12 Spendimg By Program ($40,650,007 total) Stu Act & Athletic, $778,444, 2% Interfund Xfer, $1,545,360 , 4% L Voc Ed, $626,2 they Instr~% 01,402 , 0% M DA - 1 $15,914,800 , 39% Community Svc, $27,967, 0% Special Ed, $6,527,742, 16% BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 General Fund revenues for 2011-12 decreased less than 1% from $42,095,304 to $42,025,038 from 2010- 11; expenditures and transfers-out increased from $40,546,512 in 2010-11 to $40,650,007 in 2011-12 or less than 1% from the prior year. The Disttrict added $1,375,031 to the fund balance for a total of $5,893,014 as of June 30, 2012. The Board e~Cpects to transfer $1,100,000 to the Capital Project Fund and assign an additional $275,000 to PSERS or ',other committed items. At that point the unassigned fund balance will be $2,564,014 or 6.5% of the 20!12/13 Budget -within the 8% maximum required under state law. The revenue graphs at right show the story of increasing dependence state on local taxes and decreasing 3s% subsidy support from the Federal Dept. of Education. Local effort continues to assume more of the revenue pie; in 2006-07 it was 539'0 of revenues as it was in 2009-10, 55% in 2010-11 and 589'o in 2011-12. I 2010 11 h F d I f 2012 Funding Sources Federa I 1% n - t o a era portion o Other Local total revenue was 69'o due to 3% American Recovery and Reinvestment Act (ARRA) funding In 5-year History of Funding Sources Local Taxes 58% 2011-12, Federal revenue dipped to 30,000,000 - - - -- -- - - -- - -- ---- only 19'0 of revenues as ARRA funding __ disappeared. Reversing recent zs,oob,ooo - - - Local Taxes __ __ _ trends, the Commonwealth's share increased from 369'o in 2010-11 to zo,oob,ooo 389'o in 2011-12 principally due to ..~... ,~ state the Commonwealth's contributions is,ooo,ooo - to the cost of PSERS retirement. io,ooc~,ooo Going forward, this creates a challenge for the district as the 5,000,000 Commonwealth is indicating level other focal funding of both Regular and Special o _ _- FP~~ai Programs for the foreseeable future zoo6-o~ zoos-os zoos/o9 zoo9/io zoio/ii zoii/iz as they struggle to meet their obligation for their 509'0 share of the PSERS contributions. The economy's impact on the District remains uncertain. Investment earnings continue to be almost non- existent compared to 2008 levels. The District collected $4.26 million of EIT taxes in 2009-10, $4.61 million in 2010-11 and $4.79 million in 2011-12. Wnfortunately, the District faces an uncertain future for EIT MDA-2 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 revenue due to the implementation of Act 32. Initial estimates for 2011-12 were to expect a 10-250 reduction in EIT due to Act 32 implementation whereas the actual amount increased by 49'0 over 2010-11. The Capital Reserve Fund ending balance vWas $2,325,263 for 2009-10 and $3,279,685 for 2010-11. The District added $1,432,564 for 2011-12 but also spent $251,274 on a kitchen expansion at Mt. Rock, various building repairs and technology infrastructure upgrades. The ending balance for 2011-12 was $4,460,975. The District self-funds its healthcare using the South Central Trust (SCT). This year, as well as last, was a relatively expensive year with several high dollar claims that hit the stop loss limit. Due to the high claims experience, the District balance SCT decreased by $500,000 to a June 30, 2012 accrual of $250,000 to pay projected expense at June 30, 2012. In December 2009 the Board approved bids for the expansion and renovation at Newville totaling $2,774,334 while it considered replacing Plainfield with a new building. In June 2010 the Board decided to stop the Plainfield planning process and add'two more classrooms to the Newville project. It then directed the administration to develop an elementary school reconfiguration plan to support the closure of Plainfield. Plainfield closed in June 2011 and sat dormant for 2011-12. In June 2012 the Board arranged for Yellow Breeches, an alternative education provider, to lease Plainfield for the 2012/13 year. In July 2011 the District sold $9,800,000 in bonds that refinanced the existing 2006 bonds with cone-time savings of $404,000 on debt service for the 2011-12 year. In April of 2012 the Administration began to work with financial advisors to restructure existing debt with two refinancings, a payoff of the ESCO debt for geothermal systems and extend debt service by one year through 2023 to help offset the cost of PSERS. The District continues under the restrictions of Act 1 of the Special Session of 2006 which limits future increases in the District's real estate taxes and displaces a selected amount of local real estate taxes with gaming funds. The District was allotted $770,065 in gaming funds for 2011-12 compared with $770,380 in 2010-11; these funds were distributed in an equal amount to each qualified taxpayer of $130.66 per homestead/farmstead. In November 2010 Act 120 reformed the PA State Employees Retirement System (PSERS) by implementing steep increases in employer contributions. In 2010 Cumberland County underwent reassessment increasing Big Spring's total assessed value from $1,171,821,730 to $1,617,543,400 and reducing the base millage to 11.655. In preparing the 2011-12 budget, the reassessment allowed the District to retain the same 3.8% index as the prior year raising the millage to 12.098 in order to help offset the first year of big PSERS increases. In June 2012, the Board raised millage the allowed 2.29'o index to 12.364 to balance the budget. MDA-3 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 The first chart at right shows the Wages v. Benefits competition between wages and szo,ooo,ooo ----------.---- --------- benefits for the budget dollar. Due to s'a8,ooo,ooo the quickly rising cost of retirement s~6,oo0,000 --- - -- -- -- - - - - contributions and healthcare, over the s14,oo0,000 - -- -- _ _ _ past two years the District furloughed 5'2,°°0,000 ---.-- Sxo,ooo,ooo ------ people in both the professional and 58,000,000 ------ support staffs in order to contain 56,000,000 -___.__ __----___--------_-.-._ __--.- ---__-.- budget expenses for personnel. Sa,ooo,ooo -- - - - - $2,000,000 -- -- In the second chart, the steep rise in 5_ PSERS retirement contributions is 20oa/OS 2005/06 2006/07 2007/08 2008/09 2009/10 2010/11 2011/12 2012/13 unremarkable as increases of this magnitude will continue until 2016. With a corresponding increase in healthcare and continued pressure on wages, it is not apparent how the District, or other subsidy dependent School Districts in Pennsylvania, will survive when paying more than 269'0 of payroll into PSERS at least through 2035. This District is also squeezed by the continuously increasing cost of Special Education services. Since 2006/07 the cost of Regular Education Program has increased by 119'o while the Special Program has gone up by 479'0. It increased 10% from 2010-11 to 2011- 12. The District struggles with increasing demands from parents, widening mandates from both the state and federal level that contrasts with flat funding from the Commonwealth and declining support from the Federal IDEA program. Retirement 53,500,000 -;-- 53,000,000 52,soo,ooo S2,ooo,ooo 51,soo,ooo 51,oao,ooo 5500,000 Regular Program v. Special Program S1s,ooo,ooo $16,000,000 $14,000,000 51z,ooo,ooo S1o,oo0,000 Ss,ooo,ooo $6,000,000 Sa,ooo,ooo Sz,ooo,ooo S- MDA-4 2004/05 2005/06 2006/07 2007/08 2008/09 2009/10 2010/112011/12 2012/13 2013/14 ~~\O`i O~~O~O O~\O'~ 0~1\O~ O~~O°~ O~\,y0 p'yO\'yti p'1~\ti'L ti ti ti ti ti ti ti ti BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 USING THESE FINANCIAL STATEMENTS This report contains a series of financial statements. The Statement of Net Assets and the Statement of Activities are on pages FS-1 and FS-2. These 'statements provide information about the District as a whole, and present alonger-term view of District finances than fund financial statements. Fund financial statements are on pages FS-3, FS-5 and FS-7'through FS-10. For governmental funds, the statements show how District services have been financed in the short term, as well as the amount remaining for future spending. Proprietary funds statements provide information about non-governmental operations, in this case food service. The fiduciary funds statement reports amounts held in trust by the District for student activities. Page FS-4 reconciles total governmental fund balances to total net assets of governmental activities. Page FS-6 reconciles the total net change in governmental fund balances to the change in net assets of governmental activities. District-wide Financial Statements District-wide statements present financial activities and the results of those activities in two categories, governmental and business-type. Capital assets (land, buildings, improvements, furniture and equipment) are included with all other assets. Long-term debt is included with all other liabilities. This is distinctly different from the fund statements in which assets and liabilities are separated into various funds such as General and Capital Reserve. In the district-wide statements, the approach to measurement of revenues and expenses is similar to that used in the private sector and is referred to as the accrual basis of accounting. This is disclosed further in the notes to financial statements. Fund Financial Statements Fund statements provide financial information about the District's funds rather than the District as a whole. There are three types of funds, Governmental, Proprietary and Fiduciary. The use of each type of fund is disclosed in the notes to financial statements. Unlike district-wide statements that report revenues on the accrual basis, the fund statements report revenues only to the extent cash has been received, or is expected to be received in the near future. MDA-5 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 Statement of Net Assets THE DISTRICT AS A WHOLE Total net assets were $29,217,362 at June 3d, 2012, $26,607,131 at June 30, 2011 and $23,616,384 at June 30, 2010. This is an increase of $2,610,231 from June 2011 and $2,990,747 from June 2010. The following summarizes the Statement of Net Assets (page FS-1). Current and other assets Capital assets Total assets Current and other liabilities Long-term liabilities Total liabilities Capital assets (net of related debt) Restricted for capital projects Unrestricted Total net assets Total liabilities and net assets Govermmental Business-type Activities Activities Totals 2012 011 2010 2012 2011 2010 2012 2011 2010 $17.0 $14.8 $10.0 $ 0.3 $ 0.3 $ 0.3 $17.4 $15.1 $10.3 52.6 53.8 52.5 0.5 0.5 0.6 53.1 54.3 53.1 $69.6 $68.6 $62.5 $ 0.8 $ 0.8 $ 0.9 $70.5 $69.4 $63.4 $ 4.1 $ 6.7 $ 7.2 $ - $ - $ 0.1 $ 4.1 $ 6.7 $ 7.3 37.1 36.0 32.5 - - - 37.1 36.0 32.5 41.2 42.8 39.7 - - 0.1 41.2 42.8 39.8 17.2 16.0 17.6 0.5 0.5 0.6 17.7 16.5 18.2 0.5 1.1 - - - - 0.5 1.1 - 10.6 8.7 5.2 0.3 0.3 0.2 10.9 9.0 5.4 28.4 25.8 22.8 0.8 0.8 0.8 29.2 26.6 23.6 $69.6 $68.6 $62.5 $ 0.8 $ 0.8 $ 0.9 $70.4 $69.4 $63.4 Net assets are the difference between assets and liabilities, and represent resources that can be used to pay for future operations and capital improvements. The majority of our total 2012 net assets, $17,743,365 out of $29,217,362, are invested in capital assets (net of related debt). MDA-6 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 Statement of Activities The following summarizes the Statement of Activities (page FS-2). It shows that total net assets increased by $2,610,231 during 2012 and $2,990,747 dluring 2011. Program revenues Charges for services Operating grants and contributions Capital grants and contributions General revenues Taxes Earnings on investments State general subsidies Total revenues Direct expenses Excess revenues (expenses) before transfers Transfers between activities Change in net assets Governmental Business-type Activities Activities Totals 2012 011 2010 2012 2011 2010 2012 2011 2010 $ 0.5 $ 0.4 $ 0.4 $ 0.7 $ 0.8 $ 0.8 $ 1.2 $ 1.2 $ 1.2 6.6 8.8 8.3 0.5 0.5 0.6 7.1 9.4 8.9 0.9 0.8 1.5 - - - 0.9 0.8 1.5 23.9 23.1 22.1 - - - 23.9 23.1 22.1 9.6 8.7 8.9 - - - 9.6 8.7 8.9 41.4 41.8 41.2 1.2 1.3 1.4 42.7 43.2 42.6 38.8 38.8 37.9 1.3 1.4 1.4 40.1 40.2 39.3 2.7 3.0 3.3 (0.1) (0.1) - 2.6 3.0 3.3 (0.1) - - 0.1 - - - - - $ 2.6 $ 3.0 $ 3.3 $ - $ - $ - $ 2.6 $ 3.0 $ 3.3 The change in net assets is the difference between revenues and expenses using the accrual basis of accounting. MDA-7 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 The following summarizes expense information from the Statement of Activities (page FS-2). Direct expenses represents the actual cost of providing the services while the net expense represents the amount of cost that is not recovered through program revenues, meaning user charges, grants and contributions. The net expense must be recovered through general revenues, primarily taxes and state general subsidies. Amounts not recovered reduce funds available for future years. Di Instruction Instructional student support Admin and financial support Opn and maintenance of plant Pupil transportation Student activities Community services Interest onlong-term debt General Fund Transfers to business-type activities Total governmental activities State general subsidies revenues Gove 2012 2pi1 2010 $ 24.8 $ 2A.4 $ 23.2 2.9 2.8 2.9 2.9 2.9 3.1 3.6 4.0 4.1 2.4 2.4 2.3 0.8 0.8 0.8 1.3 1.5 1.5 $ 38.7 $ 3$.8 $ 37.9 Program Revenues 2012 2011 2010 $ 4.8 $ 7.1 $ 6.6 0.2 0.2 0.2 0.1 0.1 0.1 0.1 0.1 0.1 1.7 1.5 1.6 0.1 0.1 0.1 0.9 0.8 1.5 $ 7.9 $ 10.0 $ 10.2 Net Expense 2012 2011 2010 $ 20.1 $ 17.2 $ 16.6 2.7 2.6 2.7 2.7 2.8 3.0 3.5 3.9 4.0 0.7 0.9 0.7 0.7 0.7 0.7 0.4 0.7 - 30.8 28.8 27.7 0.1 - - 30.9 28.8 27.7 9.6 8.7 8.9 Total needs from taxes and other local sources $ 21.4 $ 20.1 $ 18.8 Business-type Activities Direct Program Net Expenses Revenues Expense 2012 2 11 2010 2012 2011 2010 2012 2011 2010 Food Service $ 1.3 $ 1~.4 $ 1.4 $ 1.2 $ 1.4 $ 1.4 Transfers from governmental activities $ 0.1 $ - $ - (0.1) - - $ - $ - $ - MDA - 8 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 TH6 DISTRICT'S FUNDS Governmental Fund Balances 2011-12 2010-11 2012 2011 2010 Chanee Chance General fund -nonspendable General fund -committed General fund -unassigned Capital reserve fund -committed Capital projects fund -restricted Governmental fund balances 2.0 0.6 0.6 1.4 - 3.9 3.7 2.1 0.2 1.6 4.5 3.2 2.3 1.3 0.9 0.5 1.1 (1.4) (0.6) 2.5 $ 10.9 $ 8.9 $ 3.9 $ 2.0 $ 5.0 Total restricted+nonspendable 0.5 1.4 (1.1) (0.9) $ 2.5 Total committed 6.5 3.8 2.9 2.7 $ 0 9 Total unassigned 3.9 3.7 2.1 0.2 1.6 Total governmental funds $ 10.9 $ 8.9 $ 3.9 $ 2.0 $ 5.0 Governmental Funds -fund balances Changes from 2011 to 2012 As of June 30, 2012 the District's reserve accounts again increased with the general fund balance going from $4,517,983 in 2011 to $5,893,014 in 2012. The District expects to assign an additional $1,375,031 of the general fund balance to fund healthca-1e and capital projects. The capital reserve fund had a net increase of $1,181,290 to end at $4,460,975.' The District self-funds its health insurance plans through the South Central Trust and ended the year with $1,062,156 in the trust prior to audit. Due to some high experience claims, the Trust went from $250'V000 in prepaid expense in 2011 to an accrual of $250,000 to pay projected expenses at June 30, 2012. Changes from 2010 to 2011 (Previous Year) At June 30, 2011 the District's reserve accbunts increased with the general fund balance going from $2,969,191 to $4,517,983 with $554,000 coMmitted to PSERS and an additional $1,400,000 assigned after June 30, 2011 to support technology, special education and PSERS. The capital reserve fund increased from $2,325,263 on June 30, 2010 to $3,279,685 as of June 30, 2011. MDA-9 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 Changes from 2009 to 2010 (2 years ago) The negative fund balance in the Capital Prgjects Fund as of June 30, 2010 was due to not borrowing funds until construction payments were due. 1`he $3,500,000 draw-down non-revolving line-of-credit was accessed as needed until permanent financing was obtained in October 2010. General Fund Budget The following summarizes the budgetary comparison information presented on page ORSI-1, along with comparisons to the previous year. Total revenues Total expenditures Excess revenues (expenditures) Final Budget 2012 201 2010 $ 40.5 $ 41.0 $ 40.0 39.7 39.6 37.5 0.8 1.4 2.5 Actual Amount 2012 2011 2010 $ 42.0 $ 42.1 $ 40.9 39.1 39.2 37.3 2.9 2.9 3.6 Variance 2012 2011 2010 $ 1.5 $ 1.1 $ 0.9 0.6 0.4 0.2 2.1 1.5 1.1 Other financing sources (uses) (0.8) (1.4~ (2.5) (1.5) (1.4) (2.8) (0.7) - (0.3) Net change in fund balance $ - $ - $ - $ 1.4 $ 1.5 $ 0.8 $ 1.4 $ 1.5 $ 0.8 In 2012, actual revenues exceeded the final' budgeted amount (including transfers) by $1,375,031. Actual expenditures were $377,412 under the original budgeted amount, and transfers to other funds were $898,716 over the original budgeted amount. CAPITAL ASSETS During 2012, the District spent $0.8 million on capital assets, which included almost $0.5 million for Oak Flat roofing project. The Newville Elementary roof project will be completed in August 2012 at a cost of $0.6 million split between the capital project!fund and the capital reserve fund. In December 2009 the Board approved a project adding a 2-story 6-classroom addition to Newville to relieve the overcrowding. It accepted bids ih January and awarded those bids in February 2010 with an expected completion of November 2010. Because of the economy and falling enrollment, the Plainfield project was first reduced in scope and finally cancelled in June 2010. At that time, the Board decided to add two classrooms to the Newville project bringing the total cost to $3.8 million. The project was substantially complete by the end of Novelmber 2010 and was fully occupied at that time. Plainfield Elementary closed in June 2011. MDA - 10 BI,G SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 Capital assets (net of depreciation) 2011-12 2010-11 2012 2011 2010 Change Change Governmental activities Land $ 1.0 ', $ 1.0 $ 0.5 Construction in progress - - 1.3 Buildings and Improvemerr 49.9 ' 51.1 49.0 Furniture and equipment 1.0 ' 1.0 1.2 Library books 0.2 ', 0.2 0.2 Computer equipment 0.5 ' 0.5 0.3 ~~ ~ 5 ~ Business-type activities Furniture and equipment $ 0.5 ' $ 0.5 $ 0.6 $ - $ 0.5 - (1.3) (1.2) 2.1 - (0.2) - 0.2 ?) ~~ $ - $ (0.1) Capital assets in the governmental activities were $52,597,119 and $53,822,917 at June 2012 and 2011, respectively. The District purchased capital assets totaling $814,931 and $3,276,624 for the years ended June 2012 and 2011, respectively. The District had depreciation expense of $2,040,729 and $1,970,574 for the years ended June 2012 and 2011, respectively. LONE-TERM LIABILITIES The following summarizes the long-term liabilities note to financial statements (starting at page FS-22). Most of the debt is general obligation bonds issued to pay for capital improvements. The District's ability to raise future funds through the issuance' of debt depends on how existing bonds are rated by the investment community. In October 2012 Starydard & Poor upgraded the District's bond rating from A+ with stable outlook to AA- with stable outlook for the 2012 series of general obligation bonds. 2011-12 2010-11 2012 2011 2010 Chanee Chanee Governmental activities General obligation bonds and notes $ 35.7 $ 38.3 $ 35.3 $ (2.6) $ 3.0 Compensated absences 0.7 0.7 0.7 - Other post employment benefits 0.5 0.4 0.3 0.1 0.1 Unamortized bond costs (0.6) (0.5) (0.4) (0.1) (0.1) Total liabilities ~; $ 36.3 $ 38.9 $ 35.9 $ (2.6) $ 3.0 During 2010-11 the District borrowed $2,150000 on its 2010 short-term note, and issued its 2010 bonds for $9,240,000. In July 2011 the District sold $9,800,000 in bonds that refinanced the existing 2006 bonds with cone-time savings of $404,000 on debt service for the 2011-12 year. M DA - 11 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 Each year the District pays interest on the debt and a portion of the outstanding bonds and notes, referred to as redemption. During 2010-11 the District made regularly scheduled redemptions of $2,712,720 and also repaid the 2010 short-term note of $2,39,811. During 2011-12 the District made regularly scheduled redemptions of $2,730,640. Beginning in 2009 is the inclusion of other pest employment benefits (OPEB) in our reporting process. This primarily has to do with purchasing discounted health insurance after retirement through the District. The District's July 2008 actuarial accrued liability of $3,995,512 is being amortized over a period of 30 years. Additional OPEB detail is available starting a~ page FS-24/27 of the notes. NEXT YEAR'S BUDGET AND OTHER FACTORS Original Budget 2012-13 2011-12 Change Total revenue $ 41.2 $ 40.3 $ 0.9 Total expenditures and other uses 41.2 40.3 $ 0.9 Excess revenues (expenditures) $ - $ _ $ _ The Big Spring School District is committed tp maintaining a strong educational program for students while minimizing the burden on taxpayers. For 202-13, the District was forced to furlough eleven professional staff plus an equal number of support staff, dontract out cafeteria services and raise taxes by 2.29'o in order to balance the budget against skyrocketing host of retirement contributions and medical care. This year, the District approved a $41.2 million budget to cover the increasing cost of benefits. The Commonwealth is struggling with the cost of retirement contributions also and is not raising our subsidies as a result. The American Recovery and Reinvestment Act f~nding is gone and federal support is now declining year-to- year. In addition, the District continues to ebcpand services for special needs students without additional state or federal funding. Despite the many clhallenges of a difficult economy, the district stands committed to ensuring the best opportunities for stude~hts. While the 2012-2013 budget protects essential programs and services, the District continues to look fob reductions and efficiencies at every level. The revenue budget for 2012-13 of $41,238;893 represents a 2.4% increase over the 2011-12 budget of $40,288,703. The real estate millage increased from 12.098 to 12.364 or 2.2% as limited by the Act 1 index. The earned income tax rate remains at 1.65~o'F MDA-12 BIG SPRING SCHOOL DISTRICT MANAGEMENT'S DISCUSSION AND ANALYSIS JUNE 30, 2012 The 2012-13 expenditure budget of $41,28,893 is a 2.49'o increase over 2011-12 budget of $40,288,703. The major drivers of the 2012-13 budget a e the 3% wage increase for CBA salaries, 29'o for administrative and support staffs and the PSERS contribution rate increased from 8.659'o to 12.36% of payroll or 439'x. In reviewing its capital needs during the s ring of 2012, the District began to discuss the replacement of the Middle School windows. The Building a d Property Committee recommended the project be approved for design specification and the Board appr ved on September 17, 2012 at an estimated cost of $1 million if the Board decides to fund the entire project. August 2012 the District authorized the issu nce of Bonds in the amount up to $18,455,000 in one or more series during the 2012 and 2013 calendar ears. The purpose of the Bonds is to refund/restructure the District's outstanding 2003 Bonds and to fi ante debt for energy savings projects. Overall, the District will save on average $397,000 ($302,000 Net o State Reimbursement) annually over the next nine years. The District adds one more year of debt service i 2023. Looking past the 2012-13 budget, PSERS contributions remain the single biggest challenge as shown below. BSSD PSERS (net) Sa,ooo,000 $ 3,500,000 $ 3,000,000 $ 2,500,000 $ 2,000,000 $1,500,000 $1,000,000 $ 500,000 $- ~y'L ,yQ ,y~o ,y~ O ,y'L ,La ti~ ti~ ,50 .,~'L ,~R y'y .y3 tih y1' ,y ~ti .y~ '~ 'L~ .y~' ~ti ~'' ,ti0 ,LO ,LO ,y0 ,ti0 ,ti0 .10 ,ti0 ,ti0 ,LO ,y0 ,LO CONTACTING THE DISTRICT FINANCIAL MANAGEMENT The District's financial report is intended to I rovide the readers with a general overview of the District's finances and to show the Board's accountabi ity for the money it receives. If you have questions about this report or wish to request additional financi I information, please contact the district office of Big Spring School District, 45 Mount Rock Road, Newvill~, PA 17241, (717) 776-2000. 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O~ Q C C ~.- N N w •~- N O W ~ ~ w N ~ ~ N ~ > ~ ~ X ~ ~ a Cl O. ~ ~ c c a ~ o -a `m c o a~ ~ a~ ° ~ ui m E w W y •~ m a~ ~ ~ a> m ~ °~ ~ o u, m ~ ~ ~ >, ~ > ~ a -a ~ m ~ >, ... .n ~ o ca ~ u, a~ a~ ~ ~-_~•, o f v ~ c •~ a~i m ~ ~ ~ H ~ '~ a N ~ O c ~ ° a~ a? o ° ~ c ~ ~ C N N .` N ~ CA V N N ~ C~ T O) O` W F- ~ o ~ > a o °- c `~ ~ ~ ~ rn y m o m ~ ~ aci Z ° E :: = m° ~ •~ ~° ~ o ~ o m ~ m a •c m o E W ~ E c w m O c ~ p c •~ ? = w nw E~~ ~ W .a o N N c -o OJ m ~' 'Q a~ y ~ c 3 .E x ~~ H ip o m o > F- ~ °' a~ X ~~ v~ N x° N a ~ m m "-' in m a y m ~ ~° ~ ~ w o ~ a~ T a~ v c o m o m m~~ x ~ x m w a~ ~ ~ -v w o_ ° ~ 'p N~ N C C O Q U N C •~_ C w 0) ~~ X w N L m ~~ y O N N~ O '~ O~ C O N~~` N O N N 'C 03 p~ O 0) '=O O 'O 01 ~ ~ O •~ '~ ~ C •=~ C C H N a 'O ~ N (d O O O .y. 'y ,~ C ~ .~„ ~ N Q Ci ~ O O N C C O V! (0 E~ C O) C O O) c~ C ~ N •aiU~ E `-° -o m y amomoQ m >~wn. E~ E m af6i E~ '~ _ ~ ~> m °' o m o~ aUi u~i m x m~ ~ m~ rn ~ O U o m w m v, m m m m ~ m a w .S ~ .~ m ~ Q L U fA BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS -PROPRIETARY FUNDS JUNE 30, 2012 (With Summarized Financial Information for June 30, 2011) Assets Cash and cash equivalents Due from other governments Other receivables Inventories Total current assets Furniture and equipment (net of accumulated depreciation) Total assets Liabilities Accounts payable Payroll and benefits payable Due to other funds Deferred revenues Current portion of compensated absences Total current liabilities Long-term portion of compensated absences Total liabilities Net assets Invested in capital assets (net of related debt) Unrestricted Total net assets Total liabilities and net assets Food Service 2012 2011 $ 389,309 $ 304,776 7,126 3, 392 6, 308 279 14,581 29,8816 417, 324 338, 333 499,101 502, 0913 $ 916,425 $ 840,46 $ 257 $ 2,890 1,103 2,204 95,498 4,750 17,264 16,192 1, 246 7, 000 115,368 33,036 - 21,425 115,368 54,461 499,101 502, 093 301, 956 283, 872 801,057 785,9615 $ 916,425 $ 840,426 The accompanying notes are an integral part of these financial statements. FS-7 BIG SPRING SCHOOL DISTRICT STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET ASSETS -PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2012 (With Summarized Financial Information for the Year Ended June 30, 2011) Food Service 2012 2011 Operating revenues -Food service revenue $ 727,113 $ 806,467 Operating expenses Salaries 458,276 487,986 Employee benefits 202,451 212,723 Purchased property service 62,000 66,000 Food and milk 518,903 558,073 Other expenses 28,321 8,730 Depreciation 71,583 71,497 Total operating expenses 1,341,534 1,405,009 Operating income (loss) (614,421) (598,542) Nonoperating revenues Earnings on investments 47 142 State sources -social security and retirement subsidies 26,850 31,855 State sources -meal subsidies 39,372 42,239 Federal sources -meal subsidies 390,758 398,839 Federal sources -donated commodities 58,535 64,384 Total nonoperating revenues 515,562 537,459 Income (loss) before transfers (98,859) (61,083) Transfers from other funds 113,951 47,775 Changes in net assets 15,092 (13,308) Net assets -beginning 785,965 799,273 Net assets -ending $ 801,057 $ 785,9G5 The accompanying notes are an integral part of these financial statements. FS-8 BIG SPRING SCHOOL DISTRICT STATEMENT OF CASH FLOWS -PROPRIETARY FUNDS YEAR ENDED JUNE 30, 2012 (With Summarized Financial Information for the Year Ended June 30, 2011) Operating activities Cash received from users Cash payments to employees for services Cash payments to suppliers for goods and services Net cash provided by (used for) operating activities Non-capital financing activities State sources Federal sources General Fund advances (Due to other funds) General Fund contributed services Net cash provided by (used for) non-capital financing activities Capital and related financing activities Capital Projects Fund for equipment Capital Reserve Fund for equipment Cash payments for equipment Net cash provided by (used for) capital and related financing activities Investing activities Earnings on investments Net cash provided by (used for) investing activities Net change in cash and cash equivalents Cash and cash equivalents -beginning Cash and cash equivalents -ending Reconciliation of operating income (loss) to net cash provided by (used for) operating activities Operating income (loss) Adjustments to reconcile operating income (loss) to net cash provided by (used for) operating activities Depreciation Donated commodities Net change in other assets and other liabilities Other receivables Inventories Accounts payable Payroll and benefits payable Deferred revenues Compensated absences Total adjustments Net cash provided by (used for) operating activities Food Service 2012 2011 $ 722,156 $ 805,394 (689,007) (708,788) (538,017) 549,53) (504,868) (452,92.7) 65,952 74,285 387,294 400,704 90,748 4,520 45,360 47,775 589,354 527,284 1,155 - 67,436 - (68,591) - 47 142 47 142 84,533 74,499 304,776 230,277 $ 389, 309 $ 304, 776 $ (614,421) $ (598,542) 71, 583 58, 535 71,497 64,384 (6,029) 15, 305 (2,633) (1,101) 1, 072 (27,179) 109, 553 $ (504,868) 75 15, 996 2,890 321 (1,148) (8,400) 145,615 $ (452,927) The accompanying notes are an integral part of these financial statements. FS-9 BIG SPRING SCHOOL DISTRICT STATEMENT OF NET ASSETS -FIDUCIARY FUNDS JUNE 30, 2012 (With Summarized Financial Information for June 30, 2011) Assets Cash and cash equivalents Investments Total assets Liabilities Due to student groups Total liabilities Net assets Total liabilities and net assets Student Activities 2012 2011 $ 176,288 $ 179,035 10, 000 - $ 186,288 $ 179,035 $ 186,288 $ 179,035 186,288 179,035 $ 186,288 $ 179,035 The accompanying notes are an integral part of these financial statements. FS-10 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Big Spring School District is the level of government which has oversight responsibility and control over activities related to public school education. The repprt includes services provided by the District to residents within its boundaries: the Cumberland County Townships of Cooke, Lower Frankford, Upper Frankford, Lower Mifflin, Upper Mifflin, North Newton, South Newton,' Penn and West Pennsboro and the Borough of Newville. Services provided include a comprehensive curriculum for primary and secondary education as well as special education and vocational education programs. The District receives revenue from local, state and federal sources and must comply with the requirements of these funding sources. The financial statements of Big Spring School District have been prepared in accordance with generally accepted accounting principles as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the authoritative standard-setting body for the establishment of governmental accounting and financial reporting principles. Accounting guidance is also provided through the Comptroller's office for Pennsylvania's Department of Education. The more significant of these adcounting policies are as follows: Reporting entity GASB establishes criteria for determining the activities, organizations and functions of government to be included in the financial statements of the reporting entity. In evaluating the District as a reporting entity, management has addressed all potential component units which may or may not fall within the established criteria. The criteria used to evaluate component units for possible inclusion as part of the District's reporting entity are: The economic resources received or hdld by the separate organization are entirely for the direct benefit of the District or its constituents. The District is entitled to (or has the ability to) access a majority of the economic resources received or held by the separate organization. The economic resources received or held by the separate organization that the District is entitled to (or has the ability to) access is significant to the District. There are no component units that meet all of the above criteria for inclusion in this reporting entity. Jointly-governed organizations The District is a participant in three jointly-governed organizations, each of which is a separate legal entity that offers services to the District and its residents. Each entity serves several school districts and/or municipalities, and therefore are not included in this reporting) entity. These entities do not have taxing power, but are required to adopt an annual budget, which is funded primarily by its member Districts or others that use its services. Complete financial statements for these entities can be obtained from their administrative offices. Capital Area Intermediate Unit provides special education services and programs. FS-11 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Jointly~overned organizations (Cont'd.) Cumberland Perry Area Vocational Technical School provides vocational and technical education services and programs. Cumberland County Tax Bureau provides earned income tax collection services. Basis of presentation -District-wide financial statements District-wide financial statements (i.e., the statement of net assets and the statement of activities) present information on all of the nonfiduciary activities of the District. As a general rule the effect of interfund activity has been eliminated from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are presented separately from business-type activities which rely to a significant extent, on fees and charges for support. District-wide financial statements are presented using the economic resources measurement focus and the accrual basis of accounting as are the proprietary fund and the fiduciary fund financial statements. Revenues are recognized when earned and expenses are recognized when a liability is incurred, regardless of the timing of related cash flows. Real estate and personal taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognizeed as revenue as soon as all eligibility requirements imposed by the provider have been met. Net assets (total assets less total liabilities) are used as a practical measure of economic resources and the operating statement includes all transactions and events that increased or decreased net assets. Depreciation and amortization are chjarged as an expense against current operations. Capital assets (net of accumulated depreciation} and bonds payable (net of unamortized costs) are presented in the statement of net assets. The statement of activities demonstrates the degree to which the direct expenses of given functions or programs are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or program. Program revenues include charges to customers who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or program. In addition, program revenues include grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or program. Taxes and other items not propdrly included among program revenues are presented as general revenues. Basis of presentation -Fund financial statements Fund financial statements are also provided for all governmental funds, proprietary funds, and fiduciary funds of the District. Major individual governmental funds and major individual proprietary funds are reported as separate columns in the fund financial statements. Nonmajor funds, if any, are aggregated and presented in a single column. Fiduciary funds are reported by fund. FS - 12 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation -Fund financial statements (Cont'd.) Governmental funds are presented using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are'; recognized as soon as they are both measurable and availat~le. Revenues are considered to be available uNhen they are received within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the District considers tax revenue to be available if received within 2 months of the end of the fiscal period. Revenue from federal, state and other grants designated for payment of specific expendlitures is recognized when the related expenditures are incurred; accordingly, when such funds are received, they are recognized as deferred revenues until earned. Expenditures generally are recognized when a liability i~ incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recognized only when payment is due. Proprietary funds generally follow standards for accounting and financial presentation for private business enterprises to the extent that those standards do not conflict with or contradict guidance of the GASB. Operating revenues and expenses are distinguished frdm nonoperating items. Operating revenues and expenses generally result from providing services and producing 'and delivering goods in connection with the fund's principal ongoing operations. Operating expenses for the District's proprietary fund include food production costs, supplies, administrative costs, and depreciation on capital assets. All revenues or expenses not meeting this definition are reported as nonoperating revenues and expenses. Fund accounting The accounts of the District are organized on the basis of funds, each of which is considered a separate accounting entity. The operations of each fund are accounted for by providing a separate set of self-balancing accounts which comprise its assets, liabilities, fund equity, revenues, and expenditures, or expenses, as appropriate. Resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent. When both restricted and unrestricted resources are available, the District's general policy is to use the restricted (primarily operating grants) resources first, thin unrestricted resources as needed. The District has the following types of funds: Governmental Funds -These funds account for activities through which most of the District's operations are provided. Proprietary Funds -These funds account for operations of the District that are financed and operated in a manner similar to private business enterprises. Fiduciary Funds -These funds account 'for assets held by the District as a trustee or agent for individuals, private organizations and/or governmental units and are therefore not available to support the District's own programs. FS-13 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation -Fund financial statements (Cont'd.) Fund accounting (Cont'd.) The District presents the following major governmental funds: The General Fund is the primary operating fund. It accounts for all financial resources except those required to be accounted for in another fund. An operating budget is adopted prior to the beginning of each year on a modified accrual basis of accounting. The General Fund is the pnly fund for which a budget is legally required. The Pennsylvania School Code dicilates specific procedures relative to budget adoption and financial statement presentation. The District, before levying annual school taxes, is required to prepare an operating budget for the succeeding fiscal year. This process includes the publishing of notices by advertisement, that the proposed budget. has been prepared and is available for public inspection at the administrative office of the District, and that public hearings are held on the proposed operating budget which are required to be scheduled a~ least ten days prior to when final action on adoption is taken by the Board. Legal budgetary control is maintained at the sub-function/major object level. The Board may approve transfers of funds appropriated to any particular item of expenditure in accordance with the Pennsylvania School Code. Management may arrlend the budget at the sub-function/sub-object level without Board approval, provided it is not at a higher level than the Board adopted budget. In order to preserve a portion of an' appropriation for which an expenditure has been committed by a purchase order, contract or other' form of commitment, an encumbrance is recognized. Unused encumbrances expire at the end of each year. Included in the budget are program qudgets as prescribed by the federal and state agencies funding the program. These budgets are approved on a program by program basis by the federal and state funding agencies. During the year these prmgrams increased both revenues and expenditures of the original budget by $ 171,093. The Capital Projects Fund can consist pf more than one project, to separately account for each project, if required. Each issuance of new debt (pril~narily bonds) is a project to account for the debt proceeds and the expenditure of those proceeds. The District also maintains a capital reserve account for funds transferred from the General Fund and the expenditure of those funds for capital outlays. The Debt Service Fund, when applicable, accounts for the refinancing of existing debt. FS-14 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Basis of presentation -Fund financial statiements (Cont'd.j Fund accounting (Cont'd.) The District presents the following proprietary fund: The Food Service Fund accounts for the operations of the cafeterias. The District presents the following fiduciary fund: The Student Activities Fund accounts for programs operated and sponsored by various clubs and organizations within the schools. Cash and cash equivalents and investments Cash and cash equivalents are considered tp be cash on hand, demand deposits (including pooled investments), and short-term investments with original matWrities of three months or less from the date of acquisition. Types of authorized investments are limited by State regulations. Pooled investment funds are required to be operated in accordance with State regulations. Investments, including pooled investments, are reported at fair value. Taxes and taxes receivable Real estate and personal taxes are levied as of July 1 with a legal, enforceable claim against the property and/or taxpayer. Amounts not collected within six months (December 31) are considered delinquent and submitted to outside agencies/entities for collection actions. Receivables and payables between funds Activity between funds that represent lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as "due from/to other funds". Any residual balances outstanding between the governmental activities and business-type activities are reported in the district-wide financial statements as "internal balances". Any balances between funds are short term items pending periodic repayments. Inventories and prepaid items Inventories are presented at the lower of cyst or market on a first-in, first-out basis, and are expensed when consumed. Donated commodities are recognized as revenue and are inventoried at an estimated cost value. Certain payments, if any, to vendors reflect expenses applicable to future periods and are presented as prepaid items in both district-wide and fund financial statements. FS-15 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, sidewalks, and similar items), are presented in the applicable governmental or business-type activities columns in the district- wide financial statements. Capital assets are defined by the District as assets with an initial, individual cost of more than $ 1,500 and an estimated useful life in excess of one year. Management has elected to include certain homogeneous groups with individual costs of less than $ 1,500 as capital assets for financial presentation purposes. In addition, capital assets purchhased with long-term debt may be capitalized regardless of the thresholds established. Such assets are presented at historical cost or estimated historical cost if purchased or constructed. Major outlays for capital assets and improvements are capitalized as projects are constructed. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend asset lives are not capitalized. Capital assets are depreciated .using the traight-line method, allowing for reasonable salvage values on equipment, over the following estimated useful lives: Assets Governmental Business-type Activities Activities Buildings Site improvements Furniture Machinery and equipment Library books Audio visual equipment Technology equipment Long-term liabilities 40 - 20 - 15 15 10 to 15 15 7 - 6 - 5 5 In district-wide financial statements, and Proprietary fund types in fund financial statements, bonds and notes payable and other long-term obligations are', presented as liabilities in the applicable governmental activities or proprietary fund statement of net assets. Refunding costs and bond discounts are amortized over the life of the bonds using the effective interest method. Bohd issuance costs are presented as deferred charges and amortized over the term of the related debt. In fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance and refunding costs, as current period expenditures. The face amount of debt issued is presented as other financing sources while discounts and' refunding costs on debt issuances are presented as debt service expenditures. Issuance costs, whether or not withheld from the actual debt proceeds received, are presented as support service expenditures. FS-16 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Net assets Net assets represent the difference between assets and liabilities. In district-wide financial statements and proprietary fund financial statements, categories of net assets are: Invested in capital assets (net of rebated debt) -This category presents all capital assets into ane component of net assets. Accumulated depreciation and outstanding debt that are attributable to the acquisition, construction or improvement bf these assets reduce this category. Restricted -This category presents Hands restricted for a specific purpose as per: External parties, contributors or enabling legislation. Unrestricted -This category presents the net assets of the District, which are not restricted for any projector other purpose. However, these funds may be committed or assigned for specific projects or purposes in the fund financial statements. Governmental fund balances GASB has established criteria for classifying fund balances into specifically defined classifications based on a hierarchy that reflects the extent to which thtr District is bound to honor constraints on how those funds can be spent. Classifications of fund balances are: Nonspendable -Amounts that cannot be spent because they are either in a (a) non-spendable form (i.e. inventories) or (b) legally or contractually required to be maintained intact (i.e. the principal of a permanent fund). Restricted -Amounts constrained to be 'used for a specific purpose as per: External parties, contributors or enabling legislation. Committed -Amounts constrained to b~ used for a specific purpose as per: The District's highest level of decision making authority which is the Board of School Directors. Assigned -Amounts intended to be used) for a specific purpose as per: Committee or individual authorized by the Board of School Directors (for example a budget or finance committee). Unassigned -Amounts available for ;any purpose (amounts that are not Nonspendable, Restricted, Committed or Assigned) in the General Fwnd. Estimates The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain presented amounts and disclosures. Accordingly, actual results could differ from those estimates. FS-17 BIG SPPtING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Cont'd.) Recent accounting standards There are several GASB pronouncements that will become effective for future reporting periods. Of the pronouncements effective for the year ending June 2013, the District does not currently anticipate any significant impact on the District's financial statements. GASB Statement No. 63, effective for tt~e year ending June 2013, is to improve financial reporting by standardizing the presentation of deferred dutflows of resources, deferred inflows of resources, and their effects on the District's net position, rather than net assets. This pronouncement will impact terminology and presentation of the Statement of Net Assets (page FS-1 ). GASB Statement No. 68, effective for the year ending June 2015, is to improve accounting and financial reporting for pensions. This pronouncement will impact the Statement of Net Assets (page FS-1 ), the Statement of Activities (page FS-2), and the Pension Plan disclosures in the Notes to Financial Statements. The District has not yet determined what effect GASB 68 will have on the District's financial statements. Comparative information Comparative totals for the prior year have been presented in the accompanying financial statements in order to provide an understanding of changes in 'the District's financial position and operations. Certain amounts presented in the prior year have been reclassified in order to be consistent with current year's presentatiion. However, presentations of prior year totals by fund and activity type have not been presented in each of the statements since their inclusion would make the statements unduly complex and difficult to read. Summarized comparative information should be read in donjunction with the District's financial statements for the year ended June 30, 2011, from which the summarized information was derived. Subsequent events In preparing these financial statements, khe District has evaluated events and transactions for potential recognition or disclosure through October 25 2012, the date the financial statements were available to be issued. CASH AND CASH EQUIVALENTS AND INVES$MENTS Pennsylvania statutes provide for investment of District funds into authorized investment types including U.S. Treasury bills, other short-term U.S. and Pennsylvania government obligations, and insured or collateralized time deposits and certificates of deposit. The statutes do not prescribe regulations related to demand deposits; however, they do allow the pooling of funds fir investment purposes. FS-18 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 CASH AND CASH EQUIVALENTS AND INVEStMENTS (Cont'd.) Custodial credit risk is the risk that in the event of a depository institution failure, the District's deposits may not be returned to it. The District does not have a formal investment policy for custodial credit risk. However, the District requires all deposits in excess of federal eposit insurance coverage to be collateralized by the depository institution with approved collateral as provide. by law. As of June 30, 2012, the District's deposits totaled $ 10,347,977 and the depository institution ,balances totaled $ 10,968,664. Of the depository) institution balances, $ 9,256,446 was covered by federal deposit insurance and $ 1,712,218 was collateralized. The pledged collateral is held by the Federal Reserve Bank, but is not titled in the District's name. The District also has cash equivalents aid investments with Pennsylvania School District Liquid Asset Fund (PSDLAF) and Pennsylvania Local Government Investment Trust (PLGIT). PSDLAF and PLGIT operate as common law trusts established pursuant ~o the Intergovernmental Cooperation Act and related statues for the purpose of pooling investments. Each or anization's fundamental policy is to maintain a net asset value of $ 1 per share, but there can be no assuranc~ that the net asset value will not vary from $ 1 per share. They may only purchase securities which are permuted under PA law. As of June 30, 2012, District deposits in PSDLAF and PLGIT totaled $ 2,416,155 and $ 24,42, respectively. Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. T'he District does not have a formal investment policy for interest rate risk. The weighted average maturity of securities held by PSDLAF and PLGIT is generally lesslthan 90 days. Credit risk is the risk that an issuer or other cbunterparty to an investment will not fulfill its obligations. The District does not have a formal investment policy for (credit risk. The District's deposits in PSDLAF and PLGIT were rated "AAAm" by Standard & Poor's. Cash and cash equivalents and investments ire as follows: Governmental activities Governmental activities - restrict$d for capital projects Business-type activities Fiduciary funds Cash and Cash Equivalents Investments $ 3,399,109 $ 8,205,000 109,268 500,000 389,309 - 176.288 10.000 Investments consist of certificates of deposit with original maturities of more than three months from the date of acquisition. FS - 19 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 TAXES RECEIVABLE Taxes receivable are as follows: Taxes Receivable (Grossl Real estate taxes ~ 824,666 Eamed income taxes 1,250,000 Personal taxes 22,209 General Fund 2,096,875 Full accrual adjustment Governmental activities DUE FROMITO OTHER FUNDS AND INTERFU~JD TRANSFERS Interfund balances are as follows: Assets Capital Reserve Fund $ 1,500,000 General Fund 95,498 Interfund transfers were as follows: Other financing s~urces Capital Reserve Fund $ 1,500,000 Food Service Fund 45,360 Food Service Fund 1,155 Food Service Fund 67,436 Allowance for Uncollectibles $ 666 11.209 11, 875 $ 574,000 1,250, 000 11.000 1, 835, 000 (1, 835.000) Liabilities $ 1,500,000 General Fund 95,498 Food Service Fund Other financing uses $ 1,500,000 General Fund 45,360 General Fund 1,155 Capital Projects Fund 67,436 Capital Reserve Fund Taxes Receivable (Net) $ 824,000 1,250,000 11.000 2, 085, 000 Deferred' Tax RevenNe DUE FROM OTHER GOVERNMENTS Due from other governments are as follows: Local sources -earned income taxes Local sources -IDEA - B grants Local sources -other districts Local sources -other items State sources Federal sources Governmental Activities $ 692,086 303, 830 220, 704 84,346 618,916 118.724 Business-type Activities $ - 543 6.583 $ 7.17E FS - 20 BIG SPR'~ING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 CAPITAL ASSETS Changes in capital assets were as follows: Governmental activities Capital assets not being depreciated Land Capital assets being depreciated Buildings and improvements Furniture and equipment Library books Technology equipment Accumulated depreciation Buildings and improvements ' Furniture and equipment Library books Technology equipment Beginning Ending Balance Increases Decreases Balance $ 986.824 $ - $ - $ 986.824 73,055,382 567,742 - 73,623,124 3,104,799 150,666 (31,262) 3,224,203 2,308,721 - - .2,308,721 4.880.062 96.523 - 4.976,5,85 83.348.964 814.931 (31,262) 84 132 633 . . (21,984,308) (1,764,990) - (23,749,298) (2,085,455) (129,301) 31,262 (2,183,494) (2,077,848) - - (2,077,848) (4,365.260) (146.438) - (4,511.6,98) (30.512.871) (2,040.729) 31.262 (32,522.3,38) Capital assets being depreciated, net Governmental activities capital assets, net Business-type activities Capital assets being depreciated Furniture and equipment Accumulated depreciation Furniture and equipment Capital assets being depreciated, net Business-type activities capital assets, net 52.836.093 (1.225,798) - 51.610.2'95 $ 1,568,486 $ 68,591 $ - $ 1,637,077 (1,066.393) (71,583) - (1,137,976) 502.093 (2,992) - 499.101 FS-21 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 CAPITAL ASSETS (Cont'd.) Depreciation expense was charged to functiolns/programs as follows: Governmental activities Instruction $ 1,624,358 Instructional student support 178,283 Administrative and financial support ' 79,237 Operation and maintenance of plant 99,046 Student activities 59.805 Business-type activities -Food service $ 71,~$,~ DEFERRED REVENUES Governmental funds present deferred rev~nue in connection with receivables for revenues that are not considered to be available to pay liabilities of the current period. Governmental funds also defer revenue recognition with resources that have been re~eived, but not yet earned. Deferred revenues in the General Fund of $ 1,841,578 consists of $ 1,835,000 taxes receivable not received within 2 months of the end of the fiscal period, and $ 6,578 of deferred revenue on a local grant. Deferred revenues in proprietary funds and district-wide financial statements represent resources that have been received but not yet earned. LONG-TERM LIABILITIES Changes in all long-term liabilities were as follows: Beginnir>jg Ending Due Within Balance Increases Decreases Balance One Year Governmental activities Bonds and notes payable $ 38,247,09 $ 9,800,000 $ (12,390,640) $ 35,657,269 $ 3,140,736 Compensated absences 715, ~ 00 1,490 (38,690) 677,900 100,000 Other post employment benefits 408. 123 39 71 t~ 474.948 $ 10 276 4 (330.081) 552.990 300.000 Business-type activities . . . . 38 (12.759.411) $ 36.888.159 3.540.736 Compensated absences $ 28,E $ 4.753 (~~ A~~) $ 1.246 1.24 FS-22 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 LONG-TERM LIABILITIES (Cont'd.) Bonds and notes payable Changes in bonds and notes payable were a~ follows: Beginning Current Scheduled Ending Balance Refundino Redemptions Balance 1999 Series ' $ 2,400,000 $ - $ (300,000) $ 2,100,000 2001 Series 625,000 - (625,000) - 2003 Series 12,455,000 - (1,095,000) 11,360,000 2006 Series 9,660,000 (9,660,000) - - 2006 Notes (energy savings project) 4,242,909 - (195,640) 4,047,269 2010 Series 8,865,000 - (475,000) 8,390,000 2011 Series - 9.800.000 (40.000) 9.760.000 In July 2011, the District issued its 2011 Series of bonds, which is summarized as follows Amount of 2011 Series of bonds' $ 9,800,000 Premiums received on 2011 Serifs 207,653 Payoff 2006 Series of bonds (9,660,000) Interest paid on the 2006 Series ' (192,122) Transaction costs incurred (155.531) Amount available to the District Due Within Interes Rates Maturity Date Callable Date One Year 1999 Series (1';) December 2017 45 days notice $ 315,000 2003 Series 3.65% tcb 5.00% April 2023 April 2013 1,150,000 2006 Notes ' 3.95% December 2021 Annually, with fees 225,736 2010 Series 2.00% t~ 3.00% June 2022 December 2015 490,OD0 2011 Series 2.00% td 4.00% February 2021 August 2016 960.000. (1) The 1999 Series pays interest ~t a variable rate of 1.45% above the "weekly rate", not to exceed 25.00%. At June 2012 the "weekl~r rate" was 0.23%. FS - 23 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 LONG-TERM LIABILITIES (Cont'd.) Bonds and notes payable (Cont'd.) ', Scheduled debt service requirements, payable by the General Fund, are as follows: Year Ending June ', Principal Interest Total 2013 $ 3,140,736 $ 1,203,192 $ 4,343,928 2014 ' 3,288,151 1, 092, 881 4, 381, 032 2015 3,433,030 988,276 4,421,06 2016 ', 3,575,532 887,815 4,463,347 2017 3,505,823 760,319 4,266,142 2018-2022 ' 17,913,997 1,989,563 19,903,560 2023 800.000 35.200 835.00 Compensated absences Compensated absences (those for which payment method. A liability is computed us maintains records of unused leave and allowance. The District allows only restric advance of the sabbatical. Payments for co employee retires. ip~oyees are compensated) are presented using the termination estimates which apply historical data to current factors. The District ies the contracted rate for employees eligible for the severance sabbatical leave and therefore does not present any liability in ~nsated absences are made in the year the absence is taken or the At retirement or death, while in District servi e, employees or their beneficiaries shall choose one of the available options (subject to a maximum of $ 18,000 f r administrators, $ 14,950 for teaching staff and $ 9,884 for classiflied staff). The severance allowance is paid as a District contribution into the employee's 403(b) tax sheltered annuity account. Other post employment benefits (OPEBs) OPEBs are presented in accordance with G~SB Statement No. 45 (GASB 45), which requires their recognition as part of the compensation package of active ~mployees for services rendered. The cost and obligation for OPEBs are measured by an actuarial valuation. Plan description Under the negotiations agreement witi~ Big Spring Education Association, the District shall provide for continuance of health care insurance aft~r retirement until age 65. The retiree will pay the monthly premiums, except that teachers who retire after 30 for more years with the District, shall have up to five years of health care insurance benefits provided on the basis of the District paying 50% of the cost of the single employee only coverage plan. FS-24 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) Plan description (Cont'd.) Retired administrators, and classified described above. Classified employees Retiree's premiums are less than the C premium amount retirees pay is a blenc that the blended rate that retirees pay is results in what is known as an "implicit r. Participant information Active participants Vested former members Retired participants Funding Policy ~yees hired prior to July 2007, receive the same benefit as after June 2007 must pay the entire premium. ~ict's actual cost to provide health care coverage to retirees. The rate for covering both active and retired Plan members. The fact s than the cost of covering retired members and their beneficiat~ies subsidy," which creates an additional cost to the District. 360 6 68 The District funds Plan liabilities on a " ay-as-you-go" basis, and has not established an OPEB trust fund to accumulate assets to fund Plan obligati ns. The District has no statutory or contractual obligation to fund the Plan and would only do so at the District s discretion. Annual OPEB cost and net OPEB obl The annual OPEB cost (expense) is calculated based on the actuarially determined annual required contribution (ARC) of the employer. Th ARC represents the amount needed to fund the cost of benefits attributed to the current year, plus an a ortized portion of the unfunded actuarial accrued liability (UAAL). The District uses an amortization method whi h results in the UAAL being amortized over a remaining period of 26 years. ', FS - 25 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) kCont'd.) Annual OPEB cost and net OPEB obligation (Cont'd.) Components of the annual OPEB cost, ~he amount contributed to the Plan, and changes in the net OPEB obligation are as follows: Employer normal cost ', $ 252,524 Amortization of unfunded actuari~l accrued liability 229.113 Annual required contribution I 481,637 Interest on the net OPEB obligation 18,366 Adjustment to the ARC ', (25.055) Annual OPEB cost ' 474,948 Contributed to the plan (330.081) Increase in net OPEB obligation ', 144,867 Net OPEB obligation -beginning', 408.123 Net OPEB obligation -end ', $ 552.990 The percentage of annual OPEB cost contributed was as follows: Percentage of Annual Annual OPEB Net OPEB Year ended ' OPEB Cost Cost Contributed Obligation June 2012 ' $ 474,948 69.50% $ 552,990 Funding status and funding progress The actuarial accrued liability (AAL) for ~ PEBs as of July 2010 was $ 3,732,005. There are no Plan assets, thus, the entire amount is unfunded. The~istrict does not have any current plans to fund the AAL. Actu rial UAAL as Actuarial Actuarial Accr ed a % of Valuation Value of Liab lity Unfunded Funded Covered Covered Date Assets L AAL Ratio Payroll Pavroll July 2010 $ - $ 3,73,005 $ 3,732,005 0.00% $16,852,109 22.15% FS - 26 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE. 30, 2012 LONG-TERM LIABILITIES (Cont'd.) Other post employment benefits (OPEBs) Actuarial assumptions and methods Actuarial assumptions and methods Interest rate General inflation rate Health care cost trend rate Actuarial cost method Amortization period Actuarial evaluations on an ongoing bas the probability of events far into the mortality, and the healthcare cost trend. actual results are compared to past expe in the July 2010 actuarial valuation include the following: 4.50% 3.00% 6.5% in 2012 decreasing by 0.5% per year to 5.5% in 2014. Rates gradually decrease from 5.3% in 2015 to 4.2% in 2019 and later Benefits are allocated on a level basis over the earnings of an individual from date of hire to assumed retirement age 30 years (26 years remaining) involve estimates of the reported amounts and assumptions about Lure. Examples include assumptions about future employment, ctuarially determined amounts are subject to continual revision as ~tions and new estimates are made about the future. Projections of benefits are based on t e types of benefits provided under the plan at the time of each valuation and on the pattern of sharing o~ benefit costs between the employer and plan members to that paint in time. Actuarial calculations reflect along-term erspective, and consistent with that perspective, actuarial methods and assumptions used include techniq es that are designed to reduce short-term volatility in accrued liabilities. The required schedule of funding pr gress in the other required supplementary information (ORSI) immediately following the notes to fina cial statements, is to present multi-year trend information about whether the actuarial value of Plan ass is is increasing or decreasing over time relative to the actuarial accrued liability for benefits. However, b cause the District maintains no Plan assets, information relative to Plan asset disclosures is not applicable. Additionally, because the June 2009 year was the implementation year of GASB 45, the OPEB disclosure s andards were implemented prospectively; therefore, the ORSI does not reflect similar information for three co secutive valuations. FS - 27 BIG SPRMNG SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Confd.) JUNE 30, 2012 PENSION PLAN , Substantially all full-time and part-time empl gees of the District participate in the plan. The District recognises expenditures or expenses equal to its contra tually-required contributions, subject to the modified accrual basis of accounting in governmental funds. The District contributes to Public School E sharing multiple-employer defined benefit pl Retirement Code (the Code), as amended. hoc cost-of-living adjustments, and health System issues a comprehensive annual supplementary information for the plan. A cc 125, Harrisburg, PA 17108-0125, or on the ~loyees' Retirement System (the System), a governmental cost The plan is under the authority of The Public School Employes' plan provides retirement and disability, legislatively mandated'ad insurance premium assistance to qualifying annuitants. The uncial report that includes financial statements and requited of the report may be obtained by writing to the System at PO Box tern's website. The contribution policy is established in the ode and requires contributions by active members, employers and the Commonwealth. Contribution rates for ctive members are set by law and are dependent upon members' class. In most cases, the member contributio rates based on qualified compensation are as follows: Membership Class T-C Active mem ers hired before July 22, 1983 5.25% Membership Class T-C Members hi ed on or after July 22, 1983 6.25% and who we a active or inactive as of July 1, 2001 Membership Class T-D Active mem ers hired before July 22, 1983 6.50% Membership Class T-D Members hi ed on or after July 22, 1983 7.50% and who we a active or inactive as of July 1, 2001 Membership Class T-D Members hi ed from July 1, 2001 thru June 30, 2011 7.50% Members hired after June 30, 2011 are au omatically Membership Class T-E and have a member contribution rate of 7.50% (base rate). Members hired a er June 30, 2011 who elect Membership Class T-F have a member contribution rate of 10.30% (base rate). Me bership Class T-E and T-F are affected by a `shared risk' provision in Act 120 of 2010 that in fiscal years could ca se the Membership Class T-E contribution rate to fluctuate between 7.50% and 9.50% and Membership Class T- contribution rate to fluctuate between 10.30% and 12.30%. Contributions required of employers are ba ed upon an actuarial valuation. For fiscal year ended June 2012 the employer contribution rate was 8.65 percen of covered payroll, composed of 8.00 percent for pension benefits and 0.65 percent for healthcare insurance premium assistance. District contributions to the system for years ended June 2012, 2011 and 2010 were $ 1,610,064, $ 1,035,670, and $ 867,260, respectively. Those amounts are equal to the required contributions for each year. FS - 28 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 RISK MANAGEMENT Health insurance The District's health insurance plan through South Central Trust allows each participant to choose one of the three available coverage options. South Cen ral Trust is not a risk sharing pool. The Trust was established for processing claims and obtaining reinsurance through commercial insurance carriers. The Trust has reinsurance for claims in excess of $ 100,000 specific (er person) and 125% aggregate (estimated District annual cost). Financial statements of the trust are provide to the member districts. District transactions within the Trust were as follows: Cash balance in the trust -beginning $ 1,422,912 Payments from the District and it~ retirees 4,169,018 Benefit claims paid by the trust $ (4,232,324) Administrative and other fees, ne~ of interest earned (218,285) Stop loss premiums (79.165) (4,529,774) Cash balance in the trust - ending 1,062,156 District accrual for health insurance benefits 250.Op0 Amount available for benefit clainfis 1.312.156 The amount available for benefit claims was ~s follows: Accrual for benefit claims $ 712,581 Accrual for administrative and ot~er fees 49,5'75 Accrual for health insurance cov rage on payroll payable _ 550.000 Amount available for benefit claims 1.312.156 There are various methodologies for estimati g a reasonable accrual for benefit claims. District management his selected the methodology of approximate '60 days of paid claims'. District management believes this methodology provides an adequate amount f r accrued costs. Other insurance The District is exposed to various risks of I ss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The District maintains commercial insuranice coverage covering each of those risks of los .Management believes such coverage is sufficient to preclude any significant uninsured losses to the District. S ttled claims have not exceeded this commercial coverage in any of the past three fiscal years. FS - 29 BIG SPRING SCHOOL DISTRICT ' NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 RISK MANAGEMENT (Cont'd.) Other insurance (Cont'd.) For State unemployment compensation law ,the District is self-insured, which is a common practice for looal governmental units. Any unemployment claims are paid by the District on a quarterly basis as incurred. For workers' compensation insurance, appr ~ximately 80 Districts participate in a public entity risk sharing pool (School Districts Insurance Consortium) for processing claims and obtaining reinsurance through commercial insurance carriers. Under this plan, the Distr ct's annual cost should not exceed standard commercial insurance rates. COMMITTED FUND BALANCE Committed amounts of fund balance of the General Fund are as follows: Pension plan rate increases Health insurance Technology Special education $ 954, 000 350, 000 400, 000 250.000 COMMITMENTS AND CONTINGENCIES The District's contract with its teaching staff e~Cpires in June 2014. In the normal course of business, the Dist~ict is subject to legal disputes and claims. The District does not anticipate any material losses from any pending or threatened litigation. In the normal course of preparing for the ubsequent school year, the District has awarded bids for variaus supplies, fuel contracts, etc. No major com~itments in excess of routine requirements have been made by the District. The District participates in state and federal -rant programs which are governed by various rules and regulations. Expenditures charged to these grant progr ms are subject to program compliance audits and reviews by the grantor agencies. The District is potentially fable for any expenditure which may be disallowed by the rules. of these grant programs. The District does not a ticipate any material disallowance of program expenditures. FS - 30 BIG SPRING SCHOOL DISTRICT NOTES TO FINANCIAL STATEMENTS (Cont'd.) JUNE 30, 2012 SUBSEQUENT EVENTS In August 2012 the District authorized the issuance of Bonds in the amount up to $ 18,455,000. The Bonds miay be issued in one or more series during the 2012 and 2013 calendar years. The purpose of the Bonds is to refund/restructure the District's outstanding 2003 Bonds and 2006 Notes, and take advantage of favorable interest rates. As of the date of this report, the 2012 Series Bonds are scheduled to settle on October 31, 2012. These Bonds, rated AA-, have interest rates ranging from .35% up to 2.00% with a final maturity of April 1, 2023. The 20'12 Bonds were successful in refunding/restruct ring a portion of the 2003 Bonds and the 2006 Notes. Overall, the District will save on average $ 397,000 ($ 02,000 Net of State Reimbursement) annually over the next nihe years. The 2023 debt service will increase b approximately $ 3,000,000. Overall, the net savings per the 20'12 Bond structure was $ 656,817 ($ 330,376 Ne of State Reimbursement). 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M ~ ~ N N 7 ~ _ C N a x a~ a~ 0 c a> ~ N c a m ° ~ o ~ a~ ~ E `~ c a = o c i ,~ O ~ NI ~ N N~ ` ~ CA ~ N y ~ N to ~ N N ~ ~ i ~ O C ~ ~ ~~ U N fl. ~ N C) ~ ~ 3 C m N ~ O _ N ~ V U ~ Z ~ N O ~ 'C ~ M N ~ ~ f0 ~ N . c N 'a V ~ c v~ ~ ` C~ ~ Q N 'a ~ ~~ CT ` U O o °' ~ O C y •V ~ > N c Z° ~ a o ~' X w O O ~ ~ ~ O n C m 7 7 ~ a ~ Q N p -a ~ m C Ci N Q~ ~' .- .~ R C N i a N o ' O ~ i ~ O f f0 0 0 0 +-, - ~ rn ~ C C p CO N ~ ... y~ C Z O p 0 t!1 N M CSC p N ~ C~ C N N CA m (A N O N N (0 ,O i. . O. U' .C N C N C~ p 'C ~ rn O X v O) w U U to N CO O N ~ " ~ ~ U CCI y N t __ ` .C __ C ~ N ~ ~ N C . E ~ ~° I- W to y O ~ O Co to C ~ U U~ ~ N V t a y ~ Q...+ d E~ .~ C t w C 'a C m ca 0o m ~J_I(/~Lt. mao--.- ~~(!»O= ~ v~~c-~a~..~oa>a~ a ~QamOtnUOc~Um~ _ ~~ Hm m ~ ~ v -o 'O a i ~ X- w .c Z O ti ti N C 7 O E r C~ BIG SPRING SCHOOL DISTRICT OTHER POST EMPLOYMENT BENEFIT PLANS JUNE 30, 2012 HE LTH CARE BENEFITS SCHEDULE OF FUNDING PROGRESS Actu rial UAAL as Actuarial Actuarial Accr ed a % pf Valuation Value of Liab lity Unfunded Funded Covered Covereed Date Assets (AA ~L) AAL Ratio Payroll Pa r II July 2010 $ - $ 3,73,005 $ 3,732,005 0.00% $ 16,852,109 22.15% July 2008 - 3,99 ,512 3,995,512 0.00% 15,104,065 26.45% The District is required to have an actuarial valuation at least biennially (every 2 years). If the plan experiences significant changes, a new actuarial valuati~n should be performed rather than waiting for the next scheduled valuation date. Because the June 2009 year was the implementation year for GASB 45, and the District chose to implement prospectively, the above illustration does not eflect similar information for three consecutive valuations. ORSI - 2