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HomeMy WebLinkAbout02-07-12 Rob Bleecher, Esquire Attorney I.D. No. 32594 Pecht & Associates, PC 1205 Manor Drive, Suite 200 Mechanicsburg, PA 17055 717-691-9810 office 717-766-3361 facsimile rbleechernpechtlaw.com IN RE: IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA. MONICA L. KENDALL ORPHANS' COURT DIVISION N0.21-2006-848 MOTION TO DISMISS PETITION OF BARBARA KENDALL AND NOW, this 30th day of January, 2007, comes Monica Kendall Cowan (formerly known as Monica L. Kendall) (hereinafter "Movant") through her attorneys PECHT & ASSOCIATES, PC, and moves the Court as follows: 1) 2) 3) On or about December 4, 2005, Movant suffered a stroke and was hospitalized for approximately four days. It is believed that Movant signed a Power of Attorney in late December of 2005, or in early 2006, appointing her mother Barbara Kendall as her attorney-in-fact and agent. On September 15, 2006, Movant revoked the aforesaid Power of Attorney that appointed her mother Barbara Kendall as her true and lawful attorney-in-fact and agent. A copy of said Revocation of Power of Attorney is attached as Exhibit "A." 4) On September 15, 2006 and again on September 22, 2006, Movant executed a Power of Attorney naming Matthew C. Cowan as her attorney-in-fact and her agent, copies of which are attached as Exhibits "B" and "C" respectively. 5) By letter dated September 15, 2006, Barbara Kendall was provided a copy of the Revocation of Power of Attorney and was further requested by Attorney Wayne M. Pecht to return all property and money of Movant and to provide an accounting to Movant. A copy of said letter is attached as Exhibit "D." 6) In the same Revocation of Power of Attorney, Movant also requested that Barbara Kendall return to her any monies or property of Movant's that Barbara Kendall had in her possession and further that Barbara Kendall promptly provide to Movant an accounting of all money or property Barbara Kendall had received on behalf of Movant and an accounting of all money or property disbursed by Barbara Kendall on Movant's behalf during the time Barbara Kendall acted as Movant's attorney-in-fact and agent. 7) As of the date of the filing of this Motion, Barbara Kendall has not returned monies or property to Movant. 8) On or about September 27, 2006, Barbara Kendall, the mother of Movant, filed a Petition for Adjudication of Incapacity and Appointment of a Guardian. Curiously, the Petition suggests that Movant was not competent to appoint Matthew C. Cowan as her attorney- in-fact in September 2006, but Petitioner makes no claim of such incompetence to appoint Barbara Kendall as attorney-in-fact shortly after Movant's stroke in December of 2005 or January of 2006. A copy of the Petition is attached as Exhibit "E." 9) On October 16, 2006, Judge Wesley Oler, Jr., issued an Order setting a hearing on the Petition for November 3, 2006, and appointing Leslie Tomeo, Esquire to represent Movant. 10) The November 3, 2006 hearing was continued at the request of Barbara Kendall. 11) On or about October 28, 2006, Movant and Matthew C. Cowan were married in a civil 2 ceremony conducted by District Magistrate Mark Martin. A copy of their marriage certificate is attached as Exhibit "F." 12) On or about November 2, 2006, Movant was examined by a Physician, Dr. William S. Kauffman, whose office is located at 1921 Spring Road, Carlisle, Pennsylvania. Dr. Kauffman examined Movant and stated in a letter to Movant's attorney (a copy of which is attached as Exhibit "G"): "... In conclusion, I believe that Ms. Kendall was competent of decisions regarding the assignment of power of attorney to her husband one month or so ago." 13) Therefore, it is the position of Movant that 1) she is competent to manage her own financial affairs, and 2) that she is competent to appoint anyone she chooses as her attorney-in-fact and agent, including her husband Matthew C. Cowan. 14) In the alternative, even if Movant were deemed by this Court to be not competent to manage her own affairs, it is the position of Movant that because she in now married to Matthew C. Cowan (whom she has appointed as her attorney-in-fact and agent), Mr. Cowan should be accorded a presumption, as her husband, to be the person who will act in her best interests and who should be appointed as guardian of her estate if the Court determines that a guardian is necessary. 15) Movant has made a request to Barbara Kendall that Barbara Kendall return any and all monies and property held in her possession or under her control which belong to Movant. 16) Further, on or about December 9, 2005, Matthew Cowan provided Five Thousand Dollars in the form of a check (check # 112, PNC Bank) to Barbara Kendall to pay for housing and utility expense for the rental unit that Movant and Matthew C. Cowan were living in at the time of the stroke. 3 17) The concurrence of R. Mark Thomas, Esquire, 101 South Market Street, Mechanicsburg, PA 17055, counsel for Barbara Kendall, was requested and Mr. Thomas's response was that he concurred in this Request. 18} The concurrence of Leslie Tomeo, Esquire, Court appointed counsel for Monica L. Kendall, was requested and Ms Tomeo's response was that she concurred in this Request. 19) THEREFORE, Movant asks this Honorable Court to dismiss, with prejudice, the "Petition for Adjudication of Incapacity and Appointment of a Guardian" filed by Barbara Kendall, AND order that Barbara Kendall immediately turn over to Movant, or to this Court, any and all monies and property held in her possession or under her control which belong to Movant. Respectfully Submitted, PECHT & SOC , PC -~' By: Rob ~leecher, Esq. Attorney I.D. No. 32594 1205 Manor Drive, Suite 200 Mechanicsburg, PA 17055-4894 717-691-9810 (office) 717-766-3361 (fax) rbleecher(~,pechtlaw. com Wayne M. Pecht, Esquire Attorney I.D. No. 38904 1205 Manor Drive, Suite 200 Mechanicsburg, PA 17055 717-691-9808 office 717-766-3361 facsimile wpecht ~,,pechtlaw.com 4 REVOCATION OF POWER OF ATTORNEY I, Monica L. Kendall, do hereby revoke the Power of Attorney that I executed in late 2005 or early 2006, and hereby remove my mother, Barbara Kendall, as my true and lawful agent and attorney-in-fact under said General Power of Attorney. I also request that Barbara Kendall return to me any monies or property of mine that she has in her possession and promptly provide me with an accounting or all money or property she received on my behalf and that she disbursed on my behalf, during the time she acted as my attorney-in-fact or agent. IN WITNESS WHEREOF, the undersigned set her hand and seal this 15th day of September 2006. WITNESS : ' Monica L. Kendall COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND SS On this, the 15th day of September 2006, before me the undersigned officer, personally appeared Monica L. Kendall, who be duly sworn according to law, deposes and says that the foregoing Revocation of Power of Attorney is his act and deed and that he desires the same to be recorded as such. IN WITNESS WHEREOF, I hereunto set my hand and notarial seal the day and year aforesaid. (SEAL) ~ ~CA~''~ ~~ Barbara L. Eaton, Notary Public My Commission Expires: COMMONWEALTH OF PENNSYLVANIA Notaria{ Sea! Barbara L Eaton, Notary Public Lower R{Ien Twp., Cumber{and County My Commission Expires May 21, 2D10 POWER OF ATTORNEY NOTICE THE PURPOSE OF THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU DESIGNATE (YOUR "AGENT"} BROAD POWERS TO HANDLE YOUR PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU. THIS POWER OF ATTORNEY DOES NOT IlVIPOSE A DUTY ON YOUR AGENT TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED, YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN ACCORDANCE WITH THIS POWER OF ATTORNEY. YOUR AGENT MAY EXERCISE THE POWERS GIVEN HERE THROUGHOUT YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU EXPRESSLY LIMIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE POWERS OR A COURT ACTING ON YOUR BEHALF TERMINATES YOUR AGENT'S AUTHORITY. YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR AGENT'S FUNDS. A COURT CAN TAKE AWAY THE POWERS OF YOUR AGENT IF IT FINDS YOUR AGENT IS NOT ACTING PROPERLY. THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF ATTORNEY ARE EXPLAINED MORE FULLY IN 20 Pa. C.S. Ch. 56. IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR OWN CHOOSING TO EXPLAIN IT TO YOU. I HAVE READ OR HAD EXPLAINED TO ME THIS NOTICE AND I UNDERSTAND ITS COIvTTENTS. September 15, 2006 1V.~oniea L. Kendall - KNOW ALL PERSONS BY THESE PRESENTS, that I, Monica L. Kendall, of Cumberland County, Pennsylvania, have made, constituted and appointed and do hereby make, constitute and appoint my friend, Matthew C. Cowen, my true and lawful agent and attorney-in- fact and surrogate to make health care and medical treatment decisions for me. My agent may, for me and in my name and on my behalf, do and perform all matters and things, transact all business, make, execute and acknowledge all contracts, orders, deeds, writings, assurances and instruments which may be requisite or proper to effectuate any matter or thing appertaining or belonging to me, including without limitation: (i) the right to make gifts, in unlimited amounts, to such donees, including my Agent, at such times, in such amounts, in such proportions, and subject to such trusts or conditions as my Agent may decide, with no duty to equalize among donees. The power to make unlimited gifts shall mean that my agent shall have the broadest possible authority to make gifts on my behalf. I hereby express my desire that my Agent make gifts and other transfers that, in the sole discretion of my Agent, may limit death taxes, estate recovery and/or estate administration expenses, and/or nursing home and/or other healthcare related expenses, and/or that may help qualify me for public or private benefits, including, but not limited to, Medical Assistance (Medicaid), S SI, or any other public, private, or charitable benefits, (ii) to create a trust for my benefit, (iii) to make additions to an existing trust for my benefit, (iv} to claim an elective share of the estate of my deceased spouse, (v) to disclaim any interest in property, (vi) to renounce fiduciary positions, (vii) to withdraw and receive the income or corpus of a trust, (viii) to sell or transfer ownership of insurance policies on my life, (ix) to represent me in all matters involving federal, state, and local taxes, (x) to engage in real property transactions, (xi) to engage in tangible personal property transactions, (xii) to engage in stock, bond and other securities transactions, (xiii) to engage in commodity and option transactions, (xiv) to engage in banking and financial transactions, (xv) to borrow money, (xvi} to enter safe deposit boxes, (xvii) to engage in insurance transactions, (xviii) to engage in retirement plan transactions, {xix} to handle interests in estates and t! usts, 2 (xx) to pursue claims and litigation, (xxi) to receive government benefits, and (xxii) to make an anatomical gift of all or part of my body, with the same powers, and to all intents and purposes with the same validity as I could, if personally present; hereby ratifying and confirming whatsoever my agent shall and may do, by virtue hereof. In addition, the agent appointed by this Power of Attorney shall be authorized to make -health care and medical treatment decisions for me which shall include, but not be limited to the following: 1. To authorize my admission to a medical, nursing, residential or similar facility and to enter into agreements for my care at the expense of my estate; 2. To authorize medical and surgical procedures; 3. To authorize the administration of pain relieving drugs or other medical or surgical procedures calculated to relieve my pain even though their use may lead to permanent physical damage, addiction or even hasten the moment of (but not intentionally cause) my death and to authorize unconventional pain relief therapies which my agent believes may be helpful to me; 4. To withhold consent to any medical care or treatment (including medical and surgical procedures); 5. To revoke or change any consent previously given or implied by law for any medical care or treatment (including medical and surgical procedures); and 6. To arrange for my removal from any medical or nursing facility; 7. To grant, in conjunction with any instructions given under this power, releases to hospital staff, physicians, nurses and other medical and hospital administration personnel who act in reliance on instructions given by my agent or who render written opinions to my agent in connection with any matter described in this power from all liability for damages suffered or to be suffered by me; to sign documents titled or purporting to be a "Refusal to Permit Treatment" and "Leaving Hospital Against Medical Advice," as well as any necessary waivers of or releases from liability required by any hospital or physician to implement my «~ishes regardir_g medical treatment or non-treatment. 3 8. HIPAA Release Authority. (a) I intend for my agent to be treated as I would be with respect to my rights regarding the use and disclosure of my individually identifiable health information or other medical records. This release authority applies to any information governed by the Health Insurance Portability and Accountability Act of 1996 (also known as "HIPAA"), 42 U.S.C. § 1320(d) and 45 C.F.R. § § 160-164. (b) I authorize: (a) Any physician, health care professional, dentist, health plan, hospital, clinic, laboratory, pharmacy or other covered health care provider, any insurance company and the Medical Information Bureau, Inc. or other health care clearinghouse that has provided treatment or services to me or that has paid for or is seeking payment from me for such services, to give, disclose, and release to my agent, without restriction: All of my individually identifiable health information and medical records regarding any past, present, or future medical or mental health condition, to include all information relating to the diagnosis and treatment of HN/AIDS, sexually transmitted diseases, mental illness and drug or alcohol abuse. . (b} The authority given my agent shall supersede any prior agreement that I may have made with my health care providers to restrict access to or disclosure of my individually identifiable health information. The authority given my agent has no expiration date and shall expire only in the event that I revoke the authority, in writing, and deliver it to my health care provider. 9. Insurance Policies. To insure my life or the life of anyone in whom I have an insurable interest; to continue life insurance policies now or hereafter owned by me on either my Life or the lives of others; to pay all insurance premiums; to engage in insurance transactions, including, without limitation, to exercise alI options and privileges available under Life insurance policies which I may own, including but not limited to the right to designate and change beneficiaries of insurance policies insuring my life and of any annuity contract in which I have an interest; to transfer ownership of any insurance policies covering my life or of any annuity contracts in which I may an interest; to decrease coverage under or cancel any of the policies described herein; and to receive and make such disposition of the cash value upon termination of any such policy as my agent shall deem appropriate; to receive dividends of distributive shares of surplus, disability benefits, surrender values, or the proceeds of matured endowments; to obtain and receive such advances or loans on account of a policy uThich may be available; to exercise any option, withdrawal right or exchange privilege under any variable Life insurance policy (including the power to wi~ihdraw from and reallocate the subaccounts of such policies); to exercise any 4 option or privilege granted in a policy or permitted by an insurer including, but not limited to, the right to direct that dividends be used under any of the options promised in the policy or permitted by the insurer; to sell, assign, or pledge a policy; to exercise an option rider on any policy providing for guaranteed insurability on a designated surviving life at the death of the insured and, in connection therewith, to determine the amount of insurance to be purchased on such designated surviving life on a paid-up basis, on apremium-paying basis, or in any combination of the foregoing. These rights shall include the right to use any part or all of said policies on death or maturity under any or all of the settlement options. This Power of Attorney shall not be affected by any disability on my behalf, including the event that I become incompetent to handle my affairs. In the event that legal proceedings concerning my incapacity, within the meaning of Chapter 54 of the Pennsylvania Probate, Estates and Fiduciaries Code, or for the appointment of a guardian of my estate and/or person are commenced, I nominate the agent appointed by this Power of Attorney for consideration by the court having jurisdiction of those proceedings for appointment as the guardian of my estate and/or person, and I request the court to make its appointment in accordance with this nomination, except for good cause or disqualification. My agent may delegate any one or more powers granted herein to one or more persons and on such terms as the agent may designate and specify. I may from time to time execute one or more special powers of attorney in favor of my agent herein, or in favor of any other person or entity. I hereby revoke any warrant or power of attorney given by me to any person or corporation prior to the date hereof. IN WITNESS WHEREOF, and intending to be legally bound hereby, I have hereunto set my hand and seal this 15th day of September 2006. WITNE S: ( I ~ i F r` ~ t f • ~ (SEAL) 1V~anica L. Kendall 5 ACKNOWLEDGMENT I, Matthew C. Cowen, have read the attached Power of Attorney and am the person identified as the agent for the principal. I hereby acknowledge that in the absence of a specific provision to the contrary in the Power of Attorney or in 20 Pa. C.S. when I act as agent: 1. I shall exercise the powers for the benefit of the principal. 2. I sha11 keep the assets of the principal separate from my assets. 3. I shall exercise reasonable caution and prudence. 4. I shall keep a full and accurate record of all actions, receipts and disbursements on behalf of the principal. September 15, 2006 Matthew C. Cowen COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND On this, the 15th day of September 2006, before me, the undersigned officer, personally appeared Monica L. Kendall, who being duly sworn according to law, deposes and says that the foregoing Power of Attorney is her act and deed and that she desires the same to be recorded as such. IN WITNESS WHEREOF, I hereunto set my hand and notarial seal the day and year aforesaid. Notary Public My Commission Expires: (SEAT ~ COMMONWEALTH OF PENNSYLVANIA Notarial Seat Barbara L. Eato^, Notary Pub(io Lower A1fen Twp., Cumberland County My Commission Expires May 21, 20iQ Member, Pennsyf~ania Association of Notaries 6 POWER OF ATTORNEY NOTICE THE PURPOSE OF-THIS POWER OF ATTORNEY IS TO GIVE THE PERSON YOU DESIGNATE (YOUR "AGENT") BROAD POWERS TO HANDLE YOUR PROPERTY, WHICH MAY INCLUDE POWERS TO SELL OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU. THIS POWER OF ATTORNEY DOES NOT IMPOSE A DUTY ON YOUR AGENT TO EXERCISE GRANTED POWERS, BUT WHEN POWERS ARE EXERCISED, YOUR AGENT MUST USE DUE CARE TO ACT FOR YOUR BENEFIT AND IN ACCORDANCE WITH THIS POWER OF ATTORNEY. YOUR AGENT MAY EXERCISE THE POWERS GNEN HERE THROUGHOUT YOUR LIFETIME, EVEN AFTER YOU BECOME INCAPACITATED, UNLESS YOU EXPRESSLY LIIVIIT THE DURATION OF THESE POWERS OR YOU REVOKE THESE POWERS OR A COURT ACTING ON YOUR BEHALF TERl~~IINATES YOUR AGENT'S AUTHORITY. YOUR AGENT MUST KEEP YOUR FUNDS SEPARATE FROM YOUR AGENT'S FUNDS. A COURT CAN TAKE AWAY THE POWERS OF YOUR AGENT IF IT FINDS YOUR AGENT IS NOT ACTING PROPERLY. THE POWERS AND DUTIES OF AN AGENT UNDER A POWER OF ATTORNEY ARE EXPLAINED MORE FULLY IN 20 Pa. C.S. Ch. 56. - IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU SHOULD ASK A LAWYER OF YOUR OWN CHOOSING TO EXPLAIN IT TO YOU. I HAVE READ OR HAD EXPLAINED TO ME THIS NOTICE AND I UNDERSTAND ITS CONTENTS. c September 22, 2006 onica L. Kends 1 KNOW ALL PERSONS BY THESE PRESENTS, that I, Monica L. Kendall, of Cumberland County, Pennsylvania, have made, constituted and appointed and do hereby make, constitute and appoint my friend, Matthew C. Cowen, my true and lawful agent and attorney-in- fact and surrogate to make health care and medical treatment decisions for me. My agent may, for me and in my name and on my behalf, do and perform all matters and things, transact all business, make, execute and acknowledge all contracts, orders, deeds, writings, assurances and instruments which may be requisite or proper to effectuate any matter or thing appertaining or belonging to me, including without limitation: (i) the right to make gifts, in unlimited amounts, to such donees, including my Agent, at such times, in such amounts, in such proportions, and subject to such trusts or conditions as my Agent may decide, with no duty to equalize among donees. The power to make unlimited gifts shall mean that my agent shall have the broadest possible authority to make gifts on my behalf. I hereby express my desire that my Agent make gifts and other transfers that, in the sole discretion of my Agent, may limit death taxes, estate recovery and/or estate administration expenses, and/or nursing home and/or other healthcare related expenses, and/or that may help qualify me for public or private benefits, including, but not limited to, Medical Assistance (Medicaid), SSI, or any other public, private, or charitable benefits, (ii) to create a trust for my benefit, (iii) to make additions to an existing trust for my benefit, (iv) to claim an elective share of the estate of my deceased spouse, (v) to disclaim any interest in property, (vi) to renounce fiduciary positions, (vii) to withdraw and receive the income or corpus of a trust, (viii) to sell or transfer ownership of insurance policies on my life, (ix) to represent me in all matters involving federal, state, and local taxes, (x) to engage in real property transactions, (xi) to engage in tangible personal property transactions, (xii) to engage in stock, bond and other securities transactions, (xiii) to engage in commodity and option transactions, (xiv) to engage in banking and financial transactions, (xv) to borow money, (xvi) to enter safe deposit boxes, (xvii) . to engage in insurance transactions, (xviii) to engage in retirement plan transactions, (xix) to handle interests in estates and trusts, 2 (xx) to pursue claims and litigation, (xxi) to receive government benefits, and (xxii) to make an anatomical gift of all or part of my body, with the same powers, and to all intents and purposes with the same validity as I could, if personally present; hereby ratifying and confirming whatsoever my agent shall and may do, by virtue hereof. In addition, the agent appointed by this Power of Attorney shall be authorized to make health care and medical treatment decisions for me which shall include, but not be limited to the following: 1. To authorize my admission to a medical, nursing, residential or similar facility and to enter into agreements for my care at the expense of my estate; 2. To authorize medical and surgical procedures; 3. To authorize the administration of pain relieving drugs or other medical or surgical procedures calculated to relieve my pain even though their use may lead to permanent physical damage, addiction or even hasten the moment of (but not intentionally cause) my death and to authorize unconventional pain relief therapies which my agent believes may be helpful to me; 4. To withhold consent to any medical care or treatment (including medical and surgical procedures); 5. To revoke or change any consent previously given or implied by law for any medical care or treatment (including medical and surgical procedures); and 6. To arrange for my removal from any medical or nursing facility; 7. To grant, in conjunction with any instructions given under this power, releases to hospital staff, physicians, nurses and other medical and hospital administration personnel who act in reliance on instructions given by my agent or who render written opinions to my agent in connection with any matter described in this power from all liability for damages suffered or to be suffered by me; to sign documents titled or purporting to be a "Refusal to Permit Treatment" and "Leaving Hospital Against Medical Advice," as well as any necessary waivers of or releases from liability required by any hospital or physician to implement my wishes regarding medical treatment or non-treatment. 3 8. HIPAA Release Authority. (a) I intend for my agent to be treated as I would be with respect to my rights regarding the use and disclosure of my individually identifiable health information or other medical records.. This release authority applies to any information governed by the Health Insurance Portability and Accountability Act of 1996 (also known as "HIPAA"), 42 U.S.C. §1320(d) and 45 C.F.R. § § 160-164. (b) I authorize: (a) Any physician, health care professional, dentist, health plan, hospital, clinic, laboratory, pharmacy or other covered health care provider, any insurance company and the Medical Information, Bureau, Inc. or other health care clearinghouse that has provided treatment or services to me or that has paid for or is seeking payment from me for such services, to give, disclose, and release to my agent, without restriction: All of my individually identifiable health information and medical records regarding any past, present, or future medical or mental health condition, to include all information relating to the diagnosis and treatment of HN/AIDS, sexually transmitted diseases, mental illness and drug or alcohol abuse. (b) The authority given my agent shall supersede any prior agreement that I may have made with my health care providers to restrict access to or disclosure of my individually identifiable health information. The authority given my agent has no expiration date and shall expire only in the event that I revoke the authority, in writing, and deliver it to my health care provider. 9. Insurance Policies. To insure my life or the life of anyone in whom I have an insurable interest; to continue life insurance policies now or hereafter owned by me on either my life or the lives of others; to pay all insurance premiums; to engage in insurance transactions, including, without limitation, to exercise all options and privileges available under life insurance policies which I may own, including but not limited to the right to designate and change beneficiaries of insurance policies insuring my life and of any annuity contract in which I have an interest; to transfer ownership of any insurance policies covering my life or of any annuity contracts in which I may an interest; to decrease coverage under or cancel any of the policies described herein; and to receive and make such disposition of the cash value upon termination of any such policy as my agent shall deem appropriate; to receive dividends of distributive shares of surplus, disability benefits, surrender values, or the proceeds of matured endowments; to obtain and receive such advances or loans on account of a policy which may be.available; to exercise any option, withdrawal right or exchange privilege under any variable life insurance policy (including the power to withdraw from and reallocate the subaccounts of such policies); to exercise any 4 option or privilege granted in a policy or permitted by an insurer including, but not limited to, the right to direct that dividends be used under any of the options promised in "the policy or permitted by the insurer; to sell, assign, or pledge a policy; to exercise an option rider on any policy providing for guaranteed insurability on a designated surviving life at the death of the insured and, in connection therewith, to determine the amount of insurance to be purchased on such designated surviving life on a paid-up basis, on apremium-paying basis, or in any combination of the foregoing. These rights shall include the right to use any part or all of said policies on death or maturity under any or all of the settlement options. _ This Power of Attorney shall not be affected by any disability on my behalf, including the event that I become incompetent to handle my affairs. In the event that legal proceedings concerning my incapacity, within the meaning of Chapter 54 of the Pennsylvania Probate, Estates and Fiduciaries Code, or for the appointment of a guardian of my estate and/or person are commenced, I nominate the agent appointed by this Power of Attorney for consideration by the court having jurisdiction of those proceedings for appointment as the guardian of my estate and/or person, and I request the court to make its appointment in accordance with this nomination, except for good cause or disqualification. My agent may delegate any one or more powers granted herein to one or more persons and on such terms as the agent may designate and specify. I may from time to time execute one or more special powers of attorney in favor of my agent herein, or in favor of any other person or entity. I hereby revoke any warrant or power of attorney given by me to any person or corporation prior to the date hereof. IN WITNESS WHEREOF, and intending to be legally bound hereby, I have hereunto set my hand and seal this 22nd day of September 2006. WITNESS (SEAL) Monica L. Kendall 5 ACKNOWLEDGMENT - I, Matthew C. Cowen, have read the attached Power of Attorney_and am the person identified as the agent for the principal. I hereby acknowledge that in the absence of a specific provision to the contrary in the Power of Attorney or in 20 Pa. C.S. when I act as agent: 1. I shall exercise the powers for the benefit of the principal. 2. I shall keep the assets of the principal separate from m~ assets. 3. I shall exercise reasonable caution acid prudence. 4. _ I shall keep a full and accurate record of all actions, receipts and disbursements on behalf of the principal. September 22, 2006 Matthew C. Cowen _ COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND On this, the 22nd day of September 2006, before me, the undersigned officer, personally appeared Monica L. Kendall, who being duly sworn according to law, deposes and says that the foregoing Power of Attorney is her act and deed and that she desires the same to be recorded. as such. IN WITNESS WHEREOF, I hereunto set my hand and notarial ,seal the day and year aforesaid. Notary Public - My Commission Expires: (SEAL) COMMflNV11EAL~H OF PENNSYLVANIA V{3i~t}c~7 Sea! - Earba:a i. La::~ ;, tVatary Public L~,*r~*e3 Auer r T.w.: ~u~~berfand County My Cammiss~or ~xpires May 2~, 2ai 0 6 Member, Pennsyivania Association of Notaries PECHT & ASSOCIATES, PC Suite 200 1205 Manor Drive Mechanicsburg, PA 17055-4894 Wayne M. Pecht Member of California Bar CPA/LLM in Taxation Rob Bleecher Herbert P. Henderson, II September 15, 2006 Ms. Barbara Kendall 110 East Locust Street Mechanicsburg, PA 17055 Re: Revocation of Power of Attorney Dear Ms. Kendall: Telephone: 717-691-9810 Fax: 717-766-3361 e-mail: wpecht@pechtlaw.com This letter will confirm that we have been asked to represent your daughter, Monica L. Kendall. In that regard, we have prepared, and Monica has executed, a revocation of the power of attorney that she granted to you in late 2005 or early 2006. I am enclosing a copy of the revocation for your file. As of now, you are no longer authorized to act on her behalf. This letter will serve as a formal request for you return all property and money of hers that is in your possession. Also, if you are receiving regular payments on her behalf, you should cooperate in having those payments made to an account in Monica's name. Finally, we request an accounting from you concerning all monies or property you received on Monica's behalf and expended on her behalf during the time you served as her attorney-in-fact or agent. We would like this accounting as soon as you can provide the same to us. If you have any questions concerning this matter, please call me. Very truly yours, PECHT & ASS~C TES, PC By: Wayne M. echt WMP/ble Enclosure Elizabethtown Office 55 West High Street Elizabethtown, PA 17022 717- 367-2800 o f fice 717-367-9400 facsimile tN RE ~ r r ~: i 111i1::2: . S-. . VIONICA L: KENDALL f::~. t'. . E' ~; . , . . ORPHAN S COURT DIVISION c~ ~ ~~ . -- -_, ~ c~ ..F r-.~ T\? PETITION FOR ADJUDICATION OF INCAPACITY AND ~ f_T_.j { _ . .- ---x APPOINTMENT OF GUARDIAN - .- _-, ; - `, ~ .: t. ~= ~:~ _ _ -,~ AND NOW comes the Petitioner; Barbara Kendall by and through her attc~ rie~ R 1V~ k _ ~7 ' - , ; ~ . , ; ,- , =; -, Thomas; Esquire; aril fifes this Petition pursuant to Title 20 Pa.C.S:A.; Section 551 l; aria in support tfiereof~ resp~ctfiilly represents: 1i ~ Petitioner; Barbara Kendall; is an adult individual who currently-resides at 1l0 1/ast l:,octist Street; lVteclianicsburg, Cumberland County; Pennsylvania 17055: ~: Petitie~er is the other of Monica L: Kendall; the alleged incapacitated adult: ~j ~ MohCa L~ Kefidall is forty-six (~5) years of age; her date of birth bein ~ :Tul 6 g Y ~ 19603 aiid ci~.~rently `resides at 222 West Simpson Street; Ivlechariicsbur ~; g ~tifriher~ati~ ~ountyj Pennsylvania, with her boyfriend, IVtatthew C: ~Coweri: ~1 On of aliotit December ~; 2005; MOI11Ca ~,: Kendall suffered at least two (Z); but possibly niofe strokes: 5= Mc~riica ~~ Kendall Was taken to Holy Spirit Hospital where she `remained for approximately two (2) weeks-: t5: Upon IV~diiica ~. Kendall's release from I~oly Spirit Hospital; she was an inpatient at Health South Rehab at Mechanicsburg; Pennsylvania, for several months where she received speech; physical; and occupational therapy. 7: During the entire rehabilitation process for Monica L. Kendall arid. pursuant to ~ier appointment as Power of Attorney; Barbara Kendall; Petitioner.herein; handled all IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY; PENNSYLVANIA DOCKET N0. Z.1- a ~ ~ ~ ~$ . ~~ of lVtonica's financial affairs and provided her with transportation for. all medical treatment needs: g: Konica L~ Kendall resided with Petitioner at 110 East Locust Street; 1Vlechatucsburg; Pennsylvania; until Ivray 2006. 9~ 1V~onica ~~ Kendall currently resides in her former residence with leer boyfriend Matthew C Gwen; and has lived there since her completion of outpatient theta PY +~f day 2006: 10: Konica ~: Kendall has never completely recovered from the effects of the strokes which sle suffered on December ~; 2005, and it is believed and therefore averred that she is incapable of managing her own financial affairs, anti is in need of a Guardian for the following reasons: s (a) She heeds to acquire and take several medications on a daily basin bttt lacks the mental capacity to ensure that she constantly has the tnedcatioris and takes them at the appropriate times; - (b) Slie receives regular income from Social Security in the airiotint of - $ f ;01 x:00 monthly; but lacks the capacity to handle her finances responsibly; (c) shy lives with her boyfriend and it is believed and therefore averred that - lus interests are not always consistent with the best interests of 1Vlonca L, Kendall; {d) It is believed that 1Vtonica L: Kendall's incapacity is either permanent or ,. will continue for an indefinite period of time; and (e) Petitioner has heretofore acted as 1Vlonica L. Kendall's de facto Guardian; but has recently received notice that she is no longer to act in that capacity. 11: In December 2005, when IVlonica L. Kendall, suffered the strokes; she had bank account balances of approximately $11,200.00. She now has a balance totaling approximately $28;000.00 as a result of Petitioner's handling of her financial affarsi 2~ On of about September 17; 2006; Petitioner received a Revocation of Power +of Attorn~~ `signed by IVfonica L: Kendall along with a copy of a new Power of Attorney in which 1Vlonica L: Kendall appointed Matthew C. Cowed as lien attoi~e~-iii=fact: ~ ` l3: ~ Matthew C~ Cowen has made demand upon Barbara Kendall to account for hey actions-as the attorney-in-fact for 1Vlonica L. Kendall and made demand for the ~eturii o~ ail assets belofiging to Monica L. Kendall' . ~~: I~tte to tli~ lengthy histot-y involving Monica L: Kendall and 1Vtatthew C: Cavven as observed by Petitioner as well as other family members of Monica L. Kendall; yot~ petitioner believes aria therefore avers that 1Vlonica_ L. Kendall's limited assets vvoitld be vva.sted if Matthew C: Cowen was her attorney-iii-fact: . l5:. Petitioner has na interest adverse to the interests of Monica L. Kendall: WHEREFORE; your Petitioner pays that this Honorable Court will enter ari Order which would include the following: f: Schedule a date and time for a hearing to detei7nine the competency of Monica L: Kendall and her capacity to appoint a dower of Attorney; 2. Apilioirit ~. physician to examine IVlonica L. Kendall, so that the Court will have l the benefit of exert testimony in the inakin of its determinationo g , ~ ~ ~ireet I~etitioner to deposit all of 1Vlonica L: Kendall's monies ct~rrenti ~ ~ in Y l~etitit~ner3§ liossession into an interest bearing bank account until such ti me as the ~dtitt has had ari opportunity for a full hearing and decision in this matter and . s ~: ~f ~afi~ca ~;: Kendall is found to be incom etent as well as nca a p p citated; appoint ~~bara Kendat~ as the guardian of the estate of IVlonica I,: Kend . all. (A copy of ` ~etitititierjs consent to the appointment of Guardian is attached hefeto~ . ) . respectfully submitted; R: Mar Thomas; Esquire ID No: X1301 101 South fvtarket Street . ~ 1vlechanicsburg, PA 17055 . Telephone: 717-796-2100 . ' ~~ IN ~ ~OIVICA L: KENDALI, IN THE COURT OF COIVtMO~ PLEAS OF CUMBERLAND COUNTY; PENNSYLVANIA . DOCKET NO, oZ I - v t.~ - ~ ~ g ORPHAN'S COURT DNISION CONSENT OF PETITIONER T'etit~otie~3 ~ar~ia~~. Ken~atl; hereby consents to h er appointment as Guardian of the Estate ' t , of IVtrtiic~, I;, Keticf a1~3 I'etitioner;s daughter: ~. j a~ ~oo~ ~AT~ . ~ BARBARA KENDALL; P itioiier Do~v E. Brophy, M F1 S. Ka~~' M~ V ~V~ia~ an Reid, ~.D Bry re2, MD ~~ G 3as~n~Ram .Sp~ngR°a~p.com ~~ ~3-8578 • www -~`}~.~ li . Fes: (717} 2 1 ~~ - 717) 2~3~'~ I~~ ~~'C~ .17013 ,Phone. ~ ~ d . Carlis1Q PA '1921 spying A°a November 3, 2006 Wayne PeCht, Esquire ' ca Kendall -old female who s ec f ~a 1y Re. Nlon- 46-year etency SP ne: unfortunate r Way ica Kendall, an termination of Ved nl Power of attorney pea Sed to see your 5 She Was heTer Land ng the issues -nvo I was plea able of uncle ent some time in eCember of 20s cap since She has suffered stroke m o whether she hOSpital and in terms was in the able to work since• to have e documents • stroke and been a She continues also has som anent suffered a but has not Ver tim, •. ms. Her husband, who Ved eWhat an ass-stive de ~e es-She That was the P reviously tO that, has -mprO som wire y Last December worked P rehens-on prOb n s-gned these rehab. She had ares'-s which h she does not req comp her power °f attorney from a right sided p althou9 is and reading is currently hav- g ambulation, shag married, ovver of attorney problerns.with some dY . p been P rOblems' ears but )ust reCentl other had word find-ng P for 23 y is ear. no disc l swhen she has known a o previous to th o thr y ale in signed a m°.ntJa 9 ary or February a leasant fem articeak n full her to be P ul at times P ents m ono She was sl-ghtly to She was able to sP docum s Kendall today,• uestions. ination of M examinat~ d fief husband • or no Q exam e to the other an what the day On my. fitly nervous du een her and best when ansWer-ng yes tell me directly eek or was slig discord betW s of the w talking abOUt the hOWever shed ample, she is unabhrough the day Fall as the occasionally, s For ex running She idensh-e had similar Sentences finding Problem , • however when correct one' icsbure She was able to have word onth ear is, me at the echan She apes rn of they riately stop lived in M oic udg ent in Week or the would apPrOp knew that she iven mult-ple ch pOd ') em of the ear sh ompting• She also well when 9 She demonstrated 9er own without months of they doing on h was quite without any Pher birthday ~ t em n °SOPving did fficult-es Season entifying, n--ing withoble aura f riding and problems ~d le ob)ects na s-mple pro with her `NO ident~y to situp activities and the exam of day to day rustrated during nt well. a full understanding of elieve she had otential POA ~swant hat to P ompt-ng• Sn heacornmunication we 'th her. I b a of life (P . he would pleased whe sin conversing wWe discusses en stay alive s Bring for her, rid eXplained a Ventilator to and n She also volunteere roblem to heC • ut on °t answ pverall I found n0 p to be p. beS-de her wish. similar eV erything that I sa-d a needed ob s-ttm ressed the same • under a th. She stated that if she excellent )fact exp e kept al-vs well. len9 did an din ant to b -- Her husband' who she ha uld not w . he feels a en. her stroke ed is haPP ed that Prior to that is h°w - onfirm e fact that her h kbow edg c ressed th and eXStanCe and her husband a clrcum Page 2 Re: Monica Kendall fn conclusion, I believe that Ms. Kendall was competent of decisions regarding the assignment of power of attorney to her husband one month or so ago. Thank you for this consultation, and please do not hesitate to contact me if there are any questions in this regard. Sincerely, William S. Kauffman, M.D. WK/hw CERTIFICATE OF SERVICE I, Rob Bleecher, Esquire, of PECHT & ASSOCIATES, PC, attorney for Matthew Cowan and Monica L. Kendall a/k/a Monica Kendall Cowan, hereby certify that I have served the foregoing papers upon the persons listed below this date by depositing a true and correct copy of the same in the United States mail, first-class postage prepaid, addressed as follows: R. Mark Thomas, Esquire 101 South Market Street Mechanicsburg, PA 17055-3851 Leslie Tomeo, Esquire 155 South Hanover Street Carlisle, PA 17013 Date: ~ z~c~~ Attorney I.D. No. 32594 1205 Manor Drive, Suite 200 Mechanicsburg, PA 17055-4894 717-691-9810 (office) 717-766-3361 (fax) rbleecher(a~pechtlaw. com VERIFICATION I, Matthew C. Cowan, state that the statements made in the foregoing document are true to the best of my knowledge, information and belief. Further, I am aw f 18hPa any false statements which may be made herein are made subject to the penalties o C.S. Section 4904, relating to unsworn falsification to authorities. ~~~ ~~.~~ Dated: Matthew C. Cowan VERIFICATION I, Monica Kendall Cowan, state that the statements made in the foregoing document are true to the best of my knowledge, information and belief. Furtheor~he m aware that any false statements which may be made herein are made subject t enalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. p Dated: ~ ~ ~'~~~~ ~, ~~ ~.~:~ ~, , Monica Kendall Cowan ~,, .: t. l C ~~ {.fib ~:~, ~; ,~~~~ ~~'~~ /' ~t,-