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12-18-12 (2)
1505610143 EX (01-10) ~ OFFICIAL USE ONLY REV-1500 PA Department of Revenue pennsylvania County Code Year File Number Bureau of Individual Taxes DEPARTMENT OF REVENUE PO 60X.280601 INHERITANCE TAX RETURN 2 ]„ 12 0 2 7 0 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Date of Birth Social Security Number Date of Death 172 Ol 5912 02 20 2012 07 15 1917 Suffix Decedent's First Name MI Decedent's Last Name A PHILLIPS THET MA (If Applicable) Enter Surviving Spouse's Information Below MI Spouse's Last Name Suffix Spouse's First Name Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ^ ~ g• Remainder Return (date of death 1. Original Return 2. Supplemental Return prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise ~ 5. Federal Estate Tax Return Required (date of death after 12-12-82) 6 Decedent Died Testate ~ 7• Atta dh Copy Hof Tru d)a Living Trust ~ 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) 10. Spousal Poverty Credit (date of death ~ 11. Election to tax under Sec. 9113(A) 9. Litigation Proceeds Received between 12-3191 and 1-1-95) (Attach Sch. 0) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFOR~TION SHOUL~~~E DIRECTF~ TO: Daytime Tel~h~e Numb~~ ~ ~ Name +~ ~ (717)w7~7 8~~1 ~ JAMES D BOGAR rrt C., C--:~ c.~~ . ~.,.~ ~.......- y.., REGISTE~ON-S U6~ON~~,k ~, y .~..~ First line of address -^~ ~ ~ ` M _-~~~ ~ ',.~ ~ = u ONE WEST MAIN STREET ~ut~ _...~ r~, . Second line of address ~ ~-`' ~ City or Post Office SHIREMANSTOWN w~_.., ~..w,l~orl7n/~ p~ ~707~ bo ar bo arlaw.com Correspondent's a-mail address: 1 g @ g Under , enalties of perjury, I declaeclahation of prepares other than the personalaepr sentative Ss batled on a information of wh~ hhpreparer has any knowledge belief, it is e orrect and comple DATE N ~ E OF P~ RE NSIBL R FILING RETURN h ~ _ `` George M. Estep II 1001 4th State ZIP Code ppi 17011 DATE FILED I~Grr vM...,,,, ....~.___a _ OTHER THAN REPRESENTATIVE James D. Bogar UH1C z~ ~~ l 1.+mt ?- ADDRESS One West Main Street, Shiremanstown, PA 17011 1505610143 Side 1 1505610143 P~ J 1505610243 REV-1500 EX Decedent's Social Security Number 172 O1 5912 decedent's Name: Phi~~IpS, Thelma A. RECAPITULATION 10 3, 0 0 0. 0 0 1. Real Estate (Schedule A) ....................................................................................... 1. 2. Stocks and Bonds (Schedule B) ............................................................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)......... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................................................ 4. 828.52 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E)....-.~~~~•~•~~ 5~ 6 1,230.71 Separate Billing Requested............ 6. Jointly Owned Property (Schedule F} ^ . 7. Inter-Vivos Transfers & Miscellaneous N~q Probate Property u Separate Billing Requested............ 7. (Schedule G) .... 8 105 059.23 .................... Total Gross Assets (total Lines 1-7) ............................................. g . , 31,962.32 . .................... Funeral Expenses & Administrative Costs (Schedule H) ................... 9 9. . 8,163.10 Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) .............................. 10 10. . 40,125.42 ................................... 11. Total Deductions (total Lines 9 & 10) ................................ 11. .. 12 6 4 , 9 3 3.81 ................... ................ .................... 12. Net Value of Estate (Line 8 minus Line . Charitable and Governmental Bequests/Sec 9113 Trusts for which 13 13. . an election to tax has not been made (Schedule J) .............. . . 64 , 933.81 ................ ........ 14. Net Value Subject to Tax (Line 12 minus Line 13 ....................... 14. TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or 0 . 0 0 transfers under Sec. 9116 15. (a>(1.2} x .o0 2 , 922.02 16. Amount of Line 14 taxable 6 4 , 9 3 3.81 16. at lineal rate X .045 0 . 0 0 17. Amount of Line 14 taxable Q , Q Q 17. at sibling rate X .12 Q , 0 0 18. Amount of Line 14 taxable 0 , Q Q 18. at collateral rate X .15 2, 9 2 2. 0 2 ........... 19. . .................................................... 19. Tax Due .................................................. TING A REFUND OF AN OVERPAYMENT. 20. FILL IN THE OVAL IF YOU ARE REQUES 15~561U243 Side 2 15~561~243 REV-1500 EX Page 3 Decedent's Complete Address: DECEDENT'S NAME Phillips, Thelma A. STREET ADDRESS 806 Front Street CITY New Cumberland Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) 2. Credits/Payments A. Prior Payments B. Discount 3. Interest 2,607.75 137.25 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. Make Check Payable to: REGISTER OF WILLS, AGENT. (3) (4) (5) 2,745.00 0.50 177.52 WER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS PLEASE ANS Yes No 1. Did decedent make a transfer and: x a. retain the use or income of the property transferee :.............................:... b. retain the right to designate who shall use the property transferred or its income :.................................. ^ ^ c. retain a reversionary interest; or .............................................................................................................. d. receive the promise for life of either payments, benefits or care? ................. 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without ^ ^ receiving adequate consideration? .................................................................................................................. . 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?....... ^ 0 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which ^ ^ x ................................................................. contains a beneficiary designation? ................................................. IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. s of death on or after Juty 1, 1994 and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving For date spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to a d the statut ry require~mentspor disclospee of t [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0 percent (72 P.S. §9116 (a) (1.2)]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1 )]. . The tax rate imposed on the net value of transfers to owho has at least onde padrent n colmmon w the he decedent whether by blood] oAadoption. sibling is defined under Section 9102, as an individua File Number 21-12-0270 STATE ZIP pq 17070 (1) 2,922.02 Total Credits (A + B) (2) Rev-1502 EX+ (11-08) s .; ~, COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Thelma A SCHEDULE A REAL ESTATE Phillips, All real property owned solely or as a tenaand a willing selleusneither be ng ompelledato buy or~selF bo h having reasonable knowledgelof theWelevant facts would be exchanged between a willing buye Real property which is jointly-owned with right of survivorship must be disclosed on schedule Attach a copy of the settlement sheet if the property has been sold Include a copy of the deed showing decedent's interest if owned as tenant in common. ITEM DESCRIPTION NUMBER 1 Real Estate -All that certain piece or parcel of real estate hWVCumbe landt Pennsyl an al!I The house being known and numbered as 806 Front Street, Ne y property was acquired by Woodrow L. Phillips and Thelma Al Pnlthe Cumberland County b Deed dated February 5, 1991, and recorded February 14, 199 , Recorder of Deeds Office in Deed Book Z, Vol. 34, Page 76. A copy of said Deed is attached hereto and incorporated herein. The said Woodrow L. er~llbecame Nested so0lely in Themma full and complete title to the within described real prop y A. Phillips, surviving spouse, the Decedent herein. The above-described real estate was sold pursuant to an Agreement of Sale for Real Estate dated Sem tnt to k placelon December which is attached hereto and incorporated herein. Final settle of the Settlement 11, 2012. A copy of the deed conveys or odrated herein. The sale pri eoof the real estate wa Statement, are attached hereto and p $103,000.00. TOTAL (Also enter on Line 1, Recapitulation) VALUE AT DATE OF DEATH 103,000.00 103,000.00 (If more space is needed, additional pages of the same size) FILE NUMBER 21-12-0270 Form PA-1500 Schedule A (Rev. 11-08) Copyright (c) 2009 form software only The Lackner Group, Inc. ~/ ~'i!i 4R ~1i T~l~i~~jKL~iSlE~~ y 6 s r Yt,~ . s l.. ~ ~ ~~~ THIS DEED, ~- Secretary MADE TKE ~ ~+-• day o f f-i.~~`~~-~~-~ ~~- in the year one nd nine hundred ni~ety-one (1991) thousa BETWEEN WOODROW L. PHILLIPS, of the Borough of New Cumber- land, Cumberland County, Pennsylvania, Grantor, gIId WOODROW L. PHILLIPS and THELMA A. PHILLIPS, his wife, of the Borough of New Cumberland, Cumberland County, Pennsylvania, Grantees: WITNESSETH, that in consideration of One and No/100 Dollars ($1.00), in hand paid, the receipt whereof is hereby acknowledged, the said Grantor does hereby grant and convey to the said Grantees, their heirs and assigns: ALL THAT CERTAIN lot or tract of land situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, being more particularly bounded and described in accordance with a survey dated March 10 , 1958 by D.P. Raffensperger, a copy of said survey being attached hereto and incorporated herein, as follows, to wit: BEGINNING at a point on the southern line of Front Street, on the dividing line between hots Nos. 14 and 15, Block "D", on the hereinafter mentioned Plan of Lots; thence, in a southerly direction, along said dividing line, one hundred (100) feet to a point; thence ire a wzsierly direction in a line parallel with Front Street, fifty (50) feet to a point on the dividing line between Lots Nos. 15 and 16, Block "D" on said Plan of Lots; thence, in a northerly direction along said last mentioned dividing line, one hundred (100) feet to Front StFront Street~in an easterly direction along the southern line of f fifty (50) feet to the point or place of BEGINNING. BEING Lot No. 15, Block "D", as shown on Plan No. 5, Rosemont Addition to the Borough of New Cumberland,~said Plan being recorded in the Cumberland County Recorder s Office in Plan Book 3, Page 64. HAVING ERECTED THEREON a one story frame dwelling lande Penns 1- known and numbered as 806 Front Street, New Cumber Y o ~ ~ ~4 ~AC~ '~ vania. BEING the same premises which Pearl Mae Danner, widow, by deed dated April 8, 1958 and recorded April 8, 1958 in the Cumberland County Recorder of Deeds Office in Deed Book "I", Volume 18, Page 539, granted and conveyed unto Woodrow L. Phillips and Cordelia M. Phillips, his wife. Said Cordelia M. Phillips died May 28, 1989 whereupon full and complete title to the within described real estate became vested solely in Woodrow L. Phillips, the Grantor herein. The said Woodrow L. Phillips has become inter- married with Thelma A. Phillips. This conveyance is from Husband to Husband and Wife and is, therefore, exempt from the payment of realty transfer taxes in accordance with the Realty Transfer Tax Act. AND the said Grantor hereby covenants and agrees that he will warrant generally the property hereby conveyed. IN WITNESS WI~REOF, said Grantor has hereunto set his hand and seal the day and year first above written. Signed, Sealed and Delivered in a Presence of Y '~/ ~f~/ COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ( 1, . . ~ ~ f ~~ ( SEAL ) Woodrow L. Phillips SS. s ,4-- ~ the ~ `~"'~ day o f ~'=,°"~~.~ ~, ,"~, On this, -~ the undersigned officer, personally appeared known to me (or satisfactorily proven) to be name is subscribed to the within instrument, that he executed the same for the purposes t 1991, before me, Woodrow L. Phillips, the person whose and acknowledged herein contained. IN WITNESS WHEREOF, I hereunto set my hand and official ~ r" x z~4 ~-. ~? ~ Jt ~ A A { . seal . (r,~ ~^'° Notary Public:-~` '4 ~= `~~ My y f - (~/Sf i i~l~~ ~. BARRA, NOTARY PU8~.6C ~ ~{ ,m~ :~ a~ ~ ~,,~~ ~ - SHIR~N-A~VSTdV3fN BORO, CU~P18ERLANp CO, ~A. - ~ ~~~~ I do hereby certify that the r~Y~S~.R~T°~~~ c mplete post office address of the within named grantee is 806 Front Street, New Cumberland, Pennsylvania. t`-4 Attorney for 9DCK~34 PAGE ~7"I f ~~ 1 ~ ~ A ~~ ,. n ~'~ v~ ~ ~' ~ ~ ~ ~~~~ ~ ~,~ ~ ~ ' r ~ ~ ! ,., N c"~ rte ~ ~~ +. z1. i ; ~~ ~a ~~ ~ .r n ~ ~ ,1 r- ~ ~ ~ ~' t ~ n c_ ~) !' ~ t~ ~ ~ 1 1 '"' ;% Q. ~ L ''- -- -t-, -- ~ , ,/ 1, , -, n~ 3 .;, . ~~ ..•, ,~ , l ~. --_ _ a' , r--- ,~' --~ . 'tJ ~~ t~ ,., ~ '~,~, .~, ' ~ , .- ~ . =.-- - ~ -~ __~ ~,;; . ~<- ~-. ,~ ! 7 i ~~ _1 ~ ~ / \~\ `, (y ~ , ~ ~ : Q~` j ,-, r... ~ ~n z c T~ ~ ~1Z 1 ~ ~ ~ ^~ I r ' ' ~ ,. 't~ rn rT~ :~ ~ -~~! O ~' ~ '4 ~ ~ .~ N r h o r~s ~ s T. S o _ ~ o, r_ C oNG --- w /~.L~C I SU • 4~ ~ ~ i ~, ~ ~. ~1 ` ,- ~ i ~'" /~~ ~ ' _ ~ i n (- F=-~ZA n~E ' C 0 ~ (~ ~ C I ± N~ ~~~ ~ ..1 ~ ~' ~~ L~ --~ C ; o Q CCINC. ' ~ ~-- ---------------_ -~---__ _ __ __ . -- _---- C _ - (° '~' ~ L C~ Y N ° t ~r .. ,. .. PLArJ N"- 5 4~ o s E r~ c r.~ -t- 1~ a o . ~r ~ NSW L V M B . PLt~N gam. v - -- - -- -- ---- --_-__ ro a o u ~ ~ V c ~ L, ~ z ~( F Fa S ~-- M ~ nr -t-~t -i _ -- - S~o O ~GOK~ :~ ~~ PSG COMMONWEALTH OF PENNSYLVANIA (~ 1~i S S . COUNTY OF ~~~~,,, ~'i ~~~~ -~ l ~ ~~~~ } RE RDED on this °~ day of 19~ , in the Recorder's Office of the s id County, in Deed Book ~. Volume~~ Page ~~ . Given under my hand and the seal of the said office, the date above written. Recorder. PLEASE RETURN T0: ~-r-~p~p:T~~ AT LAW 5 :nJ~S [ A~9~.t^d STREET ~Yf"c?~°MU~~~T:7`„4Ji°d P-'~ ~.f;,~~i•[~~/f:,,P,(i[l '{"~r.~ )ocu5ign EnvePope ED: t~tJ3AE~C~3t-rg9~D75-~4D6-B~,39-0a~tD^~A7~C~2~t~8,g7~~~;t5 t~ ~, g A ~ ~,t r~+ ~r s~ 1 ~ ~4.5'.C~E1€1~~' ~T~ ~ ~ s~ ~L~..E_.:~ ~ i-1.~~ ~t~ ~ t ~ ~1.7 ?ltin firm recouunended and a}~r~roved for, but not res~-icted to use by, fire ruemt~ers of the PentFSyivaiua Assooiatinn cfI'.i.4i.TL)I:Sta~ (YALZI. ~'1~.~T~S IiI,F~'ER(5~: Jack E Rentz?I_ SBLLER(S): The esters o~ Wt~odrot;* ahi~l.; ps Tl7e"! ma Phil-li s 1?!,~ ij~R~i7 lt'Lt1dl~~Y~ ~~.5../.CM.C:~~.7: i7L' LI/1.:..5`s ~7 1YS1i~ E s1147~ tilJ~diL' ~i3: P~O~'BRT~' PROI'~RTYADDP.ISS 806 Mront Str~e~ lvew Cumberland, gz ZIP 'i 7 ©7 0 , i in the municipality of Net~r G•amberZan~ ,County of Cumberlazzc~.. in the Schoo[ District of West 5he7re _ , ~ the Conrman~Yealth of Pennsylvania. Icientif nation {e.p., Tax ID ##; Parcel #; Lut, Block; Deed Bta4k, Rage, recording Date): 25253 (7~ 643 ~ ~3~7Y~~~Z'S ~..~A'£~~?1~~ T~ P.A LICENSES ~I.ZC~I{E~t ~ IVTm Business ~el~~i~nship Buyer is n®~ rep;t esett~etl by a br~k~r~ _ - (7l?} 441.-56Z~ Licensee{s) is: ~ Seller Agent with Designated Agency ~ Seller Agent without Dcsignatect Agency ~ Dual. Agent (See Dual arldlor Designated Agent box below} ^ Transactarz Licensee (Broker and Licensees} provide real estate services but do net represel~t Seller) I3~,TAL .~1Y~lC~I~. SE~I~I~r~TES ~~~~CY A );roker is a Duai Agent ~z~~nen a Broker represents both Buyer andSeiler in the same transactiaa..~ Lic~nsue is a I?~1a1 Agent v~hen a Licensee represents Buyer and Sel[er iz~. the same transaction. All of Broker's licensees are also Deal Agents UI~~LBSS there are separa#e Designated r~ge~its for Buyer std Seller. If fh~ same Licensee is designated for Euyer and Seiler, the Licensee is a Dual Agent. By sigffing i:his ~greemeut, Buyer and Se1Ier each <tclutawletlbe having been previausly infflrmed af, nrtd canserztAd to, rlaral agency, if .. appticab[e ns ~• ~3uyer Inititti~! t~slt Page ~ t~f 11 Helier Instiais~f~~~-"` ! t2evisec3 U!2 ~~P~'i7IGi~T PEi~ti~TSYi'.`V'AN~ ASS~~F:ITION OF ; I;A.LTOi~SO ~i}3r ~ennsy[vania ~sseciation cf R>=F~LTORS~ It10 TtSR P~,~T.T~RS, LLC 3I.emoyne~riveLenoyne, PA 173 Peone:7t7-SS4-Ct}7ti Tax: 717-7fi3~1~i54 BUST'rant Street elrgclat~Ioyer Produced with z?pForr.~ ay xipt_agix fi3a7'0 FiftaQn h911e Road, Fra?er, t~',;chlgan d6Q2"p w-w,+~.a.i~1-_nit.r~m ~ecuSictn ~nvalope 1D: t103t-~BSG3-9D?5-445-8439-03~A7~~t1u?Q5 1 1. ~< 7 9 10 II 12 13 14 I5 16 17 zs l~ 24 3. 21 22 23 z4 ¢. 25 25 27 28 24 30 31 32 33 34 35 36 37 3S 39 ~i U 41 4~ 43 44 45 4s ~. 47 48 49 50 SI 52 53 54 SS 5t~ 57 58 59 ~, ~~ Gi G2 63 ~' ~,~ ~.~~°~~I~ tlaferi ~~rahEmber ~r~ LQ:i 2 S~Iler hereby agrees ttr s<~II and eorzvey ~o :Buyer, ~=Ir€r ag~•~es to put~chaso, the iciautified Frc~pet•ty. zs~~cx~s~ PR~c~ t~ zr~~c~s~TS {~.-zo} (rl) Purchase Price ~ ~~03 , Ot1€~ . 00 ( One Hundred `t'hree Thous=.nd U.B. Dollars), tU B:: Laid by Buyer as fallasvs: 1. Deposit at signing of this Agree wont: $ ~ Q 0. 0 Q 2. Deposit within days of the Execution -ate afthis Agreement: 3. ~ 4. Ren~ainir!g Balance ~vili be paid at setilem~nt. (E) AlI funds pnicl by Buyer, including deposits, d~:ill be paid by chcclc, cashier's el;ecl~ or wired funds. A.II funds paid Lry Buyer within ~fl DA.YS of settlement, ia3cludrng furt~Is lrsrid at settiemettt, will be by cashier's c}neck or ~~ria•ed funds, but eat b}' per- sanrrl check. (C} Deposits, regardless of the fam of payment and the person desig;rated as payee, will be paid in U.S. Dollars to broker for Seller (unless athenvise stated here: )r who will retain deposits isi an escrow account in conformity E3ri#h all applicat~le lativs an regulattons until s~onsumma#ion ar ter- minatiazt of this Agreement. Cnly real :state brokers are required to hold deposits in accordance with the rules and regulations of tht; State heal Es#t~te Cornn:issian. Che;,ks tendered as deposit monies ma;~ be held encashed pending the execution of this Agreement. S~L'LER ASSI5'P {if ~ip,Jli+Calrle) {1-10} Sober will pay ~ 5 ~ 5 C?0 < CfO ar °fa vfPurchasv Price {0 ifnat specified) toward Buyer's costs, as permitted by the mortgage lender, if any. Seller -is only obligated to pay up to the amount err percentage which is approved lay mortgage lender. ~°°° sETTL~~I~T A~~ ~~ss~sslcc~l~ ~~-~~} ~ ~ ~ ~ ~ ~. :~ ~;~~. , {A} Settlement Date is ~e~ 2 .20~ ~ ~ , arbefore if.F€tyer and Seller agree. (B} Settlement will nceur in the county where the Pxope_"ty is .located or in an adjacefit countjr, during iaornlal business Hours, r:nless Buhr and Seller agree ntherwdse. • {C) At time of settlement, fihe following will Ire pro-rated on a daily basis Iret~ti~een Buyer and. Seller, reimbcresing tvlzere applicable: current taxes {see Notice Regarding Real Estate Taxes); rents; interest on mortgage assump#ions; conClominium fees and home- owner association fees; water and/or sewer f es, together with any other lienatrle mnnieipal service fees. Ail charges will be pro- rated far the periods) covered. Seller will pap np to and including the date of settlement and Super will pay fcrr all days follaw- zngsettlement, unless otherwise stated here: {D) Conveyance from Salter v,~ill b; [ry fee simple dehd a~ special urarrarily unless otherv~~ise stated here: (E} Payment aftransfer taxes will be divided eelually between Buyer anal yeller unless ofherwisestated here: {F} Possession is to be delivered ery dead, existing keys and physical possession to a vacant Property free of debris, with all straetures broom-clean, at day and time of settlement, unless Seller, before sigming this Agreement, has identified in writing that the Property is subject to a lease. (G) If Seller has identified in writing that the Property is subject to a lease, possession is to ne delivered by deed, existing keys and assignment of existing leases for the Property, together with security deposits and interest, if an}; at day= and time of settlement. Seller will not enter into any nevr leases, nor extend existing leases, for the Property ~=rithout the written consent of Buyer. bu_rer will acknowledge existing tease(s) by initiating the leases} at file execution ar" this !lgreement, unless othen~+ise stated in this Agreement. ^ Tenant-Occupied Yraperty Addenduffu {PAfd Form Tt3P) is attached, ~AT;vsr~T Is a~ ~~ Essl/l~c~ {~-70} (A) ~ri~'ritten acceptance of all parties ~vitl he an ar before: Se~Ire~ber 27 20'? 2 (B} The Settlement I}ate and all other dates and times identified for the performance of any obligations of this Agreement are of t[re essence and are binding. {C) The .Execution Date of this Agreement is the date when 3uycr and Salter have indicated felt accLptance of this Agreement by sign- ing and(or initialing it. For• purposes of ti~is .Agreemment, the nu~tiber of days tiviIl be caurtted from the Execution Date, excluding fire day this Agreement was executed grad including the last day of the time period. ~.II changes tb this ~.greeniertt should be ini- tialed and dated. (l~) The Settlement l~~rte is not extended by any other prflvisian of this A.greeinent and may only be extended by mutual written agree- ment of the parties. (,E} Certain terms and time periods are pre-printed in this Agreement as a convenienoe to the Bu.}~er and Seiler. All pre-printed terms and time periods are negotiable and may be changed by striping out the pre-prinfid text gad inserting dif#.rcnt terms acceptable to all parties. ~E)FG {1-1D) Failure of this Agreement to contain the zoning classfication (except in cases ~}aher~ the property {and ea,h paroel thereof, C suhdi- vidable} is zoned solely er prirtZarily to permit single-family dwellings) will render this Agreement =lnidable at Foyer's optic}n, and, if ;=aided, any deposits tendered by the Buyer will be re~xrr~4d to th;. Buyer without ?ny req°airemcnt for court action. ~oni[rg Class cation: Residers ~ia1 - os G~+ Buyer tc3tials ~~ ~f ~,$R I':roe ~ of 11 R~v15Q~ ~.f`l~ Praducsdwifh xfp=ofttt~byzlp€.agi~ t9a70 FiFt~en t~1D4 Read, Praaflr, t~'fahEgan4&028 ;~n_yUS. 3r .a~iK,enrrr x 5eiler• fnitfa#s, I 8~6 Front Street ~oarSigr~ Env;;iope 1L7: C1D3A~8C}3-?D?:i-4~lL6-B~39-05~t17D2~~ r05 GS ~`. FL~s'TLIP~£S A. PLPhSC~I~T ~~ PB~QPERT~' {I~IO} +~( (.~} li.~CLLrZBD u>_ this sate are alt existing items petv:anently uastalled in the proper~~, free of lions, and other items incl:tciing ~7 pltambing, heatinb; radiator covers; lighting ftatures (including chandeLiars and ceili:ag fans}; puoI and spa equipment (including c',S covers anti clea*ling equipment); etectrie atlimal fencing systenLS {excluding collars); garage dcaor openers and trsznsniitters; tele- 59 vision antennas; unpotted shtlzbbcr~~, plantings and trees; any remaining heating and caaldng fi?els stared on the Property at the ?~ lime of settlement, smoke detectors and Larbnn nionoxiue detectors; sump pumps; storage -sheds; fences; mailboxes; z~~all to ~i~all ?1 carpeting; existing window screens, sor.-n windows and screorv'storm doors; window covering hardware, shades and crlirtds; 72 awnings; built-in air conditioners; 13uiit-in appliances; rile range!oven, unless otherwise slated; and, if awned, water treatment sys- 73 terns, propane tanks, satellite dishes and security systems. Also included: 74 75 (B} The following items are LEASrD {poi tttarned by Seller). Contact the providerlvendor for mere information (e.g., water treatment 7G systems, propane tat3ks, satellite dishes and security systems): ?7 {C} EXCLUDED tortures and items: 78 7~ ~. n~oz~T~AC~ C~NTI~i~IJ~rc~r {1-~0} ~0 Q ~TAIVEI?. This sale is NOT contingent on n~nrtgage financing, although Buyer ma}r obtain mortgage ~natzcing and/ar the par- 8l ties nttty include at1 appraisal contingency. 82 ~ ELBCTED. 83 {A} This sale is contingent upon Buyer obtaining rnot•tgage itztnnwing according to the following terms: ~~t 85 tiG S7 ss S4 90 91 92 93 94 95 96 s7 96 99 l00 I0l 102 I (}3 I04 zas 106 107 1.08 I09 110 111 Ii2 113 i 1~E 115 iId 117 ll8 119 120 I21 122 I23 124 I? 5 t2b :27 I2& l29 130 131 First ilfiartgage on the Property LoanAmount~ 106.399. (30 IvLinimutn Tc-m 3 © .years Type of innrtgage VA Loan-To=Statue (LTV) rand:.... Far non FHA.~TA loans LTV ratio not to exceed ~ o Mortgage lender lr'oote Capit~.l ~3orcraq~ Co . Ia2terest rate 3.25fl °do; however, Bayer agrees to accept the interesf cafe as may be cnn2rnitteti by rite mQrtga~e lensier, not t exceed amaximum interestrate of 3.5flQ %. Discount points, loan origination, loan placement and other Eves el~arged by the lender as apercentage ofthe mortgage loan (exclud- ing any mortgage insurance premiums or VA funding fee} .oat to exceed °ro (oar 7f not specified} of the mortgage laa:•1. Secoaad tinier; tgage on the Pt~alaerty LaanA.mount ~ ~~~ I4firti~-num Term years Type caf mortgage Loan-To-Value {~,,TV} rtitid: Bor.non-£i`•A. ~aans LT~1' ratio not to exceed °r'o Itfortgage lender Interest rate °l~; Yz.Qrvcver, ?3uyer agrees to accept fha interesf rafe as may be cozttrnitted by the marfgage lender, not to exceed a maximum interest rate of .Q. Dlscouat points, loan origination, Loan placsrrtent and other fees charged. icy the lender as a percentage ofthe mo~gage loan (exclud- ing any mortgage insurance premiums or VA funding fee) not to exceed °fn {p% if riot specifted} of the mortgage loan. (B} The interest raters) and feels} provisions in Paragraph 8(A) are satisfied if the mortgage lender{s) gives Buyer rise rtgnr zo guar- antee the interest rate(s) and feels} a# or below the rnaximurrt levels stated. Il' lender(s} gives Buyer the right to lock in the inter- est rates},Buyer will do so at least l~ days before Settlement Date. Buyer gives Seller the right, at Selicr's sole option and as permitted by law and the rrtortgage lender(s), tc1 ccrntriiaute financially, without promises of reirrtbursernent, to flee Buyer andlor the mortgage livnder{s) to make the above mortgage term(s) available to Buyer. {C) ~~ithin days (7 if not specified) frQrt tbie Execution Date of this Agreement, Buyer Mitt make a c4nlplcted, written more gage app.Ication (inciuditig paym:.nt for and ordering of appraisal and credit reports vaithQUt delay, at tYce time required by lender(s)) for the mortgage terms avid tea the mortgage lender(s) identiued in T'aragraph S(A), if any, otherwise to a responsible mortgage lenders} caf Buyer's -chaise. Broker for Buyer, if any, clthet~~ise Broker for Seiler, is authorized to communicate with rite mortgage; lender(s) to ;assist in the mortgage; lcian process. (D} 13uycr wilt be ire, default of this A,gr~CtriCUt if Buyer furnishes false information fo atlyorte concerning Bayer's fietancial andtnr cmpla~xent status, fiaits to ct7aperate in good faitta ~vitli processing; rite mortg3be Iaarz appiictztivn (ihclucIing delay crf fhe appraisal), faits tc~ loch in 3ufarest ram(s) as slated in Paragraph S(B}, az• otherwise pauses fhe leader to re,~ect, refuse to approve tzr issue a mortgage loan conzmifrn$nf. (E} l . lYfortg:tge CoriatnifineQt Date: Octz'aber 19 2 012 . Upon receiving a mortgage corrurtitment, Buyer tivili promptly deliver a copy of ~11e commirtent to Seller. 2. If Seller does not receive a copy of the mortgage con3rtiitment(s) by the Mortgage Comniitrz~tent I; ate, Seller may terminate this Agreement ly vtrttten notice to Buyer. Seller':s right to terminate contizzues until Fsuyer delivers a mortgage co>zunitirtent to Seller. Until Seller terminates this Agreetrtent, Buyer is obligated to :rake a good-:faith effort to ol3tain uzor~:gage finan=cing. 3. Seller may terminate this Agreement by vrritten notice to Buyer after the Iviortgage Cotnrtitznent Date ifthe mortgage comrrutment: a. Does not satisfy the terms ofParagrapla 8{~.}, OR b. Contains arty condition not specified in this Agreement le.g., t"rze Buyer must settle on another property, art appraisal roust he received by the lender, or the mortgage commitment is not valid thrn~.rgh the Settlement Date} that is not satisfied and/or removed in writing by rile mortgage lenders} within 7 DAYS aflrer the 11~iortgage Cornrnitrrzent Date in `Paragraph 8(E}lz), or any extension therzof, other than those conditions that arc customarily satisfied at or near settlement le.g., obtairzillg insurance, conf rming ernplci}~inent}. 4. if this ~'>greement is termina#ed pursuant to Paragraphs 8{E)f2} or (3), or tl~e mortgage Ioan(s} is not o5tained for settlement, 111 deposit txionics will be returned to Buyer according to the terms of Parag}•aph 23 and this Agreement wilt be VOID. Buyer will be responsible far any costs incurred ay Buyer for any inspections or certitcatians t~iatained according ter the terms of flits Agreement, and any costs incurred by Buyer far: ll) Title scarclr, title insurancL and,'or mechanics' lien insurance, or only fee far cancellation; (Z} Blood insurance, fire insurance, hazard insurance, aline subsidence ins~;ranve, ar any fee for ca>1cel- ti~r; (3 j Appraisal fens and :.barges paid in advance to mortgage lenders}. ~ L' ~' i T3uyerliufiats ~6~ ASR.Page3tsfi2 ~cllerlaitials~`~^*~/ ~....____._ R~~i~e~ l/l2 ~~ Produced with zipFormt~ by zipLogix 9867G Fiftocn Mite Road, Fraser, F.ilchigan 4&028 trh1~: z1~s!-~nix.rnrrs 30~ Front SttCet ~acuSign EnvelGpn 1D: C~03AE8D3-9D75-44D6-13439-L~5D47C~2Db7Q5 I32 I33 134 135 I36 i3? 135 139 I~0 I X11 I42 t43 144 I45 14G 147 I48 149 150 I51 1S2 153 lS4 155 15b 157 158 IS9 1f0 L61 162 163 l64 1b~ lb6 ~) If the mortgage lerader~s}, or c: prapr:;rty and crzsu:zlt~j insa:rer providizrg insurance xequired by the mortgage lenderts}, requires repairs to ti-ze I'ropertrr, Buyer will, upon receilTing the xequiranaer~ts, deliver a copy of the requirements to Seiler. Within 5 DAYS of receivin; the copy of the requirements, Sailer will notify Buyer whether Seller ~~~iII make tlae required repairs at Seller's expense. 1. If Seller rna€~es the req;~ired repairs to the satisfa~ticn of the mortgage Iender and/er insurer, Buyer accepts the Property and agrees to tIac It~LEASE iri Paragraph 2j of this Agreer^~ent. ~. If Seller ~~~ill not znakc ilae required repairs, czr if Seiler fails to respond with€n tlae slated tune, Buyer will, 1~~ithin ~ DAYS, noti_ty Seller of Buyer's choice to: a. I~~Iake the repairslimproveznents at Buyer's expense, ~vitla permission aracl access to the Property given by Scltcr, Fvhich will not be unreasonably withhold, 4R b. Terrunata this AQ cement by ~vrittcn notice to Seller, ~F~ith all deposit monies returned to Buyer accord"rng to the tens of Parab aph 23 of this Agreement, If Iiizyer faits to respond witlairr the time stated irr Barograph ${I')(2--} or fails to terminate tfris ~.reearaerat by written €rotice to getter wz€nzn trzat time, Buyer writ accept the ~'ropert~~ anrx agree to ttae t~;r.,U.~S.s.~ an.~aragrnpn ~ or rnas agreement. I+II..A,'S''t'~, ~ APPI1l`CABII~E {G} It is expressly agreed that notwithstanding any t}thcr provisi©ns of this contract, Btayex will not be oblieated to cornplele the gut- abuse of the Property described i-crein or to incur any penalty lay forfeiture of earnest rnoraey deposits ar oilzenvise unless Buyer has been given, in accordance vkith HI,`DIF'I-L~ or ~'A requirements, a written statement by the ~ederat Housing Commissioner, Vefieraras Administration, ar a Direct Endorsement Lender setting forth the appraised value of the Property of not less than $ ~. 03 , 4 QO.O C} {tie .Purchase Price as stated ira this .~grearnent}. Buyer vviil have the privilege grad option of proceedi*ag Zvth consummation of the contract v~~ithou•~ regard to the amount of the appraised valuation. 'l he a,•apraiscd valuation l3 arrived Et t0 determine the maximum mortgage the; Department of I-Iausing grad Uiban Development wilt insure. IIIJD does not warrant tho value nor the condition of the Property. Buyrer should satisfy himselfllrerself that the price and condition cif the Property are acceptanls. Darning: Section 103Q caf Title 18, U.S.C., De:partaaaent of flousittg and Uri=ara De~relopraent and Federal Housing Administration Transactions, provides, "whoever for the purpose of .. , infI=aencing in any wuy the action. of such Department, makes, passes, utters ar publishes any statement, -knowing lion same to be false sha.tl be fined under Phis titic or imprisoned not more than ~v© years, ter both." {H} U.S. ~?epartment of ~QUS;ng anti ITritan Develnpsnacza'< ~r`ITJB} I~C3TfCE Tt~ ;~~IR.~IiS~RS: I3rzyer's t~ckrto~vledgemcnt Buyer has received #,ha HUI3 I4atice "If`oz Four Protection: Get a PIozne Inspection," Buyer understands the importance of getting rKn independent home izaspection and has thought about this before signing this Agrecment..I3uyer understands that b'HA will ryot perform a home inspeetic~nnor gutarantee the price or ecandition ofthe Property. {I} CertifCCaiian T~Je the undersigned, Seller(s) and Buyer,~s) party to this transaction. each cez2ify that tlac •terrr:s of this contract fear purchase ~•e tzlre to the best of our klra~vledge aric[ belief, and that gray other agrecmezzt ezrtered into toy away cif these parties u coraraeetion vrltlz this transaction is attached to this Agreerzterzt. I67 9. C.NA.t'4rGE Il~T BUY'ER'S FIIdI~,.NCIA-L S"I`~"I`US (3-I.I) 168 In the event of a change in Buyer's financial status affecting Buyer's ability to purchase, Buyer shall promptly notify Seller and 169 lenders} fn whom the Buyer subnutted mortgage application, if any. A change in financial status uclucies, but is root tin~ited to, 1©ss 17(l car a change irz employment; failrzre or loss of sale of Buyer's home; Buyer's having incurred a new financial obligation; entry of a I71 judgment against Buyer. Buyer understands that applying for andior incurr.irig ate additional finanoiut obligation may affect 112 Baayer's alaility to purchase, I73 10. SIsLLEI2 RLPR.ES111~'T~4.TIQI~'S (1-10} 17~ {A) Radon Testing and I~enaediation {See Iw'otice Regarding Ration} I75 Seller loos no knowledge wlaotit the presence or absence of radon unless cheL~ted below: 176 ~ I. Buller has kno~~Iedge that tha I'anp°rty ~=ras tested an tl~e dates and by txe methods (e.g, charcoal canister, alpha track., I77 etc.), which produced the results indicat^d belaur: I78 Date 'T'ype ofTest Results {picoCurieslliter or ~vorliing Iev~:Is} Narrae of Testing Sen~ice I79 ISO I SI ~ 2. S:.ller has knowledge that the Property had radon. removal system{sj installed as indictatcd Below: l82 Date Installed Type of Systynl Provider I s? 1s4 .85 Copies of all avaiiaUle test reports will be delivered to Buyer with this Agreement. Sailer does not warrant the mefla- 186 ods or the results of radon tests. I87 (B} Status al.' Water 188 Seller represents that ttae Property is served Tay: I89 ~ Public eater ®Cr}mmttrit5l Water ~ OI?-site ~'Jater ~ Narle 190 {C} status ofServer I9I Seller represents that the Properly 25 S£z Y?d by: 192 ® Public Sewer ^ Conununit~7 Sewage Disposal Systerri ~ Ten-.Acre Permit Exemption { ee Selvage Notice 2} I93 © Individual t?n-lot Se.=rage Disposal System {svc Sezva~f, ?~atice 1) fl Flalding Tank (see Sewage ~loficc 3} 194 ^ Individual On-lot Se4vagc L)ispasal System iu Yroximit;~ to "Well {see Sewage Notice l; see Se~~~age Notice 4", it' applical~Ie} IG5 ~ Notes{see 5cwagc Notice 1} [~ :~t'one Available(Perrnit Lii:~itatioizs in Effect {sae Sewage Nrnice S} 196 ^ ~`~ 197 Buyer Initials ~ ; 7iSIZ Pale ~ ~f 1.1 _ Seller Iultials~~~~.""~^ / Ite~vised II12 r f• Ptad~c¢d tivith zlpForrrr~ hyzipLogSx 78€!?D FiF<acn F.'IIIA Road, ~rascr, =1lchigaa 4&026 tin•~v,zlnLocarx.cnrn $~~j FIOtit Strut ~ocuSgn Envelope (D: 003AE8D3-9D7d-44D4-B439-O:ii3~ i ©2D870~ I98 (L1) historic €~resez•~=atia:~ l99 Sclicr is not r:~vare o£izisto!-ic presen~ation restrictions regarding file Propez~t3~ unless othe:-s,=isc statc°.d here: 204 24I ~} ^ Property, or a portion of it, is l;re£erentiali~~• assessed for ta.~ pucFoscs under tht; foIlo~ving Act{s} {see ~7otices Regarding Land 242 Use Restrictions}: X43 [] Fa!~r!Iand and F'arestLand Assessment Act {Clem anu Green Program; Act 319 of 1974; 721'.S. ,~ 5490.1 et sell.} ?44 ^ Open Space Act (Act 442 of 1967; 32 P.S. ~ 5(JOI et seq_•) 245 ^ Agricultural Are;i Securit5l La~v (.~.ct 43 of 19E1; 3 P.S. X901 et seq.} 246 ^ tither 247 (F} Selier represents that, as of the date Seiler signed this Agreement, no public improvement, condominium or honleo~vaer associa- 201 fiat. assessments have been made against the P.raperiy tivhich remain unpaid, and that na notice by any government ar public 249 authority lzas been served upon Seiler ar anyone an Seller's behalf, including notices relating to vialQtions of ~onirzg, housing, 210 building, safety or ere ordinances that remain. uncorrected, and I~at Seiler icnov~s of no can~Lition that «Tou?d COn5tltUte a viota- 21I Lion of any such ordinances that remain uncorrected, unless other4vise specfed Isere: n~ exeaept:d.ans _ _ 2I2 2I3 (G} Selier laioi~=s flf nn elites patentiaf notices ~irtciuding vi4iati©~s} and/or assessments e~enpt as fall~~~rs: no excep ~~.ons ZI4 2I5 {H) Access to a public road may require issuance of a highway occupancy permit from the I)cpartrnent of ~'ransportatian. 2; S IL ti~~~~ E)F CGIo1~INGT~l~C>tES (9-D~} 2I7 If this Agreement is contingent on Buyer's right to irtsp4ct andlczr r;d°=pair file I't~aperty, ar to verifp insetral7itity, enviranmeutal 2l3 conditions, bountlarics, eerti;Fcatioas, caning elassifica€ia€t ar flee, or n~ty other infarntntitsrt regarding the i'rolserty, Buyer's 2I9 failure to exercise any of Ituyer~s t-ptions vc'fliin tlZe tunes set forth in this ~greerrtent as a rA~~R o€ •E17at corffingency and 220 Buyer accepfs the Property aid sagree3 icz the 3'~ELE~,SE in P'urAgrnpla 25 oi'this Agreement. ZZI 12. IltSPB~TIOYS (1-~~) (See hlatices Regarding Property and Enviranrncntal inspections) 222 tA} Rights uud Resgenslbilities 223 1. Seller will pravide access to insurers' representatives and, as may be required .13y this .Agreement or by mortgage lenders}, to 224 surveyors, municipal o~"icials, appraisers and inspectors. All parties and their coal estate licensee(s) rrzay attend any inspections. 225 .2. Buyer may snake ogre-settl;,ment ~vall~-~hraugh izzspectitzn of fhc Property. Buyer's right to tlsis nspecfion is eat v~laived by 226 any other provision c;=f dais Agreement. 227 3, SeEfer will have heating and alit utiti€ies {inclntlittg feel(s)) pn far t€11 inspections/nppraisais. ZZ?? 4. All inspectors, including Name inspectors, arc authori~cd by L'uycr to pravide a copy of any inspcctian P~cpor t to Brflkcr far Buyer. 229 5. Seiler has rho right upon request; ~to receive a free copy of arsy.inspactian Report from the party for wlxam it was prepared. 230 ~F3) Buyer waives or elects at Buyer's expense to have the folla~~~ing Inspections, certitacatiarzs, and investigations {referred to as 23I "Inspection" or "Inspections"} performed by professional coutraciors, home inspectors} engineers, architects and other properly 232 licensed or athenvise qualified professionals. If the same inspector is inspecting snore fhan one system, tine inspector must cam- 233 ply with the Plome Inspection Law. (See I~lotice Regarding the ~azrze S€zspection Last) 234 {C} For elected Inspections}, Buyer will, t~rithin the contingency Period{s) stated in Paragraph I3{A}, complcle L`LSpections, obtain any .235 Iuspectiari R~;p,zrts ar results {refers; d to as "Report" or "Deports"), and accept rho Property, tcrrni_Bate this ~.greemeat, ar submit a 236 Wz•ittcn Corrective Proposal(s) to Seller, according to the terms of Paragraph 13{B}. 237 os gCaznelT.'roperty lnspectzons and ~.sivzrorLmentsLl ~a~ards (.ns~ld, eta.) 238 T+~~~.-tad Buyer may conduct au inspection cif the Prapcri 's structural components; roof; c~'terior zs,~irdo~~,~s anti c;;terit~r '~!'nive€I 239 ~~ ? doors; c~:terior siding, Estcrior Insulation. and Finish Systems, fascia, gutters and do~.~nspo!zts; swlrnrning pools, hot 244 tuUs and spas; appliances; :,l;.ctrical systenis; it;teri ar artd exterior plurlbing; public se4ver systes~is; heating and caal- 241 icg systems; ~svater penetration; electromagnetic fields; wetlands and flcacl plzin delineation; structure squart; 242 footage; mold and other environmental hazards (e.g., fiina ,indoor air gtiaLity, asbestrzs, underground stt~rage tanks, 2tI3 etc.); and any other items Buyer may soled. If Buyer elects to Dave a home inspection ofthv Property, as defined in 244 the Home Inspection Lave, the home inspection must be performed by a lull member in good standing of a national 24s home inspectit~i? association, ar a person supervised by a full member of a uatianal f~otne .inspection ass©cation, izi 246 accordariee tivith the ethical standards and code of conduct or practice of that association, or by a properly licensed 247 ar registered engineer or architect. {See l~otice Regarding the Name inspection Law) 248 os ~4'ood Infestation 249 fl~t~ted Buyer may obtain a written "Wood-Destroying Insect Infestation Tnsl:ectiart IZepart" from ant irspoctor certified as ~~'~ivec3 250 d / ~, vroocl-destroying pests pesticide applicator and will deliver it and all stapporting dc~cunzents aztd drawings gravid- ~ I Z5T ed by the inspector to Seiler. The Report is to be made satisfactory to and in compliance with applicable leers, rnort- 252 gage lender requirements, and/or Federal Irsatring and Guaranteeing Agency requirements. The Inspection is to be 253 limited to all readily-visible and acc°ssibls areas of all stnzctures flu the Prapert~r, except fences. If the Inspection 254 reveals active infestation{s}, Buyer, at Buyer's Expense, may obtain a Proposal from awoad-destroying pests pes- 255 ticide applicator to treat the Prapert~~. If the Inspection reveals damage from active or previous infestation{s},Buyer 256 may obtain a written Report rorrL a professional contractor, home inspector or strucl2iral engineer that is limited *.a 2~1 structural damage to tlia Drape:~y caused by w~rad-destroying organisizzs and aPraposai. to xepair the Propeity. DS 2~8 ~'Vater Service 259 Elected Buyer may obtain an Inspection of the gtzali ~ and quantity of thu Fva;:,r system fz•om a properly licensed or atheru~is ;~etl 260 1 qualified ~~aterlvleil testing ca;npany. If and as required by the inspection company, Seiler, at Seller's experse, wi I 261 Iacate and provide access to the t7n-site {or individual} water srsta!n. Seller will restore the I'z-t?periy to its pre~rious 262 carclitian, ai: Seller's expense, prior to settlement. os ?63 Buyer Initials ~~ ~/ ASB. Pale ~ of 1I Ite~•ised 1/I'. Seller Initials ~i~ ~'°~'~` ~~{ `~ 806 Front Street Produced vrlth zipForm~ by zlpLogix 18070 Fifteen P~7ilg road, Fraser, l.4tattigan AQ;~26 cr,~rw.zi Loa x.c~o~ 3acuSiyn Envelope ID. OG3A=gC3-9D75-44do-B~130-b5D~7L~2Q87C?5 ~s 2~4 Radon ?~~ BPected Buyer Wray rrbtain a radon test of the Property f;•am a .certii7ed inspector. ~'l1e U.S. Enviroiuneutal Protectiar~ ~?i~'erI 2c~ / Agency (I1PA) advises corrective action if the average annual exposure to radar is equal to or higher thr+n 4.0'}~ / 2~? ~varl:ing levers or 4 picoCuries/liter (4pCi/L). 2GS On-tot Sew:rbc (If Applicai~Ic) °' 2~9 Elected Bayer may obtain an Inspection of the individual on-lot sewage disposal system franc a quaffed, professian~~~eived 270 / inspector. IC and as required by the inspection company, Seller, at Seller's expense, tivill Iacate, pravirie access r, ~/ 27I and empt~r the individual. on-fat sewage disposal system, Seiler ~~rill re--store the Property to its previous condition, 272 at Seller's expense, prior fo settlemeIIt. See paragraph l3{C) for more information regarding tI-ie Individ~sai On-lot 273 Sewage Inspection Contingency. 2?4--ns Prapca•t3' In5lIrirACC 27" ~~~~:fed Buyer may determine the insur3bilitr of the Property by making trpplicatian far property ,ind casualty insurance for Waived 27 ~ ~`/ the Properly to a responsible insurer. Broker for Buyer, ii any, othervrise Broker for Seller, may comruunicate Zvi#.h / 27l`--••--•---- the insurer try assist in the insuranco process. If the Properly is located in a flood plain, Buyer may tie requiseci tc~ 275 carry flood insurance at Buyer's expense, which may need to be ordered 14 days ar snare prior #a Setdement Date. 279 Praperty~ ;3atandaries ,---us 2S0 Itltected Buyer may engage the services of a surveyor, title abstractor, or other qualified professional to assess the iega~ Zed 28I / description, certainty and location of boundaries and/or giranturr2 of land. Ivlost Sellers have not had the Propert~~ 282 surveyed as it is not a requirement gfproperty> transfer in Pennsylvania. Any fences, hedges, tiualPs and other nature 283 or constructed barriers may or may not represent the true boundary lines of the Property. ~~y numerical represen- 284 lotions of size of property are approximations only and may be inaccurate. 285 Deeds, Iiestricfforrs and `rsrning °s 2S6 Elected Buyer may investigate easements, deed and use restricti©ns (including any historic preser~ratiott restrietians ar ordi red 287 ! nances) that apply to the Property and review local zoning ordinanaGs. L3u;~er may verify that the present use of th ! 2S8 .Property tsuch as ir. Iavr quarters, apararrien#s, home or~ce, day care} is permitted and. array elect to make tlae 289 Agreement contingent upon. an anticipated uss. Present use: 290 Lead-Based Paint $azards {Far Properties prior to 2978 only) as 9I Elected Before Buyer is obligated to purchase a. residential dweIIing built prier to 1978, Buyer has the option to conducts ~gd 292 1 risk assessment andlar inspection of the Property far tlrc praserrce of lead-based paint andlaz• lead-based paixtt haz~- 1`• 233 ands unless Buyer waives that right. 2Zegaa'dtcss of ~s'hether this inspection is elected ar ~vaiv~d, tl~e R~sidexxtial Z94 Lead-8assetl I'tant hazard Ited~-ctian 1~,ct r~gtaires a Se&ter cif prapca~ty btaiPt prior #a 1}78 to ~sr~svacte lice Zl5 Buyer wiflt an E2'A-approved .lead hazards inI°ormatioa~ paraaphlet tilted 1°rotect ~'ottr ~+'amily fr€-aca Lead in 29G '~Taur Home, slung with a separate form, tattaohed t€~ fEris ~.gricurent, disclosing ~cller~s knowledge of Iead- 297 based paint hazards and any lead-based paint records regardirtb the Property. {See I'~afices Regaa•diaag 298 Residential Lend-Based I'afnt ,Hazard I~eductitrn Act) 299 Other 300 JCIected ~~'aived 301 / 302 303 The Inspections elected ahoy;. do not apply to the fallawin~ existing cttnditians ahdlor items: 304 3(1~ 300 13. INSPIi;C7CI0I! COi1TII~GEI~CY (1-.I.Q) 307 (A} The Contingent-y Period is days (IO if rat specified} from the Execution. Date of this t~.greement for each Inspection elect- 308 ed iu Paragraph 12(C), except tlae following: 3t}9 Inspection(s) Contingency Period 310 days 3i1 days 312 -- days 3l3 days 314 ($} Except as stir#ed in Paragraph 13{C), if the result of a.ny Irrspccticrn elected in i'aran aph I2(C) is unsatisfactory to Buyer, Buyer 3t~ t~*ilP, within the stated Contiaoeuey Iv'erinci: 3I6 I. Accept the Property vrith the information stated in tyre l~teport(s) rrrrd agree to the. RED EASE in Paragraph 25 of tl~Lis Agreement, Cl~ 3r7 2, 'Terminate this ~.gXeemant by ~rritten noEice to Sc?ier, with all a:posit monies returned to buyer aecoxciin~ to the terms o~ 318 Pa~•aD aph 23 of this Agreemsnt, OIZ 319 3. Present tPae Regarf(s} t~ SeIter with a FVritten Corrective Proposal ("Proposal") tistin; corrections and~br credifs desired by T2uyer. 32D The Proposal may, but is not required to, include the name(s) of a properly licensed or qualified professionals} to p;,r#'orm tfie cor- 32I rections requested in the Yroposaf, provisions for payment, including retests, and a projected date for completion of the correc- 3z2 lions. Buyer agrees that ScIlcr will not be held liable; for corrections #12at da not comply vriti~ mortgage lender ar governmental 323 requirements ifperformed in a worimanlike manner according to the terzrrs of Buyer's l'ropasal. 324 a. No later than days {5 if not specified) from the end of the Contingency Ferioil{s); Seller wilt inform Buyer in writ- 325 ing that Seller wilt:... 326 (1} Satisfy aII the terms of Huyer's Prapasal(s}, CiIZ 327 (?} ?dot satisfy all the terms of Buyer's Proposal{s). 328 b. If Seller agrees to satisfy the terms of Buyer's Proposal, Buyer accepts the Propert;- sn.d agrees to trio IL±~LEASE in 323 a.agrapb. 25 of#his Agreement. 33G c. 'ithin days (2 if not specified} of the r~ceipl of vvritten roll<cation shat SeII~r will not sansry ail teens of Buyer's f`.~ I 33I Buyer ~nifistIs~ ASJ~ 1?~ge fi of Z~ Seller 3'aitial I~eviser11II2 ~ Produced with zipFomt~ 6yzipL©gix 9II470 Fif#aen;~lils Road, Fraser, P~tlchiga~t 45026 t~r~vxlptoaix.com R(36 Front Street OocuSi9n ~rll~flifl~1° ID: 003A?=8D3-9D75-K4D6-8439-C5D.~,iG2g8±05 332 Proposal, or the fine stt~te:i in paragraph 13(B}(3){a.) if Seller fails to choose either option in ~vritino, whichever occurs R .,., -~= , first, Bud=er vrilt: 3-~4 (?} Accept the Property ~}=ith the in,ihrmation stated in the Report{s} and a~ ee to the It7;C,EAS.E in Partr~rph ?S of this 333 Agreement, OPT 336 {2} Terminate this Agreement by tvrit~ert nfliiCe to Seller, with all deposit monies rettr,neata I3rzyer according to the tennis 337 of Paragraph 23 of this Ab ee_menf, OR. 338 (3) E__=lter into a rnutuaily acceptable .written agreement ~;=£th Seller, prUViding for any repairs flr impravernents to the 339 Property and/or any credit to Buyer at settlement, as a~„ceptable to -the mortgage lender, if any. 340 If Buyer fails fa respond witizin the time strtted in Paragrsph B3{B}(3)(c) or faits to terminate this Agt•eerrzerct .by 341 wrattetz notice to Seller within That lime, Bttyer will riccept the I'raperty and spree to tine LBASI in Paragraph 342 ~ of this Abre;/ment. 343 (C} Ifa P~eport reveals the need to expand or replace the existing individual on-lot savage disposal system, Seller ma•y, vrithin 344 days {25 if not specified} of receiving tie Report, sul~rrut a Proposal to Buyer. The Proposal wil£ include, but not be limited to, file 34~ name of the company to perform ttte expansion or replacement; ;rrovisions for pa5~rztent, including retests; and a projected com- 34b pieta©n date for corrective meaner; s. ~ilhin 5 D~iYS of receiving Seller's Proposal, or if no f'roposaI is ps~ovidcd tivifhin the 347 stated time, Buyer will notify Seller in writing ofBuyer's choice tfl: 348 1. Agree to the terrrrs of the Proposal, accept the Property and agree to the RELEASE in Paragraph 2~ cat this Agreement, CSR 349 2. Terminate this Agreement by ti~ritten notice to Seller, with all deposit monies returned to Buyer according to the terms s~f 3S0 Paragraph 23 of this Agreement, OR. 35I 3. .Accept the Property and the existirit; system and agree to fire RI:I,EASE it3 Paragraph 2S of this Agreement. If required by any 352 mortgage i:,ndcr andlor arty govemtrtental aufl~carity, Buyer will correct the defects before settlement or 3vitlain the time required 353 by the xnort~aae lender andlar governmental authority, at Buycr's.sole expense, with percussion and access to the: roperty pavan 354 by Seller, which may not be unreasonably withheld. ~ Seller deni;,s Buyer pezmissiozt and/or access to cozrewt the defects, Buyer 3 s may, vrithzin d I~A~'S of Seller's denial, torzninata this Agreement by w=ritten notion to Seller, with ell deposit monies returned 356 to Buyer according to the Terms ofParafraplt 23 of this Agreement. 357 If Buyer fails to respaaa~d tviitlziu the time stated in Par.~rapls ~3(C} tar fitils tsa terArtinafe dais 11Lgreertterat by written. notice 35$ tU Salter iYlthltt that tame, TSpyer wilt accept the Propez-t~~ and agree tv floe lLAS~ ;n P'aragraplt 25 of this ~greantent~ 359 1~. I~O`T'll~B s, ASSESSI'r~ENTS Alai} I~t71~It/itPA:~. REQI~LINTS (~._f~} 360 (A) In the event any notices, including violations, and/or assessments are received. after Seller has signed this Agreement rand before 36I settlement, Seller twill within 5 DAYS ofreceivirrg the notices and/or assessments proYide a copy flfthenotices andlar assess- 362 menu to Buyer anal. will nt~tify Bt!yer in writing tYtat Seller wail: 363 1. Fully comply with the notices andlor assessrazents, at Seller's sxpens~, before settlement. I£' Seller f~:Lly compiles with the 3b4 notices and/or assessments, Buyer accepts the PrflpvrtST and rzgz•eas to the KELEASE in Paragraph 25 of this Agreement, OIZ 365 2. Nut comply with the .notices and/or assessments. If Seller chactses not tea eomply with fire notices andlor tssessments, or fails 365 within the stated time to ntatify Buyer Ss~lcetlter Seller Swill comply, Buyer wail notify Seller in i;'rating within 5 DAB'S 3G7 that .Buyer will: 368 a. comply with the notices and/or assessments at Buyer's expense, accept the Propert'~f, and agree to the RELEASE in 3G9 Paragraph 25 of this Agreement, UR 370 b. Terminate this ,~igreenent by Svritfcn notice to Seller, Svith all c.eposit monies retumcd tea Buyer according fie the terms of 371 Paragraph 23 of tills Agreement, 372 ]Gf Buyer fails to respazzd within fate time stated itz Paragraph 14(.x.}(~) ar fails to terrninrtts this A.greerxrt:tct by Sf~ritten notice 373 to Seller Svitlain that tune, Buyer wail accept the Pa•aperty and agree to tl~e RL1.~~.SE in 1'aratrragh ~ 4f this A.bs•eemerzt. 374 {B.) Zf required by lave, witlrirz 30 DAYS from the Execution Date of this Agree.=nent, but in nc: case later than 15 I?Al'S prior 375 to Settlement Date, Ballet' will order at Seller's expense a certirication from th=~ appropriate municipal departcnt(s} disclosing ncatice 376 of any uncorrected ~=iolatiaus of zoning, pausing, building, safety or fire o_rdi.nances and/or a certificate permitting occupancy of the 377 Property. If Buyer receives a notice of any required repait•;;/irttpraveents, Buyer will promptly dciivc:r a copy tat tee notice to Seller. 378 i. Within 5 DA~rS of receiving zzatice from the tnunicipatity that repairs!improv~mrr2ts are required, Seller will detiver a 379 copy of the notice to Buyer ana notify Buyer it writinb that Boller will: 38b a. I,=I<alce the required repairs/irnpravemcnts to the .sa*.isfaction of the municipality. If S:.Ilcr a:akes 'the required 381 repairsfirraprovements,Beyer accepts She Property and agrees to the RELEASE in Paragraph 24 of this A greeruent, O~ 3sz b, l~£oi make the required rsypairslizrproveznents. If Seller cht~oses not tcz make 'the required repairsiimprovements, Buyer will 383 notify Seller in writing within 5 D~.~.''S that Buyer will: 3$4 {1) Make fhc repairslimproveanents at T3uyer's expense, with permission Surd access to the Property given. by Seller, which 3E5 vriI1 not be unrcasonabiy withheld, flIZ 3S6 (2) Terminate this AD Bement by ~~~itten notice to Seiler, ~rtitlz all deposit meanies returned fie Buyer according to the teens 3$7 of Paragraph 23 of this A~cernent. 388 If Buyer fails to respond Svizhin the time stated in Parabraph 14(F}(I}(la) or fails to teratcir:ate this Agreement by ss"S9 written native to Setter within that tircac, Foyer Swill atccept the Property and stgree to the R~LI;ASE art Parrtgrapli 390 25 crf this Agrea~rrzent, and Buyer accepts the responsibility to perfarru flee : a:prric-slatnprovezreents according fo the 39l terms of floe notice provided lay faze municipality. 392 2. If Seller denies Buyer permission: to maize the required repairs/in~provczncnts, or does not provide Buyer access before 393 Settlement Date to make the required repairslirrzprovements, Buyer may, zvitllin 5 DABS, terminate this Agreement ley 394 written notice to Seller, wittx all deposit monies returned to I3uycr according to the terms of Paragraph 23 of#his Agreement. 395 3. I.f repairslimpravezncnts are required and Sellar fails to provide a copy of the notice to Buyer as regizirr:d in #his Paragraph, Seller 3S6 wi€l~erfozTa aII repairsfi~rzproven~ents as required by the notice at Seller's exp:;rtse. Paragrzph I~€(F){~) S'~iil survivav settlement. ~l ~#~ ASR Page 7 of 11 Scale: l~niteals~-~~ t 397 Brayer Initials~_ / t ~ ~-- ---- Rek~scd ii12 Produced t~riih zlpForrr~ by zlp~ogix 1 H676 FiFieQn ®.ille road, Fraser, PlicF(garc 48C2fi tiny.=:.zipLagiX,cem iy(ib Front Stre.F.t ~oct~Sign Envelope iD: Of~3AE8D3-9DT~-44Dc-1:439-05DATD2DE~i7Q5 31i1 15. ~~ttTS~431Y°e'''1'lUif'L~LtB.t Vrl~.l:+.V t.L+'.'.~'~~YS iI!`i~~Ar ~.[.~t~g r"iS~~Y~~+.~Ai7JVl~.J...`A.B~~t~iT~)ii~=..S ~.LY?~1~1 X31 ~C~..~~i-.~Yj7 399 Pr'op:.rty is NGT a C~ondaminiunz or part of a Planned Carzutaunity unless ahecltied beio~r. 40D ^ Cfli~I30ltrl~i tIL~~. The Property s a unit of a candominiuna that is primarily run by a unit owners' association. Section 3407 cf the 401 Uniform Condatninium Act of Pennsylvania (see Notice Regarding Candaminiurrts nd Planned Canununities} requires Seller to 4Q2 furnish 1~- uyer ~vitii a Certif~cat~ of Resale and copi;;s of tlzc condominium declaration (other than plats anc plans}, the l~ylwtivs and 4~3 the talcs and regulations afthe association. 4?4 ^ I'I,A2~INEl7 Ct1i'1~Evf'JNITY {HOlviZO~~'I~CEI`` ~'~SSQCL~TIO?v7. The Property is pair of a planned coannzunity as deterred by the 4D5 ~Inilorrrt Plriraraed Corruntinity Act {see Notice Regarding Cnztdaminiums acid 1'laniaed Con»unities). Section 5407(x} of the 1~et 40[~ requires Seller to famish Buyer with a copy of the Declaration (other (hart plats and plaits}, tlxe byla~,=~s, the rules and regulations 407 of the association, and a Certdicate containing theprovisions set f©rth in section 5=I07(a} of the Act. 4Gb T rOLY,O~Vfa~FC ~PPL~S T£~ PPCIFIIRTILS T1=Z4T 4IZE I'A.i~T ©~A C~N~QIY~'T~TM C#13 A Pl;.D C®i1~IlVILTI'~IT`f'. 409 (.~} ~~rithira 1 S DABS from the Execution Date of this AgTreement, Seiler, at Seller's expense, will request fi•otn the association a 410 Ccrtir"rcate of IZcsale and any other documents necessary to enable Seller to comply with the relevant Act. The Act provides that 411 the association is required to provide these documents within 14 days of Seller's request. 4.1? (B) Seller tt=il1 promptly deliver to Buyer all docur.~ents received f~'om the association, i3nder tlae Oct, Seller zs not Fable to Royer I'ar 413 the failure of the association to provide the Ccrtifrcate in a tunely manner or far any incorrect inforrnatian provided lay the asso- 414 ciatitan in the Certificate. 415 {c) The Act provides that Buyer may declare tr+.is Agreement VOID at any time before Euyer receives the association d€acuznents acid 4I6 for 5 days afl*er receipt, OR anti! settlement, tvhiclaever occurs first. L'ayer's notice to Seller must -be in writil~g; upon Buyer 417 decifu-ing this AgreetnYnt vffid, alt deposit mQnics Z~>itI tie returned to i3uyer according to the terms of Paraa •aph 23 of this 41 ~ Agreement. 419 {D) If rho assaeiatiorr has the right to buy the Prtapvrly (right of freer refusal), and tlae association exercises that right, Seller will reirn- 420 horse Buyer far any casts iazcurz-ed by Buyer fine any inspections nr cert~caticans aUtained according to tho tcrrrzs of the Agreement, X21 sad any casts incurred by Buyer far: (1) Title search, tuts insctrancs and,~ar mechatucsS lion insurance, or any fee for cancellation; 422 {2) Fioad insurance, fire i~tstarrutce, h•~trtt insurance, mine su~ssidertce insurance, or any fee for cancellation; (3) Appraisal fees 423 acrd charges paid in advance to mortgage lurider. 424 ~~. 'TITLES, ~~~~ S AID ~€~~~~ ~~-~~} 425 {A) The Property will lac conveyed with good and marketable title that is insurable ley a rrputa'a1e title insurance eampany at tha reg- 426 aloe rates, free mzd clear ref aI1 Bens, encumbrances, and basements, exeep$ing Iao~vet*cr the ftallo~=ving: e::isti_ug deed restrictions; 427 historic preservation restrictions or ordinances; building restrictions; ordinances; easements oaf xoads; easements ~cdsible upon the 428 ground; es emants of record; and privileges err rights of public service companies, if any. 429 (B} Buyer will pay for the follovring: (1) Titlo search, title insurance andior rraeclranies' lien insurance, €ar any foe for cancellation; 430 (2) Flood insurance,. fire insurance, hazard insurance, ntirae subsidence insurance, or any fee for cancellation; {3) Appraisal fees 431 and charges paid in advance to mortgage lender; (~) Buyer's eustoma~-~ settlement costs and accruals. 432 (C) Any sun=ey or surveys required by the title insurance company ar the abstracting cantpany far lareparing an adequate legal 433 description of the Property (or the correction thereof} tivill be obtained and paid for by Seller. Any survey or strr~•eys desired by 434 Buyer nr required by the nzartgage loader wi11 be obtained and paid for by Buyer. 435 (D) Sf Seller is unable to give good and marketal~Ie title that is insurable by a reputable title insurr~trace company at the regular rates, as 436 specified in Paragraph I5{A.}, Boyar array termrtatc this Agreement ley written notice to Seller, with all deposit marries returned to 437 Iluyer according to the terms of I'zxagraph 23 of this Agreement, Upnn tefmination, Seller will reimburse Buyer fQr any casts 43$ incurred b}= :Buyer for ar~y inspectia<~zs or certiricafions obtained acct~rdinS to the terms oaf this Agreement, and Car thcase items spec- 439 ifed in Paragraph la(B) items (l.), {2), (3) and ira Paragraph 1ri(C). 440 (E) Coil, gas, mineral, err other rights oftius Property n~y.have beer} previously conveyed or leased, and Sellers n3ake raa representaticar~ about 441 the status of rhos: rights tnless indicated elsewhere in this Agreement, 4~z Q QiI, eras and tirlineraC Bights Addendum (Pr'~F~ Farm f7Gi~I} is attached. 443 ~ls) coAZ rvc~TrcE (~~llter~e Aplrticabte) 4A44 TICS UOCUMEEt~IT IufAY PTCT SELL, CANVEY, TRf:NSIZR, INCLL-DE {}R I~tSttRE THE Trr`~E TO THE Ct}Ai. ~IIa RIUErrS rJI~ SUF'~'OR:i' LT2dDEE2~vATi-I 445 TtiE SUrtFACE LAt~U I}ESCRTF3ED Ott TtEt'ETiREr) Td AE£2E'nT, ANI) Thy OWNER tlR OWNERS QF SUCi-T CCAI. '~fA~' tIAVE TFIE COMPLCTE LpGAL 44G rr~rrrrr ro r.~ov~ .~LrJ such[ conL ~L ~N ~rr~:r ca?vrrECTiorr, ra~~~s rev- nESUL1 Zo •r'x~ suau~~c~ ~~ •rr~ LANi7 ~~ra ArrY xous~, q47 BTJrLDINGOR~TF~RSTRUCrr3xEtars4R~SUCHLILNB. {This notice is set forth in the manner provided in Section .l oaf the Act df 44fY 3nly 17, 1957, P.L. 984.) "Buyer acla-,owledges that he may not be obtaining the right of protection .against subsidence resulting 449 from coal mining operations, and that the property described herein may be protected from daniaga due to mine subsidence by a 450 private contract vrith the owners of the ecanQrnic interests in the coral. This aelcrtavfledgernent is made f©r the purpose of com- 4s1 plying Fvith the provisions of Section I4 of the Bituminous ivline Subsidence and the Land Conservation Act of April 27, 1.9G~i:' 452 Buyer agrees to sign the deed from Seller which deed wilt contain the aforesaid praviso~z. 453 {G} Tlie Property is not a "recreational cabin" as defaned in rho Pennsylvania Construction Code Act unless others=rise stated here (see 454 Notice Regarding recreational Cabins): 455 ~I) This property is not subject to a Private Transfer Fee C~bligatign unless atherU,~isa stated here {see Notice kegarding Private Transfer 456 Fees}: 457 Q Private `I'r~tns€er Fee Add~ndurn (;l'AlZ ~'arnl P1~) is at-taehed. 45E 1~. Itirl~sil~lT~l~r.cr A~ ~~~ ol{ Liss (~-za) 459 {A} Seller e}~ill n:aitatain fl.e Prope>Zy, grounds, £,xtures and personal property spccif~caily listed in this Agreement in its present ccan- 46;1 dition, nor-nal wear and tear excepted. 9b1 (I3} If arty systorn or appliance included in rite sale tat Property fails before settlement, Seller will: 462 1. Repair or reptaee tlt.e °ailed system or appliance before settlement, C31t 463 2. i?rovide prompt written notice tc Buyer of Seller's decision ttz; 464 credit i3uyer at settlement far tha fair market value ot` the _i:ailed system ar appiiaace, as acceptable tea the mort age lender, 46S ~ y, OR ~~ 466 buyer Initials :ASR Page S Ur I1 Setter Isai€iur~-,-~-'` :.~~:.~- I ~S't3~tl ~/i~ produced witEt zipr'tsrrtJ isy z1~Lo~lx 1$47Q Elfionrt f~itie Road, =raser, '1lch~gan 4326 s~r.~r~v zia~-~crix.carn ~ $G6 FIant 5tre~t ~ocu5ign i=nvelope iC~: 0034EpL3-9D;~5-44D6-5430-05~A7~ZD37C5 467 b. Nat repair or replace the failed system or appliance, and nc~t crecliT Bayer at settlemezri for tlae, fait- m~unat ~~aluc of the 4b5 failed system. ar apz~liance. 469 ~. If Seller does not repair or rapiace the failed system or appliance or agree to credit Buyer Far its fair matrlcet value, ar if Seiler 470 f.aiis io notify Bctycr oR Seller's choice, L}uyer will notify Seller in writing within S D.'~YS or before Settlomct2t Dttte, `~%'1 whiclrcver is earlier, that Buyer v,'iil: 472 a. Accept the Property and agree to the ~I~I;ASL: in P:3ragrrph 2S of this :~igreement, OIL 473 b. Terninate this Agreeanent by written notice to Sailer, vvitir aI1 deposit monies returned to Boyer according to the terms of 474 Paragraph 23 oftlais Agreement. 4"5 If Buyer fails to respond z~~itizin the tin~ae stszted itt Paragraph 77{B)(3) or fails to terminate dais Agreement by ~vrittett ~i~6 notice #0 Seller ~Yithin tdtat time, 13uycr ~~iil accept the Property and .tgs•ee to lice REI=,E~SE in Par;tg c-aplt 25 of this 4:~7 Agreeznerat. 4r8 (C} Seller bears the risk of lass from fire ar other casualties until settlement. If any prope.~= included in this sale is destroyed and not 479 replaced prior to settlement, Foyer v.Jilt: 460 1. Aec~pt the Propc~= ir, its then current condition ta~ether with the proceeds of any insurance recovery obtainable by Seller, OR 48l 2. Terminate this Agreement by v~zitten notice to Seiler, with all clepasif monies returned to B:zyer According to the terms of 482 Paragra{p~,hTrl23 o[~fthi~snAa ccnzent. `~~~ t~. H®~a s+. Y~j~~.~til`i 8.l i{`il !!.~"liJ 464 At ar before seftleznent, either party may purchase zz home warranty for tlae Property franr a third-party vendor. 13uycr and Seller undcr- 4.65 stand that a horua; varranty for the Property does not alter any disclcasctre recluirenzertts of Seiler, wits not caner or tis•arrac~t any' pre- 485 existing defects of the Property; and will not alter, waive ar extend any provisions of this Agreerizeat regarding inspe::tions ar eertifi- 4E7 cations that Buyer has elected or waived as part of this .t~greez:zent, k3uyer and Seller understand that a broker wlza recoarmends a home ~S3 ivarrauty may have a business relationship ~~ri.tla the hoots '~vaz~ranty company thRt prazrides a financial benefct tea the br®Icer. 489 T9. Ct~I$I7+Il'd~ (9-fly} 490 Tlzis Agrecnz;,nt ~3'iIl not be recorded izz the ~flice n:f the Recorder of Deeds or in aziy other Q uce or place of public recarcl. If I3zzyer 491 causes or permits this A~ eeznezat to be recorded, Seller may elect tt~ treat such act as a± default of this .t'igreemeaat. 492 20. ASSt~I~dI~~E1~+IT ~t-lfl) 493 This Agreement is binding upon the parties, their heirs, personal representatives, guardians and successors, tznd to tlt.e extent nssigna- 494 ble, on the assigns t~f the parties hereto. Buyer wlPl not ~ansfer or assign this Agreement without 'the writtezl coaasezrt of Setter unless 495 otherwise stated fn this Agreement. Assignzncnt of this Aggreement may result in additional transfer taxes. 49b 21. ~QVB~II4TG ~AV4', 1~,'-U.i AND PEI~ONAI.3[7E.~SI}ICT~~?~T (9-fly) 497 ~A} TIrc validity at~-d constrttctiorl of this Ageentent, and tlae rights and duties of the parties, ~vi1l 13e governed irz accordance ~,rith the 496 laws of the Comnaon~vvalth of Pennsylvania. 499 B) The parties agree that any dispute, controversy or claim a~Ising under or in cozurection with this Agreement or its pe:za_rixzanee by SGO either party submitted to a court shall be filed exclusively t?y and izz the state or federal courts sitting in the Comriaonweaitli of 541 Pezuzsvlvania. 5Q2 22. RII?~£SBNTATpOIi45 (~-IQ} 503 ~A) All relaresentatinras, claims, adv~rfising, promotional activities, braclntres or plans of any kind made by Seller, Brewers,. their 504 l'zccnsccs, ezrzployecs, af,:icers ar partners are not a part ai' this Agreement unless expressly incarparated ar stated iza this 5'JS Agreement, T)zis Agreeznerf contains the whole agreement botc~=een Seller cad Buyer, and Chore are no o'er terms, obligations, 5ti~ coventznts, repres4nfations, statements or conditions, anal or ath~;'4v:se, of tizzy kind t,thatso:vcr concerning this salty. This S47 Agreerrrertt will not be altered, ar3iendcd, chanOed car modi:~ed except in vrriting executed by the pm`'ties. 548 {$) ~Tnless otiaez-wise slated .in this A.greentent, buy er hags inslaccted the Property {including fiartures cad arty personal prols- 509 erty slaecificatly= listed herein) 12efore signizag this Agreement or hats waived tlae right to do sa, and egress fo pua-clzase the SI4 Property IN CTS P~tES1;l~TT CC}Ni3ZTIQN, sulajecf tea isaspe€:titist contingencies elected in this Agreettzent. Buyer aclczaas~vl- 511 edges that Brokers, (heir licesasecs, cartpitsyces, cat'ficers car l~nrtners leave not made oar iatricgenclent exatanination ar deEer- Si2 urination of the structural soundness of floe Property, tlac age or caazdition of tht; cotaapozzeatts, ettvirotatatetatal caazditioais, 513 the permitted cues, rtor of ctanditioats existing tat the locazle xvhcre the ~"roperty is situated; sear leave they aaaad€: as nteckcatn- 524 teal inspectiozz of gray of the systems contained thereto. sl S {C) Any repairs required by this Agreement evil] lie completed in a worr~tzanlike manner. Sld {L}) I3raker~s) have provided or array provide services to assist unrepresented parties in complying ~viu'z dais 1`igreeznerat. S17 23. DEI~'A~LT, TRIl,:NiINATIONAI~~ RETlll2.~ 4P` I3EPOS~TS (1-iQ) SIS {A) ~taere Buyer tertrtinates this Agreement pursuant to any ri~fi granted by this Agreement, Buyer tivlii i}e entitled to a return of SI9 aII deposit zaaanies paid an account of Purclvc.se Price pursuant to the terms of Paragraph ~3{B), and this Agceemetrt w=ill be 524 VOID. Termination of this Agreement uta}= occur. for other .reasons giving rise to claims by F3uyer ~iildlor Seller for the deposit 521 monies. 522 (B) Regarrdtcss of the apparent entitlement to dvgasit monies, Pennsylvania .law does i-rat allow A Broker holding ciepasit rnoaies to S23 determine who is entitled to tPe deposit marries when settlement does not occur, L~roker can only release the deposit monies: 524 1. If this Agreement is teznzi_nated prior to settlement and there is no dispute avez• entitlement to the deposit monies. A written 525 agreement signed by bath parties is evidence that Chore is no ciisputc regardiztg deposit monies. 5?6 2. If; a#}er Broker has received deposit monies, l~rolzer receives a ~y~ritten agreement that is signed b1 Buyer and Seller, direct- "? ing Broker.ho~=r to distiilaut~ same or all of~the deposit monies. X28 3. According to t~ze tu~ms of a final order of court, S29 4. Accardirag to the terms of a prior written agreement between Buyer anal Seller that directs the Broker hay=r to distrilatzte the 530 }jfdeposit~7ponies if (here is a dispute between tfae parties That is not resolved, (See Paragraph 23{C}) 1 --~r` t~~,. X. 53I 13u}°cr3nifialsl~ ~ AS€~~ape9c~f31 Scitcr~nitiai~,'~~~~~/ Revised 1/1.2 <,~~` Prodr~eed with ziprornYJ lay zipL~gix 't8Q7U Fifteeta Ct3l~ Road, Fraser, P~ltahtg~n 48028 vvr~r.zio! ©aix.com $C~ Front ~tfe°vt ~ocuSic~n Ens=elope !D: 031~~SD3-JD75-44DS-E439-05DH7D%D8705 X32 (C) Bud=er and Seller agree that il`therc as a dispute over the cnfitlement to deposi# monies That is urrreseived 3n'S dvys of}er 5'3 the Settlement mate stated in P~u'abrtxpt ~~A), r~r any r~~ritten e~tensiotts therco% the l~raker lieldisig the deposit monies will, ~,~aitlz- ;3 = in 30 days of receipt of Buyer's `~rritt;.~r reque-st, distribute ti`te deposit monies to Buyer unless the Brol~er is in receipt of veritl- 535 able written notice that the dispute is fhe sub„~et ai litigation. 1'f Broker leas receired verif!al~Ie written notice of litigation prior 536 to the receipt of !3u}=en's rccluest for distribution, Broker will continuo to hold the deposit monies unfil receipt of a cvritten distri- $37 butiorr agreenzeni be~,~`een 13uycr and feller or a final court order. Buyer and Seller are adt~isod to initiate li#igation for any por- 538 lion of Elie deposit rzonies prior to any distribution made by Broker pursuan to this paragraph. Buyer and Seller agree that the 5=19 distribution of deposit loonies based upon the passage of time does not legally dcterrnine entitlcmcnt to deposit monies, find that 540 the parties maintain their legal rights to pursue litigation even after a distribution is made. 541 (D) Buyer and Setter agree that Broker who holds or distributes deposit znanies pursuant fn the terms of Paragraph 23 or Peansyivania 542 law will not be liable. Buyer and Seller agree that if any I3rol~er ar aft listed licensee is named in litigation regarding deposit 543 monies, the attorneys' fees and costs of the Brcker(s~ and licens;,e(s'} will be paid by the party Wanting them in litigation. 544 (E} Seller has the option of retaining all sums paid by Buyer, Including the eeposit monies, should Buyer: 545 I. Fail to iral;:e fury additional pas ~nents ns specified in Pry agraph 2, flR 546 2, furnish false or incomplete inr"orrnation to Seller, Broker(s), or any other parry identified in this Agreement concern?ng 547 Buyer°s legal ar ftnarrcial status, OR 54s :i. Violate or fail to fiilfiIl and p~rfnrm any other terms or conditions of t is A~een:ent. 549 (Jµ') Unless otherwise checked in Paragraph 23(6), Seller mar elect fie retain those siinis paid by Buyer, including deposit anonies: SSU I. 4n account ofpurchase price, CDR ~] 1 2. A.s rnouies av be applied to Seller's damages, OR 552 3, rLs liquidated damages ii~r such default. 553 (~} p~ SELLL~1~ ~~ L13~TED TG RETAI~dIItiIG ~~~~s PAIl~ s~ ~t,'S.'ER, rl~~cL~G ~EPCas~T 1~rolv~ES, ~.~ LIQ1LlII3ATl~i~ 554 Ii~Ait'~Gl/S. 555 (I-I) li S:.ller retains all sums paid by Buyer, including deposit monies, as Iiqu`sdated damages pursuaat to Paragraph 23(F} or (G), SSG t3uyer and Seller are released Tram further liability or obligation and this agreement is ~rt~?. lL. 557 (i) Brokers and licensees are not responsible for unpaid deposits. 558 ~~. IYtEDIATIGN (f-34) 559 Buyer and Seller tia~ll submit aII disputes ar clairtrs that arise front this Agreement, InCltldill~ disputes and elairns over deposit monies, 560 #o mediation. Mediation will be conducted in accordarzee with the Pules and Procedures of fhe Nome SellerslHon~c Buyers Dispute 561 I~.esoIutioa System, unless it is not available, in which c•~,se Buyer and Seller ~.~rill mediate according to the terms of the mediation sys- 562 tern offered or endorsed by the local .Association of REALTC7RS~. I~~iediatian fees, contained ira. the mediator's fee schedule, will be S63 divided equally among the parties and will I;e paid I~efore the mediation conference. This mediation. process must be concluded before 564 P,ny party to the dispute may initiate legal proceedings in any courtrt~ora, with the exception of filing =: sumrrta,ns if it is neeessazy to 5fi5 stop any statute €~f limitations from expiring. _<1ny agreement coached tnrougl~ rzzcdiation and signed by th:, pasties vain be binding (see 556 ~lotiae :E~egarding Ivicaiation}. E1,ry agreement to mediate disputes or clairxzs arising mom this Agreeme t urill survive settlement. Sa? 25. RELEASE (9-i?5} 368 ~3aycr releases, quit claims and fore~€=ea• discharges SELLER, ALL BRCDKEl2S, their Ll'CEI'dSI:ES, ~'Y,E7YTl1S and stay 569 ~ { { ~CER or PART1tiIER of any ono' oaf them Wad •rtny other PEl~SON, P`lR or CQRPt3Rt~.`PfC}l~t ~vhaf Wray bak Iitable I#y or 574 through ti~em, fa-onz any and all claims, losses or demands, incIudin.g, bast not limited to, persona[ injury and propea•ty dnrn- 5?1 ~cge and alt oi' #ue cotasegraelrces tiaerenf, ~vF~etlier l;a~~n or not, which may arise t't•€~m the presextce a1f ternlitcs or cstlxer w4od- 572 baring insects, radon, lead-based paint hazards, mold, fungi or indtsor air quality, envirnnmentai ~b~azards, any detects in tl~e 573 individual on-lot sewage disposal system nr d~fcieracies .in the on-sits; water service systen, oa• an3~ defeatts or conditions on tlae 574 JProperty. Slzonld Seller be in default under the terms of this agreement or in vinlcatian of any Seller ciisclusura: Iaw or regula- 575 Eton, riots release does not deprive I#uyer of any right tc~ pursue ara,= aemedies that rnaY be ~:i=€cil3ble ender Iasv or equity. This 576 release will survive settlement. 577 2G. RE~,L ESTATE RECOVERS JF'D (9-05) 578 A Real I/state Recovery Fund exists to reimburse gay persons who have obtained a tonal civil judgment against a Pennsylvania teat 579 estate licensee (or a Iicensee's affliatcs} owing to fraud, misrepresentation, or deceit in a real estate transaction and who have been 580 unable to collect floe jud~ent after exhausting all legal and equitable remedies. For complete details about the Fund, call (717) 783- 581 3658 or (8UO} 2122-ZII3 (within Pennsylvania.) and (717) 783-4854 (outside Pesansylvar~i4}. 584 27. COIDrIi~TUNIC:~TI4N5 ~~'ITI3 BUYER At"~~DIOR SELLER (1-11}) 583 ~Jherever this Agreement. contains a provision that requires or allows comrnunicationldeliver,~ to a Buyer, that provision shad be satis- SR4 fled by communication delivery to the Broker for .Buyer, if any, except for dc~cunra;nts required try be cleliverer3 pursuant to SSS Paragraph 75. If there is no Broker for Buyer, those provisions may be satisfied only by cou-ununicatienldelivery being made direct- 586 Iy to the Buyer, unless other~3=ice agreed to by the parties. '~~herever this f~gneement contains a provision that requi,~es or allak~~s corn- 5S7 tnunicaton/delivery fc~ a Seller, that provision shall be satisfied by communicationldclivery to the Broker for Seller, if any. If there is 588 no Broker for Seller, ts~ose provisions nay be solicited only by comniunicationldelivcry being made directly to tl,e Seller, unless other- SS9 wise weed to by the parties. S90 28. SPECYAL CLAUSES (I-14) 591 (A} Tl~e #'ollc~tit•ia ;are ps~rt of this Al;rcament if eiiecIcer3. 592 Q Sale ~ Settlement of CJther Property Contingency Aridendurn {PAILForm SSP) 593 ~ Sale c~; Settlement of C)tI-per roperty Con#ingeu•.;y with Z~ight to Continue Marketing addendum (PAR. Faz;n SSP-CA4) 594 ^ Settlement of Other Properly Contingency a ddcnduzra (P~form SGP) 595 ^ Short Sale ~ddendttm to Agi eerniani of Sale (Pz Form SHS) 596 (~ Appraisal C;ontingenc}=.Eidclerdum (PAF~Form ACA} 597 ~] s9s [~ ~' 600 layer ~nitisiIs: ~SR7E'a~e 1(l of ~1 Seller ~nifial~/ t2cviscd II12 Prcducad vrifh zEpForms~ by zlpLogix t9~7~ Fifteen Mifa Read, Fraser, f~`,ichlc~an 4828 t~n4nv.zivLeoix.ec~rz ^~ ~t)b ~rdnt SfrCet ;~cuSign envelope iD: OC3~lE8D3-aD75-ti4i76-S43R-C5i71~' 7~z[3B7'J5 o0i (13) :~dditiona[ Terer~s: 602 b03 &0~+ GOS 606 DO7 bl~~' G0~ 6[0 611 6i2 6I3 bi4 61S 616 617 fiI ~ Duycr and Seller ac[sna~vledbe re:elpt of a copy of this agreement at the #ime of sighing 6I9 This agreement may be e~ecui;ed in ane or gore counterparts, each of ~vhicis s~ali be deemed to be an c~ribinal and ~vhicii Gc~un- 620 terQar~s tngefLer sh€~ll cansfifute vne and the same ~,grecnfent of#l~e Parties. G2I iY~'~`~CE T(7 Pt~RTiiES. ~4'i~IE~ SI:~G1~EB, TES fi~~11~Ei4'T ~S d4. I3~dDIl'~C C€}I~~`~+.~~~'. P~~rfies #€~ flail ransacfiora are b22 ac~vased ~4 C6I35tilt a €"enaasylvania real estate atfarney befare 3igniaag if they fl~Sire lebal Advice. 0'23 Irrtefurn of this agreemenf, and any addenda and amendments, including refurn b}= elecfronc i=ransnaission, bearing the signatures G?4'`tTi"-~i~ psrfies, camsfifutes acceptance b~, flee parties. fi'S ~~ ~ I3u~=er has received flee CQ~asun2er Nafice as radopted by flee StAte Real Estate Coma~Issiora A# 49 ~'a. ~adc 6? _ X35.336. ~~ 62 . ns l _ buyer leas received. a sfatemcrtf of~uyer's es#irna#eti dosing costs before signing this agreeaaaesct. 62 ~J Buyer bas read acid understands tlae.notices and e~planatt~ry ia~formatitan ire #his ~.greernent. fit ~_____ Buyer has received a Sctler's ~'ropErty Disclosure Sftt#etnent before sigr-ls~b flcis Agreesueut, if a•ecluired by la~v 630 (see Znfarrna#ioza Regarding #Iae €teal Estate Seiler Diselosure Lam). 63I ! Buyer leas received tiie Deposit IVlancy I~Ioticc for eooperative stales ~=hen Brolccr €or Seller is hold[nb deposit 53'? rnaney~ laefcrra sigtaing #his Agreement. 633 / Buyea• bas a•eceired flaE Lead-Based ~'ai;at .~a~aa•ds Disc4osure, gvl~iclt is a€fr~claed to #lais ~,.grseanent ~f Stale, and 63~ the ptamphlet Prefect Yaur F'arnily from I~eatl in Your Fluanc (i'car Kral:ernes l~uiit prier tta I97$~ -DocuSigned by: 635 BIJI'ER ~CLGfG ri. ~~~' ~~ DATE 9/25~2G1 536 B t7~~€t IIA.TE G37 B~CT~'E~ I.3~..TE 63S Se[Isr has received the Consumer Notice as adopted by the State Real Estate Commission at ~9 Pa. Code § 35.336. 634 Seller i~;ss recei~vecl :~,s-~at~rneaf of Seller's ~`sfimated ~Irtsing cflsts b~fo~•e sitiraing this t~greemenf, 6~IQ Seller leas read aztri u dersttands Iz ' n ids and ~~planatary irafarrttation in #lais Agrecra~cn#. 6~ i SELLER , ~ ,` ~~ .~ The es off`` I~a~d~ow Phi1.li~s 1 ,~ ;`' r G4? SELi1ER 4~ BATE 6~3 SE;~LER DATE c'~5. Page ~1 of 11 R.c~~ised I1Y2 Produced vrith zipForm,r~ by zinLa~ix 18D7~ Ffftean f~71(a Rosa, FtH54ts Pdichlgan ~?~~26 wti~nr.• ~ ` n Y rn 806 Front SiCG~~ `~ ~ocu5igr EnvolopelD:003Ar8D;~-JD~5-44D6-Bk39-05I7~7D2D8705 -jTV 13~L+~~`tiit4Z4 L:~lF ~~.71`I ~~~l~:f k'l iJ a~d'1;Y Cl C`R`i`il l"I341i~.~ 1 ~ '~~>t Zit jil ~~~~~ The Pcnusylvania General Assembly has passed legislation (a:tell referred to as "Iviegan`s Law," 42 I'a.GS. § 991 et seq.} providing for community IlaIIflCutiGn of the presence of certain canvictecl sex ofienciers, F3uyers €tre enenuraged to cant~tct film nturticipal police degartrnent or the Penns}~I~~anila State Palice for inform~€iian relating to rite presence of sex affettders ricer .t particular property, cr io check fire infarmatian an the PertrtsyIuartia State Palice ~~ eta site at ~~ti~-~r.paniegansla}v.state.pa.as. ~~~~r~~ ~~EST1~~E~T Zl~ ~.~ ~~oPEI~T~~ T.~~..~~T ~~ ~~s~ ~~~RPT.~) The disposition of a U.S, real property interest lay a foreign pcrso,r (tlze transferor] is subject to the Farcigtt 3nvestrncnt in F etil Property Tax Act of 1950 ~FIRPTA) income flax z~~ithltoiding. FI~~PTA autltorired fhe tTnited States to tax fareicn persons an dispositions of U.S. real property interests, This includes but is not limitLe fa a sale ar exchange, liquidation, redemprion, g~~, txansfers, -etc. Persazts purchasing U.S. -real property interests (transferee) amain foreign persons, certaist purchasers` agents, and settlement offic rs are, reguircd fn ti~~iil,.i-cold iG percent of the amount realized (special rules ~'ar f~reigtl corporations).1~'~ithzolding is intended to en5t.}~ U ~. taxaticrrt rrf gains rcali~ed on disposition of such interests. The trrstsfereeBuyer is .the ~vi4hltoldittgagent, If you are the frans.teree~,}3uyer you crust end otzt if rite transferor is a foreign person. If the traitsl'ercir is ~ fareigTn person aIId you fail to ~~~itl~ltald, yait may behel It~~l ~~\he fax . . I`wt~T~G4~I?~I~R~AL ~STAT~~T.S {~.'Ar'agraph~2,tPur~hn~t~Prac~;r~r~d~eposits) - - - ~ ~~~~ ~~~Y ' ~~~~ 'ta`i ~I~t~,~, ~g~ '...: . ,~, ~' ^'~ sir . r~ts~ ~~ ~ = by tlz~ ta,~ balls ux~'as follows: Real Estate Tttx Prornfian: For purpQSes of prorating real.cstate taxes, tl3e.~ etLacis covc~~~~µ~,.~~ ... .. :. K~ !^~fiFS a ~c: ..... r ~ I~~lunicipal Taxes: For: ail counties and municipalities in Petuts~l~:ar~a? tlix~b4Ifs are~~r~he~ettod 3anuary 1_ to De~ period covered by the Scltoal Taxes: .for all. school tiistrtets,:other th$n ~~hiadeli <P~~.'urth~.~d Scranton s lio~i districts, tali:bi11_is.Jtaly.l fo 7uIIa 30.1~or~t ~P#1 tlt3delphi~'~,itts~~lisartd Scranton sel3ool dzstT-sct~,: tai:frills are far the period ~anuru}~ 1 to Decemller ~~ . ? : ~ :::~~` ::: = ::: ~ :.:: ::::::: Tteal Es#afe Assessmt=n~.: ~n Pennsylvattza;.;tiixxirtg ~iidthoritzes ~~~~ oI, districts :and.;nt~nacapalitzes)~ and .property Q~;~ners may gppeal fire r~ eel li a taxing authartty may resalt in ri higher assessed value of a Zsrcipert}~ at:th~~tiiiie f~ ale, ar s'any .tFtrte #.herea#t~r~ ~A sitccess~itl :app Y ~ . ` . Y g assessed value for the" prcip~t~ty an~~~t ~~rease ataroperty taxes; Als©, periodic c6ttnt~ wide property -reasses"stxleCtts ma chap e tlae assessed value of ~e grope ~ .e l~tn a change ut:prQperty tai:; ::: ... - - . s ~: _ . ~ I~OIZT~AG~ FAIiI~Il~IG €tr~grl~plr~fl. ~~rrrtnage C:caritlrgertcy} NO'T'ICE T£i:B 'RS=~~l1k~l`~ .. fin - - .... ... - ~ - T h.e appraised value of fhe Property is usedpby lenders to ~dctoe~p der'sl underv~frit Ir revie~tr~ ur~l may be higher o Ia~ er than the Purchase determined by an independent appraiser, subt~ct tc the rna:-tg o Price andlor market price of the property. The I.aan-To-Value Ratio ~LTtI) is usod gy Tenders as erne tool to help assess the paten#ial risk of a mot-ttiage Ictart. I T~ is~~tic~lar LTA dYiding the requested loan amount by either thsu Purchase Price or the app ~ s~d addit an I fees4f 1nLTV~ e~ ccedssa opPc fie level. may be necessary to qualzfy for certain lcu:s, or Buyers ra.igllt be _ equtrecl t P y I~T4'I`fCE REGAI2I)I~iG TIiUTIT I1'sr I~I~IN~ {I'aragrapft S: I~Zartgage ContinacttcY) The I4~tartgage Disclosure Improvement Act requires mortgaeafter r e dis ~c~sure) the encrust pe cFh loge ra~ ~APIZ) cllangmebyamolre than of mortgage application (early disclosure) and anytime the. If a re-disclosure of a TIL .IZS percent. Settlement cannot occur within 7 days crf #te early disclosure or within 3 clads of re-disclosure. statement is made within 3 days of ire Seftletnent Date ~ R ma ~ change by siareethatla Z25 pPra nt b ed ern factors including, but plat Settlement :Date stated. T3uyer and Sc.ilcr arc advised that die } ~, Limited fo, Setter credits, changes in Loan amount or duration, and Settlement L~rte change. If the ]3uyer aztd Seller agree to modify il3c Settlernznt Dale in response to rite TLL slatetuent «taitin~ pvrioci, err far arty artier reasctt~, it sl7crulcl. be d<~nc by mutual ~7itten agreement of fire parties. DS ~~ Track of Z~+aj jb{e 1 12CVi9Ctl f/2~ Shyer Initials: Pra~?uced ~it~ ztpFozst~ by zipLnHtx 18670 Fifteer} ?'dUe Raab, Fraser, F~"iut~igan 48©28 ~"x"s~ 7lnt natx rom ,~~' r ~~~` Seder I~titiads: /~i !a p,~ UAtt Stri. ~ii 7or.u5ign Envelope ID: 003A'=8Da-9D75-44Da-B~3~-05Da7~?!~87t?;~ Sil~~%.r+~GE I~4'i'I€=:i;5 i'i'ar<sba•apti 10: Setter Rep> esentations} NflTIC ES P~Sti AI~T `~ C3 THE ~'i'1N~z-5~~~~r~.1~A. S~~'4' AGE) {`:~.C7Z.iT~S :~:CT I~T(}T'ICE is 'I`IIl/I~ IS Nfl CF3i'~~NTE'~' B?~.ISTIIVG CCIi~Iz'~IUh`I'T'~' SE~~'AGE S~'STia<i~ri A~4'~~IZ.t~.B=e~E ~'CiIZ TIZ~, SIiB3ECT PIZQI'BRT~'. Section 7 of the Pennsylvania Se~uae Facilities Avt prt~vides that no person shall instal:, constrt:ct, request ?yid proposals for constnaction, alter, repair or occupy any l;uildirtg or struct~sre far tivhich an uidia=idual sewage system is to be installed, ~~~ithout first obtaining a permit. Buyer is advised by ti~is notice that, before signing this Agreement, Buyer should contact the local agenc,r charged with administeruig t_hc Act tc=determine the procedure and requirements for obtaining a permit for an individual sewage system. The it~cal agency charged with administering tlae r'~ci tivill be the anunicipality= 4ithere tine Property is located or that niunicipalit~,r ~uorl.i~b cooperative'.y ~~-ith others. 1tiI~TICE 2: TES k'I:flI'El T~ ~S SB3~,~SJ~Cir'1}. I3~' I7~~3I~:'IBL'r~~ SE~~'AGE S~STEIvI ~iN*.3"T~EEED ~i~w`I}E•IZ. T$l "I"lJN-A~.CRt/ I:ERI~T~' ElY~P~'IE)IY I'RE)'i'ISI€3N~ ~?~` SEt;TI®N 7 fl~ TAE"~'~I~NS~`£.~~-~A SE~~'A~G~ ~AC~zTI~~ ACT: - :.: ~ . .. ~x = (Section 7 prosrides That a permit may.not be recluirsd. befoz_~~.insta?link-eRvstrcictm~~, a~ya~d~~ ~.Fa contract for constr`uc'tion, ka .,=,,r altering re ~airiri~ ~ar connecting fo an individaral sewa~e:s stem wlzerera t ~i~=~cre parc~~l~'a ~l{ ;teas subciivideci from a p:rr~nt tract after :Tana 14,~ 1}87 . Bti per is~adviseri that soils aad site testang werc~ot Londucred~alid That, should the. systcu~ ary ... ~ 3 ... x ~> analfuarcfiaon, the cawner-of the Property or properties serviced byhe system~~t2the tuste;vf ~ 3inaE4unctian may be held liable for piny contamination, pollution, public lieaith hazard ort~s~ttc~etvht~h~b~ct~rs a {~.~'esult - . :: . ... ... -- ----.. ... - ---:-;.:::: ~ ~:~,...:.:. fem. ,~ NC}TICE 3: Tl~ : F)ZUPE~.'~~' -IS. SER~~Cy~~A ~Y :A~, y. -~]f3.;~~: TAl°dI~~ERl~~1~~I~I'T d~i2 '~`;~ ~ ~iZG~~D ~~~~~ ~~~ : ~~ .`.r~~~r~.} , ~ S; ~1 ~ -:3~`,.i.f~ uC#~'RR~.~N,~,.Y ~s~J~w~T~lYl; ; ~+ C€~idSTP.IT~~'~I~ ~'® FA~~p,IT'~7[`~' w~. IIY~~~ ~ XSPM±~~~~ T~ S~t~'~E~~ AT.~N~T:gZ SI I`~. ~'ursuant to:tl?e Pernsylvania~8ewa~c?~act~ities Actiter ~iusf~pravitie.a.:histary oftlie a~isnual pest of maintaining the ~,~, `' 1~.~~ ~=jchever is dater :: _ ..::. ....... . - tank.;'rcian the date of its t~st~er~xac~ ~r ~ece ear i4, a .~~ .. ......: _ ' ::: ' :: • k r~ : -. ~~,R.. jt ~ . 1„ f . ........... ... . T _ . _ I~?{)TICE 4: t431T .INI)I~'IDL3,~,,L ~I~w.~~.G~ sY~~'E1V1 ~~B'~EN .TNSTAI~E~I3 Afi .Ate ISE~Ir~.'~'~E)i~T DISTANCE ~ROZVI ~. . l~ - - The re~ul~arioAS at~S~Pa~C~d~ §~ 5~8~pcrtannisi tci inin%inum ht~rizarital ishlaiia3n dastances provide ~~uidane¢. Subsection ~ `k' ~ ~"`~ ~~~``~' ~~ horizontal isalatlon distance bet4~reen an indi~~idLal grater supply ar water supply Cb) of:§ 73~~~~s~a as~tlaat. their„ axnlmua:t _ - - .. - - .~~,~ - - - system suctig 1t~t,,~:~ftl'iti~freatment :taztics shall be- 50 feet: .Subsecttara (c) e~f §73,?.3. Mates; t1n~t Elie horizontal isolation ~listarice beti -the ii~~~ytdua~. i~~at;.r supply or =water =sup?y system suctgri line and -the Trerirzi~ter cif f,.he absorption area ~f~,,.. shall be 10© fees - - . NOTICE ~: '1r~s ZflT T.s ~~'IT.~t~ AN ~~. IN "4~')~CFI ~ERI~f"l;` L~IVIfT~.T`~flNA~'AIa~~LE,~~ I~QrIt~ TSSILa C ~ 'I`$QSE LIlYIITATIC~I~I'S. 8E~'~AGE FACILITIES ARE NE) CONSTRtiCTIf3N 4F r'~. ST~CI.TC'>``I3RE T(7 BB SER`~'EI7 I;Y SE~~'AGE FACI.LI:'I'LES IYIAY NEST BEGIN UNTIL TFIE Ii~~UNICII'ALITY Cfll~TPL)<!iTES A iVLAJUit. PE.A.lail~i G I.EQULft11N;~1'~lT F"i3RS~TA.NT T'E} T> T%I~tI+IS~'L~Ai~1`~.a. SEv~7AGL EA%'.IiJITiI;S ACT AST REtsIT~A`I`IC?NS rRflIvITTa.~cYATEl3 ~'~~:;~ :~.UTv'~F,R, DS / ~^ ~~~i '<3ac~ cf ~a~~ 2 Seller ia3tiats: " ""~ ~'3aycr?'nitials. ~ Revised?/11 ~ Producaai v;tftsz[pFarrrr~ by zl~~ogt~ 18II7II Flftasr. F=1i~e Raa~', Fraser, f6E~tafgan dBBZ& yn~~~+' zio' o "x co $~~ ~i017t Street ,`~ ~o~:,uSign Envelope ID: OG3~^-.E8D3-'D75-14Dn-~~3S-45D,47D~D8?05 NGTIL~S t~.G~~~~~TG ~~ USI; RIJSTR~CTIGl°,TS {l}aragrapi: 1{l: Seller I~cpresenta#ic,r=.sj ~TtlTfCl', P~>RS;7_~'~'T T® T.FI~ p;ul~I~~S~'I,~TAl~~. RIGHT-TQ-rt14~I 1JA~~` ~3.1~.5. ~ °5-~~'j The property }you aro Buying m y hL locsted in an area tii~here a~ric~itural operations talc place. Pennsylvania protects agricultural resources for t~-~e productiflt. of food and ngrictzlttrral products. Tlir• laiv limits circ~:znst~nces ti~'he.re norri.al a~ icultural aperations may he subject to nuisance Iavvsuits or restrictive ordu1a::ces. I'A~~Tvli_,~ND ~7~ F`f~I'.l/ST L~NI# ~i5~l.S;SI~~NT AST {CL~~''~~` ANI3 C"aR1~~IvT F~{~G~~ (7;~ t3,S. ~ 5=t9f1.~ et seq.} Properties enrolled in the Clean and Green I'ragram receive preiercntial tax assessment. Notices Required by Seller: •A Seller of Property enrolled in the Clean and Green Frograrn must submit notice ~of the sale and any proposed changes in the nse of-~elIer's remaining:enroll~d Property to the .''atirtt;J Assessor 3(1 days l?efor.L the.transi°er=,~~title to :I3uyer_ . .. ~rsT Notices Required by Buyc~ : ~ luycr -of Property enrolled ~in the Clean anti Grier 3'ro~am~m~u ubrnlt~a~ice of any proposed changes Buyer intends to male in.the.usc d~the Propet`tybeing purcl~.ased tp-the Cis;:riiy tlss.,ssor,a~Yleast 3i~ daj~prtbr~to,~u,ndertakinti any chanties. sass of Preferential 'I`an Assess~entt The sale ~f the I'ro~iert}j ~iri-olIed ~~flr~ Clean ~~~t~l Gi'~~~'rograf a~~iay result ~n the Toss of probrarn ~.~, fir.,,, , s~ ~' enrollment and the loss of preferential .tax .assessment for :the I'rap.,rry,:~andJor the iund~o ~,which~~iis a part: and from which is is being se orated. Removal fCpir entollment:in the Glean and:GreCir ~ rog :, `ma 'result in t~ie~Chal~'~'o - pll=tlaCk~,taxes aril interest. A roll-back tax P is the difference in iha:amc~urif iif fa.~es paid iiddirr tlre~prbgra ~a~~'•the ~~es,tirat~w"°ut~d hvd~ een~paid iii theal?sence of Clean and Green enroilmen~, The roll-back taxes are.charged.for eaeh:ye~ ~; M~p~~"< nr~o~ l ~ti~~`u the pro;rarn; liz~ted ~to the :past 7 years. ........ .... .... :: : `.:" ,:f~, .:.~~~ - - -; i'estcI~~fraxtt th~~snle of the Property Buyer arnd feller Itave been ~dr•ised of tl~e ne d.lv•tleier. a~ tlae ~ax~Em~licatians thatw ~valt~Qr m~ . - , . to Buyer or irltat may_ re~ult.iai. #he.futare~as~~,e ilk cn any nga a s~`of tl~s:Prop~rty-air tl€e 1 n~ £ram:whrch it is being selaarated .. by eontacfing the Coun#y'pas Assessor n ~f3ft'icK~ibeto ~e ttzebe r c t~orz~of #has..A.gr'eeca;ent of Talc....... • .:::: ' ::: x This Pict enables coanties to er~ifer~W'~ ~`~~ven f~ vs,ith ov;~ners of land designated as farm, forest, water ~~€pply, or Qp~rl space Iand an an adopted municipal, county o~~tegiona pfan~for the. purpose af:preserving the land.as t~pen ,space. A covenars.toet•~veen.the owner anal county is binding upon any Buyer of f}~e~~'roperty during the period of time that tl~c covenant is in -effect (S oz ;; 0; ycarsj. Cdvcnants automatically renew at the end o£the covenan~per~od unless specifte termination notice procedures are foilovre~. - F}uyer aci~tow'ledties thzzt the p~~rchase of Property for which there is a covenant will not extintiuish the covenant and that a :.hange in the use of the land to an3= other use other thin that desisted ir. °the ecven~t will ~:onstitute a breach. ~l~~en a breach of file covenant ac::urs, the Then-owner is recluir-ed to pay roll-back ta.:es anal interest, A roll-ba;:I: tax. is tUe dif~ercnci in the amount rif #axcs paid anti ~Ze taxes that ti~rould nave been paid rn the absence o;^ the covenant. The roll-back taxes are charted for each year drat the 1'ropei-t;J vras subject to fhe covenant, limited tc~ the past S years. Buyer lzas been advised of tlne a~esd to defiermine the restrictions that ~vill apply~from the sale of the Property tcs Buyer and the t:ax impticatians that `viii ar may result from a change in use cif the Property, or zny pardon of it, Buyer- Is further ac3t~ised f© determine the terns. of any covenant now in•effect. os Buyer Initials: ~ ~~ i3aei: gf gage 3 Itevisetl 71i i .~~`~r"t ~~ v06 Front Strut Prcd~ced vAin zipFarmU by zEpLog3z t8r37o Fifteen t~lte Rand, FtBSSi, M9IchIgaR 48028 ~^~':'?«' ~a1x•ubm ~ocuSign Envelope lD: OD3~E8D3-~3D75-~4Q6-B~i?9-03I~~7t;iD87Q5 3~~ Ett..La~S S4L` i~zi~R~llVI.s .C 11.ll.C z'~FLS ~r ~3u. ~L.~ Y~~Lilll`(LYA. F`~tYTN 9 `111T+7S~Lti-~~ti~l4C~ (T'ars?grnph 1'~: Inspections} Extet'iar InsuInfion and £inisl:. S}'sten~ts {EIFS}: Exterior Insulation at~d Finish S}:;torus -sometimes referred to as synthetic stucco - as•e iuuIti-layered wait s}'stets applied to th° exterior of some homes. Poor or in~propar installaiion of EII'S may z-esult in moisture ponctratial~ thv s;trface of a structure vrherc it may taus: darnade to the building's frame. Leakage most fr:.quetttly nccurs near doors and windo4vs, gutters, the roof connection and at the lawertnast edge ofthe e ,tenor surface. ~,+ctlnerability to Leakage depends on structure design its ~;~elt as the expertise anti application shills of tre contactor. Damage caused by water intrusion n~a3~ be both ~xtens:ve and expensive to repair-but may go undetected in the a'vsence of an adequate inspection. Etsyers purchasing homes with E1FS eonstrucfion may seek.. to engage an inspector experienced i-~ testing for EIFS-related problems ~ti~ho can determine the moisture content of the builcliz~g's frame, Asbestos: The heat-resistant .arid durable .nature of asbestos makes it useful in construction. "1"ha .physiea? properties drat give asbestos its resistance to heat and decay are- linked Z=rich several adverse health efreots. ~sbestas cars. easily break into microscopic fibers that remain suspended in the air for long periods of time. When: inhaled, these fibers easily penetrate Body tissue. Asl~estes is l~o~,vn to cause Asbestosis and various fo:7ns of cancer. Incguiries or rcq-nests for.rrFore information about asbestos can be directed,{(ttli ~U.S. Environmental Protection 4`. 12DD Penns IvaniaAve. 3~I.W., Z~tashington, L~.~. 2D46D, and/orthe~e artment ofl-lealth, Corxtmon•~'ealth of Agency, Aricl Rios building, y ~ ^~i, „,~-~ „~ Pennsylvania, Division of Enviroxznienfal Health, Halrisbur , PA 17IZD.. ~} ~ Y ~: 8 ... .. t. ~,. .. . - . ~ w~~~ffFF ~~ Elccframagnetic Fields;. Electxrimac;iaetic Fie?ds. (E~fFs} occi>:r, around aI1 clcctrzcal' applts~nces~an~. poWerrl~~ ~;~~Q~.olusive evidence that E11r,IFs pose health ris_ks~ does: not exist at presen€, aril Pe~sylva~ia has no:Ia~~~~~~gar~ ink{t~ht s t~,~~,~~ ~~`~~ ~~ Ertvirc~amentttl ~.az:rrds;~ The .U S Erivironricntal Protection A Vin., Iias'~ list -af hazar~srsit~ maces, .the use azzd disposal of which are restricted b Isv~. Generall , if:hrclous subs.~anc,.,s.are:fa nd,a ~4y r ~ r ~t_is.~pro~~tt to~~nier.'s:responsibzlify tt~ dispos~ of them properly. For more irtfor~atioi~. aitd. a:Iiist flf ~$zardatis su~i~~es, -~c~, n~ac :fh¢~TI. ~Bnv~irclntnontal Protectiari Age~icy, Ariel Rios Building, thR ..^i3.4 I20~ Pennsylvania ~.ve.; 2*s Vd.;:t~rJasliington; E}:~. ~D ~~'~ : ~• ~ 26D ~O~D ~~'..:::::: ' :::::::::::::::.: ' :: _ : ::: ~~~7• .. Wetlands; Wetlatrds are protected by theee~~ral ~ ~d4state gd~~~nm„nts Buyer play vrish to hire an .environm ntal. engineer to investigate ~•~ ~~~ P ~Y ~ ~ detertn ~~`, ~~?~ :for :Tans to.buxid 1m rove aC clev Io the ro rrty Zvnutd be whether the Pro er ~~s_It~cafet~ iu ~ ~~ tatids area,,ps~, u},~p p ' : p .. ... p p affected or denied becpiase. of:ifs lgca srin wetTtirid~a~ta ~ : .::::::::. ... .. ...... : _ : ..: ~ _ : .....: :. ' ~ ' I~told, Fung€ and 7indo©r {~tir~-.~~u~ I~+~~nr~~n"~o,.l~,icontamrna~io~i and.-the ~nhala.3on:c~f~hir'iao~~€~sols (bacteria, mold sporesc gollen dad vinses) have been asst~ciated~=!,yith~`~Ilergtc responses incltz~ing upper. respiratory congestion,- cough,. mucous m mbrane imt~tion, fever, chills, muscle ache -or .ether ~~ttst~~~Ia:nmaflon. ar alI:~rgy., CIaims. have beeir assez•~d_ that eApds,€irc toy iizold contatx~3zrfltion anti bioaerosols hits led to seriatss infecttora; immunosuppressio~•azad illnesses efz~feuro or s,'sfcmic toxicity. SamplinD cif indoor err quality died ~~~. other methods exist to deteimine~#lie .presence :and scope ofindoor contamination. I3ecause •itrdividuttls t~~ay be affected di:fferez~tly, or not affected at all, by the presence of mold or other bioaer©sols; buyer may -~~rish •to engage the son~ices of a cluaiified :profossic~zaai to urFClertalce an assessment and.~or sampling-of the Prope~t5~. Assessments and samplings for the presence of mold and bioacrosals cars. be performed by qualified industrial h}~gienists, enbineLrs, labarutories and horn:, inspection companies that ;,f#'er these services. Is~for•iration about irrdaar air quality issues is available through the IT.S. Environmcntsl Protection Agr:trcy and may be obtained by contacting IAQ Il~1F{?, P.C3. I3ox X7133, Washington, D.C. 2DC113-7133, 1-SOD-438-318. I>;adart; Radon is a natural, radioactive gas that is prflduced in the ground by the normal decay of uranium and radium. Studies indicate that extended exposure to high levels of radon gas can increase the risk of luny cancer. Ftadan can find its way into any airspace and can permeate a structure. If a house has a radon problem, it usually can be cared by increased ventilation and/or ~y prevening radon erLtry. Any ncrson tuba tests, mitigates or safeguards a building for radon in Pennsylyazua must be certified by the Dcpartrnent of lnvironrnental Protection. Information al~c~ut raclfla and about ceriifted testirsg or mitigation firths is available through Department t}f EnvironmentaI Protection, Bureau of Radiation T'ratection, 13th Floor, Rachel t/arson State C}~tce Building, P.fl. Box 8469, Flarrisburg, 1'A 17105-84d9, {8Q0} 23T~.hDC)I~ or (717) 783-35p4. ~v;yw.epa.gav NC3TIC11S RI;GAItI3Il`l~ KESZD~EItiTI:A.B LEA~3-BASED PANT I3~.ZAI~} RE~~i~'T'I~II"~I A~7.' (Paragraph 1~: Inspections) I,cad-Rased Paint hazards I7isr:tc~sure Re~gairerracnts {for properties built before 275); The Residential Lead-Based Paint Hazard Reduction Act requires any Seller of property built before I~78 to provide the I3uycr iWith art EPA-approved lead hazards infornaatior! pamphlwt titled Protect four Family from Lead in I`ozzr .~vme and to disclose to the Bu}let and the. l:rc~'.er{s) the lctlown presen;e of lead-based paint and/or lead-based paint hazards in or flu the property being sold, along with the basis used for detc:-rnin..irsg that the hazards exisfi, the Iocaiion of the hazards, and the condition ~f painted surfaces. Any Seller of a pre-1978 structure must also provide the 3uyer with any records or reports available to the Seller regarcing lead-based paint angler lead-based paint hazards in or about the property being sold, the common areas, or other residential dvrellings in multi-family housing. Before a Buyer is obligated to purchase any housing const_ntcted prior to 1178, the tlct requires the Seller to give the $u}'er 10 days {ur,.less 13uycr and Seller agree in ~,vriting to another time period) to conduct a rislti assessment car inspection for the gresenee of Iced-based paint and/or Iced-based paint hazards, Tl~e opportunity to conduct a risk assessment or inspection may be ti~~aived by the Buyer, in vrritirtg. Neither testing nor abatement is .required of the Seller.:I~ousing built in 1p78 or Iafer vsnot subject t<~ the Aat. hack of Panic ~ Seder InitiaL~:,~ ____ Buyer Initial : ~ ~! ~`` -- ~zcvtse~ 7ru Prcduead with zip~orrs~~ by zlpLagix 18rt74 Fifteen 691{e Raac#, Fraser, tr;icftigars 4E02c a^rvnt_ziAt.ocix,corC1 `~ $Dti Front Stieat Ld ~acuSign envelope iD: 003A~8D3-9D?5-r€4Bn-B439-O~D~17D2D8?05 Zl;_~ ~~'~I.N~`IG ST'4.TI~1'I~I~i {I+~R I~~.~l'~II.T.S ~IJfI1T $EF~1'.~ ~`~'~~; every purchaser of azzy interest iu residential real propert3~ atz which a residential dwelling was built prior to t 978 is noticed #Iiat such prtperty may presr:nt exposure to lead from Ieacl-based paitSt that niay place young children at risk of developing lead poisoning. Lead poisoning in young children may produce perrna~ient ucurolagicai darzzage, including Ie3rning disabilities, reduced intciliacnce aueticnt, behavioral prcblerns, and impaired memory. Lead poisoning also poses a particular risk to pregnani vrt3mcn. The Seller of any interest i`1 z•esidcntial real pratlerty is required to provide the Buyer ~~ith any information on lead-b.zsed paint lnazartis frorL risk assessments or inspections in thy Seller's possession and notify tize Buyer of any 1,-Hawn lend-based paint i~azards..!i risk assessment ar ilispection fear possible I°ac~-based pai~it ha~ar•ds is r~co;rzmR:nticd prior. to purchase. I`tC3TICl1 I~G~nIZI11"i IG T I30I~~ ~i'SPECZ`I~I't LA'~~' (G~ Pza< ~:.S.A., ~ ~'~U~, et sacl.) ~ar:zgraph I2: Inspections} t$.pplicability: The Home Inspection Lavr applies to "residential real estate tr'uzsfers;" defines as:a sale,, vrchange, il-zstallment sales contract, lease with an option to buy, grant ~or other transfer of an interest in real;property where i'VQT E~:~S T Qi~E trig ~ l~I~T MfIRE T~iN 1~C}UR Rl'/5II}1uN~`I~L ~~'V'EL1.:~L~G ITitIITS ai~e involved, (See notice Regarding The I2eaI Estate~elle~~~ tsclosure I,aw (exceptions I-8j ~~ ~S,.r . far a list of exceptions to this general.rule.) ~ ~ 5~ ~ ~.~~ ~-~~'~t The falIot~~lrtg decnitiflnS arC~taken from t12C tC~t Of tI1C ~{5ute II'.SpCCtlflEl haw t~~ ~~'~ ~ ~ ~~ j~,,~, llonze InstZeetiau: A non znvasivt., visual ~x~tTZinatiotl 'of 'some combz~na~t't~on ,o£:,~he Mme ~113nzcal zG~~eEtrzca~ or nluril~ing systems or the structure? and essential components 'of ~ residential. titi~elling~ designed ~o~^cfentlfy matezi:~~~d~fe~~~~n tl~ose.systems and campon,.n#s, and p:~rformed for a fee iri ctitin.eciic?ri ~~~itti or:prep~ratiart for.aprQ~a~~;ar,~pti~o,~srble res~dzti~~~,~ .tes~ate_trarisfer. lne_ternl also includes any described b an carzfixsin 1 similar farm. The terra cansuttatian regarding; the property that is represent: d to h~~me~z~speo~sv~ or fha~~l,.......... ~ .. ~' ~ ... _ g y does not include an examination t~f a.single:-system or~~ ~i4nent ta~j~ es~~a~ttal ,it~e`2ling such as, :for. example, Its electrical or plumbing system or its rao£ Tlie~f~rin;filso ~does~not iiieTudc ~~c~~~i~Z fioiz,~~is. ted~to, inspecttanfor,•cri•:of,: olio or snore of the followiatg: ~x.'oad-destrt~ insects; tandez - :aunti tarzl,s:arid'~',~ Is =septz~y~etns; s ~ . ' : ~; ~i~bls'azzdspas,:al~zrm_systerizs; azr;and l~rater quality, tennis courts and IYu?g Quad e i~t, meat; pollutarsfs~'xio~h~' cats 4~ EeraYironmental baLards.'The scope af.a Itarn:. inspection, tl1P ServlCeS t4 lje Lrfarmed ana ~~ s~ ~ieir parid ~cQ d~iions~tp~ be ~~'~'cteti. or~ecltideii ~"roiri _inspectzon ins}r ~6~ defined by ~ contract between *dle borne p y _ . ~. - t~~ ... .:~ ~ .. ~.. .. ::.::.... .. .. . inspector and the silent::..::.::: ; ~e : ~~ ~ = - :. - :: - , .: ' ~ ; ~ ~ : Honra inspection RepQrt<_.~A~S~r~t:=ten re _.. rt at~.th4~u s 4f a home znsp~ctzo~...::. .:.... _ ~ . ~~~ ~~ - ~. borne inspection report shat ~tncltlde.~ ~ _ : . {I) A description of thc~5~a,~ ~~ e of the .inspection, _including without limitation an identification of the structural oluarents, systems and subsystems covered by'the report. {2) 4 description of any material defeats noted during the inspection, along ~vit2t tiny recommet=lotion that certain experts be rc;tained to deternsirte fine cXtcut of the defects artd any corrective action that should be :taken, A. "material defect' that poses an unreasonable risk to peflplc on the prapert3' shall be canspicuausly idezztilied rs such. ~1 borne inspector sl?ali Hat express either orally or lit vrriting ail estirrtate of the cost to repair arty defect found during a home inspection, except that such an esfiri~ate n7ay be included in a ht~zr~e inspeetifln rept~r t if: {I} the report idezztifies the source of the estimate.; {Z} the estimate is stated as a range of costs; and (,} the report states that the parties should consider t~btaining az estimate from a contractor tivha perfarrus the type of repair involved. Sealer shall have the right, upon request, to receive ~vitllout chzrge a copy of any inspection report from the party fcsr whom it was prepared. I~omc inspector: 1'in individual tvlio perfnrins a home inspectirrn. .l~ntionul Home ins#jectars :tssociat9ait: Any national association ofiiome inspectors that: {I) Is operated on a not-fflr-prarit basis and is not operated as a franchise. {2} .Has members in more fhan ten states. {3j Regrires that a person m2y not bee©nre a full member rtnless the person has performed or participated in more than I00 home inspections and l,.as passed a recognized or accredited examination testing lcrzowledge r~ftlze proper procedures for conducting a home inspection. {4} Requires that its members ccrsiply with a code of conduct and attend continuing professional education classes as an ongoing condition ofinembership, A Buyer shall be entitled ts~ rely in good faith, v~itliaut irzdependeni irrvestiprztic7~, ran a rstriften reFrLSeniatien lay a hone inspector that the hcma inspector is a fi..ill .zrzemberirz good standing of a national home inspection tzsszzc%ation. Z~Zateriai defect: A problem witf~ a residential real property ar any partiar of it that would liavv a s ~~icarzt adverse impact on floe value of the property or that involves an anreasonable risk to people can the property, 7:ne fact that a structural eiemcn t, systctn or subsystem is near, at or beyond th° °rtcfi,ef tl~e normal useful Iife of such a structural elemeat, system ar subsystem is nut by itself a rnat;,rial defect. ~,,., ~°, ~Pi ~ Back ci'Pabe 5 .~ Scilcr Izzitsals I3uYer iniTials: / Revised 7711 ~~ ~ c, ' co v05 Front Street `-' Produced velih zipFarr.~ 6y zipt.ogix 58€37{} i-iifeen t~i31e Road, Frasor, h,~ch"spar 48626 yr 1 ~ocu5ign Erlvelopo i~: 0031=BD3-~D75-44 D6-B439-~5D~7t32i~8705 NCi'~C~S ~'I1CxA~G ~n.,Cill~BOh'il,~rl~T~~S ~il~~ I'I1.~~'`~~LI C®ltr~+i~`i`l:'I:~S {I'aragraplz ~5: Ccndomiaiuziir'F'Ianned Ccinziziurtify' (€~ome~•tvri€:r Assaciatiisn} I2esnIe I\Totice} ~efEniticsn of a Condonziniurn The ?Jniform Candomi+itim rlai defines a "cpndaminitim" as real estate, paMans of which are designated for separate a~vnership and the remainder a: vvlTich is designated far camnlart o~~nership solely by the owners of thaw portions. Real estate is mat a cando:uir:ium unless the undivided interests in *he common cletnents are vested in the unit owners. ~efirzition of a Planned Cc+nzmuazity The Uniforrri Planned Community Act defines a "planned cocrariunity" as real estate with respect to ~~~hich a person, l,y virttz.e of oti~mership of an interest in any portion of the real estate, is or may become ol;liGated by eav;,•nant, easerrjsnt ar agreement imposed. an the owner's interest to pay any amount for real property= taxes, inst~ranee, maintenance, repair, impravtirncnt, nlanagument, administratiort Qr regulation of any part 4i tEae real estate other than the portion or interest o~~med solely by the person. The term. excludes a cooperative and a ct?ni~ominiun~, I}ut a cooperative nr cendaminium zz?ay be• patt of a planned community. I:or tl~e purposes of this definition,:"o~mership" includ°s holaing a =leasehold interest of more tl,.ara 2t~ years, inciudi~g renewal options, in re1l estate. The ten3 includes non-resident;al eanzp~ ourzd communities. Exiriri lions fr©ztz the ~Jniforzn Manned Cozuznunity Act and the ~3ni#'oz•an Cdzud{tn~iaztzaz cif: l? ~.~ f~i . ~~'hen s Certi~catc of Resale Ts I~Tof ftecluired,,. ~~,~.~ ,.,.~~ ~. Tile owner of n property located within a planned co~munzt~' is not xciluired to furni~ir tlleaBttyer t~~i4l1~~rt~,f~~ate of rt:sale under the ~otIowing circumstances. - - - - ~ ~~'` ~ . ~} ~;~. . {I) The Plazuied Community contains- nti. more ±hart 12 units, ,orovided there is ~o p~sszbttitypp~Ft~tng,~~~~~~ ~~ or subdividing units to increase the size of the 1?Iazuzed:Comznunzty ' . : .. ~;''~~~ `~;~~~~~` L ' {2) The Planned CommudirylCoridalnxrtiutn as •oue izi wnzch all or Thy uia#ils~are, r~strtcted~zC~lust,V~lstc zton residpntial use, unless the declaration provides that the resale pro~isians: are ne~~er`~.~Iess to:b~~fc~llov~e~~~ ... , ~ ~ ~. ;`~~~" ' ::: . . ... {3) The Planned Community~I~ozz.damiriiuzxz ter. u~tzfs are~l.~catecl'bii~tle th~ammflrit~~al h c?Penr~sylvazua.- ...::.... . ..... (4) The transfer of th4 unat rs .a. g:atuitcrus transfer „~ ~,..... ,~- _ ~':: ; :::: ' : :::.::::::::::::: • .: (5) The transfer of the ttntt is.requireti by: court artier "''~ ~~~~ ...:• ~' L°~~ `~ ` - .::::: . - ~ :: ~ : • :::::::::: - :::: ' ~- ~ ctverume t~o~-a~govcrn~tal uge~e ~:," `'~`... .. - - - {6) The Transfer of the unit zs b~~ t~t» g ~ : . :: . .::::::::::: . : : : .: . -- {7) Tne transfer of the unit is the result of ~Qrectosu fl ar~~n 1ieubfa oreGlosure ...... :: :.:. ..:::..: ~ _ .:.::.:: ::: ..:lfzces R~ ardzng F~ubiac~Offet~ing-Statements unts~Zigl€tto Resczssir~n :: .... . If Seller is a Declarant of the conc~proinzum.~+r t}-com~ ~rr5a Seller: is required. lei furaush~3uyer, with a~t;opy oz the PulaliG Of~eriug 5tutement and its arneadments. Per condonlinztizris ~+~ellver~,~ f ~4:ubli~- fferin~; Statement insist be roads no Inter than the date 'the Bu~rer executes this Agreament. -}}~~,, :~ ye,. 5 1 Buyer may cAricei this Agreement~~; tthi~~~~yyat,i~}}"s~~ .afte t~e~ei g the Public Offering Statement and- arty amendments #hat rnaterialty and adversely a~•ect ~ 314 .'P'.C 5'a~rjy`:Li+.C Buyer. tar plarzrzed communities, th„ Y?eclarantnmust provide the I3uycr v~rith. a .copy, of the Public {)ffering Statement. and #s runendznents no Inter than the date the Buyer executes this Agreemetit~Buyer may cancel this Aereernent ~.+ithin 7 rays after r~ceivin,~ tliePublrc l~ffertrzg Siatc;met~t and awry amendments 5,:-4> . . t12at materially and adversely ai~ect Buyer;^~ _ IVTOT~CES ING CP,.~~.~'`C~~T.~L CA~3S (P~ra~raplr 1t;; Tale, S~irveys ~. fasts) i=hc fallowing definitions and retluirernen#s arc tal~en fi•tirri tfte Pennsylvania Constructions Carle Aet {35 P.S. ~72•IO.1Q1 et.seq.) Recreational Cabin is a structure which is: {1) Utilized principally for recrcatianal activity; {2) Nat utilzzed as a darrticile ar residence for any individual for any ti.n:e period; ~3) Nat utilized for commercial isurpases; {4} Not greater than t~vo stories in height, excluding basement; {5) Nat utillzerl by the owner cir any other person as a place of employment; {G) l~Tat s. mailing address .for bills and correspanderzce; and {'7) Mat listtid as an individual's plac:; of residence on a tart return, driver's license, car registratio~r or eater registraiaxn. ~ rBCCefltliJnlEl cabin rt2ay ba exemgzt frtzrn the provisions of the Pennsylvttnizz Construction Cads,~ct if (1) The cabin is equipped ~~ritlz at least one sa-noke detector, one tzre extingiisher end one carbon monoxide detector in both the kitchen. and sleeping quarters; and (2) The owner of the cabin f les ~vitiz the niunicipalty either: {a} An affidavit on tz forrfa prescribed by the Pennsylvania Lepartinant of Labor and Industry atfiesting to the fact tha*. t3ze cabin meets the definition ofa "recreational cabin" in Section 103 afthe Ac ; or {ti) A valid proof of hnsurance for the recreational cabin, written and issued by an insurer authorized to do busisress in this Commonu+ealth, stating that the structure meats the definition. of a "recrGatianal cabin" as defined in Section 103 of the Act. f a recreational czilain is sub,~ect to exelusiQn from the Penrasylvanizz Constructiozt Code r~ct, upon trztnsfcz• of ownership of the recreational calzin, vritten notice must lie provided in the sales .~t~reeinezzt ;ind the deed that the recreational cabin: {il Is exempt dram this Act; {2) l~fay not be in conformai:ice u+ith tl'.e Pniforrri constriction code; and (3) Is ao= subject to murzioipzl regulation. 'allure #o comply ~,=rith this natc~ r~.ciuirucnent sl£alt rcnde,: fllc sale void at fh~ opfion of the purchaser. ~~ ~ "~~- ~ I3uycr Initials~ti / ~aclc az: Pane 6 Se,Iar Itzita~s:~ I_tevised 7/II P[oducad frith zlal:urnr~ by zlpLogix '8~07Q Fltteen [~9ile R•~adt Fraser, P~MtchEc~~rz 48028 vrvr;v:ztaLoatr,com $Q~ FrUnt StrGL'~ ~acuSigr, Envelapc ID: 0031~E~D3-~D75-4~D6-B~39-05D~,7D2B8~05 i~T~TIF~ES ~~~~~~~;n'R.I~'~T~ TI~A.I~'S~l~ ~'~rvS {~'t~rzrgr:apit Id: Title} Surs~c~~s ~ Costs 1n I.'eansylvania, Private Transfer Fees arv detrned artd rebzrtated in the Private Transfer Fee ~bliDatioa !! et ~A;~t ? of 20117 ; tr ~ I'a.tv.5. §§ 8101, et. seq.;, which def=ines a ~'rivate Transfer Fee as "a fee that is pryable upon; the transfer of rrn interest in rent property, err payable for the right to fn~rke ar accept the transfer, if the obiigatiora to pay the fee or charge runs •svith titPe to the property ar otber~vise binds subsequent ovrners of prcrpe~~., regardless of t•vhcther the fee or charge is a fixed amount or is deteF-mined as fI percentage of'the vziue of the property, the purchase price or other cozzsidcratian given far the transfer." A Private Transfer Fee mus l;e properly recorded to be `oindir_~tl~, and s°Ilers must disclose file existe,ace flf fife fees to prospective t}uyers. ~~'iiere a Private Transfer Pee is ref properly recorded ar disclosed, the r~.ct ~itfes certain rigizts cad prates"bons to buy Lrs. 7T `,£Y~ T?T T?}-~ I~2t7T~5I~CT+~~TT~~E'~fxTt~~.sf7~~7INy~Cg-i~I~r'fiL3IA'~rI^q'~TQyN (gP:II"f3f~gr"3p'13~;2~: ~c~TTGpitltr~al`lori)g }~ l~+y~ rCs Li~lY~ s'= >~L' irJ/d:.£i~f~t~lt'R l.:~ ~v Z.:Uii~7 .vA~f- v ,~ a~.~.r .~171..VTd®I~tT t7 LJ~T3~~i RVLL',~ ~A~ ~"~'A~.~s~. i~.s~~jRL,] 1. ~.greetrlent of Parties; The Rules and Procedures oi.'the Dispcttc Resolution S;rstatrt (DRS) apply ~,rhen the parties havL agreed in writing to mediate under DP~S. The written agreement can ire achieved b,r a sta;rdard clause in an ag~xe;.rraent o.l sale, an addersdtzm to an agreement of sale, or through a separate written agreclnent• ~. Irritiatiau of Mediation: If a dispute exists, any party may stars the mediation process by submitting a completed l~eclzaest'~or Initiaic 1ulediatian Di'.S Transmittal Form {Transmittal Fornl} to flze Local ~~ssociation ot'Ri:;11LTQRS~t {hereafrer `'~`~drliutistrator"). The Transmittal Form should be availah+lc Through the Administrator's .ofi'ice: Tlte.initiatirz~ party should by to.irrcludv the foLot~ing-information vrhen sending the completed Transmittal Form to the Adminisfrator: : ~ . .. - i ~ ~ '~r. a• ~ copy of the «Titten agceeiaent -ta.mediate if there is one, ~}}R a request I,y the ir~rtiattrig ~r~art,~:to szavc the Administrator contact the other parties to the dispute to invite~them to join'the mediation process. s ~~~,, , ~~,~~~~''~~~~~, - - b. The names, addresses anci telephony numbers- o~,tlte parties iztvotved, an,the clispu~e,~r~n~luc~zng•tE;,e~na,~e•.a~e cry. insurance company ~cnov~~ri to have received notice a~the:~isptzte or~clailri~alid ~Ihe corresponding file-or claim nllmlier . c. A brief statement of the facts:af the dtspute and the datria~es hr (.,lief saught,~,~ s~~ ~Y ~~rv Y~ cx~~~ . .... ......... .. ~,~~ -~, ~ . c'' .... s~ . '~~ ........ . 3. ~cIeetitan of Mediatot•; Wititlrt, eve days €i£rccct4'tng the eoxripleted.'I't'azls,*aii~t~~'~if,r, the~•• nxst~rator}titi°,~zlt send.each ~pnrty to tine dispute a copy ttf the Transmittal Form and a list_bf qualified irteiiiaiors and their fee: sc~jttdule .`~ach-party then asz e`tcfays te_revic~v~thc ;1st of mediators, orris off the name of gray mediator to whom the party:ob,}ects; and:return the tist;ta the~:drlji ash'atar "x'13. u~ stratar vrlll nlipaint the first available mediator who is acceptable to all parties involved ' , - ..: .. _ .:: ~ ~ - ~?- ~' i ,~ ~~; :~~~ ... ' ' :~~ ~ :: ~:: ~ ... - ~ . . . . ..: . ....:: A mediator who has an ~ fnanclal-or s~rsalial iilterest use di ~ tenor th~~"x~,su!£s~ of~~e inedatitron ~casiriot`se~".'~ ras rn~d4ritar to that dispute, unless all S p' x,,, ...... P~ ~ .. ......... ..... ... parties are informed and give:their written~eansela~~ -h .: - ' `~. ~ ~ ~ - ~ - - . ::: :. ~ ::. _ .:. - ; ~ :. :.: ~, t,2edzafion li+'ees: 1~~Icdiation:iecs~ will be divrde~equall _. among tfi~e`. ~t ns and~vrill be paid befor z ~fhe naeciih$itiri ctirif~rerice_ The parties will follow the .. .. . ._. a meat terz'is contained iri the:m„diat "~ fee~.~ihedule: ~ ~ ~~' - .. .... ... ..: .:... - - - p y ° . ~~~4. ~ J z . .~ ... ..: .. . ~. 'Pime stud Place at' ~,Sediatian Conference: Wis~h'n ten d~.ys<af being dp~giiiteh to the'dispute, the mediatar grill coritactthe parties and set the date, time aAd place of tl~e n7ediation.c ~~~encef Tlje,~~le~d~~t~a,~mUs,~ give at least t~vent~, days' advanc. ~rotice to alI ga~ties: The mediation conference should not be n•zore than sixty days from the~tneclia;:o Vs~~p~o tanciif~o the dispute. G. Conduct ofMadiatian Cetrtfcrtxtierc'.~"be parties=attending she mediatiflzz c~ufarerzee will b~ e:cpecte;i to: . a. Have the authority io ente.nto ante sign a binding settlement to file dispute. h. Produce all infaririattcrrt requii:ed for the mediator to uriderst3trd the issues of the dispute. The _infcarlxtation may include rdlevarit ~t~xitten materials, descriptions of witnesses and the canteaat crf their testiclnrly. The mediatar• clzn retltiire the parties to deliver written materials and information before the date of the mediation conference. The mediator presiding over flee conference: a. Will impartially conduct an orderly settlement negotiation. b. Will help the parties defure the matters in dispute and reacI: a mutually agreeable solution. c. Will have no authority to render an opinion, to bind the parties to his or her decision, or to farce file parties to reach a settlenteut. Formal rules of evidcn~ce will not apply to the mediation conference. '7. fieiiresentation lay Coutrsel: Any party who intends to be accorltpanied to the mediation conference by Legal counsel will notify the mediator and the other parties of the intent at least ten days before the conference, ~. Confidentialityt Into aspect of the mediation can be relied zlpon ar introduced as evidence 3n any arbitration, judicial or other proceeding. This includes, but is not limited to, any apinioats or suggestions Heads by any party regarding a passible settlement; arly €ldtnissians made duriirg the course of the mediation; any proposals or ©pinioras expressed by the mediatar; and any responses given by any party to opiaietns, suggestions, or proposals. No privilege v~lill tae affected by disclosures made in file course of the mediation. Transcripts or recordings oz the mediation will Hat be altowed witltotrt the prior, written coriserlfi of atI pru'ti:•s and the mediator. Records, rcparts, and other dccumcnts received or prepared 13y the mediator or Adrninistratar calauot foe compelled by an arbitration, judicial, err other proceeding, with the exceptiara of an agreement that was reached in the course of rizediatian and signed by all the parties. Neither the mediatar nor the Administrator can be coznpetPcd to testify In any proceeding regarding informatiflzz given csr representations r,~dde either iri the course of file mediation or in any confidential communication. .~. Mediated Settlement: When a dispute is resolved through :mediation, the mediator will put the colrtplete abI'eeli~ent i.ri writing and all parties trill si~i the vrritt~n ag=eein:,nt within ten days of the conclusion of the mediatiarr conference. Every rcasont.ble efiot i ~vi3i be made to sigr_ the written a~'eement at the end of fife corlferenae. 1Q. Judicial Pa~oceedin~s and Trnmtr€Iif~~: 7rIEtTHEtt T~ Al~2YiP+ils`i'IZATOR, T'tii~ lviEt~i.~TOtz, THE NA7."l~i~TAL A~SOCZA.TI~N C}F REP~I,~'Ol'L5~?, TIE PE~~ISYLVA2+tL~ ASSOCIATIbid OF REI,i,T~JIZS~, NOIZ It3*i~ Oil ITS Tvff~1L'~EFt t'3C)~,ItSS, Wp:`L 1311 ~lvEivlgi7 p~OESEARY {)R IItIDIS"t'SNSABLE PAFiT'IES IN 1`u'QY 7UDi4Tl~r, PFtOG~.~DINGS I2IwI.FiT'I"NCr TO tvi"t:Da,4TiC??~ i7rQi7ER TBESE RULES AMID i'IiflC?i'Z}tTP.r'.S, 3t~JI'ti ti'i/1LL At~tY OF 'TF3EM SEE2VINv ',riQl}ER T~IrSI~ 3'I2OCU'I~t3rL~S 8E LIABLE TU ANY YP ~yt'OR ALA' 1` ACT, EKF.L7R O.x'. Oi:~FISSIO:~ alai CCJ2~rN$CZZQI~F V:rrrl-l I~NY 5~'2tvICE t~R T~ 4PERt'iTIC3t~t OI' `;IiE Z~G2v~~ SE.'~,I E~,r„LS,'~Iflrvflr BUYEit5 i3 F, ~ k DISF>JTE RE5Oi, 't7O~~TEIvi. Buyer ~ttitials~ / ~IICK of Pa~c'7 Belier Zrrifi~at~.r~s`"°""'~_/ - Revised 71~ Pro'uuced with zipForn~r by zipt.oyix. '3II070 FiEfean t;t(le Road, Fraser, lv4(chi~ar: 4B~3Z6 www Z!n? ootx.rnm ~ 8Q6 Front ~tr'eet ~ocu5ign Envoicpe iD: C03:,EBC33-~D f5-446-~~34-~5flA7fl2Di37C5 1titJ'1'~CES ~tl;t:sr~I~~'~'I`ITE A.L Ev'I`~.T s~ SBI1EEfb f}fSCir~3Sf3$~ ~c1S~r' ~aae 1~: S~ffnature Prate} Tl~e Read EsCate Seller rJisclasrzre Lac~° rewires that l;efore an agreement of sale is signed, tine Seller ~z a resid°,:ntial real estate transfer must make certain discIcsures regarding the propert,J to pfltential Buyers in a form d~tifnecl by tre la~v. ~ residential real estate transfeE• is defnLd as a sale, e~changc, installment sales contract, lease wiflt an option to bu}r, grant ar atl~er transfer of an inter;.st in real property 1~~'rrere 1'd(3T L%S5 T1~T flI~'F Al'~'D hOT ZYf~I'~ TITAN I'C?UR Rd/SID~i~'TI~.L I~S~~LLL'~tG UIV'ITS are involved. Tl~e r,aw derives a nutnber or exceptions where the disclosures do riot have to l:e mace: I. Transfers that are fife result of a court order. '~. Transfers to a mortgage Lender that result from a B Dryer's default ar,d subsequent foreclosure sales that result from default. 3, Transfers from a co-owner to one or more Wilier co-o~nters, 4. Transfers made to a spouse or direct descendant. 5. Transfers beh~~ecn sgouscs thatresult froiu divorce, legal separation or property settlement. ~. Transfers by a corporation,. partnership ar other assotiafiion to its shareholders, partners or ether equity owners .as pats of a plant of Iiquida+~ion. 7. Transfer of a propert~j to be derimalis~red o.~ converted to Wort-residential use. ~,,~~~ e4~~~ . ' S. Transfer ofnnimproved reap property. ~ ~ - ~ ~,~.i. . 9, Transfers b a fidtrci during the administration of a decodent estate, guardlanslrrp, co ser-va arsbip ar mist. y any o _ y-:~~~:~ ~, v~~ ~ ~ ,~~'~ 10. Transfers of new corisEructidn that Iras~ne~•er iieen occupied ~~Pten: , ~N, -~~ `~~;~`~ ~,~~ sr. The Buyer has received.a, one-}rear_ warranty covering •the eonstruetion, - ~ <' , ,.~~ ~ ,~;~;~` - b. The building:has been inspected for corr~piiance with the applicable br~rtd~ng cnd~ o~,~r~rnone,~a~n~Pr~,tia ly recognize€i model building Cade; and .. ... ~.z, ~+'~t `w~ ~<h+~ K~X~,~ YT~~ 30 a'ix .:... . . ... ~~ ~~ c. A certifrcat:, of oceupimcy~ ar a c,ertiucate of code compliance has Peen rssued for'~li~ d~~rt~ ' ' :: ~ :: ,~ -Fr ~ ,Z , Tn addition to these exceptions :dlsc?vsures fox cAndanuniuzns and co pe~ve~s ~~lrmktc~ YtPie ~;€ 31`ez's. pa~l~u:ar:unrt(~; I=3sclosures regard'an,g comni©n areas or facilities are trot requrred,:as: thasv:elehzents:rire already adores ed ui.tc~la'~ s'~lrat:~~ ~~e~ fire 7o5alo~of condoz~iniurrr_Find c+aoperatiYe in$erests. .... .. - .... . ............ ~~ SAS Vy a• ..: ~'• c'~. .... ... .. .. ... .. . .. . . .. .. ~ 4,,~ w~~ '~ v~'u •.z. y ~ gip'`... .. ti ~~~ ~r- . ~ ~.» { fq Buyer Irritiats~ i ls:~ek of page 3 Seiler Irtitial~R ,~~ / ~DS I~eviseal 7/11 ProBuced whit aig~orrr'r^~ by ziG[.ngix 181r7Q ; Ifteen i`~IIe Road, Fraser, 6oietrigan 4802, yrxnv zipi oai~.tem ~~~ $0~ Front Street `,..rhru~ Q(~1B Appro~at No. 2502-02E5 ~' ~y~~~Iy ~". r.~. , R.,. .~f '"A' .x r..-... '.. ~JFHA ? (J RHS 3. ~ Com`. Unins. ' 6. r=ile Number. RENTtFL-+.St~--2012 4. ~ VA 5. ~ Cpm~. Ins. '. Loan Num;?ef: 45DG02°282 8. tvinKgage Insurance Case 10-11)-6-Oo39392 Number. C. Note: Tr1is torch is furnrsrred :o givs you a sraiemen! of actual sett?eme:nt costs. Amounts pa.d to and by :~e settlement aoerlf are shoavn. lte,^1s marked "(o.o. c.)" vrere pard ou'srde the dosing; they are s.~o~a•r, here for ituormarronal pu, poses and are no? lnclucizc in the to?s:s. D. Name and Address of ncrrovrer Jack t. Renwel 10o Timber Lane Shippensburg, PA 17~Si I{ =. Nacre and Aoeress et Selier =stat° ei Thelma Phillips r. Name and Address of Lender: American Neighborhood Mortgage Acceptance Company, LLC 1105 Bert shire Boule~'ard iNyomissina, PA 1961D G. Property Location: 8Da Frent Street New Cumberland, ?/A 17070 Cumberland Ceunty, Pennsy4vania H. Settlement Agent: Charter Setf!ement Company 120D Camp Hi,) Bypass, Suite 205 Camp Hill, PA 17011 Ph. {,'1')234-3289 1, 5ettlemen! December 11 Dale: , 2012 Piave of Se~lement: 120D Camp Hiii 5ypass, Suite 205 Camp Nil€, PA 17011 J. Summary of Borrower's transaction K. Summary of Sallets transaction 100. Gross Amount Due from $orrovder: 400. Gross .Amount Due to Selier. 101. Contraoi safes price 10S,OOU.00 401. Contract sales rice 103.DDD.DD 102. Personal progeny 402. Personal oropErry 103. Seiiement Charges to 6prrawer (Line 140D1 5.574.G5 403. 104. A 04, ' 105. i 4D5- i Ad'ustments for items aid b Seller in advance Ad"ustments for items aid b Seller in advance School Taxes 12,'12'12 to 07'01/13 I 472.78 106 d06. Schoo!Taxes 12;12.712 to 07/01:'13 ~72.7F> . 107. Cour.' `Taxes 17112?12 to 011D1I13 32.78 407, Gount Taxes 12;12!12 to 01%01113 32.7$ 108. Assessmorlts to 408. Assessments io 109. 409. 11fl. J 410. 111. 41'1. 112. ~ 412• ! 120. Gross Amount Due froth Borrower ~ 112,079.6'1 420. Grass Amount Due to Setter 103,505.56 200. Amaunts Paid b or in Behalf of Barrawer 300. Reductions in Amount Due Seller: 201. Deposit or eamesi mone ' 202. Principal amount of ne'.nr lean(s) 500.00 10fi,399.fl0 501. Excess deAasit (see instructions} 502. Sei#iement cha qes to Selier {Lir;e '1400} 6,414.19 203. Existing loan(s1 Taken subiect to I 503. Exist9nq loan{s taken sub'ect to 204. 10°io tolerance cure 457.20 504. Payoff First Mortgage is PNC BanktOD0044C100811110' 4,~;35.D3 205, ( 505. Pavoff Second h4orttaa e 200. b06. 207 507. (Depositdisb.as roceedsl . 208. I 508. 209. Sei{erAssst 5.163.43 509.5ellerAssist 5,163.43 Ad'ustmsnis for items un aid b Selier Ad~ustments for items un aid b Seller 210, School Taxes io 510. School Taxes to Z71. County Tares to 511. County Taxes to 212. Assessments to 512. Assessments to 213. 513. 4th Quarter Sewer Bill 10101!12 to 12%12,''!2 214 59.95 514. 4th Quarter Sewer Bifi i 0?01!12 to 12!12!12 5°•88 . 215. ~ 515. 216 516. . 217. I 517. 21 S. I 51 $. 219. ~ 519. ' 220 Total Paid by/tor Borrower i 112,579.61 520. TOtal f3eduCCIOR Amaunt l7tJe Seiler 16,07c.G,~ . 300 Cash at Settlement fromfto Borrower 600. Cash at settlomoRt to(from Seller . 301_ Gross amount due fron-: Borrower Ilne 120) 112.079.61 001. Gross amount due to Seller (line 420' 103,005.56 ,',02. less amaunt paid by(for i~orrower (line 220j ( 112,579.61} 602. Less reductions due Seller (line 52D) ;{ 16,D72.63. 303. Cash ~ From ~ To Borrower ! 500.00 603. Cash ~X 's e ~ From Salter I 87,432.33 ' ; diC outside at Glccing ~ bcrr~..er(8), seGer(S;, rend~r(L;. o: tnirv-PaT~YITi The undersigned hereby dga receipt f a camp{eted copy of this s~tement 8 any attachments referred to hareir, ,/ r Bocro~ver Seller Estate h ~GrI' a Philp ~1 / ~ t k G. R / `l BY: M~Estep,~ll, ~xecutorcif ttte L~s* Jb'iil and Testament of Thelma f~ lips ThE F'Jbl:~ F{°_,R'J'ti^:~ Bt;f(1Ef"Jf L",:S CGII„~~..0': D1 :R... ...Lv..t11:: e,,.l'.3.,:.. c. ~J ^13rtLI?5 Gel !E~pCfi581if CQ :6Cbfl"y, fEJi6K:(ly~ fCPORi~~J V3E ~cC2 7Pi5 G~2f1^.y Tf } 7: CD'a.U J1.S :r`.C?i~2lIC ; aril yD:l n ;, RGl ,eaui E7 :~ COfr1pi216 LdS :.,R'1, Jh:6Ss P. C:S~!oY' 2 CUi*ERIj vdl~d Off,6 CC'It _ t7;;T.6Ef t~C CCrf.16^.La if :5 eS5Ur6.; th!S dlSCIr.SI:re IS rfi2RG2tCry'. TtS !i OeS!GR@d ,D p.'C\`I.~ t'1B parl[Pa IO a RE,~P~. C7Y°.fC+". 4~2.^.:2 ~LuR vf;if; IRSC'T2JOf cUrim the :e~eTent presess. Page ' 0f 3 HUD-1 (R c NTZEL-CSC-2012.E FD?F,c rJ TZE L-CSC-2017.119 j ~. Settlement Chases :'OL'. Total Real estate Bro!:°r gees 5 4,5?~.Du Paid From Pa c Fro ~iv'Si4fl O* G~ x;,55. ~: 're ,'n 11 z5 ~~rt~l 5: t Borr s:ers : m Seder's '"~1, ~ 4c~,.50 to ~e 11az Re Z Asp 8i'S.'n: i r,mas 2t Tunas a: _ 43?.50 to ?S R~alicrs Sett!eme~? i I Se',~emen; ~'J. ..C7.".1 T:CCj.~~ p;?i~ 3r cc^j°°.'i't a.ft( I x.01 J. G'~ ''i_l•-x.. ry'f~~;>. _°t~ ?C; ^i2~~1'i3X h° :\'!',GS~RIu L°5. ~rl~ ~ ?RQ ~~1 ? 0.-. 300. )terns Payable in Connection with Loan SQ1 Our eri :iration ;,'tame S ESC CO ;from G:= ;~11 I r ~ SC_ Y"our cr- ,t or C?:aroe ~airts? for iae so=cific interest rate chosen ~ i;'C3. t"ouradhvsted c'iai ~a-icn c~afcas (from GEC T'_) ifrom G=° ' 85.00 ~ S^4..~;~Praisa! iee io 'ircm GF~ ;*3', 1 I SDS Credit nepori to Uriversa+ Lred~t ,from Gr=c si3} 19.45 { j 8:1c_ Tax se~,;ce to (from GF= #S1 5Q?, i-iooc cer fi:,a5on io Cerelcgic (from GFE~3) 12.G!' 6ir1S.F~A~1r^, insoec5on 1=ee m Aroeri-an N>iohborhooo h^o~a~o> r',^~eQta~ {`rom G-E "-~i _ _ ~ 15G.GC F'~ S`y^,:it;a p3,~^E 1 CS 511:5 StalE mef~t. !..^,C Si3nCtofi~S ACxr;p~y~dpo2;CG8r: G{ d CJI'. F:G{fC GO~y C' pGR2 ~ u y O't<~ SftlEe rd CE 5[alen>e!S:. ~~ j-' Charter SetLement Compa: y, S ement Ageni Pag= 2 Cf ° HUD_1 (R[lTZ~L-GSG2~12.PFCIIR=ldTZ~L-C5G~-2C•;J1 gj . _._ ,......,.... ,....~..~ _ u) uu~ ~u1. ~. s«~erlvj. ie..~er(.i. 3';.^.tfCydRy,; f i Comparison of Good Fai*,h csfimate jGFc' and HUD•1 Charges Good Faith ~stimate NUD-1 Charges That Cannot Increase HUD-1 Line Number I_ ~ ~ O:~r crielnation charge :: 80" ~ 850.DU E50.00 1 OUr ad,us?°d rioin:,?ICr Chcr'Ces i`* 803 ~ SSO.DO 1 E50-.0--0 ~ i ianSiE"ta:_.. f1~t~' ~~'~.~'~ t.03O.00 l Charges That in Tata! `'annot Increase A3^re than 10°~ Geod Faith Estimate I VHU?J-1 I~UOVcrt?f?'i8nt rECCrdin{] Cil3rCE5 ~~~~1 ?~0'~~~ !~j.o~ ~ppri:5~i Te? r ~u-t -Ai.~iL.:~O ~ v.~il~ Credit reps-: K 805 ~ 35-00 19.,5 icod ce ~f;cation c0i ~ __ ':~.QO ~ 12.OG I =ENt,^, inspectSon Fee rr 8^v9 ~ Q00 '. SG DO `~ti I-;ln71nC `Qe ~ Q~4 I ~ 214.:J~ .~,::~9.~U 3,C~;.~.50 3 765 65 Total Incr°as~ bet ty°en G;=~ and F-1UrJ- ~ Charges v 71;7.95 er 25.20 °~~ Charges That Can Change Good Faith Estimate ~ HUD-1 (ni6aldspositioryourescrowacoeunt X401 1.67-SO ~ 6t9,P'4 Daif}~ interest charges # op ~ ~ 8.~+ 39001day 196.74 ~ 198.J5 }'10T1e0YYn L'r`S 1:1SUian ~e R QOJ 381.p~ 581.D0 Title se:~~ices and !°nder`s title insurance ~I101 1,dv1.00 1,085.00 lnsoecaonlTermite n 30E 3'5.00 Loan Terms ~ Your initial loan amount is w S 106,399.00 Your lean term is 3D.00 years Your initial interest rate is J 2~r00 a~ Your initial monthly amount owed for principal, interest and any mortgage insurance is i ~ $ 463.On includes ~ principal ® interest ^ Mortgage insurance Can your interest rate rise? Q No ^ Yes, it can rise to a maximum of °~. The fiat change will be on and can change again every ~ months a*ter '~ . Every change cute, your int=rest rate can increase or decrease ~ by °~~. Over the life of the loan, your interest rate is ~uaranieeti to never be IaYVer than °i~ or higher than °o. ;wven it you make payments on time, can your loan batanpe rise? i ~ No ^ Yes., it can rise to a maximum of $ i 'even if you make payments on time, can your monthly amount owed for principal, intsresl, and morigagQ insurance rise? i I 0 No ^ Yes, the first increase can be on and the manthiy amount owed can rise to T he maximum it can ever rise to is ~v Does your loan have a preps}anent penatty? ~ No ^ Yes, }cur ma~cimum prepaVmen*. penakty is 5 i?oes your loan have a ba3toon payment? Q NCB ^ Yes, you have a balloon payment cf ~ due in -years on Tata1 manthiy amount owed including escrav~ account payments ' ^ You do not have e monthly escrow payment nor items, such as prepeny taxes and hameowne.*`s insurance. You must pay these items directly yourself. ~),~ You have an additional monthly escrow payment of $169.90 that results in a total initial monthly amounf ovae of583'.02. T'r.is includes principal, interest, any' mortgage insurance and ar~q- items checked ^eiow: }^. Properhy tarns ^X Hpmec~.vner's insurance ^ Read insurance ^ ^ ^ Note: If you have any questions about the Se:tlernent Charges and Loan Terms listed on this corm, please contact your lender. Pace:; of 3 HUD-1 l,P,~PJTZ=L ~~C-2412.o=Dl~EPJTZEL-CSC-2412119) i ~UE~~1 ~tzachment Sorrav,rer(s}: ~!acP: E. Rent~el Se(ier~sj: t=state of Tf~Glrr~a Phi!ii s i Oo Timber Lane .;-;~^~ Shipp°rFsnurg, PA . r ~~ r Lender: ,arr~ericarl Ne!ghbGrhoad (ti9arigage acceptance Company, L L C Settlement Ardent: ChBri°r Settlemen Company X717123"-3289 Place of Settlement; 120fl Game Hill Bypass; Suite 205 Camp HIl!, P,4 1 7011 Settlement date: Dece;nber 11, 2012 Property Location: SC~6 r=ront Str°et New Curnber;and, PA 170; 0 Cumberia~d County, Pennsylvania gdjustmernts l=or Items Unpaid By Setter (Seller Debiti Amount FramlThrough Prorat°d Amount Descriptian 76.64 10101/12 through ',2131,'12 59.98 4th quarter 5et~r°r Bil( 59.98 Iota! Line 214544 Seller Loan Payrsff E~etails i~e:oaoo~ooloos141103613 Payoff i-irst fillortgage #a Pi',tC Bank Loan 1'ayo~f 4,435.0 As of 12!25112 Total Additional Interest days ~ 0.940000 Per Diem Total Loan. PayofF `~.435.E#3 Adjusted Origination Charge ~Jetails Qrigination Charge 850.00 i~riginati©n Pee To American Neig>>bari~aod t~~iartgage Ac~:eptance Company, Total ~ 850.40 Origination CreditfCharge (points} far the specific interest rate chflsen Tfltal ,~ Ad}usted Origination Charges S 8~O.Ofl ~essrves Deposited with Lender 193.68 Homeowner's Insurance 4.000 at 48.2 per month x99.88 Coon+,yr'Tc~~.vnship Taxes 12.(}00 at 49.99 per monti~3 500.87 School Tares 7.000 at 71.56 per month -614.57 aggregate ,4djustment Total $ (79.84 ~ORROVi~E=R Title Serv'sces anti LAnder's Title lns?tranc? Deficits Si=LEER VYARNING: ft is a crime to Knowingly make false statements to the llnited States on tfiis or any simitarform_ Penalties upon conviction can include a fine and imprisonment. Por detaiks sce: Title 18 U.S. Code Section 10~'i and Sec#ior, 9D~0. fR~hrTL~ CSC-20i2.P~D!R~NTZE-CSG20~2'19j HUi~-1 Attachrrtent - Continued _ 1 D.OD 1 aX C2rIT1Cct;0i; ree to Charter Settlement Company 125.00 {~~?d I~r2r5r2t1p:1 to Sta'1e. La:~a~~er & Shel:letski 12.00 federal Express Charges to Mid-Fern A~satract Company ender's 'title insurance 1,685.00 to Old Republic National Title insurance Company Total ~ 1.Oi35.f?tt ~+ tkr .uv Lender's Title insur~noe ~Qr2RO1'tjER SELLER ~iees also shaven above in Title Services and Lender`s Title lnsurance Details 935.OD Lender's Policy Premium to Old Republic National Title lnsurance Company Lender's Endorsement Charges 15D.OD Endorsement Endorsement Charge PA Endorsement 190 50.00 PA Endorsement 300 ;?0.00 ALTA Endorsement Form B.1 (Environmental i~rotection 50.00 Lien) Totat $ '1,085.00 ~ 0.00 W>~NWG: !t is a crime to knov~inaly make false statements to the United Sfaies on this or any similar form. Penalties uoen conviction can include a fine ar.d imorisonment_ For details see: Title 18 U.5. Code Section 1U41 and Section 1D10. {REP•1Z=1-CSC.-2D12.r~FDIR~~I i`=L-CSC-Zv~2119j Z 2~'-IIED:KE,L1 .\\ Pi1tl;ips ~Statc [c .,ent,., i R(ih , „ ,~~I3RESS: 806 ~rUnt Street `e~~~ Cumberlanri, PA 1?0'•E; ~~~ ~~ J~ ~ ~~~ Tl~~~S L1'et~EN~'IJ-R~ made the ~' ~ ~ day of r',~' C=~ f}`r M1v~ ; ~`;~ , in the year ZOI 2, bet~~~een GEORGE 1~~. ESTEP, II,1=~:xecutor of the L-ast ~~~ i11 and Testament of TFI1~,L~:~~ A A. PHLL,L~TPS, late of the Borough ofNeiv Cumberland, County of Cumberland, and Con~mon~~~ealth ofPez~~sylvania, of the first part, hereinafter called the Grantor, - ~.~~~ - JACK E. REI~TTZEL, of the second pa1't; hereinafter called the G~:antee; ~~>~~~~AS, tl~e said THELi~~A A. PHiLL,IPS became in her lifetirne seised, as of fee, of az3d in a certain tract of land, together ~~~itl~ the improvements thereon erected, situate in the l=3orou~l~ of Nets Cumberland, County of Cumberland, and Common~Te~Ith of Penz2sylvania, anal more particularly described hereinafter; and being so thereof seised, died on February 20, 21~ 12, having frst made her Last t~'ill and Testament in writing dated Novemaer 1 , 2010, duly probated and registered in the Office of tl-~e Register of t~Tills of Curnberiand County on l~lrarch ?, 2012, wherein and ~~~hereby she appointed as Executor, the said C7EORGE IvI_ ESTEP, II, to whom Letters Testamentary were duly issued by said Register of ~~rills on Vlarel~ ?, 2012, ti~rherein and ~~~hereby said premises hereinafter descril-~ed were not specifically de~,.-ised, all as in and by said ~t~ill anal the records of said Register of «%il1s, recourse thereunto being had, appears: ~~'~ ~~~~ ~i'~' ~~N'1~`~.7I~~ ~~'IT~'~.~SI/,~', that the said Grantor, for and i_n consideration of the suzn of ONE HU~~DRED THREE TI-~pUS~~~D and ~O,~I00---------(~i~3,000.00)------------ Dollars, which has been paid to they by the said Grantee at flr before the sealing and deliven~ hereof receipt whereof is hereby acl~no~~~ledged, has yxranted, bargained, sold, aliened, released and. confirmed, and by these presents does grant, bargain, sell., alien, release and confirn~ uzlto the said Grantee, ~LI.1 '~~=~~' C'E>~T:~>[i~T lot or tract of land situate in the for©ugh of Ne~.~-~ Cumberland, Cumberland County, Pennsyl~~ania, being more particularly bounded and described as follou~~s, to wit: ~3~Gi'~T~'G at a point on the southern line of Front Street, on the dividing line between Lots Nos. 1~ and I5, Blocic "D", on the hereinafter mentioned Plan of Lots; thence, in a southerly direction, along said dividing Tine, one hundred (I00) feet to a polt~t; thence in a westerly direction in a line parallel with Front Street, fifty (5~) feet to a point on the dividing line bet~~teen Lots Nos. 1 ~ and I b, Bloch "D" on said Plan of Lots; thence, in a northerly direction along said last mentioned dividing line, one hundred (1 C)C~) feet to Front Street; thence in an easterly direction along the southern line of Front Street, fifty (~0) feet to the point or place of EEGI~1?~~LvrC~ B~l~?~G Lot No. I>, 13IocI: "D", as sl~o`~-n on Pian No. ~, Rose~r~c~nt _~ddition to the Borou~~ of Neti~- Cumberland, said Plan being recorded in the Cumberland Co:.~nty Recorder's ~ffce in Plan Boob 3, Page 6=?. H~~'IIV"G ~~"TED T~~~' a one story frame dwelling house being Itnown and numbered as 806 Front Street, I\e`v Cu~~nberland, Pennsylvania. ~~L'~TG the same premises ~~-hich ~~'oodro~~F L. Phillips, by DEeed dated ~ebzliary 5, 1 X91, and recorded Februazy 14, 1991, in the C7fiice of the Recorder of Deeds of ~`urnberland County in Deed Book 3~, ~jolurne ".~",Page 7ti, ranted and conveti-ed unto ~~'oodrotiv L. Phillips and Thelma A. Phillips, his wife. ~~r'oodro~v L. Phillips died on I~~Iay 7, ?Ot~1, thus by operation of la~v vesting title in Thelma .g. Phillips, deceased. ~'~G~T~I~~ with all and singular the buildings, improvements, `~~ays, streets, alleys, passages, waters, ~,vater-courses, Fights, liberties, privileges, hereditamznts and appuz penances ~~rhatsoever, thereunto belonging or in any «rise appertairlin.g and the reversions and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, propert~%, claim and dez~and ~~Thatsoever of hzr, the said THEL1~~~:4 A. PHILL~'S, at and immediately before the time of her decease, in la~~~, equity, or otherwise howsoever, of, in, to or out of the same. T~ ~~' ~ ~.il~ T~ I~~L~ tl~e said lot or piece of ground above described, ~~,~ith the buildings azad improvements thereon erected, l~ereditanler~ts and prezr~ises hereby granted or mentioned, and intended so to be, «~ith the appurienanees unto the said Grantee, ~o and for tl3e only proper use and behoof of tl~e said Grantee, forever. ~~ the said Grantor, for hi~~zself and his respecti~;re heirs, executors anal adn~inistratars, does co`~enant, promise and agree to and ~~~~ith the said Grantee, leis heirs and assigns, that he, the said Grantor, has not heretofore done or committed any act, matter ~r thing whatsoever whereby tl~e premises hereby granted, or any part thereof, is, are, shall or play be irz~.peached, charged, or encumbered in title, charge, estate or otherYvise I~o~~rsoever. ~~+ITI~4I~SS ~~'~~F, the said Grantor has hereunto set his i7and anal seal the day and year first abo`~~e written. Signed, Sealed, anal Delivered in the Presence of ; 4 r () ~ ' ~ . ~ r ~ ~~ i~~ r~ ~-r`` ~ ~ i' ~,t~ Fitness ~~ G~~~ZG'~ M. l/S~~P, II, Executor of the Last V.%iI7. and Testament of THELMA ~~. PI-~II..LIPS -~- coy-I~.-~o~~~~E.~I.Tx O~ ~~~~ ~ ~ ~~~I/~-~~~T~_~ CaU~ITY OF ss: Qn this, the day of , 2Q 12, before me a Notary Public, the undersigned cff cer, per sanally appeared GEORGE: NI. ESTEF~, II, Executor of the Last ~~7iII and Testament ofTl-IEL~~:~ .~. PFIILL~IPS,1_a~oti~~~r~ to nee or satisf_actol-iIy proven ro be tl~e person -hose name is subscribed to the within instrument, and aclno~vledged that he executed the same for tl~e purposes therein. contained.. ~~%ITNESS ~~`HEP.EOF, I have hereto set my hand and notarial seal. Notary Public I hereby certify that the precise adcress of the Grantee is I?ATE: ~~6 Attorl~ey for ~. ~-.-~-~'~ -3- Rev-1508 EX+ (6-98) „. ~M~ COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF (FILE NUMBER Phillias, Thelma A. 21-12-0270 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. (If more space is needed, additional pages or the same slce~ Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule E (Rev. 6-98) LINDEN HALL ANTIQUES 211 N. OLD STONE HOUSE ROAD CARLISLE, PA 17015 717-249-1978 To: James D. Bogar, Esquire 1 West Main Street Shiremanstown, PA 17011 From: William G. Rowe, Appraiser 211 N. Old Stone House Road Carlisle, PA 17015 Re: Personal Property Appraisal Estate of Thelma A. Phillips 806 Front Street New Cumberland, PA 17070 Date: March 8, 2012 LIVING ROOM $15.00 Wing chair $0.00 Sofa - no value $25.00 Corner cupboard $15.00 Knick knacks $20.00 Dishes $35.00 N /stand $15.00 Pictures /wall hangings Miscellaneous household $5.00 BEDROOM $25.00 Bedroom furniture $15.00 Bookcase $15.00 Desk /chair $10.00 Books $10.00 Wall hangings $15.00 Lamps $45.00 Wardrobe 00 $5 Miscellaneous household . BEDROOM $110.00 Bedroom set $15.00 Costume jewelry $10.00 Wall hangings $15.00 Lamps $10.00 Miscellaneous household KITCHEN $35.00 Refrigerator $40.00 Kitchen set 00 $20 Miscellaneous pots /pans /small appliances . Microwave /stand - no value $0.00 Upholstered chair - no value $0.00 Miscellaneous household $15.00 Washer /dryer $40.00 Phillips Appraisal 1 03/08/2012 BASEMENT Washer /dryer -not working Refrigerator -not working Table cc: George Estep II 405 Bridge Street New Cumberland, PA 17070 $0.00 $0.00 $10.00 TOTAL $590.00 ~ C~ William G. Rowe Phillips Appraisal 2 03/08/2012 Rev-1509 EX+ (6-98) ~~~ SCHEDULE F ~. , t~ , . COMMONWEALTH OF PENNSYLVANIA J O 1 N TLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Phillips Thelma A. A. Roger A. Estep B. C. 635 Ridge Road Son Lewisberry, PA 17339 JOINTLY OWNED PROPERTY: DESCRIPTION OF PROPERTY % OF DATE OF DEATH LETTER DATE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DATE OF DEATH DECD'S VALUE OF DECEDENT'S INTEREST ITEM FOR JOINT MADE NUMBER OR SIMILAR IDENTIFYING NUMBER. ATTACH DEED FOR VALUE OF ASSE INTEREST NUMBER TENANT JOINT JOINTLY-HELD REAL ESTATE. 1 A 11/20/2007 PNC Bank -Checking Account No. 2,461.41 50.000% 1,230.71 5140101076. Date of death balance $2,461.41. This account was non-interest bearing. TOTAL (Also enter on Line 6, Recapitulation) (If more space is needed, additional pages of the same size) Copyright (c) 2002 form software only The Lackner Group, Inc. LE NUMBER 21-12-0270 If an asset was made joint within one year of the decedent's date of death, it must be reported on schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELATIONSHIP TO DECEDENT 1,230.71 Form PA-1500 Schedule F (Rev. 6-98) (~la, r, 15, 2012 8 : 46A~ .'NC ~~~,IVK Iuv, JJV I ~ i..Ek~I~G Ti~E ~~~ . March 15, 2012 James D $ogar Esq. 1 W Main St Shiremanstown, PA 17011 ~ _ RE: Thelma A Phillips SSN: 172-01-5912 DOD: 0220-2012 Dear Mx. Bogor: In response to your request for Date o~ Death (DOD) balances for the customer noted above, our records shove the fallowing: Checking Account Established: 11-20-2007 Account # 5140101076 TT~LNIA A PHILLIPS ROGER A ESTEP DaD balance: ~ 2,4b1.41 non interest beaz-ing Loan Account r information and The decedent maintained Loan. Account # 4001008111103613 • Foz 0 3 ~d then, 0 zero). After assistaz~ee, please contact 1-$~~-762-2265. Select option 1, then opts n .ce Consultant. pressing zero, please rezxtaixt on the line to speak with a Loan Fu~.ancial Serve Paease note that this office provides date of death balances for deposit accounts (~F.~s, oDneed asst istance with Savings). V~'e do not process any fnancial transactiaas or prav~de statemen s y an of these .items, please coil 1-888=PNC-BANK t1-888-762-2265) or stop by 3~ouz local. P~iC Bank branch y ofF~e. Sincerely, .. National Financial Services Center PNC Bank, N.A. Member FDIC Page 1 of 2 Mar, 1 ~, 201 ~ 8 ; 46AN1 FI~C ~A~K . ~~ ~~~ This message is intended for the use of the individual ar er7tity to N>liicl~ it zs addressed and mcry j cantai~ information that is privileged, confidential and exempt from disclosure under applicable law. If t1~e reader of this message is rzvt the intended recipient or the employee or agent responsible for ~ delivering this message to the intended recipient, yoz~ are hereby noti~ed that any dissemination, distribution ar co ying o f this communications is strictly prohibited ~f you have received this I, p communication in error-, please notify me inznzedzately vy reply ar by telephone at c4Q0-762-~7?5 and immediately destroy this faxed document. ~ Wage 2 of 2 REV-1151 EX+ (10-06) ,~ .;~~ COMMO ERITANCEDT~ RETURNANIA RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF Phillips. Thelma A ITEM NUMBE A. FUNERAL EXPENSES: Debts of decedent must be reported on Schedule I. DESCRIPTION See continuation schedule(s) attached g. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Street Address State __ Zip City Year(s) Commission paid 2. Attorney's Fees Bogar & Hipp Law Offices 3, Family Exemption: (If decedent's address is not the same as claimant's, attach explanation} Claimant Street Address State _,_ Zip City Relationship of Claimant to Decedent AMOUNT 708.95 7,350.00 273.50 4. Probate Fees 5. Accountant's Fees 6. Tax Return Preparer's Fees 23,629.87 7. Other Administrative Costs See continuation schedule(s) attached 31,962.32 TOTAL (Also enter on line 9, Recapitulation) Form PA-1500 Schedule H (Rev. 10-06) Copyright (c) 2009 form software only The Lackner Group, Inc. FILE NUMBER 21-12-0270 SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Phillips, Thelma A. 21-12-0270 ITEM DESCRIPTION AMOUNT NUMBER Funeral Expenses 1 Stone-Murray Funeral Home -funeral bill 708.95 H-A Other Administrative Costs 2 Carter Lumber -plumbing fixtures for 806 Front Street, New Cumberland, PA 3 Carter Lumber -miscellaneous supplies for 806 Front Street, New Cumberland, PA 4 Charter Settlement Company -tax certification fee paid at real estate settlement 5 Claremont -nursing home bill 6 Comfort Zone Heating & Cooling, LLC -heating and cooling for 806 Front Street, New Cumberland, PA 7 FedEx -Overnight fee paid at real estate settlement 8 Foremost Insurance -homeowner's insurance premium 9 Garrett Black -miscellaneous repair work at 806 Front Street, New Cumberland, PA 10 George Dilks -Plumbing labor for 806 Front Street, New Cumberland, PA 11 George Dilks -plumbing fixtures for 806 Front Street, New Cumberland, PA 12 George Dilks -plumbing labor for 806 Front Street, New Cumberland, PA 13 George Dilks -Plumbing fixtures for 806 Front Street, New Cumberland, PA 708.95 19.06 14.16 10.00 778.00 210.00 12.00 134.60 2,263.21 90.00 90.00 60.00 50.00 Form PA-1500 Schedule H (Rev. 6-98) Copyright (c) 2002 form software only The Lackner Group, Inc. SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF (FILE NUMBER Phillips, Thelma A. 21-12-0270 ITEM DESCRIPTION AMOUNT NUMBER 190.00 14 George Dilks -plumbing labor for 806 Front Street, New Cumberland, PA 500.00 15 George Dilks -plumbing labor for 806 Front Street, New Cumberland, PA 29.07 16 Home Depot -hardware for 806 Front Street, New Cumberland, PA 11.74 17 Home Depot -miscellaneous supplies for 806 Front Street, New Cumberland, PA 25.97 18 Home Depot -electric fixtures for 806 Front Street, New Cumberland, PA 15.67 19 Home Depot -miscellaneous supplies for 806 Front Street, New Cumberland, PA 133.80 20 James Wilson -painting at 806 Front Street, New Cumberland, PA 662.50 21 Jim Hostetler -flooring for 806 Front Street, New Cumberland, PA 924.50 22 Jim Hostetler -flooring for 806 Front Street, New Cumberland, PA 55.00 23 Linden Hall Antiques -Appraisal fee 24 Lowe's -Cleaning supplies for 806 Front Street, New Cumberland, PA 9.52 25 lies for 806 Front Street, New Cumberland, PA Lowe's -miscellaneous supp 19.37 26 Miller's Surplus -cabinets for 806 Front Street, New Cumberland, PA 126.09 115.24 27 New Cumberland Borough -sewer/trash 115.24 28 New Cumberland Borough -sewer/trash 29 New Cumberland Borough - 4th Quarter Sewer Bill paid at real estate settlement 59.98 30 New Cumberland Borough - 3rd Qtr sewer bill paid at real estate settlement 80.47 Form PA-1500 Schedule H (Rev. 6-98) Copyright (c) 2002 form software only The Lackner Group, Inc. SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF (FILE NUMBER Phillips, Thelma A. 21-12-0270 ITEM DESCRIPTION AMOUNT NUMBER 31 New Cumberland Borough - 4th Qtr trash bill paid at real estate settlement 31.72 33.81 32 PA American Water 19.25 33 PA American Water 21.12 34 PA American Water 30.25 35 PA American Water 11.01 36 PA American Water 44.78 37 PA American Water 15.70 38 PA American Water 16.62 39 PA American Water 14.96 40 PA American Water 21.98 41 PA American Water 43.52 42 PPL 13.96 43 PPL 4.55 44 PPL 7.71 45 PPL 17.63 46 PPL 28.71 47 PPL Form PA-1500 Schedule H (Rev. 6-98) Copyright (c) 2002 form software only The Lackner Group, Inc. SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Phillips, Thelma A. 21-12-0270 ITEM DESCRIPTION AMOUNT NUMBER 48 PPL 24.39 49 PPL 22.62 50 PPL 13.90 51 PPL 8.42 52 Quantum Imaging 3.40 53 Recorder of Deeds -Realty Transfer Tax paid at real estate settlement 1,030.00 54 ReMax Realty Associates - realtor's commission paid at real estate settlement 2,437.50 55 ReMax Realty Associates -broker's fee paid at real estate settlement 250.00 56 RESERVES: -Costs to conclude administration of Estate, including filing fee for PA 850.00 Inheritance Tax Return and Inventory; preparation and filing of final personal income tax returns and fiduciary income tax returns 57 Robin Gasperetti - 2012 County taxes paid at real estate settlement 659.83 58 Robin Gasperetti, Tax Collector -School taxes 587.85 59 Robin Gasperetti, Tax Collector -Property Taxes 286.17 60 Robin Gasperetti, Tax Collector -Property Taxes 286.17 61 Robin Gasperetti, Tax Collector -Property Taxes 286.19 62 Ron Okum -Repair work at 806 Front Street, New Cumberland, PA 20.46 63 RSR Realtors - realtor's commission paid at real estate settlement 2,437.50 Copyright (c) 2002 form software only The Lackner Group, tnc. Form PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Phillips, Thelma A. 21-12-0270 ITEM NUMBER DESCRIPTION AMOUNT 64 Seller's Assist -paid at real estate settlement 5,163.43 65 Sherwin-Williams -painting 806 Front Street, New Cumberland, PA 215.54 66 Sherwin-Williams -painting 806 Front Street, New Cumberland, PA 79.65 67 Sherwin-Williams -painting 806 Front Street, New Cumberland, PA 55.86 68 Sherwin-Williams -painting 806 Front Street, New Cumberland, PA 61.79 69 Sherwin-Williams -painting 806 Front Street, New Cumberland, PA 20.45 70 Stone, LaFaver 8~ Shekletski -Deed preparation fee 125.00 71 Tom Schlusser -general punch out work at 806 Front Street, New Cumberland, PA 191.48 72 Tom Stammel -Repairs at 806 Front Street, New Cumberland, PA 718.63 73 Traveler's Insurance -homeowner's insurance premium 41.00 74 Traveler's Insurance -homeowner's insurance premium 34.50 75 Traveler's Insurance -homeowner's insurance premium 40.25 76 Traveler's Insurance -homeowner's insurance premium 40.25 77 Traveler's Insurance -homeowner's insurance premium. 40.25 78 Traveler's Insurance -homeowner's insurance premium 12.00 79 UGI 56.00 80 UGI 56.00 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Phillips, Thelma A. 21-12-0270 ITEM DESCRIPTION AMOUNT NUMBER 81 UGI 28.00 35.19 82 UGI 83 UGI 14.27 13.21 84 UGI 13.21 85 UGI 13.21 86 UGI 14.27 87 UGI 17.41 88 UGI 28.90 89 UGI 90 US Postal Service -Certified mail to Cumberland County Register of Wills forwarding 5.75 prepayment of PA Inheritance Taxes 38.62 91 Verizon 92 Yale Electric Supply -electric service for 806 Front Street, New Cumberland, PA 68.88 H-B7 23,629.87 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) Rev-1512 EX+ (12-08) SCHEDULE 1 =~ ~~ ; , DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Phillips, Thelma A. 21-12-0270 Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 PNC -home equity loan payment 414.23 2 PNC -home equity loan payment 414.23 3 PNC -home equity loan payment 414.23 4 PNC -home equity loan payment 414.23 5 PNC -home equity loan payment 414.23 6 PNC -home equity loan payment 414.23 7 PNC -home equity loan payment 414.23 8 PNC -home equity loan payment 414.23 9 PNC -home equity loan payment 414.23 10 PNC Bank -payoff of home equity loan 4,435.03 TOTAL (Also enter on Line 10, Recapitulation) I 8,163.10 (If more space is needed, additional pages of the same size) Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule I (Rev. 12-08) REV-1513 EX+ (11-08) ~ ~~'µ- '° ~ ~ ~ SCHEDULE J :~ COMIN~ ERITANCE TAXERETURNANIA BENEFICIARIES RESIDENT DECEDENT ESTATE OF Phillips, Thelma A. FILE NUMBER 21-12-0270 NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE NUMBER PERSON(Sl RECEIVING PROPERTY DECEDENT (Words) ($$$) Do Not List Trustee s I TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116 a 1.2 See attached schedule Total Enter dollar amounts for distributions shown above on lines 1 5 throu h 18 on Rev 150 0 cover sheet, as a r o riate. NON-TAXABLE DISTRIBUTIONS: II. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule J (Rev. 11-08) SCHEDULE J BENEFICIARIES (Part I, Taxable Distributions) ESTATE OF: Thelma A. Phillips 02/20/2012 172-01-5912 Item Name and Address of Person(s) Share of Estate Amount of Estate Number Receiving Property Relationship (Words) ($$$) 1 Mary E. Bair Daughter One-fifth of rest, 1189 Shoreham Road residue and remainder Camp Hill, PA 17011 2 David L. Estep Son One-fifth of rest, 345 Rolling Lane residue and remainder Abbottstown, PA 17301 3 George M. Estep Son One-fifth of rest, 1001 4th Street residue and remainder New Cumberland, PA 17070 4 Paul N. Estep Son $2,000.00 specific 326 Hummel Avenue, Apt. 2R bequest Lemoyne, PA 17043 5 Roger A. Estep Son One-fifth of rest, 635 Ridge Road residue and remainder Lewisberry, PA 17339 6 Donna A. McGarry Daughter One-fifth of rest, 9 Boeing Road residue and remainder New Cumberland, PA 17070 1 LAST WILL AND TESTAMENT OF THELMA A. PHILLIPS I, THELMA A. PHILLIPS, of New Cumberland, Cumberland County, Pennsylvania., make, publish and declare this as and for my Last Will and Testament, hereby revoking all other Wills and Codicils heretofore made by me. FIRST: I give and bequeath the sum of $2,000.00 to my son, PAUL N. ESTEP, provided that should he predecease me then I direct that this bequest be and become a part of my residuary estate to be distributed as set forth in Clause SECOND hereinbelow. SECOND: I devise and bequeath all tbie rest, residue and remainder of my estate of whatever nature and wherever situate, including any property over which I hold power of appointment and together with any insurance policies thereon, in equal shares, to my following specifically named children, ROGER A. ESTEP, DONNA A. McGARRY, MARY ELIZABETH BAIR, GEORGE M. ESTEP and DAVID L. ESTEP, provided that should any of my children predecease me, I give and bequeath such child's share unto his or her issue per stirpes by representation, and if there be a failure of same, then I give and bequeath such deceased ch;l_d's share to my surviving children as provided herein. THIRD: I acknowledge that I have a granddaughter, SAMANTHA N. ESTEP, daughter of my deceased son, CHARLES P. ESTEP. I am making no provision in this, my Last Will and Testament, for SAMANTHA N. ESTEP. FOURTH: In addition to all powers granted to them by law and by other provisions of this Will, I give the fiduciaries acting hereunder the following powers, applicable to all proper- ty, exercisable without court approval and effective until actual distribution of all property: (A) To sell at public or private sale, or to lease, for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms (including credit, with or without security) or conditions as are deemed proper. This includes the power to give legally sufficient instruments for transfer of the property and to receive the proceeds of any disposition of it. (B) To partition, subdivide, or improve real estate and to enter into agreements concerning the partition., subdivi- sion, improvement, zoning or management of real estate and to impose or extinguish restrictions on real estate. (C) To compromise any claim or controversy and to abandon any property which is of little or no value. (D) To invest in all forms of property, including stocks, common trust funds and mortgage investment funds, without restriction to investments authorized for Pennsylvania fiduci- aries, as are deemed proper, without regard to any principle of diversification, risk or productivity. (E) To exercise any option, right or privilege granted in insurance policies or in other investments. (F) To exercise any election or privilege given by the `' Federal and other tax laws, including, but not necessarily being limited to, personal income, gift and estate or inheritance tax P c~~ 1 aws . (G) To make distributions to my herein named benefici- aries in cash or in kind or partly in each. (H) To borrow money from themselves or others in order to pay debts, taxes, or estate or trust administration expenses, to protect or improve any property held under my will, and for investment purposes. (I) To select a mode of payment under any qualified retirement plan (pension plan, profit sharing plan, employee 2 stock ownership plan, or any other type of qualified plan) to the extent the plan or the law permits them to do so, and to exercise any other rights which they may have under the plan, in whatever manner they consider advisable. FIFTH: I direct that all inheritance, estate, trans- fer, succession and death taxes, of any kind whatsoever, which may be payable by reason of my death, whether or not with respect to property passing under this Will, shall be paid out of the principal of my residuary estate. SIXTH: I nominate and appoint GEORGE M. ESTEP, Execu- tor of this, my Last Will and Testament. In the event of the death, resignation or inability to serve for any reason whatso- ever of the said GEORGE M. ESTEP, I nominate and appoint DONNA A. McGARRY and MARY ELIZABETH BAIR, Co-Executrixes of this, my Last Will and Testament. I direct that my Executor or Co-Executrixes, as the case may be, and their successors, shall not be required to post security or a bond for the performance of their duties in any jurisdiction. IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, this ~~ a day of 2 010 . '~'~ THELMA A. PHILLIPS ( SEAL ) 3 Signed, sealed, published and declared by the above- named Testatrix as and for her Last Will and Testament in our pre:~ence, who, at her request, in her presence and in the pre~~ence of each other, have hereunto subscribed our names as attesting witnesses. ~~,~' ~° ~ ~~ ., ~ ~° Address ~ ~~ 7 r ~ Address 4