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HomeMy WebLinkAbout13-0030., ~. i ~l; ~;r ;*' ~~-t~F~r..~ ~ ~~;~' - 3 ~'~M~~-~~ Q~ 11:4 f NAUMAN, SMITH, SHISSLER & HALL, LLP ~ ~ ~t{~ ~~ J. Stephen Feinour, Esquire ~~'~~ U~1T Supreme Court LD. No. 24580 Y'~~Ak1~q Y Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3rd Street, 18th Floor Counsel For: Ally Financial Inc. f/k/a GMAC Inc. P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 ALLY FINANCIAL INC. IN THE COURT OF COMMON PLEAS f/k/a GMAC INC., :CUMBERLAND COUNTY, PA Plaintiff ' v. NO. 13 - 3~ ~ U 11 TIMOTHY CLARK, :CIVIL ACTION -LAW Defendant :ACTION IN REPLEVIN NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment maybe entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Telephone: (717) 249-3166 (800) 990-9108 ~}~~~J ~ 3 goy ~ C~~gLi~a~ NOTICIA Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Usted debe presentar una apariencia escrita o en persona o por aboado y archivar en la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede entrar una Orden contra usted sin previo aviso o notificacion y por cualquier quej a o alivio que es pedido en la peticion de demanda. Usted puede perder dinero o sus propiedades o otros derechos importantes para usted. LISTED DEBE LLEVARESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI LISTED NO TIENE UN ABOGADO, LLAME O VAYA A LA SIGUIENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO. SI LISTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO O BAJO COSTO A PERSONAS QUE CUALIFICAN. Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Telephone: (717) 249-3166 (800) 990-9108 NAUMAN, SMITH, SHISSLER & HALL, LLP J. Stephen Feinour, Esquire Supreme Court I.D. No. 24580 Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3`d Street, 18`h Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: Ally Financial Inc. Dated: January 2, 2013 NAUMAN, SMITH, SHISSLER & HALL, LLP J. Stephen Feinour, Esquire Supreme Court I.D. No. 24580 Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3rd Street, 18th Floor Counsel For: Ally Financial Inc. f/Wa GMAC Inc. P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 ALL NCIAL INC. IN THE COURT OF COMMON PLEAS f/Wa GMAC INC., :CUMBERLAND COUNTY, PA Plaintiff v. NO. TIMOTHY CLARK, :CIVIL ACTION Defendant :ACTION IN REPLEVIN COMPLAINT AND NOW comes Plaintiff, Ally Financial Inc. f/k/a GMAC Inc. by its counsel, Nauman, Smith, Shissler & Hall, LLP, to file the within Complaint based upon the following facts: 1. Plaintiff, Ally Financial Inc. f/k/a GMAC Inc. (herein after "Ally Financial") is an entity organized under the laws of Delaware, having offices throughout the United States and having an office at 2740 Arthur St., Roseville, MN 55113. 2. Defendant, Timothy Clark (hereinafter "Defendant") is an adult individual presently residing in Cumberland County at 1401 English Drive, Mechanicsburg, PA 17055. COUNTI REPLEVIN 3. On July 17, 2008, Defendant entered into a Contract with Sutliff Hummer, Mechanicsburg, PA 17050 (hereafter "Seller")for the purchase of a 2008 Cadillac Escalade, bearing Vehicle Identification Number 1GYFK468X8R247536 (hereinafter "Vehicle") for a net purchase price and finance charges in the amount of Eighty-Five Thousand Five Hundred Forty-Eight and 36/100 Dollars ($85,548.36). A copy of the Contract is marked as Exhibit "A", attached hereto and its contents are incorporated herein by reference. 4. Defendant, pursuant to the aforesaid Contract, agreed, inter alia, to make seventy-one ( 71) installment payments in an amount of One Thousand One Hundred Eighty-Eight and 17/100 Dollars ($1,188.17) each, commencing August 17, 2008, and payable on the same day of each successive month thereafter, with one final payment due on July 17, 2014, in the amount of One Thousand One Hundred Eighty-Eight and 29/ 100 Dollars ($1,188.29) for a total obligation of Eighty- Five Thousand Five Hundred Forty-Fight and 36/100 Dollars ($85,548.36). 5. Under the Contract the Defendant granted the Seller or its assignee a security interest in the Vehicle and its proceeds. 6. Defendant, pursuant to the aforesaid Contract, agreed that in the event of default in any payment due under the Contract, or the failure to comply with any term or condition thereof, that the Seller of the aforesaid Vehicle may take possession of said property, including any equipment or accessories thereto, and for this purpose Seller may, in any lawful manner, enter upon the premises where the said property may be and remove same. 7. On or about July 17, 2008, for good and valuable consideration, the said Contract was assigned by Seller to Ally Financial who succeeded to the rights and interest of Seller. 8. Ally Financial, pursuant to the provisions of the Pennsylvania Motor Vehicle Code and the Pennsylvania Uniform Commercial Code, perfected its security interest in the Vehicle by properly notifying the Pennsylvania Bureau of Motor Vehicles to endorse upon the Certificate of 2 Title for the aforesaid Vehicle a notice of its encumbrance upon the aforementioned Vehicle and security interest therein. A copy of the Certificate of Title is marked Exhibit "B" and attached hereto. 9. Defendant has breached the said Contract in that Defendant failed to make the agreed- upon installment payments due. 10. Such defaults are continuing. 11. The present outstanding balance due Ally Financial from Defendant as of November 7, 2012, is in the amount of Twenty-Nine Thousand Nine Hundred Fifty and 41/100 Dollars ($29,950.41), plus costs. 12. Ally Financial sent Defendant a Notice of Default by letter dated November 7, 2012. A true and correct copy of said Notice of Default is attached hereto as Exhibit "C" and incorporated herein by reference. 13. Under the terms of the aforesaid Contract, Defendant agreed that in the event he defaulted in any payment due thereunder, or failed to comply with any of the terms or conditions of the Contract, and in the event it became necessary for the Seller or its assignees to institute a suit in replevin for the Vehicle, Defendant agreed to pay all costs of suit and any reasonable attorney's fees. 14. Ally Financial has made repeated demands that Defendant make the payments agreed upon, all to no avail. 15. The aforesaid Vehicle is presently in the control and custody of Timothy Clark, 1401 English Drive, Mechanicsburg, PA 17055. 3 16. Vehicles of this model and class have an average wholesale value of Thirty-Six Thousand Four Hundred Fifty and 00/100 Dollars ($36,450.00). WHEREFORE, Ally Financial prays that this Honorable Court enter judgment in favor of Ally Financial and against the Defendant for: a. Possession of the 2008 Cadillac Escalade bearing Vehicle Identification Number 1 GYFK468X8R247536 or in the alternative, the market value of the car in the amount of Thirty-Six Thousand Four Hundred Fifty and 00/100 Dollars ($36,450.00); and, b. Reasonable Attorney's fees and legal expenses incurred by reason of the institution of this action in replevin to repossess the aforementioned Vehicle; all as agreed to in the Contract dated July 17, 2008. COUNT II BREACH OF CONTRACT 17. Paragraphs 1 through 16 above are incorporated herein by reference. 18. Pursuant to the Contract, Defendant has defaulted by his failure and refusal to pay installments in arrears, the sum of which (including late fees and unpaid charges) is Six Thousand One Hundred Eighty-Six and 89/100 Dollars ($6,186.89) as of December 7, 2012, and increasing monthly. 19. At all times material to this case, Ally Financial has fully and satisfactorily conformed to and complied with all terms and conditions required of it under the Contract. 4 20. Pursuant to the Contract, Defendant's default entitled Ally Financial to installments in arrears, a late fee equal to 2% of the total amount of arrears, plus all other costs incurred in connection therewith. 21. The present outstanding balance due Ally Financial from Defendant as ofNovember 7, 2012, is in the amount of Twenty-Nine Thousand Nine Hundred Fifty and 41/100Dollars ($29,950.41), plus costs. 22. The Contract provides that in the event the Defendant did not make the agreed upon monthly payments, resulting in a default under the Contract, and Ally Financial was required to employ an attorney, the Defendant agreed to pay reasonable attorney fees and Court costs. WHEREFORE, Ally Financial demands judgment in its favor and against the Defendant for: a. The sum of Twenty-Nine Thousand Nine Hundred Fifty and 41/100Dollars ($29,950.41), plus all other costs incurred in connection therewith; and b. Reasonable Attorney's fees and legal expenses incurred in connection with installments in arrears; and c. Any and all other relief which this court deems appropriate. NAUMAN, SMITH, SHISSLER & HALL, LLP Stephen Feinour, Esquire Supreme Court I.D. No. 24580 Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3rd Street, 18th Floor 5 P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: Ally Financial Inc. Dated: January 2, 2013 6 VERIFICATION I, Timothy Brecht, Replevin Specialist for Ally Financial Inc., being duly authorized to do so on behalf of Ally Financial Inc., hereby make the following statements subject to the penalties of 18 Pa. C.S. § 4904, relating to unsworn falsifications to authority, and do state that the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. L Timothy recht Replevin Specialist for Ally Financial Inc. Date: ~ ~ ~ ~ ~ t d~ ) -. ;,~, ~SHiEE AM1l~I JUST I'~OTARY oUgLIG ~~~11syVESOTA .'a .. My Jomrnission Expires Jan 31.2017 EXHIBIT "A" RETAIL INSTALMENT SALE CONTRI.CT GMAC FLEXIBLE FINANCE PLAN Deatr NgNw CaMraa Nunbn Soyn land Co-Buyarl-Nara and atlaaa (ncAMecavdy and ap eodal Credtr (8!u nea and edMtal 7IHOTHT CLAAX JU BUTLIYF ilUlS4ER l Q 91~Q CO UP PPAE1 T050 N6CRARI/ 88URG A 17050 8 , HSCNIINICSBlDl , YOU, M Wym (ardCO6urar.drryl. mey h,p M rdeW dseaasd bakm tr wan mm cwa eY erpep are wrvrecL too dmw b but M Wzde an seat uran M eireerearn en M.bat and GeA d Oqe wrrkatt Yw agree b pry n, M GMtr, M MnW FnwKSd entl rvgnw Clwga aaaang b M peymaM sars0lde slroyar below Yh M kgue M Fnerite fArarpe m a Day ban ROeNALTMtI1Wti•LEtIM10 WiCLOWAEi lesurenn Yeu aqy bW M pMewl darnge ANNUAL FINANCE Aaoerd TMN of Payagw ToW Mla Pnn aglaerrn ~ earwax ~s (ses badr) hen an1'eea yaY draaea ydbhacNpheh bus Yaone plACBNTAGi g1AR08 Flrrneed TM aeggyi yOY The lOW ewld rw npwd b hM PM o0w muwce b alrken pATe 7Mdollar TM amoWd rN hew ped a0n Tqe pudrreon aedd You daosat n buy a nal Ouy 09gr tlb aaadyar amouMM aealprwr0a0b yw hew marhaN aWA naudng ntiuariw wa roi w a has n M saw eppmvd aeatu aywy aadd ei cwt youa m Yale psyrwnh as yoadawlipelmMre p10wa mb yon Ighdl edrearhd da l.~-~- n nn % n m s a as 4aA.?Ie s 85 548.38 88.548.36 i_ N arty agaence r waked babes, pakam a anMahe kem Ike narrrad wrraree eanperas wA Yon payegnta aksduh MAt ae: drerbe M ban arkl eawawe Meriber Areaae Mrerr PapnrNa Ora CMekMaauanw yo0 yranlam Ngn 6aNrw: d dP Am Due F'olewa Oplronal Cradll lnseranw i ~'~ l7 Gaatlds ^ewu ^Co~Br4ru Temr Lea Ckaega e • NYnrna ^ ad rawwa! n A• rtllen 10 days Whr a q are. you vyll pay a W ^ Gea1 DgaWy leWU0ny1 drarie II M Wavle q ahwW wrereermY miler rdni, Md~ga rre M ~%d M pedd M payprurt M sNUe O9grwM M wrg. ee W 2%pn maNb d Merl d M pawwM dal q Tenn len. pguetl 6ssadmeABeaeWrmOnatraery pen darrron0l tlrngrllarY Nqn tO days Pmewen prapaywreM.9yaupay ell ayenaaeedy, you rs•na kagbpey epwglry Cnat Ldeb;,.,,r• 8eeer8y bbrpL Yes an gNagasaarny vrkxnln Mvslads bengpuragse0 Credd OgaWryi-emu.,./• AdlpsOel lelarirrallarn Sae tla wnaeai tr ewe arbrroaaon nduarrD vdoinWNn abod N/A rwpeymad,alMKanyrggedrepqrrwdnlulMaeMechediNeddW,andseoumywwsl SwarrwCarpe//A Mores ONCeAgkw ) REYI7ATION OF AaDUNr Fa1AMCED t Cade pave (akirtluq eryaoeworga, amass. and kasal a 80.495.(X1(1) Gad ah equrrraa antl wet tlrabM1p erweenw ere ed apw00 q dxan eredl Yea axavon b Y Tohl daerONyMa. d a.rkn ran v era ore Nne arl OebvO say a rw buy sea Ne vwrerh. aM ande Kral ttNlM i Y/A -Ogdl NraNe S N/ A daabey ewenr0e W nil W e fade n Nr aen • crab a t . anYatrai 5 nM MI apOroral prows Tlgywi M Ue prordnl Was r ItJA +eNrr WaaM) S Y/- S 1 hflD_/1DIg) Yoe aqr end apr b WY M cake owl Creel Ns errrarne pays M opal pM d M amaad a Wrpednhncedwdypewd garrgn a 7~,~ 44C-Mal ~+d d yeuM Thq •vuraraa pays oMy M anroua Sae waiddew d ym pabd yen payrnnb 40N1ndarga ackderp errwada pad bobuam yes behri (Saamay m bme Cbtla dgtlMt vrumma pays M keep pen d Ma araouda 1 adgtllzetl paymeda aq uNx Nve eawaa Made A Cwl d apkOnN seal aqusnw pail b M neuonaa you an aaeuatl. Thq agwariw don rat wwr aanpuy a oarparrrea any eweaar n yae pepitNN a n M iua6ar d LrN f N A MYww TM pelaes a origwta asrgd Oy M Demurer i N/A S N/A Neal aqurarrw ~~: a°y trNrr taq M e oMreweuw palbMawuerrw wnpaq oowraie as sae Ha aegrMMWMerwanee prayaas isa he peeegs or oaMwrn tr MaarnOel II N/A eoreraga Yrraq aM aba keen artl aoMbaq C ONxoliaa prdb9weoaNnagelaa S lD tf/1 _ D epyarrarrenl baee Oanabdadnwdronw S a aaa aR Oligr bauranee. eglarha -~- 9 Oeyerrergnt tens soave g O p i 1S ~ T)pedkquwres Teua F DoyenananteeadwndYMbap Pgnarli N/A S_gyeaxNy remtlvg n i 27.50 O OMrdgrga (8Wr raW rdnHYwhe q pal ew (lanags Cempar/) dnenha pwpwe l b CNAC tr038/0100000 S 986.00 (11ana011es Address) b R67AILER tr DOC P£C i ]00.00 1 nnrl M vwxanw wdM above m tr s N/A x b tr a N/A S°yerepn°k'ra Dw ro tr a N/A z ~ tr S N/A Co-9uyx 8pnW Gale H NN ksde-nosyaMn S N/A Tdel Mar damn eM anrarmh pad b Deese m you bMaN a 3.053.36N1 sMnuatewrwatsy4l s BS.548.39a1 ANY 41SORANCE REFERRED TO NI TNIS s Fnrra tlurw a O.OQq CONTRACT 0~8 NOT INCLUDE COVERASE 7 tour dnuyrrWS•IVee 6duua ts.a i 85,548.3971 FOR PERSONAL LIASILr1Y ARD PROPERTY OAMASECAUSEOTOOTHERS. a You ao ner men yea aoneaew omrgraena, you aqy rna your urpra wows, How Tlxs cowrNACr e e exAHDeo. ties oon0aci conww sa amr. ngre.nm 6erw.m yea aril n ndMnp a Itus woo-ce M,y de.rge m m. oontror mrgtM nwrrhrg n rprd NO Oaidwrges am hMnp ewe SrOrretx Greiner Sqw x r 9 ay Auld l m raYO, ono pNa shy veatl Wemsy dept a relmn lees arbrOrrg ew d oa npha older gas caeract wAkaA lave tllenr Pa aneple, we rmy M aln br neNrp aprlre paymenlamaeut a.wmng M urr tr mabrq oMn You auMge w b abhn nbnahan abaul yes, a M vUWe you w butarg, Nan ere eqb mile reads dOpaMgM or oa+n moor while rtgamepn emkmga0. Sn 6wk for Dam Nnportant aprnrMnlL Do nil xgn ah tonbeer on • Sundry. 77rs MmrN Percantags Reta map be negat/ah/e with the Salter. The Seller may ea9lgn th/a contract and reteln Ifs right to rmoelpe p part of the Finance Charge. Notlee to Buyer. Do not sign this ntract In blank. You are entlUed to an exact copy of the contract you sign. Keep it to protect yo g I ri hta. guys 9pn pee 7/17/200SySeyer srpgz Dale You agree to terms of this ordrect. You confirm that before you signed this contract, we gave it to you, and u re free t take It and review it. You eon}irm that you received a completely oiled-in copy wh d it. D,b 7/17/200$o.guyar tNproX ow Co-BaYaa and - A q a peam wM q raaponvnh tr psynp ae eroenbi M elller owrw H • pegm milwa mma q w the ale b M renal hddonn abpry MdeM TM aMraevgr agrees to Ule eetvMy nhreanM wadeNmnbw ntla mead OUw prerer sgrq kw X Dais Indgae ~~,~r n.raw C..w AIITLIFi' IANR®t nw 7/17l2008wv /~L _ res. ACHN7 Sorer naynan mlereananmlkaab OS9aeAC ONUVe0 Ha0aHi AUb FynMS OCmmACAB pNUVell Gg6l Carpety, under M hmq d Seru'a epennnKflwN uagwa Mmprrad veer raaarra ANmpnetl Wlawrtq arYlM reaaura SUTLIFP AC$NT 3eIMr Tale SmNr ~ Tor 2100 FR-PA 708008 (Fa the n as Sleh d PaagylrMreJ (t 0111 Noues. Sn Oan One eoPPrOht xoo80AlAC. AeAgea Reserved oAlaINAL o N „~ N Ra a O 4~ _ _ d ~+ ~m Nr 8 ~S i ~ 4~~~~ ~jS~ ~ $S~ ~n ; ~i r i~RQ~ 6$ ~ R ~ v~r~ v~ r a m~ ~ ~ 3 ~ ~ ~ s 3 R ~ ~ ~~~~~ ~ ~' ~~99 ~gt~g ~~,~~ ~~~'g ~ ~~~~ < ~~$8 ~~~~ ~ ~Ri$R~ ~~ ~a s~, a ~~ ~ egg ~ ~'~ v o ~~ ~~ : ~,~ a 4 ~g~~ i ~g '~i ~ ~¢~ i is@sy ~f ~~€8 y ~~R~~~3~R ~ ~ 3d ~ ~ ego a ~~ a ~ ~ 6a ~ a~gs maa Q 4 i ~~ ~~ ~ a ~~ r c s 3i a~ s: 1x~n11~p9 ~ f~6 ` ~~ ~.~~FFFyyy€ a54~$ i~i ~'~ g°~~g41ig~ ~~ ~~~~ g~R.!€`~"g g 9aR~~~ ~( ~~ ~~ C~q~ $~$ ~ i~ ~~~~ 3#~ ~~7f ~i ~~Z ~~~6 ~~ e ~ Fgi ~ ~g ~~~~~a~i ~~ 5~ ~ 8~ ~~v`~ ale 2e ~ ~~ria~~ ~ a# ~ 3at~~ ~ ~~~~~~ ~g a$ om~ m~~ " ~' ~ ~Qai ~~ spa;~q iFggT~ ~a@~~ $ ~~ g w v mtim d ~~! ~ ¢tn ~~X s~ ~ g~~ i~ 7 i' R~ ~ ~], # ~ T ~- B ~ ~" r ~ 3~'j Q~ °< eon ~S s ~< ~ e ~'gg3~~ ~ a^R~~{~~v~ ~~~3'i ~#~1+~~~'d ~'~ ~ ~~~i ~~ ~~~ ~. i~~ ~ae ~~~ g ;~~ $ ~ ~. s3 ~~ ~ ~~ ~ ~ ~`` ~'~~ .is a 3g : ~~~ !~ ~m~ g ~ ~ ~.~ $$_ $,~ ~ ~_~~~ ~~~~$ ~dg.~~ 5~ 3.a tsP ~`~ ~~~s ~.r g~3~ to R Q ~ ~~ d ~ ~ $a~ ~ s~ ~~ gin ~~° E ~. ~ ~ ~3 g . ~ g~g ~' ~ ~i ~~; L S 0 1 D H s m EXHIBIT "B" CERTIFICATE OF TITLE FOR A VEHICLE V 1 0 W /W ~W/'~ ~/ N " 127 \ 121d29999DD051D-DD1 1GYFK468x8R247536 120D8I CADILLAC 1664295872D1 CL VF Nx Lf [fiNINI AINNI fANAIII f1 rEAlr IAAKI +K •/I In111 TIT11 NUMBER SW i D I I I 9/17/08! OODD47) D nOUv 7+P! Iex• J n• • q' PPKM PIII ' +all n'x M1 PmKI I +KX11A MII!•. nUUM STATUS 9/17/D8 I 9/17/D8 OATF PA tI',FU I+ArI Ip •,Sr/l 1•AI AIIIh {,I lrpt' '~L'V+H ~ rd V.H tint BRANDS r(" lr l+E(+ISTERf n UN/NFRISI a _rl n'rl' TIAOTHY CLARK ~ ---- 9 SAND PINE CT MECHANICSBURG PA 17050 f lR,tii IItN IArr...r tlE ALLY FINANCIAL '•I l 14!11 l N H l 4Sr llr ( N • I r+l IlN STATU9 A Ar w/+.A , IMIa.N f•i 11~•, 1Nk MfC1+ANICM I N.1 • NlH Ile M tUM Mn EA(ik , NNI UK A1,1144 Mh lAOE IXIONETfR IANYI ItlNU VE1tl1en r t xf Ap•T E{IDIA aK1n1ETER a90005URE IPIE BhArK1S ~. A ANIK]11F VENK.LE ( r IA~Cr VEwCIF r rr ~Al,r mx~rr •xrnUAAI'•4Uad•rUH HlMU1 r41x'•x Yl rr „r.Ne •A+JNM YI NN:IE I+x ANNIi Vf N%.li M1 WAVAHK K( VEM.~TE N H11 aYl'.IItlA IE[I SINE F 7 IIIN• t Fp COVINHI TNE+T VkHIpE Y Vf HI I k l l1NIAMtl REI9SUEn VIN W it IK1D V[Itl(TI % 1•,WASA fA%1 N •r •• ~~• •' .•II ~ •Nr 1 N•+• ~N+1J•I. w• 1 uip I.r 1 l!r Ne xrtll I • • I1w• • ~ w• ISNr•nx .1 A+i •lur Ver •.ley wiV, IM • r / IH~1 I If tl lif i l Ayl U _ ,_ ___ • r .w •1 h•. A• rIN' 1 • •Mlf ' nr n ai iYllllN r. IU 1(A IU Nrll NA,n ,r IK IHII '•I NIAII•/i UAII MAIL IW, A1111HF '.S r allilx lHl/F II r•f PHI Sk N14IIVf ALLY FINANCIAL 109D9 MCCORMICK RD HUNT VALLEY flD 21031 • Pennsylvania UC PARFMCNT OF TRANSPORTATION 1 rUrlNy ey •.I Ih+• dMx N rv•Nx ux• ..Nv•N u. rwF..N Ilu• IM•nrrvyNanu IxTwxix•rN W IrelrSgMtlvm rrlb+l N AI •hr• yr+••.r.....• ,Nrµxury n.unr•1 IxveYl K fh ~A.NId .nrxrv W P,a SAW vViur4• BARRY Jx SCHOCH, P. E. ~e(tYlen d InmperWMe SUtlsLRN1FU ANU SY+(WN 10 FIFFIMF MF II n ro TIIN+hesPr other elan you( R{>a19e h YSIQd atM you went the MN (0 bP tlsleo Aa 'Jan1 Tenants Wtln Alght M Sun+wonhlp (On (ieaM or one _ n.vuer Nllr (pes lu slKrmrg IKVnen CHECK HERE [7 OlhenWSe. dle htla wlE he IssulKl as TEUlants m f:nrrelKKi IUn de81h of one owner Interest of Aw,Lygl•rl rrvnlel goes to hlvher tlelrs w elate) q to 1 : h N r UI (x IS I111S m, El 1 + dl YFS FIN REOUIREDI YES; NO; I',1 {IEHINN UI II {INAN(IAI WSII111IKNJ Nl1MBIH I •,1 r If FA It it Ill 11 NAMI 511111 1 11 r 4141( Zip P +NI.'F.n nIN 11.1•x r4 nN•, Ah 111'Uf v14 FW NC OUIREDI VES. iN01; 'Hll II II'x/, +If H • I'rANf AI I+. .'1'rl•N N( MIMDI II 'Cal r H Nrx r UI 11 UMAI \IHI1 I ~-- LIIV STATT ZIP EXHIBIT "C" • ~_ ~. , Attorneys At L~at~ '~ ~ ' Please reply to P. O. Bo:c 840 Harrisburg, PA 17108-0840 November 7, 2012 Via Certified Mail No. 7009 2250 0000 3818 5882 and Regular Mail Timothy Clark 1401 English Drive Mechanicsburg, PA 17055 In re: Ally Financial Inc. f/k/a GMAC Account t'' 2008 Cadillac Escalade Dear Mr. Clark: Joshua D. Bonn, Esquire Jbonn cr,nssh.com Telephone Extension # 26 ~~~~ Please be advised this office represents Ally Financial Inc. f/kla GMAC Inc. (herein after "Ally Financial") and in that connection, yotu overdue and delinquent accotmt has been referred to this firm for advice and the appropriate action if not resolved promptly. This latter is an attempt by Ally Financial to collect a debt, and any information obtained from this letter will be used for that purpose. Ally Financial has advised that under the terms of a Retail Installment Sale Contract, you are delinquent in paying the July payment in the amount of $1,088.17 and the August, September, and October payments in the amotmt of $1,188.17 respectively, plus late charges in the amount of $95.04, for a total delinquency of $4,747.72. Unless you dispute the validity of the debt described above within thirty (30) days of the date of this letter, we will assume that the debt is valid. If you notify us within thirty (30) days that the debt is disputed, we will obtain further verification of the amounts owed and mail such verification to you. Pursuant to the terms and conditions of the Retail Installment Contract that you signed, you are hereby called upon to cure the default by paying the stun of $4,747.72 within thirty (30) days of the date of this notice. Please be advised that Ally Financial reserves the right to pursue all of its rights and remedies as indicated by the Retail Installment Sale Contract, which may include the seizure and repossession of the vehicle. You are also called upon to pay the attorneys' fees incurred by Ally Financial in connection with your default. Specific information concerning these attorneys' fees will be provided to you after Ally Financial's receipt of the total delinquency. Superior analysis. Effective solutions. Since 1871 Nauman Smtth Shissler & Hall, LLP • 200 North 3rd Street, ]8th Floor • Harrisburg, PA ]7]01 • '717.238.3010 • fax: 717.234.1025 • www.nssh.com Timothy Clark Page 2 If you fail to cure the default, Ally Financial will declare the entire amount you owe under the Contract IMMEDIATELY DUE AND PAYABLE. You may contact Ally Financial for the total amount due. If you wish to correspond to Ally Financial directly please contact: Ally Financial Inc. Attn: T. Brecht P. O. Box 380906 Bloomington, MN 55438-0901 Yott may also call Mr. Brecht at Ally Financial Inc. at 1-888-204-9783 ext. 4030. If you do not dispute the validity of the debt or otherwise promptly make the delinquent payments, then, Ally Financial will exercise its remedies, including (bttt not limited to) filing a lawsuit against yott for the repossession of the 2008 Cadillac Escalade and for breach of contract. If Ally Financial is forced to file a lawsuit against yott, it will seek payment of the entire amount yoti owe under the Contract. I trust yott will act to pay the delinquent payments, and thus avoid the expense and embarrassment of such litigation. Respectfully yours, Joshua D. Bonn, Esquire JDB/sm cc: Ally Financial Inc. NAUMAN, SMITH, SHISSLER & HALL, LLP,...-'~ ~t<~fl-~ ~'~~~- J. Stephen Feinour, Esquire `'~ ~~~ ~~~~~~~'©'~ Supreme Court I.D. No. 24580 ~~~3 ,~~~ -3 AM ~ ~ ~ ~~ Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 ~Ut~~~;~~At~ GQUNTY 200 N. 3rd Street, 18th Floor Counsel Fort~~~if*J~~i~~nc. f/Wa GMAC Inc. P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 ALLY FINANCIAL INC. f/Wa GMAC Inc., Plaintiff v. IN THE COURT OF COMMON PLEAS CUMBERLAND C/~O~'UNTY, PA NO. )~-3~ L.iJL~ CIVIL ACTION TIMOTHY CLARK, Defendant :ACTION IN REPLEVIN PRAECIPE FOR ENTRY OF APPEARANCE Please enter the appearance of J. Stephen Feinour, Esquire and Joshua D. Bonn, Esquire, as Attorneys for Ally Financial Inc. f/k/a GMAC Inc., the Plaintiff in the above captioned case. Dated: January 2, 2013 NAUMAN, SMITH, SHISSLER & HALL, LLP . Step en Feinour, Esquire Supreme Court I.D. No. 24580 Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3rd Street, 18th Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: Ally Financial Inc. f/k/a GMAC Inc. NAUMAN, SMITH, SHISSLER& HALL, LLP Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3rd Street, 18th Floor Counsel For: Ally Financial Inc. f/k/a GMAC Inc. P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 ALLY FINANCIAL INC. : IN THE COURT OF COMMON PLEAS f/k/a GMAC INC., : CUMBERLAND COUNTY, PA Plaintiff V. NO. 13-30 Civil Term TIMOTHY CLARK, : CIVIL ACTION - LAW Defendant : ACTION IN REPLEVIN PRAECIPE TO THE PROTHONOTARY: Please enter judgment in favor of the Plaintiff, Ally Financial Inc. f/k/a GMAC Irk, aftd against Defendant, Timothy Clark, for failure to plead to the Complaint in this action within the required time. The Complaint contains a Notice to Defend within twenty (20) days from the date of service thereof. Defendant was served with the Complaint on January 9,2013,and an answer was due on or before January 29, 2013. Plaintiff provided Defendant with a written Notice of Intention to File Praecipe for Entry of Default Judgment which I certify was mailed on January 30,2013,by regular mail with Certificate of Mailing to the last known address of Timothy Clark, 1401 English Drive, Mechanicsburg, PA 17055, which is at least ten(10) days prior to the filing of this Praecipe. Plaintiff subsequently filed Chapter 13 Bankruptcy in the United States Bankruptcy Court for the Middle District of Pennsylvania on February 5,2013,staying Ally Financial's replevin action. Ally Financial obtained an Order Granting Ally Financial Relief From the Automatic Stay on July 18,2013,permitting Ally Financial to pursue its rights with respect to the subject motor vehicle. A copy of the Order Granting Ally Financial Relief From the Automatic Stay is attached hereto as Exhibit "A". Please enterjudgment pursuant to Pa.R.C.P. 1037(b), 1071 and 1084 forpossessionofa2008 Cadillac Escalade, VIN 1GYFK468X8R247536, and for $29,950.41, plus costs, for failure of the Defendant, Timothy Clark, to file an Answer to Plaintiff's Complaint within twenty (20) days of service thereof. gmA C $as-? P N o� U a. NAUMAN, SMITH, SHISSLER & HALL, LLP L 6 shua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3`d Street, 18`h Floor P. O. Box 840 Harrisburg PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel For: Ally Financial Inc. f/k/a GMAC Inc. Dated: November 6, 2013 IN THE UNITED STATES BANKRUPTCY COURT FOR TIIE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: : CHAPTER 13 TIMOTHY A. CLARK Debtor(s) : BANKRUPTCY NO. 1-13-bk-00577 MDF ALLY FINANCIAL, f/k/a GMAC Movant(s) TIMOTHY A. CLARK CHARLES J. DEIIART, III Respondent(s) ORDER GRANTING ALLY FINANCIAL f/k/a GMAC RELIEF FROM THE AUTOMATIC Upon certification of default of Stipulation filed by Ally Financial f/k/a GMAC, it is hereby ORDERED: That the Automatic Stay imposed by 11 U.S.C. § 362(a) as to Ally Financial f/k/a GMAC with respect to the motor vehicle identified as a 2008 Cadillac Escalade, VIN: 1 GYFK468X8R247536 (the"Vehicle") is hereby vacated; and it is FURTHER ORDERED,that Ally Financial f/k/a GMAC is permitted to pursue its rights in such motor vehicle to the extent and in the manner provided by any applicable contract documents and other applicable laws. By the Court, f�-- Chief Bankruptcy Judge (JK) Dated: July 18, 2013 EXHIBIT Case 1:13-bk-00577-MDF Doc 56 Filed 07/18/13 Entered 07/18/13 14:30:05 Main Document Page 1 of 1 NAUMAN, SMITH, SHISSLER& HALL, LLP Joshua D. Bonn, Esquire Supreme Court I.D.No. 93967 200 N. 3rd Street, 18th Floor Counsel For: Ally Financial Inc. f/k/a GMAC Inc. P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 ALLY FINANCIAL INC. : IN THE COURT OF COMMON PLEAS f/k/a GMAC INC. : CUMBERLAND COUNTY, PA Plaintiff V. NO: 13-30 Civil Term TIMOTHY CLARK CIVIL ACTION AT LAW Defendant IMPORTANT NOTICE TO: Timothy Clark DATE OF NOTICE: January 30,2013 YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP: Cumberland County Bar Association 32 S. Bedford Street Carlisle, PA 17013 Telephone: (717) 249-3166 (800) 990-9108 NAUMAN,SMITH,SHISSLER AND HALL By: J ua D. Bonn, Esquire Supreme Court ID# 93967 200 North Third Street P.O. Box 840 Harrisburg, PA 17108-0840 Telephone: (717) 236-3010 Facsimile: (717) 234-1925 Counsel for:Ally Financial Inc.f/k/a GMAC Inc. Date: January 30, 2013 CERTIFICATE OF SERVICE I hereby certify that on the date listed below I served a copy of the foregoing Notice by depositing in U.S. First Class Mail a copy of same addressed as follows: Timothy Clark 1401 English Drive Mechanicsburg, PA 17055 Sherry A. ay, Paralegal t Joshua D. Bonn, Esquire Dated: January 30, 2013 • Attorneys At L`aw Please reply to: P. O. Box 840 Joshua D. Bonn, Esquire Harrisburg, PA 17108-0840 Jbonn @nssh.com T. (717) 236-3010 ext. 26 January 30, 2013 Timothy Clark 1401 English Drive Mechanicsburg, PA 17055 RE: Ally Financial Inc. f/k/a GMAC v. Timothy Clark No. 13-30 Civil Term Our File No.: 9768-1744 Dear Timothy Clark: Enclosed herewith is our Notice to you that you are in default because you have failed to take action in the above-captioned matter. Unless action is taken within ten(10)days,we will file with the Prothonotary of Cumberland County our Praecipe to Enter Judgment. Sincerely yours, /zr JJ D. Bonn JDB/sm Enclosure cc: Ally Financial Inc. Superior analysis . Effective solutions . Since 1871 Nauman Smith Shissler&Hall, LLP• 200 North 3rd Street, 18th Floor • Harrisburg, PA 17101 • 717.236.3010 • fax: 717.234.1925 •www.nssh.com r } S.POSTAL SERVICE CERTIFICATE OF MAILING Affix fee herein stamps M"BE USED FOR DOMESTIC AND INTERNATIONAL MAIL,DOES �T or meter postage and PROVIDE FOR INSURANCE—POSTMASTER 4�F�PQS` post mark. Inquire of Postmaster for current Recei v e llman Smith Shissl Sherry A. May,Paral PITNEY BOWES 0 N. Third Street, 1 02 1P 001.15 PA 173965 JAN 30 2013 ' SAILED FROP ZIP C 01 5a -TA/iq�� One piece of ordinary mail addressed to: v /S Coil Lu IG� lyo / j�,r GSpg PS Form 3817, Mar. 1989 r A, NAUMAN, SMITH, SHISSLER& HALL, LLP Joshua D. Bonn, Esquire Supreme Court I.D. No. 93967 200 N. 3rd Street, 18th Floor Counsel For: Ally Financial Inc. f/k/a GMAC Inc. P. O. Box 840 Harrisburg PA 17108-0840 Phone: (717) 236-3010 Fax: (717) 234-1925 ALLY FINANCIAL INC. : IN THE COURT OF COMMON PLEAS f/k/a GMAC INC., : CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff VS. No. 13-30 Civil Term TIMOTHY CLARK, Defendant Action in Replevin NOTICE OF JUDGMENT TO: TIMOTHY CLARK You are hereby notified that on �U , ' , 2013,the following judgment has been entered against you in the above captioned case: Judgment in favor of Plaintiff,Ally Financial Inc. f/k/a GMAC Inc.,and against Defendant, Timothy Clark,as follows: Possession of the 2008 Cadillac Escalade bearing Vehicle Identification Number 1 GYFK468X8R247536,and for judgment in the amount of$29,950.41,plus interest, late fees,reasonable attorney fees,costs of collection,costs of repossession,costs of storage and all other charges as provided in the contract or as provided by law, and increasing monthly. Judgment was entered pursuant to Pk.R.C.P. 1037 0211071 and 1 for failure of Timothy Clark to file a response to Plaintiffs Complaint wit twe (20) day ervice thereof. �Y Prothonotary Y I hereby certify that the proper person(s) to receive this notice under Pa. R.C.P. 236 are: Timothy A. Clark 719 Westwood Drive Enola, PA 17025 NAUMAN,SMITH,SHISSLER&HALL,LLP oshua D. Bonn, Esquire Counsel for Ally Financial Inc.f/k/a GMAC Inc. Dated: November 6, 2013