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HomeMy WebLinkAbout02-07-13r ~ 1505610143 Rw-~ ~oo Ex (o,_,o) OFFICIAL USE ONLY PA Department of Revenue pennsylvania County Code Year File Number Bureau of Individual Taxes OEPgRTMENr of aEVENUE Po sox.2sosol INHERITANCE TAX RETURN 21 10 122 6 Harrisburg, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death Date of Birth 161 34 2010 08 15 1943 Decedent's Last Name Suffix Decedent's First Name MI STONER RONALD I, (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI WADDELL REBECCA I, Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 1. Original Return ^ 2. Supplemental Retum ~ 3. Remainder Return (date of death prior to 12-13-82) 4. Limited Estate ~ 4a. Future Interest Compromise (date of death after 12-12-82) ~ 5. Federal Estate Tax Return Required a g Decedent Died Testate (Attach Copy of Will) ^ ~ Decedent Maintained a Living Trust (Att ach Copy of Trust) 8. Total Number Of Safe De osit Boxes p 9. Litigation Proceeds Received ^ o 1 D• between 12 31 51 and~t fdetges~f death 1 ~ 11. Election to tax under Sec. 9113(A) (Attach Sch. O) CORRESPONDENT -THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number JERRY A WEIGLE ESQUIRE 717 532 7388 r'v First line of address 126 EAST KING STREET Second line of address City or Post Office State ZIP Code SHIPPENSBURG PA 17257 Correspondent's a-mail address: c.~ REGISTER OF ~L USE OA14.~f ~ ~ t7a .~ r-n ~ ~ n t~ ~ ~,. r "~ ~~ ~ C7 n ~ S Q ^rj ~ ~' f, i ~ -sc ~ A ~.~ DAT IL-f~ }"'~ Q 1 ~ t ~ C7 ~~ :U Q '~ t"~ il`1i O `rt U r penalti ~eryury, I declar th I ha mined this return, including accompanying schedules and statements, and to the hest of my knowledge and belief, it ' e, co ct and co plete. D a on f re arer other than the personal representafive Is based on all information of which preparer has any knowledge. S TURE R PERSdN PO SI LE FI 1NG; ETURN DATE 1' 1+ Rebecca L. Waddell ~- -~ ESS 534~L.eldlgh Drive, Boiling Springs, f~A 17007 SIGNAT RE OF PREPARER OTHER THAN R RESENT TIVE ~ DATE ~~, (~ ~~ ~ Jerry A. Weigle Esquire -~ --' AD S 1 6 East KingStreet, Shippensbu~rglPA 1505610143 Side 1 1505610143 ~,,, ~~ , ~~ 15D561D243 REV-1500 EX Decedents Narne: StOneC, Ronald L. Decedent's Social Security Number 161 34 4830 RECAPITULATION 1. Real Estate (Schedule A} ....................................................................................... 1. 7 3, 5 0 0. 0 0 2. Stocks and Bonds (Schedule B) ............................................................................. 2. 3. Closely Held Corporation, Partnership or Sole-Proprietorship (Schedule C)......... 3. 4. Mortgages & Notes Receivable (Schedule D) ........................................................ 4. 5• Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E} ............... 5. 6. Jointly Owned Property (Schedule F) ^ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers 8~ Miscellaneous Ikon; Probate Property (Schedule G) LJ Separate Billing Requested............ 7. 8. Total Gross Assets (total Lines 1-7) ..................................................................... 8. 7 3 , 5 0 0" . 0 0 9. Funeral Expenses 8~ Administrative Costs (Schedule H) ............................. .......... 9. 6 , 0 63.4 9 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule 1) .................... .......... 10. 3 3 , 6 0 9. 9 8 11. Total Deductions (total Lines 9 & 10) ......................................................... .......... 11. 3 9 , 67 3.4 7 12. Net Value of Estate (Line 8 minus Line 11) ................................................ .......... 12, 33 , 82 6.53 13. Charitable and Governmental BequestslSec 9113 Trusts for which an election to tax has not been made (Schedule J) ..................................... .......... 13. 14. Ne ject to Tax (Line 12 minus Line 13) ..................................... .......... 14, 33 , 82 6.53 TAX COMPUTATION -SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or ef Sec. 9116 u 33 82 6 53 15 (a)(1 2) X 00 , . . 16. Amount of Line 14 taxable at lineal rate K; .045 0 . 0 0 16. 17. Amount of Line 14 taxable at sibling rate .X .12 0 . 0 0 17. 18. Amount of Line 14 taxable at collateral rate X .15 0 . 0 0 18. 19. Tax Due .......................... ................................. ...................................................... 19. . 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Side 2 ~,~, 15D561D243 15D561D243 0.00 0.00 0.00 0.00 0.00 REV-1500 EX Page 3 Decedent's Complete Address: File Number 21-10-1226 DECEDENT'S NAME Stoner, Ronald L. STREET ADDRESS 1534 Leidigh Drive CITY Boiling Springs STATE PA ZIP 17007 Tax Payments and Credits: 1. Tax Due (Page 2, Line 19) (1) 0.00 2. Credits/Payments A. Prior Payments B. Discount 0.00 Total Credits (A + B) (2) 0.00 3. Interest (3) 4, If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. (q) Check box on Page 2 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) ~.OQ Make Check Payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred :............................................................................... ^ ^x b. retain the right to designate who shall use the property transferred or its income :.................................. c. retain a reversionary interest; or ............................................................................................................... d. receive the promise for life of either payments, benefits or care? ............................................................ 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without ^ ^ receiving adequate consideration? .......................................................... .....,......,... x .......................................... 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?....... ^ ^x 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................................. ^ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994 and before Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent [72 P.S. §9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S. §9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0 percent [72 P.S. §9116 (a) (1.2)]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent, except as noted in 72 P.S. §9116 1.2) [72 P.S. §9116 (a) (1)]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent [72 P.S. §9116 (a) (1.3)]. A sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Rev-1502 EX+(~~-08) SCHEDULE A REAL ESTATE COMMONWEALTH OF' PENNSYLVAN{A INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF (FILE NUMBER Stoner, Ronald L. 21-10-1226 All real property owned solely or as a tenant in common must be reported at fair market value, Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being wmpelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on schedule F. (If more space is needed, additional pages of the same size) Copyright (c) 2009 form software only The Lackner Group, tnc. Form PA-1500 Schedule A (Rev. 11-08) REV-1151 EX+ (10-061 COM INHERITANCE~T,,qq~~P R TSUURN ANIA RESIDENT DECED~NT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Stoner, Ronald L. 21-10-1226 ITEM DESCRIPTION AMOUNT N M ER q, FUNERAL EXPENSES: B. 1 ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Street Address City _ State Zin Year(sl Commission paid 2. Attorney's I=ees 1,250.00 See continuation schedule(s) attached 3, Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) 3,500.00 Claimant Rebecca L. Waddell street Address 1534 Leidigh Drive City Boiling Springs state PA zio 17007 Relatianshio of Claimant to Decedent SpOUSe 4. Probate Fees Register of Wills, Cumberland County 257.50 5. Accountant':s Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1,055.99 See continuation schedule(s) attached TOTAL (Also enter on line 9, Recapitulation) 6,063.49 Copyright (c) 2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 10-06) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF (FILE NUMBER Stoner, Ronald L. 21-10-1226 ITEM NUMBER DESCRIPTION AMOUNT Attorney Fees 1 Stephen I'(. Portko, Esquire 500.00 2 Weigle 8~ Associates, P.C. 750.00 H-B2 1,250.00 Other Administrative Costs 3 Cumberland Law Journal -advertising Letters Testamentary 75.00 4 Monroe Township Tax Collector -school taxes 640.49 5 Mortgage Satisfaction recording fee 50.50 6 Patriot News -advertising Letters Testamentary 200.00 7 Register of Wills, Cumberland County -filing PA Inheritance Tax Return 15.00 8 Register of Witis, Cumberland County -filing Family Settlement Agreement 75.00 H-B7 1,055.99 Copyright (c) 2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H (Rev. 6-98) LAST ~~%ILL A~TD TESTA:~ILl~ T OF ROi~"ALU L. STONER ~ t, _~ , i ~ `1', `f~':ONALD~~ C:..~ Slid?'1lIf~R,~.?ofi~i,:;Bbiam~g~.~jSpnngs ~; ~unt~erland .County;; ~.. .~ . Pennsylvania, being of sound mind, memory and understanding, do hereby make, publish and declare this as and for my Last Will and Testament, hereby revoking all other Wills and Codicils heretofore made by me. FIRST I direct the payment of my debts and expenses of my last illness and funeral from my estate as soon after my death as conveniently may be done. I direct that my body be cremated and that the ashes be placed in a suitable container and thereafter be retained at the directions of my wife, Rebecca L. Waddell. SECQND ~: ,All my: personal ..eff. eets; .clothing,, :fu~riture; ft~rnisl~ings, jewelry, automobiles, ~ :: other tangible personal property of every kind, and insurance thereon, I give in accordance with a memorandum which accompanies my will. To the extent that such memorandum fails to dispose of aif. personal property or if the memorandum is not in existence at my death, then I give the same to Rebecca L. Waddell, my souse, if she survives me for a period of sixty days. If she shat! not so survive me, then I the scene m'r, k ~ ~ ~ i ~~~ ~ rj1 i _. G ~ ~L ~1 Q~X '~ ~ r'; ~ti r. o ° ~ ~~ ~=- ;~ C ~ ~ - T ~ ~ `~~ O"~ to my eldest daughter, Christine f~iummell. Any items nat so disposed of shall be sold by my personal representative and the proceeds added to my residuary estate. THIRC~ if my wife, Rebecca L. Wadde{l, shall survive me, I give and devise to my wife, during her lifetime and until her remarriage, my house and the insurance thereon, fogetler witH~~a11 fti~e furniture; ~u~rrirshirgs;fious~f'o~d~~iitiid~les; ~al~rid`the insurance?fi~eTeor~; without liability for waste, until the earlier of her death or remarriage. Upon the death or remarriage of my wife, or at such time as my wife is no longer able to independently reside in my house, whichever event first occurs, I give and devise my house and the fumiture, furnishings, and household articles and insurance thereon to my eldest daughter, Christine Humme!!. As long as my wife uses the premises, she shall pay all costs of maintenance, utilities, repairs, insurance, mortgage, taxes and special assessments. My ~` `-~ wife shall not be required to post bond as the life tenant. My eldest daughter, Christine 'v ,Humnaell, sf~all..resolvq any:dispute.as;to:.:wheiher,my wi.fe.;qu_~lifes tocc~n~iaue~tp retain. ; i,:;!: .i , : I ~ ~ , '. ~ ~ k. , .~•,~s ~s to ~~ ,t i,,.i,i=.~ '. ~ .. ,t; , . .a :. , ~~ her possessory interest in such property. t FOURTH All the rest, residue and remainder of my estate, of whatsoever nature, and wheresoever situate, I give, devise and bequeath unto Rebecca L. Waddell, my spouse, provided she survives me by sixty (60) days. z FIFTH In the event Rebecca L. Waddell, my spouse fails to survive me by sixty (fi0) days, or in the event that she disclaims any interest hereunder, I give the rest, residue and remainder of my estate, to my eldest daughter, Christine t~r~r~rnef6. 1f my said eldest daughter is not living at the time of my death then i leave my residuary estate to my nephew Charles Smith. ~ _y: ~ ., , . v ~.r'i + ~ ~ ~ ~ I, `'t~~T-H ~'~ 14 n.?'~~j< .,t:,: ^•':•~ .~. ~,i.~r t ~1 ~' - a .. ~d~-t In addition to the powers conferred by law, I authorize my personal representative, in his or her absolute discretion: ~~. To retain in the form received and to sell either at public or private sale, any ~j:. y ~ real or personal property; and L~. To manage real estate; and C. To invest and reinvest in all forms of property without being confined to legal investments and without regard to the principal of diversification; and D. To exercise any option or rights arising from ownership of investments; and E.. To compromise claims without court approval and without the consent of.any beneficiary; but not ;Jimiied~; to::clairns ~by,th~ CQmmanw.e~~h off; ~P~,nn ylvan~a4with. rtes ct. , ~ -:; :.. :•t ~ +. p,2~..ir :r'' i1+ ~'.{.i`x' :;!.: .'i. - ~,yp~' ~'r.c:: ~~~ !'+ ~~ - - at :(,t ,:: ., to inheritance taxes on any future interest passing under this wilt. F, To continue the operation of any business that !may own at the time of my death for the period of time and in the manner that he, she or it considers advisable and to be in the best interest of my estate, or to sell, or to liquidate the business at the- time and on the terms and conditions that he, she; or it considers advisable and in the best interests of my estate. 3 SEVENTH All shares of principal and income herein given shall be free from anticipation, assignment, pledge or obligation of any beneficiary and shall not be subject to any execution or attachment. EIGHTH I direct that any and all inheritance, estate and transfer taxes imposed upon my ' y r~,. •l: t ; n . :';. hi r~ dtti:~ i ~is~ II ,.'.b~e~i-~ ~-i'~ ` fl ~ its' t~f ' tFe~E, rirc~I . (:.of : ; ~; . -~ l .:~~ , -! ei; a~t'e .;passr g~:~~,ut~r: rn~..;~i', ~.:~~ , . rw ~~. _ ~._ ip . Cl.p, u ,,.P... p~ ny _ ~ . residuary estate. NINTH II nominate, constitute and appoint Rebecca L. Waddell, my spouse, as personal representative of this my Last Will and Testament. in the event of the renunciation, death, resignation or inability to act for any reason whatsoever of my spouse, I nominate, constitute and, appoint my eldest daughter, Christine Rummell, as personal representatives of this my Last Will and Testament. I hereby relieve my personal representatives from the necessity of posting security in connection with duties as such in any jurisdiction in which my personal representatives shall be called upon to act insofar as I. a~ri able bylaw>_tordfl.~so.. ., ~ _ ,hh IN WITNESS WHEREOF, I have hereunto set my hand and sea! to this my Last Will and Testament, consisting of 6type-written pages, the first 3 of which bear my signature in the margin for the purpose of identification this ~ day of ?~-U~~U..S~ , 2007. RONALD L. STONER 4 SIGNED, SEALED, PUI;LISHED AND DECLARED by RO~~LD L. STOKER, the above named Testator as and for his Last Wil{ and Testament, in the presence of us, who at his request, in hls presci-jce and in the sight and presence of each ether, ha~re here~nty subscribed our names as witnesses. ~: of ~ r-, ~4- t ~37~ tt , , ~IY: a n ~ ~i :7 ~f ~,~ r'L'U "~ , I 2 , F ~ .~ h, ,j.rt4~+.Ya.i.: •~'.~. ~ ~ ~,,;.GJ .aii '. ~ - IIJJ f ,. COMMONUIIEALTH OF PENNSYLVANIA SS: COUNTY OF ~vrk 1, RONALD L. STOI1fER, whose name is signed to the foregoing instrument, having been duly qualified according to law, do hereby acknowledge that i signed and executed this instrument as my Last WiII and Testament; that I signed it willingly and that I signed it as'my free and voluntary act for the purposes therein expressed.: f~ Swo.m ar affirmed to and acknowledged before me by the Testator, this t 5 day. of i~~,:s ~' , 2007. OMMQNWEALTH OF PENNSYLVANIA // ~/i~'Z~~,~ ~./~ ~/~$~ Notarial seal "' - Fbrnettas. alder, Notary Public . stator, RONALD. L. STONER .. , I~ltSsburp Boro; York. Cou,ty. , .. : ! :. ', : ~p i tes Ft~b:t ti:i.~: .1' if''.~i-~ _ Y, 'I: r Member, Penrisylvenla Assoc(ation o! Notaries Notary PubIIC COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF ~:~./~ l We, ~~er (C.. ~~ tc and ,the witnesses whose names are .signed to 'the foregoing instrument, being duly qualified 5 " r , according to law, depose and say that we were present and saw the aforesaid Testator sign and execute the instrument as his Last Wi!! and Testament; that he signed willingly and that he executed it as his free and voluntary act for the purposes therein expressed.; that each of us in the hearing and sight of the Te~tatQr signed the Will as witnesses; and that to the best of our knowledge, the Testator was at the time eighteen (18) or more years of age, of sound mind and under r~o constrain or undue infiue'^ce. Sworn or affirmed to and subscribed to before me, this - S~`~ day of s~.~~l~ , 2007. W itne i" ,: ;; ~,. , ;, Wii~fiess . J ~-a/ ~ No ary Public COMMOIVVyEq~7}{ pp PENNSYLVANIA Ronnetta S. Ra~~er~ ~, DOisbu ' ~~ Public rg eoro, York Co My Comrnlssbn l.~Irea Feb.12~, 2ppg Member, Pe^nsytvanta Asaocfation of Notaries ' - -.E ~ I _ .' ~ 1 .I -.fp 6 iN RE: ESTATE OF RONALD L. 1N THE COURT OF COMMON PLEAS OF STONER, late of the Township :CUMBERLAND COUNTY of Monroe, Cumberland County, :PENNSYLVANIA Pennsylvania :ORPHANS' COURT DIVISION ESTATE NUMBER 21-10-1226 DISCLAIMER AND RENUNCIATION OF INTEREST UNDER WILL WTIEREAS, on March 13, 2010, Ronald L. Stoner died Testate domiciled at /S 3Y Leidigh Drive, Boiling Springs, Pennsylvania. On December 14, 2010, his will dated August 15, 2007, was admitted to probate by the Register of Wills of Cumberland County, Pennsylvania; and WHEREAS, in and by the said will the decedent gave a bequest to Christine Hummell as follows: THIRD. If my wife, Rebecca L. Waddell, shall survive me, I give and devise to my wife, during her lifetime and until her remarriage, my house and the insurance thereon, together with all the furniture, furnishings, household articles, and the insurance thereon, without liability for waste, until the earlier of her death or remarriage. Upon the death or remarriage of my wife, or at such time as my wife is no longer able to independently reside in my house, whichever event first occurs, I give and devise my house and the furniture, furnishings, and household articles and insurance thereon to my eldest daughter, Christine Hummell. AND WHEREAS, Christine Hummell desires to disclaim and renounce all of her right, title and interest in the estate of Ronald L. Stoner, such that the bequest shall become part of the rest and residue of the estate. 2.7 Sbv~ ..1 C~~~n ~•~Y~e ~" i ~~~•.b'v~„1~~5 ;fe7wr~i NOW, THEREFORE, Christine Hummell of-~--E-~--~~ Utrcc~, ~a~l~sl€; ' 7c' j `` Pennsylvania, legatee under the Last Will and Testament of Ronald L. Stoner dated WEIGLE & ASSOCIATES, P.C. -ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG, PA 17257-1397 August :15, 2007, does hereby renounce and disclaim her interest in the decedent's estate as described in Paragraph Third of his Last Will and Testament. IN WITNESS WHEREOF, intending to be legally bound hereby, I have signed and sealed this instrument this ~ day of November, 2012. WITNESS: Christine Hummell cc ~s ~<h c~~-~ ~ « s ~~'\r'~S'~inp J`~I~.~WrMw-l COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND On this the ~ day of November, 2012, before me, the undersigned officer, personally appeared CHRISTINE HUMMELL, known to me (or satisfactorily proven) to lie the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. 1N WITNESS WHEREOF, I hereunto set my hand and official seal. f ,~„~.;~,~ ~~ ,~.,~,~,~ (SEAL;) Notary Public Notariai Seal Linda K. Klein, Notary Public Shippensburg, PA Cumberland County My Commission Expires Autust 15, 2016 WEIGLE & ASSOCIATES, P.G. -ATTORNEYS AT LAW - 126 EAST KING STREET - SHIPPENSBURG. PA 17257-1397 Tax Mapper Cumberland County, PA 1534 LEIDIGH DRIVE PIN: 22-i1-0284-026 Deedbook: 00265-00715 Owner: STONER, RONALD L Land Use Code: 101 Property Type: R Acreage: 0.63 Square Feet: 973 Taxable Status: T Clean & Green Status: Land-Assessed Value $: 60000 Building Assessed Value $: 13500 Total Assessed Value $: 73500 ' Sale Price $: 62000 Sale Date: Wed 'Sep 8 2004 08:00:00 PM Year Built: 1971 Municipality: MONROE TOWNSHIP Height in Stories: 1 Type of Dwelling: MANUF Primary Exterior: Metal Basement Percentage: Air Conditioning: NO Total Rooms: 5 Bedrooms: 2 Full Bath: 1 Haif Bath: Copyright 2011 Esri. All rights reserved.'Thu Nov 8 2012 09:19:41 AM. 1_t CORNERSTQNE P.O. Box 1181, 5 Eastgate Drive, Carlisle, PA ( 7015 F ~ c:! era I C r e d i t U n i o n Telephone (717) 249- 166 I FAX (717) 249-SZ08 Me»~ber fou,n.ded. - Sewice based www_cornersconefcu.coop RONALD L. STONER PAGE 3 REBECCA L. WADDELL 1534 LEIDIGH DR. BOILING SPRINGS PA 17007 11819 03/01/2010 - 03/31/2010 LOAN 04...LOAN ACCOUNT' TYPE: F'HA TITLE 1. **** Annu,al Percentage Rate **** 6.75 Periodic Rate of .0184931 03-01 Previous Balance 67367.84 03-01 INSIIRANCE PREMIUM -35.00 -35.00 .QO 67402.84 03-01 TRANSFER IN 166.19 41.61 124.58 67361.23 AUTOMATIC PAYMENT DUE 03/01/2010 TRANSFER FROM 11819-07 03-03 TRP.N3FER zN 166.19 ].41.28 24.91 67219.95 TRANSFER FROM REBECCA TO RONALD - LOAN 04, PER PHONE REQUEST 03-~.5 TRANSFER IN 166.19 17.02 149.17 67202.93 AUTOMATIC' PAYMENT DUE 03/16/2010 TRANSFER FROM 11819-07 03-15 TRANSFER IN 166.19 166,].9 .00 67036.79 AUTOMATIC' PAYMENT DUE 03/16/2010 TRANSFER FROM 11848-07 03-31 New Balar.~ce 67036.79 Xear-t;o-Aate Finance Charges thie loan 1124.47 « .Total Dividends Earned This Year S 1.62 Total Finance Charges Paid This Year $ 1225.73 WIN! WIN! WIN! You can win, your family member or friend can win and we will all win together as a credit union! Join us in our 2010 membership drive: Refex a new member to CFCU and you'll be entered to win a monthly prize AND a you~ll also be entered to win the grand prize: a $2,000 travel package, which can be completely customized for you. What do you need to do to be entered to win? Simply refer as many people as yo can to CFCU (friends,~family, co-workexs) and when they join, you will both be entered, into the drawings. Tell everyone you know; the more referrals you get, the more chances you have to win. Be sure to mention to your family and friends that they can win as well - just by joining and then they can refer new members too. The more referrals you have, the more entries you receive! Spread the wore MEMBER SAVING5 ACCOUNTS FEDERALLY INSURED TO $2SO.000 BY THE NATIONAL CREDIT UNION ADMINISTRATION