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Home My WebLink About13-0652UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID#45362 LORRAINE GAZZARA DOYLE, ESQUIRE - ID#34576 SHERRI J. BRAUNSTEIN, ESQUIRE - ID#90675 SALVATORE CAROLLO, E5QLIIRE - ID#311050 PAIGE M. BELLING, ESQUIRE - ID#309091 HARRY B. REESE, ESQUIRE - ID#310501 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 AGNES MOMBRUN, ESQUIRE - ID#309356 ELANA B. FLEHINGER, ESQUIRE - ID#209197 KATHERINE E. KNOWLTON, ESQUIRE - ID#311713 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings@udren.com U.S. Bank, National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC1 C/O Ocwen Loan Servicing, LLC 1661 Worthington Road, #100 West Palm Beach, FL 33409 Plaintiff v. SCOTT B. SHAFFER 1501 ENGLISH DRIVE MECHANICSBURG, PA 17055 Defendant(s) ATTORNEY FOR PLAINTIFF L_.,. -~ :~ ~~ ~ ~ ~; COURT OF COMMON PLEAS CIVIL DIVISION CUMBERLAND County n / l/cV ~ NO. 13 ' ~ ~ COMPLAINT IN MORTGAGE FORECLOSiIRE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE M~ . C ~-~ 4~3~0 ~'l~~~ BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 AVISO Le han demandado a usted en la cone. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hate falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la torte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la torte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la torte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisioner de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800)990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856)669-5400 Plaintiff is the entity designated in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this Acaion. Plaintiff is either the current mortgagee of record, is the legal holder of the Mortgage by virtue of being successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assignment of Mortgage. If Plaintiff is the legal holder of the Mortgage by virtue of Assignment of Mortgage, it is by the following Assignments of Mortgage, all of which have either been recorded or Plaintiff is in the process of formalizing the actual Assignment of Mortgage in Plaintiff s favor: Assignor: Mortgage Electronic Registration Systems, Inc. as nominee for Greenpoint Mortgage Funding, Inc. Assignee: Lf,S, Bank, National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC1 Date of Assignment: Recorded Date: Book/Instrument #: . Page: 2. Upon information and belief Defendant(s) and/or their predecessor: Scott B. Shaffer (hereinafter "Defendants"l, are the owners of property located at 726 Allenview Drive, (Upper Allen Township), Mechanicsburg, PA 17055 , by virtue of Deed dated 08/16/2002 and recorded 08/26/2002 in Official Records Book 253 at Page 1525 of the Public Records of Cumberland County, Pennsylvania (hereinafter the "Property") 3. On 08/16/2002 ,Defendant(s) and/or their predecessor: SCOTT B. SHAFFER promised to pay to the order of Greenpoint Mortgage Funding, Inc. ,the principal sum of $ 104,500.00 payable with interest thereon provided in the Note. 4. By Mortgage dated 08/16/2002 ,Defendant(s) and/or their predecessor: SCOTT B. SHAFFER to secure the Note, mortgaged to Mortgage Electronic Registration Systems, Inc. as nominee for Greenpoint Mortgage Funding, Inc. , the Property which is the subject of this action. The Mortgage was recorded on 08/26/2002 in Official Records Book 1769 at Page 3470. Said Mortgage is incorporated herein by referenced in accordance with Pa.R.C.P 1019(g). A legal description of the mortgage premises is attached hereto and made a part hereof. 5. Said mortgage is in default in that the payment due 07/01/2010, and all subsequent payments have not been made, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with the other charges authorized by said Mortgage and itemized below, shall be immediately due. 6. After demand, the Defendant(s) continues to fail or refused to comply with the terms of the Mortgage as follows: (a) By failing or refusing to pay the installments of principal and interest when due in the amounts indicated below; (b) By failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage or modification agreement as of the date stated below Unpaid Principal Balance $95,136.62 Accumulated Interest $16,444.80 Accumulated Late Charges $224.58 Escrow Deficit/(Reserve) $14,550.54 Title Report $300.00 Attorney Fee $1,650.00 Property Inspection $151.00 Property Valuation $1,098.00 Property Maintenance $604.00 Grand Total $130,159.54 The above figures are calculated as of 09/10/12: The interest rate is subject to adjustment if more fully described as such in the note and mortgage. The interest rate on the subject note is at 7.75000 %. The per diem interest accruing on this debt is $19.63 and that sum should be added each day after the above date. The late charge is subject to adjustment if more fully described as such in the note and mortgage. The late charge rate on the subject note should be added in accordance to the terms of the note and mortgage charged monthly at $37.43. 7. Breach letters have been sent to Defendant(s) in accordance with the requirements of the subject mortgage and/or The Pennsylvania Act 6 of 1974 of the Commonwealth of Pennsylvania and, if applicable, Act 91 of 1983. Copies of the breach letters are attached hereto as Exhibit "A". WHEREFORE, the Plaintiff demands judgment, in rem, against: the Defendant(s) herein in the sum of $130,159.54 plus ongoing interest, costs and attorneys fees and for sale of the Mortgaged pre~mses. UDREN LAW OFFICES, P.C. _ ----- ~_. KASSIA FIALKOFF, ESQU:RF PA ID 310530 VERIFICATION The undersigned states that he/she is authorized to make this verification on behalf of the Plaintiff, and that the facts set forth in the foregoing pleading are true and correct to the best of the information and belief of the undersigned. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification ~horities. „ Date: ~ __ ~ ~ ~ i `3 Name: ®I@!~0 GOnzale,z Title: Contract Management Coordinator Company: Ocwen Loan Servicing LLC. as attorney in fact for U.S. Bank, National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC1 MJU #: ]0100786 CASE #: 10100786-1 Exhibifi "A" Fae No. o23so ALL THAT CERTAllV piece ar parcel of [and situate in Upper Allen Tawaship, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with. a Platt of Ragers and Frederick dated July 4, 1981 with revisions through and. including September 8,1482, as follows, to wit: ALL THAT LAND in Stage III, Section B, Townhouse Plots .No. 2-G recorded in Plan Book 42, page 69 and being designated as Lot No. 2-G, being more fatly bounded and described as follows: BEGINNING at the dividing line between Lots 2-G and 2-H. oa ibe bereinbefore mentioned plan of lots; thence along said dividing line South 12 degrees Il nuautes West, a distance of 53.10 feet to a point; thence North 77 degrees 49 nunutes'West, a distance of 20.29 feet to a point; theme along the dividing line between Lots 2-F and 2-G, North 12 degrees 11 minutes East, a distance of 53.10 feet to a point; thence South 77 degrees 49 minutes East, a distance of 20.29 feet to a paint, the place of BEGINNING. BEING THE SAME PREMISES which LAUREN S. KALEMNOUS by Deed dated 8H 6102 and Intended for immediate recording in the t}ffiee of the Recorder of Deeds in and for Cumberland, Pennsylvania, granted and conveyed unto SCOTT 6. SHAFFER, Mortgagor(s) herein. EXNIBITATO MORTGAGE.WC gK 1 7 6 9~ ~G 3 4 8 6 Novembes~ 1S, 2010 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mort~a~e on vour home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached panes. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP} may be able to help to save vour home. This Notice explains how the program works To see if HEMAP can help, you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS NOTICE. Take this._Notice with vou when vou. meet with the Counseling A~enc~ The name, address and phone number of Consumer Credit Caunselin~ Agencies serving vour County are listed at the end of this Notice. If you have anv questions, vou may caIl the Pennsylvania H.ousin~ Finance AQencv tall free at 1-800-342-2397 (Persons with impaired hearing can call (717) 780-1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PLIES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMF.NTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CA5A DE LA PERDIDA DEL DERECHO A REDIMIR SL' HIPOTECA. Exhibit A HOMF,OWNER'S NAME(S): Scott B. Schaffer __ PROPERTY ADDRESS: 726 Allenview Drwe Mechanicsburg PA 17(155 _..._... LOAN ACCT. NO.: 31862303 RIGIN.AL LENDER: GreenPoint Mortgage, Fand~ng, Inc. __ _. CLRRENT LENDER: Bank of America National Association HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAY BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICI~I CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCI' MORTGAGE ASSISTANCE ACT OF 1983 (THE "AC'T"), 1'OU MAY BE ELIGIBLE FOR. EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEFAUL'T' HAS BEEN CAUSED B1' CIltCLTMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE :~ REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTITER ELIGIBILITY REQLTREMENTS ESTABLISHED B~' THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty {30) days from the date of this Notice (plus three {3} days for mailing). During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY-THREE (33} DAYS OF 'T'HE DATE OF THIS NOTICE. IF YOU DO ?vOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE YOU MUST BRII`TG YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED "HOW TO CURE YOUR MORTGAGE DEFAULT", EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and. tele hone numbers of desi aced consumer credit counselin a encies for the count in which the ro ert is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediately- of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice {see following pages for specific information about the nature of your default.) To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the_end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. To temporarily stop the lender from filing a foreclosure action, your application MUST be~ forwarded to PHFA and received within thirty (30) days of yom• face-to-face meeting with the counseling agency. YOU SHOULD FILE A HEMAP APPLICATION AS SOON AS POSSIBLE. IF YOU HAVE A IVIEETING `~-'ITII A COUNSELING AGENCY WITHIN 33 DAYS OF THE POSTMARK DA'L'E OF THIS NOTICE AND FILE .~L\' APPLICATION VG'ITH PHFA WITHIN 30 DAY5 OF THAT MEETING, THEN THE LENDER WILL BE TEMPORARII.Y PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTI', AS EXPLAINED .ABOVE, IN THE SECTION CALLED "TEMPORARY STAY OF FORECLOSURE". YOU HAVE THE RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NO'T PREVENT T'HE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TlltiE BEFORE A SHERIFF'S SAFE, 'I'HE FORECLOSURE WILL BE STOPPED. AGENCY ACTION -- Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. 1'he Pennsylvania. Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will he notified directly by the Pennsylvania Housing Finance Agency of its decision on your application NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETIT'TON IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFOR.VIATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date) NATURE OF THE DEFAULT -- The MORTGAGE debt held by the above lender on your property located at: 726 Allenview Drive Mechanicsburg PA 17055 IS SERIOUSLY LN DEFAULT because: A. YOU HAVE NOT MADE Iv10NTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthly Payments of $1035 21 for July 1, 2010. through November 1, 2010 = $5176.05 Monthly Late Charges of $37 43 for Jul 1 2010 through November 1 2010 = $112.29 .................................... _.. _. _. Other charges (explain itemize): Property Inspections = $21.00 BPO = X111.00 Escrow Advance = $819.61 _. TOTAL AMOUNT PAST DU1i,. _ - __ _. __ __ __._ _ . .. _ $6239 95 B. YOU HAVE FAILED TO TAKl/ THE hOLLOWING ACTION (Do not use if not applicable): N/A HOW TO CURE THE DEFAULT -- You may cure the default within THIIZTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $6239.95. PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments must be made either by cash. cashier's check cetrtified check or money order made payable and sent to• Udr•en I,aw Offices, P.C. Woodcrest Corporate Center ill Woodcrest Road Suite 200 Cherry hill, NJ 08003-3620 You can cure any other default by taking the following action within THIRTY (30) DAYS of-the date of this letter: (Do not use if not applicable.): N/A IF YOU DO NOT CURE T`HE DEFAULT -- If you do not cure the default within. THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rishts to accelerate the mort~a~e debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortaa~ed property IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incun-ed, up to $0.00. However, if legal proceedings are started against you, you will have to pay alI reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also inchide other reasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THF, DEFAULT PRIOR TO SHERIFF'S SALE -- If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure tl~e default and revent the sale at an time u to one hour before the Sheriff's Sale. You. nay do so by haying the total amount then past due plus any late or other charges then due, reasonable attorney's fees aid costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default m the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE- SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be 13e1d would be approximately 6 months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. Y"ou may find out at any time exactly what the required pa}nlient or action will be by contacting the lender. HOR' 'I'O CONT'ACT THE L.ENDElt: Name of Lender/Servicer: Ocwen Address: 12b50 Integrity Drive Orlando FL 32826 Phone Number: 877-596-8580 Fax Number: 407-737-Sb93 Contact Person: Customer Service E-Vlai[ Address: EFFECT OF SIIERIFF'S SALE -- You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. if you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at anv time. ASSUMPTION OF MORTGAGE -- You may not transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attonley's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to rr~hoin the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. I:f you do not dispute the debt, it is not an admission of Iiability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of ,your debt, or any disputed portion of it, until. we obtain the Information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UTDREN LAW OFFICES, P.C. !si Mark J. lidren, Esquire 'Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 YOU 1VIA~' ALSO HAVE THE RIGHT: • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF TFIIS DEBT. • TO HAVE THIS DEFAULT CURED BY AIv'I' THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF' NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAUL'T'. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEIy'AULT MORE THA1V~ THREE TIMES IN ANZ' CALENDAR YEAP~.) • TO .ASSERT THE NONEXISTENCE OF A DEFAULT IN A~IY FORECLOSE"RE PROCEEDING OR A~N~' OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE: DOCUMENTS, • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER_ • TO SF,EIt PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY Cumberland CoantY N~~Ai3 ~~~s~~er Cr~~it C~~a~selir~g r4g~~cies CUMBERLAND County Repcrt last updated: ' 0/15/2007 1 D:03:08 AM Adams Gounty Interfaith Housing Authority 40 E Nigh Streei Gettysburg, PA ;7325 7"7.334.15^ 8 CCCS of Western PA 2000 Lingles;own Road Harrisburg, PA 17102 888.511.2227 Gommunity Action Commission of GaRtiaS region 1514 Qerry Streei Ha.*risburg, PA 173D4 717.232.9757 Loveship, Inc. 2320 North 5th Street Harrisburg, PA 171iD 717.232.2207 Maranatha 43 Philadelphia Avenue Waynesboro, PA 17268 717.762.328.5 PHFA 211 North Front Street Harrisburg, PA '7110 717.780.3940 800.342.2397 :o ~-mn ~ is ~~m ' ~ :s -.- y _ a~~~ , o ~ ~ n~ .: ;J. cp :a ms C; N Ci a 7-« ~ _ O ~, ~ i C ~ G 'y -,~» ^ le ni Cj - 03.01 -~ F l7 (tl J. ~ Q . .. .~ ^ Complete items 1, 2, and 3. Also complete item 4 !f Restricted Delivery is desired. ^ Print your name and address. on the reverse so that we can return the card to you. ^ Attach this card to the back of the mailpiece, or on the front if space permits. t. ArticloAddressed toc ~~(~ f~11~~~I~~ ~i~~~ ~~~h~~~r5b~ir~; ~i}- .._ ~ t U ~~ A. Signature X ©Agent Q Addressee B. Received by (panted N am C, Date of Delivery 0. Is delnrery address different from kern ~? Oyes If YES, enter delivery address below: ^ No ~rtHled Mail ^ ~P~ Mall Registered Return Receipt for Merchandise Ensured Mats ^ C.O:D. 4. Restr(cted Dalivery9 (F~re Fee) 2. Article Number Q Yes (f2nsferfrorrtservicelab®1) _~70D7 3Q217 L7QR~ 8869 4p8i, PS Form 3811, February 2004 Domestic Return Receipt 102595-02-M-i S40 ~s€~~z~~ ~_~~~ ~ ~.--~,~.~,; ~ -~. peat, ~qea ooao o~a~ ~doz [~ hey i.e i`i'._ _ _ . _. ,. - ~,± ~ ~ , 1~ ~ f ~ h1i ._ :, _. c,~~ ~~ ~~~rc ~ ~z ~ ~ti i ~,,^ v !-~t~^~' ~ i~ ~'-~ fi~IttE~c{i'?ttS~'~~~ ; P~ ~~L'S5 ~o m a _ m ~ w -o m ~ ~+ ~ m o _ ~: ". ~ ~~ ~a ymo~~ p- n ~~ : __ .° ca ~ ~h n wp ago :v ~ ~. _..._. . __. a Complete items 1, 2, and 3. Alse complete item g it Restricted Delivery (s desired. ^ Print your name and address on the reverse so that we can return the card to you. ^ Attach this card to the back of the mailplece, or on the front if space permits. 1. Article Addressed to: E oi-~- ~i~G~ ffi-~ I50 i ~n~l{sF~ p-~iv~ A. Signature X ^ Agent Addressee B. Received by {Printed /Name) C. Date of Delivery , D, Is delivery address different from ftem 1? O Yes if YES, enter delivery address below: O No J ~ F 3. , S@rvice Type _ ~ ~Cert~ed Mail CI 6cpress Mail Registered ,{~Retum Receipt for Merchandise ~ Insured MaH ^ C.O.D, 4. Restricted Delivery? (Extra Fee) ~ Yas ~- 2. ArtfdeNumber 7~p~ 3g20 ~~~0 D869 4CJ9~ (Transferfrom service label) _, __~" ^~ ~ ~ ~~~ PS' FOrrn 381. ~ ,February 2004 Domestic Return Receipt 102595-02-M-a54o _- ;nlc~ot;c.~ r ~ ` E6Qh 69~L3 DO~f1 Q2~E Zpp~ ,:., ,~, , -x, ~,:::;:; P=a ~. / ~ ~_ k. _- -- .~.. .~.. ~ C G ~#" ~ ~~ Cd ~~. 1`1~c~~~ncCS ~~~~, ~~ I~c~S~ ~'~ ~~ ~~~~ . ~ i2~, __ __ __ FORM 1 PLEAS OF COURT of CO~~M~N ~ v A~1~ SYL A . lr' q'HE COUNT~T. PEj`I?`~ CUMBERLAND vs. plaintiff(s) Defendant(s) ~,~~~ivil TIAL MORTGAGE N Fp~~LpSURE RSION P-~pGR.A.M NpTICE pF RESIDE DIVE lou to lose your home. with. a foreclosure complaint that could cause } ect of this foreclosure action, you mo`T y'ou have been served ro em which is the subj live in the residential P P ion conference in an effort to resolve this matter with y If you own and su ervrsed conciltat be able to participate in a court- P lender. take the following steps to bp~est coma t MidPenn~Legal er, you roust t of this notice,) o nest appointment of a If yoU do not ha~'e a Ia~ry,~0 days of your receip within twenll' ~~) ~ 5288 extension 2510 and req conference. First, ointed a legal representative, y'ou must 43-9400 extension 2;10 or (800) 52.. ~0) days of the appointment date. During that Services at (~ ~ 7) 2 e to y°u_ Once you have been app ~' ~ that legal representative w ~hin twenty (~ nested financial information so that a oan legal representative at no charg ve U`~th all req fete a financial promptly, meet w stl ~•al represents our legal representative comp t for Conciliation you must provide the lei are and file a Req on you of meeting, ~' re ared on your behalf. 1Ce entative will prep 60 da`s of the service up resolution proposal can be p P within sixt`~ ( ) ~ ou will have an worksheet in the format attached hereto, the legal rep cements nce with the Court.. which must be filed with the Court t to work out reasonable arranC onfere you do so and a conciliattionp an attemp is scheduled- C the Foreclosure °omPla~nt. I Vresentative of yow lendet~~Ceeds forward. oppon:unity to meet with a rep va e foreclosure suit p stn s to be ust take the follow-ng p' with Your lender before the mort~. g ou and ti'our lawyer ~ eeted by a lawyeT~ y s for you to contact lvlidPth all request d~financial lete If you are repro it is not neces ~' rovide your law} er However, you must p e ea re ared on your behalf. If you and your lawyer co eligible for a concili epr °entatvee n be p P e and. file a Request for Conciliation appomtment of a 1. g ro osal will prep on you of your lawyer 60) days of the sere ice up information so that a loan resolution p P within sixty ( ou w-i11 have an a financial worksheet in the format attached hero,° ,ration conference is scheduled. y Court, w'h~ch must be filed with the Court k out reasonable arrangements Conference w ith the ou do so and a ~ t to wor resentative of your lender in an atteru_P the foreclosure complaint. if y sae foreclosure suit proceeds forward. ,opportunity to meet with a rep UIC~Kf-~, AND •rAI{E THE with your lender before the rnortg ~ HOME' YOL ~S,I, ACT Q WISH TO SAVE 1'O~ THIS PROGRAM IS FEE' IF YOU OTICE. STEPS REQUIRED BY THIS I`I sktbt~ritted: ReSpectft-lly .~ ~ _l~ Date ~- ,____ -~-~ . [Signature of Cow~sel for Plamt~ff] KASSIA FIALKOFF, ESQUIRE PA ID 3].05301 FORM ~ program e foreclosure Diversion Counh' Residential 1Viort~ag beet Cumberland Financial Forks tntti' Court of Common Pleas Docket #~----`- Date Cot Cumberland p~RDSHIP ASSISTANCE VEST FOR H sour lender must consider your BORROWER REQ dship assistance, , Q with your ______----' nest for har ions while working To complete your req °ssible op Lances to determine p . formation to the best of your kntr~~,-1e ge: circums wing v Please pTO`'tde the folio Borrower names}: -- Property Address: I; the property' for sale.? ~~ Realtor N an1e ~ ied'? Borrower Occup Mailing Address (if different): City: phone Numbers: Email. # of people in household: Mailing Address. City: Phone Numbers. Email: # of people in household - ----- 7 ip' __---- ------~ State:____--- -- Prrce: ~,----_ L;isti~e: _ R It r Phone:_._----- How long? S t ~------Zip•. State:_._.-71p: --~ ~~ Office ::---- Home: Other: ------ Cell: _.-_.------~ ._... How long? - First Mortgage Lender: ~. Type of Loan: _------'"-' Loan Number: .------ Second Mortgage Lender: Type of Loan: ,-~-. L an Number: __---~- -~' Closed Your Loan Date You _ 0 rments Amount: ~_------"- Total Mortgage pay ______--- pate of Last Payment: .. ,~. ~ in Bankruptc},`.' Yes ^ No ^ Is the to Included Taxes ~. Insurance:_,_- ~- Office: __-------- - Home: OtheT~ ~~ Cell: __,__---------`-- _ If' yes. provide names, location of court, case number & attorney: Assets Amount Owed: Value: Home: $ $ Other keal Estate: S $ Retirement Funds: $ $ - Investments: ~ - $ - Checking: S $ - Savings: $ - $ -- Other: $ - $ - .Automobile #1: A~Zodel: Year: - :Amount oti~~ed: Value: I Automobile #2: Model: Year: Amount owed; Value: Other transportation (automobiles boats motorcycles): Model: year: Amount owed: Value i i Monthly Income Name of Employers: 1 -- . __ ~ i ~ ,- - Additional Income Description (not wages): 1, monthly amount: monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please on]}~ include expenses you are currently payingi ~ E PX ENSE AMOUNT EXPENSE AMOUNT Mortaa~e Food - 2" Mort ~a,~e Car Payment(s) Utilities Cando/Neieh. Fees _ Auto Insurance Med. (not covered) _- Auto fi-elire. airs Uther prop. payment I Install. Loan Pa ~ment Cable TV Child Su ort/Alim. S endin Money ~ Day;/Child Care%Tuit. Other Ex eases Amount Available for Monthly Mortgage Payments Based on Income 8:, Expenses: Have you been working with a Housing Counseling Agency? Yes ^ No ^ If yes, please provide the following information: Counselin<~ Agency: (`ni mcalnry __ - Phone (Office): Fax: Email _ Have you made application for Homeowners Emergency Mortgage hssistance Program. (HI/MAP) assistance? Y'es ^ No ^ If yes, phase indicate the status of the application: Have you had any prior negotiations with your ].ender or lender's loan servicing company to resolve your delinquency? Z'es ^ '~To ^ If yes, please indicate the status of those negotiations: Please provide the following information, if know, regarding your lender or lender's loan servicing compan}~: Lender's Contact (1_~ame): Servicing Company (Name): Contact: Phone: Phone: Uu'e, ,authorize the above named _ to use/refer this information to my lender,~servicer for the sole purpose of evaluating my financial situation for possible mortgage options. I'We understand that I/vve arn,'are under no obligation to use the services provided by the above named Borro~v~er Signature Date Co-Borrower Signature Date Please forward this document along with the following information to lender and lend~e1r's counsel: ~V Proof of income r ~ Past 2 bank statements 1'~ Proof of anv expected income for the last 45 days ~,~ Copy of a current utiIit}~ bill Letter explaining reason far delinquency and any supporting documentation (hardship letter) ~V Listing agreement (if property is currently on the market) FORM 3 ' ~ . `~ ~, ~,,n~C ~~~ G~,~i;~ oY1 ~ I : IN THE COCTRT 01~ COMMUN PLEAS OF f-~ `~ S c:~ ~ , CA ~~ b~'1 : CLiMBERLAND COUNTY. PENN SYL,VANIA Plaintiff(s) vs. ~ .~ . J Gc. ~ ~_ Sl^,G~ -~~-~ P ~" Defendant(s) CN:I_L REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated ~, 2012. governing the Cumberland County P.esidential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follo~~~s: i . Defendant is the o~~~ncr of• the real property which is the subject of this mortgage foreclosure action; Defendant lives in the subject real propert}, which is defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion .Program'' and has taken al.l of the steps reduired in that Notice to be eligible to participate in acourt-supervised conciliation conference. The undersigned verifiles that the statements made herein are true and correct. I understand that false statements arc made subject to the penalties of l g Pa. C.S. 54904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel!Appointed Legal Representative Si~.nature ~~f Defendant Signature of Defendant Date 17ate Date UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG, ESQUIRE - ID#45362 LORRAINE GAZZARA DOYLE, ESQUIRE - ID#34576 SHERRI J. BRAUNSTEIN, ESQUIRE - ID#90675 SALVATORE CAROLLO, ESQUIRE - ID#311050 PAIGE M. BELLING, ESQUIRE - ID#309091 HARRY B. REESE, ESQUIRE - ID#310501 KASSIA FIALKOFF, ESQUIRE - ID#310530 ELIZABETH L. WASSALL, ESQUIRE - ID#77788 AGNES MOMBRUN, ESQUIRE - ID#309356 ELANA B. FLEHINGER, ESQUIRE - ID#209197 KATHERINE E. KNOWLTON, ESQUIRE - ID#311713 NICHOLAS GAUNCE, ESQUIRE - ID#206228 JOHN ERIC KISHBAUGH, ESQUIRE - ID#33078 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings(a~udren.com ci ~ ~, -~ ~ ~~ - r~ ~. ~ r '~ ~ ~y ~ r- -Y~ ~' „~ ~ ~~ ~„ ~ a . , ~~, r; ~_ _. rv ,._ ~-` U.S. Bank, National Association, as Trustee for COURT OF COMMON PLEAS Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BCl 12650 Ingenuity Drive, Orlando FL 32826, Orlando, FL 32826 Plaintiff v. SCOTT B. SHAFFER 1501 ENGLISH DRIVE, MECHANICSBURG, PA 17055 Defendant(s) CIVIL DIVISION CUMBERLAND County NO. ~?j-~~ l.J~vl1 ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter the appearance of the following counsel: Mark J. Udren, Esquire; Stuart Winneg, Esquire; Lorraine Gazzara Doyle, Esquire; Sherri J. Braunstein, Esquire; Paige M. Bellino, Esquire; Harry B. Reese, Esquire; Kassia Fialkoff, Esquire; Salvatore Carollo, Esquire; Elizabeth L. Wassail, Esquire; Agnes Mombrun, Esquire; Elana B. Flehinger, Esquire; Katherine E Knowlton, Esquire; Nicholas Gaunce, Esquire, and John Eric Kishbaugh, Esquire on behalf of the Plaintiff, in the above-captioned matter. UDREN LAW OFFICES, P.C. B~: ---- ---- KASSIA FIALKOFF, ESQUIRL* PA ID 31053A SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny RAnderson Sheriff ��,�ti�tuebrrr � �F THE flRQTNf}NOT1�4 ., Jody S Smith Chief Deputy 2413 MAR 18 AM 9: 56 Richard W Stewart' Solicitor WCE OrTMESHERWr Clot'' KALAND COUNT`' PENNSYLVANIA U.S. Bank National Association as Trustee for Structured Asset Case Number vs. Scott Bradford Shaffer 2013-652 SHERIFF'S RETURN OF SERVICE 03/11/2013 07:34 PM-Deputy Ryan Burgett, being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by"personally"handing a true copy to a person representing themselves to be the Defendant,to wit: Scott Bradford Shaffer at 51 Keefer Way, Upper Allen, Mechanicsburg, PA 17055. RYAN BURGETT, DEPUTY— SHERIFF COST: $38.46 SO ANSWERS, (,'ZI lzw�� March 12, 2013 RON R ANDERSON, SHERIFF tc)CountySuite Sheriff,Teleosoft.!nc. UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com (7, ' U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS zS for Structured Asset Securities CIVIL DIVISION M4 rri 0 --< -'Orr; Corporation, Structured Asset Investment Cumberland County ,� Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 MORTGAGE FORECLOSURES c- 1661 Worthington Road Suite 100 �Z:C:) c�r, West Palm Beach, FL 33409 Tye ' Plaintiff NO. 13-652 Civil V. SCOTT B. SHAFFER 51 KEEFER WAY MECHANICSBURG, PA 17055 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s), SCOTT B. SHAFFER; for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises,and assess Plaintiffs damages as follows: FROM TO Unpaid Principal Balance $95,136.62 Interest Per Complaint $16,444.80 Additional Interest 09/11/2012 05/21/2013 $4,966.39 Late Charges Per Complaint $224.58 Additional Late Charges 09/11/2012 05/21/2013 $336.87 Escrow Per Complaint $14,550.54 Title Report $300.00 Attorney Fees $1,650.00 Property Inspection $151.00 Property Valuation $1,098.00 Property Maintenance $604.00 Grand Total $135,462.80 I hereby certify that(1)the addresses of the Plaintiff and Defendant are as shown above, and(2)that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDREN LAW OFFICES,P.C. ARRY S. REESE, ESQUIRE P D 310501 At rn P a' DAMAGES ARE H REBY ASSESSED AS INDICATED DATE: 5 a �3 PRIURRO MJU#: 10100786 CASE#: 10100786-1 �, } ,$ppd Q({c ek a Sao 0 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF BY: MARK J.UDRE N,ESQUIRE-ID#04302 STUART WINNEG,ESQUIRE-ID#45362 LORRAINE GAZZARA DOYLE,ESQUIRE-ID#34576 SHERRI J.BRAUNSTEIN,ESQUIRE-ID#90675 SALVATORE CAROLLO,ESQUIRE-ID#311050 PAIGE M.BELLINO,ESQUIRE-ID#309091 -M- Opy HARRY B.REESE,ESQUIRE-ID#310501 KASSIA FIALKOFF,ESQUIRE-ID#310530 ELIZABETH L.WASSALL,ESQUIRE-ID#77788 AGNES MOMBRUN,ESQUIRE -ID#309356 ELANA B.FLEHINGER,ESQUIRE-ID#209197 KATHERINE E. KNOWLTON,ESQUIRE-ID#311713 WOODCREST CORPORATE CENTER III WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleading—s@udren.com U.S.Bank,National Association,as COURT OF COMMON PLEAS 1 S.-r ? Trustee for Structured Asset Securities I CIVIL DIVISION _�5 F.> C__fT Corporation,Structured Asset Investment CUMBERLAND County Loan Trust,Mortgage Pass-Through Certificates,Series 2003-BCI C/O Oevven Loan Servicing,LLC NO. 1661 Worthington Road,#100 West Palm Beach,FL 33409 Plaintiff V. SCOTT B.SHAFFER 1501 ENGLISH DRIVE MECHANICSBURG,PA 17055 Defendant(s) COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the 'Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFT ORD TO HIRE A LAWYER, THIS OFFICE MAY SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith cite fir Chief Deputy3a. Richard W Stewart "�a•.."'rP Solicitor O "fF.SFSR.r U.S. Bank National Association as Trustee for Structured Asset Case Number VS. Scott Bradford Shaffer 2013-652 SHERIFF'S RETURN OF SERVICE 03/11/2013 07:34 PM-Deputy Ryan Burgett,being duly sworn according to law, served the requested Complaint in Mortgage Foreclosure by"personally"handing a true copy to a person representing themselves to be the Defendant,to wit:Scott Bradford Shaffer at 51 Keefer Way, Upper Allen, Mechanicsburg,PA 17055. RYAN BURGETT, DEPUTY SHERIFF COST: $38,46 SO ANSWERS, March 12,2013 RONaY R ANDERSON,SHERIFF (0 CouRtySulie Snerlft,Tr.{eos6R.InC. f n J ,n n•/7�� UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER III WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 U.S.Bank,National Association,as Trustee COURT OF COMMON PLEAS for Structured Asset Securities Corporation, CIVIL DIVISION Structured Asset Investment Loan Trust, Cumberland County Mortgage Pass-Through Certificates, Series 2003-BCI MORTGAGE FORECLOSURE Plaintiff j V. NO. 13-652 Civil } Scott B. Shaffer Defendant(s) TO: Scott B. Shaffer i 51 Keefer Way Mechanicsburg,PA 17055 i Date of Notice: May 10,2013 i IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARA.RECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA,USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO,VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800) 990-9108 i NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES,PC. BY: Attorney for Plaintiff J.Eric Kishbaugh, Esquire PA ID 33078 Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: 10100786 CASE#: 10100786-1 UDREN LA W OFFICES, A C. WOODCREST CORPORATE CENTER MARK J. UDREN,ESQUIRE 111 WOODCREST ROAD SUITE 200 CHERRY HILL,NEW JERSEY 08003-3620 TINA MARIE RICH 856. 669.5400 OFFICE ADMINISTRATOR FAX:856. 669.5399 FREDDIE MAC PENNSYLVANL4 DESIGNATED COUNSEL Prothonotary of Cumberland County One Courthouse Square Carlisle,PA 17013 Re: U.S.Bank,National Association,as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003- BC1 VS. SCOTT B. SHAFFER, Cumberland County C.C.P.No. 13-652 Civil MJU#: 10100786 CASE#: 10100786-1 Dear Sir or Madam: Enclosed please find Affidavit of Non-Military Service for the above captioned matter. I have also enclosed a copy of the Affidavit of Non-Military Service to be time stamped and returned in the enclosed self-addressed stamped envelope. Thank you for your assistance in this matter. Since ely ou , Al n arr Foreclosure Specialist MJU/ Enclosures MJU#: 10100786 CASE#: 10100786-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings udren.com COURT OF COMMON PLEAS U.S.Bank,National Association,as Trustee for CIVIL DIVISION Structured Asset Securities Corporation, Cumberland County Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates,Series MORTGAGE FORECLOSURE 2003-BC1 Plaintiff V. NO. 13-652 Civil SCOTT B. SHAFFER, Defendant(s) AFFIDAVIT OF NON-MILITARY SERVICE UNDER Pa.R.C.P 76 THE UNDERSIGNED states based upon a search of the Department of Defense Manpower Data Center for the Defendant(s),that the Defendant(s), SCOTT B.SHAFFER,who/each of whom is over 18 years of age is/are not in active military service as defined in the Servicemembers' Civil Relief Act. The Military Status Report(s)is/are attached hereto as Exhibit "A". The Affiant lacks sufficient information to be able to determine whether any other Defendants in this action are in active military service because Plaintiff cannot provide date(s)of birth and/or Social Security number(s)for said Defendant(s)to enable a search. This statement is made subject to the penalties of 18 Pa.C.S. §4904 relating to unsworn falsification to authorities. Dated: May 20,2013 Att rney or 1 ' f H RY B. REE , ESQUIRE PAID 10501 MJU#: 10100786 CASE#: 10100786-1 Department of Defense Manpower Data Center Results as of:May-22-2013 08:24:23 SCRA 3.0 rl l Status Report '. Pursuant to Servicemembem Civil Relief Act Last Name: SHAFFER First Name: SCOTT Middle Name: B Active Duty Status As Of: May-22-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component This response reflects the individuals active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA Za NA N;7 �.�dl NA This response reflects where the individual left active-duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Dale s Status Service Component NA NN NA This response reflects whether the individual or his/her—unit has received early notification to report for active duly Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAH,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Owl Al ` 4a4 Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 42DAR4AFB062880 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadingskudren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through C: Certificates, Series 2003-BC1 MORTGAGE FORECLOSURE -F Plaintiff MM V. cn r- c„a :�CD NO. 13-652 Civil -<= ° ° ' . Scott B. Shaffer ° XR, CD�; Defendant(s) ° CO h? PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $ 135,462.80 Interest From 5/22/2013 $ 2,080.78 to Date of Sale September 4,2013 Ongoing Per Diem of$19.63 to actual date of sale including if sale is held at a later date (Costs to be added) $ UDREN LAW OFFICES,P.C. BY: Attdrn y for Plaintiff I Eric Kishbaugh, Esquire PA ID 33078 MJU#: 10100786 CASE#: 10100786-1 a s3.o C � AS, 7S It.to �--�r - UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 MORTGAGE FORECLOSURE ` Plaintiff -� Mw V. rn 3� NO. 13-652 Civil w Scott B. Shaffer -< o r x�• Defendant(s) o °C- CERTIFICATE OF ACT 91 .�s I hereby state that as the attorney for the Plaintiff in the above-captioned matter: [-1 Act 91 procedures have been fulfilled Premises is not subject to the provisions of Act 91 This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LAW OFFICES, P.C. L o rny for Plaintiff I Eric Klshbaugh, Ewyuire PA I D 33078 s UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 e- . pleadings(a),udren.com U.S.Bank,National Association, as Trustee COURT OF COMMON PLEAS r'F:: for Structured Asset Securities CIVIL DIVISION ; Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through To Certificates Series 2003-BC1 MORTGAGE FORECLOSURE = =-- Plaintiff V. Scott B. Shaffer NO. 13-652 Civil v Defendants) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 U.S.Bank,National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BCI,Plaintiff in the above action,by its undersigned attorney, upon information and belief,Udren Law Offices, F.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at: 726 Allenview Drive,Mechanicsburg, PA 17055 1.Name and address of Owner(s) or reputed Owner(s): Scott B. Shaffer 51 Keefer Way Mechanicsburg,PA 17055 2.Name and address of Defendant(s)in the judgment: Scott B. Shaffer 51 Keefer Way Mechanicsburg, PA 17055 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders -None 4. Name and address of the last recorded holder of every mortgage of record: U.S. Bank,National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders -None Jr Mortgage Holders-None 5.Name and address of every other person who has any record lien on the property: Sr lien Holders-None R 6.Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg,PA 17128-1230 Tenants/Occupants 726 Allenview Drive Mechanicsburg,PA 17055 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: UDREN LAW OFFICES,P.C. BY: el� Att6tri7Cy4dif Plaintiff J. Eric Kishbaugh, Esquire MJU#: 10100786 CASE#: 10100786-1 PA ID 33078 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER Ill WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 12leadings&udren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through rr1w .=rn Certificates, Series 2003-BC1 MORTGAGE FORECLOSURE ' :;0 Plaintiff C=) CD V. NO. 13-652 Civil C) SCOTT B. SHAFFER ;s C_- C:) 4 Defendant(s) = X> NOTICE OF SHERIFFS SALE OF REAL PROPERTY TO: Scott B. Shaffer 51 Keefer Way Mechanicsburg,PA 17055 Your house (real estate) at 726 Allenview Drive,Mechanicsburg,PA 17055 is scheduled to be sold at the Sheriffs Sale on September 4, 2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013,to enforce the court judgment of$135,462.80, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1 The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorneys fees. To find out how much you must pay,you may call:(856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 13-652 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt,interest and costs due U.S. BANK,NATIONAL ASSOCIATION,AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION,STRUCTURED ASSET INVESTMENT LOAN TRUST,MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2003- BC1 Plaintiff(s) From SCOTT B.SHAFFER (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $135,462.80 L.L.: $.50 Interest FROM 5/22/2013 TO DATE OF SALE SEPTEMBER 4,2013-ONGOING PER DIEM OF $19.63 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE- $2,080.78 Atty's Comm: Due Prothy: $2.25 Arty Paid: $251.96 Other Costs: Plaintiff Paid: Date: 5/30/13 David D. Buell,Prothonotary (Seal) - By: Deputy REQUESTING PARTY: Name:J.ERIC KISHBAUGH,ESQUIRE Address:UDREN LAW OFFICES,P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No.33078 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings@,udren.com _4 U.S.Bank,National Association,as Trustee for COURT OF COMMON PLEAS r6l M Structured Asset Securities Corporation, CIVIL DIVISION Structured Asset Investment Loan Trust, Cumberland County r _-3> cn c Mortgage Pass-Through Certificates,Series = i C-,-) 2003-BC1 MORTGAGE FORECLOSURE CD c--.> Plaintiff C-1 CD V. NO. 13-652 Civil SCOTT B.SHAFFER, Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff,by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriffs Sale,a true and correct copy of which is attached hereto as Exhibit"A",was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution,on the date(s)appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s)by regular mail and certified mail on the date appearing on the attached Return Receipt,which was signed for by Defendant(s)on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit"B". 3. If a Return Receipt is not attached hereto,then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit"B". 4. If service was by Order of Court,then proof of compliance with said Order is attached hereto as Exhibit"B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. Dated: UDREN LA FFICES,P.C. B; UDR vs f or ttorneys for Plaintiff SALVATORE CAROLLO, ESQUIRE PA 1D 311050 MJU#: 10100786 CASE#: 10100786-1 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER III WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadingskudren.com U.S.Bank,National Association, as Trustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through Certificates,Series 2003-BC1 MORTGAGE FORECLOSURE Plaintiff V. NO. 13-652 Civil Scott B. Shaffer Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 U.S. Bank,National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1,Plaintiff in the above action,by its undersigned attorney,upon information and belief,Udren Law Offices,P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at: 726 Allenview Drive,Mechanicsburg,PA 17055 1.Name and address of Owner(s) or reputed Owner(s): Scott B. Shaffer 51 Keefer Way Mechanicsburg, PA 17055 2.Name and address of Defendant(s) in the judgment: Scott B. Shaffer 51 Keefer Way Mechanicsburg,PA 17055 3.Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Ford Motor Credit Company, a Delaware,LLC P.O.Box 3508 Mesa,AZ 85216-6508 Ford Motor Credit Company, a Delaware,LLC c/o Maurice & Needleman,PC/Joyce Needleman,Esquire 935 One Penn Center, 1617 JFK Boulevard Philadelphia,PA 19103 4. Name and address of the last recorded holder of every mortgage of record: U.S. Bank,National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 1661 Worthington Road Suite 100 West Palm Beach,FL 33409 Sr Mortgage Holders-None Jr Mortgage Holders -None 5.Name and address of every other person who has any record lien on the property: Sr lien Holders—None Upper Allen Township c/o Louis Fazekas 100 Gettysburg Pike Mechanicsburg,PA 17055 Upper Allen Township c/o J Stephen Feinour, Esquire 200 North Third Street, 18TH Floor, P.O. Box 840 Harrisburg,PA 17108-0840 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 726 Allenview Drive Mechanicsburg,PA 17055 7.Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: 31'(13 UDREN LAW, FICES, P.C. BY: A orney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA iD 311050 MJU#: 10100786 CASE#: 10100786-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 U. ahona ssocYahan, as rustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Cumberland County Certificates,Series 2003-BC1 Plaintiff MORTGAGE FORECLOSURE V. SCOTT B. SHAFFER; NO. 13-652 Civil Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNER(S): SCOTT B. SHAFFER; PROPERTY: 726 Allenview Drive,Mechanicsburg,PA 17055 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 09/04/2013 at 10:00 AM,at the Cumberland County Courthouse,Commissioners Hearing Room,2nd Floor,Carlisle,PA 17013. Our records indicate that you may hold a mortgage or judgment on the property,which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU#: 10100786 CASE#: 10100786-1 Name and Registered Address Henrietta Crommarty ❑Return Receipt for Check appropriate block for Affix stamp here if issued as of Sender UDREN LAW OFFICES P.C. Insure Merchandise Registered Mail: , ❑ d g certificate of mailing or for 111 WoodCrest Road,Suite 200 ❑COD ❑Inf l Recorded Del. ❑With Postal Insurance additional copies of this bill. Cherry Hill,NJ 08003 ❑Certified J—]Express Mail ❑Without postal Insurance Postmark and Date o Receipt Due Article Handling Act.Value Insured R.R. S.D. S.H. Rst.Del.Fee Line Number Name of Addressee,Street,and Post Office Address Postage Fee Charge (If Regis.) Value Sender If COD Fee Fee Fee Remarks 1 Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle,PA 17013 2 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle,PA 17013 3 Commonwealth of PA,Department of Revenue Bureau of Compliance,PO Box 281230 rl o R Harrisburg,PA 17128-1230 t 4 13-652 Tenants/Occupants N : EGO 726 Allenview Drive N N w 0 Mechanicsburg,PA 17055 crD Q cD 6 09/04/2013 4ti.. 8 r 9 10 11 12 13 14 15 Total number of Pieces Total Numbtf of Pieces Postmaster,Per(Name of Receiving Employee) The full declaration of value is required on all domestic and international registered mail The maximum indemnity payable for the Listed by Sender Receiv at ost Office reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is$50,000 per piece subject to a limit of $500,000 per occurrence.The maximum indemnity payable on Express Mail merchandise is$500.The maximum indemnity payable is $25,000 for registered mail,sent with optional postal insurance.See Domestic Mail Manual 8900,S913,and 5921 for limitations of 4 coverage on insured and COD mail.See International Mail Manual for limitations of coverage on international mail.Special handling charges ap ly only to third and forth class parcels. PS Form 3877,February 1994 TForm Must be Completed by Typewriter,Ink or Ball Point Pen Scott B. Shaffer-MJU# 10100786-1 (Cumberland County) z Name and Registered Address Henrietta Crommarty Return Receipt for Check appropriate block for Affix stamp here if issued as of Sender UDREN LAW OFFICES P.C. ❑Insured Merchandise Registered Mail: B certificate of mailing or for 111 Woodcrest Road,Suite 200 EI COD 1-1 Int'l Recorded Del. E]With Postal Insurance additional copies of this bill. Cherry Hill,NJ 08003 El Certified El Express Mail M Without postal Insurance Postmark and Date o.Recei t Due Article Handling Act.Value Insured R.R. S.D. S.H. Rst.Del.Fee Line Number Name of Addressee,Street,and Post Office Address Postage Fee Charge (If Regis.) Value Sender If COD Fee Fee Fee Remarks 1 13-652 Upper Allen Township c/o Louis Fazekas 100 Gettysburg Pike Mechanicsburg,PA 17055 2 Ford Motor Credit Company,a Delaware LLC P.O.Box 3508 Mesa,AZ 85216-6508 o W 3 09/04/2013 Upper Allen Township c/o J.Stephen Feinour,Esquire C�1 0 o C9 200 North Third Street, 18TH Floor,P.O.Box 840 GTi p O a Harrisburg,PA 17108-0840 tell (N N 4 Ford Motor Credit Company,A Delaware LLC Nj c Q c/o Maurice&Needleman,PC/Joyce Needleman,Esquire 3 r- a 0. 935 One Penn Center,1617 JFK Boulevard 1— Philadelphia,PA 19103 5 6 7 8 9 .ti� '. 10 �+ 13 14 4 �p 15 Total number of Pieces Total Number of Pieces Postmaster,Per(Name of Receiving Employee) The full declaration of value is required on all domestic and international registered mail.The maximum indemnity payable for the Listed by Sender ecety atYOst-OIFtze reconstruction of nonnegotiable documents under Express Mail document reconstruction insurance is$50,000 per piece subject to a limit of $500,000 per occurrence.The maximum indemnity payable on Express Mail merchandise is$500.The maximum indemnity payable is $25,000 for registered mail,sent with optional postal insurance.See Domestic Mail Manual R900,5913,and S921 for limitations of 4 coverage on insured and COD mail.See International Mail Manual for limitations of coverage on international mail.Special handling char es apply only to third and forth class parcels. PS Form 3877,February 1994 Form Must be Completed by Typewriter,Ink or Ball Point Pen Scott B. Shaffer-MJU# 10100786-1 (Cumberland County) SHERIFFS OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy 4 Richard W Stewart Solicitor OFFICE OF THE SHERIFF U.S. Bank National Association as Trustee for Structured Asset Case Number vs. 2013-652 Scott Bradford Shaffer SHERIFF'S RETURN OF SERVICE 06/28/2013 05:53 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Real Estate . Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Scott Bradford Shaffer at 51 Keefer Way, Upper Allen, Mechanicsburg, PA 17055, Cumberland County. 07;01/2013 08:10 Plan, -Deputy Valerie Weary, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 726 Allenview Drive, Upper Allen -Township, Mechanicsburg, PA 17055, Cumberland County. SHERIFF COST: $926.81 SO ANSWERS, July 16, 2013 RONNY R ANDERSON, SHERIFF (C)CountySuite Sheriff,Teleesoft.In--. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff $ +,tivn et Ll urnbrr,j t t i ; J ; i Jody S Smith ` , Chief Deputy , -' OCT { ': Richard W Stewart r �%t S RLAt L1 Solicitor OFFICE OF THE SHERIFF PENNSYLVANIA LVAN1A U.S. Bank National Association as Trustee for Structured Asset Case Number vs. Scott Bradford Shaffer 2013-652 SHERIFF'S RETURN OF SERVICE 06/28/2013 05:53 PM -Deputy Jason Kinsler, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Scott Bradford Shaffer at 51 Keefer Way, Upper Allen, Mechanicsburg, PA 17055, Cumberland County. 07/01/2013 08:10 PM -Deputy Valerie Weary, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 726 Allenview Drive, Upper Allen -Township, Mechanicsburg, PA 17055, Cumberland County. 09/05/2013 Ronny R. Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, PA on September 04, 2013 at 10:00 a.m. He sold the same for the sum of$1.00 to Attorney Mark Udren, on behalf of U.S. Bank National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust, Mortgage Pass-Through Certificates, Series 2003-BC1, being the buyer in this execution, paid to the Sheriff the sum of$ SHERIFF COST: $997.77 SO ANSWERS, 1.97 September 27, 2013 RONR ANDERSON, SHERIFF S7) e._c_ 045 (-;)CaurrySuite Sheriff,Telecsaft,Inc { UDREN i kW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCEST CORPORATE CENTER 111 WODUDCJU ST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin l s ' udren.com U.S. Bank,National Association, as Trustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 MORTGAGE FORECLOSURE Plaintiff v. Scott B. Shaffer NO. 13-652 Civil Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 U.S. Bank,National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1,Plaintiff in the above action,by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at: 726 Allenview Drive,Mechanicsburg,PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Scott B. Shaffer 51 Keefer Way Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Scott B. Shaffer 51 Keefer Way Mechanicsburg, PA 17055 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Jr Lien Holders-None 4. Name and address of the last recorded holder of every mortgage of record: U.S. Bank, National Association, as Trustee for Structured Asset Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 1661 Worthington Road Suite 100 West Palm Beach, FL 33409 Sr Mortgage Holders-None Jr Mortgage Holders-None 5. Name and address of every other person who has any record lien on the property: Sr lien.Holders-None j 6. Name•and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle,PA 17013 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle,PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 726 Allenview Drive Mechanicsburg,PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: UDREN LAW OFFICES, P.C. BY: �� "/,' A r ern y r Plaintiff J. Eric Kishbaugh, Esquire MJU#: 10100786 CASE#: 10100786-1 PA ID 33078 • UDREN'LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL NJ 08003-3620 856-669-5400 leadin l s • udren.com U.S.Bank,National Association, as Trustee COURT OF COMMON PLEAS for Structured Asset Securities CIVIL DIVISION Corporation, Structured Asset Investment Cumberland County Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 MORTGAGE FORECLOSURE Plaintiff v. NO. 13-652 Civil SCOTT B. SHAFFER Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Scott B. Shaffer 51 Keefer Way Mechanicsburg,PA 17055 Your house(real estate) at 726 Allenview Drive,Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriffs Sale on September 4,2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle,PA 17013, to enforce the court judgment of$135,462.80, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To fmd out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) 7 • YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To fmd out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 a • ALL THAT CERTAIN piece or parcel of land situate in Upper Allen Township, Cumberland County, Pennsylvania, more particularly bounded and described in accordance with.a Plan of Rogers and Frederick dated July 4, 1981 with revisions through and.including September 8,1982,as follows,to wit: ALL THAT LAND in Stage HI, Section II, Townhouse Plots No. 2-G recorded in Plan Book 42, page 69 and being designated as Lot No 2-G, being more fully bounded and described as follows: BEGINNING at the dividing line between Lots 2-G and 2-H.on the hereiabefore mentioned plan of lots;.theme along said dividing tine South.12 degrees 11 minutes West,a distance of 53.10 feet to a point thence North 77 degrees 49 minutes West,a distance of 2029 feet to a point;thence along the dividing line between Lots 2-F and 2-G, North 12 degrees 11 minutes East, a distance of 53.10 feet to a point; thence South 77 degrees 49 minutes East, a distance of 20.29 feet to a point, the place of BEGINNING. • BEING THE SAME PREMISES which LAUREN S.KALEMNOUS by Deed dated 81t6/02 and intended for Immediate recording In the Office of the Recorder of Deeds in and for Cumberland,Pennsylvania,granted and conveyed unto SCOTT B.SHAFFER,Mortgagor(s) herein. BEING KNOWN AS: 726 ALLENVIEW DRIVE,MECHANICSBURG,PA 17055 PROPERTY ID NO.: 42-28-2423-282 TITLE TO SAID PREMISES IS VESTED IN SCOTT B. SHAFFER, SINGLE MAN BY DEED FROM LAUREN S. KALEMNOUS, SINGLE WOMAN DATED 08/16/2002 RECORDED 08/26/2002 IN DEED BOOK 253 PAGE 1525. • WRIT OF EXECUTION and/or ATTACHMENT • COMMONWEALTH OF PENNSYLVANIA) NO. 13-652 Civil COUNTY.CF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due U.S. BANK,NATIONAL ASSOCIATION,AS TRUSTEE FOR STRUCTURED ASSET SECURITIES CORPORATION,STRUCTURED ASSET INVESTMENT LOAN TRUST,MORTGAGE PASS-THROUGH CERTIFICATES,SERIES 2003- BC1 Plaintiff(s) From SCOTT B. SHAFFER (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $135,462.80 L.L.:$.50 Interest FROM 5/22/2013 TO DATE OF SALE SEPTEMBER 4,2013-ONGOING PER DIEM OF $19.63 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE- $2,080.78 Atty's Comm: Due Prothy:$2.25 Atty Paid: $251.96 Other Costs: Plaintiff Paid: Date: 5/30/13 / Davi• D, :uell,Prothonotary (Seal) By: Depu REQUESTING PARTY: Name:J. ERIC KISHBAUGH,ESQUIRE Address: UDREN LAW OFFICES,P.C. WOODCREST CORPORATE CENTER TRUE COPY FROM RECORD In Testimony whereof; i here unto set my hand 111 WOODCREST ROAD,SUITE 200 and the seal of said Cour l at Carlisle, Pa. CHERRY HILL,NJ 08003-3620 This D day of ryl 1 20 /2 1 Prothonotary Attorney for: PLAINTIFF :;r? "�/- a 9(10, 4 LXII 30 CUMBERLAND LAW JOURNAL 07/26/13 2013-652 Civil Term 08/16/2002 recorded 08/26/2002 in Deed Book 253 Page 1525. U.S.BANK NATIONAL ASSOCIATION AS TRUSTEE FOR STRUCTURED ASSET Securities Corporation, Structured Asset Investment Loan Trust,Mortgage Pass-Through Certificates, Series 2003-BC1 vs. SCOTT BRADFORD SHAFFER ATTY.:Mark Udren ALL THAT CERTAIN piece or parcel of land situate in Upper Al- len Township, Cumberland County, Pennsylvania, more particularly bounded and described in accor- dance with a plan of Rogers and Frederick dated July 4, 1981 with revisions through and including September 8, 1982,as follows,to wit: ALL THAT LAND in Stage III, Section B, Townshouse Plots No. 2-G recorded in Plan Book 42, Page 69 and being designated as Lot No. 2-G, being more fully bounded and described as follows: BEGINNING at the dividing line between Lots 2-G and 2-H on the hereinbefore mentioned Plan of Lots;thence along said dividing line South 12 degrees 11 minutes West, a distance of 53.10 feet to a point; thence North 77 degrees 49 minutes West, a distance of 20.29 feet to a point; thence along the dividing line between Lots 2-F and 2-G,North 12 degrees 11 minutes East,a distance of 53.10 feet to a point;thence South 77 degrees 49 minutes East, a dis- tance of 20.29 feet to a point, the place of BEGINNING. BEING KNOW AS: 726 Allenview Drive,Mechanicsburg,PA 17055. PROPERTY ID NO: 42-28-2423- 282. TITLE TO SAID PREMISES IS VESTED IN Scott B. Shaffer, sin- gle man by deed from Lauren S. Kalemnous, single woman dated 98 Nf PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: July 26, August 2 and August 9, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time,place and character of publication are true. taMiCoditor SWORN TO AND SUBSCRIBED before me this 9 da of Au s ust 2013 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY My Commission Expires Apr 28,2014 ornimmiursammuMinclema The Patriot-News Co. • 4' 1900 Patriot Drive patflotNtwS Mechanicsburg, PA 17050 inquiries,- 717d255-8213 Now you know CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Michael J. Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 1900 Patriot Drive, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. 2013.652 Gull Tem U.S.BANK NATIONAL OR This ad ran on the dates)shown below: ASIATiON AS TRUSTEE 07/28/13 S UCTURED ASSET Secu es rporation,Structured A t 08/04!13 in iestment Loan Trust,Mo age Pass-Through Certificates, ries 08/11/13 vs. vs. SCOTT BRADFORD SHAFFER 4ii ATTY: Mark Udren lN ALL THAT CERTAIN PIECE OR fiPARCEL OF LAND SITUATE IN UPPER Z ALLEN TOWNSHIP, CUMBERLAND Shorn o and subscribed b-�• e. this 23 day of August, 2013 A.D. 4 COUNTY PENNSYLVANIA, MORE ' I 1 f I PARTICULARLY BOUNDED AND DESCRIBED IN ACCORDANCE WITH 1 IL �;. 1 A PLAN OF ROGERS AND FREDERICK � �0 a • ,DATED JULY 4,1981 WITH REVISIONS ry Public ' THROUGH AND INCLUDING SEPTEMBER 8,1982,AS FOLLOWS,TO I WIT. I COMMONWEALTH OF PENNSYLVANIA ALL THAT LAND IN STAGE III,; Notarial Seal SECTION B, TOWLISHOUSE PLOTS I Holly Lynn Warfel,Notary Public NO.2-G RECORDED IN PLAN BOOK i Washington Twp.,Dauphin County 42,PAGE 69 AND BEING DESIGNATED I My Commission Expires Dec.12,2016 AS LOT NO.2-G,BEING MORE FULL 1 MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES BOUNDED AN THE DIVIDING FOLLOWS: BEGINNING AT THE DIVIDING LINE . BETWEEN LOTS 2-G AND 2-H ON THE HEREINBEFORE MENTIONED COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND }SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which U.S. Bank,N.A. as Trustee for Securted Assest Invest Loan Trust Mtg Pass- Through Cert Series 2003-BC1 is the grantee the same having been sold to said grantee on the 4th day of September A.D., 2013, under and by virtue of a writ Execution issued on the 30th day of May, A.D., 2013, out of the Court of Common Pleas of said County as of Civil Term, 2013 Number 652, at the suit of U.S. N.A. as Trustee for Structured Asset Securities Corp Structured Asset Invest Loan Trust Mtg Pass-Through Cert Series 2003-BC1 against Scott B. Shaffer is duly recorded as Instrument Number 201332990. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this 7 day of 0(25)-(.<■-• , A.D. 2a a 3 j/j/ Recorder of Deeds