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Home My WebLink About04-5261 v. : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYL VANIA Cio~L ~CC1Lw\ : NO. D4-S'~\ PENNSYL VANIA STATE BANK Plaintiff KEITH Y. EISENSTEIN, Personal Guarantor Defendant CIVIL ACTION - LAW PRAECIPE FOR ENTRY OF CONFESSED JUDGMENT ON GUARANTY TO THE PROTHONOTARY: Please enter Judgment in favor of Plaintiff, PENNSYLVANIA ST ATE BANK, and against Defendant, KEITH Y. EISENSTEIN, of 4401 Carlisle Pike, Camp Hill, Cumberland County, Pennsylvania 17011, in the amount of $40,000.00 + Interest at the rate of$7.77778 per diem in accordance with the Commercial Guaranty attached hereto. TO Cumberland County Prothonotary Dated: October 27,2004 Robert D. Kodak Attorney J.D. No. 18041 Attorney for PI~'-- USER\80NNIEJO\PSB\CONF JUDG\04257 eisen.wpd:03Sep04 COMMERCIAL.: GUARANT ___ " Principal l Loan Date i Maturity I Loan No l Call i Collateral I Account i Officer i Initials I I Ii; , 5005327 I PJE : _ _ _ _ _____ ___ _ __ _ __'_ _ _________,__,1.,_ _"__.__,___ _ _~_ _,_,_. . _ _ _ _ _ _ .,_,_ _ __ _ _1_. _ _____ _ _.l_.___ __ _ _ _ ______l_______A_ _ ,_ _ _ _ _ _. References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Borrower: Facets Purveyors of Fine Jewelry, Ltd. (TIN: 25-1613632) 4401 carlisle PIke Camp HIli, PA 17011 Guarantor: Keith Y. Eisenstein IIId Lorraine E. Zehr 115 S. Franklin Street HarrisbUrg, PA 17109 Lender: PENNSYLVANIA STATE BANK 2148 Market Street, P.O. Box 487 Camp Hili, PA 17001-0487 AMOUNT OF GUARANTY. This Is a gu.anty of payment of the Note, Including without limitation the principal Note amount of Forty Thousand & 001100 DoII.s ($40,000.00). GUARANTY. For good and valuable consideration, Keith Y. Eisenstein and Lorraine E. Zehr ("Guarantor") absolutely and unconditionally gu.antee and promise to pay, Jointly and severally, to PENNSYLVANIA STATE BANK ("Lender") or Its order, on demand, In le_ tender of the United States of America, the Indebtedness (as that term Is denned below) of Facets Purveyors of Fine Jewelry, Ltd. ("Borrower") to Lender on the terms IIId conditions set forth In this Guarlllty. DEFINITIONS. The following words shall have the follOWing meanings when used in this Guaranty: Borrower. The word "Borrower" means Facets Purveyors of Fine Jewelry, Ltd.. Gu.antor. The word "Guarantor" means Keith Y. Eisenstein and Lorraine E. Zehr, who are signing this Guaranty jointly and severally. Gu.anty. The word "Guaranty" means this Guaranty made by Guarantor for the benefit of Lender dated September 29, 1997. Indebtedness. The word "Indebtedness" means the Note, including (a) all principal, (b) all interest, (c) all late charges, (d) all loan fees and loan charges, and (e) all collection costs and expenses relating to the Note or to any collateral for the Note. Collection costs and expenses include without limitation all of Lender's attorneys' fees and Lender's legal expenses, whether or not suit is instituted, and attorneys' fees and legal expenses for bankruptcy proceedings (inclUding efforts to modify or vacate any automatic stay or injunction), appeals, and any anticipated post-judgment collection services. Lender. The word "Lender" means PENNSYLVANIA STATE BANK, its successors and assigns. Note. The word "Note" means the promissory note or credit agreement dated September 29, 1997, In the ortglnal prtnclpal amount of $40,000.00 from Borrower to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for the promissory note or agreement. Notice to Guarantor: The Note evidences a revolving line of creellt from Lender to Borrower. Related Documents. The words "Related Documents" mean and include without limitation all promissory notes, credit agreements, loan agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, and all other instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. MAXIMUM LIABILITY. The maximum liability of Gu.antor under this Guaranty shall not exceed at anyone time the amount or the Indebtedness described above, plus all costs and expenses of (a) enforcement or this Guaranty and (b) collection and sale of any collateral securtng this Gu.anty. The above Umitation on liability is not a restriction on the amount of the Indebtedness of Borrower to Lender either in the aggregate or at anyone time. If Lender presently holds one or more guaranties, or hereafter receives additional guaranties from Guarantor, the rights of Lender under all guaranties shall be cumulative. This Guaranty shall not (unless specifically provided below to the contrary) affect or invalidate any such other guaranties. The liability of Guarantor will be the aggregate liability of Guarantor under the terms of this Guaranty and any such other unterminated guaranties. NATURE OF GUARANTY. Guarantor intends to guarantee at all times the performance and prompt payment when due, whether at maturity or earlier by reason of acceleration or otherwise, of all Indebtedness within the limits set forth in the preceding section of this Guaranty. This Gu.anty covers a revolving line of credit and guarantor understands and agrees that this guarantee shall be open and continuous until the line of credit Is terminated and the Indebtedness Is paid In full, as provided below. The obligations of Guarantors shall be joint and several. Lender may proceed against any of the Guarantors individually, against any group of Guarantors, or against all the Guarantors in one action, without affecting the right of Lender to proceed against other Guarantors for amounts that are covered by this Guaranty. Any inability of Lender to proceed against any Guarantor (whether caused by actions of a Guarantor or of Lender) will not affect Lender's right to proceed against any or all remaining Guarantors for all or part of the amounts covered by this Guaranty. DURATION OF GUARANTY. This Guaranty will take effect when received by Lender without the necessity of any acceptance by Lender, or any notice to Guarantor or to Borrower, and will continue in full force until all Indebtedness shall have been fully and finally paid and satisfied and all other obligations of Guarantor under this Guaranty shall have been performed in full. Release of any other guarantor or termination of any other guaranty of the Indebtedness shall not affect the liability of Guarantor under this Guaranty. A revocation received by Lender from anyone or more Guarantors shall not affect the liability of any remaining Guarantors under this Guaranty. This Guaranty covers a revolving line of creellt and It Is specifically anticipated that fluctuations will occur In the aggregate amount of Indebtedness owing from Borrower to Lender. Gu.antor specifically acknowledges and agrees that fluctuations tn the amount of Indebtedness, even to zero doll.s ($ 0.00), shall not constitute a termination of this Guaranty. Guarantor's liability under this Guaranty shall terminate only upon (a) termination In writing by Borrower and Lender of the line of credit, (b) payment of the Indebtedness In full In legal tender, and (c) payment In full In legal tender of all other obligations of Guarantor under this Guaranty. GUARANTOR'S AUTHORIZATION TO LENDER. Guarantor authorizes Lender, without notice or demllld and without lessening Guarantor's liability under this Guaranty, from time to time: (a) to make one or more additional secured or unsecured loans to Borrower, to lease equipment or other goods to Borrower, or otherwise to extend additional credit to Borrower; (b) to alter, compromise, renew, extend, accelerate, or otherwise change one or more times the time for payment or other terms of the Indebtedness or any part of the Indebtedness, Including Increases and decreases of the rate Of Interest on the Indebtedness; extensions may be repeated and may be for longer than the original loan term; (c) to take and hold securtty for the payment or this Guaranty or the Indebtedness, and exchange, enforce, waive, subordinate, fall or decide not to perfect, and release any SUCh security, with or without the substitution of new collateral; (d) to release, substitute, agree not to sue, or deal with anyone or more of Borrower's sureties, endorsers, or other guarantors on any terms or In any manner Lender may choose; (e) to determine how, when and what application of payments and credits shall be made on the Indebtedness; (f) to apply such security and direct the order or manner of sale thereof, Including without limitation, any nonjudicial sale permitted by the /"""\ 'luawpUaw'B JO UO!l'BJall'B a4t Aq P4"""'"\JO pa6JB40 aq Oll46nOS SallJBd 10 .wed a4lfi,q paU6!~pUB 6UIl!JM U! ua^!6 ssalun a^lld. 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AtU'BJllne> SI4t (q) :AtU8Jllne> SILlt JO SWJal aLll ,(,IIM JluB Ul ^,!I8nb JO l!W!I PlnoM LlOl4M JOlUBJllne> Ol ap'Bw uaaq 9^8L1 PU!)f AU8 JO S\ueweaJ611 JO SUO!l8lU9S9JdaJ ou (B) t84l JapUal 01 SlUBJJBM pUB stuasaJdaJ 1OtU8JBne> 'S3IlNVHHVM aNY SNOI1V1N3S3Hd3H S,H01NYtlVne> .lJlld UI JO alOllM UI ~ueJllne> SllIl Ja&SUIIJI JO u81SS11 01 (4) PUll :ssauP8IQapul 841 '0 lJeeI Aue JO 1111 UI suolleell~ lueJ6 JO 'u<<JJSSR 'Ja&SURJI 'II" 01 (8) :aulWJalap MW UOllaJOSIP 811 UI JapUa1811 'ISNIIO paap JO IUaWNJ811 ~IJn~ 8UIIIOJIUQ:) aliI '0 sWJal ~ aBed (panUI}UO:>) A1NVHVn~ 'VIOH31NINOO &.o-L~&SOO9 ON ueo1 L66&.-6~-60 '09-29-1997 Loan No 5005327-01 COMMERCIAL .GUARANT'~ (Continued) ,Page 3 , " ,~.~. . , ~ '.l.\-:"~..."."., '- " r..-..., '. ,e "-, ''':, '''$l~''''''''Y , Applicable Law. This Guaranty has been delivered to Lender and accepted by Lender in the Commonwealth of Pennsylvania, If there is a lawsuit, Guarantor agrees upon Lender's request to submit to the jurisdiction of the courts of Cumberland County, Commonwealth of Pennsylvania, This Guaranty shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania. AUomeys' Fees; Expenses. Guarantor agrees to pay upon demand all of Lender's costs and expenses, including attorneys' fees and Lender's legal expenses, incurred in connection with the enforcement of this Guaranty. Lender may pay someone else to help enforce this Guaranty, and Guarantor shall pay the costs and expenses of such enforcement. Costs and' expenses include Lender's attorneys' fees and legal expenses whether or not there is a lawsuit, including attorneys' fees and legal expenses for bankruptcy proceedings (and including efforts to modify or vacate any automatic stay or injunction), appeals, and any anticipated post-judgment collection services. Guarantor also shall pay all court costs and such additional fees as may be directed by the court, Notices. All notices required to be given by either party to the other under this Guaranty shall be in writing, may be sent by telefacsimile (unless otherwise required by law), and shall be effective when actually delivered or when deposited with a nationally recognized overnighl courier, or when deposited in Ihe United States mail, first class postage prepaid, addressed to Ihe party to whom the notice is to be given at the address shown above or to such other addresses as either party may designate to the other in writing, If there is more than one Guarantor, notice to any Guarantor will constitute notice to all Guarantors. For notice purposes, Guarantor agrees to keep Lender informed at all times of Guarantor's current address. Interpretation. In all cases where there is more than one Borrower or Guarantor, then all words used in this Guaranty in the singular shall be deemed to have been used in the plural where the context and construction so require; and where there is more than one Borrower named in this Guaranty or when this Guaranty is executed by more than one Guarantor, the words "Borrower" and "Guarantor" respectively shall mean all and anyone or more of them. The words "Guarantor," "Borrower," and "Lender" include the heirs, successors, assigns, and transferees of each of them. Caption headings in this Guaranty are for convenience purposes only and are not to be used to interpret or define the provisions of this Guaranty. If a court of competent jurisdiction finds any provision of this Guaranty to be invalid or unenforceable as to any person or circumstance, such finding shall not render that provision invalid or unenforceable as to any other persons or circumstances, and all provisions of this Guaranty in all other respects shall remain valid and enforceable. If anyone or more of Borrower or Guarantor are corporations or partnerships, it is not necessary for Lender to inquire into the powers of Borrower or Guarantor or of the officers, directors, partners, or agents acting or purporting to act on their behalf, and any Indebtedness made or created in reliance upon the professed exercise of such powers shall be guaranteed under this Guaranty. Wllver. Lender shall not be deemed to have waived any rights under this Guaranty unless such waiver is given in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operate as a waiver of such right or any other right. A waiver by Lender of a provision of this Guaranty shall not prejudice or constitute a waiver of Lender's right otherwise to demand strict compliance with that provision or any other provision of this Guaranty. No prior waiver by Lender, nor any course of dealing between Lender and Guarantor, shall constitute a waiver of any of Lender's rights or of any of Guarantor's obligations as to any future transactions. Whenever the consent of Lender is required under this. Guaranty, the granting of such consent by Lender in any instance shall not constitute continuing consent to subsequent instances where such consent is required and in all cases such consent may be granted or withheld in the sole discretion of Lender, CONFESSION OF JUDGMENT. GUARANTOR HEREBY IRREVOCABLY AUTHORIZES AND EMPOWERS ANY ATTORNEY OR THE PROTHONOTARY OR CLERK OF ArN COURT IN THE COMMONWEALTH OF PENNSYLVANIA, OR ELSEWHERE, TO APPEAR AT ANY TIME FOR GUARANTOR AFTER A DEFAULT UNDER THIS GUARANTY, AND WITH OR WITHOUT COMPLAINT FILED, AS OF ANY TERM, CONFESS OR ENTER JUDGMENT AGAINST GUARANTOR FOR THE ENTIRE PRINCIPAL BALANCE OF THIS GUARANTY, ALL ACCRUED INTEREST, LATE CHARGES, AND ANY AND ALL AMOUNTS EXPENDED OR ADVANCED BY LENDER RELATING TO ArN COLLATERAL SECURING THE INDEBTEDNESS TOGETHER WITH INTEREST ON SUCH AMOUNTS, TOGETHER WITH COSTS OF SUIT, AND AN ATTORNEY'S COMMISSION OF TEN PERCENT (10%) OF THE UNPAID PRINCIPAL BALANCE AND ACCRUED INTEREST FOR COLLECTION, BUT IN ANY EVENT NOT LESS THAN FIVE HUNDRED DOLLARS ($500) ON WHICH JUDGMENT OR JUDGMENTS ONE OR MORE EXECUTIONS MAY ISSUE IMMEDIATELY; AND FOR SO DOING, THIS GUARANTY OR A COpy OF THIS GUARANTY VERIFIED BY AFFIDAVIT SHALL BE SUFFICIENT WARRANT. THE AUTHORITY GRANTED IN THIS GUARANTY TO CONFESS JUDGMENT AGAINST GUARANTOR SHALL NOT BE EXHAUSTED BY ArN EXERCISE OF THAT AUTHORITY, BUT SHALL CONTINUE FROM TIME TO TIME AND AT ALL TIMES UNTIL PAYMENT IN FULL OF ALL AMOUNTS DUE UNDER THIS GUARANTY. GUARANTOR HEREBY WAIVES ANY RIGHT GUARANTOR MAY HAVE TO NOTICE OR TO A HEARING IN CONNECTION WITH ANY SUCH CONFESSION OF JUDGMENT, EXCEPT ArN NOTICE AND/OR HEARING REQUIRED UNDER APPLICABLE LAW WITH RESPECT TO EXECUTION OF THE JUDGMENT, AND STATES THAT EITHER A REPRESENTATIVE OF LENDER SPECIFICALLY CALLED THIS CONFESSION OF JUDGMENT PROVISION TO GUARANTOR'S ATTENTION OR GUARANTOR HAS BEEN REPRESENTED BY INDEPENDENT LEGAL COUNSEL. EACH UNDERSIGNED GUARANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS GUARANTY AND AGREES TO ITS TERMS. IN ADDITION, EACH GUARANTOR UNDERSTANDS THAT THIS GUARANTY IS EFFECTIVE UPON GUARANTOR'S EXECUTION AND DB-IVERY OF THIS GUARANTY TO LENDER AND THAT THE GUARANTY WILL CONTINUE UNTIL TERMINATED IN THE MANNER SET FORTH IN THE SECTION TITLED "DURATION OF GUARANTY." NO FORMAL ACCEPTANCE BY LENDER IS NECESSARY TO MAKE THIS GUARANTY EFFECTIVE. THIS GUARANTY IS DATED SEPTEMBER 29, 1997. *~~::;:I~~mGMm. Keith Y. Eisenstein ~Q&_____~l Lorraine E. Zehr () ~ .,........ . , . l66~ 'Ol'PO SSJldX3 UO!SS!WWOO ~W l}uno:J pUEIJaqwno 'OJog lIlH <fum3 311qnd AJRlON 'H3013 'r A993d lV3S l'1lM~tflN (lAO'IO NTS.130Y,j OCl3-Ydl'P9^J9S9J Sl4BpIIY "OUI 'S9011\J9S0Jd I,jO ./.661 (ol1>n: 'J9A "HO "1I'l'.1 'II 'llld "s'n 'B9l:! 'Ol:!d l:!3SYl "'D"Y'"Vbi\' h...UU"'~ 10 el8lS ell! JOI pU8 U! ollqnd ~8l0N ~~~~\~ , '11188 11I1011I0 pUll PUII'I Aw 188 OlunaJa'l1 ',oaJa'lM ssauIIM UI 'peu!81uoo u!eJe~l sesodmd e~l JOJ ewes e~l pelnoexe ^e~ll8~l pe6pelMou>\o8 PU8 'lUeWnJlSU! U!~l!M e~l 01 peq!Josqns eJ8 seW8U eso~M uOSJed e~l eq 01 (U9AOJd ^I!JOl08JSR8S JO~,.Ql~~ 'J'Iaz '3 aUIIIJJ01 pUll ulalsu8813 "A 'Ilia)! p9J88dd8 ^"8UOSJ9d 'O!lqnd ~810N P8u/3!SJElpun 9~I' ? ~/:3' ~~"D <!- ew 8JOI8q 'r:06~' "vJ~ 10 A8P ~b'Z 8~I'S!~1 uO ( U"'"'\ ~~ .:10 UNnoo Sse ( ~(\ 1 h~UV"'2-- :10 3lns !N3W~031MON)lOV 1VnOI^IONI to a68d (panU!luo:)) AlNVHVn~ 1VIOH3WII\I00 ~o-l~t900s ON u801 l66~-6~-60 DISCL~-.:URE FOR CONFESSION Of ~UDGMENT .:= I O~~;~7 j Maturity I ~:::;:':1 I Calf ...1 Collateral I =;2~ ....... .i o:~~~ L Initials References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item, Borrower: Facets Purveyors of Fine Jewelry, Ltd. (TIN: 2~1613632) 4401 Carlisle Pike Camp Hili, PA 17011 Guarantor: Keith Y. Eisenstein and Lorraine E. Zehr 115 S. Franklin Street Harrisburg, PA 17109 Lender: PENNSYLVANIA STATE BANK 2148 Market Street, P.O. Box 487 Camp Hili, PA 17001-0487 DISCLOSURE FOR CONFESSION OF JUDGMENT I AM EXECUTING, THIS 7~AY OF ~~6o~ $40,000.00 OBLIGATING ME TO REPAY THAT AMOUNT. A. I UNDERSTAND THAT THE GUARANTY CONTAINS A CONFESSION OF JUDGMENT PROVISION THAT WOLLD PERMIT LENDER TO ENTER JUDGMENT AGAINST ME IN COURT, AFTER A DEFALLT ON THE GUARANTY, WITHOUT ADVANCE NOTICE TO ME AND WITHOUT OFFERING ME AN OPPORTUNITY TO DEFEND AGAINST THE ENTRY OF JUDGMENT. IN EXECUTING THE GUARANTY, BEING FlLLY AWARE OF MY RIGHTS TO ADVANCE NOTICE AND TO A HEARING TO CONTEST THE VALIDITY OF ANY JUDGMENT OR OTHER CLAIMS THAT LENDER MAY ASSERT AGAINST ME UNDER THE GUARANTY, I AM KNOWINGLY, INTB.LIGENTLY, AND VOLUNTARILY WAIVING THESE RIGHTS, INCLUDING ANY RIGHT TO ADVANCE NOTICE OF THE ENTRY OF JUDGMENT, AND I EXPRESSLY AGREE AND CONSENT ~~O~~:~~'~NI~~~~~I;:~~AGAINST ME BY CONFESSION AS PROVIDED FOR IN THE CONFESSION OF JUDGMENT B. I FURTHER UNDERSTAND THAT IN ADDITION TO GIVING LENDER THE RIGHT TO ENTER JUDGMENT AGAINST ME WITHOUT ADVANCE NOTICE OR A HEARING, THE CONFESSION OF JUDGMENT PROVISION IN THE GUARANTY ALSO CONTAINS LANGUAGE THAT WOLLD PERMIT LENDER, AFTER ENTRY OF JUDGMENT, TO EXECUTE ON THE JUDGMENT BY FORECLOSING UPON, ATTACHING, LEVYING ON, TAKING POSSESSION OF OR OTHERWISE SEIZING MY PROPERTY, IN FlLL OR PARTIAL PAYMENT OF THE JUDGMENT. HOWEVER, LENDER MUST PROVIDE NOTICE TO ME UNDER APPLICABLE LAW IN EXECUTING ANY CONFESSED JUDGMENT. IN EXECUTING THE GUARANTY, BEING FLLLY AWARE OF MY RIGHTS TO ADVANCE NOTICE AND A HEARING AFTER JUDGMENT IS ENTERED..., BEFORE EXECUTION ON TIE JUDG~ KNOWINGLY, 'IITB.L'GENTLY AND VOLlMTAR'LY WAIVING THESE RIGHTS, AND I EXPRESSLY AGREE AND CONSENT '.~ ...,:::::.... .... ....,:::R'~ECUTING ON THE JUDGMENT, IN ANY MANNER PERMITTED BY APPLICABLE STATE AND FEDERAL LAW. INITIALS:4:::::::." :.:,.... ,:-:'::::::::::::::;:;;;' ~ C. AFTER HAVING READ AND DETERMINED WHICH OF THE FOLLOWING STATEMENTS ARE APPLICABLE, AND BY PLACING MY INITIALS NEXT TO EACH STATEMENT WHICH APPLIES, I REPRESENT THAT: , 19 qc, A GUARANTY OF A PROMISSORY NOTE FOR INITIALS ,4 1. I WAS REPRESENTED BY MY OWN INDEPENDENT LEGAL COUNSB.. IN CONNECTION WITH THE GUARANTY. 2. A REPRESENTATIVE OF LENDER SPECIFICALLY CALLED THE CONFESSION OF JUDGMENT PROVISION IN THE GUARANTY T6 MY ATTENTION. D. I CERTIFY THAT MY ANNUAL INCOME EXCEEDS $10,000; THAT THE BLANKS IN THIS DISCLOSURE WERE FIUED IN WHEN I INITIALED AND SIGNED IT; AND THAT I RECEIVED A COPY AT THE TIME OF SIGNING. ... ........ ::::t (SEAL) .................................. ................................. ::::::i:::::::::::::::::} (SEAL) LASER PRO, Reg. U.S. Pat. & T.M. Off., Ver. 3.24 (C) 1997 CFI ProServices, Inc. All rights reserved. [PA-D30 FACETS.LN C1.0VLl ..... . () . ..... .' C7V() ~#-'i R " r ~ '-' ~ fer ~ -- ..0 i==- f/) o ~-u D-f- 1- ~ 'I r ,- ............t.. . t:,,"" < },'~ ( ) ( n c:: -:.j -< ,...", Co:'> C":..') ....- o c-,\ -j r" C..::l o -rl ---I ::r: ,'1 1,'1 _. ,-- -r-J r~ ~':) C;:J .:! (') . ~; J. " ?:....I rTl :? _,J:,... ,,",-1 ..:.- <..) PENNSYL VANIA STATE BANK Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. Ol../, - $:(~' C;u~LI~ KEITH Y. EISENSTEIN, Personal Guarantor Defendant CIVIL ACTION - LAW PLAINTIFF'S AFFIDA VITIA VERMENT CONFESSION OF JUDGMENT FOR MONEY (X) Pursuant to Pa. R.C.P, No, 2951(1)(2)(ii), I certify that this judgment is not being entered by confession against a natural person in connection with a consumer credit transaction. (a) A consumer credit transaction means a credit transaction in which the party to whom credit is offered or extended is a natural person and the money, property or services which are the subject of the transaction are primarily for personal, family or household purposes. CONFESSION OF JUDGMENT FOR CONFESSION OF REAL PROPERTY () Pursuant to Pa. R.C.P, No, 2971(1)(1), I certify that this judgment is not being entered against a natural person in connection with a residentia11ease. +++++++++++++++ The above certification is made subject to the penalties of 18 Pa. authorities. ating to unsworn falsification to Dated: September 13,2004 Robert D, Kodak, Esquire Attorney for Plaintiff J.D. No. 18041 Address: Knupp, Kodak & Imb1um, p,c. 407 North Front Street Post Office Box 11848 Harrisburg, PAl 7108-1848 (717) 238-7151 Fax: (717) 238-7158 f) 1"-,) ('" , ., () 'q rf '--1 (", :')'-. -::-'1 I ,I " -' -"('; C) i r ) .. ---,' " " ._i i " , , (,,) ) I ..!..<- C...I , PENNSYLVANIA STATE BANK Plaintiff : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA v. : NO. OY - $:('-1 C;u~ll~ KEITH Y. EISENSTEIN, Personal Guarantor Defendant CIVIL ACTION - LAW PLAINTIFF'S AFFIDA VITIA VERMENT CONFESSION OF JUDGMENT FOR MONEY (X) Pursuant to Pa. R.C.P. No. 2951(1)(2)(ii), I certify that this judgment is not being entered by confession against a natural person in connection with a consumer credit transaction. (a) A consumer credit transaction means a credit transaction in which the party to whom credit is offered or extended is a natural person and the money, property or services which are the subject ofthe transaction are primarily for personal, family or household purposes. CONFESSION OF JUDGMENT FOR CONFESSION OF REAL PROPERTY ( ) Pursuant to Pa. R.C.P. No, 2971(1)(1), I certify that this judgment is not being entered against a natural person in connection with a residential lease. ............... The above certification is made subject to the penalties of 18 Pa. authorities. ating to unsworn falsification to Dated: September 13.2004 Robert D. Kodak, Esquire Attorney for Plaintiff J.D. No. 18041 Address: Knupp, Kodak & Imblum, P.C. 407 North Front Street Post Office Box 11848 Harrisburg, PA 17108-1848 (717) 238-7151 Fax: (717) 238-7158 SIRLIN GALLOGLY & LESSER, P.C. By: Jon C. Sirlin, Esquire Identification No,; 17498 1529 Walnut Street, Suite 600 Philadelphia, PA 19102 (215) 864-9700 Attorney for Garnishee PENNSYL V ANlA STATE BANK : COURT OF COMMON PLEAS : COUKTY OF CUMBERLAND vs. KEITH Y. EISENSTEIN and : NO. 04-5261 PNC BANK, NATIONAL ASSOCIATION, GARNTSHFF ANSWFRS TO TNTFRROCiA TORlF,S TN A TT ACHMFNT TO: PENNSYL V ANlA STATE BANK, Plaintiff 1. Na. 2. Na, Defendant has na relationship with PNC Bank, Natianal Associatian. 3. - 6. Na. 7. See answer to number twa abave. ~...~.'~. JON C. UN Attamey fI \Gamishee Dated: Pennsylvania State Bank vs. Keith y, Eisenstein And PNC Bank National Association Garnishee VERIFICATION Jack Toth, being duly sworn according to law, deposes and says that he is the Writ Administrator ofPNC Bank, National Association, the within garnishee, and verities that the'. statements made in the foregoing Answers to Interrogatories are true and correct to the best of her knowledge, Said garnishee understands that the statements herein are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. ~ Jack Toth Dated: 01/25/05 ;~., t".'::.1 (..::) L....n -"'i'l t'-:! ."11 \;\ C~, \ \", ~ ~1~) c"~' c:) r") SIRLIN GALLOGLY & LESSER, P.C By: Jon C. Sirlin, Esquire Identification No.: 17498 1529 Walnut Street, Suite 600 Philadelphia, PA 19102 (215) 864-9700 Attorney for Garnishee PENNSYLVANIA ST ATE BANK : COURT OF COMMON PLEAS : COUNTY OF CUMBERLAND vs. KEITH Y. EISENSTEIN : NO. 04-5261 and PNC BANK, NATIONAL ASSOCIATION, GARNTSHFF FNTRY OF APPF.ARANCF TO THE PROTHONOTARY: Kindly enter my appearance on behalf af PNC Bank, National Assaciatian, Garnishee, in the above-captioned matter. SIRLIN y for Garnishee Date: ....:". ,.-" - , -,' i'# PENNSYLVANIA STATE BANK : COURT OF COMMON PLEAS : COUNTY OF CUMBERLAND vs. KEITH Y. EISENSTEIN and : NO. 04-5261 PNC BANK, NATIONAL ASSOCIATION, GARNTSHFF : ATTORNEY 1.0.# ORDFR TO DISCONTINITF A TT ACHMFNT F,XFCITTION TO THE PROTHONOTARY: Kindly mark the attachment against the Garnishee, PNC Bank, Natianal Assaciatian, discantinued, upan payment af yaur casts anly. #~ ROBERT D. KODAK ~". Attamey far Plaintiff ., 1 ~ -tq" ~ ~ ~ -n. () '" CP - () AJ tV 1 ~ ~ '3 s- o. ~ '2:: '..l> -.c ::;: ~ C\ ~ C> ~ ~ J:- PENNSYLVANIA STATE BANK Plaintiff : In the Court of COMMON PLEAS of : CUMBERLAND County, Pennsylvania v, NO. 04-5261 KEITH Y EISENSTEIN CIVIL DIVISION - LAW Defendant(s) PRAECIPE TO THE PROTHONOTARY: Please mark the above-captioned Judgment as settled and satisfied in full. TO CUMBERLAND County Prothonotary Dated: March 4. 2005 /~ ~/ Robert D, Kodak Attorney for Plaintiff Attorney 1.0, No, 18041 --------...- , , -',', C,) , . PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENTS) P.R.C.P. 3101 to 3149 PENNSYLVANIA STATE BANK IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA Writ No. Term 20 Plaintiff NO. 04-5261 CIVIL TERM Term 20IL1- vs Amount due $ 40,000.00 KEITH Y. EISENSTEIN Interest FROM DATE OF JUDG. 10!20!04@ 5957 MEADE COURT HARRISBURG PA 17112 Atty's Comm. $ 2,000.00 and CostsTO BE DETEI/MINED$ Defendant (5) TO THE PROTHONOTARY OF SAID COURT: ISSUE WRIT OF EXECUTION IN THE ABOVE MATTER, (1) Directed to the Sheriff of DJUJPHrN County, Pennsylvania; (2) against KEITH Y. EISENSTEIN (3) and against PNC BANK Defendant [s) Garnishee (s I , (4) and index this writ (a) against KEITH Y. EISENSTEIN Defendant(s) and (b) against PNC BANK Garnishee (s) , as a lis pendens against the real property of the defendant(s) in the name of the Garnishee{s) as follows: (Specifically describe property and note any specific direction to Sheriff) Furnish 4 copies for real estate levy) Ll!\VY 'OllON JILL PDSONAio PROPERfi 011' ABOVIl-LIS'l!Ell Dzn:NIlA1I'.f (S) A!! ABOVB-LIS'l!Ell ADIlIUlSS DfCLODDfG BU'! NO!! LDaTllD !!O A VBIIICLII: - 1995 _ SIlIlAN, vm flWBAHB63205GK59789 (UTLIIl OF VBIIICLII: MTACIIml) 1I'llRIfJ;T01UI:, 1COl1XPNZH'r, l!:LIIlC~CS, DI'IBlftORY, BTC, AIlD GlI1UIl:SH PRC _, 2 1I'01I%H SZCOND S'l!Ul!:!!, HlIRRJ:SBtJRG, DJU1PHnf Comr.ry, n, Aln' 0'ftIII1\ ACCClIllft'S 0II'Dl!:R DEJ'l!:IlDAlft" S (S) . (5) Exemption has (not) been waived, ~' Dated 01/10/05 Robert D. Kodak, Esquire PO Box 11848 Harrisburg, PA 17108 (717) 238-7159 Attorney For Plaintiff(s) . 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"..~~,-~~ . ~. :::: ~':,~ <- -'...:,..... ",",," -:"'-.:" ......... :":,",. ~;. . '.~-:,""'T ~S~T ....~< . .......", " '1:'11 ~Pol~.g';; ~h", than 'iUIJI ,,;o~,. -js'llsl8l2 atld YClil "'I~m In."''n!a 'lri . -~i:lt IItWd 0Ui -Joint TaM\fIt!I Wl\1l RIghi elf Survivol"8W' (Cn aUlh of on" o.mr, \IUI!I g:;e. \I) .."M.tlnQ 01llf'MlrJ C/'ECk' 1ol&;'.:I& W. OtnSnMU. tM uilo 1OI1~ be '-usd 8.1 -rlll\ants (n ~mo"" tOn clHU' 0/."..0' DWfI.', Int8rall~ 0/ ~a"'"8'tlOMtD/'I(llI'l'Ioorho::tr~"''''lOTIilfPI. \pT_Ualil DATE: ..... IP IIW' 1.1IiJlrl, cJ.leclC 0 :'5li.tlENfoO..OER $TOm C1Jt,-?. ~~/-. .:-'.", ~:,.~_~p:: Z1~ ,-;-,,_ ~~~~,,w.~ ~::;f ;.~~;. :.':~:. -":';;:::~....,..,-, .. .".... .~ .'" JJW~ ',' <~/:,~;-jFNO~N.C~E9f"'~v .;oj", ~~:., ~>. ~~- ..:.:::'~ ""'".,. om sT....rt. Zl' FI/tr&&IICIA\..lNSTJT\.jTION "~UM8ER ," Tn"l"'OI 0' iA.? TOTAL P, PO WRIT OF EXECUTION andlor ATTACHMENT . . COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 04-5261 Civil CIVIL ACTION - LAW TO THE SHERIFF OF DAUPHIN COUNTY: To satisfy the debt, interest and costs due PENNSYLVANIA STATE BANK, Plaintiff (s) From KEITH Y. EISENSTEIN, 5957 MEADE COURT, HARRISBURG, PA 17112 (I) You are directed to levy upon the property of the defendant (s)and to sell UPON ALL PERSONAL PROPERTY OF ABOVE-LISTED DEFENDANT(S) AT ABOVE-LISTED ADDRESS INCLUDING BUT NOT LIMITED TO A VEHICLE -1995 BMW SEDAN, VIN #WBAHB63205GK58789 (TITLE OF VEHICLE ATTACHED) FURNITURE, EQUIPMENT, ELECTRONICS, INVENTORY, ETC. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession ofPNC BANK, 2 NORTH SECOND STREET, HARRISBURG, DAUPHIN COUNTY, PA, ANY OTHER ACCOUNTS UNDER DEFENDANT'S NAME GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the gamishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify himlher that helshe has been added as a garnishee and is enjoined as above stated. Amount Due $40,000.00 Interest FROM DATE OF JUDG.I0/20/04 Atty's Corum % $2,000.00 Atty Paid $37.50 Plaintiff Paid Date: JANUARY 11, 2005 L. L. $.50 Due Prothy $1.00 Other Costs CURTIS R. LONG (Seal) Prothonotary ~By: kh (7A../) - P. 7{0Z4--t1~ ;- Deputy REQUESTING PARTY: Name ROBERT D. KODAK, ESQUIRE Address: PO BOX 11848 HARRISBURG, PA 17108 Attorney for: PLAINTIFF Telephone: 71 7-238-7159 Supreme Court 1D No. 18041