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HomeMy WebLinkAbout13-1212 To: Cumberland Valley Cooperative ~ ~ ~ ~ ~ j ~~ 908 Mt. Rods Road ~S~ ~~~ '-_~~~~~~~~ Shippensburg, Pa. 17257 213 MAR _5 ~~ a; ~, JU~~ENT MOTE ~ 1. G~l1NTY ~~LVaM1A From: E. Rid~rd Beatty, Jr. $ 83.615.43 Mary M Beatty Date: August 28.2012 101 M~dows Road Newville, Pa. 17241 Shippensburg, Franklin County, Pennsylvania FOR VALUE RECEIVED, the undersigned promise to pay to the order of CUMBERLAND VALLEY COOPERATIVE ASSOCIATION, at 908 Mount Rods Road, Shippenaburg, Franklin County, Pennsylvania, or at any other place in the Commonwealth of Pennsylvania that any holder of this Note may designate in writing, the sum of $83,615.43, with interest at 18.0%, from the date written above until paid, subject to terms of an agn3ement of even date; provided, however, the madce+r or h~ successors shall not pay more than amounts actualty advanced on account, with interest, by Cumberland Valley Cooperative Association. The Maker shall have the right to prepay the principal of this Note in whole or in part prior to its due date without premium or penalty. If this Note is placed in an Attorney's hands for collection, or collected by a suit or through a bankruptcy, probate or other Court proceeding, either before or after maturity, there shall be paid to the holder of this Noce reasonable Attorney's fees of 15°~, cots and other expenses incun~ed by the holder in enforring the terms of this Note. The Halters, signers and endorsers of this Note severally waive, demand, presentment, notice of dishonor, diligence in collection arxt notice of protest and agree to all extensions and partial payments before or after maturity, without prejudice to the Holder. The undersigned certifies that they were advised and understood that they could .have an attorney examine the said Demand Note and any other documents in oonneatian with the loan prior to execution. The undersigned hereby certifies in conned~on with the loan above referred to secured by this Judgment Note containing a confession of judgmerrt authorizing any atthmey or prothonotary of any court of record in Pennsylvania or elsewhere to confess judgment against the undersigned: that the loan for which said Note was given is not a consumer loan; that the income of the undersigned (conjugal income if both spouses executed the Note) is $10,000.00 or more; that it was orally explained and fully understood by the undersigned that the execution of a demand Note coMainirlg a confession of judgment Muse was a waiver of the right to have a prejudgment notice andhearing, the right to have the burden of proving default on Cumberland VaNey Cooperative Association, the Cnecisor, and the right to avoid expenses attendant upon opening or striking a txmfessed judgment and that the undersigned voluntarily executed the said Demand Note with a confession of judgment clause knowing that the aforesaid rights have been waived and that an execution may be issued on a judgment entered on said confession against their property. Seal ~ i~ i ~~ ~,. Seali~„~ ~ ~,,~_~~~ SWORN TOf11VD SUBSCRI D BEFORE ME THIS ~~ DAY OF , ~0/?i. ~ p, ~ ~~v i~~r ,8 3~. s ~ ~d ~~'~ c~ ~~~9 ~ ~p~rzt At4~l[G( r 1 E. Richard Beatty, Jr. Mary M. Beatty 101 Meadows Road Newville, Pa. 17241 INST]i1S.E~IQT PlIY~T AiGRE]~NT $83,615.43 Shippensburg, Pennsylvania August 29, 2012 In installments as hereinafter stated, for value received, I/we, promise to pay to Cumberland Valley Cooperative Association, 908 Mt. Rock Road, Shippensburg, Pennsylvania, the sum of ($83,615.43) with interest on the unpaid principal at the rate of 10.0 percent per annum-from date hereof until paid in full. Said principal sum and interest shall be payable in equal successive monthly installments of $1,200.00 each, commencing on the 22nd day of September, 2012, and continuing until May 22, 2021, at which time any unpaid balance of principal hereof and all interest accrued thereon shall be due and payable in full. All payments shall first be applied to interest due, with the balance to be applied to principal. Upon default in payment of any such installments or of interest when due, or upon failure of the makers to pay for each purchase on or before the date of their next purchase from Cumberland Valley Cooperative Association, the whole of the principal sum then remaining unpaid and all interest accrued thereon, shall, at the option of the holder hereof, become immediately due and payable, without .demand notice. And further, I/We do hereby authorize and empower any attorney of any court of record of Pennsylvania or elsewhere to appear for and to enter judgment against us, in favor of any holder of the Note for the above sum with costs of suit, release of errors, without stay of execution, and with fifteen (15~) added as a reasonable attorney's fee, and I/We do hereby waive and release all benefit and relief from any and all appraisement, stay or exemption Laws of any state not in force or hereafter to be passed. ~~i~ /~~ ~ ~ ( SEAL ) ,...(~~ ~ . ~ o--~ ( SEAL ) WITNESS: 49e>01 -4111v VS e: R144.4 g Mary ng Bevffy PRAECIPE In the Court of Common Pleas of Cumberland County, Pennsylvania No. 13-1 Z/ 7.- Civil Term 4-ettly 4./ :-tAtfrierkt /6I-<kt1e. David D. Buell, Prothonotary 20 Attorney Info: