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Home My WebLink About03-19-13 (2) fi J 1505610140 REV-15010 EX (01.10) PA Department of Revenue f 107 PO BOX 280601 2 1 Bureau of Individual Taxes County Code Yea/D File Number !� INHERITANCE TAX RETURN Harrisburg,PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 1 0 1 4 2 0 1 0 0 9 2 4 1 9 6 3 Decedent's Last Name Suffix Decedent's First Name MI VI L L A RONGA DAN E L L E D (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW n 1.Original Return 2.Supplemental Return ❑ 3.Remainder Return(date of death prior to 12-13-82) 4.Limited Estate 4a.Future Interest Compromise(date of ❑ 5.Federal Estate Tax Return Required death after 12-12-82) E 6.Decedent Died Testate Q 7.Decedent Maintained a Living Trust 8.Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust) 9.Litigation Proceeds Received 10.Spousal Poverty Credit(date of death ❑ 11.Election to tax under Sec.9113(A) between 12-31-91 and 1-1-95) (Attach Sch. CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL T IN RMATIOFf31RI0U RECTED T0: Name Day�wi�lephonmbdt?' G► ca R MARK THOMAS E S Q U I RE 7 � C 906 !1 00 �REAI R OF WILLS eE&NLY 4; -n First line of address C">;13 M 1 0 1 S OUTH MA R ET ST BEET Second line of address I City or Post Office State ZIP Code __ DATE FILED ME C H A N T CS BURG PA 1 7 0 5 5 Correspondent's e-mail address: rmarkthomas@gmail.com Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. S319lqNTUR5 OF PERSON 13EWONSIBLE FOR FILING RETURN DATE 10 WESTVI _ IVE MECHANICSBURG PA 17055 SIGN THAN/R SENTATIVE DATE*eo� �� +. .. ADDRESS 101 SOUTH MARKET STREET MECHANICSBURG PA 17055 PLEASE USE ORIGINAL FORM ONLY Side 1 1505610140 1505610140 REV-1509 EX Page 3 File Number Decedent's Complete Address: 21 09 0831 DECEDENT'S NAME DANELLE D.VILLARONGA STREET ADDRESS __— ----------------_—____.___ 121 EAST PORTLAND STREET -------_._--- ---- -- --------------------------- CITY STATE.._.__—__— ZIP MECHANICSBURG PA i 17055 Tax Payments and Credits: 1� Tax Due(Page 2,Line 19) (1) 1,908.84 2. Credits/Payments A.Prior Payments _ 1,000.00 B.Discount 52.63 Total Credits{A+B) (2) 3. Interest 1.052.63 4. If Line 2 is greater than Line 1+Line 3,enter the difference.This is the OVERPAYMENT. (3) 33.91 Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00 5. If Line 1+Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 890.12 Make check payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ............ b. retain the right to designate who shall use the property transferred or its income; ............................... ❑ R c. retain a reversionary interest;or ................................................................................................ ❑ 0 d. receive the promise for life of either payments,benefits or care? ....................................................... ❑ X❑ 2. If death occurred after December 12,1982,did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... ❑ 0 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? ......... ❑ Q 4. Did decedent own an individual retirement account,annuity or other non-probate property,which contains a beneficiary designation?.................................................................................................. ❑ Q IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in 72 P.S.§9116(1.2)[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings its 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. 1505610240 REV-1500 EX Decedent's Social Security Number Decedents Name: DANELLE D. VILLARONGA RECAPITULATION 1. Real Estate(Schedule A) ..... ...................................... 1. 1 0 5 0 0 0 . 0 0 2. Stocks and Bonds(Schedule B) .................... ............ ...... 2. • 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) . .... 3. • 4. Mortgages and Notes Receivable(Schedule D) .. ............. ........... 4. • 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E)..... .. 5. 7 3 6 4 . 7 6 6. Jointly Owned Property(Schedule F) F1 Separate Billing Requested ....... 6. 3 5 5 3 5 • 9 2 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) n Separate Billing Requested . .. ... 7. 1b 8. Total Gross Assets(total Lines I through 7) ................ . ....... ... 8. 1 4 7 9 0 0 . 6 8 9. Funeral Expenses and Administrative Costs(Schedule H) .................. 9. 4 8 4 4 3 . 0 7 10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule 1) ...... .... ... 10. 5 7 0 3 8 . 9 8 11. Total Deductions(total Lines 9 and 10) ..................... . .... 11. 1 0 5 4 8 2 . 0 5 12. Net Value of Estate(Line 8 minus Line 11) ...... ........ ... .. . .. . .. . .. 12. 4 2 4 1 8 . 6 3 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made*(Schedule J) . . . . . . .. .. . . . . . ... . . .. 13. 0 . 0 0 14. Net Value Subject to Tax(Line 12 minus Line 13) ... . . . . .. . . .. . .. .. . . .. 14. 4 2 4 1 8 . 6 3 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0 0 . 0 0 15. 0 . 0 0 16. Amount of Line 14 taxable at lineal rate X.045 4 2 4 1 8 . 6 3 16. 1 9 0 8 . 8 4 17. Amount of Line 14 taxable at sibling rate X.12 0 . 0 0 17. 0 . 0 0 18. Amount of Line 14 taxable at collateral rate X.15 0 - 0 0 18. 0 . 0 0 19. TAX DUE .. ... ... . . ... .. . . . .. . . .. .. ...... . .. ..... . .... . . .. . ... . 19. 1 9 0 8 . 8 4 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Side 2 1505610240 1505610240 / nsV-1562EX+o01-10) p_ — _° _'__ SCHEDULEA DEPARTMENT OF REVENUE ` RESIDENT DECEDENT ` ' ESTATE OF: FILE NUMBER: DANELLE D.VILLARONGA 21 09 0831 � All real ^ property_ ' ��__ ______ .___'—_—._ .__...~~~~~^^~~~^�~~`~~'~~' v�u�bo�ohanOodbm�men �U�g property ' Real � Attach a copy of the settlement sheet if the property has been ' � decedent's interest if owned as tenant in common. VALUE AT DATE � � muMmEn DESCRIPTION OF DEATH 1 121 EAST PORTLAND STREET 105,000.00 MECHANICSBURG,PA 17055 (PLEASE SEE REAL ESTATE APPRAISAL DATED 10/14/10 AND ATTACHED HERETO) , TOTAL(Also enter~'Line ' '~~~r~~~~', $ 105,000.00 If more space is needed,use additional sheets of paper of the same size. REV-1 ib6 EX+(6-98) SCHEDULE E COMMONWEALTH OF PENNSYLVANIA CASH, BANK DEPOSITS, & MISC. INHERITANCE TAX RESIDENT DECEDENT RN PERSONAL PROPERTY ESTATE OF FILE NUMBER DANIELLE D.VILLARONGA 21 09 0831 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION. OF DEATH 1. PNC Bank,checking account no.5070007761 171.51 600 Grant Street,36th Floor Pittsburgh,PA 15219 2. PNC Bank,savings account no.5002072748 25.09 600 Grant Street,36th Floor Pittsburgh,PA 15219 3. Child support check for Rafael(payable to decendent's estate) 1,973.00 4. Personal furnishings(please see attached appraisal) 440.00 5. 1995 Chevrolet Truck 1500 1,825.00 6. Settlement-refund for property taxes 121 Portland Street 640.76 7. Sun Trust-refund escrow-121 Portland Street 2,022.75 8. Sun Trust refund Hazard Insurance- 121 Portland Street 196.66 9. Sun Trust refund-mortgage pay-off completed-121 Portland Street 69.99 TOTAL(Also enter on line 5,Recapitulation) $ 7,364.76 (If more space is needed,insert additional sheets of the same size) t REV-109 EX+(01-10) pennsylvania SCHEDULE F DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: DANELLE D.VILLARONGA 21 09 0831 If an asset was made jointly owned within one year of the decedent's date of death,it must be reported on Schedule G. SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A.Curtis E.McKinney 121 East Portland Street Son Mechanicsburg,PA 17055 B.Devonia McKinney 23 E.Locust St. Mother Mechanicsburg,PA 17055 C. JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENTS VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER,ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENTS INTEREST T. A. 2004 Ford Mustang Coup(88,000 miles) 6,065.00 50. 3,032.50 2. B. 23 E.Locust St.,Mechanicsburg,PA 17055 97,520.00 33.33 32,503.42 (please see deed&tax bill for assessed value) TOTAL(Also enter on Line 6,Recapitulation) $ 35 535.92 If more space is needed,use additional sheets of paper of the same size. REV-111 EX+(10-09) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER DANIELLE D.VILLARONGA 21 09 0831 Decedent's debts must be reported on Schedule 1. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Myers Funeral Home 15,707.00 2. Funeral dinner at Bonanza 600.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s) Cynthia McKinney 7,422.00 Street Address 105 Westview Drive City Mechanicsburg State PA ZIP 17055 Year(s)Commission Paid: 2011 2. Attorney Fees: R.Mark Thomas,Esquire 5,200.00 3. Family Exemption:(If decedent's address is not the same as claimants,attach explanation.) 3,500.00 Claimant Curtis McKinney Street Address 121 E.Portland City Mechanicsburg State PA ZIP 17055 Relationship of Claimant to Decedent son 4. Probate Fees: 285.50 5 Accountant Fees: 6. Tax Return Preparer Fees: 75.00 7. Clauser Real Estate appraisal(121 Portland Street) 375.00 8. Bricker Auctioneer appraisal 50.00 9. Mechanicsburg Borough(sewer bill-121 Portland Street) 106.49 10. American Water(water bill-121 Portland Street) 32.02 11. Title transfer of 1995 Truck 37.30 12. Transfer Title-Mustang 37.30 13. Hazard Insurance on 121 E.Portland Street,Mechanicsburg,PA 392.96 14. PPL-121 Portland street 122.35 15. Target(packing supplies) 37.30 16 UGI-2/4/2011 -(121 Portland Street) 120.00 17 PPL(121 Portland Street 122.35 18 Cumberland County Recorder of Deeds 10.50 TOTAL(Also enter on Line 9,Recapitulation) $ 48 443.07 If more space is needed,use additional sheets of paper of the same size. Continuation of REV-1500 Inheritance Tax Return Resident Decedent DANIELLE D.VILLARONGA 21 09 0831 Decedent's Name Page 1 File Number Schedule H-Funeral Expenses&Administrative Costs-137. ITEM NUMBER DESCRIPTION AMOUNT 19 Real Estate closing costs(121 Portland St) 134.50 20 Pmts to Sun Trust Mortgage PO Box 26149,Richmond VA 23260 above reduction on Mortgage 14,075.50 The$14,075.50 represents interest and escrow payments made to Sun Trust Mortgage by the estate from the decedents date of death until 1/18/13,when the property was sold. These payments were made to preserve the asset. These pmts reduced the DOD value of the debt by$9,493.64. These pmts were also used to pay the property taxes and kept the property insured until 1/18/13. If pmts had not been made there also would have been the threat of foreclosure. (Attached hereto as an Exhibit is a spreadsheet showing the date pmts were made and the amount of each pmt. The bottom of the spreadsheet shows how the$14,075.50 was calculated) SUBTOTAL SCHEDULE H-137 14,210.00 W REV-1512EX+(12-08) pennsylvania SCHEDULE 1 DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES,&LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER DANIELLE D.VILLARONGA 21 09 0831 Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Life insurance premium(auto ded-PNC acct 1012010) 38.75 2. Mass Mutual(auto ded-PNC 1012010) 22.23 3. PP&L(electric bill) 470.89 4. UGI(gas bill 110.50&HVAC servics 115.00)121 Portland St 110.50 5. Medical bill 1.96 6. Visa(paid off balance)Members 1st 952.15 7. Gutter Guys-121 Portland St 105.00 8. EMS-West Shore 737.25 9. Comcast-partial payment due 55.21 10. Verizon 5.05 11. Pampered Chef 68.32 12. Sun Trust Mortgage P.O.Box 26149,Richmond,VA 23260-6149 54,242.02 13. Auto Insurance premium(auto ded from PNC 10/20/10) 180.00 14. United Water-121 Portland St 49.65 TOTAL(Also enter on Line 10,Recapitulation) $ 57,038.98 If more space is needed,insert additional sheets of the same size. REV-151`3 EX+(01-10) t pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: DANELLE D.VILLARONGA 21 09 0831 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS [Include outr' ht spousal distributions and transfers under Sec.91 f6(a)(1.2).j 1. Curtis E.McKinney Lineal 0.50 121 East Portland Street Mechanicsburg,PA 17055 2. Rafael L.Villaronga Lineal 0.50 23 East Locust Street,Apartment B Mechanicsburg,PA 17055 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. II. NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ 0.00 If more space is needed,use additional sheets of paper of the same size. REV-1500 Discount, Interest and Penalty Worksheet Discount Calculation Total Amount Paid within three calendar months of the decedent's date of death: _— — 1.000.00 Discount: _-- 52.63 Interest Table Year Days Delinquent Balance Due Interest this time period this year this period Before 1981 1982 1983 1984 1985 1986 1987 - 1988 through-1991 1992 1993 through 1994 1995 through 1998 r 1999 -- -------- _ —� 2000 _ ------ __ -- — 2001 2002 —_ - — -� - --- �—_ --- -- � 2003 2004 ------- ----I--- ----- ----+ 200 ------------ —}--- ---------- ----� 5 � 2006 -- - ---- ------------- -- 2007 _ — ----- ---- 2008 2009 -- --- -- -- --- - -_I ' 2010 _ ----- ------ - — _-i 360 856.21 33.91 _2011 ' i 2012� -------------I-------------- i----- 0.001 2013 _ 0.00 L TOTALS 1 360 �- 33.91 I Penalty Calculation If the decedent's date of death was on or before March 31, 1993, insert the applicable amount: Total Balance Due on January 17, 1996:___._ 0.00 Penalty: 7 r ' r •MAMQNWEALTH OF PENNSYLVANIA_= 0FPAP.TMENT OF P.EVENUE - !cECC�DKD-QFFICE o.-illE PEALz.Y O=tDS _ THIS D Fill AVG-1.32 CUMPERLAI.il COUNTY-PA; '92 AUG 7 fin 8 47 MADE TIM 3V4 day of in the year one thousand nine hundred ninety-two (1992) BE.TWE" MADELINE M. BAUM, widow, of the Borough of Mechanicsburg, Cumberland County, Pennsylvania, Grantor, and DANELLE D. VILLARONGA, single person, of the Borough of Mechanicsburg, Cumberland County, Pennsylvania, Grantee: WMESiSMI, that in consideration of Thirty-Nine Thousand and No/100 Dollars ($39,000.00), in hand paid, the receipt whereof is hereby acknowledged, the said Grantor does hereby grant and convey to the said Grantee, her heirs and assigns: ALL THAT CERTAIN piece or parcel of land situate on the north side of East Portland Street, in the Third Ward of the Borough of Mechanicsburg, Cumberland County, Pennsylvania, bounded and described as follows, to wit: BEGINNING at a point on the building line of said East Portland ` Street, corner of lot of Harry E. Lucas and Mary E. Lucas, his wife; thence northward along said lot one hundred fifty-seven (157) feet, more or less, to a twelve foot alley; thence westward along said alley forty (40) feet to corner of lot of Robert E. Starner and wife; thence southward along lot of the # said Robert E. Starner and wife one hundred fifty-seven (157) feet, more or less, to the building line of said East Portland Street; thence eastward along said building line forty (40) feet to the place of BEGINNING. HAVING erected thereon a 1-h story frame dwelling house known and numbered as 121 E. Portland Street, Mechanicsburg, Pennsylvania. 1 BEING the same premises which Orvil L. Smith and Edith M. Smith, { his wife, by deed dated May 17, 1952 and recorded May 20, 1952 in the Cumberland County Recorder of Deeds Office in Deed Book "ZOO. Volume 14, Page 207, granted and conveyed unto Cecil C. Baum and Madeline M. Baum, his wife. The said Cecil C. Baum died December 29, 2979, whereupon full and complete title to the within described property became vested in Madeline M. Baum, the Grantor herein. 56OK(A 35 AGEM2 AND the said Grantor hereby covenants and agrees that she will warrant specially the property hereby conveyed. IN WTMEW WBEREOF, said Grantor has hereunto set her hand and seal the day and year first above written. 80"4 SmUd mW De&wW UN Prsaroe of (SEAL) Madeline M. Baum COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND , On this,-the 3rd day of August 1992, before me, the undersigned officer, personally appeared Madeline M. Baum, known to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein contained. IN WITNESS WHEREOF, I hereunto set my hand and offs al • i seal. •��,,►� Hp. ! Notary Public My Commission Exp res:1„� NQTARK SEAL "� i t Jy i 80NME L SAVAGE.Notary PubfiC Q 0� E�,O`�'' MedankMbiuq,CrAn0ertand Coua{y ' I-MY COMMiSSIOP EXDireS JUh Ia.1995' I do hereby certify that the precise residence and complete Post office address of the within named grantee is 23 E. Locust Street, Mechanicsburg, Pennsylvania.* P9-„Q°F`� 19q2. ur I U James D. Bog Attorney for rantee *PLEASE RETURN TO: James D. Bogar, Esquire 5 West Main Street Shiremanstown, PA 17011 Book�35 tAGEif 53 _ I COMMONWEALTH OF PENNSYLVANIA SS. COUNTY OF CUMBERLAND RE ORDED on this day of 19 , in the Recorders Office of the said County, in Deed Book L l , volume 3S , page )tS� Given under my hand and the seal of the said off.ice, the date above written. Recorder. Y -2117 S GJvr Sat"DIN Q"Co.Pa. Ott RMI ErtM.��rtttiKltt _7_ DNS Atnt 9 s Robert P ZWOW Cu".Co.N@L Col.AgL I f� 80ro u°I'of/'/P C- 8�7:C Cumb.Co,ft i%Rs�l F.ttaq 1Fstuh►7dt Date 7_9iAmt O G - —r- Robert P.Zlpgr Cumb.Co.Dlet.Col.Apt. i MOK 35 PAU1154 LANDEX Document Data Page 1 of 1 Instrument#: 199203472 Book: 35-U Recorded Date: AUG 7, 1992 Page: 1152 12:00:00 AM Total Pages: 3 Instrument Type: DEED Parcel Numbers: N/A County: CUMBERLAND Municipality: MECHANICSBURG BOROUGH Recording Status: VERIFIED Notes: 035U; MECHANICSBURG GRANTOR GRANTEE BAUM,MADELINE M VILLARONGA,DANELLE D http://www.landex.com/webstore/jsp/cart/DocumentSearchResults.j sp?LastName=VILL... 11/10/2010 MAR-06-2013 11:19AM FROM- T-106 P-002/006 F-740 OW Approval No.2SM-0255 A. Settlement Statement(HUD s.IW*of Loan 1.0 FHA 2.Q RHS 3.0 Coftv.UninS. e. Fide Number 7. Loan Nurnber. S. Mortgage Insurance Case Number 4.(A VA 5.0 Conv.Ins. VIL237-12 0000217697 10-104-0W540 C. Note. This term isAwngshed b g"you a 3t9*mqffl o(actual settlement 00jft. Amounts pad to and by an settlement agent am Shown. fierns m~Uo,a)I were paid outside the d*wW,they are shown here for inflannatibnal purpoM and are not Nwhided in the totals. D.Name and Address of Borrower E. Name and Address of Seller F.Name and Address of Lender RAFAEL LEE VILLARONGA ESTATE OF DANELLE D.VILLARONGA MORTGAGE RESEARCH CENTER LLC 121 EAST PORTLAND STREET 121 EAST PORTLAND STREET DBA VETERANS UNITED HOME LOANS MECHANICSBURG.PA 17055 MECHANICSBURG,PA 17055 2101 CHAPEL PLAZA.CT.,SUITI!107 COLUMBIA,MO 65203 G. Property Location: H.Settlement Agent: 1. Settlement Date: 121 EAST PORTLAND STREET TRI-COUNTY ABSTRACT SERVICE MECHANICSBURG,PA 17055 46 CENTRAL BLVD. January 18,2013 CUMBERLAND County.Pennsylvania CAMP HILL,PA 17011 Ph. (717)761-070 Place of Settlement 48 CENTRAL BLVD. CAMP HILL.PA_17011 j. eiiim-wi 0 sorvomes transaction K. Summary of Sellers transaction 100.CUM Amount Due from Burrower 400.Gross Amount Due to Seller. 101.Contract sates 105,000.00 .401.Contract sales pice 105.000.00 la Pommel mrty 402.Personal proMily 103. $W9meqt-Cha!qe3 to Borrow(Line 1400 7,040.76 403. 104. 404. 105. 405. AdJustments for Items P-00m Seller In advance for ft=MW W Seller in advance 106.2wown TWO$ to 406.Cilyffown Tun to 107.COU*TMS to 407.Co Takes to 108.SCHOOL TAXES 01/18113 to 07101113 640.76 406.SCHOOL TAXES 01/18M3 to 07101/13 640. 109. 409. Ila. 410. Ill. 411. 112. 412. 120.Grow Amount Due from Borrower 112.581.52 420.Gross Amount Due to Seller 105,640-76 2W Amounts Paid 1%or in if of Borrower SW ftducftns in Amount Due SeNer. 201,Qgm-k or eamea gem - �-501. Exce doosit two instructions) 202. Principal amount of new loun(s) 107.25700 502 Settlement ' t w to Seller -m 1 134.5D 203. Eiislim loans Wsgiv to S . Existig t!n!Ltaken !ukj!d to 904.LENDER CREDIT 1.70207 504.Payoff First Mortgage to SUNTRUST MORTGAGE!ACM 44,748.36 MS. W&Payoff Second Moftage 206, 506. W7-1 507. 208. 50. 209. sm. AdogAmords for Hems WWW by Seger 6gftjSMM for items unpaid by$911ler 210.CWc"TaDces 01101/13 to 0I/18113 27.12 A10.C§ff[own Tames 01101113 to 01118M3 27.12. 211.C!!MT=es to 511.County Taxes to 212,SCHOOL TAXES to 512 SCHOOL TAXES to 213, $13. 214. 514. 215. 515. 216, 516. 217. 517. 2% $18, 219. 519. 220.ToW Palo Wfor Borrower 108.986.19 520.Total Reduction Amount Due Seller 44,910.00 300.Cash at Saftlemmt f ft Buffower 600. Cash at setxlemam tofff'orn Sauer ". Gross amount due from Ourrower fline 120) 112.681,52 01. Grow amoW due to Seller(line 420 105840.76 302.Less amount mid by/for Borrower Mv 220) 108.986.19) 602. Less reductions due SON(lime 5201 1( 44,910.nni r%-F-I 303.Cash L:nj From 1:1 To 80"VAW 3,695331 60 Cash Seller To From 30.730. The undersigned hereby adm If copy of this statement&any attachments to herein Borrower -T Seller Sol 0,a�Mp' L LEE VII I ARON ATE OF DANELISP.V ILL ft-AAAONGA TO THE BEST E muol SETTLEMENT STATEMENT WHICH I HAVE PREPARED IS A TRU AND ACCU COUNT OF THE FUNDS 0 E WHICH WERE REEM2=0 "VT8HE N OR WILL BE DISBURSED BY THE UNDERSIGNED AS PART NT TRANSACTION. SETTLEMENT OFFICER.Settlement Agent WARNING. IT 13 A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS OR ANY SIMILAR FORM. PENALTIES UPON CONVICTION CAN INCLUDE A FINE AND IMPRISONMENT.FOR DETAILS SEE-TITLE 18 U.S.CODE SECTION 10ol&SECTION 1010. TmPwftftM* 0~1cr aft-pi wg qfvftm*dmav*nvwont35n*kxn perm vW"for=w mw8Wft ono mp0"gwdW&This C-WWW the WM%#V-It d~a Mae*wwo oma WrAw fw"w no wreftrAMW W asaxeM In 03ckmn 10 merdnWy.TPO is 090pW area the seww"W*procM. Pa"I of HUD-1 ML237A2.PFD/VIL237-12120) MAR-06-2013 11:19AM FROM- T-106 P.003/00S F-740 i V Setgemertt Chargm " !�s1'_) � 67iR*'- r: # Paid From Paid From DMsion of cornnrl (Aft 7&q as fi 6011 Borrowers Saner$ 701.S to Funds at Funds st 702.$ to Settlement 3WkMrA 703.Commission 0WO at seftlenvO 704. 705. 800:.1�bms.F'way5ie:'iRaCoifftsctlon•wRh'f W.Our oriOnallon crt e S t.0 from G #'t -tQ2.Your credit or eh ants ft-the vRegft Interest rate chosen front M#2 our pgigft oriminallm GIVE PA 1072.57 804.A t fee to TY E R ESTATE APPRAISALS from G S31 POCS 37. 805.Cred$R,e R t0 from GFE#".i T as b horn GFE 23 807.F from GFE#3 R { M( Y REAL ESIA_MAPPRAISALS #3) 1 m GFE#3 810. from GFE 03 811. Mw WE#3} 900»i�eats.'fi�llrad::6yr' itutt�.s,.!P�p?d•�t'�lv�nr�s%: .�" - .. .. 901-DellyintereddiarmfOwn 01118113 to 02/01113 J491 511.01 0 from GFE#10 154.27 902.Mortgage insurance premium for months to ft=GFE OM 903.Homeowner's Insurance for 1.0 Yom to TRAVELERS INSURANCE (from GFE#1 991081578tT331 1,116.00 904.VA FUNDING FEE 1.0 years to VA (from GFE#11) 2,257,50 905. (tram GFE#11) ttaCO:: '`1 }•w�tt�tertdst:..'. . . ` 1001,Initial deposit foryour escrow account (fr)m GFE X19) 966.92 1002.Homeowner's Insurance 3.000 months $ 93.00 per month S 279.00 1003. Insurance months 0 S per nmrtth $ 1004.prowtv taxes $ own T months 0 $ per mordt SCHOOL TAXES months $ pef month 1005. IWIL COUNTYITOWNSHIP TAXES 13.000 months $ 48.52 E2r month $ 630.76 1007.SCHOOL TAXES 8.000 months $ 116.84 per month $ 950.72 1008. $ 1009.AGGREGATE ESCROW ADJUSTME $ -89356 11.0t)::'flEle Cfiargos:• .. . . .. .. .. • •. .. - 1101.Tide services and tenders We Insurance (from GFE 04) 1,219,50 1102.Setdemem or fes $ 1103.Owner's We insurance to FIRST AMERICAN TITLE INSURANCE CO. (fmm GFE M SHORT FORM 1104.Lendees bite insurance to FIRST AMERICAN TiTL6 INSURANCE CO. $ 11090.00 END 6.1 1105.Lender's We poky ran8 $ 107,257.00 5012742.0023058E 1106.Ownees title pft umit $ 105,000.00 5011442••005540BE 1107. portion of the total tide Insurance pmmhsm to TRt-COUNTY ABSTRACT SERVICE $ 926.50 1108.Umdenrvm'tev's podton of dtQ total bft Insurance premium to FIRST AMERICAN TITLE INSURANCE CO. $ 163.50 1109.RE-IMBURSEMENT TAX CERT to TRI-COUNTY ABSTRACT SERVICE $ 10.00 1110.OVERNIGHT FEE to TRI-COUNTY ABSTRACT SERVICE S 14.50 1111.NOTARY FEE t0 CASH S 10.00 1112_DEED PREP to R.MARK THOMAS $ 100.00 1113, S 't28a and: 1201.Government recmbg chaMM to RECORDER OF DEEDS GFE 154.00 1202.Dead$ 62.00 morkmo S 82.00 Releases S Other$ 1201.Tnmsier tames RECORDER OF DEEDS (hum GFE#8) 1 .0 $ $ 1205.State taw S $ 1206. 1207, 2 1.Requaed services that you can shop for (from GFE#5) 1302.TERMITE INSPECTIONS COMPLETE INSPECTION AGENCY $ POCS 50.00 1303. $ 1304. $ 1305. $ 1nD0::T�iS t3diri6iit:rt'tra geaBt(sM8i.011;ttfNa6-t SereeJpte,,lt�rtSl!'.rg2:''.Becbc!►)�:`.t_ 7,04Q: •Pao Dawes atdasirp Oy bmmwa(6h.warts(„mnarp•t,a rlYrlr•pYSrtTI BY ovk9 pogo/ar arm W1knot$w tfrCn bAw agnwmwp.mcdo of a comoww oepr epee 2 t:3 01 w.ft SETTLEMENT OFFICER,Settlement Agent CERTIFIED,TRUE AND CORRECT Page 2 of 3 HUD-1 (VIL237-12.PFDNIt237.12J20) MAR-06-2013 11:19AM FROM- T-106 P.004/006 F-740 eomparfsan of Good FaM Estimate(GM and HUD-1 Charges Good Faith Estimate HUD-1 Chi es That Cannot Increase HUD-1 Line Number Out origination charge rr 801 1,072.57 1,072.57 Your credit or charge(pokift)for the specific rate chaser #802 0.00 0.00 Your adjusted origination charges #803 1,072.57 1,072.57 Charges That In Total Cannot Increase Morn than 10% Good Faith Estimate HUD-1 Government recording charges 91201 170.00 154.00 Appraisal fee 0804 375.00 375.00 APPRAISAL RE-tNSPEC'nON FEE #808 100.00 100.00 VA FUNDING FEE #904 2.257.50 2,257.50 Total 2,902.50 2,881T.50 Increase between GFE and HUD-1 Charges $ -16.00 or Chargm'[hat Can Change Good Fake Estimate HU04 Initial deposit for your escrow account #1001 75912 968.912 Dalty u tit charges $901 S 11.019800/day 165.29 15427 Homewmwft insurance 090 367.56 1,116.00 Tftle services and tenders title insurance #1101 1,000.00 1,219.50 TERAAITE INSPECTIONS 0302 125.00 50.00 Wan Temns Your MW loan amount is $107,257.00 Your ban term is 30.00 year Your InWal Interest rats Is 3.7500% Your Initial monthly amount owed for princlpai,harm and $496.72 Includes any mortgage insurance is Q Principal 1.1 Interest [� Mortgage insurance Can your Interest rate rise? No ❑ Yes.it can rise to a maximum of�%.The first change will be on and can change again every_,months after . Every change elate.your interest rate can increase or decrease by %.Over the Iffe of the Loan,your Interest rate is guaranteed to never be lower than, %or higher then 1G. Even If you matte payments on time,an your loan balance rise? [@ No ❑ Yes.lt can rise to a maximum of S Enron if you male payments on tine,can your mouthy 0 No ❑ Yes,the first increase can be on and the monthly amount owed for tsrincipat.interest,and mortgage insumnce rise? amount owed can rise to S The maximum it can ever rise to is S Does your ban have a prepayment penalty? No [] Yes.your maximum prepayment penalty is i Does your loan have a balloon payment? Q No ❑ Yes,you have a balloon payment of i due in years an Total monthly amount owed including escrow account payments ❑ You do not have a monthly escrow payment for items,such as property taxes and homeowners insurance. You must pay these items directly yourwif. You have an additional monthly escrow payment of x280.36 that results in a total initial monthly mount owed of$757.08.This includes rprincipa►,interest,any mortgage Insurance and any items checked below. tJ Property taxes Homeowners insurance ❑ Flood Insurance SCHOOL ❑ ❑ Note: If you have any questions about the Settlement Charges and Loan Terms listed on this form,please contact your lender. Page 3 of 3 HUD-1 (1111.237.12.PFf31V1t237-12!20) PF MAR-06-2013 11:20AM FROM- T-106 P.005/006 F-740 HUD-1 Attachment Borrower(s):RAFAEL LEE VILLARONGA Sellegs): ESTATE OF DANELLE D.VILLARONGA 121 EAST PORTLAND STREET 121 EAST PORTLAND STREET MECHANICSBURG,PA 17055 MECHANICSBURG.PA 17055 Lender.MORTGAGE RESEARCH CENTER LLC DBA VETERANS UNITED HOME LOANS Settlement Agent:TRI-COUNTY ABSTRACT SERVICE (717)761-8870 Place of Settlement:48 CENTRAL.BLVD. CAMP HILL,PA 17011 Settlement Cate:January 18,2013 Property Location:121 EAST PORTLAND STREET MECHANICSBURG,PA 17055 CUMBERLAND County,Pennsylvania Seller Loan Payoff Details Payoff First Mortgage to SUNTRUST MORTGAGE Re:AC#0202120424 Loan Payoff 44,748.38 As of 01/25113 Total Additional Interest -7 days @ Per Diem Total Loan Payoff 44,748,38 Adjusted Origination Charge Details Origination Charge ORIGINATION FEE to MORTGAGE RESEARCH CENTER LLC DBA VETERANS 1,072.57 UNITED H Total $ 1,072.57 Origination CredWCharge(points)for the specific interest rate Chosen Total $ Adjusted Origination Charges $ 1,072.57 Reserves Deposited With Lender Homeowners Insurance 3.000 at 93.00 per month 279.00 COUNTY/TOWNSHIP TAXES 630 76 SCHOOL TAXES. at 48.52 per month 8.000 at 118.84 per month 950.72 AGGREGATE ESCROW ADJUSTMENT -893.56 Total S 966-92 Title Services and Lender'Title Insurance.Details BORROWER SELLER INSURED CLOSING LETTER CPL 75.00 to FIRST AMERICAN TITLE INSURANCE ELECTRONIC DOCUMENT DELIVERY 25.00 to TRI-COUNTY ABSTRACT SERVICE OVERNIGHT FEES to TRI-COUNTY ABSTRACT SERVICE 14.50 WARMNG: It is a crime to imuwin9hr make false stv*aorb to the U01h d States on this or arty similar form. Penalties upon coftiction can Include a flee and imprisonment, For dVWIz 6":T Ue 1ii U.S.Code Section 1001 and Section 1010. (VIL237-12.PFDML237-12/20) MAR-06-2013 11:20AM FROM- T-106 P.006/006 F-740 HUD-1 Attachment- Continued NOTARY FEES 15.00 to CASH Lender's title insurance END 8.1 11090.00 to FIRST AMERICAN TITLE INSURANCE CO. Total $ 1.218.50 $ 0.00 Lender's Title Insurance 46os also sh—abwm in rdk services and Lenders Tito insuranco Details BORROWER SELLER Lender's Policy Premium 1,040.00 to FIRST AMERICAN TITLE INSURANCE CO. Lender's Endorsement Charges 50.00 Endorsement Endorsement Charge ALTA Endorsement Form 8.1(Environmental Protection 50.00 Lion) Total $ 1,090.00 $ 0.00 WARNING: It is a trine to knowingly make false statements to th9 unftd states On this or any similar form. Penalties upon eorwiction can include a fine and Imprlyv�eM. For datalls see: Title 18 U.S.Code Secdon 1001 and Section to10. (V1L237-12.PFDML23T-1220) Main rile No,iu-Icunn-u rayeL !r APPRAISAL OF REAL PROPERTY LOCATED AT: 121 E Portland St Deed Book 35U Page 1152 Mechanicsburg,PA 17055-3333 FOR: R.Mark Thomas,Attorney at Law 101 S.Market St. Mechanicsburg,PA 17055 AS OF: 10/14/10 BY: Dennis L. Stover PA Certified Residential Real Estate Appraiser Certification Number RL 138906 Clauser Real Estate Appraisals PO Box 777 Camp Hill,PA 17001-0777 Form GAt—'WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE Y IMaln tiie NO iu-ieuo wei roue arei R.Mark Thomas,Attorney at Law 101 S.Market St. Mechanicsburg,PA 17055 Re:Property: 121 E Portland St Mechanicsburg,PA 17055-3333 Client R.Mark Thomas,Attorney at Law File No.: 10-1208 R-2 In accordance with your request,we have appraised the above referenced property.The report of that appraisal is attached. The purpose of this appraisal Is to estimate the market value of the property described in this appraisal report,as Improved,In unencumbered fee simple title of ownership. This report is based on a physical analysis of the site and improvements,a locational analysis of the neighborhood and city,and an economic analysis of the market for properties such as the subject.The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice. The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the certification and limiting conditions attached. It has been a pleasure to assist you. Please do not hesitate to contact me or any of my staff if we can be of additional service to you. Sincerely, D. , Ly- Dennis L.Stover PA State Certified Residential Real Estate Appraiser Certification Number RL 138906 t a IMEIII ruff IVU lu-ILUo n-ru raven»yj Client R.Mark Thomas Attorney at Law Fie No, 10-1208 R-2 Property Address 121 E Portland St CRY Mechanicstourn County Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danelle D.\Allaronga TABLE OF CONTENTS CowerPage....................................................................................................................................................................................................................... 1 Leflerof Transmittal..........................................................................................................................................................................................................2 Tableof Contents..............................................................................................................................................................................................................3 Summaryof SaI M Features............................................................................................................................................................................................-4 USPAPIdenti6callon......................................................................................................................................................................................................... 5 GPResidential...................................................................................................................................................................................................................6 SubjectPhotos...................................................................................................................................................................................................................9 SubjectPhotos Interior.......................................................................................................................................................................................................10 SubjectPhotos Interior.......................................................................................................................................................................................................11 PhotographAddendum....................................................................................................................................................................................................- 12 BuildingSketch(Page-1)................................................................................................................................................................................................. 13 ComparablePhotos 1-3..................................................................................................................................................................................................... 14 LocationMap..................................................................................................................................................................................................................... 15 AppraisalAddendum-Special Condttfons..........................................................................................................................................................................16 Statementof Limiting Condttions.......................................................................................................................................................................................17 ElectronicSignaturre Compliance.......................................................................................................................................................................................19 Certificate...........................................................................................................................................................................................................................20 OualiOcabons....................................................................................................................................................................................................................21 Qualifications..................................................................................................................................................................................................................... 22 Invoice..............................................................................................................................................................................................................................23 Form TOCNP—'WinTOTAL'appraisal software by a la mode,Inc.—1-800-ALAMODE IMaln me nu.iu-icuo m-n raun*,#I SUMMARY OF SALIENT FEATURES Sub)eet Address 121 E Portland St Legal Description Deed Book 35U Page 1152 City Mechanicsburg County Cumberland State PA Zip Code 17055.3333 Census Tract 42041-0114.00 Map Reference 25420 Sale Price $NA Date of Sale NA Client R.Mark Thomas,Attorney at Law Owner The Estate of Danelle D.vilaronga Size(Square Feet) 1,002 Price per Square Foot $ Location Suburban Age 100+/- Condition Avg Total Rooms 6 Bedrooms 2 Batirs 1 Appraiser Dennis L. Stover Date of Appraised Value 12/21/10 Final Estimate of Value $105,000 Form SSD—"WinTOTAL•appraisal software by a Is mode,inc.—1-800-ALAMODE GEORGE CLAUSER Imain roe No.i U-i zuo n-n raun win Client R.Mark Thomas Attomey at Law Ale No.10-1208 R-2 Pr6perly Address 121 E Portland St City Mechaniesburn County Cumberland State PA Ti Code 17055-3333 Owner The Estate of Danelle D.\Allaronaa APPRAISAL AND REPORT IDENTIFICATION This Appraisal Report is gm of the following types: ❑Seif contained (A written report prepared under Standards Rule 2-2(a),persuant to the Scope of Work,as disclosed elsewhere in this report.) ®Summary (A written report prepared under Standards Rule 2-2(b),persuant to the Scope of Work,as disclosed elsewhere in this report.) ❑Restricted Use (A written report prepared under Standards Rule 2-2(c),persuant to the Scope of Work,as disclosed elsewhere in this report, restricted to the stated intended use by the specified client or intended user.) Comments on Standards Rule 2-3 1 certity that to the best of my knowledge and belief: •The statements of fact contained In this report are true and correct. •The reported analyses,opinions,and conclusions are limited only by the reported assumptions and limiting conditions and are my personal,impartial,and unbiased professional analyses,opinions,and conclusions. •I have no(o the specified)present or prospective Interest In the property that is the subject of this report and no(or the specified)personal interest with respect to the parties Involved. I have no Was with respect to the property that Is the subject of this report or the parties involved with this assignment. My engagement in this assignment was not contingent upon developing or reporting predetermined results. My compensation for completing this assignment Is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client the amount t of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal. My analyses,opinions and conclusions were developed and this repot has been prepared,in conformity with the Uniform Standards of Professional Appraisal Practice. I have made a personal inspection of the property that Is the subject of this report No one provided significant real property appraisal assistance to the person signing this certification.(If there are exceptions,the name of each individual providing significant real property appraisal assistance Is stated elsewhere in this report.) Comments on Appraisal and Report Identification Note any USPAP related Issues requiring disclosure and any State mandated requirements: SCOPE OF WORK The scope of work for this appraisal Is defined by the complexity of this appraisal assignment and the reportina requirements of this appraisal form Includina the definition of market value a statement of assumptions and limiting conditions and certifications.The appraiser has at a minimum: 1 rmed a complete visual Inspection of the interior and exterior areas of the subiect Property, 2 inspected the ne'hborhood 3 Inspected each of the comparable sales from at least the s 4 researched verified and analyzed data from reliable public and/or private sources and 5 has reported his analysis,opinions,and conclusions in this appraisal report The appraisal Is based on the Information oathered by the appraiser from public records other identified sources Inspection of the subject property and nelahborhood.and selection of comparable sales within the sub ect market area.The on inal source of the oomparables is shown in the Data source section of the market arid,alona with the source of confirmation If available.The on inal source is presented first. The sources and data are considered reliable.When conflictina information was Provided,the source deemed most reliable has been used. Data believed to be unreliable was rat included in the report,nor used as a basis for the valuation conclusion. "THERE WERE NO SERVICES REGARDING THE SUBJECT PROPERTY PERFORMED BY THE APPRAISER WITHIN THE PRIOR THREE YEARS AS AN APPRAISER OR IN ANY OTHER CAPACITY" APPRAISER: SUPERVISORY APPRAISER(only If required): Signature: -D— z Signature: Name: Dennis L. Stover Name: Date Signed: December 27,2010 Date Signed: State Certification#: RL 138906 State Certilication#: or State License#: or State License#: State: PA State: Expiration Date of Certification or License: 6/30/2011 Expiration Data of Certitiication or License: Effective Date of Supervisory Appraiser inspection of Subject Property: Appraisal: 10/14/10 ❑Did Not ❑Exterior-only from street ❑Interior and Exterior Form ID06—"WinTOTAL"appraisal software by a W mode,inc.—141WALAMODE GEORGE CLAUSER imam rue rru.w-ituo n-u rdua vu. RESIDENTIAL APPRAISAL SUMMARY REPORT FlI.No.: Summary Report Property Address: 121 E Portland St City:Mechanicsbu State:PA Zi Code:17055-3333 County: Cumberland Legal Description: Deed Book 35U Page 1152 Assessors Parcel#: 18.22-0519-035 Tax Year.10-11 R.E.Taxes:$1,863 Special Assessments:$NA Borrower rf applicable): R.Mark Thomas Attorney at Law Current Owner of Record: The Estate of Danelle D.\Allamnaa Occupant. Owner El Tenant Vacant I El Manufactured Housing f Prolect T PUD 0 Condominium El Cooperative D Other describe HOA:Z NA 0 per year Ej per month Market Area Name: Mechanicsburg Borough Map Reference:25420 Census Tract 42041-0114.00 The purpose of this appraisal Is to develop an opinion of: N Market Value as deft or Ll other type of value describe This report reflects the following value not Current see comments): Current the Inspection Date is the Effective Date Retrospective El Prospective Approaches developed for this Sales Comparison Approach El Cost Approach Income Approach See Reconciliation Comments and Scope of Work Property Rights Appraised: R Fee Simple 0 Leasehold El Leased fee Other describe Intended Use: The Intended use of this appraisal report is for the client to evaluate the property that is the subject of this appraisal to establish a fair market value for estate purposes. Intended Users name or : The Intended user of this appraisal report is the client and no other users are Intended. Client R.Mark Thomas Attorney at Law Address: 101 S.Market St.,Mechanicsburg,PA 17055 Appraiser. Dennis L. Stover Address: P.O.Box 777 CamD Hill PA 17001-0777 Location: El Urban N Suburban Rural Predominant Ore-UnR Housing Present Land Use -Change in Land Use Built up: ❑Over 75% N 25-75% ❑Under 25% Occupancy PRICE AGE One-Unit 85%❑Not Likely Growth rate: ❑Rapid N Stable ❑slow N owner $(ODD) (yrs) 24 Unit 5%❑Likely* N In Process Property values: ❑Increaskq N Stable ❑Declining ❑Tenant 70 Low 0 Multi-Unit 5%*To:vacant land to Demand/supply:❑Shortage N In Balance ❑Over Supply N Vacant(D-5%) 1,000 High 150 Comm'I 5% residential development Marketing time Under 3 Mos.El 3-6 Mos. 0 Over 6 Mos. Vacant(>5%) 165 Pred 35 % Market Area Boundaries,Description,and Market Conditions(uolu&V support for the above characteristics and trends): The subiect neighborhood is the Borough of Mechanicsburg. Shopping,schools,and churches are located within 10-15 minutes of the property. Full service shopping is available at the Camp Hill and Capital City malts,approximately 10-15 minutes. Public school students attend the Mechanicsburg School District.Emplovment centers are located in Harrisburg,Camp Hill,York,and Mechanicsburg.Market conditions in the subject neighborhood are considered moderately active with low mortgage Interest rates being the primary catalyst. Sales in recent weeks have been moderately active. Typical financing for residential properties includes 80%to 90%loan,1-3 points,5.5-6.5%mortgage interest rates for up to 30 years.Typical marketinna time Is between 30 and 90 days. r Dimensions: From County Records Site Area: .14 Acres r Zoning Classification: RMD Description:nptbn: Residential Medium Density Zoning iance: Legal Legal nonconforming randt Illegal E3 No zoning pt#Are CCBRs a able? rl Yes R No Unknown Have the documents been reviewed? Yes No Ground Rent rf applicable) $ / <'Highest&Best Use as Improved: X Present use,or H Other use(explain) Actual Use as of Effective Date: Residential Use as appraised in this report Residential Summary of Highest&Best Use: The highest and best use of the subject is the present use. Utliitles Public Other Provida/Descriptlon OfFafte improvements Type Public Private Topography Avg Electricity N ❑ 10o AMP Street Macadam N ❑ Size Avg Gas N ❑ UGI Curb/Gutter Concrete N ❑ Shape Rectangular Water N ❑ Well Sidewalk Concrete N ❑ Drainage Avg Sanitary Sewer N ❑ Public Street Lights Yes N ❑ view Avg Storm Sewer Yes Alley Rear Z LL DOW site elements: Inside Lot U Comer Lot Ej Cut de Sac U nd Utilities LJ Other describe FEMA S 'I Rood Hazard Area I I Yes D4 No FEMA Flood Zone X FEMA Ma p#42041 CO259E FEMA Map Date 3116/2009 Site Commends: There are no apparent easements,encroachments,special assessments slide areas or illegal or legal nonconforming uses known. ttmw Desorption Exterior Description Foundation Basement LJ None Heating #of Units One ❑Acc.Unit Foundation Stone/Block Slab 0 Area Sq.R. 678 Type FWA/BB #of Storks 1 Exterior Walls Vinvi Crawl Space 0 %Finished 0 Fuel Gas/Elec Type N Dot.❑AtL❑ Roof Surface Shinale Basement Partial Ceiling Open Design(Style) 1 Story Gutters&Ownspts.Aluminum Sump Pump❑ Walls Stone/block Cooling N Existing❑Proposed❑Und.Cons.Window Type DblHuno Dampness ❑No Evideno Floor Concrete Central Actual Age(Yrs.) 1 OD+/- Storm/Screens Insulated/Exist Settlement No Evidence Outside Entry NA Other Effective (Yrs.) 30 1 Infestation No Evidence Interior Description Appliances Attic LJNone Amenities Car Storage None Floors C Dori Refrigerator [1 Stairs ❑Fireplace(s)# Woodstove(s)# Garage #of cars( 2 Tot.) Walls Plaster/Drywall Range/Oven N Drop Stair❑Patio Attach. _ Trim/Finish Wood Disposal ❑Scuttle N Deck Rear Detach. 2 Bath Floor \Anyl Dishwasher ❑Doorway El Porch Front _ BR.-1n _ Bath Wainscot NA FanMood ❑Roe ❑Fence _ Carport _ Doors Wood Microwave ❑Heated ❑I Pool Driveway Washer/Dryer F1 Finished Surface " Finished area above grade contains: 6 Roans 2 Bedrooms 1 Baths 1,002 Square Feet of Gross Living Area Above Grade Additional features: Dwelling appears to be in fair to average condition Most floor coverings with the exception of the family room addition are in fair to average condition.The condition is dated and there are very few cabinets. Describe the condition of the property(Including physical,functional and external obsolescence): Subject is a 1 story style dwelling in fair to average condition with a two car garege. Physical Depreciation due to age and condition Functional None External NO adverse locational features noted N This report is NOT a home inspection and the appraiser only performed a visual Inspection of accessible area and that the appraisal cannot be retied upon to disclose conditions and/or defects In the property.The trim and door of the garage need Dropped and painted m R E51 D E NTlA L °e°x'°"°1117 br a i mode,ft nu tam may be reproduced umodrbd wi W wdtbe pemiUM.however,a n mode.Inc.must be admowW*and ore W. Form GPRES2—'WInTOTAV appraisal software by a la node,Inc.—1-1100-ALAMODE 3/2007 Imam title No.1u-1zutf rfzl yage7fn RESIDENTIAL APPRAISAL SUMMARY REPORT File No.: So-1206 R 2e��` My research did N did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal Data Source(s): Cumberland County Tax Assessment Office 1st Prior Subject Sala/Transfer Analysis of sal%tansfer history and/or any current agreement of sale/listing: Date: Not in the last Price: three years. Source(s):CCTAO 2nd Prior Subject Sale/Transfer Date: f Price: rk Source(s): SALES COMPARISON APPROACH TO VALUE The Sales Cam rison Approach was not developed for this sisal. FEATURE SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Address 121 E Portland St 119 E.Marble St. 407 N.Filbert St. 40 Gettysburg Pike Mechanics bu PA 17055-3333 Mechanicsburg Mechanicabum Mechanicsbu Pm)dmfty to Suboct .,,'h .: 0.62 miles SE 0.27 miles NE 2.47 miles SE Sale Price $ NA.._.,�,� ,, $ 101 500 >, ., y S 112000 -': $ 123,000 Sale Price/GLA $ / .ft$ 101.50 i 119.15/ ft. «$ 106.40/s.ft. . Data Sources InisDection CPML Courthouse Realtor CPML Courthouse Realtor CPML Courthouse Realtor >` Verification Sources NA Tax Assessment Reoords Tax Assessment Records Tax Assessment Records VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION + $Ad lust. DESCRIPTION + $Adiust. DESCRIPTION +•$Ad ust Sales or Rnancing NA Conventional FHA Cash Concessions NA None Known Seller Hel -3.360 None Known Date of SW*Time NA 11/2110 MT 94 4/22110 MT 69 9/3/10 MT 71 r Rkft Appraised Fee Simple Fee Sim le Fee Simple Fee Simple Location Suburban Suburban Suburban Suburban Site .14 Acres .16 Acres A 9 Acres .46 Acres -2,000 View Ava Equal Equal E ual Des n S 1 Story 1 Story 1 Story 1 Story 'f Quality of Construction Avg Ava 1Avq A Age 100+1- 84 56 -2,50058 -2,500 f Condition Avq E ual Sup/Updates -2.500 Su Updates -5,000 Above Grade Total I Bdrms Balks Total Bdrms Baths OW18drmsl Baths ToWlBdrmsl Baths Room Count g 1 2 1 5 2 1 1 4 1 2 1 1 6 1 3 1 1.5 -2.0001 Gross Uvina Area 1 002 sq.fL 1 000 s.fL +20 940 s.ft +620 1 156 s.ft -1.5401 Basement&Rnished Partial Unfinished Partial Unfinished NA Full Unfinished Rooms Below Grade Sto e/Mech StonaaelMech Slab +5.000IStoragetMech Functional Utility Ava Ava Ava Avg HeatincI/Coolim GFWA/EBB GFWA/CA -2.000 GHW/No CA OHW/No CA Ene W- Efficient Items Insulation Insulation Insulation Insulation Garage/Carport Garag*'Carport 2 Car Detached 1 Car Detached +2,000 Off Street +4 000 1 Car Attached +2.0001 " Porch/Pallo/Deck Patio/Deck Porch +500 Patio +500 NA +1,000 Rreplace NA NA INA 1 FP -2,000 i Net ? + S 520 + S 1.760 + S -12040 Adjusted Sale Pricey v � r WHO N 16;y Nat 9$ of Compare - _ ,•. $ 102.0201, 11155.,>, $.li: $ 113 760 ',"44 `$ 110 960 Summary of Sales Comparison Approach Sales used were all reasonably similar style dwellings in the same neighborhood and subject to reasonably similar amenities.Sales 2&3 were REO properties but are a good indictor of value Adiustments were based on market extraction and/or iudament.The indicated value range on the above and extends from$102,020 to$113,760.The indicated market value is estimated to z be less than the upper and of the value range and at$105,000. h.After an extensive search of available data bases all three comparable sales used were deemed"BEST AVAILABLE" ;5 Indicated Value by Sees Comped sorl h$ 105 000 m RESI D ENTIAL Form cl s2�%TD AL l s ftware by a mom° ;B�AAMo hammer,a mere,k.men be aura aad�d [Main Hle No.7U-Imu m-YI vaae#tli RESIDENTIAL APPRAISAL SUMMARY REPORT - RIeNo.: Sa;2o R-2 "COST APPROACH TO VALUE The Cost Approach was not de for this appraisal. y Provide adequate Information for replication of the foloft cost figures and calculations. Support for the opinion of site value(summary of comparable land sales or other methods for estimating site value): Market/CCTAO ESTIMATED REPRODUCTION OR REPLACEMENT COST NEW OPINION OF SITE VALUE..............................._................... _$ 20,000 Source of cost data: NA DWELLING Sq.R.@$ ..._$ Duality rating from cost service: NA Effective date of cost data: NA S.R.@$ _$ Comments on Cost Approach(gross living area calculations,depreciation,etc.): S.R.@$ _$ NA S.R.@$ _$ S.R. $ _$ _$ �° Garage/Carport S.R.@$ _$ Total Estimate of Cost-New =$ Less ?typical Functional I External Depreciation =$ Depreciated Cost of Improvements ............................................ _$ "As-is"Value of Site Improvements............................................._$ =S Estimated Remaining Economic Life ti required): 40 Years INDICATED VALUE BY COST APPROACH......._..._........._............._$ INCOME APPROACH TO VALUE The Income Approach was not developed for this appraisal. Estimated Monthly Market Rent$ NA X Gross Rent Multi ler NA =$ Indicated Value by Income Approach Summary of Income Approach(includkV support for market rent and GRM): PROJECT INFORMATION IN PUDe The Subject Is part of a Planned Unit Development. F Legal Name of Project d Describe common elements and recreational facilities: a 4 y Indicated Value :Sebs Comparison Approach$105,000 Cott Approach(ti&V810POM$ND IncoineApproach(Rdeve490 ND Final Reconciliation Insufficient market data was available to process the Income Approach The Sales Comparison Approach is deemed most reliable and riven areatest welaht. �t This appraisal is made Z"as is", subject to completion per plans and specifications on the basis of a Hypothetical Condition that the improvements have been completed ❑subject to the following repairs or alterations on the basis of a Hypothetical Condition that the repairs or alterations have been completed, the follows PI E]subject to following required Inspection based on the Extraordinary Assumption that the condition or deficiency does not require alteration or repair: If property is sold, sublect to satisfactory termite and radon certifications with appraised value based on clear test results y�{ CL—Th—Is report Is also subject to other Hypothetical Conditions and/or Extraordinary Assumptions as specified in the attached addenda. Based on the do yM of Inspection of dw subject property,as Indicated below,defined Scope of Work,Statement of Assn and Appraiser's Certifications,my(our)Opinion of the Market Value(or other specified value dons end Limiting Conditions, s of this report b: $ 105,000 iypeJ,u defined herein,of the real property that is the subject N Indicated above,this Opinion of Value 0 s 'as of: 10/14/10 ,which Is ties effective date of this appralsat. Opi subject to Hypothetical Conditions and/or Extraordinary Assumptions included In this report. See attached addenda. A true and complete copy of this report contains 23 pages,including exhibits which are considered an integral d of the report This pa appraisal report may not be properly understood without reference to the information contained in the complete report. Attached Exhibits: ®Scope of Work ®Uniting Cond4ertifications ❑Narrative Addendum ®Photograph Addenda ®Sketch Addendum ®Map Addenda ❑Additional Sales ❑Cost Addendum ❑Rood Addendum ❑Manuf.House Addendum Hypothetical Conditions D Extraordinary Assumptions Client Contact: Client Name: R.Mark Thomas.Attorney at Law E-Mail: Address: 101 S.Market St.,Mechanicsburg,PA 17055 APPRAISER SUPERVISORY APPRAISER(if required) or CO-APPRAISER(if applicable) Supervisory or Appraiser Name: Dennis L.Stover Co-Appraiser Name: Company: Clauser Real Estate Appraisals Company; Phone:(717)737-7300 Fax (717)730-0922 Phone: Fes; ;v E-Mail:dstoverma ilcomcastnet E-Mail: ` Date of Report(Signature): December 27.2010 Date of Report(Signature): License or Certification#: RL 138906 State: PA License or Certification#: State: Designation: Expiration Dale of license or Certification: 6/30/2011 Expiration Date of License or Certification: Inspection of Subject ®Interior&Exterior ❑E*dor Only ❑None Inspection of Subject; ❑Interior&Exteror Exterior Only ❑None {^Date of Ins 12121/10 Data of Inspection. f e RESIDENTIAL 1� 2e07 r,TD appraisal ffeybe °m'�"�° ,.�A�o.ha ale�ede,Inc.MObeedme,bdpd� IMatn He no.1u-Izuo n-ZI Me fFai Subject Photo Page Client R.Mark Thomas Attomey at Law Property Address 121 E Portland St city Mechanicsbum County Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danelle D.Villarorma Subject Front 121 E Portland St Sales Price NA Gross Living Area 1,002 Total Rooms 6 4 Total Bedrooms 2 �! Total Bathrooms 1 Location Suburban View Avg Site .14 Acres Quality Avg Age 100+/- 7 Subject Rear Subject Street Form PICPD(.SR—'VVInTOTAL'appraisal software by a Is mode,inc.—1-800-ALAMODE Imam Hie No,10-1ZVO n-ZI rage s IUI Subject Interior Photo Page Client FL Mark Thomas Attorney at Law P Address 121 E Portland St CRY Mechaniesbum County Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danelle D.Villaronna a, Subject Interior 121 E Portland St F y Sales Price NA srk i Gross Living Area 1,002 Total Rooms 6 Total Bedrooms 2 Total Bathrooms 1 Location Suburban View Avg Site .14 Acres Quality Avg Age 100+/- Subject Interior Subject Interior 4 Form PICPD(.SI—WinTOTAL'appraisal software by a la mode,Inc.—1-800-ALAMODE imam me No.to-1Zue H-ZI rage r I I I Subject Interior Photo Page Client R.Mark Thomas Attorney at Law PrWrtY Address 121 E Portland St CRY Mechanicsbum CNn1Y Cumberland State PA 7Jp Code 17055-3333 Owner The Estate of Danelle D.NAllaronna Subject Interior 121 E Portland St _. Sales Price NA Gross Living Area 1,002 Total Rooms 6 Total Bedrooms 2 Total Bathrooms 1 Location Suburban View Avg Site .14 Acres Ouality Avg Age 100+/- Subject Interior Subject Interior Y 1e,1 Form PICPD(.Si—VhTOTAL'appraisal software by a Is made,inc.—1-800-ALAMODE imam rim nu.iu-i 4uo n-n raven 14 Photograph Addendum Client R.Mark Thomas Attomey at Law Property Address 121 E Portland St CRY Mechanicsburg CountY Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danelle D.Milaro a Garage Form GPICPD(—'ftTOTAL'appraisal software by a Is mode,inc.—1-800-ALAMODE Building Sketch Client R.Mark Thomas Attomey at Law Pro Address 121 E Portland St CRY Machanicsburn County Cumberland State PA Zip Code 17055-3333 Owner The Estate of Dandle D.Villaronna 121 E.PORTLAND ST. FIRST FLOOR BASEMENT p nnB MW a pAw�rraou B e °V° s am p 00' I&M BATH ARCNFl1 $ $ r OIaMI NOON BTORAOE Bwaoor $ LMWM RM ¢¢ sBaaou S� 1W a W to pa NOT OtACT AIq HOT TO BCAIB BAMrA by Apm IV- Comments: AREA CALCULATIONS SUMMARY_ LIVING AREA BREAKDOWN Code loeacr"on Net Sla Net Totals Breakdown Subtotals OLUl First Floor 1002.00 1002.00 First Floor satyr Basement 1002.00 18.00 x 18.00 324.00 Slab -324.00 678.00 23.00 x 26.00 598.00 5.00 x 16.00 80.00 Net LIVABLE Area (Rounded) 1002 3 Items (Rounded) 1002 Form SICf.B101—"WinTOTAL`appraisal software by a la mode,inc.—1-800-ALAMODE Imam rite nu.iw icuo n-a raun+r i4i Comparable Photo Page Client R.Mark Thomas Attorney at Law Propertv Address 121 E Portland St city Mechanicsburg County Cumberland State PA Zip Code 17055-3333 Dwner The Estate of Danelle D.Villaroncia Comparable 1 V-1 ti. 119 E.Marble St. Prox to Subject 0.62 miles SE Sale Price 101,500 i Gross Living Area 1,000 Total Rooms 5 ^, Total Bedrooms 2 Total Bathrooms 1 ' `- Location Suburban View Equal Site .16 Acres Duality Avg Age 84 Comparable 2 407 N.Filbert St. Prox to Subject 0.27 miles NE Sale Price 112,000 Gross Living Area 940 Total Rooms 4 Total Bedrooms 2 Total Bathrooms 1 Location Suburban View Equal Site A 9 Acres Duality Avg Age 56 Y 40 Gettysburg Pike Prox to Subject 2.47 miles SE Sale Price 123,000 Gross Living Area 1,156 Total Rooms 6 Total Bedrooms 3 Total Bathrooms 1.5 Location Suburban '1 View Equal Site .46 Acres Quality Avg Age 58 Form PICPIX.CR—VinTOTAL'appraisal software by a la mode,inc.—1-8MALAMODE IMaln rue riu i tr i cvo n-u rdua»i ut Location Map Client R.Mark Thomas AttomeY at Law Property Address 121 E Portland St CRY Mechanicsburn County Cumberland State PA Zt Code 17055!! Owner The Estate of Danelle D.Villaronga a la mode Inc: ..►w•+ �. R fte kaaer in,eaitlwe 4tttbtr wrePerf,��cG>t r✓yy',,,r..rr"""""'�°s_. � Y °°wr`r �q �� :. y C—k n S 7,' 4tfw, Nf y Prk � q>>>� b4�0 re >000eHrop. Mwro. ~ .,.i Q• .. a[*i{$1I� �� '4 r twvd'"7WP. s Te>Ptk P,rdan ue'f ,µOLS .1 X t r Gy a d et �� T�q 44--' q`Oq �i •• 1 Ptdf tt"•: �a � 's� � i��s'' t 1 _ qq q fq p 'tow-WPPPwlt-Ns" r" a.. e I 1. 4. P -, w�G ..-Oslo id B F totdNre- z 8!�Mi;t�nG 6 Owd Cm, '44 { AM �> .0` a l y l w ,G aM4 t�pM�~p+ a ) Q V tt>+ G e wdiuei M... L°R t Pk wt>wG t o by04>� ids 4 d .1> fy' wi°' ' 4 _ 4 f Rwunoyne NdutV41 � tir _ � \6 'ttt .. Park .tprp,yp� d cuts a`°►a>b n.eno y S -tktrtn 1-Y: jfegta ■Mitt 1N► K•"Woo 111: � HN g ' 0"M M� 4� gi p,UPPn Met 1WP Min t 11 3 pp ' �e� tF Y q 3 � fPw" 0, ! h r44..gaa., f H«wP Pa. �~ fas' q43 '!ltpPtiMdefowt �� ; 4 vPMfMM TW d 6 El d 0 V'�t AS � td'�ewntn>Mlt � �q p � fr`pM d i -}+ ........E rA Yr- .W IM+nM fabtt g Crotk.+ Form MARLOC—'MnTOTAL>appraisal software by a la mode,inc.—1-800-ALAMODE IMaln File No,111-1 ZUn H-el Page#°1 of Special Conditions ale No.10-1208 R-2 R.Mark Thomas Attorney at Law Property Address 121 E Portland St City Mechaniesbura County Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danetle D.VIllaronga SPECIAL CONDITIONS ADDENDUM The following checked Items are specific special conditions that were identified by the appraiser during the inspection of the subject property,the incomparable sales,and their neighborhoods and locations. 1. The subject is located in a rural area and is less than 25%bulit-up.The condition is Weal and common for the area and DOES NOT affect the market value. _X_2. Commercial uses are located within the subject's neighborhood.These uses are typical of similar neighbortmods and DO NOT affect the market value. _X_3. Industrial uses are located within the subject's neighborhood.The presence of Industrial uses,is typical for the neighborhood and DOES NOT affect the market value. _X_4. Vacant and underdeveloped land uses are located within the subjects neighborhood. These uses are typical for the area and DO NOT affect the market value. _X_5. The predominant value in the neighborhood is grater than that of the market value of the subject property.This condition DOES NOT have an adverse affect the market value. 6. The subject property is located in a F.I.A.Identified Flood Zone. 7. Dampness Is noted In the basement of the subject. Standing or running water was not present on basement floor. X_8. The subject Is older than five(5)years old.All mechanical systems including the heating,electrical and plumbing system appears upon a visual exterior inspection to be in working order. No warranties are implied in this statement. 9. The electrical system was not connected during Inspection. 10.The water service was not connected during inspection. 11.The heating system was shut down during inspection. 12.Well and septic are common to the area. 13.Repair items were noted in the comments section of the report.These comments on repair Items are for descriptive purposes only and are not required repairs.The repair Hems are cosmetic in nature and DO NOT affect the market value. 14.Subject Is new constriction and was 90%completed on date of inspection. Compliance and completion Inspections suggested prior to settlement. 15.Should property be sold,termite and radon certifications are suggested,with appraised value based on Gear results. 16.The land value exceeds 30%of total value due to the high demand for vacant land in this neighborhood.This condition is considered common and typical for the neighborhood and DOES NOT affect the market value. 17.The land value exceeds 30%of total value.This is due to the large size of the site. this condition is considered to be typical and common and DOES NOT affect there market value. 18.Individual adjustments were required that exceed 10%.These adjustments were required due to the lack of more similar comparables on that individual rating.All three comparables are the BEST AVAILABLE. 19.Total adjustments exceed 15%.This is due to the lack of comparables on that individual rating.All three comparables are the BEST AVAILABLE. X_20.One or more comparable sales are older than six(6)months old.Although there are comparable properties in the subject area,none have sold recently,therefore,sales In excess of six(6)months old had to be used. X_21.One or more of the comparables used were in excess of one(1)mile from the subject property.Although there are comparables in the Immediate area,none have sold recently.Therefore,it was necessary to use comparable sales outside of the Immediate area.All comparables used are located In similar neighborhoods and within the same marketing area.All three comparables used were the BEST AVAILABLE. 22.Roofing certification is suggested. 23.Plumbing certification is suggested. 24.Electrical certification is suggested. 25.Heating certification is suggested. 26.Flood Hazard Insurance is suggested. 27.Seller is paying part or all of closing cost.This DOES NOT affect the market value. _X_28.All comparable sales are closed sales. X_29.The subject property has not transferred In the past three years.. _X_30.This appraisal Is a Summary Report with complete data retained in appraisal file. Form SUP—*MnTOTW appraisal software by a la mode,Inc.—1-800-ALAMODE Imam hie No.t u-i zuu n-zi rage w i t s DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby:(1)buyer and seller are typically motivated;(2)both parties are well informed or well advised,and each acting in what he considers his own best interest;(3)a reasonable time is allowed for exposure in the open market;(4)payment is made in terns of cash in U.S.dollars or in terns of financial arrangements comparable thereto;and(5)the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions'granted by anyone associated with the sale. •Adjustments to the comparabies must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area;these costs are readily Identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable properly by comparisons to financing terms offered by a third party institutional lender that is not already involved In the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgement STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION CONTINGENT AND LIMITING CONDITIONS: The appraiser's certification that appears in the appraisal report is subject to the following conditions: 1. The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it. The appraiser assumes that the title is good and marketable and,therefore,will not render any opinions about the title. The properly is appraised on the basis of fl being under responsible ownership. 2. The appraiser has provided a sketch In the appraisal report to show approximate dimensions of the improvements and the sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size. 3. The appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency(or other data sources)and has noted In the appraisal report whether the subject site is located in an Identified Special Flood Hazard Area. Because the appraiser is not a surveyor,he or she makes no guarantees,express or implied,regarding this determination. 4. The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,unless specific arrangements to do so have been made beforehand. 5. The appraiser has estimated the value of the land in the cost approach at Its highest and best use and the improvements at their contributory value.These separate valuations of the land and Improvements must not be used In conjunction with any other appraisal and are invalid if they are so used. 6. The appraiser has noted in the appraisal report any adverse conditions(such as,needed repairs,depreciation,the presence of hazardous wastes,toxic substances,etc.)observed during the inspection of the subject property or that he or she became aware of during the normal research involved in performing the appraisal. Unless otherwise stated in the appraisal report,the appraiser has no knowledge of any hidden or unapparent conditions of the property or adverse environmental conditions(including the presence of hazardous wastes,toxic substances,etc.)that would make the property more or less valuable,and has assumed that there are no such conditions and makes no guarantees or warranties,express or implied,regarding the condition of the property.The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist Because the appraiser is not an expert in the field of environmental hazards, the appraisal report must not be considered as an environmental assessment of the properly. 7. The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. B. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice. 9. The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfactory completion, repairs, or alterations on the assumption that completion of the improvements will be performed in a workmanlike manner. 10. The appraiser must provide his of her prior written consent before the lender/client specified in the appraisal report can distribute the appraisal report (Including conclusions about the property value, the appraiser's Identity and professional designations, and references to any professional appraisal organizations or the firm with which the appraiser Is associated)to anyone other than the borrower;the mortgagee or its successors and assigns;the mortgage Insurer, consultants; professional appraisal organizations; any state or federally approved financial institution; or any department, agency, or instrumentality of the United States or any stale or the District of Columbia;except that the lender/client may distribute the property description section of the report only to data collection or reporting service(s)without having to obtain the appraiser's prior written consent The appraiser's written consent and approval must also be obtained before the appraisal can be conveyed by anyone to the public through advertising, public relations, news, sales, or other media. Freddie Mac Form 439 6-93 Page 1 of 2 Fannie Mae Form 1004B 6-93 GEORGE CLAUSER Form ACR—"MnTOTAL'appraisal software by a la mode,inc.—1-800-ALAMODE imam roe no.i v-i evo n-n ragtt a i a APPRAISER'S CERTIFICATION: The Appraiser certifies and agrees that: 1. 1 have researched the subject market area and have selected a minimum of three recent sales of properties most similar and probmate to the subject property for consideration In the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the market reaction to those items of significant variation. If a significant item in a comparable property is superior to,or more favorable than,the subject properly,I have made a negative adjustment to reduce the adjusted sales price of the comparable and,if a significant Item in a comparable property is inferior to,or less favorable than the subject property,I have made a positive adjustment to increase the adjusted sales price of the comparable. 2. I have taken Into consideration the factors that have an impact on value in my development of the estimate of market value in the appraisal report. I have not knowingly withheld any significant information from the appraisal report and I believe,to the best of my knowledge,that all statements and information in the appraisal report are true and correct. 3. 1 stated in the appraisal report only my own personal,unbiased,and professional analysis,opinions,and conclusions,which are subject only to the contingent and limiting conditions specified in this form. 4. I have no present or prospective interest in the property that is the subject to this report,and I have no present or prospective personal Interest or bias with respect to the participants in the transaction.I did not base,either partially or completely,my analysis and/or the estimate of market value in the appraisal report on the race,coke,religion,sex,handicap,familial status,or national origin of either the prospective owners or occupants of the subject property or of the present owners or occupants of the properties in the vicinity of the subject property. 5. 1 have no present or contemplated future Interest in the subject property,and neither my current or future employment nor my compensation for performing this appraisal is contingent on the appraised value of the property. 6. I was not required to report a predetermined value or direction in value that favors the cause of the client or any related party,the amount of the value estimate, the attainment of a specific result,or the occurrence of a subsequent event in order to receive my compensation and/or employment for performing the appraisal.I did not base the appraisal report on a requested minimum valuation,a specific valuation,or the need to approve a specific mortgage loan. 7. 1 performed this appraisal in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and promulgated by the Appraisal Standards Board of The Appraisal Foundation and that were in place as of the effective date of this appraisal,with the exception of the departure provision of those Standards,which does not apply.I acknowledge that an estimate of a reasonable time for exposure in the open market is a condition in the definition of market value and the estimate I developed is consistent with the marketing time noted in the neighborhood section of this report,unless I have otherwise stated in the reconciliation section. 8. I have personally inspected the interior and exterior areas of the subject property and the exterior of all properties listed as comparables in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements,on the subject site,or on any site within the immediate vicinity of the subject property of which I am aware and have made adjustments for these adverse conditions in my analysis of the property value to the extent that I had market evidence to support them.I have also commented about the effect of the adverse conditions on the marketability of the subject property. 9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report If I relied on significant professional assistance from any individual or individuals In the performance of the appraisal or the preparation of the appraisal report,I have named such individual(s)and disclosed the specific tasks performed by them in the reconciliation section of this appraisal report I certify that any individual so named is qualified to perform the tasks.I have not authorized anyone to make a change to any item in the report;therefore,if an unauthorized change is made to the appraisal report,I will take no responsibility for It SUPERVISORY APPRAISER'S CERTIFICATION: 9 a supervisory appraiser signed the appraisal report,he or she certifies and agrees that: I directly supervise the appraiser who prepared the appraisal report,have reviewed the appraisal report,agree with the statements and conclusions of the appraiser, agree to be bound by the appraiser's certifications numbered 4 through 7 above,and am taking full responsibility for the appraisal and the appraisal report ADDRESS OF PROPERTY APPRAISED: 121 E Portland St.Mechanicsburg PA 17055-3333 APPRAISER: SUPERVISORY APPRAISER(only If required): Signature: Signature: Name: Denni�S� toyer Nam: Date Signed: December 27.2010 Date Signed: State Certification#: RL 138906 State Certification#: or State License#: or State License#: State: PA State: Expiration Date of Certifkdm or License: 6/30/2011 Expiration Date of Certification or License: ❑Did ❑ Did Not Inspect Property Freddie Mac Form 439 6-93 Page 2 of 2 Fannie Mae Forth 10046 6-93 Form ACR—'WinTOTAL"appraisal software by a la mode,Inc.—1-800-ALAMODE amain me no.ru-1 euo n-u raun rr I y Signature Compliance Ale No.10-1208 R-2 Client R.Mark Thomas Attorney at Law Property Address 121 E Portland St City Mechanicsburg County Cumberland State PA Tip Code 17055-3333 Owner The Estate of Danelle D.Villaronas ELECTRONIC SIGNATURE COMPLIANCE Wintotal and Project 2000 are fully ASB(Appraisal Standards Board)compliant in their security.The signatures on this report have not been altered in any way and the digital signatures are to be considered as original. Form SUP—'IWnTOTAV appraisal software by a la mode,Inc.—1-800-ALAMODE • imam ripe rvu.w-NWO n-cf raue ncvi Certificate Clknt R.Mark Thomas Attorney at Law Property Address 121 E Portland St city Mechanicsbum County Cumberland State PA T� Code 17055-3333 Owner The Estate of Danelle D.\Allarongs J Commonwealth of Pennsylvania 08 0589527 Department of State Bureau of Professlonal and'O' Oupational Affairs PQ Boar 2¢14 fiarrisburit PA 17101-2649 f Certificate Type Certiiicetc Status i ! Car~Residential Appraiser Active t d Initial Certification Date 158NNtSt STOVER _ 11!28/2003 ' 1 axxuaLUST Certificate M@DLETOWN PA 17057 Number RL1389O6 Expiration Date 08!3012011 i a i 11 _ 4 ,��t71WMK' UMUIMMOW WW(XcWA11OW)Main Form MAP.PLAT—'MnTOTAL-appraisal software by a k mode,in,'.—1-800-ALAMODE Imam Mle No.1u-1zua m-zl raae rz11 Qualifications Client R.Mark Thomas Attomey at Law Property Address 121 E Portland St city Mechanicsburg; COUntY Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danelle D.\Allaronna Dennis L.Stover,GRI,CSP PA Certified Residential Real Estate Appraiser Certification Number RL 138906 CLAUSER REAL ESTATE APPRAISALS,LLC PO Box 777 Camp Hill,PA 17001-0777 Phone(717)737-7300 Fax(717)730-0922 E-mail address:dstovermaxocomcast.net www.clauseratroraisals.com OUALIFICATION SHEET EDUCATION• Harrisburg Area community College Associate in Business Administration Graduate Realtor Institute GRI Designation New Home Sales Professional Course CSP Designation Institute of Real Estate Studies USPAP-March 1998 USPAP-January 2002 Basics of Residential Valuation&Sales Comparison Approach-April 2002 Basic Income Property Valuation-January 2002 Advanced Income Property Valuation-January 2002 Residential Construction-September 2002 National USPAP-September 2003 All courses to complete Pennsylvania State Residential Certification- All continuing education courses to maintain current license PROFESSIONAL MEMBER HIP=IGNATION Pennsylvania State Certified Residential Real Estate Appraiser#RL 138906 Pennsylvania Real Estate Salesperson-License#RS 150605A National Association of Realtors® Pennsylvania Association of Realtors® Greater Harrisburg Association of Realtors® Form MAP.PLAT—'WinTOTAL•appraisal software by a Is mode,inc.—1-800-ALAMODE a IMam hire no.to-lzua n-zi rase yea Qualifications rent R.Mark Thomas Attorney at Law Property Address 121 E Portland St City Mechanicsbum County Cumberland State PA Zip Code 17055-3333 Owner The Estate of Danelle D.Villaron a REAL ESTATE E7tPEUENCF• 2003-Present PA State Certified Residential Real Estate Appraiser,George C. Clauser Real Estate Appraisals 2004-Present Realtor®,Union Realty,Inc.,Middletown,PA 1997-2003 Assistant to the Appraiser,George C.Clauser Real Estate Appraisals 1991-2004 Realtor®,RE/MAX Realty Professionals,Harrisburg,PA 1986-1991 Realtor®,The Homestead Group Realtor,Middletown/Harrisburg TYPES OF APPR ATSA _ COMP R M: RESIDENTIAL Single Family Residences,Multi-family 14 units,and land. Appraisal samples upon request. APPRAISALS HAVE BEEN COMPLETED FOR: Adams County National Bank National City Mortgage Allied Home Mortgage Capital Corp. National Penn Bank AmerWxke Federal Credit Union Northwest Savings Bank Centric Bank Omega Bank Community First Fund Orrstown Bank First National Bank Pennsylvania State Bank First National Bank of Marysville PNC Fulton Bank Province Bank Graystone Bank Prudential Relocation Harbortown Mortgage PSP Financial Integrity Bank Sovereign Bank Jonestown Bank Starting Financial Corp. Legacy Bank Wachovia M&T Bank Wells Fargo Mellon Bank Members First Federal Credit Union Mid Penn Bank Members First Federal Credit Union Metro Bank Form MAP.PLAT—"MnTOTAL,appraisal software by a is mode,inc.—1-800-ALAMODE Jan. 5.2011 11 : 11AM PNC BANK 412-705-2747 No. 6748 P. 1 ( C;a' PN C f i January 5,2011 R Mark Thomas Esq. 101 South Market St Mechanicsburg,PA 17055-3851 RE: Danelle D Villaronga I SSN: 211-56-9225 DOD: 10-14-2010 f Dear Mr.Thomas: In response to your request for Date of Death(DOD)balances for the customer noted above,our records show the following: Checking Account Account*#5070007761 Established: 02-17-1993 DANELLE D VILLARONGA , DOD balance: $ 171.51 non interest bearing ! Savings Account Account#5002072748 Established:04-22-1999 DANELLE D VILLARONGA 0 IC nn n nn___3 Interest paid 01-01-2010 thru 10-14-2010$ 0.09 YTD Please note that this office provides date of death balances for deposit accounts(Et-As,CDs,Checking and Savings). We do not process any 5naacial transactions or provide statements. If you need assistance with any of these items,please call 1-888-PNC-BANK(1-888-762-2265)or stop by your local PNC Bank branch office. Sincerely, i National Financial Services Center I PNC Bank,N.A. Member FDIC I Page 1 of 2 EFORM 100472-0900 0 PNCBAI\K Your account was DEBITED for the following reason: ❑ Check# posted on encoding error posted to incorrect account Closed account 5070007751 ❑ Branch adjustment(branch name) ❑ Service charge error ❑ Other. Account Number File ID 5070007761 040 AMOUNT $ 1, 973 .00 PNC Bank, National Association D DANELLE D VILLARONGA ESTATE FOR BANK USE ONLY r l'�"I L+ 'bl1flTT 711TT1 n 0.......L, ..•• ZD •Sr."i W101 RIO I it/vGNt. fF Date B MECHANICSBURG, PA 17055--3333 0000041 10/2$/2010 T Prepared By(PRINT Name) Authorized By BARBARA MILLER Customer's Advice of Charge APPRAISAL. Personal Property of Appraised by Chuck E. Bricker AU094-L Date ITEM VALUE ITEM VALUE fe C 1�1kj PC- A t is e tz, JA GL j 44( 1� 1995 Chevrolet 1500 Regular Cab -Private Party Pricing Report-Kelley Blue Book Page 1 of 2 Kelley Blue Bok THE IXUSTED RESOURCE Send to Printer • .tifi advertisement NO Yep Your Estimated Score is ION 654 ,:. ` i1�on ,i�r�arlAf�p.�+o4t�.I►�. 1995 Chevrolet 1500 Regular Cab Short Bed advertisement BLUE BOOK® PRIVATE PARTY VALUE Condition Value Excellent $2,625 Good $2,350 Fair $1,825 (Selected) 2011 Vehicle Highlights CHEVROLET VOLT Mileage: 159,000 Engine: V8,5.0 Liter , Transmission: Automatic i Drivetrain: 2WD ......... .. ......... overview of Chevrolet's Selected Equipment much-hyped Standard electric car Cheyenne Power Steering ABS(4-Wheel) Air Conditioning AM/FM Stereo Steel Wheels Blue Book Private Party Value Kelley Blue Book Private Party Value is the amount a buyer can expect to pay when buying a used car from a private party.The Private Party Value assumes the vehicle is sold"As Is" and carries no warranty(other than any remaining factory warranty).The final sale price may vary depending on the vehicle's actual condition and local market conditions.This value may also be used to derive Fair Market Value for insurance and vehicle donation purposes. ......................................................................................................................_........._........_.....................................................__............................_....................._ ........................... Vehicle Condition Ratings Excellent ODOM $2x625 Close Window • Looks new, is in excellent mechanical condition and needs no reconditioning. • Never had any paint or body work and is free of rust. • Clean title history and will pass a smog and safety inspection. • Engine compartment is clean,with no fluid leaks and is free of any wear or visible defects. • Complete and verifiable service records. Less than 5%of all used vehicles fall into this category. http://www.kbb.com/used-cars/chevrolet/I 500-regular-cab/1995/private-party-value/pricin... 1/10/2011 w 1995 Chevrolet 1500 Regular Cab -Private Party Pricing Report- Kelley Blue Book Page 2 of 2 Good $2,350 • Free of any major defects. • Clean title history,the paints, body,and interior have only minor(if any) blemishes,and there are no major mechanical problems. • Little or no rust on this vehicle. • Tires match and have substantial tread wear left. • A"good"vehicle will need some reconditioning to be sold at retail. Most consumer owned vehicles fall into this category. Fair(Selected) $1,825 • Some mechanical or cosmetic defects and needs servicing but is still in reasonable running condition. • Clean title history,the paint, body and/or interior need work performed by a professional. • Tires may need to be replaced. • There may be some repairable rust damage. Poor i .. N/A • Severe mechanical and/or cosmetic defects and is in poor running condition. • May have problems that cannot be readily fixed such as a damaged frame or a rusted-through body. • Branded title(salvage,flood,etc.)or unsubstantiated mileage. Kelley Blue Book does not attempt to report a value on a"poor"vehicle because the value of these vehicles varies greatly.A vehicle in poor condition may require an independent appraisal to determine its value. *Pennsylvania 01/10/2011 ©2011 Kelley Blue Book Co.,Inc.All rights reserved.1/7/2011-1/13/2011 Edition.The specific information required to determine the value for this particular vehicle was supplied by the person generating this report. Vehicle valuations are opinions and may vary from vehicle to vehicle.Actual valuations will vary based upon market conditions,specifications,vehicle condition or other particular circumstances pertinent to this particular vehicle or the transaction or the parties to the transaction. This report is intended for the individual use of the person generating this report only and shall not be sold or transmitted to another party.Kelley Blue Book assumes no responsibility for errors or omissions. (v.11012) hftp://www.kbb.conl/used-cars/chevrolet/I 500-regular-cab/I 995/private-party-value/pricin... 1/10/2011 2004 Ford Mustang-Private Party Pricing Report-Kelley Blue Book Page 1 of 2 KL4 Blue Bok THE TRUSTED RESOURCE Send to Printer r advertisement New and improved Used Car listings.You just � � � E � might find a deal that's too good to pass up. Ci ck but Sue hook Classi ed 2004 Ford Mustang Coupe 2D advertisement BLUE BOOK@ PRIVATE PARTY VALUE I I �} Condition Value Bad. Credit Excellent $6,565 ! Score ; i r" Good $6,065 is 600 (Selected) or Below Fair $5,240 1 Instantly See In E i. �, Easy Steps!* Vehicle Highlights `our sw Mileage: 88,000 Engine: V6,3.8 Liter 1 Transmission: Automatic Drivetrain: RWD .. ..................... ................................. ....... .......... ...............__..._....................... k Selected Equipment 6931 i Standard 7 Air Conditioning Power Door Locks CD(Single Disc) Power Steering Tilt Wheel Dual Air Bags Power Windows AM/FM Stereo Alloy Wheels Select:Your State, i Blue Book Private Party Value Alabama Kelley Blue Book Private Party Value is the amount a buyer can expect to pay when buying a used car from a private party.The Private Party Value assumes the vehicle is sold"As Is" ' 4+. 1 and carries no warranty(other than any remaining factory warranty).The final sale price ' may vary depending on the vehicle's actual condition and local market conditions.This ' value may also be used to derive Fair Market Value for insurance and vehicle donation +,. ,. purposes. Vehicle Condition Ratings Excellent Close Window OEM= $6,565 • Looks new,is in excellent mechanical condition and needs no reconditioning. • Never had any paint or body work and is free of rust. • Clean title history and will pass a smog and safety inspection. • Engine compartment is clean,with no fluid leaks and is free of any wear or visible defects. • Complete and verifiable service records. Less than 5%of all used vehicles fall into this category. http://www.kbb.com/used-cars/ford/mustang/2004/private-party-value/pricing-report?cond... 1/10/2011 �* 2004 Ford Mustang-Private Party Pricing Report-Kelley Blue Book Page 2 of 2 Good (Selected) $6,065 • Free of any major defects. • Clean title history,the paints,body,and interior have only minor(if any) blemishes,and there are no major mechanical problems. • Little or no rust on this vehicle. • Tires match and have substantial tread wear left. • A"good"vehicle will need some reconditioning to be sold at retail. Most consumer owned vehicles fall into this category. Fair $5,240 • Some mechanical or cosmetic defects and needs servicing but is still in reasonable running condition. • Clean title history,the paint,body and/or interior need work performed by a professional. • Tires may need to be replaced. • There may be some repairable rust damage. Poor _ M. N/A • Severe mechanical and/or cosmetic defects and is in poor running condition. • May have problems that cannot be readily fixed such as a damaged frame or a rusted-through body. • Branded title(salvage,flood,etc.)or unsubstantiated mileage. Kelley Blue Book does not attempt to report a value on a"poor"vehicle because the value of these vehicles varies greatly.A vehicle in poor condition may require an independent appraisal to determine its value. *Pennsylvania 01/10/2011 ©2011 Kelley Blue Book Co.,Inc.All rights reserved.1/7/2011-1/13/2011 Edition.The specific Information required to determine the value for this particular vehicle was supplied by the person generating this report Vehicle valuations are opinions and may vary from vehicle to vehicle.Actual valuations will vary based upon market conditions,specifications,vehicle condition or other particular circumstances pertinent to this particular vehicle or the transaction or the parties to the transaction. This report is intended for the individual use of the person generating this report only and shall not be sold or transmitted to another party.Kelley Blue Book assumes no responsibility for errors or omissions. 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E-i H .'d .4J . a W PUW H U . rl ri ri '� W W v > >r♦r► v A A•'O d r v O> v --►U O 0 44 v v � � m 'zzEa-+ x wwx zaaw3aaz>+zz rya s� v u uH v H U) A O U (d 4J ri ►� J) cl. ow . . . . 4J CO rd U) a) ul U H U C3 d° N W O n Cl) U)1.)4-4 > >U � v a) rd (a > aaow O 00 � � v KC 4 Cl) ?ti U x 1:3)C)a z r�� ° � 0 W H > - 4 s H0 U) 4J r)('l)O N oococo vPvv 'drd'dNC.'rIU r-7 W W x tr Ul N q4 4-3 �4-0 3 U) (d U (d rd O-.-1 �4 x A U UZ -r-INrdvrti000-r-I � (da) 11 �N z v)E-4 cn0Pa4P c r4aa n 0 II H W II E-1 Ca Il U O u W co U) II II U 4J o II H II A 0 ��-) ( 1 Z71 U) �( (2,Ra W 4Jwrt dUV V.Qv � vv> v HHH Ha v a)j-) 3 �-4 x U?aa rd x r► rd fv rd rd $:i E� O v) n u W 3 u)L7 E-i H ji-w : O� � HN E1a HW p`a i, ° w w H v ON H II O p w > E-' a v rd Il H 11 py ° a ►al � � v s 4 a ii o E-+ z >1 'd'd ° ►I z v ° ° mm i w o o oo i II In I_:U to 9 m -r► 1a 1( 3( v W II U) W U) O'd'd rO S4 r-I r-I �4 tl 0 00 P -rvvvv trQv 11 ° m 4J 04 U 00 y+O 4-1 m m m.� I:: �l ril 11 E-+ a 1t N rd W U) E4 O?4 1 U ririN W HNMO U)AO II O E-+t— o r 0 0 0 zz II II PAYABLE TO REMITTANCE COPY Bill No: 1932 BARRY L HECKARD SR Control No: 017-000430 605 SOMERSET DRIVE 717-766-6205 2011 Statement of Real Estate Taxes Bill Date: 7/01/2011 MECHANICSBURG,PA 17055 Assessed Land Improvement Mineral Total Values 17-500 107,500 0 125,000 MECHANICSBURG AREA S.D. Discount Face Penalty DESCRIPTION Rates 12.16800 12.16800 12.16800 2%- low ASSESS.NO- 17000430 SCHOOL R/E 1,490.58 1,521.00 1,673.10 MAP NO: 17-23-0565-019 TAX AMOUNT DUE----> $1,490.58 $1,521.00 $1,673.10 23 E LOCUST STREET ACRES .070 DEED 00351 100761 If Paid On or After 7/01/2011 9/01/2011 11/01j2011 LAND LESS THAN 1 ACRE If Paid On or Before 1 8/31/20111 10/31/2011 1 12/31/2011 Commercial-Combination COMMERCIAL-COMBINATION $1.00 FEE FOR EXTRA TAX BILL" TAX PAYER RETURN BILL WITH PAYMENT,ENCLOSE SELF ADDRESS STAMP ENV. MCKINNEY,MARLIN L ET AL IF TAXES ARE IN ESCROW,FORWARD BILL TO MORT.CO. &DEVONIA A MCKINNEY 23 EAST LOCUST STREET MECHANICSBURG PA 17055-3839 OFFICE HOURS JULY—AU TUES&THUR 10-4PM SEPT-DEC TUES 10-4PM CLOSED ALL HOLIDAYS& CLOSED ELECTION DAY Return Remittance Copy with Payment, $ For a Receipt,Enclose a Self SHOW ADDRESS CHANGES BELOW Tax Collector Signature Date Paid Amount Paid Addressed Stamped Envelope. NAME ADDRESS C/S/Z _ 7T PAYABLE TO TAX PAYER'COPY Bill No: 1932 BARRY L HECKARD SR Control No: 017-000430 605 SOMERSET DRIVE 717-766-6205 2011 Statement of Real Estate Taxes Bill Date: 7/01/2011 MECHANICSBURG,PA 17055 Assessed Land Improvement Mineral Total Values 17 500 107,500 '0 125,000 MECHANICSBURG AREA S.D. Discount Face Penalty DESCRIPTION Rates 12.16800 12.16800 12.168610 2%- 10 s ASSESS.NO- 17000430 SCHOOL R./E 1,490.58 1,521.00 1,673.10 MAP NO: 17-23-0565-019 TAX AMOUNT DUE > $1,490.58 $1,521.00 $1,673.10 23 E LOCUST STREET ACRES .070 DEED 00351 /00761 If Paid On or After 7/01/2011 9/01/2011 11/01/2011 LAND LESS THAN 1 ACRE If Paid On or Before 8/31/2011 10/31 2011 1 12/31/2011 Commercial-Combination COMMERCIAL-COMBINATION $1.00 FEE FOR EXTRA TAX BILL TAX PAYER RETURN BILL WITH PAYMENT,ENCLOSE SELF ADDRESS STAMP ENV. MCKINNEY,MARLIN L,ET AL IF TAXES ARE IN ESCROW,FORINARD BILL TO MORT.CO. &DEVONIA A MCKINNEY 23 EAST LOCUST STREET MECHANICSBURG PA 17055-3839 OFFICE HOURS JULY-AU TUES&THUR 10-4PM SEPT-DEC TUES 10-4PM CLOSED ALL HOLIDAYS& CLOSED ELECTION DAY RETAIN TAX PAYERS COPY FOR YOUR RECORDS 3i F / �0In�t �tf 1 w THIS DEED MADE the s4 day of .A.D.1991,in the year of our Lord one thousand nine hundred ninety-one(1991). BETWEEN JOSEPH L.RUTH and FRANCES L.RUTH,his wife,of the Borough of Mechanicsburg,Cumberland County,Pennsylvania,Grantors and MARLIN L.McKINNEY and DEVONIA A.McKINNEY,his wife,and to their daughter,DANELLE D.V1L LARONGA,to be held as follows: Marlin L.McKinney and Devonia A.McKinney to hold a two-thirds(213) 0 t 5 8 9 3 interest between themselves as tenants by the entireties and as to their daughter,they shall hold their entireties share as tenants in common and i• '' not as joint tenants with rights of survivorship,thus holding two-thirds "%'� TO (2/3)and(1/3)respectively as tenants in common. { �3 3�o WITNESSEFH,that in consideration of SIXTY-TWO THOUSAND($62,000.00)DOLLARS,in hand paid,the receipt whereof is hereby acknowledged,the said Grantors do hereby grant and y convey to the said Grantees,their heirs and assigns: , ,,,s '� MC ALL THAT CERTAIN house and lot of ground situate on the North m , z ti- side of East Locust Street in the Borough of Mechanicsburg,Cumberland County, '° M m Pennsylvania,more particularly bounded and described as follows,to wit: ry v• On the East by land now or formerly of Robert Troup;on the North ° by Stouffer Alley;on the West by a public alley;and on the South by Locust ' Street;being thirty(30.00)feet in front on said Locust Street and one hundred ? r (100.00)feet in depth to said Stouffer Alley;having thereon erected a two-story frame dwelling known as No.23 East Locust Street,Mechanicsburg,PA. BEING the same premises which Joseph L»Ruth and Frances L Ruth, his wife,by their deed dated September 25,1990,and recorded in the Recorder of Deeds Office in and for Cumberland County in Deed Book"U",Volume 3-k Page 315,granted and conveyed unto Joseph L.Ruth and Frances L.Ruth, the Grantors herein. AND the said Grantors hereby covenant and agree that they will warrant generally the property hereby conveyed. IN WITNESS WHEREOF,the said Grantors have hereunto set their hands and seals the day and year first above written. Signed,seated and delivered in the presence of: (SEAL) OSEP L RUT T (SEAL) FRANCES LIZUTH c�I2l�5u�� 1 $Gllcynit.5 Borough School Dist.Cumb.Co.,Pa. Cumb.Co.,t?tt. Real Estate 7ransterTax 3-%Real EatateTransterTOX Am U3 natal Rmr f� imb.Co.t}iSt.Col. Cumb.CO.Qiat. t.AQ; oolc 35 eAcr 761 . Vry • so.i f jo N COMMONWEALTH OFPENNSYLVANIA: COUNTY OF CUMBERLAND :SS. On this,the '6qt) day of-LP1(ft"i-L Jt J A.D.1991,before me a Notary Public, personally appeared JOSEPH L.RUTH and FRANCES L.RUTH,his wife,known to me,(or satisfactorily proven)to be the persons whose names are subscribed to the within instrument,and acknowledged that they executed the same for the purposes therein contained. IN WITNESS WHEREOF,I have hereunto set my hand and official seal. . : Notary Public rotwtx wa. .. ' YAtfttE S.StWulCX,lbtit}wlltc •. !y(y.esstat Captrn Aa+r.�.t4tt (iwWtl�M CowoCy I hereby certify that the precise residence of the Grantees is Ne )7099 Attomeys for Grantees ra :xt tt !rt 1C;A1 CT trt eC7 C- CN C1 rn CS r� zmnt r1a —!r•t�7 State of Pennsylvania County of Cumberland SS 'j'.• 'YN�M � ; Recnrded in the office for the recording ate.,in find fw�mbertand aunt+ Pa i ook Vol. ILA_ �t ' �` '�f1h •Lys� witness my hand a 1. at of of#ica f j,"•-r '"' Q„,•. Carlisle,PA this r rdor j&_T35 PACE 76 Myers Funeral Dome, Inc. 10' Boyd L.Myers Jr.,Supervisor 37 East Main Street � ,� Mechanicsburq,Pennsylvania 17055 (717)766-3421 x 1717}795-7291 STATEMENT OF FUNERAL GOODS AND SERVICES SELECTED Charges are only for those items that you selected or that are required.If we are required by law or by a cemetery or crematory to use any items,we will explain in writing below. If you selected a funeral that may require embalming,such as a funeral with viewing,you may have to pay for embalming.You do not have to pay for embalming you did not approve if you selected arrangements such as direct cremation or immediate burial. If we charge you for an embalming,we will explain why below. For Services of Danelle D.Villaronga Date Of Death October 14,2010 Date of Contract Charge to Rafael Lee Villaronga 23 East Locust Street Mechanicsburg,PA 17055 Name Address City State Zip A.CHARGE FOR SERVICES SELECTED: C.SPECIAL CHARGES 1.PROFESSIONAL SERVICES Forwarding Remains to other Funeral Home $ Services of Funeral Director and Staff $ 2095 Receiving Remains form other Funeral Home $ Embalming $ 995.00 Immediate Burial $ Casketing,dressing,cosmetology $ 395.00 Direct Cremation $ Other Preparation of body $ $ $ SUB-TOTAL OF SPECIAL CHARGES C$ $ D.CASH ADVANCED $ Opening Grave/Crypt Cumberland Valley $ 1280.00 SUB-TOTAL PROFESSIONAL SERVICES Al $ 3,485.00 Newspaper $ 395.00 2. USE OF FACILITIES AND SERVICES Newspaper $ For visitation/wake service $ 575.00 Clergy/Mass Offering The Reverend Robert W. $ 125.00 For funeral ceremony $ 600.00 Certified Copies of Death Certificate 12 $ 72.00 For memorial service $ Family Flowers Flowers Ordered $ 275.00 Equipment&services for graveside service $ 395.00 Insurance charges $ 750.00 $ Marker $ 850.00 SUB-TOTAL FACILITIES AND EQUIPMENT A2$ 1,570.00 Emblams $ 445.00 3.AUTOMOTIVE EQUIPMENT $ Vehicle to transfer remains to Funeral Home $ 350.00 SUB-TOTAL OF CASH ADVANCED St Due Date Calc$ 4,192.00 Hearse(Casket Coach) $ 325.00 We charge you for our services in obtaining the following: Flower Car/Floral Distribution $ Incl NONE Family Car $ Lead Car/Clergy Car $ 195.00- SUMMARY OF CHARGES Utility Car $ TOTAL ABOVE ITEMS(A,B.C.D) $ 16,937.00 Out of town transportation $ Sales Tax(if App} }a 0 % $ SUB-TOTAL AUTOMOTIVE EQUIPMENT A3$ 870.00 TOTAL OF ALL SECTIONS $ 16,937.00 TOTAL SERVICES,FACILITIES,AUTOMOBILE A$ 5,925.00 LESS:Payment Made $ B.CHARGES FOR MERCHANDISE SELECTED LESS:Credits Pending $ Casket Classic $ 2695.00 LESS:Other Credits/Payments Package Price Discount $ 1,230.00 Other Receptacle $ BALANCE DUE Jan 30,0001 $ 15,707.00 Outer Burial Container $ A late charge of 1.5%per month on the outstanding balance(annual rate of 18%) Acknowledgment Cards $ will be added to the balance. Register Book $ 95.00 Memorial Folders $ REASON FOR REQUIRED SERVICES OR MERCHANDISE Prayer Cards $ Temporary Grave Markers $ Burial Clothing $ Other Clothing $ DISCLAIMER OF WARRANTIES Our funeral home makes no representations or warranties regarding caskets Cremation urn $ or outer burial containers.The only warranties,expressed or implied,granted Cumberland Valley Memorial Gardens $ 3880.00 in connection with goods sold with the funeral service are the express written Video Tribute $ 150.00 warranties,if any,extended by the manufacturer thereof.No other warranties including the implied warranties of merchantability or fitness for particular TOTAL MERCHANDISE SELECTED B$ 6,820.00 purpose are extended by the seller. agree that I have examined the items ot goods and services selected above and found em to be correct anct actor mg to the arrangements I h ave requested. I acknowledge receipt of a copy of this Statement of Funeral Goods and Services Selected. I represent that I have sufficient funds available for payment of the cash price for the goods and services selected. I also agree to make payment of$ 15707.00 within 30 days.I agree to be jointly and severally Gabble with anyone else who signs below. A IATE CHARGE of 1.5%per month(18%per annum)1w7 fie appTied to the unpaid balance beginning 30 days after the date of this contract.I will also pay the Funeral Director all reasonable costs paid by the Funeral Director to collect amounts I owe under this agreement. Those costs may include attorney fees and court costs.Any items requested after the date of this aggreement will be considered part of this agreement and will be reflected on the final bill.I acknowledge that a Casket Price List and a Outer Burial Container-Price List were made available to me and that a copy of the General Price List was given to me prior to my making financial arrangements. (Sea]) Purchaser Contract Date (Sea]) Purchaser Boyd L.Myers,Jr,Licensed Funeral Director APPRAISAL Personal Property of "j, Appraised by Chuck E. Bricker AU094-L Date ITEM VALUE ITEM VALUE 4,01AIg cjrvo- 0,6 6k],4 i��ABIA.16r op, ...... ....... 77 77 X L2rz_ 4"t GEORGE CLAUSER IMain His No.1U-1208Il-21 Pape#23I FROM: INVOICE Ctauser Real Estate Appraisals,LLC George C.Clauser,SRAM' P.O.Box 777 10-1208 R-2 Camp Hilt,PA 17001 ` Invoke Date: 12127/10 Telephone Number.717-737-7300 Fax Number:717-730-0922 Due Dare: fi TO: Internal Order#: 10-1208 R-2 Lender Cane#: R.Mark Thomas,Attorney at Law Client lib#: 101 S.Market St. FNANA Case#: Mechanicsburg,PA 17055 MMn FUe#on torm: 10-1208R-2 E-Mail: Other Fib#ontorm: Summary Report Telephone Number:(717)79100 Fax Number: Federal Tax ID: 25-1647088 Allereab Number. Employer IV { t �"" n r RAI -,z 'mm Lender. Ctient: R.Mark Thomas,Attorney at Law Purchaser/Borrower. Property Address: 121 E Portland St City: Mechanicsburg County: Cumberland State: PA Zip: 17055-3333 Leila!Description: Heed Book 35U Page 1152 xpiI 1: 1 M�M' Residential 1004 375.00 Please make check payable to:Clauser Real Estate Appraisals and mail to: Clauser Real Estate Appraisals P.O.Box 777 Camp Hill,PA 17001-0777 Payable Upon Receipt A 1.5%service charge will be added to all balances over 30 days. SUBTOTAL 375.00 t Check#: Doti: Deeoriptlori: Check#: Date: Description: Check#: Date: Description: SUBTOTAL TOTAL DUE $ 375.00 C" Form NIV5D—"wnTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE GEORGE CLAUSER Main Hle No.W-Mb H-21 Peas#231 FROM: INVOICE Clauser Real Estate Appraisals,LLC George C.Clauser,SRA P.O.Box 777 10 1208 R-2 Camp Hill,PA 17001 Invoice Date: 12/27/10 Telephone Number:717-737-7300 Fax Number.717-730-0922 Due Dab: 3. � wk.a TO: Internal Order#: 10-1208 R-2 Lender Case#: R.Mark Thomas,Attorney at Law Client Fib#: 101 S.Market St. FHA/VA Cue#: Mechanicsburg,PA 17055 Maln File#on form: 10-1208R-2 E-Neil: Other File#on form: Summary Report Telephone Number.(717)796-2100 Fax Number: Federal Tax ID: 26-1647066 Aftemate Number: Employer ID: lZiggg 1 141,W Lender Client: R.Mark Thomas,Attorney at Law Purchaser/Bormwer. Property Address: 121 E Portland St City: Mechanicsburg County: Cumberland State: PA Zip: 17055-3333 Legal Description: Deed Book 35U Page 1152 111 t Residential 1004 375.00 Please make check payable to:Clauser Real Estate Appraisals and mail to: Clauser Real Estate Appraisals P.O.Box 777 Camp Hill,PA 17001-0777 Payable Upon Receipt A 1.5%service charge will be added to all balances over 30 days. SUBTOTAL : 375.00 Check#: Date: Description: Check#: Date: Description: Check#: Date: Description: SUBTOTAL TOTAL DUE 3 375.00 �C( Form N1V5D—WnTOTAL"appraisal software by a Is mode,inc.—1-800-ALAMODE '' RECEIPT FOR PAYMENT GLENDA FARNER STRASBAUGH Receipt Date : 10/26/201: Cumberland County - Register Of Wills Receipt Time : One Courthouse 11 :31 :2 Mare 3 Receipt No. : 1063072 Carlisle, PA 1 VILLP_RONGA DANELLE D Estate File No. : 2010-01069 Paid By Remarks : R MARK THOMAS HMW ------------------------ Receipt Distribution ------------------------ Fee/Tax Description Payment Amount Payee Name PETITION LTRS TEST 210 . 00 CUMBERLAND COUNTY GENERAL FUN WILL 15 . 00 CUMBERLAND COUNTY GENERAL FUN SHORT CERTIFICATE 24 . 00 CUMBERLAND COUNTY GENERAL FUN JCS FEE 23 . 50 BUREAU OF RECEIPTS & CNTR M.D AUTOMATION FEE ---------- -5 . 00 CUMBERLAND COUNTY GENERAL FUN Check# 2985 277 . 50 Total Received. . . . . . . . . 277 . 50 owl RECEIPT FOR PAYMENT GLENDA FARNER STRASBAUGH Receipt Date: 11/17/2010 Cumberland. County - Register Of Wills Receipt Time : 11 :35 :28 One Courthouse Square Receipt No. : 1063361 Carlisle, PA 1713 VILLARONGA DANELLE D Estate File No. : 2010-01069 -- Paid By Remarks : R MARK THOMAS HMW ------------------------ Receipt Distribution ------------------------ Fee/Tax Description Payment Amount Payee Name SHORT CERTIFICATE 8 . 00 CUMBERLAND COUNTY GENERAL FUN ---------------- Check# 3015 $8 . 00 Total Received. . . . . . . . . $8 . 00 UUMMUNWI:ALIH Uf PENNSYLVANIA REV-1162 EX(11-96) DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT.280601 HARRISBURG,PA 17128-0601 PENNSYLVANIA RECEIVED FROM: INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. CD 013888 THOMAS R MARK 101 S MARKET STREET MECHANICSBURG, PA 17055-3851 ACN ASSESSMENT AMOUNT CONTROL NUMBER -------- fold 101 E $1,000.00 ESTATE INFORMATION: SSN: .211-56.9225 FILE NUMBER: 2110-1069 DECEDENT NAME: VILLARONGA DANELLE D DATE OF PAYMENT: 01/11/2011 I POSTMARK DATE: 01/11/2011 COUNTY: CUMBERLAND DATE OF DEATH: 10/14/2010 TOTAL AMOUNT PAID: $1,000.00 REMARKS: RECEIPT TO ATTY CHECK# 3158 INITIALS: CJ SEAL RECEIVED BY: GLENDA EARNER STRASBAUGH REGISTER OF WILLS TAXPAYER 1 NINNN�NAAI SUN TRUST PAYMENTS 11/15/10 409 Sun Trust 750.00 12/2/10 413 Sun Trust 838.24 1/7/11 423 Sun Trust 788.58 1/29/11 462 sun trust 888.58 2/15/11 469 sun trust 892.39 3/16/11 475 sun trust 1,600.00 4/6/11 484 sun trust 888.58 5/4/11 524 sun trust 788.58 5/20/11 532 sun trust 788.58 6/1/11 534 sun trust 788.58 7/4/11 535 sun trust 844.44 8/7/11 540 sun trust 788.58 10/3/11 546 sun trust 788.58 10/10/11 548 sun trust 1,577.16 1/20/12 443 sun trust void 2/21/12 448 sun trust 2,400.00 2/21/12 456 sun trust 356.81 3/1/12 457 sun trust 889.19 491 sun trust 900.00 505 sun trust 889.19 511 sun trust 889.79 8/16/13 516 sun trust 900.00 9/10/12 transfer Suntrust 400.00 20,591.37 Estate-no money- Lisa McKinney Paid Suntrust until sold F 2,977.77 2,977.77 Payments to SunTrust for 121 Portland Street from 11/2010 to 2/2012 $ 23,569.14 Mortgage DOD 54,242.02 Payoff at settlement (44,748.38) reduction in payoff 9,493.64 (9,493.64) Additional Estate paid to keep property from foreclosure until sold $ 14,075.50 no C C C a G G G m n. o E L n to O D m ry 3 x torn ebm 33v�, � D Z � m C -! �? m 3 ,, . � rt n n o 01,GK12 � ,L � ntno LA O n to O c 0-0 n D D o ry A rn oa.,` n ro30. � � m = G1 � Z 1 �J 0 pip n. D n -z-� Ln m ko o c <�o �inn n n cl z z o � O x LA c � D -4tA m n to cD c C rt C o U1 a C 3 � QV o o , N I C — O. to tarp � � I D m N 3 _ * _a _I O rt TO C -. *n. ' w q f D Q Q�n ;1 (TD i^ N M n o a lC c n.V01 Qq x Icr O c n a . tG eo 0 n to U*, cn o s z O O 0 � �� m b o o no L O N n o c W o s:3 o v O M n n n ► ►A 00 l 70 l0 O rt Q1 W N 00 N �' o m 3 _ rt 3 IF n 'C7 p OD N ldl tT 111 0 3 _ n c �• rt C o �' L, C �• rt C cr * Prt� mn N �; (rtD N a EE 3 � rh �� 0 : o c M. O M f n.p i 7O o �'=o�n >_ -0 a m N t z rn`h n.to O n 0 rt lc r0 i M to c o o -{ 1° to ° w n 3 � vm � c z ° m - 0 0 3 c rt ry 3 3 --i ,�.> c s 3 ° 3 �n � n to m w O n 7 n m D --q (7 m-V-0 D Q7 ro, c r) m z D �� 0C� M —{ n � rn D D C f1 � �C:ro c z ,� �„ < 1 p O O 3,c D 3 a: T C M. n �° o �� a w c D n-n r+ `" r+ 0 y� L o f M cf O a�' r+v w p ° fi n Z r+ m n t0 rp O D -t —' m �1 z: 3 O r) O w 3 :C m pp C p c CO , �.n m m m 3 rt 3 O. z o �. v p 1p Inc ro Efl M �. i li] 7 .... M _G �� O O z �� G C C � m n �p M M 0 2 p D�J ri1 f0 ry v rt n C 3 .t^4 Oo �,. 'tA n O O n Dro \O � E t n c 7v p rt to = m 2 — C Wr —► Oa OTC Lnn0 D a Z o '` N«; O OR+ O'� �r+� C to L-,n �p c �O O j -► 3 a c° f0 o f° r tc c o fl t° to 3 v O M rt rt n at0 D -G LA Z Ln O• ? n h to n O o to O� 2 0 N N tr?f V ...� � to -o+� C D lO -'O--1 lD 0 a,t0Oto W O m o L F 00--40--1 O com ,as" _ Account Number 09547 228903-01-3 Billing Date 10/28/10 Unpaid Balance $74.12-Due Now New Charges $3.56-Due 11/25/10 Total Amount Due $77.68 Page 1 of 2 Contact us: wwvr.corncast.corr>I 1-800-XFINITY _ DANIELLE VILLARONGA Previous Balance 74.12 For service at: Payments - received by 10/28/10 0.00 121 E PORTLAND ST MECHANICSBURG PA 17055-3333 Unpaid Balance -Due Now 74.12 New Charges-Due by 11/25/10 3.56 News from Comcast see below for more information Total Amount Due $77.68 Our records indicate your account is past due. If your account is not paid in the next seven(7)days, a$7.95 late fee will be assessed. If payment has already been made, please disregard this notice. � XFINITY N -0.10 m For your convenience,we now accept regular and Taxes, Surcharges &Fees 3.66 0 automatic monthly credit card payments and direct debit. Total New Charges $3.56 Hearing/Speech Impaired Call 711 , _ - _ C 4 - to Detach and enclose this coupon with your payment.Please write your account number on your check or money order.Do not send cash- St Account Number 09547 228903-01-3 Payment Due by Due Now 1555 suer Total Amount Due $77.68 ` LEBANON PA A 1 1704704 6-8317 AV 01 012586 87609B 36 A**5DGT Amount Enclosed $ 'I"II Jill"1�1`1'�lll�'�I'lllll�'ll�l��llll Make checks payable to Comcast DANELLE VILLARONGA 121 E PORTLAND ST MECHANICSBURG PA 17055-3333 COMCAST CABLE P 0 BOX 3006 SOUTHEASTERN PA 19398-3006 09547 228903 01 3 7 007768 N THIS HAS BEEN SENT TO YOU BY A COLLECTION AGENCY G16TWL01 09TO06 1UD410D8001*TWL* ACCT NO. 6387Y-0030101612 TRANSWORLD SYSTEMS INC. CLIENT REF 107337 COLLECTION AGENCY 980 HARVEST DRIVE AMOUNT DUE $115.00 k02 �!BLUE BELL PA 19422 � rrrrrrl�� rtrlrirt�,rlrtrylllrrlllurlrfrrl #rElilr .rrrrr 4....., 12/02/10 111111111111 JIM 11111111111111111 Jill IN Jill IIII Jill Jill IIIII DANIELLE VILLAROGNA 121 E PORTLAND ST { IN MECHANICSBURG PA 17055-3333 UNITED STATES COURTESY NOTICE Our client has requested that we contact you regarding your above-referenced account. We realize this amount due could be an oversight on your part and not a willful disregard of an apparent obligation. TSI is a collection agency attempting to collect a debt and any information obtained will be used for that purpose. Our demand for payment does not affect your right to dispute this debt. Please make continued collection efforts unnecessary by resolving this matter. Send correspondence, other than payments,to this collection agency at P.O. BOX 12103,TRENTON, NJ 08650. UGI HVAC SERVICES Our Client's Phone: P 0 BOX 12407 877-844-4822 Pg=animr_ PA 146n7_ Unless you,within 30 days after receipt of this notice, notify this office that you diste the validity of this debt, or any portion thereof,TSI will assume this debt is valid. If you notify this office in writing within the 30-day period that this debt, or any portion thereof, is disputed,TSI will obtain verification of this debt or a copy of a judgment and mail you a copy of such judgment or verification If you request this Office in writing within the 30-day period, TSI will provide you with the name and address of the original creditor, if different from the current creditor. We are required under some states'laws to notify consumers of certain rights as detailed in the list on the back of this notice. Consumers have rights under state and federal law that are not described in this letter or in the list on the back of this notice. DETACH AND RETURN WITH.-PAYMENT MAKE CHECK OR MONEY ORDER PAYABLE TO- UGI HVAC SERVICES r �- UGI HVAC SERVICES 1 $115.00 P 0 BOX 12407 READING PA 19607- Danelle Villarogna 6387Y-0030101612 6387Y 0030101612 107337 00011500 Fit G7 \ c7 fit UJ fit 'n y� ftt �:U r" Ik fit IG) X V 171 t 2:'s t"� i LD t;• N W rn .© 11 I^� .� w O yr N fit N O p w r r ,;; �..._ D �...._ Z Fit 1 It N fit �r,Fit O fit r)m 1-� •a O i I N I Y7T � t - •P lQ ' t •� V i `.�°. zm -cm l O ITT . .5 torC = � Gl :E D 3 Z O "r.7 W t'.. rZj D <zm { O v, m H ,. u, X r Mf m w n nD X Page f ,� I Yrst�Y�jji CYfi{t�,tnT:l n 49110-66007 rs[ } Electric Totalfrorn Last Bill Service S404-42 For: Billing Details DANELLE VILLARONGA Amount You Still Owe as of Oct 14 2010 121 E PORTLAND ST $404.42 MECHANICSBURG PA 17055 Current Charges Charges for-PPL Electric Utilities PPL Electric Utilities Residential Rate: RS for Sep 15 - Oct 14 Customer Service Distribution Charge: 827 Hausman Rd- Customer Charge 8.44 Allentown,PA 200 KWH at 2.90600000¢per KWH 5.81 18104-9392 221 KWH at 2.640000000,per KWH 5.83 1-800-342-5775 PA Tax Adj Surcharge at 0.10300000% 0.02 (1,800-DIAL-PPL) Transmission Charge: www.pplelectric-com 421 KWH at 0.3600000¢per KWH 1.33 Transition Charge: 200 KWH at-0.66800000¢per KWH -1.34 221 KWH at-0.59200000¢per KWH -1.31 Generation Charge: Capacity and Energy 200 KWH at 10.13300000¢per KWH 20.27 221 KWH at 10.13300000¢ er KWH 22.39 PA Tax Adj Surcharge at-0.10 1400000% -0.01 Total PPL Electric Utilities Charges $61.43 Other Charges for PPL Electric Utilities Late Paymenf Charge 5.04 Total of Other Charges $5.04 —�' :::::::. ....... .. v C-,1 Account Balance f $470.89 General The$404.42 balance includes$11.87 in prior late payment charges. Information Generation prices and charges are set by the electric generation supplier you have chosen. The Pubinc Utility Commission regulates distribution Next meter prices and services. The Federal Energy Regulatory-Commission regulates reading transmission prices and services. on or about Nov 12 PPL Electric Utilities uses about$2.21 of this bill to pay state taxes. In addition, about$27.78 of this bill pays the PA Gross Receipts Tax. For your convenience,you can now pay your bill using your Visa, MasterCard, Discover, or ATM - CMI BMMatrix at 1-800-672-2413. BillMatrix will charge your credit and ATM card a service fee for making this payment. Before digging�around your home or property, Ii � . p p rty, you should always call the states One Ca notification system to locate any underground utility lines. You can do this by simply ialin 811,which will connect you to the One Call system. Be safe arid call 81�before you dig. With paperless billing,you can receive and pay your PPL Electric Utilities bills online. The process is free, quick, convenient and secure. To Team more or sign up, visit www.pplelectric.coin. Save postage and late charges-sign up for Automated Bill Payment. e United Water Pennsylvania V� Jcy Customer Service Center UNITED WATER 81 uu .89 Adams Drive, Hummelston, PA 17036 r Telephone:717-564=3t`15.2 /7 f r www.unitedwater.com USAGE HISTORY Billing Date: _. 12/14/10 Monthly usage in thousand gallons Account Number: 00200999541934 8 8 s p 6- = Previous Balance C 0 $ 1 Payments Through 12_/14/10 Thank You ---j 16.0 R co 4 S; Balance Forward $0.00 3 Current Charges Due 01/03/2011 $16.01 2 2 2 2 ra 1 > a a y l i :r a a TOTAL AMOUNT:DUB $16 01 .. 0 Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Next meter reading date:on or about 01/12/2011 *PAY BY 01/08/11 TO AVOID A 1.5%LATE PAYMENT CHARGE SERVICE TO: DANELLE VILLARONQA SERVICE ADDRESS: 121 E PORTLAND ST MECHANICSBURG PA Meter Number Service pQy of Meter>Readig--- — Unit of Usage Mel ure Reading Type From. To Service PrQViaas P esent _. 74207709 11/12/10 12/13/10 31 0130 0131 1 MGL ACTUAL EQUIVALENT TO 7,000 GALLONS SERVICE CHARGES $10.25 WATER CHARGES $5.62 W-DSIC SURCHARGE $0.14 (TOTAL CURRENT CHARGES $16.01 SEE REVERSE SIDE FOR IMPORTANT ACCOUNT INFORMATION N.PORT�4T �1551GES It is very important that United Water has your correct contact number.We may need to inform you of an emergency or discuss your bill for services. **Please be aware that United Water may deliver these messages via an automated calling system to the contact number listed on your account**. In the event that your contact number changes, please contact our customer service group to ensure we have your current telephone number. _ today! Log __ to u;...... u ,;i-.,.Luntnr&,nrn „r rnn r'iictomer Service to find out more information Save a stamp and go paperiess wuuy: wy �� w www.�al� ."..... ,... ..,,... _____... and to enroll in eBilling. Approximate state tax included on this bill $0-77. .............. 0 0 0 0 RE 215206 PLEASE DETACH HERE AND RETURN THE BOTTOM PORTION WITH YOUR PAYMENT IN THE RETURN ENVELOPE PROVIDED. 1G- �} C; Q) co a C ° c cz co cu M xt C L) � V- cu .o as ' r cn L > `+ C7 ) CL L N N L- Q rCJ 0) ` ''. p U O p �. N ) U Ol) o U O r U X U 0 0 W U) v c) v z m <Q, `" CN (n r C14 _N 4- N p �; ! V— 0 -0 75 o c z I 3 ° o o, CD U) z o rn � U) '�� 4 00 CD z -m f Q C/)` 4 0)OD } X CL Z Z cu r in C) t d) .J RCS f3) ;' N t 4} N 0> 3 = � D N 0 > N CO U >1 e— N r) N tt7 r _ c3 == L 0) 0- o !n o v iii o U) s� Wo Z o o z Q t (' o rn 0) CUMBERLAND COUNTY RECORDER OF DEEDS RECEIPT Inv Number: 96425 Invoice Date: 11108/2011 10:20:37 AM RECEIPT Reg/Drw ID: 0101 Customer: Last Change: Receipt By:COUNTER By: SW COPY Chg# Charge/Payment 1 Fee Description Amount Inst#I Inst Date Municipality 1 COPIES $10.50 Fee Detail: COPY FEE $10.50 TOTAL CHARGES $10.50 PAYMENTS CHECK:3406 $10.50 TOTAL PAYMENTS $10.50 AMOUNT DUE $10.50 PAYMENT ON INVOICE ($10.50) BALANCE DUE $0,00 Date:Nov 8,201110:21:33 AM Page 1 II I�A1111��1111 Page 3 PPL Electric P P 49110-66007 Utilities Electric Total from Last Bill rSS54-.20 Service Payment Received.Dec 6-Thank You! 20 � Far: Billing Detafl / l 0 DANELLE VILLARONGA I2I E PORTLAND ST Balance as of Dec 14,2010 $0.00 MECHANICSBURG PA 17055 Current Charges PPL Electric Utilities Charges far-PPL Electric Utilities Customer Service Residential Rate:RS for Nov 12-Dec 14 Distribution Charge: 827 Hausman Rd. Customer Charge 8.44 g 5 8104-9392 A 200 K.WH at 2.90600000¢per KWH 5.81 252 KWH at 2.64000000¢per KWH 6.65 1-800-342-5775 PA Tax Adj Surcharge at 0.10300000% 0.02 (100-DLL-PPL) Transmission Char e: _ www.pplelectnic.com 452 KWH at 0.600000¢per KWH 1.43 Generation Charge: Ca achy and Ener 2001tWH at 10:13300000¢per K WH 20.27 a 252 KWH at 10.13300000¢per KWH 25.54 j PA Tax Adj Surcharge at-OJO 1400000% -0.01 Total PPL Electric Utilities Charges $68.15 t Account Balance cl+ 1/7/ i t (TpnPrai Generation prices and charges are set by the-electric generation supplier you have chosen. The Public Utility Commission regulates distribution Information prices and services. The Federal Energy Regulatory Commission regulates transmission prices and services. Next readinin PPL Electric Utilities uses about$0.32 of this bill to pay state taxes. In on or about addition,about$4.02 of this bill pays the PA Gross Receipts Tax. Jan 14 For our convenience,you can now pay your bill using your Visa, MasterCard,Discover, or ATM Card. Call BillMatrii at 1-800672-2413. BillMatrix will charge your credit and ATM card a service fee for making this payment. Before digging around your home or property,you should always call the state's One Call notification system to locate any underground utility lines. You can do this by simply diihn 811,which will connect you to the One Call system. Be safe and call 811 before you dig. With pa�perless billing,you can receive and pay your PPL Electric Utilities bills onl"me. The process is free,quick,convenient and secure. To learn more or sign up,visit www.pplelectric'.com. Brighten your holidays safely.Check li t strings before usm* to make E sure cords and plugs are intact.Turn ofinsideoliday lightsefore you go to bed. Save postage and late charges-sign up for Automated Bill Payment. Information about appliance energy use and tips on saving energy are available through the-Energy Library on our Web site, www.pplelectric.com. e 12 : 03 :38 12 NOV 2010 AAA CENTRAL PENN Receipt # 02WS-3899-14 SUNDRY RECEIPT Teller : CG2 Reference ## : 1186241 Issued : 12 NOV 10 12 : 03pm Club# Member# CYNTHIA L MCKINNEY 195-0602674 105 WESTVIEW DR (717) 761-5410 MECHANICSBURG, PA 17055-5755 Description : TITLE & REG TRANSFER PLATE # YNX6714 TRANSFERRED Product C► I C- Amount Domestic TRIVIN FEES (TFR) 1 @ 8 . 80 8 . 80 MEMBER FEES (MEM) 1 @ 22 . 70 22 . 70 Payment Due 31 . 50 OLFCK Payment CK Payment 22 . 70 Check No. 405 CYNTHIA L MCKINNEY DON'T MISS OUT! Join the 1, 000 ' s of members who have saved hundred' s of dollars on their Auto & Home Insurance. Call or visit your local AAA Central Penn Office for a free quote. WID: 10350 3407 000430-001 Title: 60698516/12/18/10 triVIN On-Line Registration System Pennsylvania Department of Transportation Applicant Summary Statement Transaction: Reassign Title/Transfer Reg Processor: 029513 AAA CENTRAL PENN/00083151 Processed By: MICHAEL MCCORKLE Purchase Date: Dec 16, 2010 Process Date: Dec 16, 2010/ Temp Reg Date: Dec 16, 2010 —Prev Title NO: 60698516 Prev Dup Title Count: None State of origin: PA stock No: VIN: 1FAFP40434F100232 condition: GOOD Unladen weight: chassis Mftr: YR/Make: 2004/FORD Body: cp GVWR: Body Make: Odom Reading: 88856 Fuel: G GCWR: Seat Cap: Odom Qual: ACTUAL MILEAGE Purchase Price: $0.00 t NO of Axles: Brands: Owner Information: Lessee in CURTIS E MCKINNEY/S Tenant in Wat on Insurance In 0r PROGRESSIVE 121 E PORTLAND ST survivorship? 147453328 MECHANICSBURG/PA/ [ ] Tenant in 17055 Common Retired Jul 18, 2010 - Jan 18, 2011 ODTF Daily Rental Mail Code: Disabled veteran: 0 Trade in #1 Information H r n r n Fees & Sa i.ro.rm�l PennOOT Fees VIN: None None Tax exempt Reason: TRANSFER DUE TO D Sales/Use Tax: 0.00 YR: Tax exempt No: Motor Veh. Fees: 28.50 make•: Taxable sale Price: Condition: Sales Tax Credit: QtftU_F=1� 0.00 Allowance: ELT Local sales Tax Override? Total: S28.50 Trade in #2:' None Allowance: -LienHldr#2: Agert-t-E&u None Notary Fee: 0.00 Plate Fee: 0.00 Agent member Fee: 0.00 Agent Service Fee: 9.02 Assigned Tag Type: class: Assigned Exp Sticker No: - Illy Assigned Tag NO: Reg. GVW: Class Sticker No: Total: SO.00 ASSigned EXp Date: Reg. GCW: Transferred Title NO: 60698516 triVIN F es signature of Person from Whom Tag is Being Transferred Transferred Tag NO: GWN3929[ ]w/Renewal triVIN Fee: $8.90 Relation to Applicant: self C 1w/Tag Replacement I I No of Dup Reg Cards: 0 [ ]W/Tag Exchange I E I - Request for optional Registration At A weight Exceeding the GVWR (MV-1005) WARNING: The operation of a truck loaded beyond the manufacturer's Gross vehicle weight Rating (GVWR)may create unsafe conditions and also void the manufacturer's warranty if damage should result from such overloading. check with your dealer or factory representative. You should also consult your insurer concerning possible adverse effects to your insurance coverage with respect to such overloading. I/we request that the above described vehicle be registered at the gross vehicle weight (RRGW or RRcGW) listed above under the provisions of Section 1916(b) of the vehicle Code as amended by Act No. 9 (1980). approved 2-15-90. I/we acknowledge that I have been warned by the Department of Transportation that loading my truck beyond the manufacturer's gross weight rating may damage the truck and endanger its occupants, as well as other vehicles and their occupants and pedestrians; and I/we assume all risks connected with any such overloading of the truck. i/we acknowledge that I/we may lose my our operating privilege(s) or vehicle registration s) for failure to maintain Pinancial respon !it_yo-ntFe7 current ly registere vehicle for the period of registration. I/we further acknowledge that I/we may be subject to a fine not exceeding$5,000 and imprisonment of not more than two (2) years for any false statement that I/we make on this form, and I/we certify that I/we have examined and signed this form after its completion; and that if an exemption from payment of sales tax is claimed, I am/we are authorized to claim this exemption. I/we further certify that all statements herein are true and correct and make application for certificate of title for the vehicle described above. ate subscribed and sworn to: Isignature of Applicant or Auth;riZed signer: Signature of Notary Administering oath: SignatureofC-Owner/_Tftle of�U thorize=Signer: VIN/GVWR Certificationlor Tracing is Required .................. ......................... ...........:1*** 1 S Place signature of.Person verifying VrN/GVWR.or the Tracing Here:**** E I hereby certify that I have verified the VIN/GVWR of A this vehicle and the V1N/GvwR listed above is correct. L SIGN: DIN: _aetagh Here _. — _. — — — — — — — — — — — — — 10 r I — — — — — — — — - -- - - - - Detach Here COMMONWEALTH OF PENNSYLVANIA REGI�TgATION CREDEN71AL EXPIRY: DEC 31, 2010 NALIU, I PLATE: GwN3929 -CIA i TITLE: 60698516803 mc.. -- - — — — — — — — — — SIGNATURE 417:10032 VIN: 1rAFP4943 YR/MAKE: I hereby acknowl edge this day that I have received TYPE: notice of the provisions of Section 3709 of the Vehicle WID: 350'340 '00{3430=00.3::... Code TITLE BRANDS: .... EMISSION INSPECTION REQUIRED/DIESEL EXEMPT COUNTY CUMBERLAND CURTIS E MCKINNEY 121 E PORTLAND ST URE� MEECHANICSBURG PA 17055 SA-2C( WID: 10316 3407 000330-001 Title: 48647948/11/15/10 triVIN On-Line Registration system Pennsylvania Department of Transportation Applicant. Summary Statement Transaction: Reassign Title/Transfer Reg Processor: 029513 AAA CENTRAL-PENN/00083151 Processed By: CHERYL R GARMAN Purchase Date: NOV 12, 2010 Process Date: NOV 12, 2010/' Temp Reg Date: None Prev Title NO: 48647948 PreV Dup Title count: None State of origin: None Stock No: 717-592-0667 VIN: IGCCS19Z8SK12IO87 Condition: FAIR unladen weight: 3323 chassis Mftr: YR/Make: 1995/CHEVROLET Body: TK GVWR: 4600 Body Make: Odom Reading: 159450 Fuel: G GCWR' Seat Cap: Odom Qual: ACTUAL MILEAGE Purchase Price: $0.00 NO of Axles: 2 Brands: owner information: Lessee nformation: insurance in Ormation• RAFAEL LEE VILLARONGA/S, [ ] Tenant in PERMANENT GENERAL ASSUR CORP 23 E LOCUST ST Survivorship? PN6797705 MECHANICSBURG/PA/ [ ] Tenant in 17055 Common Sep 20, 2010 - Sep 10, 2012 [ ] Retired [ ] ODTF [ ] Daily Rental Mail Code: Disabled Veteran: 0 Trade in #1 InTW-rmation PennDOT Fgp,� VIN: None None Tax exempt Reason: TRANSFER DUE TO D sales/Use Tax: 0.00 YR: Tax exempt No: Motor Veh. Fees: 28-50 Make: Taxable sale Price: other Fees' 0.00 coition: Sales Tax Credit: Total:- S28_50 All ,wance: C).ELT [ ] Local Sales Tax Override? + Trade�fn #2: None Agent Fees Allowance: LiepHldr ff2,„ Notary Fee: 0.00 None Plate Fee: 0.00 Agent Member Fee: 0.00 }� Ao n Service p `.' : -M Assigned Tag Type: class: 1 Assigned Exp Sticker No: - Total: 50.00 Assigned Tag NO: Reg. GVW: 4600 Class Sticker No: N/A s Assi ned Exp Date: Reg. GCW: Transferred Title No: 48647948 triVlN Fee t ZiFre o Person rom om Ta is wing Trans erre Transferred Tag No: YNX6714[ ]w/Renewal triVIN Fee: 58.80 ` Relation to Applicant: Self [ 1w/Tag Replacement t No of Dup Reg cards: 0 [ ]w/Tag Exchange [ - Request for Optional Registration At A Weight Exceeding the GVWR (MV-1005) WARNING: The operation of a truck loaded beyond the manufacturer's Gross vehicle weight Rating (GvW)may create unsafe conditions and also void the manufacturer's warranty if damage should result from such.overloading. Check with your dealer or factory representative. You should also consult your insurer concerning possible adverse effects to your insurance coverage with respect to such overloading. I/we request that the above described vehicle be registered at the gross vehicle weight (RRGw or RRCGw) listed above under the provisions of Section 1916(b) of the Vehicle Code as amended by Act No. 8 (1980), approved 2-1S-80. I/we acknowledge that I have been warned by the Department of Transportation that loading my truck beyond the manufacturer's gross weight rating may damage the truck and endanger its occupants, as well as other vehicles and their occupants and pedestrians; and I/we assume all risks connected with any such overloading of the truck. I we acknowledge that i we may lose my our operating privilege(s) or vehicle registration(s) for failure to maintain financial responsibility on the currently registered vehicle for the period of registration. I/we further acknowledge that I/we may be subject to a fine not exceeding 55,000 and imprisonment of not more than two (2) years for any false statement that 2/we make on this form, and I/we certify that I/we have examined and signed this form after its completion; and that if an exemption from payment of sales tax is claimed, I am/we are authorized to claim this exemption. I/we further certify that all statements herein arc tree and correct and make:nnl;c_.y;..�.�. c...certificate of C 1 L t C i t,l Usc vch r Lle dczaj I ved dUtive. Date Subscribed and sworn to: S' nature of App 7 o i d Si Signature of Notary Administering oath: 51 Vre o-owner Tit e of AuthoolIzed Signer• ' [ ] VIN GVWR Certi =cation or Tracing is Require S Place Signature of Person verifying VIN/GVWR or the Tracing Here: �•�� E I hereby certify that I have verified the VIN/GVWR of A this vehicle and the VIN/GVWR listed above is correct. L SIGN: DIN: — _ Detach Here — --- — I f I ^. — — — — — — — v - — o — _Detach Here COMMONWEALTH OF PENNSYLVANIA REGISTRATION,CREDENTIAL r EXPIRY: 'O XP RY� MAR 31 2011 cr• � . PLATE: YNX6714 ;:: REfP GRf?SS > 1 £1460{} _ ::. 1.! TITLE: 4864794$0.03 VI,., $IGNTUR — — — :.: .. =U' VIN: 1G?CCS19 $SKi210$� UNLADEN WEFGtfT 3323`;*::` .. Y MAKE: R / Ht= ROE E �� CLASS: Ol 1 r eby acknowledge this d2lY that have received TYPE: ,K>' - notice Of th e provisions o f SeL416n 37 0 9 of the Vehicle e n WZD' - �.D31 6 �4.Ct7-00tD33{? •Ot3I:::: - - Code J TITLE BRANDS: EMISSION INSPECTION REQUIRED/DIESEL EXEMPT COUNTY CUMBERLAND r RAFAEL LEE VILLARONGA 23 E LOCUST STS MECHANICSBURG PA ter', '� +fit �r f,j�� ' .jV:J „�• - ;�: .� �p i� err 17055 Total Bankiner Statement For the period 09/25/2010 to 10/25/2010 For 24-hour information,sign on to PNC Bank Online Banking DANELLE D VILLARONGA on pnc.com. Primary account number:50-7000-7761 Account number:50-7000-7761-continued Page 2 of 4 Activity Detall Deposits and Other Additions There were 7 Deposits and Other Additions Date Amount Description totaling$1.187.62. 09/30 24.15 Funds Transfer From Acct 5002072748 10/01 884.00 Direct Deposit-Soc Sec US Treasury 303 XXXXX9225A 10/08 „M 160.00 Deposit Reference No 521255912 l6/20 25.00 Funds Transfer From Acct 5002072748 10/25 25.00 OD Fee Refund Effective 10-21-10 10/25 25.0} OD Fee Refund Effective 10-21-10 10/25 44.47 Branch Deposit Tel 0400004101 0068 Checks and Substitute Checks Check Date Reference number Amount paid number 2107 29.68 10/05 083697960 There is 1 check listed totaling $29.68. Banking/Check Card Withdrawals and Purchases Date Amount Description There were 2 other Banking Machine/Check 09/27 26.50 6531 Check Card Purchase Vesta 866-6083007 Or Card deductions totaling$61.50. 10/12 35.00 6531 Check Card Purchase Mechanicsburg Carp Online and ©ectronic Banking Deductions There were 6 Online or Electronic Banking Date Amount Description Deductions totaling$1,121 A4. 09/30 81.03 Direct Payment-Paymentrec Verizon XXXXXXX?,X6309 10/04 25.00 Twh Auto Transfer To 5002072748 10/06 774.43 Direct Payment-Mtg Pmts Suntrust Mortg XXXXXX0424 710/20v/ 38.75 Direct Payment-PAC Checks ml Bay State Li XXXXXXXXXXX4037 180.00 irect Payment-Ins Premrog Specialty 14745332,Danel 22.23 irect Payment-Prem Paymt ass Mutual XXXXXXXXX2022 0 Other Deductions There were 3 Other Deductions totaling Date Amount Description $60.00. 09/30 10.00 OD Protection Fee 10/21 25.00 Overdraft Item Fee 10/21 25.00 Overdraft Item Fee Daily Balance Detail Date Balance Date Balance Date Balance Date Balance )9/25 85.00 10/04 850.62 10/12 171.51 10/25 .00 )9/27 58.50 10/05 820.94 10/15 132.76 )9/30 8.38- 10/06 46.51 10/20 44.47- to/01 875.62 10/08 206.51 10/21 94.47- IIII 11111 III I TSt V MEMBERS V I-FEDERALCREDIT UNION DANIELLE D VILLARONGA Statement Closing Date: Account Number: 4672 0900 0021 2381 November 26, 2010 Summary of Account Activity Payment.Information Previous Balance $ 832.15 New Balance $0.00 Payments 952.15- Total Minimum Payment Due $0.00 Other Credits - 0.00 Payment Due Date 12/21/10 Other Debits + 0.00 Purchases Late Payment Warning: IF WE DO NOT RECEIVE YOUR 0.00 MINIMUM PAYMENT BY THE DATE LISTED ABOVE,YOU MAY Cash Advances 0.00 HAVE TO PAY A LATE FEE UP TO$30. Fees Charged 20.00 Interest Charged + p pp Contact InfOCmatiOn NEW BALANCE $0.00 � Customer Service:(800)283-2328 Ext:6035 Credit Limit $1,500.00 W1 Report Lost or Stolen Card:(866)839-3485 Available Credit 0.00 ) Please send Billing Inquiries and Correspondence to: Available Cash 0.00 N► CUSTOMER SERVICE Amount Disputed 0,00 PO BOX 30495 TAMPA,FL 33630-3495 Statement Closing Date 11/26/10 Visit us on the web at: Days in Billing Cycle 30 www•membersIst.org Please Mail Your Payments to: ! PO BOX 4517 CAROL STREAM IL 60197-4517 Impvr f1 t: nrs TO REPORT A LOST OR STOLEN CARD PLEASE CALL MEMBERS 1ST FCU AT 800-283-2328 OR 866-260-0868 AFTER HOURS.TO OBTAIN ACCOUNT INFORMATION 24 HOURS A DAY CALL 800-299-9842,OR ACCESS ONLINE AT EZCARDINFO.COM. Transtllflns Trans Date Post Date Plan Name Reference Number Description Amount Payments Adtustanents and OtfteiF 11112 11114 K5 PAYMENT-THANK YOU 952.15- TOTAL PAYMENTS OR ADJUSTMENTS $ 952.15- NA OT!CE 0%F!N cry qi C-1GE' Sri. _Cv ...tl)__L"�.. -JL. _ ___ Page 1 of 3 5115 VD-* PLEASE DETACH COUPON_A_ND RETURN_ PAYMENT___U-SING THE_ENCLOSED ENVELOPE-ALLOW 5 DAYS FOR MAIL DELIVERY MEMBERS 1ST FEDERAL CU St E-Accourtt Number 5000 LOUISE DRIVE 4672 0900 0021 2381 MECHANICSBURG PA 17055-4899 MEMBERS r I-FEDERALCREDIT UNION Check boK to indicate name/address change on back of this coupon AMOUNT OF PAYMENT ENCLOSED Closet Date New 6aiance PAY" DUe Date. ] � Pa meit.Due ' 11/26/10 $0.00 $0.00 12/21/10 ,, ■ �,. MAKE CHECK PAYABLE TO: DANELLE D VILLARONGA -- o C/O CYNTHIA MCKINNEY 11II 11II11I oil 11 11111111111111I111i1111dI111111111IIu1I11I111 105 WESTVIEW DRIVE `" VISA MECHANICSBURG PA 17055-5755 —" PO BOX 4517 CAROL STREAM IL 601974517 (1 11111,1/III1111I1I1111I111/I1I111I1111111111II1111I1111I1f1I 21 4672 0900 0021 2381 00000000 00000000 7 f verl onwireiess PO BOX 4003 Manage Your Account&View Your Usage Details Account Number Date Due ACWORTH,GA 30101' Invoice Number 6520225923 10002 7 38 01 AV 0.335 -AUTO T6 1 2226 1I7055-333321 1 E PHIL2604 Itll�llllll'IIIII�I�IIIIIIIII�IIIIIIII�IIIII�IIIII�IIIIIIIIIII DANIELLE D VILLARONGA 121 E PORTLAND ST (see back for details) $5.05 MECHANICSBURG,PA 17055-3333 No Payment Received $.00 Balance Forward Due Immediately $5.05 Taxes,Governmental Surcharges&Fees $.00 Total Current Charges Due by January 21,2011 $.00 Total Amount Due $5.05 Pay from Wireless Pay on the Web Questions: .i'.`�." .,�.• �� c9;' }�' tx- ;a.;.f- F�`r .,,:1.y.�i� s,, �'%C .''ruE,�' c'�` �s.x�� w'. % r : � �� t '� s ;� .; ..'-s" ::"G s,. Yli��'2N:�iV.i r `,t�_ �4'Y' .,- i S+V � _au _,. _.- .� .� .a.. - i'a r� �;.zk$^F;._ . .t ?'t ,z -y.+--,8..--� tom`,-, VIE Verb:`30,f'lwireless December 26,2010 320457032-00001 6520225923 DANELLE D VILLARONGA Total Amount Due 121 E PORTLAND ST MECHANICSBURG,PA 17055-3333 Make check payable to Verizon Wireless. 5.0� Please return this remit slip with payment. $ Fl , nn P.O.BOX 25505 LEHIGH VALLEY, PA 18002-5505 fit 11li11!1lI sit IIIIItoId 11111111111111111 fit ofIIII F] Check here and fill out the back of this slip if your billing address has changed or you are adding or changing your email address. 652022592301032045703200001,0000000000000005055 WEST SHORE EMS - EMS 205 GRANDVIEW AVE SUITE 211 CAMP HILL, PA 17011 Phone#: (800) 367-0512 Federal Tax ID: 23-2463002 V PATIENT NAME: DANELLE VILLARONGA RAN PRIV CALL NUMBER: NONE 1018906E D�:�T�OI"eAImL: 10/14/2010 RQMI: 121 E PORTLAND ST TO: DID NOT TRANSPORT PT DECEASED DANELLE VILLARONGA MM ' 121 E PORTLAND ST TOTAL CHARGES: MECHANICSBURG, PA 17055 PAYMENTS/ADJUSTMENTS: PLEASE PAY TH1S AMOUNT: ' ' 737.25 DETACH ALONG PERFORATION RETURN STUB WITH PAYMENT DESCRIPTION OF UHARGE QUANTITY UNIT PRICE AMOUNT MICU ASSESSMENT,TX, RELEASE A0998 1.Q ! 441.00 VALVE MASK(ADULT) A0422 441.00 1.0 39.40 39.40[BAG NF CONTROL GLOVES(PR) A0382 5.0 1.00 ; ORAL AIRWAY 5.00 A0422 1.0 OXYGEN ADMINSTRATION 1.00 1.00 A0422 1.0 65.01 65.01 SUCTION CANISTER(PORTABLE) A0382 . 1.0 28.56 28.56 SUCTION CATHETER A0382 1.0 1.20 1.20 SUCTION TUBING A0382 1.0 4.04 20GTT TUBING 4A4 � A0394 1.0 14.72 14.72 ANGIOCATH(14-24) A0394 1.0 6.72 I 6.72 ATROPINE 1 MG A0394 1.0 COMBO PADS ADULT 6.60 6.60 A0392 1.0 80.00 80.00 DESCRIPTION OF PAYMENT RECEIPT PAYMENT DATE AMOUNT lo ° • -1 y Continuedon Next Page ATIENT NAME: VILLARONGA, DANELLE ;.ALL NUMBER: 1018906E PAID: AMOUNT rA113. � THIS INVOICE IS YOUR RESPONSIBILITY. Please forward this itemized statement to your Ins Carrier and MAKE PAYMENT DIRECTLY TO US. Please include Invoice Numbers on your ;heck. WEST SHORE EMS-EMS 205 GRANDVIEW AVE SUITE 211 CAMP HILL, PA 17011 Past Bill Information-UGI Utility t ,. SAS SENrlcr a account balance on your last bill was"............. $26.70 2197 , illin Summa for Service to: Payments 0.00 31545212 i gg Summary Late Charge................................................ .... .. 0.32 ANELLE VILLARONGA .. .............. 21 E PORTLAND ST Your balance as of 10/26/2010(due now)................ 26.02 IECHANICSBURG PA 17055 late Classification: ,esidential Heating Current Bill Information-UGI Utility IIIIIng Period: Customer Charge............................................................... 8.55 y 19/23/2010 to 10/22/2010(29 days) Commodity Charge(5 CCF at$0.81400).................. 407 r Remote Device Read Distribution Charges(First 5 CCF at$0.45000)....... 2.25 L� I bastions? PA State Tax Surcharge . . ..................................... -0.04 Total Current Charges-UGI Utility................................ 14.83 .a11800-276-2722 or write to UGI at UGI Utility charges owed this bill.............................. $ 'O BOX 13009 .,--.�.. . .. .... .. .. .. .... 40.85 leading,PA 19612-3009 Total Amount Due,Please Pay by Due Date(11/16/2010)....................................... $40.85 four current UGI charges include 3thte taxes totaling about$0.48. f Average CCF Per Day Meter lnformation-Next Read Date November 22,2010 4,80 Meter Number Previous Reading Present Reading CCF Used 432 1392384 2006(remote) 2011 (remote) 5 3.84 3.36 Messages from UGI 2.88 •Your current price to compare is$0.82458/CCF. 2.40 ■Your total annual usage is 421 CCF. Your average monthly usage is 35 CCF. 1.92 1.44 "Please pay your bills promptly or your credit history may be affected. 0.96 *Help prevent pipeline damage,accidents and service disruptions.Call 811 before you dig. 0.48 0.00 'Sign up to view and pay your future UGI bills online at www.ugi.com. ONDJFMAMJJASO 2009 Months 2010 Last This Average Year Year CCF/day 0.50 0.17 If you pay at a payment agent please take your entire bill. Make check payable to UGI. Daily temperature 54°F 58°F Keep this part for your records. Important information is on the back of this bill. 0230-01-b2-0004022-0001-0004022 MORTGAGE Your information is always �..�. SUNTRL1`s'r treated confidentially. --•-- MORTGAGE Statement Date 11/19/10 '- Toll-Free:800.634.7928 Internet:www.suntrustmortgage.com Payment Due Date 12/01/10 Loan Number 0202120424 #BWNDXCT 0004022 BT Tx Item Description Amount #9424240212020110# Balances Principal Balance* 54,242.02 0004022 01 MB 0.382 "AUTO Tt 0 0230 17055-333321 -c01 Escrow Balance 748.59 Payment Factor DANIELLE D VILLARONGA Interest Rate 5.50000% 121 E PORTLAND ST Payment Information MECHANICSBURG PA 17055-3333 ,� Principal&Interest 592.39 Escrow Payment 196.19 V Optional Products .00 Other .00 MORTGAGE PAYMENT 788.58 Payment Past Due .00 Unpaid Late Charges 29.62 SEE REVERSE SIDE FOR IMPORTANT INFORMATION Fees 20.00 TOTAL AMOUNT DUE 838.20 Year to Date Property Address: i21 E PORTLAND ST Interest 2,836.66 MECHANIGSBURG PA 17055 Taxes 1,702.93 = x Home Phone: 717-691-0146 Principal Paid 3,679.63 w Other Phone: 111-111-1111 This Is Not A Payoff Amount We have teamed up with First Book to provide children in need with brand new books. For more information visit www.firstbook.orgz Important Messages If you are purchasing a new home or thinking of refinancing your existing mortgage,contact your Loan Officer or call us at 800.334.4684. Ask about the new government loan programs which are helping many of our clients. " M As a SunTrust Mortgage client,you may qualify for discounts on banking and lending products with SunTrust Bank. If you have any questions about your current mortgage including payment options, please call Client Services at 804.634.7928. Transaction Summary Date Description Amount Interest Principal Escrow/impound Misc/Fees 11/19 PAYMENT $750.00 $250.18 $342.21 $157.61 µ z Special Messages F -- S yg �,3 4 w Yc�y l 2 `�_ !"' �� r , f.�'�� ,�,� ,� ��