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Home My WebLink About04-5713 o. BURTON NEIL & ASSOCIATES, P.c. By:Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK (SOUTH DAKOTA) N.A. 701 East 60th Street North, Sioux Falls, SD Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. PAMELA L GUSLER 60 Regency Woods North, Carlisle PA 17013-9064 Defendant NO. ()Cb- 5 7f] ~ : CIVIL ACTION - LAW COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. TIDS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT IDRING A LAWYER. IF YOU CANNOT AFFORD TO IDRE A LAWYER, TIDS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 32 South Bedford Street Carlisle, PAl 70 13 Telephone No. 717-249-3166 or 800-990-9108 C-3802 BURTON NEIL & ASSOCIATES, P.C. By:Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITmANK (SOUTH DAKOTA) N.A. 701 East 60th Street North, Sioux Falls, SD Plaintiff : IN THE COURT OF COMMON PLEAS v. CUMBERLAND COUNTY, PENNSYLVANIA NO. 0 1- j~7J3 PAMELA L GUSLER 60 Regency Woods North, Carlisle, PA Defendant : CIVIL ACTION - LAW Complaint 1. The plaintiff is Citibank (South Dakota) N .A., with place of business located at 701 East 60th Street North, Sioux Falls, South Dakota. 2. The defendant is Pamela L Gusler, who resides at 60 Regency Woods North, Carlisle, Cumberland County, Pennsylvania. 3. Plaintiff, a national banking association, engages in various types of banking business including consumer lending through the issuance of credit cards. 4. Plaintiff furnished consumer credit to the defendant by means of a(n) AT&T Universal credit card with account number 5491130350470860 hereinafter referred to as the credit card account. 5. Plaintiff maintained an accurate and running record of all debits and credits to the credit card account in its books of account. 6. Plaintiff mailed defendant a written statement each month which accurately stated the · debits and credits to the credit card account for the prior billing period. 7. Defendant received the monthly statements from plaintiff for the credit card account including the statement attached hereto as Exhibit A statement without protest, dispute or objection. 8. Defendant in not protesting, disputing or objecting to the statements including the Exhibit A statement thereby assented and agreed to the correctness of the balance due on the credit card account so as to constitute an account stated. 9. The amount due plaintiff on the account stated, less credits, if any issued subsequent to the Exhibit A statement, is $19,433.91. Wherefore, plaintiff demands judgment against defendant for the sum of $19,433.91, and the costs of this action. ::TON IL&L~IATES,P.C. '--~n Neil, Esquire Attorney for Plaintiff The law firm of Burton Neil & Associates, P.C. is a debt collector. Your A18Er ufurersal Card Statement Augus\ 5 - September 3, 2004 PAMELA L GUSLER Account 54911303 5047 0880 Calling Card + PIN No Annual Fee/Platinum Card ... , '. ., ., - " ..~, ,;"~~' '", .J,....,,'.:;.,'..,.,:.',.r...\.r".."..P...'.,. '<',. .~..~'."~,.~.'~.".~...,. }h ,~,,~ ,'\", ~,.'.~ .:<, . ..:.; ~i~':~~:-:~~r>Z<;>~)~<<<~>: Minimum Payment Due.................................... $19,433.91 Due Dat8".......................................... September 29, 2004 'Payment musl be received by 1:00 pm local time on the payment due dale. Amount Past Due............................................... $'1.1633.16 Amount OYer Limit............................................... ",933.91 Credit Line...................,..................,.......,........... $18,500,00 Available CrediL.....,..."..".........................,..,..."......... $0.00 Cash Advance Limit..............,..,........................... $1,000,00 Available Cash Advance LimiL............................,.... $0.00 I :~~c~nt ~'unuDaty . . Previous Balance Payments aod Adjustments MasterCard@ ACllvity Total AT&T Services New Balance Note: Detailed activity starts on page 3. 18,926.80 0.00 507.11 0.00 $19,433.91 Payment Record Amount Paid: OAW Universal Card Page 1 of 3 How To Reach Us Visit: www.universalcard.com Customer Service: 1 800423-4343 or write Cardmember Services1 PO Box44167 Jacksonville, FL 32231-4167 Help is available! Please call the toll-free number shown above to learn about our special payment options. Please give us the opportunity to assist you. Our records show home phone 717-766-5887 and business phone 797-730-6771. Please update remittance coupon if incorrect. IMPORTANT INFORMATION ABOUT CREDIT REPORTING WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT. Date Paid: Check Number. PI@ase follow payment Instructions outllll@d In the "Important Instructions 'or Making Payments" section of the stat@menl. 05491130350470860999999999990015 Vo... Account H__. 5491 1303 5047 0860 PIe..e Enter Amount 0' Pay...at EIIdo.... I hymant Must" R<<eIwd By II VOW TOlalleleneel1 N1n1mua1 Amount Dutil SEP 29 2004 $19433.91 $19433.91. $ 947S Me 32 A I AR7D5D764 1...111...11111....11..11.1.1..11....11...1..1.11..11.....11.1 PAMELA L GUSLER 60 REGENCY WOODS N CARLISLE PA 17013-9064 111...1...1.11..11. ...11..1..1....11I1. ....11.1.1..1 AT&T UNIVERSAL CARD P.O. BOX 8103 S HACKENSACK, NJ 07606-8103 11.1.1..IIIIII..I..IIII..I.II.I.I.U1 .11..11.11..11.1" .11..11 EXHIBIT A- PAMELA t GUSLER Account 5491 1303 5047 0860 ,August 5 . September 3, 2004 In the return envelope, please: 1 Encloseyourcbeckormoneyorder.lnclude your account number and name on the front of your check or money order. Please, no cash or foreign currency. 2 Enclose your payment coupon. Do not staple or tape it to your payment. Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remittance envelope. o AM Universal Card Page 2 of 3 PAMELA L GUSLER Account 5491 1303 5047 ll860 . August 5 . September 3, 2004 o AW Universal Card Page 3 of 3 I .~~e1'8111 ~erCaI1I A&:tirity Purchases..... ................... ................................................................................................................................ 0.00 Cash Advances and Checks............... ................................. ..................... ............... ...................................... 0.00 Finance Charges... ...................... ........................................................ ........................................................ 433.11 Fees................................................................................................................................................................ 74.00 Total MasterCard Activity................................................................................................ ....................... $507.11 CLlI Purchases Total MasterCard Purchases............................................. $0.00 t$\ I Cash Advances Cash Advance Umi!............................. $1,000.00. .This represents a portion of your total credit line. F'mance Charge Information Nominal APR Periodic Rate Days In lit Billing Period Balanca lit Subject to Finance Charge Periodic BllAI&E CHARGE T ransBctlon + FeelEltlAllkf ~ AIIMJAl. PEItCENTAGE RATE PURCHASES Standard Purch 28.490% Offer 4 28.490% CASH ADVANCES Standard Adv 28.490% .07805%(0) x .07805%(0) x 29 29 x x $17,395.05 $1,740.02 = $393.73 + = $39.38 + $0.00 $0.00 28.490% 28.490% .07805%(0) x 29 x $000 = $0.00 + $0.00 28.490% Total FINANCE CHARGE $433.11 I Fees I Standard Purch Trans Post 09/03 09/03 Total rees Description LATE FEE - AUG PAYMENT PAST DUE OVER CREDIT LIMIT FEE Amount 39.00 35.00 $74.00 F"~~J~~~~; ,,,,..,. , .. -.".. , , , , ~ ,,~ , AT&T Universal Calling Card Calls......................................................................................................... $0.00 VERIFICATION fJ/' (tf; ~t5de- is Attorney Management Specialist for Citibank (South Dakota) N.A. the within Plaintiff in this action, and that the statements of fact made in the foregoing Complaint are true and correct to the best of the undersigned verifier's knowledge and belief. The undersigned understands that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: II LLl d--( ,~ #t~ Pamela L Gusler 5491130350470860 ~~~ ---.. j ~ff ..J:::. . -- ~ ~ <t! () ~'1~~ _. r" r:-;; , :i;: r." J> r~~' ";" ~l " ~ ,." c-:::; .;,,:> ~) .;:.- n =.Jf\l" e'; :~j ~..: ~j~~fQ r:;; y ~B " (') r~:) (,j rT1 '1 ;;; i:? (..ll ........ - ~: -..... h CITIBANK (SOUTH DAKOTA) N.A. 701 East 60th Street N, Sioux Falls, SO 57117 Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA VS. NO. 04-5713 Civil PAMELA L GUSLER 60 Regency Woods North Carlisle PA 17013-9064 Defendant : CNlL ACTION - LAW Praecipe for Default Judgment To the Prothonotary: Please enter judgment by default for want of an answer in the above case in favor of the plaintiff and against the defendant, and assess damages as follows: Principal: $19,433.91 $.00 $19.433.91 TOTAL Understanding that false statements herein made are subject to penalty under 18 Pa. C.S. ~ 4904 relating to unsworn falsification to authorities, I verify that: I. The above are the precise last-known addresses of the judgment debtor and creditor. 2. The annexed notice of intention to file this praecipe was mailed to all parties against whom judgment is to be entered and to their record attorneys, if any. after the default occurred, and at least ten days prior to the date of the filing of this praecipe. 3. Pursuant to Section 201 (b)( 1 )(A) of the Servicemembers Civil Relief Act of2003 (SCRA), the defendant is not in the military service of the United States based on information received om the defendant and/or the Department of Defense website. & AS~IA TES, P.c. JUDGMENT BY DEFAULT ENTERED AND DAMAGES ASSESSED AS ABOVE. NOTICE GIVEN UNDER R.CIY.P.236 ) ~Y' ~ Burton Neil, Esq Attorney for Plaintiff 1.0. #11348 1060 Andrew Drive, Suite 170 W. Chester, PA 19380 The law firm of Burton Neil & Associates is a debt collector. C-3802 crrmANK (SOUTH DAKOTA) N.A. : IN THE COURT OF COMMON PLEAS Plaintiff VS. : CUMBERLANDCOUNTY,PENNSYLVANIA : NO. 04-5713 Civil PAMELA L GUSLER Defendant : CNlL ACTION - LAW Notice of Intention to File Praecipe for Default Judll1Dcnt TO: Pamela L Gusler 60 Regency Woods North Carlisle PAl 70 13-9064 DATE OF NOTICE: December 28, 2004 IMPORTANT NOTICE You are in default because you have failed to enter a written appearance personally or by attorney and file in writing with the court your defenses or obligations to the claims set forth against you. Unless you act within ten (10) days from the date of this notice, a judgment may be entered against you without a hearing and you may lose your property or other important rights. You should take this notice to your lawyer at once. If you do not have a lawyer or cannot afford one, go to or telephone the following office to find out where you can get legal help. This office can provide you with information about hiring a lawyer. If you cannot afford to hire a lawyer, this office may be able to provide you with information about agencies that may offer legal services to eligible persons at a reduced fee or no fee. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 32 South Bedford Street Carlisle, PA 17013 Telephone No. 717-249-3166 or 800-999=)108 BURTON NElLj ASSOC / ? :ay: n eil,E Attcmey for p. . tiff Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 The firm of Burton Neil &:. Associates, p.e. is attempting to collect a debt. C-3802 ~~ ~ r: o j (U ,.. ~ (.J~ liB ~~ D1- (") (- .>"~C ";:": ~-.jl..< r"'-'.\'~" ~~,\',:_' D,~' '~.~ y;;~ <'"' \.>J "ry Q, -;:(_-0 \"'\.1.c::~ -Q~\ \ -,.;" (~~ L'-'~ ___ ,,:::~''i', ~.\-- ~-,:'\ i;)'f~ :?~ {'1. \ co', -~'"6 r- .-- :s:- ,-, e? c.:;::;J< i;..f' "'" ~ .,...,,~ .,;;;. ,0 .' _ 'BUR TON NEIL & ASSOCIATES, P .C. BY: Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 ATTORNEY FOR: Plaintiff eITIBANK (SOUTH DAKOTA) N.A. Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND COUNTY, PENNSYLVANIA VS. : NO. 04-5713 Civil PAMELA L GUSLER Defendant : CIVIL ACTION - LAW RULE OF CIVIL PROCEDURE NO. 236 (REVISED) Notice is given that a JUDGMENT in the above captioned matter has been entered against you on Yd, I .2 ,-X)S I Prothonotary 'By' ~17~ v.7rOUA'f~.r-- Deputy If you have any questions concerning the above, please contact: Burton Neil, Esquire Attorney for Party Filing 1060 Andrew Drive, Suite 170 West Chester, PA 19380 Phone: 610-696-2120 The law finn of Burton Neil & Associates is a debt collector. SHERIFF'S RETURN - REGULAR CASE NO: 2004-05713 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA NA VS GUSLER PAMELA L HAROLD WEARY I Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon GUSLER PAMELA L the DEFENDANT at 1808:00 HOURS I on the 6th day of December, 2004 at 60 REGENCY WOODS NORTH CARLISLE I PA 17013-9064 by handing to GEORGE LUCAS, HUSBAND a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 5.92 .00 10.00 .00 33.92 So Answers: .y- /;.;-:,~p'..(~;:f( -:p ("",,'~"'" ./ ~~~ .,..,' -,"",,'j,: --~ ...r ,,~?~.1'" ,t- _IY..;.>",,<:,,<"".'::..,,,-t>/' ...,-s;.~~r- R. Thomas Kline 12/07/2004 BURTON NEIL Sworn and Subscribed to before e::- me this ~ day of .-)~ ~ro1 A.D. C ~~/1L-> Q }n~h,,-,I(~ rothonotary I -r / By: 7hl {J Deputy 'J;eriff