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HomeMy WebLinkAbout13-2128 Supreme Co f t �gennsylvania , 7 F� Cour . ommom leas For Prothonotary Use Only; ={`Y Ill' i Gt ><1 CbWZbShed t ;�Ll`' - �-.,, ►�` ,, j Docket No: CUMBERLAND "� County The information collected on this formm is used solely court administration purposes. This form does not supplement or replace the filing and service ofpleadings or otherpapers as required by lax- or rules ofcourt.. Commencement of Action: S 0 Complaint 0 Writ of Summons !-? Petition Transfer from Another Jurisdiction J Declaration of Taking E C Lead Plaintiff's Name: Lead Defendants Name: Deutsche Bank National Trust Company Sarah Douglas a /k/a Sarah B. Douglas; et al T Dollar Amount Requested: Owithin arbitration limits I Are money damages requested? ❑i Yes No (check one) X, outside arbitration limits O N Is this a Class Action Suit? Yes x, No Is this an MDJAppeal? Yes Xi No SALVATORE CAROLLO, ESQUIRE A Name of Plaintiff /Appellant's Attorney: PA 10 311050 Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS Intentional Buyer Plaintiff Administrative Agencies 0 Malicious Prosecution Debt Collection: Credit Card ❑ Board of Assessment _! Motor Vehicle La1 Debt Collection: Other Board of Elections 0 Nuisance 0 Dept. of Transportation E] Premises Liability Statutory Appeal: Other S E] Product Liability (does not include 0 Employment Dispute: E mass tort) Slander/Libel /Defamation El Discrimination C 0 Other: [3 Employment Dispute: Other 0 Zoning Board � Other: , Other: O MASS TORT i_] Asbestos N l Tobacco Toxic Tort - DES 0 Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS M Toxic Waste Ejectment Common Law /Statutory Arbitration B 0 Other: [3 Eminent Domain /Condemnation E] Declaratory Judgment 0 Ground Rent 0 Mandamus 0 Landlord/Tenant Dispute 0 Non - Domestic Relations rX+ Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LL4,BLITY Mortgage Foreclosure: Commercial 13 Quo Warranto 0 Dental ❑1 Partition EI Replevin 0 Legal Quiet Title Other: M Medical 0 Other: Other Professional: Updated 11112011 UDREN LAW OFFICES, P.C. ATTORNEY FOR PL.,AIl�T�IF BY: MARK J. UDREN, ESQUIRE - ID #04302 C= STUART WINNEG, ESQUIRE - ID #45362 Mr LORRAINE GAZZARA DOYLE, ESQUIRE - ID #34576 SHERRI J. BRAUNSTEIN, ESQUIRE - ID #90675 SALVATORE CAROLLO, ESQUIRE - ID #311050 p „ HARRY B. REESE, ESQUIRE - ID #310501 )> C-) ;CIF ELIZABETH L. WASSALL, ESQUIRE - ID #77788 `•° �-+ ' KATHERINE E. KNOWLTON, ESQUIRE - ID #311713 4 z JORDAN DAVID, ESQUIRE - ID #311968 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 -3620 856 - 669 -5400 pleadings* udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset - Backed Trust Series INABS CUMBERLAND County 2007 -B, Home Equity Mortgage Loan 1 Asset - Backed Certificates, Series INABS l 2007 -B Under the Pooling and Servicing NO. Agreement Dated June 1, 2007 C/O OneWest Bank, FSB 888 East Walnut Street Pasadena, CA 91101 Plaintiff V SARAH DOUGLAS A/K/A SARAH B. DOUGLAS 827 WEST LISBURN ROAD CARLISLE, PA 17015 STANLEY DOUGLAS A/K/A STANLEY E. DOUGLAS 2200 LAKE VILLAGE DRIVE APT 126 KINGWOOD, TX 77339 BARRY LOREMAN A/K/A BARRY L. LOREMAN 1204 BRANDT ROAD MECHANICSBURG, PA 17055 MARY LOREMAN A/K/A MARY K. LOREMAN 1204 BRANDT ROAD MECHANICSBURG, PA 17055 10:9, - 7:5 a� Defendant(s) � L �2* 8gy�3 COMPLAINT IN MORTGAGE FORECLOSURE YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE . MAY. BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990 -9108 AVISO Le han demandado a usted en la corte. Si usted quiere defenderse de estas demandas expuestas en las paginas siguientes, usted tiene veinte (20) dial de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se dafiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 (800) 990 -9108 NOTICE The amount of your debt is as stated in the attached document. The name of the creditor to whom the debt is owed is as named in the attached document. Unless you notify us within 30 days after receipt of this Notice and the attached document that the validity of the stated debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do notify us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, it is not an admission of liability on your part. Also, upon your written request within the 30 day period, we will provide you with the name and address of the original creditor if different from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease collection of your debt, or any disputed portion of it, until we obtain the information that is required and mail it to you. Once we have mailed to you the required information, we will then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that purpose. UDREN LAW OFFICES, P.C. /s/ Mark. J. Udren, Esquire Woodcrest Corporate Center 11.1 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003 -3620 (856) 669 -5400 1. Plaintiff is the entity designated in the caption on a preceding page. Plaintiff is the legal holder of the Mortgage that is the subject of this Action. Plaintiff is either the current mortgagee of record, is the legal holder of the Mortgage by virtue of being successor in interest to the current mortgagee of record, or is the legal holder of the Mortgage by virtue of Assignment of Mortgage. If Plaintiff is the legal holder of the Mortgage by virtue of Assignment of Mortgage, it is by the following Assignments of Mortgage, all of which have either been. recorded or Plaintiff is in the process of formalizing the actual Assignment of Mortgage in Plaintiff s favor: Assignor: Mortgage Electronic Registration Systems, Inc. acting as nominee for American Financial Resources, Inc Assignee: Deutsche Bank National 'Trust Company as Trustee of the Home Equity Mortgage Loan Asset - Backed Trust Series INABS 2007 -B, Home Equity Mortgage Loan Asset- Backed Certificates, Series INABS Date of Assignment: 09/15/2009 Recorded Date: 1.1. /10/2009 Book/Instrument #: Instrument # 200937932 Page: n/a 2. Upon information and belief Defendant(s) and/or their predecessor: Barry Loreman a/k /a Barry L. Loreman and Mary Loreman a/k/a Mary K. Loreman and Stanley Douglas a/k /a Stanley E. Douglas and Sarah Douglas a /k/a Sarah B. Douglas (hereinafter "Defendants "), are the owners of property located at 1330 Williams Grove Road, (Monroe Township), Mechanicsburg, PA 17055, by virtue of Deed dated 08/18/2003 and recorded. 08/18/2003 in Official Records Book 258 at Page 3736 of the Public Records of Cumberland County, Pennsylvania (hereinafter the "Property "). 3. On 05/16/2007, Defendant(s) and /or their predecessor: STANLEY DOUGLAS A/KIA STANLEY E. DOUGLAS AND SARAH DOUGLAS AIK/A SARAH B. DOUGLAS promised to pay to the order of American Financial Resources, Inc. , the principal sum of $ 270,000.00 payable with interest thereon provided in the Note. 4. By Mortgage dated 05/16/2007, Defendant(s) and/or their predecessor: BARRY LOREMAN A/K/A BARRY L. LOREMAN AND MARY LOREMAN A/K/A MARY K. LOREMAN AND STANLEY DOUGLAS AND SARAH DOUGLAS A/K /A SARAH B. DOUGLAS to secure the Note, mortgaged to Mortgage Electronic Registration Systems, Inc. acting as nominee for American Financial Resources, Inc. , the Property which is the subject of this action. The Mortgage was recorded on 05/24/2007 in Official Records Book 1993 at Page 1746. Said Mortgage is incorporated herein by referenced in accordance with Pa.R.C.P 1019(g). A legal description of the Mortgage premises is attached hereto and made a part hereof 5. Said mortgage is in default in that the payment due 07/01/2012, and all subsequent payments have not been made, and by its terms, upon breach and failure to cure said breach after notice, all sums secured by said Mortgage, together with the other charges authorized by said Mortgage and. itemized. below, shall be immediately due. 6. After demand, the Defendant(s) continues to fail or refused to comply with the terms of the Mortgage as follows: (a) By failing or refusing to pay the installments of principal. and interest when. due in the amounts indicated below; (b) By failing or refusing to pay other charges, if any, indicated below. The following amounts are due on the said Mortgage or modification agreement as of the date stated. below Unpaid Principal Balance $294,221.14 Accumulated Interest $15,811.35 Accumulated Late Charges $688.16 Property Inspection $77.00 BPO $1090.00 Escrow Deficit /(Reserve) $1,212.41 Recoverable Balance ($8955.38) Grand Total $304,144.68 The above figures are calculated as of 3 -22 -2013: Plaintiff may incur other expenses, costs and. charges collectible under the Note and. Mortgage. In addition to the above amounts, reasonably incurred attorneys fees and costs as well as proof of title in conformity with the mortgage documents mid Pennsylvania law, shall be sought by Plaintiff and included in any request for judgment. The interest rate is subject to adjustment if more fully described as such in the note and mortgage. The interest rate on the subject note is currently at 6.5000 %. The current per diem interest accruing on this debt is $52.4000 and that sum should be added each day after the above date. 7. Breach letters have been sent to Defendant(s) in accordance with the requirements of the subject mortgage and/or The Pennsylvania Act 6 of 1974 of the Commonwealth of Pennsylvania and, if applicable, Act. 91 of 1983. Copies of the breach letters are attached hereto as Exhibit "A ". WHEREFORE, the Plaintiff demands judgment, in rem, against the Defendant(s) herein in the sum of $304,144.68 plus ongoing interest, costs and attorneys fees and for sale of the Mortgaged premises. UDREN LA FICES, P.C. BY:.. SALVATORE CAROLLO, ESQUIRE PA 1D 311050 VERIFICATION The undersigned is Assista secretary of OneWest Bank on behalf of A, 6- %- S0Z—" and as such is familiar with the business records maintained by OneWest Bank for the purpose of servicing mortgage loans. These records (which include data compilations, electronically imaged documents, and others) are made at or near the time by, or from other information provided by, persons with knowledge of the activity and transactions reflected in such records, and are kept in the course of business activity conducted regularly by OneWest Bank. I am authorized to make this verification on behalf of Plaintiff and hereby verify that the facts set forth in the foregoing Complaint in Mortgage Foreclosure are true and correct to the best of my knowledge, information, and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S. §4904, relating to unsworn falsification to authorities. OneWest Bank -1 Date: q — g— 2.1 3 Name: Mable G. Dulaney Title: Assistant Secretary Company:c3..-k 4 , k, r-f Re: Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset - Sacked Trust Series INABS 2007 -B, Home Equity Mortgage Loan Asset - Backed Certificates, Series INABS 2007 -B Under the Pooling and Servicing Agreement Dated Jame 1, 2007 vs. SARAH DOUGLAS A/K/A SARAH B. DOUGLAS, STANLEY DOUGLAS A/K /A STANLEY E. DOUGLAS, BARRY LOREMAN A /K/A BARRY L. LOREMAN, MARY LOREMAN A /K/A MARY K. LOREMAN, MJU #: 12110314 CASE #: 12110314 -1 Issued by NETM hta.1407 York Road, Suitt3rl,LtithrroiH% MD V093 Vadow►rit►.en by Stoma Title Gummy Cmwy File Number NPA- 1004722' All that certain tract of land and the improvements thereon situate in Monroe Township, Cumberland County, Pennsylvania, bounded and described as follows: Beginning at a point on the Western right of way line of the Williams Grove Road at the corner of Green Lama, as shown on the hereinaft mentioned plan of lots; thence along said right of w ry line, South 00 degrees 11 minutes 11 seconds West, a distance of 225.24 feet to a pointy thence along the dividing line between lots numbers 1 and 2 on said plan, South- 07 dc#e= 32 minutes 12 seconds West, a distance of 960,51 feet to a point; thence North 00 degrees 28 minutes 00 seconds East, a distance of 225.29 feat to a point on the Southern line of Green Lanza; thence along the latter, North 87 deem 32 minutes I2 seconds East, a distance of 979,4o feet to a point, tiro place of beginning: Being lot number 1 on the plat, of lots of Frank E. Stotler, as recorded in the Cumberland County Recorder of deeds office in plan book 57, page 53' (erroneously reforred to as plan book "Q'r, volume 36, page 106 in prior deeds). Being the same property or a portion of the same property conveyed to Barry G::Loreman area Mary K. foreman, his wife, ss tenant$ by the entirety and Stanley E. Douglas and Sarah H. Douglt his wife, as tenants by the entirety by Deed dated AugM. 2063 from Secretary of Housaing and Urban Development filed on August 18, 2003 in Soak 258 at Page 3736 in the Cumberland County records. CciiF monly known as: 1330 Williams Grove !toad, Mechanicsburg„ PA 17055 Pagel Number: 22.11- 0278 -078 rT , fr ai A yr , iI .F rti Jq ._ 'i 5� L ALTA 200ti Commitment (heft) .i To: BARRY L. LOREMAN 1204 Brandt Roan Mechanicsburg, PA 17055 Re: Property Address: 1330 WILLIAMS GROVE RD. MECHANICSBURG, PA 17055 MTU #: 12110314 -1 E Exhibit A To: MARY K. LOREMAN 1204 Brandt Road Mechanicsburg, PA 17055 Re: Property Address: 1330 WILLIAMS GROVE RD MECHANI+CSBUR+G, PA 17055 MN #: 12110314 -1 E To: STANLEY DOUGLAS 1330 Williams Grove Road Mechanicsburg, PA 17055 Re: Property Address: 1330 WILLIAMS GROVE RD MECHANICSBURG, PA 17055 MJU #: 12110314 -1 Y r' To: SARAH DOUGLAS 1330 Williams Grove Road Mechanicsburg, PA 17055 Re: Property Address: 1330 WILLIAMS GROVE RD MECHANICSBURG, PA 17055 MJU #: 12110314 -1 To: BARRY L. LOREMAN 1330 Williams Grove Road Mechanicsburg, PA 17055 Re: Property Address: 1330 WILLIAMS GROVE RD MEC.HANICSBURG, PA 17055 MJU #: 12110314-1 A. S To: MARY K. LOREMAN 1330 Williams Grove Road Mechanicsburg, PA 17055 Re: Property Address: 1330 WILLIAMS GROVE RD MECHANICSBURG, PA 17055 M iU #: 12110314 -1 F T To: Sarah Douglas 1827 W. Lisburn Road Carlisle, PA 17015 Re: Property Address:: 1330, WILLIAMS. GROVE RD;I: ;;w MECHANICSBURG, PA 17055 MJU #: 12110314 -1 x To: STANLEY DOUGLAS 2200 I..ake Village Drive, Apt. 126 Kingwood, TX 77339 Re: Property Address: 1330 WILLIAMS GROVE RD MECHANICSBURG, PA 17055 MJU #: 12110314 -1 r X To: STANLEY DOUGLAS 5422 Reimers Road Spicewood, TX 78669 Re: Property Address: 1330 WILLIAMS GROVE RD MECHANICSBURG, PA 17055 MJU #: 12110314 -1 r ' F February 4, 2013 .ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE RE This is an official notice that the mortgage on your home is in default, and the lender intends to foreclose. Specific information about the nature of the default is provided in the attached pages. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) may be able to help to save your home This Notice explains how the program works_ To see if HEMAP can help, you must MEET WITH A CONSU,.MER CREDIT COUNSELING AGENCY WITHIN 33 DAYS OF THE DATE OF THIS N017CL'. Take this Notice with you when you meet with the Counseling Agency. The name, address and phone number of Consumer Credit Counseling Agencies serving your County are listed at the end of this Notice. If you have any questions, you may call the Pennsylvania Housing Finance Agency tollfree at..1- 840 -342 -2397. (Persons with impaired hearing can call (717) 780- 1869). This Notice contains important legal information. If you have any questions, representatives at the Consumer Credit Counseling Agency may be able to help explain it. You may also want to contact an attorney in your area. The local bar association may be able to help you find a lawyer. LA NOTIFICACIO'N EN ADJUNTO ES DE SUMA IMPORTANCIA, DUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACIO'N OBTENGA UNA TRADUCCIO'N INMEDTTAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDE SER ELEGIBLE PARA UN PRE'STAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HI.POTECA. HOMEOWNER'S NAME(S): Sarah Douglas Stanley Douglas Barry L. Loreman Mark K. Loreman PROPERTY ADDRESS: 1330 Wit UXMS GROVE 17055 RD, MECHANICSBURG, PA LOAN ACCT. NO.: 1009993112 ORJGINAL LENDER: American - Financial - Resources, Inc . . ...... — -------------- CURRENT LENDER/SERVICER: Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset- Backed Certificates, Series INABS 2007-B Under the Pooh and Ser cin Agreement Dated June 1, 2007 HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MA Y BE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAYE YOUR HOME FROM FORECLOSURE AND HELP YOU MARE FUTURE MORTGAGE PAYMENTS_ IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNEWS EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: • IF YOUR DEFAULT HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, S a IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND • IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYLVANIA HOUSING FINANCE AGENCY. TEMPORARYSTAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty ( ;0) 0) days from the date of this Notice (plus three (3) days for mailing). During that time you must arrange and attend a "face-to-face" meeting witli one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THIRTY -THREE (33) DAYS OF THE DATE OF THIS NOTICE. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE, YOU MUST BRING YOUR MORTGAGE UP TO DATE THE PART OF THIS NOTICE CALLED "HOW To CURE YOUR MORTGAGE DEFAULT ", EXPLAINS HO W TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES -- If you meet with one of the consumer credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names, addresses and telephone numbers of designated consumer credit counseling agencies for the county in which the property is located are set,forth at the end of this Notice. It is only necessary to schedule one face -to face meeting. Advise your lender immediately of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE -- Your mortgage is in default for the reasons set forth later in this Notice (see following pages for speck it for niation about the nature of your default.) You have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file le a completed Homeowner's Emergency Assistance Program Application with one of the designated consumer credit counseling agencies listed at the end of this Notice. Only consumer credit counseling agencies have applications for the program and they will assist you in .submitting a complete application to the Pennsylvania Housing Finance Agency. TO temporarily stop the lender from filing a foreclosure action, your application MUST be forwarded to PHFA and received within thirty (30) days of your face -to face meeting with the counseling agency. YOU SHOULD FILE A HEMAP A. PPLICATION AS SOON AS POSSIBLE. IF YOU HA VE A MEETING WITH A COUNSELING AGENCY W171 -IIN 33 DAYS OF THE POSTMARK DATE OF THIS NOTICE AND FILE AN APPLICATION WITH PHFA WITHIN 30 DAYS OF THAT MEETING, .THEN THE LENDER WILL BE TEMPORARILY PREVENTED FROM STARTING A FORECLOSURE AGAINST YOUR PROPERTY; AS EXPLAINED ABOVE, IN THE SECTION CALLED "TEMPORARY STA Y OF FORECLOSURE' YOU HAVE THE .RIGHT TO FILE A HEMAP APPLICATION EVEN BEYOND THESE TIME PERIODS. A LATE APPLICATION WILL NOT PREVENT THE LENDER FROM STARTING A FORECLOSURE ACTION, BUT IF YOUR APPLICATION IS EVENTUALLY APPROVED AT ANY TIME BEFORE A SHERIFF'S SALE, THE FORECLOSURE WILL BE STOPPED. AGENCY ACTION 4- Available , funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. Th e Pennsylvania Housing Finance Agency has sixty (60) days to mare a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN SANER UPTCY, T'UE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATXONPURPOSES ONLYAND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you leave filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Bring it up to date). NATURE OF THE DEFAULT -- The MORTGAGE debt held by the above lender on your property located at: 1330 WILLIAMS GROVE RD, MIECHANICSBURG, PA 17055 IS SERIOUSLYINDEFAULT because: A. YOU HAVE NOT MADE MONYTILY MORTGAGE PAYMENTS, for the following months and the fallowing amounts are now past due:_ Mon Payment of $2,1.4 For J uly 1, 2012 through August 1, 20 $4,2 84.84' Monthl Payment of $2,233.62 For September 1, 2012 through December 1, 2012 $8,934.48 -------- ...--- - -.._— _ ... __.. ____..._— ....__....-- .— .— .....— ...... -- — _ --- -._._..._.__._... - - - -- .._...._. Monthly Payment of $2 ,183.21 For Januar 1, 2 013 through Feb ruary 1, 201 $4,366.42 — —... - - - -- .. — ._.._ —... ...... Late Charge $688.16 $688. Other Charges (itemize %rplain) $0.00 '' Grand Total . $18,273.90 B. YOU HAVE FAILED TO TAKE THE FOLLOWING ACTION ( not use if not apPlicable HOW TO CURE THE DEFAULT -- You may cure the default within THIRTY (30) DAYS of date of this notice BY PAYING THE TOTAL AMOUNT .PAST .DUE TO THE LENDER, YYHICH IS $ 18,2 73.90, PL US ANY MORTGAGE PAYMENTS AND LATE CHARGES JTWICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Payments trust be made either by cash, cashier's check, certified check or money order made payable and .sent to: Udren Law Offices, P.C. z Woodcrest Corl orate Center 111 Woodcrest Road Suite 200 Cherr y Hill NJ 08003 -3620 You can cure any other default by taking the following action within THIRTY (30) DAYS of the date of this letter: ( Do not use i not applicable.) IF .YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt: This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) -DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be .sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, yogi will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if leg-al. proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include other reasonable costs. If you cure the default within the THIRTY (30) DAYperiod, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEFA ULT PRIOR TO SHERIFF - S SALE -- If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default. -and prevent the sale at any time up to one hour before the Sheriffs Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriffs Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE -- It is estimated that the earliest date that such a Sheriffs Sale of the mortgaged property could be held would be approximately _____ months from the date of this Notice. A notice of the actual date of the Sheriffs Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any time exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Len .der /Servicer: OneWest Bank, FSB Address. 888 East Walnut Street CA 91101 Phone Number: 1.877.908.4357 Fax Number: 626- 583 -137 Contact Person: Custombr Se E -Mail Address: EFFECT OF SHERIFF'S SALE — You should realize that a Sheriff s Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any tithe. ASSUMPTION OF MORTGAGE — You ®may or ❑ may not (CHECK ONE) sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YO U MA Y ALSO HA VE THE RIGHT. • TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. • TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. • TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) • TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS. • TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MAY HAVE TO SUCH ACTION BY THE LENDER. • TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. .. . . ........... PLEASE SEE ATTACHED LIST OF CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY CUMBERLAND COUNTY IHE AP Consumer Credi C ounseling Agencies CUMBERLANI) County Report last updated: 08/17/2012 11:26 AM Community Action Commission of Capital Region. CCCS of Western PA 1514 Derry Street 2000 Linglestown Road Harrisburg, PA 17104 Harrisburg, PA 17102 717 -232 -9757 888 -511 -2227 Maranatha PA Interfaith Community. Programs Inc 43 Philadelphia Avenue 40 E High Street Waynesboro, PA 17268 Gettysburg, PA 17325 717 -762 -3285 717- 334 -1518 PHFA 211 North Front Street Harrisburg, PA 17110 717- 780 -3940 800 -342 -2397 f x '; ft A I I I UDRi;N LAVV OFFICES, pr WOODCRES CORPORATE ( I I I WOODCRESST ROAD tP 1:6, #2 5 19 2 16 CHERRY HILL, NJ 08003 06 3 19 . . . . . . . . . . . . . . . . . . V1 0 2.10 4 1 2 013 9343 �'�A It ?011 2970 0003 0117 N'IaUad Frorn 080 US POSTAGE To: STANLEY DOUGLAS 1330 Williams Grove Road Mechanicsburg, PA 17055 i A III � �1 WOPL15TIF VA SECtION 6N i M Complete items 1, 2, and 3. Also complete A. Signature i item 4 if Restricted delivery is desired. ❑ Agent 0 Print your name and address on the reverse ❑ Ad dressee So that we Can return the card to you. B. Received by (Printed Name) C. Date of Delivery 2 Attach this card to the back of the maiipiece, l or on the front if space permits. E t. Article Addressed to: D. Is delivery address different from item f? ❑ yes�� If YES, enter delivery address below: ❑ No cots 1 � " _ E4.fResftted flsd Mail Express Mad //}� seredRetum se Raceipt .forMerchandi Typ 1 t e� iq f red Mall 13 C.O.D. Delivery? (Extra Fee) C3 Yes ! z. (riles Number (t 7 01.1r 2 9 7 0 0003 01r 1, 7 9343 _ (transfer fiam service label} w PS Form 381 1, February 2004 Domestic Return Receipt 102595 -02-M -1540' ' I MODC2ES CORPORATE CENTER 111 V`dOODCRES f ROAD CHERRY HILL, NJ 08003 n 7012 1640 0000 5462 0446 P OSIA GE -e' I � To: SARAH DOUGLAS 1330 Williams Grove Road Meehaniesburg, PA 17055 i I i ISENPE - • 7 AS Ignature ■ Complete items 1, 2, and 3. Also complete Item 4 if Restricted Delivery is desired. ❑ Agent M Print your name and address on the reverse 11 Addressee so that we Can return the card to you. Received by (P:frted Name) C. Date of Delivery Nt Attach this card to the back of the mailpiece, or on th front if spa permits. D. Is delivery address different from item 1? ❑ Yes f. Article Addressed to: if YES, enter delivery address below: ❑ No i lValo D ol t t €� yll s. Type CertlW Mail ❑ Ppress Mail ❑ Reglsfered stum Receipt for Merchandise // /� 13 Insured Mail t rlG n , L i~ u i 4. Restricted Delivery? (Extm Fee) ❑ Yes 2. Article Number ?012 164 000 „ 5462 044 {transfer from servtce tabs!) P8 Form 3811 February 2004 Domestic Retum Receipt 102e95-02 -M -1540 I - I i I " OODt COP , PATS` f ;"Ei4l` Fi t 11. WCOOOREST ROAD ; Ei 7012 1010 00E12 2366 04E39 a.a. To. Sarah Douglas 1827 W. Lisburn Road Carlisle, PA 17015 a Complete items 1, 2, and 3. Also complete A. Signature item 4 if Restricted Delivery is desired. 0 Agent m Print your -tame and address on the reverse C] Addressee so that we can return the card to you. B. Received by ( Printed Name) { C. Date of Delivery a Attach this card to the back of the maitpiece, { I or on the front if space permits. D. is delivery address dtffarent from Item 1? O Yes 1. Article Addressed to-. if YES, enter delivery address below: ❑ No RV9 �-ac �ltr 3. ee Type /// CCertitied Mail 4EpZIM111 0 RegJsteredRefReceipt for Merchandise ; ` "' 111 ✓ ❑insured Mall 0 C.O.D. i/ 4. Restricted Deliver}? (Fxha Fee) ❑ Yes 2. Article Number (Transfer from service tabeO 7012 1 0 10 0002 2366 0 4 0 9 PS Form 3811, February 2004 Domestic Return Reee 102595- 02- M-1540 V I �I I i9t�� 1a3 Umi ormcce..3, P C. - WOODCREST CORA©RATG C WreR 117 WOOOCP -ST QOAC) � CHERRY HILL. Nj a80 4 a16H26519216 T .3 $ 06 10 7011 1 -- 0 d 7L7 ,1, 2970 0003 C1117 935C! � 1)2 ;04/2013 From US POSTWE To: STANLEY DOUGLAS 2200 Lake Village Drive, Apt. 126 Kingwood, TX 77339 w • 4 - SECTIPN OMDEtIVERr 11 i 4 Complete items 1, 2, and 3. Also complete A. Signature Rem 4 if Restricted Delivery is desired. 0 Agent � E Print your name and address on the reverse 0 Addressee so that we can return the Card to you. B. Received by (Printed Name) C. Date of Delivery ; ■ Attach this card to the back of the mailpiece, or on the front if space permits. _ D. Is clilivery address different from item 1? 0 Yes 11 \ . Article Acdres5rd to: If YES, enter delivery address below: 0 No Pq c Loll 1 3. Service Type S Q Cwtflied Mail ❑ EVPm Mail t 0 Registered 'IRetum Receipt for Merchandise t ~ ❑ Insured Mail D C.0-D. j J 4. Restricted Delivery? (Extra Fee) © Yes 2. ArticleNumber 7011 2970 0003 0117 9350 (Transfer from service label) i PS Form 3811, February 2004 Domestic Return Receipt 102595-02-M-1540:; .. . ........ WREN JAWOFFICEA P.C. WOODCREST CORPMAT5 CENTER ill WCIOOCQI�FST ROAD H -2 6 5 9- 2; Ci CHERRY HILL, NJ 08003: $ 00 J 1" -.- C,- 7011 2970 0003 0117;9336 F - 8040- F f A iG E To: STANLEY DOUGLAS 5422 Reimers Road Spicewood, TX 75669 I SENDE Complete items 1, 2, and 3. Also complete A. Signature Item 4 if Restricted Delivery is desired. 8 Print your name and address on the reverse x it Agent so that we can return the card to you. 171 Addressee ' i Attach this card to the track of the maiipiece, B' Received by (Printed Name) C. Date of Delivery Or on the front if space permits. 1. Articie Addressed to: U Is delivery address dillerent ft. item 1? ❑ Yes If YES, enter delivery address below: 0 No I 3. Type S � rtc'fffiedI mail Cress Mail i red 0 nsuured Mail Q C. D Receipt for Merchandise { 4. Restricted Delivery? {Extra Fes) © Yes i z. Article Number ( 70 2 9 7 0 0003 01 Z 7 9336 I"ransfer iiam service labeq n r PS Form 3811, February 2004 Domestic Return Receipt 702595(32 - bi 7560: I � i If1i�3OOC 114 W060 CRE'S t' i .�a , ILL, NJ Qgt�C1 �t Cxc ,, 7012 x,640 0000 5462 0363 �, US t °i,FS l U TO: BARWY L. LC3REMAIN 1204 $ra►idt Road Mechanicsburg, PA 17055 w IJ IIII W �� • - TETH S-C s s r r ■ Complete Items 1, 2, and 3. Also complete A. Signature Item 4 if Restricted Delivery Is desired. 0 Agent Y Print your name and address on the reverse ❑ Addressee so that we can return the card to you. B. Received by (Prinled Name) C. Date of Delivery i ' 8 Attach this card to the back of the mailpiece, or on the front if space pen D. Is delt wy address cWarent from item 17 O Yes i. Article Addressed to: If YES, enter delivery address below: 13 No i I , id"��f.ij 3. service Typs $ Certtfted Mail fl Express Mail �L ❑ Regmared 'Q Return Receipt for Merchandise J ❑ Insured Mail ❑ C.O.D. 4. Restricted Delivery? (Extra Fee) E3 Y. 2. Article Number ?012 1h 4 o at) Oil 5462 113 b 3 A., (rtansfer from service ?abef) PS Form 381 February 2004 Domestic Return Receipt 102595 -02 -Massa WREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER � 111 : ^ dOODCREST ROAD <iA. kl -. CHERRY HILL 3 y P 7012 1640 0000 5 462 0318 e � i�4 w M »,1u $ I t US POSTAGE i To: MARY K. LOREMAN 1204 Brandt Road Mechanicsburg, PA 17055 t� 1 l 0 1 C OMPLM r s a • I I I 1 r • e . M Complete items 9, 2, and 3. Also complete A. Signature item 4 if Restricted Deliyery is desired. 0 Agent W Print your name and address on the reverse ❑ Addressee So that we Can return the card to you. B. Received by (Printed Name) C. Date of Delivery ■ Attach this card to the back of the maiipiece, or on the front if space permits. D. Is delivery- address different from item t? 0 Yes 1. Article Addressed to:(� If YES, enter delivery address below: 0 No i Service Type A T �,� �� � � ' s I,Certtfied Mail 0 Expn= Mail c f i ? Q Registwed 1 Return Receipt for Merchandise ' Q Insured Mai! D C.O.D. ; V 4. Restricted Delivery? (Exva Fee} 0 Yes 2. Article Number 7012 1 6 4 0 0000 5 4 6 2 0318 (Transfer from service l aben PS Form 3811. February 2004 Domestic Return Receipt 102595-02 i UDREN LKW 09 P C. � I,NOODCRESY CORPORATE CENTER Q e C) ij -1 9216 1! 1 WOODCREST ROAD CHERRY HILL, NJ 08003 S 06 9 70112 11640 0000 5462 0394 s - s 6 , a I To: BARRY L. LOREMAN � 1330 Williams Grove Road Mechanicsburg, PA 17055 x i II a COMPLETE • s D ELIVERY, A. I ■ Complete items 1, 2, and 3. Also complete A. Signature ; j Item 4 If Restricted Delivery is desired. ❑ Agent W Print your name and address on the reverse X 171 Addressee so that we can return the card to you. B. Received by ( Printed Abme) C. Date of Delivery E Attach this card to the back of the inailpiece, i or on the front if space permits. D. Is delivery address different from item 1? 0 Yes i 1, Article Addressed to: i If YES, enter delivery address below; 0 No � I j 3, Service Type j mpam ied mail Q Express Mail I U Registered Return Receipt for Merchandise, 1 r jT(, {!� r rl E) Insured Mali O C.O.D. wr L r 4. Restricted Delivery? (Extra Pee) fl Yes 2. Article Number, 7012 1640 0000 5462 0394 (Transfer from service label) r PS Form 3811, February 2004 Domestic Return Receipt �'�` sozs'ss.c2.ta..tsao I MEN LXVV OF1 ICO Pc. WDODCREET CORP©P., TE CENTER ir� s° RV.hI i l��� , 'sr Leif r{_b1� 1L� 991 t OODCRC E'a a 4 CHERRY HILL, NJ 08 003 _ � ', ° L. y . 1t3 02.:04 !2013 pp Q3 ° �' ' G3i 7 012 1640 .00110 5462.D 349 - - - - - To: MARY K. LOREMAN 1330 'Williams Grove Road Mechanicsburg, PA 17055 N D • MP aC-TfOAf ♦ III a • • I A/ f a Complete items 1. 2. and 3. Also complete A. Signature item 4 If Restricted Delivery is desired. ❑ Agent ■ Print your name and address on the reverse 0 Addressee so that we Can return the Card to you. B. Received by (Printed Name) C. pate of Delivery i i 9 Attach this card to the back of the mailpiece, or on the front If space permits. D. is delivery address differam from item 1? 0 yes i �j1�. Article Addressed to: If YES, enter delivery address Wow: 0 No j lS °aPOj r t u S lZL S. Serv ice Type Mcertiffed Mail 0 Express Mail `Y f � f � � '`'r -'" ' �G C3 Registered �Retten Receipt for Merchandise (/ +tA 1 ( O Insured Mail ❑ C.O,D. j 4. Restricted Delivery? Pare Fea) Q yes 2. Article Number 7D7i 7, 64D DDDD 5462 D 349 (Transfer ham smke ! abet) _ I PS Form 3811, February 2004 Domestic Return Receipt 1Q2595• M FORM I IN THE COURT OF COMMON PLEAS OF D eu1� he � n �C CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff(s) c 't I�Cxno) TruSt Compa ._ SGrgh Do u ) ck S Q/ OcA � va h Defendant(s) ✓�0 Civil 3. D o ug ) aS, NOTICE OF RESIDENTIAL MORTGAGE FORECLf*URE. _., DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and 'live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (7l 7) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you.. Once you have been appointed a.legal representative you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your layer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled. you will have an ; _ opportunity ect iiii a representative Ci Y = ,,, u, .�.. t to '.vvri: out ..sonab1p ar :`�^::en c oopportunity - 'o m "w With your.lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectful _ ubmitted: Date [Signature of Counsel for Plaintiff] SALVATORE CAROLLO, ESQUIRE PA tD 311050 FORM 2 Cumberland Coun y Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: APPLICANT Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip:, Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? FINANCIAL INFORNMATION First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Primarll Reason for Default: Is the loan in Bankruptcy? Yes ❑ No ❑ ..... ....... ....................._. _.._..... .... ....... If yes, provide names. location of court case number & attorney: Assets Amount Owed Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile #2 : Model: Year: Amount owed: Value: Other transportation. (automobiles, boats, motorc cam): Model: Year: Amount owed: Value Monthly Income Name of Employers: J. 1. Additional Income Description (not wages): 1. monthly amount: 2 monthly amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paving) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2" Mortgage Utilities Car Payment(s) Cando/Neigh, Fees Auto Insurance Med. (not covered) Auto fuel/repairs Other prop. payment install. Loan Pa yment Cable TV :..•l:;ld J::T•nnrf %,L:l:*T: ':--ending Money Da • /Child Care /Tuft. 10 ther Expenses i Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: .................. _ _ Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No ❑ If yes. please indicate the status of those negotiations: Please provide the following information, if know, regarding.your lender or Lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION I /We authorize the above named to use /refer this information to my lender /servicer for the sole purpose of evaluating my financial situation for possible mortgage options. Uwe understand that I /we ami'are under no obligation to use the services provided by the above named Borrower Signature Date Co -Bo .:, ower Signature Date Please forward this document along with the following information to lender and lender's counsel: Proof of income - Past 2 bank statements Proof of any expected income for the last 45 days Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation (hardship letter) Listing agreement (if property is currently on the market) ....... .......................................... . ........ ...... ...... ..... FORM 3 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA Plaintiff(s) vs Defendant(s) CIVIL REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated .2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: I . Defendant is the owner of the real property which is the subject of this mortgage foreclosure. action; 2. Defendant lives in the subject real property, which is defendant's primary residence; Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in that Notice to be eligible to participate in a court- supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel /Appointed Date Legal Representative Signature of Defendant Irate Signature of Defendant Date UDREN LAW OFFICES, P.C.. ATTORNEY FOR PLAINTIFIE,, BY: MARK J. UDREN, ESQUIRE - ID #04302 STUART WINNEG ESQUIRE - ID #45362 MW LORRAINE GAZZARA DOYLE, ESQUIRE - ID #34576 SHERRI J. BRAUNSTEIN, ESQUIRE. - ID #90675 N SALVATORE CAROLLO ESQUIRE - ID #311050 3310 o HARRY B. REESE, ESQUIRE - ID #310501 z = =—. ELIZABETH L. WASSALL, ESQUIRE - ID #77788 i>- or,_. KATHERINE E. KNOWLTON, ESQUIRE - ID #311713 - � - � WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 -3620 856 - 669 -5400 Pleadin s udren.com Deutsche Bank National Trust Company, as Trustee of the Home Equity COURT OF COMMON Mortgage Loan Asset - Backed Trust Series INABS 2007 -B, Home Equity PLEAS Mortgage Loan Asset - Backed Certificates, Series INABS 2007 -B Under the CIVIL DIVISION Pooling and Servicing Agreement Dated June 1, 2007 CUMBERLAND County 888 East Walnut Street, Pasadena, CA 91101 V. Plaintiff / NO. � � -a � a � Cal ! Sarah Douglas a /k/a Sarah B. Douglas •.827 West Lisburn Road Carlisle, PA 17015 Stanley Douglas a /k/a Stanley E. Douglas 2200 Lake Village Drive Apt 126 Kingwood, TX 77339 Barry Loreman a /k/a Barry L. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a /k/a Mary K. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Defendant(s) ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter the appearance of the following counsel: Mark J. Udren, Esquire; Stuart Winneg, Esquire; Lorraine Gazzara Doyle, Esquire; Sherri J. Braunstein, Esquire; Harry B. Reese, Esquire; Salvatore Carollo, Esquire; Elizabeth L. Wassall, Esquire; Katherine E Knowlton, Esquire, and John Eric Kishbaugh, Esquire; Nicole B. LaBletta, Esquire; David Neeren, Esquire; Jordan David, Esquire on behalf of the Plaintiff, in the above - captioned matter. UDREN LAVy- ICES, P.C. BY: SALVATORE CAROLLO, ESQUIRE PA iD 311050 SHERIFF'S OFFICE OF CUMBERLAND COUNTY ' Ronny R Anderson I Sheriff OF THE PRO"' Jody S Smith Chief Deputy �t 2013 KAY -8 AK '11 Richard W Stewart CUMBERLAND COUNTY Solicitor PENINSYL\O-11A Deutsche Bank National Trust Company Case Number va \ %O13'2128 SanshB. Douglas (et ai) � SHERIFF'S RETURN OFSERVICE 04/24/2013 PM Deputy Gerald Worthington, being duly sworn according to law, served the requested NoUue of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by Occupant,who accepted as"Adult Person in Charge"for Stanley E. Douglas at 1330 Williams Grove Road, Monroe Township, Mechanicsburg, PA17O55. GERALD WORTHINGTgN, DEPUTY 04/24/2013 according law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by '.personally"handing a true copy to a person representing themselves to be the Defendant, to wit: Sarah B. Douglas-'1204 ---' ''--- --'r--Township, Mechanicsburg, PA 17-5. GERALD VVORTH| . DEPUTY 04/24/2013 02:57PM'Deputy Gerald Worthington, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by '.personally"handing a true copy to a person representing themselves to be the Defendant,to wit: Mary K. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055. A-2:A Lla�— , — 04/24/2013 02:57 PM-Deputy Gerald Worthington, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Mary Loreman,Wife, who accepted as i "Adult Person in Charge"for Barry L, Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055. SHERIFF COST: $92.00 SO ANSWERS, April 2S. 2U13 RONNYR ANDERSON, SHERIFF m60un*Stsiwohntf,rolcosoft,Inc, ~� UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 lep adings @udren.com Deutsche Bank National Trust Company,as Trustee of the COURT OF COMMON PLEAS Home Equity Mortgage Loan Asset-Backed Trust Series CIVIL DIVISION INABS 2007-B,Home Equity Mortgage Loan Asset-Backed Cumberland County Certificates, Series INABS 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 MORTGAGE FORECLOSURE 888 East Walnut Street Pasadena, CA 91101 Plaintiff NO. 13-2128 Civil V. SARAH DOUGLAS A/K/A SARAH B.DOUGLAS 1204 BRANDT ROAD ' -� MECHANICSBURG,PA 17055 .; MM r STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS r— 1330 WILLIAMS GROVE ROAD E� T+c' MECHANICSBURG,PA 17055 zx o _=CD CD BARRY LOREMAN A/K/A BARRY L.LOREMAN 1204 BRANDT ROAD �o MECHANICSBURG,PA 17055 MARY LOREMAN A/K/A MARY K.LOREMAN 1204 BRANDT ROAD MECHANICSBURG,PA 17055 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s),SARAH DOUGLAS A/K/A SARAH B.DOUGLAS; STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS; BARRY LOREMAN A/K/A BARRY L.LOREMAN;MARY LOREMAN A/K/A MARY K.LOREMAN; for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiffs damages as follows: FROM TO Unpaid Principal Balance $294,221.14 Interest Per Complaint $15,811.35 Additional Interest 03/23/2013 07/29/2013 $6,759.60 Late Charges Per Complaint $688.16 Property Inspection $77.00 BPO $1,090.00 Escrow Deficit/(reserve) $1,212.41 Recoverable Balance $-8,955.38 Grand Total $310,904.28 �� aa311 0 MIA I�hereby certify that(1)the addresses of the Plaintiff and Defendant are as shown above, and(2)that notice has been given in accordance with Rule 237.1, a copy of which is attached hereto. UDREN L FFICES,P.C. BY _ , Attorney for Plaintiff SAWATORE CAROLLO, ESQUIRE DAMAGES ARE EREBY ASSESSED AS INDICATED PA fb,,3 11 DATE: '- PRO PRO-11— MJU#: 12110314 CASE#: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF BY: MARK J.UDREN,ESQUIRE-ID#04302 STUART WINNEG,ESQUIRE-ID#45362 LORRAINE GAZZARA DOYLE,ESQUIRE-ID#34576 SHERRI J.BRAUNSTEIN,ESQUIRE-ID#90675 SALVATORE CAROLLO,ESQUIRE-ID#311050 HARRY B.REESE,ESQUIRE-ID#310501 ELIZABETH L.WASSALL,ESQUIRE-ED#77788 KATHERINE E.KNOWLTON,ESQUIRE-ID#311713 0 P y JORDAN DAVID,ESQUIRE-ID#311968 WOODCREST CORPORATE CENTER Ill WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620. 856-669-5400 pleadings @adren.com Deutsche Bank National Trust Company, i COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed.Trust Series INABS CUMBERLAND County 2007-B,Rome Equity Mortgage Loan Asset-Backed Certificates,Series INABS 2007-B Under the Pooling and Servicing NO. w CUj Agreement Dated June 1, 2007 C") C/O OneWest Bank,FSB 888 East Walnut Street Pasadena, CA 91101 zrn =-0 Plaintiff -4 C) V. =-n C) SARAH DOUGLAS A/K/A SARAH B. DOUGLAS j ko C-1 CD 817 WEST LISBURN ROAD CARLISLE,PA 17015 STANLEY DOUGLAS A/K/A STANLEY E. DOUGLAS 2200 LAKE VILLAGE DRIVE APT 126 KINGWOOD,TX 77339 BARRY LOREMAN A/K/A BARRY L. LOREMAN 1204 BRANDT ROAD MECHANICSBURG,PA 17055 MARY LOREMAN A/K/A MARY K. LOREMAN 1.204 BRANDT ROAD MECHANICSBURG,PA 17055 Defendant(s) 4 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff ofi 4.�itn#it,r��1� Jody S Smith Chief Deputy fix., 'k Richard W Stewart Solicitor OPFICF -14aSHERfPF Deutsche Bank National Trust Company Case Number vs. Sarah B. Douglas(et al.) 2013-2126 SHERIFF'S RETURN OF SERVICE 04/24/2013 02:30 PM-Deputy Gerald Worthington, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Wendy Douglas, Daughter and Occupant, who accepted as"Adult Person in Charge"for Stanley E. Douglas at 1330 Williams Grove Road, Monroe Township, Mechanicsburg, PA 17055. GERALD WORTHINGVfq, DEPUTY 04/24/2013 02:55 PM-Deputy Gerald Worthington, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally"handing a true copy to a person representing themselves to be the Defendant,to wit: Sarah B. Douglas at 1204 Brandt Road, Monroe Township,Mechanicsburg, PA 17055. GERALD WORTHING , DEPUTY 04/24/2013 02:57 PM-Deputy Gerald Worthington, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally"handing a true copy to a person representing themselves to be the Defendant,to wit:Mary K. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055. GERALD WORTHINGT&4, DEPUTY 04/24/2013 02:57 PM- Deputy Gerald Worthington, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Mary Loreman,Wife,who accepted as "Adult Person in Charge"for Barry L. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055. y , 2n—�/t L-L GERALD WORTHINGT)ON, DEPUTY SHERIFF COST: $92.00 SO ANSWERS, April 25, 2013 RONW R ANDERSON, SHERIFF 'c:i inan!v5uit�S>"�nll,Tc!r.�sc!# Inc. UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 1.11 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 Deutsche Bank National Trust Company,as COURT OF COMMON PLEAS Trustee of the Home Equity Mortgage Loan CIVIL DIVISION Asset-Backed Trust Series INABS 2007-B, Cumberland County Home Equity Mortgage Loan Asset-Backed Certificates,Series INABS 2007-B Under MORTGAGE FORECLOSURE the Pooling and Servicing Agreement Dated June 1,2007 NO. 13-2128 Civil Plaintiff V. Sarah Douglas a/k/a Sarah B.Douglas, Stanley Douglas a/k/a Stanley E.Douglas, Barry Loreman a/k/a Barry L.Loreman, Mary Loreman a/k/a Mary K.Loreman Defendant(s) TO: Stanley Douglas a/k/a Stanley E.Douglas 1330 Williams Grove Road Mechanicsburg,PA 17055 Date of Notice: June 25,2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10)DIAS DE ESTA NOTIFICACION,EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA,USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO DANIEDIATAMENTE SI USTED NO TIENE ABOGADO,O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO,VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA,CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES,PC. BY: ney for Plaintiff 3.Eric Ashbaugh,Esquire PA 1D 33078 Woodcrest Corporate Center 111 Wooderest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU 4: 12110314 CASE#: 121103141 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 Deutsche Bank National Trust Company,as COURT OF COMMON PLEAS Trustee of the Home Equity Mortgage Loan CIVIL DMSION Asset-Backed Trust Series INABS 2007-B, Cumberland County Home Equity Mortgage Loan Asset-Backed Certificates,Series INABS 2007-B Under MORTGAGE FORECLOSURE the Pooling and Servicing Agreement Dated June 1,2007 NO. 13-2128 Civil Plaintiff V. Sarah Douglas a/k/a Sarah B.Douglas, Stanley Douglas a/k/a Stanley E.Douglas, Barry Loreman a/k/a Barry L.Loreman, Mary Loreman a/k/a Mary K.Loreman Defendants) TO: Sarah Douglas a/k/a Sarah B.Douglas 1204 Brandt Road MECHANICSBURG,PA 17055 Date of Notice: June 25,2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10)DIAS DE ESTA NOTIFICACION,EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA,USTED PUEDE PERDER BIENES Y OTROS DERECHOS,WPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO %VI IEDIATAMENTE SI USTED NO TIENE ABOGADO,O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO,VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES,PC. BY: A'Womey for Plaintiff J. Eric Kishbaugh, Esquire PA!D 33078 Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: 121 10314 CASE4i: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 Deutsche Bank National Trust Company,as COURT OF COMMON PLEAS Trustee of the Home Equity Mortgage Loan CIVIL DIVISION Asset-Backed Trust Series INABS 2007-B, Cumberland County Home Equity Mortgage Loan Asset-Backed Certificates,Series INABS 2007-B Under MORTGAGE FORECLOSURE the Pooling and Servicing Agreement Dated June 1,2007 NO. 13-2128 Civil Plaintiff V. Sarah Douglas a/k/a Sarah B.Douglas, Stanley Douglas a/k/a Stanley E.Douglas, Barry Loreman a/k/a Barry L.Loreman, Mary Loreman a/k/a Mary K.Loreman Defendant(s) TO: Barry Loreman a/k/a Barry L.Loreman 1204 Brandt Road Mechanicsburg,PA 17055 Date of Notice: June 25,2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTIFICACION EAPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRMA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10)DIAS DE ESTA NOTIFICACION,EL TRIBUNAL PODRA,SIN NECESIDAD DE COMPARA.R.ECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA,USTED PUEDE PERDER BIENES Y OTROS DERECHOS, RvIPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TMNE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARR TAL SERVICIO,VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA,CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES,PC. BY: Aftof6y for Plaintiff I Eric fthbaugh,Esquire PA.ID 33078 Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: 12110314 CASE#: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 Deutsche Bank National Trust Company, as COURT OF COMMON PLEAS Trustee of the Home Equity Mortgage Loan CIVIL DMSION Asset-Backed Trust Series INABS 2007-B, Cumberland County Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B Under MORTGAGE FORECLOSURE the Pooling and Servicing Agreement Dated June 1,2007 NO. 13-2128 Civil Plaintiff V. Sarah Douglas a/k/a Sarah B.Douglas, Stanley Douglas a/k/a Stanley E.Douglas, Barry Loreman a/k/a Barry L.Loreman, Mary Loreman a/k/a Mary IL Loreman Defendant(s) TO: Mary Loreman a/k/a Mary K.Loreman 1204 Brandt Road Mechanicsburg,PA 17055 Date of Notice: June 25,2013 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTR.A EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ(10) DIAS DE ESTA NOTIFICACION,EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE O ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA,USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO 1MMEDIATAMENTE SI USTED NO TIENE ABOGADO,O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO,VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)99(1.9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT,THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT.ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. UDREN LAW OFFICES,PC. BY: A orney for Plaintiff J.Eric Kishbaugh,Esquire PA ID 33078 Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill,New Jersey 08003-3620 MJU#: 12110314 CASE#: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings @udren.com COURT OF COMMON PLEAS Deutsche Bank National Trust Company,as Trustee of the CIVIL DIVISION Home Equity Mortgage Loan Asset-Backed Trust Series INABS Cumberland County 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B Under the Pooling and Servicing MORTGAGE FORECLOSURE Agreement Dated June 1,2007 Plaintiff V. NO. 13-2128 Civil Sarah Douglas a/k/a Sarah B.Douglas Stanley Douglas a/k/a Stanley E.Douglas Barry Loreman a/k/a Barry L.Loreman Mary Loreman a/k/a Mary K.Loreman Defendant(s) Non-Military Affidavit Under the Service members Civil Relief Act The affiant, Norkaris Ortiz ,is an employee of OneWest Bank,FSB ("OneWest")as servicing agent to Plaintiff and is authorized to make this affidavit on behalf of the Plaintiff.The affiant,being first duly sworn upon oath,deposes and says: On this date, JUL 2 3 201 4he affiant conducted a search of the Department of Defense Manpower Data Center for the Defendant(s),Sarah Douglas a/k/a Sarah B.Douglas Stanley Douglas a/k/a Stanley E. Douglas Barry Loreman a/k/a Barry L.Loreman Mary Loreman a/k/a Mary K.Loreman ,who/each of whom is over 18 years of age.The certified military status report(s)provided for said Defendant(s)indicate(s)that said Defendant(s)is/are not in active military service as defined in the Servicemembers'Civil Relief Act.The Military Status Report(s)verifying said belief is/are attached hereto as Exhibit A. Affiant is unable to determine whether any Defendant is serving with the forces of a nation with which the United States is allied in the prosecution of a war or military action. FURTHER )AAI�,T SAXF,TH OT. Type Name Here: Norkaris Ortiz State of Texas Assistant secretary County of Travis Sworn to and subscribed before me on the day of JUL 2 3 20 J 3 , by Norkaris Ortiz (Personalized Seal) No y Public's Signature =��04 L.PROBST RY PUBLIC MJU#: 12110314 CASE#: 12110314-1 e of Texas p.01-3a-2015 Results as of:Jul-23-2013 12:24:47 Department of Defense Manpower Data Center SCRA 3.0 Status Report ,4 Pursuant to Serviclernembc Civil Relief Act Last Name: DOUGLAS First Name: STANLEY Middle Name: Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA - No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA I., NA - No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual of his/her unit has received earty notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Nary,Marine Corps,Air Force,NOAH,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. 001*,44-A��_ Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: X3878EDD101 EIFO Results as of:Jul-23-2013 12:25:19 Department of Defense Manpower Data Center SCRA 3.0 Statm Report r Pursuant to;Servicememben Civil Relief Acct. Last Name: DOUGLAS First Name: STANLEY Middle Name: E Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA - _ No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower.Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAH Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections df the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 133AJEBDU01 E910 Results as of:Jul-23-2013 12:26:00 Department of Defense Manpower Data Center SCRA 3.0 Status Report Pursuant to Servicememben Civil Relief Act Last Name: DOUGLAS First Name: SARAH Middle Name: Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA _. No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date A The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA - No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center;based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAH Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: Z3MCFE6DS01EBC0 Results as of:Jul-23-2013 12:26:21 Department of Defense Manpower Data Center SCRA 3.0 !status Report .. r . Fursuaut to Sery cernembers Civil Relief Act Last Name: DOUGLAS First Name: SARAH Middle Name: B Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Dale Active Duty Start Date Active Duty End Date Status Service Component NA NA - - No NA This response reflects the individuals'active duty status based on the Active Duty Status Date t Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA "f - - r No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA N No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Aak� 4` 4W4 Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.htmi. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged_ to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 73ZDFEBDN01 ELEO Results as of:Jul-23-2013 12:26:58 Department of Defense Manpower Data Center SCRA 3.0 a a u Status.Report Pur mant to Serviceme ben Civil Relief Act. Last Name: LOREMAN First Name: BARRY Middle Name: Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA -- No, NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duly Start Date Active Duty End Date Status Service Component NA NA - - No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. hial Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.htmi. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: C341 XEEDZ01 FV60 Results as of:Jul-23-2013 12:27:19 Department of Defense Manpower Data Center SCRA 3.0 7 Status Repo t r" � Pursuant to Service-membi Civil Relief Act_ Last Name: LOREMAN First Name: BARRY Middle Name: L Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA - --- No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA - - No - NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or HislHer Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or trWher unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Aaj A 4owj Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:hftp://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause,an erroneous certificate to be provided. Certificate ID: U3J3FE4D801 FK30 Results as of:Jut-23-2013 12:27:59 Department of Defense Manpower Data Center SCRA 3.0 �t Status Report Pursuant to�iery cemembers:+twit Relief Act a Last Name: LOREMAN First Name: MARY Middle Name: Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA ... No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA : 'NA - - - - No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or HisrHer Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Dale Order Notification Start Date Order Notification End Date Status Service Component NA NA - No NA This response reflects whether the individual of his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAH,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. 41411 • )Ot -01*40A14 Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: Z3P66ECD401 FQ10 Results as of:Jul-23-2013 12:28:25 Department of Defense Manpower Data Center SCRA 3.0 status Report Pursuant to Servicemembers Civil Relief,pct_ Last Name: LOREMAN First Name: MARY Middle Name: K Active Duty Status As Of: Jul-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Dale Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty start Date Active Duty End Date Status Service Component NA --- NA - No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA _ No - NA This response reflects whether the individual of his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAH,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. 41al A 444_4��_ Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA maybe invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(9 for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARs),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: C3074EFDJ01 FXBO UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadingskudren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing _3? Agreement Dated June 1, 20077 use` a =4'r�a Plaintiff NO. 13-2128 Civil V. {, c� - <= - ° - " Sarah Douglas a/k/a Sarah B. Douglas C) p ,{; Stanley Douglas a/k/a Stanley E. Douglas Barry Loreman a/k/a Barry L. Loreman Mary Loreman a/k/a Mary K.Loreman Defendant(s) PRAECIPE TO ISSUE WRIT OF EXECUTION TO THE PROTHONOTARY: Issue Writ of Execution in the above matter: Amount due $310,904.28 Interest From 7/30/2013 $ 6,707.20 to Date of Sale December 4,2013 Ongoing Per Diem of$52.40 to actual date of sale including if sale is held at a later date (Costs to be added) $ a UDREN LAW O ICES,P.C. A orney for P SALVATORE CAROLLO, ESQUIRE PA M 311050 MJU#: 12110314 CASE#: 12110314-1 `, zq '?qla UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 Plaintiff NO. 13-2128 Civil V. Sarah Douglas a/k/a Sarah B. Douglas Stanley Douglas a/k/a Stanley E. Douglas -0 Barry Loreman a/k/a Barry L. Loreman ter- CD.o Mary Loreman a/k/a Mary K. Loreman Defendants �' CERTIFICATE OF ACT 91 r I hereby state that as the attorney for the Plaintiff in the above-captioned matter: Act 91 procedures have been fulfilled Premises is not subject to the provisions of Act 91 as this is an FHA insured mortgage This statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. UDREN LA FFICES, P.C. BY• A torney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA 1D 311050 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadings(a),udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION , Loan Asset-Backed Trust Series INABS Cumberland County 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE c `ms's= 2007-B Under the Pooling and Servicing Agreement Dated June 1, 2007 Plaintiff NO. 13-2128 Civil r -� V. Sarah Douglas a/k/a Sarah B. Douglas =° Es Stanley Douglas a/k/a Stanley E. Douglas w Barry Loreman a/k/a Barry L. Loreman -< Mary Loreman a/k/a Mary K. Loreman Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007- B Under the Pooling and Servicing Agreement Dated June 1,2007, Plaintiff in the above action,by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1330 Williams Grove Road,Mechanicsburg,PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Sarah Douglas a/k/a Sarah B. Douglas 1204 Brandt Road Mechanicsburg,PA 17055 Stanley Douglas a/k/a Stanley E. Douglas 1330 Williams Grove Road Mechanicsburg, PA 17055 Barry Loreman a/k/a Barry L.Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a/k/a Mary K. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Sarah Douglas a/k/a Sarah B. Douglas 1204 Brandt Road Mechanicsburg, PA 17055 Stanley Douglas a/k/a Stanley E. Douglas 1330 Williams Grove Road Mechanicsburg,PA 17055 ,Barry Loreman a/k/a Barry L. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a/k/a Mary K. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: GE Money Bank 4125 Windward Plaza Drive Alpharetta, GA 30005 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007- B Under the Pooling and Servicing Agreement Dated June 1, 2007 888 East Walnut Street Pasadena, CA 91101 Sr Mortgage Holders - None Jr Mortgage Holders - None 5. Name and address of every other person who has any record lien on the property: Sr lien Holders -None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1330 Williams Grove Road Mechanicsburg, PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association-None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: �7-7 a°13 UDREN LA FFICES, P.C. BY: Attorney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA 1D 311050 MJU#: 12110314 CASE#: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF 4,NOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadinas(�7a,udren.com Deutsche Bank National Trust Company, as Trustee of COURT OF COMMON PLEAS the Home Equity Mortgage Loan Asset-Backed Trust CIVIL DIVISION Series INABS 2007-B, Home Equity Mortgage Loan Cumberland County {-, , Asset-Backed Certificates, Series INABS 2007-B Under the Pooling and Servicing Agreement Dated June 1, MORTGAGE FORECLOST 2007 ' -�c Plaintiff + V. NO. 13-2128 Civil CD . .._ SARAH DOUGLAS A/K/A SARAH B.DOUGLAS, STANLEY DOUGLAS A/K/A STANLEY E. ' DOUGLAS,BARRY LOREMAN A/K/A BARRY L. LOREMAN,MARY LOREMAN A/K/A MARY K. LOREMAN Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Sarah Douglas a/k/a Sarah B. Douglas 1204 Brandt Road MECHANICSBURG, PA 17055 Your house(real estate) at 1330 Williams Grove Road,Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriff s Sale on December 4,2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013,to enforce the court judgment of$310,904.28, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed,the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: I. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE, 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the. value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. sale. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 13-2128 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE OF THE HOME EQUITY MORTGAGE LOAN ASSET-BACKED TRUST SERIES INABS 2007-B,HOME EQUITY MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES INABS 2007-B UNDER THE POOLING AND SERVICING AGREEMENT DATED JUNE 1,2007, Plaintiff(s) From SARAH DOUGLAS A/K/A SARAH B DOUGLAS,STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS,BARRY LOREMAN A/K/A BARRY L.LOREMAN,MARY LOREMAN A/K/A MARY K.LOREMAN (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued; (b)the gamishee(s) is enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s)or otherwise disposing thereof, (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$310,904.28 Plaintiff Paid$ Interest FROM 7/30/2013 TO DATE OF SALE DECEMBER 4,2013 -ONGOING PER DIEM OF $52.40 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE- $6,707.20 Attorney's Comm. % Law Library$.50 Attorney Paid$240.75 Due Prothonotary$2.25 Other Costs$ Date:AUGUST 1,2013.- .. f David D. Buell,Prothonotary Deputy REQUESTING PARTY: Name : SALVATORE CAROLLO,ESQ. Address: UDREN LAW OFFICES,P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 Attorney for:PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No.311.050 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 pleadingskudren.com Deutsche Bank National Trust Company, as COURT OF COMMON PLEAS Trustee of the Home Equity Mortgage Loan CIVIL DIVISION Asset-Backed Trust Series INABS 2007-B, Cumberland County Home Equity Mortgage Loan Asset-Backed �'ry j1 Certificates, Series INABS 2007-B Under the MORTGAGE FORECLOSURE Pooling and Servicing Agreement Dated Junes 1,2007 NO. 13-2128 Civil Plaintiff It V. C2G 5 p '; SARAH DOUGLAS A/K/A SARAH B. DOUGLAS,STANLEY DOUGLAS A/K/A ' STANLEY E.DOUGLAS,BARRY p LOREMAN A/K/A BARRY L.LOREMAN, MARY LOREMAN A/K/A MARY K. LOREMAN, Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff,by its/his/her Attorney hereby verifies that: 1. A copy of the Notice of Sheriffs Sale, a true and correct copy of which is attached hereto as Exhibit"A",was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution,on the date(s)appearing on the attached Certificates of Mailing. 2. A Notice of Sheriffs Sale was sent to Defendant(s)by regular mail and certified mail on the date appearing on the attached Return Receipt,which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit"B". 3. If a.Return Receipt is not attached hereto,then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court,then proof of compliance with said Order is attached hereto as Exhibit"B". All Notices were,served within the time limits set forth by Pa Rule C.P. 3129. MN#: 12110314 CASE#: 12110314-1 I verify that the statements made in this affidavit are true and correct to the best of my information and belief.I understand that false statements herein are made subject to the penalties of 18 Pa.C.S.sec.4904 relating to unsworn falsification to authorities. Dated: 0 UDREN LAW OFFICES, P.C. BY: Attorne f&1ainti f ' ieole Lies, Esquire PA ID 202194 MJ-U#: 12110314 CASE#: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin s udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing Agreement Dated June 1, 2007 Plaintiff NO. 13-2128 Civil V. Sarah Douglas a/k/a Sarah B. Douglas Stanley Douglas a/k/a Stanley E. Douglas Barry Loreman a/k/a Barry L. Loreman Mary Loreman a/k/a Mary K. Loreman Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B Under the Pooling and Servicing Agreement Dated June 1, 2007, Plaintiff in the above action,by its undersigned attorney, upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1330 Williams Grove Road, (Monroe Township),Mechanicsburg, PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Sarah Douglas a/k/a Sarah B. Douglas 1204 Brandt Road MECHANICSBURG, PA 17055 Stanley Douglas a/k/a Stanley E. Douglas 1827 West Lisburn Road Carlisle, PA 17015 Barry Loreman a/k/a Barry L. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a/k/a Mary K.Loreman 1204 Brandt Road Mechanicsburg, PA 17055 2. Name and address of Defendant(s) in the judgment: Sarah Douglas a/k/a Sarah B. Douglas 1204 Brandt Road MECHANICSBURG, PA 17055 Stanley Douglas a/k/a Stanley E. Douglas 1827 West Lisburn Road Carlisle, PA 17015 Barry Loreman a/k/a Barry L. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a/k/a Mary K. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: GE Money Bank 4125 Windward Plaza Drive Alpharetta, GA 30005 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 888 East Walnut Street Pasadena, CA 91101 Sr Mortgage Holders - None Jr Mortgage Holders - None 5. Name and address of every other person who has any record lien on the property: Sr lien Holders -None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg,PA 17128-1230 Tenants/Occupants 1330 Williams Grove Road Mechanicsburg, PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association -None I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: D— ap� _ ?� UDREN LAW OFFICES, P.C. BY: Attorn for Plaintiff wh Lalklda Esquire MJU#: 12110314 CASE#: 12110314-1 ' `' 4 1 PA ID 202194 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 Deutsche Bank National rust ompany, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS CIVIL DIVISION 2007-B, Home Equity Mortgage Loan Cumberland County Asset-Backed Certificates, Series .INABS 2007-B Under the Pooling and Servicing MORTGAGE FORECLOSURE Agreement Dated June 1,2007 Plaintiff V. NO. 13-2128 Civil SARAH DOUGLAS A/K/A SARAH B. DOUGLAS; STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS; BARRY LOREMAN A/K/A BARRY L. LOREMAN; MARY LOREMAN A/K/A MARY K. LOREMAN; Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: ALL PARTIES IN INTEREST AND CLAIMANTS OWNER(S): SARAH DOUGLAS A/K/A SARAH B. DOUGLAS; STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS; BARRY LOREMAN A/K/A BARRY L. LOREMAN; MARY LOREMAN A/K/A MARY K.LOREMAN; PROPERTY: 1330 Williams Grove Road, (Monroe Township), Mechanicsburg,PA 17055 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on 12/04/2013 at 10:00 AM, at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013. Our records indicate that you may hold a mortgage or judgment on the property, which will be extinguished by the sale. You may wish to attend the sale to protect your interests. The Sheriff will file a Schedule of Distribution on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. MJU#: 12110314 CASE#: 12110314-1 " Con o z �� p m 'TI �° 'D c°o �n A w p cr N G� _ C r r c N W a. CS O d O rn a A A C Q.p A N C (U J n N Al Al y J �' ro ° 00 coo co vyv» w aAc� W� �tdc�c� 1D �n w C O w C w C fD CD cl rtyl=1d w �F � c O do a� a. a CD. � C o dC ro ap ao as 0 n � eD eD to Baa O d °° a< CD 00 CD 0 "ti Ca. � F"aH0 ti wM O' k 00 N W A < rA w N b C A ra m ee A C to y E010011 o C�n� C � '^' C7 `�. rn• °o � °off � � ro $• � CD 0 CD CD ❑❑'q:❑ �y u C H ' ° ❑❑ 7 Od e o g Y U•S-�rP.O�STTA�GE>>PITNEYBOWES =n ca o w w, b s � p n o ' � A ° ZIP 08003 mw 02 ivy � � "~ � 5 b m o 0001387090 SEP. 013, r, w A y� a 9 ° g V 0o C9 -9g maP'g p00 d� w.rn 4». •s'aw ono Gr �'oF5•..� B co sec hf� b ti 'z1�n 0 � o� Oct. 18. 2013 11 :42AM Cumberland County Sherrif No. 7807 P. 3 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheffff �orrtl of Cumbr�ya�r Jody S Smith #V �,Chief Deputy 4sRichard W Stewart Solicitor OFFICE OF THE SNEwrP Deutsche Bank National Trust Company Case Number VS. Sarah Douglas aWa Sarah B. Douglas(et al.) 2013.2128 SHERIFF'S RETURN OF SERVICE 09123/2013 03:01 PM-Deputy Jamie DiMartle,being duly sworn according to law,served the requested Real Estate Writ,Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be Mary Loreman, Mother, who accepted as"Adult Person In Charge'for Sarah B.Douglas a/k/a Sarah B, Douglas at 1204 Brandt Road,Monroe Township, Mechanicsburg,PA 17055,Cumberland County. 09/23/2013 03:01 PM-Deputy Jamie DiMartle,being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Mary K. Loreman a/k/a Mary K. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055, Cumberland County, 09/23/2013 03:01 PM-Deputy Jamie DiMartle, being duly sworn according to law,served the requested Reat Estate Writ, Notice and Description, In the above titled action,by making known its contents and at the same time personally handing a true copy to a person representing themselves to be Mary Loreman,Wife,who accepted as"Adult Person in Charge"for Barry L. Loreman a/k/a Barry L. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg,PA 17055,Cumberland County. 09/2412013 07:45 PM-Deputy Stephen Bender,being duly sworn according to law, attempted service to the Defendant,to wit:Stanley E. Douglas a/k/a Sarah B.Douglas at 1330 Williams Grove Road, Monroe Township, Mechanicsburg,PA 17055.The address was found to be vacant. 09/24/2013 07:47 PM-Deputy Stephen Sender, being duly sworn according to law,states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description,and Sale Handbill in the above titled action, upon the property located at 1330 Williams Grove Road, Mechanicsburg, PA 17055, Cumberland County. 09/24/2013 08:05 PM-Deputy Stephen Bender, being duly sworn according to law,served the requested Real Estate Writ,Notice and Description, in the above titled action, by making known Its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Stanley E.Douglas a/k/a Sarah B. Douglas at 1827 West Lisburn Road, Monroe Township, Carlisle, PA 17015,Cumberland County. SHERIFF COST:$1,006.51 SO ANSWERS, October 18, 2013 IRONIrY R ANDERSON,SHERIFF (o)CouniyStke WAR,TAle*"k Inc. SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff �i�Yir of L1tuttr�.f ,J Jody S Smith "o �? Chief Deputy 17+1(` Richard W Stewart `~r Solicitor 4FEF; w :Ri Deutsche Bank National Trust Company vs. Case Number Sarah Douglas a/k/a Sarah B. Douglas (et al.) 2013-2128 SHERIFF'S RETURN OF SERVICE 09/23/2013 03:01 PM - Deputy Jamie DiMartle, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be Mary Loreman, Mother, who accepted as"Adult Person in Charge"for Sarah B. Douglas a/k/a Sarah B. Douglas at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055, Cumberland County. 09/23/2013 03:01 PM -Deputy Jamie DiMartle, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Mary K. Loreman a/k/a Mary K. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055, Cumberland County. 09/23/2013 03:01 PM - Deputy Jamie DiMartle, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be Mary Loreman, Wife, who accepted as"Adult Person in Charge"for Barry L. Loreman a/k/a Barry L. Loreman at 1204 Brandt Road, Monroe Township, Mechanicsburg, PA 17055, Cumberland County. 09/24/2013 07:45 PM - Deputy Stephen Bender, being duly sworn according to law, attempted service to the Defendant, to wit: Stanley E. Douglas a/k/a Sarah B. Douglas at 1330 Williams Grove Road, Monroe Township, Mechanicsburg, PA 17055. The address was found to be vacant. 09/24/2013 07:47 PM -Deputy Stephen Bender, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled action, upon the property located at 1330 Williams Grove Road, Mechanicsburg, PA 17055, Cumberland County. 09/24/2013 08:05 PM - Deputy Stephen Bender, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be the Defendant, to wit: Stanley E. Douglas a/k/a Sarah B. Douglas at 1827 West Lisburn Road, Monroe Township, Carlisle, PA 17015, Cumberland County. 12/04/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Cumberland County Courthouse, Carlisle, Cumberland County, Pennsylvania on December 04, 2013 at 10:00 AM. He sold the same for the sum of$1.00 to Attorney Mark Udren, on behalf of Deutsche Bank National Trust Company, as Trustee for Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007-B, being the buyer in this execution, paid to the Sheriff the sum of$ SHERIFF COST: $1,201.04 SO ANSWERS, January 10, 2014 RONNK ANDERSON, SHERIFF {c)Coun;ySuite Sheriff Telecsoft.Inc. a.a," pd • Co. ,P.1- .3ce. sty u p'1` • r UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 •leadin s / udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 Plaintiff NO. 13-2128 Civil v. Sarah Douglas a/k/a Sarah B. Douglas Stanley Douglas a/k/a Stanley E.Douglas Barry Loreman a/k/a Barry L.Loreman Mary Loreman a/k/a Mary K.Loreman Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 AND RULE 76 Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007- B Under the Pooling and Servicing Agreement Dated June 1,2007,Plaintiff in the above action,by its undersigned attorney,upon information and belief, Udren Law Offices, P.C., sets forth, as of the date the Praecipe for the Writ of Execution was filed, the following information concerning the real property located at: 1330 Williams Grove Road,Mechanicsburg,PA 17055 1. Name and address of Owner(s) or reputed Owner(s): Sarah Douglas a/k/a Sarah B.Douglas 1204 Brandt Road Mechanicsburg,PA 17055 Stanley Douglas a/k/a Stanley E. Douglas 1330 Williams Grove Road Mechanicsburg, PA 17055 Barry Loreman a/k/a Barry L.Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a/k/a Mary K. Loreman 1204 Brandt Road Mechanicsburg,PA 17055 2. Name and address of Defendant(s) in the judgment: Sarah Douglas a/k/a Sarah B.Douglas 1204 Brandt Road Mechanicsburg,PA 17055 Stanley Douglas a/k/a Stanley E. Douglas 1330 Williams Grove Road Mechanicsburg,PA 17055 Barry Loreman all&a.Barry L. Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Mary Loreman a/k/a Mary K.Loreman 1204 Brandt Road Mechanicsburg, PA 17055 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: GE Money Bank 4125 Windward Plaza Drive Alpharetta,GA 30005 4. Name and address of the last recorded holder of every mortgage of record: Deutsche Bank National Trust Company, as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS 2007- B Under the Pooling and Servicing Agreement Dated June 1,2007 888 East Walnut Street Pasadena, CA 91101 Sr Mortgage Holders -None Jr Mortgage Holders-None 5. Name and address of every other person who has any record lien on the property: Sr lien Holders-None 6.Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Cumberland County Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Cumberland County Domestic Relations Section 13 North Hanover Street Carlisle, PA 17013 Commonwealth of PA,Department of Revenue Bureau of Compliance PO Box 281230 Harrisburg, PA 17128-1230 Tenants/Occupants 1330 Williams Grove Road Mechanicsburg,PA 17055 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Federal Tax Lien Holders -None Condo/Homeowners Association -None • I verify that the statements made in this affidavit are true and correct to the best of my information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. DATED: 7-3 0-13 UDREN LA a FFICES, P.C. BY:r Attorney for Plaintiff SALVATORE CAROLLO, ESQUIRE PA ID 311050 MJU#: 12110314 CASE#: 12110314-1 UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 •leadin•s • udren.com Deutsche Bank National Trust Company, as Trustee of COURT OF COMMON PLEAS the Home Equity Mortgage Loan Asset-Backed Trust CIVIL DIVISION Series INABS 2007-B,Home Equity Mortgage Loan Cumberland County Asset-Backed Certificates, Series INABS 2007-B Under the Pooling and Servicing Agreement Dated June 1, MORTGAGE FORECLOSURE 2007 Plaintiff v. NO. 13-2128 Civil SARAH DOUGLAS A/K/A SARAH B. DOUGLAS, STANLEY DOUGLAS A/K/A STANLEY E. DOUGLAS,BARRY LOREMAN A/K/A BARRY L. LOREMAN,MARY LOREMAN A/K/A MARY K. LOREMAN Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Sarah Douglas a/k/a Sarah B. Douglas 1204 Brandt Road MECHANICSBURG, PA 17055 Your house (real estate) at 1330 Williams Grove Road,Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriffs Sale on December 4,2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of$310,904.28, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To fmd out how much you must pay,you may call:(856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) • • YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff s Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To fmd out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 4 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 pleadings @udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B, Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 Plaintiff NO. 13-2128 Civil v. SARAH DOUGLAS A/K/A SARAH B. DOUGLAS, STANLEY DOUGLAS A/K/A STANLEY E. DOUGLAS, BARRY LOREMAN A/K/A BARRY L. LOREMAN,MARY LOREMAN A/K/A MARY K. LOREMAN Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Barry Loreman a/k/a Barry L. Loreman 1204 Brandt Road Mechanicsburg,PA 17055 Your house (real estate) at 1330 Williams Grove Road, Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriffs Sale on December 4,2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room, 2nd Floor, Carlisle, PA 17013, to enforce the court judgment of$310,904.28, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call: (856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) • YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 • UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD,SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 leadin's • udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 Plaintiff NO. 13-2128 Civil v. SARAH DOUGLAS A/K/A SARAH B. DOUGLAS, STANLEY DOUGLAS A/K/A STANLEY E. DOUGLAS,BARRY LOREMAN A/K/A BARRY L. LOREMAN,MARY LOREMAN A/K/A MARY K. LOREMAN Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Stanley Douglas a/k/a Stanley E.Douglas 1330 Williams Grove Road Mechanicsburg,PA 17055 Your house (real estate) at 1330 Williams Grove Road, Mechanicsburg,PA 17055 is scheduled to be sold at the Sheriffs Sale on December 4, 2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013, to enforce the court judgment of$310,904.28, obtained by Plaintiff above(the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call:(856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) • • • YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may fmd out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 • UDREN LAW OFFICES,P.C. ATTORNEY FOR PLAINTIFF WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL,NJ 08003-3620 856-669-5400 .leadin.s ' udren.com Deutsche Bank National Trust Company, COURT OF COMMON PLEAS as Trustee of the Home Equity Mortgage CIVIL DIVISION Loan Asset-Backed Trust Series INABS Cumberland County 2007-B,Home Equity Mortgage Loan Asset-Backed Certificates, Series INABS MORTGAGE FORECLOSURE 2007-B Under the Pooling and Servicing Agreement Dated June 1,2007 Plaintiff NO. 13-2128 Civil v. SARAH DOUGLAS A/K/A SARAH B. DOUGLAS, STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS,BARRY LOREMAN A/K/A BARRY L. LOREMAN,MARY LOREMAN A/K/A MARY K. LOREMAN Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Mary Loreman a/k/a Mary K.Loreman 1204 Brandt Road Mechanicsburg, PA 17055 Your house (real estate) at 1330 Williams Grove Road,Mechanicsburg, PA 17055 is scheduled to be sold at the Sheriffs Sale on December 4,2013 at 10:00am at the Cumberland County Courthouse, Commissioners Hearing Room,2nd Floor, Carlisle, PA 17013, to enforce the court judgment of$310.904.28, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed,the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale,you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment,late charges,costs and reasonable attorney's fees. To find out how much you must pay,you may call:(856)669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment,if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one,the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) t • • YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriffs Sale is not stopped,your property will be sold to the highest bidder. You may fmd out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To fmd out if this has happened,you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff,you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time,the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale.This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions(reasons why the proposed distribution is wrong)are filed with the Sheriff within ten(10)days after Schedule of Distribution is filed. 7. You may also have other rights and defenses,or ways of getting your home back,if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle,PA 17013 (800)990-9108 WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 13-2128 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE OF THE HOME EQUITY MORTGAGE LOAN ASSET-BACKED TRUST SERIES INABS 2007-B,HOME EQUITY MORTGAGE LOAN ASSET-BACKED CERTIFICATES, SERIES INABS 2007-B UNDER THE POOLING AND SERVICING AGREEMENT DATED JUNE 1,2007, Plaintiff(s) From SARAH DOUGLAS A/K/A SARAH B DOUGLAS,STANLEY DOUGLAS A/K/A STANLEY E.DOUGLAS,BARRY LOREMAN A/K/A BARRY L.LOREMAN,MARY LOREMAN A/K/A MARY K. LOREMAN (1) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a) an attachment has been issued; (b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s) and from delivering any property of the defendant(s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due$310,904.28 Plaintiff Paid$ Interest FROM 7/30/2013 TO DATE OF SALE DECEMBER 4,2013 -ONGOING PER DIEM OF $52.40 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE- $6,707.20 Attorney's Comm. % Law Library$.50 Attorney Paid$240.75 Due Prothonotary$2.25 Other Costs$ Date: AUGUST 2,2013 David D. Buell,Prothonotary Deputy REQUESTING PARTY: Name : SALVATORE CAROLLO,ESQ. Address: UDREN LAW OFFICES,P.C. WOODCREST CORPORATE CENTER TRUE COPY FROM RECORD 111 WOODCREST ROAD,SUITE 200 In Testimony whereof,I here unto set my hand and the; pf said Co�(t et Canis!e, This. of /�-fC'j I Ptott1ono • LXII 41 CUMBERLAND LAW JOURNAL 10/11/13 Writ No.2013-2128 Civil Term Stanley E. Douglas and Sarah B. Douglas,his wife, as tenants by the DEUTSCHE BANK NATIONAL entirety by deed dated August 18, TRUST COMPANY 2003 from Secretary of Housing and vs. Urban Development filed on August SARAH DOUGLAS,a/k/a 18,2003 in Book 258 at Page 3736 in Sarah B.Douglas, Cumberland County Records. Stanley Douglas,a/k/a BEING KNOWN AS: 1330 Wil- Stanley E.Douglas, Hams Grove Road, Mechanicsburg, Barry Loreman,a/k/a PA 17055 Property ID No.: 22-11- Barry L.Loreman, 0278-078. Mary Loreman,a/k/a TITLE TO SAD PREMISES IS Mary K.Loreman, VESTED IN Barry L. Loreman and Atty.:Mark Udren Mary K. Loreman, his wife, and Stanley E. Douglas and Sarah B. ALL THAT CERTAIN tract of land Douglas,his wife by deed from Barry and the improvements thereon situ- L. Loreman and Mary K. Loreman, ate in Monroe Township, Cumber- his wife dated 08/18/2003 recorded land County,Pennsylvania,bounded 08/18/2003 in Deed Book 258 Page and described as follows: 3736. BEGINNING at a point on the western right-of-way line of the Wil- liams Grove Road at the corner of Green Lane,as shown on the herein- after mentioned Plan of Lots;thence along said right-of-way line, South 00 degrees 11 minutes 11 seconds West, a distance of 225.24 feet to a point, thence along the dividing line between Lots Nos I and 2 on said Plan,South 87 degrees 32 min- utes 12 seconds West, a distance of 980.51 feet to a point,thence North 00 degrees 28 minutes 00 seconds East, a distance of 225.29 feet to a point on the southern line of Green Lane; thence along the latter, North 87 degrees 32 minutes 12 seconds East, a distance of 979.40 feet to a point,the place of BEGINNING. BEING Lot Number 1 on the Plan of Lots of Frank E. Stoner, as recorded in the Cumberland County Recorder of Deeds Office in Plan Book 57, Page 53 (erroneously referred to as Plan Book "Q", Volume 36, Page 106 in prior deeds) being the same property or a portion of the same property conveyed to Barry L. Loreman and Mary K. Loreman,his wife, as tenants by the entirety and 46 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 11, October 18 and October 25, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time,place and character of publication are true. ti Isis Marie Coyne, it-or SWORN TO AND SUBSCRIBED before me this 25 day of October, 2013 1,/,/z-er--)0,4"& Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH,CUMBERLAND COUNTY My Commission Expires Apr 28,2014 The Patriot-News Co.2020 Technology PkWy atriotXews Suite 300 Mechanicsburg, PA 17050 Now you know Inquiries - 717-255-8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book"M", Volume 14, Page 317. 20113-2128 TIDEU NATIONAL This ad ran on the date(s)shown below: MUST Y - 10/13/13 swig oouauts, / ,' "1 / 10/20/13 aik/a floral' -t %` 10/27/13 E Douglas, /'�/ �fi- .',///,/ s ►K.i-o,.man (/� Aigr. Mark udren All THAT CERTAIN TRACT.of Sworn o and subscribed be ire me this 11 day if November, 2013 A.D. LAND AND THE II►SPROVEM®VT I 1 VFW AINND DOE L 1 AND DESCRIBED AS FOLLOWS:BOUNDED u ,`1R!ry Pu'is i. ♦•- BEGINNING Al'.A POINT I WESTERN RIGHT-OF-WAY LINE OF GROVE ROAD AT THE CORNER OF GREEN LANE,ASSHOWN i COMMONWEALTH OF PENN SYLVANIA ON THE HEREINAFTER MENTIONED I r 'Seai PLAN OF LOT; ALONG r Holly Lynn W -'cl,'Notary Pudic SAID RIGHT-OF-WAY LIVE,SOiyIH ap 4",fnel4nytnn?'1W.,f.:1 a!aphln County DEGREES"11 MINUTES 11 SECONDS My COmmissinn Expirns Dec.12,2016 WEST A DISTANCE OF 225.24 FEET MEMBER,E&NN4N64ANIA APROaAiiON or NOTARIES In A POINT THENCE ALONG THE • COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND }SS: I, Tammy Shearer, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff's Deed in which Deutsch Bank National Trust Co as Trustee for Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Cert Series INABS 2007-B is the grantee the same having been sold to said grantee on the 4th day of December A.D., 2013, under and by virtue of a writ Execution issued on the 2nd day of August, A.D., 2013, out of the Court of Common Pleas of said County as of Civil Term, 2013 Number 2128, at the suit of Deutsche Bank National Trust Co as Trustee of the Home Equity Mortgage Loan Asset-Backed Trust Series INABS 2007-B, Home Equity Mortgage Loan Asset-Backed Cert Series INABS 2007-B against Sarah Douglas a/k/a Sarah B. Douglas, Stanley Douglas a/k/a Stanley E. Douglas, Barry Loreman a/k/a Barry L. Loreman, Mary Loreman a/k/a Mary K. Loreman is duly recorded as Instrument Number 201401208. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this /5 day of c--)C(r) , A.D. a01L( 6a/vil, G w.J.k-, Depvl Recorder of De Os Recorder of Deeds,Cumberland County,Carlisle,PA My Commission Expires the First Monday of Jan.2018