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HomeMy WebLinkAbout13-2129 Supreme Cou. — f Pennsylvania 9 ,•.mac Co ur '' Com 'Pleas For Prothonotary Use Only: het CiJ County Docket No: f The information collected on this form is used solely for court administration purposes. This form does not r --- supplement or replace the filing and service of leadin s or other papers as required by law or rules of court. f Commencement of Action: S x❑ Complaint ❑ Writ of Summons ❑ Petition 1 E ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking C Lead Plaintiff's Name: HSBC BANK USA, NATIONAL Lead Defendant's Name: MANUEL E. CORDEIRO A/K/A ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MANUEL CORDEIRO T MORTGAGE TRUST 2007 -A5 ? O Are money damages requested? El Yes 9 N Dollar Amount Requested: El within arbitration limits f (Check one) outside arbitration limits N Is this a Class Action Suit? ❑ Yes N No Is this an MDJ Appeal? ❑ Yes Z No A Name of Plaintiff /Appellant's Attorney: Allison F. Zuckerman, Esq., Id. No.309519, Phelan Hallinan LLP (- ❑ Check here if you have no attorney (are a Self- Represented [Pro Se] Litigant) ' Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more -than one type of- claim, check the one that. you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability (does not S include mass tort) ❑ Employment Dispute: ❑ Slander/Libel/ Defamation Discrimination E ❑ Other: ❑ Employment Dispute: Other ❑ Zoning Board C ❑ Other: f T I MASS TORT ❑ Other: 0 ❑ Asbestos N ❑ Tobacco ❑ Toxic Tort - DES • Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS • Toxic Waste ❑ Ejectment ❑ Common Law /Statutory Arbitration B ❑ Other: ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations E Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto El Dental El Partition ❑Replevin ❑ Legal ❑Quiet Title El Other: ❑ Medical ❑ Other: ❑ Other Professional: Pa.R.C.P. 205.5 Updated 01101/2011 ' r OF HC Pn j o r8oti 1 0 T11 2Of3 APR 22 At9 9: �$ CUMBERLAND COUNTy PENIJS YLVANIA PHELAN HALLINAN, LLP Allison F. Zuckerman, Esq., Id. No.309519 1617 JFK Boulevard, Suite 1400 ATTORNEY FOR PLAINTIFF One Penn Center Plaza Philadelphia, PA 19103 215 -563 -7000 HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST COURT OF COMMON PLEAS 2007 -A5 1111 POLARIS PARKWAY CIVIL DIVISION COLUMBUS, OH 43240 TERM Plaintiff V. N o. 13 -a1� ni MANUEL E. CORDEIRO CUMBERLAND COUNTY AWA MANUEL CORDEIRO DRENDA S. CORDEIRO 505 LEEWARD LANE ENOLA, PA 17025 -1348 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE File #: 215932 9 1/ nq r 1. Plaintiff is HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007 -A5 1111 POLARIS PARKWAY COLUMBUS, OH 43240 2. The name(s) and last known address(es) of the Defendant(s) are: MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO 505 LEEWARD LANE ENOLA, PA 17025 -1348 who is /are the mortgagor(s) and/or real owner(s) of the property hereinafter described. 3. On 02/21/2007 MANUEL E. CORDEIRO and DRENDA S. CORDEIRO made, executed and delivered a mortgage upon the premises hereinafter described to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR QUICKEN LOANS, INC. which mortgage is recorded in the Office of the Recorder of Deeds of CUMBERLAND County, in Mortgage Book 1985, Page 1729. By Assignment of Mortgage recorded 02/13/2013 the mortgage was assigned to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007 -A5 which Assignment is recorded in Assignment of Mortgage Instrument No. 201304903. The mortgage and assignment(s), if any, are matters of public record and are incorporated herein by reference in accordance with Pa.R.C.P. 1019(g); which Rule relieves the Plaintiff from its obligations to attach documents to pleadings if those documents are of public record. 4. The premises subject to said mortgage is described as attached. 5. The mortgage is in default because monthly payments of principal and interest upon said mortgage due 12/01/2008 and each month thereafter are due and unpaid, and by the terms File #: 215932 of said mortgage, upon failure of Mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage as of 03/21/2013: Principal Balance $733,752.23 Interest at an Adjustable Rate $182,826.80 11/01/2008 through 02/28/2013 Late Charges $1,758.00 Property Inspections $400.00 Escrow Advance $74,609.69 Subtotal $993,346.72 Suspense Balance 184.10 TOTAL $993,162.62 7. Plaintiff is not seeking a judgment of personal liability (or an in persona m judgment) against the Defendant(s) in the Action; however, Plaintiff reserves its right to bring a separate Action to establish that right, if such right exists. If Defendant(s) has/have received a discharge of personal liability in a bankruptcy proceeding, this Action of Mortgage Foreclosure is in no way an attempt to reestablish such personal liability discharged in bankruptcy, but only to foreclose the mortgage and sell the mortgaged premises pursuant to Pennsylvania Law. 8. Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of Homeowner's Emergency Mortgage Assistance Program pursuant to Act 91 of 1983, as amended in 2008, and/or Notice of Default as required by the mortgage document, as applicable, have been sent to the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff or an authorized consumer credit counseling agency, or has/have been denied assistance by the Pennsylvania Housing Finance Agency. File #: 215932 � 7 9. The action does not come under Act 6 of 1974 because the original mortgage amount exceeds the dollar amount provided in the statute. WHEREFORE, Plaintiff demands an in rem judgment against the Defendant(s) in the sum of $993,162.62, together with interest, costs, fees, and charges collectible under the mortgage including but not limited to attorney fees and costs, and for the foreclosure and sale of the mortgaged property. PHELAN , LLP By: son . Zu rman, sq., Id. No.309519 Attorney for Plaintiff File #: 215932 LEGAL DESCRIPTION ALL THAT CERTAIN piece, parcel or lot of lands situate in East Pennsboro Township, Cumberland County, Pennsylvania; designated as Unit No. RB 8 on the Preliminary/Final Subdivision Plan by Rettew Associates, for River Bend, A Planned Community dated November 15, 1996, last amended January 7, 1999 and recorded in the Office of the Recorder of Deeds in and for Cumberland County on February 24, 1999, in Plan Book 78, Page 75, and being designated as Unit No. RB 8 in a Declaration of River Bend, A Planned Community, dated October 9, 1998 and recorded in the Office of the Recorder of Deeds in and for Cumberland County, in Miscellaneous Book 591, Page 477; also designated as Unit No. RB 8 on the Final Subdivision and Lot Add -On Plan for Wright, Cordeiro & River Bend Subdivision, prepared by Rettew Associates, Inc., dated July 13, 2001, being further bounded and described as follows, to wit: BEGINNING at a point on the Southern right -of -way line of Leeward Lane at the Northwest corner of Lot No. RB 7 of RiverBend; thence along said Lot South 00 degrees 27 minutes 55 seconds West, a distance of 263.55 feet to a point on the Northern line of Lot No. 5 of River Bend as recorded in Plan Book 65, Page 123; thence along said Lot and also along Lot No. 4 of RiverBend South 84 degrees 03 minutes 28 seconds West, a distance of 125.81 feet to an existing stone corner; thence continuing along Lot No. 4 of River Bend, South 60 degrees 05 minutes 38 seconds West, a distance of 26.95 feet to a point at the Southeast corner of lands now or formerly of John A. and Bonita M. Wright; thence along said lands of Wright, the following three (3) courses: (1) North 13 degrees 09 minutes 22 seconds West, a distance of 155.53 feet to a point; (2) North 23 degrees 03 minutes 49 seconds West, a distance of 86.90 feet to a point; (3) North 72 degrees 43 minutes 44 seconds East, a distance of 102.15 feet to a point on the cul -de -sac bulb File #: 215932 of Leeward Lane; thence along said bulb by a line curving to the left having a radius of 50.00 feet, an arc length of 100.31 feet and a chord bearing of North 81 degrees 40 minutes 48 seconds East, a distance of 84.31 feet to a point at the Western terminus of a 20 foot radius curve connecting the cul -de -sac bulb of Leeward Lane to the Southern right -of -way line of Leeward Lane; thence along said curve, by a line curving to the right having a radius of 20.00 feet, an arc length of 19.25 feet and a chord bearing of North 51 degrees 47 minutes 03 seconds East, a distance of 18.52 feet to point on the Southern right -of -way line of Leeward Lane; thence along the Southern right -of- way line of Leeward Lane, North 79 degrees 21 minutes 34 seconds East, a distance of 25.00 feet to a point, the Place of BEGINNING. CONTAINING 1.01 acres and being Lot RB 8, as shown on the Final Subdivision and Lot Add - On Plan for Wright, Cordeiro & RiverBend Subdivision, prepared by Rettew Associates, Inc., dated July 13, 2001. BEING a portion of the same premises which Alan S. Meminger, a married man, by deed dated March 24, 1998 and recorded March 27, 1998, in the Office of the Recorder of Deeds in and for Cumberland County in Deed Book 174, Page 200, granted and conveyed to River Bend Management Limited Partnership, Grantor herein. ALSO BEING part of the same property which RiverBend Management Limited Partnership, by its Deed dated November 17, 2000 and recorded November 20, 2000, in the Office of the Recorder of Deeds in and for Cumberland County, in Deed Book 234, Page 326, granted and conveyed unto Manual Cordeiro and Drenda S. Cordeiro, husband and wife. File k 215932 Y } PROPERTY ADDRESS: 505 LEEWARD LANE, ENOLA, PA 17025 -1348 PARCEL # 09 -11- 3004 -097. File #: 215932 Pennsylvania Verification + l Litt hereby states that hq sh s Vice President of JPMorgan Chase Bank, N.A. as Attorney -In -Fact for the Plaintiff -in this matter, and is authorized to make this Verification. The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of my information, and belief. I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. Vice President Date: JPMorgan Chase Bank, N.A. as Attorney -In -Fact for the Plaintiff Borrower: MANUEL E. CORDEIRO and DRENDA S. CORDEIRO Property Address: 505 LEEWARD LANE, ENOLA, PA 17025 -1348 County: CUMBERLAND Last Four of Loan Number: 4706 File #: 215932 FORM 1 IN THE COURT OF COMMON PLE4S r ,,, = � HSBC BANK USA, NATIONAL ASSOCIATION, OF CUMBERLAND COUNTY, PENNSY Alm AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007 -A5 Plaintiff(s) ) VS. �O y „ p-- Z a C . MANUEL E. CORDEIRO A/K/A MANUEL G do —i CORDEIRO DRENDA S. CORDEIRO Defendant(s) Civil NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the. residential property which is the subject of this foreclosure action, you may be able to participate in a court - supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243- 9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arguments with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: Date lis . Zucke n, Esq., Id. No.309519 Attorney for Plaintiff FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your counseling agency. Please provide the following information to the best of your knowledge: CUSTOMER[PRIMARY APPLICANT Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing date: Price: $ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? CO-BORROWER Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household: How long? INFORMATION FINANCIAL First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount: $ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the loan in Bankruptcy? Yes ❑ No ❑ If yes, provide names, location of court, case number & attorney: Assets Amount Owed Value: Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount owed: Value: Automobile #2 : Model: Year: Amount owed: Value: Other transportation (automobiles, boats, motorcycles): Model: Year: Amount owed: Value Monthly Income Name of Employers: 1. Monthly Gross Monthly Net 2. Monthly Gross Monthly Net 3. Monthly Gross Monthly Net Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co-Borrower Pay Days: Monthly Expenses: (Please only include expenses you are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mortgage Food 2nd Mortgage Utilities Car Payment(s) Condo/Neigh. Fees Auto Insurance Med. (not covered) Auto fuel/repairs Other prop. payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending Mone Da /Child Care/Tuit. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: r Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No ❑ If yes, please indicate the status of those negotiations: Please provide the following information, if known, regarding your lender and lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION I/We, , authorize the above named to usetrefer this information to my lender /servicer for the sole purpose of evaluating my financial situation for possible mortgage options. We understand that I/we am/are under no obligation to use the counseling services provided by the above named Borrower Signature Date Co- Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: 1. Proof of income 2. Past 2 bank statements 3. Proof of any expected income for the last 45 days 4. Copy of a current utility bill 5. Letter explaining reason for delinquency and any supporting documentation (hardship letter) 6. Listing agreement (if property is currently on the market) i s NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you, and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY ATTORNEY REFERRAL CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE, PA 17013 (717) 249 -3166 (800) 990 -9108 File #: 215932 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff �t�.i)�t�� •��: �C�� �'��° Jody S Smithtititir rry�,x vi Chief Deputy Richard W Stewart "" !DD Solicitor OF--I i AFTHEVt RfFk �;t3R'p��YL`d A, HSBC Bank USA, National Association, as Trustee for J.P. Morgan Mortga Case Number vs. Manuel E. Cordeiro (et al.) 2013-2129 SHERIFF'S RETURN OF SERVICE 05/01/2013 04:55 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Drenda S. Cordeiro at 310 11th Street, New Cumberland Borough, New mberland, PA 17070. I N GUTSH 05/02/2013 06:40 PM - Deputy William Cline, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by handing a true copy to a person representing themselves to be B. Bendure, who accep d as"Adult Person in Charge"for Occupant at 505 Leeward Lane, East Pennsboro Township,jF , PA 17025. IAM CLINE, DEPUTY 05/08/2013 Shannon Shertzer, Deputy Sheriff served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by"personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Manuel E. Cordeiro at the Cumberland County Sheriffs Office, One Courthouse Square, Carlisle, PA 17013. The defendant provided a home address of 647 Herrin Lane, Enola, PA 17025. SHANNON SHERTZER, DEPUTY SHERIFF COST: $63.21 SO ANSWERS, May 08, 2013 RbNW R ANDERSON, SHERIFF (c)CountySuiie Sheriff,Teleosott,Inc. -Jit,i. ri-t f�kh .f3 4 , - i .- 1�.1 PHELAN HALLINAN, LLP „ _ ti Q: 146 Attorney for Plaintiff Adam H. Davis,Esq., Id. No.2030341 JUL 1617 JFK Boulevard, Suite 1400 �� One Penn Center Plaza JEp4lSYLV'A"'� Philadelphia, PA 19103 215-563-7000 C. HSBC BANK USA,NATIONAL ASSOCIATION, CUMBERLAND COUNTY AS TRUSTEE FOR J.P.MORGAN MORTGAGE . TRUST 2007-A5 COURT OF COMMON PLEAS vs. • CIVIL DIVISION MANUEL E.CORDEIRO ▪ No.13-2129 CIVIL A/K/A MANUEL CORDEIRO . DRENDA S.CORDEIRO .• PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO and DRENDA S. CORDEIRO, Defendant(s)for failure to file an Answer to Plaintiffs Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $993,162.62 TOTAL $993,162.62 I hereby certify that (1) the Defendants' last known addresses are 647 HERRIN LN, ENOLA, PA 17025-1614, 505 LEEWARD LANE, ENOLA, PA 17025-1348, and 310 11TH ST, NEW CUMBERLAND, PA 17070-1308, and (2)that notice has been given in accordance with Rule Pa.R.C.P 237.1. Date 7 /1// / ■ A`' Afl/61/t� Adam H. Davis,Esq., Id. No.203034 fi Atto for intif CYDAMAGES R HEREBY ASSESSED AS INDICATED. DATE: 7 /J w PHS#215932 PROTHONOTARY cowl iLD.5tX1 C?hO CIC...# /3030(0'6 215932 e#a9a&c:21 Not) ',) Aitat-61 PHELAN HALLINAN,LLP Attorney for Plaintiff Adam H. Davis,Esq.,Id.No.203034 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 215-563-7000 HSBC BANK USA,NATIONAL ASSOCIATION, CUMBERLAND COUNTY AS TRUSTEE FOR J.P.MORGAN MORTGAGE COURT OF COMMON PLEAS TRUST 2007-A5 . CIVIL DIVISION vs. • . No. 13-2129 CIVIL MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S.CORDEIRO AFFIDAVIT OF NON-MILITARY SERVICE The undersigned attorney hereby verifies that he/she is the attorney for the Plaintiff in the above-captioned matter, and that on information and belief, he/she has knowledge of the following facts, to wit: (a) that the defendant(s) is/are not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act of Congress of 1940, as amended. (b) that defendant MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO is over 18 years of age and has last known addresses at 647 HERRIN LN, ENOLA, PA 17025- 1614 and 505 LEEWARD LANE, ENOLA, PA 17025-1348. (c) that defendant DRENDA S. CORDEIRO is over 18 years of age and has last known addresses at 310 11TH ST, NEW CUMBERLAND, PA 17070-1308 and 505 LEEWARD LANE, ENOLA, PA 17025-1348. This statement is made subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities. Date 7/f// 3 `cgArdA. ■#"" Phelan Hallinan,LLP Adam H. Davis, Esq., Id. No.203034 Attorney for Plaintiff PHELAN HALLINAN, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza, Philadelphia, PA 19103 215-563-7000 215932 Department of Defense Manpower Data Center Results as of:Jul-01-201312:09:33 SCRA 3.0 x.7 tsq. errs Status Report Pursuatnt to Servicernembers Civil Relief Act Last Name: CORDEIRO First Name: DRENDA Middle Name: S Active Duty Status As Of: Jul-01-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL.Mo./ A Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 Results as of:Jul-01-2013 12:09:32 Department of Defense Manpower Data Center SCRA 3.0 .s' Status Report Pursuant to Servieentembers Civil Relief Act Last Name: CORDEIRO First Name: MANUEL Middle Name: E Active Duty Status As Of: Jul-01-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Ault Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 Department of Defense Manpower Data Center Results as of Jul-01-2013 72 20 37 SCRA 3.0 U °'mot # G , row,�. may, r�u Pursuant to Sereicemembers Civil Relief Act Last Name: CORDEIRO First Name: MANUEL Middle Name: Active Duty Status As Of: Jul-01-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. Thaltit YA_ L Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 (Rule of Civil Procedure No. 236) - Revised HSBC BANK USA,NATIONAL : CUMBERLAND COUNTY ASSOCIATION,AS TRUSTEE FOR J.P. . MORGAN MORTGAGE TRUST 2007-A5 : COURT OF COMMON PLEAS vs. : CIVIL DIVISION MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO : No. 13-2129 CIVIL DRENDA S. CORDEIRO Notice is given that a Judgment in the above captioned matter has been entered against you on ? . 4.°) (:), , c , By: If you have any questions concerning this matter please contact: Phelan Hallinan, LLP Adam H. Davis, Esq., Id. No.203034 Attorney for Plaintiff 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 ** THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** 215932 HSBC BANK USA,NATIONAL ASSOCIATION, COURT OF COMMON PLEAS AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 CIVIL DIVISION Plaintiff v. NO. 13-2129 CIVIL MANUEL E.COR.DEIRO A/K/A MANUEL CORDEIRO CUMBERLAND COUNTY DRENDA S.CORDEIRO Defendant(s) TO: MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S.CORDEIRO C/O WILLIAM L.ADLER,ESQUIRE 4949 DEVONSHIRE ROAD HARRISBURG,PA 17109 DATE OF NOTICE: THIS FIRM IS A DEB Cd .LECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle,PA 17013 2 LIBERTY AVENUE (717)240-6195 CARUST..>I,PA 17013 02 249-3166 By: Jo"417) obb,Esq.,Id.No.312174 Attorney for Plaintiff Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 PHS#215932 HSBC BANK USA,NATIONAL ASSOCIATION, COURT OF COMMON PLEAS AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 CIVIL DIVISION Plaintiff v. NO. 13-2129 CIVIL MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO CUMBERLAND COUNTY DRENDA S.CORDEIRO Defendant(s) TO: DRENDA S.CORDEIRO 505 LEEWARD LANE ENOLA,PA 17025-1348 DATE OF NOTICE: it 7/13 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE, YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle,PA 17013 2 LIBERTY AVENUE (717)240-6195 CARLISLE,PA 17013 (717)249-3166 By: f t _ e.` Je athan Lolb,Esq., Id.No. 12174 Attorney for Plaintiff Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 PHS#215932 HSBC BANK USA,NATIONAL ASSOCIATION, COURT OF COMMON PLEAS AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 CIVIL DIVISION Plaintiff v. NO. 13-2129 CIVIL MANUEL E.CORDEIRO A/KIA MANUEL CORDEIRO CUMBERLAND COUNTY DRENDA S.CORDEIRO Defendant(s) TO: DRENDA S.CORDEIRO 310 11TH ST NEW CUMBERLAND,PA 17070-1308 DATE OF NOTICE: <41 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DA'1'b OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle,PA 17013 2 LIBERTY AVENUE (717)240-6195 CARLISLE,PA 17013 (717)249-3166 By; JOnf an Lobb,Esq.,Id.No.312174 Attorney for Plaintiff Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 PHS#215932 HSBC BANK USA,NATIONAL ASSOCIATION, COURT OF COMMON PLEAS AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 CIVIL DIVISION Plaintiff v. NO. 13-2129 CIVIL MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO CUMBERLAND COUNTY DRENDA S.CORDEIRO Defendant(s) TO: MANUEL E.CORDEIRO A/K/A MANUEL CORDEI.RO 505 LEEWARD LANE ENOLA,PA 17025-1348 DATE OF NOTICE: THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE. IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle,PA 17013 2 LIBERTY AVENUE (717)240-6195 CARLISLE,PA 17013 (717)249-3166 By: .1(Pathan Lobb,Esq.,Id.No.312174 Attorney for Plaintiff Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 PHS#215932 HSBC BANK USA,NATIONAL ASSOCIATION, COURT OF COMMON PLEAS AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 CIVIL DIVISION Plaintiff v. NO. 13-2129 CIVIL MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO CUMBERLAND COUNTY DRENDA S.CORDEIRO Defendant(s) TO: MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN ENOLA,PA 17025-1614 DATE OF NOTICE: (lit 7/I) THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN, AND ANY INFORMATION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT, BUT ONLY AS ENFORCEMENT OF LIEN AGAINST PROPERTY. IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Office of the Prothonotary CUMBERLAND COUNTY BAR Cumberland County Courthouse ASSOCIATION 1 Courthouse Square CUMBERLAND COUNTY COURTHOUSE Carlisle,PA 17013 2 LIBERTY AVENUE (717)240-6195 CARLISLE,PA 17013 (717)249-3166 By: 3 athan Lobb,Esq.,Id.No.312174 Attorney for Plaintiff Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 PHS#215932 PRAECIPE FOR WRIT OF EXECUTION-(MORTGAGE FORECLOSURE) P.R.C.P. 3180-3183 HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P. COURT OF COMMON PLEAS MORGAN MORTGAGE TRUST 2007-A5 Plaintiff : CIVIL DIVISION v. : NO.: 13-2129 CIVIL MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO • DRENDA S. CORDEIRO CUMBERLAND COUNTY Defendant(s) To the Prothonotary: Issue writ of execution in the above matter: Amount Due $993,162.62 r Interest from 07/03/2013 to Date of Sale $25,305.30 P C == ($163.26 per diem) o - --t ._ TOTAL $1,018,467.92 Gf," ,, - Phelan Hallinan,LLP Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff Note: Please attach description of property. PHS#215932 • 3, a/ Clime 1(e _SO " `� io.11gtg a -biAo h. Sri c�c� Ok 1 t2( io) - 9acos3i 64- 42 .19 LEGAL DESCRIPTION ALL THAT CERTAIN piece,parcel or lot of lands situate in East Pennsboro Township,Cumberland County,Pennsylvania;designated as Unit No.RB 8 on the Preliminary/Final Subdivision Plan by Renew Associates,for River Bend,A Planned Community dated November 15, 1996,last amended January 7, 1999 and recorded in the Office of the Recorder of Deeds in and for Cumberland County on February 24, 1999,in Plan Book 78,Page 75,and being designated as Unit No.RB 8 in a Declaration of River Bend,A Planned Community,dated October 9, 1998 and recorded in the Office of the Recorder of Deeds in and for Cumberland County,in Miscellaneous Book 591,Page 477;also designated as Unit No.RB 8 on the Final Subdivision and Lot Add-On Plan for Wright,Cordeiro&River Bend Subdivision,prepared by Renew Associates,Inc.,dated July 13,2001,being further bounded and described as follows,to wit: BEGINNING at a point on the Southern right-of-way line of Leeward Lane at the Northwest corner of Lot No.RB 7 of RiverBend;thence along said Lot South 00 degrees 27 minutes 55 seconds West,a distance of 263.55 feet to a point on the Northern line of Lot No.5 of River Bend as recorded in Plan Book 65,Page 123; thence along said Lot and also along Lot No.4 of RiverBend South 84 degrees 03 minutes 28 seconds West, a distance of 125.81 feet to an existing stone corner;thence continuing along Lot No.4 of River Bend,South 60 degrees 05 minutes 38 seconds West,a distance of 26.95 feet to a point at the Southeast corner of lands now or formerly of John A.and Bonita M.Wright;thence along said lands of Wright,the following three(3) courses: (1)North 13 degrees 09 minutes 22 seconds West,a distance of 155.53 feet to a point;(2)North 23 degrees 03 minutes 49 seconds West,a distance of 86.90 feet to a point;(3)North 72 degrees 43 minutes 44 seconds East,a distance of 102.15 feet to a point on the cul-de-sac bulb of Leeward Lane;thence along said bulb by a line curving to the left having a radius of 50.00 feet,an arc length of 100.31 feet and a chord bearing of North 81 degrees 40 minutes 48 seconds East,a distance of 84.31 feet to a point at the Western terminus of a 20 foot radius curve connecting the cul-de-sac bulb of Leeward Lane to the Southern right-of- way line of Leeward Lane;thence along said curve,by a line curving to the right having a radius of 20.00 feet,an arc length of 19.25 feet and a chord bearing of North 51 degrees 47 minutes 03 seconds East,a distance of 18.52 feet to point on the Southern right-of-way line of Leeward Lane;thence along the Southern right-of-way line of Leeward Lane,North 79 degrees 21 minutes 34 seconds East,a distance of 25.00 feet to a point,the Place of BEGINNING. CONTAINING 1.01 acres and being Lot RB 8,as shown on the Final Subdivision and Lot Add-On Plan for Wright,Cordeiro&RiverBend Subdivision,prepared by Renew Associates,Inc.,dated July 13,2001. TITLE TO SAID PREMISES VESTED by a Corrective Deed from Manuel Cordeiro and Drenda S. Cordeiro, h/w, by Deed from Manuel Cordeiro and Drenda S. Cordeiro, h/w, dated 08/23/2001,recorded 09/06/2001 in Book 248,Page 1407. PREMISES BEING:505 LEEWARD LANE,ENOLA,PA 17025-1348 PARCEL NO.09-11-3004-097. PHELAN HALLINAN LLP ' Q T'I'' °0 i Attorneys for Plaintiff , a� i I i k,lall 'P�=. Adam H. Davis, Esq., Id. No.203034 1617 JFK Boulevard, Suite 1400 2313 JUL -2 Ali 10 1 One Penn Center Plaza Philadelphia, PA 19103 CUMBERLAND COUN \t' 215-563-7000 PENNSYLVANIA, HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE : COURT OF COMMON PLEAS FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 Plaintiff : CIVIL DIVISION v. : NO.: 13-2129 CIVIL • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO : CUMBERLAND COUNTY Defendant(s) CERTIFICATION The undersigned attorney hereby states that he/she is the attorney for the Plaintiff in the above captioned matter and that the premises are not subject to the provisions of Act 91 because: ( ) the mortgage is an FHA Mortgage ( ) the premises is non-owner occupied ( ) the premises is vacant (X) Act 91 procedures have been fulfilled ( ) Act 91 is Not Applicable pursuant to Pa Bulletin, Doc No 11-1197, 41 Pa.B. 3943 This certification is made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. By: YdArtel/ Phelan Hallinan,LLP Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff Y HSBC BANK USA,NATIONAL ASSOCIATION,AS COURT OF COMMON PLEAS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST • 2007-A5 • CIVIL DIVISION Plaintiff • • NO.: 13-2129 CIVIL v. • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO • CUMBERLAND COUNTY DRENDA S. CORDEIRO Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5, Plaintiff in the above action,by the undersigned attorney,sets forth as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at 505 LEEWARD LANE,ENOLA,PA 17025-1348. 1. Name and address of Owner(s)or reputed Owner(s): Name Address(if address cannot be reasonably ascertained, please so indicate) MANUEL E.CORDEIRO 647 HERRIN LN, A/K/A MANUEL CORDEIRO ENOLA,PA 17025-1614 505 LEEWARD LANE, ENOLA,PA 17025-1348 to T Frl DRENDA S.CORDEIRO 310 11TH ST, NEW CUMBERLAND,PA 17070-1308 -�: f r, t~ 2. Name and address of Defendant(s)in the judgment: n , Name Address(if address cannot be reasonably = Cf • ascertained,please so indicate) MANUEL E.CORDEIRO 647 HERRIN LN, A/K/A MANUEL CORDEIRO ENOLA,PA 17025-1614 505 LEEWARD LANE, ENOLA,PA 17025-1348 DRENDA S.CORDEIRO 310 11TH ST, NEW CUMBERLAND,PA 17070-1308 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address(if address cannot be reasonably ascertained,please indicate) JEFFREY V.DURKISH 17 FROST LANE DILLSBURG,PA 17019 JEFFREY V.DURKISH PO BOX 650 C/O GREGORY A.KOGUT,JR.,ESQUIRE HERSHEY,PA 17033 PHS #215932 4. Name and address of last recorded holder of every mortgage of record: Name Address(if address cannot be reasonably ascertained,please indicate) ONEWEST BANK,F.S.B. 888 EAST WALNUT STREET PASADENA,CA 91101 ONEWEST BANK,F.S.B. ALT.19 NORTH C/O NTC PALM HARBOR,FL 34683 ATTN:JESSICA FRETWELL 5. Name and address of every other person who has any record lien on the property: Name Address(if address cannot be reasonably ascertained,please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address(if address cannot be reasonably ascertained,please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address(if address cannot be reasonably ascertained,please indicate) TENANT/OCCUPANT 505 LEEWARD LANE ENOLA,PA 17025-1348 DOMESTIC RELATIONS OF 13 NORTH HANOVER STREET CUMBERLAND COUNTY CARLISLE,PA 17013 COMMONWEALTH OF PENNSYLVANIA P.O.BOX 2675 DEPARTMENT OF WELFARE HARRISBURG,PA 17105 INTERNAL REVENUE SERVICE ADVISORY 1000 LIBERTY AVENUE ROOM 704 PITTSBURGH,PA 15222 U.S.DEPARTMENT OF JUSTICE 228 WALNUT STREET,SUITE 220 U.S.ATTORNEY FOR THE MIDDLE PO BOX 11754 DISTRICT OF PA HARRISBURG,PA 17108-1754 FEDERAL BUILDING PHS #215932 MANUEL E.CORDEIRO A/K/A MANUEL 4949 DEVONSHIRE ROAD CORDEIRO&DRENDA S.CORDEIRO HARRISBURG,PA 17109 C/O WILLIAM L.ADLER,ESQUIRE I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Date: 7/1 7/ j By: /Fgc efrh.1 Phelan Hallinan,LLP Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff PHELAN HALLINAN,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza,Philadelphia,PA 19103 215-563-7000 PHS #215932 HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE : COURT OF COMMON PLEAS FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 : CIVIL DIVISION Plaintiff : : NO.: 13-2129 CIVIL vs. • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO : CUMBERLAND COUNTY DRENDA S. CORDEIRO Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY -> r r+i err TO MANUEL E. CORDEIRO MANUEL E. CORDEIRO - =, A/K/A MANUEL CORDEIRO A/K/A MANUEL CORDEIRO:<)> ry , 647 HERRIN LN 505 LEEWARD LANE o ,, :"- ENOLA,PA 17025-1614 ENOLA,PA 17025-1348 DRENDA S. CORDEIRO = crl 310 11TH ST NEW CUMBERLAND,PA 17070-1308 **THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY, THIS IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT A DEBT,BUT ONLY ENFORCEMENT OF A LIEN AGAINST PROPERTY.** Your house(real estate) at 505 LEEWARD LANE,ENOLA,PA 17025-1348 is scheduled to be sold at the Sheriff's Sale on 12/04/2013 at 10:00 AM in the Cumberland County Courthouse,South Hanover Street, Carlisle,PA 17013 to enforce the court judgment of$993,162.62 obtained by HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 (the mortgagee) against you. In the event the sale is continued, an announcement will be made at said sale in compliance with Pa.R.C.P. Rule 3129.3. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be canceled if you pay to the mortgagee the back payments, late charges, costs and reasonable attorney's fees due. To find out how much you must pay, you may call: 215-563-7000 x1230. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 215-563-7000. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 215-563-7000. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A proposed schedule of distribution of the money bid for your house will be prepared by the Sheriff not later than thirty (30) days after the sale. The schedule shall be kept on file with the sheriff and will be made available for inspection in his office. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after the filing of the proposed schedule. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION CUMBERLAND COUNTY COURTHOUSE 2 LIBERTY AVENUE CARLISLE,PA 17013 (717) 249-3166 (800) 990-9108 SHORT DESCRIPTION By virtue of a Writ of Execution No. 13-2129 CIVIL HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 v. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO owner(s) of property situate in EAST PENNSBORO TOWNSHIP, CUMBERLAND County, Pennsylvania, being 505 LEEWARD LANE, ENOLA,PA 17025-1348 Parcel No.09-11-3004-097. (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING Judgment Amount: $993,162.62 Attorneys for Plaintiff Phelan Hallinan, LLP LEGAL DESCRIPTION ALL THAT CERTAIN piece,parcel or lot of lands situate in East Pennsboro Township,Cumberland County,Pennsylvania;designated as Unit No.RB 8 on the Preliminary/Final Subdivision Plan by Rettew Associates,for River Bend,A Planned Community dated November 15, 1996,last amended January 7, 1999 and recorded in the Office of the Recorder of Deeds in and for Cumberland County on February 24, 1999,in Plan Book 78,Page 75,and being designated as Unit No. RB 8 in a Declaration of River Bend,A Planned Community,dated October 9, 1998 and recorded in the Office of the Recorder of Deeds in and for Cumberland County,in Miscellaneous Book 591,Page 477;also designated as Unit No.RB 8 on the Final Subdivision and Lot Add-On Plan for Wright,Cordeiro&River Bend Subdivision,prepared by Rettew Associates,Inc.,dated July 13,2001,being further bounded and described as follows,to wit: BEGINNING at a point on the Southern right-of-way line of Leeward Lane at the Northwest corner of Lot No.RB 7 of RiverBend;thence along said Lot South 00 degrees 27 minutes 55 seconds West,a distance of 263.55 feet to a point on the Northern line of Lot No.5 of River Bend as recorded in Plan Book 65,Page 123; thence along said Lot and also along Lot No.4 of RiverBend South 84 degrees 03 minutes 28 seconds West, a distance of 125.81 feet to an existing stone corner;thence continuing along Lot No.4 of River Bend,South 60 degrees 05 minutes 38 seconds West,a distance of 26.95 feet to a point at the Southeast corner of lands now or formerly of John A.and Bonita M.Wright;thence along said lands of Wright,the following three(3) courses: (1)North 13 degrees 09 minutes 22 seconds West,a distance of 155.53 feet to a point;(2)North 23 degrees 03 minutes 49 seconds West,a distance of 86.90 feet to a point;(3)North 72 degrees 43 minutes 44 seconds East,a distance of 102.15 feet to a point on the cul-de-sac bulb of Leeward Lane;thence along said bulb by a line curving to the left having a radius of 50.00 feet,an arc length of 100.31 feet and a chord bearing of North 81 degrees 40 minutes 48 seconds East,a distance of 84.31 feet to a point at the Western terminus of a 20 foot radius curve connecting the cul-de-sac bulb of Leeward Lane to the Southern right-of- way line of Leeward Lane;thence along said curve,by a line curving to the right having a radius of 20.00 feet,an arc length of 19.25 feet and a chord bearing of North 51 degrees 47 minutes 03 seconds East,a distance of 18.52 feet to point on the Southern right-of-way line of Leeward Lane;thence along the Southern right-of-way line of Leeward Lane,North 79 degrees 21 minutes 34 seconds East,a distance of 25.00 feet to a point,the Place of BEGINNING. CONTAINING 1.01 acres and being Lot RB 8,as shown on the Final Subdivision and Lot Add-On Plan for Wright,Cordeiro&RiverBend Subdivision,prepared by Rettew Associates,Inc.,dated July 13,2001. TITLE TO SAID PREMISES VESTED by a Corrective Deed from Manuel Cordeiro and Drenda S. Cordeiro, h/w, by Deed from Manuel Cordeiro and Drenda S. Cordeiro, h/w, dated 08/23/2001, recorded 09/06/2001 in Book 248, Page 1407. PREMISES BEING: 505 LEEWARD LANE,ENOLA,PA 17025-1348 PARCEL NO.09-11-3004-097. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO. 13-2129 Civil COUNTY OF CUMBERLAND) CIVIL ACTION—LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 Plaintiff(s) From MANUEL E.DORDEIRO A/K/A MANUEL CORDEIRO,DRENDA S.CORDEIRO (I) You are directed to levy upon the property of the defendant(s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s)not levied upon in the possession of GARNISHEE(S)as follows: and to notify the garnishee(s)that: (a)an attachment has been issued;(b)the garnishee(s) is enjoined from paying any debt to or for the account of the defendant(s)and from delivering any property of the defendant (s)or otherwise disposing thereof; (3) If property of the defendant(s)not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee,you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due: $993,162.62 L.L.: $.50 Interest FROM 7/3/2013 TO DATE OF SALE($163.26 PER DIEM)-$25,305.30 Atty's Comm: Due Prothy: $2.25 Atty Paid: $211.96 Other Costs: Plaintiff Paid: Date: 7/2/13 -- ZeL David D. Buell, Prothonota (Seal) �/ / // Deputy REQUESTING PARTY: Name: ADAM H.DAVIS,ESQUIRE Address: PHELAN HALLINAN,LLP 1617 JFK BLVD.,SUITE 1400 ONE PENN CENTER PLAZA PHILADELPHIA,PA 19103 Attorney for: PLAINTIFF Telephone:215-563-7000 Supreme Court ID No.203034 AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 PH#749777 DEFENDANT SERVICE TEAM/lxh MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO COURT NO.:1.3-2129 CIVIL DRENDA S.CORDEIRO SERVE MANUEL E.CORDEIRO AMA MANUEL CORDEIRO AT: TYPE OF ACTION 647 HERRIN LN XK Notice of Sheriff's Sale ENOLA,PA 17025-1614 SALE DATE: December 4,2013 SERVED Served and made known to MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO,Defendant on the �'day of AiJ GU! f- at 2 o'clock .M.,at C4'' HEN W/ Pp ,in the manner described below: i� Defendant pArsonally served. r� Adult family member with whom Defendant(s)reside(s). G w -- Relationship is .Sc ! S�C(�� -0� v) F _Adult in charge of Defendant's residence who refused to give name or relationship. n Manager/Clerk of place of lodging in which Defendant(s)reside(s). =r- t Agent or person in charge of Defendant's office or usual place of business. 0 3 I _ an officer of said Defendant's company. r-- _Other: y>r-) tZ c i zt) a CD s- Description: Age `S Height 'Weight Race G Sex iI Other y- i I, a competent adult,hereby verify that I personally handed a true and correct c py®fathe r Notice,of Sheriffs Sale in the manner as set forth herein,issued in the captioned case on the date and at the address indicated above. I understand that this statement is made subject to the penalties of 18 Pa.C.S.Sec.4904 relating to unsworn falsification to authorities. t DATE: 1(�} NAME: PRINTED NAME: or4 ecw TIME: NOT SERVED On the da y _.- of 20 ,at o'clock M.,1, a competent adult hereby state that e end ant NOT FOUND because: Vacant • —Does Not Exist _Moved _Does Not Reside(Not Vacant) _No Answer on at at Service Refused Other: I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. BY: PRINTED NAME: ATTORNEY FOR PLAINTIFF Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 (215)563-7000 AFFIDAVIT OF SERVICE PLAINTIFF CUMBERLAND COUNTY HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 PH#709777 DEFENDANT SERVICE TEAM/lxh as MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO COURT NO.:13.21.29 CIVIL DRENDA S.CORDEIRO C r� G SERVE DRENDA S.CORDEIRO AT: TYPE OF ACTION r'-t— 31011TH ST XX Notice of Sheriff's Sale - } +'� NEW CUMBERLAND,PA 17070-1308 SALE DATE: December 4,201 � t �C SERVED t''a :pp C3:'n Served and made known to DRENDA S.CORDEIRO,Defendant on the V> day of ,20� , vt ,o'clock1M.,at t2- in the manner described below: y Defendant personally served. � Adult family member with whom Defendant(s)reside(s). Relationship is��t7 ! . _Adult in charge of Defendant's residence who refused to give name or relationship. Manager/Clerk of place of lodging in which Defendant(s)reside(s). Agent or person in charge of Defendant's office or usual place of business. an officer of said Defendant's company. Other: Description: Age Height Weight Race Sex Other I, (*)T*k;k � N , a competent adult,hereby verify that I personally handed a true and correct copy of the Notice of Sheriffs Sale in the manner as set forth herein, issued in the captioned case on the date and at the address indicated above. I understand that this statement is made subject to the penalties of 18 Pa.C.S. Sec.4904 relating to unswom falsification to authorities. (44 �� � DATE: 10(S NAME: !``N O_"`. ( ,"- PRINTED NAME: ktjG TITLE: NOT SERVED On the day of 20_,at o'clock_M.,1, a competent adult hereby state tha—MeTendant NOT FOUND because: _Vacant ,Does Not Exist Moved _Does Not Reside(Not Vacant) _No Answer on at at Service Refused Other: I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unswom falsification to authorities. BY: PRINTED NAME: ATTORNEY FOR PLAINTIFF Phelan Hallinan,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza Philadelphia,PA 19103 (215)563-7000 .Z -g rnW o r '--° Phelan Hallinan, LLP cnI- - Jonathan M. Etkowicz, Esq., Id. No.208786 ATTORNEY FOR PLAId-` 'F`'') c-) C '- 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza c t,• Philadelphia, PA 19103 j onathan.etkowicz @phelanhallinan.com 215-563-7000 HSBC BANK USA, NATIONAL ASSOCIATION, : Court of Common Pleas AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 : Civil Division Plaintiff • • CUMBERLAND County v. • • No.: 13-2129 CIVIL MANUEL E. CORDEIRO • A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants PLAINTIFF'S MOTION TO REASSESS DAMAGES Plaintiff, by its Attorneys, Phelan Hallinan, LLP, moves the Court to direct the Prothonotary to amend the judgment in this matter, and in support thereof avers the following: 1. Plaintiff commenced this foreclosure action by filing a Complaint on April 22, 2013. 2. Judgment was entered on July 2, 2013 in the amount of$993,162.62. A true and correct copy of the praecipe for judgment is attached hereto, made part hereof, and marked as Exhibit "A". 3. Pursuant to Pennsylvania Rule of Civil Procedure 1037(b)(1), a default judgment containing a dollar amount must be entered for the amount claimed in the complaint and any item which can be calculated from the complaint, i.e. bringing the interest current. However,new items cannot be added at the time of entry of the judgment. 709777 4. The Property is listed for Sheriffs Sale on December 4, 2013. 5. Additional sums have been incurred or expended on Defendants' behalf since the Complaint was filed and Defendants have been given credit for any payments that have been made since the judgment. The amount of damages should now read as follows: Principal Balance $733,752.23 Interest Through December 4, 2013 $214,932.26 Late Charges $1,758.00 Legal fees $1,250.00 Cost of Suit and Title $2,161.55 Property Inspections $704.00 Appraisal/Brokers Price Opinion $340.00 Escrow to be paid prior to December 4, 2013 $11,466.00 Escrow Deficit $86,714.81 Suspense/Misc. Credits ($184.10) TOTAL $1,052,894.75 6. Plaintiff paid the following in taxes and insurance during the time the loan was in default: 4/18/2011 ESCROW BALANCE $27,334.52 4/18/2011 TOWNSHIP TAX $2,584.52 8/22/2011 SCHOOL TAX $8,753.84 2/11/2012 HOMEOWNERS INSURANCE $12,946.00 4/17/2012 TOWNSHIP TAX $2,584.52 8/21/2012 SCHOOL TAX $8,940.29 11/29/2012 HOMEOWNERS INSURANCE $11,466.00 3/28/2013 TOWNSHIP TAX $2,781.67 8/5/2013 SCHOOL TAX $9,323.45 TOTAL $86,714.81 7. The judgment formerly entered is insufficient to satisfy the amounts due on the Mortgage. 8. Under the terms of the Mortgage and Pennsylvania law, Plaintiff is entitled to inclusion of the figures set forth above in the amount of judgment against the Defendants. 709777 9. Plaintiffs foreclosure judgment is in rem only and does not include personal liability, as addressed in Plaintiffs attached brief. 10. In accordance with Cumberland County Local Rule 208.3(9),Plaintiff sent a copy of its proposed Motion to Reassess Damages and Order to the Defendant on September 23, 2013 and requested the Defendants' Concurrence. Plaintiff received concurrence from the Defendants via e- mail on September 25, 2013. A true and correct copy of Plaintiffs letter pursuant to Local Rule 208.3(9)and certification of mailing are attached hereto, made part hereof, and marked as Exhibit «B» 11. No judge has previously entered a ruling in this case. WHEREFORE, Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan, LLP DATE: � By: Atli 4 on. an M. Etkowicz, Esquire TORNEY FOR PLAINTIFF 709777 Phelan Hallinan, LLP Jonathan M. Etkowicz, Esq., Id. No.208786 ATTORNEY FOR PLAINTIFF 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 jonathan.etkowicz@phelanhallinan.corn 215-563-7000 HSBC BANK USA,NATIONAL ASSOCIATION, : Court of Common Pleas AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 : Civil Division Plaintiff CUMBERLAND County • v. • No.: 13-2129 CIVIL • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants MEMORANDUM OF LAW IN SUPPORT OF PLAINTIFF'S MOTION TO REASSESS DAMAGES I. BACKGROUND OF CASE MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO executed a Promissory Note agreeing to pay principal, interest, late charges, real estate taxes, hazard insurance premiums, and mortgage insurance premiums as these sums became due. Plaintiffs Note was secured by a Mortgage on the Property located at 505 LEEWARD LANE, ENOLA, PA 17025-1348. The Mortgage indicates that in the event of a default in the mortgage, Plaintiff may advance any necessary sums, including taxes, insurance, and other items, in order to protect the security of the Mortgage. In the instant case, Defendants defaulted under the Mortgage by failing to tender numerous, promised monthly mortgage payments. Accordingly, after it was clear that the default would not be 709777 cured, Plaintiff commenced the instant mortgage foreclosure action. Judgment was subsequently entered by the Court, and the Property is currently scheduled for Sheriffs Sale. Because of the excessive period of time between the initiation of the mortgage foreclosure action, the entry of judgment and the Sheriffs Sale date, damages as previously assessed are outdated and need to be adjusted to include current interest, real estate taxes, insurance premiums, costs of collection, and other expenses which Plaintiff has been obligated to pay under the Mortgage in order to protect its interests. It is also appropriate to give Defendants credit for monthly payments tendered through bankruptcy, if any. II. LEGAL ARGUMENT TO AMEND PLAINTIFF'S IN REM JUDGMENT It is settled law in Pennsylvania that the Court may exercise its equitable powers to control the enforcement of a judgment and to grant any relief until that judgment is satisfied. 20 P.L.E., Judgments § 191. Stephenson v. Butts, 187 Pa.Super. 55, 59, 142 A.2d 319, 321 (1958). Chase Home Mortgage Corporation of the Southwest v. Good, 537 A.2d 22, 24 (Pa.Super. 1988). The Pennsylvania Superior Court has repeatedly cited the right of a foreclosing creditor to amend its judgment prior to the Sheriffs sale. Nationsbanc Mortgage Corp. v. Grillo, 827 A.2d 489 (Pa.Super. 2003). Morgan Guaranty Trust Co. of N.Y. v. Mowl, 705 A.2d 923 (Pa. Super. 1998). Union National Bank of Pittsburgh v. Ciongoli,407 Pa.Super. 171, 595 A.2d 179 (1991). The Supreme Court of Pennsylvania recognized in Landau v. Western Pa.Nat. Bank,445 Pa. 117, 282 A.2d 335 (1971),that the debt owed on a Mortgage is subject to change and, in fact, can be expected to change from day to day because the bank must advance sums in order to protect its collateral. Because a Mortgage lien is not extinguished until the debt is paid, Plaintiff must protect its collateral up until the date of sale. Beckman v. Altoona Trust Co., 332 Pa. 545, 2 A.2d 709777 826 (1939). Because a judgment in mortgage foreclosure is strictly in rem, it is critical that the judgment reflect those amounts expended by the Plaintiff in protecting the property. Meco Reality Company v. Burns, 414 Pa. 495, 200 A.2d 335 (1971). Plaintiff submits that if it goes to sale without the requested amended judgment, and if there is competitive bidding for the Property, Plaintiff will suffer a significant loss in that it would not be able to recoup monies it advanced to protect its interests. Conversely, amending the in rem judgment will not be detrimental to Defendants as it imputes no personal liability. In B.C.Y. v. Bukovich, the Pennsylvania Superior Court reiterated its long standing rule that a Court has the inherent power to correct a judgment to conform to the facts of a case. 257 Pa. Super. 157, 390 A.2d 276 (1978). In the within case,the amount of the original judgment does not adequately reflect the additional sums due on the Mortgage due to Defendants' failure to tender payments during the foreclosure proceeding and the advances made by the mortgage company. The Mortgage plainly requires the mortgagors to tender to the mortgagee monthly payments of principal and interest until the Promissory Note accompanying the Mortgage is paid in full. The mortgagors are also required to remit to the mortgagee sufficient sums to pay monthly mortgage insurance premiums, fire insurance premiums,taxes and other assessments relating to the Property. The mortgagor s have breached the terms of the Mortgage, and Plaintiff has been forced to incur significant unjust financial losses on this loan. III. THE FORECLOSURE JUDGMENT IS IN REM ONLY The within case is a mortgage foreclosure action, the sole purpose of which is to take the mortgaged property to Sheriffs Sale. Pennsylvania law makes clear that an action in mortgage foreclosure is strictly in rem and does not include any personal liability. Newtown Village 709777 Partnership v. Kimmel, 424 Pa. Super 53, 55, 621 A.2d 1036. 1037 (1993). Signal Consumer Discount Company v. Babuscio, 257 Pa. Super 101, 109, 390 A.2d 266, 270 (1978). Pennsylvania Rule of Civil Procedure 1141(a). However, Pennsylvania law requires that the foreclosure action demand judgment for the amount due. Pa.R.C.P. 1147(6). The purpose of the dollar amount in the in rem judgment is for bidding at the Sheriffs Sale. In the event that a third party real estate speculator were to bid on the mortgaged property at the Sheriffs Sale and become the successful purchaser, Plaintiff would receive the amount of the in rem judgment from the Sheriff IV. INTEREST The Mortgage clearly requires that the Defendants shall promptly pay when due the principal and interest due on the outstanding debt. In addition,the Note specifies the rate of interest to be charged until the debt is paid in full or otherwise satisfied. Specifically, interest from 30 days prior to the date of default through the date of the impending Sheriffs sale has been requested. V. TAXES AND INSURANCE If Plaintiff had not advanced monies for taxes and insurance throughout the foreclosure proceeding, Plaintiff would have risked loss of its collateral. If the Property were sold at a tax sale, Plaintiffs interest very well may be divested, and Plaintiff would sustain a complete loss on the outstanding balance due on the loan. If the Property were damaged in a fire, Plaintiff would not be able to obtain insurance proceeds to restore the Property if it did not pay the insurance premiums. 709777 Most importantly,the Mortgage specifically provides that the mortgagee may advance the monies for taxes and insurance and charge these payments against the escrow account. Plaintiff is simply seeking to have the Court enforce the terms of the Mortgage. VI. ATTORNEY'S FEES The Plaintiffs foreclosure fees are very modest. They cover all of the legal work done throughout the course of the foreclosure action to date, including reviewing the Act 6 or Act 91 letters, loan documents, account records, title reports and supporting documents, preparing and reviewing the mortgage foreclosure complaint, filing and service of the complaint, Rule 237.1 Notice, Department of Defense search, entry of judgment, the writ of execution process, lien holder notices, and all of the other legal work that goes into handling the mortgage foreclosure lawsuit. The Mortgage specifically provides for Plaintiffs recovery of its attorney fees. The amount of attorney's fees requested in the Motion to Reassess Damages is in accordance with the loan documents and Pennsylvania law. Pennsylvania Courts have long and repeatedly concluded that a request of five percent of the outstanding principal balance is reasonable and enforceable as an attorney's fee. Robinson v. Loomis, 51 Pa. 78 (1865); First Federal Savings and Loan Association v. Street Road Shopping Center, 68 D&C 2d 751, 755 (1974). In Federal Land Bank of Baltimore v. Fetner,the Superior Court held that an attorney's fee of ten percent of the original mortgage amount is not unconscionable. 410 A.2d 344 (Pa. Super. 1979). The Superior Court cited Fetner in confirming that an attorney's fee of ten percent included in the judgment in mortgage foreclosure action was reasonable. Citicorp v. Morrisville Hampton 709777 Realty, 662 A.2d 1120 (Pa. Super. 1995). Plaintiffs legal fees are not a percentage but are significantly less than what is permitted by Pennsylvania law. VII. COST OF SUIT AND TITLE Pursuant to the terms of the mortgage, Plaintiff is entitled to recover all expenses incurred in the foreclosure action. The amount claimed for the costs of suit and title are the expenses Plaintiff paid to date as a result of the mortgage default. The title report is necessary to determine the record owners of the property, as Pa.R.C.P. 1144 requires all record owners to be named as Defendants in the foreclosure action. It is also necessary to determine whether there are any prior liens to be cleared, so that the Sheriffs sale purchaser acquires clear title to the property. It is necessary to determine if there are IRS liens on the property, whether the Defendants are divorced (which could affect service of the complaint), and numerous other legal issues. The title bringdown is necessary to identify any new liens on the property or new owners between the time of filing and complaint and the writ date. The Freedom of Information Act inquiries and the investigation into Defendants' whereabouts are necessary to effectively attempt personal service of the complaint and notice of sale on the Defendant. The notice of sale and Rule 3129 notice are required by Pa.R.C.P.3129.1 and 3129.2 to notify all lienholders, owners, and interested persons of the Sheriffs sale date, as their interests will be divested by the Sheriffs sale. Accordingly, the modest sums Plaintiff has incurred for the costs of suit and title were necessary pursuant to Pennsylvania law. The amounts were reasonable and actually incurred. The mortgage and Pennsylvania law permit Plaintiff to recover these sums through its 709777 foreclosure action. As the foreclosure action is in rem only, Plaintiff recovers its judgment from the sale of the property, not out of the Defendant's pockets. Plaintiff should recover the costs of suit and title in their entirety, which will not cause harm to the Defendants. VIII. PROPERTY INSPECTIONS AND PRESERVATION The terms of the mortgage provide for property inspections and property preservation charges. The lender or its agent may make reasonable inspections of the property pursuant to the terms of the mortgage. When a borrower defaults under the terms of the mortgage, the lender may do, or pay for, whatever is reasonable to protect its interest in the collateral, including property maintenance. Any amounts disbursed by the lender for property inspections and preservation become additional debt of the borrower secured by the mortgage. The lender may charge the borrower for services performed in connection with the default, for the purpose of protecting the lender's interest in the property, including property inspections and valuation costs. When a loan is in default, the lender's risk increases. Mortgage companies typically have a vendor visit the premises to determine if any windows need to be boarded up, if the property is vacant, if the grass needs to be cut, or the snow shoveled. If the property inspection reveals any problems at the mortgaged premises, then the mortgage company may proceed to take whatever steps are necessary to secure the collateral, such as boarding windows, winterizing, removing hazards or debris, etc. The mortgage company generally pays a vendor to handle these tasks, which are referred to in the industry as "property preservation". These services avoid code violations and avoid the property becoming an eyesore in the neighborhood. Property preservation helps maintain property values in the neighborhood. 709777 Accordingly, line items included in Motions to Reassess Damages for property inspections and property preservation represent amounts which the mortgage company has paid out of its pocket to preserve its collateral, consistent with the terms of the mortgage contract. Since the terms of the mortgage provide that such expenses by the mortgage company become part of the borrower's debt secured by the mortgage, those expenses are properly included in the Plaintiffs Motion to Reassess Damages. IX. CONCLUSION Therefore, Plaintiff respectfully submits that if the enforcement of its rights is delayed by legal proceedings, and such delays require the mortgagee to expend additional sums provided for by the Mortgage, then the expenses necessarily become part of the mortgagee's lien and should be included in the judgment. Plaintiff respectfully requests that this Honorable Court grant its Motion to Reassess Damages. Plaintiff submits that it has acted in good faith in maintaining the Property in accordance with the Mortgage, and has relied on terms of the Mortgage with the understanding that it would recover the monies it expended to protect its collateral. WHEREFORE,Plaintiff respectfully requests that this Honorable Court amend the judgment as requested. Phelan Hallinan, LLP DATE: 0/12,1 By:AIL" Jr an M. tkowicz, Esquire A orney for Plaintiff 709777 Exhibit "A" 709777 • FILED-OFFICE OF THE PROTHONOTARY PHELAN HALLINAN,LLP 2013 JUL -2 AM 10: 5tromey for Plaintiff Adam H.Davis,Esq.,Id. No.203034 1617 JFK Boulevard,Suite 1400 CUMBERLAND E ANUNTY One Penn Center Plaza Philadelphia,PA 19103 215-563-7000 HSBC BANK USA,NATIONAL ASSOCIATION, CUMBERLAND COUNTY AS TRUSTEE FOR J.P.MORGAN MORTGAGE . TRUST 2007-AS COURT OF COMMON PLEAS vs. CIVIL DIVISION MANUEL E.CORDEIRO No.13-2129 CIXffil A/K/A MANUEL CORDEIRO DRENDA S.CORDEIRO J �.�dayL PRAECIPE FOR IN REM JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against '' E.CORDEIRO A/K/A MANUEL CORDEIRO and DRENDA S.CO' ) "''+',Did s.an(s)for failure to file an Answer to Plaintiff's Complaint within 20 days i •II s i .',` -I • and for foreclosure and sale of the mortgaged premises,and assess Plaintiff's 01 s'ges as follows: As set forth in Complaint $993,162.62 TOTAL $993,162.62 I hereby certify that(1)the Defendants'last known addresses are 647 HERRIN LN, ENOLA,PA 17025-1614,505 LEEWARD LANE,ENOLA,PA 17025-1348,and 310 11TH ST, NEW CUMBERLAND,PA 17070-1308,and(2)that notice has been gia n in accordance with Rule Pa.R.C.P 237.1. A/Y° Date 7 /1//-3 Adam H.Davis,Esq.,Id.No.203034 Attorney for Plaintiff DAMAGES 77REBY 7� ASSESSED AS INDICATED. DATE: 4111 PHS#215932 PROTHONOTARY 215932 Exhibit "B" 709777 PHELAN HALLINAN, LLP 1617 John F. Kennedy Boulevard Suite 1400 Philadelphia, PA 19103 (215) 563-7000 FAX#: (215) 563-3459 Phelan Hallinan, LLP Representing Lenders in Pennsylvania September 23`d,2013 WILLIAM L. ADLER,ESQUIRE 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 MANUEL E. CORDEIRO DRENDA S. CORDEIRO A/K/A MANUEL CORDEIRO 310 11TH ST 647 HERRIN LN NEW CUMBERLAND, PA 17070-1308 ENOLA,PA 17025-1614 RE: HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 v. MANUEL E. CORDEIRO,A/K/A MANUEL CORDEIRO and DRENDA S. CORDEIRO Premises Address: 505 LEEWARD LANE ENOLA, PA 17025 CUMBERLAND County CCP,No. 13-2129 CIVIL Dear Defendants, Enclosed please find a true and correct copy of my proposed Motion to Reassess Damages and Order. In accordance with Cumberland County Local Rule 208.3(9), I am seeking your concurrence with the requested relief that is,increasing the amount of the judgment. Please respond to me within 5 days,by 9/28/2013. Should you have further questions or concerns,please do not hesitate to contact me. Otherwise,please be guided accordingly. cry truI` •ur f ,1 han +. Etk! Esq.,Es ., Id.No.208786 1 a r ey for Plaintiff Enclosure 709777 Name and Phelan Hallinan,LLP y o M Address 1617 iPK Boulevard,Suite 1400 !! o Of Sender One Penn Center Plaza l I O°' 1 Philadelphia,PA 19103 KVM ' II M N Line Article Number Name of Addressee,Street, Ri aad Post ce Address Postage a 1 *"'• MANUEL E.CORDEIRO 1 $0.45 647 HERRIN LN ENOLA,PA 17025-1614 f c, ._ 2 ••** MANUEL E.CORDEIRO S0.45 2C 'mac"' DRENDAS.CORDEIRO '_ Oo SOS LEEWARD LANE ENOLA,PA 17025-1348 gT "et 3 ***` ` DRENDA S.CORDEIRO $0.45 4. �t 'Jail 31011TH ST ' d rte hl1 0.1'21'.1..0.., NEW CUMBERLAND;PA 17070-1308 ,,,� i 4 **as WILLIAM L.ADLER $0.45 '..:1A . 4949 DEVONSHIRE ROAD HARRISBURG,PA 17109 °" RE:MANUEL E.CORDEIRO AIKMA MANUEL CORDEIRO(CUMBERLAND) PH#70977711200 " $1.80 ,F, Page 1 or L_._ I .off 1r. Tech)Hamby d Taal tiamberofPieces Pofiaa a Pa;Name of The full deeteru+on of value is required oa all domestic sed itiiernsweai regained marl The mai(.mum Iskeip{ty'Jaya/1k •Maas Lad by Sender Received at Post Office Reeeivies Employee) for the nxomirvCioa of soaniertisbk dneruoems,esdxr Fspracs Mad dccnswnl,assn meimai inriesoce s 5541,800 per pia*object to a he it of 5500,000 per oaumuws.71e wsiroom indemnity payaifk oa flic� awfiva,isSS(lf1 The tasaaam andenmity parable is 525.000 for registered,nsil,seat watt oiefomi imam* silt ft44941101 I _R900 5913 ao4 S921 for Gmctaeioro efcaa:est. --" Form 3877 Facsimile 1 , 709777 Phelan Hallinan, LLP Jonathan M. Etkowicz, Esq., Id. No.208786 ATTORNEY FOR PLAINTIFF 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 j onathan.etkowicz @phelanhal linan.corn 215-563-7000 HSBC BANK USA, NATIONAL ASSOCIATION, : Court of Common Pleas AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 : Civil Division • Plaintiff • CUMBERLAND County • v. • No.: 13-2129 CIVIL • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Reassess Damages, and Brief in Support thereof, were sent to the following individuals on the date indicated below. MANUEL E. CORDEIRO MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN DRENDA S. CORDEIRO ENOLA, PA 17025-1614 505 LEEWARD LANE ENOLA, PA 17025-1348 DRENDA S. CORDEIRO 310 11TH ST WILLIAM L. ADLER, ESQUIRE NEW CUMBERLAND, PA 17070-1308 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 Phelan Hallinan, LLP DATE: 'VC Z1/3 By: /fad Jof' an M. Etkowicz, Esquire A TORNEY FOR PLAINTIFF 709777 HSBC BANK USA, NATIONAL : IN THE COURT OF COMMON PLEAS OF ASSOCIATION, AS TRUSTEE : CUMBERLAND COUNTY, PENNSYLVANIA FOR J.P. MORGAN MORTGAGE • TRUST 2007-A5 • PLAINTIFF mcz cp ) V. rn r CD r-- cc, • • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO : =c°' DRENDA S. CORDEIRO DEFENDANTS : NO. 13-2129 CIVIL - ORDER OF COURT AND NOW, this 8th day of October, 2013, upon consideration of the Plaintiff's Motion to Reassess Damages, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief requested should not be granted; 2. The Defendant will file an answer on or before October 29, 2013; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Defendant files an answer to this Rule to Show Cause, the Court will determine if further Order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. By the Court, M. L. Ebert, Jr., J. onathan M. Etkowicz, Esquire Attorney for Plaintiff anuel E. Cordeiro, a/k/a Manuel Cordeiro Drenda S. Cordeiro Defendants bas eop!ES ,1Z 1&f lOYE44 - ".11 LL 1"7)-ot tl P il0TH0NTIPx,' 2t13 OCT 18 AM 10' 1 1 PENNSYLVANIA COUNT)! Phelan Hallinan, LLP Jonathan M. Etkowicz, Esq., Id. No.208786 ATTORNEY FOR PLAINTIFF 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 jonathan.etkowicz@phelanhallinan.com 215-563-7000 HSBC BANK USA, NATIONAL ASSOCIATION, • Court of Common Pleas AS TRUSTEE FOR J.P. MORGAN MORTGAGE • TRUST 2007-AS • Civil Division Plaintiff • • CUMBERLAND County vs. No.: 13-2129 CIVIL MANUEL E. CORDEIRO • A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the Court's October 8, 2013 Rule directing the Defendants to show cause as to why Plaintiffs Motion to Reassess Damages should not be granted was served upon the following individuals on the date indicated below. MANUEL E. CORDEIRO MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN DRENDA S. CORDEIRO ENOLA, PA 17025-1614 505 LEEWARD LANE ENOLA, PA 17025-1348 709777 DRENDA S. CORDEIRO WILLIAM L. ADLER 310 11TH ST 4949 DEVONSHIRE ROAD NEW CUMBERLAND, PA 17070-1308 HARRISBURG, PA 17109 Phela . inan, LLP DATE: ( 0/171/3 By: Jo owicz, Esq., Id.No.208786 Att. ey for Plaintiff 709777 LAW OFFICES OF RAYMOND J. FALZONE,JR. BY: THOMAS E.WYLER,ESQUIRE ATTORNEY I.D. NO. 207678 22 East Third Street Media,PA 19063 (610)892-8900 Attorney for Petitioner IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Civil Action -Law HSBC BANK USA NATIONAL NO. 13-2129 c ? ASSOCIATION,AS TRUSTEE FOR J.P. = : MORGAN MORTGAGE TRUST 2007-A5 -vs- MANUEL E. CORDEIRO = =• `y A/K/A MANUEL CORDEIRO • DRENDA S. CORDEIRO c� Defendant • GUY LEROY'S EMERGENCY PETITION TO INTERVENE Petitioner, Guy Leroy, by and through his counsel, Thomas E. Wyler, Esquire avers the following: 1. Petitioner Guy Leroy purchased 505 Leeward Lane, Enola, Pennsylvania 17025, (the subject property) at a September 22, 2011 Cumberland County Tax Claim Bureau sale for an upset price of$4,870.90. A true and correct copy of the aforesaid bid slip is attached hereto as Exhibit"A." 2. By virtue of the aforesaid sale, Petitioner became the equitable and/or actual owner of the subject property. See Pivirotto v. City of Pittsburgh, 528 A.2d 125, 515 Pa. 246 (Pa. Cmwlth. 1987) 3. On or about April 22, 2013 Plaintiff HSBC Bank filed the instant foreclosure action against Manuel and Drenda Cordeiro only. 4. On or about July 2, 2013 a Default Judgment was entered in the above- referenced matter due to the Defendants' failure to respond to Plaintiff's Complaint. 5. The subject property is currently scheduled for Sheriff Sale December 4, 2013. 6. Petitioner is the actual and/or equitable owner of the subject property and as such was an indispensable party to the said foreclosure action. Pa. R.C.P. 1144 (a) (3) 7. The default judgment in the instant matter along with the pending Sheriff Sale of the subject property has or will effect the legally enforceable interest of Petitioner in the subject property. 8. Defendants' failure to respond to Plaintiff's Complaint demonstrates that Defendants are not adequately representing Petitioner's interest and/or interested in protecting Petitioner's interest in the said property. Bily v. Bd. of Property Assessment, Appeals and Review of Allegheny County, 44 A.2d 250, 251 (1945). WHEREFORE, Plaintiff respectfully requests that this Honorable Court grant the instant Petition and enter the attached Order allowing Petitioner to intervene in the underlying foreclosure action. Respectfully submitted, LAW OFFICES OF RAYMOND J. FALZONE, JR. V THOMAS E. WY R, E UIRE Attorney for Intervener uy Leroy Date: November 4, 2013 One CUM Courthouse BERLSquare Room 106 AND COUNTY TAX CLAIM BUREAU • Carlisle,PA 17013 (717)240-6366,(717)240-7835,fax RECEIPT Purchaser September 22,2011 JEREMY HESS&GUY LEROY Upset Sale 16828 ORRESDALE AVE 1ST FLOG Sale# 16 PHILADELPHIA IPA 119135 1-277772-67- 15 333 2233 Property Description ,Prey owner.ICORDEIRO,MANUEL&DRENDA S Upset Price 4,870.90 ■■ Ma r77 109-11-3004-097 f 5051 ' 'LEEWARD LANE Desc 1: JLOT 8 PB 65 PG 123 MB 591 PG Desc 2: residential Acres: 1.01 — V.I.N: /U,000.PO 54J'/ Payment 10, 000. 0D S—gilia Final Bid: 4870.90 In ,, t 0o p. 0o 6-g_1/) Rec Fee: 63.00 License # State Tran Tax 8,785.00 Exp.Date Local Tran Tax 8,785.00 TOTAL #Error Bid Deposit: 22503.90 TOTAL DUE 0.00 Ort / / I1/�.'L/�� L� 9C vd 0'S OCO,00 Melissa F. Mizell, Director EXHIBIT "A" VERIFICATION I, Thomas E. Wyler , Esquire, hereby state that I am the attorney for the Petitioner and that I have personal knowledge and information regarding the averments contained in this pleading and verify that the statements made are true and correct to the best of my knowledge, information and belief. I understand that false statements herein are subject to the penalties of 18 Pa. C. S. §4904, relating to unsworn falsification to authorities. If.\/iyor"-/V THOMAS E. WY A"9 ES UIRE DATE: November 4,2013 LAW OFFICES OF RAYMOND J. FALZONE,JR. BY: THOMAS E. WYLER, ESQUIRE ATTORNEY I.D. NO. 207678 22 East Third Street Media,PA 19063 (610)892-8900 Attorney for Petitioner IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Civil Action -Law HSBC BANK USA NATIONAL NO. 13-2129 ASSOCIATION,AS TRUSTEE FOR J.P. .• MORGAN MORTGAGE TRUST 2007-A5 . Plaintiff ,• -vs- . MANUEL E. CORDEIRO .• A/K/A MANUEL CORDEIRO .• DRENDA S. CORDEIRO .• Defendant : CERTIFICATE OF SERVICE I, Thomas E. Wyler, Esquire, certify that on the date indicated below a true and correct copy of the Guy Leroy's Emergency Petition to Intervene filed in the above- captioned matter, was forwarded by facsimile to • Jonathan Loeb, Esquire Manuel E. Cordeiro and PHELAN HALLINAN, LLP Drenda S. Cordeiro 215-563-3459 CIO William L. Adler, Esquire 717-307-3343 By First Class Mail to: Manuel E. Cordeiro Drenda S. Cordeiro 647 Heron Lane 505 Leeward Lane Enola, PA 17025 Enola, PA 17025 "THOMAS E. WY ES E Attorney for Petitioner Date: November 4,2013 LAW OFFICES OF RAYMOND J. FALZONE,JR. t BY: THOMAS E. WYLER,ATTORNEY I.D. NO. 2076 gSQUIRE 7 t X10V -6 At-III: 30 22 East Third Street '•'(); `BEr�L; ,;� COUNTY Media,PA 19063 PENS S Y'') (610)892-8900 Attorney for Petitioner IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY Civil Action -Law HSBC BANK USA NATIONAL • NO. 13-2129 ASSOCIATION,AS TRUSTEE FOR J.P. • MORGAN MORTGAGE TRUST 2007-A5 • Plaintiff -vs- MANUEL E. CORDEIRO • A/K/A MANUEL CORDEIRO • DRENDA S. CORDEIRO Defendant ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter my appearance on behalf of Petitioner, Guy Leroy, in the above-captioned action. H MA �'' L O S E. W , ESQ IRE Attorney for Pet loner Dated: November 4,2013 • HSBC BANK USA, NATIONAL : IN THE COURT OF COMMON PLEAS OF ASSOCIATION, AS TRUSTEE : CUMBERLAND COUNTY, PENNSYLVANIA FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 PLAINTIFF • • c : V. • -u f'n cZ tea MANUEL E. CORDEIRO • cnr` A/K/A MANUEL CORDEIRO .21) DRENDA S. CORDEIRO : � ► DEFENDANTS . : NO. 13-2129 CIVIL ORDER OF COURT AND NOW, this 8th day of November, 2013, upon consideration of the Guy Leroy's - Emergency Petition to Intervene; IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule shall issue upon the HSBC Bank, USA National Association as Trustee for J.P. Morgan Mortgage Trust 2007-A5, Manuel E. Cordeiro a/k/a Manuel Cordeiro and Drenda S. Cordeiro to show cause why the relief requested by Guy Leroy should not be granted; 2. The Parties will file an answer on or before November 22, 2013; 3. A brief argument on the matter will be held on Tuesday, November 26, 2013, at 8:30 a.m. in Courtroom No. 2 of the Cumberland County Courthouse, Carlisle, Pennsylvania. By the Court, M. L. Ebert, Jr., I J. t/Jonathan Loeb, Esquire Attorney for Plaintiff E. Cordeiro, a/k/a Manuel Cordeiro Drenda S. Cordeiro Defendants %/Thomas E. Wyler, Esquire Attorney for Petitioner bas ewes lt:I€4 I 1 1i3 12,E Douglas J. Gush, Esquire(PA I.D. 209432) Attorney for Plaintiff MORGAN, LEWIS &BOCKIUS LLP HSBC BANK USA,N.A., 1701 Market Street AS TRUSTEE FOR J.P. Philadelphia,PA 19103-2921 MORGAN MORTGAGE (215) 963-5000 TRUST HSBC BANK USA,NATIONAL COURT OF COMMON PLEAS ASSOCIATION, AS TRUSTEE FOR J.P. : CUMBERLAND COUNTY MORGAN TRUST 2007-A5, Plaintiff, V. NO. 13-2129 MANUEL E. CORDEIRO „ A/K/A MANUEL CORDEIRO ��°; ` DRENDA S. CORDEIRO MORTGAGE FORCLOSURE i- (-n Defendant. -:-': N ENTRY OF APPEARANCE TO THE PROTHONOTARY: Kindly enter my appearance on behalf of HSBC Bank USA,National Association, as Trustee for J.P. Morgan Mortgage Trust, in the above-captioned matter. Respectfully submitted, Q ';'_" 0j Dou s J. Gush MORGAN, LEWIS & BOCKIUS LLP 1701 Market St. Philadelphia, PA 19103 Attorney for Plaintiff HSBC BANK USA,N.A., AS TRUSTEE FOR J.P. MORGAN MORTAGE TRUST Date: November 22, 2013 CERTIFICATE OF SERVICE I hereby certify that on this day an original of the Entry of Appearance was filed with the Prothonotary's Office of Cumberland County and a copy was served on counsel for Defendant by U.S. Regular Mail. Date: November 22, 2013 _ 0) Doug J. Gush MORGAN, LE IS&BOCKIUS LLP 1701 Market St. Philadelphia, PA 19103 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY HSBC BANK USA,NATIONAL JOINT PROPOSED ORDER EXTENDING ASSOCIATION, AS TRUSTEE FOR DEADLINES FOR PLAINTIFF'S JPMORGAN MORTGAGE TRUST, ; RESPONSE Plaintiffs, No. 13-2129 Civil Division vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO,DRENDA S. CORDEIRO, Defendants. ORDER AND NOW on this h � day of 0 J 2013, it is hereby ORDERED that: 1. HSBC Bank USA,National Association, as Trustee for JPMorgan Mortgage Trust and Guy Leroy agree to extend the time for HSBC Bank USA, National Association, as Trustee for JPMorgan Mortgage Trust to respond to Guy Leroy's Emergency Petition to Intervene through and including January 28, 2014. 2. If necessary, a brief argument on the matter will be scheduled by the Court if requested by the parties. �4 V Judge M. L. Ebert, itl r.1 C) F �r- N n1u h u� �'orde,'ry -c CD ; `��rC S. fiord{iiv C- Si rL ty / ..eon! q - i,hum)O I�l r ,t.. 2014 a'1 PHELAN HALLINAN,LLP Attorney for Plaintiff 3 tir (J: John Michael Kolesnik,Esq.,Id.No.308877 WI 7L 4 � L 1617 JFK Boulevard, Suite 1400 ' F S CUNT Y One Penn Center Plaza YLVAN1 Philadelphia,PA 19103 John.Kolesnik @phelanhallinan.com 215-563-7000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PENNSYLVANIA HSBC BANK USA,NATIONAL ASSOCIATION,AS : CUMBERLAND COUNTY TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5 COURT OF COMMON PLEAS Plaintiff, . CIVIL DIVISION v. . No.: 13-2129 CIVIL MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO RULE 3129.2 COMMONWEALTH OF PENNSYLVANIA ) PHILADELPHIA COUNTY ) SS: As required by Pa. R.C.P. 3129.2(a) Notice of Sale has been given to Lienholders and any known interested party in the manner required by Pa. R.C.P. 3129.2(c)on each of the persons or parties named,at that address,set forth on the Affidavit and as amended if applicable.A copy of the Certificate of Mailing (Form 3817) and/or Certified Mail Return Receipt stamped by the U.S.Postal Service is attached • ' C•e it"A". Jo ichael Kolesnik,Esq.,Id.No.308877 ttorney for Plaintiff Date: 07/k IMPORTANT NOTICE: This property is sold at the direction of the plaintiff. It may not be sold in the absence of a representative of the plaintiff at the Sheriff's Sale. The sale must be postponed or stayed in the event that a representative of the plaintiff is not present at the sale. PH#709777 HSBC BANK USA,NATIONAL ASSOCIATION, AS • COURT OF COMMON PLEAS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST • 2007-A5 • CIVIL DIVISION Plaintiff • • NO.: 13-2129 CIVIL v. • MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO • CUMBERLAND COUNTY DRENDA S. CORDEIRO Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 HSBC BANK USA,NATIONAL ASSOCIATION,AS TRUSTEE FOR J.P.MORGAN MORTGAGE TRUST 2007-A5, Plaintiff in the above action,by the undersigned attorney,sets forth as of the date the Praecipe for the Writ of Execution was filed,the following information concerning the real property located at 505 LEEWARD LANE,ENOLA,PA 17025-1348. I. Name and address of Owner(s)or reputed Owner(s): Name Address(if address cannot be reasonably ascertained, please so indicate) MANUEL E.CORDEIRO 647 HERRIN LN, A/K/A MANUEL CORDEIRO ENOLA,PA 17025-1614 505 LEEWARD LANE, ENOLA,PA 17025-1348 DRENDA S.CORDEIRO 310 11TH ST, NEW CUMBERLAND,PA 17070-1308 2. Name and address of Defendant(s)in the judgment: Name Address(if address cannot be reasonably ascertained,please so indicate) MANUEL E.CORDEIRO 647 HERRIN LN, A/K/A MANUEL CORDEIRO ENOLA,PA 17025-1614 505 LEEWARD LANE, ENOLA,PA 17025-1348 DRENDA S.CORDEIRO 310 11TH ST, NEW CUMBERLAND,PA 17070-1308 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address(if address cannot be reasonably ascertained,please indicate) JEFFREY V.DURKISH 17 FROST LANE DILLSBURG,PA 17019 JEFFREY V.DURKISH PO BOX 650 C/O GREGORY A.KOGUT,JR.,ESQUIRE HERSHEY,PA 17033 4. Name and address of last recorded holder of every mortgage of record: Name Address(if address cannot be PH#709777 reasonably ascertained,please indicate) ONEWEST BANK,F.S.B. 888 EAST WALNUT STREET PASADENA,CA 91101 ONEWEST BANK,F.S.B. ALT. 19 NORTH C/O NTC PALM HARBOR,FL 34683 ATTN:JESSICA FRETWELL 5. Name and address of every other person who has any record lien on the property: Name Address(if address cannot be reasonably ascertained,please indicate) None. 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale. Name Address(if address cannot be reasonably ascertained,please indicate) None. 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address(if address cannot be reasonably ascertained,please indicate) TENANT/OCCUPANT 505 LEEWARD LANE ENOLA,PA 17025-1348 GUY LEROY 6828 TORRESDALE AVENUE,1ST FLOOR PHILADELPHIA,PA 19135 THOMAS E.WYLER,ESQUIRE FALZONE LAW OFFICES 22 EAST THIRD STREET MEDIA,PA 19063 Domestic Relations of 13 North Hanover Street Cumberland County Carlisle,PA 17013 Commonwealth of Pennsylvania P.O.Box 2675 Department of Welfare Harrisburg,PA 17105 Internal Revenue Service Advisory 1000 Liberty Avenue Room 704 Pittsburgh,PA 15222 U.S.Department of Justice 228 Walnut Street,Suite 220 U.S.Attorney for the Middle District of PA PO Box 11754 Federal Building Harrisburg,PA 17108-1754 PH#709777 MANUEL E.CORDEIRO A/K/A MANUEL 4949 DEVONSHIRE ROAD CORDEIRO&DRENDA S.CORDEIRO HARRISBURG,PA 17109 C/O WILLIAM L.ADLER,ESQUIRE Jeremy Hess 1770 Oregon Pike Lancaster, PA 17601 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. § 4904 relating to unsworn falsification to authorities. Date: (/l By: ` Ph• `allinan,LLP `J,V n Michael Kolesnik,Esq.,Id.No.308877 ttorney for Plaintiff PHELAN HALLINAN,LLP 1617 JFK Boulevard,Suite 1400 One Penn Center Plaza,Philadelphia,PA 19103 215-563-7000 PH#709777 .m< ..a.,,.. b 04 *t E t- o). % = O gg . . to r.J �..+ s. "++'Cs 4t B.� ti lit , g $, oc .q 5, a v . I *. * 4 1 fil ggiltextrg04' re ;17.2 .74 a .- r !. . L, Q . �A tp to. ..., C_ .wWi sti og `° i i ,1 R. 0. n o. eli '0111 8 W. 3 _.s w ta -t '. 2, rte- r tai E. s o `.N/ a. ,lisili 11 bil 1 2,a r 1 N II II CO a a Ua 'I � . t° rtl 1 ` ?`�. *".",�: !!tl 3 U. POSTAGE)> v 8owEs --- A 411r44:4/), ZIP 19403 002.680 ',--.. " 000 5 381 91 NOV 01 2013 4 nd Phelan Hadinan,LLP 1617 JFK Boulevard,Suite 1400 ter One Penn Center Plata Philadelphia,PA 19203 AZKICET-12/04/2013 SALE Article Number Name of Addressee,Street,and Post Office Address Postage fee •••• TENANT/OCCUPANT 50.45 SOS LEEWARD LANE ENOLA,PA 17025-1340 •••• Jeffrey V.Dur9.ish $0.45 O ro 17 Frost Lose O Dillaborg.PA 17019 •••• JEFFREY V.IMMESH C/O GREGORY A.KOGUT,JR.,ESQUIRE 50.45 r IA o PO BOX 6.50 iii,8 HERSHEY,PA 17033 c✓ ••"• ONE WEST BANK,FAA. $0.45 Egg EAST WALNUT STREET t 2 ..... PASADENA,CA 91101 •••• ONEWEST BANK,F.S.B.C/O NTCATTN:JESSICA FRETWELL 50.15 111 wLM ALT.19 NORTH O PALM HARBOR,FL 34653 "N Dc seen. Domestic Relations of $005 Cumherisnd County r 13 North Hanover Street °.vo •••• Commonwealth ofPenagivauie $045 J Department of Welfare ..r lair iT .10. P.O.Box 2675 •. Harrisburg„PA 17105 •••• Internal Revenue Service Advisory 50.45 10001Aberty Avenue Room 704 fittsbergh,PA 15222 . •••• U.S.Department olJastice 59.45 U.S.Attorney far tee Middle District of PA . Federal Building f 220 Walnut Street,Suite 220 PO Soh 11754 Harrisburg,PA 17105.1754 •••• MANUEL E.CORDEIRO A/K/A MANUEL CORDEIRO&DRENDA S.CORDEIRO C/O WILLIAM L.ADLER,ESQUIRE $0.45 4944 DEVONSHIRE ROAD HARRISBURG,PA 17109 _ • RE . t. + t.. 1 . •z„ r -. t i i.1 EIRO(cIJMBERLAND) HIS it 21593211021 $4.50 e10 1 titTeam _ ihnof T o t a l}lumberer P i e c e s P o n e u s m,P e e(N e w of •The fi ll dnehrMion of reka is required on all domestic irder atimuI mgiss ed aait 11't maximum indemnity ptyabk ., mad by Sender Received al Pat Officio ReceivingEatployee) fors acoeswNtasof nonce 4idsk dmseana under Eintess Moil decone d incnasiniconn imurerse is 550.000 pa ice subject to a limn of 1300.000 peraarmem.The na simeee indemnity payable on 1,x}xas 91x0 merchandise is 5300. The maximum indemnity payob e 6$25.000 for regiseaedimil scot with optional imam.< See Domestic Mail Mama! . - ., .R9005913 and 5921 far tissioniotsofcownae. i 3877 Facsimile IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY HSBC BANK USA,NATIONAL : CIVIL DIVISION ASSOCIATION,AS TRUSTEE FOR JPMORGAN MORTGAGE TRUST r.-..5 Plaintiff, : NO. 13-2129 rn GU -=r _ `' =m r'+ "';-=- v. --......, MANUEL E. CORDEIRO AIK/A o c; ', MANUEL CORDEIRO, DRENDA S. : STIPULATION FOR >c-) CORDEIRO, EXTENSION OF TIME D -,77 _C--''', Defendants. -, STIPULATION FOR EXTENSION OF TIME IT IS HEREBY STIPULATED AND AGREED by and between counsel for HSBC Bank USA,National Association, as Trustee for JPMorgan Mortgage Trust and counsel for Guy LeRoy that HSBC Bank USA,National Association,as Trustee for JPMorgan Mortgage Trust shall have through and including March :, 2014 in which to respond to Guy Leroy's Emerg: , 'etition to Int/ / • la ' .�i __ 1 f +comas Wyl "(' 4 r. d 7678) Do J. Gush ' ID No. 2094c 2) FALZONE&WY i' ' MORGAN,LE l IS &BOCKIUS LLP 22 East Third Str l 1701 Market Street Media,PA 19063 Philadelphia, PA 19103 Phone: 610.892.8900 Phone: 215.963.5000 twyler @comcast.net dgush @morganlewis.com Attorney for Petiti j1neF Attorney for Plaintiff Dated: 2 f 5 t Dated: �/1/°?C'rY CERTIFICATE OF NOTICE I, Douglas J. Gush, Esquire, counsel for HSBC Bank USA,National Association, as Trustee for JPMorgan Mortgage Trust, certify,that a true and correct copy of the attached Stipulation for Extension of Time and proposed Order were forty. ■-d to counsel for Guy Leroy via e-mail on January 29, 2014. Doti- as J. Gush, E (Ili 'A ID No. 209432) MORGAN, LEWIS & BOCKIUS LLP 1701 Market Street Philadelphia, PA 19103 Phone: 215.963.5000 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY HSBC BANK USA,NATIONAL : JOINT PROPOSED ORDER EXTENDING ASSOCIATION, AS TRUSTEE FOR : DEADLINES FOR PLAINTIFF'S JPMORGAN MORTGAGE TRUST, : RESPONSE Plaintiffs, : No. 13-2129 Civil Division vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO, DRENDA S. CORDEIRO, • Defendants. • • ORDER AND NOW on this day of • 2014, it is hereby ORDERED that: 1. HSBC Bank USA,National Association, as Trustee for JPMorgan Mortgage Trust and Guy Leroy agree to extend the time for HSBC Bank USA,National Association, as Trustee for JPMorgan Mortgage Trust to respond to Guy Leroy's Emergency Petition to Intervene through and including March 28, 2014. 2. If necessary, a brief argument on the matter will be scheduled by the Court. \tlt. L. Ebert, 1. s LEL Zr rrn rrl fgt. 73 CO r Q 1944iTh, aiArC 2//4//q c.• ... Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OFNCE OF THE St-C,E,MFF• - - r'- F-|.- �x�o�������1,,`1�` &PA 7 KH|�' �� ^S, '". " - ' "'' '"' " � Ct,i'MBERLAND COUNTY PENNSYLVANIA HSBC Bank USA, National Association vs. Manuel E. Cordeiro a/k/a Manuel Cordeiro (et al.) Case Number 2013-2129 SHERIFF'S RETURN OF SERVICE 1002/2013 U1:38pW1' Deputy Brian (]oyboaki. being duly sworn onco/ kngto|aw.nervmdtheraqueabedRea|Estote Writ, Notice and Description, in the above titled action, by making known its contents and at the same time personally handing a true copy to a person representing themselves to be Regan Cordeiro, Son who accepted as "Adult Person in Charge for Drenda Cordeiro at 310 llth Street, New Cumberland Borough, New Cumberland, PA 17070, Cumber!and County. 10/04%2013 06:40 PM - Deputy Jason Kinsler, being duly sworn according to law, served the requested Real Estate Writ, Notice and Description, in the above titled action, by making known its contents and at the same time persorially handing a true copy to a person representing themselves to be Stone Cordeiro, Son, who accepted as "Adult Person in Charge" for Manuel E. Cordeiro a/k/a Manuel Cordeiro at 647 Herrin Lane, Eno la, PA 17025, Cumberland County. 10/04/2013 06:49 PM - Deputy Jason Kinsler, being duly sworn according to law, states service was performed by posting a true copy of the requested Real Estate Writ, Notice and Description, and Sale Handbill in the above titled aotinn, upon the property located at 505 Leeward Lano, East Pennsboro - Township, Enn|a, PA 17025, Cumberland County. 11/26/2013 As directed by Joseph Schalk, Attorney forthe Plaintiff, Sheriffs Sale Continued to2/5/2O14 02/05/2014 As directed by Joseph Schalk, Attorney for the Plaintiff, Sheriffs Sale Continued to 4/9/2014 04/03/2014 Ronny R Anderson, Sheriff, being duly sworn according to |aw, states that this writ is returned "stayed", per letter of instruction from Attorney. SHERIFF COST: $774.4G SO ANSWERS, April 04, 2014 CountySu:te RONNYR ANDERSON, SHERIFF On August 26, 2013 the Sheriff levied upon the defendant's interest in the real property situated in East Pennsboro Township, Cumberland County, PA, Known and numbered as, 505 Leeward Lane, Eno la, as Exhibit "A" filed with this writ and by this Reference incorporated herein. Date: August 26, 2013 By: Q. Re r()EPs+alioordinator I :01 C- 7111' LXII 41 CUMBERLAND LAW JOURNAL 10/11/13 Writ No. 2013 -2129 Civil Term HSBC BANK USA, NATIONAL ASSOCIATION vs. MANUEL E. CORDEIRO a /k /a MANUEL CORDEIRO, Drenda S. Cordeiro Atty.: Joseph Schalk By virtue of a Writ of Execution No. 13 -2129 CIVIL, HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORT- GAGE TRUST 2007 -A5 v. MANUEL E. CORDEIROa /k /a MANUEL COR- DEIRO, DRENDA S. CORDEIRO owner(s) of property situate in EAST PENNSBORO TOWNSHIP, CUMBER- LAND County, Pennsylvania, being 505 LEEWARD LANE, ENOLA, PA 17025 -1348. Parcel No. 09 -11- 3004 -097. Improvements thereon: RESIDEN- TIAL DWELLING. Judgment Amount: $993,162.62. 40 PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA : ss. COUNTY OF CUMBERLAND : Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: October 11, October 18 and October 25, 2013 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. Marie Coyne, E itor SWORN TO AND SUBSCRIBED before me this 25 day of October, 2013 Notary NOTARIAL SEAL DEBORAH A COLLINS Notary Public CARLISLE BOROUGH, CUMBERLAND COUNTY My Commission Expires Apr 28, 2014 . The Patriot -News Co. 2020 Technology Pkwy Suite 300 Mechanicsburg, PA 17050 Inquiries - 717 -255 -8213 CUMBERLAND CO. SHERIFFS OFFICE CUMBERLAND COUNTY COURT HOUSE CARLISLE PA 17013 the ahiot -lews Now you know THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Marianne Miller, being duly sworn according to law, deposes and says: That she is the Assistant Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 2020 Technology Pkwy, Suite 300, in the Township of Hampden, County of Cumberland, State of Pennsylvania, owner and publisher of The Patriot -News and The Sunday Patriot -News newspapers of general circulation, printed and published at 1900 Patriot Drive, in the City, County and State aforesaid; that The Patriot -News and The Sunday Patriot -News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and /or Sunday/ Community Weekly editions which appeared on the date(s) indicated below. That neither she nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That she has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot -News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M ", Volume 14, Page 317. • 2013 -2129 Civil Term HSBC BANK USA, NATIONAL ASSOCIATION vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO Drenda S. Cordeiro Atty: Joseph Schalk By virtue of a Writ of Execution No. 13 -2129 CIVIL HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007 -A5 v. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO owner(s) of property situate in EAST PENNSBORO TOWNSHIP, CUMBERLAND County, Pennsylvania, being 505 LEEWARD LANE, ENOIA, PA 17025- 1348 Parcel No. 09 -11- 3004 -097. (Acreage or street address) Improvements thereon: RESIDENTIAL DWELLING Judgment Amount: $993,162.62 This ad ran on the date(s) shown below: 10/13/13 10/20/13 10/27/13 Sworn to and subscribed before me this 11 day of November, 2013 A.D. ary Public COMMONWEA OF PENNSYLVANIA Notarial Seal Holly Lynn War(el, Notary Public Washington Twp., Dauphin County My Commission Expires Dec. 12, 2016 MEMBER, PENNSYLVANIA ASSOCIATION OF NOTARIES Phelan Hallinan, LLP Justin F. Kobeski, Esq., Id. No.200392 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 justin.kobeski@phelanhallinan com 215-563-7000 F A1TORNEY FOR PLAINTIFF CUIBERLAND C 3�l/��. PE=�NNS 'L`'A IA HSBC BANK USA, NATIONAL ASSOCIATION, : AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 Plaintiff vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants Court of Common Pleas Civil Division CUMBERLAND County No.: 13-2129 CIVIL MOTION TO MAKE RULE ABSOLUTE HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5, by and through its attorney, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above -captioned action, and in support thereof avers as follows: 1. A Motion to Reassess Damages was filed with the Court on October 3, 2013. 2. A Rule was issued by the Honorable M.L. Elbert, Jr. on or about October 8, 2013 directing the Defendants to show cause by October 29, 2013 why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit A. 3. The Rule to Show Cause was timely served upon all parties on October 17, 2013 in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit B. 4. Defendants failed to respond or otherwise plead by the Rule Returnable date of October 29, 2013. 709777 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. DATE: By: Phelan Justin Atto ey for Platiff n, LLP obeski, sq., Id. No.200392 709777 Exhibit "A" 709777 HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA -a-1. rn V. may, MANUEL E. CORDEIRO mac:: A/K/A MANUEL CORDEIROc DRENDA S. CORDEIRO DEFENDANTS NO. 13-2129 CIVIL ORDER OF COURT N AND NOW, this 8t" day of October, 2013, upon consideration of the Plaintiff's Motion to Reassess Damages, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief requested should not be granted; 2. The Defendant will file an answer on or before October 29, 2013; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Defendant files an answer to this Rule to Show Cause, the Court will determine if further Order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. By the Court, Jonathan M. Etkowicz, Esquire Attorney for Plaintiff Manuel E. Cordeiro, a/k/a Manuel Cordeiro Drenda S. Cordeiro Defendants bas Exhibit "B" w!..-..-... 709777 Phelan Hallinan, LLP Jonathan M. Etkowicz, Esq., Id. No.208786 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 jonathan.etkowicz@phelanhallinan.com 215-563-7000 iLED7OFFICL Jr HEPROTHONO TAR Y 2G11 OCT 18 AM 10: 12 CUMBERLAND COUNTY PENNSYLVANIA HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 Plaintiff vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO EY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 13-2129 CIVIL Defendants CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the Court's October 8, 2013 Rule directing the Defendants to show cause as to why Plaintiffs Motion to Reassess Damages should not be granted was served upon the followitiindividuals on the date indicated below. • , MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN ENOLA, PA 17025-1614 MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO 505 LEEWARD LANE ENOLA, PA 17025-1348 709777 DRENDA S. CORDEIRO 310 11TH ST NEW CUMBERLAND, PA 17070-1308 DATE; By: WILLIAM L. ADLER 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 Phelai 1-1011ina LLP Jolath E wwiez, Esq., Id. No.208786 Att6FZY for Plaintiff Li PhirtA t .30 80tur‘ii 709777 t Phelan Hallinan, LLP Justin F. Kobeski, Esq., Id. No.200392 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 justin.kobeski@phelanhallinan.com 215-563-7000 HSBC BANK USA, NATIONAL ASSOCIATION, : AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 Plaintiff vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 13-2129 CIVIL Defendants CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Make Rule Absolute was served upon the following individuals on the date indicated below. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN ENOLA, PA 17025-1614 DRENDA S. CORDEIRO 310 11TH ST NEW CUMBERLAND, PA 17070-1308 WILLIAM L. ADLER, ESQUIRE 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 DATE: (512,1)q By: MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO GUY LEROY 505 LEEWARD LANE ENOLA, PA 17025-1348 GUY LEROY 6828 TORRESDALE AVENUE 1ST FLOOR PHILADELPHIA, PA 19135 Phelan Hallinan, LLP Ju obeski, Esq., Id. No.200392 Attor for Plaintiff 709777 Phelan Hallinan, LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 ID CUf fe 5 4NICS': 6 ERASU PE' NSYLVCNoUNT 'r Attorney For Plaintiff HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 Plaintiff v. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 13-2129 CIVIL PRAECIPE TO THE PROTHONOTARY: ❑ Please withdraw the complaint and mark the action Discontinued and Ended without prejudice. ❑ Please mark the above referenced case Settled, Discontinued and Ended. Please Vacate the judgment entered and mark the action Discontinued and Ended without prejudice. ❑ Please mark the in rem judgment Satisfied and the action Discontinued and Ended. ❑ Please Vacate the Judgment entered. Date: 7 <74 PHELAN H, LLINAN, LLP PH # 709777 Mario J. Hanyon, Esq., Id. No.20399 By: Attorney for Plaintiff Phelan Hallinan; LLP 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 215-563-7000 Attorney For Plaintiff HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 Plaintiff v. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendant(s) Court of Common Pleas Civil Division CUMBERLAND County No. 13-2129 CIVIL CERTIFICATION OF SERVICE I hereby certify true and correct copies of the foregoing Plaintiffs Praecipe was served by regular mail to the person(s) on the date listed below: WILLIAM L. ADLER 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN ENOLA, PA 17025-1614 DRENDA S. CORDEIRO 310 11TH ST NEW CUMBERLAND, PA 17070-1308 THOMAS E. WYLER ESQ LAW OFFICES OF RAYMOND J. FALZONE JR. 22 EAST THIRD STREET MEDIA, PA 19063 Date: -lq/,./ PHELAN HALLINAN, LLP By: �.� A_ Mario J. anyon, Es . ., Id_No. Attorney for Plaintiff 993 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA HSBC BANK USA, NATIONAL ASSOCIATION, Court of Common Pleas AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 Civil Division Plaintiff CUMBERLAND County vs. No.: 13-2129 CIVIL MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants ORDER AND NOW, this �% day of M 4 y , 2014, upon consideration of Plaintiff's Motion to Make Rule Absolute, it is hereby ORDERED and DECREED, that the Rule entered upon Defendants shall be and is hereby made absolute and Plaintiff's Motion to Reassess Damages in the above captained matter is hereby GRANTED. The Prothonotary is ORDERED to amend the judgment and the Sheriff is ORDERED to amend the writ nunc pro tunc as follows: Principal Balance Interest Through December 4, 2013 Late Charges Legal fees Cost of Suit and Title Property Inspections Appraisal/Brokers Price Opinion Escrow to be Paid Prior Escrow Deficit $733,752.23 $214,932.26 $1,758.00 $1,250.00 $2,161.55 $704.00 $340.00 $11,466.00 $86,714.81 709777 2 t Suspense/Misc. Credits ($184.10) TOTAL $1,052,894.75 Plus interest at six percent per annum. Note: The above figure is not a payoff quote. Sheriffs commission is not included in the above figure. eores tig4, J . Kotes kl. i94 w . RAIL_ ace7 kea.,„,/ Platxisietkagrao -WI 709777 • Phelan Hallinan, LLP Justin F. Kobeski, Esq., Id. No.200392 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 justin.kobeski@phelanhallinan.com 215-563-7000 —: r ATTQRNEY FOR PLAINTIFF l! •13ERLANO COUNT" PENNSYLVANIA IA HSBC BANK USA, NATIONAL ASSOCIATION, : AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 Plaintiff vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO Defendants Court of Common Pleas Civil Division CUMBERLAND County No.: 13-2129 CIVIL MOTION TO MAKE RULE ABSOLUTE HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5, by and through its attorney, hereby petitions this Honorable Court to make Rule to Show Cause absolute in the above -captioned action, and in support thereof avers as follows: 1. A Motion to Reassess Damages was filed with the Court on October 3, 2013. 2. A Rule was issued by the Honorable M.L. Elbert, Jr. on or about October 8, 2013 directing the Defendants to show cause by October 29, 2013 why the Motion to Reassess Damages should not be granted. A true and correct copy of the Rule is attached hereto, made part hereof, and marked Exhibit A. 3. The Rule to Show Cause was timely served upon all parties on October 17, 2013 in accordance with the applicable rules of civil procedure. A true and correct copy of the Certificate of Service is attached hereto, made part hereof, and marked Exhibit B. 4. Defendants failed to respond or otherwise plead by the Rule Returnable date of October 29, 2013. 709777 WHEREFORE, Plaintiff requests that this Honorable Court make the Rule to Show Cause absolute and grant Plaintiff's Motion to Reassess Damages. DATE: By: Phelan n, LLP Justin /'obeski, sq., Id. No.200392 Atto ey for Pia' tiff 709777 Exhibit "A" 709777 HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 PLAINTIFF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA c -TD rf V. MANUEL E. CORDEIRO Yy-10 A/K/A MANUEL CORDEIRO >C DRENDA S. CORDEIRO ry DEFENDANTS NO. 13-2129 CIVIL ORDER OF COURT AND NOW, this 8th day of October, 2013, upon consideration of the Plaintiffs Motion to Reassess Damages, IT IS HEREBY ORDERED AND DIRECTED that: 1. A Rule is issued upon the Defendants to show cause why the relief requested should not be granted; 2. The Defendant will file an answer on or before October 29, 2013; 3. If no answer to the Rule to Show cause is filed by the required date, the relief requested by Petitioner shall be granted upon the Court's receipt of a Motion requesting Rule be made Absolute. If the Defendant files an answer to this Rule to Show Cause, the Court will determine if further Order or hearing is necessary. 4. The Prothonotary is directed to forward said Answer to this Court. By the Court, of . Jonathan M. Etkowicz, Esquire Attorney for Plaintiff Manuel E. Cordeiro, a/k/a Manuel Cordeiro Drenda S. Cordeiro Defendants �J M. L. Ebert, Jr., bas Exhibit "B" 709777 Phelan Hallinan, LLP Jonathan M. Etkowicz, Esq., Id. No.208786 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 jonathan.etkowicz@phelanhallinan.com 215-563-7000 €' SLED-Oi i ICE UF r SIE PROTHONOTARY 2013 OCT 18 AM IO: 12 CUMBERLAND COUNTY PENNSYLVANIA HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR J.P. MORGAN MORTGAGE TRUST 2007-A5 Plaintiff vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO 'ORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 13-2129 CIVIL Defendants CERTIFICATION OF SERVICE I hereby certify that a true and correct copy of the Court's October 8, 2013 Rule directing the Defendants to show cause as to why Plaintiffs Motion to Reassess Damages should not be granted was served upon the follow MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN ENOLA, PA 17025-1614 tlividualls on the date indicated below. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO 505 LEEWARD LANE ENOLA, PA 17025-1348 709777 DRENDA S. CORDEIRO 310 11TH ST NEW CUMBERLAND, PA 17070-1308 DATE: By: WILLIAM L. ADLER 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 Ply:oia] 11- :inan,LUP Jane th Att owcz, Esq., Id. No.208786 y for Plaintiff 709777 Phelan Hallinan, LLP Justin F. Kobeski, Esq., Id. No.200392 1617 JFK Boulevard, Suite 1400 One Penn Center Plaza Philadelphia, PA 19103 justin.kobeski@phelanhallinan.com 215-563-7000 HSBC BANK USA, NATIONAL ASSOCIATION, : AS TRUSTEE FOR J.P. MORGAN MORTGAGE : TRUST 2007-A5 Plaintiff vs. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO ATTORNEY FOR PLAINTIFF Court of Common Pleas Civil Division CUMBERLAND County No.: 13-2129 CIVIL Defendants cam, CERTIFICATION OF SERVICE I hereby certify that true and correct copies of Plaintiffs Motion to Make Rule Absolute was served upon the following individuals on the date indicated below. MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO 647 HERRIN LN ENOLA, PA 17025-1614 DRENDA S. CORDEIRO 310 11TH ST NEW CUMBERLAND, PA 17070-1308 WILLIAM L. ADLER, ESQUIRE 4949 DEVONSHIRE ROAD HARRISBURG, PA 17109 DATE: iziiq MANUEL E. CORDEIRO A/K/A MANUEL CORDEIRO DRENDA S. CORDEIRO GUY LEROY 505 LEEWARD LANE ENOLA, PA 17025-1348 GUY LEROY 6828 TORRESDALE AVENUE 1ST FLOOR PHILADELPHIA, PA 19135 Phelan Hallinan, LLP/ By: A // Ju in F. fobeski, Esq., Id. No.200392 Atto for Plaintiff 709777