Loading...
HomeMy WebLinkAbout02-0309PETITION FOR PROBATE & GRANT OF LETTERS Estate of DUANE E. DUNKLE also known as Social Security No. 187-14-4383 , deceased. No. 21-02- ~_~Oq To: Register of Wills for the County of Cumberland Commonwealth of Pennsylvania The Petition of the undersigned respectfully represents that: Your Petitioners, who is 18 years of age or older and the Executrix named in the Last Will of the above decedent dated August 28 ,2000, and codicils dated none ,19 The Executor named none died Renunciations for none attached hereto. Decedent was domiciled at death in Cumberland County, Pennsylvania, with his/her last family or principal residence at 205 Conodo,quinet Avenue, Camp Hill, Hampden Township Decedent, then 78 years of age, died January 19 ,2002, at Country Meadows Except as follows, decedent did not marry, was not divorced and did not have a child born or adopted after execution of the Will offered for probate; was not the victim of a killing and was never adjudicated incompetent: Decedent at death owned propert7 with estimated values as follows: (If domiciled in PA) All personal property (If not domiciled in PA) Personal property in PA (If not domiciled in PA) Personal property in County Value of real estate in Pennsylvania, situated as follows: $20,000.00 $ WHEREFORE, Petitioners respectfully requests the probate of the Last Will and Codicil(s) presented herewith and the grant of letters testamentary thereon. Signature(s) and Residence(s) of Petitioner(s): ~ Jan D. Re~/n.~s 579 Spring Lane Boilinq Springs, PA 17007 717-258-5842 OATH OF PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA : : COUNTY OF CUMBERLAND : SS The Petitioner(s) above named swear(s) or affirm(s) that the statements in the foregoing petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that as personal representative of the above decedent, 0etitioner(s) will well and truly administer the estate according to law. Sworn to or affirmed and subscribed before me this 26 day of March , 2002. Jan D. ReynOrds No. 21-02- ~OC~ Estate of DUANE E. DUNKLE , deceased. DECREE OF PROBATE & GRANT OF LETTERS AND NOW, March 27 , 2002, in consideration of the Petition on the reverse side hereof, satisfactory proof having been presented before me, IT IS DECREED that the instrument(s) dated August 28, 2000 described therein be admitted to probate and filed of record as the Last Will of Duane E. Dunkle ; and Letters Testamentary are hereby granted to Jan D. Reynolds FEES Probate, Letters, Etc ........ $ 50.00 Short Certificates(-3- ) .... $ 9.00 Renunciation(s) ........... $ JCP .................... $ 5.00 Other Will Pages (-3-) .... $ 9.00 TOTAL: .... $ 73.00 Filed...M??.C.B...2.6 ~..2.0.0.2. ........... called attorny on 3-27-02 M~¥ ~-I.~z/~egister of Wills - IB~VlN McKNIGHZ & HUGHES RoRerB~ I~in, Esquire (06282) ATTO~Y (Su~. Ct. I.D. No.) 60 West Pomfret St., Carlisle, PA 17013 ADDRESS 717-249-2353 PHONE 21-02-309 LAST WILL AND TESTAMENT OF DUANE E. DUNKLE ~ I - o~-~ocI I, Duane E. Dunlde, of Cumberland County, Pennsylvania do hereby make, publish and declare this, my last Will and Testament, hereby revoking and making void any and all Wills and Codicils at any time heretofore made by me. FIRST: I direct that my debts, the expenses of my last illness and the expenses of my funeral be satisfied and fully paid out of my estate as soon as may be convenient after my decease. SECOND: I direct that my Executor hereinafter named arrange for a funeral, and if I have not already purchased a burial lot, I hereby authorize and empower my Executor to purchase such a lot, to erect a suitable memorial thereon, and to provide for the permanent upkeep of same out of my estate. THIRD: Inasmuch as all items of household furniture and furnishings in my residence and all jewelry, clothing and other purely personal effects have been transferred to the previously created revocable living trust described in the paragraph below, I make no disposition of the same in this, my Last Will and Testament, but rather certify that all of the same are the property of the just-referenced revocable living trust. FOURTH: I give, devise and bequeath the rest, residue, and remainder of my Estate, of every nature and wherever situate, unto my Trustee, to be added to and thereafter held in Trust as part of the Trust Estate pursuant to that certain Revocable Trust Agreement dated August 28, 2000, and executed by me prior to the execution of this, my Last Will and Testament, to have and to hold, IN TRUST, for the uses and purposes, and subject to the terms and provisions thereof, including any alterations or amendments thereto, or any other Trust which may hereafter be substituted therefor. FIFTH: A: I hereby name, constitute and appoint Jan D. Reynolds as Executrix of this, My Last Will and Testament. In the event that Jan D. Reynolds, predeceases me or is not capable or for any reason fails to serve as Executrix then Gregg Reynolds of Richmond, Virginia shall serve as Contingent Executor. B: I direct that my fiduciaries shall not be required to enter security in any jurisdiction in which they may act. 1 of 4 C: My Executors shall have the following powers in addition to those vested in them by Law and by other provisions of this, my Last Will and Testament, exercisable without court approval, and effective until distribution of all property: 1. To retain any or all of the assets of my estate, real or personal, without restriction to investments authorized for Pennsylvania fiduciaries, as my Co-Executors from time to time may deem proper, without regard to any principle of diversification or risk. 2. To invest in all forms of property without restriction to investments authorized for Pennsylvania fiduciaries, as my Co- Executors from time to time may deem proper, without regard to any principle of diversification or risk. 3. To sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as my Co-Executors from time to time may deem proper. 4. To allocate receipts and expenses to principal or income or partly to each as my Co-Executors from time to time may deem proper. 5. To borrow money from person or institution including my Co-Executors and to mortgage or pledge any or all real or personal property as my Co-Executors in my Co-Executors sole discretion shall choose, without regard to the dispositive provisions of this instrument. 6. To compromise any claim or controversy asserted by or against my estate. 7. To make distribution in cash or in kind or partly in cash and partly in kind, and in such manner as my Co-Executors may determine, and at valuations finally to be fixed by my Co- Executors. 2 of 4 SEVENTH: I direct my Executors to claim any expenses of administration of my estate as income tax deductions upon any income tax return or returns whenever in said CozExecutor's sole judgment such action will achieve an overall reduction in the total income and death taxes. No compensating adjustments between income and principal shall be made as a result of such action. EIGHTH: I direct that all estate, inheritance and other taxes in the nature thereof, together with any interest or penalty thereon, becoming payable by reason of my death, with respect to property forming my gross estate for tax purposes, whether or not passing under this, my Last Will and Testament, shall be considered an expense of administration of my estate, and no legatee or devisee or any person having a beneficial interest in any such property, whether under this my Last Will and Testament, or any Codicil thereto, or otherwise shall at any time be required to refund any part of such taxes; provided, however, that such taxes may be paid from the Trust Estate, in accordance with the provisions set forth for the payment thereof in that certain Revocable Trust Agreement dated August 28, 2000. IN WITNESS WHEREOF: I, Duane E. Dunkle, the Testator above named, have to this, my Last Will and Testament, typewritten on four sheets of paper including the self proving affidavit, hereunto set my hand and seal this 28th day of August, 2000. Duane E. Dunkle SIGNED, SEALED, PUBLISHED, and DECLARED by the said Duane E. Dunkle, as and for his Last Will and Testament, in the presence of us, who, in the presence of the Testator and of each other, have hereunto subscribed our names as witnesses thereto. One S. Baltimore Street Dillsburg, PA 17019 MICHELE A. RENEKER One South Baltimore Street Dillsburg, PA 17019 3 of 4 COMMONWEALTH OF PENNSYLVANIA ) COUNTY OF b~ ) ) SS: We, DUANE E. DUNKLE, DAVID J. LENOX, ESQ. and MICHELE A. RENEKER, the testator and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator signed and executed this instrument as his last will and that he had signed willingly or directed another to sign for him, and that he executed it as his free and voluntary act for purposes therein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the will as witness and that to the best of our knowledge the testator was at the time 18 or more years of age, of sound and mind and under no constraint or undue influence. I MICHELE A. RENEKER - WITNESS Subscribed, sworn to and acknowledged before me by Duane E. Dunkle, the testator, and sworn to before me by Davidal. Lenox, Esq. and Michele A. Reneker, witnesses, this _/aToO/=b day of .t/4/J.~d~t.t_q~ ,2000. NOTA~RY PU/BLIC ~ MY COMMISSION EXPIRES: Notarial Seal S. Dawn Gladfelter, Notary Publie Dillsburg Boro, York County My Commission Expires May 17, 2001 Member, Pennsylvania Association of Notaries 4 of 4 CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: Date of Death: Estate No.: DUANE E. DUNKLE JANUARY 19, 2002 21-02-0309 To the Register: I certify that notice of the beneficial interest required by Rule 5.6(a) of the Orphan's Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on April 24, 2002 . Name Address Jan D. Reynolds Trinity Evangelical Lutheran Church Craig Oyler Matthew Tomb Katherine, Andrew & Emily Reynolds 579 Spring Lane, Boiling Springs, PA 17007 2000 Chestnut Street, Camp Hill, PA 17011 205 Conodoguinet Ave. #10, Camp Hill, PA 17011 296 Chartwood Drive, Harrisburg, PA 17111 c/o Gregg D. Reynolds, 11201 Churchwood Court, Richmond, VA 23233 Abigail, Douglas & Rebecca Reynolds c/o Brian C. Reynolds, 1605 Timberlince Trace, Snellville, GA 30078 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except none. Date: 04/24/02 Capacity: IRWIN, McKN(QH~& HUGHES Name Roger B. Irwin, Esquire Address 60 West Pomfret Street Carlisle, PA 17013 Telephone (717) 249-2353 __ Personal Representative X Counsel for Personal Representative REV- 1500 EX + (6- 00) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 171Z8-0601 D E C E D E N T REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT CAP~B HpRL EpIO CRAC KOTK ES T A X R E C A P I T U L A T I O N C 0 M 1 T I 0 DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Dunkle Duane E. DATE OF DEATH (MM-DD-YEAR) I DATE OF BIRTH (MM-DD-YEAR) 01/19/2002 I 09/16/1923 (IF APPLICABLE)SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL)  1. Original Return ~ 24~! Supplemental Return 4. Limited Estate · FuturelnterestCompromise(dateofdeathafter 12-1Z-8Z) 6. Decedent Died Testate Decedent Maintained a Living Trust (Attach copy of Will) (Attach copy of Trust) ~]9. Litigation Proceeds Received I ] 10. Spousal Poverty Credit m (date of death between 1Z-31-91 and 1-1-95) NAME Roger B. Irwin Esq. FIRM NAME (If Applicable) ~.. ' IRWIN McKNIGHT & HUGHES TELEPHONE NUMBER 717./249-2353 1. Real Estate (Schedule A/ (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporation, Partnership or (3) Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (5) (Schedule E) 6. Jointly Owned Property (Schedule F) (6) ~ Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11 ) 13. 14. OFFICIAL USE ONLY FILE NUMBER 21-02-0309 COUNTY CODE YEAR NUMBER SOCIAL SECURITY NUMBER 187-14-4383 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUMBER (date of death 3. Remainder Return prior to 12~13-8Z) 5. Federal Estate Tax Return Required I 5. Total Number of Safe Deposit Boxes 199,524.96 33,651.29 165,873.67 ---] Election to tax under Sec. 9113(A) 1 1. (Attach Sch O) COMPLETEMAILINGADDRESS 60 West Pomfret Street West Pomfret Professional Bldg. Carlisle, PA 17013 10,000.00 155,873.67 0.00 0.00 6,764.88 15,000.00 Ndhe None None None 33,151.35 2,023.51 164,350.10 (8) 24,028.93 9,622.36 (11) ~' (12) Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been (13) made (Schedule J) Net Value Subject to Tax (Line 12 minus Line 13) (14) C_-~ OFFICIAL uSE ONLY SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116(aX1.2) 0.00 X .0 0 (15) 16. Amount of Line 14 taxable at lineal rate 0.00 X .0 45 (16) 17. Amount of Line 14 taxable at sibling rate 56,374.00 X .12 (17) 18. Amount of Line 14 taxable at collateral rate 100,000.00 X .15 (18) 19. Tax Due (19) 21,764.88 ,pyrlght (c) 2000 form software only The Lackner Group, Inc. Form REV-1500 EX (Rev. 6-00) Decedent's Complete Address: STREET ADDRESS 205 Conodoguinet ^venue Camp Hill STATE ?A Tax Payments and Credits: 1. Tax Due(Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount O) Total Credits ( A + B + C ) (2) ZIP 17011 21,764.88 3. Interest/Penalty if applicable D. Interest E. Penalty Total Interest/Penalty ( D + E ) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page I Line 20 to re~luest a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (SA) B. Enter the total of Line 5 + SA. This is the BALANCE DUE. (5B) Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retaintheuseorincomeofthepropertytransferred; ......................... ~ ~ b. retain the right to designate who shall use the property transferred or its income; ........... c. retain a reversionary interest; or .................................... d. receive the promise for life of either payments, benefits or care? ................... 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? ................................ [--] ~] 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? .............................................. ~ ~ 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? ................................ ~ ~] IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. 0.00 0.00 0.00 21,764.88 0.00 21,764.88 Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. FTURE OF PERSON RESPONSIBLE FOR FILING RETURNJan D. Reynolds DATE _ _ _% _s?_ ................................ ~'~' ' ~/~ .... Boilin~ Sprin~s, PA 17007 PREPARER'~)THER THAN REPRESENTATIVE IRWIN McKNIGHT & HUGHES DATE //~/~z~-~ ~ ~ 60 West Pomfret Street surviving spouse'~ts3~/o [72 P.S. 9116 (a) (1.1) 0)]. For dates of death on or affer January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or affer July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 9116(1.2) [72 P.S. 9116(a)(1 )]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 9116(a)(1.3)]. A sibling is defined, under// Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Copyright (c) 2000 form software only The Lackner Group, Inc. Form RE¥-1500 EX (Rev. REe~'- 1508 EX + (1-97) SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Duane E. Dunkle SS~/ 187-14-4383 01/19/2002 21-02-0309 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 2 3 4 5 PNC Bank NA - certificate of deposit PNC Bank - checking account 2001 Pontiac Firebird Coupe, 5 speed V6 3.8L; Gold watch sold Miscellaneous personal property sold 5,765 miles 1,289.74 1,319.11 13,325.00 1,400.00 15,817.50 TOTAL (Also enter on line 5, Recapitulation) 33,151.35 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1508 EX (Rev. 1-97) R~'V-1509 EX + {1-97/ SCHEDULE F COM MONWEAL'r H OF PEN NSYLVANIA JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Duane E. Dunkle SS# 187-14-4383 01/19/2002 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. FILE NUMBER 21-02-0309 SURVIVINGJOINTTENANT(S/NAME ADDRESS RELATIONSHIPTO DECEDENT A. Jan D. Reynolds 579 Spring Lane sister Boiling Springs, PA 1700 Bo JOINTLY-OWNED PROPERTY: L~- rlER DATE DESCRIPTION OF PROPERTY % OF DATE OF DEATH ITEM :OR JOINT MADE Include name of financial institution and bank account number or similar identifying number. DATE OF DEATH DECD'S VALUE OF NUMBER TENANT JOINT Attachdeed for jointly-held realestate. VALUE OF ASSET INTEREST DECEDENT'S INTERES 1 A 05/03/96 Commerce Bank 4,047.02 50.007.' 2,023.51 TOTAL (Also enter on line 6, Recapitulation) $ 2,023.51 (If more space is needed insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems. Inc. Form REV-lS09 EX m,v. 1-,~ R~-~S,0 E×* 0-97/ SCHEDULE G INTER-VIVOS TRANSFERS & COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF Duane E. Dunkle SSi/ 187-14-4383 01/19/2002 FILE NUMBER 21-02-0309 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. DESCRIPTION OF PROPERTY % OF ITEM INCLUDE THE NAME OF THE TRANSFEREE, THEIR DATE OF DEATH DECD'S EXCLUSION TAXABLE VALUE RELATIONSHIP TO DECEDENT AND TH E DATE OF TRANSFER. NUMBER ATTACH A COPYOF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST 0F APPLICABLE) 1 21.125 shares Aim Intl. 307.58 307.58 Funds Inc. - traded NYSE, C omm on 2 63.904 shares Aim Growth 617.95 617.95 Series - traded NYSE, C omm on 3 0.4499 share AOL Time 11.94 11.94 Warner Inc. traded on the NYSE, common 4 108.1684 shares Armstrong 394.81 394.81 World Inds Inc - traded on the NYSE, common 5 5 shares Coorestek Inc. 135.25 135.25 traded NYSE, common 6 11.0905 shares Coors Adolph 588.79 588.79 Co. - traded NYSE, common 7 969.645 units Eaton Vance 9,880.68 9,880.68 Muns. Tr. 8 98.1061 shares Exxon Mobil 3,745.69 3,745.69 Corp. traded NYSE, common 9 65.071 shares Firstenergy 2,479.86 2,479.86 Corp. traded NYSE, common 10 112 shares Foot Locker Inc. 1,680.00 1,680.00 traded NYSE, common 11 20 shares Graphic Packaging 87.60 87.60 Intl. Corp. traded NYSE, c omm on 12 282.0632 shares Hershey 21,039.09 21,039.09 Foods Corp traded on the NYSE, common 13 Mainstay Capital 26,165.79 26,165.79 Appreciation Fund 14 447.747 shares Merrill 4,943.13 4,943.13 Total of Continuation Schedule(s) 92,271.94 TOTAL(AIsoenteronline7, Recapitulation) $ 164,350.10 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1510 EX IRev. 1 Estate of: Duane E. Dunkle Soc Sec #: 187-14-4383 Date of Death: 01/19/2002 Continuation of Schedule G (Inter-Vivos Transfers & Misc. Non-Probate Property) Item Description of Property Date of Death % Decd Exclusion # Value of Asset Intrst Taxable Value 15 Lynch Multi-St. Mun. Merrill Lynch cash management account 4,838.82 16 Merrill Lynch, investments 29,035.00 from account 872-53160 17 22.346 shares Merck & Co 1,315.06 Inc traded on the NYSE, Comm on 18 19 2O 21 22 382.938 units Nuveen PA Prem Incm Muni Fd-2 - traded on the NYSE, common 3 shares Sixx Holdings Inc. - traded NYSE, common 132.4288 shares Temple Inland Inc - traded on the NYSE, common 957 shares Van Kampen Fund 17 423.9165 shares Van Kampen Merit Pa Qual Muni traded on the NYSE, common 801.2478 shares Waypoint Financial Corp. - traded NYSE, common 23 5,613.87 7.05 15,123.37 16,814.49 6,960.71 12,563.57 4,838.82 29,035.00 1,315.06 5,613.87 7.05 15,123.37 16,814.49 6,960.71 12,563.57 92,271.94 R~:'V- 1511 EX + (1-g7) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Duane E. Dunkle SS~/ 187-14-4383 SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS 01/19/2002 FILENUMBER 21-02-0309 Debts of decedent must be reported on Schedule I. ITEM NUMBER DESCRIPTION 1 2 3 1 2 3 4 5 FUNERAL EXPENSES: Jan Reynolds, reimburse luncheon Myers Funeral Home Trinity Lutheran Church ADMINISTRATIVE COSTS: Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) / EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: Attorney's Fees IRWIN Mci<NIGHT & HUGHES Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent Probate Fees Register of Wills Accountant's Fees Tax Return Preparer's Fees Other Administrative Costs Cumberland Law Journal - estate notice publication Mountz Jewelers - appraisal fee Register of Wills filing fees Rowe's Auction Service - commission The Sentinel - Legal - estate notice publication TOTAL (Also enter on line 9, Recapitulation) (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. AMOUNT 156.30 10,205.00 360.78 8,595.00 73.00 75.00 50.00 25.00 4,401.50 87.35 $ 24,028.93 Form REV-1511 EX (Rev. 1-97) R~2V- 15 lZ EX + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Duane E. Dunkle SS# SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, AND LIENS 187-14-4383 01/19/2002 FILE NUMBER 21-02-0309 Include unreimbursed medical expenses. ITEM NUMBER 1 2 3 4 5 6 7 8 9 DESCRIPTION Dr. Joe Gensbigler, apartment rent Gerald L. Brenneman, tax preparation GMAC, car payments/loan payoff Hospice aide - Lorena Mountz Jewelers - balance due Penn Power & Light Co. Quantum Imaging The GM Card Verizon, telephone charges TOTAL (Also enter on line 10, Recapitulation) (If more space is needed, insert additional sheets of the same size) AMOUNT 2,730.00 190.00 5,995.90 122.50 112.79 189.99 114.63 156.60 9.95 9,622.36 Copyright (c) 1996 form software only CPSysterns, Inc. Form REV-1512 EX (Rev. 1-97} RL~¥- 1513 EX + (9-00) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Duan~ E. Dunkle SS# 187-14-4383 NUMBER 1 2 3 4 5 II. 1 SCHEDULE J BENEFICIARIES 01/19/2002 NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [includeoutright spousal distributions, and transfers under Sec. 9 Craig Oyler 205 Conodoguinet Ave. #10 Camp Hill, PA 17011 Abigail N. Reynolds 1605 Timberline Trace Snellville, GA 30078 Andrew W. Reynolds 11201 Churchwood Court Richmond, VA 23233 Douglas C. Reynolds 1605 Timberline Trace Snellville, GA 30078 Emily E. Reynolds 11201 Churchwood Court Richmond, VA 23233 RELATIONSHIP TO DECEDENT Do Not List Trustee(s) Friend Niece Niece Nephew Niece FILE NUMBER 21-02-0309 AMOUNT OR SHARE OFESTATE 5,000.00 15,000.00 15,000.00 15,000.00 15,000.00 TOTAL OF PART II - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ 10,000.00 (If more space is needed, insert additional sheets of the same size) Col3vrklht (c) 2000 form software onlv The Lackner Groun Inc. =~.~ g3~%/_ t r[t':l '~*F/~... ~ ~ 10,000.00 B. CHARITABLEAND GOVERNMENTALDISTRIBUTIONS Trinity Evangelical Lutheran Church 2000 Chestnut Street Camp Hill, PA 17011 NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU 18, AS APPROPRIATE, ON REV 1500 COVER SHEET Estate of: Duane E. Dunkle Soc Sec #: 187-14-4383 Date of Death: 01/19/2002 Continuation of Schedule J, Part I (Taxable Bequests) Item Name and Address of Beneficiary Relationship Amount or Share of Estate 8 Jan D. Reynolds 579 Spring Lane Boiling Springs, PA 17007 Katherine G. Reynolds 11201 Churchwood Court Richmond, VA 23233 Rebecca L. Reynolds 1605 Timberline Trace Snellville, GA 30078 Matthew Tomb 296 Chartwood Drive Harrisburg, PA 17111 Sister Nephew Niece Friend remainder 15,000.00 15,000.00 5,000.00 LAST WILL AND TESTAMENT OF DUANE E. DUNKLE I, Duane E. Dunlde, of Cumberland County, Pennsylvania do hereby make, publish and declare this, my last Will and Testament, hereby revoking and making void any and all Wills and Codicils at any time heretofore made by me. FIRST: I direct that my debts, the expenses of my last illness and the expenses of my funeral be satisfied and fully paid out of my estate as soon as may be convenient after my decease. SECOND: I direct that my Executor hereinafter named arrange for a funeral, and if I have not already purchased a burial lot, I hereby authorize and empower my Executor to purchase such a lot, to erect a suitable memorial thereon, and to provide for the permanent upkeep of same out of my estate. THIRD: Inasmuch as all items of household furniture and furnishings in my residence and all jewelry, clothing and other purely personal effects have been transferred to the previously created revocable living trust described in the paragraph below, I make no disposition of the same in this, my Last Will and Testament, but rather certify that all of the same are the property of the just-referenced revocable living trust. FOURTH: I give, devise and bequeath the rest, residue-, and remainder of my Estate, of every nature and wherever situate, unto my Trustee, to be added to and thereafter held in Trust as part of the Trust Estate pursuant to that certain Revocable Trust Agreement dated August 28, 2000, and executed by me prior to the execution of this, my Last Will and Testament, to have and to hold, IN TRUST, for the uses and purposes, and subject to the terms and provisions thereof, including any alterations or amendments thereto, or any other Trust which may hereafter be substituted therefor. FIFTH: A: I hereby name, constitute and appoint Jan D. Reynolds as Executrix of this, My Last Will and Testament. In the event that Jan D. Reynolds, predeceases me or is not capable or for any reason fails to serve as Executrix then Gregg Reynolds of Ric~hrnond, Virginia shall serve as Contingent Executor. B: I direct that my fiduciaries shall not be required to enter security in any jurisdiction in which they may act. 1 of 4 C: My Executors shall have the following powers in addition to those vested in them by Law and by other provisions of this, my Last Wilt and Testament, exercisable without court approval, and effective until distribution of all property: 1. To retain any or all of the assets of my estate, real or personal, without restriction to investments authorized for Pennsylvania fiduciaries, as my Co-Executors from time to time may deem proper, without regard to any principle of diversification or risk. 2. To invest in all forms of property without restriction to investments authorized for Pennsylvania fiduciaries, as my Co- Executors from time to time may deem proper, without regard to any principle of diversification or risk. 3. To sell at public or private sale, to exchange, or to lease for any period of time, any real or personal property and to give options for sales, exchanges or leases, for such prices and upon such terms or conditions as my Co-Executors from time to time may deem proper. 4. To allocate receipts and expenses to principal or income or partly to each as my Co-Executors from time to time may deem proper. 5. To borrow money from person or institution including my Co-Executors and to mortgage or pledge any or all real or personal property as my Co-Executors in my Co-Executors sole discretion shall choose, without regard to the dispositive provisions of this instrument. 6. To compromise any claim or controversy asserted by or against my estate. 7. To make distribution in cash or in kind or partly in cash and partly in kind, and in such manner as my Co-Executors may determine, and at valuations finally to be fixed by my Co- Executors. 2of4 SEVENTH: I direct my Executors to claim any expenses of administration of my estate as income tax deductions upon any income tax return or returns whenever in said Co-Executor's sole judgment such action will achieve an overall reduction in the total income and death taxes. No compensating adjustments between income and principal shall be made as a result of such action. EIGHTH: I direct that all estate, inheritance and other taxes in the nature thereof. together with any interest or penalty thereon, becoming payable by reason of my death, with respect to property forming my gross estate for tax purposes, whether or not passing under this, my Last Will and Testament, shall be considered an expense of administration of my estate, and no legatee or devisee or any person having a beneficial interest in any such property, whether under this my Last Will and Testament, or any Codicil thereto, or otherwise shall at any time be required to refund any part of such taxes; provided, however, that such taxes may be paid from the Trust Estate, in accordance with the provisions set forth for the payment thereof in that certain Revocable Trust Agreement dated August 28, 2000. IN WITNESS WHEREOF: I, Duane E. Dunkle, the Testator above named, have to this, my Last Will and Testament, typewritten on four sheets of paper including the self proving affidavit, hereunto set my hand and seal this 28th day of August, 2000. Duane E. Dunkle SIGNED, SEALED, PUBLISHED, and DECLARED by the said Duane E. Dunkle, as and for his Last Will and Testament, in the presence of us, who, in the presence of the Testator and of each other, have hereunto subscribed our names as witnesses thereto. DAVID J. EE,NOX, ESQ. One S. Baltimore Street Dillsburg, PA 17019 MICHELE A. RENEKER One South Baltimore Street Dil!sburg, PA 17019 3 of 4 COMMONWEALTH OF PENNSYLVANIA ) ) ~ ) SS: COUNTY OF We, DUANE E. DUNKLE, DAVID 3. LENOX, ESQ. and MICHELE A. RENEKER, the testator and the witnesses, respectively, whose names are Mgned to t~e attac~ed or foregoing inst~ment, being first dul~ ~worn, do hereb~ declare to ~e undersigned authoriw t~at t~e testator Mgned an~ executed this instrument as his last will and t~at he had signed witlingl~ or directed another to sign 5or him, and t~at he executed it a~ ~is 5tee and voluntar~ act 5or pu~oses therein expressed, and that each of ~e witnesses, in the presence and ~earing o5 the testator, signed the will as witness and t~at to t~e best of our ~owledge the testator was at the time 18 or more ~ears o5 age, of sound an~ mind and under no constraint or unOue influence. DU~E E. ~UNKLB. v - TESTATOR DAVID S. LENgX, ESg -~WITNESS MICHELE A. ~NEKER - WITNESS Subscribed, sworn to and acknowledged before me by Duane E. Dunkle, the testator, and sworn to before me by David .J. Lenox, Esq. and Michele A. Reneker, witnesses, this :.~4-~ day of ~L(f~." II ~, 4-' ,2000. NOTARY PUBLIC / MY COMMISSION EXPIRES: Notarial Seal S. Dawn Gladfelter, Notary Publie Dillsburg Boro, York County My Commission Expires May 17, 2001 ~emberl Pennsylvania Ass'ociation '~f Notarie~ 4 of 4 REVOCABLE TRUST AGREEMENT MADE this 28th day of August, 2000 by and between Duane E. Dunkle, individual and resident of Cumberland County, Pennsylvania, (hereinafter alternatively referred to as the "Settlor"), and Duane E. Dunkle, individual and resident of Cumberland County, Pennsylvania, as the Trustee (hereinafter alternatively referred to as the "Trustee"). WITNESSETH: ARTICLE ONE (A) Establishment of Trust Estate: The Settlor has transferred and delivered to the Trustee that property more fully described in Schedule "A", attached hereto and made part hereof (the "Property"). The Trustee shall hold and administer the ProperS, together with all other cash or property of any kind which the Trustee at any time may acquire from the Settlor or from others by inter-vivos transfer or pursuant to beneficiary designations by Last Will and Testament or otherwise, including, but not limited to, the residue and remainder of Settlor's Estate as provided for in Settlor's Last Will and Testament ("Additions"), together with the proceeds, investments and reinvestments with respect thereto as a trust estate ("Trust Estate") on the terms and conditions hereinafter set forth. The name of the Trust herein created shall be THE DUANE E. DUNKLE REVOCABLE LIVING TRUST. (B) Distributions to Settlor During Settlor's Lifetime: During the lifetime of the Settlor, the Trustee shall pay to the Settlor or expend for the Settlor's benefit the entire net income produced by the Trust Estate ("Income") in convenient installments or otherwise as Settlor may from time to time direct, together with such portion of the principal of said Trust Estate as Settlor may from time to time direct in writing or, if Settlor gives no directions, as the Trustee deems advisable to provide for the health, welfare and comfortable support of the Settlor, and to continue Settlor's accustomed pattern of giving to individuals and organizations. Any unexpended Income shall be added to principal and invested as such. (C) Distributions of Trust Estate in the Event a Settlor Becomes Incapacitated: If at any time Settlor is under a legal disability, or if by reason of illness or mental or physical disability Settlor is "incapacitated," as such term is defined below, and is unable to make or communicate responsible decisions concerning Settlor's affairs, the Trustee shall use the income and part or all of the principal of the Trust Estate for the care, comfort and support of the Settlor, or for any other purpose which the Trustee, in their sole and absolute discretion, deem to be for the best interests of the Settlor. "Incapacity" of a Settlor shall be determined by the existence of one or more of the following: (1) There is a court order, which such Trustee or beneficiary deems to be jurisdictionally proper and still concurrently applicable, holding a person to be legally incapacitated to act on his or her own behalf or appointing a guardian to act for him or her, or (2) There are duly executed, witnessed, and acknowledged written certificates of a licensed physician (whom represents that he or she is certified by a recognized medical board), to the effect that the physician has examined the Settlor and has concluded that such person has become incapacitated to act rationally and prudently in his or her own financial best interests, or (3) There is evidence which such Trustee or beneficiary deems to be creditable and still currently applicable that the Trustee has disappeared, is unaccountable absent, or is being detained under duress where he or she is unable effectively and prudently to look after his or her own best interests. Given the occurrence of such events or circumstances, the affected Settlor shall be deemed to have become incapacitated. Such incapacity shall be deemed to continue until such court order, ceriificates, and/or circumstances have become inapplicable or have been revoked. Any physician's aforesaid certificate may be revoked by a similar certificate to the effect that the person is no longer incapacitated executed either: (a) by the originally certifying physician(s) or (b) by another licensed, board certified physician. No Trustee shall be under any duty to institute any inquiry into the person's possible incapacity, but the expense of any such inquiry reasonably instituted may be paid from the Trust assets. Payment for such inquiry refers both to a reasonable inquiry as to the incapacity of such individual and to that inquiry as to the revocation of such a certificate. (D) Distributions Following the Death of the Settlor: 1. Income Distribution Upon Death of Settlor: Upon the death of the Settlor, the Successor Trustee shall pay to the personal representative of the estate of the Settlor, all Income accrued but undistributed as of the date of death of the Settlor. 2. Distribution of Principal to Estate of Settlor to Pay "Death Taxes": The Successor Trustee shall then make payment to the personal representative of the estate of Settlor, out of the principal of the Trust, an amount equal to the estate, inheritance, transfer, succession or other death taxes ("death taxes") federal, state and other, payable by reason of the inclusion of part or all of the trust property in his or her estate. The determination by the personal Representative of the estate of the Settlor, of the amount payable hereunder shall be final and conclusive. The final determination of the amount due hereunder shall be based upon the values as finally determined for estate tax purposes in the estate of the Settlor. The Settlor hereby directs the Successor Trustee to pay such amount promptly upon written request of the personal representative of the estate of the Settlor, and upon payment of the amount finally dete~Tnined to be due hereunder, the Successor Trustee shall be discharged from any further liability with respect to such payment. 3. Power of Appointment Exercisable by the Settlor: Upon the death of the Settlor, the remaining principal and any accrued or undistributed Income shall be transferred and delivered to or for the benefit of such one or more persons, corporations or other organizations, including the estate of the Settlor or to the creditors of the Settlor, in such portions or amounts and subject to such trusts, terms and conditions as the Settlor, may appoint by specific reference in the Last Will and Testament of the Settlor to the power of appointment contained in this, Paragraph (D) 3 of Article One. If the Settlor does not exercise this power in full, the unappointed principal and accumulated and undistributed Income shall be distributed as hereinafter provided. 4. Distributions of Remaining Income and Principal: Upon the death of the Settlor, the remaining principal of the Trust and any accumulated or undistributed income shall be distributed as follows: (a) Specific Distributions from the Trust Estate: Prior to any distribution of the balance of the Trust Estate, the following specific distributions shall be made by the Successor Trustee: $5,000.00 (five thousand dollars and zero cents) to Matthew W. Tomb of Harrisburg, Pennsylvania. $5,000.00 (five thousand dollars and zero cents) to Craig Oyler of Camp Hill, Pennsylvania. $10,000.00 (ten thousand dollars and zero cents) to the building fund of the Trinity Luteran Church of Camp Hill, Pennsylvania. $15,000.00 (fifteen thousand dollars and zero cents) to each of my grandnieces and grandnephews living at the time of my demise, whether born or afterborn on the date hereof. 3 (b) Distribution of the Balance of the Trust Estate: After provision has been made for the above-noted specific distributions, the balance of the Trust Estate shall be distributed as follows: All to my sister, Jan D. Reynolds, providing she survives me for a period of thirty days; In the event my sister,Jan D. Reynolds fails to survive me by a period of thirty days, then the balance of the trust estate shall be distributed in the following shares: '25% to Wade Reynolds providing he survives me for a period of thirty days, find if he does not so survive me then in equal shares to his surviving brothers and sisters, per capita; 25 % to Brian Reynolds providing he survives me for a period of thirty days, and if he does not so survive me then in equal shares to his issue per stirpes; 25 % to Gregg Reynolds providing he survives me for a period of thirty days, and if he does not so survive me then in equal shares to his issue per stirpes; 25 % to Todd Reynolds providing he survives me for a period of thirty days, and if he does not so survive me then in equal shares to his surviving brothers and sisters, per capita; ARTICLE TWO (A) Distribution to Minors: In the disbursement of funds directed to be paid to or for the use and benefit of any beneficiary who shall not have attained the age of eighteen (18) years, the Trustees may, in their sole and absolute discretion, make payment of the same to the pm'ent, guardian or such other person, if any, having custody of the beneficiary who has not yet attained the age of eighteen (18) years at the time such payments are made, to be used for the health, education, welfare, maintenance and support of such beneficiary, but without liability on the part of the Trustees to see the application of said payments by the payee, and the receipt of any such persons shall be a full acquittance of the Trustees as to any amounts so paid, or the Trustees may make payment of the same directly to or/'or the benefit of such beneficiary. This shall be construed as a power only and shall not operate to suspend the absolute ownership thereof by such beneficiary who has not yet attained the age of eighteen (18) years, nor prevent the absolute vesting thereof of such beneficiary. (B) Perpetuities Savings Provision: Notwithstanding an~hing to the contrary herein contained, upon the expiration of twenty-one (21) years following the death of the survivor of all the beneficiaries herein named or described who are living at the death of the first Settlor to die, ali Trusts remaining hereunder shall terminate, and the principal shall be transferred and delivered to the person then entitled to the Income therefrom. (C) Spendthrift Clause: Neither the principal nor the Income of any portion of the Trust Estate shall be liable or subject to the contracts, debts, liabilities or torts, now or hereafter made. contracted, incurred or committed, of any beneficiary or remainderman; nor shall the principal or Income of the Trust Estate be liable to attachment by garnishment proceedings or other legal process; nor shall any assigmnent or order either of principal or income, given by any beneficiary or remainderman be valid, but the principal and Income shall be paid by the Trustee directly to or for the use of the beneficiary entitled thereto, without regard to any assignment, order, attachment or claim whatever. Ever), such attempted assignment or other disposition by any beneficiary or remainderman shall not be merely voidable, but absolutely void, except that this provision shall not impair or restrict the exercise of any power of appointment granted hereunder. No payment hereunder shall become the property of any beneficiary or remainderman until it is received by him or his guardian. (D) Disposition of Accrued Income Folio~ving Death of Income Beneficiary: Upon the death of any Income beneficiary, any Income accrued or received by the Trustee subsequent to the last Income payment date shall be paid to the person or persons for whose benefit the principal producing such Income is continued in trust or to whom such principal is distributed under the terms hereof. (E) Stock Dividends Allocated To Principal: Corporate distributions received in shares of the distributing corporation shall be allocated to principal, regardless of the number of shares and however described or designated by the distributing corporation. (F) Characterization of "Income"; "Accrued Income": Income accrued on any property received by the Trustee, either at the inception of the Trust Estate or as an addition thereto, shall be treated as Income and not as principal; PROVIDED, HOWEVER, that any lump-sum distribution payable to the Trustee under any employee benefit plan or individual retirement account in which the Settlor has an interest shall be treated as principal notwithstanding the options, elections or privileges that mav be exercised by the Trustee, the Settlor or any beneficiary for income, estate or death tax pu~oses. Upon the death of any beneficiary of Income. any undistributed income then held by the Trustee lbr such beneficiary shall be paid to the person or persons for whose benefit the principal producing such income is continued in Trust or to whom it is distributed under the terms hereof. (G) Authori _ty to Terminate Small Trusts: Should the principal of any trust herein provided for be or become too small in trustee's discretion so as to make establishment or 5 continuance of the trust inadvisable, my trustee may make immediate distribution of the then remaining principal and any accumulated or undistributed income outright to the person or persons and in the proportions they are then entitled to income. If any person is then a minor, distribution may be made the guardian hereinafter named. Upon such termination, the rights of all persons who might otherwise have an interest as succeeding life tenant or in remainder shall cease. ARTICLE THREE (A) Powers of the Trustee: The Trustee hereunder shall have the following powers, in addition to and not in limitation of those granted by law: 1. Accept, Purchase and Retain Assets: To accept assets in kind from the Settlor, his estate or elsewhere, to purchase assets from the estate and to retain such assets in kind; 2. Sale and Investment of Other Assets: To sell assets and to invest and reinvest the prodeeds and any other cash in any kind of property, real or personal, or part interest therein, located in the United States or abroad, including interest bearing accounts in or certificates issued by any firm, including a corporate fiduciary, and securities underwritten by syndicates of which the corporate fiduciary is a member but not purchased from the Trustee, all statutory and other limitations as to the investment of funds, now or hereafter enacted or in force, being waived; 3. Hold Cash: To hold Income cash uninvested until the next regular payment date, without liability for interest thereon; 4. Purchase Life Insurance: To retain or to purchase policies of life insurance, to pay premiums thereon from income or principal and to exercise all rights of ownership thereof; 5. Encumber Assets: To pledge, exchange or mortgage real or personal property and to lease the same for terms exceeding five (5) years; 6. Give Options: To give options for sales, leases and exchanges; 7. Compromise Claims: To compromise claims and controversies; 8. Vote Common Stock: To vote shares of corporate stock, in person or by proxy, in favor of or against management proposals; 9. Carry Securities Without Identif_ving Trust Estate: To carry securities in the name of a nominee, including that of a clearing corporation or depository, or in book 6 entry form or unregistered or in such other form as will pass by delivery; 10. Distribution in Kind: To make division or distribution hereunder either in cash or in kind; and, in connection therewith, to allocate to different kinds of, or interests in, property and property having different bases for federal income tax purposes, all as the Trustee deem equitable; 11. Investment of Trust Estate Assets: To invest and reinvest the Trust Estate funds (or leave them temporarily uninvested), in any type of property and every kind of investment, without regard to any principle of diversification of risk, and without being limited to "legal investments", including (but not limited to) corporate obligations of every kind, prefmTed or common stocks, securities of any regulated investment trust, and partnership interests. 12. Participate in Business Operations: To participate in the operation of any business or other enterprise for whatever period of time the Trustee deed proper, with full power to do any and all things deemed necessary or appropriate, including the power to incorporate any unincorporated business; to vote any and all shares of stock owned in any such business; to borrow and to pledge assets as security for such borrowing; to assent to, join in, or vote in favor of or against any merger, reorganization, voting trust plan, or similar action, and to delegate discretionary duties with respect thereto; to delegate all or any part of the supervision, management and operation of the business to such person or persons as may be selected; and to close out, liquidate, or sell the business at such time and upon such terms as the Trustee deem advisable. !3. Deposit Funds: To deposit Trust Estate funds in any con~mercial savings'or savings and loan accounts, or in "money market" or similar accounts maintained by any corporate fiduciary. 14. Borrow Funds: To borrow money for any reasonable Trust Estate purpose from any lender, including the power to borrow from the probate estate of Settlor for the purpose of payment of taxes or on behalf of any separate trust hereunder from any other separate trust hereunder, upon such terms, including (but not limited to) interest rates, security, and loan duration, as they deem advisable. 15. Make Loans: To lend Trust Estate funds to such persons and on such terms, including (but not limited to) interest rates, security, and loan duration, as the Trustee deem advisable, including the power to make loans to the Settlor during his lifetime. 16. Sale of Trust Estate Assets: To sell or otherwise dispose of Trust Estate assets, including (but not limited to) Trust Estate real Property, for cash or credit, at public or private sale, and with such warranties or indemnifications as the Trustee deem advisable. 7 17. Alteration or Disposal of Trust Estate Assets: To improve, develop, manage, lease, or abandon and Trust Estate assets, as the Trustee deems advisable. 18. Hold Property Without Identifying Trust Estate: To hold property in the name of any Trustee or any custodian or nominee, without disclosing this trust, but the Trustee are responsible for the acts of any custodian or nominee the Trustee so use. 19. Compensate for Administration: To pay and advance money for the Trust Estate's protection and for all expenses, losses, and liabilities sustained in its administration. 20. Act as Legal Representative: To prosecute or defend any action for the protection of the Trust Estate, the Trustee in the performance of their duties, or both, and to pay, contest, or settle any claim by or against the Trust Estate or the Trustee in the performance of their duties. 21. Hire Consultants, etc: To employ and dismiss agents, brokers, investment advisors, accountants, attorneys and employees, regardless of whether they are associated with the Trustee, or the Trustee or affiliates or employees thereof, and to advise or assist them in the performance of their duties. 22. Allocate Between Principal and Income: To determine what is principal or income and what items shall be charged or credited to either. 23. Execute Binding Legal Instruments: To execute and deliver any instruments necessary or useful in the exercise of any of the foregoing powers. 24. Retain Non-Income Producing Property: To retain, during the lifetime of the Settlor, for so long as the Trustee may deem advisable any property whatsoever, regardless of whether or not such property income producing. 25. Retain Settlor's Personal Residence: Following the death of the Settlor, the Trustee are authorized to retain as part of the Trust Estate for the personal use of the Settlor, any property occupied by Settlor and the Settlor at the death of Settlor as their principal place of residence for so long as the Settlor wishes to occupy said residence. During such period of retention, the Trustee shall pay from the Income or principal of the separate trusts established hereunder as the Trustee may deem to be in the best interests of such trusts and their beneficiaries, all taxes and assessments levied upon or assessed against residence, and all costs of maintaining, repairing and insuring said residence. No obligation of rent shall be imposed upon the Settlor during any period of occupation of said residence. On written or oral request of the Settlor, the Trustee may sell said residence and replace it with other property which in the opinion of the Trustee is suitable as a residence for the Settlor, to be retained in the trust in the same manner as the property which was replaced. 26. Authority to Sign Documents: Either Trustee shall have the power to execute individually any and all documents necessary to carry out the powers, functions, and duties of the position of Trustee. Such power shall include, but shall not be limited to: the signing of checks, the opening of bank or other financial accounts, the disbursement of Trust funds, the execution of contracts, and other such financial transactions. (B) Resignation of Trustee: Any Trustee may resign at any time during Settlor's lifetimes by written notice to Settlor. After the death of the Settlor, a Trustee may resign at any time, without stating cause, by notice to the remaining Trustee(s); provided, however that prior to the resignation of a sole remaining individual Trustee, such Trustee's resignation shall not become effective until after such Trustee has appointed a corporate trustee as successor, and such corporate trustee has accepted such appointment. Absent such appointment and acceptance, said Trustee's resignation shall not become effective until said Trustee has petitioned a court of competent jurisdiction to designate a successor corporate trustee. (C) Successor Trustee(s): Upon the death, disability, incapacity or resignation of any Trustee, during the lifetime of the Settlor, the Settlor may appoint one or more successor Trustees. Upon the death, disability, incapacity or resignation of any individual Trustee following the death of the Settlor, the then remaining Trustee if any may appoint one or more successor Trustees, who may either be individuals or a corporate trustee: provided, however, that such right of appointment shall not exist to the extent a corporate trustee has already been appointed hereunder. Unless the Settlor makes other provisions during Sett!or's lifetime as is his unlimited right then upon the death or incapacity of the Settlor, Jan D. Reynolds, shall serve as Successor Trustee. In the event that Jan D. Reynolds, predeceases the Settlor or is not capable or for any reason fails to serve as Successor Trust then Gregg Reynolds of Richmond, Virginia, shall serve as Successor Trustee. The successor trustee may serve without the requirement or duty to post bond or security in any jursidiction in which they may be called upon to serve. (D) Replacement of A Corporate Trl~stee: If at any time a corporate trustee has been appointed during the lifetime of Settlor, the Settlor may replace such corporate trustee by written notice to said corporate trustee, and may, but shall not be required to, designate a successor corporate trustee. Following the death of the Settlor, an individual Trustee may replace a corporate trustee by written notice thereto, and may, but shall not be required to, designate a successor corporate trustee. (E) Compensation of Trustee: The Trustee shall be entitled to receive annual compensation for their services hereunder but not in excess of such compensation as would be approved by a court of competent jurisdiction. Payment of such compensation to a Trustee, in his or her capacity as such shall not preclude payment to any Trustee for the rendition of professional services for, or on behalf of, the Trust Estate. For any services performed by the Trustee in 9 connection with Settlor's estates, which services are normally performed by the personal representative, the Trustee shall be entitled to such additional compensation as may be fair and reasonable under the circumstances. (F) Authority to Terminate Small Trusts: Should the principal of any Trust Estate herein provided for, be or become too small in the Trustee' discretion to make establishment or continuance of the Trust Estate advisable, the Trustee may make immediate distribution of the remaining principal and Income outright to the Income beneficiaries in the proportion to which they are then entitled to the Income. The receipts and releases of the distributee will terminate absolutely the right of all persons who might otherwise have a future interest in any portion of the Trust Estate, whether vested or contingent, without notice to them and without the necessity of filing an account with the court. (G) established having the Merger: The Trustee may merge or consolidate for administrative purposes any trust under this Trust Agreement with any other trust established by Settlor of the Settlor same Trustee and substantially the same dispositive provisions. (H) Division and Delegation of Duties by Trustee: One or more of the Trustee may, whenever, as often, and for such period as they shall deem it advisable to do so, delegate to one or more of the other Trustee, any or all ministerial and administrative duties, including the keeping of books and records, acting as custodian of the Trust Estate property, and preparing all necessary tax returns, as well as the authority to exercise in their names and behalf any or all the powers, authorizations, discretion, and duties vested in or devolving upon them as Trustee under the provisions of this Trust Estate. Any action taken by the Trustee to which such division or delegation shall be made shall have the same force and effect as if taken and exercised by the designating or delegating Trustee(s) acting in conjunction with the designated or delegated Trustee(s). Any such delegation shall be sufficiently evidenced for any and every purpose if contained in a writing, signed by the designating Trustee(s) and delivered to the designated Trustee(s). (I) Fiduciary Restrictions, Discretion and Elections: The powers and discretion granted to the Trustee are exercisable only in a fiduciary capacity and may not be used to shift or enlarge any beneficial interest except as an incidental consequence of the discharge of fiduciary duties. The Trustee may make discretionary payments of income and principal in unequal shares to the beneficiaries of any trust established hereunder, and may, but shall not be required to, consider other resources available to any beneficiary. The Trustee may make tax elections without regard to the relative interests of any beneficiaries and may, but shall not be required to, make equitable adjustments among beneficiaries. ARTICLE FOUR (A) Additions to Trust Estate: The Settlor or others may, by Last Will and Testament, inter-vivos transfer or beneficiary designation, add to the Trust Estate, cash or such property in kind as is acceptable to the Trustee at any time during the term of the present Trust Agreement. 10 (B) Settlor's Right to Revoke Agreement: The Settlor expressly reserves the right at any time and from time to time to revoke this Agreement, in whole or in part, by written notice delivered to the Trustee during Settlor's lifetime. The Settlor shall have the right to revoke, in whole or in part, any portion of the present Trust Agreement relating to the Trust created herein. Upon the death of the Settlor, the Trust and all of its terms and conditions shall become irrevocable and not subject to amendment or modification. (C) Settlor's Right to Amend Trust Agreement: The Settlor further reserve the right at any time and from time to time to amend this Agreement at any time during his life by a proper instrument in writing, executed by the Settlor and delivered to the Trustee during Settlor's lifetime and accepted by the Trustee. The Settlor shall have the right to amend, in whole or in part, any provision in the present Trust Agreement relating to the Trust created herein. Upon the death of the Settlor, the Trust and of its terms and conditions shall not be subject to amendment or modification. (D) Life Insurance: If Settlor designate the Trustee as beneficiary of the proceeds of any policies of insurance on their lives, the duty and responsibility for the payment of premiums and other charges on such policies during the Settlor's lifetimes shall rest solely upon Settlor. The only duty of the Trustee shall be the safekeeping of such policies as are deposited with it, and the Trustee shall be under no duty to notify the Settlor that any such premium or other charge is due and payable. All options, rights, privileges and benefits exercisable by or accruing to the Settlor during their lifetimes by the terms of the policies shall be for the Settlor's sole benefit. The Settlor agree, however, not to exercise any options whereby the proceeds would be payable to the Trustee other than in one sum. Upon the written request of the Settlor, the Trustee shall execute and deliver such consents and instruments as may be requisite to enable the Settlor to exercise-or avail themselves of any option right, privilege or benefit granted by any of the policies. Upon the Settlor's/Settlor's death(s), or at such later time as may be specified in the policies, the net proceeds of any policies then payable to the Trustee hereunder shall be collected by the Trustee; the receipt of the Trustee for such proceeds shall release the insurance companies from liability on the policies, and the insurance companies shall be under no duty to see to the application of such proceeds. The Trustee may take all steps necessary in their opinion to enforce payment of said policies and shall be entitled to indemnify themselves out of any property held hereunder against all expenses incurred in taking such action. (E) Employee Death Benefits: The Settlor may designate the Trustee as beneficiary of certain employee death benefits. In such case the Trustee shall collect the proceeds receivable therefrom upon the Settlor's death and hold them as part of the Trust Estate. The receipt of the Trustee for such proceeds shall be a full acquittance to the administrator of such benefit, and said administrators shall not be Iiable to see to the application of such proceeds. To the extent that such proceeds are not included in the Settlor's estate for federal estate tax purposes, they shall not be used for the payment of death taxes or any administration expenses of Settlor's estate. The Trustee may select any option available to it as to the time and method of payment of such proceeds and may also exercise any option with respect to the income or death taxes thereon as 11 they in their sole discretion deem advisable, and their decision in these matters shall be binding upon, and shall not be subject to question by, the beneficiaries. ARTICLE FIVE (A) Incontestability: The beneficial provisions of this instrument (and of Settlor's Last Will and Testament) are intended to be in lieu of any other rights, claims, or interests of whatsoever nature, whether statutory or otherwise, except bona fide pre-death debts, which any beneficiary hereunder may have against or in Settlor's estate of the properties in Trust hereunder. Accordingly, if any beneficiary hereunder asserts any claim (except a legally enforceable debt), statutory election, or other right or interest against or in Settlor's estate, Settlor's Will, or any properties of said Will, or directly or indirectly contests, disputes, or calls into question, before any court, the validity of this instrument or of said Will, then; (a) Such beneficiary shall thereby absolutely forfeit any and all beneficial interes'ts of whatsoever kind and nature which such beneficiary might otherwise have under this instrument and the interests of the other beneficiaries hereunder shall thereupon be appropriately and proportionally increased and/or advanced. (b) All of the provisions of this instrument, to the extent that they confer any benefits, powers, or rights whatsoever upon such claiming, electing or contesting beneficiary, shall thereupon become absolutely void and revoked, and (c) Such claiming, electing, or contesting beneficiary, if then acting as a Trustee hereunder, shall automatically cease to be a Trustee and shall thereafter be ineligible either to select, remove, or become a Trustee hereunder. The foregoing shall not be construed, however, to limit the appearance of any beneficiary as a witness in any proceeding involving this instrument or said Will nor limit any beneficiary's appearance in any capacity in any proceeding solely for the construction of either of said documents. (B) Payment of Debts, Taxes and Other Charges upon Settlor's Death: Upon each Settlor's death, the Trustee may pay to or upon the order of Settlor's personal representative funds needed to pay Settlor's debts, funeral and burial expenses, costs of administration, death taxes and specific bequests, if any, under the Settlor's Last Will and Testament. The Trustee may rely upon Settlor's personal representative as to the amount of such charges. The decision of the Trustee about whether to provide funds shall be final, except that the Trustee shall use any U.S. Treasury securities that may be redeemed at par to pay federal estate taxes for that purpose. Assets that are not included in Settlor's gross estate for federal estate tax purposes shall not be used for such payments. 12 (C) Payment of Taxes at the Settlor'$ Death: If the Settlor does not negate this provision by specific reference to this paragraph in the Last Will and Testament of the Settlor, the Trustee shall, upon the death of the Settlor, pay to the estate of Settlor from the principal of the Trust a sum sufficient to cover the estate and inheritance taxes payable by reason of the death of the Settlor and attributable to the principal of the Trust. (D) Disclaimer: Any beneficiary hereunder, or the legal representative of any such beneficiary shall have the right, within the time prescribed by law, to disclaim any benefit or power under this Trust Agreement. (E) Word Meanings: The words "herein", hereinbefore", "hereinafter" and "hereunder" refer to this Agreement as a whole and not merely to a subdivision in which such words appear, unless the context requires otherwise. The singular shall include the plural, the plural the singular, and the use of any gender shall be applicable to all genders. (F) Paragraph or Article Headings: Headings contained in this Trust Agreement are inserted only as a matter of convenience and for reference, and shall not be construed in any way to define, limit, extend or describe the scope of any of the provisions hereof. (G) Governing Law: This Agreement shall be deemed to have been delivered to and accepted by the Trustee in the State of Pennsylvania, regardless of the jurisdiction in which actual execution may have occurred, and shall be interpreted and governed in all respects by the laws of said State which shall be applied to any dispute arising hereunder. (H) Enforceability: The invalidity or enforceability of any particular provisions of this Agreement shall not affect the other provisions hereof and this Agreement shall be · construed in all respects as if such invalid or unenforceable provision was omitted. (I) Change of Agreement: Except as otherwise specifically provided herein, no change, modification, amendment of, or waiver under, this Agreement shall be valid unless the same be in writing and signed by all of the parties hereto. (J) Notices: Any notice, request, direction, instruction or other communication permitted or requested to be made hereunder by any party to the other shall be in writing including telex, telegram or telecopier ["fax"], signed by the party giving such notice and shall be delivered personally, sent by registered or certified mail, postage prepaid, or by telex, telegram or fax (in each such case followed by written confirmation) to the other parties, to the addresses indicated below or to such other address as any or all of said undersigned may have submitted therefor by written notification. The date of personal delivery, the date of receipt (if mailed), when delivered by the telegraph company or in the case of telex or fax, when received, as the case may be, shall be the effective date of such notice. Whenever under the terms hereof the time for giving notice or performing an act falls upon a Saturday, Sunday or holiday, such time shall be extended to the next business day. 13 Duane E. Dunkle 205 Conodoguinet Avenue, # 9 Camp Hill, PA 17011 LN WITNESS WHEREOF, with the intentions to be legally bound hereby, the Settlor and the Trustee have executed this Trust Agreement on the day and year first above written. WITNESS: SETTLOR: Duane E. Dunkle WITNESS: TRUSTEE: Duane E. Dunkle COMMONWEALTH OF PENNSYLVANIA ) ) COUNTY OF /t?-~. ) 7 SS: On this, the ~.~/~ day of /-~i/j~s..,_:,~ ,2000, before me, a Notary Public, personally appeared Duane E. Dunkle, known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument as the Settlor and the Trustee and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF I hereunto set my hand and official seal this ,-,?~ ~ ,1 · /~--t.~z;c/_5/-/- ,2000. day of Notary lJublic My Commission Expires: Notarial Seal S. Dawn GladfeLter, Notary Publie Dillsburg Boro, York County My Commission Expires May 17, 2001 14 DECLARATION OF INTENT The undersigned, Duane E. Dunkle, hereby declares that, as Trustee of THE DUANE E. DUNKLE REVOCABLE TRUST, that he is acquiring and will hold in the name of Duane E. Dunkle, but without further reference to their fiduciary capacity, all items listed on Schedule A attached hereto and incorporated herein as amended from time to time as well as household furnishings, automobiles, jewelry, bank accounts, securities, bonds, clothing and other personal property of any kind in his name and henceforth such assets shall and will belong to said Trust and not to him individually. He further declares that, except to the extent of the interest provided to him under the terms and provisions of said Trust, he has no personal interest in any of the above itemized personal properties, it being intended that this Declaration constitutes an affirmation of Trust ownership which shall be binding on his heirs, administrators, executors and assigns. IN WITNESS WHEREOF, the undersigned has executed this instrument this ~-~z.* '-- day of_ ~,: 5 t.J 5 ) , 2000. BY' ~t_~.%C C1~, Duane E. Dunkle TRUSTEE/SETTLOR 15 COMMONWEALTH OF PENNSYLVANIA ) ) COUNTY OF [~, z_d__. ) / SS: On this, the ,i;~''~'' day of M-r,~7"e3'½ , 2000, before me, a Notary Public, personally appeared Duane E. Dunkle, known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument as the Settlor and the Trustee and acknowledged that he executed the same for the purposes therein contained. , IN WITNESS WHEREOF I hereunto set my hand and official seal this ~.~¥/2 day of_ ~-,:~/. f 5 '/- ,2000. Notary Pu~)lic / My Conzrnission Expires: Notarial Seal S. Dawn Gladfelter, Notary Publie Dillsburg Bore, York County My Commission Expires May 17, 2001 Member, Pennsylvania Association of Notaries 16 SCHEDULE "A" PURSUANT TO ARTICLE ONE, (A) OF THE REVOCABLE TRUST AGREEMENT BETWEEN SETTLORS AND TRUSTEES, AND THE "DECLARATION OF INTENT" WHICH IS ATTACHED THERETO, THE FOLLOWING IS A LIST OF THE PROPERTY OF SETTLORS WHICH HAS BEEN TRANSFERRED TO THE TRUST: ITEM: DESCRIPTION: Accounts NYLife Securities Inc. Mainstay Capital Aprreciation B Merrill Lynch PNC Bank Certificate of Deposit Present Acct No: 40-79913055-3 872-46264 31400105578 Trust Acct No: All tangible personal property 17 PNCBANK CIF DEPARTMENT 41~ 705 0057 PN CBANK February 26, 2002 Roger B. Irwin West Pomfret Pwfessional Building 60 West Pomfret Street Carlisle, PA 17013-3222 Estate of Duane E. Dtuilde, deceased SSN: 18%14-4383 DOD: 1/19/2002 Dear Mr. Irwin: In response to your request for Date of Death balances for the customer noted above, our records show the following:. Certificate of Deposit Account # 31400105578 ~ ' DUANE E DUNKLE DOD balance: $1,284.77 + $4.!97 Interest Paid 1/1/2002 - 1/19/2002 - $0.00 Checking Account Established ! 0/20/1997 Account #5140270195 : DUANE E DUNKLE DOD balance: $1,31 g. 11 (non'interest bearing) Safe Deposit Box g94A Located: : DUANE E DUNKLE sHoPPING MALL BRANCH 140 CAMP HN.,I. SHOPPING MALL iCAMP HILL PA 17011 717-761-2099 Established 07/02/1987 Established 02/17/1992 P.01/0~ For loan information, you may!call 10800-878-0027. RCA #4003045160108403. Page I of 2 PNCBANK C IF DEPARTMENT 412 ?05 005? Please note that this office only provides date of death balances for deposit accounts (IRAs, CT)s, Checking and Savings accounts). We do not process any financial transactions or provide statements. If you need assistance with any of these items, please call 1-888-PNC-BANK (1-888-752-2265) or ~top by your local PNC Bank branch office. Sincerely, Rachelle Wclls 1-800-762-1775 P7-PFSC-04-F 500 first Ave. Pittsburgh PA 15219 Page ;2 of 2 Mmnbcr FDIC TOTAL P. 132 Commerce April 8, 2002 Irwin, McKnight & Hughes West Pomfret Professional Building 60 W Pomfret St Carlisle, PA 17013-3222 IRWIN, Dear Sir/Madam: RE: Estate of: Duane Dunkle Social Security #: 187-14-4383 Date of Death: January 19, 2002 In reference to the letter regarding the above mentioned Estate, we would like to inform you of the information that we have researched and found. Type: Checking Account #: 030013007 Date Opened: 5/3/96 Account Title: Camp Hill Navy Football Authorized Signer: Duane Dunkle Authorized Signer: Jan D Reynolds Date of Death Balance: $4,047.02 if there are any questions or additional information that is needed, please feel free to contact me at (717) 795-7118 ext. 3151. Sincerely, Wanda J. Morris CIF Associate Commerce Bank/HBG, N.A. P.O. Box 8599 100 Senate Avenue Camp Hill, Pennsylvania 17001-8599 February 15, 2002 Private Client Group 214 Senate Avenue, Suite 501 P.O. Box 0810 Camp Hill, Pennsylvania 17001-0810 717 975 4600 8OO 937 O735 Irwin McKnight & Hughes Attn.: Roger B. Irwin 60 West Pomfret Street Carlisle, PA 17013 RE: Estate of Duane E. Dunkle Account #872-53160 Mr. Irwin, As per your request, I am sending you the date of death value of the above referenced account as of January 18, 2002 because the 19th was a Saturday and the markets were closed. The cash value was $4,838.82. Listed below are values of the securities that do not show on the attached historical pricing sheets. The value of all other securities is attached to this letter including the number of shares held in the account on that date. SYMBOL FHLMC 36 0079 09% FNMA P050260 09 50% FHLMC 18 2078 75% FHLMC 140379 11% PA INS MUN INCM TR 1 PA INSD MCPL INCM T1 MUNI INVEST TR (PAML99) MUNI INVEST TR (PAM212) MUNI INV ACCUM ML SEN~OP FLOATING FD NUV TE UT INSD 178 P VALUE $ 563.00 554.0O 546.00 525.00 1,340.00 5,303.00 2,961.00 6,035.00 79.00 I ,~6~..00 9,265.00 Please contact me with any questions you may have. Sincerely, Client Associate to Richard Coffee Vice President Financial Advisor Historical Pricing Inquiry Page 1 of 1 Historical Pricin l Inquiry ACK - ARMSTRONG HLDGS INC Cusip: 042384107 Date High Price Low Price Close Price Volume 02/08/2002 3.700 3.600 3.650 79000 AOL - AOL TIME WARNER INC Cusip: 00184A105 Date High Price Low Price Close Price Volume 02/08/2002 27.700 25.400 27.360 29837000 CRTK - COORSTEK INC Cusip: 217020106 Date High Price Low Price Close Price Volume 02/08/2002 27.450 26.640 27.450 16400 CSPN - CASPEN OtL INC --> Historical Pricing data not available for this date range. FE - FIRSTENERGY CORP Date High Price 02/08/2002 38.470 NPY - NUVEEN PA PREM INCM MUN FD 2 Date High Price 02/08/2002 14.730 RKY - COORS ADOLPH CO Date High Price 02/08/2002 54.010 VPQ - VAN KAMP AMERN CAP PA QLTY Date High Price 02/08/2002 16.480 XOM - EXXON MOBIL CORP Date High Price 02/08/2002 38.360 Z - FOOT LOCKER INC Date High Price 02/08/2002 15.200 Cusip: 337932107 Low Price Close Price Volume 37.750 37.950 854300 Cusip: 67061F101 Low Price Close Price Volume 14.590 14.730 20200 Cusip: 217016104 Low Price Close Price Volume 52.160 52.740 333800 Cusip: 920924107 Low Price Close Price Volume 16.350 16.360 2200 Cusip: 30231G102 Low Price Close Price Volume 37.990 38.290 8731000 Cusip: 344849104 Low Price Close Price Volume 14.800 15.100 1890000 The information has been obtained from sources we believe to be reliable but we do not guarantee its accuracy. Past performance is not indicative of future performance. http://hpi.worldnet.ml.com/logir~/hpi/HPITable.asp?SearchType= 1 &StartDate=20020208&EndD2/11/02 Historical Pricing Inquiry Page 1 of 1 Historical Pricing Inquiry GPK - GRAPHIC PACKAGING INTL CORP Date High Price 02/08/2002 4.500 Cusip: 388690109 Low Price Close Price Volume 4.250 4.400 15600 HSY - HERSHEY FOODS CORP Cusip: 427866108 Date High Price Low Price Close Price Volume 02/08/2002 70.610 69.810 70.380 410700 MRK - MERCK r, CO INC Cusip: 589331107 Date High Price Low Price Close Price Volume 02/08/2002 59.990 57.700 59.150 5003000 SlXX - SlXX HLDGS INC Cusip: 830135208 Date High Price Low Price Close Price Volume 02/08/2002 2.350 2.350 2.350 300 TIN - TEMPLE INLAND INC Cusip: 879868107 Date High Price Low Price Close Price Volume 02/08/2002 54.740 53.610 54.500 173100 WYPT - WAYPOINT FINL CORP Cusip: 946756103 Date High Price Low Price Close Price Volume 02/08/2002 15.800 15.560 15.800 166500 AIIEX - AIM INTL FDS INC Cusip: 008882102 Date Bid Price Offer Price 02/08/2002 4. so 4.970 3 GTGEX- AIM GROWTH SER Cusip: 00141M408 Date Bid Price Offer Price 02/08/2002 9.430 9.980 v Px-',7 cusip: 920902103 Date Bid Price Offer Price 02/08/2002 17.140 17.990 MIIPX --> Historical Pricing data not availabl~ for this symbol, The information has been obtained from sources we believe to be reliable but we do not guarantee its accuracy. Past performance is not indicative of future performance. http://hpi.worldnet.ml.com/login/hpi/HPITable.asp?SearchType= 1 &StartDate=20020208&£ndD2/11/02 Historical Pricing Inquiry Page 1 of 1 Historical Pricing Inquiry EVpAx - EATON VANCE MUNS TR Cusip: 27826L504 . , Date Bid Price Offer Price ¢/~/' /. 01/18/2002 10.190 10.190 MBPYX - MERRILL LYNCH MULTI-ST MUN Cusip: 589919802 Date Bid Price Offer Price 01/18/2002 11.040 11..040 MRPFX --> Historical Pricing data not available for this symbol. 99GG2 --> Historical Pricing data not available for this symbol. The information has been obtained from sources we believe to be reliable but we do not guarantee its accuracy. Past performance is not indicative of future performance. http://hpi.worldnet.ml.com/login/hpi/HPITable.asp?SearchType= 1 &StartDate=20020118&EndD2/15/02 Kelley Blue Book Used Ear Values New Car Pricing Build a Car Incentives; Ny Car's Value Used Car Retail Buy a New Car Buy a Used Car Sell Your Car Motorcydes Financing Xn~urance ~ Lemon Claeck I Warranties Accesr~ries Car Reviews Car Previews Decision Guides Advice About kbb Home Click on the image above to visit this advertiser Blue Book Trade-in Report Pennsylvania · February 5, 2002 2001 Pontiac Firebird Coupe 2D Engine: V6 3.8 Liter Trans: 5 Speed Manual Drive: Rear Wheel Drive Mileage: 5,765 Equipment Air Conditioning Power Steering Power Windows Power Door Locks Tilt Wheel Cruise Control AM/FM Stereo Cassette Compact Disc Dual Front Air Bags Buy a New Car Buy a Used Car List Your Car For Sale Online Financinq Quote Insurance Quote warranty Quote Payment Calculator ABS (4-Wheel) Rear Spoiler Alloy Wheels Consumer Rated Condition: Excellent "Excellent" condition means that the vehicle looks groat, is in excellent mechanical condition and needs no reconditioning. It should pass a smog inspection. The engine compartment should be clean, with no fluid leaks. The paint is glossy and the body and interior are free of any wear or visible defects. There is no rust. The tires are the proper size and match and are new or nearly new. A clean title history is assumed. This is an exceptional vehicle. Trade-In Value $13,325 Trade-in value represents what you might expect to receive from a dealer for this consumer owned vehicle. Keep in mind that the dealer must then absorb the cost of making the vehicle ready for sale, advertising, sales commissions, arranging financing and insurance and standing behind the vehicle for any mechanical or safety problems.~ [,//~'/~O~"~-~-'~'~'" ~' '~''~ "~ "' "" Get a_Privat__e Party Value Get Invoice &~P-orrN'~w~rs_ http://www.kbb.com/kb/ki.dll/kw.kc.ur?kbb;733274&;t&278 ;Pontiac;2001%20Firebird&2;E.. 2/5/2002 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND Jan D. Reynolds being duly sworn according to law, deposes and says that she is the Executrix of +he Estate of Duane E. Dunkle late of _H__am_p_den ~o_wn_sh~p~ , Cumberland County, Pa., deceased and that the wifhln is an inventory made by Jan D. Reynolds , the said Executrix of the entire estate of said decedent, consisting of all the personal property and real estate, except real estate outside the Commonwealth of Pennsylvania, and that fha figures opposlfe each item of the Inventory represent it's fair value as of the date of decedent's death. Sworn and subscribed before me, ~g~st, /~_ 2002 JacquelJnc L 0,'~;~,,~?; ~o~u7 Public C~lisle Bo~o ~:~L~cr~a~ Co~ty ReynoldS, Executrix 579 Spring Lane Boiling Springs, PA 17007 Address Date of Death 19 O1 2002 Day Month Year INSTRUCTIONS I. An inventory must be filed within three months after appointment of personal represenfaflve. 2. A supplement inventory must be filed wifhln thirty days of discovery of additional assets. 3. Additional sheets may be attached as to personalty or realty 4. See Article IV, Fiduciaries Act of 1949. ? Z ,, ~ < 0 ,,, 0 0 Inventory of the real and personal estate of DUANE E. DUNKLE deceased 1. PNC Bank, N.A. - Certificate of Deposit ................... 2. PNC Bank, N.A. - Checking Account ...................... 3. 2001 Pontiac Firebird Coupe, 5 speed V6 3.8L; 5,765 miles .......... 4. Gold watch - Sold .............................. 5. Miscellaneous Personal Property - Sold .................. 1,289 74 1,319 11 13,325 00 1,400 00 15,817 50 · 33,151 35 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. REV-1162 EX(11-96) CD 001492 IRWIN ROGER B ESQUIRE 60 W POMFRET STREET CARLISLE, PA 17013 ........ fold ESTATE INFORMATION: SSN: 187-14-4383 FILE NUMBER: 2102-0309 DECEDENT NAME: DUNKLE DUANE E DATE OF PAYMENT: 08/08/2002 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 01 / 19/2002 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 $21,764.88 REMARKS: TOTAL AMOUNT PAID: ROGER B IRWIN ESQUIRE $21,764.88 SEAL CHECK# 18801 INITIALS: DO RECEIVED BY: MARY C. LEWIS REGISTER OF WILLS REGISTER OF WILLS UREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z80601 HARRISBURG, PA 171Z8-060! ROGER B IRWIH ESQ IRWIH ETAL 60 W pOHFRET ST CARLISLE N#EALTH OF pENNSYLVANIA COH~PARTHENT OF REVENUE NOTICE OF iNHERITANCE TAX AppRAISEMENT,~ ALLO#ANCE OR DISALLOgANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ESTATE OF DATE OF DEATH FXLE NuNBER ·. ~:CouNTY itEV.l~J47 EX AFP (g1-1t2) 09-$0-Z00Z DUANE E DUNKLE 01-19-Z00Z 21 02-0509 CuHBERLAND ACN ~y HENT TO: HAKE CHECK pAYABLE A REGISTER OF WILLS CUHSERLAND CO COURT HOUSE CARLISLE, PA 17015 ~ RETAZN LOWER PORTZON FOR YOUR RECORDS ._.-"~. ...................... CUT ALONG ~.H_~_S_~./.~. ...... ~:=-:;~'-~-~'~RA~'~f~N'~'~ .... A SEssHENT OF TAX -- 09-$0-Z0~0Z ESTATE OF DUHKLE DUAHE E F/LE NO. Z1 0Z-0509 TAX RETURN HAS: ( ) ACCEPTED AS FILED (X) CHANGED SEE ATTACHED NOTICE APPRAISED VALUE OF RETURN BASED ON: 0RTGINAL RETURN 1. Real Es~.a~a (Schedule A) 2. S~ooks and Bonds (Schedule B) $. Closely Held S~cock/Par~nershAp In,erase. (Schedule C) q Mortgages/No'es ReceAvable (Schedule D) 5. Cash/Bank DeposA~s/M~sc. personal Propar~Y (Schedule E) (5)_ · (6)__ 6. JoAntlY O#ned Propar~Y (Sche~le F) 7. Transfers (Schedule G) 8. To,al Asse~s APPROVED DEDUCTIONS AND EXEHPTIONS: 9. Funeral Expenses/Adm- Cos~s/Hisc. Expenses (Schedule H) (9)_ 10. Debts/Hot'gage L~abil$~$es/Liens (Schedule I} (10)~ · 00~ .00_ .00_ 55 ~151 .$5 Z~0Z$ .51 16~$50.10-- NOTE: To Ansure proper cradA~ ~o your accoun~ subaA~ ~ha upper por~ic of ~hAs fora wASh your ~ex payment. (8) __ 199,52~.96~ Z~,0Z8.9~ 9 ~6ZZ .56-- (11) _ (12} -- 11. To'al Deductions 10,000 · 00 12. Ne~ Value of Tax Re~Urn 155,875.6~ CharA~cable/governaen~caI Bequests; Non-eXacted 9115 Trusts (Schedule J) (1~) ~ 1~. 1~. Her vmlue o~ Esf~fe Sub,ecl fo Tax issued previously, 11nas 1~, 15 and/er 16, 17, 18 and NOTE: I~ an assess.ant ,as .00 reflect figures that include ~he ~o~al of ~ returns assessed ~o date. .0~ x O0 ~ .0~ ASSESSHENT OF TAX: 15. Amoun~ of Line lq at Spousal ra~e ~ . O0 X 0~5 = 16. kmoun~ of Line lfi ~able m~ L1neal/Class k rm~e (16)~ -- ~ 6,70~-~ (~7) 55,875.6~X 1Z ~ 15,000.0~ 17. kmoun~ of L~ne lq a~ Sibling ra~e ~ 100,000.0~ X 15 ~ Z1,707.~ 18. Amoun~ of LAne 1~ ~axable a~ Collateral/Class B ra~e (18)_ (19}~ 19. Pr az ...... + AHOUHT incipal Tax Due ~Z CD001~92 Z1,76q-88 57 · 0~CI .00 ~ IF pA/D AFTER DATE /HD/CATED, SEE REVERSE ( ZF TOTAL DUE IS LESS THAN Sl, NO PAYMENT IS REQU/RED. FOR CALCULATION OF ADD/TIOHAL /NTEREST. IF TOTAL DUE 1S REFLECTED AS A ,'CREDIT" (CR), YOU MAY BE A REFUND. SEE REVERSE S/DE OF THIS FORM FOR INSTRUCTIONS BUREAU OF /NDIVZDUAL TAXES INHERITANCE TAX DIVISION DEPT. 280601 HARRISBURG, PA 17128-0601 CONNONHEALTH OF PENNSYLVANIA DEPARTHENT OF REVENUE ZNHERZTANCE TAX STATEHENT OF ACCOUNT REV-I&g7 EX AFP CD1-02) ROGER B IRWIN ESQ IRWIN ETAL 60 W POMFRET ST CARLISLE PA 17015 DATE ESTATE OF DUANE DATE OF DEATH FILE NUHBER COUNTY ACN Amount Remitted HAKE CHECK PAYABLE AND REHZT PAYNENT TO: 10-28-2002 DUNKLE 01-19-2002 21 02-0509 CUHBERLAND 101 REGISTER OF WILLS CUHBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To insure proper credit ~o your account, submit the upper port/on of ~his for. with your tax payment. CUT ALONG THIS L'rNE ~ RETAIN LOWER PORTZON FOR YOUR RECORDS ~ ESTATE OF DUNKLE DUANE E FZLE NO. 21 02-0309 ACN 101 DATE 10-28-2002 THIS STATENENT ZS PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN TN THE NANED ESTATE. SHO#N BELO# TS A SUNNARY OF THE PRINCIPAL TAX DUE, APPLICATION OF ALL PAYNENTS, THE CURRENT BALANCE., AND, ZF APPLICABLE, A PROdECTED INTEREST FIGURE. DATE OF LAST ASSESSHENT OR RECORD ADJUSTHENT: 09-23-2002 PRINCIPAL TAX DUE: ........................................................................................................................................................................................................................... PAYHENTS (TAX CREDITS): 21,707.84 PAYNENT RECEIPT DISCOUNT (+) DATE NUHBER INTEREST/PEN PAID (-) AHOUNT PAID .00 08-08-2002 10-15-2002 CD001492 REFUND .00 21,764.88 57.04- ZF PAID AFTER TH/S DATE, SEE REVERSE S/DE FOR CALCULATION OF ADDITIONAL INTEREST. ( ZF TOTAL DUE ZS LESS THAN $1, NO PAYNENT ZS REQUIRED. ZF TOTAL DUE 1S REFLECTED AS A 'CREDIT- (CR), TOTAL TAX CREDIT 21,707.84 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS. PAYMENT: Detach the top portion of this Notice and submit with your payment made payable to the name and address printed on the reverse side. -- If RES[DENT DECEDENT make check or money order payable to: REGZSTER OF WILLS, AGENT. -- if NON-RES[DENT DECEDENT make check ar money order payable to: COMMONWEALTH OF PENNSYLVANZA. REFUND [CA): A refund of a tax credit, ahich mas not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania inheritance and Estate Tax" (REV-1515). Applications are available at the Office of the Register of Mills, any of the 25 Revenue District Offices or from the Department's 2q-hour answering service for forms ordering: [-800-562-2050~ services for taxpayers with special hearing and / or speaking needs: [-800-qq7-5020 iTT REPLY TO: guastions regarding errors contained on this notice should be addressed to: PA Department of Revenue, Bureau of [ndividua! Taxes, ATTN: Post Assessment Review Unit, Dept. 28060[, Harrisburg, PA [7118-0601, phone (7[7) 787-6S05. DZSCOUNT: if any tax due is paid ~ithin three (5) calendar months after the dacedent's death, a five percent [5Z) discount of the tax paid is allo~ed. PENALTY: The 15Z tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January ZB, [996, the first day after the end of the tax amnesty period. iNTEREST: interest is charged beginning with first day of delinquency, or nine (9) months and one (1) day from the date of death, to the date of payment. Taxes which became delinquent before January [, 1gE2 bear interest at the rate of six (6Z) percent par annum calculated at a daily rate of .O00[Sq. All taxes which became delinquent on and after January 1, 1981 wilZ bear interest at a rate which will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 1982 through 2002 are: Year interest Rate Daily interest Factor Year interest Rate Daily interest Factor 1982 201 .0005q8 1992 91 .0002q7 1983 16Z .O00qSB 1995-199q 71 .000192 198q llZ .000501 1995-1998 91 .OOOZq7 1985 ZSZ .000556 1999 72 .OOOlgZ 1986 10Z .00027q ZOO0 8Z .OOOZ19 1987 9Z .0002q7 2001 9X .O00Zq7 1988-1991 112 .000301 2002 62 .O0016q --interest is calculated as follo~s: TNTEREST = BALANCE OF TAX UNPATD X NUI~BBR OF DAYS DEL/NQUENT X DATLy I'NTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated. STATUS REPORT UNDER RULE 6.12 Name of Decedent: DUANE E. DUNKLE Date of Death: January_ 19, 2002 No. 21-02-0309 Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: X Yes __ No 2. If the answer is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No. 1 is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes X No b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? X Yes No do Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Clerk of Orphan's Court and may be attached to this report. IRWIN, McKNIGHT & HUGHES Roger B. Irwin Esquire Name (please type or print) 60 West Pomfret Street Address Carlisle, PA 17013 City, State, Zip (717) 249-2353 Telephone Number .e9.6/4/03: Capacity: X Personal Representative Counsel for Personal Representative UREAU OF TNDTVTDUAL TAXES INHERITANCE TAX DIVISION DEPT. 28060[ HARR'rSBURG, PA ].TZZB-OBOZ COHHONWEALTH OF PENNSYLVANIA DEPARTHENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAZSEHENT, ALLO#ANCE OR DZSALLONANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ROGER B IRWIN ESQ IRWIN ETAL 60 W POHFRET ST CARLISLE ~ DATE 09-30-ZOOZ ESTATE OF DUNKLE DATE OF DEATH 01-19-Z00Z FILE NUHBER 21 02-0:509 ,': ' ~:COUNTY CUN]~ERLAND ACN 101 I Amoun~ Ram/~ed PA 170T~ DUANE E HAKE CHECK PAYABLE AND REHZT PAYHENT TO: REGISTER OF WILLS CUHBERLAND CO COURT HOUSE CARLISLE, PA 17015 CUT ALONG THIS LINE ~> RETAIN LOWER PORTION FOR YOUR RECORDS ~ REV-1547 EX AFP (01-02) NOTICE OF INHERITANCE TAX APPRAZSEHENT, ALLOWANCE OR DZSALLO#ANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ESTATE OF DUNKLE DUANE E FILE NO. 21 02-0309 ACN 101 DATE 09-30-2002 TAX RETURN NAS: ( ) ACCEPTED AS FZLED (X) CHANGED SEE ATTACHED NOTICE RESERVATZON CONCERNZNG FUTURE ZNTEREST- SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Es*a~a (Schedule A) 2 S~ocks end Donds (Schedule B) Closely Held S~ock/Par*nersh/p Zn*eras~ (Schedule C) Hor~gagas/No~as Raca/vable (Schedule D} $ Cash/Bank Daposi~s/N/sc. Personal Proper~y (Schedule E) 6 Jo/n~ly O~ned Propar~y (Schedule F) 7 Transfers (Schedule G) 8 To,al Asse~s APPROVED DEDUCTIONS AND EXEHPTZONS: 9 Funeral Expenses/Adm. Cos~s/Nisc. Expenses (Schedule H) 10 Dab~s/Hor~gag~ L/ab/li~/as/L/ans (Schedule Z) 11 To,al Deductions 12 Na~ Value of Tax Ra~urn (1) .00 (z) .00 ($) .00 .00 (s) $$;151.$5 (6) 2zOZ3.51 (7) 164z350.10 (B) (9) 24,028.95 (10) NOTE: To /nsura proper credi~ ~o your account, subm/~ ~he upper portion of ~h/s form wL~h your ~ax payment. NOTE: 199,5Z4.96 9,6ZZ.$6 (11) 33 .~51. ~9 (12) 165,873.67 Charitable/Governmental Bequests; Non-elected 9115 Trusts (Schedule J) (13) Ne~: Value of Es~a~e Sub.~ec~ ~o Tax (14) Zf an assessment ,as issued previously, llnes 1~, 15 and/or 16, 17, reflect flgures that include the total of ALL returns assessed to date. ASSESSHENT OF TAX: 15. Amoun~ of L/ne 14 a~ Spousal ra~e 16. Amoun~ of L/ne 14 ~axable a~ L/heal/Class A ra~e 17. Amoun~ of L/ne 14 a~ S/bl/ng ra~a 18. Amoun~ of Line 14 ~axable a~ Collateral/Class B ra~a 19. Pr/nc/pal Tax Due TAX CREDITS PAYHENT RECEIPT DISCOUNT DATE NUNBER INTEREST/PEN PAID (-) 08-08-2002 CDOO149Z .00 10,000.00 155,875.67 ZF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. 18 and 19 will (15) .00 X O0 = .00 (16). .00 X 045= .00 (17). 55,873.67 X 1Z = 6,704.84 (1B)~ 100,000.00 x 15 = 15,000.00 (19)= Z1,707 ANOUNT PAID 21,764.88 TOTAL TAX CREDIT 21,764.88 BALANCE OF TAX DUEI 57.04CR INTEREST AND PEN. .00 TOTAL DUE 57.0~CR ( ZF TOTAL DUE ZS LESS THAN 01, NO PAYNENT ZS REQUIRED. ZF TOTAL DUE ZS REFLECTED AS A "CREDIT" (CR), YOU NAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.) RESERVATION: PURPOSE OF NOTICE: PAYHENT: REFUND OBJECTIONS: ADNIN- ISTRATIVE CORRECTIONS: DISCOUNT: PENALTY: INTEREST: Estates of decadents dying on or be~ore December 1Z, 198Z -- if any futura interest in the estate is transferred in possession or enjoyment to Class B (collateral) beneficiaries of the decedent after the expiration of any estate for life or for years, the Commonwealth hereby expressly reserves the right to appraise and assess transfer Inheritance Taxes at the lewfu! Class B (collateral) rate on any such future interest. To fulfill the requirements of Section ZlqO of the Inheritance and Estate Tax Act, Act 23 of ZOO0. (7Z P.S. Section 91q0). Detach the top portion of this Notice and submit with your payment to the Register of Hills printed on the reverse side. --Make check or money order payable to: RBGXSTER OF #/LLS, AGENT A refund of a tax credit, which was not requested on the Tax Return, may be requested by completing an "Application for Refund of Pennsylvania Inheritance and Estate Tax" (REV-Ii13). Applications ara available at the Office of the Register of Wills, any of the Z$ Revenue District Offices, or by calling the special Zq-hour answering service for fores ordering: 1-800-$6Z-ZOSO; services for taxpayers with special hearing and / or speaking needs: 1-800-~q7-50ZO (TT only}. Any party in interest nat satisfied with the appraisement, allowance, or disallowance af deductions, or assessment of tax [including discount or interest) as shown on this Notice must ob~ect within sixty [60} days of receipt of this Notice by: --written protest to the PA Department of Revenue, Daard of Appeals, Dept. g810Zl, Harrisburg, PA 17128-1DZ1, OR --election to have the matter determined at audit of the account of the personal representative, OR --appeal to the Orphans' Court. Factual errors discovered on this assessment should be addressed in writing to: PA Department of Revenue, Bureau of Individual Taxes, ATTN: Post Assessment Revise Unit, Dept. Z80601, Harrisburg, PA 171Z8-0601 Phone [717) 787-6505. See page 5 of the booklet "Instructions for Inheritance Tax Return for a Resident Decedent" (REV-IS01) for an explanation of administratively correctable errors. If any tax due is paid within three [3) calendar months after the dacedent's death, a five percent [5Z3 discount of the tax paid is allowed. The 15Z tax amnesty non-participation penalty is computed on the total of the tax and interest assessed, and not paid before January 18, 1996, the first day after the end of the tax amnesty period. This non-participation penalty is appealable in the same manner and in the the same time period as you would appeal the tax and interest that has been assessed es indicated on this notice. Interest is charged beginning with first day of delinquency, or nine [9) months and one [1) day from the date of death, to the date of payment. Taxes which became delinquent before January 1, 19&Z bear interest at the rate of six (6Z) percent per annum calculated at a daily rate of .00016q. AIl taxes which became delinquent on and after January 1, 198Z will bear interest at a rate which will vary from calendar year to calendar year with that rate announced by the PA Department of Revenue. The applicable interest rates for 198Z through ZOOZ are: Year Interest Rate Daily Interest Factor Year Interest Rate Daily Interest Factor 198Z ZOZ .000548 1992 97. .000247 1983 167. .000438 1993-1994 77. .00019Z 198~ 117. .000301 1995-1998 97. . O00Z~7 1985 137. .000356 1999 77. . O0019Z 1986 102. . O00Z7q ZODO 87. .000Z19 1987 97. . O00Z~7 2001 97. . O00Z~7 1988-1991 117. .000301 200Z 67. .000164 --Interest is calculated es follows: TNTEREST = BALANCE OF TAX UNPATD X NUI~BER OF DAYS DELTNQUENT X DAILY TNTEREST FACTOR --Any Notice issued after the tax becomes delinquent will reflect an interest calculation to fifteen (15) days beyond the date of the assessment. If payment is made after the interest computation date shown on the Notice, additional interest must be calculated. REV-1470 EX (6-88)  INHERITANCE TAX COMMONWEALTH OF PENNSYLVANIA EXPLANATION DEPARTMENT OF REVENUE OF CHANGES BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG~ PA 17128-0601 DECEDENT'S NAME FILE NUMBER Dunkle, Duane E. 2102-0309 REVIEVVED BY ACN Daniel Heck 101 ITEM SCHEDULE NO. EXPLANATION OF CHANGES The value of the estate has been adjusted as the result of the correction of an error in arithmetic. ROW Page 1