HomeMy WebLinkAbout13-2351 Supreme Court of Peulisylvaaaia
Cour't< >f o ' mon Pleas
For Prothonotarr Ose Oeh-_
n ito der sheet;.
Cumberland „. iit!F: °' °:
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The information collected on this form is used solely for court administration purposes. This form does not
Supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court.
Commencement of Action:
® Complaint ❑ Writ of Summons ❑ Petition
S ❑ Transfer from another Jurisdiction ❑ Declaration of Takin
E Lead Plaintiff Name: Lead Defendant's Name:
PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR JILL L. MCKENRICK
BY MERGER TO NATIONAL CITY MORTGAGE, A
T DIVISION OF NATIONAL CITY BANK
Dollar Amount Requested within arbitration limits
a Are money Damages requested ?: ❑ Yes ® No (Check one) X_ outside arbitration limits
Is this a Class Action Suit? ❑ Yes ® NO Is this an MDJ Appeal? ❑ Yes NO
A Name of Plaintiff/appellant's Attorney: KML Law Group, P.C.
❑ Check here if you are a Self-Represented (Pro Se Litigant
Nature of the Case Place an "X to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim, check the one that
you consider most important.
TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEAL
❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment
❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections
❑ Nuisance ❑ Dept. of Transportation
❑ Premises Liability ❑ Zoning Board
❑ Product Liability (does not include ❑ Statutory Appeal: Other
mass tort) ❑Employment dispute:
E Discrimination
❑ Slander/Libel Defamation
❑ Employment Dispute: Other
❑ Other
T ❑ Other:
MASS TORT ❑ Other
❑ Asbestos
❑ Tobacco
❑ Toxic Tort - DES REAL PROPERTY MISCELLANEOUS
mon
❑ Toxic Tort - Implant ❑ Ejectment ❑ Com Law /Statutory
❑ Toxic Waste ❑ Eminent Domain/Condemnation Arbitration
❑Other ❑Ground Rent ❑Declaratory Judgment
❑ Landlord/Tenant Dispute ❑ Mandamus
Mortgage Foreclosure: Residential ❑ Non - Domestic Relations
PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial Restraining Order
❑ Dental ❑ Partition ❑Quo Warranto
❑ Legal ❑ Quiet title ❑ Replevin
❑ Medical
❑ Other Professional: ❑ Other ❑ Other
Pa.RC.P. 205.5 Updated 1/1/2011
KML LAW GROUP, P.C.
SUITE 5000 - BNB' MELLON INDEPENDENCE CENTEF I L ED O F i I C E
701 MARKET STREET OF T P
PHILADELPHIA, PA 19106
(866) 413 -2311 20 S 3 APR 3 0 AM 1a; 3 6
WWW rrw,ri r A WGROUP COM
PNC BANK, NATIONAL ASSOCIATIONkD COUNTY IN THE COURT OF COMMON PLEAS
BY MERGER TO NATIONAL CITY MO Y LVA IA
DIVISION OF NATIONAL CITY BANK OF Cumberland COUNTY
3232 Newmark Drive
Miamisburg„ Ohio 45342 CIVIL ACTION - LAW
Plaintiff
VS. ACTION OF MORTGAGE FORECLOSURE
JILL L. MCKENRICK
Mortgagor(s) and Record Owner(s) MURTG 'GE
2829 Shippensburg Road �' A.
Biglerville, PA 17307 F $un -'
Defendant(s)
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,
you must take action within twenty (20) days after the Complaint and notice are served, by entering a written
appearance personally or by attorney and filing in writing with the court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a
judgment may be entered against you by the Court without further notice for any money claim in the Complaint
of for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW.
THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE
PERSONS AT A REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717- 243 -9400
AVISO
Le ban demandado a usted en la cone. Si usted quiere defenderse de estas demandas expuestas en las
paginas siguientes, usted tiene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion.
Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma
escrita sus defensas o sus objeciones a las demandas en contra de su persona. Sea avisado que si usted no se
defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previo aviso o notificacion.
Ademas, la corte puede decider a favor del demandante y requiere que usted cumpla con todas las provisioner
de esta demanda. Usted puede perder dinero o sus propiedades u otros derechos importantes pars usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE. SI NO TIENE ABOGADO O
SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICO. VAYA EN PERSONA O LLAME.,
POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA v
AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. MMA S 163, x
cIt i�7Yssg�
R4ag1 ?r
SI USTED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
1NFORMACION ACERCA AGENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELIGIBLE AQ UN HONORARIO REDUCIDO O GRATIS.
CUMBERLAND COUNTY BAR ASSOCIATION
2 Liberty Avenue
Carlisle, PA 17013
LEGAL SERVICES INC
8 Irvine Row
Carlisle, PA 17013
717- 243 -9400
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTING TO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
RESOURCES AVAILABLE FOR HOMEOWNERS LN FORECLOSURE
ACT NOW!
Even though your lender (and our client) has filed an Action of Mortgage Foreclosure against you, you
still may be able to SAVE YOUR HOME FROM FORECLOSURE.
1). Call an attorney. For referrals to a qualified attorney call either of the following numbers: or 717-
243 -9400.
2). Call the Consumer Credit Counseling Agency at 1- 800 - 989 -2227 for free counseling.
3). Visit HUD'S website www.hud.gov for Help for Homeowners Facing the Loss of Their Homes.
4). Pennsylvania Housing Finance Agency also offers other loan programs that may assist homeowners
in default. Please See the PHFA website http: / /w consumers /homeowners /real.aspx
5). Call the Plaintiff (your lender) and ask to speak to someone about Loss Mitigation or Home
Retention options.
6). Foreclosure Resource Center: http: //xvww.phiIadelpliiafed.orsz/foreclosure/
7). Call or contact our office to request the amount to bring the account current, or payoff the mortgage
or request a Loan Workout / Home Retention Package. Call our toll free number at 1- 866 - 413 -2311 or via email
at homeretention(Lkmllawgroup.com Call Seth at 215- 825 -6329 or fax 215- 825 -6429. The figure and /or
package you requested will be mailed to the address that you request or faxed if you leave a message with that
information. The attorney in charge of our firm's Homeowner Retention Department is David Fein who can be
reached at 215- 825 -6318 or Fax: 215- 825 -6418. Please reference our Attorney File Number of 120444FC.
Para informacion en espanol puede communicarse con Loretta al 215- 825 -6344.
This Action of Mortgage Foreclosure will continue unless you take action to stop it.
COMPLAINT IN MORTGAGE FORECLOSURE
1. Plaintiff is PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO NATIONAL
CITY MORTGAGE, A DIVISION OF NATIONAL CITY BANK, 3232 Newmark Drive, Miamisburg„
Ohio 45342.
2. The name(s) and address(es) of the Defendant(s) is /are JILL L. MCKENRICK, 2829 Shippensburg
Road, Biglerville, PA 17307, who is /are the mortgagor(s) and record owner(s) of the mortgaged
premises hereinafter described. Brian F. McKenrick died on 4/2/2011. By operation of law title vests
solely in Jill L. McKenrick and Brian F. McKenrick is hereby released of liability pursuant to
Pa.R.C.P. 1144.
3. On June 30, 2008 mortgagor(s) made, executed and delivered a mortgage upon the Property hereinafter
described to NATIONAL CITY MORTGAGE A DIVISION OF NATIONAL CITY BANK, which
mortgage is recorded in the Office of the Recorder of Deeds of Cumberland Countyon July 03, 2008 as
Instrument #200822693. The Mortgage and Assignment(s) (if any) are matters of public record and are
incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 1019(g); which
Rule relieves the Plaintiff from its obligation to attach documents to pleadings if those documents are
matters of public record.
4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit
"A" ( "Property ").
5. The mortgage is in default because the monthly payments of principal and interest are due and unpaid
for October 01, 2012 and each month thereafter and by the terms of the Mortgage, upon default in such
payments for a period of one month or more, the entire principal balance and all interest due and other
charges are due and collectible.
6. The following amounts are due to Plaintiff on the Mortgage as of 05/01/2013:
PrincipalBalance ................................ ............................... .....................$92,988.33
Interest from 09/01/2012 to 05/01/2013 at 6.0000 % .......... ......................$3,719.52
Monthly interest rate at $464.00
LateCharges ......................................... ............................... ........................$171.02
ProRata MIP .................................:....... ............................... ........................$117.03
Fees........................................................ ............................... .........................$27.00
AppraisalCosts ..................................... ............................... ........................$175.00
InspectionFees ....................................... ............................... .......... ...............$18.00
$97,215.90
7. Plaintiff is not seeking a judgment of personal liability (or an " personam judgment) against the
Defendants in this Action but reserves its right to bring a separate Action to establish that right, if such
right exists. If Defendants have received a discharge of their personal liability in a Bankruptcy
proceeding, this Action of Mortgage Foreclosure is, in no way, an attempt to re- establish the personal
liability that was discharged in Bankruptcy, but only to foreclose the Mortgage and sell the Property
pursuant to Pennsylvania law.
8. Notice of Intention to Foreclose has been sent to Defendants by certified mail, as required by Act 6 of
1974 of the Commonwealth of Pennsylvania, on the date set forth in the true and correct copy of such
Notice attached and incorporated as Exhibit `B ".
WHEREFORE, Plaintiff demands a de terris judgment in mortgage foreclosure in the sum of $97,215.90,
together with interest at the rate of $464.00, per month and other expenses, costs and charges incurred by the
Plaintiff which are properly chargeable in accordance with the terms of the Note and Mortgage and
Pennsylvania law, including but not limited to attorney fees and costs, until the Mortgage is paid in full, and for
the foreclosure of the Mortgage and Sheriff's Sale of the Property.
By: _ z 1)z,--
KML LAW GROUP, If.C.
. Michael McKeever Pa. ID 56129
Jay E. Kivitz Pa. ID 26769
Lisa Lee Pa. ID 78020
Kristina Murtha Pa. ID 61858
David Fein Pa. ID 82628
Thomas Puleo Pa. ID 27615
Joshua I. Goldman Pa. ID 205047
Jill P. Jenkins Pa. ID 306588
,Andrew F. Gornall Pa. ID 92382
Alyk L. Oflazian Pa. ID 312912
Salvatore Filippello Pa. ID 313897
Attorneys for Plaintiff
VERIFICATION
I, J us tin Pierc , as a Authorized Signer , of PNC
MORTGAGE, A DIVISION OF PNC BANK, NATIONAL ASSOCIATION do hereby verify
that I am authorized to and do make this verification on behalf of the Plaintiff, and the facts set forth
in the foregoing Complaint are true and correct to the best of my information and belief. I
understand that false statements therein are made subject to the penalties of 18 Pa. C.S. Sec. 4904
relating to unsworn falsification to authorities.
Date: -A e 3� X 013
PNg4OAGAGE, A DIVISION OF PNC
=B."NATIONAL ASSOCIATION
Justin Pierce
TITLE: Authorized Signer
#120444FC - JILL L. MCKENRICK
2829 Shippensburg Road Biglerville, PA 17307
Ey,hibitA
ALL that certain tract of land situate in the South Mountain, known as Big Fiat, in Southampton Township,
Cumberland County, Pennsylvania, more fully bounded and described as follows:
BEGINNING at an intersection of the road leading from Shippensburg to Caledonia and road leading from this
road to Mt. Holly, known as Ridge Road; thence along the Shippensburg- Caledonia Road, North 85 degrees 19
minutes West, 161.52 feet to a point in the center of said road; thence by land of Commonwealth of
Pennsylvania, North 38 degrees 05 minutes West 224.76 feet to a point; thence by land now or formerly of
Martin J. Reese, and Lot No. 2, South 85 degrees 19 minutes East 403.71 feet to the center of said Ridge Road;
thence along the said Road; South 33 degrees 16 minutes West 187.9 feet to the place of BEGINNING.
BEING known as Lot No. I of a Plan of Lots recorded in the Recorder's Office in and for Cumberland County,
Pennsylvania, in Plan Book 5, Page 65.
THE ABOVE DESCRIBED REAL ESTATE is the same which David E. Carbaugh, Jr. and
Barbara J. Carbaugh, husband and wife by their deed dated June 30, 2008 and intended to be recorded in the
Office of the Recorder of Deeds of Cumberland County, Pennsylvania conveyed unto Brian F. McKenrick and
Jill L. McKenrick, husband and wife.
Eyhibit 0
*Exhibit has been redacted to remove all personally identifiable information or non-public information
REPRESENTATION OF PRINTED DOCUMENT
Attention: Collection Department
'Q PN C (B6- YM07 -01 -5)
3232 Drive
MORTGAGE - , Miamisburg, Newmark
OH 45342
7107 8381 6540 2131 8539
7 -749- 73542 -0000065401 -01 -000 - 000 - 000-000
JILL L MCKENRICK
2829 SHIPPENSBURG RD
BIGLERVILLE PA 17307
Please find the NOTICE OF INTENTION TO FORECLOSE MORTGAGE
PA001
INTERNET REPRINT
REPRESENTATION OF PRINTED DOCUMENT
A
April 03, 2012
Re: Loan No. =1669
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
The MORTGAGE held by PNC Mortgage a division of PNC Bank, National Association (hereinafter we, us or
ours) on your property located at 2829 Shippensburg Rd Biglerville PA 17307, IS IN SERIOUS DEFAULT because
you have not made the monthly payments of $3,407.32 for the months of January 1, 2012 and April 1, 2012. Late
charges and other charges have also accrued to this date in the amount of $111.21. The total amount now required
to cure this default, or in other words, get caught up in your payments, as of the date of this letter, is $3,518.53.
You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the above amount of
$3,518.53, plus any additional monthly payments and late charge which may fall due during this period. Such
payment must be made either by cash, cashier's check, certified check or money order, and made at PNC
Mortgage /Collections Center, Mail Code B6- YM09- 01 -01, 3232 Newmark Drive, Miamisburg, OH 45342.
If you do not cure the default within THIRTY (30) DAYS, we intend to exercise our right to accelerate the
mortgage payments. This means that whatever is owing on the original amount borrowed will be considered due
immediately and you may lose the chance to pay off the original mortgage in monthly installments. If full payment
of the amount of default is not made within THIRTY (30) DAYS, we also intend to instruct our attorneys to start a
lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed your mortgaged property will be sold by
the Sheriff to pay off the mortgage debt. If we refer your case to our attorneys, but you cure the default before they
begin legal proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to
$ 50.00. However, if legal proceedings are started against you, you will have to pay the reasonable attorney's fees
even if they are over $ 50.00. Any attorney's fees will be added to whatever you owe us, which may also include our
reasonable costs. If you cure the default within the thirty day period, you will not be required to pay attorney's fees.
We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. If you
have not cured the default within the thirty day period and foreclosure proceedings have begun, you still have the
right to cure the default andprevent the sale at any time up to one hour before the Sher ffs foreclosure sale. You
may do so by paying the total amount of the unpaid monthly payments plus any late or other charges then due, as
well as the reasonable attorney's fees and costs connected with the foreclosure sale [and perform any other
requirements under the mortgage]. It is estimated that the earliest date that such a Sheriffs sale could be held would
be approximately nine - ten months. A notice of the date of the Sheriff sale will be sent to you before the sale. Of
course, the amount needed to cure the default will increase the longer you wait. You may find out at any time
exactly what the required payment will be by calling us at the following number: 1- 800 -523 -8654. This payment
must be in cash, cashier's check, certified check or money order and made payable to us at the address stated above.
You should realize that a Sheriffs sale will end your ownership of the mortgaged property and your right to remain
in it. If you continue to live in the property after the Sheriffs sale, a lawsuit could be started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL THE
PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY FROM
ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. [YOU MAY HAVE THE RIGHT TO SELL
OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR TRANSFEREE WHO
WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE OUTSTANDING PAYMENTS,
CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO OR AT THE SALE, [AND THAT
THE OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED]. CONTACT US TO
DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT MIGHT EXIST]. YOU HAVE THE RIGHT
TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default had occurred. However,
you are not entitled to this right to cure your default more than three times in any calendar year.
We do encourage you to contact a HUD - approved counseling agency for financial counseling. To locate an agency
near you, please visit www,hud.gov or call 1- 800 -569 -4287.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. However, if you have
received a discharge in bankruptcy affecting our right to collect your loan as a personal obligation, and if the loan
was not reaffirmed in the bankruptcy case, PNC Mortgage, a division of PNC Bank, National Association will only
exercise its rights against the property itself, and is not attempting to collect the discharged debt from you
personally.
INTERNET REPRINT
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
c�
PNC BANK, NATIONAL ASSOCIATION, SUCCESSOR
BY MERGER TO NATIONAL CITY
MORTGAGE, A DIVISION OF NATIONAL CITY Case No. �� -�35� rnrn -0
70 ;)o
BANK Plaintiff 1 vi � c�a
vs. tn
JELL L. MCKENRICK 3>
Defendant(s) :;a
NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE
DIVERSION PROGRAM
You have been served with a foreclosure complaint that could cause you to lose your home.
If you own and live in the residential property which is the subject of this foreclosure action, you may be able
to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender.
If you do not have a lawyer, you must take the following steps to be eligible for a conciliation
conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services
at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal
representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet
with that legal representative within twenty (20) days of the appointment date. During that meeting, you must
provide the legal representative with all requested financial information so that a loan resolution proposal can be
prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached
hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which
must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so
and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender
in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds
forward.
If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for
a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a
legal representative. However, you must provide your lawyer with all requested financial information so that a loan
resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the
format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court,
which must be filed within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a
conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an
attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward.
IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS
REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE.
Respectfully submitted:
(Signature of rounsel for Plaintiff)
4/29/2013
Date
Cumberland County Residential Mortgage Foreclosure Diversion Program
Financial Worksheet
Date _
Cumberland County Court of Common Pleas Docket #
BORROWER REQUEST FOR HARDSHIP ASSISTANCE
To complete-your request for hardship assistance, your lender must consider your
circumstances to determine possible options while working with your
Please provide the following information to the best of your knowledge:
CUSTOMER/PlIUMARY APPLICANT
Borrower name(s):
Property Address:
City: -- - _ __ State: Zip:
Is the property for sale? Yes [J No [j Listing dater - ____ -- Price:
Realtor Name: Realtor Phone:
Borrower Occupied? Yes D No
Mailing Address (if different):
City: State' -Zip:
Phone Numbers: Home: Office: -
Cell: - Other:
Email:
# of people in household: How long?
Mailing Address: -
City: -_ State.
Phone Numbers: Home: Office:
Cell: Other:
Email: - --
# of people in household: How long?
FINANCIAL INFORMATION
First Mortgage Lender:
Type of Loam:
Loan Number: _ bate You Closed Your Loan:
Second Mortgage lender:
Type of Loan:
Loan Number: -
Total Mortgage Payments Amount: $ Included Taxes & losurance:
Date of Last Payment:
Primary Reason for Default:
Is the loan in Bankruptcy? Yes Cl No
If yes, provide dames, location of court, case number & attorney; — _ -- - - -- -
Assets Announi Owed:: Value:
Rome: $ $
Other heal Estate: $ -
Retirement Funds: $ --
Investments: -
Checking: $
g --
Savin s• $
Other: $ $
Automobile #l: Model: Year:
Amount owed: Value:
Automobile #2 : Model: Year:
Amount owed: Value:
Other tramportation (automobiles, boats, motorcy_ctes): Model:
Year Amount owed : Value
Monthly Income
Name of Employers:
2.
3.
Additional Income Description (not wages ):
1. monthly amount:
2. monthly amount:
Borrower Pay Days: -_- _ -- _ ... - Co- Borrower Pay Days:
Monthly ExgLnses: (Please only include expenses you are currently paying)
EXPENSE AMOUNT EXPENSE AMOUNT
Mortgage Food
2 M & o Utilities
Car Pa ens Condo/Nei . Fees
Auto Insurance Mod. not covered
Auto fuel/repairs Other prop, payment
Install. Loan Payment Cable TV
Child SupporVAlim. Spendin Mone
Da /Child Carefroit. Other Ex uses
Amount Available for Monthly Mortgage Payments Based on Income & Expenses:
Have you been working with a Housing Counseling Agency's
Yes El '10
If yes, please provide the following information:
Counseling Agency:
Counselor:
Phone.(Office ): 1~ax:
Email;
Have you made application for Horneoivners Emergency Mortgage Assistance Program
(HEMAP) assistance?
Yes No (D
If yes, please indicate the status of the application:
Have you had any prior negotiations with your lender or lender's loan servicing company
to resolve your delinquency:
Yes ❑ No D
If yes, please indicate the status of those negotiations:
Please provide the following information, if know, regarding your lender or lender's loan
servicing company:
Lender's Contact (Name): _ _ Phone:
Servicing Company (Marne):
Contact: Phone: _
TfWe, , authorize the above
named to use /refer this information to my lender /servicer for the sole
purpose of evaluating my financial situation for possible mortgage options. I/We
understand that Uwe am/are under no obligation to use the services provided by the above
named
Borrower Signature Date
Co- Borrower Signature Date
Please forward this document along with the followiing information to lender and
lender's counsel:
Proof of income
V Past 2 bank statements
Y Proof of any expected income for the last 45 days
� Copy of a current utility bill
V Letter explaining treason for delinquency and any supporting documentation -
(hardship letter)
Listing agreement (if property is currently on the. rnarket)
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson t1r, -f'hE PR01410,ko
Sheriff
Jody S Smith Ali I it
Chief Deputy 04,
�7
w
5,
Richard W Stewart GU115NLAND COUS"
Solicitor OFFICE OF TPE SKPIrr
PNC Bank National Association Case Number
VS.
Jill L. McKenrick 2013-2351 I
SHERIFF'S RETURN OF SERVICE
0510612013 05:26 PM-Deputy Ryan Burgett,being duly sworn according to law, served the requested Notice of
Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure by
"personally"handing a true copy to a person representing themselves to be the Defendant, to wit:Jill L.
McKenrick at 2829 Shippensburg Road, Southampton Township, Biglerville, PA 17307.
-DT
RYAN BURGETT, DEP
SHERIFF COST: $50.60 SO ANSWERS,
May 08, 2013 RbNW FANDERSON, SHERIFF
(G)CountySUA0 Sheriff,Tcleosok Inc,
KML LAW GROUP,P.C.
Suite 5000-BNY Mellon Independence Center
701 Market Street
Philadelphia, PA 19106-1532
215-627-1322
PNC BANK, INAIIt AL ASSOCIATION,
SUCCESSOR BY MERGER TO NATIONAL IN THE COURT OF COMMON PLEAS
CITY MORTGA4, A DIVISION OF
NATIONAL CITY;BANK OF CUMBERLAND COUNTY
3232 Newmark Dri' e
Miamisburg,, Ohio 45342
C-j,
Plaintiff
vs. No. 13-2351
M
E73
JILL L. MCKENRICK
(Mortgagor(s) and Record owner(s))
2829 Shippensburg Road
Biglerville, PA 17307 e .
Defendant(s)
PRAECIPE TO DISCONTINUE AND END
TO THE PROTHONOTARY:
Kindly mark the above case Discontinued and Ended without prejudice upon payment of
your costs only.
KML LAW GROUP,P.C.
F/K/A GOLDBECK McCAFFERTY&McKEEVER
By: zz:�
Michael McKeever Pa. ID 56129
Jay E.Kivitz Pa. ID 26769
Lisa Lee Pa.ID 78020
Thomas Puleo Pa.ID 27615
David Fein Pa.ID 82628
:Z/J P.*11 P Jenkins Pa.ID 306588
AlykL.Oflazian Pa.ID 312912
Salvatore Filippello,Attorney ID 313897
Attorneys for Plaintiff
KML LAW GROUP,P.C.
Suite 5000—BNY Mellon Independence Center
701 Market Street .
Philadelphia, PA 19106
(215) 627-1322
Attorney for Plaintiff
PNC BANK,NATIONAL ASSOCIATION,
SUCCESSOR BY MERGER TO NATIONAL IN THE COURT OF COMMON
CITY MORTGAGE, A DIVISION OF PLEAS
NATIONAL CIT� BANK OF CUMBERLAND COUNTY
Plaintiff
VS. CIVIL ACTION - LAW
JILL L. MCKENRICK ACTION OF MORTGAGE
(Mortgagor(s) and Record Owner(s)) FORE-CLOSURE
Defendant(s) No. 13-2351
CERTIFICATE OF SERVICE
Angela M. Smith hereby certifies that he/she did serve true and correct copies of Praecipe
to Discontinue and End and all supporting papers attached hereto upon Defendant, by first class
mail,postage pre-paid, on
JILL L. MCKENRICK
2829 Shippensburg Road
Biglerville,PA 17307
KML LAW GROUP,P.C.
F/K/A GOLDBPCK McCAFFERTY&McKEEVER
By:_
A-dgela M. Smith , Legal A sistant
asmith@kmllawgroup.com
215-825-6325 (Direct Phone)