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COMMONWEALTH OF PENNSYLVANIA
COURT OF COMMON PLEAS
9th Judicial District, County Of Cumberland
NOTICE OF APPEAL
FROM
DISTRICT JUSTICE JUDGMENT
COMMON PLEAS No.O'-{ -~C:f) C,;, f!FfJrYl
NOTICE OF APPEAL
Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the District Justice on
the date and in the case referenced below.
NAME OF APPELLANT I MAG oIST. NO. I NAME OF O.J.
Commonwealth Financial Systems, Inc. 09-1-01 Charles A. Clement, Jr.
ADDRESS OF APPELlANT CITY STATE
120 North Keyser Avenue Scranton PA
DATE OF JUDGMENT IIN THE CASE OF (Plaintiff) (Defendant)"
09/15/04 Commonwealth Financial Systems, Inc vs Robert J. Daniels
DOCKET No. SIGNATURE OF APPELLANT OR ATTORNEY OR AGENT
CV -300-04
ZIP CODE
18504
This block will be signed ONLY when this notation is required under Pa.
R.C.P.D.J. No. 1008B.
This Notice of Appeal, when received by the District Justice, will operate as a
SUPERSEDEAS to the judgment for possession in this case.
~~
~nt was Cla~R.c.p.D.J. No. 1001(6) in action
before a District Justice, A COMPLAINT MUST BE FILED within twenty
(20) days after filing the NOTICE of APPEAL.
Signature 01 Prothonotary 0' Deputy
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONL Y when appel/ant was DEFENDANT (see PaR. C.P.D.J. No. 1001 (7) in action before District Justice. IF
NOT USED, detach from copy of notice of appeal to be served upon appellee.
PRAECIPE: To Prothonotary
Enter rule upon
appellee(s), to file a complaint in this appeal
Name of appellee(s)
(Common Pleas No.
) within twenty (20) days after service of rule or suffer entry of judgment of non pros.
Signature of appellanl or attorney or agent
RULE: To
, appellee(s)
Name of appel/ee(s)
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty (20) days after the date of service
of this rule upon you by personal service or by certified or registered mail.
(2) If you do not file a complaint within this time, a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU.
(3) The date of service of this rule if service was by mail is the date of the mailing.
Date:
,20
Signalure of Prothonotary or Deputy
YOU MUST INCLUDE A COpy OF THE NOTICE OF JUDGMENTITRANSCRIPT FORM WITH THIS NOTICE OF APPEAL.
AOPC 312-02
COURT FILE TO BE FILED WITH PROTHONOTARY
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF: CUMBERLAND
Mag D.s!. No..
09-1-01
DJ Name. Hon
CHARLES A. CLEMENT, JR.
Address: 400 BRIDGE STREET
OLDE TOWNE COMMONS -SUITE 3
NEW CUMBERLAND, PA
Telephone: (717 ) 774-5989 17070
ATTORNEY FOR PLAINTIFF
PATRICIA A. COBB, ESQ.
120 N. KEYSER AVE.
SCRANTON, PA 18504
THIS IS TO NOTIFY YOU THAT:
Judgment:
[!] Judgment was entered for: (Name)
[i] Judgment was entered against: (Name)
NOTICE OF JUDGMENT/TRANSCRIPT
CIVIL CASE
PLAINTIFF: NAME and ADDRESS
~OMMONWEALTH FINANCIAL SYSTEMS INCI
120 N KEYSER AVE
SCRANTON, PA 18504
L
.-J
VS.
DEFENDANT:
rnANIELS, ROBERT
3628 NORTH 6TH
HARRISBURG, PA
L
Docket No.: CV- 00003 00 - 04
Date Filed: 6/22/04
NAME and ADDRESS
J
ST APT/STE 1
17110-1516
I
.-J
&,.
: =L
_ i99
jJ( ( . "..!r\
. , . .,'"
FOR nF.FF.N11}.1'lT
n",NTF.T.!=l, RORF.R'1' ~,.
in the amount of $
_ 00 on:
~OMMONWF.JH,TH FTNJl,N~T, lH. !=lY~TF.
11 /1 ~/04
D Defendants are jointly and severally liable.
D Damages will be assessed on:
D This case dismissed without prejudice.
D Amount of Judgment Subject to
Attachment/42 Pa.C.S. 9 8127 $
D Portion of Judgment for physical
damages arising out of residential
lease $
(Date of Judgment)
(Date & Time)
Amount of Judgment
Judgment Costs
Interest on Judgment
Attorney Fees
Total
$
$
$
$
$
.00
.00
.00
.00
.00
Post Judgment Credits $
Post Judgment Costs $
------------
------------
Certified Judgment Total $
ANY PARTY HAS THE RlGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE
OF APPEAL WITH THE PROTHONOTARY/CLERK OF THE COURT OF COMMON PLEAS, CIVIL DIVISION. YOU
MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENT/TRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL.
EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR DISTRICT JUSTICES. IF THE JUDGMENT HOLDER
ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE COURT
OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE DISTRICT JUSTICE. , ..' . " .
. . ",".
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTeD IN'THE.JUDGME:llIT MAY FILE
A REQUEST FOR ENTRY OF SATISFACTION WITH THE DISTRICT JUSTICE IF THE JUDGMENT DEBl:OR PAYS IN FUL.L, SETtLES,
~ v "
OR OTHERWISE COMPLIES WITH THE JUDGMENT.
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, District Justice
/:
I certify that this is a true and correct copy of the record of the proceedings containing'the,iudgment.
Date
My commission expires first Monday of January, 2008 .
AOPC 315-03
DATE PRINTED:
11/16/04
, District Justice
SEAL
9:26:56 AM
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS, INC.
Plaintiff
: I~O
: No. o4-S1civil Term
vs.
: CIVIL ACTION
ROBERT J. DANIELS,
Defendant
NOTICE
YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE
CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN
TWENTY (20) DAYS AFfER THIS COMPLAINT AND NOTICE ARE SERVED BY
ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATIORNEYS AND
Ffi.,ING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE
CLAIMS SET FORTH AGAINST YOu. YOU ARE WARNED THAT IF YOU FAIL TO DO
SO, THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAYBE
ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY
MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF
REQUESTED NY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR
OTHER RIGHTS IMPORT ANT TO YOu.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO
NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE
OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP.
CUMBERLAND COUNTY BAR ASSOCIATION
2 LIBERTY A VENUE
CARLISLE, PA 17013
TELEPHONE (717) 249-3166
~~----
~n R. Mege~
Attorney ill No. 81288
Attorney for Plaintiff
Law Offices of Alan R. Mege, Esq.
P.O. Box 1426
Bethlehem, PA 18016-1426
(610) 954-5393
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS, INC.
Plaintiff
No. 04-
Civil Term
vs.
CIVIL ACTION
ROBERT 1. DANIELS,
Defendant
COMPLAINT
1. The Plaintiff is Commonwealth Financial Systems, Inc. ("CFSI"), a corporation
with an address of 120 North Keyser Avenue, Scranton, PA 18504.
2. The Defendant is Robert J. Daniels ("Daniels"), an individual with an address of
3628 N. 6th Street, Apt 1, Ranisburg, PA 17110-1516.
Count I - Breach of Contract
3. Defendant applied for and received a Citibank credit card, account number 4128-
0034-1750-8994.
4. Use ofthe Citibank Card was subject to the terms ofthe Citibank Card Agreement
("Agreement"), a copy of which was sent to the Defendant along with the credit card. A true and
correct copy of the Agreement is attached hereto, made a part hereof and marked as Exhibit "A".
5. Defendant used the Citibank credit card account number 4128-0034-1750-8994
for purchases, cash advances, and/or balance transfers.
6. Defendant was mailed account statements relati ve to his use of the Citibank Card.
7. The Defendant has defaulted under the terms of the Agreement by failing to make
monthly payments as they became due and owing.
8. The within account was sold by Citibank (South Dakota) NA to NCOP Capital,
Inc. ("NCOP") for valuable consideration and all rights under said account were assigned to NCOP,
whereupon NCOP sold the within account for valuable consideration to Plaintiff CFSI and all rights
under said account were assigned to CFSI. A true and correct copy of the Bill Of Sale Assignment
And Assumption Agreement, Assignment And Bill Of Sale, and Affidavit are attached hereto, made
a part hereof and collectively marked as Exhibit "B".
9. Pursuant to the terms of the Agreement, Plaintiff, upon default in payment, may
declare the entire unpaid balance immediately due and payable without notice or demand.
10. Pursuant to the terms of the Agreement, Defendant, is liable for interest on the
unpaid balance.
11. Pursuant to the terms of the Agreement, Defendant, is liable for Plaintiff's court
costs and reasonable attorneys fees.
12. As ofN ovember 19, 2004, the balance due and owing to Plaintiff from Defendant
was $2,889.81.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant,
in the amount of$2,889.81 plus costs and interest at the rate of 19.99 % per annum from November
19, 2004 as well as reasonable attorneys fees of $953.63 and such other and further relief as the
Court may deem just and appropriate.
Count II . Account Stated
13. Plaintiff incorporates the allegations of every paragraph enumerated above of
this Complaint as if said paragraphs were fully set forth here at length.
2
14. The within account was an account in writing and expressly or impliedly accepted
by both parties.
15. The amounts due and owing to Plaintiff by Defendant are based on a subsisting
debt and arise from a preexisting account or course of dealing between the parties.
16. This account is an Account Stated, thereby operating to foreclose any dispute
over the amounts due.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant,
in the amount of $2,889.81 plus costs and interest at the rate of 19.99 % per annum from November
19, 2004 as well as reasonable attorneys fees of $953.63 and such other and further relief as the
Court may deem just and appropriate.
Count III . Quantum Meruit
17. Plaintiff incorporates the allegations of every paragraph enumerated above of
this Complaint as if said paragraphs were fully set forth here at length.
18. The services provided by Plaintiff, described above, were received by the
Defendant, and the Defendant received and accepted the benefit of said services provided by
Plaintiff.
19. At all times material hereto, Defendant was aware that Plaintiff was
providing the aforesaid services to Defendant and expected to be paid for such.
20. At all times material hereto, Defendant, with the aforesaid knowledge,
permitted Plaintiff to provide the aforementioned services and incur damages.
21. At all time material hereto, the Defendant was unjustly enriched by
3
retaining the benefit of receiving said services without paying Plaintiff fair and reasonable
compensation.
22. By reason of the aforesaid unjust enrichment of Defendant at Plaintiff's
expense, an implied contract exists between the Plaintiff and the Defendant, and the Defendant is
obligated to pay Plaintiff the value of the services described above and in the exhibits attached
hereto, in the amount of $2,889.81 plus costs and interest from November 19, 2004.
WHEREFORE, Plaintiff, requests judgment in its favor and against the Defendant,
in the amount of $2,889.81 plus costs and interest at the rate of 19.99 % per annum from November
19, 2004 as well as reasonable attorneys fees of $953.63 and such other and further relief as the
Court may deem just and appropriate.
By: ~~~
AI~Mege, E~
Atty. J.D. #81288
Attorney for Plaintiff
P.O. Box 1426
Bethlehem, PA 18016-1426
(610) 954-5393
4
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CITIBANK CARD AIGREEMENT
This Aoreement anc tne folder coniainino Ih: ~arc are 'Iour Cilibany. Card
Agreement. 'ine lolder contam:; ImpOriant aCCQurit iniorr.-,a\ion, Includinc ~ne
annuai percen,,,ge ~ate anu rne amount at an~' mamcershlp fee. Please re:c
and keep the iolder and thIs Agreement tor your records.
10 simoiiiy the rest at !his Agreemen; tor ~/OU. the following definitions will
apply. ihe words yOIJ. your. ana ,'lours mean the person responsible ior this
Agreemen:. te whom we dlre~: the biliinc Sia!ement. The word rArd mear.s
one or more cards wnich we have is:;ued With your accoum number. The
words we. us, and our mean Citibank (Soutrl Dakota), N.A. ins words
Citibank CM"r.S mean one or more cneck:; tlia! ':/e may provide to access
your Gilleank card account. This ."oreement is bindino or. YOU unless YOU
cancel your account 'Nithin 30 days atar receiving the cad and you have not
used or authOrized use of your account.
Using Your Account and Your Credit Line:
The card mUSi be signed to be used. Your In:l!al credii linE aooears on the
folder coma/nino the card. A :Jonion of vour credit line, callec the cash
aO'Jance limit. IS avaiiable for cash advance~. At our ciiscre1ion and at any
lime, we may change your credit line or cash advance limit. We will noti~j
you if we do, eliner o'j maii or Inrough a billing siatement sent either before
or afie:1he Change takes enec!, You may reaues; a change to your credillme
or casn advan:e iimit oy contacting Customer Ser.ice by le!ephone or mail.
ihe full amouni 0; four credit line :s available to buy or lease goodS OJ
services where'/e: the card is honored. Your cash advance limit is availablE
lor cash thrcugn any ban~ or automated teller machine tI'lat accepts the card
or oy uSing Ciiloank cneck~. The lOial amount cnarged on your account.
InCluding p~r:.iases, balance !ransiers, cash ao':arlces, finance charge~. iees,
or other charce::, must alwa'/s remalr, belOW your credit line. However. ii the:
total amour: ei::eed:: your c'redi: line you must still 'jay us.
Additional Cards:
YO\; ma'/ reClJeSl aocitionai care" on ';OU: aC::Juf,t fa: yourself or other::
and 'IOU' ma',i oer:T!!: 2;1:1ther persor :~: na'ie l:ces~ lC "rhe card a~ aceoum
num'De~, :-:Jv!:'.'e~. ;! :/CU DC, yOU mUSi pay us io: ali charges made by tnO::2
Jer50n:: I;;c:~.jm~ :r.2. ..~:~ ;o~ 'NhIC:: 'JC~ m?',I not :lc'Je \ii~enoec tc be
respans;Q!:. Ysu i'i1US; I';CHT'l us iC r:..;o~:= ~eir.'!!Z5:or fo~ an\' c.e~~or. vo:.:
oie'/:JU3/'.' a!..::~cn:ec ~C' us~ 'jOt;: ac:c:.J~:. If '/01.' i~li U~ to revoke a:iGthei
:e~son:; US= vi ~/~\.1j a::o\.:n:"f \\'e :Tl'5~; :10S: th:. ac:ouni anc issus Z1 new
:arc c; C3rcs witn a dJiiercr.: ac:oun: numo~r, !GI,; are r~SDcnsible iOi in:
us: 0; 22cn car:! issued on YOU' accoun: ac:cioin~ te the terms 01 th!;
~.~~eer::=r;~
Membership Fee:
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l4]002
BILL OF SALE. ASS,IGNMENT AND ASSUMPTION AGREEl\-1ENT
THIS Bll.L OF SALE, ASSIGNMENT AND ASSUMPTION AGREEMENT is dated as
of November 26, 2002, between Citibank (South Dakota), Nadonal Association, a national
. banking association organized under the laws of the United States, located at 701 East 60th
Street North, Sioux Pans, SD 57117 (the "Bank") and N1:0P Capital, Inc. located at Hughes
Center, Suite 460,3993 Howard Hughes Parkway, Las Vegas, NV 89109 ("Buyer").
For value received and subject to the terms and conditions of the Purchase and Sale
Agreement dated November 26.2002, between Buyer and the Bank (the "Agreement"), the Bank
does hereby transfer, sell, assign, convey, grant, bargain, set over and deliver. to Buyer, and to
Buyer's successors and assigns, the Accounts described in Section 1.2 of the Agreement.
This Bill of Sale. Assignment and Assumption Agreement is executed without recourse
and. without representations or warranties including. without limitation. warranties as to
collectibility.
. Name:
Neop Capital, Inc.'
Title:
By(}1
'!(sign,we)
Name: f\7...~a..r 9, A-c:viV\jal"
Title: '.k1Ai'0V' \) ~~ ~v(),J- +-
By:
ncopc~pilall ] 02
MAR-28-2003 10:22
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DEC-18-2002 08=56
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141002
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EXBIBlT C
ASSIGNMENT AND BILL Oll SA,LE
Neop IV. Inc. ("SeUerj, (hereiIJafter '"Seller"),. fOr value received and pursuant to the teI1J1S and
conditions of tbe Purchase and Sale Agreement dated as of the Seventeenth day of December,
2002 ("Agreement") between Seller and Commonwealth FiDantliBl Systems, l1x:., a Pcrmsylvania
corporation (hereirurllr:r called "Purchager'), do hereby seU, assign. and transfer to Pmcbaser. its
successors and a.ssig.IJs. all of Seller's rights, title, 213d imcrest in and to those certsin Acoo\lJtls
and Acoounts Receivable (which. terms BI'e defined in the Agreement) listed on Exhibit A
Bttached hereto. Seller's assigmnem.., sale and transfer is without :rec.ouIse Blld witilout any
repl'osentaDOJlS or warranties, ~ OT imp~ as to t~ enforceability, con~tabi1i1y, or
documc.ubdion of the .Accounts f3t otherwise. except for the representations, and wammties made
by Sener in the Agreement. '
Purchaser and Seller agree that the Purchase Price (which tezrm is defined in the
Agreement) shall be as staIed in Paragraph 3 of tM Agreement and as set forth in the Closing
Statement attached to the ~t.
IN WITNESS WHEREOF, Seller has signed and dclivcttd this instrument on the
Seventeenth day of December , 2002.
. 1 }1t;riur.-olo
nd ~~Wmt Se~Ary
MRR-28-2003 11:10
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P IA?
EXHI BIT 0
AFFIOA VIT
State of PENNSYLVANIA
County of CUMBERLAND
Name: ROBERT J DANIELS
Account No: 4128003417508994
Social Security No: 568-77-0031
Michael Chiodo, being sworn, deposes and says that the affiant making this affidavit is an
employee of NCO Portfolio Management, Inc; its Subsidiaries and Affiliates, (the
"Company"), which is located at Hughes Center, Suite 460, 3993 Howard Hughes
Parkway, Las Vegas, NV 89109. The affiant is authorized to make the statements and
representations herein. The Company's business records show that as of December 17,
2002, there was due and payable from Account # 4128003417508994 the amount of
$1,740.69 (principal, interest, and fees (if any)). The Company's business records show
that this Account was opened on 11/1/1988. The affiant states that to the best of affiant's
knowledge, information ahd belief there are no uncredited payments against the said debt.
Dated this 13th day of February, 2003
NCO Portfolio Management, Inc;
its Subsidiaries and Affiliates
By:
Printed Name: Michael Chiodo
pr;u
~
Subscribed to and sworn to before me this 13th day of February, 2003 .
~tJJ
NOTARIAL SEAL
NICOLE DOWNEY, Notary Public
Upper Dublin Twp., Montgomery County
My Commission Expires Dec. 29, 2003
VERIFICATION
I, Patricia Cobb. Esquire. of Commonwealth Financial Systems, Inc.,
Plaintiff herein, do hereby verify that I am the keeper of records of the
Plaintiff in the foregoing civil action and that I am fully authorized to make
this verification and that the facts set forth in the Complaint are true and
correct to the best of my knowledge, information and belief.
Verifier understand that false statements herein are made subject to the
penalties of 18 Pa. C.S. ~4904, relating to unsworn falsification to
authorities.
/~/ZJ"h
Date:
. ; ~?&
CFSI File No. cf-??~?A'-
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS, INC.
Plaintiff
No. 04-5960 Civil Term
vs.
CIVIL ACTION
ROBERT 1. DANIELS,
Defendant
CERTIFICATE OF SERVICE
I, Alan R. Mege, Esquire, hereby certify that on November 30,2004, Plaintiffs Notice of
Appeal was sent to District Court 09-1-01 via certified mail, postage prepaid, and Plaintiff's Notice
of Appeal and a true and correct copy of Plaintiff' s Complaint was sent to the Defendant via certified
mail, postage prepaid at 3628 N. 6th Street, Apt 1, Harrisburg, PA 17110-1516.
BY:~~
AmTI R. Mege, Es . e
Atty. J.D. #81288
Attorney for Plaintiff
P.O. Box 1426
Bethlehem, PA 18016-1426
(610) 954-5393
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COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
COMMONWEALTH FINANCIAL
SYSTEMS, INC.
Plaintiff
No. 04-5960 Civil Term
vs.
CIVIL ACTION
ROBERT J. DANIELS,
Defendant
PRAECIPE AND POWER OF ATTORNEY FOR SATISFACTION AND/OR TERMINATION
TO THE PROTHONOTARY OF CUMBERLAND COUNTY:
You are hereby authorized, empowered, and directed to enler the following on the records
thereof against Defendant Robert J. Daniels:
The within suit is Settled, Discontinued, Ended wilh costs paid.
XXX The within suit is SeItled, Discontinued, Ended WITH Prejudice and cosls paid.
The within suit is Settled, Discontinued, Ended WITHOUT Prejudice and cosls paid.
Salisfaction of the Award in the within suit is acknowledged.
Satisfaction of Judgment, with interest and costs, in the within matter is acknowledged.
Other:
DATE: Februarv 15. 2005
WITNESS (if signer is other
than a registered attorney):
alure of Authorizing Party
Attorney or Notary
Alan R. Meae. Esa
Type or print name of above signer
COST PAYMENT VERIFICATION
I UNDERSTAND THAT THE ABOVE ACTION CANNOT BE FILED AND DOCKETED UNTIL ALL COSTS HAVE BEEN PAID INCLUDING
SHERIFF'S COSTS: AND HEREBY VERIFY THAT ALL COSTS HAVE BEEN PAID. I UNDERSTAND THAT FALSE STATEMENTS
HEREIN ARE MADE SUBJECT TO THE PENALTIES OF 18 PA C.S. '4904 RELATING TO UNSWORN FALSIFICATION TO
AUTHORITIES. ~.
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