HomeMy WebLinkAbout04-5988
Richard M. Bassett Jr., Esq.
Warren & Vullings, LLP
800 Cottman Avenue
Philadelphia, P A 19111
215-745- 9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, P A 18504
No. 04 -S9/?
c.;u~llil
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
CIVIL ACTION COMPLAINT
CONTRACT MATTER
NOTICE
You have been sued in court If you wish to defend
against the claims set forth in the following pages, you must
take action within twenty (20) days after this complaint and
notice are served by entering a written appearance personally
or be attorney and filing in writing with the court your de-
efenses or objections to the claims set forth against you. You
warned that if you fail to do so the case may proceed without
you and a judgment may be entered against you by the court
without further notice for any money claimed in the complaint
or for any other claim or relief requested by the plaintiff. You
may lose money or property or other rights important to you
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CAN
NOT AFFORD ONE GOT TO OR TELEPHONE THE OFFICE
SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
Le han demandado a usted en la corte. Si usted quiere
defenderse de estas demandas expuestas en las paginas
siquientes, usted tien veinte (20) dias de plazo al patir de
la fecha de la demada y la notificacion, Hace falta asentar
una comparencia escrita 0 en persona 0 con un abogado y
enteregar a la corte en fonna escriti sus defenses 0 sus objeci-
ones a las demandas en contra de su personal. See avisado
que si usted no se defiencde, la corte tomara medidas y puede
continuar la demanda en contra suya sin previo aviso 0 notificat
cacion. Ademas, la corte y pueda decidir a favor del deman
dante y requiere que usted cumpla con todas las provisiones
de esta demands, Usted puede perder dinero 0 sus propiedades
u otros derechos importantes para usted.
LLEVE EST A DEMANDA A UN ABORGADO 1M MEDIA T A
MENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DIN
PERSONA 0 LLAME POR TELEFONO A LA OFICINA
CUY A DIRECCION SE ENCUENTRA ESCRIT A ABAJO
PARA A VERIGUAR DONDE SE PUEDE CONSEGUIR
ASISTENCIA LEGAL
Court Administrator's Office
Cumberland County Courthouse
I Courthouse Square
Carlisle, PA 17013
717-240-6200
Richard M. Bassett Jr., Esq.
Warren & Vullings, LLP
800 Cottman Avenue
Philadelphia, P A 19111
215-745- 9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, P A 18504
No. CJ./- r:9PP Co,L ~~
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
CIVIL ACTION COMPLAINT
CONTRACT MATTER
1. The Plaintiff, Commonwealth Financial Systems, Inc. is a Pennsylvania
Corporation with it headquarters at 120 North Keyser Street, City of
Scranton, and Commonwealth of Pennsylvania.
2. The Defendant, Kathleen A. CherifMahar, is an adult individual residing
at 822 Anthony Drive, City of Mechanicsburg, County of Cumberland,
and Commonwealth of Pennsylvania.
3. At all times relevant herein, the Plaintiff was engaged in the business of
debt purchase and collection.
4. On or about, June 12,2004, the Plaintiff was assigned all rights to certain
credit card accounts from Discover Credit, including the account opened
by Defendant. (See copy of assignment attached hereto as Exhibit "A",
uniFund
Unifund CCR Partners
BILL OF SALE
Unifund CCR Partners, for value received and in accordance with the terms of the Accounts
Receivable Purchase Agreement by and among Unifund CCR Partners and Commonwealth
Financial Systems, Inc. ("Purchaser"), dated as of June 11,2004 (the "Agreement"), does hereby
sell, assign and transfer to Purchaser all of its good and marketable title, free and clean of all
liens, claims and encumbrances in and to the Accounts listed in the Account Schedule attached as
Appendix A to the Agreement, without recourse and without representation or warranty of
collectibility, or otherwise, except to the extent stated in the Agreement.
Executed on"k ~ \?O~ .
UNIFUND CCR PARTNERS
By Credit Card Receivables Fund, Inc.
Its General Partner
By ~
David Rosenberg
President
For Unifund Use ONLY
Client # PIn ern #
9
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DlsceVER
PRIVATE ISSUE-
.
CARDMEMBER AGREEMENT
Please rlad tills Agreement carefully' befort usllll your
Dlscowr PIMtIIssUe8I Cad Account. It contains 1tle !Inns and eofd.
lions of yoII AccotIi. some of whIcft mIY __ dIan9Ilt fnlm eal1ilr
ma1Iriats provided to you. In Ult Mdt of any ~ Uris Agmment
shall control.
we ~ VOW prWacy. See !tII PIW8cy SectIan on Page a fOr addI-
Uonai information.
The AttIftrab at DfapuCI SectIon ~ PagI 9 Incfudes a waiver of a
number of righ1I. ~ tw riIIt ~ a i\IllrilL
CARDMEMBER AGREEMEHI'
AgreementTerms .......,................................. 2
Acceptance at Agreement .".'.".........:..........'.'.... 2
use at'tbul AccoIJ1t, .. .. ..... ...,..... . .,,'.... ., , .. .... .. 2
AuthoI12Id I.lSet1 . . , . . . . . . . . . . . . . . . . . . . . . . . . , . . . . . . . , . . . . . . 2
Unau1haizedllsa ................................,.,...".2
Credit Umit.AvaiIaIJIe Cledit . . . . . . . . . . . . . . . . . . . . . . . . . . , , . , . . .. 3
Promise to Pay .............,....".,.......,....,..'.".. 3
Montliy Billing SIatIlmeIt ................................... 3
Mon1tt1 Payment Options ................................... 3
Minimum.MontNyPayment ....,.,.............,.......,.,... .}
CreditBaJances...........,............................... 4
Bajance Transfers ................................."...,.. 4
~Charges ...,...................,.~............,... 4
p~ Fis1anceCllarges.,..."......................,..... . 4
Transactioo Fee Anance Charges . , . . . . . . . . . . . . . . . . . . . . . . . . . . .. 7
Minimum Finance Charge ................................. 7
Returned Check Fee ....".......,...........,........... . 7
Returned 0iSC0Yel' Private IsSue Check Fee ................:... 7
late~ ........"..............................,....... 7
AesearcRFee ."...................."........"....." . 7
O'Iertlmit Fee, . .. .. ..' .,. .. . . .. . . . .., . . . . . . . . . .. ., . . . . . ' .. 7
Replacement Card Fee ,.........................,...........7
Oefault-kceleratbl.CoIIedla1 Ccsts . .. . .. .. . .. . .. . . .. .. . .. .. . , 8
Cancellation .............................................8
Privacy ...................................."........... 8
CreditAutt/OriZalionS .... , . . : . . , . . . . . . . . . . . . . . . . . . . . . . . . . , , . .9
Cnange at Terms . . . . . . . , , . . . . . . . . . . , . . . . . . . . . . . . . . . . , . . , , . .9
Chang&of Address ..................,............,.,.... ..9
Assignment of Aa:ourt ..".,.......,.,...."...............9
Artlilration at o~ . . . , . . . . :"'. . . . . . . , . . . . . . . . . . . . . . . , . . . . . .9
CompIlanc8 with Interest Rate UrnitatlonS ...................... .11
GoveminQ law .......................................... .11
Y(IlJII aWN&: RIGIfTS .j.....,.........., 11 I..... I..... I' ....,.. 11
c.ASH8ACk BONUS. TERMS AND CONDIl1ONS ................. 13
C~~IPIIJitAHCE ,...........,...,......1..'.'.. "
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SHERIFF'S RETURN - REGULAR
CASE NO: 2004-05988 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
COMMONWEALTH FINANCIAL SYSTEMS
VS
MAHAR KATHLEEN A CHERIF
RON KERR
, Sheriff or Deputy Sheriff of
cumberland County, Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
MAHAR KATHLEEN A CHERIF
the
DEFENDANT
, at 1921:00 HOURS, on the 8th day of December, 2004
at 822 ANTHONY DRIVE
MECHANICSBURG, PA 17050
by handing to
KETHLEEN A CHERIF MAHAR
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Affidavit
Surcharge
So Answers:
18.00
9.62
.00
10.00
.00
37.62
_.~">"'/~::",/;:::;/ ,," -",~v/':
~ ';:.'/:'." ",~r"7';-:.e:....d . ./
r .~~~._,,-;;;.. .. --.". ~'-- /L
R. Thomas Kline J
12/09/2004
WARREN & VULLINGS
i~
72~~
Deputy Sheriff
Sworn and Subscribed to before
By:
me this
day of
/'
~ -.J(JO/ A.D.
/~\ lh '
~fL~~ ~~ ~
.' rot onotary ;
Richard M. Bassett Jr., Esq.(88646)
Warren & VuIlings, LLP
800 Cottman Avenue
Suite. 6
Philadelphia, PA 19111
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, P A 18504
No. 04-5988
vs.
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
PRAECIPE TO ENTER JUDGMENT
TO THE PROTHONOTARY:
Enter judgment in favor of Plain tift: Commonwealth Financial Systems, Inc. and
against Kathleen A. Cherif Mahar, Defendant in the amount of $13,050.17 in accordance
with Pennsylvania Rules of Civil Procedure, for failing to Answer the Complaint or
otherwise plead.
Warren & Vullings, LLP
BY~~~
Richard M. Bassett Jr., Esq.
Richard M. Bassett Jr., ESQ.(88646)
Warren & Vullings, LLP
800 Cottman A venue
Suite. 6
Philadelphia, P A 19111
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, PA 18504
No. 04-5988
vs.
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
CERTIFICATION OF ADDRESS
I, Richard M. Bassett Jr., Esq., am the attorney for the Plaintiff in the above case.
I hereby certify that the above addresses are true and correct to the best of my knowledge,
information and belief
Richard M. Bassett Jr., Esq.
Richard M. Bassett Jr., EsQ.(88646)
Warren & Vullings, LLP
800 Cottman Avenue
Suite. 6
Philadelphia, P A 19111
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, PA 18504
No. 04-5988
vs.
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
AFFIDAVIT OF NON-MILITARY SERVICE
The undersigned, being duly sworn, according to law, deposes and says that the
Defendant, Kathleen A. CherifMahar, is not in the Military or Naval Service of the
United States or its Allies, or otherwise within the provisions of the Soldiers' and Sailors'
Civil Relief Act of Congress of 1940 as amended,
That the Defendant is at least eighteen years of age and has a primary place of
business at the address indicated above.
~~~~
Attorney for Plaintiff
Date: May 17,2005
Richard M, Bassett Jr., EsQ.(88646)
Warren & Vullings, LLP
800 Cottman Avenue
Suite. 6
Philadelphia, PAl 9 II I
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYL VANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, P A 18504
No. 04-5988
vs.
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
CERTIFICATION OF MAILING
I, Richard M. Bassett Jr., Esq., hereby certify that I caused a true and correct copy
of the attached Notice of Intent to Take Default upon the defendant via regular mail,
which mail was not returned.
Date: May 17, 2005
Richard M. Bassett Jr., ESQ. (88646)
Warren & V ullings, LLP
800 Cottman Avenue, Ste. 6
Philadelphia, P A 19 II I
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, PA 18504
v,
No. 04-5988
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
IMPORTANT NOTICE
To: KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO FILE AN
ANSWER IN THIS CASE. UNLESS YOU TAKE ACTION WITHIN TEN (10)
DAYS FROM THE DATE OF THIS NOTICE A JUDGMENT MAYBE ENTERED
AGAINST YOU WITHOUT A HEARING. ANY YOU MAY LOSE YOUR RIGHT
TO DEFEND AND THEREBY LOSE PROPERTY OR OTHER IMPORTANT
RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR
TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN
GET LEGAL HELP.
Philadelphia Lawyer Referral
One Reading Center
Philadelphia, PA 19107
215.238.1701
Warren & Vullings, LLP
Date: May 4, 2005
By:
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Richard M. Bassett Jr., ESQ.(88646)
Warren & Vullings, LLP
800 Cottman Avenue
Suite. 6
Philadelphia, PA 19111
215-745-9800
Attorney for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY. PENNSYL VANIA CIVIL DIVISION
COMMONWEALTH FINANCIAL
SYSTEMS, INC. as assignee of
DISCOVER CREDIT CARD
120 North Keyser Avenue
Scranton, PA 18504
No. 04-5988
vs.
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
TO:
KATHLEEN A. CHERIF MAHAR
822 Anthony Drive
Mechanicsburg, PA 17050
NOTICE
Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby
notified that a Judgment has been entered against you in the above proceedings as
indicated below.
~ Judgment by Default
Money Judgment
Judgment in Replevin
Judgment for Possession
Judgment on Award of Arbitration
Judgment on Verdict
Judgment on Court Findings
IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE PLEASE
CALL: Warren & Vullings, LLP, 215-745-9800.