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HomeMy WebLinkAbout13-2731 • Co &t of Common Pleas C . ivil Cover Sheet For Prothonotary Use Only: Cumberland County Docket No: 1 31 The information collected on this form is used solely for court administration purposes. This form does not su lement or replace the filing and service ofpleadings or other papers as required by law or rules of court. Commencement of Action: ® Complaint ❑ Writ of Summons ❑ Petition ❑ Transfer from Another Jurisdiction ❑ Declaration of Taking Lead Plaintiff s Name: U.S. Bank National Lead Defendant's Name: Ruth Nieman; Cole E. S Association, as Trustee, Successor in Interest to Bank Pierce; April Pierce a/k/a April C. Pierce E of America, National Association as Trustee as C successor by merger to LaSalle Bank, National T Association as Trustee for Washington Mutual I Mortgage Pass - Through Certificates WMALT Series 0 2006 -AR10 Dollar Amount Requested: within arbitration limits N Are money damages requested ?: ❑ Yes ® No (Check one) ® outside arbitration limits A Is this a Class Action Suit? ❑ Yes ® No Is this an MDJ Appeal? ❑ Yes ® No Name of Plaintiff/Appellant's Attorney: Christopher A. DeNardo, Esquire ❑ Check here if you have no attorney (are a Self - Represented [Pro Se] Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Debt Collection: Credit Card ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Other ❑ Board of Elections ❑ Nuisance ❑ Dept. of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other S ❑ Product Liability (does not ❑ Employment Dispute: include mass tort) Discrimination E ❑ Slander /Libel/Defamation ❑ Employment Dispute: Other E] Zoning Board C ❑ Other: T ❑ Other: I ❑ Other: O MASS TORT N ❑ Asbestos ❑ Tobacco ❑ Toxic Tort - DES ❑ Toxic Tort - Implant REAL PROPERTY MISCELLANEOUS B El Toxic Waste El Ejectment [3 Common Law /Statutory Arbitration ❑ Other: ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non - Domestic Relations ® Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABILITY ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Dental ❑ Partition ❑ Replevin ❑ Legal ❑ Quiet Title ❑ Other: ❑ Medical ❑ Other: ❑ Other Professional: Updated 1/1/2011 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278 -6800 S & D FILE NO. 12- 042441 U.S. Bank National Association, as Trustee, COURT OF COMMON PLEAS Successor in Interest to Bank of America, CIVIL DIVISION National Association as Trustee as successor CUMBERLAND COUNTY Cl by merger to LaSalle Bank, National 2 - Association as Trustee for Washington NO: —� Mutual Mortgage Pass - Through Certificates .� x9" m WMALT Series 2006- AR10�' ``'' PLAINTIFF ° TVP VS. Ruth Nieman , K 1331 Kiner Boulevard Carlisle, PA 17015 Cole E. Pierce 1331 Kiner Boulevard Carlisle, PA 17015 April Pierce a/k/a April C. Pierce , 1331 Kiner Boulevard Carlisle, PA 17015 ; DEFENDANTS COMPLAINT - CIVIL ACTION MORTGAGE FORECLOSURE NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE T PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL S SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE RA-0? Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717 - 249 -3166 PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT YOU ARE ADVISED THAT THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTICIA LE BAN DEMANDADO A USTED EN LA CORTE. SI USTED QUIERE DEFENDERSE DE ESTAS DEMANDAS EXPUESTAS EN LAS PAGINAS SIGUIENTES, USTED TIENE VIENTE (20) DIAS DE PLAZO AL PARTIR DE LA FECHA DE LA DEMANDA Y LA NOTIFICACION. USTED DEBE PRESENTAR UNA APARIENCIA ESCRITA O EN PERSONA O POR ABOGADO Y ARCHIVAR EN LA CORTE EN FORMA ESCRITA SUS DEFENSAS O SUS OBJECIONES A LAS DEMANDAS EN CONTRA DE SU PERSONA. SEA AVISADO QUE SI USTED NO SE DEFIENDE, LA CORTE TOMARA MEDIDAS Y PUEDE ENTRAR UNA ORDEN CONTRA USTED SIN PREVIO AVISO O NOTIFICACION Y POR CUALQUIER QUEJA O ALIVIO QUE ES PEDIDO EN LA PETICION DE DEMANDA. USTED PUEDE PERDER DINERO O SUS PROPIEDADES O OTROS DERECHOS IMPORTANTES PARA USTED. LLEVE ESTA DEMANDA A UN ABOGADO INMEDIATAMENTE. SI NO TIENE ABOGADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASISTENCIA LEGAL. Cumberland County Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 717 -249 -3166 t t SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. N0.78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278 -6800 S & D FILE NO. 12- 042441 U.S. Bank National Association, as Trustee, ; COURT OF COMMON PLEAS Successor in Interest to Bank of America, CIVIL DIVISION National Association as Trustee as successor CUMBERLAND COUNTY by merger to LaSalle Bank, National Association as Trustee for Washington NO: Mutual Mortgage Pass - Through Certificates WMALT Series 2006 -AR10 PLAINTIFF VS. Ruth Nieman 1331 Kiner Boulevard Carlisle, PA 17015 Cole E. Pierce , 1331 Kiner Boulevard Carlisle, PA 17015 April Pierce a/k/a April C. Pierce , 1331 Kiner Boulevard Carlisle, PA 17015 DEFENDANTS COMPLAINT IN MORTGAGE FORECLOSURE Plaintiff, U.S. Bank National Association, as Trustee, Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass - Through Certificates WMALT Series 2006 -AR10, the address of which is, c/o JPMorgan Chase Bank, N.A., 7255 Baymeadows Way, Jacksonville, Florida 32256, brings this action of mortgage foreclosure upon the following cause of action: 1. (a) Parties to Mortgage Mortgagee Mortgage Electronic Registration Systems, Inc., as nominee for Financial Mortgage, Inc., its successors and assigns Mortgagor(s) Ruth Nieman, Cole E. Pierce and April Pierce (b) Date of Mortgage August 24, 2006 (c) Place and Date of Record of Mortga Recorder of Deeds Cumberland CountyMortgage Book 1964, Page 3022 Date: September 1, 2006 The Mortgage is a matter of public record and is incorporated herein as provided by Pa. R.C.P. No. 1019(g). A true and correct copy of the Mortgage is attached hereto and marked as Exhibit "A" and incorporated herein by reference. (d) Assignments Assignor: Mortgage Electronic Registration Systems, Inc., as nominee for Financial Mortgage, Inc., its successors and assigns Assignee: Bank of America, National Association successor by merger to LaSalle Bank National Association as Trustee for Washington Mutual Mortgage Pass - Through Certificates WMALT Series 2006 -AR10 Trust Date of Assignment: February 20, 2009 Recording Date: March 6, 2009 Instrument No.: 200906467 Assignor: Mortgage Electronic Registration Systems, Inc., as nominee for Financial Mortgage, Inc., its successors and assigns Assignee: U.S. Bank National Association, as Trustee, Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass - Through Certificates WMALT Series 2006 -AR10 Date of Assignment: December 6, 2012 Recording Date: December 13, 2012 Instrument No.: 201238690 2. Plaintiff is, therefore, either the original Mortgagee named in the Mortgage, the legal successor in interest to the original Mortgagee, or is the present holder of the mortgage by operation of law. 3. The real property which is subject to the Mortgage is generally known as 1331 Kiner Boulevard, Carlisle, PA 17.015 and is more specifically described as attached as part of Exhibit "A ". 4. Ruth Nieman executed a note as evidence of the debt secured by the Mortgage (the "Note ").. A true and correct copy of the Note is attached and marked as Exhibit "B ". 5. The names and mailing addresses of the Defendants are: Ruth Nieman, 1331 Kiner Boulevard, Carlisle, PA 17015, Cole E. Pierce, 1331 Kiner Boulevard, Carlisle, PA 17015 and April Pierce a/k/a April C. Pierce, 1331 Kiner Boulevard, Carlisle, PA 17015. 6. The interest of each individual Defendant is as Mortgagor, Real Owner, or both. 7. The Mortgage is in default because the monthly installments of principal and interest and other charges stated below, all as authorized by the Mortgage, are due as of August 1, 2008 and have not been paid, and upon failure to make such payments when due, the whole of the principal, together with charges specifically itemized below are immediately due and payable. 8. The following amounts are due as of April 4, 2013: Principal Balance Due $164,000.00 Interest Currently Due and Owing at a variable rate $46,398.33 From July 1, 2008 through March 31, 2013 $814.75 Late Charges $16,921.24 Escrow Advances $900.00 Appraisal Fees $429.10 Property Inspection $5,574.50 Property Preservation ($51.90) Suspense/Unapplied Balance $234,986.02 TOTAL 9. Interest will continue to accrue at a variable rate each day that the debt remains unpaid, subject to further adjustment as set forth in the underlying Mortgage and Note, and Plaintiff may incur other expenses, costs and charges collectible under the Note and Mortgage. 10. In addition to the above amounts, reasonably incurred attorneys fees and costs as well as proof of title in conformity with the mortgage documents and Pennsylvania law, shall be sought by Plaintiff and included in any request for judgment. 11. Notice pursuant to the Homeowners' Emergency Mortgage Assistance Act of 1983, 35 P.S. § 1680.402c, et sec ., was sent to each individual Mortgagor at their mailing address and/or the mortgaged property address by first -class mail and certified mail. Copies of the material part of the Notice are attached hereto as Exhibit "C" in accordance with Pa.R.C.P. 1019(1). 12. Pursuant Pa.R.C.P. 1019(d), the Notice sent to the Defendant(s) contains the information required by the act of March 14, 1978 (P.L. 11, No. 6), 41 P.S. § 403 et seq., and separate Notice of Intention to Foreclose is not required. WHEREFORE, Plaintiff respectfully requests that this Court enter judgment in rem in favor of Plaintiff and against Defendants, jointly and severally, in the amount set forth in paragraphs 8 and 9, together with interest, attorneys' fees and for other expenses, costs, and charges collectible under the Note and Mortgage and for the foreclosure and sale of the mortgaged premises. SHAPIRO & DeNARDO, LLC Date: 44 BY: Atto e s for aintiff S & D File No. 12- 042441 FtE40�l��R OF O1rEDR G►;!�BEi�! A.14 CC +:l19Y �Pt pmpo d br. ao Mat 79M 13aaas m: � Fm G us s= a � CO Ow 70A LO N8 mm plod h'deNdi =lk m Nvocr, gyw04 A4 YY fYf . 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C- a # f Tp Law No: prdods Pt�t rhkb hsdudoa it Fedor rccoioa a P i» L s m the detio*w ice= it $Umdosd ONO to 8eY =y 15b: C1144 dUC UM PMMC2 L�coder Ow gpPb' snY Paymt� am the h9 If arose then OW L'aI � � � F p if, And to the cm opt, �► rcOOw fm[d Iftow To the feWgnt 1 * pqmcat tea be paid In 6AL 7b tm 400 t}mT any tm edsts eut Thos mmm Is VOW due PVIM of ona a is M b OR Pi°' "mot as Eac*od is Tbo YoluntaTg p Nam " p�rpdaats♦ imucaaoe prvo�. 4t MbCdMM Proei>e� pp pteipdk ttwa ft o bc � UM cd� or po d�►e date, of ohaapc °1 ' �s, BoMWer s pq to L SM Oa tho day of +Sue undc Nvu� w tbo NctC h P* in 04 ZL an ttm "Funds`) to PTA emmlma am tap (a) smut and airsl5e1 M 04 °� i� Wh4rb am attain 4 �� � w� t:}wtutacat 0s a ball or son d nU Wnn= msdu SWIDO S; MA (dJ S +Ba PTmm�cros God 1 ad no ble ,, i MW W twsuadea 9 • ohm a s Ob� Provwoa of $Gomn paym= of Mortgage Imumc F d* � of Mc Loan, Iadufer me0► T % row TtaW At p ("lloa Or at M dM be by . uiTn Qaec Co=Wq tM DWI gam' and �, g m Lea& may, � and emuwwm A M be an Baaok hasp. HcrroWW tbaU P Funds lbr Klan'+ a9 rsoi�s of atnout}n to be plid tmW thb a ibd PoY BoationL Dmaw T f L u VM � Vorrnwc6 O btig¢k� 10 to a the E1�ads BaT so Or alt � at am �' wje Yiat OX 44M to pq LAAa Iow F'�da fm eay or a F+rruw * ba In limo. Airy► 9 watym OW w*iA& is � a+aas of enrh walm Bm"O " P" wldcrs and where t►syuo% ft do, 8tt any I L4npss v T om oEFuads kae bean w han tion to by J naO, if LenAer steal , hmh to Lop* mchft 8arro+oa� tibv too a" FHB . wh!® tpnC peTlsdd r L w 1M bC d�toomd to ba a WOO110t Und aid'�°i eontUi<ted m• t 9�e AV iust� at tb° L ww �"► m ' is usoo is Semen % (t Borrwues., . di Yto b yg pay ras tty, p oo . t►adaaer, and Borrows to PaY the aamwu duc bar an. >F It I mdw imay W-t&6 it � Seed= 9 urt psy Much aa►etmt acid 9ucro�cr strati then U obi � &,Wm 9 m MM to Lepft 4 * �t nmaup� anrar as to W er a Mmw IWO at any tints by+ cd m accM&M WW1 w 5etston -t5 fied, AL L +aa 1&mts" Botrotaar +ba PO to Leadw VA end is suns amII►mu-- tbaa aces .lea Tegvuod ¢a$Gr chit WOO 3 peWYLVANIA WOW F=OY • park Mwlriw' Noe tJNI POFA f� i d of Fog* OX 19 64PG3026 Psoo 5 of 27 pets ID: Lour aODM aad bads Fab is as awouot (awat ) s In pormtt Lao* Ireada MVr may ► =d= AMA, W (b) oot to "1' 1 mmo�wA amount apgP tbt t?unds at the Us a A ebZ= 60 aMWU of Fangs duo on the Wits of Of s teadar oaa � r �us of DuNls Px" item+ of OaCtw* 14 au:raat darn aad W==* s000rdanae wirl! Apptidhle Low. ere trasuted by a Pedatni a6�ri 7be FUm " be hold in ea btetiWIWA V'M bap * iabow by 06 so WTI }n6tttaaaAt W, or a llty L $14W -t b EA � p�+ �e W . a M its= So ao Um tb n e ! A rai t W Loa wodm n .W A, Und * oba 8 n a al tha B=uwa' . r ad vow 66 btt~Sp Candor abaot abarse g� , aw;* "Ab*8 tbo acoo>fat, or tha k d to Borrower i an this rhads and &v Pam T° make s ' n a XW Ualess as govot It b WAM 11 a►dtiag .� A�Laar :tritdrrs i t to ba p�erd B r o Ft� rWtlrCit or on tba fltads. Sott'o'atl�' 'sa cbsll aoF ba �l m Sot eaq► rya F=61 UOft sbeii *e to Trion Md' eaa area to waigo8, b,aw� that tet % I os r t A. wI&A r aanuol acoottat rite Fea+b d Hed twde► UP& [And" Wu s wunt to If "M if e surplus Of blutds iWd !A NO", A. tf out 6 a sbmso� of held % mmwa for tiro M+ Nadf sm'" adth as TcquM by MPA, trod BdOW -r =v p, as d� "ndet u uebo the sbWMV in pccordaaro 141h ttttder sha gay to Lug Yf tbera ;s a = at rdw bald b* mom, RWPA. f.atrdo sbaII Wsw a w as fermi by R1uRPA, ' Psi► oD Loader am= poomsrry to tasks up 1be d�0nq in � Stith � but 10 aD mom thou iZ t is flili eE al! armor aootirad by W s&uft � � shed pmaspttp M M A qs jarr&sw UY Aulk !told by uAdeft, Caests, ahatgpo, ► sad $orrom � i attriuww Propam say c�3amsa+ Amadoa � rr � ' or llw� I nu an rho wave* ire Barfewet stteu Pqq tisem in ttso meatmt m. 7o the card that *M imm aro t 9taurity dales in 9oadon 3 th 6dwr w lip wbkC bas twer is Bono � (aj Wdtiq to tbA p int of >ge nb �(by)oantaa Acc* abin to , but a* Qo W49 0 s b� pr y whk# to Y.aaUT% 6n goad v by, ar dtsED a �ha aaEur of ow 4M whila thm Pfo 6s sm �°& twt 0 op�aioa ch Pr a C P of a seams &am tlbo bo38ar of dta ]ten en ag aR uttCb ouch pr� diagr are aoaela tU ) ttw Ikn to tlds 9a+atN ia;» � taadof daterteloca• gfal satisfaztorlr to Landar autterdimttbtg enet tltir tlaass�y tinstr+�+ pari o4 tl+c Propem Ls Iwo to a lhta with ran a ndu ?Aadty Sltiat tMaaSa ow ow la it m "r a twd� ldeatlly! 6 the lteAr Witbit► y + of the data oa 0 r s bail sari* the or rata: ono or roars aE the swam sat Cartit ? Sezrbn prANMVAMA ft* F** • FWft IAMFMO& " ttiBtt a ra Pepoe? warn � t IOt fMao at 964PG5027 l . Datd Low Leader my s+cgttfrc a°a°ac to pw it ec t dMp rar a red ego tax g W&C u sed by i"c In cot: �h wo rrltt fli ttt wMftur Wang on tbo bte �' l Sift UM tetnt'a m* a oovataW MA nbt hm 6r otba is w* tdC►udia6, bat ltad to, t�slb4uai�s and dedut� UN& IttsUMM I1� bstanade allall be =W� bs tha amottdm (mdAM 'QKt cm cbmw polwb awtt Lm� iwtiuuil, llVldt t+attdu PM= W t>s• P ca�r{ri prbvtd'mB for W,,tmn* ihaD be ab°sco by Ani8 the tWL of 00 Lczi 't i "M= 13M"Wa% dWkm, wUh T W s>odl o6t bo VOMW Sotrow t I a L 4 vM tbs Lam .0 1 uaratsoaa t wMer to ast& +&l so trNUM saw dma dMM W Bbod Mug dcte:ttdm�, m each aim Cbw ibr fwd z mb de amsom sad =00909 sasv aptt �+ � B ,pp'tngs oT taar 4uweU" n'' red t t Fteecr+l' ZMMT �p�� M ann tab a any Aod zoba deh=bA� as cbjeedoa by oww 4r. of ft txwarays �°� swor. Lcw ' I M 6 W , ' ,,moo IE BM" 06 to maiatnia anY Leader na8at no o tiou to P my 0$d, gt �rCfiilGt"5 6ftlY0t1 Add $p�p{iQfi ltlall COMGt Ltatden but at ' C, luo 9e we► B Or aS0°Uitlt OEOa cq in thol propo % or th =mats �� � tA7t ltdt 1 � a 1� 9, Ia ttflbCL far., 4n Now sod.w 6� >iI' or user a wmp Boiwwcb ulutowuled8a tlmt the Cost of issttranoe M m � b undo' this MG wit of insurattoo that Dow" b� ° aertttt d tyy this q InsOi<�1 Tboo ;ocaori 5 :hall bcxanm oddtdmdl debt of EotttltVCr &Mum $Sall bw WNW at ft ttotc satc &M die do to of dkbdhftbM ado $pan bo P016' P016' e, notloe fi m Lett n to boats M regtusbs pd = wft sock itttcaaat. up= map Aud rt" of site!$ Fw a am be iubka to AD Wtutsdoe poltott: > sy . a tstaattcsd ash clause, .sad Ad nam tar's rwit to dMPPIM spat P fA� APS � the *M t4 bold the Ludw w mottga8� aalfor u an uddithmal h>:s pa roes a =owrl oct8tioatoa. tE tAt dac tt + ttortC"t+ec stall AnmP ' lA� to Lander �° dcM If > a obtelo air ��► of Wommoo cot'tx reoaiPu of PAW Pn�� Rados k� �" d1D PrapcttY' a►+ch po1Ky shall no t athe d dutsc wd iWU M= U04a ss MOM PS eadlor da add4ttonel Iaa �udc !� st�tt4 tsu►ttT4�8a . PaYM MNNMVAM- 0 1,0 PL • wwttt. p ► Y.e uw> M�noa .mow ... I...Yh11MnhI1G �Iw Da' - Zfl tZ►a meat La of �► sJBu lm pm2w odw to the itssumnoa e8 rwr am t� tJnlen L4oikt eod Botcos�er ' Le�odet nmy aoaa�ca pt+ovf of bs; 6* ant W* W* pro'�b' �' � � we � Val . Op" Op" $1 � ibsut011o+ p�aoMd4 vas � � � it *g resma�iop or M& �T r by Low, r, lbttk ar aDF1+� m t woutity it lssa a �8 =I* Tqw& am raster, gbr, 000aosrdcaliy S:6sbsk artld atd 'a seo�us'q+ ddW Leader baa bad an pew .Leodaa' sball Java tbo rt8ltt to Jodi 0* b pt en LmAer's tastactioa, op" t9w to 'wpm such f'ropetY to erasure 6m wk bas � di p 61 the pcwidcd drat sudh inspaW= ft i be padarta M proul➢tiy m the man $ rd mtorad" to .0 paS�t br is a swu of Proms in err to bo o auotlt is tat empimL Qtdm an pgra mul b to wKgq Or Apps L$w r opift mm tun= pWZ* tandcr SW not be tegnhad to pay SatroW am iatcgut M eft *a sued Fap fit patic.z"=.14 or otbw thW ohms, cabiood by Bann " add W bit pmd apt od 14t bauma" pwtxt & 1124 *4 be tba sale a+httgsgm of PAmw. . if tltc t4tteeutiad at ft* ! trot a�tedca7ty &%*)c or 14*kh �tY wut be i %G. kwrpm Fn's. dW btt appBcd ttse sums sOMW by UOs SemU% Iaah�u mg, r ar not Um 4ue. aa the � if to say, paid to BoaWe& Such mmam pr omb dseSl be aApW m the aria pravi&A tat ID Bonin 2. �� may � tar6otinto scat witk stigV i <vo8n6k i�taadde to abagdnDS ease Pr ycdy, • claim and rCuw mum, it doer not tapon4 mithtn 90 d4s 1 to � ti0 ft *'m Mc tba fas tstaaoc t has 6&cM to seals a c ga4 due Leader may sys7l hegia aAten tbp notice is Sit t 1, m't>ter eve % or if l+endsn scggtos ft FmPcM uu4at kou 7Z er Oftmnse. B orr m baeb ► S to Ladde {s) Ban�+or dgbts to am lniusalina pt0W6 b rue amount not to es % � udr�' tbrn fix IhX us' as0 xdwtd Ot %1loaM04 (b) mV othrr of Banowoc's { 6,t m es. s , pte,osi ft paid by ) under .i1 mwtaaae poliGka anrrstaa � nm epphnabla eo ft oowc:eSa at tba Prop", "air may usc the ia�raeoe ptoeeeds .oitbe3�t4 r err tcstolt the PtopcM or to I" eutosma appaid then Nome rn this Sam* at sot tltbst duo, aorr�tir stsU oM csto'b14 4 and am ft PrapartY as S= West't 1, i d rszsspaarq, stsphdepoe ssys star tine Of tbis ik . lastttrnt . and ebaA roatiaue to witbda 60 d oon,tpy the Pro" as �nsrovefs ptiacipal taidettos tar ac teals Opc ym $Bets tho•osttc of Yrcndar othaswbo e8r s . *+�da8+ vas". r ant tJnri cot lea uaroosnnobv eairPub+id, or e oapatyo� c itplatanoes ea9tt WbA m boat Borrasu�'e pGOSYLVAMA skisPamigr . F rArilFr«IIN Naa U „ a ew to Ai#W BII 1964PG3029 • • . .,�� a M�ee�eM+ . w••� a �i 77 4tr'o;, n Data ID: Loan .N aarra3 PromMon of dw f++Pft TmPmkftf6 8oMO'r sftaY mot 7. ttaw AWN too Ptgp "to dnttniosata or coax& ca!auC as daa 4=M% damage or tmpak � P doy ntwo haMOM ttf� pco�1' pnrperty. Wtnot or tat Bonowu b ► n6 in tba t6.tts L ttlo ?Xlpu Y � detrAmdo Cr dC B its ordu m p to Seedoa S dun wq& or Mum d= bs riot g it R datanmftiad Pumasat w at w fttttltoP dptatioradbn at dantxga If umatuaare " p�>aPd3; MT* ttas ptopaxw q atlasllgd ar coa e►d PMOC& alt paw is wvneetion *0 d=w to or fbo tawq of, 0 Pcop�Y• or to repo faspdktM Cr tefftS tlto PMPUV 0* N La*iar tms rzlra•cd t3otsoaer le S be for ft am ratoradvu in a yra�oaaR inr wait p rim y ogr P d I thtwu* is v ft twou m or pt�popt at to a sasrtrs of of s u P t�M&M it wt xrcve aoada�obtion prooeedi M n ot attgaticat sse mum Mc Ptup�ta of 8asrotrers fag me caranpbstio>f n � a of *a: hop". It it Ras � or hs "=t my R"Aw tM itttmiot of tha trtgtrovataoab on the Pwp hv. Conch � seaseoabta c w4 Landda ft q s evdt t Siva gar UM awdw at am from ate? Pdor to W& as tauerior i 9=61>: P CAM 'a Lazo AWImtlra. Bonawa' Aa bb in 4CWA A dbrie➢ t}ta La= 8PP BMflal Ptbwu. Hotmwer or XV patwmt or cadtw 20tiol at the *C don, of sottow or vft 8otroa ve' lcnowiettga or vooseat Svq WA MWIY M64, oa g' at inftnGttrafo inu&rm ne o stat tjmeats to t,qDW (pr D*d to prot►tdas I.tzrdnr wtth ttsatccial� � rdpswtattow WchW , but as w bdwd to, 9tr pert' ab Bat tom% Pd1M nddczm tR tl b llbti Qf� Qt t 1tr 91 � at b to b e tm m ttns sea Inatu�au t�orYOa►sr f l co P t e fatales! to do PM� d rol dfrre y s 1dg1 $ t as a pw000d M in b Akuptrya Frowtc, W raeeattut�a rights umfer this u asY &A WA trtay MWA Pity w " ' bodmolt a to a� t6ifChwtr� ftf rotf4f ( mnvw to obu dais �+ than i onda MY do .sod Paw cr�orcc ). a) in *0 9:oPcrffy ead tiaras under bar wbiDU,var is teasotiablC or tpgw � 8 da VAW of bas Pht"b• atni oawaWtt ft AWO II L nk n* the paapcttY� rwt t tan ftch r, bat atc UMW ro: (a) P** tvw saxtarad by a ttaa wHiah ta3Y prItaity Duct t!s!s SeeutitY IfsstcarpanK (b) GPP�9 fa ]a aicwraay�' tleeo a? tact ita irttetbat is tba Pf Y sodf�nr dghts =$a (c) be*e Mounib . a �,�upta� gtvxsdloB staaa�tau iha Pa�Y s.Oft 1M ►t, .mdudib8 itt.lemod poithm tep : Inaude k bat is rot BMW to edtc lq tha ?MPc y to so" raptM MMV wu uIt duaxr sad wtadorP►rti dmW attar &am AP", cIImioam b+ Wft V o � v wutit8aui4 &a bog; vu a oo twuw W w UM e'1 uwusu I CAA& ow# U{nd� doeri not bsvp m do e0 MA is tat urlaat.atq+duq► at dbtlpdolm to dd so. Ct ts.a�raxa„ et Looda itt M no 9aWlY bf wt tal q WW ar tsS sctkry ttndor this goetioa . 9:, .,,: ;; ; t t�HtrYLVAJVIA •'�b�v F�nAr • NL�.ai. ts++1w� IN.r 11ot � 9 ar to 8K19 54PG30'30 PHU LOS Duty amatmrs dbbutsod by E40dw tmdor this Scam 0 sbid beeoata I Mdonai debt a[BarrOM saatrod by ft 4 W dly Iu UWam• TMO asawtnss ' $ bcw la tdw m rbt Nato taut 6ota date of &button M and shall be adth wads Inmr*mt► UP= toot- from under to 80aoakr Tcqmdu mmmm ��ytgppt b on a tdwbaA Somwcr �' WM ail tits ptov iortc of %be u i c n o a co� °�lP� ' IM laatwl Ilid the he *15 081 10t ari +nr t o Most ioat"Um if Leads raq*ad Molt p woe at a candidon of ttt'WmA tba Lotus, Emmer sh.Sl ptq the Pry m to tanwn t11a VAMP laaut m in affm IL for InsysBnp- n4� by Ltvotlst it M to be et &bW 4w4 .tLt X' _ mew � p�vugi Pmv*d wdt bun= wad Baetv�er a to 004 ae =s vvd pay,&= tetw"d t1w ptcaittrds ar Umvp bmwv � �O Om H r mow to abtatA sabt e9 m the NKW lauumvm pecvi�atofi+ iu emm .dad •y1<sUl.tx+ MM jcaW by LoadeC au6otat ' e4 �° °�° izltUtatrx p U mhbI4 Bort+avcr dd MOW to PW to >L the amnsmt of sm mated p that wa dno WUM the bnmm =map mw to be In -teas. �eww WM accept, uta ao0 rMin thm pwomm 0 a rmmdvadable IOib F V ill tiw o! MOOPP Suab lass Morino stml be nVA1510014 MACM-0 rho am that the L-am its tdd=%V, Pau bs lMtl, L dtx sbeU am 1sa t�ttW % pay �btsevp MW leow of an eudh Ioa,t•Orm t eaQar can no low mquhc ba Mae pip= ulViott6r8t � � �� uxgtret>db)e, For the padod that Condor• regtrt* pro�id-d by art insurer sdabd by is abtahsed ad unow regnitas gmx* daAamd m Maud ft ptetpiuma for Umm Ietstttst m Ir Lasser MOW MW*p lmmnmz as a cuuftn d t WaB the t4lt .ad Bosrowdr war, rpgWcod to maim aaPamt<b l W rd the omit For or to pUMB a Bat OW sfm!< pq tha Pry= segairod to trtadntAht I tgA$e > ttrano- is efhd, eto4=5mdebla lass nest, umil Lender's ttxiubmmw W IWMVBa bum= tiRAt is tt000[dAtled with a" aid m awa mw hams 1Botrower sped Lcadu ptntddlq for such W420m at ttnW Iorr W ft 'u by App6atbte Oar, tb$lq 41 &4 Seen W AMM soumves obbgam to pay unto t a Iris ram pravW in the rhea tt+et the Note) W aTteda Io:s� Mort�g- Intntetmo reSmbtusa Z � pmmoa h not a patty to the No"OF tt .ic�r fmaur if 8attowet dw no; mw dw Lou IOC � i�wara mhmea Choir toad 96 ea On such lu mom is borm to >c d 1va� Ow may infer htto agrto d dt o oon o nm patdt4 that sham at tq ha matwlu itntm and the +gw o are an farms dld� MW �a ttu WNW* �uw to malco Pam tar "nits) to thew Aw"Meari 6�am 1►�KB aw Prcud�l =y hove ovaaw t*►fdda try iacbidt . WMIU PENNSYLVADMA . aNp fv* F+mb MOM9 Ulm u ' MUMW , to aye pagiel 8K 964FG303 I` i,.,� u �nnGO�tw;� - P�na 1A nr R7 LOU At a MWt of thm OPWMCM Leader, OW dui ct of VX NOW ao+o0ter tastttrs, st0' A" WA w stltcl "V, a. " -mm. yr w .d & 6, +svWiy wov 4"w (d«wgs am uml that &xim Elam (or 14bt be wwomind as) L pub of 6Drta cn pnyairotLi Ialumme, b1 aftop Wr sbarlag or soffog Ibd todum6 to a ibt a shalt: g p that am df O LCadrf Ulm a *w *t � ��td* In • � td` tlx a) iaeid the dult~W CW � "mass did somp ae bd � � pq �� Am 0 � � � wlq fie! Ift�esLLC � �� et wq Gluts m - ar the L OIL f ell ttpmfeale aRr "Or 11111 an (* mmim bww =d4 to day vs a% exec Swam to aw its' (b) ,d eft Lpeeaoafs wilt twee pLmdt ate two Bache m b" • it letpeet m the Matte Lwgtauce Oder tito Hws�r•� g�pNm�kt d]�ltf nr � u�Ln.. 'liletR +ice � the IW b IOOeLYi am& to sod Obiwa emp d aft of the Moetptie 'Eagm2no% in M i�u mee�p� ' die�� or tq�v � M Audpi>W of bOSOMUMM •--- /tli MitaeBUMU PMUCO s rco hereby +dam w sM shelf be pall to U dex t, Frombb "be applied to rattofvslea or tapair etty v tm ft)p is dam OA l llaaca of qfe Proper, , It OZ TmMt lm or =Fair is a =NdCF4 !ice sad Le 61 r h o k rat le6f om DUMB W& rapak Lad roatarodsis pe" L Aer OW Toe tt�itt to bold t Novas Pc ma& UWA la dw bat W mt appoatuaitq to iatpw 04 ROPCIV to mm the wQ* riot boas tbotdplateA to Lada's sadM=kt% pr&Mibd tbat WA kWO " bu undoraftaa POMP4 ihp,auar�h QMPlated� ol= � 8��s a � , m' wdilog S o mble =ldrot iatcast to be paid on ettalt )4k4mm m ► ItsylEt Ghlll flat be ftlQillred to XV Buie m MW inter bt or lasWW 00 VA wxcumva preae& If tbo teamradm or tepait is wt tpepind>Qa4 v »aa Or Lmoce Mvely %vvA w w"M od, dw mbowkwom e apow to the stm 1CGtt a by tw somm fit, wbwp ar 1 1 then" afth ft pm to BW MW. su* mmdmw pracca " ba applied in tha own pmvldedl % at yi twit w4m of a tote! WAIZ destcitadem, ar Im is value of 1110 mpmtN. p sW ba applied to th Om a OMW bg *b Secu4ty Iatuumcor wbm" at not tbw due. adiL 111 th0 CvMt of a phi Mft dCttttiM$M' Of kW is vd" Of the PtOPOM In 1oh(rtl the ateslot V40C ei'tho Property immodjU* be8bne the pat W dmintadom tit loss is value is alum to or g =1W mm the smat of the Vito SWUed . by ft =. knn mean iraaxt At* bcbm ft p Wig, tlmom en, at has in vacua, 000 l�otco W Let W otweba tree 11 % ift qto sums w by ttu Sp tttO � st M 6f tW *A walut of the wdodhmus SUM i b0bn� j b am ttbo��� , dwvwA� yr m m � � be F to : >9orrowar• PENNSYLrVAbM . tiro& Pm* • Fatub MWAWk ON uft � � , it a to a K I 964PG3032 i' i t { Dal Dann No: t _ In the event of a patdtl taft daxtruetioa. or'io== bt tas In ft tam MIM value of rho Propose botbto the paidal t uq4 dd►sntcdnp, rbaa the amotmt of ttte rum= tccpcca ftmodw ' ba>nta do am � '' °C � be vatoa, a� EtOtroaVOZ aad Letttlet atfietwlsa a�sea ink wr�fl8, applied to go vast atoouted by ttds smhkft tow=64 Wbtow tre pot the AUM tans aloe dtw. the pMMV it e6*0A by i3artowas, or A; Attu vutict by L adnr to lonoaer ah8t the o"iag pal' (e= de8drd ha 1tfC UW =enteMA a ttrs M maw tm &: w 10 $C* &d=,2 for dLmo is Hotr ntpoad to Go within 30 Po eitba to eetl*M*K Mp=h' of tlm Moor6t o to cottt:at add appb tda M� p ma w or to ft MM saurod by W Socurt�Y b�� wlt� or not um W. 'aPP�B pw tans !br_Qucd petty heat OM �t &M Mbom or the patty ag>Wut wb= BM26W& hw a 4*4 bf saalun in now , eiin� oe is beget► , Bonower sh i be in atali=att if my =don or p w iva eeateeiat i b bapo of in tad :b 3 4 40WA start is fat�tase of o �pm4 � eta auo onrp a �t>d� iatorcat in *0 f"Ww or two ttador this L° ft Rd!" 01 de£eutc =tad, ff aowmtIon im oe u rod, mo=tet! ea to sca�a >�� olt6o Propocty pMwwiag w bo diambMA wth "nag list' ll ] 6 41 * of .haw mattuiet bmgn� of Lcoces imetrsa ft Pmpertp w egm urA& ddt &°A' tmtttrML Tito pmaecas of aaq awed w dsim ffit &M8 tYwt tea ottcbome to im bwkow of LtWaeo ianMt is the tirapeay an bcaebY =BAI ead 9M be paid m ltatttd , An UIWIsDW3 pmdeea toot am not opow to reeoatatias at repeir of rite rtopww risen be &Wad in the order Fw" toot is $OgWa 7 - tS� Nat Ratrseel 6awitat+tuattut � ter t�rN a W1tlwsr� DB+ttsiaa of dote !fate Bbr pgeaa at of amoatbw1on of d anaet roamtd by ttdn I pwmd by Wour to B ottoarer or NW Lstaxat of ga not r be w � m the U"ty Of tea' Of m4' 8trommg iaf 1'aptwt of Bonow I UAdw =haft. Ret �! A plast MW Sums= m Wtareat of Botrtrtcr ac to re6ase 10 �d time In pqMM or mW ► eaeosl l d rho SUM seoutcd by tbtd Sui b tna mso< by wawa of � tt t>smadd made big the orl0d Borronwr Of wt'' mar is .t sooepta *muw b I DOM in d� 07 r:�ht or ICVXJ ► fa IWI d*d pes"N 0atita� of Btr4eom In fats" of i�Orrotoat' or is =Ma o IM oboe the amount tea due. a� Ant bti a iNes of au yrdciltdc "d U. jowt.wd alUgMi a a�all� eonnd, Botsowor 0pv aaetps . sad =greet that eotrow4% its m� = du o w N I 1my �S Who cos" W tio0ta mad a$ovey the cvNigttoe, tin kh ,P f}r' tali ;rte fntttameal 0* to mertp� gi� ted oo dee�.atna=s'securel under' the tam •0t" tmtrwncu f {b} it zot petsopully ohitiga pay by tM se ow or MO neat; � t uns wt rc� to � t�emtt of�It* sco iv �e1�emt�r Forbear 4: millsz MW . rho NOW rovMMt o" eo•=igaer'= pnay00r. PF.*n rLVAMA . r* • r uwhs"O Maaf fii It �X 1964PG3033 ` T kms of 3ccoon 18, Aw Sww"t Ia T>� of m"MIrar wb0 8orrmwo'� � UnW tide 5amvitY Imt t �► �6+ std � a�' 'qot be obi nll of itlorcOarbs'a end WOE% under tbis IDetcorpeaf• �lwctrd tivm t resu►wlr4 ubll�,QU SW Cmar OWJ tA 'Sect+dq TtKtnrr 01 Itnw IMWU 4gt00s to stub Minn to & '� aara� sntd � ebk eeati tns tt t0otttt � � �°�pt as Pry P' sew 20) sad benefit tba namma &a An mom vccfioi>aOd to B=ftv Y4, Imp LUAU t�cowls Im w'e inmi"i [A the pop" 'ad tou uadt the Bo atowces dcfe°4 for the Pnrpom , ad %4"Wo &a eeaui�r ia�ltt�maat, iaClS�ttB► btn aat ta, dtwm4R IBS, Pw � a UWA m c'Jcv a In w av atts� Eaa► 6c ebeaaCC O aoa =� *6 fit M011 Ux, �d¢e w Ad aOt b0 dby rho kMft ] ar by AppUOk lam noC ttmt Ace aue�mtm lade dad than Nvsv is MMUy 1T tbd Lora is noiteednd ar to ba� to es�� v a t�rercd sa etms tler boeesftt at other loaa e ems Loan es�oed Cite p Nw g ' """ $e ebdb BosYes9et lo w* ceac t ,, ft mamdw to A&VOwe& Leo xotz $ metd� a diva T+ a Bortovrcr, ebls rd mfi b9 todneia$ 4A fm M d., TA bo traw a s �! IM � � m not A Frbpgyn3Cdt CbuBD u p ft? Undbr N oted Boaarrcc'a neoeptsaoe ad ate sw b mWe by db= eoawitute a waitron of &W aP s 1a �� bw A Insd� bbc TW muse be is wtifi* At ► iM cb�ss mW OT a� to named to hm bean 8msa to � by uWW am g Sm mdtuse eo*x 50"W5 Ootit±e tldd w z stmt bye moans, Wm of The zotkc addmu sbau be ft hu d a ams* 0 tsmicc ad&tns by twdos m Usadar, to al BcMwmm MW Am* FMPC w u�o� b tdat at Boytowct's of d Wkw g toaaw sptxl m a pm rAdwro . Add for t4asrower`e cbaaB of u mq e c* t3or * a tm �T .� t bh �d th:a� 6P� psaoeduce. 'iie Tr1tAn1mnT at wnp in dm, Att!► ttttM to IN& A d as Tait IN � 2im less d= mea w fa>'s ad dtase y eyaa' acct be deomcd to hot t�aea 8� tiis6k T�v riot Win W* � is dteo teIWIed aa&4 APPWe L� wadaz Shb : + trtemaAt. 1Rt of � a IN of Wr jn ladk�a .ta �itieh the md liitettomc sad obit W,% ooaWAW 13 this UXUAW Ukmmo mt eee 11 �� miles ta � by of �ltmb[e taa. App iiCablo .1.u+4r asst aplidt�' �[+l' Or it t be dt V s pmvm sasor cme of SOCSO Wstetcweoe bd NW otiWftd cout COW= Ja me evade t3tOt aay p F t tattrecatoste . tilt will► App>ltttbia LBw P= tt aaeBict she aot am other p� of t>sis SoacAty or, Note s c o w peel atfat w9Utout cbe 8 $�On PE NUMVAIM • ar 0 pea+W - F pwjh*dOl We *Now w w Ali i 964PG3034 ,. , w n"n"=. pang. jA N 77 Data M IAad ' AS used at this Seautiq► � a (a aonb of Um woft,� tbEdi masd Bad er casrespgridu+0 oavocr � or wol* of tba a !s (b) wm& 33 ft stngabr cbaA mm add iadude t�to plural sad art � ad (a) tbt woad W Om sak dtseretf<ia adthcut lay to tam aspr asaicn. arlawces Cam+!• �ottos�ax he OM No cuFy of *e Note add of this 56004V iq � ImwucpvL of d DOMAIM b ttsedl in 8ostoekr. A6 cud is this Saxioa le. 'Idtetcal +a P ty' or trodafid� last !A the p , fn wft bUl apt UZW Uh tboae ba 9W lanarsts to a ball dor decd, at a t c Comm of eaWW ft MM of whiab is rhd tr�tt at ft by to a patohesar. lauxat in the Psogisil sold at sttuti °t 1p all a a� pgirt of ilia � a' hamt is BOt10�' n SD7d at Lm Sommer b dui may � & p,wmt in DA .nr g rams secured by aeuer, tms opdon aha13 am ba 1 7 React it #Ueb. Dow" is p 0hogtod by APpL UOe b7 aho gal 8or "a asotice of a000lerstfDa. MIS node it Low this eepsioi4 � dm data tbo 14UCO a gem is aconrdadaa rMitb sl�ll Arovlda a A4� of aot w a then p gu ft* Tasfstut mL m 8ortowar &acdoe 15 a+ithio wbiab StlrsP�►'Q' iii PAY stems �atod U Su�aY �pypir airy ratd�m (►dY � sums pr* to tl►e_ n of " PI CAA Wad 4m p aw by this 8aou mi to Awd4mu°°'� Bea°vw arch cam dmM- �• & to have i�� Q SW P ro power �f cpka the torm ionwUM& is S Secuiig hUMM (b� such c,�er Pedad as APPW row m*t � ► 28 n4w ror�a6na of 8arrpwat's I" to llchmW � (a1 aa�' ct a Jadlm I:ztaurapat. 'Ttmsa mom am that 8r> a (s)' P" Lodor iu A= ON& these vvaul4 be duo older this Soee�Y Insrturtcds lad Clio NO I as if an n��oaav�mei ) curm tbb of say a �� ddault ctor Cawmam oC � () P b c �) WOW. aad . nbMa m ynet wwt, iddudla,5, but but Umtted to. � m l.eAder's hitmdie ire ibe hW* mad - em, end other bees ip� for ft cc perg to,�urc cadet lbb Socu¢ity lOStttaattdt; lied d` J +such ego a1 Y m 90 8oisa� UmOY *At LArtdOr'6 ibtarest in ft ft tcd byey� ry Y 4 s ea�ut twl& Se& La>Ydbt PW otsvdori to psy tba "m I bY tltttmeiu sums and � in uric or mart of tbt fcuoo�+idg ib�. rcqukt salect d by ,�aJ (d) �' otoz* (oJ cardG� .tbulc+ b txk u+t b7' =Agog% dteek pro" airy fusee check � dress u Ei � Ta nw, , mn mins t by qpq. butrumawv of J4 aadamtiaai heed o ma4 Now=, tbk tot to vdmto da.wz qlh! Is thr- CM Of BM�UWA tindax Saaiips 18. . pgNNMVANIA • 00. Pppt mm . 1110 (Po�N i4 d 18 FDQM! 1 - .t; P .PVP10.01 Lose 90; DO .� a .so or Now chup of ttaan swoon Now of tirtmom 1w Note or a perk fdmmt In the Note (toctim wlttt tba seendly bormomo ems be wad am or mare fhna moat �I De t: to , AGO � M U �q a CtlAGa6 �6 !� Q� (�OM , u the %M gQCY� tt� 001{OkS hrw* 8ayatoats pm a*& mwpp 1ai�l satv(F q aaagaaons enact• me tsou; 00 fs,=y sattfutaam. aaa Appbnshfe saw, tibo ets0 auger be ono or mars tthnoacs Of tbo IA= Setvloer sonaftW w e S* of the "OM if 6W# 4 a ClM%a of ft Lo®a So jaw, por im, wg1 ba ilk scdtten nOdw of ft dmugp at" 90 state tier ttatge aW address of the nee Loan Sorvlocr, ft addrtns to WW& PUMA - huW l be MEW aad aW ')the b tmAd m PJMA rolsaeion Wbh a iodw a iWI& GE-=r M* N the Nate b sold and them to the L04 is W 04 b wr� ose tt nd by a Lm*w apes than fie pureha+ w of ft Noto, the mm" WA CWIS logy tb W mwer will rewip wlfti tha Lo t or �b e oft by to s atteoesmor I*= 9ervi�i and art not assumed by tlta Note Vacbesw luti + Note tp s�oMZ; �& or bo 1 to M P sodon (86 Neithhte�r 0on�rcr nor Lwdrr aDmatEaae� 8i1 >mt' eubi lf*m or the Mabcr a� a CIM) rases srbtt fMM the OUM p" - ti0as' t�Mt to I& SWU4 Ittstsunum ar that a>fW that the other her breecbat RV pt *V -' . 4 m M' duty a od byvmbn o$ shit 8tcliwy 1asalfmant, udw waam" r orLeAdet h" goti m the other patty cas to at se (wfet such dwm loft in ctas�{tnm wiW tlse of Saettaa 1S) of tuc]t ta>teged bteach�ttd afforded. the ad& party hv:nfa n st oaotsa4lo g�sg ch ttee las tsso makpL If Apptieibkt -W a 6 c can me M wbi* must e�p or su sa Nitro cro ft Amin ron be TOM. ma toss► parsed wui be to bo saaww* bor pt►rposes of this PMRMI A• The nodes of uwmum aad oppwu* to preen oft tiostoa�af p"I"o► w ScoMm zt dta OWN Of n=wj as to t tam n bas a pt I to *8 noft d S on an art 4 Subotinosa. M w0a in t4bt 8wiM 211 ( dous Subsoenoei' we Sege mom dtdlwd at. totda or briars w suwtwaas, MOM=, of gat wam by $ytvitflmmozW LM end the talWW4* sUbrtsinsaest VAfte, tacos m Curet; 9amefabia at to* MOW" pmewos. toAc paauddq orsd harbfc" votaale sobcath musrm osrtown .abastas yr fortgsut *deg shd radioscbD mauls (b) Tn*omnuW tom' imank A t M bms gat bows of the ju - kiion whm the Eva my b welmd that tab" to % uhw or amtroamaatet protaedoei (c) " mpom +p iadudo e� foapa*0 aedoss, remmdWl oasis&, Or romavai as ddbA in 13aviroamcatal sad ( as "Ee nfal Oonaw maass a camtitiea � sae eater, eou�to tN or o etarbe W ae Eovuom»=+tat ace mD, or taehatso of. atgr Borraatar shall amt 4W c ar peo* t) o p sat m U24 &PM4 Humdoid BuUM `,.s, er tWcutcu to sa SM I* Hmmtdosts Su4stttama on of k the pta Barer, sbslt oar do, aor allow asskllta to do, a4Vt8 a tLo �'toAaitY.(a).d3ai is�ial Aabom of any 9itoamaatni L.aw� S amett auto an EMegmmarul 4wsm,aa or (4 ) ..wAicb,:dti . to typ , due, w t in".0f a SOW" Cenci a coodlbdon � amca tbe: value of the m procodtag Own itanenots shall eat apply to ft pr+eY.w% use, or stamp ttsa ptoyorty a Sim mll v! Herardoas ettbstenaes.. that an y appropriate to menial se= tea sad to =Wntamm of thb peep* 6XIF 6 io, hoardous wbstaaaes ;a oonsttmrr prod uO)t PF)IJI rVA OA- o6„6 t mm%- f'.wd. MvWftw'IIw Mw UWTOPU tt40tut dA . Farm anal slot tPyr 18 Of t6 paQoe) 8K 1964PG3036 Usk Borst r ntosttyt Yrmdtx wrlttea MV0 of (a) M )atMtigatioa P laaA* or OU= eSott by M Poratato Wd er tnty or ptiwtf4 Day and am us 3u�batea c or E of wbkb 8ot:a� bu east W"lo�� (b) O' Ba ro �Gbndttion, iaodttdies but mot ltmlted ePat k . roka er ntreat er of ost�aa of My No�nz MW ) o�y aautad by ft pt�aOnRr t0k m aCl6esC Of S HBsatdnus St/bd� U"4 ORM* L VA40 of 69 P[C�t. Q N� �CmF�. M 3s nad9ad by 8 crpMcn or Mulataty Aatltb br Am PAMW PWy, UL mq MWgVd or 011W ICmedE0ti0a OF Bair Stdtataa� a $ PmR9 ' &i"W " P �°►P�!' is SMUM tatre ,a ttea:�try tomatiitel ootiom is aaattteooa tttdi! SWiQ4ik aml �w 1C�61� e�'�Rt aW obUption on Ldtdet far IM sr4mum2d c1c"p. Ncuj KWCW4 COVWAM SWIFOWU SO ser a t slot agroo as boAo* SL d t'�rNa at M: ilemedtes, Lender b!w aobam to >rotronstr to floss Bomawer's brads of xqY eosemm or. -t In da SDM#Y aeoektttl+en o�pdbe Rostioe lA sutka APPtie�+►!� •nr«ir<,r .aa+..+a.m. was be etaiedi Not (dl feet Atllara to cmum eae difiNk a OFF tuagh Iet mooeia' oa of am eetrated Ibue Seetait!• A �M ad 641 of sire p r xvy. trader dual ftriba r d tstypt to .teee acoderatloo lm lira IbleClavRes Of M anladlt or IIOy vtblelC dleJMete at Deryum to iiCCelQ�tia>7 uaAl eC lbe ddYnit lit tt♦oE ttlted q aPeetsee Uvae iR Ns � my immedWe > b lba d MH ! 14 tbbj Seeuttb ks"u)"d �diiioae btrf]tet demand Mttd oNq b dw+s l�r 1 was jorlWd ditati ba etetateo to otNseol l la ti tatatad W tbbt ' kaWAM bat ag Amltad t IIpoD ARymant v the esteut n� etpga wavd tbb 8cattir WbdllbeaG tt>Ll Seaq�r t warmed shell ttam>hato and beooma vA Aft � becntirnce, Crtatder t dIWbUp and last* ttds Tmtromeat. eottaW ftu psy aqy MCMAU eosn. 3,eador tmey obusc son*" a for thtt �� Itiadar ff to d to a t8bd Pam &r sa *d leadued and t* chan t:e me h pwakW Z4. �' BM x:� to IM aea�at pnr WWd by APAlkahle LW%- ors 60 . W P caw or da6C+�ta in � tv %&to Ab �mb T�+o�trun�ant, mnd ha�q t� for »roth M "y p mic or fatale laws t YWAI ibr 09 of d"tloa, echelon a da a from ratmchmaat koy And � and IMOMPMU I. heiast;M" o Petioi Hongweez titres to reinste pwiw is Seedott 19 sbp!! Good a> M uO Oder W ft � of bw4q X a swan sale or otltft rah ptatauW to thb Zd, Persehaee 4[voq if wW of rba.debt seeutW by Itch E wi►Y b lopi to Bouuw to acqubo title to thk Mc pMp W Becutity imetenzeac sb� be a ptltrbena trwtwp myortgobge, i, fseeese Matt .AQe+r Sorean+at made stmt :slur iatatvst :ate Pay" abu a a to � t� the Z Note of to a lotion of mntkp a dun sba bo r the ate payable em p�NNSYl.YANIA p,tn,ay - NMn 1Yt1(14rMiIM the 1NiIPGaiIM =II NW RK 1964PG3037 • � . Ar.- awrwwo M . .A Nww DA N ♦ mama mww s wov =m mm %0 �{a +f► od tfstr 5eatsr+tp L�uuuicaa a� 6 ark Ride aaxuw by %now and mwrw with iL N • �Www-w �LII ~ ~�`�'7/{Y`IIq��t nINIMHIMIIHMM "I,•IIIWIWNNMNHnI AP -'ON � 1 1 i Nit�Y1.YA1+gA. k Pa y • MIA 1 1FndO IiMo wrwalwrkm � + ivi" if n►IR Provo OKI 964PG 3038 11 .....annwannne! Onw., •7 wf 77 Data L f 0,W, ra �t of ptvwNuk ; cum COIAM 2 0 do _�tbe dky oe o p ;;= t bef a Pam PIERCE � � 's s� 40 �rttl� a A tl�t alto uutd the some for 0 P ebs oa in .viRlae al cftf Y P tOy Wd 104 *MOW iseaq tia .M ' ,pp" d p Naax+ : of dlf: d Low W PlNAtJG7Af. tug MO�t'T MC, l2u w WAD, IFAMPAX, vw UM as TA J ,. PENKMANIA. slne "IV - Fend• ' ' M " M OW $8 of va i�ao�w K 1964PG3039 n of iiwmp panonolyp o ffica, RU'TR Nf� lcppv�t W �o (pTs�Y t0 � �, y �,� g�xt3tc g gay' t0 titfi � od $Cb ovAsdpd ib 9 X10698 iZl@�n �' k Legg whmd Y hae 1t0 set uW band 9eaL (Sear � Not9�y Pnb�s �didd+o (P>3 Nom) y IK { 964PG3040 , -- • Iwo* gMpa7nf. PIMR 5Q Af ?7 S;t3Ntz ' UL E C s LWAL SM- FtIP ROH F" Nulnher. $40040 ComK"nt NumbW 8100- W county of cumWitow and Silk AL THAT Ct mAx Q« Ar of land 9lWate � the T&pshlp of Man of PennsyWanjo, bounded and agrA tbsd as (CVM' �►+ A NA5, end on the south side of loner Drive. fit wo +d'd'�"'e + b one to *W (Ica) his 4Wtdttl6 at a Blake 0ri the liner Drft N erth 71 d 28 rnlnetes � ina}!er cnenttonsd plan ots; theme >A+ � ,, y diboh,. $00 by 1a � EA one wa*d of l $ of �iln9e<. 5 �► 4 W to a at an open dftth as nds n an SSW P�� � Charles F, t:sNng�; 1a� now, std on , five (145) feet m �+ t3Wtte+ 0t ]aedS 6AW 1 jo a a� at the dWldktg Ili nk due Bah! dividtn8 dine, NQtth 18 dogre West, one hundred lbrti► l l�? Est to s f 71 2B mEnutes W� ova t,undred std plan; thence by plate of f3C��tt ,WAlt TITLE a n.RaajeV COMPAMT UK 19G4PG304 tnnt# 2006520P . PBOS 2Q or 21 nW xt RO ti c 2gar dA of AvB Ak � ms's * asd rwd clbe lqao to FWANaa MO TGAOF4 MC {�'t *') of the mile data MW ao+�6 the PM" to tba sodurhy lmuvsscot SW located ax Ml OWL W, �IBMVAN(A�1 1� pAtWfI.Y dO VMAM ju J dWM t and 23M as tba &xtY bmtsuasttyt, eo�sower QSCiitl.Ubum in add "=T'�t} 71N� M W Y n too or buedmr sutttcba w to me ftasc m the Gavin �� � p �y Aw*p%lm% wd astir else WPM to tbo tat ' aao FtNt+ds tl � matulo, ap 1i s iii tba icuia the pmptm �'°a �! Vu 9avrtcy !n'II'un6P ar t�saf. at to ba wcd is oP evetY Mama 19 , no °c b �� �+ °n ' tmt' . o putpofes'n[ tugpV" or connaot3aaa whh tba , tan'a+ , Yti s, not Up; om tin eod'. istiihB 1 elStMbutieB hastia6, oo�• ° p WS, ;IUW & bWh tuao. waste ► M*' . 6�urlejr eirtt ssa�s atrnis>�+ ttAtat tam% swvea, toiii6araum► °tb�s' �sp°`ah► wuha a t tz� + mbie°�s' _ ' bl , eur ► aad eWmin sods, auwAled Boor mvotia�, al of W" btdudo8 110 memts aad a � s a�mod ,, soused by We lm ft hrgrstw'� t' AU Qf i t e OAA to '"' �' hums' "eat (car tlto t ie c�ta r it nub iiastrutac� b a katahald) ero rdsm4 tQ im d* t�1 r +ma ttic sue► ^ipcopora►- the us$ am I AW E sltari aoc scot. to IL UZ W Boma std "tow" iBea 4m 'u� un* in maw S p i � 1* Oi tbn PtnAa� dtd K�tiaes ttbd toque wmq to dm 4w boo sppEcablo to d* Pw" C S�y�IIQA'lZB• Ltd . E'Pt 9s pmmoitt� a the�'Pi Qdr$'�ad�stL� 5, mtmior w tha 5r t 5► Tasttutacnt to W paw vp - udit panmd�doA WJLIWPM M PAN�� ' F+n� its tlq (Fagg s d, At9n�) ,..r♦ �nna39f�T - Ftno p1 of 17 Loan �a 191s delawl D. 'e0R'�� PAW � mw BoitOVXx utb ova iA �& swdm a vw°a' of tlUe P is d404 h le 12. As yr a �''"" media �drmumdAm W O �� �a odsiq �' c G, tha act Z,gider all leases of ft =%= t >>a11 wa * tight °� � . � � . is Lx'6 Wit As tt& PMPA ' -tall mew "h►iwje" if *A sa f�trt�map 8Qrn►arar sbsOhi f m a Ow 11 M d the Ptot> M eta P ; p � auto the PMP -XVI �8� that e8alt Umd s o r to °�°� frowet t han mrxt+ Ati4 Pd9W am as sbsduta sai ea ndd�laaut 7�s ssslg� of g���� om , d not � bt lSttd �"`� per notice of dofauit to 8atioacs: on Rang Aoatoe�7 tbo S� N Lc �r ° of Lea4ar ontt, to bo appbd tD Me iumi sa►+A b7 b as wages Dot the benca m mites 00 t� 6 at On Ream of the flit � � M �n wmz a %be pop* �� » � atu s� �� t t r� m t m mat,. (v1 . L,eudalc amp Open LeL42406 vaiitea detl�tod otw>l be sppiiad ilk to the ceatc oP tatdn8 Ot amet 1w 4 Rom 4 �°d' by T�ader d w 1b »r its► but cas kb�'t�► � atw�Y's eomral at'tiad naa:t�8 �� y ttad a 06 �th � i1DQ 0 . #t!rt, TMI�YIA'it Oa tm Z tD ii i m do y 19 t0 8m" lommooli �y� � Lt2lDdat`t aBoBts O1 be aw* to 11 rdOSiVeC P°� � o Asa PAM a -0 WNW; Pmpetty anBoes the t om U of mw MMUP � PmBts d , b yi�ovt att$r ebow ms ar to. tba 1 1 5► of ttio corm � � comol of axtd if the *AM$ of the � w 00 tttt to rat 63a ??u tko orb' sad of cnlb+�mB ft Ram w X� IatStN pt pussw►nt lv :eauf by sha biome lnde8js=% of to 3�r } ftmw and aklfi th9t Bolt has iket aae�tad � �fl PAM ma WS het po * d w *S unt parfsiM Uq0► � that vtbukl pivraM Raw SUB is- rtgbta uada t Pb' maeWec� slmli *a, bo to. . ,0 #W* Y a{ldatr Or L Ovum I C �UQ by � � Qf d�til[ Ile 27 ' x ? rain' 1'Jltart110f 9t " �°� Wan of ati� 6� ,�, au al .�4 e� �"'hWA da...... Lmkt, Ot Landaf� C oT d �tidit�nt�► >tppodntod ' drfd,a a ti dVatidate 01)tR.t llt.or of not c of aUivo a:p► tz aben all% stems seraiod xooleq o � ►c d r e � wept ofitum Of Me PmPaM stelil Trn by t h e s ant ma In fwL B=Svids 4" or breach undat Ugly nDta Of e®r�t �y w t *4 q aad cadet tOay b ka a y ot� a � �PmWOd by the 8O=* lmuummL m uLLVOIE14 0�tom- �YWrtd& gom�� ":i z�9P�1 . ;: 1nm � �nfifG4DO6T • Paoe 22 of ?,T BY Sp lMig AMW, B&mmw acalm and aped w the tart$ ana wvtWtt COWWOM iq thte 1.4 Family R4derc. SCR Cann.!..!w!!++uw rw...•w.�wlw//n�� ' ���';� iwwuls(Sao n � �NN+�Nw�w�llnwnwlwl�..IW�WM\f K� M1E1f6�1L 1•t RKIA.Y IYrri 11tNaa� II�e �Rti�lR rom �4 AW4 191964PG3044 Loan Na L-- _ -- sonvv et: ti M 1 M1 M Dom. IIt1 MSPMA MATE RIDER (As� ttnattie 044 Itli(W p ,1(it Bash" 00 d ri "YAW* Loop THIS 1NM EST AWWTABLE LUZ Std M 8 deck M 240t day 2006, sad is int otpmated Wo and 40 be cheated W awoad and supploo tt Ilea MustgaK Daod of Thm or 5emu y Dead (tlw 'SetPft hWn dj of the w= date by the M dx TOMMto a ttp;Lttl the Borrp9tor'e Ipitiel a thtoreit 4uvA* Raw ors W "Note"= to WOR3'OMA INC (floe; "I.atdef'� Of thA same 490 and t dte POPOY do WbW is the fib' Tirctsttmeat W lotetcd At: 1331 I(IrI M DOM"ARD CARD► BKNMVA lA 17MS TOR FO'.t'B COMAM PROVOWS ALTA)W LPG YO CWG IN TEX �+ KKUM�Bn=a 11472 CAN � �GE� ANY 0NE T AND ME MATONVO RATE Tmm aoll GW= NUST PAX AUDMGKZ lu� Om �,e fn tt tr n"m a C ana " a b11aaw °°eNs atads m ma snc A. V41MM OM AND MONT= PAWA M'1' CKANGES , MM Nca ptowE&S for as MW iawmt s" of 7,909 IL 7iu Note provoft !at intaratt annttyy Uwe tbtr OW ita�► cad lntarast poyawpt dad dais (the "Fast PdtZ aymnat Gua Dete')� which is ebp beat �. 2Q1L 7bi Note ; fOr aMAMm to tha hMIM dtts sad *e PnymetIM at idtL M , A BWORES ' 9M AND MU>ltMV PAYMM Milril'GN {A) Lstveeaft Get ift D TM iaauat eatC Y adll p�' � on I& &u dalr oYBapmml� MU, aed maY cbat>Bo on {4n day am Geri Math dta odcr. Each datt on mtairn 27 WiMat rata could rh=6 A MUM an "Iatamst fit* fttat Ba&ft W ith d a Teat tntA M C hUp Data. my ha&cu Coto *M be baud Oct sa Index 't'b¢'S+�" A tha IettdOn Lttabiak Olibmd Pi to (R.1ttj Which u this Wa* d intorbank d&eA tatoa Par # *Mon& U S, dt1llaz4aowWz A deposits let Itte Londma ma kW, m Vttbl SWA In 1}m . Wet( Scrod kpt =L rue mail tt;CM I»ft figure waflarila es of OW fitat btuinws day of the tttaath immodlsft pre *4q 00 moath iq + kkk the Inoarest Chae80 Data ocM is MZW ttte'ct M bW 4 R tit+x Luke is an tot� &Vaal ft Now Hoy* vz chvo3a a aw W t �h it based on eooepetable ia�tlok. Tlta Nom *W*-%G PM W"= Gift a MIM (C) cdcutttttoa of Cltittow Beibte each Lttetest *AM 00% the Nam tieldor WE calculate my Oew ism" rate by attdmg WO =d C MMOEM vWznWP Oplau ( %) % o a me a � a 4�u=t'ta = Tire ]Sate Hoft p (0.19.5 � svlo a p Ow U mb W In BMWII 4(D) balowq ehh ro�tpatlod WWhMt be by ttaw hgetest tole 13W the am Lttatrst CbaaF Unto. � N*Onddhb UN rja wo Lam MIN N Ash"W owl— ftV 4aa1 a1t6 7MG (A� 1 Wt Wtgegt RK f 964PG3045 .............. _ I�r► Nt ' ..Tlta Nato ItO1 o IM oft demnaw the aototiat of M rnMU4 Pww" F" 50aw ta= oatatTitsg b rhm the fte yX Poymm Dtto Pats„ my womnb ppam n WW bo We ww=t attEdeat to try a aowwo late=st oath mouth on the UmA d Ptindpat MXMm at the aaw Woteat rata ft poytttettt AL ut: m ooetrt W on or attar the Vi st MtI POMM Pw Date, ter Moathig prglrnaat w a be sa amew tttiiidlit to t;e p t; ttauaid xMcW tiNit T am ,aq.-I ad w awe at um 91Malt =16;u Ld u>a. do muau dow at sty MW tnMM M (A SW*M*44 egs:ai Phu, nta restth Of tU Calctdotioa Wm tat * Oren a>aaunt Of my on" MMML (I) TLtasdta w Iettwot Watt C Tw ib mon rate I nit Wow m .pay at the W totems Chaoge Data wia not be $=jar thm JIM 9 w ims *a �.SOUD % ' ttr= ter, tw tart nto Wit! MW ba it>< =- Or ton of tnt�t I is pa4 DM by MM thAA Ir to Pmcecut; 6 Ott * FM vA no*ar be Srester than I=.iOGf, IL M wage" slate at Cltstaget My vw fitfCrest rim t rMp 15ato. I ta0l pay tee mom or my stow wait* pvmrm b on ft ;Fast monthly ptamettt deco 9W the tOtctsn Cute Date uat3 tba WoR mt of nw MOM* PsYMM obaaga t aft (F) Nottoe of MM teem 904a alit' ddioea of Wt to ate a Mdx of soy Chat In ivy burnt rM and tbo aOroula or my Maths,' payraetu kftc the tt wka data 0f any 'xbs twiwo will bdwW Ma um *jj tequbad by Jw to bo jfmta to me and a%& aba tWe tm telsyhatto awaba of a pots oa who VnI dMS M sw gtttmiaa I M" haws teg uft ttfe notice. ti. TIivINIWO OF TO PDOPMY OR A D1MMUL INTEMIN IlOtRt7'M L, MUM 'eV�t %IIilMUUWW RIt1g cAA1 01M UMTU THE UAM IN S a�> ° 0 TJNlMM c�vllrt`r�T IM ate Tee e>;caaW lair OMM 9NALL As IN my= AS ttOTd+OWBt T"Msft sc the hapax nr a IOrb mw 16 BNlOM - As ttsed thh U4064 28, I&= in dw ftve - �' asaaw aw hoot or b=wA iateresc to ttte prop m, lad o tn& but act RmImd M MW bouddol bm art ksadw d its a boot! Gar deK Contrast Los &4 lartttilmodl low ON=* or tsbeso» ft horn of v&M Is the IM of tfdo by Sonoma at a futuw data i a It an or mW part of the Ptah or uq I&= in the prom � ss saW ar tt (at It Tien wttr b tilt a �rit� p=tloa !nd o boAe6dat > in Bo,cawar 4 wV or usas9s=o t+aout Leatd4% pdor orci = coasanr, Load" racy Xquao bMwM F4and is full 0f Q am wigcd by S W(W IoMMVMIL Fjwwer, tilts 4PCum *unit trot be =atabed by Iriada If such a dze id �D I t 64 br APPikabk Law. it Mau .: ara"M this d ON Stimr+e► awn of CeaGlriuln►u.� 'I'ho twtxm that a period of trot best ttton 9b days Brom tlta date the anttcq n� In moastam Wh SeWou !S within WV& Ba co ! !toot all goz s xwx � �UTAw may (n be R a rttrioW paTmWA bf6 SeCWW IcUMMAt WWH Mt aotioo or 6=4 oM abMwu, IIU.�I� >1tis9BiTAtIR1Rliltit� lY116 um rrttrai4111111ftMWa a" WN Pttfo" 2111161110111 Ar,a•it�M W tt�QY lIBt167tit9ii Pods 6111E Wu Pipe It 04 h9w IK 1964PG304 n s th an J 7�.. A lyyle��Z IIV y /f � l �.y� y •i��,p+/YW P � � M RITZ W7�7,N1�CM W VAf� „VC�iBy�lOd SEOU MWW / �i T90 IN r7 A f�W7OV& tai OlON COT � *` OP TM fib• • ���pp��,�pp�1!.�� -yam 1 D Y• OA'�” K / A � A � 7J � F � O � O y} ti � 4 y�r ■ �p Q�OE t , Am p � J � O �� 4 **�����ERV� � � R�V�V�rrf/iV�fs��+ a YiC LA•o "�'����� , KW� 1 M ANEID ice. IM 3O Y�� TraoOr of gm POP* 09' ScOO fc O I aat 10 Svwmaa As ISW fa thU Seaf+an l9, 'lAwrog in tm Propaw Was Hwy wo to bawsul iaaxat id the ROpoO. It dool, but not IRTMd to, Om baaeP+ d iatotma tsswtteW 6 it bond tot OVA corWtt tin dcA instaflmeat std aoasmat at esavw gmcwm do intact of whidt is tba rester of dtk by Savower at a fdtum dots to a porter. if all or any part of the P*" or nay Wtd at in dm Pmp" is sold or aaastatmi (W if 80aWW is not a natural parson trod a btrtddd tucM to 8ortvwa is sold or trocsfwcM wi 1pin WWI WI iTW wrirtoa wM=4 tttsdar WAY rq&c itamC&M Payment in 04 of an spore sennttd tty Ulb 5Cq I MUUMM lits &w, this a0m shoo vat be cmfeisod w 7.eadt r It such a m&c b Yxvbibtttd by ApPlieablo L&% Lando also *9 = examisa this open * (8) 8alown aausor to be aUbmBW to Le W ktormtloa zKWrod. by LdWa to cvWuata dte fotoffdcd trsratcroe m It a imw Wn wca wing made to dw tmsltnlrtti trod (h) Lender rettombly WtOMIAa that LaRbos aebtlO# 42 w k iww6cd by th Imo as =Vdm and that the IU of a t=Md of aq covenant or WWOd iu ft semwq bstm=t is wceptablc to Leteder, To tltc mm patmhted b7 4i.A i lu Luvr. tPOW MY d wrga It ttsuOMIC xc ass a eosfiWan to Low a=041 to tltc boa assun Leador MAY also cc4ulm tbt tiafltlbroa 10 dp ago astumptlDet ilmmeat drat b ==ptable m Leadtsr and that ob>Igetss the tram&m a keep al the ptaa%a end *CCmcub made Is ft Nnts end.W thiat security ImWm m Su"M vdll aomd" to bo ouugated under the fiiota aad thin 8catsrity Iastrwacm ucka ICU seteosae ganwm in vui * Eukk LaDdar do t it Law" as do ept6g to require lmtuotkare paymaac Bain nonce of mWatm '! aodoo s hat{ p reside a Pe riod o not to an s dg" e dote lice antics it tii� Pay th WI saws sataucd by .this S� biWAM= tt' 06TM F l0 asm p4 � Pf • per t0 IhG cWrMn of tbk, parlod, LCtttted jM im M SW rmcdia WWucd by this Swildly tmwm. t+rWI= Now wom nt demiud an vViow+..w. . ' 'i•- �_,i.1L kid :�14i i OK 196 4 3 04 7' BY MOMM 09LOW, Donow O=lra Ald 49M to W I= aad mvepant3 cananiaal Th this AgLau ib Rate Alder. ��4.NM N.r , IN MMM III��NH H 1 'a�'� ^ ^� •4.MwRN• \" -'" I E r lo NNt11 NRRTnw. .NM1411NNRf{ APi�Y 1 ` 1 iRR.716fA1� gflAa MffBi°t!f A rfll� F1RIE f�{i#laeitr UMR&dmPowAmtb Or Intl lbier*N 19urtirwl 4poR(p�p�.Ar n f+i7rIrFlMlira lia Iif QlN l�iRt��1 FWp W 16 Tim (PEA 1 of AWO OK 1964PG3Q'48 A Data ID: 247 Loan No: Borrower: RUTH NIEMAN INITIAL INTERESTM ADJUSTABLE RATE NOTE MIN: (6 -Month LIBOR Index —Rate Caps) (Assumable after Initial Period)(First Business Day of Preceding Month Lookback) THIS NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY INTEREST RATE AND MY MONTHLY PAYMENT THIS NOTE LIMITS THE AMOUNT MY INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE I MUST PAY. August 24, 2006 CARLISLE PENNSYLVANIA [Date] [City] [state] 1331 KINER BOULEVARD CARLISLE, PENNSYLVANIA 17015 [Property Address] 1. BORROWER'S PROMISE TO PAY In return for a loan that I have received, I promise to pay U.S. S 164,000.00 {this amount is called "Principal'), plus interest, to the order of the Lender. The Lender is FINANCIAL MORTGAGE, INC.. I will make all payments under this Note in the form of cash, check or money order. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the 'Note Holder." 2. INTEREST Interest will be charged on unpaid principal until the full amount of Principal has been paid. I will pay interest at a yearly rate of 7.500 %. The interest rate I will pay will change in accordance with, Section 4 of this Note. The interest rate required by this Section 2 and Section 4 of this Note is the rate I will pay both before and after any default described in Section 7(B) of this Note. 3. • PAYMENTS (A) Time and Place of Payments I will make a payment every. month on the first day of the month beginning on October 1, 2006. I will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. Each monthly payment will be applied as of its scheduled due date and if the payment consists of both principal and interest, it will be applied to interest before Principal. If, on September 1, 2036, I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "Maturity Date." I will make my monthly payments at 11211 WAPLES MILL ROAD, FAIRFAX, VA 22030, or at a different place if required by the Note Holder. MULTISTATE INITIAL INTEREST ADJUSTABLE RATE NOTE- 6-Month LIBOR Index- (Assumable after initial Period)(Frst Business Day Lookback) -SbvIe Farriy- Freddie Mac UNIFORM INSTRUMENT Fotm 5515 7105 (Page 1 of 6 Pages) INITIALS: ALL t 1 h b��- Data ID . Loan No: (B) Amount of My Initial Monthly Payments Before the first fully amortizing principal and interest payment due date stated in subsection (C) below (the "First P &I Payment Due Date"), my monthly payments will be only for the interest due on the unpaid principal of this Note. Each of my initial monthly payments will be in the amount of U.S. S 1,025.00. This amount may change in accordance with subsection (C) below. (C) Monthly Payment Changes The Fast P &I Payment Due Date is the first day of October, 2011 Prior to the First P &I Payment Due Date, my monthly payment may change to reflect changes in the interest rate I must pay in accordance with Section 4 of this Note or to reflect changes in the unpaid principal of my loan in accordance with Section 5 of this Note. Beginning with the First P &I Payment Due Date my monthly payment will change to an amount sufficient to repay the principal and interest at the rate described in Section 4 of this Note. Before the effective date of any change in my monthly payment, the Note Holder will deliver or mail to me a notice of the change in accordance with Section 8 of this Note. The notice will include the title and telephone number of a person who will answer any question I may have regarding the notice. 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES (A) Interest Change Dates The interest rate I will pay may change on the first day of September, 2011, and may change on that day every 6th month thereafter. Each date on which my interest rate could change is called an "Interest Change Date." (B) The Index Beginning with the first Interest Change Date, my interest rate will be based on an Index. The "Index" is the six -month Landon Interbank Offered Rate ( "LIBOR") which is the average of interbank offered rates for six -month U.S. dollar- denominated deposits in the Landon market, as published in The Wall Street Journal. The most recent Index figure available as of the fast business day of the month immediately preceding the month in which the Interest Change Date occurs is called the "Current Index." If the Index is no longer available, the Note Holder will choose a new index which is based upon comparable information. The Note Holder will give me notice of this choice. (C) Calculation of Changes Before each Interest Change Date, the Note Holder will calculate my new interest rate by adding TWO and ONEIFOURTH percentage points ( 2.250 Tc) to the Current Index. The Note Holder will then round the result of this addition to the nearest one - eighth of one percentage point (0.125 %). Subject to the limits stated in Section 4(D) below, this rounded amount will be my new interest rate until the next Interest Change Date. The Note Holder will then determine the amount of my monthly payment For payment adjustments occurring before the First P &I Payment Due Date, my monthly payment will be the amount sufficient to repay all accrued interest each month on the unpaid principal balance at the new interest rate. For payment adjustments occurring on or after the Fist P &I Payment Due Date, my monthly payment will be an amount sufficient to repay the unpaid principal that I am expected to owe at the Interest Change Date in full on the Maturity Date at my new interest rate in substantially equal payments. The result of this calculation will be the new amount of my monthly payment. MULTISTATE INITIAL INTEREST ADJUSTABLE RATE NOTE -6 -Month LIBOR Index - (Assumable after Initial Pertod)(First Business Day Lookback)- singe FamW- Freddie Mac UNIFORM INSTRUMENT Form 5515 7105 (Page 2 of S Pages) INITIALS: Loan Ne Data ID: (D) Limits on Interest Rate Changes The interest rate I am required to pay at the first Interest Change Date will not be greater than 125000 3'c, or less than 2.5000 %. Thereafter, my interest rate will never be increased or decreased on any single Interest Change Date by more than ONE percentage point (1.00 3 Y c) from the rate of interest I have been paying for the preceding 6 months. My interest rate will never be greater than 125000 (E) Effective Date of Changes My new interest rate will become effective on each interest Change Date. I will pay the amount of my new monthly payment beginning on the first monthly payment date after the Interest Change Date until the amount of my monthly payment changes again. (I) Notice of Changes The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount of my monthly payment before the effective date of any change. The notice will include information required by law to be given to me and also the title and telephone number of a person who will answer any question I may have regarding the notice. 5. BORROWER'S RIGHT TO PREPAY I have the right to make payments of Principal at any time before they are due. A payment of Principal only is known as a "Prepayment." When I make a Prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment as a Prepayment if I have not made all the monthly payments due under the Note. I may make a full Prepayment or partial Prepayments without paying a Prepayment charge. The Note Holder will use my Prepayments to reduce the amount of Principal that I owe under this Note. However, the Note Holder may apply my Prepayment to the accrued and unpaid interest on the Prepayment amount before applying my Prepayment to reduce the Principal amount of the Note. H I make a partial Prepayment, there will be no changes in the due date of my monthly payment unless the Note Holder agrees in writing to those changes. If the partial Prepayment is made during the period when my monthly payments consist only of interest, the amount of the monthly payment will decrease for the remainder of the term when, my payments consist only of interest. If the partial Prepayment is made during the period when my payments consist of principal and interest, my partial Prepayment may reduce the amount of my monthly payments after the first Change Date following my partial Prepayment. _However, any reduction due to my partial Prepayment may be offset by an interest rate increase. . 6. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from me which exceeded permitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the reduction will be treated as a partial Prepayment. MULTISTATE INITIAL INTEREST ADJUSTABLE RATE NOTE -r Month LIBOR Index (Assumablo after Initial Perlodl(Flrst Business Day Lookbac"ngie ramly- Freddie Mac UNIFORM INSTRUMENT . Form 5515 7105 (Page 3 of 6 Pages) INITULS: Loan No: Data ID: ^ •' , 7. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charges for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5.00 '% of my overdue payment of interest during the period when my payment is interest only, and of principal and interest after that. I will pay this late charge promptly but only once on each late payment. (B) Default If I do not pay the full amount of each monthly payment on the date it is due, I will be in default. (C) Notice of Default If I am in default, the Note Holder may send me a written notice telling me that if I do not pay the overdue amount by a certain date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other means. (D) No Waiver By Note Holder Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time. (E) Payment of Note Holder's Costs and Expenses If the Note Holder has required me to pay immediately in full as descnbed above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys' fees. 8. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. Any notice that must be given to, the Note Holder under this Note will be given by delivering it or by mailing it by first class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address. 9. OBLIGATIONS OF PERSONS UNDER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed under this Note. 10. WAIVERS I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note Holder to demand payment of amounts due. 'Notice of Dishonor" means the right to require the Note Holder to give notice to other persons that amounts due have not been paid. MULTISTATE INITIAL INTEREST ADJUSTABLE RATE NOTE-6-Month LIBOR Index-(Assumable after Initial Period)(Frst Business Day Loofa*- Single Famly- Freddie Mac UNIFORM INSTRUMENT Ferro 5515 7105 (Page 4 of 6 Pages) INITIALS: �� Data ID: _ .. Loan No: , 11. UNIFORM SECURED NOTE This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the "Security Instrument), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises which I make in this Note. That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts I owe under this Note. Some of those conditions are described as follows: (A) UNTIL MY INITIAL INTEREST RATE CHANGES UNDER THE TERMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT IS OF THE SECURITY INSTRUMENT IS DESCRIBED AS FOLLOWS: Transfer of the Property or a Beneficial Interest In Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or 'any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. AFTER MY INITIAL INTEREST RATE CHANGES UNDER THE TERMS STATED IN SECTION 4 ABOVE, UNIFORM COVENANT 18 OF THE SECURITY INSTRUMENT DESCRIBED IN SECTION 11(A) ABOVE SHALL THEN CEASE TO BE IN EFFECT, AND UNIFORM COVENANT 18 OF THE SECURITY INSTRUMENT SHALL INSTEAD BE DESCRIBED AS FOLLOWS: Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest' in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. Lender also shall not exercise this option if: (a) Borrower causes to be submitted to Lender information required by Lender to evaluate the intended transferee as if a new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach of any covenant or agreement in this Security Instrument is acceptable to Lender. Th the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan assumption. Lender may also require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under the Note and this Security Instrument unless Lender releases Borrower in writing. If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. MULTISTATE INITIAL. INTEREST ADJUSTABLE RATE NOTE -6 -Month LIBOR Index - (Assumable after Initial Period)(Rrst Business Day Lockback)- Single Famiy- Freddle Mae UNIFORM INSTRUMENT Form 5515 7 /05 (Page 5 of 6 Pages) � VqTULS: - eA M i j Data L WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED. ........................ ..... _ ......... .........................(Seal) R NIEMAN mower [Sign Original Only] MULTISTATE INITIAL INTEREST ADJUSTABLE RATE NOTE- 6-Month LIBOR Index-(Assumable after In'HW Penod)(Frst Business Day LookbacWsingie Fwn F- Freddie Mac UNIFORM INSTRUMENT Form 6516 7105 (Page 6 of 6 Pages) Loan No: Data ID:. _ Borrower. Rl:l"I'FI NJEIw� PREPAYMENT-PENALTY ADDENDUM (ADIUSTABLE RATE NOTE) This Prepayment Penalty Addendum is made this August 24, 2006, and is incorporated into and shall be deemed to amend and supplement the Adihstabte Rate Note of the same date (the "hotel given to evidence the indebtedness of the undersigned to FINANCIAL MORTGAGE, INC. and its successors, assigns and transferees (the "Note Holder', which indebtedness is secured by a Mortgage (the "Security Instrument") of the same date and covering property (the "Property") dcscnbed in the Security instrument and located at: 1331 IGNER BOULEVARD, CARLISLE, PENNSYLVANIA 17015. Paragraph 5 of the Note is amended and replaced as follows: 5. BORROWER'S RIGHT TO PREPAY I have the right to make payments of Principal at any time before they are due A payment of Principal only is known as a "Prepayment' When I make a Prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment as a Prepayment if I have not made all the monthly payments due under the Note. I ma y prepay all or any part of the unpaid balance of the principal at any time, in which event Note Holder may, at its option and as permitted by law, assess a p Penalh of 3.50',5 of the amount prepaid in the first six months. Notwithstanding the foregoing, in no event shall Note Holder impose a prepayment penalty when the Note Holder declares by written notice that this Note is due pursuant to a due-on-sale clause, when the Note Holder commences a judicial or non judicial foreclosure proceeding to enforce a dueon -sale clause or to seek payment in full as a result of invoking such clause, or as otherwise prohibited by applicable taw or regulation Further, the Note Holder shall not impose a prepayment penalty with respect to any prepayment resulting from the exercise of Note Holder's option to apply insurance proceeds or condemnation awards to the unpaid'Principal balance of this Note pursuant to the terms of the Security Instrument. The Note Holder will use my Prepayments to reduce the amount of Principal that I owe under this Note. However, the Note Holder may apply my Prepayment to the accrued and unpaid interest on the prepayment amount, before applying my Prepayment to reduce the Principal amount of the Note. If I make a partial Prepayment, there will be no changes in the due date of my monthly payment unless the Note my Holder agrees in writing to those changes If the partial Prepayment is made duringdi�oddse w the monthly payments consist only of interest, the amount of the monthly paymen remainder of the term when my payments consist only of interest. If the partial Prepayment is made during the period when my payments consist of Principal and interest, my partial Prepayment may reduce the amount of my monthly 'payments after the first Change Date following my partial Prepayment However, any reduction due to my partial Prepayment may be offset by an interest rate increase. By accepting partial payment of any payment, Note Holder does not waive the right to collect the remainder of that payment. Acceptance of any payment after maturity, or waiver or forgiveness of any breach or default of the terms of this Note, will not constitute a waiver of any later or other breach or default, and failure of Note Holder to exercise any of its rights will not constitute waiver of such lights. All other provisions of the Note are unchanged by this Prepayment Penalty Addendum and remain in full force and effcet By signing below,-Borrower accepts and agrees to the terms and covenants contained in this Prepayment Penalty Addendum. .............. (Seal) TH NIEMAN orrovror at,o5 ALLONGE TO PROAUSSORY NOTE PAY TO THE ORDER OF RESIDENTIAL FUNDING COMPANY, LLG WITHOUT RECOURSE, FINANCIAL MORTGAGE, INC. BY: IRENE CLOSE, COMPLIANCE OFFICER Re: RUTH NIEMAN 1331 KINER BOULEVARD CARLISLE, PENNSYLVANIA 17015 LOAN AMOUNT: $164,000.00 DATE OF LOAN: AUGUST 24, 2006 ALLONGE TO PROMISSORY NOTE FOR PURPOSES OF FURTHER ENDORSEMENT OF THE FOLLOWING DESCRIBED NOTE, THIS ALLONGE IS AFFIXED AND BECOMES A PERMANENT PART OF SAID NOTE POOL: 870 LOAN IL 111111111111111111111111111111111111111111 1 0 9 2 8 4 8 NOTE DATE: 0812412006 LOAN AMOUNT: $164000.00 BORROWER NAME: RUTH NIEMAN PROPERTY ADDRESS: 1331 KINER BOULEVARD, CARLISLE, PA 17015 PAY TO THE ORDER OF WITHOUT RECOURSE Residential Funding Company, LLC By: Amy Nelson, Vice President Residential Funding Company, LLC Chase (FL5 -7734) CHASE ! i PO Box 44090 Jacksonville, FL 32231 -4090 May 24, 2012 IIIIIIIIIIIIIIIIIIIIIIIIII 00002854 HDLO ZB 14512 -BW840 RUTH NIEMAN 1331 KINER BLVD CARLISLE, PA 17015 -9733 Acceleration_ Warning (Notice of Intent to Foreclose) Account.` (the "Loan ") Property Address: 1331 KINER BLVD CARLISLE, PA 17015 (the 'Property") Dear RUTH NIEMAN: Under the terms of the Mortgage or Deed of Trust ( "Security Instrument ") securing your Loan, JPMorgan Chase Bank, N.A. ( "Chase ") hereby notifies you of the following: 1. You are in default because you have failed to pay the required monthly installments commencing with the payment due August 1, 2008. 2. As of May 24, 2012, total monthly payments (including principal, interest, and escrow if applicable), late fees, insufficient funds (NSF) fees, and other fees and advances due under the terms of your loan documents in the total amount of $62,945.86 are past due. This past -due amount is itemized below. If applicable, your account may have additional escrow amounts that have been paid out and are due on the Loan. 3. If you have any questions about the amounts detailed below, please contact us as soon as possible at (800) 848 -9380. Total Monthly Payments $56,394.81 Late Fees $698.17 NSF Fees $0.00 Other Fees* $158.85 Advances* $5,745.93 Amount Held in Suspense $51.90 *Other Fees and Advances include those amounts assessed in accordance with your loan documents, and /or permitted by applicable law, or that were authorized for services rendered. If you need additional information regarding any of these amounts, please contact us at the number provided below. You are also responsible for paying any amounts that become due from the date of this letter through the expiration date of June 26, 2012 set forth in Paragraph 4 below. These amounts may include, but are not limited to, taxes, insurance, inspection fees and other fees, as permitted by applicable law. x�, 10 C If you have any reason to dispute the past -due amount listed above, or if you believe your Loan is current, please contact us at the number provided below. 4. If you are unable to pay your account current within 33 days, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owed on the original amount borrowed will be considered due immediately. If full payment of the amount of default is not made within 33 days, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed, your mortgaged property will be sold by the sheriff to pay off the mortgage debt. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. 5. You have the right to cure the default, or anyone acting on your behalf, and pay your account current anytime at least one hour prior to the commencement of bidding at a sheriff's sale or other judicial sale, not more than three times in any calendar year. To do so, you must: a) Pay or tender in the form of cash, cashier's check or certified check all sums that would have been due at the time of payment or tender in the absence of default and the exercise of acceleration; b) Perform any other obligation which you would have been bound to perform in the absence of default or the exercise of acceleration; c) Pay or tender any reasonable attorney's fees the reasonable costs of proceeding to foreclosure that were actually incurred up to and including the date the debtor cures the default, as specified in writing by the mortgagee d) Pay any reasonable late penalty, if outlined in the mortgage Action required to cure the default: You must pay the Total Monthly Payments listed in Paragraph 2 . within 33 days from the date of this notice in order to cure this default. All late fees, NSF fees, and other fees and advances are still valid and will need to be repaid under the terms of your loan documents. 6. If you fail to cure the default on or before June 26, 2012, Chase will accelerate the maturity of the Loan, terminate your credit line if the Loan provides for revolving advances, declare all sums secured by the Security Instrument immediately due and payable and commence foreclosure proceedings, all without further notice to you. If this happens, Chase will be entitled to collect its expenses incurred in pursuing the remedies provided in the Security Instrument, which may include, but not be limited to, allowable foreclosure /attorney fees and other expenses permitted by your loan documents or applicable law. 7. If permitted by your loan documents or applicable law, you have the right to reinstate after acceleration of the Loan and the right to bring a court action to assert the nonexistence of a default or any other defense to acceleration, foreclosure, and sale. However, the amount required to reinstate may be higher than what is owed under Paragraph 2 above due to additional fees and charges that we are entitled to collect under the Loan, including attorney fees related to any foreclosure action we initiate. 8. Kindly remit the total amount due, shown in Paragraph 2 above, to the remittance address listed below. Please note that Chase policy requires certified funds if two insufficient funds (NSF) payments have been received in the last six months. In this event, Chase will not accept a Direct Check, FastPay or SpeedPay payment. Payments cannot be made at Chase retail bank branches. Please refer to the addresses below for payment information or contact us if you have any questions. Regular Mail: CHASE PO BOX 78420 PHOENIX AZ 85062 -8420 Overnight Mail: CHASE PO BOX 78420 1820 EAST SKY HARBOR CIRCLE SOUTH PHOENIX, AZ 85034 -9700 Except as required by law, we are under no obligation to accept less than the full amount owed. If you send us less than the full amount owed, we may in our sole discretion apply such partial payment to your Loan without waiving any default or waiving our right to accelerate the Loan and continue with foreclosure proceedings in accordance with Paragraph 4 above. 9. If you are unable to pay the amount past due, Chase has a variety of homeowners' assistance programs that might help you resolve your default and keep your home; however, we need to talk with you to discuss these options and determine which of them might be appropriate for your circumstances. Please call us as soon as possible at (800) 848 -9380. 10. While the Loan remains in default, we will perform certain tasks to protect our interest in the Property, including visits to your Property at regular intervals during the default. This will be done to determine, as of the date of the inspection the property condition, occupancy status, and, possibly, your plans for curing the default and paying this Loan on time. You should anticipatethat any costs incurred by Chase will be added to the amount you now owe if permitted by your loan documents or applicable law. 11. You have additional rights to help protect your interest in the property. You have the right to sell the property to obtain money to pay off the mortgage debt or to borrow money from another lending institution to pay off this debt. You may have the right to sell or transfer the property subject to the mortgage to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney fees and costs are paid prior to or at the sale (and that the other requirements under the mortgage are satisfied). Contact us to determine under what circumstances this right may exist. You have the right to have this default cured by any third party acting on your behalf. Chase offers homeownership counseling services to borrowers in some areas. Counseling is also available through a variety of nonprofit organizations experienced in homeownership counseling and approved by the Secretary of Housing and Urban Development (HUD). A listing of such organizations may be obtained by calling HUD toll -free at (800) 569 -4287 or at www.hud.gov. Sincerely, Chase (800) 848 -9380 (800) 582 -0542 TDD / Text Telephone www.chase.com Enclosure - Federal Trade Commission Pamphlet IMPORTANT NOTICE TO SERVICEMEMBERS AND THEIR DEPENDENTS If you are or recently were on active duty or active service, you may be eligible for benefits and protections under the federal Servicemembers Civil Relief Act (SCRA). This includes protection from foreclosure or eviction. You may also be eligible for benefits and protections under state law. SCRA and state military benefits and protections also may be available if you are the dependent of an eligible servicemember. Eligible service may include: Active duty with the Army, Navy, Air Force, Marine Corps, or Coast Guard, or Active service as a commissioned officer of the National Oceanic and Atmospheric Administration, or Active service as a commissioned officer of the Public Health Service, or Service with the forces of a nation with which the United States is allied in a war or military action, or Service with the National Guard of a state militia under a state call of duty, or Any period when you are absent from duty because of sickness, wounds, leave, or other lawful cause. For more information, please call Chase Military Services at 866 - 840 -5826. An important reminder for all our customers: As stated in the "Questions and Answers for Borrowers about the Homeowner Affordability and Stability Plan" distributed by the Obama Administration, "Borrowers should beware of any organization that attempts to charge a fee for housing counseling or modification of a delinquent loan, especially if they require a fee in advance." Loan modification scams should be reported to PreventLoanScams.org or by calling 888 - 995 -HOPE; 888 - 995 -4673. We offer loan modification assistance free of charge (i.e., no modification fee required). Please call us immediately at 866 - 550 -5705 to discuss your options. The longer you delay, the fewer options you may have. We are attempting to collect a debt, and any information obtained will be used for that purpose. If you are represented by an attorney, please refer this letter to your attorney and provide us with the attorney's name, address and telephone number. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. BW840 An important message from the Federal Trade Commission note to H Facing foreclosure? Scammers are targeting people having trouble paying their mortgages. Some claim to be able to "rescue" homeowners from foreclosures, while others promise loan modifications — for a fee. The Federal Trade Commission, the nation's consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Don't Get Hit by a Pitch. Imitations = Frustrations. "We can stop your foreclosure!" Some con artists use names, phone numbers, and "97% success rate!" websites to make it look like they're part of the "Guaranteed to save your home!" government. If you want to contact a government These kinds of claims are the tell -tale signs of a agency, type the web address directly into foreclosure rip -off. Steer clear of anyone who offers your browser and look up any address you aren't an easy out. sure about. Use phone numbers listed on agency websites or in other reliable sources, like the Blue Don't Pay for a Promise Pages in your phone directory. Don't click on links Don't pay any business, organization, or person or open any attachments in unexpected emails. who promises to prevent foreclosure or get you a new mortgage. These so- called "foreclosure rescue Talk to a HUD - Certified companies" claim they can help save your home, Counseling Agency — For Free but they're out to make a quick buck. Some may If you're having trouble paying your mortgage or request hefty fees in advance — and then stop you've already gotten a delinquency notice, free returning your calls. Others may string you along help is a phone call away. Call 1- 888 - 995 -HOPE before disclosing their charges. Cut off all dealings for free personalized advice from housing counseling if someone insists on a fee. agencies certified by the U.S. Department of Housing and Urban Development (HUD). Send Payments Directly This national hotline — open 24/7 — is operated Some scammers offer to handle financial by the Homeownership Preservation Foundation, arrangements for you, but then just pocket your a nonprofit member of the HOPE NOW payment. Send your mortgage payments ONLY to Alliance of mortgage industry members and your mortgage servicer. HUD- certified counseling agencies. For free guidance online, visit www.hopenow.com. For Don't Pay for a Second Opinion free information on the President's plan to help Have you applied for a loan modification and been homeowners, visit turned down? Never pay for a "second opinion." www.makinghomeaffordable.gov. Federal Trade Commission �`°` ftc.gov/MoneyMatters Call 1-888-995-HOPE for free personalized guidance from housing counseling agencies certified by the U.S. Department of Housing and Urban Development. The Homeowner's HOPETM Hotline — open 24/7 — is operated by the Homeownership Preservation Foundation, a nonprofit member of the HOPE NOW Alliance of mortgage industry members and HUD- certified counseling agencies. Or visit www.hopenow.com For free information on the President's plan to help homeowners, visit www. makinghomeaffordable.gov �f ARK HOPEN0W Support &Guidance for Homeowners ■ �� SM MAMNG HOME AFFORDABLE.GOV Chase (FL5 -7734) CHASE PO Box 44090 Jacksonville, FL 32231 -4090 7190 1075 4460 0563 9890 May 24, 2012 00002855 HDLO CB 14512 -BW840 RUTH NIEMAN 1331 KINER BLVD CARLISLE, PA 17015 -9733 Chase (FL5 -7734) CHASE ! i PO Box 44090 Jacksonville, FL 32231 -4090 1 1 111 1111 7190 1075 4460 0563 9890 May 24, 2012 00002855 HDLO CB 14512 -BW840 RUTH NIEMAN 1331 KINER BLVD CARLISLE, PA 17015 -9733 Acceleration Warning (Notice of Intent to Foreclose) Account: ' (the "Loan ") Property Address: 1331 KINER BLVD CARLISLE, PA 17015 (the "Property") Dear RUTH NIEMAN: Under the terms of the Mortgage or Deed of Trust ( "Security Instrument ") securing your Loan, JPMorgan Chase Bank, N.A. ( "Chase ") hereby notifies you of the following: 1. You are in default because you have failed to pay the required monthly installments commencing with the payment due August 1, 2008. 2. As of May 24, 2012, total monthly payments (including principal, interest, and escrow if applicable), late fees, insufficient funds (NSF) fees, and other fees and advances due under the terms of your loan documents in the total amount of $62,945.86 are past due. This past -due amount is itemized below. If applicable, your account may have additional escrow amounts that have been paid out and are due on the Loan. • 3. If you have any questions about the amounts detailed below, please contact us as soon as possible at (800) 848 -9380. Total Monthly Payments $56,394.81 Late Fees $698.17 NSF Fees $0.00 Other Fees* $158.85 Advances* $5,745.93 Amount Held in Suspense $51.90 *Other Fees and Advances include those amounts assessed in accordance with your loan documents, and /or permitted by applicable law, or that were authorized for services rendered. If you need additional information regarding any of these amounts, please contact us at the number provided below. You are also responsible for paying any amounts that become due from the date of this letter through the expiration date of June 26, 2012 set forth in Paragraph 4 below. These amounts may include, but are not limited to, taxes, insurance, inspection fees and other fees, as permitted by applicable law. y If you have any reason to dispute the past -due amount listed above, or if you believe your Loan is current, please contact us at the number provided below. 4. If you are unable to pay your account current within 33 days, we intend to exercise our right to accelerate the mortgage payments. This means that whatever is owed on the original amount borrowed will be considered due immediately. If full payment of the amount of default is not made within 33 days, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgaged property. If the mortgage is foreclosed, your mortgaged property will be sold by the sheriff to pay off the mortgage debt. We may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. 5. You have the right to cure the default, or anyone acting on your behalf, and pay your account current anytime at least one hour prior to the commencement of bidding at a sheriff's sale or other judicial sale, not more than three times in any calendar year. To do so, you must: a) Pay or tender in the form of cash, cashier's check or certified check all sums that would have been due at the time of payment or tender in the absence of default and the exercise of acceleration; b) Perform any other obligation which you would have been bound to perform in the absence of default or the exercise of acceleration; c) Pay or tender any reasonable attorney's fees the reasonable costs of proceeding to foreclosure that were actually incurred up to and including the date the debtor cures the default, as specified in writing by the mortgagee d) Pay any reasonable late penalty, if outlined in the mortgage Action required to cure the default: You must pay the Total Monthly Payments listed in Paragraph 2 within 33 days from the date of this notice in order to cure this default. All late fees, NSF fees, and other fees and advances are still valid and will need to be repaid under the terms of your loan documents. 6. If you fail to cure the default on or before June 26, 2012, Chase will accelerate the maturity of the Loan, terminate your credit line if the Loan provides for revolving advances, declare all sums secured by the Security Instrument immediately due and payable and commence foreclosure proceedings, all without further notice to you. If this happens, Chase will be entitled to collect its expenses incurred in pursuing the remedies provided in the Security Instrument, which may include, but not be limited to, allowable foreclosure /attorney fees and other expenses permitted by your loan documents or applicable law. 7. If permitted by your loan documents or applicable law, you have the right to reinstate after acceleration of the Loan and the right to bring a court action to assert the nonexistence of a default or any other defense to acceleration, foreclosure, and sale. However, the amount required to reinstate may be higher than what is owed under Paragraph 2 above due to additional fees and charges that we are entitled to collect under the Loan, including attorney fees related to any foreclosure action we initiate. 8. Kindly remit the total amount due, shown in Paragraph 2 above, to the remittance address listed below. Please note that Chase policy requires certified funds if two insufficient funds (NSF) payments have been received in the last six months. In this event, Chase will not accept a Direct Check, FastPay or SpeedPay payment. Payments cannot be made at Chase retail bank branches. Please refer to the addresses below for payment information or contact us if you have any questions. Regular Mail: CHASE PO BOX 78420 PHOENIX AZ 85062 -8420 t ' Overnight Mail: CHASE PO BOX 78420 1820 EAST SKY HARBOR CIRCLE SOUTH PHOENIX, AZ 85034 -9700 Except as required by law, we are under no obligation to accept less than the full amount owed. If you send us less than the full amount owed, we may in our sole discretion apply such partial payment to your Loan without waiving any default or waiving our right to accelerate the Loan and continue with foreclosure proceedings in accordance with Paragraph 4 above. 9. If you are unable to pay the amount past due, Chase has a variety of homeowners' assistance programs that might help you resolve your default and keep your home; however, we need to talk with you to discuss these options and determine which of them might be appropriate for your circumstances. Please call us as soon as possible at (800) 848 -9380. 10. While the Loan remains in default, we will perform certain tasks to protect our interest in the Property, including visits to your Property at regular intervals during the default. This will be done to determine, as of the date of the inspection the property condition, occupancy status, and, possibly, your plans for curing the default and paying this Loan on time. You should anticipatethat any costs incurred by Chase will be added to the amount you now owe if permitted by your loan documents or applicable law. 11. You have additional rights to help protect your interest in the property. You have the right to sell the property to obtain money to pay off the mortgage debt or to borrow money from another lending institution to pay off this debt. You may have the right to sell or transfer the property subject to the mortgage to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney fees and costs are paid prior to or at the sale (and that the other requirements under the mortgage are satisfied). Contact us to determine under what circumstances this right may exist. You have the right to have this default cured by any third party acting on your behalf. Chase offers homeownership counseling services to borrowers in some areas. Counseling is also available through a variety of nonprofit organizations experienced in homeownership counseling and approved by the Secretary of Housing and Urban Development (HUD). A listing of such organizations may be obtained by calling HUD toll-free (800) 569 -4287 or at www.hud.gov. Sincerely, Chase (800) 848 -9380 (800) 582 -0542 TDD / Text Telephone www.chase.com Enclosure - Federal Trade Commission Pamphlet IMPORTANT NOTICE TO SERVICEMEMBERS AND THEIR DEPENDENTS If you are or recently were on active duty or active service, you may be eligible for benefits and protections under the federal Servicemembers Civil Relief Act (SCRA). This includes protection from foreclosure or eviction. You may also be eligible for benefits and protections under state law. SCRA and state military benefits and protections also may be available if you are the dependent of an eligible servicemember. Eligible service may include: Active duty with the Army, Navy, Air Force, Marine Corps, or Coast Guard, or J S v Active service as a commissioned officer of the National Oceanic and Atmospheric Administration, or Active service as a commissioned officer of the Public Health Service, or Service with the forces of a nation with which the United States is allied in a war or military action, or Service with the National Guard of a state militia under a state call of duty, or Any period when you are absent from duty because of sickness, wounds, leave, or other lawful cause. For more information, please call Chase Military Services at 866 - 840 -5826. An important reminder for all our customers: As stated in the "Questions and Answers for Borrowers about the Homeowner Affordability and Stability Plan" distributed by the Obama Administration, "Borrowers should beware of any organization that attempts to charge a fee for housing counseling or modification of a delinquent loan, especially if they require a fee in advance." Loan modification scams should be reported to PreventLoanScams.org or by calling 888 - 995 -HOPE; 888 - 995 -4673. We offer loan modification assistance free of charge (i.e., no modification fee required). Please call us immediately at 866 -550 -5705 to discuss your options. The longer you delay, the fewer options you may have. We are attempting to collect a debt, and any information obtained will be used for that purpose. If you are represented by an attorney, please refer this letter to your attorney and provide us with the attorney's name, address and telephone number. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this notice is for compliance and /or informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, a secured party retains rights under its security instrument, including the right to foreclose its lien. BW840 An important message from the Federal Trade Commission A note to Homeowners Facing foreclosure? Scammers are targeting people having trouble paying their mortgages. Some claim to be able to "rescue" homeowners from foreclosures, while others promise loan modifications — for a fee. The Federal Trade Commission, the nation's consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Don't Get Hit by a Pitch. Imitations = Frustrations. "We can stop your foreclosure!" Some con artists use names, phone numbers, and "97% success rate!" websites to make it look like they're part of the "Guaranteed to save your home!" government. If you want to contact a government These kinds of claims are the tell -tale signs of a agency, type the web address directly into foreclosure rip -off. Steer clear of anyone who offers your browser and look up any address you aren't an easy out. sure about. Use phone numbers listed on agency websites or in other reliable sources, like the Blue Don't Pay for a Promise. Pages in your phone directory. Don't click on links Don't pay any business, organization, or person or open any attachments in unexpected emails. who promises to prevent foreclosure or get you a new mortgage. These so- called "foreclosure rescue Talk to aHUD- Certified companies" claim they can help save your home, Counseling Agency — For Free. but they're out to make a quick buck. Some may If you're having trouble paying your mortgage or request hefty fees in advance — and then stop you've already gotten a delinquency notice, free returning your calls. Others may string you along help is a phone call away. Call 1- 888 - 995 -HOPE before disclosing their charges. Cut off all dealings for free personalized advice from housing counseling if someone insists on a fee. agencies certified by the U.S. Department of Housing and Urban Development (HUD). Send Payments Directly. This national hotline — open 24/7 — is operated Some scammers offer to handle financial by the Homeownership Preservation Foundation, arrangements for you, but then just pocket your a nonprofit member of the HOPE NOW payment. Send your mortgage payments ONLY to Alliance of mortgage industry members and your mortgage servicer. HUD - certified counseling agencies. For free guidance online, visit www.hopenow.com. For Don't Pay for a Second Opinion. free information on the President's plan to help Have you applied for a loan modification and been homeowners, visit turned down? Never pay for a "second opinion." www.makinghomeaffordable.gov. Federal Trade Commission ftc.gov/MoneyMatters K Call 1-888-995-HOPE for free personalized guidance from housing counseling agencies certified by the U.S. Department of Housing and Urban Development. The Homeowner's HOPETM Hotline — open 24/7 — is operated by the Homeownership Preservation Foundation, a nonprofit member of the HOPE NOW Alliance of mortgage industry members and HUD- certified counseling agencies. Or visit www.hopenow.com For free information on the President's plan to help homeowners, visit www.makinghomeaffordable.gov HOPEN Support & Guidance For Homeowners SM MAILING HOME AFFORDABLE.GOV E " A Pennsylvania Verification Kathryn Coffee -House , hereby states that he /she is Vice President of JPMorgan Chase Bank, N.A. as Attorney -In -Fact for the Plaintiff in this matter, and is authorized to make this Verification. The statements of fact contained in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best of my information, and belief. I understand that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn fats' cation to authorities. g atiryn Cof e -House Vice President Date: 04/26/13 JPMorgan Chase Bank, N.A. as Attorney -In -Fact for the Plaintiff Borrower e" 3 �, Property ddress: County: ,jyl'�,b.P,1(' Last Four of Loan Number: 320 FORM 1 : IN THE COURT OF COMMON PLEAS OF U.S. Bank National Association, as Trustee, CUMBERLAND COUNTY, Successor in Interest to Bank of America, National PENNSYLVANIA Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass - Through Certificates WMALT Series 2006 -AR10 Plaintiff(s) M MW =X VS. M z F Ruth Nieman, r %l z- crJ , 1331 Kiner Boulevard �-- —+o Carlisle, PA 17015 y° a- CD i C Cole E. Pierce 1331 Kiner Boulevard - Carlisle, PA 17015 April Pierce a/k/a April C. Pierce 1331 Kiner Boulevard Carlisle, PA 17015 DEFENDANTS i 3 .a � ?l Defendant(s) Civil NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be � •r ' eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will h to work out reasonable arrangements ement wt h your lender before the mortgage foreclosure suit pro eeds forward. IF YOU WISH TO llE YOUR IS NOTICEOTHIIS PROGRAM IS FREYE AND TAKE THE STEPS Q Respectfully submitted: SHAPIRO & DeNARDO, LLC Date Att e s o intif i J � FORM 2 Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet Date Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: Borrower name(s): Property Address: State: Zip: City: Is the property for sale? Yes ❑ No ❑ Listing Date: Price:$ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): State: Zip: City: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household How Long? C O-BOR R OWER Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household How Long? 101 1 e l IN I L I First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount:$ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the Loan in Bankruptcy? Yes ❑ No ❑ i ' If yes, provide names, location of court, case number & attorney Assets Amount Owed Value Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount Owed: Value: Automobile #2: Model: Year: Amount Owed: Value: Other transportation (automobiles boats, motorcycles): Model: Year: Amount Owed: Value: Monthly Income: Name of Employers: 1. 2. 3. Additional Income Description (not wages): 1. monthly amount: 2. monthly amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly E penses•(Please only include expenses You are currently paying) EXPENSE AMOUNT EXPENSE AMOUNT Mort age Food 2 nd Mortgage Utilities Car Payment(s) Condo/Neigh. Fees Auto Insurance Med. (not covered) Auto fuel /repairs Other prop. Payment Install. Loan Payment Cable TV Child Su ort/Alim. Spending Money Day /Child Care /Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: 2 Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes 0 No ❑ If yes, please indicate the status of those negotiations: Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION I /We, , authorize the above named to use /refer this information to my lender /servicer for the sole purpose of evaluating in financial situation for possible mortgage options. I /We understand that I /We am/are under no obligation to use the services provided by the above named Borrower Signature Date Co- Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: Proof of income Past 2 bank statements Proof of any expected income for the last 45 days Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation (hardship letter) Listing agreement (if property is currently on the market) r � i FORM 3 : IN THE COURT OF COMMON PLEAS OF U.S. Bank National Association, as Trustee, CUMBERLAND COUNTY, PENNSYLVANIA Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass - Through Certificates WMALT Series 2006 -AR10 Plaintiff(s) vS. Ruth Nieman 1331 Kiner Boulevard Carlisle, PA 17015 Cole E. Pierce 1331 Kiner Boulevard Carlisle, PA 17015 April Pierce a/k/a April C. Pierce 1331 Kiner Boulevard Carlisle, PA 17015 DEFENDANTS Defendant(s) Civil REQUEST FOR CONCILIATION CONFERENCE Pursuant to the Administrative Order dated , 2012 governing the Cumberland County Residential Mortgage Foreclosure Diversion Program, the undersigned hereby certifies as follows: 1. Defendant is the owner of the real property which is the subject of this mortgage foreclosure action; 2. Defendant lives in the subject real property, which is defendant's primary residence; 3. Defendant has been served with a "Notice of Residential Mortgage Foreclosure Diversion Program" and has taken all of the steps required in that Notice to be eligible to participate in a court- supervised conciliation conference. The undersigned verifies that the statements made herein are true and correct. I understand that false statements are made subject to the penalties of 18 Pa. C.S. §4904 relating to unsworn falsification to authorities. Signature of Defendant's Counsel /Appointed Date s v Legal Representative Signature of Defendant Date Signature of Defendant Date FORM 4 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff(s) vs. Defendant(s) Civil CASE MANAGEMENT ORDER AND NOW, this day of , 20 , the defendant/borrower in the above - captioned residential mortgage foreclosure action having filed a Request for Conciliation Conference verifying that the defendant/borrower has complied with the Administrative Rule requirements for the scheduling of a Conciliation Conference, it is hereby ORDERED AND DECREED that: 1. The parties and their counsel are directed to participate in a court - supervised conciliation Conference on at M. in at the Cumberland County Courthouse, Carlisle, Pennsylvania. 2. At least twenty -one (2 1) days prior to the date of the Conciliation Conference, the defendant/borrower must serve upon the plaintiff /lender and its counsel a copy of the "Cumberland County Residential Mortgage Foreclosure Diversion Program Financial Worksheet" (Form 2) which has been completed by the defendant/borrower. Upon agreement of the parties in writing or at the discretion of the Court, the Conciliation Conference ordered may be rescheduled to a later date and/or the date upon which service of the completed Form 2 is to be made may be extended. Upon notice to the Court of the defendant/borrower's failure to serve the completed Form 2 within the time frame set forth herein or such other date as agreed upon by the parties in writing or ordered by the Court, the case shall be removed from the Conciliation Conference schedule and the temporary stay of proceedings shall be terminated. 3. The defendant /borrower and counsel for the parties must attend the Conciliation Conference in person and an authorized representative of the plaintiff /lender must either attend the Conciliation Conference in person or be available by telephone during the course of the Conciliation Conference. The representative of the plaintiff /lender who participates in the Conciliation Conference must possess the actual authority to reach a mutually acceptable resolution, and counsel for the plaintiff /lender must discuss resolution proposals with the authorized representative in advance of the Conciliation Conference. If the duly authorized representative of the plaintiff /lender is not available by telephone during the Conciliation Conference, the Court will schedule another Conciliation Conference and require the personal attendance of the authorized representative of the plaintiff /lender at the rescheduled Conciliation Conference. 4. At the Conciliation Conference, the parties and their counsel shall be prepared to discuss and explore all available resolution options which shall include: bringing the mortgage current through a reinstatement; paying off the mortgage; proposing a forbearance agreement or repayment plan to bring the account current over time; agreeing to tender a monetary payment and to vacate in the near future in exchange for not contesting the matter; offering the lender a deed in lieu of foreclosure; entering into a loan modification or a reverse mortgage; paying the mortgage default over sixty months; and the institution of bankruptcy proceedings. 5. All proceedings in this matter are stayed pending the completion of the scheduled conciliation conference. BY THE COURT J. a v IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff(s) : VS. Defendant(s) : 3`ci ivil NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM You have been served with a foreclosure complaint that could cause you to lose your home. If you own and live in the residential property which is the subject of this foreclosure action, you may be able to participate in a court- supervised conciliation conference in an effort to resolve this matter with your lender. If you do not have a lawyer, you must take the following steps to be eligible for a conciliation conference. First, within twenty (20) days of your receipt of this notice, you must contact MidPenn Legal Services at (717) 243 -9400 extension 2510 or (800) 822 -5288 extension 2510 and request appointment of a legal representative at no charge to you. Once you have been appointed a legal representative, you must promptly meet with that legal representative within twenty (20) days of the appointment date. During that meeting, you must provide the legal representative with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your legal representative complete a financial worksheet in the format attached hereto, the legal representative will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. If you are represented by a lawyer, you and your lawyer must take the following steps to be eligible for a conciliation conference. It is not necessary for you to contact MidPenn Legal Service for the appointment of a legal representative. However, you must provide your lawyer with all requested financial information so that a loan resolution proposal can be prepared on your behalf. If you and your lawyer complete a financial worksheet in the format attached hereto, your lawyer will prepare and file a Request for Conciliation Conference with the Court, which must be filed with the Court within sixty (60) days of the service upon you of the foreclosure complaint. If you do so and a conciliation conference is scheduled, you will have an opportunity to meet with a representative of your lender in an attempt to work out reasonable arrangements with your lender before the mortgage foreclosure suit proceeds forward. IF YOU WISH TO SAVE YOUR HOME, YOU MUST ACT QUICKLY AND TAKE THE STEPS REQUIRED BY THIS NOTICE. THIS PROGRAM IS FREE. Respectfully submitted: Date [Sign t e of o nsel fo Plaintiff] Cumberland County Residential Mortgage Foreclosure Diversion Program Date Financial Worksheet Cumberland County Court of Common Pleas Docket # BORROWER REQUEST FOR HARDSHIP ASSISTANCE To complete your request for hardship assistance, your lender must consider your circumstances to determine possible options while working with your Please provide the following information to the best of your knowledge: ON MIKE 1 1 14 1000 W IL V IVINWAM A IMUELWAIL Borrower name(s): Property Address: City: State: Zip: Is the property for sale? Yes ❑ No ❑ Listing Date: Price:$ Realtor Name: Realtor Phone: Borrower Occupied? Yes ❑ No ❑ Mailing Address (if different): City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household How Long? • :• "• Mailing Address: City: State: Zip: Phone Numbers: Home: Office: Cell: Other: Email: # of people in household How Long? • • First Mortgage Lender: Type of Loan: Loan Number: Date You Closed Your Loan: Second Mortgage Lender: Type of Loan: Loan Number: Total Mortgage Payments Amount:$ Included Taxes & Insurance: Date of Last Payment: Primary Reason for Default: Is the Loan in Bankruptcy? Yes ❑ No ❑ If yes, provide names, location of court, case number & attorney Assets Amount Owed Value Home: $ $ Other Real Estate: $ $ Retirement Funds: $ $ Investments: $ $ Checking: $ $ Savings: $ $ Other: $ $ Automobile #1: Model: Year: Amount Owed: Value: Automobile #2: Model: Year: Amount Owed: Value: Other transportation (automobiles boats motorcycles): Model: Year: Amount Owed: Value: Monthly Income: Name of Employers: 1. 2. 3. Additional Income Description (not wages): I • monthly amount: 2 • monthly amount: Borrower Pay Days: Co- Borrower Pay Days: Monthly Ex enses: Please only include expenses you are currently a in EXPENSE AMOUNT EXPENSE AMOUNT Mortage Food 2 Id Mortgage Utilities Car Payments Condo/Neigh. Fees Auto Insurance Med. (not covered) Auto fuel /repairs Other prop. Payment Install. Loan Payment Cable TV Child Sup ort/Alim. S ending Mone Day /Child Care /Tuft. Other Expenses Amount Available for Monthly Mortgage Payments Based on Income & Expenses: Have you been working with a Housing Counseling Agency? Yes ❑ No ❑ If yes, please provide the following information: Counseling Agency: Counselor: Phone (Office): Fax: 2 Email: Have you made application for Homeowners Emergency Mortgage Assistance Program (HEMAP) assistance? Yes ❑ No ❑ If yes, please indicate the status of the application: Have you had any prior negotiations with your lender or lender's loan servicing company to resolve your delinquency? Yes ❑ No ❑ If yes, please indicate the status of those negotiations: Please provide the following information, if know, regarding your lender or lender's loan servicing company: Lender's Contact (Name): Phone: Servicing Company (Name): Contact: Phone: AUTHORIZATION I /We, , authorize the above named to use /refer this information to my lender /servicer for the sole purpose of evaluating in financial situation for possible mortgage options. I /We understand that I /We am/are under no obligation to use the services provided by the above named Borrower Signature Date Co- Borrower Signature Date Please forward this document along with the following information to lender and lender's counsel: Proof of income Past 2 bank statements Proof of any expected income for the last 45 days Copy of a current utility bill Letter explaining reason for delinquency and any supporting documentation (hardship letter) Listing agreement (if property is currently on the market) SHERIFF'S OFFICE OF CUMBERLAND COUNTY _ ;-n O OpFILF Ronny RAnderson C'r THt PiiOTNONO T,i(� Sheriff 2013 Jody S Smith v J.I .JN 14 AN 8: 5° Chief Deputy - CUMBERLAND COUM'k Richard w Stewart PENNSYLVANIA Solicitor U.S. Bank National Association Case Number vs. Ruth Nieman (et al.) 1 2013-2731 SHERIFF'S RETURN OF SERVICE 05/17/2013 02:55 PM - Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Occupant, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Blvd, Monroe Township, Carlisle, PA 17013. Residence is vacant. 05/24/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Ruth Nieman, but was unable to locate the Defendant in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Blvd, Monroe Township, Carlisle, PA 17013. Residence is vancant and per the Carlisle Postmaster the defendants have moved and left no forwarding address. 05/24/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: April Pierce, but was unable to locale the Defendant in his bailiwick. The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Blvd Monroe Township, Carlisle, PA 17013. Residence is vancant and per the Carlisle Postmaster the defendants have moved and left no forwarding address. 05/24/2013 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Cole F Pierce, but was unable to locate the Defendant in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Boulevard, Monroe Township, Carlisle, PA 17013. Residence is vancant and per the Carlisle Postmaster the defendants have moved and left no forwarding address. SHERIFF COST'. $111.78 SO ANSWERS, ate, June 12, 2013 RONNY R ANDERSON, SHERIFF 235 SOUTH 13TH STREET PHILADELPHIA,PA 19107' PHONE: (215)546.7400 &,R FAX: (215)985-0169 National Association of Philadelphia Association LW Professional Process Servers of Professional Process Servers U.S. Bank National Association,et al COURT Court of Common Pleas of Pennsylvania vs- COUNTY Cumberland County Ruth Nieman,et al CASE NUMBER 13-2731 Civil AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: B&R Control# CS1 03907-11 COUNTY OF PHILADELPHIA: Reference Number 12-042441 SERVICE INFORMATION On 26 day of June,2013 we received the Mortgage Foreclosure Complaint/See Below*** for service upon Ruth Nieman at 17907 E.Mission Avenue Spokane Valley,WA 99016 Special Instructions NOTICE OF RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM,CUMBERLAND COUNTY RESIDENTIAL MORTGAGE FORECLOSURE DIVERSION PROGRAM FINANCIAL WORKSHEET AND REQUEST FOR CONCILIATION CONFERENCE -!U:K Served Date -7 Accepted By: n — Time ICU In the manner described below. Q 1 Personally served. CD ] Adult family member. Relationship is C--) ❑ Adult in charge of residence who refused to give name and/or relationship. :;7-= E] Manager/clerk of place of residence lodging Agent or person in charge of office or usual place of business E] Other Description of Person Age 60 t Height 4;'-7 + Weight 0-170Race Sex Other F--j Not Served Date Time Not Served Information Moved Unknown 7 No Answer F--] Vacant Other L C I? 'A The Process Server, being duly sworn, Sworn to and subscribed before me this deposes and says that the facts set forth herein are true and correct tot OCT = Tulu do 17 day of knowledge, information and b 2015 4Z Process Se r/Sheriff ' 0 N ''c Notary Public 4FpIf Law Firm Phone (610)278-6800 Fo 111i Christopher A. DeNardo, Esquire ServeBy Date 7/20/2013 Shapiro and DeNardo LLC Filed Date 5/15/2013 3600 Horizon Drive Suite 150 King of Prussia, PA 19406 ORIGINAL 177VC f 7/17/2013 AFFIDAVIT OF ATTEMPT TO SERVE COMMONWEALTH OF VIRGINIA SERVICE OTHER THAN BY VIRGINIA SHERIFF in the: . COURT OF COMMON PLEAS OF PENNSYLVANIA STATE/COMMONWEALTH OF: CUMBERLAND COUNTY PA U.S.BANK NATIONAL ASSOCIATION,ET AL } CASE N0: v ; In re IV. 13-2731 CIVIL RUTH NIEMAN,ET AL } COLE E PIERCE r-: 5852 PETERSON LOOP,FORT BELVOIR,VA 22060 r is the name and address of the person upon whom service of the following is to be made. CD Document(s) Served: MORTGAGE FORECLOSURE COMPLAINT I,the undersigned swear/affirm that I am a private process server,I am not a party to,or otherwise interested in the subject matter in controversy in this case,I am 18 years of age or older,and I served as shown below,the above named person upon whom service of process was to be made with copies described above. Date and time of attempt of service: 7/9/2013@ 11:52 AM NOT SERVED NOTFOUND SERVER'S DOES NOT LIVE HERE.CALLED 717-579-6608 AND SPOKE WITH APRIL WHO STATED THEY NOW LIVE IN GEORGIA, NOTES: Prior Attempts: 7/3148P-,CANT GAIN ACCESS 7/91150A-,LEFT MESSAGE Dated: 7/23/201 ;igna 're COMMONWEALTH OF VIRGINIA Name: JEKECIA EFFE N CITY OF POQUOSON P.O.Box 2 70,Po oson, A Subscribed and sworn to/affirmed before me this day by JEKECIA JEFFERSON who is personally known to me. � J Date: 7/23/2013 My commission expires: 10/31/2015 Signature of Notary Public: CRYSTAL M.C.KLEIBER,REG.#329597 CRYSTAL M. C. KLEIBER, REG.#329597 Notary Public Commonwealth of Virginia My Commission Expires: 10/31/2015 B&R SERVICES 235 S 13TH ST PHILADELPHIA, PA 19107 (ph)800-503-7400 VICKY CS103907-2&3 346416-1 7/17/2013 AFFIDAVIT OF ATTEMPT TO SERVE COMMONWEALTH OF VIRGINIA SERVICE OTHER THAN BY VIRGINIA SHERIFF in the: . COURT OF COMMON PLEAS OF PENNSYLVANIA STATE/COMMONWEALTH OF: CUMBERLAND COUNTY PA U.S.BANK NATIONAL ASSOCIATION,ET AL } CASE NO: InreIV. } 13-2731 CIVIL RUTH NIEMAN,ET AL } } APRIL PIERCE 5852 PETERSON LOOP,FORT BELVOIR,VA 22060 is the name and address of the person upon whom service of the following is to be made. Document(s) Served: MORTGAGE FORECLOSURE COMPLAINT I,the undersigned swearlaffirm that I am a private process server,I am not a party to,or otherwise interested in the subject matter in controversy in this case,I am 18 years of age or older,and I served as shown below,the above named person upon whom service of process was to be made with copies described above. Date and time of attempt of service: 7/9/2013@ 11:52 AM NOT SERVED NOT FOUND DOES NOT LIVE HERE.CALLED 717-579-6608 AND SPOKE WITH APRIL WHO ST TED THE NOW E I GEORGIA. SERVER'S NOTES: Dated: 7/23/ 013 Sig COMMONWEALTH OF VIRGINIA Name: JEKE IA JEF SON CITY OF POQUOSON P.O.B x 207 , oquoson,VA Subscribed and sworn to/affirmed before me this day by is JEKECIA p JEFFERSON who who is personally known to me. Date: 7/23/2013 My commission expires: 10/31/2015 Signature of Notary Public: CRYSTAL M.C.KLEIBER,REG.#329597 CRYSTAL M.C.KLEIBER, REG.#329597 Notary Public Commonwealth of Virginia My Commission Expires: 10/31/2015 B&R SERVICES 235 S 13TH ST PHILADELPHIA, PA 19107 (ph)800-503-7400 VICKY CS103907-2&3 346416-2 iN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE,SUCCESSOR IN CASE and/or DOCKET No.:13-2731 INTEREST TO BANK OF AMERICA,NATIONAL ASSOCIATION AS TRUSTEE AS SUCCESSOR BY MERGER TO LASALLE BANK, i Sheriffs Sale Date: C C NATIONAL ASSOCIATION AS TRUSTEE FOR WASHINGTON cs MUTUAL MORTGAGE PASS-THROUGH CERTIFICATES WMALT SERIES 2006-AR10;et seq. f Plaintiff(Petitioner) Ujf" G; —C> CO CS CD V. RUTH NIEMAN;et al. C> C. Defendant(Respondent) 1 AFFIDAVIT OF SERVICE RI Complaint ❑Summons Other: I, Patricia Housel ,certify that I am eighteen years of age or older and that I am not a party to the action nor an employee nor relative of a party, and that I attempted to serve APRIL PIERCE the above process on the 24 day of Tlll)r 20 13,at 4:30 o'clock,aM,at 521 MORTON COURT FORTSON,GA 31808 Manner of Service: By handing a copy to: 0 An officer,partner,trustee,or registered agent of the Defendant organization who is not a plaintiff in the action* The manager,clerk,or other person for the time being in charge of a regular place of business or activity of the Defendant organization who is not a plaintiff in the action An agent authorized by the Defendant organization in writing to receive service of process for it who is not a plaintiff in the action By handing a copy to the Defendant(s) ❑ By handing a copy at the residence of the Defendant(s)to an adult member of the family with whom he/she resides or to the adult person in charge of the residence because no adult family member was found [� By handing a copy at the residence of the Defendant(s)to the clerk or manager of the hotel,inn,apartment house or other place of lodging at which he/she resides F] By handing a copy at the office or usual place of business of the Defendant(s)to the Defendant's(s)agent or to the person for the time being in charge thereof* ❑ By posting a copy of the original process on the most public part of the property pursuant to an order of court *Name: Relationship/Title/Position: Remarks: Description:Approximate Age Height Weight Race Sex Hair Defendant was not served because: ❑Moved ®Unknown ❑No Answer ❑Vacant ❑other: Zebadiah Thomas(B,M,35,510,190,Black)is the current resident-April Pierce is unknown. Service was attempted on the following dates/times: 1) 07/24/2013 4:30PM 2) 3) 1 Cerrrrrr6itwcahh/State of q ) )SS: County of Kg ) , r�, C r� j Before me,the undersigned notary public,this day,personally,appeared �� C% Q "�U SJ to me known,who being duly sworn according to law, �deposes the following: I hereby 3Rv r or affirm that the f is set forth in the foregoing Affidavit of Service are true and correct. Subs ed and s to bef:re me - (Signature of Affiant) thi 13day of File Number:12-042441 L IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE,SUCCESSOR IN ;CASE and/or DOCKET No.:13-2731 INTEREST TO BANK OF AMERICA,NATIONAL ASSOCIATION AS i TRUSTEE AS SUCCESSOR BY MERGER TO LASALLE BANK, ?Sheriffs Sale Date: NATIONAL ASSOCIATION AS TRUSTEE FOR WASHINGTON MUTUAL MORTGAGE PASS-THROUGH CERTIFICATES WMALT SERIES 2006-AR10;et seq. Plaintiff(Petitioner) e V. RUTH NIEMAN;et al. Defendant(Respondent) AFFIDAVIT OF SERVICE om aint ❑Su'rn ns Other: 1 certify that I a ' t n year a of Id and that I am nQarty to a nor ployee nor relative of a party, an hat I attempted to serve COLE E.PIERCE the above process on the�ay of 20 at_: IoclM,at 521 MORTON COURT FORTSON,GA 31808 Manner of Service: By handing a copy to: An officer,partner,trustee,or registered agent of the Defendant organization who is not a plaintiff in the action* Q The manager,clerk,or other person for the time being in charge of a regular place of business or activity of the Defendant organization who is not a plaintiff in the action [� An agent authorized by the Defendant organization in writing to receive service of process for it who is not a plaintiff in the action By handing a copy to the Defendant(s) By handing a copy at the residence of the Defendant(s)to an adult member of the family with whom he/she resides or to the adult person in charge of the residence because no adult family member was found* ❑ By handing a copy at the residence of the Defendant(s)to the clerk or manager of the hotel,inn,apartment house or other place of lodging at which he/she resides ❑ By handing a copy at the office or usual place of business of the Defendant(s)to the Defendant's(s')agent or to the person for the time being in charge thereof* D By posting a copy of the original process on the most public part of the property pursuant to an order of court *Name: �:WVA 1 Q.h UZinCi►5 Relationship/Title/Position: Remarks: I Description:Approximate A Heigh eight ace Sex Ha' Defendant was not served because: ❑Moved Anknown ❑No Answer ❑Vacant ❑Other: Services wla attempts on the following dates/times: 21 3) YYY Commonwealth/State of W ) ^A )SS: County of �{{, Before me,the undersigned notary public,this day,personally,appeared " '' 1o� rW "-,�,'� to me known,who being duly sworn according to law, deposes the following: !. reby swear or affirm that the facts et rth in th foregoing Affidavit of Service are true and correct. s, Subs a and sw` :td'before m, (Signature of Affiant) th' y of ._,20_ 7 �r File Number:12-042441 - SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403 KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D. NO. 310530 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 12-042441 '-' '" U.S. Bank National Association, as Trustee, COURT OF COMMON PLEA Successor in Interest to Bank of America, CIVIL DIVISION -rn Fr-1 National Association as Trustee as successor CUMBERLAND COUNTY 'R - ''' co C.) by merger to LaSalle Bank,National r .74 f-* Association as Trustee for Washington NO: 13-2731 Civil -, _T1 Mutual Mortgage Pass-Through Certificates c=) r`ri WMALT Series 2006-AR10 PLAINTIFF VS. Ruth Nieman; Cole E. Pierce; and April Pierce a/k/a April C. Pierce DEFENDANTS MOTION FOR SERVICE PURSUANT TO COURT ORDER Plaintiff, by its counsel, Shapiro & DeNardo, LLC moves this Honorable Court for an Order pursuant to Pa. R.C.P. 3129.2(c)(1)(i)(C) and 430 permitting alternative service of the Complaint and any other document or pleading requiring original process upon Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, by sending a true and correct copy by simultaneous certified and regular mail; and by posting a true and correct copy on the mortgaged property that is the subject of the above-captioned mortgage foreclosure action; and in support thereof avers the following: 1. On May 15, 2013, Plaintiff filed its complaint in mortgage foreclosure against the above-captioned Defendants for the property located at 1331 Kiner Boulevard, Carlisle, PA 17015 (hereinafter"Property"). 2. Plaintiff forwarded the Complaint to the Cumberland County Sheriff in order to effectuate personal service upon Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce. 3. The Cumberland County Sheriffs attempts to serve Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, with the Complaint have been unsuccessful, as reflected on the Sheriff's Return of Service, attached hereto as Exhibit"A,"and made a part hereof. 4. Pursuant to Pa. R.C.P. 430, Plaintiff has made good faith efforts to locate Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce. An Affidavit of Good Faith Investigation, which sets forth the specific inquiries made and the results thereof, is attached hereto as Exhibit `B" and made a part hereof. 5. The Affidavit of Good Faith Investigation reflects that 1331 Kiner Boulevard, Carlisle, PA 17015; 5852 Peterson Loop, Fort Belvoir, VA 22060; and 521 Morton Court, Fortson, GA 31808 are valid addresses for Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, respectively; See Ex. `B." 6. However, the Cumberland County Sheriff's Return of Service for such address states otherwise. See Ex. "A." 7. A Request for Change of Address or Boxholder, pursuant to 36 C.F.R. 265.6(d)(6)(ii), completed and certified by the Carlisle Pennsylvania Postmaster reflects the following: "Moved, left no forwarding address" for the Kiner Boulevard address, a forwarding address for the Peterson Loop address, and "Good as addressed" for the Morton Court address. True and correct copies thereof is attached hereto as Exhibit"C"and made a part hereof. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter an Order allowing Plaintiff to serve the Complaint and any other document or pleading requiring original process on Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, by (1) sending a true and correct copy thereof by simultaneous certified and regular mail to the last known address located at 1331 Kiner Boulevard, Carlisle, PA 17015; 5852 Peterson Loop, Fort Belvoir, VA 22060; and 521 Morton Court, Fortson, GA 31808, respectively; and (2)posting a true and correct copy thereof on the mortgaged property located at 1331 Kiner Boulevard, Carlisle, PA 17015 by the Sheriff or any competent adult. SHAPIRO & DeNARDO, LLC/ Date: I I-4! BY: 01111Ma Atto eys for 'ain f CAITLIN M.DO Y,ESQUIRE S&D: 12-042441 • 12 -0( zLiy • SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff 01 cumbtyrha Jody S Smith Chief Deputy r; Richard W Stewart Solicitor OccIC:^F it•E Sir IF= U.S. Bank National Association Case Number vs. Ruth Nieman(et al.) 2013-2731 SHERIFF'S RETURN OF SERVICE 05/17/2013 02:55 PM-Ronny R Anderson,Sheriff,being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit:Occupant,but was unable to locate the Defendant in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as "Not Found"at 1331 Kiner Blvd,Monroe Township, Carlisle, PA 17013. Residence is vacant. 05/24/2013 Ronny R Anderson, Sheriff, being duly sworn according to law,states he made diligent search and inquiry for the within named Defendant to wit: Ruth Nieman,but was unable to locate the Defendant in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Blvd, Monroe Township,Carlisle, PA 17013. Residence is vancant and per the Carlisle Postmaster the defendants have moved and left no forwarding address. 05/24/2013 Ronny R Anderson, Sheriff, being duly sworn according to law,states he made diligent search and inquiry for the within named Defendant to wit:April Pierce,but was unable to locate the Defendant in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Blvd, Monroe Township, Carlisle,PA 17013. Residence is vancant and per the Carlisle Postmaster the defendants have moved and left no forwarding address. 05/24/2013 Ronny R Anderson, Sheriff, being duly sworn according to law,states he made diligent search and inquiry for the within named Defendant to wit:Cole E Pierce, but was unable to locate the Defendant in his bailiwick.The Sheriff therefore returns the within requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure as"Not Found"at 1331 Kiner Boulevard, Monroe Township,Carlisle, PA 17013. Residence is vancant and per the Carlisle Postmaster the defendants have moved and left no forwarding address. SHERIFF COST:$111.78 SO ANSWERS, June 12,2013 RONO R ANDERSON, SHERIFF ICI CjtvIcSnosnc. 1 • 7/17/2013 • AFFIDAVIT OF ATTEMPT TO SERVE~ COMMONWELTH OF VIRGINIA SERVICE OTHER THAN BY VIRGINIA SHERIFF in the: COURT OF COMMON PLEAS OF PENNSYLVANIA OF: CUMBERLAND COUNTY PA U.S.BANK NATIONAL ASSOCIATION,ET AL ) CASE NO: |nmIV. °8 ^� ^�~�"�� ��8���U 13-2731 CIVIL RUTH NIEMAN,El AL � COLE E PIERCE 5852 PETERSON LOOP,FORT BELVOIR,VA 22060 is the name and address of the person upon whom service of the following is to be made. Document(s) . Served: MORTGAGE FORECLOSURE COMPLAINT I,the undersigned sweariaffirm that I am a private process server,I am not a party to,or otherwise interested in the subject matter In contToversy in this case,I am 18 years of age or older,and I seried as shown below,the above named person upon whom service of process was to be made with copies described above. Date and time of attempt ofservice: 7/9/2813 @ 11:52 AM NOT SERVED NOT FOUND DOES NOT LIVE HERE.CALLED,17'n/o-6a0 AND SPOKE WITH APRIL WHO STATED THEY NOW LIVE mGEORGIA. SERVER'S NOTES: Prior Attempts: 7/3 148F-, / \ ' ' / / ` ~^ Dated: 7Q�2D1 ( COMMONWEALTH OFVIRGINIA Name. CITY OF POQUOSON P.O.Box 2B70,Poi u\oson, A Subscribed and sworn to/affirmed before me this day by JEKECIA JEFFERSON who is personally known to me. Date: __ _-�__�^|_`�~ — --�--- My commission expires: 10/31/2015 Signature of Notary Pubf/c CRYSTAL u.C.KLEBsR.REG.#32S597 CRYSTAL M.C. KLs|oER,REG.#329597 Notary Public Commonwealth of Virginia My Commission Expires: 10o1/2015 8 & R SERVICES 235Si8THST PHILADELPHIA, RA19107 <pW VICKY c*0390r'2d3 7/17/2013 AFFIDAVIT OF ATTEMPT TO SERVE COMMONWEALTH OF VIRGINIA SERVICE OTHER THAN BY VIRGINIA SHERIFF in the: .COURT OF COMMON PLEAS OF PENNSYLVANIA STATE/COMMONWEALTH OF: CUMBERLAND COUNTY PA U.S.BANK NATIONAL ASSOCIATION,ET AL ) CASE NO: } 13-2731 CIVIL RUTH NIEMAN,ET AL APRIL PIERCE 5852 PETERSON LOOP,FORT BELVOIR,VA 22060 is the name and address of the person upon whom service of the following is to be made. Document(s) . Served: MORTGAGE FORECLOSURE COMPLAINT I,the undersigned swear/affirm that I am a private process server,I am not a party to,or otherwise interested in the subject matter in controversy in this case,I am 18 years of age or older,and I served as shown below,the above named person upon whom service of process was to be made with copies described above. Date and time of attempt of service: 7/9/2013 @ 11:52 AM NOT SERVED NOT FOUND /- SERVERS DOES NOT LIVE HERE.CALLED 717-579-6608 AND SPOKE WITH APRIL WHO ST.TED THE NOW 9VE I GEORGIA. NOTES: 4 w - Dated: 7/23/2013 g s u - COMMONWEALTH OF VIRGINIA Name: JEKECIA JEF SON CITY OF POOUOSON P,O.Bol x 207 , oquoson,VA Subscribed and sworn tolaffirmed before me this day by JEKECIA JEFFERSON who is personally known to me. fl Date: 7/23/2013 My commission expires: 10/31/2015 Signature of Notary Public CRYSTAL M.C.KLEIBER,REG.#329597 CRYSTAL M.C.KLEIBER, REG.#329597 Notary Public Commonwealth of Virginia My Commission Expires: 10/31/2015 & R SERVICES 235 S 13TH ST PHILADELPHIA, PA 19107 (ph)r VICKY CS103907-2&3 346416-2 IN THE COMMON PLEAS COURT 01'CUMBERLAND COUNTY PENNSYLVANIA U.S.BANK NATIONAL ASSOCIATION.AS TRUSTEE.SUCCESSOR IN i CASE andlor DOCKET No,:13-2731 INTEHEst TO BANK OF AMERICA,NA".rioNAL ASSOCIATION AS 1 TRusTE V,AS SUCCESSOR BY MERGER ER T LASALLE BANK, 1 Sheriff's Sale Date: NATIONAL ASSOCIATION AS TRUSTEE FOR WASHINGTON 1 MuTrm,MORTGAGE PASS-THROUGH CERTIFICATES W MA LT 1 SERIES 2006-ARIN Cl seq. 1 Plaintiff(Petitioner) 1 1 i 1 1 RTIII NIEMAN:et al. i 1 Defendant(Respondent) i 1 AFFIDAVIT OF SERVICE r.tie-11 Complaint El Sumnuorts Lil Other: 1, Patricia H.Qt1Sei ,certify that I am eighteen)cap,of age or eider and 1hit I am not a party to the action nor an employee nor rchnisc of a party, and that I attempted to serve APRIL PIERCE the above proses on the 24 das of July .20 13.at 4:30 o'clock._I)hi,at 521 MORTON coma FoR ISDN.GA 31805 Manner of Service: Or landmg a eon?to An officer,partner.trustee,or registered went of the Defendant organization v.ho is not a plaintiff in the action* 7:11 The manager clerk.or other paS011 for the tune being in charge of a regular place of business or ail!).ity of the Defendant(truant/anon who is not a plaintiff in the action* I An agent authorized by the Defendant organization in ssriting to receive service of process for it%sit°is not a plaintiff in tire action 17 By handing a copy to the Defendanns) 7-1 Bs handing a copy at the residence of the Defendant(s)to an adult member of the family ssith whom he he resides or to the adult person in charge of the residence because no adtrh family member vs a!:found 7 By handing a copy at the residence of the Derendanns)to the clerk or manager or the hotel,inn,apartment home or other place of lodging at which he she resides* L] its handing a cops at the offize or usual place of business of the Di:Venda:Ms)to the Defendanfsni:i agent or to the person for the time be"ne in charge thereof' 7 Its;■toing a copy of the original process on the most public part of the property pursuant to an order of court Name. Relationship Tulel'osition Ronal I:).0c1 own Approsmnate Ave I linvin Weight Race Ses. 1!an Defendant is,n not sets cd because' El mo,,,d R.....b„Inis rim,it E No Amsscr riVacant noom 7.ebadiah Thomas(B,M,35,510, 190,Black)is the current resident-April Pierce is unknown. Sets ice).)41,attempted on the following dats nate, Ii 07/24/2013 4:30PM 2) 31 („n'rrirrannwrritin State Or 155: Count\of ML-11a1C2.)..,aat ) Mature Im,11)::undersigned notary public,tht f.day,personally,app.:wed C,‘c A- ;c..- \--\ ,,„..i.&,i \.. .- to me known,who being duly sworn according to law, deposes the following I(...(,:i ,. it or affirm that the I,-Is set forth in the foregoing Affidavit of Sersice are true and correct ttd , t . Subs. 'ed and s s'rs to 11:.fr rs. (Sittratue of Affront) thi 13da,4-‘,2 k... , *c.' ii-ii:4 tic Numba.I 2-042441 IN THE COMMON PLEAS COURT OF CUMBERLAND COUNTY PENNSYLVANIA U.S.BANK NATIONAL ASSOCIATION,AS TRUSTEE,SUCCESSOR IN I CASE and/or DOCKET No.:13-2731 INTEREST TO BANK OF AMERICA,NATIONAL ASSOCIATION AS TRUSTEE AS SUCCESSOR BY MERGER TO LASALLE BANK, Sheriff's Sale Date: NATIONAL ASSOCIATION AS TRUSTEE FOR WASHINGTON MUTUAL MORTGAGE PASS-THROUGH CERTIFICATES WMALT SERIES 2006-.t R I O;et seq, i Plaintiff(Petitioner) 1 i 1 i s RU•1'II NIEMAN;et al. t Defendant(Respondent) i I AFFIDAVI•I"OF SERVICE 'Wort alai T Su rrt ins [1OtIren I. Q ( 1,.___ .__•certify-that I a r1 or pear • ) it" and that I ant ngr an tothe tzar nploycc nor relative of a party, am hat I attempted to serve COL.l.E.PIERCE the atwvc process on th ay of - 2 "at :— loe� M.at 521 MORTON COURT FORTSON,GA 3ItIOS ;`tanner of Service: ply handing a copy to: ] An officer,partner.trustee,or registered agent of the Defendant organization u)10 is not a plaintiff in the action" _) i he manager,clerk,or other person for the time being in charge of a regular place of business or activity of the I>efendant organization uho is not a plaintiff in the action 1 An agent authorized by the Defendant organization in writing to reecivc service of process for it who is nor a plaintiff in the action* 71 By handing a copy to the Defendants) Ily handing a copy at the residence of the Defe ndanti s)to tut adult member of the f:uniiy with isIaont he=sbe rook or to the adult person in charge of the residence because rtca adult faintly member uas found ] By handing a copy at the residence of the Defendants)to the clerk or manager of t'ae hotel,in,ap artment house or other pace of lodging at which herghe resides 3 By handing a copy at the office or usual place of business of the Defendant(s)to the Defenalant'sis't agent or to the person for the time being in charge thereof* x_;_; By posting a copy of the original process on the trio�st public part of the property pursuant to an order of cowl •Name: ,,CD i `-I \. h..rOG Relationship Title Position: Remarks I (� { Description:Approximate At4 S1 height 1_\'eight ,`I Ract C Sex ) 11a Defendant was not sencdbecause: _ Moved )ttknowit 17 NoAnswer r]Vacant 1710thcie Serice ssa attempts on the following;daresruines: I} 1 12 q . 3) ('omtmr+tacalth State of (��j!Ci 1 iii}}} 155: �(`� t (`aunty'of �K�)��.r�.-' mm r I I to me kn au°n,who being duly sworn according to lase, lieiore me,the undersigned notary public.this day,personally,appeared m, h deposes the following: i'rebv swear or affirm that the iacts.-t stilt in the foregoing Allidavit of Service arc tare and correct. „it•: r'PL .c,r„G_"--'- C snub_':ig mid ;:a afore the {Signature of Affloat) (li _ m.',y of t ' _,ZO File Nttml'er.t_•ta72•ttl -+� . J s boo/ v Confidential Plaintiff: U.S.Bank National Association Investigative County: Cumberland Services, Inc. vs. Term#: 13-2731 Civil Defendant: Ruth Nieman; Cole E. Pierce and April Pierce a/k/a April C.Pierce Locate: Cole E.Pierce Address Given: 1331 Kiner Boulevard,Carlisle,PA 17015 ATTENTION: Tiffany Donnell Shapiro& DeNardo,LLC 3600 Horizon Drive,Suite 150 King of Prussia,PA 19406 File#: 12-042441 AFFIDAVIT OF GOOD FAITH INVESTIGATION LAST KNOWN ADDRESS 1) 5852 Peterson Loop, Fort Belvoir, VA 22060 2) 1331 Kiner Boulevard, Carlisle, PA 17015 3) 521 Morton Court, Fortson, GA 31808 INQUIRY OF THE CREDIT BUREAU The credit bureau reports that the most recent address of the subject is 5852 Peterson Loop, Fort Belvoir,VA 22060. INQUIRY OF THE PENNSYLVANIA DEPARTMENT OF TRANSPORTATION The Pennsylvania Department of Transportation—Division of Motor Vehicles reports driver's license number ;issued to Cole Eugene Pierce of 1331 Kiner Boulevard, Carlisle, PA 17015. The license has expired as of November 19, 2010. Please note record type as Out of State. SEARCH OF DEPARTMENT OF DEFENSE MANPOWER DATA CENTER Search of the Department of Defense Manpower Data Center records indicate the subject has been on Active Duty in the Army since May 11, 1998. SEARCH OF FAIRFAX COUNTY VIRGINIA PROPERTY RECORDS Search of Fairfax County Virginia property records uncovered no records indicating that the subject owns any property in Fort Belvoir,VA. SEARCH OF MUSCOGEE COUNTY GEORGIA PROPERTY RECORDS Search of Muscogee County Georgia property records uncovered no records indicating that the subject owns any property in Fortson, GA. INQUIRY OF U.S. POST OFFICE (FOIA) Requests have been forwarded to the United States Post Offices. SEARCH OF LOCAL TELEPHONE DIRECTORIES& PHONE COMPANY OPERATOR CONTACT The telephone company operator reports that 3 issued to April Pierce at 5852 Peterson Loop in Fort Belvoir,VA. The telephone company operator reports ;issued to Cole E. Pierce at 1331 Kiner Boulevard in Carlisle, PA. The telephone company operator reports no listings issued in the subject's name at 521 Morton Court in Fortson, GA or the surrounding area. 4619 et41' 4 b • •Affidavit of Good Faith Investigation contd. (Pierce, C.) CONTACTS 1) A female at 5856 advises she is not familiar with the subject and believes 5852 is vacant. Ms. Sajdak advises both subjects do not reside at 5852 any longer and has no idea of their current whereabouts. Contact could not be made at (indicated on April Pierce's credit header)as the listing is not in service. 2) Ms. Hock of 1334 advises the subjects no longer reside at 1331. She does not know of their current whereabouts. 1331 is vacant. Contact could not be made at 7 ._. . as the listing is not in service. 3) There are no neighbors with published listings on the 500 block of Morton Court in Fortson, GA. I CERTIFY UNDER PENALTY OF PERJURY,THAT THE FOREGOING IS E AND CORRECT,TO THE BEST OF MY KNOWLEDGE. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MAD SUBJ TO THE PENALTIES RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. AFFIANT: DIANE COWAN,CLI 235 South 13th Street S Aid%N UB.C�I:ED BEFORE ME THIS ( �� 1 Philadelphia,PA 19107 OF +iii I %4 C., 2013 _ OMMONWEA LrMOE rENNSY LAMA it ` •' NOTARIAL SEAL Fax • 'Y ' '': C ERICA ROBERTSON,Notary Public City of Philadelphia,Phila.County My Co►mflidolon RPM 9oambar 10 201 823113 • Report Results-This Form Produced by Equifax User Reference:DIANE Inquiry Information: Date of Inquiry: 08/23/2013 UserID: DIANE Subject Information: Name: pierce, cole SSN: Current Address: 1331 kiner BV Carlisle, PA 17015 eport Results, ******************************************************************************** SSN AFFIRM - NO ALERT AVAILABLE ***************************************************************************** * ADDRESS DISCREPANCY - NO SUBSTANTIAL DIFFERENCE OCCURRED * * 199 EQUIFAX INFORMATION SERVICES LLC, P 0 BOX 740241, ,ATLANTA,GA,30374-0241,800/685-1111,WWW.EQUIFAX.COM/FCRA *PIERCE,COLE,E SINCE 09/09/91 FAD 07/08/13 FN-383 5852,PETERSON,LOOP,F0RT BELV0IR,VA,22060,TAPE RPTD 08/10,TAPE DLR 08/21/2013 1331,KINER,BLVD,CARLISLE,PA,17015,TAPE RPTD 07/06,TAPE DLR 08/17/2013 521,t•IORTON,CT,FORTSON,GA,31808,CRT RPTD 08/13,TAPE DLR 08/06/2013 FN-PIERCE,COLE,C BDS- END OF REPORT EQUIFAX AND AFFILIATES - 08/23/13 httos://vormeportequifexcom(edatfgetResponse.htm 111 - _. . . iv•.0 nut l Vllel UC/ 1IC 11u I I II VV I,. Jlr-��• .. PENNSYLVANIA DEPARTMENT OF TRANSPORTATION BUREAU OF DRIVER LICENSING BASIC DRIVER INFORMATION AUG 23 2013 DRIVER: COLE EUGENE PIERCE DRIVER LICENSE NO : 1331 KINER BLVD DATE OF BIRTH •• CARLISLE, PA 17015 SEX : MALE RECORD TYPE : OUT OF STATE DRIVER LICENSE (DL) COMMERCIAL DRIVER LICENSE (CDL) LICENSE CLASS : C M CDL LICENSE CLASS : LICENSE ISSUE DATE: JAN 05 2007 CDL LICENSE ISSUED : LICENSE EXPIRES : NOV 19 2010 CDL LICENSE EXPIRES: CDL ENDORSEMENTS : NONE MED RESTRICTIONS : 1 CDL RESTRICTIONS : NONE LEARNER PERMITS CDL LEARNER PERMITS: LICENSE STATUS : CDL LICENSE STATUS : • SB ENDORSEMENT PROBATIONARY LICENSE (PL) PL LICENSE CLASS : PL LICENSE ORIG ISS : PL LICENSE ISSUED : PL LICENSE EXPIRES : PL LICENSE STATUS OCCUPATIONAL LIMITED LICENSE (OLL) OLL LICENSE CLASS : OLL LICENSE ISSUED : OLL LICENSE EXPIRES : OLL LICENSE STATUS *** END OF RECORD *** • • as at: • Department of Defense Manpower Data Center Results Aug-30-20I3 0455:47 SCRA 30 Status Report Pursuant r to Servicemembers Civil Relief Act ,..,•:;„,..-.-_::: I f ',:t....,...... . Last Name: PIERCE First Name: COLE Middle Name: Active Duty Status As Of: Aug-307,221., On Ameme Duty On Act%e Duty States Date Active Duty Stud Date Active Duly End Date Status SONittl Dernmeed May-11-199e Stitt Serving J Yes Army Active Duty This response meads the lettividuais'ease duty status based an the Active Duty Status Date Lee Active Duly+MIMI 367 Days of Actm a Duty Status Date Active Duty Start Date Active Duty red Data Status Service ConNnent NA NA No NA VIM respcoso fermis whom the indgmoi,at It ame duty statue m th,rt 367 days pcmdine tma Active Duty Status Data Dv Member or His/Her UM was Novo c£a Fututs CA-Up to&the Duty an Acme Duty Status Date Order Nottoaten Start Date Order NotAcatkrt End Date Status Service Component NA NA No NA The response Veetit V414:11,0 the ind‘oe.„■31 or tms.'hat tri has removed early not r, ,,,,-...n a taped for eV,e duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the infcmmtion that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps.Air Force,NOAA,Public Health,and Coast Guard). This status includes infommtion on a Servicernember or his/her unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER,THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO,NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. .4/(11 . i. , $ yi .1 , / # i ( Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 April C Pierce 5852 Peterson Loop Fort Belvoir, VA 22060-2011 Not in service Home (indicated on credit header) Vincent McClure A female advises she is not familiar with the subjects 5856 Peterson Loop Fort Belvoir, VA 22060-2009 and believes 5852 is vacant. Home Lisa N Sajdak Ms.Sajdak advises both subjects do not reside at 5860 Peterson Loop Fort Belvoir, VA 22060-2009 5852 any longer and has no idea of their current Home whereabouts. The credit bureau reports! is issued to April Pierce.—this#is issued to Pepper Eye Associates. April Pierce does not work for them and has never worked for them. Cole E Pierce 1331 Kiner Blvd Carlisle, PA 17015-9733 Not in service Home ( Jered L Hock Ms. Hock advises the subjects no longer reside at 1334 Kiner Blvd Carlisle, PA 17015-9769 1331. She does not know of their current Home (' -" whereabouts. 1331 Is vacant. Susan J Trego 1337 Kiner Blvd Carlisle, PA 17015-9733 Answering machine Home The telephone company operator reports no listings issued In the subjects' name at 521 Morton Court In Fortson,GA or the surrounding area. There are no neighbors with published listings on the 500 block of Morton Court in Fortson,GA. • 1 • Confidential Plaintiff: U.S.Bank National Association Investigative County: Cumberland Services, Inc. vs. Term#: 13-2731 Civil Defendant: Ruth Nieman;Cole E. Pierce and April Pierce a/k/a April C.Pierce Locate: April C. Pierce Address Given: 1331 Kiner Boulevard, Carlisle,PA 17015 ATTENTION: Tiffany Donnell Shapiro&DeNardo,LLC 3600 Horizon Drive,Suite 150 King of Prussia,PA 19406 File#: 12-042441 AFFIDAVIT OF GOOD FAITH INVESTIGATION LAST KNOWN ADDRESS 1) 521 Morton Court, Fortson, GA 31808 2) 5852 Peterson Loop, Fort Belvoir,VA 22060 3) 1331 Kiner Boulevard, Carlisle, PA 17015 INQUIRY OF THE CREDIT BUREAU The credit bureau reports that the most recent address of the subject is 521 Morton Court, Fortson, GA 31808. INQUIRY OF THE PENNSYLVANIA DEPARTMENT OF TRANSPORTATION The Pennsylvania Department of Transportation—Division of Motor Vehicles reports driver's license number -- :issued to April Christina Pierce of 1331 Kiner Boulevard, Carlisle, PA 17015. The license has expired as of April 6, 2011. Please note record type as Out of State. SEARCH OF DEPARTMENT OF DEFENSE MANPOWER DATA CENTER Search of the Department of Defense Manpower Data Center records indicate the subject is not on active duty. SEARCH OF MUSCOGEE COUNTY GEORGIA PROPERTY RECORDS Search of Muscogee County Georgia property records uncovered no records indicating that the subject owns any property in Fortson, GA. SEARCH OF FAIRFAX COUNTY VIRGINIA PROPERTY RECORDS Search of Fairfax County Virginia property records uncovered no records indicating that the subject owns any property in Fort Belvoir,VA. INQUIRY OF U.S. POST OFFICE(FOIA) Requests have been forwarded to the United States Post Offices. SEARCH OF LOCAL TELEPHONE DIRECTORIES & PHONE COMPANY OPERATOR CONTACT The telephone company operator reports no listings issued in the subject's name at 521 Morton Court in Fortson, GA or the surrounding area. The telephone company operator reports that --" is issued to the subject at 5852 Peterson Loop in Fort Belvoir,VA. The telephone company operator reports is issued to Cole E. Pierce at 1331 Kiner Boulevard in Carlisle, PA. Affidavit of Good Faith Investigation contd. (Pierce,A.) CONTACTS 1) A female at 5856 advises she is not familiar with the subject and believes 5852 Is vacant. Ms. Sajdak advises both subjects do not reside at 5852 any longer and has no idea of their current whereabouts. Contact could not be made at (indicated on April Pierce's credit header)as the listing is not in service. 2) Ms. Hock of 1334 advises the subjects no longer reside at 1331. She does not know of their current whereabouts. 1331 is vacant. Contact could not be made at 7 is the listing is not in service. I CERTIFY UNDER PENALTY OF PERJURY,THAT THE FOREGOING IS TRUE AND CORRECT,TO THE BEST OF MY KNOWLEDGE. I UNDERSTAND THAT FALSE STATEMENTS HEREIN ARE MADE BJE TO THE PENALTIES RELATING TO UNSWORN FALSIFICATION TO AUTHORITIES. L AFFIANT: LANE COWAN,CLI 235 South 13th Street S N :, S BS RIBE r BEFORE ME THIS Philadelphia PA 19107 OF •i was ft..,013 Fax' N co o rdrtlNSYLV' _ NOTARIAL SEAL - ERICA ROBERTSON,Notary Public Cityof Phll�del hla,Phila,County comml�at�h ��,: 0 2014 • • ti 8/23/13 • ReportResuts-ThisFormProducedbyEquifax User Reference:DIANE Inquiry Information: Date of Inquiry: 08/23/2013 UserID: DIANE Subject Information: Name: pierce, april SSN: Current Address: 1331 kiner BV carlisle, PA 17015 Report Results SSN AFFIRM - INQUIRY SSN ASSOCIATED WITH CONSUMER ***************************************************************************** * ADDRESS DISCREPANCY - Na SUBSTANTIAL DIFFERENCE OCCURRED ***************************************************************************** * 199 EQUIFAX INFORMATION SERVICES LLC, P 0 BOX 740241, ,ATLANTA,GA,30374-0241,800/685-1111,WWW.EQUIFAX.COM/FCRA *PIERCE,APRIL,C SINCE 04/25/95 FAD 12/17/12 FN-280 5852,PETERSON,LOOP,FORT BELVOIR,VA,22060,TAPE RPTD 09/10,TAPE DLR 08/16/2013 TELEPHONE NUMBER 08/13 1963,COTTON TAIL,DR,CULPEPER,VA,22701,TAPE RPTD 05/04,TAPE DLR 04/16/2010 TELEPHONE NUMBER EC 06/06 521,MORTON,CT,FORTSON,GA,31808,TAPE RPTD 07/13,TAPE DLR 08/21/2013 FN-MCVAUGH,APRIL,C BDS- 01 EF-,US ARMY 02 E2-NO OCCUP GVN,U S ARMY& END OF REPORT EQUIFAX AND AFFILIATES - 08/23/13 https:Awmeport.equfa corr'edat/getResponse.htm U1 PENNSYLVANIA DEPARTMENT OF TRANSPORTATION BUREAU OF DRIVER IICENSING BASIC DRIVER INFORMATION AUG 23 2013 DRIVER: APRIL CHRISTINA PIERCE DRIVER LICENSE NO : 1331 KINER BLVD DATE OF BIRTH : CARLISLE, PA 17015 SEX : FEMALE RECORD TYPE : OUT OF STATE DRIVER LICENSE (DL) COMMERCIAL DRIVER LICENSE (CAL) LICENSE CLASS : C CDL LICENSE CLASS LICENSE ISSUE DATE; APR 04 2007 CDL LICENSE ISSUED LICENSE EXPIRES : APR 06 2011 CDL LICENSE EXPIRES: CDL ENDORSEMENTS : NONE MED RESTRICTIONS : NONE CDL RESTRICTIONS : NONE LEARNER PERMITS : CDL LEARNER PERMITS: LICENSE STATUS : CDL LICENSE STATUS SE ENDORSEMENT • PROBATIONARY LICENSE (PL) PL LICENSE CLASS PL LICENSE ORIG ISS PL LICENSE ISSUED • PL LICENSE EXPIRES : PL LICENSE STATUS OCCUPATIONAL LIMITED LICENSE (OLL) OLL LICENSE CLASS OLL LICENSE ISSUED : OLL LICENSE EXPIRES : OLL LICENSE STATUS *** END OF RECORD *** o • Department of Defense Manpower Data Center Results es f Aup-30-2013 0452,07 SCRA 3.0 Status Report " Pursuant to Servieemembers Civil Relief Act I• Last Name: PIERCE First Name: ApRit. Middle Name: Active Duty Status As Of: Aug70-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Acttve Duty End Data Status Service.Component DA NA Na NA This tesponso reflects the Inetiduals"antra duty statts based no the Active Duty Status Date Lett Acto Duty WINn 367 Da,.s ul acWa Duty Status Date ActNe Duty Start Data Active Duty End Date Status Semen Corroenent NA NA No NA . — This resmnse reflects whore the indt‘idual fee active duty status sohlo 301 days procedme the ACtnee Duty Status Date The Member et Hishiet Unit Was tiol,ted et a rehire CattUp to Active Duty on Active Duty Status Date On*tiotficatiw Stott Date 01.1er Netfcation Er 0 Date Status Service Component NA NA_ No NA This response reeds whother the 04rsithMilal NOV Lc,t has rece,ed tatty natevatcn to repeal tor ACM*dill, Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or hislher unit receiving notification of future orders to report for Active Duty. HOWEVER,WITHOUT A SOCIAL SECURITY NUMBER.THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO.NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. )11111414, )41 Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The telephone company operator reports no listings issued in the subjects'name at 521 Morton Court in Fortson,GA or the surrounding area. There are no neighbors with published listings on the 500 block of Morton Court In Fortson,GA. April C Pierce 5852 Peterson Loop Fort Belvoir,VA 22060-2011 Not in service Home (indicated on credit header) Vincent McClure A female advises she is not familiar with the subjects 5856 Peterson Loop Fort Belvoir, VA 22060-2009 and believes 5852 is vacant. Home i_ Lisa N Sajdak Ms.Sajdak advises both subjects do not reside at 5860 Peterson Loop Fort Belvoir, VA 22060-2009 5852 any longer and has no idea of their current Home - .__ whereabouts. The credit bureau reports 5 issued to April Pierce.—this St is issued to Pepper Eye Associates. April Pierce does not work for them and has never worked for them. Cole E Pierce 1331 Kiner Blvd Carlisle, PA 17015-9733 Not in service Home "---" -- " - " Jered L Hock Ms. Hock advises the subjects no longer reside at 1334 Kiner Blvd Carlisle, PA 17015-9769 1331. She does not know of their current Home j whereabouts. 1331 is vacant. Susan J Trego 1337 Kiner Blvd Carlisle, PA 17015-9733 Answering machine Home (" - ... ,_-_ .... -__ - -_ ' 3600 Horizon Drive, Suite 150 ' King of Prussia, PA184OG September 18, 2012 Postmaster CARLISLE, PA 17015 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or name and street address(if a boxholder) for the following: NAME &ADDRESS: April Pierce ADDRESS: 1331 Kiner Boulevard CorUs\e, PA 17015 NOTE: The name and last known address arc required for chane.e of address ritorniation. The name. if known.and post office box address are required for boxholder information. The following informat ion is provided in accordance with 39 CFR 265.6(d)(6)(ii). fliere is no fee for providing boxholder information. The fee or providing change of address information is waived in accordance with 39 CFR 265.6(d)(1)and(2)and corresponding Administrative Support Manual 352.44a and b. I. Capacity of Requester(e.g.process server,attorney,party,representing himself): ATTORNEY. l Statute or regulation that empowers me to serve process(not required when requester is an attorney or a party acting pro se- except a corporation acting pro se must cite statute(s): N/A 3. The names of all known parties to this litigation: U.S. l3ank National Association,as Trustee,Successor in Interest to Batik of America,National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates VYMALT Series IU06-AB|U vs. Ruth Nieman;Cole E. Pierce; and April Pierce 4. [hccuoo in which the case has been or will be hcatd:'flit'Court ut(unmnlull fleas ofCUMBERLAND County 5. the docket or other identit\ing numbem'if one has been issued: Pending 6. The capacity in which this individual is to be served(e.g.defendant or witness): DEFENDANT WARNING 1 itii sunmissioN OF FALSE INFoRmATioN TO OH rMN AND I!SE CI IANGE OF ADDRESS INFORMATION OR ROM!OLDER INFORMATION FOR ANY PURPOSE OVIIER TliAN THE SERVICE OE LEGAL.PROCIt.SS IN CONNIX:TION%VI HI AC-113AL OR PROSPECTIVE LITIGATION COULD RESUI:I IN CRIMINAL PENALTIES INCLUDING A EINE OF U1'10 S I(1,0110 OR IMPRISONMEN T OR(2) TO AVOID PAYMENT OE DIE FEE FOR cnxNoecF ADDRESS INFORMATION m'NOT MORE'n IAN 5 YEARS.m,lit n1/;n/c 18 U.S ,t;/m/I> ihr'.`»"n..u."`.`m,"and that the address information.^needed and"ill^'used Nou>For sa"ire" legal process iu connection with actual or \�[.���L uOx*sS,Shapiro uo,Nurd^ur 44,5wvo 3wo|kvvwm,+Suite 150 ~ mm"s/,b" Kiln!o/Prussia./`A nm^ /ex,//u`"uo S&1)File Nunther: 12-042441 FOR POST OFFICE USE ONLY •��4. Good As AUdoxsed/Noc/moge v[uJdmso order vn tile. NEW ADDRESS m00XU0LDCR'S POSTMARK No(knnnmx|udJr�s�i,vo NAME and STREET ADDRESS Moved, /oAoo &rwon]ingxJJnu fr No such address ------ (..\,. Ex\rib . 1 = ___— _ ' ' 3600 Horizon Drive Suite 150 . King of Prussia, PA 19406 September 18, 2012 Postmaster CARLISLE, PA 17015 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or name and street address (if a boxhoder) for the following: NAME & ADDRESS: Cole E. Pierce ADDRESS: 1331 Kiner Boulevard Cmdio\e, PA 17015 NOTE: The name and last known addres are required for change wf,ddneinformation. The name. if known.and post otlice box address are required for box holder intbrniation. The followint4 information is provided in accordance with 39 CFR 265.6(d)(6)(ii). There is no fee for providing boxholder information. The fee or providing change of address information is waived in accordance with 39 CFR 265,6(d)(I)and(2)and corresponding Administrative Support Manual 352.44a and b. I. Cxpuci|yo[Kulxcster(c.g.pmussmnocxoomcy. ponyrqxucoUugbimsc|h: ATTORM[Y. Z� Statute or regulation that empowers me to serve process(not required when requester is an attorney or a party acting pro se- except a corporation acting pro Se must cite statute(s): N/A 3. The name of all known parties to this litigatioti: U.S. flank National Association,as Trustee,Successor iii Interest to Hat,k of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass-Through CcrdDonrc,WA]A L[Series ZV0&'AQ}0VS. Ruth Nieman; Cole E. Pierce; and April Pierce 4. The court in which the case has been or will he heard:'ilue Court vfCommon Pleas v[CUMBERLAND Count) 5. The docket or other identifvint number lone has been issued: Pending 6. The capacity in which this individual is to be served(e.g.defendant or witness): DEFENDANT WARNING :HIE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND ILSE CI IANGE OF ADDRESS INFoRmAnoN OR BOXI.IOLDER INfoRmATION I:OR ANY PURPOSE c0l/[w-D IAN THE SERVICE 0[LEGAL PROCESS|wcVNNB[HON mT|(AiTox|ox PROSPECTIVE uT|uxr|ow COULD xexoilF IN CRIMINAL PENAITIES INCLUDING A FINE 01,urro sinpoo OR IMPRISONMENT OR 121 TO AVOID PAYMENT OF TIME.FEE FOR CIIANGE OF ADI)RLSS INFORMATION OF NOT MORE TItAN 5 YEARS,OR 110Th ITFI1E is usx: iout \ that the"oo^""".io""*ion i,needed"n/°ill he used.'/uv for*, ice°ncg./process ill connection with actual", ADDRESS:so"p.w& ucwxu^EEC — mw/���miw�so�nv Danu Szabo`z` -- `^/ x"g"/pmox PA 194)6 I.egal Assistant S&[)File Number n-0*y-I| FOR POST OFFICE USN ONLY ■1�^ Good As Addressed/No chamte°f address vrdcrnnfile. NEV/A0DK[SSorDOXH0LD[R'SP0STNAKK _ Not known at addres given NAME and STREET ADDRESS Moved, --- No such add �--------- - na 3600 Horizo Drive,Suite 150 King of Prussia, PA 19406 June l8, 20l] YnSUmamke/ FORT BELVOIR, VA 22060 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or name and street address(if a boxholder)for the Ibliowing: NAME& ADDRESS: Cole E. Pierce ADDRESS: 505Z Peterson Loop Fort Belvoir, VA 22060 NOTE: The name and last known address are required for change of address information, [houume, i[known,uodpn»to85cohox address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.6(d)(6)(ii). There is no fee for providing boxholder information, The fee or providing change of address information is waived in accordance with 39CF8265.0(d)(i)and(2)and corresponding Administrative Support Manual 352.44a and b. |. Capacity of Requester(e.g.process server,attorney,party representing himself): ATTORNEY. 2 Statute or regulation that empowers me to serve process(not required when requester is an attorney or a party acting pro se- except a corporation acting pro se must cite statute(s): N/A 3. The names of all known parties to this litigation: D.S. Bank National Association,as Trustee,Successor in Interest to Batik of America,National Association as Trustee as successor by merger to LaSalle Bank,National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2000'A R10 vs.Ruth Nieman; Cole E. Pierce; and April Pierce a/k/a April C. Pierce 4 The cowl in which the case has been or will be heard:The Court of Common Pleas ofCUMBERLAND County 5. The docket or other identifying number ifone has been issued: 13-2731 Civil 6. The capacity in which this individual is to be served(e.g. defendant or witness): DEFENDANT WARNING flJ SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR BOXHOLDER INFORMATION FOR ANY PURPOSE 0Txcu THAN THE SERVICE OF LEGAL PROCESS IN CONNECTION WITH ACFUAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENAI.TIES INCLUDING A FINE OF UP TO SI0,000 OR IMPRISONMENT OR(2)TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION OF NOT MORE THAN 5 YEARS.OR BOTH(TITLE IS USC, IOOl). /u"/f)that oeam�io�m`*ivo.`muc and*mm^*uns`wmm'm*nu"*ap/wu"io^emmm/aym,^c�ic^m|�a|,m�u.oumnvukmoi�mm�", pros. o � ADDRESS:Sh iro&Demard*LLC Signature 3mw Horizon Drive,Suite |m "Tiffany Donnell King"r Prussia,rxn^o5 Legal Assistant sun File Number 12-042441 FOR POST OFFICE USE ONLY Good As Addressed/No change of tiddress order on file. NEW ADDRESS or BO SOLD,ER'S-POST‘NIA'RK --- Not known at address given ' ^~E^^~^''°-E' °f^^"E"" ' Moved, left no forwarding address ' \ \ Nn such udJmso pI�B857 2ZO5O-8�S L� — ����� - ` ' � / � �O77FY 8E�DFR O� 0�� 07/IR/ 13 �� PIERCE, 8DDRCSS 52I NORTON [7 \ / FOR730N GA ]IgO8—�o�5 B ---~~^ | III! II II ^ 3600 Horizon Drive,Suite 150 King of Prussia, PA 29406 June 18, 2013 Postmaster FORT BELVOIR, VA 22060 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or name and street address(if a boxholder)for the following: NAME& ADDRESS: April Pierce ADDRESS: 5852 Peterson Loop Fort Belvoir, VA 22060 NOTE: The name and last known address are required for change of address information. The name, if known,and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.6(d)(6Xii). There is no fee for providing boxholder information. The fee or providing change of address information is waived in accordance with 39 CFR 265.6(d)(1)and(2)and corresponding Administrative Support Manual 352.44a and b. | Capacity of Requester(e.g.process server,attorney,party representing himself): ATTORNEY. 2 Statute or regulation that empowers me to serve process(not required when requester is an attorney or a party acting pro se- except a corporation acting pro se must cite statute(s): N/A 3 The(tarries oral' known parties to this litigation: U.S. Bank National Association,as Trustee,Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank,National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series I006-AR10 rn. Ruth Nieman;Cole E. Pierce;and April Pierce o/id April C. Pierce 4. The court in which the case has been or will be heard:The Court of Common Pleas of CUMBERLAND County 5. The docket or other identi 'ing number if one has been issued: 13-2731 Civil 6. The capacity in which this individual is to be served(e.g.defendant or witness):DEFENDANT WARNING THE SUBMISSION OF FALSE INFORMATION TO OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR I3OXHOLDER INFORMATION FOR ANY PURPOSE OMER MAL4 THE SERVICE OF LEGAL.PROCESS IN CONNECTION MTH ACr UAL OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A FINE OF UP TO$10,000 OR IMPRISONMENT OR 12)TO AVOID PAYMENT OF THE FEE FOR CHANGE OF ADDRESS INFORMATION Or NOT MORE THAN 5 YEARS,0x BOTH(TITLE|oVsI§|w|). 1 cenify that the above information is true and that the address infonnation is needed and will be used solely for service of legal process in connection with actual or proretive oo o.m ADDRESS:Shapiro&n,momv LLC Selaturc-- 3(01 Horizon Drive,Suite\50 /.mm/uvnwx king of Prus PA 19406 Legal Assistant S&1)File Number: |z°ew| FOR POST OFFICE USE ONLY Good As Addressed/No change of address order on tile. NEW ADDRESS or BOXHOLDER'S POSTMARK Not known at address given NAME and STREET ADDRESS Moved, lefi no forwardinti address PlER852 2 2 060—RES—I61 3 O7/I8/l3 No such iddress NOT IF� OF� 0CW A[DRESS PIERCE 321 MORTON C'[ / // �0R''SON GA 3 8nS-6O46 F ` ~ .. , __ . ' 3600 Horizon Drive,Suite 150 . King of Prussia,PA 19406 July 23, 2O|3 Postmaster FORTSON, GA 31808 Request for Change of Address or Boxholder Information Needed for Service of Legal Process Please furnish the new address or name and street address(if a hoxholder) for the following: NAME& ADDRESS: April Pierce ADDRESS: 521 Morton Court Fortson, (l& ]\K08 NOTE: The name and last known address arc required for change of address information. The mune. if known,and post office box address are required for boxholder information. The following information is provided in accordance with 39 CFR 265.6(d)(6)(ii). There is no fee for providing boxholder iiit'orination, The fee or providing change of address information is waived in accordance with 39 CFR 265.6(d)(I)and(2)and corresponding Administrative Support Manual 352,44u and b. I. Capacity o[Requester<c.8. process server,attorney,party representing him*ciD: ATTORNEY. Z, Statute or reaulation that empowers me to serve process(not required when requester is an attorney or a party acting pro se- except a corporation acting pro se must cite statute(s): N/A 3. The names of all known parties to this litigation: U.S. Bank National Associatioti, as Trustee,Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2006-ARIO vs. Ruth Nieman;Cole E. Pierce; and April Pierce a/k/a April C. Pierce 4. The court in which the case has been or will be heard:The Court of Common Pleas of CUMBERLAND County 5. The docket or other identifying number if one has been issued: 13'2731 Civil 6. The capacity in which this individual is to be served(e.2.defendant or witness): DEFENDANT WARNING THE SUBMISSION OF FAI.,SE INFORMATION I()OKI/11N AND USE CI IANGE OF ADDRESS INFORMATION OR BONI R4IDER INFORMATION FOR ANY PURPOSE OMER TIIAN TI IE SERVICE OF LEGAL PROCESS IN CONNECTION WITH Acrum,OR PROSPECTIVE LITIGATION COULD RESULT IN CRIMINAL PENALTIES INCLUDING A EINE 01:UP'11)510,000 OR IMPRISONMENT OR(2)TO AVOID PAYMENT OF Il Ill FEE FOR CI IANGE OF ADII)RESS INFORMATION OF NOT MORE THAN 5 YEARS.OR HUll I çrlTt.I/ IS U.S.C.§|oo|). I certify that the above jnE,nnatioo is true and that the address inlorrtuitiuir is ureeded aid will be used suiel tr service ol Iceal process colinectam with actuut ur prospective i ---7�Y ^/ ____ ADDRESS.Shapiro&oewxm" u/ Signature 3600|muw Drive,Suite /m r.v* Donnell King^/Prussia.pA /mw Legal Assistant S&I)File Number 12-0e441 L/ FOR POST OFFICE USE ONLY Gnod�s�dJrrsuzl1�ochxu��o�xJJn,sorderno file. NEW ADDRESS or BOX HOLDER'S POSTMARK Not known at addr ss given NAME and STREET ADDRESS ___ Moved,left . --~� � No such address i 4. `^ 3600 Horizon Drive,Suite 150 King of Prussia, PA 10406 July 23, 2013 Postmaster F0KTS()N. (]A3|@VH Request for Change of Address or I3oxholder Information Needed for Service of Legal Process Please furnish the new address or name and street address(if a boxholder) for the following: NAME& ADDRESS: Cole E. Pierce ADDRESS: 521 Morton Court Fortson, []A3\XU8 NOTE: The mine and last known address are required for chance of address information. The name. if known,and post office box address are required for boxholder information, The foflowing information is provided in accordance with 39 CFR 265.6(d)(6)l,d), There is no tee for providing boxholder information. The fee or providing change of address information is waived in accordance with]VCFKZbi0(d)(i)and(Z)and corresponding Administrative Suppomi Manual 352.44a and b. }. Cupzi/7n/Kcqucoer(�c.pmcesose,ver,xxvmoy.pmtyrencsen/inghims60: ATTORNEY. � Statute or reculation that empowers me to serve process(not required when requester is an attorney or a party acting pro se- except a corporation acting pro se must cite statute(s): N/A 3. The names of all known partie to this Uhcuiou: U.S. Bank National Association,as Trustee,Successor iii Interest to Bank of America, Natioiial Association as Trustee as successor by merger to LaSalle Bank, National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates W74A[T Series%008'ARl0 vs. Ruth Nieman; Cole F. Pierce; and April Pierce a/k/a April C. Pierce ^ The court in which the case has been or ill be heard: The Court of Comnnron Pleas of CUl B ER LAND Count 5, The docket or other identifying number ifone has been issued: 13'2731 Civil 6. The capacity in which this individual is m bc served(c.c.defendant or witness): DEFENDANT WARNING I HE SUBMISSION OF FALSE INFORMATION"F0 OBTAIN AND USE CHANGE OF ADDRESS INFORMATION OR 13C/X1'OLDER INFORNIATION FOR :ANY PlIRPOSE IER-111,1N TI1E SERVICE OF LEGAL PROCESS IN CONNECTION wm ACTUAL OR PROM'EC FIVE LITIGATION COULD RESULT IN CRIMINAL PENArrIES INCLUDING A FINE OF UPTO SI0,000 OR INIPRISONMENT (21TO AVOID PAYMENT OF THE ra FOR CHANGE:OF ADDRESS tNFORMATION OF NOT MORE THAN 5 YEARS,OR 130TH(TITLE IS §|oo|) e,o/Fs that the above informal=`°/mx and that the address mm"":o.':y needed and will m used solely for service" legal process m connection with actual v/ litigation Aoox[sxxom.iroaoavumv LuC Si .xmre .3aw Horizon Drive,Suite /m r^x~yuwex King v[Prussia,ra |ww ux� ^u.«p^ Sun File Number 12-042441 FOR POST OFFICE USE ONLY fr/ Good As Addressed/No change of address order on tile. NEW ADDRESS or8D%U0LDEK.SPOSTMARK Not known at address given NAME and STREET ADDRESS Moved. left no forwarding.address ___ No such LddrLss U.S. Bank National Association, as Trustee, Successor in Interest to Bank of America, National Association as Trustee as successor by merger to LaSalle Bank,National Association as Trustee for Washington Mutual Mortgage Pass-Through Certificates WMALT Series 2006-AR10 vs. Ruth Nieman; Cole E. Pierce; and April Pierce a/k/a April C. Pierce VERIFICATION Caitlin Donnelly, Esquire, hereby states that she is the Attorney for the Plaintiff in this action, that she is authorized to make this Verification, and that the statements made in the foregoing MOTION FOR SERVICE OF THE COMPLAINT IN MORTGAGE FORECLOSURE PURSUANT TO COURT ORDER are true and correct to the best of her knowledge, information and belief The undersigned understands that this statement herein is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. SHAP IRO & DeNARDO, LLC II Date: ` it �� I I 3 BY: Owl. ffff At N ESQUIRE S&D: 12-042441 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403 KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D. NO. 310530 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 12-042441 U.S. Bank National Association, as Trustee, COURT OF COMMON PLEAS Successor in Interest to Bank of America, CIVIL DIVISION National Association as Trustee as successor CUMBERLAND COUNTY by merger to LaSalle Bank,National Association as Trustee for Washington NO: 13-2731 Civil Mutual Mortgage Pass-Through Certificates WMALT Series 2006-AR10 PLAINTIFF VS. Ruth Nieman; Cole E. Pierce; and April Pierce a/k/a April C. Pierce DEFENDANTS MEMORANDUM OF LAW Pennsylvania Rule of Civil Procedure 430(a) specifically provides: (a) If service cannot be made under the applicable rule the Plaintiff may move the Court for a special Order directing the method of service. The Motion shall be accompanied by an Affidavit stating the nature and extent of the investigation which has been made to determine the whereabouts of the Defendant and the reasons why service cannot be made. Note A Sheriffs Return of"Not Found" or the fact that a Defendant has moved without leaving a new forwarding address is insufficient evidence of concealment. Gonzales vs. Polis, 238 Pa. Super. 362, 357 A.2d 580 (1976). Notice of intended adoption mailed to last known address requires a "good faith effort" to discover the correct address. Adoption of Walker, 468 Pa. 165, 360 A.2d 603 (1976). An illustration of a good faith effort to locate the Defendant includes (1) inquiries of postal authorities including ►i inquiries pursuant to the Freedom of Information Act, 39 C.F.R. Part 265, (2) inquiries of relatives, neighbors, friends and employers of the Defendant and (3) examinations of local telephone directories, voter registration records, local tax records, and motor vehicle records. As reflected on the attached Sheriffs Return of Service, the Cumberland County Sheriffs attempts to serve Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, with the Complaint have been unsuccessful. See Ex. "A." Good faith efforts to discover the whereabouts of Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, have been made, as evidenced by the numerous inquiries set forth in the attached Affidavit of Good Faith Investigation. See Ex. "B." The Affidavit of Good Faith Investigation reflects that 1331 Kiner Boulevard, Carlisle, PA 17015; 5852 Peterson Loop, Fort Belvoir, VA 22060; and 521 Morton Court, Fortson, GA 31808, respectively are valid addresses. See Ex. "B." However, the Sheriffs Return of Service for that address states otherwise. As reflected in the Affidavit of Good Faith Investigation, inquiries have been made to the following persons and entities: 1. Defendant's creditors; 2. Directory Assistance; 3. Defendant's neighbors; 4. United States Postal Service; 5. Pennsylvania Department of Transportation, Driver and Vehicle Services; and 6. Pennsylvania State Vital Records Office. See Ex. "B." Inquiries have also been made to public record databases on the Internet, the County voter registration records, and the County tax assessment records. See Id. Despite all of the foregoing inquiries, Plaintiff has not been able to determine Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce's present location. Based on the foregoing, it is more likely than not that Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce is avoiding and/or evading personal service of the Complaint. Plaintiff respectfully requests this Honorable Court enter an Order allowing Plaintiff to serve the Complaint and any other document or pleading requiring original process on Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, by (1) sending true and correct copies thereof by simultaneous certified and regular mail to the last known address located at 1331 Kiner Boulevard, Carlisle, PA 17015; 5852 Peterson Loop, Fort Belvoir, VA 22060; and 521 Morton Court, Fortson, GA 31808, respectively ; and (2)posting a true and correct copy thereof on the mortgaged property located at 1331 Kiner Boulevard, Carlisle, PA 17015 by the Sheriff or any competent adult. SHAPIRO & DeNARDO, LLC Date: CA\I'11-S BY: • Milk Att► ---ys for Plai ff CAITLIN M.DO a y,ESQIjIRE p SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403 KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D. NO. 310530 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 12-042441 U.S. Bank National Association, et al COURT OF COMMON PLEAS PLAINTIFF CIVIL DIVISION VS. CUMBERLAND COUNTY Ruth Nieman; Cole E. Pierce; and April Pierce a/k/a April C. Pierce NO: 13-2731 Civil DEFENDANTS CERTIFICATE OF SERVICE I hereby certify that I have served a true and correct copy of the Motion for Service Pursuant to Court Order, Verification, Memorandum of Law, and proposed Order on ` I� 3 to all parties named herein at their last known address or upon their attorney of record as below listed by regular mail, postage prepaid: Cole E. Pierce, 1331 Kiner Boulevard, Carlisle, PA 17015 April Pierce a/k/a April C. Pierce, 1331 Kiner Boulevard, Carlisle, PA 17015 Ruth Nieman, 17907 E. Mission Avenue, Spokane Valley, WA 99016 Cole E. Pierce, 5852 Peterson Loop, Fort Belvoir, VA 22060 April Pierce, 5852 Peterson Loop, Fort Belvoir, VA 22060 April Pierce, 521 Morton Court, Fortson, GA 31808 Cole E. Pierce, 521 Morton Court, Fortson, GA 31808 SHAPIRO & DeNARDO, LLC Date: �'} 1 BY: (1,/l,\ Attorneys f Pl ntiff AITLIN M.DO LLY,ESQUIRE i I'r 51 SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D.NO. 311403 KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D. NO. 310530 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S & D FILE NO. 12-042441 U.S. Bank National Association, as Trustee, COURT OF COMMON PLEAS Successor in Interest to Bank of America, CIVIL DIVISION National Association as Trustee as successor CUMBERLAND COUNTY by merger to LaSalle Bank,National Association as Trustee for Washington NO: 13-2731 Civil Mutual Mortgage Pass-Through Certificates z� WMA.LT Series 2006-AR10 cam., N ; PLAINTIFF r ° VS. < z C-' Ruth Nieman; Cole E. Pierce; and April - CS L ; Pierce a/k/a April C. Pierce 7Z DEFENDANTS ORDER AND NOW, this �y��day of 5��� , 204 3 , upon consideration of Plaintiffs Motion for Service Pursuant to Court Order, Affidavit of Good Faith Investigation and Memorandum of Law is support thereof, and any response thereto, it is hereby ORDERED AND DECREED that Plaintiff may serve the Complaint and any other document or pleading requiring original process on Defendants, Cole E. Pierce and April Pierce a/k/a April C. Pierce, by (1) sending true and correct copies thereof by simultaneous certified and regular mail to the last known address located at 1331 Kiner Boulevard, Carlisle,PA 17015; 5852 Peterson Loop, Fort Belvoir, VA 22060; and 521 Morton Court, Fortson, GA 31808 respectively ; and (2) posting a true and correct copy thereof on the mortgaged property located at 1331 Kiner Boulevard, Carlisle, PA 17015 by the Sheriff or any competent adult. Service of the aforementioned mailings is effective upon the date of mailing and is to be effectuated by Plaintiffs attorney, who will file with the Prothonotary's Office a Certificate of Service as to such mailings nn BY TE COURT: rY � y SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D. NO. 311403 KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D. NO. 310530 AMY GLASS, ESQUIRE, ATTORNEY I.D. NO. 308367 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 TELEPHONE: (610)278-6800 S &D FILE NO. 12-042441 U.S. Bank National Association, as Trustee, COURT OF COMMON PLEAS Successor in Interest to Bank of America, CIVIL DIVISION National Association as Trustee as successor CUMBERLAND COUNTY by merger to LaSalle Bank,National �. Association as Trustee for Washington NO: 13-2731 Civil Mutual Mortgage Pass-Through Certificates WMALT Series 2006-AR10 =f ` r--- PLAINTIFF -) CD VS. 1o : Ruth Nieman; Cole E. Pierce; and April L = Pierce a/k/a April C. Pierce DEFENDANTS PRAECIPE FOR REINSTATEMENT TO THE PROTHONOTARY: Kindly reinstate the Complaint in the above-captioned matter. SHAPIRO & DeNARDO, LLC e 2` Date: ((�I f �� BY: Attorneys for Plaintif 411 0,4 s 1.-ispkii4 14b1 ?1 - 24- a q(0 354 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson Sheriff Jody S Smith Chief Deputy `- ` � Richard W Stewart Solicitors ��rEFEf, Cj `iln1 U.S. Bank National Association Case Number V& Ruth Nieman (et al.) 2013-2731 SHERIFF'S RETURN OF SERVICE 1010712013 08:33 PM-Deputy Dawn Kell, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure upon the within named Defendant, to wit: Cale E Pierce, pursuant to Order of Court by"Posting"the premises located at 1331 Kiner Boulevard, Monroe Township, Carlisle, PA 17013 with a true and correct copy according to law. (�a--t �- DAWN KELL, DEPU 1010712013 08:33 PM-Deputy Dawn Kell, being duly sworn according to law, served the requested Notice of Residential Mortgage Foreclosure Diversion Program and Complaint in Mortgage Foreclosure upon the within named Defendant, to wit: April Pierce, pursuant to Order of Court by"Posting"the premises located at 1331 Kiner Blvd, Monroe Township, Carlisle, PA 17013 with a true aid correct copy according to law. DAWN KELL, DEPUTY SHERIFF COST: $6238 SO ANSWERS, October 08, 2013 RON {W R ANDERSON, SHERIFF tG)CounfySwte Shsrfft,T€Ieosof....... SHAPIRO & DeNARDO, LLC BY: CHRISTOPHER A. DeNARDO, ESQUIRE, ATTORNEY I.D. NO. 78447 CAITLIN M. DONNELLY, ESQUIRE, ATTORNEY I.D.NO. 311403 KASSIA FIALKOFF, ESQUIRE, ATTORNEY I.D.NO. 310530 .-, r 3600 HORIZON DRIVE, SUITE 150 KING OF PRUSSIA, PA 19406 x ° TELEPHONE: (610)278-6800 =r— 5 & D FILE NO. 12-042441 --� c.) U.S. Bank National Association, et al COURT OF COMMON PLEAS rev --0 Q PLAINTIFF CIVIL DIVISION i VS. CUMBERLAND COUNTY yz � ; Ruth Nieman; Cole E. Pierce; and April ""' Pierce a/k/a April C. Pierce NO: 13-2731 Civil DEFENDANTS AFFIDAVIT OF SERVICE I, Tiffany Donnell,the undersigned,being duly sworn according to law, hereby depose and say that on the day of c—t" , 2013, pursuant to the attached Order of Court, attached as Exhibit "A", I served a true and correct copy of the Complaint in Mortgage Foreclosure in the above captioned matter to the Defendants by certified and regular mail, to their last known address of: Cole E. Pierce, 1331 Kiner Boulevard, Carlisle, PA 17015 April Pierce a/k/a April C. Pierce, 1331 Kiner Boulevard, Carlisle, PA 17015 Cole E. Pierce, 5852 Peterson Loop, Fort Belvoir, VA 22060 April Pierce, 5852 Peterson Loop, Fort Belvoir, VA 22060 April Pierce, 521 Morton Court, Fortson, GA 31808 Cole E. Pierce, 521 Morton Court, Fortson, GA 31808 SH[APIRO & DeNARDO, LLC BY: Tiffany Donnell Legal Assistant to Attorney for Plaintiff SWORN AND SUBSCRIBED Before me this ir day of 00A)104, 20 k3 Notary Public S & D FILE NO. 12-042441 Ufa.} =• LL • o8 1diaJ011 u.i '>j •" X.ianpQ populsa) W 2uiipu1N moods m W N a) W NI o LL uoileuuguo3 aJfl 1 U Is • Z o o uoi��uguo� anijaQ III 0 O 6f* co E i ° M o to Ce U 0^ C U) -No N• o. � p 0 N O O C a) N •i;li ..4.., : IV > 2 •4, • •r4 2 TS t� co a co t `- `2) a>d A c L CD a7 • (0Eay m a) U • n C E ms°- �c� 14a�'•v c flIIU • o °ao '� 17r' c a, a) a O v p 5 as c a a EL _ N 2 C cis N 8 € O pN C O c p ?V U c 2 c 2 a \\***i- 0 N U 5 2 2ca �, CCCCC0in a) a ❑❑El❑ ) U E 1— O O T c U tii L. f1T O d> O N p N o0 oo m O Q a Q O s. ° ° U s, Q y V t% U r~ Q Q ° w a px W 0 W °O o▪ U O ` pq .4 cu o E v - � U de ° U ° U d ) tr) tar < ID J w � w a urm acv a O N O O O a m a) z'� a N o N O ~ O cU o N CD °∎ r A E—' ca O 0 ¢ ¢ 2 oral0 7 �v r: N O C E 8 cd c Z a O Zv)MVI .�i 9«� N M U) (p 00 H J co a U.S. Postal Service U.S. Postal Service CERTIFIED MAIL. 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