HomeMy WebLinkAbout05-22-13 � 15056101�5
REV�i�00 EY(oz is)(FI)�
OFFICIAL USE ONLY
PA Department of Revenue Pennsylvania County Code Year File Number
Bureau of IndividualTaxes ��U �
PO Box z8o6oi INHERITANCE TAX RETURN � + .� ),.>
Harrisbur ,PA i'7i28-o6oi RESIDENT DECEDENT � I � � l,t--"-�'`'-
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
12/21/2012 10/29/1916
Decedent's Last Name Suffix DecedenYs First Name MI
Dyarman Margaret E
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Nam�e Suffix Spouse's First Name MI
Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
� 1. Original Return O 2.Supplemental Return O 3. Remainder Retum(Date of Death
Priorto 12-13-82)
p 4.Limited Estate O 4a.Future Interest Compromise(date of O 5. Federal Estate Tax Return Required
death after 12-12-82)
� 6. Decedeni Died Testate O 7.Decedent Maintained a Living Trust � S. Total Number of S2fe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust.)
O 9.Litigation f�roceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A)
Between 12-31-91 and 1-1-95) (Attach Schedule O)
CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
David A. Baric, Esquire (717)249-6873
REGI�f�F WILLS 14S6 ONL�i
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—� ' �
f::l " �a
P"%� , ,�, —c f.,-± -:r
First Line of Address --�% �;,o f- -
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Baric Scherer LLC ��-' �-
Second Line of Address " l ` _ � `
19 West South Street � �-
State ZIP Code �" DATE FILE�D -N�"
City or Post Office ` °
Carlisle PA 17013 ` ;\,� �`' `-;��
CorrespondenYs e-maii address:dbBrlC baricscherer.com
Under penatties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information ot which preparer has any knowledge.
G E OF PERSON ONS R FILING RETURN DATE�5 aa �3
ADDRESS
143 SYr e D ve, rlisle Pen ania 17013
SIGNAT E RE RER T TH R ES NTATIVE DATE 05 aa �3
�
ADDR
19 West South Street, Carlisle, Pennsylvania 17013
PLEASE USE ORIGINAL FORM ONLY
Side 1
� 1505610105 1505610105 �
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� -- -f.._.�
I
� 1505610205
RE:V-1500 EX(FI)
Decedent's Sociai Securify Number
���ede�c�s N�me: Margaret E. Dyarman
RECAPITULATION
1. Real Estate(Schedule A). . .. .. ... .. .. ... . . ... .. ... .... . ... .. .... ... . . 1. 530,000.00
2. Stocks and Bonds(Schedule B) 2. 54,340.00
. .... ........... .... ... .. . . ... .. .. ..
3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) .. . . . 3.
4. MoRgages and Notes Receivable I;Schedule D) .. ... .... . .... . .. . . .. . . . .. . 4.
5. Cash, Bank Deposits and Miscellaneous Personal Property(Scheduie E). ... .. . 5. 1 18,155.54
6. Jointly Owned Property(Schedule F) O Separate Billing Requested .. . . ... 6. 90,595.00
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule(3) O Separate Billing Requested.. .. .. .. 7. 1,152,044.00
8. Total Gross Assets(total Lines 1 through 7)... ..... .... ... . .... ..... .... 8. 1,945,134.54
9. Funeral Expenses and Administrative Costs(Schedule H).. .. .... . .. . . . .. . . . 9. 85,876.00
10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule I). ... .. .... .. .. . 10. 0.00
11. Total Dedwctions(total Lines 9 and 10).. .. .... .... .... .... .. ... .... . . .. 11. 85,876.�0
12. Net Value of Estate(Line 8 minus Line 11) ...... .. ... .... ...... .... . . . . . 12. 1,859,258.00
13. Charitable and Governmental Beyuests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) .... .. . .... .... .. ... .. .. 13.
14. Net Value Su6ject to Tax{Line 12 minus Line 13) ...... .... ... .... . . ... .. 14. 1,859,258.00
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X.0_._ 15.
16. Amount of Line 14 taxable
__. . _
at linea�rate X.0 45 1,859,258.00 76. 83,666.00
1�. Amount of Line; 14 Yaxable
at sibling rate X.12 17.
18. Amount of Line 14 taxable
at cotlaterai rate X.15 18.
19. TAx DUE .. . . ig 83,666.00
. . . ....... .. .... .... ..... ..... . ... . ... .. ... . .. . . . .
20. FILL IN T'HE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT �
Side 2
� 1505610205 150561�205 �
REV-1500 EX(FI) Page 3 File Number
Decedent's Complete Address:
DECEDENT'S NAME
Margaret E. Dyarmar�
STREETADDRESS
943 Strayer Drive
CITY � STATE ZIP
Carlisle PA 17013
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 83,666.00
2. CreditslPayments
A.Prior Payments _�_ 82,180.00
B.Discount 4,109.00
� Total Credits(A+B) (2) 86,289.00
3. Interest � �
(3)
4. If Line 2 is greater than'Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. �
Fill in oval on Page 2,iLine 20 to request a refund. (4) 2,623.00
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5)
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred......................................................................................... ❑ �
b. retain the right to designate who shall use the property transferred or its income ............................................ ❑ �
c. retain a reversionary interest.............................................................................................................................. ❑ �
d. rec:eive the promise for life of either payments,benefits or care?...................................................................... ❑ �
2. If dealh occurred after Dec.12,1982,did decedent transfer property within one year of death
without receiving adequate consideration?.................................................................................................. ❑ �
........
3. Did tlecedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. � ❑
4. Did tlecedent own an individual retirement account,annuity or other non-probate property,which
contains a beneficiary designation? .............................................................. ❑ �
......................................................
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For tlates of death on or after July 1,1994,and before Jan.1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§911Ei(a)(1.1)(i)�.
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
. The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116{a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedenYs lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)).
. The tax rate imposed on the net value of transfers to or for the use of the decedenYs siblings is 12 percent[72 P.S. §9116(a)(1.3)j.A sibling is defined,
under Section 9102,zis an Intlividual who has at least one parent in common with the decetlent,whether by blood or adoption.
REV-1502 EX+ (12-12)
� pennsylvania SCHEDULE A
DEPARTMENT OFqFVENUE
INHERITANCE TAX RETURN REAL ESTAT E
RESIDENT DEC:EDENT
ES7ATE OF: FILE NUMBER;
Margaret E. Dyarman 21-13-0032
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
wouid be exchanged between a wiliing buyer and a willing seller,neither being compelled to buy or sell,both havinq reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule P.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedenYs interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1• 301 Dyarman Road, Carlisle 358,000.00
Carlisle,Pennsylvania 17013
(appraisal attached)
2. 33�'�Petersburg Road 132,000.00
Carlisle,Pennsylvania 17013
(appraisal attached)
3. Waggoners Gap Road 40,OOQ.00
Carlisle, Pennsylvania 17013
(a��praisal attached)
TOTAL(Also enter on Line 1, Recapitulation.) $ 530,000.00
If more space is needed,use additional sheets of paper of the same size.
REV-�5o3 EX+(8-�2)
�iy'pennsylvania SCHEDULE B
� DEPARTMENTOFREVEPWE
INHERITANCE TAX h�ETURN STOCKS & BONDS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Margaret E. Dyarman 21-13-0032
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM `✓ALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 BNY Mellon,Account#02124765
3,264.00
2 Delaware Investments,Account#0448-xxxxxx2349 51,076.Q0
TOTAL(Also enter on Line 2, Recapitulation) $ 54,340.00
If more space is needed,insert additional sheets of the same size
REV-1go8 EX+(08-12)
'�iy pennsylvania SCHEDULE E
!i7 DEPARTMENTOFP,EVEtJL1E CASH, BANK DEPOSITS & MISC.
I""ER'v'"�E T""F.E7"R" PERSONAL PROPERTY
RESIDENT DECEDEPIT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman 21-13-0032
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
�. personal property 2,261.00
2. Discover Bank;certificate of deposit;account ending 4165 62,113.00
3. ING Direct savfngs account 45,525.98
4. M&T Bank checking account#2670010616 8,255.56
TOTAL(Also enter on Line 5, Recapitulation) $ 118,155.54
If more space is needed,use additional sheets of paper of the same size.
_
REV-15o9 EX+(01-10)
`':� � pennsylvania SCNEDULE F
' DEPAR7MENT OF RF:VENUE )OINTLY-OWNED PROPERTY
INHERITANCE TAX R.ETURN
RESIDENT DECEDEMT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman
21-13-0032
If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G.
SURVIVING JOINT TENANT(S) NAME(S) ADDRESS RELATIONSHIP TO DECEDENT
A• Nancy L. Poley 143 Strayer Drive daughter
Carlisle, Pennsylvania 17013
B.
C.
]OINTLY OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY °/a OF DATE OF DEATH
ITEM FOR JOINT MADE= 1NCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DKEDENT'S VALUE OF
NUMBER TENANT JOIN'f IDENTIfI'ING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST
1. A• 03123105 M&T Bank Money Market Acct.#1500421205950 181,180.00 50 90,595.00
TOTAL(Also enter on Line 6, Recapitulation) $ 90,595.00
If more space is needed,use additional sheets of paper of the same size.
REV-1510 EX+ (08-09)
� pennsylvania SCHEDULE G
oEPARTMENT��F RE�EN�E INTER-VIVOS TRANSFERS AND
wr+eRiTaNCe rw�ReTURrv MISC. NON—PROBATE PROPERTY
RESIDENT DEC:EDENT
ESTATE OF fILE NUMBER
Margaret E. Dyarman 21-13-0032
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
ITEM INQIJDE THF NAME OF THE TRANSFEREL,THE1R RELATIONSHIP TO DECEDENT AND
NUMBER THE CATE OF TRANSFER. ATTACH A COPY OF THE�EED F0R REAL ESTATE. VALUE OF ASSET INTEREST (IF AGPLICABLE) VALUE
1. Bank Amer Corp Sub Intents Be 48,970.88
2 General Mtrs Accep Corp 73,784.44
3 Prime Fund Capital Reserves 386,399.37
4 DWS Intl Value�Opportunities 25,842.32
5 Pimco Real Return A 64,580 73
6 Pimco Real Return A 491,346.57
� Prime Fund Capital Reserves 38,859.58
a T Rowe Price Health Sciences 22,264.84
TOTAL(Also enter on Line 7, Recapitulation) $ 1 , 152 , 044. UO
If rnore space is needed,use additional sheets of paper of the same size.
REV-15:1 EX+ (10-09)
� pennsylvania SCHEDULE H
DEPARTMENT OF REVENUE F U N E RAL EXP E N S ES AN D
�rvr+eRiTnNCeraxaETURrv ADMINISTRATIVE COSTS
RESIDENT DEC:EDENT
ESTATE OF FILE NUMBER
Margaret E. Dyarman 21-13-0032
Decedent's debts must be reported on Schedule I.
ITEM � AMOUNT
NUMBER DESCRIPTION
A. FUNERALFXPENSES:
1' Ewing Brothers Funeral Home 6,440.20
Miscellaneous funeral expense-refreshments 300.00
Grace United Methodist Church-memorial leaf 110.00
Grave openinglengraving headstone 449.30
g, ADMINISTRATIVE COSTS:
1. Personal Representative Commissions: 36,881.00
Namefs)of Personal Representative(s) NanCy L. Poley
Street Address 143 Strayer Drive
City_Carlisle State PA ziP_17013
vear(s)Commission Paid:_2013 _
36,881.00
2. Attorney Fees:
3. Family Exemption: (If decedent's address is not the same as daimanYs,attach explanation.)
Claimant _
Street Address - —
City_,._ _ State ZIP
Relationship of Claimant to Decetlent
4. Probate Fees 1,313.50
5. Accourtant Fees;
6. Tax Return Preparer Fees: 340.00
�� The Sentinel(legal advertising) 157.68
s. Cumberland Law Journal (legal advertising) 75.00
s. Millenium Pharmacy 16.59
io. Terminex 295•�4
��. M&T Bank-safe deposit box 20.00
..�.,,.«.......................�,.,.<.,SEE ATTACHED SHEET,,,.,..*.,.,,..,..*..�,...**.,..�....*...,.......,�,
TOTAL(Also enter on Line 9, Recapitulation) $ 85,876.68
If rnore space is needed,use additional sheets of paper of the same size.
Estate of Margaret E. Dyarman
Estate No. 21--13-0032
Schedule H Continued
12. Everett Cash Mutual -insurance premium $ 206.00
13. PA Department of Revenue-PA 40 payment $ 270.00
14. Robert Cairns-taxes on South Middleton $ 300.71
Township property
15. Robin Sollenberger - taxes on two $ 310.96
North Middleton Township properties
16. PA Department of Revenue- 2012 state tax $ 309.00
17 S.W. :Barrett Real Estate & Appraisal Services 1 200.00
Total: $2,596.67
REV-1513 EX+(01-10)
� pennsylvania SCHEDULE ]
' DEPARTMENT OP REVF_NUE BENEFICIARIES
INHERITANCE 7AX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Margaret E. Dyarman 21-13-0032
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER PIAME AND ADDRESS Of PERSON(5)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS jlnclude outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
1. Nancy L.Poley, 143 Strayer Drive,Carlisle,PA 17013 daugther 112
2. Debra Boden,333 Petersburg Road,Carlisle,PA 17013 grand daughter 1/6
3. Teresa Isabella, 106 Hunters Circle,Hummelstown,PA 17036 grand daughter 1/6
4. Stacy East.5195 Misty Lake Drive,Mulberry,FL 33860 grand daughter 1/6
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II— ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER 5HEET. $
If inore space is needed,use additional sheets of paper of the same size.
_ . _ _ _
. _ . �
I
LAST WILL AND TESTAMENT
OF
MARGARET E. DYARMAN
I, Margaret E. Dyannan, of Cumberland County, Pennsylvania, being of sound mind,
memory and understanding, do hereby make, publish and declare this as and for my Last Will
and Testament, hereby revoking all other wills and codicils heretofore made by me.
FIRST
I direct the payment of my debts and the expenses of my last illness and funeral from my
estate as soon after my death as conveniently may be done. If there be no cemetery lot available
for my interment, owned by me at the time of my death, I authorize my personal representative to
purchase such cemetery lot�vith a contract for perpetual care, using therefor funds from my
estate, and I authorize my personal representative to cause title to or ownership of such lot so
purchased tc� be vested in such person as my personal representative shall designate.
� Further, in this connection, I authorize my personal representative to expend funds from
I my estate, iri such amount as my personal representative shall consider necessary and desirable,
��
� for the purcllase, erection and inscription of a suitable marker for my grave. Further, I direct that
� any inheritance, estate or death taxes for property passing under this will shall be paid by my
estate.
SECOND
� I give, �evise and bequeath my real property known as 123 Strayer Drive, Carlis e,
Pennsylvan:ia, to my daughter, Nancy Poley.
�
- -
�
I give, devise and bequeath the rest, residue and remainder of my estate to my daughter,
Nancy Poley and my granddaughters: Debra Sue Boden, Teresa Isabella, and Stacy Ann East, per
stirpes, as follows�
a) one-half to Nancy Poley;
b) one-sixth to Debra Sue Boden;
c) one-sixth to Teresa Isabella; and
d) one-sixth to Stacy Ann East
Provided, however, that the shares passing to Debra Sue Boden, Teresa Isabella and Stacy
r
Ann East or their issue shall not in the aggregate exceed the maximum amount permitted without
incurring generation skipping transfer tax, to the extent the cumulative amount would be taxed by
generation sk�pping transfer tax then the excess amount shall go to Nancy Poley.
THIRD
In the event that a portion of my estate passes to an heir under the age of forty-five (45),
� then that portion of my estate passing to the heir shall be placed with Nancy Poley, as TRUSTEE,
�
J
0,.1 under the following conditions:
1. My Trustee may pay principal and income to or for the benefit of the heir
during her lif'e as my Trustee, from time to time, shall deem advisable for the health,
maintenance, support and cornplete education of such heir and their children. In addition, my
� Trustee in her sole discretion may advance principal to said beneficiary against the fractional
shares to be advanced hereunder for the purchasing of a home or any other purpose Trustee in her
sole discretian deems reasonable.
2. Notwithstanding the foregoing provisions, after attainment of forty-five (45)
years, each h.eir may withdraw all principal and accumulated interest, if any, in their trust.
�
�
. _
_ _ . - - _ _ �
i
3. In the event�f the death of Debra Sue Boden, Teresa Isabella or Stacy Ann
East prior to age forty-five (45), the principal and accumulated interest in the respective trust will
pass to their child or children in equal shares to be held in trusts for each child or children under
the following conditions:
A. My Trustee may pay principal and income to or for the benefit of the heir
during his or her life as my Trustee, from time to time, shall deem advisable for the health,
maintenance, support and complete education of such heir and their children. In addition, my
Trustee in her sole discretion may advance principal to said beneficiary against the fractional
shares to be advanced hereunder for the purchasing of a home or any other purpose Trustee in her
sole discretiori deems reasonable.
B. Notwithstanding the foregoing provisions, after attainment of thirty (30)years,
each heir may withdraw one-half of the principal of his or her trust valued as of said birthday or
the date of diuision into shares, after attainment of age forty (40)years, each heir may withdraw
the remainder of said principal and undistributed income, if any.
�
' If Debra Sue Boden, Teresa Isabella or Stacy Ann East shall predecease me, their mterest
in my estate shall pass to their children at my death in equal shares to be administered in
accordance with the provisions of sections 3 A. and 3 B. hereinabove. Should either Debra Sue
Boden, Teresa Isabella or Stacy Ann East predecease me leaving no issue, their interest in my
� estate shall pass to the survivors among them in equal shares subject to the trusts established
c�' herein.
Notwithstanding any other provisions hereinabove, the Trusts created shall terminate not
later than tw�;nt,y-one (21) years after the death of my last survivor and any other beneficiary or
I
i
I
�
i
. ;
heir living on my date of death. 'I'he Trustee shall distribute such remaining trust principal and
accrued or undistributed net income to the beneficiaries.
4, Should the principal of any trust herein provided for be or became too small in
my Trustee's disuretion to make estabiishments or continuance of the trust advisable, my Trustee
may distribute the remaining principal and any accumulated or undistributed income outright to
the beneficiaries in the proportions to which they are then entitled to. The receipts and releases
of the distributees will terminate absolutely the rights of all persons who might otherwise have
future interest in the trust, whether vested or contingent, without notice to them and without the
necessity of filing an account with the court.
FOURTH
I direct that no trustee, executor, guardian or other fiduciary named, nominated, or
appointed by this my Last Will and Testament shall be required to post any bond or give any
security of any type for any purpose whatsoever, any law or rule of the court of the
Commonwealth of Pennsylvania or any other jurisdiction to the contrary notwithstanding. I
2 � direct that the law of the Commonwealth of Pennsylvania shall apply to any interpretation or
app�ieation of the validity of this instrument.
FIFTH
� My executor and trustee shall have the following powers in addition to those vested in
�� them b law anc�b other rovisions of this Will, a licable to all ro e
y y p pp p p rty, real, personal or
� mixed and wheresuever situate, including property held for minors, whether principal or income,
� exercisable without court approval, and effective, with respect to each item of said property until
actual distribution thereof.
- _ _ _ i
��) 1'o retain, as investments of my estate or trust, any or all assets of my estate,
real, personal, or mixed, without regard to any principal of diversification, and to purchase and
acquire real or�+ersonal property and to hold any or all of such real and personal property retained
or acquired without making the same productive of income.
F3) To permit the children, or any of them, to occupy any real estate retained or
acquired upon such terms and conditions as my executor or trustee shall deem proper.
(:) �I'o pay all taxes, charges and expenses of maintenance, upkeep,
improvements, development, protection, preservation and investment of any retained or acquired
real or personal property, such payments to be made from either principal or income as my
executor or trustee shall determine.
D) 'To retain or rnvest any and all funds, whether principal or income, in any real
� or personal property without restriction to legal investments; to purchase investments at
premiums; to exercise all rights of a security holder or share holder in any corporation; and to
� lease, mortgage, pledge, give options upon or sell at public or private sale and without approval
�
� of any court, any real or personal property, or portion or portions thereof, irrespective of the
manner or the means by which the same was acquired by my said executor or trustee.
1�) To make payment or distribution herein provided for in cash, kind or partly in
cash and partly in kind, at valuations fixed by my executor or trustee at the time of distribution.
SIXTH
Any and all payment or payments of any sum or sums, whether in cash or in kind and
whether for principal or income, payable to an heir, or any of them, shall be made upon the sole
receipt of the respective individual to whom the payment is made, and free from anticipation,
'
alienation, assignment, attachment, and pledge, and free from control by the creditors of any such
beneficiary.
SEVENTH
I appoint my daughter,Nancy Poley , Executrix of this my Last Will and Testament.
Should my said Executrix fail to survive me or for any reason fail to qualify as Executrix, then I
appoint Frank Poley, Executar of this my Last Will and Testament. Should my daughter,Nancy
Poley or Frank:Poley fail to survive me or for any reason fail to qualify as Executrix and
Executor respectively, then I appoint David A. Baric, Esquire, Executor of this my Last Will and
Testament. I also appoint my daughter, Nancy Poley, Trustee of this my Last Will and
Testament. Should my said Trustee fail to survive me or for any reason fail to qualify as Trustee,
then 1 appoint Frank Poley, Trustee of this my Last Will and Testament. Should both Nancy
Poley and FranYc Poley fail to survive me or for any reason fail to qualify as Trustee, then I
appoint David A. Baric, Esquire as Trustee.
IN WITNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will
and Testament, consisting of seven(7) typewritten pages, the first six (6)of which bear my
initials in the rriargin for the purpose of identification, this 31 st day of March, 2009. �
� � �
� �
Margaret E. Dyarman ��_
_
- - i
�
�
Signed, sealed, published and declared by the above named testatrix, Margaret E.
Dyarman, as an.d for her Last Will and Testament, in the presence of us, who, at her request, in
her sight and presence and in the sight and presence of each other, have hereunto subscribed our
.,
ames a it e � I /����
�y
• ADDRESS �� � � �
' ADDRESS�� I . - ,LA-l1.Q -, U I� PA
COMMONWE;ALTH OF PENNSYLVANIA :
: SS.
COUNTY OF �CUMBERLAND �
�. ' '"� , -1 r 1- �° � . �`t C�..��^4�;L..i
We, Margaret E. Dyarman, �.-�-'`°1� }"� �'�` ' `� and � ,�i, �c:� � , the _
testatrix and the vuitnesses, respectively, whose names are signed to the attached or foregoing
instrument, being first duly sworn, do hereby declare to the undersigned authority that the
testatrix signed and executed the instrument of her Last Will and Testament, and that she signed
willingly and that she executed as her free and voluntary act for the purposes therein expressed,
and that each af the witnesses, in the presence and hearing of the testatrix, signed the Will as
witnesses, and that to the best of their knowledge, the testatrix was at the time eighteen (18) years
of age or older, of sound mind and under no constraint or undue influence.
Sworn to and subscribed before me this 31 st day of March, 2009.
r'�,: i'l.�Li��� ' ��� a)��Z �>;i��u�':
l ��
COMMONWEALTH OF PE►JIdSYLVANIA
NOt�fl9�Setil
Amanda L.Bemhisel,NOtary Public
Cadisle Boro,CumB�Aantl Gounty
My Cammission Ex Ires Aprii 17,2U10__ _
Member,PelinSylildFil� 94d�1�El�F Flfarids
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0011
APPRAISAL OF
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LOCATED AT:
Waggoners Gap Road
Carlisle,PA 17015
FOR:
Baric&Scherer Attorneys-at-Law
19 West South Street
Carlisie,PA 17013
BORROWER:
Margaret E DYARMAN(Estate)
AS OF:
December 21,2012
BY:
Stan A.Skowronek
PA Certified Residential Real Estate Appraiser
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0011
�---- —
02/08/2013
Baric or Scherer
Baric&Scherer Attorneys-at-Law
19 West South Street
Carlisle,PA 17013
File Number: 13-0011
In accordance with your request, I have appraised Ihe real property at:
Waggoners Gap Road
CaHisle,PA 17015
ihe purpose of this appraisa!is to develop an opinion of the market value of the subject property,as improved.
l�he property rights appraised are the fee simple interest in the site and improvements.
In m,y opinion,the market value of the property as of December2l,zo12 is:
S40,000
Forry Thousand Dollars
"fhe attached report c:ontains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, limiting conditions and appropriate certifications.
Respectfully submitted
��. � ����--
Stan A.Skowronek
PA CeRified Residential Real Estate Appraiser
S.W.Barrett Real Estate 8 Appraisai Services
LAND APPRAISAL REPORT File No. 13-0011
The purpose ot this summary appraisal report is to provide the lendedclient with an accurate and adequately supported opinion of the market value of the subject pwperry.
�..�. � •
aroperrynadress: Waagoners Gap Road c�ry:Carlisle Sta�e: PA _ zip:17015
eorrower: Margaret E DYARMAN(Estate) Owner of Public Record: Dye�rtla�,Margar counry: Cumberland _
�egal�escription: Deed Book 28J,page 278 —
nssessors Parcel a 29-04-0381-001 Tau Year 2012 __ R.E.Tanes: 951.00 _
Neighborhood Name: North MiddletOn TOwnship Map Reference.04-0381 Census Tract:0119.01 _
Special assessments None known PUD �Yes Q No HOA S N/A � Per Year � Per Month
Pmperry Righu Appraised: � Fee Simple �Leasehold �Other(desciibe) —
AssignmeniType: ��PurchaseTransac�an �RefinanceTransaclion XQ Other(describe)Asset Valuation Pu�uoses
LendedClient: j Address: 1 0
•
I �did �did not analyze the contract(or sale tor the suhject purchase transacuon.Explain the resutls ot the analysis of the conVact for sale or why the analysis was no�performed.
Conract Price$: Date of Contracc Is the pmperry seller the owner ot public record? Yes No Data Source(s)
Is there any financial assistance(loan charges,sale concessions,gih or down payment assistance,etc.)lo be paid by any parry on behalf ot the horwwer? ❑ves No
If Yes,report the mtal doilar amount and describe ihe items to be paid. S
-�- •�.� •
Note:Race and the racial com siuon of the nei hborhood are not raisal factors.
Neighborhood Characterisucs One-Uni[Housing Trends One-Unit Housing Present Land Use%
Locauon Urban Suburban X Rural Pro e Values Increasin X Sfable Declinin PRICE AGE One-Unit 25 46
BuiIFU Over 75%X 25-75% Under 254L DemandlSu I Shorta e X In Balance Over Su I $000 rs 2-4 Unit 0°h
Growlh Ra id X SIa01e Slow Marketln 7ime Under 3 mths X 3-6 mths Over 6 mths 120 Low 10 MuIU-Famil _ 0:4
Nei ntornood aoundaries: The sub'ect is bounded on the north b Sheaffers Valle Rd on the 325 t+i h 100 commercia� _ 0�
east b route 34,on_the south b Walnut Dale Rd and on the west b Fox Hollow Rd. 180 Pred. 40 ocher Vac 75�
Good Aver. Fair Poor Good Aver. Fair Poor
ConveniencetoEm lo ment X Pro e Com atabili X
Convenience ro Sho i9___ X Ge�2f21 A earance of Pm erties X
Convenience ro Prima Educauon X Ade ua of PolicelFire Protecuon X
Convenience ro Recreauonal�aciliues X Protecuon hom DeVimental Condiuons X
Em lo men[S[abili X Werall A eal ro Market x
Nei hborhood ceuri oon: The sub'ect is located alon a seconda road o ulated b homes of va in size st le and uali . It is
within close roxirr�'� to ammenities such as schools shoppinq and employment. __
Market Condi6ons includin su on tor che above conciusions: List/Sale ratio a roximatel 98%.I have considered relevant com titive listin s
and/or contract offerin s in the rformance of this a raisal and in the trendin information re orted in this section. If a trend
is indicated I have attached an addendum rovidin relevant com titive listin Icontract offerin data. Local multi-list data
indicates stable market in the ast calendar ear with no a reciation in the sub'ects market area with an avera e marketin
time of 90-180 da s. Economic trends and lendin rates have remained favorable. Sales concessions are occurin more
fre uentl • however there is no known revelance of unusual seller financin concessions or bu downs. There are new
homes under construction in surroundin develo ments as well as resales available in the nei hborhood.
Dimensions: See legal description _nrea:4 mll X acres •Sq.Ft. shape: Irregular view:Woods _
Zoning Classificauon�. RR Zoning Description: RU�aI RCSOU�ce _
Zoning Compliance: �Leyal Legal Nonconfarming(Grandfathered Use) No Zoning Illegal(describe) _
Uses permined undei currem zoning requlations: R651dCnti81 USe i5 pC�TIttCd. —
Highes�&ees�use: Residental —
Descriheanyimprovemencs: NOne —
Do present impmvemen[s conform ro mning? `!es No X No fmprovements If No,explain: _
Present use of subjecr.site: VaCant 18nd Current or proposed ground rent7 Yes X No If Yes,S
Topography: Rollin size:Lar er than normal orainage:Appears Adequate
Comer lot �es X Na Underground UtiliGes: Yes X No Fenced: ves X No If Yes,rype:
Special Flood Hazartl Area �Yes XQ No FEMA Flood Zone:X FEMA Map#�. 42041 C0045E FEMA Map Date: 0 311 6120 09
UTILITIES Public Other Provider ar Descri 6on OH-Site Im rovements T elDescri lion Puhlic Other
e�ecvici X Available to site street surtace Macadam X
cas streetr el�nAuence Seconda RoadlNeutral
wa�er To be well arb�cuner None
Sanita Sewer To be se tic' Sidewalk NOne _
omer street�i nts None
Other Alle
Are the uuli6es and olfi-si[e improvemenL�typical for the markeC? X Yes No If No,describe-. _
Are there any adverse site condiuons or eMemal Nacrors(easements,encroachments,environmenWl condiuons,land uses,etc.)? Yes X No If Yes,describe.
Well and se tac are common to the area and have no adverse affect u on marketabilit ."Presumin the site eres for a se tic
s stem. —
sice commencs 7here are no apparent adverse easements encroachments or other adverse condition. _
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S.W.Barrett Real Estate 8 Appraisal Services
LAND APPRAISAL REPORT File No. 13-0011
There are 0 com ara6le sites currentl oftered for sale in ihe sub"ea nei hborhood ran in in nce from S 30 000 to S 85,000 ___
The�e are 6 com able sites sold in ihe I 12 monihs in the su6'ct nei hborhood ran in in sale rice hom $ 30 000 to E 85 000
•
FEATURE L SUB.IECT COMPARABLE SALE N0.1•• COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
nddress Waggoners Gap Road 040,147.00-001.005 270,016.00-010.005 040,164.11-011.004
Ci Isuzi Carlisle PA 17013 Pine Hill Rd Shermansdale Sheaffers Valle Rd Lndsb Bower Rd Shermansdale
Praximi tosutiect 8.47 miles ENE 5.16 miles NNW 3.69 miles ENE
oatasources Ins ction Courthouse Courthouse Courthouse __
verifica6on Source s Courthouse — —
Sale Price S N/A $ 55 000 8 50 000 S 72 000
Pricelacre S 0.00 s 10 20 8 10 707 S 14 6
oate of Sa�e ano/oM'R NIA 10/23/2012 05/0912012 11/20/2012 _
oa s on Marke� NIA Unknown Unknow� Unknown _
Financin r e N/A Unknown Unknown Unknown _
concessions N/A Unknown Unknown Unknown
�ocaoon Rural Su erior -10% -1 020 Su erior -10% -1 070 Su rior -10% _-1 466
pro e Ri hts A raised Fee Sim le Fee Sim le Fee Sim le Fee Sim le _
Site Size Acres 4.00 5.39 0 4.67 0 4.91 0
view Woods Woods Woods Woods _
To ra h Rotlin Rollin Rollin Rollin _
nvailable uuliues elec elec elec elec _
Sueet Fronta e 950 ft 375 ft +5% 510 466 ft. +3% 321 627 ft. +3% 440
s�ree[T e Seconda Road Seconda Rd Seconda Rd Seconda Rd
wacer ineuence None None None None _
Fencin None None None None _
im rovemen�s None None None None
Net Ad�usUnen[ otal,in�___ + X- S 510 + X - S 749 + X- s 1 026
Adjusted sales price of Ihe Net Adj. -5.0% Net Adj. -7.045 Net Adj. -7.095
Com arablesales inE GrossAd. 15.0% $ 9 694 crossad. 13.0% E 9 958 Grossnd. 13.0% S 13 638
The Appraiser has researched the transfer hisrory of the subject propeM tor the past 3 years and ihe listing history of the subject for the past 12 months prior ro ihe effecuve date of this appraisal.
The appraiser has also researched the transfer and lisung hisrory of the comparable sales for Ihe past 12 months.
ihe appraiseYS research �_�did �did not reveal any prio�sales or iransfers of the subject properry for the three years prior ro the etfecove date of the appraisal.
DataSources: ourth us Rec rd —
The appraisets researr.h did did not reveal any prior sales or transfers of the comparable sales for the year prior ro ihe dare ot sale of the comparable sale.
DataSources: u�th us Rec rd
The appraiser's researr,h did did not reveal any prior IisOngs of the subject properry or compamble sales tor the year prior ro the effecuve date of the appraisal.
Data Sources: I P �
LisOngffransfer History TransfedSale(ONLY)of the Lisrong and Transfer hisrory of Lisung and Transfer history of LisOng and Transfer history of
Subject in past 36 months: Comp i in past 12 months: Comp 2 in past 12 months: Comp 3 in past 12 months:
(it more than two,use c:omments $ N/A N/A S N/A N/A $ NIA N!A S NIA N/A
secuon or an addendwn.) g N/A N/A S N/A N/A 8 N/A NIA S N/A N/A
Suti ect Pro e Is Currently Listed For Sale? Yes X No Data Source: MUlti-LISt S tem
Current Listing Hisrory List Date List Price Days on Market Data Sou�ce
N/A s N/A N/A Central Penn Multi-List
Suti ect Pro e has been listed within the last 12 Month;? Ves X No oata source�. Central Penn Multi-List
12 Monih Lisfing History List Date List Price Days on Market Data Source
N/A S N/A N/A Central Penn Multi-List
NIA 3 N!A N/A Central Penn Multi-List
Comments on Prior Sales/Transfers and Current and Prior Listln s: No rior transfers of the sub'ect within the ast 36 months nor were there an
rior transfers of the comparables within 12 months of their sale date. _
summ of ine sales com arison A roach: The ad'usted rice r acre ran e is S9 600 to 513 500-SAY$10 000. Sub'ect site-4 acres
510 000=540 D00. The location ad'ustments reflect the sub'ect bein located off the mountain ascent area of Wa oners Ga
Rd.The limited ool of suitable vacant land sales re uired an ex anded eo ra hical search. These are the best sales
com arables known to be available.
Reconciiiatlon commen�s: Market Anal sis consistentl su orts m estimated market value. Cost A roach and GRM anal sis were
found ina ro riate for this anal is Greatest weight is applied to the Market Data Analysis. Supportin file information
substantiates these estimates. —
rhis ra;sai is made [X °as is°,or subject ro the followin condi6ons or ms ecuons:The ro ert has been a raised in current condition. This is
for the clients use only. —
Basetl on a cam plece visual inspection of the su6ject site antl those im provements upon saitl site,tlefineC scope of work,statement of assum ptions and
lim iting conAitions,antl appraiser's certificazion,my(our)opinion of m arket value,as definetl,of the real property that is the subject of this report is:
O inionofMarketValue:S 4O OOO,asof: 'IZ/Z'IIZO'IZ ,whichisthetlateofins ectionandtheeHectivetlateotthisa raisal.
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S.W.Barrett Real Estate 8 Appraisal Services
S.W.Barrett Real Estate 8 Appraisal Servrces
LAND APPRAISAL REPORT Fiie No. 13-0011
.
FEATURE L SUBJECT COMPARABLE SALE N0.4 COMPARABLE SALE N0.5 COMPARABLE SALE N0.6
nddress Waggoners Gap Road 39-14-0165-037
Ci Isuzi Carlisle PA 17013 Walnut Dale Rd Shi ens. _____ —
Proximi toSubect 18.47 miles SSW __ __ —
oa�a source s Ins ction Courthouse _
verificauon Sou�ce s Courthouse —
Sale Price S N/A S 85 000 $ $ —
Price/aCfe $ 0.00 ti 10 96 $ _ $
Date of Sale MOIDNVR N/A 10/28/2011 —
Da 5 on Market N!A Unknown —
Financin T e N/A Unknown —
Concessions N/A Unknown —
�ocaeon Rural Su rior -10% -1 097
P�o e ai ncsa raised Fee Sim le Fee Sim le —
site size Acres 4.00 7.75 0
view Woods Woods —
To o ra n Rollin Rollin —
Available Uulities elec elec
sueet Fronta e 950 ft 788 ft +2% 219 —
s�ree�r e Seconda Road Seconda Rd —
water InAuence None None
Fencin None None —
�m rovements None None —
Net Ad ustment Toral,in�_ X - $ 878 X + - S 0 X + - $ _ 0
Adjustedsalespriceofthe NetAdj� -S.0% NetAdj. 0.045 NetAdj. 0.0%
Com arableSales in8' Grossnd. 12.0% S 10 090 Grossn.d. 0.0^,t 8 0 Grossr+d. 0.0% 8 0
LisungRrans(er Hisrory TransfedSale(ONLY)ot the Lisung and Tmnsfer history ot Lisung and Transfe�hisrory of LisUng and Transfer hiswry of
Subject in past 36 months: Comp 4 in past 12 months: Comp 5 in past 12 monlhs: Comp 6 in past 12 months:
(if more than nvo,use comments $ NIA N1A S NIA NIA S $ —
sectlon o�an addendum.) $ N1A N/A S N/A N/A S $
Summa ot the Sales Companson Approach: _ —
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, ;i.W.Barrett Real Estate 8�Appraisal Services
LAND APPRAISAL REPORT FileNO. 13-0011
. .-- .
Is the developerPouilder in conVOl of tbe Homeowners'Associalion(HOA)? �Yes �No Unit rype(s)�. � Detached �Attached
Provitle[he following informauon lor PUDS ONLY if the tlevelopedbuilder is in comrol of ihe HOA and the su6�ea pmperry is an anached dwelling uniL
Legal Name of ProjecC___ _ —
Tntal number of phases�. ___ Tota�number of units: Total number of unils sold:
Total numher ot units rented: Total number of units for sale: Data source(s):
Was the project created by the conversion of exisong 6uilding;s)inro a PUD? ❑Yes No If Yes,date of conversion:
Does the project contain arry mula-dwelling units? �Yes ❑ No Data Source�. _
Are the units,common elernems,ana recreauon faciliues complete? ❑Yes ❑ No If No,desc�ibe the staNS ot complelion:� __
Descrihe common elemen¢and recreauonal taciliues: _
• • � •
7his repon fwm is designa:d ro report an appraisal of a parcel of land wbich may have some minor impwvemems bm is not considered to be an°improved site".All improvemenLS are considered
to be of relaovely minor value impact on ihe overall value of the site.This report form is not designed to report on an"improved site"where significant value is derived 6om the improvements.
This appraisal repon form may be used for single family,mulu-family sites and may be included within a PUD development.
This appraisal report is subjeci to the bllowing scope of worV;,mtended use,intended user,definioon of market vaiue,statement of assumpUOns and limiung condi6ons and ceroficaoons.
Modificalions,additions,or deletions ro the intended use,intended use�,definiuon of market value,or assumpuons and limiting condinons are not permitted.The appraiser may expand the
scope of work to include�my addiuonal research or analysis necessary based on the commplexiry of fhis appraisat assignmenc Modificatlons or deleuons to the ceroficatiorts are also not
permided.Hnwever,atldi�onal r.ertifications that do not consoNte material alterauons ro this app�aisal report,such as those required by law or those related ro Me appraiser's connnuing
education or membership in an appraisal organizauon,are permitted.
scoPe oF wotxK: The scope of work for this appraisal is defined by the compleziry of this appraisal assignment and the reporUng requiremenes of this appraisal repott form,including the
bllowmg defini6on of mauket value,sta[emem of assumptlons and limifing condifions and ceNficafions.The appraiser must,at a minimum;(1)perform a complete visual inspecoon of the subject
site and any limited improvements,(2)inspect Ihe neighborhood,(3)inspect each of the comparable sales from at least the street,(4)reseaich,verify and analyze data hom reliable puhlic
andlor private sources,and(5)repon his or her analysis,opinions and conciusions in this appraisal report.
IN7ENDED USE: ThB intended use nf tbe appraisal report is for the le�dedclient to evaluate the properry thai is ihe subject of this appraisal for a mongage finance transacuon.
iNTeNOEO u5ea: The intended user of this repon is the lenderlclient idenufied within the appraisal repott.
oeFiNinoN oF naRKET VnwE: The most pmbahle price which a propeny should bring in a competiuve and open market under all condiuons requisite to a fair sale.ihe 6uyer and
seller each acong pmtlently and knowledgeably,and assuming the price is not affected by undue stimulus.ImpHCit in this definilion is[he wnsummaoon of a sale as nf a specified tlate and t�e
passing ot Utle 6om seller to buye�under condiUOns whereby:(1)buyer and seller are rypically mouvated;(2)both parues are well informed or well advisetl,and each acnng in what they consider
their own best interest;(3)a reasonable Ume is allowed for exposure in the open markeC(4)payment is made in terms of cash in United Stares dollars or in[erms of financial arrangements
comparaAle thereto;and(5)the price represents the normal considerauon for ihe properry sold unaltected by spedal or creative financing or sales concessions`graoted 6y anyone associated with
ihe sale.(Source:OCC OTS,F��RS,&FDIC joint regulauons published June),1994)
'AdjusVnencs ro the comparables must be made br Special or crea4ve concessions.No adjustments are necessary tor[hose wsts which are normally paid 6y sellers as a result of vadiuon or law
in a marke�area;these costs ere readily idenufiable since the seller pays these cosis in wrtuaNy all sales transacuons.Special or creaUVe financing adjustments can be made ro the comparable
properry by comparisons ro financing terms oflered by a thrcd parry insuNUOnaI lender that is not already involved in the properry or vansaction.Any adjustment shouW not be calculated on a
mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment shoultl approximate the markeCS reacUOn ro the financing or concesslons based on the
appraiser's judgment.
STA7EMENT OF ASSUMPTIONS AND LIPNTING CONDITIONS: Th0 BppIflISOf'S C¢fGfiL8tl0010[hi5 f2pOfl iS SUbjBCt IO the�OIIOWIOg dSSUmpf1005 80d Iif11iU0y COOdItlOnS:
1. The appraiser will not 6e responsi6le for matters ot a legal namre that affect the subject pmperty 6eing appraised or the fitle ro it,except for intormauon that he or she
became aware of during the research involved in pedorming this appraisal.The appraiser assumes lha�the Gtle is good antl marketa6le and will not render any opinions
about me nue
Z. The appraiser has escamined the available Aood maps that are pro�ded by the Federal Emerge�y Management Agency(or oiher data sources)and has noted in Ihis
appraisal tepon whether any poruon of the su6ject site is located in an idenufied Special flood Hazard Area.Because ihe appraiser is not a surveyor,he or she makes no
guarantees,express or implied,regarding this determination.
3. ihe appraiser will no[give tesfimony or appear in cnur!because he or she made an appra�sal of ihe property in question unless specific arrangemems to tlo so have 6een
matle beforehand,or as otherwise required by law.
4. The apprai.er has noted in this appraisal repon any adverse condilions(such as the presence o(hazardous wastes,roxic subslances,etc.j observed during the
inspec6on of the suhject property or that he or she became aware of during the research involved in performing ihis appraisal.Unless otherwise slated in Ihis appraisal
report me appraiser has no knowledge of any hidden or unapparent physical deficiencies or adveise condiuons of the subject properry(such as,but not limited to,
needetl repairs,detenora6on,the presence ol hazardous wastes,roxic substances,adverse environmental wnditwns,etc.)that would make Ihe property less valuable,
and has assumed that there are no such condilions and makes no guarantees or warranues express or implied.The appraiser will not be responsible br any such
condYUOns that do e�tist or fo�the engineering or resong that might be required to discove�whether such condition exist Because the appraiser is not an expe«in the
fiNtl of enwronmental hazards,this appraisal must rtot be cnnsidered as an environmen[al assessmem of the properry.
APPRAISER'SCERTIFICATION: Th2 APpf2158f CBfDfi2S 8ntl eJf2051h8�:
1. I have,at a.minimum,developed and reporteA this appraisal in accordance with the scope of work requirements stated in this appraisal report.
2. I pertormed a complete wsual inspecuon ot the subject site and any limited impmvements.I have reponed the inbrmation in facNal antl specific terms.I idenufied and
reported Ihe deficiencies of the subject site that could affect the utiliry of the site and its usefulness as a building lot(s).
3. I performed this appiaisal in accordance with the requirements of Me Uniform Standards of Protessional Appraisal Practice that were adop[etl arW promulgated by the
Appraisal itantlaids Board of the Appraisal Founda6on antl ihat were in place at ihe ume this appraisal report was prepared.
4. i tleveloped my opmion of the market value of the real properry that is the subject of this repon based on the sales compaiison appwach ro value.I have adequate
comparable market data io tlevelop a reliaWe sales compariwn approach for this appraisal assignment I funher cerpry that I considered the cost and income approaches
to value hut did noc develop them unless indicated elsewhere wihUn this report as there are no or very limited improvements and these approaches tu value are noi
deemed necessary tor credible result andlor reliahle indicators of value for this appraisal assignment.
5. i researched,verified,analyzed,and reporteA on any current agreement for sale br the subject properry,any offering for sale ot the subject pwperty m the nvelve months
prior to the ettecove date ot this appraisal,and the prior sales of the subject properry for a minimum of three years prior to the effecUVe date of ihis appiaisal,unless
otherv✓ise indicared in this report.
6. I researched,verified,analyzed,and reported on[he prior Sales of the comparable sales tor a minimum of one year pnor to�he tlae ot[he sale of the compara6le sale,
unless othervnse indicared in this repo«.
7. I selectetl and used comparable sales lhat are locaoonally,physically,and funcuonally the most similar ro Ihe su0ject properry.
8. I have not usetl comparable sales that were the result of combining mulople vansac6ons into reported sales
9. i have reponed adjustments to Ihe compara6le saies[hat reflect the markeCS reacuon ro the diBererrces 6enreen the subject properry and the comparable sales.
10. I have verified,lrom a disinteres[ed source,all informaUOn in Ihis report Ihat was provided by parties who have a financial interesl in the sale or financing of the subject pmperty.
11. i have knowledge and ezperience m appraising this type ot properry in this market area.
12. I am aware of,and have access to,the necessary and appropriate puhlic and private data sources,such as mulOple lisung services,��assessment records,public land
records and other such data sources for the area in which the pmperry is locatetl.
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S.W.Barrett Real Estate 8�Appraisai Services
LAND APPRAISAL REPORT FileNO. 13-0011
. . . . .
13. I obtained the informaoon,esGmea[es,and opinions furnished by other par6es and expressed in this appmisal repon from reliable sources ihat I believed ro be tme and
carrect.
l4. I have laken into considerauon the facto�s ihat have an impact on value with respect ro[he sa6jec�neighborhood,iu6�ect pmperry,and the proximiry of the subjea
property ro adverse influences in the development of my opinion of market value.i have noted in this appiaisal repon any adverse condidons(such as,but not limited
to,needed repairs,deteriorauon,the presence of hazardous wasres,mxic substances,adverse envimnmental condiuons,etc.)observed dwing the mspecuon of the
subject properry or that I became aware of during the research involved in pedorming this appraisal.i have considered ihese adverse conditions in my analysis of the
properry value,and have reported on ihe eflect of the condifions on the value and marketabiliry of the sub�ect pwpeny.
15. I have not knowingly withheld any significant informaoon from this appraisal repon and,to the hest ot my knowledge,all statements and intormaaon in this appraisal
repor�are Vue and correct.
16. I stated in this appraisal report my own personal,unbiased,and professional analysis,opinions,and conclusions,which are su6ject only ro the assumpDOns and limibng
condiuons in this app�a�sal report.
17. I have no present or pmspecuve interest in the pmperry that is the subjea of this repon,antl I have no preseni or pmspecuve personal interest ar 6ias with respect ro the
participants in the transacuon.I did not base,either par0ally or completely,my analysis andlor opinion of ma�ket value in this appraisal report on ihe race,color,religion,
sex,age,marital status,handicap,familial stams,or nauonal origin of either the pmspecuve owners or occupants of the subject properry or of the present owners or
occupants of the properoes in the viciniry of the su6ject properry or on any other basis pmhibited 6y law.
18. My employmen[andlor compensa4on tor pedo�ming this appraisal or any tuNre or anucipated appraisals was not condiuoned on any agreement or understanding,
written or otYierwise,that I would report(or present analysis supporUng)a predetermined specific value,a predetermined minimum value,a range or direcoon in value,
a value tha�tavors the cause of any parry,or the attainment of a specific result or occurrence of a specfic subsequent event(such as approval of a pending mortgage
loan applica�don.
19. I personally prepaied all condusions and opinians about the real estate that were set fonh in this apprarsal repon.tl I relied on significant real properry appraisal
assistance hom any Individuals in the performance of this appraisal or the preparauon of this appraisal ieport,I have named such individual(s)and
disclosed ths specific tasks performed in this appraisal report.I ceroly that any individual so named is qualified to pertorm the tasks.I have not auNOrized anyone
ro make a change ro any item in this appraisal report;therefore,any change made to this appraisal is unauthorized and I will take no responsibiliry for it
20. I iden6fied the lendedclient in this appraisal repon who is the indNidual,organizaoon,or agent for the organizauon that ordered and will received ihis appraisal repon.
21. 7he lendedr.lient may disclose or distribute this appraisal repon ro:the borrower,anothe�lender at the request of the borrower,the mortgagee or i[s successors and
assigns�,martgage insurers;govemmem sponsored enterprises;other secondary market pamcipants;data collecuon oi reporUng services;professional appraisal
organizauons;any department,agency,or instmmentaliry of the United States;and any state,the Distria of Columhia,or other Jurisdicoons;without having m obtain the
appraisefs or supervisory appraiser's(if applica6le)consenL Such consent must be o6tained before this appraisal report may be disclosed oi distributed to any other
pairy(including,but not limited to,the public through adverusing,puhlic relauons,news,sales,or other media).
22. I am aware Nat any disclosure or disVibuuon uf ihis appraisal report hy me or the lendedclient may be su6ject ro certain laws and regulaaons.Further,I am also subjea
ro the prow>ions bf the Unitorm Standards ot Professional Appraisal Pracace that penain ro disclosure or distribuoon by me.
23. The borrower,anuther lender at Ne iequest of Ne borrower,ihe mortgagee or its successors and assiqns,mortgage insurers,govemmem sponsored enterprises,and
other secondary market participants may rely on ihis appraisal report as part of any mortgage finance transactlon Ihat involves any one or more of these paroes.
24. If this apprusal repon was transmitted as an"elecvonic record"containing my"elec[ronic signature",as those terms are defined in applica6le federal andlor state laws
(excludin9 audio and video recordings),or a facsimile«ansmission of this appraisal�eport coNaimn9 a copy or representauon of my signamre,the appraisal repon
shall be as eflecnve,enforceable and valid as if a paper version of this appraisal reportwere delivered containing my original hand written signature.
25. Any inten0onal or negligent misrepresentaoon(s)contained in this appraisal report may resWt in dvil liabiliry andlor criminal penalues including,but not limited ro,fine or
imprisonment o�both under the provisions of Title 18,United States Code,SecOOn 1001,et seq.,or similar state laws.
SUPERVISORVAPPRAISER'SCERTIFICATION: ThBSUpBNI50ryAPpf8i52fCBNfi0520d2J(B2Sth3C
L �directly supervised the appraiser for ihis appraisal assignment,have read the appraisal repo«,and agree with the appraiser's analysis,opinions,statemems,
conclusions,and the appraisefs certificauon.
2. I accept Nsl responsihiliry tor the contents of tliis appraisal report including,but not limited ro,the appraiser's anatysis,opinions,starements,condusions,and the
appaiser's cerafir.ation.
3. The appraiser identified in this appraisal repert is either a sub-convactor or an employee of the supervisory appraiser(or the appraisal firm),is qualifietl to pedorm this
appraisal,and is acceptable to perform this appraisal under the applica6le srate law.
4. This app�aisai report complies with the Uniform Standards of Pmfessional Appraisal Pracuce that were adopred and pmmulqated by the Appraisal Standards Board ot
The Appraisal Foundaoon and thal were in piace at the ume this appraisal repon was prepared.
5. If this appraisal report was transmitted as an"electronic record"containing my"elecuonic signawre",as those rerms are defined in applicable federal andlor sfate laws
(excluding audic and video recordings),o�a tacsimile vansmission ot this appraisal report contaming a copy or representa4on ot my signamre,the appraisal report shall
be as eflective,enforcea6le and valid as if a paper version of ihis appraisal repottwere delivered containing my ariginal hand wrinen signaare.
APPRAISER SUPERVISORV APPRAISER(ONLY IF REQUIREDJ
Signature �►a �-'l <�f�Mp� Signature ��—�� �
Name Stan A.Skowronek Name Steven W Barrett SRPA SRA.ASA
company Name S W Barrett Real Estate 8 Appraisal Svcs company Name S W.Barrett Real Estate 8 Appraisal Svcs
CompanyAddress 505 South Hanover Street, companynddress 505 South Hanover Street,
Carlisle,PA 17013 Carlisle,PA 17013 _
TelephoneNUmber 1-717-243-6646 TelephoneNUmber 1-777-243-6646 _
EmailAddress stanskowronek(�Yahoo.com EmailAddress Steve@SYVBarrett.com _
Date of Signamre and Repon 0 2/0 81201 3 Date of Signamre 0210812013 _
Effecdve Date of Appiaisal 12/2112012 State Cenificanon n GA000298L
State Cemficauon a RL001572L or State Llcense u _
or State License n Sta�e PA _
or Other(describe)___ Sta[e# ExpiraUOn Date of Cer6ficauon o�License 06/30/2013 __
s�aie PA PA Certified General Real Estate Appraiser
Expira0on Date ol CerUficauon or License 0 6/30120 1 3 SUBJECT PROPERTV
PA Certified Residential Real Estate Appraiser XQDidnotinspectsubjecip�operry
ADDRESS OF PROPERiY APPRAISED ❑Did inspect exterwr ot subject pioperry hom street
Waqqoners Gap Road Date of Inspectlon _
Carlisle,PA 17075
APPRAISED VALUE OF SUBJECT PROPERTY$ 40,000
LENDERICLIEN" COMPARABLE SALES
Name Baric or Seherer XQ Did no�inspect exterior of comparable sales hom street
Company Name Baric 8 Scherer Attorneys-at-Law ❑Did inspect e�nerior of comparable sales hom street
Company Address 19 West South Stfeet Date of Inspecuon _
Carlisle,PA 17013
Email Address
wowceo ucne nci smwue.eoo.rsa.ern w.w.ec..�eo.com
Pece d�y Wlo 1a 0506101�
S.W.Barrett Real Estate&Appraisal Services
S.W.Barrett Real Estate 8 Appraisal Services
USPAP ADDE(VDUM File No. 13-0011
Borrower: Margaret E DYARMAN(Estate)
Property Address:Waggoners Gap Road
Ciry: Carlisle Counry: Cumberland State: PA Zip Code: 17015 _
Lender: Baric&Scherer Attorneys-at-Law
Reasonable Exposure Time
My opinion of a reasonable exposure time for the subject properry at the market value stated in this report is:180 days __
Additional Certifications
01 have performed NO services,as an appraiser or in any other capaciry,regarding the property that is the subject of ihis reporl within the three-year
period immediately preceding acceptance of ihis assignment.
�!HAVE pertormetl services,as an appraiser or in a�other capaciry,regarding the properry that is the subject of this report within the three-year
period immediately preceding acceptance of this assignment.Those services are described in the comments below.
Additional Comments
APPRAISER: SUPERVISOR�AISER( n�quired):
Signature: ��,�,���1�. �-.�?�%z c',�..!� Signature: �'� //
Narpe; Stan A.Skowronek Name: Steven W.Barrett,SRPA,SRA,ASA ^
Date Signed: 02/08/2013 Date Signed: 0 2108/20 7 3
State Certificalion#: RL001572L State Certification#: GA000298L ^
or State License#: or State License#: ^
or Other(describe):_ _State#: State: PA i
State: P�!_ Expiralion Date of Certificalion or License: 06/3012013
Expiratlon Date of Certification or License: 06f30/2013 Supervisory Appraiser inspeclion of Subject P�operry:
Effective Date of Appraisal:December 21,2012 [X7 Did Not ❑Exlerior-only from sveet ❑Interior and EMerior
ProtlucepuvngACiwtlware.B00.i31.e]2)nvrH.aciwep.can USVAV IINT05112011
Borrower Mar4aret E DYARMAN(Estate) v V v _ ____—.__File No.: 13-0011 ___
PropertV Addfe55:Waaaoners Gap Road __ Case No.: ___
Clty:Carlisle _ Sldte: PA__ Zip:17015 __
Lendef:Baric 8 Scherer Attornevs-at-Law - -
:i- ...4,:.; �:..
FRONT VIEW OF
SUBJECT PROPERTY
Appraised Date:December 21,zo12
Appraised Value:$40,000
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Borrower Margaret E DYARMAN(Estate) File No.: 13-Q011
Property Address:Waggoners Gap Road Case No.:
CitV:Carlisle State: PA Zip'.17015
Lender:Baric 8.Scherer Attorne s-at-Law
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Carlisle, PA 17015
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Flood Information
FioodMap Legend Communiry 4203fi7-NORTH MIODLETON,TOWNSFtIP OF
FDOOd Zones Proparty is not in a FEh7A spacial flood hazard area_
MeasiMrMaladby50dyearflooding �vlapNumber.420d1C0U45E Mapaate:03l1QJ2009
Pane1:�045E FIP5:4Z041
Preas a/sWe otMre 100.aMf 306yearAoodpla7m Zone'X
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� F�aoe+rayanas Nr:iu�er irane.,nmenea Fiooa Hazr,rp CercitlnWn(TFHCj nor AGI rnake any
rzprezentallons or wsrranti6s tu any psrty cunceming[he content,accuracy or
�j Fb�odwey anost+Wh v�lotdy hazaM oornplaoaness of this Flootl report,inUodmg.any wertanry of inerchantabllity ar
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tloatl repun s�ell haue any Ilabllity to any thtd party far aay use or misuse of
� PKBS iW1 MD(�0 0!1 d1Yy p1�6Sh�d FIRM thi�flood re port
_ _
LOCATION MAP
Borrower:Margaret E DYARMAN(Estate) File No.: 13-0011
Property Address:Waggoners Gap Road Case No.: �
City:Carlisle State: PA Zip:17015
Lender:Baric 8.Scherer Attorne s-at-Law
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SpRUCe Hll ��... _ Newport , �1��;:\
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Pine Gro�e Comparahle Sale 2 Comparable Sale 1 �i
270,160.00-010,005 040,147.00-001,�05 l
�Q� Sheaffers Valley Road �' E k Pine Hill Road
�" � �u Sv.�� Landisburg,PA 1704D Shermansdale,PA 17090
s�,� sv����-R y (5.16 miles NNW)
man SQb (8,47 miles ENE}
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yr¢�' Subject
- Waggoners Gap Rd Comparabie Sale 3
Carlisle,PA 17015 \ 04Q164,11-011.004
Bower Road ero
o°°bi'"9�a� _ - Shermansdale,PA 17090
- Fs��aRd 5 (3.69 miles ENE) _
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WalnutDale Road Z331 ;a��d `�°
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. ...-.�30�-_..-CJ1iy�4Er5.LUrgRd.:-
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File No.13-0011
*********QUALIFICATIONS*'***'***
The following checked items are SPECIFIC SPECIAL CONDITIONS that were identi£ed by this appraiser during the
inspection of the subject property,the comparables sales,and their neighborhoods and locations. Unless otherwise
noted,the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. The subject is located in a rural area and is less than 25%built-up.
2. Commerciaillndustrial uses are located within the subjecYs neighborhood. These uses are typical of similar
neighbonc�wds.
x_3. Vacant and undeveloped land uses are located within the subjecYs neighborhood. These uses are typical for
the area.
4. The predominant value in the neighborhood is less than that of the market value of the subject property. This is
due to the very wide range of value of properties in the area and superior quality of the subject property.
_5. The subject property is located in a F.E.M,A.Identified Flood Zone. Flood insurance coverege is required and
suggested.
6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
,x_7. The subject property is serviced by private well and/or septic systems which is common for the area.
8. The subject is older than five(5)years. All mechanical systems including the heating,electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
9. Repair items were noted in the comments section of the repoR. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
10. The basement floor is a dirt floor. This condition is common and typical for the area.and does not pose a
health or safety hazard.
_11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
12. The land value exceeds 30%of toWl value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
_13. The land value exceeds 30�0 of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
14. Individual adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
15. Total adjustments exceed 25%. This is due to the lack of comparable sales that were more similar in the
subjecYs market area. All comparables used are the best available.
_x_16. One or more comparable sales are older than six(6)months. Akhough there are comparabie properties in the
subject's area,none have sold recently; therefore,sales in excess of six(6)months have to be used. All comparables
used are the best available.
_x_17. Une or more comparables used were in excess of one(1)mile from the subject property. Although there are
comparable properties in the immediate area,none have sold recently. Therefore,it was necessary to use compa�able
sales outside of the immediate area. All comparables used are located in similar neighborhoods and within the same
marketing area. All comparebles used are the best available.
_78. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. T'he heating system was shut down during inspection.
_21. Roofing_Plumbing__Electrical_Heating_certification(s)is/are suggested.
22. Inground swimmPng pool_,out buildings are included ,not included according to lender's
guidelines. —
23. l�ccording to lender's guidelines a maximum of_acres were considered for this valuation. Remaining
acreage was given no value.
File No.13-0011
*********QUALIFICATIONS**"'t*****
_24. The subject property is located on a private road.
25. Wood infestation inspection is suggested.
x 26. Last recorded deed transfer: Date_OM1611979_,Consideration:$_14,500
_27. Proposed constructionlrenovation in accordance to plans and specifications to be completed in a workman-like
manner.
_28. Seller is paying part or all of closing costs.
_x_29. All comparable sales are verified ciosed sales.
x30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
CHECKED ITEMS ARE SPECIFIC SPECIAL CONDITIONS THAT WERE IDENTIFIED BY THIS APPRAISER DURING
INSPECTION.
File No.13-0011
""*******QUALIFICATIONS***''*****
Confidentiality and Security Policy
We consider privacy to be fundamental to our relationship with clients. We are committed to maintaining the
confidentiality,integrity and security of clients'personal information. Internal policies have been developed to protect
this confidenYiality,while allowing client needs to be served.
We restrict access to personai information to authorized individuals who need to know this information to compiy with
federal standards to protect your nonpublic personal information. We do not disclose this information about you or
any former consumers or customers to anyone,except as permitted by law. 7he law permits us to share this
information with our a�liates. The law also permits us to share this information with companies that perform
marketing,
When we share nonpublic information referced to above,the information is made available for limited purposes and
under controlled circumstances. We require third parties to comply with our standards for security and confientiality.
We do not permit use of consumedcustomer information for any other purpose nor do we permit third paRies to rent,
sell,trade or otherwise release or distlose information to any other party.
Education
As of the date of this report,I andlor Steven W.Barrett,SRPA,SRA,have completed the requirements under the
continuing education program of the Appraisal Institute.
� 5. W. Barrett Real Estate 8 Appraisal Services
i. File No. 13-0013
A'
ApPRAiSAL OF
;�
- ` ��
_ _ ' . . - � `1'
LOCATED AT:
301 Dyarman Road
Carlisle, PA 17013-8900
FOR:
Baric 8. Scherer, Attorneys At Law
19 West South Street
Carlisle, PA 17073
BORROWER:
Margaret E. DYARMAN (Estate)
AS OF:
December 21, 2012
BY:
Steven W. Barrett, SRPA, SRA, ASA
PA Certified General Real Estate Appraiser
, S. W. Barrett Real Estate & Appraisal Services
File No. 13-0013
02/06/2013
Baric or Scherer, Attn: Dave Baric Esquire
Baric 8 5cherer, Attorneys At Law
19 West South Street
Carlisie, PA 17013
File Number: 13-0013
Dear Attorney Baric:
In accordance with your request, i have appraised the real property at:
301 Dyarman Road
Carlisle, PA 17013-8900
The purpose of this appraisal is to develop an opinion of the market value of the subject property, as improved.
The property rights appraised are the fee simple interest in the site and improvements
In my opinion, lhe market value of the property as of December 21, 2012 is:
$358,000
Three Hundred Fifty-Eight Thousand Dollars
The attached report contains the description, anatysis and supportive data for the conclusions,
final opinion of value, descriptive photographs, limiting conditions and appropriate certifications.
RespectfullX subm itted,
��-�_ �-
Steven W. Barrett, SRPA, SRA, ASA
PA Certified General Real Estate Appraiser
, , S. W. Barrett Real Estate & Appraisal Services
, LAND APPRAISAL REPORT Fi�e�+a 13-0013
The,purpose of this summary appraisal report is io provide the IendeNclient with an accurate and adequa[ely suppnrted opinion of the market value ot the subject propeny.
�
croperryAddress: 301 Dyarman Road ciry:Carlisle s�ace: PA _ zip:97013-8900
eo�rower. Margaret E. DYARMAN (Estate) _ ownerorPubiicRecord: Dvarman, Mar9ar counry. Cumberland
�egaloescription: Deed Book 15F, Page 0323 �
Assessor's Parcel tt 29-07-0471-039 Tax Yeac 11-1 2 R.E.Taxes: 5,773.00
Neighhorhood Name: Nol'th M iddleton TOwnship Map Reteience: 07-0471 _ Census Tract: 0119.01
SpecialASSessments-. NOh@ __ PUD �Yes O No HOA�.$ 0.00 _ � PerYear � PerMonlh
Propeny Righls Appiaisetl: XO Fee Simple �Leasehold � Other(desc�ibe) _
AssignmentType: O Purcbase Transacuon O Refinance Transaction O Other(describe) egeg*v�l��afinn pul',RQSes _
LendedClienC Address:
1 �ditl �did not analyze the contract For sale for[he subject purchase transaction. Explain the resulls of the analysis of the conhact for sele oi why the analysis was not performetl.
Conract Price$: Date ol ConlracC Is the properry seller the owner of pu6lic record? Yes No Data Source(s)
Is there any financial assistance(loan charges,sale concessions,gifl or down payment assistance,etc.)to 6e paid by any party on behalf of Ihe borrower? �Yes � Na
It Yes,report the totat dollar amount aad descrihe the items to be paid. $
•• ��
Note:Race and the racial com osilion ot the nei hborhood are not a raisal factors.
Neighborhood Characteristics One-UnitHoasing Trends One-UnitHOUSing PresentLand Use%
Location Urban X Suburban Rural Pro ert Values Increasin X Stable Declinin PRICE AGE One�Unit 40 °/n
Bui14U Over 75% X 25-75% Under 25% DemandlSu I Shorta e X In Balance Over Su I S 000 �s 2-4 Unit 0 %
Grow[h Ra id X Sta61e Slow Marketln Time Under 3 mths X 3-6 mths Over 6 mths 100 Low 0 Mulli-Famil 0 %
Nei hborhood Boundaries: Bouftded on the north b North M ountains on the east b Rt. 34 on 400 Hi h 100 commerciai 0 3'a
the south b Ritner Hw . an the west bv Rt. 274. 140 area 40 omer Vc/lnd 60 /o
Good Auer. Faii Poor Good Aver. Fair Poor
Convenience to Em lo ment X Pro ert Com atabili[ X
Convenience to Sho in X General A earance of Pro erties X X
Conveniertce to Primar Educatiort X Ade uac oi PolicelFire Protection X
Convenience to Recreational Facilities X Protection from Detrimenlal Conditions X
Em lo ment5tabilit X OverallA ealmMarkel X
Nei ntornood oescri �ion: There are no adverse factors to affect m arketabilit of the sub'ect. Diverse stable em lo m ent and all
su ortin amenities are within easv drivinq distance. MSA 3240
MarkelConditions inciudin su ortto�theaboveconcWsions): Pro ert values currentl are stable. Local multi-list data indicates an avera e
marketin time of 90-180 daYS. Economic trends and lendin rates have remained favorable. Sales concessions are occurin
more fre uentl • however there is no known revelance of unusual seller financin concessions or bu downs. There are new
homes under construction in surroundin develo ments as well as resales available in the nei hborhood. Industrial use
exists within the direct neighborhood.
.
oimensions: See lepal description Area: 54.860 XQncres sq.F�. shape Irregular view: Open country
Zoning Classitication: A �oning Descrip4on: A tICUItUI'6
Zoning Compliance�. X Legal Legul Noncontorming(Grandtathered Use) No Zoning Illega!(describe)
Usespermittetl undercurrentzoningrequiauar�s: The primar ur ose of this zone is to romote and encoura e continuation of a ric. activit
riignes�&Besiuse The subject property as currently improved, as agricultural.
Describeanyimprovemen�s� NOfle
Do presentimprovements conform ro zonmg'? Yes No X No improvemenis If No,explain�. ^
Presentuseofsubjectsite: Apric1111Ufel Curren[orproposedgroundrent? 'Yes X No ItYes,$ 0.00
Topography: LevBl t0 �0111� size: Lar er than normal Drainage: A ears ade Uet@
CornerLOt Yes X Na UndergrountlUtilities�, �Yes X No Fenced: X Yes No IfYes,type: WOOd 3f1(� wlfB
SpecialFlood Hazard Atea � Yes � No FEMA F'lood Zone:X FEMA Map p�. 41041CO228E FEMA Map Date: 03/16I2009
UTILITIES Public Other _ Providei or Descri tion Off-Site Im rovemenis T elDescn lion Public Other
Electricit X _ _ StreetSurtace A5 hdlt X
cas None streetT ennnuence Townshi fNeutral
warer None _ curbiGuuer None
Sanifar Sewer None Sidewalk None
O�her _ SlreetLi hts None ^
Olhe� i_ Alle No�e
Are tbe utilities and o)t-site improvements ryprcal for the market? X Yes No If No,descri6e�. ^
Are there any adverse sile condilions or exteinal tactors(easemenls,encroachmenls,environmental conditions,land uses,etc.)? Yes X No if Yes,descri6e:
There are no a arent adverse easements or encroachm ents. Pa Turn ike has a ri ht of wa aton D arman Road as a turn
around which im acts the subject property's frontape alonq Dyarman Road. There also are transmission lines bisectin the
site with existin oles. Some creek frontaqe; see attached tax map.
siee commencs: Easements of record are in the addenda of this appraisa! report Pa Turnpike has a ri ht of wa alon D arm an
Road as a turn around which im acts the sub'ect ro ert 's fronta e alon D arman Road. There also are transmission lines
bisectin the site with existing poles which_do not im pact the value or future m arketability as agricultural Som e creek fronta e.
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LAND APPRAISAL REPORT Fi�eNO. 13-0073
7hei�are p
conn arable siles cuirenil offered for sale in the sob�ectnei hhorhood ran in in rice from 5 1T5 000 to S 750 000
There aie Q
ca�n arable sites sold in lhe ast 12 monlhs in the sub'ect nei hborhood ran in in sale rice from $ 175 000 l0 8 750 000
•
FEATURE SUBJECT COMPARABLE SALE N0.1 COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
nddress 301 Dyawrnan Road E.OId YorkRd 40-11-0288-092 puncan Rd 39-10-0612-050 Enola Rd 43-05-0477-093
ci� rsuzi Carlisle N. Middleton Tw . & 097 S. Middleton Tw . Southam ton Tw . U er Frankford Tw .
aroximi� in Su6 ect 2.73 m iles N E 1 5.48 m iles W S W 7 8.52 m iles W
oaca saurce s Ins ection Courthouse Records Courthouse Records Courthouse Records
Veritication Source s COU�t110US@
sa�e Price $ ' g 730 000 S 455 000 5 418 000
Price/Acre $ 0.00 5 7 087.38 S 8 425.93 s 7 74�,74
Oate of sa�e M Olpq��-R N/A 11/23/201 f OS/05/201 7 03/01/2011
oa sonMarkec N/A Unknown Unknown Unknown
Financin T e N/A Unknown Unknown Unknown
concessions NIA � Unknown Unknown Unknown
�ocarion Suburban SuburblSu . -354 Suburb/Su . •421 SuburblSu . -387
aro en Ri htsq ra�sed Fee Simple Fee Sim le Fee 5im ie Fee Sim le
site size Acres 55 103 0 54 0 54 0
view O en countr O en countr O en countr O en countr
To o ra n Level-rollin Level-rol(in Level-rollin Level-rollin
Available UlilitieS Q�e� —` elec elec elec
sireetFronta e --- 7��± -709 446± -843 1100t -774
StreetT e 75±
Townshi lNeutral Twnsh /Neutral Twnsh INeutral Twnsh /Neutral
Waterintluence Creek Fronta e None 0 None 0 None 0
Fencin None None None None
im rovemencs None Nane None None
Zonin A —`- AC AC No Zonin
NetAd�ustment " X - $ 1 063 X - S 1,264 X - S 1 161
TOGI,in$ r +
Adjustedsales P�� NetAdj. -15.0% NelAQ�. -15.0% NetAQj.� •15.0%
Com arable g ce�lthe
ales n 5 �rossnd. 75.0�/ S 6 024 GroSSAd. 1$.Oq S 7 762 �rossAd. 15.0^/o S 6 580
The Appraiser has i�searched the transler histor ot the sub�ect io ert foi Ihe as�3 ears and the listin histor of Ihe su6'ect�or the asl 12 monihs rio�to the effective date of Ihis a raisal.
7he appraiser Y ! P P Y P Y 9 Y I P p PP
has �so tesea�ched the transfer and listing history of the comparable sales for tbe past 12 months.
The appraiser•S reSa rch did did no� reveai an� rior sales or Irensfers ot the sub ect ro er[ fo�the thiee ears rmr to the effective date ot the a raisal.
Data Sources: O �� Y P I P P 9 Y G AP
The appraiser'S � fd5
�eSarch ditl � did not ieveal any prior sales or transfers of lhe compara6le sales lor the year prior to the dale of sa.le ot the compu�abte sale.
Data Sources:
The appraise�• �
5 ceearch tlid did not reveal aoy prior listings of the subject praperty oi comparable sales for the year prior to the elfective date of the appraisal.
Data Sourcer
ListinglTransfe� r
H iory TransfedSale(ONLYj of lhe Listing and i�anster hlstory ol Listing and Transter history of Listing and Transter hismry o(
Qtmore than h„�o Suhjecl in past 36 months�. Comp 1 in past IZ months: Comp 2 in past 12 months: Comp 3 in past 12 months:
, ;ecomments $-' N/A N/A S N/A NIA S N/A N/A E N/A N/A
sec[ion or an �a _ _
tlpdum.) $ $ � $
Sub�ecfPro ert �Currentl LisledFoiSale? Ves X No oataSource: CHR/CPMLS
Curren�Listing Hj�r LislDate ListPrice �aysonMarket DataSource
Y
sub'ectPro e� _ N!A S N!A NIA CHRfCPMLS
12 Month is�een listed wiUiin lhe lasll2 Months? Yes X No Data Source: CHR/CPM LS _
��st�ng istory ListDale ListPrice DaysonMarket Da[aSource
N/A s N/A N/A CHR/CPMLS
Comments on p $
ri5aleslTransfersandCU�rentandPriorLislii�s'. NO further recent recorded transfers were found.
Summar pp =h --
consid e�..Q'�escom arison a roaco: Sub�ect is located on a no 0 otlet street ad'acent to the PA Turn ike• focation of com arables
fronta � ��u erior and a -5/o ad ustment was made. A -10% ad'ustment was made for all Com ara6les' su erior road
adverse � �omparable No. 3 is artiatl wooded• however no ad'ustmentconsidered. Paired sales anal sis dld not indicate an
No. 4 ha af'ct on future value or marketabilit as a result of the existin transmisston lines on the sub'ect site. Com arable
the best� " rovements (house and outbuildinas) which were razed after purchase• however the Com arable was considered
Ail the s ra�resentation of a agricultural sale within the same township as the subiect.
All Co rt� a�' are closed transactions as of the date utilized.
avallab �� �ble sales are considered e ual indicators of value and wei hed e uall in the final reconciliation. The 6est
A�.�S�� � �rn arabte sales were selected and used for this a raisal.
5358 O p � �n e of value is $6000 to $T200 er acre Sa $6500 er acre. Fift five acres times $6500 e uals $357 500• Sa
Reconcilia�qa
found � � r"mmems: Market Anal sis consistentl su orts the estimated market value. Cost A roach and GRM anal sis were
substa� a°ro riate for this analvsis. Greatest weight is applied to the Market Data Analvsis. Su��ortin� file information
�ies these estimates.
This a ra �� -- `
anade X °asis°,�x suhjecttothe�ollowinaconditionsoiinspections: Appfa1581 is for client only nontransferable.
Based ora ,� ---
Ilmlttng �a Ciple�evlsualins.pectlonotlhesU6�ectslteandthoselmprovementsuponsaldshe,dellnetlscopeotwork,statementotasaumptlonsantl
O Inion o � �'ons,andapprelser•scertlflcaUOn,my(our)opinlonofmarketvalue,asdeflnea,olthereafpropertythatlsihesub�ec[ottnlsreport�s:
Aavetva�ue:s ` 358,000 ,as or. 1 212 1 12 01 2 ,wnicn is rne aate o��ns ectlon and tha effective qate of thls a re�se�.
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� LAND APPRAISAL REPORT F+�eNO. 13-0013
FEATURE SUBJECT COMPARABLE SALE N0.4 COMPARABLE SALE N0.5 COMPARABLE SAIE N0.6
address 301 Dyarman Road Longs GapRd 29-05-0425-013
cii�suzi Cariisie N. Middleton Tw . N. Middleton Townshi
Proximii ro sub ecc 2.52 m iles NE �
oaca source s Ins ection CPM LS
verifica�ion source s Courthause Courthouse �
Sale Piice $ $ 400 000 $ E
PricelAcre S 0.00 S 9 445.10 S 8
DaleofSale MO/DA/YR N/A � 10/30/2009 �
Da s on Market NIA � 54
Financin 7 e N/A Cash
Concessions N/A � NOne
�ocation Suburban Suburb/Su . -472
Pro ert Ri t�tsA raised Fe0 Sim�t¢_ Fee Sim !e
Site Size ACres 54.86 42.35 0
view O en countr O en countr
ro o ra h teve!-rollirt Level-rollin
Available Utilities elec elec well' 0
Sireet Fron�a e 75t � 440/460± -945
sc�eecT e Townshi /Neutral Twnsh /Neutral �
water inrmen�e Creek Fronta e Stream Frnt e 0
Fencin None ___ None _
�m rovements None HSelOutbld s -945
Zonin A A
NetAd�ustment Total in$ + X - $ 2 362 $ t $
Adjustedsalespriceotthe ` NetAd�. -25.0% NetAdj? % NeIAd�. %
Com ara6le Sales in$ GrossAtl�. 25.OWo $ 7 083 GrossAd�. a $ GrossAtl. % 5
Listing/Tiansfer History TransferlSale(ONIY)of Ihe Listing and T�ans�er hislory of Listing and Transfer history of Listing and Trans�er history ot
Subject in pasi 36 man�hs�. Comp 4 in past 12 months: Comp 5 in past 12 months: Comp 6 in past 12 months:
(it more Ihan two,use comments $- N/A N/A S N/A N/A S S
sec[ion or an addendum J $- $ $ $
summar o�theSalesCom arisona roacn: Comparable No. 4 has fronf a e on Lon s Ga Road and Yorwick Road. Com arable location
considered su erior and a -5% ad'ustment was taken. A -10% ad'ustment was taken for Com arable No. 4's su erior road
fronta e. Ad'usted at -10% for the existin im rovem ents at tim e of sale• house and outbuildin s were razed after urchase. •
Existin se tic s stem not usable, condition of existing well unknown; no adiustment taken.
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t LAND APPRAISAL REPORT FiieNo. 13-0013
•.. . .- .
Is the developerlbuilder in control of Ihe Homeuwneis'Association(HOA)? ❑Yes � No Uni[rype(s): ❑ Detached � Attached
Piovide Ihe following information for PUDs ON�Y i�the developerlbuilder is in control o(the HOA and the subject property is an atlached dwelling unit.
LegalNameofP�oject: ____
To[al number of phases: Tolal number ot unitr Total numbei of units sold:
Total number ot units iented�. Total number ol unils for sale: Data source(s): `
W as the projecl crealed by the conversion of existing building(s)inro a PUD? ❑Yes No It Yes,date of conversion:
Does the project contain any muiti-dwelling unas? � Yes �� No Da[a Source:
Are Ihe units,common elements,and recreation factlities complete? �Yes � No If No,describe(he staWS ol completion:
Descri6e common elements and recreal�onal tacilities:
� �
This report form is designed to report an appraisal ot a parcel of land which may have some minor improvements but is not considered to be an"improved sile".All improvements are consitlered
m be oi relalively minor value impact on the ove�all value of Ihe site.This report form is not designed lo report on an"improved site"where significant value is denved honi the improvements.
7his appraisal report torm may be usetl foi smyle tamdy,mulli-family sites and may be includetl within a PUD developmenL
This appraisal report is sub�ecl lo the following scope of work,inlended use,intended user,definition of markel value,statement of assumptions and limiling conditions and certificatians.
Modifications,addi�ions,or deletions ro th�.e intentled use,intended user,tlefinilion of market value,or assumptions antl limiting conditions are not permitted.The appraiser may expantl Ihe
scope of work to include any additional research or analysis necessary based on[he commplexity o�this appraisal assignmenL M odifications or dele[ions to ihe certificatiuns are also nol
peimilted.Howevet,additional certificaticns Ihat do not consti[ule material alterations to this appiaisal reporl,such as those requued by law oi those�elated to the app�aiser's continuing
education or membership in an appraisal organ¢auon,are permitlea.
seopE op woRx: The scope of work Iw thrs app�aisal is detined by the complexiry of Ihis appraisal assignment and ihe repoiting iequiremen�s ollhis appraisal report form,incluqinq the
following definition of market value,statement of assumplions and lirnitmg conditions antl cerlifications.The appraiser must,at a minimum�,(i)per�orm a comple[e visual inspection ot lhe subject
site and any limited improvements,(21 inspeu the neigh6oihootl,(3)inspeu each of Ihe compara6le sales fiom at least the s[reet,(4)resea�ch,verity and analyze data from reliable puhlic
andlor p�ivate sources,and(5)report his or her anatysis,opinions and concluslons in this app�aisal report.
INTENDED USE: The intentletl use of Ihe appraisal report fs tor the IendeNclien�to evaluate the property that Is the sub�ect of this app�aisal toi a mortgage linance transaction.
iN7ENOEO usEtt: The inlended�ser of uiis report is lhe lendedclient idenlified within the appraisal repon.
DEFINITION OF MARKET VAW E: �I�he most pro4ahle pIICE Wh��th a propefly ShoUld bnng m a competitive and open market undei all contlitions requisite to a fair sale,[he buyer and
seller each acting prudently and knowledgeably,and assuming the price is not aftecled 6y undue stimulus.Implicit in[his definition is the consummation of a sale as of a specified date and the
passing of(iUe irom seller l0 6uyer under conditions where6y:(1)buye�and seller are typically motivated;(2)6oth parties are well informed or well aduised,and each ac�ing in what[hey consider
their own hest interest;(3)a reasonable time���s allowed for exposure in the open market;(4)payment is made in terms o�cash in United States dollats or in Ierms o�finar.cial anangemen�s
comparable Ihereto;and(5)the price reF�resenls the no�mal consideralion for the properry sold unatfecled by special or creative finannng o�sales concessmns'granted by anyone associated with
the sale.(Source:OCC,OTS,FRS,&FCJ IC joint regulations puhlished June l,1994)
'Adjuslments to Ihe comparables m ust ne made for special or creative concessions.No adjustments are necessary for those costs which are normally paid by sellers as a resul[o�[radRion or law
in a market area;[hese cosls are reatlily idenldiable since ihe seller pays these cosls in virtually all sales transacfions.Special oi creative tinancing adjustmenls can be made to Ihe compara6le
properry by comparisons ro financmg tenns offeied hy a third party instiwfional lender thal is nol already involved in the properry or Iransaction.Any adjuslment should not he calculaled on a
mechaoica!dollar for dollar cos�oflhe tinancing o�cortcession but[he dollar amount o�any atljustment sbould approxima[e the markePS reaction to Ihe financlny o�concessio�s hasetl on the
appraiser's judgmenl.
STATEMENT OF ASSUMPTIONS AND LIMiTING CONDITIONS: ThP appfai50Y5 CE!(iflCatloO in IhIS f0poft iS SUbjeci[o Ih@�olloWing a55Urtip[lons alld liffll[i09 Co04ii1o05:
1. The appraiser will not 6e resPonsible for mallers of a legal naNre that aflect the subject properry being appraised or the ti�le ro II,except�or information ihat he or she
became aware of duimg the ieseaich involved in perfornnng this appraisaL The appraiser assumes Ihal the tille is good and marketable and will not iender any opinions
a6out the IiUe
2. The appraiser has examinetl Ihe avuilahle flood maps Ihal are piovided 6y Ihe Fetleral Emergency Management Agency(or othe�data sources)and has noted in Ihis
appraisal ieport whether any portior of ihe su6ject site is located in an identified Special Flood Hazard Area.Because Ihe appraiser is not a surveyor.he or she makes no
guaran[ees,express or implied,�egardirtg Ihis determmation,
3. The appraiser will not give testimony oi appeai in court because he or she made an appraisal of the properry in question unless specific airangemenls to do so have been
made beforehand,or as olherwise�equiretl by law.
4. The appraiser has no[ed in lhis appraisal ieport any adverse condilions(such as(he presence of hazardous wastes,toxic suhstances,etc.)observed dunng the
inspection of the subject property�i that he or she becarne aware of duiing the research mvolvetl in performing Ihis appraisal.Unless otherwise stated in Ihis appraisal
reporl lhe appraisei has no knowledge of any hidden or unappareni physical deliclencies or adverse condifions of the subject property(such as,buf not limited to,
needed repairs,deterioratlon,the presence o(hazardous wasles,roxic subslances,adverse environmental contlltions,etc.)thatwould make Ihe property les,valuable,
and has assumea ihal there are na such conditions antl makes no 9uarantees or warranues express or implied.The appiaisei will not he responsible fo�any such
conditions that do exist or for the engirteerirtg oi testing that might tre required to discover whethe�such condilion exisL Because the appraisei is not an expert in!he
fieltl of environmental hazartls,this appraisal must not be considered as an environmental assessment o�Ihe property.
APPRAISER'S CERTIFICATION: ThB AppiZIS¢f Cefti�ie5 and agfBes Ihei:
1. I have,at a minimum,developed and ieported Ihis appraisal in accordance wilh Ihe scope of work requiremen[s stated in�his app�aisal reporL
2. I performed a complete visual inspeclion ot the subject site antl any limiled improvemenls.I have reporled lhe informa[ion in factual antl specific terms.I idenlifietl and
reporled the tle(iciencles of the sutiject site tha�could affect the utility of the site and its useWlness as a 6uilding lot(s).
3. I performed ihis appraisal in acco�tlance with�he requuemenis of the Uniform S�andards of Professional Appraisal Piactice Ihal weie adopted and promulgated by the
Appraisal Standards Board of the Appraisal Foundation and thalwere in place al the time this appraisal ieport was prepared.
4. I developed my opinion ot!he market va7ue o�the real properry[hat is the sutrject of[his repon based on ihe sales compa�ison approach to value.7 have adequate
comparable market data�o aevelap a reliahle sales comparison approach foi Ihis appraisal assignment.1 further certity Ihat I consideied the cost and income approaches
ro value 6ut did no�develop�hem unless indicated elsewhere wihtin this report as there are no or very limited improvements and lhese approaches to value are not
deemed necessary for credikle result andlor reliable i�dicators of value for Ihis appraisal assignment.
5. I researched,verified,analyred,and repor[ed on any current agreemen�fo�sale foi the suhjecl pioperly,any offering for sale of ihe subject property in the twelve months
prior to the ettec[ive date of Ihis appraisal,and the prior sales of Ihe su6ject properry fo�a minimum ot Ihree years prior m the effective tlate of this appraisal,un�ess
otherwise indica[ed in this reoort.
6. I researched,verified,analyzetl,and reported on the prior sales of the compa�able sales for a minimum ol one year prior to ihe dae o(IOe sale of ihe comparable saie,
unless olherwise indicatetl in th�s repor[.
7. 1 selecred antl used comparable sales that are locationally,physically,and functionalty the mosl slmilar to the su6ject properry.
8. I have not used compara6le>ales that were the result of combining multiple Iransactions into reported sales
9. I have reported adjus[ments to the comparable sales(hat reflecllhe markeCS reaclion m[he ditferences belween the sub�ectproperty antl[he compara6le sales.
10. I have veritied,from a disinte�estetl source,all lnformation in this report Ihatwas provided by panies who have a financial inleresl in Ihe sale oi linancing ot Ihie subjecl piope�ry,
11. I have knowledge and experience in appraising Ihis rype of property in this market area.
12. I am awaie oi,and have access to,the necessary and appropriate pu6lic and privare dala sources,such as multiple listing services,lax assessment�ecords,public land
records and o[her such de[a sourr.es for the area in whieh the properry is localed.
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� S. W. Barrett Real Estate & Appraisal Services
LAND APPRAISAL REPORT FiieNO. 13-0013
' , , .
13. I ob[ained the informalion,estimeates,and opinions furnished by other parties and expressed in Ihis appraisal ieporl from reliable souices[hat I 6elieved to be Irue and
correct.
14. I have taken into consideration the tacmrs Ihat have an impact on value with respect to�he subject neighborhood,subjecl properly,and the proximily of the sub�ec!
property lo adverse influences in�!he development of my opinion of marketvalue.I have noted in this appraisal report any adverse conditions(such as,but not limited
ro,needed repairs,tle[eiioiation,Ihe presence of hazardous wastes,loxic substances,adverse environmental conditions,etc.)o6servetl tluring Ihe inspeclion of Ihe
subjec[property oi that I became aware of during Ihe research involved in per�orming this appraisal.I have considered Ihese adverse conditions in my anatysis ot the
praperry value,and have repor�ed on the effect of the conditions on the value and ma�ketabilily o�the subject propeity.
15. I�ave not knowingly withheld any significant information from this appreisal report and,to ihe besl of my knowledge,all statements and mtormation in lhis appraisal
report are true and co�rect.
16. I staled in this appraisal report my own personal,unbiased,and professional analysis,opinions,and conclusions,which are su�jecl only to the assumptions and limi�ing
conditions in Ihis appraisal report
17. I have no present or p�ospective mterest m Ihe properry that is Ihe subjecl of Ihis report,and I have no p�eseni or prospective personal interest o�bias wrtn respect to Ihe
participants in the transaclion.I di.tl not base,either partially or completely,my anatysis antlloi opinion of marketvalue in Ihis apprarsal reporl on Ne race.color,religion,
sex,age,marital status,hantlicap,tamilial status,or nalional origin of eilher the pwspeclive owners o�occupants ofthe subject prope��y or of[he present owners or
occupants of ihe properties m the viciniry of the subject property or on any other basis prohibited by law.
18. My employment andlor compensa�mn for per�orming this appraisal or any future or anticipa[ed appraisals was not conditioned on any agreement or untlerstanding,
written or otherwise,thal lwould report(or piesentanalysis supporting)a prede�ermined specific value,a predetermined minimum value,a range or direction in value,
a value Ihattavors the cause ot any party,or the attainment of a specific result or occurrence ot a specific subsequent event(such as approval of a pendmg mortgaqe
loan application.
19. I personally prepared all conclusions and opinions about the real esta�e tha�were setforth in ihrs appreisal report.If I relieo on siqnificanl real property appreisal
assistance from any individuals in ihe performance of�his appraisal or Ihe preparation of this appreisal ieport,I have named such individual(s)and
disclosed the specific lasks pertormed in this appraisal iepo�L I certity Ihat any individual so named is qualified to perform the tasks.I have nol authonzed anyone
ro make a change to any item in tlris appraisal report�,therefore,any change made to this appreisal is unaulhorized and I will take no respunsibiliry for it.
20. I identified the lenderlclienl m this appraisal reporlwho is the individual,organization,or agent�or the organizaiion that ordeied and will received Ihis appreisal report.
21. The lenderlclient may disclose or distribute Ihis appraisal reporl lo:the borrower,another lender a�Ihe request of�he borrower,Ihe mortgugee or its successors and
assigns;mortgage insuiers:.gove�nment sponsored enlerprises;alher secondary market participants;Oata collection or reporting services;professional appraisal
organizations;any department,agency,or ins�rumental��ry of the Uniled States;antl any state,lhe District of Columbia,or olher jurisdictions;wilhout having to obtain Ihe
appraiser's or supervisory aapraiser's(i�applicable)consen�.Such consent musl be obtained belore this appraisal report may be disclosed or disiributed to any other
parry(including,but not limited ro,ihe public through advertising,public relations,news,sales,or other media).
22. I am aware that any disclosure oi dislri6ution ot this appraisal report by me or the lendedclient may 6e subject to certain laws and regulations.Fuilhe�,I am a.iso subjecl
to the provisions ot the Unliorm Slandards of Professional Appraisal Prac[ice that pertain to disclosure or tlistrihution by me.
23. The borrower,another lender a�ihe request of Ihe borrower,lhe morlgagee or its successois and assigns,mor[gage insurers,government sponsored enterprises,and
olher secondary market pai�:icipan�s may rely on lhis appraisal reporl as part ot any mortgage�inance Uansaction iha[involves any one oi more ot ihese parlies.
24. If Ihis appiaisal report was uansmiited as an"electronic record"containing my"eleclronic signalure",as those terms are defined in applicable fedeiai andlo�state laws
(exclutling audio antl video•eco�dings),or a tacsimile uansmission of this appraisal report containing a copy or representation o�my signature,the appiaisal report
shall he as eflective,enfoiceable and valid as if a papei version of this appraisal iepon were delivered containing my original hand w�itten signa[ure
25. Any inrentional or negligent mis�epresentation(s)contained in Ihis appraisal report may result in civil liabiliry andror criminal penalties including,but not hmited lo,tine or
imprisonmen�or both under the piovisions of Title 18,United Slates Code,Section 1001,et seq.,or similar s�ate laws.
SUPERVISORV APPRAISER'S CERTIFICATION: The$UPeNisory Appfalsef cefUfi25 and agfe@S Ihai:
1. I directiy supervised the appraiser for this appraisal assignment,have read ihe appraisal ieport,and agiee with the appraiser's analysis,opinions,statements,
conclusions,and the apprac;ei's cer�i6cation.
2. I accept full responsi6ilily for the contents of Ihis appraisal report including,but nol limited Io,Ihe appraiser's analysis,opinions,statements,conNusions,and the
appaiser's certitication.
3. The appraiser idenlitied in this appraisal repori is eithei a sub-contracmr or an employee of the supervisory appraiser(or ihe appraisal fiim),is quali�ied co pertorm Ihis
appraisal,and is acceptable to peiPorm lhis appraisal uider the applicable siate law.
4. This appraisal report complies wrth the Uniform Slandards of Professional Appraisal Practice that were adopied and promulgated hy Ihe Appraisal Standards Board ol
The Appraisal Pountlauon and Ihur were in place aUhe time this appraisal report was prepaied.
5. I�lhis appraisal iepor!was ransmitted as an"electronic record"con[aining my"eleclronic signaWre",as those terms are defined in applicahle tederai andlor stale laws
(excluding audio and video recordings),or a facsimile(ransmission of[his appraisal report con[aining a copy or representation o�my signaNre,Ihe appraisal reporlshall
be as eftective,enfo�ceable and valid as if a paper veision ot this app�aisal repart were delivered containing my original hand written signaWre.
APPRAISER SUPERVISORY APPRAISER(ONLY IF REQUIRED)
���� � � t��
Signatuie Signawre
Name Steven W. Barrett, SRPA, SRA, ASA Name
CompanyName S. W. Barrett Real Estate & AppfBiSal Svcs CompanyName
CompanyAddress 505 SOUth HanOVe� Street, CompanyAddress _
Carlisle, PA 17013 —
Telephone Num6ei 717-243-6646 Telephone Number _
EmailAddress steve(a�swbarrett.com EmailAddress _
Date of Signature and Report 02/06/2013 Date of Signature _
Effeclive Date of Appraisal 12127I201 2 State Cerlificalion tt
Siate Ceilificalion tt GA000298L or State�icense K _
or S�a[e License a State __ —
or O�hei(describe) _____ State# _ Expiration Date of Certtlicalion oi License _ __
State PA
Expiration Dale of Certi�ication or License 06/30/201 3 SUBJECT PROPERTY
PA Certified General Real Estate Appraiser ❑�idnotinspeclsubjec�properry
ADDRESS OF PROPERTY APPRAiSED ❑Did inspectexterior ofsubjectproperry trom stree�
301 Dyarm an Road Date of Inspection
Carlisle, PA 17013-8900
APPRAISED VALUE OF SUBJECT PROPENTY$ 358,000
LENDERICLIENT COMPARABLE SALES
Name DaVB BB�IC ESqUIfE: ❑Didnotinspectexleriorofcomparahlesatesirom s[reet
CompanyName 68�IC 8 $ChC�¢f, Attorneys At Law ❑Didinspectexteriorofcompaiablesalesiromstreet
CompanyAddress 19 W@St $outh Stfeet Dateotlnspection
Carlisle, PA 17013
Email Address
vroaucea uv�p ne�:onwe�e,eoo laa.eln www.auweocom
Peqe a af A L4N0_10 OSOfi2010
S.W. Barrett Real Estate & Appraisal Services
, � S. W. Barrett Real Estate 8 Appraisal Services
�
' USPAP ADDENDUM FileNo 13-0013
Borrower: Margaret E. DYARMAN (Estate) _
Properiy Address: 301 Dyarm an Road
Ciry: Carlisle County: Cum berland State: PA _Zip Code: 17013-8900
Lender: Baric & Scherer, Attorneys At Law
Reasonable Exposure Time
My opinion of a reasonable exposure time tor the subject property at the market value stated in this report is: 90-1 BO _
Additional Certifications
�I have performed NO services,as an appraiser or in any other capacity,regarding the property that is ihe subject of[his report within the three-year
period immediately preceding acceptance of this assignment.
01 HAVE pe�formed services,as an appraiser or io another capacity,regarding the properry that is the subject of this repon within the three-year
periotl immediately precetling acceptance of this assignmenL Those services are described in the comments below.
Additional Comments
APPRAISER: _ ��--, � SUPERVISORY APPRAISER(only if required):
/
� - L
Signature: Signature:
Name: Stevert W. Barrett, SRPA, SRA, ASA Name: i
Date Signed: 02/06/2013 Date Signed:
State Certification #: GA000298L State Certification #: ^
or State License#: __ or State License #:
or Other(describe): __ State fi�: State:
State: PA Expiration Date of Certification or License:
Expiration Date of Certification or License: 06/30/2013 Su ervisory Appraiser inspection of Subject Prop,�erty:
Effective Date of Appraisal:Decem ber 21, 2012 [�Did Not � Exterior-only from street LJ Interior and Exterior
a�oa��ee�S��B nci saiwa�e,eoo.z3a.ein www.a��weo.�om usvna izHT osuzoiz
Borrower: Margaret E. DYARMAN(Estate) File No.: 13-0013
Property Address:301 Dyarman Road Case No.:
Ciry: Carlisle State: PA Zip: 17013-8900
Lender: Baric 8�Scherer Attorne s At Law
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Borrower: Margaret E. DYARMAN(Estate) File No.: 13-0013
Pro�erry AddfeSS:301 Dyarman Road Case No.:
Ciry: Cariisle State: PA Zip: 17013-8900
Lender: Baric&Scherer Attorne s At Law
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LOCATION MAP
BoffOwef� argaret E. DYARMAN (Estate) File NO.: 13-0013 _
PropertY AddresS:301 Dyarman Road Case No.: _
CitY' Carlisle Stdte: PA Zip: 17013-8900
Lendef: 8aric 8 Scherer Attorne s At Law —
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North Middleton Township,PA 17013
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> 301 Dyarman Rd __-P�° � ;
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(15.48 miles WSW) ,��'� c�'� North Middleton Township,PA 17013
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BOrrower: araaret E. DYARMAN (Estate) File No.: 13-0013
PropertY Addres5:301 Dyarman Road Cdse No.:
CitY: Carlisle _ State: PA Zip 17013-8900
Lendef: Baric & Scherer Attorne s At Law
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Flood Information
FloodMap Legend Cosnmunity:4203fi7-NORTH MIDDLETON.TOWNSHIP OF
F�OOq ZorteS Properry Is not in a FEh9A special fload hazard area.
AreasubmdaledAy500-yeerllooding fYlapNumber:42�41CO226E PvtapDate:03f1672009 �
Panel.0228E FIPS:42d41
..._.
nnws w�or mB�oo-ma soo-ye�nQOaqa:m Zone x
�. Amas hppo0al�tl Dy 10Py�ar naoding
/wn niuWelea oy toayeer nooamg rAln w�oc�ry n�aro
� Fkoarroy anas rva�+v�ar i/'Af1.R3N1RAf.:1 FIOOd HN2Hltl Gl.l[I/IIpiYMtl(TFHCJ pCN RGI MARE 30y
represen[etlons ur v�arraNies tn any party ca�eming the cument,eccuracy or
FIDOOrray areei�dh velosAy hazaftl comple[Eness o/lhis Flood report,induding any wananry af inerchanfebllity or
PfOSS o!uMafOrmineQ D�d possAh TbpA hatn�ds n�ries.i toi a par�i�v�ar purpou!.Neilhar TFHC nnr ACI nnr[he waller ol th�
flaotl repon shalt heve any Ilablll[y�o any thed peny for any u6e or misusa of
. � W103 M1W MOpptO on dlrypu96ih�tl FIRM this flood repa�t
� File No. 13-0013
*********Q U A L IF IC A T 10 N S **''******
The following checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property, the comparables sales, and their neighborhoods and locations. Unless otherwise
noted, the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
YALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
____1. The subject is located in a rural area and is less than 25% built-up.
X 2. Commercial/lndustrial uses are located within the subject's neighborhood. These uses are typical of similar
neighborhoods.
X__3. Vacant and undeveloped land uses are located within the subject's neighborhood. These uses are typical for
the area.
4. The predominant value in the neighborhood is less than that of the market value of the subject property. This
is due to the very wide range of value of properties in the area and superior quality of the subject property.
____5. The subject property is located in a F.E.M.A. Identified Flood Zone. Flood insurance coverage is required and
suggested.
__6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
____7. The subject property is serviced by private well and/or septic systems which is common for the area.
__ 8. The subject is oider than five(5j years. AI( mechanical systems includirtg the heating, electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
__9. Repair items were noted in the comments section of the report. These comments on repair items are for
descripYive purposes only and are not required repairs. The items listed are cosmetic in nature.
10. The basement floor is a dirt ffoor. This condition is common and typical for the area. and does not pose a
health or safety hazard.
___11. The subject property does contain functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
__ 12. The land value exceeds 30% oi total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
___13. The land value exceeds 30% of total value. This is due to the large size ot the site. This condition is
considered to be typical and common.
14. Individual adjustments were required that ezceed 15°h. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
_ 15. Total adjustrtaents exceed 25%. This +s due to the lack of comparable sales that were more similar in the
subject's market area. All comparables used are the best available.
_X 16. One or more comparable sales are older thart six(6) months. Although there are comparabie properties in the
subject's area, none have soid recently; therefore, sales in excess of six(6) months have to be used. All comparables
used are the best available.
_X__17. One or more comparables used were in excess of one (1) mile from the subject property. Although there are
comparable properties in the immediate area, none have sold recently. Therefore, itwas necessary to use comparable
sales outside of the ammediate area. A!1 comparables used are located in similar neighborhoods and within the same
marketing area. All r,omparables used are the best available.
___18. The electrical system was not connected during inspection.
___19. The water service was not connected during inspection.
___20. The heating system was shut down during inspection.
___21. Roofing_____plumbing____Electrical____Heating____certification(s) is/are suggested.
___22. Inground swxmming pool____, out buildings_____are included_____,not incfuded__,__according to lender's
guidelines.
___23. According to lender's guidelines a maximum of____acres were considered tor this valuation. Remaining
acreage was given no value.
• File No. 13-0013
********* Q U A L IF IC A T 10 N S *'"***"***
___24. The subject property is located on a private road.
___25. Wood Infestation inspection is suggested.
X 26. Last recorded deed transfer: Date_1/1l1983______, Consideration: $_______________•
___27. Proposed construction/renovation in accordance to plans and specifications to be completed in a workman-like
manner.
___28. Seller is paying part or all of closing costs.
_X_29. All comparable sales are verified closed sales.
X 30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appraisal Report.
___31. AM C fee was required in order to accept this appraisal request.
� File No. 13-0013
*********Q U A LIFIC A TIO N S *********
Confidentiality and Security Policy
We consider privacy tu be fundamental to our relationship with cliertts. We are committed to maintaining the
confidentiality, integrity and security of clients' personal information. Internal policies have been developed to protect
this confidentiality, while allowing client needs to be served.
We restrict access to �ersonal information to authorized individuals who need to know this information to comply with
federal standards to protect your nonpublic personal information. We do not disclose this information about you or
any former consumers or customers to anyone, except as permitted by law. The law permits us to share this
information with our affiliates. The law also permits us to share this information with companies that perform
marketing.
When we share nonpublic information referred to above, the information is made available for limited purposes and
under controlled circumstances. We require third parties to comply with our standards for security and confientiality.
We do not permit use of consumer/customer information for any other purpose nor do we permit third parties to rent,
sell, trade or otherwise release or disclose information to any other party.
Education
As of the date of this report, 1 and/or Steven W. Barreft, SRPA, SRA, ASA have completed the requirements under the
continuing education program of the Appraisal Institute and the Am erican Society of Appraisers.
North Middleton Township
Zoning Ordinance (AR7ICLE il)
ARTICLE II
Zone Regulations
§204-201.Agri�uRural Zone(AGy.
A. Purpose. The primary purpose of this zone is to promote and encourage the continuation of
agricultural activities and related support businesses in those areas most suitabte for such
aetivities. Consequently, residential uses are generatiy secondary and limited, and any future
inhabitants in this zone must be willing to accept the impacts associated with norma! farming
practices and related support businesses. This zone also acknowledges the rural and agrarian
character of the area, characterized by a mixture of farms, sparsely developed residential uses,
and rural businesses;this zone will continue this development trend. These areas are not likely
to be served by public sewer or water facilities.
B. Permitted Uses. Only the following uses listed in Table 201-A are permitted within this zone,
provided that in addition to the specific criteria for certain uses established in Article 4 and all
applicable general provisions in Article 3 are met. Uses permitted by Special Exception are
subject to the approval by the Zoning Hearing Board pursuant to a public hearing set forth with
the provisions of Article 6. Uses permitted by Conditional Use upon are subject to the approval
by the Board of Supervisors pursuant to a public hearing set forth with the provisions of Article
7.
TABLE 201-A
PERMITTED USES
U� Specific permitted by
Criteria
Right Special Conditional
Exception Use
Agricultural/Forestry
Air.Strips N/A X
Agribusiness 204-402.A X
Agriculture(excluding
Agribusiness) 204-402.6 X
Forestry 204-402.0 X
Natural Areas or Wildlife
Refuges N/A X
Riding 5chools and Stables 204-402.D X
Residential
Bec�-and-Breakfasts 204-403.A X
Flag Lot Residences 204-403.D X
Group Homes 204-403.E X
ARTICLE It-1
ZONE REGULATIONS
North Middleton Township
Zoning Ordinance (ARTfCtE il)
Specific
U� Criteria Permitted by
Right Special Conditional
Exception Use
5ingle-Family Detached
Dwellings N/A X
Non-Residential
Anima�Hospital,Veterinary
Offi�.e 204-404.0 X
Communication Antennas,
Towers and Equipment 204-404.N X
Kennel,Commercial 204-404.Y X
Large Solar Energy Produc:tion
Facility 204-404.Z X
Large Wind Energy Produr.tion
Fatility 204-404.AA X
Municipal Owned Uses X
Plac:e of Worship 204-404JJ X
Public/Private Utility Building or
Structure X
Schools,Private/Public X
Accessory
Accessory Structures and Uses
customarily incidental to t,he
abave permitted uses N/A X
Daycare,Accessory 204-405.0 X
Daycare,Family 204-405.D X
Farm Occupation 204-405.F X
Horne Occupation 204-405.G X
No-I mpact Home Occupation 204-405.H X
Non-Commercial Keeping of
Live�sto�k 204-405.1 X
Roadside Stand 204-405.N X
RuralOccupation 204-405.0 X
Termporary Farm Employee
Housing 204-406.A X
N/A—Not Applicable
C. Locational Criteria:All applications for subdivision or land development shall be accompanied by
the following information. The following information is required to allow the Township to
ensure that the highest quality farmland is protected, and to ensure that new development
affec:ts agricultural operations to the minimum extent feasible.
(1) The size, shape, contour and dimensions of the property and the size, use and location
of all existing buildings.
ARTICLE It-2
ZONE REGULATIONS
North Middleton T�wnship
Zoning Ordinance (ARTICtE 11)
(2) All lots previously approved.
(3) Land under active cultivation, land used as pasture, and forested land or land within
woodlots.
(4) Soii information for the property, including soil series and soil capability class, subclass,
and unit, as classified within the most recent Soil Survey of Cumberland County,
Pennsylvania and Agricultural Handbook 210 of the United States Department of
Agriculture Soil Conservation Service.
(S) The size,shape,contour,dimension, location,and use of all proposed lots, buildings and
on-lot sewage disposal lots. The developer shall dernonstrate that the following location
and design considerations have been fully addressed:
{a) All uses or lots shall be established on non-prime agricultural land (Soit
Capability Classes IV-VIII), when such land is available, or on lands which cannot
feasibly be farmed,due to existing features of the site such as rock outcroppings
or heavily wooded areas,or due to the fact that the size and/or shape of an area
suitabie for farming is insufficient to permit the efficient use of farrr� machinery.
(b) Where a property is comprised entirely of prime agricultural land (Soil Capability
Classes I, II, and II!),the least suitable land shall be utilized for the development.
(c) Where all non-prime agricultural land areas have been shown by the developer
to be unsuitable for development because of slope, drainage, flooding, sewage
disposal, or other characteristics,the least suitable remaining farmland shall be
utilized for development.
(d) Lots and uses shall be grouped, where possible, adjacent to other similar lots
and uses, both within the subject property and in consideration of adjacent
properties,to avoid a scattering of development.
(ej Wherever feasible, lots shail be located such that disturbance of slopes greater
than fifteen percent is minimized.
(f) Wherever feasible, lots shall be located such that disturbance to existing
hedgerows, orchards,and other significant native vegetation is minimized.
D. Area and Design Requirements. Unless further specified in the specific criteria for certain uses
established in Article 4 and all applicable general provisions in Article 3 are met, all new
permitted uses within this Zone shall comply with the following area and building dimensional
requirements set forth in Table 201-C.
ARTICLE II-3
ZONE REGULATIONS
North Mtddleton Tcwnship
Zonfng Ordinance (ARTICLE II)
TABLE 201-C
AREA AND DESIGN REQUIREMENTS
Lot/Land Buildings
Minimum
Minimum/ Maximum Minimum Minimum Maximum
Permitted Minimum Required
Maximum Impervious Required Required Penrfitted
Uses Required Lot Required �ot Front Side Rear Building
Area Per Unit Lot Width Coverage Setback leach) Setback Height
Setback
Agricultural/Forestry
— 150 ft.
provided
each
10 acres
structure is
All Permitted existing on the
effective date 200 ft. 10% 50 ft. 50 ft. 50 ft. setback a
Uses distance at
of this Chapter � least equal
(Minimum) '
to its height
from each
property line
Residential3
150 ft.
43,560 Sq.Ft. iguilding
All Permitted (Minimum)/ Setback Line) 20% 35 ft. 15 ft. 35 ft. 35 ft.
Uses � 392,040 Sq.Ft.'. �120 ft.
' (Maximum)
(Frontage)
Non-Residernial3
43,560 Sq.Ft. 150 ft.
All Permitted (Minimum)/ (Building �
Uses 130,680 Sq.Ft. Setback Line) 35% 35 ft. 15 ft. 35 ft. 35 ft.
I 1 (Maximum) /120 ft.
� (Frontage)
Atcessory3
Residential
Accessory
Building/
Structure
other than Not
specified permitted to
elsewhere be located
herein this between the
Chapter Inciuded in principal
including above if on a bu+lding and
Articles 3 and permanent the street
4 N/A N/A foundation right-of-way 20 ft. 10 ft. 25 ft.
N/A—NotApplicable
� Where more than the maximum permitted lot area is needed to meet the driveway/access drive,on-site sewer or water
systems requirements,the Township may waive this requirement;provided that the minimum additional area is used to
meet the requirements of such on-site systems and access.
Z 25 ft.when abutting property with Residential Zones(R-1 a�d R-2)or any existing residential use.
ARTICLE II-4
ZONE REGULATIONS
North Middleton l"ownship ,
Zoning Ordinance (ARTICLE Ii)
3 Additional Agrialtural Setbacks.On any separate non-agricufturai parcel, no shrub shail be planted,and no accessory
strudures or fences shall be placed within ten(10)feet of any tand used for agricuRural purposes.Similarly,no tree shall
be planted within thirty(30)feet af any land uses for a�iculturel purposes.
° If the principal structure is set badc greater than fifty(50')feet from the street line the minimum required fro�t setbadc
for an accessory building/structure is fifty(50')feet.
E. Compliance with other Standards of this Chapter. All uses shall comply with all applicable
provisions contained within:
(1) Overlay Zones set forth herein Article il.
(a) Conservation Overlay Zone(§204-209).
(b) Floodplain Overlay Zone(§204-210j.
(c) Historic Resources Overlay Zone(§204-212).
(2) Article III Genecal Provisions.
(3) Article IV Specific Criteria.
ARTICLE li-S
ZONE REGULATIONS
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COpyri4ht 2012 -~~--��—
��.All rights reserved.Wed Jan 9 2013 12:38:32�
29-07-p472-039 � .
S�te Add 'k uT-
(;��'�
Deedbopk ss:30I OYARMAN ROAD
Owner; �OiSf-Oa323
OYARMAN,MARGAR�7 E
Land Use Code;123
ProAerty Type:V
A«a4e:54.86
SQuare Feet:
7axable Status:T
Ctean&Green Status:q
Lantl Assessed Velue¢;43500
Bullding,qSSes�Bd Value$;
Tota!qssessed Value$:43500
Sate Arfce S:
Sate Oate:
Year B���t:
Munlclpa��ty,pQRTH M76DLE7qN�P
Helght!n 5�p�e$;
7YPe of Dwelling:
Prlmary Exterlor:
Basement Perc.en[aye:
atr Condltloning;
Total Rooms;
Betlrooms:
Full eath:
Half BaYh:
—�--�""'_'�—��_
'_-----_.
---—
(SJ�-3�3
-1- f
i SIGNEO, yFrLEO AND DELtVERED SAMUEL 8. SWART2 (SEAL)
4 IN THE pRESENCE OF
�
i GEOR E.B, STUART
�:t SFATE OF PENN9YLVANIA •
} � 9.
; COIJNTY OF CUMBERLAND �
�
I ON TH19� THE 7TH DAY OF IdARCH� 1953r SEFORF ME, THE UNqERSIGNED OFFICER, PERSONALLY
(. APPEARED SAMUEL 8. SPlARTZ KNOWN TO A�E (OR SATISFACTORILY PROVEN) TQ SE TNE PERSON IYHOSE NM1E I5
� 51185CR19 7Q THE YIITNIN INyTRUMENT, AND ACKNOIVLEDGED THAT HE EXECUTED THE SAME FOR THE
PURpOSES EREIN COPJTAIPIED,
IN WI NESS WNEf2E0F, I HEREIJNTO SET MY HAND qN� OFFtC1AL SEAL. ' �
� • � � C, HENDERuON NUMRfCN
DEPUTY CLFRK OF TNE RUARTER S�SSfONS COURT - CUMB�Rl.ANO
i ����- COUNTY, PA, MY COMUISSION £XPIRES THE FIRST MONOAY OF�
� .IANUARY 1954
! I DO HERESY CERTIfY THAT THE PRECISE RESIDENCE OF THE IVITNfN N MiEO GRAN7EES is 141 N. �
BE�fORD ST, CARLISLE� PA,
I
' MAR, 7TH 1953 � G, g, 6TUART • i
ATTORNEY fOR GRANTEES , t �
LR
r —
N0, 24293 � THIS DEEQ,
pEEO �MADE THE 7TH DAY Of' MARCH IN THE YEAR OF OUR LORU ON£�7HOUSA�JD
iROY N, RDTH ET UX NINE HUNDRED AND FIFTY-THREE (1953?. i I
�-p � BETWEEN ROY H, �OTH qND KATHRYN BOWERS R07H� HIS YlIFE,
� ARNOLD B, DYARAIAN E1' UX �OF NOR7H MIUDLETON TOWNSNIP� CUMBERLANO COUNTY, PENNSYLVANIA,
� CONS, �HEREINAFTER CALLE� GRAN70R5, AND
� $18,500.00
�, I.00, NORTH MIDDLE70M TOWNSHIP G ARNOLD B, DYARMAN AND A1qRGARET B, DYARMAN� HIS WIFE,
�UTEp MARCH 7� 1953 �oF NORTH btI�DLETON TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA
ENTD, MpRCH 7, 1943 � �HEREINAFTER CALLED GRANTEES;
TIME 10=3D AM , i � WITNESSErh1, THAT IN C�N�IOERATION OF EIGHTEEN THOUSAND
' FIVE HUNORE6 ($18,500.00) DOLI.ARS, {N HAND PA10, THE
; "` Yrn�rr€o-sr-w-=--------�
I^�NP�L� ; $zU�35 RECEIp7 WHEREOF IS HERE6Y ACKNOWLEDGEO, THE SAID GRANTORS DO HEREBY'
I �is5,ao I nre�RE►�: �
� �KEL.�_. I
RHR K8R GRANT AND CONVEY TO 7HE SA10 GRANTEES, 7HE�R HEIRS AND ASSIGNS,
j �.�fT��'9X 3
fARr ) ALL THOSE FOUR CERTAIN TRACTS DF LAND S17UATE IN NORTH MI�D�ETON
� ,TOWNSHIP, CUM�ERLAPJD COUNTY� PENNSY�VANIA� BOUNDED AND OESCRIBED AS
� FOLLCIWS;
TRACT N0, 1, BEGINNING AT A POST AT A CORNER OF LANUS NOW OR FORMERLY OF�GEORGE S,
I BI�INER, AND THE CONO!]OGUINET CREEK; THENCE UP SAIO CREEK TO A WHIiE OAK 93 PEHCHES; THENCE �
I i
� B'r LANDS Now OR FORMERLY oF AUSTIN EPPLEY, SOUTH 24 DEGREES EAyT 51 PERCHEa Tq A CORNER IN ' �
y THE ROAp TO NAYS' BRIDGE; THENCE ALONG 5n10 P,OnD, sOUTH 72� DEGREES Eaa7 97.5 PERCH£5 TO�A �
(
� W�SLNU7 TREE; 7HENCE ALONG SA10 ROAO� SOUTH 82�- OEGREES EAST 40,4 PERCHES TQ A POST; THENCE BYI
� LANOS NOW OR FORMERLY OF J M4Ey NOBI.E'S HEIRS, NOW TRACTS 2 ANO 9 HEREIN, AND LAN�S OF GEORGE +
M„ BOS�ER, NORTH 34 ��GREES WEST 102.5 PERCHES 70 A POINT; THENCE STII.L ALONG LANDS OF GEORGE
M„ BObLER AND LANOS NOH OR FORMERLY OF GEORGE S, BRINER, NORTH 38 3I4 DEGREES VlEST 17.5
� PG:RCIIES TO q POINT; l'HENCE AI�ONG THE SMdE, NORTH 40� DEGREES WEST 82 PERCHES 70 A P05T ON THE
� i;ONODOGUINET CREEK� 1'HE PLACE OF BEGINNING, CONTA�nING'73 nCRES ANO 66 PERCHES, MORE OR lE;s
i iHE LINES ABOVE DESCRIBED AS NORTH 34 DEGREES WEuT 102.5 PERCHES, AND NORTH 3g 3/L
i
OEGftEES WESi 17.5 PERCHES WERE INCORRECTLY GIVEN IN PRECEDING OEE08,
_, i
LE55, HOWEVER�.T'WO TRACTS OF LAND IM11CH EDWAft� W, ROTH AND MINERVA 5, ROTH� Hl5 WIFE,
BY THIEIR DEED DATEO JULY 13, 1940, ANU ENTERED FOR RECORD IN THE OFFICE OF THE RECOROER Of
DECDS 1N AND FOR SqID CUMBERL M7D COUNTY JN DEED BOOK�"E", VOL. 12, PAGE 152, GRANTED AN� �� _
�� CONVEI/ED TO pENNSYLVANtA TRUNPIKE.COMMIS510N, i
TkACT N0, 11, BEGINNING AT A POINT IN THE CREEK ROAD AT CORNER OF LANDa FOHMERIY Of' i
I MRS, 'uRVfNG AND BARBIE E, ROTH,.AN� TRACT N0, 1 ABOVE OESCRIgEO; THENCE BY TRACT N0, 1,
I
_ I
. ' ` �S- F -3��I
, i
IABOVE OESCRIBED, NORTH 35 REGREES V9E5T 4,1 PERCHES TO A POINT; THENCE BY LANDS FORMER�Y OF
i i
i6FORGE M» BOSLER� NOW TRACT N0, 111. HEREINAFTER DESCRIBED� NORTH 75 OEGREES EAST �2,5 PeRCHF:i I
;TO A CORMER OF THE gCH00L HOUSE LOT; THF.NCE ALONC SAID LOT, SOUTH 24,8 PERCHES TO A POINT; li
THENCE ALONG BAID �OT� 8011TH 80 DEGREES EA:iT 6 pERCHES TO A POINT ON THE WATTS gfjIDGE ROAD; i
iTHENCE S(IUTH 11,7 PERCHES TO A POiNT IPI THE CREEK ROAD; THENCE ALONC SA1D ROA� AND LANDB �CW OR I�
:1
fORMERLY OF �1RS, IRVING, NORTH B9 3�4 DEGREE5 WEST 'l0,8 PERCHES TO THE PLACE OF BEGtNNING, �
�CONFAIMING 7 ACRES AND 120 PERCFIES,
ITRACT NC, 111, BEGINNING AT A P(tINT IN THF CENTER OF THE PU[3U C ROAD LEADINL FROM �
'' CARLISLE TO WAT78' 6RIDGE OVER THE CONODOGUINET CREEK OM LINE OF I.ANDa OF THE pENMSYLVANIn �
I� ;'i TUR�PIKE COMAi15810N; THENCE ALONG THf. CENTER OF SAID PU6LIC ROAD, SOUTH 20 DEGREE5 EAST 36,24 {!
PERCHES TO A POINT; THENCE ALOPIG THE CENTER OF SAID P118LIC RpAD DUE 50UTH 5,� PERCHE� TO A ' �
I POINT IN THE CENTER OFiSAI[1 PUBLIC ROAD; TfIENCE BY LANOS OF THE SCHOOL DISTRICT OF NORTN
II MIDDLETON TOYfNSHIP, ANO TRACT N0; il, ABOVE DESCRI�ED, SDUTH 71�Q DEGREES VIEST 78,76 pERCNES �
�I
TO A POINT; THENCE BY TRACT N0, 11, ABOVE DE9CRSBED, NORTH 9ia pEGftEES WEBT 46,3 PERCHES TO A i
POINT; THENCE BY LAMDS OF snio PENNSYL�l.NIA TURNpIKE COMMISSION IN AN EpSTERLY OIRECTION ON A �
NINE MINUTE CURVE TO 7HE LE:fi� 92,2 PERCHES. CONTAINING 23 ACRES, MORE OR LESS, � i
� TRACT N0, 1V. BEGINNING AT A POiNT, THE INTERSECTtON OF THE CENTER LINE Of THE RELOCATED �
i
:i TOM,RJ�ViIP ROAO N0, 4t33 ANO THE SOUTHERN RIGHT OF 41AY LINE OF PENNSYLVANIA TURNPIKE� THENCE BV �
� SAID SOUTHERN RIGHT OF WAY LINE OF TNE PENNSYLVANIA TURNPIKE, NOR7F1 80 DEGREES EAST 83,5 '
FEET TO A POINT, THE INTERSEi;710N OF THE CENTER IiNE OF THE ABANDONEO TOWNSHIP ROAD N0, 483 A�D i
� THE SAfO SOUTHERN RIGHT OF WAY LINE OF THE PEMNSYLVANIA 7URNPIKE; THENCE BY THE CENTER LINE OF
I THE SAID .ABqNDONEp TOWNSHIP F:OAD N0, 483� SOUTH �y. OEGREES U3 MINUTES EqST 4W8.4 FEET TO A
I IPOtNT, TNE INTERSECTION OF TNE CENTEft LINE OF THE sqlD ABAN�ONED TOYINSHIp ROAD N0, 483 AND
II �THE SAID�RELOCATED TOWNSHIp ROAD N0, 483; ThIENCE BY THE �ENTER LINE OF THE SAtO RELOCATED
i ITbWNSHIp ROAD N0, k89 ALONG THE ARC OF A CIRCLE HAVING A RAOIUS OF 278.94 PEET 191,6 FEET TO
THE POINT OF Cl1RVE ON THE CENTER LINE OF 5AID RELOCATED TOWNSHIP ROAD N0, 483; THENCE BY'THE
I �SAID CENTE�? LINE OF TME SAId ROAD, NORTH'6� DE�REES OZ A4INUTES EAST 11,8 FEET TO A POINT OF
ITANGENT; THENCE BY SAtO CENTER LINE OF SAID ROAO A�ONG THE ARC OF A CIRCLE HAViN6 A RADIUS QF
240,49 FEET 3o6,i1 FEET TO A POINT OF CURVE OF sAID ARC; THENCE pY SqiD CENTER LINE OF SAID
ROAD, SOUiH 25 DEGREES 06 MIIJU7E5 EAST 7,2 FEET TU THE PLACE OF BEGINNING, CONTAINING 0,86�.
ACf�ES. � • _
I� BE1NC THE SAME•TRAC7S OI' LANG wHICH EDWARD 41, ROTH AND MINERVa s. ROTH, H]S WiFE, BY iHEIR
DEEO OATEb'MARCH 31, 1947� AND ENTERED FOR RECORD IN THE OfFICE Of 7HE RE�ORDER OF �EEDS IN
I AND FOR�Si11D CUMBERLANU COUN1'Y LN QEED E300K "L", VO�, 19� PAGE 477. GRANTED AND CONVEYED TO
i
� ROY H, ROifH AND KATHRYN BOWERS ROTH, HIS WIFE, THE GRANTOR5 HEREIN,
i
� AND, THE SAID GRANTORS, DO HEHE6Y COVENAGS7 RND HGREE TO ANU WITH THE SAID GRANTEES, THqT�
�THEY, 7HE GRANTORS, THEiR HEIRS, E%ECUTORS ANO ADMIN197RaTORS,SHALL AND WILI. WARRANT GENERALLY
�AN� FOREVE:R DEFEND THE HEREIM• ApOVE DESCRIBED -PRE►AISES� WITH THE HEREDITAMENTS AND APPURTEN- :'
ANCES�, UNTO TNE SAID GRANTE£S, THEIR HEiRS AND ASSIGNS, AGAINST THE SRiD ORANTORB, AN� AGAINST �
IEVERY OTHER PERSON LAWPULIY CLAIMING OR WF[0 SHALL HEREAFTER CLAIAh THE SAME OR. ANf PPRT THEkEOF,
iIN WI7NE55 WFfEREOF, SAIC GRANTORS HAVE HEREUNTv 5ET THEIR HANOS ANO SEALS TNE'DAY APD
EAR FIRST' A60VE WRITTEN, '
SIGNED, SE:A�E� AND OELIVERE� RDY H, ROTH (SEAL.) I
IN THE PRESENCE OF. � KATHRYN BOWERJ R07H (SEAL) � �
OBERT LEE JACOBS i
I
BTATE OP PENNSYLVANIA � �
COUNTY 0� CUMBERLAND y� ' I
�
ON THIS, THk �TH �AY OF 141ARCH; 1953r [3EFORE ME, R NOTARY PUBLIC� THE llN0ER51GNED OFFICER, i
ERSONALLY APPEARED ROY H,•RO�iH AND KATHRYN B01YER5 ROThI, HIS"WIFE, �KNOWN TO�ME'(OR SA715- . I
I
ACTORILY PROVEIV) TO,BE THE pkRSO��S 1YHOSE NAMES ARE SU68CR18ED TO THE WITHIN INSTRUMEN7, ANO
I
CKNOWLEOGED THAT THEY EXECUTEO 7HE SAME FOR THE PURP05ES THEREIN CON7AINE0, �
; IN W�TNE`35 Y,HEREOP, 1 HEREUNTO SET JU ANU OFFICIAL :iEAL.
i
� ��AL VE�MA G. GRAY '
I NOTARY PU�LIC . I
i
� MY CO'n1AlIS510N EXPIRES FEg_ 6, 1955 .
! �
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� � � � R�3ER7 P. ZlE�I.�R
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' Parcel No.:Part of 29-07-0471-039
2006 JllN 2 P(� 3 16 D�D
MADE THE �5#day of June in the year of our Lord Two Thousand Six(2006).
BETN►8EN MARGAFtET fi.DYARMAN,erroneousIy identified in prior Deeds of
record as Margaret 8.Dyamian,widow,of Cumberland County,Pennsylvania,
hereinafter referred to as:
Grantor,
and D.P.INDUSTRIAL,LLC,A Delawaze Limited Liability Company,with offices
located in New Castle Couniy,Delaware,hereinafter referred to as:
Grantee,
WTTNESSETH,that in consideration of One Million Two Hundred Sixty-One
Thousand Bight Hundred Fifty-Four and 62/lU0 Dollars($1,261,854.52)in l�and paid,
the receipt whereof is hereby acknowledged,the said Grantor does hereby grant and
convey to the said Grantee,its successors and assigns:
ALL THAT CSRTAIN tract of land having thereon erected a dwelling,barn and
accessory buildings,aituated South of the Pennsylvania Turnpike,West of McQures
Gap Road,and North and East of Dyarman Road,in North Middleton Townsiup,
Cumberland County,Pennsylvania,said tract being more particularly bounded and
described as follows:
BEGII�iNING at a point near the centerline oE McClurea Gap Road,L.R.21033,S.R.4027,
said point being on the southern right-of-way line of the Pennaylvania Turnpike(200
feet wide right of-way),said point along being the Northeast corner of the herein
described tract;thence along McClures Gap Road the following two courses and
distances:l)South 20 degrees 44 minutes 00 seconds East,a dietance of 597.%feet to a
point near the eastern aide of McClures Gap Road;2)South 00 degrees 44 minutes 00
seconds East,a distance of 94.05 feet to a point;thence along a portion of the bed of
McClures Gap Road,South 74 degrees A4 minutes 34 seconds West,a distance of 16.62
feet to a point;thence along the western side of McClures Gap Road,Sonth 00 degrees
' 15 minutes 30 seconds West,a dietance of 270.62 feet to a point;thence crossing a
portion of tiie bed oE McClures Gap Road,South 80 degrees 15 minutes 26 seconds East,
a distance of 16.24£eet to a point near the cenberline of McCiures Gap Road;thence
South Oa degrees 15 minutes 26 seconds West,a distance of 186.98 feet to a point near
the centerline of Dyarman Road,T-483(33 foot wide right-of-way);thence along
Dyarman Road,the following seven courses and distances:l)South 89 degrees 41
eooK 2'74 Pbci4545
. . . i
� ,
minutes 38 seconds West,a distance of 1,166.31 feet to a point;2)North 82 degrees 31
minutes 45 seconde West,a distance of 660.60 feet to a point;3)North 76 degrees 28
minuces 23 seconds West,a distance of 975.95 feet to a point;4)along a curve to the left,
having a radius of 278.90 feet an arc distances of 191.97 feet to a point,the chord of the
last described arc being South 86 degrees 11 minutes 28 seconds Weat,a chord distance
of 188.20 feet;5)South 67 degrees OS minutes 37 seconds West,a diatance of 21.80 feet to
a point;6)aiong a curve to the right,having a radius of 240.50 feet,an arc distance of
368.80 feet to a point,the chord of the lest described azc being North 68 degrees 54
minutes 43 seconds West,a chord distance of 333.72 feet;7')North 24 degrees 59
minutes 23 seconds West,a distance of 7.66 feet to a point on the southem right-of-way
line of the Pennsylvania Turnpike;thence along the southern right-of-way iine of the
Pennsylvania Turnpike,atong a curve to the left,having a radius of 38,297.20 feet,an
arc d'zstance of 3,186.63 and a chord of North 77 degrees 14 minutes 52 seconds East,a
chord distance of 3,155.74 feet to a point near the centerline of McCtures Gap Road the
point of BEGIIVNING.
CONTAINING an area of 48.4t)0 acres.
The above described tract being shown on a"ALTA/ACSM Land Title Survey for DP
Operating PazMership,L,P.of Dyarman Property." Prepared hy D.I..Reiber Associates,
dated September 11,2000.
BEiNG a portion oE the same premises which Roy H.Roth and Kathryn Bowers Roth,
by Deed dated March 7,1953 and recorded in the Office af the Recorder of Deeds in and
for Cumberland County,Pennsylvania,in Deed Book F,Volvme 25,Page 323,granted
and conveyed unto Arnold B.Dyarman and Margazet E.Dyarman. The said Arnold B.
Dyarman passed away on February 9,1982,whereby title became vested solely in
Margaret E.Dyarman,his surviving spouse.
ALSU BEING a portion of the same premises which Paul W.Snyder and Marie M.
Snyder,by Deed dated April 10,1958 and recorded in the Office of the Retorder of
Deeds in and for Cumberland County,Pennsylvania,in Deed Book J,Volume 18,Page
63,granted and conveyed unto Arnold B.Dyartnan and Mazgaret B.Dyazman, The
said Arnold B.Dyarman passed away an February 9,1982,whereby titte became vested
solely in Margaret E.Dyarman,his su=viving spouse.
AND the said Grantor hereby covenants and agrees that she will warrant specially the
property hereby conveyed.
tibox 2?4 P�GE4596
. `� G
��
� �
aoc�$a�3�S
THIS INDENTURE, made the
,� day of lING in the
year of Our Lord T.wo Thousand Eight (2008)
Between MARGARET E;. DYARMAN� of Cumberland County, Pennsylvania,
by her Attorney-in-Fact, NANCY L. POLEY, of Plant City Florida,
(hereinafter called the grantor) of the one part,
- A N D -
PENNSYLVANIA TURNPIKE COMMISSION, an instrumentality of the
Commonwealth of Pennsylvania with its principal office in the
Borough of Middletown, County of Dauphin, Commonwealth of
Pennsylvania (hereinafter called the qranteel of the other part,
Witnesseth, that said grantor for and in consideration of the
sum of One Dollar (51.00) AND OTHER GOOD AND VALUABLE
CONSIDERATION, lawful money of the United States of America,
unto them well and truly paid by the said qrantee at or before
the sealing and delivery hereof, the receipt whereof is hereby
acknowledged, has granted, barqained and sold, released and
confirmed, and by these presents does grant, barqain and sell,
release and confi.rm unto the said grantee, its successors and
assigns,
All those certairi tracts or parcels of land situated in North
Micldleton Township, Cumberland County, Commonwealth of
Pennsylvania, being bound and described according to the
Pennsylvania Turnpike Commission Plan No. R/W 3188-B, Contract
No. 00-005-RR2W, dated November O1, 2007, and as follows to wit:
RE UIRED RIGHT-OF-WAY FOR TOWNSHIP ROAD (T.R.483)
Beginning at a point on the Legal Right-of-Way Line of Township
Road 483, said point being located 16.50 feet, left of and
opposite Township Road 483 Survey and Right-of-Way Baseline
St.ation 6+96.23;
The:nce through lands of the grantors on a curve to the left,
having a radius of. 95.00 feet, an arc length of 60.45 feet, and
chord N 82° 58' 06" E, 59.43 feet to a point being located 54.60
feet, lett of and opposite Township Road 483 Survey and Right-
of-Way Baseline Station 7+36.52;
Thence also through lands of the grantors on a curve to the
right, having a radius of 50.00 feet, an arc length of 163.06
feet, and chord S 21° 49' S4" E, 99.82 feet to a point being
located 16.50 feet, left of and opposite Township Road 483
Survey and Right-��f-Way Baseline Station 8+18.28, said point
being on the Lega1 Right-of-Way Line of Township Road 483;
Thence along said Legal Right-of-Way Line of township Road 983
by a curve to the left, having a radius of 278.94 feet, an arc
lengtri of 129.72 feet, and chord N48°22'48"W, 128.56 feet to the
Point oF Beginning;
Containing 0.144 .Acre.
REQUIRED LIMIT OF SLOPE FOR TOIJL�TSHIP RQAD (T.R.483)
Beginning at a point on the Legal Right-of-Way Line of Township
Road 483, said point being located 16.50 feet left o£ and
opposite Township Road 983 5urvey and Right-of-Way Baseline
Station 6�80.00;
Thence through lands of the grantors N 66° 59' 16" E, 115.28
feet to a point l�eing located 110.00 left of and opposite
Township Road 963 Survey and Right-of-Way Baseline Station
7+35.00;
Thence also through the lands of the grantors S 63° 25' 12" E,
100.24 feet to a point being located 140.00 feet left of and
opposite Townshi�� Road 483 Survey and Right-of-Way Baseline
Station 8+00.00;
Thence also through lands of the grantors S 10° 28' 15" E,
119.00 feet to a point beinq located 99.15 feet left of and
opposite Township Road 483 Survey and Right-of-way Baseline
Station 8+78.93, said point being on the northern Leqal Right-
of-Way Line for I�imited Access of the Pennsylvania Turnpike
Commission;
2
Thence alonq said Legal Right-of-Way Line for L�mited Access of
the Pennsylvania Turnpike Commission on a curve to the right,
hav:ing a radius of' 38097.20 feet, an arc length of 85.78 feet,
and chord S 79° 3_`�' 37" W, 85.78 feet to a point beinq the
intersection of the northern Legal Right-nf-Way Line for Limited
Access of the Pennsylvania Turnpike Commission and the Legal
Right-of-Way Line of Township Road 983 being located 16.50 feet,
left of and opposite Township Road 9B3 Survey and Right-of-Way
Baseline Station £3+55.93;
Thence along the said Legal Right-of-Way Line of Township Road
483 on a curve to the left, having a radius of 278.94 feet, an
arc length of 40.02 feet, and chord N 30° 56' S0" W, 39.98 feet
to a point on the Required Riqht-of-Way Line of Township Road
483 being located 16.50 feet, left of and opposite Township Road
483 Survey and Ri�ht-of-Way Baseline Station 8+16.28,
Thence along the Required Right-of-Way Line of Township Road 483
on a curve to the left, having a radius of 50.00 feet, an arc
length of 163.06 feet, and chord N21°49'54"W, 99.82 feet to a
point being located 54.60 feet, left of and opposite Township
Road 983 Survey and Right-of-Way Baseline Station 7+36.52;
Thence als6 along the Required Riqht-of-Way Line of Township
Road 983 on a curve to the riqht, having a radius of 95.00 feet,
an arc length of 60.45 feet, and chord S 82° 58' 06" W, 59.43
feet to a point being located 16.50 feet, left of and opposite
Township Road 463 Survey and Right-of-Way Baseline Station
6+y6.2.3;
Thence along said Leqal Right-of-Way Line of Township Road 483
by a curve to the left, having a radius of 278.99 feet, an arc
length of 17.25 feet, and chord N 63° 28' 28" W, 17.24 feet to
the Point of Beginning;
Containing 0.312 Acre.
I3NDER AND SUBJECT' to all exceptions, reservations, easements,
rights-of-way, rights, privileges, etc. as may be contained in
pr:ior instruments of record.
BEING part of Tax. Parcel Number 29-07-971-039.
Being a portion af the same property Roy H. Roth and Kathryn
Bowers Roth, his wife by deed dated March 7, 1953, and recorded
March 7, 1953 in �he Recorder of Deeds Office of and for
3
Cumberland County in Carlisle, Pennsylvania, in Deed Book 15F at
pag� 323, granted and conveyed unto Arnold B. Dyarman and
Margaret B. Dyarman, his wife. The said Arnold B. Dyarman died
on February 9, 1982, thereby vesting all right, title and
interest in and tc� Margaret E. Dyarman. Margaret E. Dyarman
app�inted her daughter, Nancy L. Poley, as her Power of Attorney
dated 3une 1, 200E and recorded on �,WE�Z�O� , in the Office
of the Recorfler of`. Deeds in and for Cumberland County.
Together with all and singular the improvements, ways, streets,
alleys, roads, lar�es passages, (public or private), waters,
water-courses, rights, liberties, privileges, here@itaments and
appurtenances, whatsoever unto the hereby granted premises
belonging or in anywise appertaining thereto and the reversions
and remainders, re:nts, issues, and profits thereof and all the
estate, right, tiY.le, interests, property, claim and demand
whatsoever of the said grantors, as well at law as in equity,
of, in and to the same.
To have and to ho1d, in fee simple as atoresaid, the said lots
or pieces ot ground above described, the hezeditaments and
premises hereby granted, or mentioned and intended so to be,
with the appurtenances, unto the said grantee, its successors
and assigns, to and for the only proper use and behoof of the
said grantee, its successors and assigns forever.
PURSUANT TO THE ACTS OF JULY 17, 1957, P. L. 984 SECTION ONE AND
AMENDMENTS THERETO THE FOLIAWING IS INCLUDED:
THIS DOCUMENT MAY NOT 3ELL, CONVEY, TRANSFER, INCLUDE OR INSURE
THE TITLE TO THE COAL AND RIGHT OF 3UPPORT UNDERNEATH THE
SURFACE LAND DESCRIBED OR REFERRED TO HEREIN, A,ND THE OWNER OR
OWNER9 OF SUCA COAL MAY HAVE THE COMPLETE LEGAL RIGHT TO REMOVE
ALL OF SUCH C4P,L AND, IN TFIAT CONtiEGTiON, DAMAGE MAY RE3ULT TO
THE SURFACE OF THE LAND AND ANY HOUSE, BUILDING OR OTHER
8TRUCTCTRE ON OR IN 6UCH LAND. THE INCLUSION OF THIS NOTICE DOES
NOT ENLARGE, RESTRICT OR MODIFY ANY LEGAL RIGIiTB OR ESTATE3
�THER9PISE CREATED, TRAN3FERRED, EXCEPTED OR RESERVED BY THI3
INSTRLIMENT."
NOTICE THE UNDSRSIGNED, AS EVIDENCED BY THE SIGNP,TURES TO THIS
NOTICE AND THE ACCEPTANCE AND RBCORDING OF THIS DEED IS/ARE
FULLY COGNIZANT OE THE FACT THAT THE UNDERSIGNED MAY NOT BE
OBTAINING THE RZGHT OF PROTECTION A�GAIN3T SUBSIDENCE, AS TO THE
PROPERTY HEREIN GONVEYED, RESULTING FROM COAL MINING OPERAT20NS
AND THAT THE PURGHASED PROPER'P7C, HEREIN CONVSYED, MAY BE
PROTECTED FROM DAMAGE DUE TO MINE SUBSIDENCE BY A PRIVATE
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�� u � � � � � ix t p ;$E 6= � s �=
4�� �t y � N � ? F A F � 4
„p5 0 � � � d x
a� � � O ���
RECORDER'S USE ONLY
IIfV•1!]ERI?Po� Stele eRPeid
��a REALTY TRANSFER TAX ""'""
y� STATEMENT aF VALUE � ` C � �
[OMMONWEAIiH OF PENNSYIVANIA —
DE►ARjMENT OF REVENUE
BURlAU Or INDNiDUAI TAXE4
OEPT.20060J Sea Revene for Inatructlons Dz�e Recadetl .. ^ ��
NA110.158URG,PA 17144000] h
Complete eech section and file in duplieate with Recorder of Dadt when(1)the full value consickration is not sel forth in the deed,(2)wben the deed is
wi�hout consideration,or by gifi,or(3)s tax exemplion is claimed. A statement of Value is not rcquired if the transfer is wholly exempt from tax besed
on: (1)famUy relationship or(2)public udliry easement. lf more space is needed,attach additiona�sheet(s).
A CORRESPONDENT—ALL INQUIRIES MAY 8E DlRECTED TO THE FOLLOWING PERSON:
Neme Telephone Number.
Alphonse P.Lepore (717)939-9551
StreetAddreu City S�a1e ZipCode
P.O.Box 67676 Harrisbttrg PA 17106-67676
B TRANSFER DATA ' Date of Acceptance of Document
Grantor(ayleesor(sj Grantae(syLeesee(s) '
Margaret E.Dyarman by Nancy L.Poley,POA Penns lvania Tum ike Commission _
Slreat Addiess 3lreet Addrese
143 Strayer Drive P.O.Box 67676
City S�ala ZJp Coda Cily Stele 21p Code
Carlisle PA 17013 Harrisbur PA 17106-7676
C PROPERTY LOCATION_
SVeet Address Cdy.Township,Borough
Dyarman Road North Middleton Townshi
County ' School Dist�itl 7aM Parcel Num6er �
Cumberland 29-07�?1-039
D VALUATION DATA
1.Ac�ual Caeh Gonalderalion 2.Other ConslderaUan Total Consideratlon
$1.00 +none =$1.00
4.Counry Assessed Value � 6.Common level Ration Faclar Falr Market Value
n!a exempt x =n/a exempt
E EXEMPTION DATA Y
ta.Amount of Ea:emption Cleimed 7b.Pereentage of Interest Conveyed
10�% _ 1��%
❑ WIII or Intesfate sucoesslon _
(Neme ot oeceaenq (ESlale Flle Number)
❑ Trans(er to IndusUlai Development Agency
❑ Transfer lo a Irust. (AIWCh complete copy of Irust agreement Identlfying ail 6eneficlaries.)
❑ Transfer betwean principal and agent(Attach comptele copy of epency/sVaw parly agreement.)
� Transfers to the Commonweallh,the Unites Stales and InsWmentalitles by gift,dedication,condemnation or ln Ileu of condemnation.
(It candemnatlon or In Ileu af condemnaGon,ettach copy of resdution.)
❑ Transfer from mortgagor to a holder of a mortgage in default. Morlgage Book Number ,Page Number
❑ Cortective or confirtnatory deetl.(Attac:h complete copy of the prior deed being corrected of conflrtned.)
❑ SWWIory corpo2te consolidatfon,merger or d(vislon{Attach copy of aAicles.)
❑ Other(Pleass explain exemp�on clalmed,N other that Ilstetl above
tinder penal of law,l dttlarc are examined this Statemeay Includingaccompanying iuformatloo,and to the bmt of my Imowledgt snd belief,il
Is true,eorr t and eom let�.
Slgnelure ondentor a � aAy Date ^
fV��"ot! 0 0�
FAILU O COMPLETE ORM YRQ E Y OR ATTACN APPLICARI.R�DOCUMENTAT[ON MAY RESU4T IN THE RECOR6ER'S
REFUSAL TO RECORD TH EED
ROBERT P.ZIEGLER
RECORDER OF DEEDS . :{
CUMBERLAND COUNTY � �' "
1 COURTHOUSE SQUARE �
CARLISLE,PA 17d13 � ' ° y
717-240-6370 � �`
— ; � e : ', �
�—t!eYbY�S,-.;-
Instrument Number-200821315
Recorded On 6/25/Z0418 At 9:18:53 AM *Total Pages-10
*Instrument Type-DEED
Invoice Number-23725 User ID-RAK
*Graator-DYARMAN,MARGARET E
*Graatee-PENNSYLVANIA TURNPiKE COMMISSION
*Customer-CRARLES BRANNIGAN
*FE$8
STATE WRIT TAX $0.50 Certifcation Page
STATE JC9/ACCESS TO $10.00
JU9TICE DO NOT DETACH
RECORDING FEES - $2a.S0
RECQRDER OF DEEDS
AFFORDABLE HOUSING �ii.so This page is now part
COUNTY ARCHIVES �E �2.00 of this legal document.
ROD ARCHI�/ES FEE $3.00
CARI.ISLE AREA SCHOOL� $0.00
DISTRICT
NORTH MIDDLETON TOWNSHIP $0.00
TOTAL PAID $47.50
I Certify this to be recorded
in Cumberland County PA
c
_ ��'� ���
� ° RECORDER O D EDS
i�so
•-Information denoted by an esterisk roay chaoge during
t6e veriticatlon proceu and may not be reflected on lhis page.
OOOU84
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---- -- _ --------
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.
� ' a o�rct�w r�sa oart.Y
u..V�.A�w.�.�tot�.n.l.�.a.eesow.e ��telTir-� o AplaYused+Q.. it.oe,aaont _
f,�al UaNe Aat 188 f/IY03-Ct�ew and O►wn d.ApyONlt�it�1��
L'�T '�i/�� d�Nrt l�iNh ��' �� . .
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Ae�a�»•e�e..�u�t y»a�r��e••�•ec w..Mleraee...a w a4.ec.�eo e�.c+ws..�..�.�OOFOT
A.un.ase oe6e�b��L l71?)a�o.ls�o.
�. 7!W�pLa�ttat wu�t bc mmPktea wirl ooe�vted by dl awc�otlht property far whlcfi appC�t�an u behK mrk. thculd tl+c
paepe�be uUed fn tl�s�rme af�meportla+.tbe appbodim mu�t be e�nsMed by the h+dMdud wUwAsed by oarponte rswluuon
W de w. Shw1d the ptoperp�De tltlad to m antl(y olha Uw►�oarpa�poa the�pp4a�tlan mu�t be murvted by m�odlvldwl dub
aNhafsDd b ac1 an b�lrl!af Ih�t enttly.A�wpy af the�ppqrl�le aaporata n�dutNn ar�uthoAratlon mu�t be attaehed lu thq
�•
9. An M�e.mw a+ta.,pifranae mwt h.nohttred.'11H.,¢pt►anm m.y 6e Etea 1n pa.on�oy m.0 au,tbe cwnewU„a camry
Aa�tumerK Omoe.'Ibe o�.r�ddrew!s:Old Co►utl�o�ae.F6s1 Pbor.Oa Courtlauee 8y�ure.Callsle.P�entayivutn 17019.
9. Ad 91C q(lY7aw�menled br Ad!S6 Qf JaGA.�nd�eqW[a�tlul Uds�pLo�tb�ba�VSD Iq Ihe Arewnp+t Odlce an or
m��i aany�OnPlaoeYi a aanQr'wlds�iWw w�t. •onriqr-�iau�w�mnM ot m�etled k�i�pp4e�on
dad�ne drtl bs e�tsded to mtbn�a dsie 90 d�qti�Rer thel�rl aeder dffie oaa�9e�ud dArnwemt Apqub.a br O�t�Mr 1{
of NC Wne�.rhlehaYa dat4 4�ooule.ThL dp�lne Y�ppli�lAo�lld�of vrhelhK JWditl�l Ilf7e�r Of th0 adC(f fp{04. .
4. A one-tlme�pptlatlon!ee of 660.00 payablc to�LptbmLnd County Genaral lY�nd and a nroording!ee of 828.50 plu�
8)0.00 prr p�nd paYWk ta Remcder o[�De�d�mu�t be suhmltted�rltl�UW�ppLaltmf.
a. uthe lewb.ua dw,p W�we ee w lnenpbk u.s.�ee rd[-b�elc wc.prw.a pataenl uua�al coompous�d.a anou.Ibf,.W ee
oh��r!�/tlsK aU prmL/daed�Imwdad m the�pplk�aqa� Wtidowcrcn w�M�raqi�eu ap'Perttm ef lAtlr tu�d w be deolund
�eY�ter u..vdw.rn.mau mws aeua�.aie.m.P.tw.u��e.lomm�.oa ho�u�rin d u�.p�opo.ed 4rupets t�na.
6. Qw�llo�tla�for audhaaN of ycur p[apaqr YMO the Ck�md O�n p�feeNW�waonmt pm��tn f�detamh�ed by tnaeW�Ihe
mu�tnn�equkauenb a4bYahed ta�tq aoe o[Aua 1md we ple�Mn:JlpieultunJ lhe.A�kv�l4r�J tMerve.or Fwbt Reaene.
�^�Y��W�V�dmtrYqaed the e CL�oEai�nd Cotu+Ry pean ed Cnw�600kkt.'fk�dn�0ond4�p thr Gt�ard
WYr�aury�hsets iMu10 you fiel yoer n.panw reqN�re�iddfwW�1[tMli'lslll�RD. You m�y attad�sepu+te
9TW appYmMen m�plfes uWh Ne un(form+NndaM�dmt,lopd for we ua4a aueasment qppllmtlons 6y Uv CbmnrmuxaW�of
ANVUyirpnis.Ueyaetnrnt dl�prfadlve•F1rmM0�82 For�mre h�tlm.wfes W Aet ISB�l09A aed the W�p�rlmenl of
Uae'�Ruln and Rep+fotbns.Yw mq obWn tbae Aonmimu Ean Ihe Drywement d Apteuhuee.
Aopetiy[drnuMUon Number ldl+tefet.m�p,and p�m1) Da�yume Tekphorrc
oZ.q--�7-- 4 Y71` d 3 9 Nor�►. r►ti+dd I��•.. ���, i ''I/�/, a y�-3ss q
Wt N�me IUdhrldwl w entlry�epre�entaUvel Ftnt lnitW Hmae Tekp6ota
v+ �(ct a.r�' �. �717 , a U�- 3 SS
Lut Na E4dlvlduai or entlty�epenenutivel t Irql�al [�ed for whlrA applkaUon Is beLK
m+do ts oMn+ed Dy Idl:
I�at t�mc(tndMdwl or rnttqr nepte�ennwel Fint tnitfal �l�dlvldu*t
0 Pa�tnenhlp
0 Gb�yontbn
Lut Name IlMwtdwJ or entuy«prnant�Wd flrst IMthl O Lutltutbn
O ��t1ve
O ONer WPWnI
BnUty: partnanhlP.ewporatbn.I�udlution,cooperaHve,or ather mme 11(�pp]kabkl •
Wllit�14ddresa-Street
/y3 5 e.l^ �rtv�e..,, �ECEIVED
Mwu�eaati.s•ciq.si.u.ur
�l►sl� PA ��o��
I�Siwn�ea.c,.. e.«t a�ry.'M�vn,saou�► 'f oFU. caunh schoo�n�H�tcc
3D l � 0.r mar� �oG� �rIa1Q ���41efi►-fiw �'"`�"•�`"� Car��sl e
_ � ` t, Lu iMe toW num6ec da'.�repre�antad on thk qppllption(I(MnewW.�
1. b the land wmnlly�ed under Ael b19(1985 P.G 1992,No.6151(I B A.B.�3194 f et seq.JT Ys No
9. Is the land In fh4 appllc�tbn kased 4or ml�rrq�T Ya� No
4. Undsr�vhlch�te�oey do you Intwd 10�pp�y(cF�eck�II tlut�PP�YI?
�A(AoYtarf IIN ILnd�n�Kadwral pcoGUCUao�ror ac kut th�e ysus prev.dlno Ua appl�cruon[er we-v.luv�sreamnmi,rnd le
eWier(q aomprNed ot IO or inav contlguqr�xe�ar p)If is fhaa t0 aocr,b�n ledtvldual Iraet ef I�nd aontl4uou�to�n Nlglblr.
^uaet af iud!0 ac�e or mote In sl[s ur hu anlldpatad 3"�r�Y�rcy�aglailtunl pco4uotlan Inwma d et k�st�2.000.1
y.�AabW�d Frn+�pend Uul l�open�p�oe I�nd.In oeder W qw11b.1he Lnd muat he at Ieae1 10 eontlpuous aofe In ana,non-
caamWd,and mu�t W opau a tLe pQiUc for ouednor recce�tbn or en�nrnt ot�he l�nd'e sceMc or natural besuq.'Iiu am�r auy
not aluuYa for pu6bo�me�e tn hu ar ha proyerty.)
Q�ea��t�awn(Lud W�t 1+p�aaHfy.omked wuh�reu�uch eFut tM tand fs capahk of prodnelqg�nn�al grvwlh of 26 cuble fcct per
rae,apd tN 1u�6 f��WUr(1)eempArd of 1 O ar mere oontipuoua�ocq,(J�if lm thrn 30 aa�s.1�an Indlvldual tract of land
mntl4uout tn�n eUglWe tnot of land i0 atam a�mocYln wa,or l�If lep Ufan f0 onntlsuous eeros.1�usal a�a farm woodlot�ne
�(old Lad t�t�ls N�1nilWn1 we an4 Ms the a�me wmr a�ihe finm woodlotJ
6. Ilyou luva domunen Wron wppoeHnY�types ot tlmher�pa�,auch a�an�evatlon pLn or a fortstry m�nrgemmt pinn,pleua■uppty
ao�Nm of tlrts mform�tlon�11h your�ppUatlon.77i1s b not.faraver.e�eqW�ammt!or a6mltting an appllopon.
B. Fbr�pr�ddltlo�W 4md you wn tv6Mh migpt he eU�61e for u�e•value useemp�t.Eot Eor whfd�you do not Intand in aPpIY.Wt emount af
�•
7. H�s Ihe 4ed rap�enfed on ldfs applkat(oo Wan�cllvdy deroteA b�rMwlwral uce far!he prl fhrx(91 ye�rsP Yr No
AprhJMd u�r Is dsBnal p'lud wIJtL b u�ad fa fhe puipo�e dprodudn�ot�Ytdlural mnunodlq or b devoled m and mxu Na
requuemenra and quWlOeatloro fer paymmh er uthercompe�wtlm qusu�nt b w w11 mn�nvatton P�O�under�n ag'erment wieh�n
ot We Rederal anmenl IN lent 6I%of tlll�bk IrYd must bE fiiYiedl.'
'R�e�pplleant for uee-value waerment heiehy agrw,lf the appllwtlou fa approved for u�e-w1u�as�eHment to submtt 90 dqye
w�eittrn notla w the Counqr Meessor of a ptopoeed c]�ange m dse ot the Irnd,a change 1n wmenMp ot aqy portlod of the]sc�d,
a�r type of dlvlabn or conveyanm of thc land.or comttienament of dlrect rnmmerdal wles of agrfeu�tunity-rafated producta rnd
�cth�ltte�on the entolkd Wui. 1lie applktiu�t for u�e-vitlue u�ee�tpet�t�cloiawledges that.IC the applkatlon le apptm�ed for uec-
valve wesnoent!t will i+emafn tn e/fect cantlm�our unti!the land avaer
IY chai�ges the we Larn the approved�tegary or mtll
wn UuHglble spLt ar aepacailaat accun. At tlut tlme.a roll-6acY tuc.plua inaereet(72P.B.�6490.6a)�hal1 bc paW for a periai
rmt tn exaeed en'en(7)Y�s. All ocvnere ot remid munt etgn thls appltcatlnn 1n the prexna of a notary.
77ie wrlen(4�deelares that tlds aPDt��4ictudbq all aocorrywnNGW schedules and aoatementa.Jxta been emmfrud bq hUR
a�d fhe t 0/w+kno , avL be[f@(Is true a�d mrrec[
C3 �t� �(.oq 3
owner srgn.cure u,n ua
Ownex Slgnatuis(4idtvtdurU Date
owner 81�atw�e 14�dlvklusq Aato
Otvuer 8lgnatw�e I�dtvtduati Dnte
OfOocr 31�ahue IF�Wt�'c Pa*tnash4+,oorporatlon.lnstltutlon.000prrtaWe.or other) Date
COF9�ONWEAL7l10FPENNBYLVi�T11A :
COUNTY OF CUMBERUIND� , 9S. .
On thfs,the��day of �,�c% ,20 /�,be(ore me,a Notary Pubtic.the herttn elgned.did pereonal�
appear _JVAR/CV � /�d��w
- Imown lo me(or sadefactori�y proven�to bc
the penan whoee neme fe ewom and subecrtbed aad eucuted the xme tor the purpoeee t}�aeln ocntaincd.
!N Wf'fNE88 WNERBOF,I have hweunto ae[my hend rnd notarW xaL Notary PublfcC����V�
My Commf�sfon E . �,���
IYOtary: Pleaee att4ch additlonai l9EAL) ����N�TAEiY1M1BLlri
eheeb.If needad. ����.��D�Y
__.. _ . .__..
RUBERT P.ZIEGLER
RECORDER OF DEEDS
CUMBERLAND COI7N1'Y
1 COURTHOUSE SQUARE _
CARLISLE,PA 17013 - � .
717-240-6370 ' ' '
� "� : . ' � .
�.�,..�.,�„�--:._
Inatrumeat Number-201010452
Recorded On 4/26/2010 At 12:46:21 PM "Total Pages-3
•Inatrnment Type-CLEAN AND GREEN-DEED
Invoke Number-64480 User ID-MSW
�Grantor-DYARMAN,MARGARET E
"Grantee-C[JMBERLAND COUNTY
*Customer-A33ES8MENT OFFICE
•B'bE$
STATE WltIT TAX So.so Certification Page
AECORDING FBES — $11.50
n�coan�x o� ne,Ens DO NOT DETACH
PARCEL CERTIFSCATION $10.00
�gs This a e is now art
ar�o�� xovs=xG Sli.ao P g P
cocnrrx nxcsxves sE� �2,o0 of this legal document.
ROD ARCHIVEB FEE $3.00
CARLT9LE 7►REA SCHOOL $0.06
DISTRICT
NORTH MIDDLETOH TOWNSHIP $0,00
TQTAI, PAID $38.50
I Certify this to be recorded
in Cumberland County PA
��'�/° ��
RECORDER O p bS
"-Informatlon deuated by aa asteriek mny chrnYc daring
the rerlOcAtion procas and may oot be reilceted oo ihie prge.
OOOFOT
I�I II��III�Ii��II��(tl�l
S..W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File N0.13-0012
APPRAISAL OF
�i<. 1��;
— y�;
€,�� �:��rr
LOCATED AT:
333 Petersburg Road
Carlisle,PA 17015-9219
CLIENT:
Baric 8 Scherer,Attorneys At Law
19 West South Street
Carlisle,PA 17013
AS OF:
December 21,2012
BY:
Stan A.Sko�nrtonek
PA Certified Residential Real Estate Appraiser
S.W. BARRETT REAL ESTATE AND APPRAISAL SERVICES
File No.13-0012
01/30/2013
Baric 8 Scherer,Attorneys At Law,attn: Dave Baric Esquire
19 West South Street
Carlisle,PA 17013
File Number: 13-0012
In accordance with your request, I have appraised the real property at:
333 Petersburg Road
Carlisle,PA 17015-9219
The purpose of this appraisal is to develop an opinion of the defined value of the subject properry,as improved.
The property rights appraised are the fee simple interest in the site and improvements.
In my opinion, the defined value of the property as of December 21,2012 i s:
$132,000
One Hundred Thirty-Two Thousand Dollars
The attached reporu contains the description, analysis and supportive data for the conclusions,
final opinion of value, descriptive photographs,assignment conditions and appropriate certifications.
Respectfully submitted
�, c. ���
Stan A.Skowronek
PA Certified Residential Real Estate Appraiser
, SUMMARY APPRAISAL REPORT
Summary Residential Appraisal Report File No. 13-0012
The purpose of this appraisal report is to provide the client wrch a credible opinion of the defined value of the subject properry,given the intended use of the appraisal.
Client Namellmended User Baric&Scherer Attorneys At Law e-mail N/A
Clien[Address 19 West South Street ci Carlisle s�a�e PA zi 17013
� Addiuonal Intended User s The Intended User of this a raisal re ort is the Client. No additional intended Users are ermitted without
. the rmission of the a raiser s.
incended use The Intended Use is to evaluate the ro eR that is the sub'ect of this a raisal to rovide the Client with an
accurate and ade uatel su orted o inion of value.
Pro e nddress 333 Petersbur Road ciry Carlisle state PA ziP 77015-9219
owner of aublic Record D arman Mar aret E. Coun Cumberland
� al oescri 6on Deed Book 31 D a e 180
" nssessor's Parcel* 40-240758-001 iax vear 2012 R.E.Taxes$ 1,375.00
Nei hborhood Name South Mlddleton Townshi Ma Reference 240758 Census Tract 0125.02
Pro Ri htSA raised X FeeSi le Leasehold Other describe
M research did X did no[reveal a rior sales or transfers of the subjea pwperry for the three years prior ro the effecuve dare of this appraisal.
PriorSaleRransfer: oate 03101N985 Price 54,900 Source(s) Courthouse
Analysis of prior sale or transfer history of the subject�roperry(and comparable sales,if applicable) No further recent recorded transfers were found.
Offerings,opoons amd connacts as of the effec6ve date of the appraisal None noted
' � ��.NdphhoYlwoACharac[edstles..�.� . . ...OnNlnttHOUSinp:Trmds��. �:r�One-Unk'�.NOUtinp -'..Prese�KLiandUSe9Y'%.���
�Laation Urban X Su6urban Rural Pro e Values Increasin X Stable Declinin PRICE AGE One-Unit 40 46
Built-U Over 75% X 25-75% Under 254b DemandlSu Shotta e X In Balance Over Su I 000 rs 2-4 Unit 0%
Growlh Ra id X Slahle Slow Markeun Time Under 3 mths X 3•6 mths Over 6 mihs 120 Low 5 Mulu-Famil 0 45
� Neighborhood Boundaries The sub'ect is bounded on the north b Hamilton St on the east b 200 Hi h 100 commerciai 0�
� For e Rd on the south b Old York Rd and on the west b Bonn brook Rd. 145 ared. 40 o�her Vac 60%
� Neighborhood Descriptlon The sub'ect is located alon a seconda road o ulated b homes of va in size s le and ualit . It is
•' within close proximity to ammenities such as schools,shopping and employment.
Market Condifions(including suppon tor the above canclusions) See Attached Addendum
Dimensians 171x107x170x85 nrea.36 Acre m11 shape Rectangular view Residential
S dficZOnin Classifiw6on RM Zonin Descri uon Medium Densit Residential
Zonin Com liance X Le al Le al Noncunforming(Grandhathered Use) No Zoning Illega�(describe)
Is the highest and best use of the subject properry as improved(or as proposed per plans and specificauons)the present use? X Ves No If No,describe.
utilities Public Other Eescribe Public Other tlescribe Off-sitelm rovements-7 Public Private
Electrici X water X Well stree2 Macadam X
Gas None sani�a sewer X Se tic nne None
sice commen�s Private water and sanita s tems are common to the area and have no adverse affect u on marketabiHt . The
sub'ect is not in a FEMA special flood hazard area per Flood Map#42041CO241 E/Zone Xldated 03-16-2009.
` ..�GENEF2AL.DESCRIPTION- ' '�`� '.�:�FOUNDATION.� . "EXTERIORDESCRIPTION -�:rtiaferials '=':�INTERIOR•��:� "nfa4eriel5' °`
Units X One OnewlACC.unit ConcreteSlab Craw15 ace FoundatlanWalls COfIC Blk/Av Floors HrdwdNinlAv
x of Stories 1 X Full sasement Par6al 8asement exterior walls B�itlWinlAv walls D all/Av
T e X Det. Att. S-Det.lEnd Unit Basement Area 1248 5.ft. Roof Surtace Com OSh I61Av TriMFinish WOOdIAV
X ExisUn Pro osed Under Const. Basement Finish 50 4U cuners&oowns ou�s Aluminum/Av Bath Floor V111 IAV
Desi n S e 1 Sto Outside En IExit Sum Pum Window T e WOOd Fra�Ile/AV Bath Wainscot D all/AV
vear euilt 1963 storm SashnnsWated YeslAv Car Stara e None
Effecuve A e rs 25 Screens Ye51Av X Drivewa u ot Cars 1
ANC None Heatln FWA HW Radiant Amenities WoodStove s#0 orivewa surtace Macadam
oro Stair Stairs X Other HWBB Fuel Oil Fire lace s p 0 Fence None X Gara e n of Cars 1
Floor X Scuttle Coolin X Central Air Condilionin PabolDeck NOf1e Porch N011B Car ort #ot Cars 0
Finished Heated Individual Other Pool NOne X Other Shed X Aa. Det. Built-in
A iances Refri erator Ran elOven Dishwasher Dis osal Microwave WaSher/D er Other describe
� Finished area abwe rade contains: 7 Rooms 3 Bedrooms 1 Ba[h s 1 248 S uare Feet of Gross Livin Area Above Grade
� ndditional Features 28x20 Lawn shed.
Commenis on the Improvements Improvements are in average condition with no physical or functional inadequacies noted.
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� ADDENDUM
Client: Banc&Scherer,Attomeys At Law File No.: 13-0012
Property Address: 333 Petersburg Road Case No.:
City: Carlisle State: PA Zip: 17015-9219
Neighborhood Market Conditions
LisUSale ratio approximately 98%.I have considered relevant competitive listings and/or contract offerings in the
performance of this appraisal and in the trending information reported in this section. If a trend is indicated,I have
attached an addendum providing relevant competitive Ifsting/contract offering data. Local multl-list data indicates
stable market in the past calendar year with no appreciation in the subjects market area,with an average marketing
time of 90-180 days. Economic trends and lending rates have remained favorable. Sales concessions are occuring
more frequently; however,there is no known prevelance of unusual seller financing concessions or buydowns.
There are new homes under construction in surcounding developements,as well as resales available in the
neighborhood.
Atldendum Page 1 of t
= SUMMARY APPRAISAL REPORT
Summary Residential Appraisal Report F��eNo. �s-oo�z
FEATURE SUBJECT COMPARABLE SALE N0.1 COMPARABLE SALE N0.2 COMPARABLE SALE N0.3
333 Petersburg Road 223 Forge Road 54 Greystone Road 844 Hamilton Street
AGdress Carlisie PA 77015 Boilin S rin s PA 17007 Carlisle PA 17015 Carlisle PA 17013
Proximi tosub'ect 2.38 miles SE 1.21 miles N 2.30 miles NNW
Sale Price S S 120 000 S 124 900 S 130 000
Sale PocdGross LN.Area S 0.00 s.h. S 7 07.14 .ft. 8 110.53 s.ft. � . S 124.52 s.ft. . �� � �
oatasource s Ins ction CPMLS 10228238 CPMLS 10215523 CPMLS#10222549
Verifica6on Source s Courthouse Courthou5e Courthou5e Courthou5e
VALUEADJUSTMENTS DESCRIPTION DESCRIPTION .(qsa-uvmen DESCRIPTION .�)Eadi�mee DESCRIPTION .�-)Snqus�meni
sale or Financing N!A None,Conv 56,245 CI.Csts 0 None,Com
Concessions DOM 5 Other DOM 15 DOM 112
Date of Sale/rime WA 10126/2012 12/201/2011 09/19/2012
�ocaiion Suburban Suburban Suburban Suburban
LeaseholdfFee Sim 1�_ Fee Sim le Fee Sim le Fee Sim le Fee Sim le
Sae .36 Acre m/l .44 Acre m/1 0 .18 Acre mll 0 .33 Acre mll 0
view Residential Residential Residential Residential
oesi n 5 e 1 Sto 1 Sto 1 Sto 1 Sto
. uali ot consnuction Avera e Avera e Avera e Avera
. ACW21 A e 50+I_Years 55+l-Years 56+/_Years 50+/_Years
= condiuon Avera e Avera e Av IGood-3% -3 747 Avera e
. Above Grade Tqel BtlrmS BffihS TMeI 6tlr 88p5 Trnel Bh� Balls Tdel B 8atls
, Raom Count 7 3 1 5 2 1 5 3 1 5 2 1
. Gross Li�i area30.00 1 248 .n. 1 120 .e. 3 840 1 130 .n. 3 540 1 044 .h. 6 120
. easement&Finished Full Bsmt Full Bsmt Full Bsmt Full Bsmt
RoomsselowGrade RecRoom Unfinished 1000 Unflnished 1000 Unflnished 1000
Funcuona�u6ii Avera e Avera e Avera e 2 Bedroom 1 000
Heabn/cooiin HWBBlCA FWAICA FWAINone 4 000 HWBBINone 4 000
Ener Etficient Items T iCal T ical T iCal T iCal
�ar elcar n 1 Car Gara e 1 Car Car ort 2 000 None 5 000 1 Car Car ort 2 000
PorchlPatio/Deck None None Cov'd Patio -2 000 Patio -1 000
Shed Shed Fire lace 0 None 2 000
Netnd'ustment o� X+ S 6 840 X + g 7 793 X+ g 15 120
AdjustedSalePrice � NetAdj. 5.7% NetAdj. 6.2% NetAdj. 17.64b
of com arables Gross 5.7% S 126 840 Grossnd. 15.4% S 132 693 Grossnd. 13.2% S 145 120
summa orsaies com arison n roacn No closin costs ad'ustment for Com arable Sale No.2 since it sold at list.O inion of value
ran e is$127 000 to 5145 000. The condition ad'ustment for com arable#2 results from a review of the com arables
interiors via the"virtual tour"feature of the Central Penn Multi-List s tem. The current slower market resulted in a limited
ool of suitable sales comparables. These are the best sales comparables known to be available.
t COST.��APPROACXTO YA W E �
Site Value Comme.nts N/A
ESTIMATED REPRODUCTIONOR REPLACEMENTCOSTNEW OPINIONOFSITEVALUE........................................_$ NIA
Source of cost data Dwellin S.Ft S =S p
: uali ra6n hom cost service Effecmie date of cost data S .Ft.@$ ............_$ p
: Comments on Cost A roach ross livin area calculauons,de recia6on,etc.
= Cost A roach deemed a oor indicator of value.The cara e�car on s.Fe. $ =a p
� Estimated Remai�ing Economic Life-35 ears roral Esumare of cosaNew =$ 0
__ Less Ph sical Funcuonal External
_ De reciaoon =g( p
De reciated Cost of Im rovements.................._........,...=8 0
— — "AS-is'Value of Site Im rovements................................_$
INDICATED VALUE BY COST APPROACH...................... _$ N/A
;INQOFEAPPROACHTOVACUE � . . . . . - . . . � � . .- . � � �
� Es6mated Monthl Market Rent$ N/A X Gross Rent Mul6 lier N/A =S N/A Indicated Value b Income A roach
Summary of Income Approach(including support for marke[rent and GRM) N/A
NlethoCSantltechni uesem lo ed: X SalesCom arisonA roach CostA rouh IncomeA roach Other:
Discussion of inethods and techniques employed,inc:luding reason for excluding an approach ta value: The SaleS Com aflson A roaCh was used as the best
indicator of value. The Income A roach is not feasible due to minimal suitable rental market data. The Cost A roach is
deemed a oor indicator of value due to the as�e of the subiect.
• Reconciiiauon commems: Market Anal is consistentl su orts m estimated market value.Cost A roach and GRM anal sis were
- found ina ro riate for this anal is.Greatest weiqht is applied to the Market Data Analysis.Supportinq£le information
substantiates these estimates.
..Based on the scope of work,assumptions,limiting condkions and appraiser's certification,my(our)opinion of the tlefined value of the real property that is
the subject of triis report as of 1 2121/20 1 2 ,which is the eRective date of this appraisal,is:
❑X Singlepoint S 132 000 �Range S N/A to S N/A ❑Greaterthan ❑Lessthan S N/A
This appraisal is made X "as is;' subject to compledon per plans and specificalions on the basis of a hypothetical conditlon that ihe improvemenis have 6een completed,
❑subject ro the following repairs or alteraDOns on ihe basis of a hypothetical condioon that the repairs or alterauons have been completed ❑ subject ro the tollowing:
The ro ert has been a raised in current condition. This is for the clients use onlv.
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� SUMMARY APPRAISAL REPORT
Summary Residential Appraisal Report File No. 13-0012
Scope of Work,Assumptions and Limiting Conditions
Scope of work is defined in the Un'rform Standards of Professional Appraisal Practice as"the rype and extent of research and anatyses in an
assignment"In short,scope of work is simply what the appraiser did and did not do during the course of the assignment.tt includes,but is na
limited to:the eMent towhich the property is ident'rfied and inspected,the type and eMent of data researched,the type and eMent of anatyses applied
to arrive at opinions or conclusions.
The scope W this appraisal and ensuing discussion in this report are spec'rfic to the needs of the client,other ident'rfied intended users and to the
intended use of the report.This report was prepared for the sole and exclusive use oT the client and other identffied inrended users for the identified
intended use and its use by any other parties is prohibked.The appraiser is not responsible for unauthorized use W the report.
The appraiser's certification appearing in this appreisal report is subject to the following conditions and to such other spec'rfic conditions as are
set forth by the appraiser in the report.All eMraordinary assumptions and hypothetical condRions are stated in the report and might have aflected the
assignment results.
1.The appraiser assumes no responsibiliry tor maaers of a legal naWre affecung the pmperry appraised or title therero,nor does the appraiser render any opinion as ro the utle,whlch is
assumed to 6e gc�od and marketab�e.7he properry is appraised as though under responsible ownership.
2.Any sketch in Ihis report may show approximate iiimensions and is included only to assist the reader in visualizing the properry.The appraiser has madc no survey of the properry.
3.The appraiser is not required to give tesumony or appear in court because of having made the appraisal with reference ro[he properry in queslion,unless arrangements have been
previously made therem..
4.Neither all,nor any part of the contem of this repon,copy or other media thereof(including conclusions as ro the properry value,the iden6ry ot the appraiser,professional designa6ons,
or[he firm with which the appraiser is connected),shall be used for any purposes by anyone hut the client and other intended users as idenufied in this repott,nor shall i[be conveyed by
anyone to the public through advertising,public rela6ons,news,sales,or other media,without the written con5enl of the appraiser.
5.Tbe appraiser wiil no[disclose the contents of�his appraisal repon unless required by applicable law or as specified in the Unitorm Standards ot Professional Appraisal Prac6ce.
6.Informauon,esumates,and opinions(umished ro the appraiser,and contained in the report,were obtained from sources considered reliable and believed to be tme and correct.
However,no res{wnsi6iliry for accuracy of such items furnished to the appraiser is assumed 6y ihe appraiser.
7.The appraiser assumes that the�e are no hidden or unapparent condiuons of the propery,subsoil,or siructures,which would render i[more or less valua6le.The appraiser assumes
no responsibfliry ior such condioons,or for engineering or tes6ng,which might be required to discover such fac[ors.This appraisal is not an environmemal assessmen[of the properry antl
should not be conside�ed as such.
8.The appraiser specializes in the valuafion of real pmperry and is not a home inspecwr,building wntraaor,stmcmral engineer,or similar expen,unless othenvise noted.The appraiser
did not conduct the intensive rype of 6eld observafions of the kind intended to seek and discover properry defects.The wewing of the properry and any improvemen[s is for purposes ot
developing an opinion of the defined value of the properry,given the intended use of this assignment.Statements regarding conditlon are based on surface observauons only.The
appraiser claims no special experuse regarding iswes including,bm not limited to:foundauon settlement,basement moisture problems,wood desvoying(or other)insects,pest iMestauon,
radon gas,lead hased paim,mold or environmental iswes.Unless o[herwise indicated,mechanical syslems were not activated or[ested.
This appraisal repon should not be used to disclose ihe condiuon of the properry as it relates ro the presencelabsence of defecrs.The client is invited and encouraged m employ qualified
expens to inspect and address areas of concern.It negauve condiuons are discovered,ihe opinion of value may be aflected.
Unless otherwise noted,the appraiser assumes the components that constitute the subject property improvement(s)are fundamentally sound and im
working order.
Any viewing of the properry by the appraiser was limited ro readily observable areas.Unless otherwise noted,attics and crawl space areas were not accessed.The appraiser did not move
fumimre,Aoor coverings or other items that may resuict the viewing of the properry.
9.Appraisals involving hypothelical condiuons related ro completion of new construcuon,repairs or aheranon are based on the assumpoon that such compleuon,alterauon or repairs will
be campe[ently pedormed.
10.Unless ihe imended use of this appraisal specitically includes issues of properry insurance coverage,ihis appraisal should not be used tor such purposes.Reproductlon or
Replacement cost figures used in the cost approach are for valuallon purposes only,given the intended use of the assignment.7he Definition of Value used in this assignment is unlikely
ro he consistenhrith Ne defini0on ot Insurable Value for properry insurance coverage/use.
11.The ACI General Purpose Appreisal Report(GPARTM)is not intended for use in transaztions that require a Fannie Mae 10041Freddie Mac 70 fortn,
also known as the Un'rform Residential Appraisal Report(URAR).
Additional Commenu Related To Scope OY Work,Assumptions and Limiting Conditions
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. SUMMARY APPRAISAL REPORT
Summary Residential Appraisal Report File No. 13-0012
Appraiser's Certification
The appraiser(s)cert'rfies that,tothe best af the appraiser's knowledge and helief:
1.The statemenrs of hac[contained in this report are ime and correct.
2.The reponed�analyses,opinions,and conclusions are limited only hy lhe reponed assump6ons and limiung condiuons and are the appraiser's personal,imparual,and un6iased
professional analyses,opinions,and conclusions.
3.Unless otherv��ise stated,the appraiser has no present or pmspeclive interest in the properry that is the subject of[his report and has no personal interesi with respect ro the paraes
involved.
4.The appmiser has no 6ias wlth respect to Ihe properry that is ihe subject of this report or ro the paNes mvolved wfth this assignment.
5.The appraiser's engagement in this assignment was not conungent upon developing or reporung predetermined results.
6.The appraisei's compensaoon for compleung this assignment is not conungent upon the development or reporung of a predetermined value or direcuon in value that favors the cause of
the client,ihe amount of the value opinion,ihe attainment ot a sopulated result,or the occurrence ot a subsequent evem directly related ro the intended use of this appraisal.
7.The appraisei's analyses,opinions,and conclusions were developed,and ihis report has been prepared,in conformiry with the Uniform Standards of Professional Appraisal Practice.
8.Unless otherwise noted,the appraiser has made a personal inspecuon of the properry ihat is ihe subject of this report.
9.Unless noted below.no one provided significant real pwperry appraisal assis[ance ro the appraiser signing ihis cerUficauon.SigNficam real properry appraisal assistance provided by:
Additional Certifications:
None
DefinHion of Value: QX Market Value �Other Value:
Source of Definiaon:USPAP
The most probable price in terms of money which a property should bring in competitive and open market under all
conditions requisite to a fair sale,the buyer and seller,each acting prudently,knowtedgeably and assuming the price is not
affected by undue stimulus.
ADDRESS OF THE PROPERTY APPRAISED:
333 Petersburs�Road
Carlisle,PA 17015-9219
EFFECTIVE DATE OF TNE APPRAISAL:'I YI21IY012
APPRAISED VAIUE OF THE SUB.IECT PROPERTY$1SZ,OOO
APPRAISER SUPERVISORY APPRAISER
SignaNre: ��� • �.paU!'u.�. Signature:��— �� ��
Name: Stan A.Skowronek Name: Steven W.Barrett,SRPA,SRA,ASA
state cenificauon a RL001572L state Cemfica6on tr GA000298L
or License# _ or License#
or Other(describe): S�ate s: State PA
Stare: PA Expira6on Date ot Cernficauon or License: 06/30/2013
Expiraoon Date otCeroficaoon or License: 06l3012013 oate of Signamre: 01/30/2013
Date of SignaNie and Repott: 01/30/2013 Date of Properry Viewing;
Date of Properry Viewing 01 N 6/2013 Degree of pmperry viev,dng:
Degree of pmpeny viewing �Interior and Ex[enor �Exterior Only X�Did no�personally view
XQIn[eriorandExterioi �ExteriorOnly ❑Didnotpersonallyview
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SUMMARY APPRAISAL REPORT
USPAP ADDENDUM File No. 13-0012
Borrower: Maraaret E DYARMAN(Estate)
Property Address:333 Petersburg Road
Ciry: Carlisle Counry: Cumberland State: PA Zip Code: 17015-9219
Lender: Baric 8 Scherer Attor�eys At Law
Reasonable Exposure Time
My opinion of a reasonable exposure time for the subject property at the market value stated in this report is:180 days
Additional Certifications
�I have pertormed NO services,as an appraiser or in any other capaciry,regarding Ihe properry that is the subject of this report within the three-year
periotl immediately preceding acceptance of this assignment.
�I HAVE performed services,as an appraiser or in another capaciry,regarding the property that is the suhject of this report within the[hree-year
period immediatety preceding acceptance of this assignment.Those services are described in the comments below.
Additional Comments
APPRAISER: SUPERVISORY APPRAISER(on�y if required):
Signawre: _ � � - cj����� Signature:� �� �
Name: Stan A.Skowronek Name: Steven W.Barrett,SRPA,SRA,ASA
Date Signed: 01/30/2013 Date Signed: 01/30/2013
State Certification#: RL001572L State Certification#: GA000298L
or State License#: or State License#:
or Other(describe): _State#: State: PA
State: PA ExpiraGon Date of CertficaUOn or License: a6/3 012 01 3 _
Expiration Date of Certification or License: 0 613012 01 3 Supervisory Appraiser inspection of Subject Property:
Effective Date of Appraisai:�2�2��2��z �X Did Not ❑Exterior-only from sVeet Q Interior and Exterior
Rod<e0 usng KI mM1Vae,B]O.t31.B)i]wmv.arn�ee mm USV�1]M OS11ID1]
FLOORPLAN SKETCH
Client: Ba�c 8 Scherer,Attomeys At Law File No.: 73-0012
Property Address:333 Petersburg Road Case No.:
Ci Carlisle State: PA Zip:17015-9219
Dining '
Family
Bedroom Bedroom Kitchen J - � u
����::ai-���
_ _.� ,_,
— � `�' — �m-=
�L'C
— `C �� v�-��-
�_G_��
t Living _ __,�.` ` .
Bedroom i 1O �� �� �
m
� _J __ �
_
_�.;`StOOP:�.�'._;
Skaldi byApvx MaEw'"
Comments: �
AREA CALCULATIONS SUMMARY LIVING AREA BREAKDOWN
Code Descriptlon NetSize NetTatals Breakdown Subtatala
rr..� Firet Floor 1248.0 1248.0 First Floor
Cil�it C,araQe 336.0 336.0 38.0 x 24.0 912.0
P/P StooD 40.0 60.0 12.0 x 28.0 336.0
I
I
I
i
Net LIVABLE Area (rounded) 1248 2 Items (rounded) 1248
-Client: Baric 8 Scherer,Attorneys At Law File No.: 13-0012 __�
PropeflV Addfess:333 Petersburg Road Case NO.:
Ci Carlisle State: PA Zip:17015-9279
� �-�''Y` { FRONT VIEW OF
�- SUBJECTPROPERTY
Appraised Date:December 21,2012
Appraised Value:$132,000
;� —
�,
�a REAR VIEW OF
SUBJECT PROPERTY
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•Client: Baric F�Scherer,Attorneys A1:Law File No.: 13-0012
Property Address_333 Petersbury Roa�i Case No.: �
CI :Carlisle State: PA Zip: 17015-9219
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•Client: Baric&Scherer,Attorneys At Law FiIC No.: 13-0012 __—�
Property Address:333 Petersburg Road Case No.:
Ci :Carlisle State: PA Zip:17015-9219
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�Client: Baric&Scherer,Attorneys At�aw __ File No.: 13-0012 ___-_�
PfopertV Address:333 Petersburg Road _ Cdse No.: ___.
Ci :Carlisle _ State: PA . Zip:17075-9219
COMPARABLE SALE#1
223 Forge Road
Boiling Springs,PA 17007
Sale Date: 10126/2012
Sale Price:$120,000
.r�- -
�� ..
�
�
.. - ., I
COMPARABLE SALE#2
54 Greystone Road
;,,,;:: Carlisle,PA 17015
Sale Date:12120112011
_ ,.,
, Sale Price:$724,900
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_ - .� i;�
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`� Y'y?' �,.`"_` COMPARABLE SALE#3
• - '. : 844 Hamilton Street
_
- - _ Carlisle,PA 17013
- Sale Date:09/1912012
Sale Price:$130,000
�y�.
LOCATION MAP
Client' Baric 8�Scherer Attorneys At Law File No.: 13-0012
ProperN Address:333 Petersbur9 Road Case No.:
Ci :Carlisle State: PA Zip:17015-9219
se�
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n
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Cumparable Sale 3 �y�` �,,__-
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844 Hamilton St = - � �''•--.,_
Carlisle,PA 17013 i�� '. _ `"'-�„�
(2,30 miles NNW) � °�
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� 6 54 Greystone Rd ( Q
" Carlisle,PA 17013
Dickiiisort-`_.-_-..----- ��"Pa
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- •`Yrindle Rd
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,P�• � w_ —
.in 2 . _ .. _.
; '
� Subject
.�..� 333 Petersburg Rd ,� �
_: _
---____�,.—��—==--1' '� Carlisle,PA 17015 Ra �"�o,qa,
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Comparable Sale 1 q0'
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Q (2.38 miles SE)
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Client: Baric 8 Scherer Attorneys At Law File No.: 13-0012
Properry Address:333 Petersburg Road Case No.:
Ci :Carlisle State: PA Zip:17015-9219
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Flood Information
FloodMap Legend Community:420371-SOUTH MIDDLETON,TOWNSHIP OF
Flood ZOneS PropeAy is not in a FEMA specia[flood hazard area_
� MrasiuMmsdby54byearllooding MapNumber:42041CO2d1E MapDate:03l1�i12009
Panel:024T E FIPS:42041
w�ouswe ornb�oo-ma soo-yt,r� Zane�X
��� nnaz inwWq�C oy tYo-y�ar Ilaoaing
�nas�rqalaa uy too-yeer nooaing vn�n wiociry rte¢sra
- FlooQrvay ar�as Nnilhef Tfnns.9md�Cfl Flootl Ha2nrtl Ce1[Iflf�6p11(TFFi�Cj Ifor AGI make 9ny
reFresentaElons ar warrennes w any parcy cancemNg[he canren[,accurs�w or
FboOrmy anes wWh wlocAy hamrtl cnmpleteneas of this Flood report,inGUd'mgsny wertanty of inerchenmblliEy or
Pleats W Ie�C�l�tmin�tl buf paaSfEle11oo4 hoanr05 rlrie_gs fur e parl:ara:,r purpo.asr..Neilher TFHe nar ACI nor[�a!wlirl.of thi�
tlood ra pon shell h eve any I1a6111[y to eny thrtl perty for any use or ml5uae of
.,.... � PIfCS n01/�lf�f4 Ofl dllj��1tl06Sh1tl FIRM [his flood report.
File No.13-0072
*"'"****"*QUALIFICATIONS*'�`**'�***
The following checked items are SPECIFIC SPECIAL CONDITIONS that were identified by this appraiser during the
inspection of the subject property,the comparables sales,and their neighborhoods and locations. Unless otherwise
noted,the conditions that apply to the subject property or the comparable sales used DO NOT AFFECT THE MARKET
VALUE OR THE FUTURE MARKETABILITY OF THE SUBJECT PROPERTY BEING APPRAISED. This is not a home
inspection service. This is an appraisal to estimate market value.
_1. �The subject is located in a rural area and is less than 25%built-up.
2. Commercial/Industrial uses are located within the subject's neighborhood. These uses are typical of similar
neighborhoods.
x_3. Vacant and undeveloped land uses are located within the subjecYs neighborhood. These uses are typical for
the area.
4. The predominant value in the neighborhood is less than that of the market value of the subject propeRy. This
is due ta the very wide range of value of properties in the area and superior quality of the subject propeHy.
_5. The subject property is located in a F.E.M.A.Identified Flood Zone. Flood insurance coverage is required and
suggested.
6. Dampness is noted in the basement of the subject. Standing or running water was not present on basement
floor. This condition is considered typical in dwellings of this style.
_7. Ahe subject property is serviced by private well and/or septic systems which is common for the area.
8. �'he subject is older than flve(5)years. All mechanical systems including the heating,electrical and plumbing
systems appear upon a visual exterior inspection to be in working order. No warranties are implied in this statement.
9. Repair items were noted in the comments section of the report. These comments on repair items are for
descriptive purposes only and are not required repairs. The items listed are cosmetic in nature.
10. The basement floor is a dirt floor. This condition is common and typical for the area.and does not pose a
health or safety hazard.
_11. The subject property does conWin functional obsolescence as noted in the report. This condition is
considered typical and common for the area and this style dwelling.
_12. The land value exceeds 30%of total value due to the high demand for vacant land in this neighborhood. This
condition is considered common and typical for the neighborhood.
_13. The land value exceeds 30%of total value. This is due to the large size of the site. This condition is
considered to be typical and common.
_14. Individuai adjustments were required that exceed 15%. These adjustments were required due to lack of more
similar comparables on that individual rating. All comparables used are the best available.
15. T'otal adjustments exceed 25°k. This is due to the lack of comparable sales that were more similar in the
subjecYs market area. All comparables used are the best available.
_76. One or more comparable sales are older than six(6)months. Although the�e are comparab�e properties in the
subject's area,none have sold recently; therefore,sales in excess of six(6)months have to be used. All comparables
used are the best available.
17. One or more comparables used were in excess of one(7)mile from the subject property. Although there are
comparable properties in the immediate area,none have sold recently. Therefore,it was necessary to use compareble
sales outside of the immediate area. All comparables used are located in similar neighborhoods and within the same
marketing area. All comparables used are the best available.
_18. The electrical system was not connected during inspection.
_19. The water service was not connected during inspection.
_20. The heating system was shut down during inspection.
_21. Roofing_plumbing__Electrical_Heating_certification(s)is/are suggested.
22. Inground swimming ponl_,out buildings are included ,not included according to lender's
guidelines. —
23. According to lender's guidelines a maximum of acres were considered for this valuatio�. Remaining
acreage was given no value.
File No.13-0012
*""***"'"'QUALIFICATIONS*""***""'*
_24. lfhe subject property is located on a private road.
_25. Wood infestation inspection is suggested.
_26. t_ast recorded deed transfer: Date ,Consideration:$
_27. Proposed constructionlrenovation in accordance to plans and specifications to be completed in a workman-like
manner.
_28. Seller is paying part or all of closing costs.
_29. All comparable sales are verified closed sales.
30. There are no special conditions or other requirements that would affect market value or future marketability in
the Appreisal Report.
_31. AMC fee was required in order to accept this appreisal request.
File No.13-0012
"*'"*****QUALIFICATIONS*""*"**"*
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Education
As of the date of this report,I andlor Steven W.Barrett,SRPA,SRA,ASA have completed the requirements under the
continuing education program of the Appraisal Institute and the American Society of Appraisers.