HomeMy WebLinkAbout13-3267 Supreme C; ; Pennsylvania
Cour f Cam n Pleas
TIME STAMP
Ci ox `et s zss
CUM County `:
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court.
Commencement of Action:
� ® Complaint ❑ Writ of Summons ❑ Petition
❑ Transfer from Another Jurisdiction ❑ Declaration of Taking
3 Lead Plaintiffs Name: Lead Defendant's Name:
M PORTFOLIO RECOVERY ASSOCIATES, LLC PATRICIA GOTTSHALL
c
Are money damages requested? ®Yes El No Dollar Amount Requested: X within arbitration limits
(Check one) outside arbitration limits
Is this a Class Action Suit? ❑ Yes ® No Fis this an MDJAppeal ?. ❑ Yes ® No
Name of Plaintiff /Appellant's Attorney: Robert N. Polas, Jr. /'Carrie Brown/ Mark R. Garvey
❑ Check here if you have no attorney (are a Self- Represented [Pro Sel Litigant)
z Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim check the one that
you consider most important.
a TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS
o i ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies
' E] Malicious Prosecution ❑ Board of Assessment
❑ Motor Vehicle o Debt Collection: Credit Card ❑ Board of Elections
❑ Nuisance ® Debt Collection: Other ❑ Dept. of Transportation
❑ Premises Liability —
❑ Statutory Appeal: Other
❑ Product Liability (does not include —
mass tort) ❑ Employment Disputer
❑ Slander /Libel /Defamation, Discrimination p Zoning Board
Other:
_ ❑ ❑Employment Dispute: Other C] Other:
❑ Other:
t
MASS TORT
❑ Asbestos
❑ Tobacco
❑Toxic Tort =DES . REAL PROPERTY MISCELLANEOUS
E] Toxic Tort - Implant O Ejectment p Common Law /Statutory Arbitration
❑ Toxic Waste ❑ Eminent Domain /Condemnation ❑ Declaratory Judgment
- F E] Other:
❑ Ground Rent E] Mandamus
❑ Landlord /Tenant Dispute ❑ Non - Domestic Relations
— ❑ Mortgage Foreclosure: Residential Restraining Order
— ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto
'- ❑ Partition ❑ Replevin
PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other:
❑ Dental ❑ Other: _
❑ Legal - -- —
_.� ❑ Medical — —
❑ Other Professional:
R 13 -13122
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055 - ,. ._ t. t� - C- £, ,
Mark R. Garvey, Esquire PA Bar # 312686 F(7 7 f 'h'(
Portfolio Recovery Associates, LLC 2013 4" , t
��1ta' '
120 Corporate Blvd �H 1 : 0 7
Norfolk, VA 23502 CUM BEE ND
TELE:1- 866 - 428 -8102 ' �NSY lU TY
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD No.
NORFOLK, VA 23502
Plaintiff,
V.
PATRICIA GOTTSHALL
5169 E TRINDLE RD LOT 2
MECHANICSBURG PA 17050
Defendant.
NOTICE
You have been sued in Court. If you wish to defend against the claims set forth in the following pages,
you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a
written appearance, personally or by an attorney, and filing in writing with the Court your defenses or
objections to the claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without further notice of
any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or
property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH
BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE
YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
Pennsylvania Lawyer Referral Service
(800) 692 -7375
13 -13122
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Demandante, No.
V.
PATRICIA GOTTSHALL
5169 E TRINDLE RD LOT 2
MECHANICSBURG PA 17050
Demandado.
NOTICIA
USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas
en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda
y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando
por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es
advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta
usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo
o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para
usted.
USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN
ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA
PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO.
SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE
INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS
ELGIBLE UN HONORARIO REDUCIDO O GRATIS.
Lawyer Referral Service - CUMBERLAND County Bar Association
Court Administrator
32 South Bedford Street
Carlisle, PA 17013
(717) 249 -3166
Pennsylvania Lawyer Referral Service
(800) 692 -7375
13 -13122
Esta comunicacion es de un cobrador d.e deudas y es an intent do cobrar una deuda.
Cuaiquier infro .acion sera utilizada para. ese propos.ito.
Robert N. Polas, Jr., Esquire PA Bar # 201259
Carrie Brown, Esquire PA Bar # 94055
Mark R. Garvey, Esquire PA Bar # 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1- 866 - 428 -8102
FAX: (757) 518 -0860
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff, No.
V.
PATRICIA GOTTSHALL
5169 E TRINDLE RD LOT 2
MECHANICSBURG PA 17050
Defendant.
COMPLAINT
1. Plaintiff, Portfolio Recovery Associates, LLC is a Delaware Limited Liability Company with
offices located at 120 Corporate Blvd, Norfolk, VA 23502.
2. Defendant, PATRICIA GOTTSHALL, is an adult individual with last known address of 5169 E
TRINDLE RD LOT 2, MECHANICSBURG PA 17050.
3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK / WAL -MART on
November 17, 2005 with account number * * * * * * * * * ** *8953 (hereafter referred to as "Account ").
A copy of the account history is attached here to and collectively marked as Exhibit "A."
4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to
the Account pursuant to the terms and conditions governing said Account. Failure to pay
Defendant's incurred charges on the Account is considered a default.
5. At all relevant times material hereto, Defendant has used said Account for the purchase of
products, goods and/or for obtaining services.
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
6. Defendant was provided with copies of the Statements of Account showing all debits and credits
for transactions on the aforementioned Account to which there was no bonafide objection by
Defendant.
7. Defendant was in default with respect to that debt for failure to make the required payments on the
Account. The last payment made on this Account was on June 28, 2011.
8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK /
WAL -MART and Plaintiff is now the holder of the Account. A true and correct copy of the
Plaintiffs verification is attached hereto and collectively marked as Exhibit "A."
9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's
Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of
$929.15.
10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to
refuse to pay all sums due and owing on the aforementioned Account, all to the damage and
detriment of the Plaintiff.
11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of
Plaintiff and against Defendant, PATRICIA GOTTSHALL , in the amount of $929.15, plus costs of this
action and any other relief as the Court deems just and reasonable.
/ z<
Carrie A. Brown, Esquire, # 94055
Robert N. Polas, Jr., Esquire, # 201259
Mark R. Garvey, Esquire, # 312686
Attorneys for Plaintiff
13 -13122
This communication is from a debt collector and is an attempt to collect a debt.
An.y information obtained will be used for that purpose.
VERIFICATION
The undersigned Custodian of Records for Portfolio Recovery Associates, LLC,
,Anita Bray hereby states that he /she is authorized to take this verification on
behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing
Complaint are true and correct to the best of his/her knowledge, information, and belief, based
upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subject to the
penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities.
Date: MAY 2 4 2013 By: 4 C&S:�
Anita Bray
Custodian of Records
13 -13122
4
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
X IBIT A
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 Corporate Blvd
Norfolk, VA 23502
a
Telephone: 1- 866 - 428 -8102
%mac* f ✓A , Fax: (757) 518 -0860
Statement of Account
Account: * * * * * * * * * ** *8953
PATRICIA GOTTSHALL
Account Holder:
PATRICIA GOTTSHALL
5169 E TRINDLE RD LOT 2
MECHANICSBURG PA 17050
Consumer Account Product Code: PVT
Issuer: GE CAPITAL RETAIL BANK / WAL -MART
Assignee: Portfolio Recovery Associates, LLC
Account Number: * * * * * * * * * ** *8953
Date Account Opened: November 17, 2005
Date of Last Payment: June 28, 2011
Date of Charge Off: January 29, 2012
Balance at Purchase: $929.15
Purchase Date: February 29, 2012
Balance at Charge -Off: $929.15
Less Payments: $.00
Balance Due: $929.15
13 -13122
GECN78
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
AFFIDAVIT
State of Virginia
City of Norfolk ss.
I, the undersigned, Prow , Custodian of Records, for Portfolio Recovery Associates, LLC hereby
depose, affirm and state as o ows:
1. I am competent to testify to the matters contained herein.
2. I am an authorized employee of Portfolio Recovery Associates, LLC, ( "Account Assignee ") which is doing
business at Riverside Commerce Center, 120 Corporate Blvd, Norfolk, VA 23502. 1 am familiar with the policies and
practices, as well as the books and records of Account Assignee with respect to the matters stated herein. This affidavit
is based upon my personal knowledge of Account Assignee's record keeping system and my review of Account
Assignee's records, including a review of the business records transferred to Account Assignee from GE CAPITAL
RETAIL BANK / WAL -MART ( "Account Seller "), which have become a part of and have integrated into Account
Assignee's business records, in the ordinary course of business.
3. According to the business records, which are maintained in the ordinary course of business, the account, and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller's interest in such account
having been sold, assigned and transferred by the Account Seller on February 29, 2012. Further, the Account Assignee
has been assigned all of the Account Seller's power and authority to do and perform all acts necessary for the settlement,
satisfaction, compromise, collection or adjustment of said account, and the Account Seller has retained no further interest
in said account or the proceeds thereof, for any purpose whatsoever.
4. According to the records transferred to the Account Assignee from Account Seller, and maintained in the
ordinary course of business by the Account Assignee, there was due and payable from PATRICIA GOTTSHALL
( "Debtor ") to the Account Seller the sum of $929.15 with the respect to account number ending in * * * * * * * * * ** *8953,
as of January 29, 2012 with there being no known un- credited payments, counterclaims or offsets against the said debt as
of the date of the sale.
5. According to the records of said Account Assignee, after all known payments, counterclaims, and/or setoffs
occurring subsequent to the date of sale, Account Assignee claims the sum of $929.15 as due and owing as of the date of
this affidavit.
6. Plaintiff believes that the defendant is not a minor or an incompetent individual, and declares that the Defendant
is not on active military service of the United States.
Portfolio Recovery sociates, LLC
J
(P 6Q
By: Anita Bray , Custodian of Reco s
Subscr' nd o to before me on S 2 4 20 13 2013
W., Lucretia Ann Etheridge
Notary P Commonweolth of Virginia
Notary Public
13 -13122 y Commission No. 7042513
My Commission Expires 9/30/2014
This communication is from. a debt collector and is an attempt to collect a dent.
Any information obtained will be used for that purpose.
GECN78.
' GE Money Bank
BILL of SALE
PRA Fresh — February 2012
For value received and in further consideration of the mutual covenants and
conditions set forth in the Forward Flow Receivables Purchase Agreement (the
"Agreement "), dated as of the 20 day of December, 2011 by and between General
Electric Capital Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit
Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ")
and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells,
conveys, grants, and delivers to Buyer, its successors and assigns, without recourse
except as set forth in the Agreement, to the extent of its ownership, the Receivables as set
forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer
on each Transfer Date, and as further described in the Agreement.
General Electric Capital Corporation GEMB Lending. Inc.
B y: r r,,, ,/ �- --- - -- - By
Title: Glenn Marino -Vice President Title: Stephen Motta- Director
GE Capital Retail Bank Monogram Credit Seri ices, L.L.C.
Title: Glenn (Marino -EVP Title: Glenn \Marino- President
RFS Holding. L.L.C. GEM Holding, L.L.C.
By: By:
Title. Vishal Gulati -CFO Title: Vishal Gulati -CFO
' GE Money Bank
BILL of SALE
PRA Fresh — February 2012
For value received and in further consideration of the mutual covenants and
conditions set forth in the Forward Flow Receivables Purchase Agreement (the
"Agreement'), dated as of the 20 day of December, 2011 by and between General
Electric Capital Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit
Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ")
and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells,
conveys, grants, and delivers to Buyer, its successors and assigns, without recourse
except as set forth in the Agreement, to the extent of its ownership, the Receivables as set
forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer
on each Transfer Date, and as further described in the Agreement.
General Electric Capital Corporation GEMB Lending, Inc.
By: By: — T —
Title: Glenn Marino -Vice President Title: Stephen Motta- Director
GE Capital Retail Ban]: Monogram Credit Services, L.L.C.
By: By:
Title: Glenn Marino -EVP Title: Glenn Marino - President
RFS Holding, L.L.C. GEM Holding, L.L.C.
By: B
Title: Vishal Gulati -CFO Title: Vishal Galati -CFO
GE Money Bank
BILL of SALE
PRA Fresh — February 2012
For value received and in further consideration of the mutual covenants and
conditions set forth in the Forward Flow Receivables Purchase Agreement (the
"Agreement'), dated as of the 20 day of December, 2011 by and between General
Electric Capital Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit
Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller ")
and Portfolio Recovery Associates, LLC ( "Buyer "), Seller hereby transfers, sells,
conveys, grants, and delivers to Buyer, its successors and assigns, without recourse
except as set forth in the Agreement, to the extent of its ownership, the Receivables as set
forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer
on each Transfer Date, and as further described in the Agreement.
General Electric Capital Corporation GEMB Lending, Inc.
By: By:
Title: Glenn Marino -Vice President Title: Stephen Motta- Director
GE Capital Retail Bank Monogram Credit Services, L.L.C.
By: By:
Title: Glenn Marino -EVP Title: Glenn Marino - President
RFS Holding, L.L.C. GEM Holding, L.L.C.
r
By: B -
i
Title: � �.Ctt Title: �Gu, , �.� 5�IWI Z
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
Ronny R Anderson f-/LED-UFI'ICE
Sheriff 01F THE PROTHONOTARY
Jody S Smith
Chief Deputy y� 2013 JUN 26 PM -2: f I
Richard W Stewart 6 4,4yE
,: ; T .µ. r , CUMBERLAND COUNTY
Solicitor
PENNSYLVANIA
Portfolio Recovery Associates, LLC
vs. Case Number
Patricia Gottshall 2013-3267
SHERIFF'S RETURN OF SERVICE
06/19/2013 12:00 PM - Deputy Jamie DiMartle, being duly sworn according to law, served the requested Complaint&
Notice by"personally" handing a true copy to a person representing themselves to be the Defendant, to
wit: Patricia Gottshall at 5169 E. Trindle Road', Lot 2, Hampden Township, Mechanicsburg, PA 17050.
(I AW Wmx��D
J IE DIMARTLE, DEPUTY
SHERIFF COST: $39.30 SO ANSWERS,
x �Xj�
June 21, 2013 RbNtV R ANDERSON, SHERIFF
(c)County&uite Sheriff,Teleosoft.Inc.
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
PORTFOLIO RECOVERY ASSOCIATES,LLC
120 CORPORATE BLVD
NORFOLK,VA 23502 No. 13-3267 CIVIL
`
Plaintiff c.
v. CIVIL ACTION - LAWS f ,_'t
PATRICIA GOTTSHALL r -7, c'
5169 E TRINDLE RD LOT 2 C'05
MECHANICSBURG PA 17050 °c. T`
p
�.
Defendant
SUGGESTION OF BANKRUPTCY
AND NOW, comes Plaintiff by and through its attorney, Robert N. Polas, Jr., and would
show the Court:
1. A petition has been filed for relief under Title 11,United States Code, in the
United States Bankruptcy Court which bears the case number 1303723.
2. Relief was ordered on July 19, 2013.
3. This action is founded on a claim from which a discharge would be a release or
that seeks to impose a charge on the property of the estate.
4. This is for informational purposes only, and does not constitute a Notice of
Appearance by the undersigned.
WHEREFORE, Plaintiff suggests that this action has been stayed by operation of 11
U.S.C. § 362.
Respect 41' bmitt/
/V
By: flr /
Robert N. Polas, Jr., Esquire#201259
Carrie A. Brown, Esquire, #94055
Mark R. Garvey, Esquire#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
13-13122
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
CERTIFICATE OF SERVICE
I hereby certify that a copy of the foregoing Praecipe was served this day of October,
2013 by depositing same in the Post Office, first class mail,postage prepaid, addressed as follows:
PATRICIA GOTTSHALL
5169 E TRINDLE RD LOT 2
MECHANICSBURG PA 17
J
Robert N. Polas, Jr., Esquire#201259
Carrie A. Brown, Esquire, #94055
Mark R. Garvey, Esquire#312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
(T) 1-866-428-8102
(F) (757) 518-0860
Attorneys for Plaintiff
13-13122
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
, MAKE ALL CHECKS PAYABLE TO: Portfolio Recovery Associates,LLC
SEND ALL PAYMENTS TO: Portfolio Recovery Associates,LLC,P.O.Box 12914,Norfolk,VA 23541
COMPANY ADDRESS:Portfolio Recovery Associates,LLC, 120 Corporate Blvd,Norfolk,VA 23502
DISPUTES CORRESPONDENCE ADDRESS:PRA Disputes Department, 140 Corporate Boulevard,Norfolk,VA 23502
DISPUTES DEPARTMENT E-MAIL ADDRESS: PRA_Disputes@portfoliorecovery.com
DEBIT CARD TRANSACTION FEES: Third party vendors may charge a transaction fee for processing payments made by debit
card;however,PRA does not charge or accept any fees. Please discuss this option with our staff if you have any questions.
QUALITY SERVICE SPECIALISTS AVAILABLE Mon.—Fri.8 AM to 5 PM(EST)
Not happy with the way you were treated?Our company strives to provide professional and courteous service to all our customers.
Contact one of our staff to discuss issues related to our quality of service to you by phone at(866)925-7109 or by e-mail at
qualityservice@portfoliorecovery.com
PRIVACY NOTICE: We collect certain personal information about you from the following sources: (a)information we received
from you; (b)information about your transactions with our affiliates,others,or us;(c)information we receive from consumer reporting
agencies. We do not disclose any nonpublic personal information about our customers or former customers to anyone,except as
permitted by law. We restrict access to nonpublic information about you to those employees and entities that need to know that
information in order to collect your account. We maintain physical,electronic and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.
NOTICE: We are required under state law to notify consumers of the following rights. This list does not include a complete list of
rights consumers have under state and federal laws:
CALIFORNIA:The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require
that, except under unusual circumstances,collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by
using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at
work if they know or have reason to know that you may not receive personal calls at work. For the most part,collectors may not tell
another person,other than your attorney or spouse,about your debt.
Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection
activities,you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov. Nonprofit credit counseling services
may be available in the area.
COLORADO: Office located at 4600 South Syracuse Street,Suite 938,Denver,CO 80237.Telephone 1-866-508-4751.FOR
INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT,SEE
WWW.COLORADOATTORNEYGENERAL.GOV/CA.A consumer has the right to request in writing that a debt collector or
collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt
collector or collection agency from taking any other action authorized by law to collect the debt.
MAINE: Telephone number at licensed location is(800)772-1413. Hours of operation at licensed location are 7:30 AM to 11 PM
EST Monday through Friday, 8 AM to 5 PM EST Saturday,and 2 PM to 9 PM EST Sunday.
MASSACHUSETTS: Office located at 49 Winter St.,Weymouth,MA 02188. Telephone(800)772-1413. Hours of operation
are 9 AM to 6 PM EST Monday through Thursday.NOTICE OF IMPORTANT RIGHTS:YOU HAVE THE RIGHT TO MAKE A
WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR
PLACE OF EMPLOYMENT. ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU
PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED WITHIN SEVEN DAYS OF
SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY WRITING TO THE DEBT COLLECTOR.
NEW YORK CITY: City of New York License Numbers 1096994, 1394695, 1394697, 1394696, 1394698, 1394700, 1394699,
1394694.
NORTH CAROLINA:Collection Agency Permit No.4132.
TENNESSEE: This collection agency is licensed by the Tennessee Collection Service Board of the Department of Commerce and
Insurance.(#00000770)
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
4Robei-1 N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID #94055/201259/312686
Portfolio Recovery Associates, LLC 1 ° ';) ➢ HC:'5-17„
120 Corporate Blvd , ,
Norfolk, VA 23502 +- f t,u‘ Pr 2C
Attorneys for Plaintiff L,tj 33Ef L Alqn lUNd T Y
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
PORTFOLIO RECOVERY ASSOCIATES, LLC
120 CORPORATE BLVD
NORFOLK, VA 23502
Plaintiff No. 13-3267 CIVIL
v.
PATRICIA GOTTSHALL
5169 E TRINDLE RD LOT 2
MECHANICSBURG PA 17050
Defendant
PRAECIPE TO DISCONTINUE
To the Prothonotary:
Please mark the above-entitled case as discontinued without prejudice.
0 Respectfu .mitted
t
Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar#94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
13-13122
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.
Carrie A. Brown, Esquire
. Robert N. Polas Jr, Esquire
Mark R. Garvey, Esquire
Attorney ID #94055/201259/312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
Attorneys for Plaintiff
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA
CIVIL ACTION - LAW
•
PORTFOLIO RECOVERY ASSOCIATES, LLC
•
120 CORPORATE BLVD
•
NORFOLK, VA 23502
Plaintiff : No. 13-3267 CIVIL
v.
•
•
PATRICIA GOTTSHALL
•
5169 E TRINDLE RD LOT 2
•
MECHANICSBURG PA 17050
•
Defendant
CERTIFICATE OF SERVICE
The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue
upon PATRICIA GOTT ALL,by First Class Mail, Postage Pre-Paid, a copy thereof on this day
of 1 , 2 _, to:
PATRICIA GOTTSHALL, 5169 E TRINDLE RD LOT 2, MECH S®BURG ' • 150
13-13122 Robert N. Polas, Jr., Esquire PA Bar#201259
Carrie Brown, Esquire PA Bar# 94055
Mark R. Garvey, Esquire PA Bar# 312686
Portfolio Recovery Associates, LLC
120 Corporate Blvd
Norfolk, VA 23502
TELE: 1-866-428-8102
FAX: (757) 518-0860
Attorneys for Plaintiff
This communication is from a debt collector and is an attempt to collect a debt.
Any information obtained will be used for that purpose.