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Created 4/28103 1.54 03 PM
Revised: 12/9(04 3 3427 PM
7619c 281/LC2
David R. Galloway, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
I.D. 87326
10 East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 04- ,t '{b
CIVIL ACTION-LAW
MARIO D. BETTA,
Defendant JURY TRIAL OF TWELVE DEMANDED
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this Complaint and Notice are
served, by entering a written appearance personally or by attorney and filing in writing with the court
your defenses or objections to the claims set forth against you. You are warned that if you fail to do
so, the case may proceed without you and a judgment may be entered against you by the court
without further notice for any money claimed in the Complaint or for any other claim or relief
requested by the Plaintiffs. You may lose money or property or other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCE FEE OR NO FEE:
Cumberland County Bar Association
32 South Bedford Street
Carlisle, Pennsylvania 17013
Telephone (717) 249-3
MARILLIAMS & OTTO
By
David R. Gallowa , squire
I. D. Number 87326
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Dated: December 9, 2004 Attorneys for Plaintiff
David R. Galloway, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
I.D. 87326
10 East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 04-
CIVIL ACTION-LAW
MARIO D. BETTA,
Defendant JURY TRIAL OF TWELVE DEMANDED
COMPLAINT
AND NOW, comes Plaintiff Dickinson College by and through its attorneys, MARTSON
DEARDORFF WILLIAMS & OTTO, and hereby avers as follows:
I . Plaintiff Dickinson College is a Pennsylvania educational institution and nonprofit
corporation with its principal place of business at West Street, Post Office Box 1773, Carlisle,
Cumberland County, Pennsylvania 17013.
2. Defendant Mario D. Betta is an adult individual with a last known address of 912
Balthaser Street, Harrisburg, PA 17112-1703.
3. On or about November 6, 1987, Defendant entered into a Promissory Note - Federal
Perkins Loan Program (Note #1) with Plaintiff for the financing of $1,200.00 plus interest and costs
by Defendant on his own behalf, for educational services and benefits at Plaintiff's institution. A
copy of Note #1 is attached hereto as Exhibit "A."
4. On or about December 6,1988, Defendant entered into an additional PromissoryNote
- Federal Perkins Loan Program (Note #2) with Plaintiff for the financing of $1,500.00 plus interest
and costs by Defendant on his own behalf, for educational services and benefits at Plaintiff's
institution. A copy of Note #2 is attached hereto as Exhibit "B."
5. On or about December 7,1989, Defendant entered into an additional Promissory Note
- Federal Perkins Loan Program (Note #3) with Plaintiff for the financing of $1,500.00 plus interest
and costs by Defendant on his own behalf, for educational services and benefits at Plaintiff's
institution. A copy of Note #2 is attached hereto as Exhibit "C."
6. Note #1, Note #2 and Note #3 are funds created under Part E of Title IV of the Higher
Education Act of 1965 as amended (hereinafter the "Act") and are subject to the Act and the Federal
Regulations issued under the Act.
7. As provided in the Act, Plaintiff acts in a fiduciary capacity in the handling,
disbursing and collecting of funds associated with the programs under the Act.
8. The total principal for Note #1, Note #2 and Note #3 is $4,200.00.
9. Note #1, Note #2 and Note #3 grant Plaintiff reasonable collection and attorney's
fees which Plaintiff has calculated to be $630.00.
10. As of September 30, 2004, the principal and interest due and payable by Defendant
to Plaintiff was $5,614.41, plus interest accruing thereafter at $0.48 per day.
11. As of September 30, 2004, the outstanding balance of $5,614.41 represents the total
and actual overdue value of the financing provided to Defendant under Note #1, Note #2 and Note
#3 for which Defendant has yet to pay.
12. Plaintiff has fulfilled, performed and complied with all obligations and conditions of
Note #1, Note #2 and Note #3.
COUNTI
BREACH OF CONTRACT
13. Plaintiff hereby incorporates by reference the averments contained in Paragraphs 1
through 12 of this Complaint.
14. Defendant breached the expressed and implied obligations, conditions and terms of
agreement of Note #1, Note #2 and Note #3 by failing to pay the amounts financed therein.
WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $5,614.41,
plus interest accruing at $0.48 per day from September 30, 2004, collection and attorneys' fees in
the amount of $630.00 and costs of suit.
COUNT II
IN QUANTUM MER UIT
15. Plaintiff hereby incorporates by reference the averments contained in Paragraphs 1
through 14 of this Complaint.
16. Having requested Plaintiff to loan money, and doing so to the benefit of Defendant,
Defendant became liable to Plaintiff for said money.
17. Defendant has been unjustly enriched by accepting said money without paying
Plaintiff reasonable compensation therefor.
18. As of September 30, 2004, the total amount by which Defendant has become enriched
is $5,614.41, plus interest in the amount of $0.48 per day from September 30, 2004.
WHEREFORE, Plaintiff demands judgment against Defendant in the amount of $5,614.41,
plus interest in the amount of $0.48 per day from September 30, 2004, collection and attorneys' fees
in the amount of $630.00 and costs of suit.
MARTSON DE F WILLIAMS & OTTO
By
David R. Gallow
I.D. Number 87326
Ten East High Street
Carlisle, PA 17013-3093
(717) 243-3341
Attorneys for Plaintiff
Date: December 9, 2004
DICKINSON COLLEGE
CARLISLE, PENNSYLVANIA 17013
PROMISSORY NOTE
PERKINS LOAN PROGRAM
1, Mario D_ Betta promise to pay to
Dickinson College (herein after called the Lending Institution) located at Carlisle, Pennsylvania the sum of the amounts that are advanced to
me and endorsed in the Schedule of Advances set forth below. I promise to pay all attorney's fees and other reasonable collection costs and
charges necessary for the collection of any amount not paid when due.
I further understand and agree that:
1. GENERAL
(1) Aoulicable Law. All sums advanced under this note are drawn from a fund created under Part E of Title IV of the Higher Education Act of 1965, as
amended, hereinafter called the Act, and are subject to the Act and the Federal Regulations issued under the Act. The terms of this note shall be inter-
preted in accordance with the Act and Federal Regulations, copies of which are to be kept by the Lending Institution.
(2) Procedures for Receivina Deferment or Cancellation. I understand that in order to receive a deferment or cancellation, I mum request the deferment or
cancellation in writing from the Lending Institution, and must submit to the Lending Institution any documentation required by the Lending Institution to
prove that I qualify for the deferment or cancellation. I further understand that if I am eligible for deferment or cancellation under Articles V1 through XI. I
am responsible for submitting the appropriate requests on time. 1 further understand that 1 may lase my deferment and cancellation benefits if I fail to file
my request on time.
II. INTEREST
Interest shall accrue from the beginning of the repayment period and shall be at the ANNUAL PERCENTAGE RATE OF FIVE PERCENT (5%) on
the unpaid balance, except that no interest shall accrue during any deferment period described in paragraph Vl(1).
Ill. REPAYMENT
(1) I promise to repay the principal and the interest which accrues on it to the Lending Institution over a period beginning 9 months after the date I cease to
be at least a half-time student at an institution of higher education, or at a comparable institution outside the United States approved for this purpose by the
United States Secretary of Education (hereinafter called the Secretary), and ending, unless paragraphs Ill(4), I[I(5), RI(7), or VI(l) applies, 10 years later.
(2) Upon my written request, the repayment period may start on a date earlier than the one indicated in paragraph 111(1).
(3XA) I promise to repay the principal and interest over the course of the repayment period in equal monthly, bimonthly or quarterly installments as deter-
mined by the Lending Institution. I understand that if my monthly payment for all the loans made to me by the Lending Institution is not a multiple of $5,
the Lending Institution may round that payment to the next highest dollar amount that is a multiple of $5.
(B) Notwithstanding paragraph 111(3)(A), upon my written request, repayment may be made in graduated installments in accordance with a schedule ap-
proved by the Secretary.
(C) The Lending Institution shall attach the schedule of repayments and the schedule will become part of the note.
(4) Notwithstanding paragraph 111(1), if I qualify as a low-income individual during the repayment period, the Lending Institution may, upon my written in-
quest, extend the repayment period for up to an additional 10 years, or adjust any repayment schedule to reflect my income, or both.
(5)(A) If the monthly rate that would be established under paragraph III(1), or the total monthly repayment rate of principal and interest on all my Perkins
Loans including this loan, is less than $30 per month, I shall repay the principal and interest on this loan at the rate of $30 per month (which includes troth
principal and interest).
(5)(B) if I have received Perkins Loans from other institutions and the total monthly repayment rate on those loans is lest than $30, the $30 monthly rate es-
tablished under subparagraph III(5)(A) is the rate I pay on all my outstanding Perkins Loans and is not in addition to the amount 1 pay on those other loans.
The amount of my monthly repayment rate attributable to this loan is the amount which represents the difference between $30 and the monthly rates 1 must
pay on my other Perkins Loans.
(6) The Lending Institution may permit me to pay less than the rate of $30 per month for a period of not more than one year where necessary to avoid
hardship to me unless that action would extend the repayment period in paragraph III(1).
(7) The Lending Institution may, upon my written request, reduce any scheduled repayments or extend the repayment period indicated in paragraph 111(1),
if, in is opinion, extraordinary circumstances such as prolonged illness or unemployment, prevent me from making the scheduled repayments. However, in-
terest shall continue to accrue.
IV. PREPAYMENT
(1) I may, at my option and without penalty, prepay all or any part of the principal, plus the accrued interest thereon, at any time.
(2) Amounts I repay in the academic year in which the loan was made will be used to reduce the amount of the loan and will not be considered a prepayment.
(3) If I repay more than the amount due for any installment, the excess will be used to prepay principal unless I designate it as an advance payment of thc
next regular installment.
V. DEFAULT
(1) The Lending Institution may, at its option, declare my loan to be in default and may demand immediate payment of the entire unpaid balance of the
loan, including principal, interest, and late charges if -
(A) I do not make a scheduled payment when it is due, and
(B) I do not submit to the Lending Institution on or before the date on which payment is due, documentation that I qualify for a deferment or cancellation
described in Articles VI, VII, Vlll, IX: X, or XI of this agreement.
(2) 1 understand that if I default on my loan repayments, the Lending Institution may disclose that I have defaulted, along with other relevant information, to
credit bureau organizations.
(3) Further, I understand that if I default on my loan repayment and the loan is sent to the Secretary for collection, the secretary may disclose that I have
defaulted, along with other relevant information, to credit bureau organizations.
(4) 1 understand that if the Lending Institution accelerates the loan under paragraph V(1), I will lox my cancellation and deferment benefits for service per-
formed after the date the Lending Institution accelerated the ban.
(5) I understand that failure to pay this obligation under the terms agreed upon will prevent my obtaining additional student financial aid authorized under
Title IV of the Higher Education Act of 1965, as amended, until I have made arrangements which art satisfactory to the Lending Institution or the Secretary
regarding the repayment of the loan.
VI. DEFERMENT
(1) Interest will not accrue, and installments of principal need not be paid -
(A) While I am enrolled and in attendance as at least half-time student at an institution of higher education or at a comparable institution outside the
United States approved for this purpose by the Secretary,
(B) For a period of three (3) years during which I am -
0) On full-time active duty as a member of the Armed Forces of the United States (Army, Navy, Air Force, Marine Corps, or Coast Guard) or the Na-
tional Oceanic and Atmospheric Administration Corps, or as an officer on full-time active duty in the Commissioned Corps of the United States Public
Health Service,
(ii) In service as a volunteer under the Peace Cotes Act,
(iii) A volunteer under the Domestic Volunteer Service Act of 1973 (ACTION programs),
(iv) A full-time volunteer in a tax-exempt organization performing service comparable to the service performed in the Peace Corps or under the Domes.
tic Volunteer Service Act of 1973, or
(v) Temporarily totally disabled as established by an affidavit of a qualified physician, or unable to secure employment because I am providing care m.
quired by a dependent who is so disabled;
(C) For a period not in excess of two (2) years after I receive a baccalaureate or professional degree during which time I am serving in an internship which
is required in order that I may receive professional recogmtion required to begin my professional practice or send^e, or serving in as interrship or residency
program Icadiag to a degree or certificate awarded by an institution of higher education, a hospital or a health care facility that offers postgraduate training;
(D) For a period not in excess of one (1) year during which I as a mother of preschool age children, who has entered or reentered the work force, am
being paid at a rate which does not exceed $1.00 above the minimum hourly wage established by section 6 of the Fair Labor Standards Act of 1938;
(E) For a period not in excess of sue months if -
(i) I am pregnant, caring for my newborn baby, or caring for a child immediately after he or she was placed with me through adoption and I am not at-
tending an eligible institution of higher education or being gainfully employed during the six month period, and
(ii) 1 was enrolled as at least a half-time student at an eligible institution within six months of the first day of that period; and
(F) During a six (6) month period following the expiration of any deferment provided in paragraphs VI(IXA) through VI(1)(E).
(2) The (ending Institution may, upon my written request, defer my scheduled repayments if it determines that the deferment is necessary to avoid a finan-
cial hardship for me. Interest, however, will continue to accrue
VII. CANCELLATION FOR TEACHING
(1) I am entitled to have up to 100 percent of the amount of this loan plus the interest thereon cancelled if I undertake service -
(A) As a full-time teacher for a complete academic year in a public or other nonprofit elementary or secondary school which is in the school district of a
local educational agency which is eligible in such year of service for funds under Chapter I of the Education Consolidation and Improvement Act of 1991, as
amended, and which has been designated by the Secretary (after consultation with each State Department of Education) in accordance with the provisions of
section 465(a)(2) of the Act as a school with a high concentration of students from low-income families. An official Directory of designated low-income
schools is published annually by the Secretary.
(B) As a full-time teacher of handicapped children (including mentally retarded, hard of hearing, deaf, speech and language impaired, visually hand.
icapped, seriously emotionally disturbed, orthopedically impaired, children with specific learning disabilities, or other health-impaired children, who by reason
Exhibit "All
thereof require special education and related services) in a public or other nonprofit elementary or secondary school system.
(2) This loan will be cancelled at the following rates:
(A) 15 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the first and second complete academic
years of that teaching service,
(B) 20 percent of the total principal amount plus interest on the unpaid balance for the third and fourth complete academic years of that teaching service,
(C) 30 percent of the total principal amount plus interest on the unpaid balance for the fifth complete academic year of that teaching service.
VIII. HEAD START CANCELLATION
(1) I am entitled to have up to 100 percent of the amount of this loan plus the interest thereon cancelled if I undertake service as a full-time staff member in
a Head Start program if -
(A) That Head Start program is operated for a period which is comparable to a full school year in the locality, and
(B) My salary is not more than the salary of a comparable employee of the local educational agency.
(2) This loan will be cancelled at the rate of 15 percent of the total principal amount plus interest on the unpaid balance for each complete school year or the
equivalent of service in a Head Start program.
(3) Head Start is a preschool program carried out under the Head Start Act. (Subchapter B, Chapter 8 of Title VI of Pub. L 97-35, the Budget Reconcilia-
tion Act of 1981; formerly authorized under section 222(a)(1) of the Economic Opportunity Act of 1964).
IX. MILITARY CANCELLATION
(1) 1 am entitled to have up to 50 percent of the principal amount of this loan plus the interest thereon cancelled if I serve as a member of the Armed Forces
of the United States in an area of hostilities that qualifies for special pay under section 310 of Title 37 of the United States Code.
(2) This loan will be cancelled at the rate of 12 V2 percent of the total principal amount plus interest on the unpaid balance for each complete year of such
service.
X. PEACE CORPS CANCELLATION
(1) I am entitled to have up to 70 percent of the amount of this loan plus the interest thereon cancelled if I undertake service--
(A) As a volunteer under the Peace Corps Act; or
(B) As a volunteer under the Domestic Volunteer Service Act of 1973.
(2) This loan will be cancelled at the following rates:
(A) 15 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the first and second twelvemonth period
of volunteer service;
(B) 20 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the third and fourth twetve-month period
of volunteer service.
XI. DEATH AND DISABILITY CANCELLATION
(1) In the event of my death, the total amount owed on this loan will be cancelled.
(2) If I become totally and permanently disabled after I receive this loan, the Lending Institution will cancel the total amount of this loan.
XlL CHANGE IN NAME, ADDRESS, TELEPHONE NUMBER AND SOCIAL SECURITY NUMBER
I am responsible, and any endorser is responsible, for informing the Lending Institution of any change or changes in name, address, telephone number or so-
cial security number.
XIIL LATE CHARGE
(1) The Lending Institution may impose a late charge if -
(A) I do not make a scheduled payment when it is due, and
(B) I do not submit to the Lending Institution on or before the dale an which payment is due, documentation that I qualify for a deferment or cancellation
described in Articles VI, VII, VIII, IX, X, and XI of this agreement.
(2) No charge may exceed twenty (20) percent of my monthly, bimonthly or quarterly payment.
(3)(A) The Lending Institution may-
(i) Add the late charge to the principal the day after the scheduled repayment was due; or
(ii) Include it with the next scheduled repayment after I have received notice of the late charge.
(B) If the Lending Institution elects to add the assessed charge to the outstanding principal of the loan, it must so inform me before the due date of the
next installment.
XIV. ASSIGNMENT
(1) This note may be assigned by the Lending Institution only to -
(A) The United States;
(B) Another institution upon my transfer to that institution if that institution is participating in this program; or
(C) Another institution approved by the Secretary.
(2) The provisions of this note that relate to the Lending Institution shall, where appropriate, relate to an assignee.
XV. PRIOR LOANS
I hereby certify that I have listed below all of the Perkins Loans I have obtained at other institutions. (If no prior loans ham been received, state "None.")
SCHEDULE OF PERKINS LOANS AT OTHER INSTTrU f1ONS
AMOUNT
DATE
NAME OF 1NSiTTUTLON
XVI. SCHEDULE OF ADVANCES
The following amounts were advanced to me under this loan agreement on the dates indicated:
AMOUNT DATE SIGNATURE OF BORROWER
1. $600 7/87
2. $600 12/87
NOTICE TO BORROWER DO NOT SIGN THIS NOTE BEFORE YOU READ IT. TIM LENDING INSTITU PION MUST' SUPPLY TO
YOU AND ANY ENDORSER' A COPY? ?O-F THIS NOTE. (This note is signed as a scaled instrument.)
SIGNATURE 0. j Date dc d 19U_.
Permanent Address (Street or Box Number, City, State, and Zip) T111(10 )rn t, 01? y I PG yI .
Social Security Number (borrower must provide) 11,R-S3 The borrower and Lending Institution shall execute this note without security and without endorsement unless the borrower is a minor and this note would
not, under the law of the State in which the Lending Institution is located, create a binding obligation. If the borrower is a minor and this note would not
therefore, be legally binding, the Lending Institution shall require a cosigner to this note:
SIGNATURE OF COSIGNER Date
Permanent Address (Street or Box Number, City, State, Zip)
(20 U.S.C. 1087dd) Format by the National Association of Student Financial Aid Administrators.
(7/87)
UILKIN3UN LULLCrzC
CARLISLE, PENNSYLVANIA 17013
PROMISSORY NOTE - PERKINS LOAN PROGRAM
[Any bracketed claugg or Paragraph may be included at option of institution.]
I, Mario U. Betta promise to pay to Dickinson College (hereinafter
called the Lending Institution) located at Carl i c l p , PpirinSyl van i a the sum of the amounts that are advanced to me and an
dorsed in the Schedule of Advances set forth below. 1 promise to pay all attorney's fees and other reasonable collection costs and charges necessary for
collection of any amount not paid when due. 1 further understand and agree that:
1. GENERAL
(1) Aoolicable Law All sums advanced under this note are drawn from a fund created under Part E of Title IV of the Higher Education Act of 1965, as
amended, hereinafter called the Act, and are subject to the Act and the Federal Regulations issued under the Act. The terms of this note shall be interpretec
accordance with the Act and Federal Regulations, copies of which are to be kept by the Lending Institution.
(2) Procedures for Receiving Deferment or Cancellation I understand that in order to receive a deferment or cancellation, I must request the deferment or c+
cellation in writing from the Lending Institution, and must submit to the Lending Institution any documentation required by the Lending Institution to prove 11
I qualify for the deferment or cancellation. I further understand that if I am eligible for deferment or cancellation under Articles VI through XI, I am responsibly
for submitting the appropriate requests on time. I further understand that I may lose my deferment and cancellation benefits if I fail to file my request on tim
II. INTEREST
Interest shall accrue from the beginning of the repayment period and shall be at the ANNUAL PERCENTAGE RATE OF FIVE PERCENT (5%) on the unpaic
balance, except that no interest shall accrue during any deferment period described in paragraph VI(1).
III- REPAYMENT
(1) 1 promise to repay the principal and the interest which accrues on it to the Lending Institution over a period beginning 9 months after the date I cease to t
at least a half-time student at an institution of higher education, or at a comparable institution outside the United States approved for this purpose by the
United States Secretary of Education (hereinafter called the Secretary), and ending 10 years later, unless that period is shortened under paragraph 111(5), or a)
tended under paragraphs 111(4), 111(7) (extensions), or VI(I) (deferments).
(2) Upon my written request, the repayment period may start on a date earlier than the one indicated in paragraph III(t).
(3) (A) I promise to repay the principal and interest over the course of the repayment period in equal monthly, bimonthly or quarterly installments, as deter-
mined by the Lending Institution. 1 understand that if my monthly payment for all the loans made to me by the Lending Institution is not a multiple of $5, the
Lending Institution may round that payment to the next highest dollar amount that is a multiple of $5.
(8) Notwithstanding paragraph 111(3)(A), upon my written request, repayment may be made in graduated installments in accordance with a schedule
approved by the Secretary.
(C) The Lending Institution shall attach the schedule of repayments and the schedule will become part of the note.
(4) Notwithstanding paragraph 111(1), if I quality as a low-income individual during the repayment period, the Lending Institution, upon my written request, met
extend the repayment period for up to an additional 10 years, and may adjust any repayment schedule to reflect my income.
1(5)(A) If the monthly rate that would be established under paragraph 111(1), or the total monthly repayment rate of principal and interest on all my Perkins
Loans including this loan, is less than $30 per month, 1 shall repay the principal and interest on this loan at the rate of $30 per month (which includes both prin
cipal and interest).
(5) (8) It I have received Perkins Loans from other institutions and the total monthly repayment rate on those loans is less than $30, the $30 monthly payment
established under subparagraph 111(5) (A) includes the amounts I owe on all my outstanding Perkins Loans including those received from other Institutions. The
amount of this $30 monthly payment that will be applied to this loan will be the difference between $30 and the total of the amounts owed at a monthly rate on
my other Perkins Loans.
(6) The Lending Institution may permit me to pay less than the rate of $30 per month for a period of not more than one year where necessary to avoid
hardship to me unless that action would extend the repayment period in paragraph III(1).]
(7) The Lending Institution may, upon my written request, reduce any scheduled repayments or extend the repayment period indicated in paragraph III(1), if,
in its opinion, extraordinary circumstances such as prolonged illness or unemployment, prevent me from making the scheduled repayments. However, inter-
est shall continue to accrue.
IV. PREPAYMENT
(1) 1 may, at my option and without penalty, prepay all or any part of the principal, plus the accrued interest thereon, at any time.
(2) Amounts I repay in the academic year in which the loan was made will be used to reduce the amount of the loan and will not be considered a prepayment.
(3) If 1 repay more than the amount due for any installment, the excess will be used to prepay principal unless 1 designate it as an advance payment of the
next regular installment.
V. DEFAULT
(1) The Lending institution may, at its option, declare my loan to be in default and may demand immediate payment of the entire unpaid balance of the loan,
including principal, interest, late charges and collection costs if-
(A) I do not make a scheduled payment when due under the repayment schedule established by the Lending Institution, and
(8) 1 do not submit to the Lending Institution on or before the date on which payment is due, documentation that 1 qualify for a deferment or cancellation
described in Articles VI, VII, VIII, IX, X, or A of this agreement.
(2) 1 understand that if I default on my loan, the Lending Institution may disclose that 1 have defaulted, along with other relevant information, to credit bureau
organizations.
(3) Further, I understand that if I default on my loan and the loan is transferred to the Secretary for collection, the Secretary may disclose that I have defaulted,
along with other relevant information, to credit bureau organizations.
(4) 1 understand that after the Lending Institution accelerates the loan under paragraph V(1), 1 will then lose my right to defer repayments due after the date
the Lending Institution accelerates the loan.
(5) 1 understand that attar the Lending institution accelerates the loan under paragraph V(1), I will then lose my right to receive a cancellation of a portion of
my loan for any teaching, volunteer or military service described in Articles VII, VIII and IX, performed after the date the Lending Institution accelerated the loan
(6) 1 understand that failure to pay this obligation under the terms agreed upon will prevent my obtaining additional student financial aid authorized under
Title IV of the Higher Education Act of 1965, as amended, until I have made arrangements which are satisfactory to the Lending institution or the Secretary
regarding the repayment of the loan.
VI. DEFERMENT
(1) 1 understand that upon making a property documented written request to the lending Institution, I may defer making scheduled installment payments, and
will not be fable for any interest that might otherwise accrue, during the following periods:
(A) While I am enrolled and in attendance as at least a half-time student at an institution of higher education or at a comparable institution outside the
United States approved for this purpose by the Secretary;
(8) For a period of three (3) years during which I am -
(i) On full-time active duty as a member of the Armed Forces of the United States (Army, Navy, Air Force, Marine Corps, or Coast Guard) or the
National Oceanic and Atmospheric Administration Corps, or as an officer on full-time active duty in the Commissioned Corps of the United States Public
Health Service,
(ii) In service as a volunteer under the Peace Corps Act,
(iii) A volunteer under the Domestic Volunteer Service Act of 1973 (ACTION programs),
(iv) A full-time volunteer in a tax-exempt organization performing service comparable to the service performed In the Peace Corps or under the
Domestic Volunteer Service Act of 1973, or
(v) Tonporariiy totally disabied as established by an affidavit of a qualified physician, or unable to secure employment because 1 am providing care
required by a dependent who is so disabled;
(C) For a period not in excess of two (2) years -
(1) After I receive a baccalaureate or professional degree during which time I am serving in an internship which is required in order that I may receive
professional recognition required to begin my professional practice or service, or
(ii) serving in an internship or residency program leading to a degree dr certificate awarded by an institution of higher education, a hospital or a health
care facility that offers postgraduate training;
(D) For a period not in excess of one (1) year during which, if I am a mother of preschool age children, I have entered or reentered the work force, and am
being paid at a rate which does not exceed $1.00 above the minimum hourly wage established by section 6 of the Fair Labor Standards Act of 1938;
(E) For a period not in excess of six months --
(i) That follows by six months or less of a period during which I was enrolled as at least a half-time student at an eligible institution; and (ii) During
which I am pregnant, caring for my newborn baby, or caring for a child immediately after he or she was placed with me through adoption and I am neither
attending an eligible institution of higher education nor gainfully employed; and
IF) During a six (6) month period immediately following the expiration of any deferment provided in paragraphs VI(1)(A) through VI(1)(E).
(2) The Lending Institution may, upon my written request, defer my scheduled repayments if it determines that the deferment is necessary to avoid a financial
hardship for me. Interest, however, will continue to accrue.
VII. CANCELLATION FOR TEACHING
(1) 1 understand that upon making a properly documented written request to the Lending Institution, I am entitled to have up to 100 percent of the amount of
this loan plus the interest thereon cancelled if I perform service -
Exhibit "B"
JA) As a full-time teacher in a public or other nonprofit elementary or secondary school which is in the school district of a local educational agency
which is eligible in such year of service for funds under Chapter I of the Education Consolidation and Improvement Act of 1981, as amended, and which has
been designated by the Secretary (after consultation with each State Department of Education) in accordance with the provisions of section 465(a)(2) of the
Act as a school with a high concentration of students from low-income families. An official Directory of designated low-income schools is published annually
by the Secretary,
(6) As a full-time teacher of handicapped children (including those who are mentally retarded, hard of hearing, deaf, speech and language impaired,
visually handicapped, seriously emotionally disturbed, orthopedically impaired, have specific learning disabilities, or otherwise health-impaired children, who
by reason thereof require special education and related services) in a public or other nonprofit elementary or secondary school system.
(2) This loan will be cancelled for each completed year of teaching service at the following rates:
(A) 15 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the first and second complete academic
years of that teaching service,
(e) 20 percent of the total principal amount plus interest on the unpaid balance for the third and fourth complete academic years of that teaching service,
and
(C) 30 percent of the total principal amount plus interest on the unpaid balance for the fifth complete academic year of that teaching service.
VIII. HEAD START CANCELLATION
(1) 1 understand that upon making a properly documented written request to the Lending Institution, I am entitled to have up to 100 percent of the amount of
this loan plus the interest thereon cancelled if I perform service as a full-time staff member in a Head Start program it -
(A) That Head Start program is operated for a period which is comparable to a full school year in the locality, and
(8) My salary is not more than the salary of a comparable employee of the local educational agency.
(2) This loan will be oanoslled at the rate of 13 percent of the total prlncipal amount plus interest on the unpaid balance for each complete school year or the
equivalent of service in a Head Start program.
(3) Head Start is a preschool program carried out under the Head Start Act.
IX. MILITARY CANCELLATION
(1) 1 understand that upon making a properly documented written request to the Lending Institution, 1 am entitled to have up to 50 percent of the principal
amount of this loan plus the interest thereon cancelled if I serve as a member of the Armed Forces of the United States in an area of hostilities that qualifies for
special pay under section 310 of Title 37 of the United States Code.
(2) This loan will be cancelled at the rate of 121/2 percent of the total principal amount plus interest on the unpaid balance for each complete year of such ser-
vice.
X. PEACE CORPS CANCELLATION
(1) 1 understand that upon making a properly documented written request to the lending institution, I am entitled to have up to 70 percent of the amount of
this loan plus the Interest thereon cancelled if 1 perform service-
(A) As a volunteer under the Peace Corps Act; or
(B) As a volunteer under the Domestic Volunteer Service Act of 1973.
(2) This loan will be cancelled at the following rates:
(A) 15 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the first and second twelve-month period
of volunteer service completed;
(B) 20 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the third and fourth twelve-month
period of volunteer service completed,
XI. DEATH AND DISABILITY CANCELLATION
(1) In the event of my death, the total amount owed on this loan will be cancelled.
(2) If I become totally and permanently disabled after I receive this loan, the Lending Institution will cancel the total amount of this loan.
XII. CHANGE IN NAME, ADDRESS, TELEPHONE NUMBER AND SOCIAL SECURITY NUMBER
I am responsible, and any endorser is responsible, for informing the Lending Institution of any change or changes in name, address, telephone number or so-
cial security number.
Xiil. LATE CHARGE
(1) The Lending Institution may impose a late charge if -
(A) I do not make a scheduled payment when it is due, and
(B) I do not submit to the Lending institution on or before the date on which payment is due, documentation that I qualify for a deferment or cancellation
described In Articles Vl, VII, VIII, IX, X, and A of this agreement.
(2) No charge may exceed twenty (20) percent of my monthly, bimonthly or quarterly payment.
(3) (A) The Lending Institution may-
(i) Add the late charge to the principal the day after the scheduled repayment was due; or
(ii) Include it with the next scheduled repayment after I have received notice of the late charge,
(B) If the Lending Institution elects to add the assessed charge to the outstanding principal of the loan, it must so inform me before the due date of the next
installment.
XIV, ASSIGNMENT
(1) This note may be assigned by the Lending Institution only to -
(A) The United States;
(B) Another institution upon my transfer to that institution if that institution is participating in this program; or
(C) Another institution approved by the Secretary.
(2) The provisions of this note that relate to the Lending Institution shall, where appropriate, relate to an assignee.
XV. PRIOR LOANS
1 hereby certify that I have listed below all of the Perkins Loans I have obtained at other institutions. (If no prior loans have been received, state 'None.")
SCHEDULE OF PERKINS LOANS AT OTHER INSTITUTIONS
AMOUNT DATE INSTITUTION
XVI. SCHEDULE OF ADVANCES
the following amounts were advanced to me under this loan agreement on the dates indicated:
AMOUNT DATE SIGN AT RE O 0 ROWER
L .$750.00 7/88 'rZYwu: ?
$750.00 12/88 ?? ?ru, r !?i ?a
NOTICE TO BORROWER: DO NOT SIGN THIS NOTE BEFORE YOU READ IT. THE LENDING INSTITUTION MUST SUPPLY A COPY OF THIS NOTE
'O YOU AND ANY COSIGNER. [This note is signed as a sealed instrument.) tt p
;ignature '7Y?,ue ( a [(sea))] Date R f.? u l 19 Cti
,armanent Address (Street or Box Number, City, State, and Tp Code) d t ax ( f , s?f cw 4y Irj lC r?
iocial Security Number (borrower must provide) ) jc(-??? - ?L J3
he borrower and Lending Institution shall execute this note without security and without endorsement unless the borrower is a minor and this note would not,
nder the law of the State in which the Lending Institution is located, create a binding obligation. If the borrower is a minor and this note would not therefore,
e legally binding, the Lending Institution shall require a cosigner to this note:
agree to repay all amounts due on this loan if the borrower fails to do so in accordance with the terms of the note.
ignature Of Cosigner [(seal)) Date 19
ermanent Address (Street or Box Number, City, State, Zip Code)
10 U.S.C. 1087dd) Format by the National Association of Student Financial Aid Administrators, 5/88.
Ulk,kilrJUl1 4ULLLUL
Carlisle, PA 17013
Tel: 717-245-1383
PROMISSORY NOTE - PERKINS LOAN PROGRAM
Any bracketed p claauseeeor pa ttd raph may be included at option of institution,)
promise to pay to Di rk i nson Col 1 ep (hereinafter
called the Lending institution) located at rarl i S l p , Penney 1 v an i a the sum of the amounts that are advanced to me and en-
dorsed in the Schedule of Advances set forth below. 1 promise to pay all attorney's fees and other reasonable collection costs and charges necessary for the
collection of any amount not paid when due. 1 further understanb and agree that:
I. GENERAL
(1) Aoolicable Law All sums advanced under this note are drawn from a fund created under Part E of Title IV of the Higher Education Act of 1965, as
amended, hereinafter called the Act, and are subject to the Act and the Federal Regulations issued under the Act. The terms of this note shall be interpreted in
accordance with the Act aril Federal Regulations, copies of which are to be kept by the Lending Institution.
(2) Procedures for Receiving Deferment or Cancellation I understand that in order to receive a deferment or cancellation, I must request the deferment or can-
cellation in writing lrom the Lending institution, and must submit to the Lending Institution any documentation required by the Lending Institution to prove that
I qualify for the deferment or cancellation. I further understand that if I am eligible for deferment or cancellation under Articles VI through XI, I am responsible
for submitting the appropriate requests on time. I further understand that I may lose my deferment and cancellation benefits if I fail to file my request on time.
il. INTEREST
Interest shall accrue from the beginning of the repayment period and shall beat the ANNUAL PERCENTAGE RATE OF FIVE PERCENT (W on the unpaid
balance, except that no Interest shall accrue during any deferment period described in paragraph VI(I).
III. REPAYMENT
(1) 1 promise to repay the principal and the interest which accrues on it to the Lending Institution over a period beginning 9 months after the date I cease to be
at least a half-time student at an institution of higher education, or at a comparable institution outside the United States approved for this purpose by the
United States Secretary of Education (hereinafter called the Secretary), and ending 10 years later, unless that period is shortened under paragraph III(5), or ex-
tended under paragraphs 111(4), 111(7) (extensions), or VI(I) (deferments).
(2) Upon my written request, the repayment period may start on a date earlier than the one indicated in paragraph 111(1).
(3) (A) I promise to repay the principal and interest over the course of the repayment period in equal monthly, bimonthly or quarterly installments, as deter-
mined by the Lending Institution. [understand that if my monthly payment for all the loans made to me by the Lending Institution is not a multiple of $5, the
Lending Institution may round that payment to the next highest dollar amount that is a multiple of $5.
(8) Notwithstanding paragraph 111(3) (A), upon my written request, repayment may be made in graduated installments in accordance with a schedule
approved by the Secretary.
(C) The Lending Institution shall attach the schedule of repayments and the schedule will become part of the note.
(4) Notwithstanding paragraph 111(1), if I qualify as a low-income individual during the repayment period, the Lending institution, upon my written request, may
extend the repayment period for up to an additional 10 years, and may adjust any repayment schedule to reflect my income.
((5)(A) If the monthly rate that would be established under paragraph III(1), of the total monthly repayment rate of principal and interest on all my Perkins
Loans including this loan, is less than $30 per month, I shall repay the principal and interest on this loan at the rate of $30 per month (which includes both prin-
cipal and interest).
(5) (8) If 1 have received Perkins Loans from other institutions and the total monthly repayment rate on those loans is less than $30, the $30 monthly payment
established under subparagraph 111(5)(A) includes the amounts I owe on all my outstanding Perkins Loans including those received from other Institutions. The
amount of this $30 monthly payment that will be applied to this loan will be the difference between $30 and the total of the amounts owed at a monthly rate on
my other Perkins Loans.
16) The Lending Institution may permit me to pay less than the rate of $30 per month for a period of not more than one year where necessary to avoid
hardship to me unless that action would extend the repayment period in paragraph ill(!).)
(7) The Lending Institution may, upon my written request, reduce any scheduled repayments or extend the repayment period Indicated in paragraph lil(t), if,
in its opinion, extraordinary circumstances such as prolonged illness or unemployment, prevent me from making the scheduled repayments. However, inter-
est shall continue to accrue.
IV. PREPAYMENT
(t) 1 may, at my option and without penalty, prepay all or any part of the principal, plus the accrued interest thereon, at any time.
(2) Amounts I repay in the academic year in which the loan was made will be used to reduce the amount of the loan and will not be considered a prepayment.
(3) 111 repay more than the amount due for any installment, the excess will be used to prepay principal unless I designate it as an advance payment of the
next regular installment.
V. DEFAULT
(1) The Lending institution may, at its option, declare my loan to be in default and may demand immediate payment of the entire unpaid balance of the loan,
including principal, interest, late charges and collection costs if--
(A) (do not make a scheduled payment when due under the repayment schedule established by the Lending Institution, and
(8) 1 do not submit to the Lending Institution on or before the date on which payment is due, documentation that I qualify for a deferment or cancellation
described in Articles VI, VII, Vlll, IX, X, or XI of this agreement.
(2) 1 understand that if I default on my loan, the Lending Institution may disclose that 1 have defaulted, along with other relevant information, to credit bureau
organizations.
(3) Further, I understand that if 1 default on my loan and the loan is transferred to the Secretary for collection, the Secretary may disclose th8t 1 have defaulted,
along with other relevant information, to credit bureau organizations.
(4) 1 understand that after the Lending Institution accelerates the loan under paragraph V(1), I will then lose my right to defer repayments due after the date
the Lending Institution accelerates the loan.
(5) 1 understand that after the Lending Institution accelerates the loan under paragraph V(1), 1 will then lose my right to receive a cancellation of a portion of
my foam for any teaching, volunteer or military service described in Articles VII, Vlll and IX, performed after the date the Lending Institution accelerated the loan.
(6) 1 understand that failure to pay this obligation under the terms agreed upon will prevent my obtaining additional student financial aid authorized under
Title IV of the Higher Education Act of 1965, as amended, until I have made arrangements which are satisfactory to the Lending Institution or the Secretary
regarding the repayment of the loan.
VI. DEFERMENT
(1) 1 understand that upon making a properly documented written request to the lending Institution, I may defer making scheduled installment payments, and
will not be liable for any interest that might otherwise accrue, during the following periods:
(A) While I am enrolled and in attendance as at least a half-time student at an institution of higher education or at a comparable institution outside the
United States approved for this purpose by the Secretary;
(8) For a period of three (3) years during which I am -
(i) On full-time active duty as a member of the Armed Forces of the United States (Army, Navy, Air Force, Marine Corps, or Coast Guard) or the
National Oceanic and Atmospheric Administration Corps, or as an officer on lull-time active duty in the Commissioned Corps of the United States Public
Health Service,
(ti) In service as a volunteer under the Peace Corps Act,
(iii) A volunteer under the Domestic Volunteer Service Act of 1973 (ACTION programs),
(iv) A full-time volunteer in a tax-exempt organization performing service comparable to the service performed in the Peace Corps or under the
Domestic Volunteer Service Act of 1973, or
(v) Temporarily totally disabled as established by an affidavit of a qualified physician, or unable to secure employment because; am providing care
required by a dependent who is so disabled;
(C) For a period not in excess of two (2) years -
(i) After i receive a baccalaureate or professional degree during which time I am serving in an internship which is required in order that I may receive
professional recognition required to begin my professional practice or service, or
(ii) serving in an internship or residency program leading to a degree or certificate awarded by an institution of higher education, a hospital or a health
care facility that offers postgraduate training;
(D) For a period not in excess of one (1) year during which, if I am a mother of preschool age children. I have entered or reentered the work force, and am
being paid at a rate which does not exceed $1.00 above the minimum hourly wage established by section 6 of the Fair Labor Standards Act of 1938;
(E) For a period not in excess of six months --
(1) That follows by six months or less of a period during which I was enrolled as at least a half-time student at an eligible institution; and (ii) During
which I am pregnant, caring for my newborn baby, or caring for a child immediately after he or she was placed with me through adoption and I am neither
attending an eligible institution of higher education nor gainfully employed; and
(F) During a six (6) month period immediately following the expiration of any deferment provided in paragraphs VI(l)JA) through VI(1)(E).
(2) The Lending Institution may, upon my written request, defer my scheduled repayments if it determines that the deferment is necessary to avoid a financial
hardship for me. Interest, however, will continue to accrue.
VII. CANCELLATION FOR TEACHING
(1) 1 understand that upon making a properly documented written request to the Lending Institution, I am entitled to have up to too percent of the amount of
this loan plus the interest thereon cancelled it I perform service -
ExhibiLt "C"
(A) As a full-time teacher in a public or other nonprofit elementary or secondary school which is in the school district of a local educational agency
which is eligible in such year of service for funds under Chapter I of the Education Consolidation and Improvement Act of 1981, as amended, and which has
been designated by the Secretary (after consultation with each State Department of Education) in accordance with the provisions of section 465(a)(2) of the
Act as a school with a high concentration of students from low-income families. An official Directory of designated low-income schools is published annually
by the Secretary.
(B) As a full-time teacher of handicapped children (including those who are mentally retarded, hard of hearing, deaf, speech and language impaired,
visually handicapped, seriously emotionally disturbed, orthopedically impaired, have specific learning disabilities, or otherwise health-impaired children, who
by reason thereof require special education and related services) in a public or other nonprofit elementary or secondary school system.
(2) This loan will be cancelled for each completed year of teaching service at the following rates:
(A) 15 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the first and second complete academic
years of that teaching service,
(B). 20 percent of the total principal amount plus interest on the unpaid balance for the third and fourth complete academic years of that teaching service,
and
(C) 30 percent of the total principal amount plus interest on the unpaid balance for the fifth complete academic year of that teaching service.
VIII. HEAD START CANCELLATION
(1) 1 understand that upon making a properly documented written request to the Lending Institution, I am entitled to have up to 100 percent of the amount of
this loan plus the interest thereon cancelled if I perform service as a full-time staff member in a Head Start program if -
(A) That Head Start program is operated for a period which is comparable to a full school year in the locality, and
(B) My salary is not more than the salary of a comparable employee of the local educational agency.
(2) This loan will be cancelled at the rate of 15 percent of the total principal amount plus interest on the unpaid balance for each complete school year or the
equivalent of service in a Head Start program.
(3) Head Start is a preschool program carried out under the Head Start Act.
IX. MILITARY CANCELLATION
(1) 1 understand that upon making a properly documented written request to the Lending Institution, I am entitled to have up to 50 percent of the principal
amount of this loan plus the interest thereon cancelled if I serve as a member of the Armed Forces of the United States in an area of hostilities that qualifies for
special pay under section 310 of Title 37 of the United States Code.
(2) This loan will be cancelled at the rate of 12 112 percent of the total principal amount plus interest on the unpaid balance for each complete year of such ser-
vice.
X. PEACE CORPS CANCELLATION
(1) 1 understand that upon making a properly documented written request to the lending institution, 1 am entitled to have up to 70 percent of the amount of
this loan plus the interest thereon cancelled if 1 perform service-
(A) As a volunteer under the Peace Corps Act; or
(e) As a volunteer under the Domestic Volunteer Service Act of 1973.
(2) This loan will be cancelled at the following rates:
(A) 15 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the first and second twelve-month period
of volunteer service completed;
(B) 20 percent of the total principal amount of the loan plus interest on the unpaid balance will be cancelled for the third and fourth twelve-month
period of volunteer service completed.
XI. DEATH AND DISABILITY CANCELLATION
(1) In the event of my death, the total amount owed on this loan will be cancelled.
(2) It I become totally and permanently disabled after t receive this loan, the Lending Institution will cancel the total amount of this loan.
XII. CHANGE IN NAME, ADDRESS, TELEPHONE NUMBER AND SOCIAL SECURITY NUMBER
I am responsible, and any endorser is responsible, for informing the Lending Institution of any change or changes in name, address, telephone number or so-
cial security number.
X111. LATE CHARGE
(1) The Lending Institution may Impose a late charge if -
(A) t do not make a scheduled payment when It is due, and
(B) 1 do not submit to the Lending Institution on or before the date on which payment is due, documentation that I qualify for a deferment or cancellation
described in Articles VI, VII, Vlll, IX, X, and A of this agreement.
(2) No charge may exceed twenty (20) percent of my monthly, bimonthly or quarterly payment.
(3) (A) The Lending Institution may-
(i) Add the late charge to the principal the day after the scheduled repayment was due; or
(ii) Include it with the next scheduled repayment after I have received notice of the late charge.
(B) If the Lending Institution elects to add the assessed charge to the outstanding principal of the loan, it must so inform me before the due date of the next
installment.
XIV. ASSIGNMENT
(1) This note may be assigned by the Lending Institution only to -
(A) The United States;
(8) Another Institution upon my transfer to that institution if that institution is participating in this program; or
(C) Another institution approved by the Secretary.
(2) The provisions of this note that relate to the Lending Institution shall, where appropriate, relate to an assignee.
XV. PRIOR LOANS
1 hereby certify that I have listed below all of the Perkins Loans I have obtained at other institutions. (If no prior loans have been received, state 'None.')
SCHEDULE OF PERKINS LOANS AT OTHER INSTITUTIONS
AMOUNT DATE INSTITUTION
1.
XVL SCHEDULE OF ADVANCES
The following amounts were advanced to me under this loan agreement on the dates indicated:
A NT ATE SIGNATURE OF g7ORROWER
1. 0.00 M9 l t i,r i k l,t
2. $750.00 12/89
3.
4.
NOTICE TO BORROWER: DO NOT SIGN THIS NOTE BEFORE YOU READ IT. THE LENDING INSTITUTION MUST SUPPLY A COPY OF THIS NOTE
TO YOU AND ANY COSIG ER. (This note is signed as a sealed instrument.]
Signature ((seal)] Data
Permanent Address (StreetorBoxNumber, City, State, andZpCode) t. (r{ t} ;(',, ;(,,,rr,rt (rra f? 1?,?A /?ll!
Social Security Number (borrows( must provide) I -Y} . '? ) ,,, ?
The borrower and Lending Institution shall execute this note without security and without endorsement unless the borrower is a minor and this note would not,
under the law of the State in which the Lending Institution is located, create a binding obligation. If the borrower is a minor and this note would not therefore,
be legally binding, the Lending Institution shall require a cosigner to this note:
I agree to repay all amounts due on this loan it the borrower fails to do so in accordance with the terms of the note.
Signature Of Cosigner {(seat) ) Date 19`
Permanent Address (Street or Box Number, City, State, Zip Code)
(20 U.S.C. 1067dd) Format by the National Association of Student Financial Aid Administrators, 5188
VERIFICATION
I, THOMAS MEYER, Bursar of Dickinson College, acknowledge that I have the authority to
execute this Verification on behalf of Dickinson College and certify that the foregoing Complaint is
based upon information which has been gathered by my counsel in the preparation of this lawsuit.
The language of this Complaint is that of counsel and not my own. I have read the document and to
the extent that this Complaint is based upon information which I have given to my counsel, it is true
and correct and to the best of my knowledge, information and belief. To the extent that the content
of this Complaint is that of counsel, I have relied upon counsel in making this Verification.
This statement and Verification are made subject to the penalties of 18 Pa. C.S. § 4904
relating to unsworn falsification to authorities, which provides that if I knowingly make false
averments, I may be subject to criminal penalties.
Dickinson College
Ca'?? e--1-
Thomas Meyer
Bursar of Dickinson College
Dated: /JeCFt?yl rev 9"w/
F: \FILES\DATAFILE\DickinsonCollege7619\Collections\Current\28I -com l .wpd
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David R. Galloway, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, : IN THE COURT OF COMMON PLEAS OF
Plaintiff : CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 04-6246
CIVIL ACTION-LAW
MARIO D. BETTA,
Defendant JURY TRIAL OF TWELVE DEMANDED
PRAECIPE
Please reinstate the attached Complaint against Mario D. Berta, in the above-captioned action
and to Cumberland County Sheriff for service.
MARTSON
By
David R. Galloway,
I. D. Number 87326
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
& OTTO
Date: February 7, 2005 Attorneys for Plaintiff
C?,
r. ,
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('i.
- ?. tir,
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2004-06246 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DICKINSON COLLEGE
VS
BETTA MARIO D
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT , to wit:
BETTA MARIO D
but was unable to locate Him
deputized the sheriff of DAUPHIN
serve the within COMPLAINT & NOTICE
County, Pennsylvania, to
On January 13th , 2005 this office was in receipt of the
attached return from DAUPHIN
Sheriff's Costs: So answer -
Docketing 18.00
Out of County 9.00
Surcharge 10.00 R,.' Thomas Kline
Dep Dauphin County 31.25 Sheriff of Cumberland County
nn
00 . 6 7
01/13/2005
MDW&O
Sworn and subscribed to before me
this'd day of
.LfrUS A. D.
in his bailiwick. He therefore
Prothonot'ar
11, The Court Gf Common P ea.s o C'u ber a Cau j, ennsyl a
Dickinson College
?7s.
Mario D. Betta
No. 04-6246 civil
Now, December 16, 2004 ,1, SHERIFF OF CUMBERLAND COUNTY, PA, do
County to execute this Writ, thiS
Liervvy uepi.iti e Lile 001-lGiiL17* of u ??.rI
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Now,
within
upon
at
by handing to
a
and made known to
Swam and subscribed before
one this day of , 20
Affidavit of Service
20 , at o'clock M. served the
copy of the original
the contents thereat:
So answers,'
C9
Sheriff of CouT, PA r'
COSTS
SERVICE -
MILEAGE _
AFFIDAVIT
S
(j)ffire Of ?e,?$4Exr'ff
Mary Jane Snyder
Real Estate Deputy
William T. Tully
Solicitor
Dauphin County
Harrisburg, Pennsylvania 17101
ph: (717) 255-2660 fax: (717) 255-2889
Jack Lotwick
Sheriff
Commonwealth of Pennsylvania
County of Dauphin
DICKINSON COLLEGE
BETTA MARIO D
Sheriff's Return
vs
No. 7181-T - - -2004
OTHER COUNTY NO. 04 6246
J. Daniel Basile
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
I, Jack Lotwick, Sheriff of the County of Dauphin, State of
Pennsylvania, do hereby certify and return, that I made diligent
search and inquiry for BETTA MARIO D
the DEFENDANT named in the within COMPLAINT
and that I am unable to find him/her in the County of Dauphin, and
therefore return same NOT FOUND, January 11, 2005
NBA-PER CURRENT OWNER, THOMAS GUNTHER (OWNER SINCE DECEMBER, 2000) HE DOES
NOT KNOW DEFENDANT
Sworn and subscribed to
before me this 11TH day of JANUARY, 2005
NOTARIAL SEAL
MARY JANE SNYDER, Notary Public
Highspire, Dauphin County
My Commission Expires Sept 1, 2006
So Answers,
Sheriff of Dauphin County, Pa.
By Tag
Deputy Sher ff
Sheriff's Costs:$31.25 PD 12/22/2004
RCPT NO 202508
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2004-06246 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DICKINSON COLLEGE
VS
BETTA MARIO D
Thomas Kline
, Sheriff or Deputy Sheriff
being
duly sworn according to law, says, that he made a diligent sea?ch and
and inquiry for the within named DEFENDANT , to wit:
BETTA MARIO D
but was unable to locate Him
deputized the sheriff of CHESTER
in his bailiwick. He there
serve the within COMPLAINT & NOTICE
County, Pennsylvania, to
On February 22nd , 2005 , this office was in receipt
attached return from CHESTER
Sheriff's Costs:
Docketing 18.00
Out of County 9.00
Surcharge 10.00
Dep Chester County 41.56
.00
78.56
02/22/2005
MDW&O
So answersa =
R. Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
this 7 day of n
?.D.
t'_?_?Prctho otary
In The Court of Common Pleas, of Cumberland County, Pent
Dickinson College
VS. LttiS?.L`
Mario D. setta ZaCSFEB_g A?l?' ?6 No 04-6246 civil
Now, February 7, 2005
hereby deputize the Sheriff of Chester
County to execute
deputation being made at the request and risk of the Plaintiff.
•?' .vi?",e„?a ?"?.?'`a"- ?,"rte ;'.:'`..---„'?a'i
Sheriff of Cumberland Count},
Affidavit of Service
Now,
within
upon
at
by handing to
a
copy of the original
and made known to
a,llojo5 Op. ti6' 30 A!"
Cb(1nP11P->4 fAX/\Ap?7s ?J < ?5
U /', K- ^ tx n . T. f
? a
So answers,
the contents
Sheriff of
COSTS
Sworn and subscribed before SERVICE $
me this I day of Ate- 20 MILEAGE
AFFIDAVIT
_ NOTARIAL SEAL
Rebecca S. Yepremian, Notary Public $
West Chester Born., Chester County
My commission expires August 6, 2008
20,, at o'clock M.
I, SHERIFF OF CUMBERLAND
PA, do
Writ, this
the
PA
y
S
`7r/ ,73zE
R. THOMAS KLINE
Sher`:
EDWARD L. SCHORPP
Solicitor
OFFICE OF THE SHERIFF
One Courthouse Square
Carlisle, Pennsylvania 17013
TO: Hon. Carolyn Welsh
Chester County Sheriff
<r7 YE , /?'/ ?
S COSTS
-9-oS
sue'- Paid
lice 3-a-os
VY R. ANDERSON
Chief Deputy
JY S. SMITH
Estate Deputy
71
Dear Sheriff:
lC
SHERIF
Receipt I
Last day to
Dickinson College
RE: VS
Mario D. Betta
04-6246 civil
Enclosed please find Notice and Complaint, reinstated
to be served upon /' Mario D. Betta
200 E. Schuykill Road
Pottstown, PA 19464
in your County.
Kindly make service thereof and send us your return of service.
)LI10le ? 16'.3 W PC,25- AU4: C.66Apl Ma?6 Y(>z ? ,
Very truly y s,
R. Thomas Kline, Sheriff
Cumberland County, Pennsylvania
?t? of ?ICum?er
r `? t?
GC t'1t -
9tL4 Ir r FPO
ImFEB-9 A"Ja 16 )rY
IIJ td ?11?L;- C`?.
T.
zix
Enclosures:
F:\FILFS\DATAFILE ckinsonCollege9619\Collmtiom\Cummt\201\201.prat
Created'. 214105 341 PM
Revised 9/13/05 3:44PM
David R. Galloway, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 04-6246
CIVIL ACTION-LAW
MARIO D. BETTA,
Defendant JURY TRIAL OF TWELVE DEMANDED
PRAECIPE
SF$
Please reinstate the a4Mwiwd Complaint against Mario D. Betta, 9 Hanover Drive, Pottstown,
PA 19464, in the above-captioned action and to Cumberland County Sheriff for service.
WILLIAMS & OTTO
By ' I -
David R. Gal o ay,
I. D. Number 87326
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Date: September 13, 2005 Attorneys for Plaintiff
SHERIFF'S RETURN - OUT OF COUNTY
CASE NO: 2004-06246 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
DICKINSON COLLEGE
VS
BETTA MARIO D
R. Thomas Kline
, Sheriff or Deputy Sheriff who being
duly sworn according to law, says, that he made a diligent search and
and inquiry for the within named DEFENDANT
BETTA MARIO D
but was unable to locate Him
, to wit:
in his bailiwick. He therefore
deputized the sheriff of MONTGOMERY
serve the within COMPLAINT & NOTICE
County, Pennsylvania, to
On September 30th , 2005 , this office was in receipt of the
attached return from MONTGOMERY
Sheriff's Costs:
Docketing 18.00
Out of County 9.00
Surcharge 10.00
Dep Montgomery Cc 33.00
Postage .74
70.74
09/30/2005
MDW&O
So answers:
R. Thomas Kline
Sheriff of Cumberland County
Sworn and subscribed to before me
this L-1VA day of
A.D.
P- nota
In The Court of Common Pleas of Cumberland County, Pennsylvania
Dickinson College
VS.
Mario D. Betta
No. 04-6246 civil
Now, September 16, 2005 , I, SHERIFF OF CUMBERLAND COUNTY, PA, do
hereby deputize the Sheriff of Montgomery
County to execute this Writ, this
deputation being made at the request and risk of the Plaintiff.
Sheriff of Cumberland County, PA
Affidavit of Service
Now,
within
upon
at
by handing to
a
and made known to
So answers,
Sheriff of
Sworn and subscribed before
me this day of , 20
20, at o'clock M. served the
copy of the original
COSTS
SERVICE _
MILEAGE
AFFIDAVIT
the contents thereof.
County, PA
R, THOMAS KLINE
Sheriff
EDWARD L. SCHORPP
Solicitor
V
?o?.?t? of ?urn?ert$?d
OFFICE OF THE SHERIFF
One Courthouse Square
Carlisle, Pennsylvania 17013
T0: Hon. John Durante RE: Dickinson College
Montgomery County Sheriff
Mario D. Betta
04-6246 civil
Dear Sheriff:
Enclosed please find Notice and Complaint, reinstated
to be served upon
D. Betta
9 Hanover Drive
Pottstown, PA 19464
in your County.
PERSONSM- -
RONNY R. ANDERSON
Chief Deputy
JODY S. SMITH
Real Estate Deputy
-- ailmieend us your return of service.
RELATION/PO„+r, .. f?G
PLACE OF SERVICE
TTME OF SERVICE
DATE OF SERVICE
NUMBER OF ATTEMPTS
DEPUTY
DEPUTY
LAST DAY OF SERVICE `;LOS/ 4 -Of
Very truly yours,
R. Thomas Kline, Sheriff
Cumberland Co Pennsylvania
,6 L/144
NUMBER: B-4566
2005
DATE: Sept. 21, 2005Aug. 29,
COMMONWEALTH OF PENNSYLVANIA COUNTY OF MONTGOMERY
Dickinson College
Vs
Mario D. Betta
#9 Hanover Drive,
Pottstown, PA 19464
W 55R"a So rid 5W5RS.. Johwv P. D u.rmnl
s w o7 movgoum emam
On Sept. 21, 2005 the deputy returned because there is no #9 Hanover Drive, in Pottstown, PA 19464
Deputy Sheriff
Klass
RAi1LPSVDATAPII,F.ADfekinsonCallcgc9619ACullcaions?Cmientl261Apro3
CreWd 14/05 34IPM
Revised. 3'2W06 856AM
Christopher E. Rice, Esquire
MARTSON DEARDORFF WILLIAMS & OTTO
I. D. No. 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 04-6246
CIVIL ACTION-LAW
MARIO D. BETTA,
Defendant JURY TRIAL OF TWELVE DEMANDED
PRAECIPE
Please reinstate the Complaint against Mario D. Berta, 13625 E 28`h Place, Tulsa, OK 74134, in
the above-captioned action and return same to the undersigned for service.
MARTSON DEARDORFF WILLIAMS & OTTO
Christopher E. Rice, Esquire
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Date: March 29, 2006 Attorneys for Plaintiff
F:IFILE S\Dick insonCollege7619\Coi lections\Current 126 11281. pra 2
Created. 2/4/05 ;.4I PM
Revised. 7/ 19/07 9-.41 AM
Christopher E. Rice, Esquire
Attorney I.D. No. 90916
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
V. NO. 04-6246
CIVIL ACTION-LAW
MARIO D. BETTA,
Defendant JURY TRIAL OF TWELVE DEMANDED
PRAECIPE
Please reinstate the Complaint in the above-captioned matter.
MARTTSSON LAW OFFICES
Christopher E. Rice, Esquire
I. D. Number 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Date: 1//7/0-7 Attorneys for Plaintiff
C?
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F:\FILES\DickinsonCollege7619\Collections\Current\28I \7619C.28 L aff. duediligence
Created: 2/4/05 3:41PM
Revised: 8/13107 4:57PM
Christopher E. Rice, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
I.D. No. 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE,
Plaintiff
V.
MARIO D. BETTA,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 04-6246
CIVIL ACTION-LAW
: JURY TRIAL OF TWELVE DEMANDED
PROOF OF SERVICE AND COST OF SERVICE
PURSUANT TO THE PENNSYLVANIA LONG ARM STATUTE
To the Prothonotary:
Attached is the Affidavit of Service indicating Defendant was served with the Reinstated
Complaint on August 1, 2007. Additionally, we attach an invoice showing the total cost of service
was $50.00.
MARTSON LAW OFFICES
By a4l?? S K----
Christopher E. Rice, Esquire
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Date: ? 1 ? j'o 7 Attorneys for Plaintiff
Tulsa County Sheriffs Office
Docket/Case No: 04-6246
[ X ] Personal Service (also Corporation Service)
I certify and return that I received the foregoing Order on Monday, July 30, 2007 1:07 PM and that I delivered a
copy of said Order, with attachments thereon, to each of the following named persons:
Name Address Date of Service Billable Amount
BETTA, MARIO 11818 E. 25TH ST TULSA, 0810112007 09:55
OK
Returned Notes: NO LONGER LIVES AT PARENTS HOUSE, 13625 E. 28TH PL.
Total Billable Amount
[ ] Posted to premises
I certify that I received the foregoing on , and that I delivered a copy of
said , with attachments thereon, to each of the following named persons:
Name
Address
Date of Service
by posting to premises, and completed this service in accordance with the enclosed instructions on
[ ] Residential / Business Service
I certify that I received the foregoing on , and that on_
served by leaving a copy of said , with attachments thereon, at
which is his usual place of residence / business, with
a member of his family over fifteen (15) years of age.
[ ] Not Found
I received this
on
are not found in said county.
I certify that the following persons:
Signature
DUNCAN, RALPH [DEPUTY III]
Additional Notes:
4
%
JW
MONEY RECEIPT'S FOR OUT OF STATE PAPERS 27188
OFFICE OF THE SHERIFF TULSA COUNTY STATE OF OKLAHOMA
Date +--?
ATulsa, Oklahoma ` ` 30`_
Served Not Served
Stanley Glanz, Sheriff by: hAD
t
CERTIFICATE OF SERVICE
I, Mary M. Price, an authorized agent for Martson Deardorff Williams Otto Gilroy & Faller,
hereby certify that a copy of the foregoing Proof of Service and Cost of Service was served this date
by depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as
follows:
Mario Betta
11818 E. 25`h Street
Tulsa, OK 74134
MARTSON LAW OFFICES
By AAA
D?
M Price
Ten E st High Street
Carlisle, PA 17013
(717) 243-3341
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F: \FILES\Clients\Dickinso nCo l lege7619\C o llections\Current\2 81 \7619C.281. pra. default
Created: 2/4/05 3:41PM
Revised: 6/6/08 8:27AM
Christopher E. Rice, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
I.D. No. 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE,
Plaintiff
V.
MARIO D. BETTA,
Defendant
TO THE PROTHONOTARY:
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 04-6246
CIVIL ACTION-LAW
: JURY TRIAL OF TWELVE DEMANDED
PRAECIPE
Enter default judgment in the above-captioned action in favor of Plaintiff and against
Defendant Mario D. Betta, in the amount of $5,614.41, plus late fees costs of suit and interest from
date of judgment as per the Notes attached to the Complaint for Defendant's failure to file an answer
to the Complaint.
I do hereby certify that a written notice of intention to file this Praecipe was mailed to the
Defendant at the address indicated thereon, on August 21, 2007, which date was subsequent to the
date default occurred and at least ten (10) days prior to the date of the Praecipe.
MARTSON LAW OFFICES
By
Christopher E. Rice, Esquire
I.D. Number 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Dated: &`(9//'0Q Attorneys for Plaintiff
F \FILES\DickinsonCollege7619\Collections\Current\281 \7619C.281.10daynotice
Created. 214/05 3AIPM
Revised: 8/21/07 10:08AM
Christopher E. Rice, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
I.D. No. 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE,
Plaintiff
V.
MARIO D. BETTA,
Defendant
TO: MARIO D. BETTA
11818 East 25" St., Tulsa, OK 74134
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 04-6246
CIVIL ACTION-LAW
: JURY TRIAL OF TWELVE DEMANDED
DATE OF NOTICE: August 21, 2007
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT
YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU
ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE
ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR
OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE
A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN
PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Cumberland County Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
Telephone:(717) 249-3166
MARTSON LAW OFFICES
By (2 4 _' - i --
Christopher E. Rice, Esquire
This is a debt collecting firm attempting to collect a debt for Dickinson College. Any
information obtained will be used for that purpose.
Christopher E. Rice, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
I.D. No. 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE,
Plaintiff
V.
MARIO D. BETTA,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 04-6246
CIVIL ACTION-LAW
: JURY TRIAL OF TWELVE DEMANDED
AFFIDAVIT AS TO MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA )
:SS.
COUNTY OF CUMBERLAND
Christopher E. Rice, Esquire, being duly sworn according to law, deposes and says that he
has authority to make this affidavit on behalf of his client, and to the best of his knowledge,
information and belief, the Defendant above named is not in the military service of the United States
of America, that he has knowledge that the said Defendant is now living at: 11818 East 25 1h Street,
Tulsa, OK 74134. Said Defendant's place of employment is unknown.
Sworn t and subscribed before me
this C day of , 200e
O'e?, "/ S //?,
Christopher E. Rice, Esquire
COMMONWEALTH OF PENNSYLVANIA
Notaft Seal
Mery M. Pdoee, Notary Public
Caft a Boro, Currrbertarrd County
My Carlntl IM Worse Aug. A 2011
Mem er, Pennsylvania Association of Notaries
Christopher E. Rice, Esquire
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
I.D. No. 90916
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE,
Plaintiff
V.
MARIO D. BETTA,
Defendant
IN THE COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
NO. 04-6246
CIVIL ACTION-LAW
: JURY TRIAL OF TWELVE DEMANDED
COMMONWEALTH OF PENNSYLVANIA )
: SS
COUNTY OF CUMBERLAND
Christopher E. Rice, Esquire, being duly sworn according to law, deposes and says that he
is an employee of MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER, attorneys
for the Plaintiff in the above captioned matter and that pursuant to the provisions of the Pennsylvania
Rules of Civil Procedure, a notice of intention to enter default judgment against the Defendant was
given to him by mail on August 21, 2007.
S
Christopher E. Rice, Esquire
Sworn to and subscribed
before me this day o20At
114 t,>dtf r-) -
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Mary M. Price, Notary Public
Carlisle Boro, Cumberland County
My Commission E)ires Aug. 18, 2011
Member, Pennsylvania Association of Notaries
CERTIFICATE OF SERVICE
I, Mary M. Price, an authorized agent of MARTSON DEARDORFF WILLIAMS OTTO
GILROY & FALLER, hereby certify that a copy of the foregoing Praecipe was served this date by
depositing same in the Post Office at Carlisle, PA, first class mail, postage prepaid, addressed as
follows:
Mr. Mario D. Betta
11818 East 25' Street
Tulsa, OK 74134
MARTSON LAW OFFICES
By VT -
Ma . Price
Ten st High Street
Carlisle, PA 17013
(717) 243-3341
Dated: -ldlo0
THIS IS A DEBT COLLECTING FIRM ATTEMPTING TO COLLECT A DEBT. ANY
INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Q
r,
c
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P cT v
=?=?"? 3 QCs
6rn
>C ° w -?
`T
e_
T
Christopher E. Rice, Esquire
Attorney I.D. No. 90916
MARTSON DEARDORFF WILLIAMS OTTO GILROY & FALLER
MARTSON LAW OFFICES
Ten East High Street
Carlisle, PA 17013
(717) 243-3341
Attorneys for Plaintiff
DICKINSON COLLEGE, IN THE COURT OF COMMON PLEAS OF
Plaintiff
V.
MARIO D. BETTA,
Defendant
: CUMBERLAND COUNTY, PENNSYLVANIA
NO. 04-6246
CIVIL ACTION-LAW
: JURY TRIAL OF TWELVE DEMANDED
TO: MARIO D. BETTA, DEFENDANT
NOTICE OF ENTRY OF DEFAULT JUDGMENT
You are hereby notified that on ? 6o , 2008, the following
Judgment was entered against you in the a ove-captioned case: Judgment in the amount of
$5,614.41, plus costs of suit, attorneys' fees and interest from date of judgment as per the Notes
attached to the Complaint for Defendant's failure to file an answer to the Complaint.
Date: j wo
s 1 ?
Prothonotary
I hereby certify that the name and address of the proper person to receive this notice under
Pa. R. Civ. P. 236 is:
Mario D. Betta
11818 East 25" Street
Tulsa, OK 74134