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Home My WebLink About13-3761 Nudelman, Klemm, & Golub, P.C. Attomey(s) for Plaintiff (NN120815) 425 Eagle Rock Avenue - Suite 403 Roseland, NJ 07068 E i (973) 618 -0000 [tel.] (973) 618 -0647 [fax] _(t t 1 t CAPITAL ONE BANK (USA) 11I " ( ) SYLWN `CUMBERLANDOCOUN CO MMON PLEAS PENNSYLVANIA VS. DOCKET NO.: LISA O ADKINS 720 N HANOVER ST APT 4 CARLISLE PA 17013 TO THE CUMBERLAND COUNTY PROTHONOTARY: PRAECIPE TO TRANSFER/ENTER JUDGMENTINTRY OF APPEARANCE Please enter Robert L. Baroska, 3r Esquire and the Law Office of Nudelman, Klemm & Golub, P.C. as counsel of record for Plaintiff, CAPITAL ONE BANK (USA), N.A. in the above captioned matter. Kindly enter judgment, indexing the same as captioned above, in favor of the Plaintiff and against the Defendant(s), LISA O ADKINS, in the amount of $1,282.10, in accordance with the Commonwealth of Virginia Judgment for money damages docket to GV09052633 -00, a certified copy of which is being filed herewith along with a certified docket sheet. Damages are computed as follows: N Amount of Judgment: $1-,-248 INTEREST (from October 8, 2009) $.00 COSTS (Expended post judgment) $33.50 Less Payments /Adjustments made -$.00 Total: $1,282.10 Nudelman, Klemm and Golub, P.C. By ). ( 2�2 Robert L. Baroska 3r Esquire P.A. ID # 306728 H a AloA C., e* Aa4 6,�/ IQ� �gaso� CAPITAL ONE BANK(USA),N.A. IN THE COURT OF COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA DOCKET NO. : VS. LISA O ADKINS 720 N HANOVER ST APT 4 CARLISLE PA 17013 CERTIFICATE OF SERVICE �bt hereby certify that on this W day of 20 L3 I mailed a true and correct copy of the foregoing praecipe for entry of judgm nt upon the party(s) or representative(s)named below and in the manner indicated: Via first class mail postage prepaid: LISA O ADKINS 720 N HANOVER ST APT 4 CARLISLE PA 17013 File#:NN120815 CAPITAL ONE BANK(USA),N.A. IN THE COURT OF COMMON COMMON PLEAS, CUMBERLAND COUNTY, PENNSYLVANIA VS. DOCKET NO.: LISA O ADKINS 720 N HANOVER ST APT 4 CARLISLE PA 17013 VERIFICATION/AFFIDAVIT OF NON-MILITARY SERVICE The undersigned does hereby verify, subject to the penalties of 18 Pa.C.S.A. § 4904, relating to unsworn falsification to authorities, that the undersigned is the attorney for the Judgment Creditor, CAPITAL ONE BANK(USA),N.A.; with a mailing address of c/o Nudelman, Klemm and Golub, P.C., 425 Eagle Rock Ave. - Suite 403, Roseland NJ 07068; and that the last known address of the Judgment Debtor(s), LISA O ADKINS, is believed to be: 720 N HANOVER ST APT 4 CARLISLE PA 17013 ; and that the Judgment is valid, enforceable and unsatisfied, and that the facts set forth in the foregoing Praecipe are true and correct to the best of the undersigned's knowledge, information and belief. The undersigned, being duly sworn according to law, deposes and says that to the best of his knowledge information, and belief the above captioned Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions of the Service Members Relief Act, 50 App. U.S.C. § 501 et. seq. (amended in 2004). Nudelman, Klemm and Golub, P 300 2 0 20.1,3 2- Robert L. Baroska 3rd, Esquire Attorney for Plaintiff File# NN120815 CAPITAL ONE BANK (USA),N.A. IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA clv;/ vs. DOCKET NO. : I `r I LISA O ADKINS 720 N HANOVER ST APT 4 CARLISLE PA 17013 NOTICE OF JUDGEMENT OR ORDER TO: ( )Defendant ( ) Garnishee You are hereby notified pursuant to Pa. C.P. 236 that the following order of judgment was entered against you on: W?day of �Ivne_-,' , 20_& ( )Judgment in the amount of 1$ ,282.10,plus costs. ( ) Entry of Judgment of: ( ) Court Order dd ( ) Non-Pros ( ) Confession t 1 8 , 6 ,0 ( ) Default ( ) Garnishee ( ) Verdict ( ) Arbitration Award ( ) A copy of all documents filed with the Prothonotary in support of the within judgment are enclosed. If you have any questions concerning this notice please contact Plaintiff s counsel,Nudelman, Klemm, & Golub, P.C. at 973/618-0000. BY ORDER O ROT Y: By: . .. PROTHONOTARY(OR DEPUTY) ABSTRACT OF JUDGMENT Case No. ..................................GV09052633-00 ................................................. Commonwealth of Virginia VA.CODE§8.01-449 RICHMOND GENERAL DISTRICT COURT-CIVIL 400 N.9TH ST.,ROOM 203, RICHMOND,VA 23219 .................................................................................................................................................................................................................................. DISTRICT COURT NAME AND ADDRESS CAPITAL ONE BANK(USA)NA ADKINS, LISA 0 .........................................................................................................I........... v. ............................................................................................................................ FULL NAME OF PLAINTIFF(LAST,FIRST,MIDDLE) FULL NAME OF DEFENDANT(LAST,FIRST,MIDDLE) .................................................................................................................................... ........................................................................................................................................... ADDRESS ADDRESS PO BOX 85168 212 EAGLE LANE RICHMOND, VA 23286 8114 DANVILLE, VA 24540 CITY....................................................STATE.......................................ZIP.............. CITY...............................................................STATE...........................I...........Z�.............. 0000 ................................................................. 8369 DATE OF BIRTH SSN(LAST FOUR DIGITS ONLY) DATE OF BIRTH SSN LAST FOUR DIGITS ONLY) ........................................................................................ ..�....................................... ...................................................................................................... ............................................ FULL NAME OF PLAINTIFF(S) FULL NAME OF DEFENDANT(S) .................................................................................................................................... ..................................................................................................................................................... ADDRESS ADDRESS ........................................I............................................................................................ ..... .................................................... ................................................. .............. CITY STATE ZIP CITY STATE ZIP ...................................................... ........................................ ....................................................................... DATE OF BIRTH SSN(LAST FOUR DIGITS ONLY) DATE OF BIRTH SSN(LAST FOUR DIGITS ONLY) This is to certify that a judgment was rendered in this court in favor of- [XJ PLAINTIFF(S)against DEFENDANT(S) [ J DEFENDANT(S)against PLAINTIFF(S) [ J ................................................................................................................... V. ...................................................................................................................................................... DATE OF JUDGMENT 10/08/2009 $ 1,197.60 AMOUNT OF JUDGMENT $ AMOUNT OF JUDGMENT NOT SUBJECT TO ACCRUAL OF INTEREST HOMESTEAD EXEMPTION WAIVED [ J YES [ J NO [ J CANNOT BE DEMANDED $ ALTERNATE VALUE OF SPECIFIC PROPERTY AWARDED INTEREST RATE(S)AND BEGINNING DATE(S) 23.1 % FROM 01/26/09 COSTS ATTORNEY'S FEES ATTORNEY $ 51.00 71$ CAPITAL ONE/AGT OTHER: .................................................................................................................................................... ......................................................... ............................................................ I certify the above to be a true abstract of a judgment rendered in this 02/20/2013 ..................................................................................................................................... GE DATE E FORM DC-465 MASTER 7/07 EXEMPLIFICATION OF OF RECORD r GV09052633-00 Case No.:............................................................................................................................................. Commonwealth of Virginia RICHMOND GENERAL DISTRICT COURT-CIVIL [X] General District Court . ................................................................................................................................................................................ Juvenile and Domestic Relations District Court LISA O ADKINS InRe......................................................................................................................................................................................................................................................................................................................................................... CAPITAL ONE BANK(USA)NA ADKINS,LISA O ........................................................................................................................................................ v. ..............................-........................................................................................................................................ FULL NAME OF PLAINTIFF/PETITIONER(LAST,FIRST,MIDDLE) FULL NAME OF DEFENDANT/RESPONDENT(LAST,FIRST,MIDDLE) ..............................................................................................................................................................................I..... ........................................................................................................................................................................ FULL NAME OF PLAINTIFF/PETITIONER(LAST,FIRST,MIDDLE) FULL NAME OF DEFENDANT/RESPONDENT(LAST,FIRST,MIDDLE) DISTRICT COURT CLERK'S ATTESTATION SANDRA C.BLOUNT the Clerk of this Court,in the I, ........................................................................................................................................................................................................................... 13TH Judicial District of the Commonwealth of Virginia,attest on this date that the attached papers are true and complete copies of the following documents in the records of the above-styled case in this court: JUDGMENT ENTERED OCTOBER 8, 2009 .................................................................................................................................................................................................. ..... ............................................................................................................................................ 02/20/2013 ................................................ ................................................. DATE ............ CLERK DISTRICT COURT JUDGE'S CERTIFICATION 1 .JOI JETER TAYLOR ........................................................................................................................................................................................................... the Judge of this Court,in the aforesaid Judicial District,certify that the above-named District Court Clerk is,and was at the time of signing of the certificate,the Clerk of this District Court,that such Clerk is duly qualified,that the attestation is in proper form and that the signature is genuine. 02/20/2013 DATE JUDGE To the Responding Court: �j This exemplification meets the requirements of the following Act of Congress: The records and judicial proceedings of any court of any such State,Territory or Possession,or copies thereof,shall be proved or admitted in other courts within the United States and its Territories and Possessions by the attestation of the clerk and seal of the court annexed,if a seal exists,together with a certificate of a judge of the court that the said attestation is in proper form. Such Acts,records and judicial proceedings or copies thereof,so authenticated,shall have the same full faith and credit in every court within the United States and its Territories and Possessions as they have by law or usage in the courts of such State,Territory or Possession from which they are taken. (62 Stat.947)28 U.S.C.A. § 1738(emphasis added). District Courts in Virginia do not have Seals. FORM DC-619 MASTER 11/06 "91"W k "Wil I QLUMV6 CASE NO. WARRANT IN DEBT THE MARSTON AGENCY,INC. Commonwealth of Virginia' 0 9 0;"")*2 163_101 HEAPdNC DATE VA.CODE§ 16.1-79 PLAINTIFF(S) City of Richmond-Civil Division 804-646-6461 Capital One Bank(USA),N.A. AND TIME General District Court E.O Box 85168 CITY OR COUNTY John Marshall Courts Buidling,2nd Fir,400 N 9th St.,Rm 203 Richmond,VA 23219-1546 'ZLn ,VA 23286-9114 .....................................................I............................................... ..............................................__..._.'............ STREET ADDRESS OF COURT 1-888-567-2271 EAT:453.8732 TO ANY AUTHORIZED OFFICER:You are commanded to summon the Defendant(s), V. TO THE DEFENDANT(S): You are summoned to appear before this Court at the above address on DEFENDANT(S) 10/8/2009 ...........10:00 AM to answer the Plaintiff(s)' civil claim(see below ADKINS,LISA 0 ftEnDAgg T IME- 10/8/2009 OP 212 EAGLE LN Sandra C.Blount ......... ................................. . ....... DATE ISSUED �)CLERK 0 DEPU Y CLERK 0 MAGISTRATE DANVILLE,VA 24540 10:00 AM CLAIM: Plaintiffs claim that Defendant(s)owe Plaintiff(s)a debt in the sum of Pittsylvania County ............net of any credits,with interest at 1�1.j........................ % from jj26�2009__..until paid. INTEREST RATE DATE FROM WHICH IS DUE pRlMxxxxx8369 SECD . $ 51.00 costs and So.00 attorney's fees with the basis of this claim being F_ WARRANT IN DEBT ❑Open Account ❑ Contract ❑Note 91 Other(EXPLAIN) TO DEFENDANT: You are not required to appear; ................ however,if you fail to appear,judgment may be entered 4862362580969965 452501703 against you.See the additional notice on the reverse about HOMESTEAD EXEMPTION WAIVED? 0 YES 0 0 0 cannot b dernan ed 0 requesting a change of trial location. JUDGMENT 08/,27/2009 Fran Steinberger D __......._._.__E._.......AT PAID OR 0 PLAINTIFF 0 PLA51NW"TnJ CASE DISPOSITION ❑ To dispute this claim,you must appear on the return SATISFIED date to try this case, PURSUANT TO 1411tr5`31�ENT that the Plaintiff(s)recover againstpafmre-d Defendant(s)❑ ............................. ATTACHED , 119-T .--.. .. gr� � R) To dispute this claim,you must appear on the return NOTICE OF ..........I._..._.__.: Quet of any credits,with interest a; J___%from I until paid. SATISFACTION. INTEREST RATE eTiFEbq�Wffli HIS DUE date for the Judge to set another date for trial. 751 F-f rl-) costs and$ attorney's fees $ Bill of Particulars ........ ............................ ............XWOMPYIPM9...... ORDERED DUE Grounds of Defense DUE CLERK HOMESTEAD EXEMPTION WAIVED? 0 YES 0 NO El CANNOT BE DEMANDED ORDERED ATTORNEY FOR PLAINTIFF(S) 0JUDGMENTFOR 0 NAMED DEFENDANT(S) 0 ........................................................................................ DISABILITY ❑NON-SUIT [] DISMISSED ..................'................1-.1.............. ........................ ACCOMMO- ................. Defendant(s)Present? YES.................................................. ....................... ATTORNEY FOR DEFENDANT(S) DATIONS for .................. loss of hearing, NO 'ELECTRONIC OR COMMUWAMN vision, mobility, &A95eQ_01z;3:" DEVICES NOTALLOW E D IN COURTHOUSE' etc. Contact the JUDGE '4 1.... ................................... court ahead of & FOR PC (114:6-010 3/00) time. KETURNS:Each defendant was served accord' g to law, as indicated below, unless not found. NAME NAME NAME............................................................................................................ ............................... .......... .......... ............................._1........................................... ........... ................................................................ ..................................................................................................................................... ADDRESS_......._.._..._........_........._.......................... ADDRESS ADDRESS ............ ............................................ ............. ........I--------- .....»»...............»....»........ .......................... ....__........»....................................... ................................................................................................ -Tel. ❑ PERSONAL Tel. C] PERSONAL Tel. 0 PERSONAL No No ................ ................. ............... SERVICE SERVICE ............ SERVICE Being unable to make person�.,s Being unable to make personal service,a copy was a copy was Being unable to make personal service,a copy was delivered in the following mari4fF-- delivered in the following manner: delivered in the following manner- 0 Delivered to family member t„tp family member(not temporary sojourner .q . porary sojourner C]Delivered to family member(not temporary sojourner 0 Delivered to f guest)age 16 or older at usual-04;g,9S abode of party guest)age 16 or older at usual place of abode of party guest)age 16 or older at usual place of abode of party I . f i 1w port. named above after giving in otm -of its purport. Mcll,qc, named above after giving information of its pur named above after giving information of its purport. List name,age of recipient,and r6ldtfdri of recipient to List name,age of recipient,and relation of recipient to List name,age of recipient,and relation of recipient to named above. named above. named above. C3 Posted on the front door or such other door as appears 0 Posted on the front door or such other door as appears 0 Posted on the front door or such other door as appears to-be the main entrance of usual place of abode, to be the main entrance of usua4place 916bode, to be the main entrance of usual place of abode, address listed above.(Other authorized recipient not. address listed above.(01;*au&raiwea recipient not address listed above.(Other authorized recipient not found.) found.) :... ,...: .:.: .., t found.) 13 Served on Secretary of the Commonwealth. 0 Served on Secretary of the Commonwealth. Served on Secretary of the Commonwealth. 0 Not Found ❑ Not Found ❑ Not Found SERVING OFFICER SERVING OFFICER SERVING OFFICER .............. ................... ........... DATE for DATE for DATE for To the defendants(s):If you believe that the Pfaintiff(s)should have filed this suit in a different city or county,you may I certify that I mailed a copy of this document to the file a written request to have the case moved for trial to the general district court of that city or county.To do so,you defendants named therein at the address shown therein must do the following: on YL A 1. Prepare a written request which contains(a)this court's name,(b)the case number and the"return date"as shown on 09/08/2009 4do 43FINK-1 the other side of this form in the top right comer,Plaintiff(s)'name(s)and Defendant(s)' name(s), (d)"I move to Date * Pra'mt i Ff —- object to venue of this case in this court because"and state the reasons for your objection and also state in which city 0 Plaintiff's-Atty, or county the case should be tried,and(e)your signature and mailing address. 0 Plaintiff s Employee 2. File the written request in the clerk�; the mail at your own risk or give it to the judge tqplainfiff. tei;Al .3o,je �,?D4eRvra cop y -Q when your case is called on the w4m IUJudge's decision. sued on .................. ............................., 3. If mailed to the court,you will 1; 1 1 ie(?o Interrogatories issued on FORM DC412,428(REVERSE)6/89 —DEFAULT JUDGMENT Case No.: ....................... ........................... SERVICEMEMBERS CIVIL RELIEF ACT 10/8/2009@10:00:00 AM Commonwealth of Virginia VA CODE.§8.01-15.2 RETURN DATE AND TIME [ ] Circuit Court General District Court RICHMOND [ ] Juvenile and Domestic Relations District Court CITY OR COUNTY LISA O ADKINS CAPITAL ONE BANK(USA), N.A. v.. In re: ------------------------------------------------------------------------------------------------------------------------------------------------------------------- Laura Sharp the undersigned affiant, states the following under oath: [ ] The defendant [ ] is in military service [ ] is not in military service The following facts support the statement above: .....................................................................................................................................................I.................. ........................................................................................................................................................................ ........................................................................................................................................................................ ........................................................................................................................................................................ ........................................................................................................................................................................... the affiant was unable to determine if the defendant is in military service. -------------September_1,_2009------------------- DATE AFFIANT'S SIGNATURE The above-named affiant personally appeared this day before the undersigned, and upon duly being sworn, made oat that the facts stated in this affidavit are true to the best of his or her knowledge, information and belief. ------------Sept ember-1,-2009------------------------------------------- DATE [ CLERK [ DEPUTY CLER [ ]MAGISTRA [ ]JUDGE NOTARY PUBLIC My Commission expires: 7/31/2012 NOTICE REGARDING APPOINTMENT OF COUNSEL TO REPRESENT ABSET SERVICEMEMBER: Where appointment of counsel is required pursuant to 50 U.S.C. app. § 521 or 522, the court may assess attorneys' fe: and costs against any party, as the court deems appropriate, and shall direct in its order which of the parties to the casi shall pay such fees and costs, except the Commonwealth unless it is the party that obtains the judgment. FOR COURT USE ONLY: ORDER OF APPOINTMENT OF COUNSEL I find that appointment of counsel is required pursuant to 50 U.S.C. app. § 521 or 522 and therefore, I appoint the lawyer indicated below to represent the absent service member named as defendant/respondent above. ................................................... ............................................. NAME,ADDRESS NEXT HEARING DATE AND TIME OFCOURT .................................................... .............................................. APPOINTED DATE LAWYER .................................................... 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Sip�R° g(yA> Uill �� A n q S�lg� 'up� F➢t 1► ��' �6�"j j � A 10Y R 0.j � 9 Ifi[ W } n j '° s 1x Npl S h�`� 3 .. pg<gV a S ii i{ 1 8 '^ A• °g �•�� s °a�s,°� g� M511 pI V tt R 3 i � q a� 15 R I!; etS $g � rY W g 1� w Y $ � � d �� •Z � �e S � m•7 � �� ti?if pS�Q R � �r1 c g D $ A g S 1Lg 0,.q�la g, Rya oR 3tg°4� R RRRRBS10.7 ., asx D318-17-0305 ARBITRATION AGREEMENT M-75733 IMPORTANT.THIS'NRBtTRATION PROVISION IS A PART OF YOUR CUSTOMER AGREEMENT , You and we agree that either you or'we may,at ether sole Procedures and law Applicable In Arbiba0nn.This Arblbafion elecoun,reaulm 0o any Claim(as defined below)be resolved by Provision is made pursuard to a transaction imrohrfip hdeniate binding adh =vn=and scan be governed d goveerrbv and adoneable under the federal IF YOU OR WE BELT ARBITRATION OF A CLAIM.NEITHER subJ d to atibillmu shall be resolved by�mlelp whether Arbitration YOU NOR WE WILL HAVE 7HE RIGHT TO PURSUE THAT PmvWm in ft' I *way t may be enforced,consistent with the CLAN IN COURT OR BEFORE A JUDGE OR JURY OR TO FAA and the Icons d this Arbitration Prwishn The arbitrdor win apply PARTICIPATE IN A CLASS ACTION OR ANY OTHER 911UIFwe kw tonsfstat wgh tha FAA and applicable MA-9 es of COl1tECM OR REPRESEIMMVE PROCEEDING.EXCEPT AS nmAdlorls,but the valdAy and adorce ned of w7 class action wafva SET FORTH BELOX THE ARBRRATDR'S DECISION WILL BE B a Westion for a courl of d utoti not an arbit&r.to FINAL AND BINDING. OTHER RIGHTS THAT YOU WOULD d aaad arty damages or Omer relief parried HAVE F YOU WENT TO COURT.IINCLJIOI G!THE RIGHT TO by applicable sit lardive Yaw(but will nut have power to review to CONDUCT DISCMIERT UNILVIU ABLE OiTRIMON. THE FEESEASSOCIATTD Jo Ir�IIL or-,' elowi d Ile parapraoh le Consolidation d �d f named awed Sims ddennine the ed to and WITH ARBITRATION MAY BE NIGHER THAN THE FEES obi' only parifes and ony wrlh reseed ro the ASSOCIATED WITH COURT PROCEEDINGS. China yionu21112 ion The rules and procedures d the Administrator. which proahuO��owl�og c en nd the A wfll not be Spatial DenWms for this Arbibatian*Provision. For to arbitration ud yadiwth IldsAbrallon Provisi n,in which� pm �o� fmrtm bmlel m Provision P i ¢0 yon�sY efirms�ort bound m g d 4 sr�be subject 10.to you Customer Agreement recmenn sedum,sffie or local rules of pmmdure and evidence tit would apply in any Carl or to stale or local laws DW relate to arblhatnon 'Claim'MOM a dahn controversy or dispute of any kind or nature You err we rley have a 1®lmg fi afiitralion bdweah you and us arbtrallon tearing that you attend in will tale place at a location A 77ds deThSon I ndudeA without lunitafi0r%any Cfafm Viat in in to federal judicial district that includes your last-brown billing any w.ry arises bum or relates fa address or al some offer plan upon which you and we agree.You or we •the Agreement and any d its temps(mrJudirg any prior agreements may be reyMedad cohrhsd.I you a we request the arbitrator will be m)w and us or between you and my other edify from which bma dame d privy raogntmd under applicable law and will use •we llr6tratlon PmvSsioni Gmiudinp whether arty Claim is sub best dbds to protect confidential Idmrhatim(mdudtrry i cough the to )ed use of protective orders}.The arbitrator well make any award in writing • edabfishi eht•operation a brmkhatlm d �at ��d either pail will provide a whiten stalPrred your axorotl of reasons for the award. = advertiseiehR pmnntoM or diva cormnrntcalions to r acc M,*fmlher they occurred before or after your Cosls.Tie party Initialing arbitration win pay the initial filing tee,You accut was may seat a waiver at the alnat In tee or ary of the Admldstrator's •a transactions or atatgted traaadions involving your amount ofie fees(cntedlvch.'Admfilstr�rS inns')ace any applicable •a biOknp a eoileSnhs mates relatmp to your a®rrh 4 rules d the AMdrdstobt t you seek.bit do cot quagy for a weHer,we •a Rig dbamcaoas(trrldvq pa�nets a ceos)ro yur prat win cordda any written request by you la us to pay a reimburse you •a or services derged to your account for all a pad d to Admdnkbato(s Fees,We also wnl pay or reimburse •a tees,Inft a other Barges assessed to your account,or yyouou tar all a pat d the Administrators F�If lire arbtralor delemnina catadatfm tee is reason for us to do so.We win pay any fees and costs we •any prbrbrds,sc3vI a behetds programs related to or offered fi are no m pay by ima Omsrwise,and oxepl as provided in this eeraredion with your acooud (including any Insurance. debt Apeenmt yon and we will bear an d Our respective lees and costs cancellation or Edended service contracts and any programs,rebates, (including ge A&&ditmas Fees and the fees and costs refatmg to raearamis�o memberships,disc rds�coupons)whether date�e� wi1112—),regardless d who prevails.Allocation • adatrodue d, m as f alhrg to appeals In arbitration will be handled In the anyinlon ti onaboutyouayour a®uI samermaIm - any Other maters rdafmp to your axoud or your relationship wim us. No Comaondallon or Joinder of Partles.The arbitration of a IL Ift defiddon also Includes,wfftuf fimRaffon,any Clainc Clain rtesf proceed an an Itdnidhal basis,even If to Claim has been •repillm of how or when I Is brought(fox mavnpte,as an finial asserted In a toad as a dass actioct all general action or .rJaim mC art. h�Jaim fderpieadhhg a pdrd-pany cat. dhw rep'e5mlatve rx collective ad of n.Unless all parties eonserd and tonn d cafes(including monceyy damages neither nor we may john.consolidate or oftrw�ise bring Claims �a emft"a edspecific perfomraee or fijurvdivemdeclamtoy a same��Alm,access accounts.Individuals or accountholders in the •based m any theory d law a equity(mcludng�1 out trail. may pursue a class aclIM private anomey general bonother cot�Non,stahk regulaillm ordnar. or wrongful ads a representathe or collective arson In arbitrallon,nor mmaayy you or we arlsshx of ary yDe whell er rep reckless or Intentional) purse such actions in Cart t ary parry►has elected arDllattom.You win •made"or bj anyo a you a claiming through or nit have the rlglt to ad as a Bas representative or paNdpate as a fa you fnldng a-applicant or mmorbed user of your axourA "Voter of a lass at claimants with respat to any Claim as to which •yea atad your repaer�ive you Trcirs a a Imslei In harrinphy) ar6ltratioh ha tram etafes CIE we rtrtaayy be of�directly a lidireodly(fable under any tarn cad a1 Elbe CFaim b apaxy(even t rice are lid prop d�on� W and binding a m fifteen Appeal.�orb � •now in edderce a that may arm in future,regardless of when the an Finality days unless la]s and chamsiances that give rise to the Claim occurred a when The Pd d to awed by ill a of three request o the Admfisider a. 'Man"which Mil consist of tare:arbihators,will consider an lie Ctaln amthed farbW arhd fega)Issues anew,will conduct the appeal In the same •rrede as part Of a class action private attorney general action.or other maaw as the hhPlfai aNlbagm and win male decisions based on ft refrmsed sine or collative aclion w kh Claim staff prorPZd on an vote at the m)Dty.The panels decision will be rrcal and binding.Any Ind vidhat bads as sit forth more fully In Ibis Arbitration Provision. nrel deciskyiyon d the arbnrda a of the appeal pond B subject ro judicial ArbMtlbu Administrators. One of the following arbitration enforceable &e FAA FAA M having sI ation.lm win be eminishetors Admldstratof err,collect s by a court having phnsdhWm. admintsterftarrbitratiotc. Tway Adminlstmiors')Mt Mtscallamreoes,4Valwer,Serera611fty,Survival.If you or we do not elect arbitration or otherwise enforce this Arbibanon Provision in JAMS rornedlah with ahry p Nicola Clft you or we will not valve any ri 9M� �� to Mquire lldratinn In connection wfth set or a otter Claim IIItS re}CA 9M14 Arbitration Provision shall survfm () suspension, termination, www arm:= revooiia.closure ordoVesof this Agnrernemtyouracsrnmlandyour m1atiaship with us(11)to bankruptcy or insolvency of any tarty;and American Arbitration Assn uh any trade of your account or any am0amts owed an your axed, 335 Madison Ave.Floor 10 to a ate pasm or oft t any portion of this Arbnnalion Provision New Yak NY 701117-M Is deemed mva1H a unenforceable,ton remaining portions of this wwa.adEat Mbfbatim Provision stall nevertheless remain valid and in force.In tle National Arbitration Foram event olter�or Inconnsdahcyr between gts Arbitration Provision F.0.11=50191 Arblbaton Provisio n W tl�reA pivot a any prior r Imageof this M�0lis,MN 55405 V plrotompy a diva Image Ot cols hat Apreerneht and related doourrert>s may be used 1n ptacE of the oripireb at-forumrnm for all purposes including ligation You may conIa I any of the Administrators to oblain information 0 2005 Capital One Services,Itc Capital One Is a federally registered about anbflatond arbitration rules and procedures,lee schedules and services mark All rights mesaved clahloam EleeUos and Initiation of Arbitration. You or we rtay,elect arbitration under this Arbitration Provision with respect to any Gaymq even ff Ile Claim is pad of a lawsal brought In court You or we may make a motor or request In court to compel arbnrAlon of a Claim brought as pad of any lawsof.We win not elect or Initiate arbNafion of amy Claim Domu�tt In a small dabs tout a th egthl WmQ,so taarrpp a the Claim rerrelrs In tle1 Count 1s made so y on bd..d an fidl=' or joint ac coat holder and is not made as phae1 d a class aiia.private Ym a mat lolbsotlhe action. rules of Ile dAntnistuftors to Idtlate mbtrdlon I you ldfete aWndlon,you may choose one of the Adrrdtl ad you mat mall us my nollm quired by the Administrator Box 115550,Inclonond,VA 55%t we mail you myEyo ti warv�Nld�by the Adndntstradartoyour�laldumm billing addrrssm�yI wwe have in al arbWon,we will flange the address�fifteen e�d 0 e�qty us li uniting d the above Initiation d arbitration any nOtice we send you Ot our The Marston Agency,Inc. _ 09/10/09 11535 Nuckols Road,Suite A Glen Allen,VA 23059 (800)308-7790-(804)967-9300(Richmond) RETURN ON SERVICE Plaintiff: Capital One Bank(USA),N.A. Court: Richmond General District Court Defendant: Lisa O.Adkins Case: 09052633 Serve: Lisa O.Adkins Return Date: 10/08/09 212 Eagle Ln. Time: 10:00AM Danville,VA 24540 Contact: Capital One Phone: P. O.Box 85168 . Richmond, VA 23285 Types)of Writ(s) paper•1057813 Warrant in Debt Witness/Defendant Lisa O.Adkins was served according to law,as indicated below: ()PERSONAL By delivering a copy of the above described process in writing to him/her in person. (}SUBSTITUTE Being unable to make personal service and not finding the above mentioned person at his/her usual place of abode by delivering a copy of the said process and giving information of its purport at his usual place of abode to who is a member of his/her family and is the of the above mentioned person, other than a temporary sojourner or gu tz and who is the age of 16 years or older. TED Being unable to make a personal service and not finding the above mentioned person at his/her usual place of abode nor any member o his/her family the age of 16 years or older at said abode by posting a copy of such process at the front door or at such other door as appears to be the main entrance of such place of abode. ()BUSINESS At usual place of business or employment during business hours,by delivering the above specified paper(s)and giving information of its purport to the person found there in charge of such business or place of employment. ()Copy mailed to judgement debtor on the date below after serving the garnishee unless a different date is shown below. ()Certified Mail {)Not Found ()Served on Secretary of the Commonwealth r)r— hereby certify under penalty of perjury that I am over the age of 18 and not a party or otherwise interested in the subject matter in controversy. Served Date: Served Time; ( ( Signature of Process Server Notary State of: Virginia County/City of Henrico, I,the undersigned, a Notary Public in and for the above-mentioned jurisdiction,hereby certify that before me appeared the Process Server, who,under oath, stated that service was made as stated above. Sworn and subscribed before me this ) day of Sep/4t 20 �4 Notary Public: Type of Service:A Auth Attempts: I Order:179052 1 Day Rush:No 2 Day Rush:No .Attempts -1- -2- -3- -4- -5- -b- ate: ime: REMARKS- °°.....,° � NOT .• PUBLIC {� REG#7180740 C� :MY COMMISSION ° EXPIRES a°1213112012 t�e�o�o H OC b�JYy 4ERVOC The Marston Agency 604-967- Y, (1��. GARMSIEWENT SUMMONS 93Qa CASE NO. HEARING DATE"&TIME Commonweal of Virginia. Va.Co is-fl 8.01-511,8.0.1.512.3 09-52633 City of Richmond-Civil Division 804-646-6461 JUDQMENTCREDCTOR'S.NAME .......................... ................................. ......General District Court Capifal One Bank(USA),N.A. 2/5/2010 COURT NAME John Marshall Courts Buidling,2rkd Flr,400 N 9th St.I Rm 203 Richmond,,VA 23219-1546 PO Box 85168 9:00 AM COURT ADDRESS AND TELEPHONE NUMBER TO ANY AUTHORIZED OFFICER:You are hereby commanded to serve this summons on the judgment Richmond,VA 23286.8114 debtor and the garnishee. TO THE GARNISHEE:You are hereby commanded to(1)file a written answer with this court,or(2)deliver payment to this court,or(3)appear before this court on the hearing date and time shown on this summons to 1-888-567-2271 answer the Suggestion for Summons in Garnishment of the judgment creditor that,by reason of the lien of writ JUDGMENT CREDITOR'S ATTORNEY'S NAME GARNISHIVIENT of fieri facias,there is a liability as shown in the statement upon the garnishee. As garnishee,you shall withhold from the judgment debtor-any sums of money to which the judgment debtor NS is or may be entitled from you during the period between the data of service of this summons on you and the Fran Steinberger This is a garnishment date for your appearance in court,subject to the following limitations:(1)The maximum amount which may be Court Agent against(check only one) garnished is the"TOTAL BALANCE DUE"as shown on this summons.(2)You shall not be liable to the [ ]the judgment debtor's judgment creditor for any property not specified in this garnishment summons. (3)If the sums of money tieing wages,salary or other garnished are earnings of the judgment debtor,then the provision of"MAXIMUM PORTION OF 1-888-567-2271 EXT:453-8732 compensation. DISPOSABLE EARNINGS SUBJECT TO GARNISHMENT' shall apply.(:4)If the sums of money consist mpme other debt due or solely of direct deposited funds.exempt under federal law such as Social Security,SSI,Veterans',Black Lung, JUDGMENT DEBTOR'S NAME(SERVE) [.Ao ty of the debt judgment and Railroad Retirement benefits,then the exemption shall apply. ADKINS,LISA o debtor,specifically If a garnishment summons is served on an employer having one thousand or more employees,then money to ,,,,,,,,,,,,,............ which the judgment debtor is or may be entitled from his or her employer shall be considered those wages, 412so;'Al.............. ICG salaries,commission or other whir, .fo service on the arnishee-em to er are determined and 212 EAGLE LN � 8s h,,, IIoib g P Y MAXI"PORTION OF are payable to the.judgment debtor under cite gamishee=etoployer's no payroll procedure wi asonable time allowance for making a timely return by mail to this court. -DISPOSid3LB].ARi _QS DANVILLE,VA 24540 SU$1E MSH- CT TO GAR. •••••••.•••-••••••• �. ., (PittsylvamaCounty) MBI�7T _ DATEOFISSUANCEOF oNS Ct.6a 228708369 [•] Support TO GARNISHEE:On check or written answer,include return date, GARNISHEE'S NAME [ ] 50% [ ] 55% DATE AND TIME OF DELIVERY OF WRIT OF FM case number and judgment debtor's name. MAKE CHECK PAYABLE UR W 831 Members CU [ ] 60%j .[ ] 65% FgCIAS TO SHERIFF IF:DIFFERENT FROM DATE OF TO JUDGMENT-CREDTTOR AND DELIVER TO THE COURT. 539 Arnett Blvd (if not specified,then SORE) [ ] state taxes,100% WRIT OF FIERI FACIAS TO ANY AUTHORIZED OFFICER: You are commandW to execute this writ and Danville,VA 24540 (CITY OF DANVILLE) If none of e the above ate to make from theintangible•personal estate of: jydgmen tors)the.principal,.interest,.costs and attorney's checked;<then§34-29(a) fees,less credits;:shown it the''Garnishment Summons." ou further wmmandgd.t ;i ake your return to the a lies a. laiit-lan e clerk's office accoidiu `to law. ' �: ( ,p ! S 8 ANY&ALL ACCOUNTS iniapreiajoh of this Homestead Exe � ed? yes [ no [ ,,oadvdedandcd ATN BRANCH MGR 10/08/2009 st etio>r is oa;the.reVerse of ••.••DATE OF ISSUANCE.OF � �pl�;;1 CIBRx. f)A'r'E•t)FJIJD(3MENr•• STATEMENT ................. ��rrr'' $1,19760.......... .Judgment Principal 'SNS) . o;oo CASE DISP etedi� . $ tOS TTI ON 28z.;Z........... Interests ................. I ORDER that recsive&by .51.00.... ..... Judgment Costs ]the garnishee-pay-to the judgment creditor.through-the court$. •....................net of any credits. 0:00 .. . .. An ]the case be".DISMISSED: 61.00 ClernIshment Costs AIDQMENTCaenrinn .................................................................................................. +. [ �,Jtidgmeiuilebtorptesent. 1,592.97 IWAL.BALANIC DI ............................. Ilbc:garn sfieeshali rely,on.?his amount. D� . DATE ENTERED JUDGE "ELECTRONIC OR COMMUNICATION >oltl�DC 4slx(FROrrr)7/06(l la:s oos oa/ob) EVICLS NOT ALLOWED IN COURTHOUSE" The following statement is not the law but is an interpretation of the law which is intended to assist those who must respond RETURNS:The garnishee was served,according to law,as to this garnishment.You may rely on this only for general guidance because the law itself is the final word.(Read the law,§34-29 of indicated below,unless not found. the Code of Virginia,for a full explanation.A copy of§34-29 is available at the CIcks'office.If you do not understand the law,call a lawyer for help.) An employer may take as much as 25 percent of an employee's disposable earnings to satisfy this garnishment.But if any employee makes the minimum wage or less for his week's earnings,the employee will ordinarily get to keep 40 times the minimum GARNISHEE.................................................. hourly wage. ADDRESS ............................. But an employer may withhold a different amount of money from that above if: (1)The employee must pay child support or spousal support and was ordered to do so by a court procedure or other legal ............................................................. procedure.No more than 65 percent of an employee's earnings may be withheld for support; (2)Money is withheld by order of a bankruptcy court;or (3)Money is withheld for a tax debt. [ ]PERSONAL SERVICE [ FEDERAL SERVICE` "Disposable earnings"means the money an employee makes"after taxes"and after other amounts required by law to be [ I Being unable to make personal service,a copy was delivered in the withheld are satisfied.Earnings can be salary,hourly wages,commissions,bonuses,payments to an independent contractor,or following manner: otherwise,whether paid directly to the employee or not. [ I Served on registered agent of the corporation.List name and title; If an employee tries to transfer,assign or in any way give his earnings to another person to avoid the garnishment;it will not be legal;earnings are still earnings. ............................................................ Financial institutions that receive an employee's paycheck by direct deposit do not have to determine what part of a person's earnings can be garnished.No funds shall be garnished from an account that consists solely of direct deposited federal benefits that are ............................................................. statutorily exempt from garnishment such as Social Security,SSI,Veterans',Black Lung,and Railroad Retirement benefits. [ I Delivered to family member(not temporary sojourner or guest)age 16 CAME TO HAND RETURNS:The judgment debtor was served,according to law,as or older at usual place of abode of party named above after giving indicated below,unless not found,with a copy of both this information of its purport. List name,age of recipient,and relation of ......................................................... summons and the§8.01-512.4 form. recipient to party named above. DATEAND TIME ............................................................. JUDGMENT DEBTOR........................:................ ........................................................... SHERIFF ADDRESS................................................... [ I Posted on front door or such other door as appears to be the main entrance of usual place of abode,address listed above.(Other authorized ............................................................ recipient not found.) NOTE: [ ]PERSONAL SERVICE Served on Secretary of the Commonwealth. Return of Writ of Fieri Facias to be used if no effects found— [ otherwise, use appropriate sections of DC-167, WRIT OF Frm [ Being unable to make personal service,a copy was delivered in the [ Served on the Clerk of the State Corporation Commission,pursuant to§ FACIAS. following manner: 8.01-513. [ ]Delivered to family member(not temporary sojourner or guest)age [ Copy mailed to judgment debtor after serving the garnishee on date of [ NO EFFECTS FOUND 16 or older at usual place of abode of party named above after giving service below unless a different date of mailing is shown. information of its purport.List name,age of recipient,and relation of recipient to pa ......................DATE O...0 F.M...I....... piny named about. ALING ..................................................... DATE Not found ............................................................ SERVING OFFICER ............................................................ SHERIFF Posted on front door or such other door as appears to be the main ••••••••I•••••.for...................................... I entrance of usual place of abode,address listed above.(Other DATE OF SERVICE authorized recipient not found_) DEPUTY SHERIFF r Served on Secretary of the Commonwealth. 'Federal garnishment statutes,5 U.S.C.§SSZOa(cx])a 42 U.S.C.§659 provide that the garnishee,when a federal agency, [ Na found may be served either personally or by certified or registered mail, SERVING OFFICER return receipt requested. 1 ............. for ..................................... DATE OF SERVICE II FORM DC45IX(REVERSE)REVISED 7/05 ! a Capital One P.O. Box 85168 Richmond,VA 23286 PLAINTIFF CHANGE AFFIDAVIT I hereby certify that the Plaintiff in this action has been changed. The new Plaintiff is Capital One Bank(USA),N.A. - Agent Subscribed and sworn to,before me,this 28 December 2009 in Chesterfield County. My commission expirU�w gust 31,2011. Notary Publ �a ANIV 8 MARY ANN BEST �i'P '�b �Sj► Notary Public t•O Commonwealth of Virginia :V _ 7112131 • My Commission Expires Auy_•31. 201 f = L w Attorneys *Licensed LAW ASSOCIATES Licensed in Virginia P.M.Kubin" ATTORNEYS AT LAW "Licensed in North Carolina S.J.Zecca' POST OFFICE BOX 62719 G.H.Willis' 222 CENTRAL PARK AVENUE Offices in Virginia Beach, VA J.S.Marks' VIRGINIA BEACH,VA 23462 and Greensboro.NC C.B.Krohn" T.C.French" Local:(757)446-7540 Toll free:(800)989-0009 Mon-Fri Hours:8:00 am-9:00 pm December 30,2011 Clerk, RICHMOND GENERAL DISTRICT COURT CIVIL-JOHN MARSHALL COURTS BDG Ro 1.;DAJE @8 7PAPERS 400 N 9TH ST. -SUITE 203 DATE :. 05/02/12 TIME. 09a11 RICHMOND, VA 23219-1508 Dear Sir or Madam: 2— s't� We respectfully request an abstract on the case noted below. We have provided the style of the case, date of judgment and your docket number. We intend to docket this judgment in Circuit Court . Please provide a clear and legible abstract with the first five digits of the social security number marked out, as most courts are scanning the abstract and will return if not legible or if the full social security number is on the abstract . Enclosed is a self-addressed stamped envelope for your convenience. Thank you for your assistance in this matter. Very truly yours, DOMINION LAW ASSOCIATES Plaintiff : Capital One Bank Defendant : Lisa 0 Adkins Docket No. : 09-52633 Date of Judgment : October 8, 2009 NO2/19-96948-0/GBS DOMINION LAW ASSOCIATES ARE DEBT COLLECTORS THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.