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Home My WebLink About13-3783 Supreme CoufVU- Tennsylvania Coulr 7of Coii>1moP1eas For Prothonotary Use Orr /y: Y t C iI Cover Sli+eet Docket No: l j tJ�a')1 County The irrlilrrnutiou collected on Chic fc)rm is used solely fc)r LOttrt administration purposes. Ihis,form does not supplement or replace the Jlllnq and service of pleadings or other poper s as required hl, law or rules of court. Commencement of Action: S 0 Complaint n Writ ol'Summons El Petition Transfer from Another Jurisdiction E3 Declaration of Taking E C Lead Plainti IT' s Name: Lead Defendant's Name: T REMIT CORPORATION, ASSIGNEE OF UNIFUND CCR, LLC RENATHA HAMILTON I Are money damages requested? S Yes 0 No Dollar Amount Requested: w ithin arbitration limits 0 (check one) ®i outside arbitration limits N Is this a Class Action Suit? 0 Yes 2 No Is this an AIDJAppeal? 0 Yes no No A Name of Plaintiff /Appellant's Attorney: RAYMOND W. KESSLER, ESQUIRE El Check here if you have no attorney (are a Self- Represented (Pro Se] Litigant) Nature of the Case Place an "X" to the left of the ONE case category that most accurately describes your PRIAIARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT (do not include Mass Tort) CONTRACT (do not include Judgments) CIVIL APPEALS 0 :Intentional [I Buyer:Plaintiff Administrative Agencies Malicious Prosecution ® Debt Collection: Credit Card 0 Board of Assessment Motor Vehicle Debt Collection: Other D Board of Elections Nuisance E] Dept. of Transportation Premises Liability [I Statutory Appeal: Other S 0 Product Liability (does not include E mass tort) � Employment Dispute: El Discrimination Slauder/Libel! Defamation Employment Dis ute: Other C F-1 Other: p 0 Zoning Board T Il Other: I Other: O MASS TORT 1] Asbestos N Tobacco Q Toxic Tort - DES ® Toxic Tort - Implant REAL PROPERTY Q Toxic Waste MISCELLANEOUS Q Other: Ejectment Common Law /Statutory Arbitration B Eminent Domain /Condemnation Declaratory Judgment Ground Rent Mandamus Landlord /Tenant .Dispute 0 Non - Domestic Relations 0 Mortgage Foreclosure: Residential Restraining Order PROFESSIONAL LIABLITY F1 Mortgage Foreclosure: Commercial 0 Quo Warranto 0 Dental 0 Partition 0 Replevin 0 Legal 0 Quiet Title 0 Other: .Medical Other: 0 Other Professional: Updated 1/1/2011 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA c.� REMIT CORPORATION, c " Assignee of Unifund CCR, LLC, Plaintiff c.� VS. CIVIL -LAW, c s x .._ n CD RENATHA HAMILTON, : DOCKET NO. i3 . ✓ /�� ''`�+' Defendant NOTICE TO DEFENDANT TO THE DEFENDANT: YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Pennsylvania Lawyer Referral Service Cumberland County Bar Association 100 South Street, PO Box 186 2 Liberty Avenue Harrisburg, PA 17108 Carlisle, PA 17013 800 - 692 -7375 717- 249 -3166 717 - 238 -6807 R . KESSLER, ESQUIRE �Ic //�o #a�as�y IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff VS. CIVIL -LAW RENATHA HAMILTON, DOCKET NO. Defendant COMPLAINT The Plaintiff, Remit Corporation, by and through its attorney Raymond W. Kessler, Esquire, hereby files this Complaint of which the following is a statement: 1. The Plaintiff, The Remit Corporation is a Pennsylvania Corporation doing business at 36 West Main Street, P.O. Box 7, Bloomsburg, Columbia County, Pennsylvania 17815 and is the assignee of Unifund CCR, LLC. A Copy of the document assigning all relevant rights with reference to the present action to the Remit Corporation are attached hereto, incorporated herein and referred to hereafter as Exhibit A. 2. The Defendant, Renatha Hamilton, is an adult individual residing at 915 Indiana Avenue, Lemoyne, Cumberland County, Pennsylvania 17043. 3. Defendant obtained a First National Bank of Omaha Visa credit card on or about June 1, 2003, from First National Bank of Omaha, (hereinafter "original creditor "), Account number 4418 4091 1257 7755. 4. Unifund CCR, LLC has been assigned the account of the Defendant by Pilot Receivables Management, LLC. Pursuant to Pa.R.C.P. No. 1019(i), a copy of the written agreement is attached hereto, incorporated herein and referred to hereafter as Exhibit B. 5. Pilot Receivables Management, LLC purchased the account of the Defendant from First National Bank of Omaha. Pursuant to Pa.R.C.P. No. 1019(i), a copy of the written agreement is attached hereto, incorporated herein and referred to hereafter as Exhibit C. 6. Defendant used the extended credit leaving an unpaid balance of $7,411.35 with interest continuing to accrue at 6.00% per annum. 7. Defendant defaulted on the payments due and the last payment on this account was on or about January 7, 2011. 8. The balance on the charge -off is $7,411.35 and post- charge off interest has accrued in the amount of $801.99 to date for a total remaining balance due of $8,213.34. 9. In consideration of the extension of credit provided by original creditor through a credit card, Defendant agreed to pay for all charges for purchases, balance transfers, cash advances, fees and interest on his/her account. 10. Defendant accepted the extension of credit and utilized the credit card without complaint, objection or dispute as to credit services provided, the prices charged for the same or the costs incurred. 11. It is averred that an implied contract exists based upon Defendant's use of the credit card and his/her payments made on the account to the original creditor. 11 Defendant's failure to pay is a breach of the implied contract between the Defendant and original creditor. 13. At all times relevant hereto, Defendant was aware that the original creditor was extending credit services to Defendant and that the original creditor expected to be paid for the Defendant's use of this credit. 14. Defendant used the credit card to purchase items, and/or transfer balances, and/or obtain cash advances and he /she received the same to Defendant's benefit. 15. The total reasonable value of the Defendant's use of the credit extended by original creditor is $8,213.34. 16. In breach of the implied contract, Defendant has failed and refused to pay the outstanding sum for the credit card use and the same is now due and owing. 17. The Defendant has failed and refused to pay the aforementioned sum despite frequent demand to do so. 18. By virtue of Plaintiff's assignment of this account, Defendant is indebted to the Plaintiff in the amount of $8,213.34. WHEREFORE, Plaintiff, Remit Corporation, demands judgment against Defendant in the amount of $8,213.34, together with interest, costs, and such further and additional relief as this Honorable Court deems just and equitable. Respectfully submitted, Raymond W. Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg, PA 17815 Phone: 570 -387 -1873 Fax: 570- 387 -6474 ASSIGNMENT OF CLAIM PURSUANT TO PENNSYLVANIA ACT 219 OF 1990 For value received, the undersigned: Unifund CCR, LLC assigns to: The. Remit Corporation doing business at: 36 W Main Street PO Box 7 Bloomsburg, PA 17815 a debt due to the undersigned from: Renatha Hamilton 4418409112577755 # 800021 for the sum of $8,213.34 arising from unpaid credit card services with interest accruing at 6.00% per annum. The said sum is justly due to the undersigned without offset or defense. The undersigned neither transfers to The Remit Corporation, nor expects The Remit Corporation to assume, any obligation or any liability of the assignor to the said debt. The undersigned has done nothing and will do nothing to discharge the debt or hinder its collection and hereby grants to The Remit Corporation the full power and authority, to bill and collect the aforesaid claim, in accordance with Pennsylvania Act 219 of 1990, Section 2, as it amends Title 18 regarding Section 7311, including to sue for, (in its own name, through a licensed attorney) and discharge the assigned debt. The Remit Corporation specifically agrees to comply with the Pennsylvania Act of December 17, 1968, P.L. 1224, No. 387 (known as the Unfair Trade Practices and Consumer Protection Law), and with the regulations promulgated under that Act pursuant to this assignment. Dated this t-e day of May, 2013. Chris Blanton Unifund CCR, LLC EXHIBIT A ASSIGNMENT THIS ASSIGNMENT is effective as of January 1, 2013 between PILOT RECEIVABLES MANAGEMENT, LLC an Ohio limited liability company ( "Assignor ") and UNIFUND CCR, LLC, an Ohio limited liability company ( "Assignee "). Unless otherwise defined herein, terms used herein shall have the meanings specified in the Servicing Agreement between Assignor and Assignee (the "Agreement "). Assignor, for value received and in connection with the Agreement, transfers and assigns to Assignee all of Assignor's rights in the Receivables, for collection purposes only, including conducting litigation in Assignee's name, for those Receivables which Assignor owns or may acquire from time to time. Assignor shall retain title and ownership of such Receivables. The assignment is without recourse to Assignor and without warranty of any kind (including, without limitation, warranties pertaining to title, validity, collectability, accuracy or sufficiency of information, and applicability of any statute of limitations), except as stated in the Agreement or herein. PILOT RECEIVABLES MANAGEMENT, LLC By: Morg J m th Vice P id of a ation UNIFUND CCR, LLC By: iid kX— A tumn Hopkin Manager of Lega perations EXHIBIT a BILL OF SALE FIRST NATIONAL BANK OMAHA, (the "Seller."), has entered into a Purchase and Sale Agreement with Pilot Receivables Management, LLC (the "Buyer's dated July 30, 2012 (the "Purchase and Sale Agreement") for the sale of certain Accounts and related Receivables described in the Purchase and Sale Agreement, upon the terms and conditions set forth in the Purchase and Sale Agreement NOW, THEREFORE, for good and valuable consideration, subject to the terms of the Agreement, Seller hereby sells, assigns, and transfers to Buyer, its successor and assigns, all of the Seller's right, title and interest in each and every one of the Accounts and related Receivables identified in the Receivables Data File. Buyer and Seller agree that the Purchase Price for such Receivables shall be stated in the Closing Statement attached to the Agreement. In witness thereof, Seller has assigned and delivered this instrument on this 30th day of July, 2012. First =nal of Omaha By: Name: Title: Vice President, Finance Date: �)u - (�— First National Bank of Omaha By: Name: ��ttJ • l Title: Date: 9 EEX HIBIT VERIFICATION The undersigned verifies that the statements made in the foregoing Complaint are true and correct based to the best of his/her knowledge, information and belief and understands the statements therein made are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. WAlk k4 Dwayne Heisler Vice - President, Remit Corporation IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, : Assignee of Unifund CCR, LLC, : Plaintiff VS. CIVIL -LAW RENATHA HAMILTON, DOCKET NO. Defendant AFFIDAVIT OF NON - MILITARY SERVICE The Defendant is not now in the Military Service, as defined in the Soldier's and Sailor's Civil Relief Act of 1940 with amendments, and has not been in such service within thirty days hereof. Dated this2rday of jh� , 2013 Raymond W. Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg, PA 17815 Phone: 570 -387 -1873 Fax: 570 -387 -6474 " 'Department of Defense Manpower Data Center Results as of: Jun-24 -2013 02:27:50 SCRA 3.0 Status Report Pursuant to Serviceme-mbe rs Civil iRehefAclt. Last Name: HAMILTON First Name: RENATHA Middle Name: Active Duty Status As Of: Jun -24 -2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Dale The Member or His/Her Unit Was Noted of a Future Cell -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the individual or Mather unit has received eery notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health,.and Coast Guard). This status includes information on a Servicemember or his /her unit receiving notification of future orders to report for Active Duty. HOWEVER, WITHOUT A SOCIAL SECURITY NUMBER, THE DEPARTMENT OF DEFENSE MANPOWER DATA CENTER CANNOT AUTHORITATIVELY ASSERT THAT THIS IS THE SAME INDIVIDUAL THAT YOUR QUERY REFERS TO. NAME AND DATE OF BIRTH ALONE DO NOT UNIQUELY IDENTIFY AN INDIVIDUAL. y6k 6 e.+ t Mary M. Snavely- Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DM DC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: hftp: / /www.defenselink.mil /faq /pis /PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN /date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 03C8Q145AO9AOAO IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, : Plaintiff : VS. CIVIL -LAW RENATHA HAMILTON, DOCKET NO. Defendant CERTIFICATION OF ADDRESSES I certify that the precise address(es) of Plaintiff and Defendant(s) are as follows: Plaintiff: Remit Corporation 36 West Main Street Bloomsburg, PA 17815 Defendant: Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 Respectfully submitted, Raymond W. Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg, PA 17815 Phone: 570 - 387 -1873 Fax: 570- 387 -6474 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA . REMIT CORPORATION, � ' Assignee of Unifund CCR, LLC, c - Plaintiff ; c - Vr..i vs. CIVIL -LAW CD °- RENATHA HAMILTON, : DOCKET NO. Defendant ENTRY OF APPEARANCE Kindly enter my appearance on behalf of Remit Corporation, Plaintiff, in the above captioned matter. Respectfully Submitted, RAYMOND W. KESSLER, ESQUIRE Attorney ID 309802 36 W Main Street Bloomsburg, PA 17815 Phone: 570 -387 -1873 Fax: 570- 387 -6474 SHERIFF'S OFFICE OF CUMBERLAND COUNTY Ronny R Anderson ; Sheriff Jody S Smith ' L 2 �Qli Chief Deputy Richard W Stewart CUMBERLAND COUNTY Solicitor f ; v`,"FT ,wi t '41P PENNSYLVANIA Remit Corporation Case Number VS. Renatha Hamilton 2013-3783 SHERIFF'S RETURN OF SERVICE 07/0312013 04:59 PM-Deputy William Cline, being duly sworn according to law, served the requested Complaint& Notice by handing a true copy to a person representing themselves to be James Fortenberry, Son,who accepted as"Adult Person in Charge"for Renatha Hamilton at 915 Indiana nu,p, Lemoyne Borough, Lemoyne, PA 17043. WILLIAM CLINE, DEPUTY SHERIFF COST: $46.08 SO ANSWERS, July 05,2013 RbNO R ANDERSON, SHERIFF {c}GountySuite Sheriff,Toleosoft,Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 V. RENATHA HAMILTON, C:: . Z ; r-ncD Defendant(s) PRAECIPE FOR APPEARANCE ; Filed on Behalf of Defendant r—:;c ' Counsel: The J. Murphy Firm The Grant Building, 33�d Floors 310 Grant Street, #3309 Pittsburgh, PA. 15219 (412)521-2000 Joseph P. Murphy, Esquire Pa. Supreme Court I.D. 83120 r-: IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 V. RENATHA HAMILTON, Defendant(s) TO THE PROTHONOTARY: Kindly accept my appearance on behalf of The Defendant. EGrantBuilding, y T T33rd Floor 310 Grant Street, #3309 Pitts burgh, PA. 15219 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 w V. �{ co c . RENATHA HAMILTON, CD �= Defendant(s) PRELIMINARY OBJECTIONS 54:E COMPLAINT Filed on Behalf of Defendant Counsel: The J. Murphy Firm The Grant Building, 33rd Floor 310 Grant Street, #3309 Pittsburgh, PA. 15219 (412)521-2000 Joseph P. Murphy, Esquire Pa. Supreme Court I.D. 83120 KIM IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 V. RENATHA HAMILTON, Defendant(s) CERTIFICATE OF SERVICE I, Joseph P. Murphy, counsel for the Defendant in the above captioned matter, do solemnly swear that the foregoing P,AWPEARANCE 0f PRELIMINARY OBJECTIONS TO COMPLAINT 040--TION/REQUEST/PRAECIPIE FOR ARGUMENT were delivered by First Class, U.S. Mail, Postage Pre-Paid to the Below: Raymond Kessler, Esq. Remit Corporation 36 W. Main St Bloomsburg,' PA. 17815 es ctfuII u fitted, Jos . Murphy M y, July 15, 2013 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 V. RENATHA HAMILTON, Defendant(s) PRELIMINARY OBJECTIONS TO COMPLAINT Now comes the Defendant, by and through counsel, the J. Murphy Firm, and Joseph P. Murphy, Esquire and bring(s) and file(s) the within Preliminary Objections to Complaint, averring in support thereof as follows: OBJECTIONS TO CONTRACT CLAIMS 1. The Complaint references a credit agreement or contract. 2. While the complaint appears to recite a cause in implied contract, it does not appear to be limited to this cause only. 3. Although the Complaint references a credit agreement or contract, no copy of the agreement or contract is attached thereto. 4. The foregoing amounts to a violation of Pa. R.C.P. §1019(i). S. Accordingly, the Complaint is the proper subject of preliminary objections pursuant to Pa. R.C.P. §1028(a)(2) for failure to conform to Rule of Court 1019(i). OBJECTIONS TO ASSIGNMENT OR DEBT BUYING ARRANGEMENT 6. The Complaint references an assignment, succession of interest, debt buying arrangement, or the like. 7. This assignment, succession of interest, debt buying arrangement, or the like, is a "writing," upon which Plaintiff's "claim" of the right to sue Defendant is based. 8. Prior to November 28, 2000, Plaintiffs were only required to plead these assignments.' 9. As of November 28, 2000, the Rules committee adopted the new rule 1019(i), which requires that, "When any claim or defense is based upon a writing, the pleader shall attach a copy of the writing..." (emphasis mine) 10. That is to say, the complaint claims a right to sue on an account which plaintiff did not create. This "claim" is based on a "writing," and that actual "writing" is not attached.2 11. For example, Exhibit "C" to the complaint is a "Bill of Sale" which recites the existence of other agreements that actually effectuated this transfer. 12. Those recited agreements are not attached to the complaint or to Exhibit "C" 13. Similarly damning is the fact that Exhibit "C" does not reference the agreement described in the complaint. The procedural rules changes adopted on this date modified the old rule 1019(h),which,up until then, only required that the pleader state whether an agreement is in writing. The 2000 rule changes required that the pleader specifically plead whether the agreement is oral or written,and added a new rule,Rule 1019(i), requiring that if the agreement is written it must be attached. All the cases still floating around that seem to relieve,mysteriously,credit plaintiffs only, from the attachment requirement are either pre 2000,or based on other cases that were decided pre 2000,for example,the oft cited case of Brown v.Esposito,decided in 1945,some 55 years before there even was a rule 1019(1). Of course these cases and their progeny are thoroughly inapplicable to ruling on a 1019(1)objection,because 1019(i)didn't exist yet. 2 Of course Plaintiffs will commonly attach"bills of sale,""affidavits"and the like. These are not the writing,just a writing that says the writing exists. In this case the"Bills of Sale"simultaneously prove that a writing exists and that it is not attached. 14. Exhibit "B", captioned "Assignment" must fail of exhibit "C" fails, because it is part of the same daisy chain of transfers and occurring later in said daisy chain. 15. Exhibit "B", in much the same way as Exhibit "C" recites other unattached agreements, and does not specifically identify the agreement/account described in the complaint. 16. Exhibit "A" is the third occurring transfer in the daisy chain and therefore, although exhibit "A" appears to satisfy the objections made to exhibits "C" and "B", exhibit "A" inherits the problems that occur prior in the chain. 17. The foregoing is the proper subject or preliminary objections, Pursuant to Pa. R.C.P. §1028(a)(2) for failure to conform to rule of court 1019(i), as adopted 11/28/2000 OBJECTIONS TO IMPLIED CONTRACT 18. The complaint recites an implied contract between Defendant and the alleged original creditor. 19. The complaint recites a "charge-off" balance of $7,411.35, and seeks this sum plus "post charge-off interest." 20. The charge off balance, by definition, includes interest, late fees, and penalties, which would have been due under the contract, if any, between defendant and the alleged original creditor. 21. The Complaint therefore, to the extent that it seeks recovery on an implied contract theory, contains a prayer for relief for an amount in excess of that recoverable on this theory, i.e the Complaint seeks the exact same amount of damages on a quasi contractual theory as would have been collectible on the contract (if any). 22. Accordingly, the Complaint is the proper subject of preliminary objections pursuant to Pa.R.C.P. 1028(a)(2) for failure to comply with the law of implied contract. OBJECTIONS DIRECTED TOWARD LACK OF SPECIFICITY 23. These objections arise under Rule 1028(a)(3). 24. Pa. R.C.P. 1028(a)(3) provides for the filing of preliminary objections where the complaint is insufficiently specific. 25. Rule 1028(a)(3) is commonly understood to require that the complaint be sufficiently specific as to allow the Defendant to formulate an answer, admitting or denying the averments in the complaint. 26. Specifically, Plaintiff pleads that a specific sum certain is due from Defendant. 27. Defendant is required to admit or deny this averment by our rules. 28. Plaintiff has not provided enough information, in the way of documentation of the calculations underlying its demand to enable Defendant to formulate a response. 29. This renders the Complaint the proper subject of preliminary objections, pursuant to Pa.R.C.P. 1028(a)(3). for insufficient specificity. WHEREFORE, Defendant respectfully prays that the Complaint filed by the Plaintiff be dismissed with prejudice, or, in the alternative that the complaint be stricken, and the Plaintiff be required to plead over in accord with the Rules of Court. Respe y. bmitte , Joseph P urphy IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 V. RENATHA HAMILTON, Defendant(s) - ORDER - On this day of , 20 , it is hereby ORDERED that Plaintiff's Complaint is stricken. Plaintiff may file an amended complaint within 30 days. If Plaintiff fails to file an amended complaint within the time set forth above, the Prothontary, upon praecipe of the Defendant, shall dismiss this case with prejudice. BY THE COURT: J. YIPIV PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and submitted in triplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: (List the within matter for the next Argument Court.) --- ------------------------_._.._..____—-------------------------------------------------- C:1 ry CAPTION OF CASE - r°v r; (entire caption must be stated in full) 3 c,a ---t j r-n C._ P�V� CC5(`�CKchLL�- \ 3t�ti r- t 7_ cn cn r-. � ff-" SS <= = + �►1�,'C�°� ��vr*1�1 2 13 3'� �f 3� c .'✓,1 CD CD No. Tev''�,� �- 1. State matter to be argued(i.e.,plaintiff's motion for new trial, defendant's demurrer to '°"C complaint,etc.): 2. Identify all counsel who will argue cases: (a) for plaintiffs: / f T(f4arne and Address ��/0'7 S Jj,� (b) for defendants: (Name and Address) 3. 1 will notify all parties in writing within two days that this case has been listed for argument. 4. Argument Court Date: at i _ Print your name' 1.7 r Attorney for Date: 7777 h - INSTRUCTIONS: 1.Two copies of all briefs must be filed with the COURT ADMINISTRATOR (not the Prothonotary)before argument. 30� 2.The moving party shall file and serve their brief 12 days prior to argument. 3.The responding party shall file their brief 5 days prior to argument. 4.If argument is continued new briefs must be filed with the COURT ADMINISTRATOR(not the Prothonotary)after the case Is relisted. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION REMIT CORPORATION, Plaintiff(s) Docket No.: 13-3783 V. RENATHA HAMILTON, Defendants) - ORDER - On this �� day of L4 rr,. , 20 1 it is hereby ORDERED that Plaintiff's Complaint is stricken. Plaintiff may file an amended complaint within 120 days. If Plaintiff fails to file an amended complaint within the time set forth above, the Prothonotary, upon Praecipe of the Defendant, shall dismiss this case with prejudice. BY THE OURT: J. CONSE TED TO E T ,- OF THE ABOVE ORDER: rnca �d Joseph P. Mu r h % <ca c: t ==- C5 Ray o Kessler, Esq. t its PULL ,J . r1 ��, Q. jd-E IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff f �?! '7-7' Fri- r ' te C°) -" 1 vs. : CIVIL-LAW tee DOCKET NO. 13-3783 RENATHA HAMILTON, -.r.CD I_ Defendant ''' NOTICE TO DEFENDANT TO THE DEFENDANT: YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take action within twenty(20) days after this Complaint and Notice are served by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Pennsylvania Lawyer Referral Service Cumberland County Bar Association 100 South Street, PO Box 186 2 Liberty Avenue Harrisburg, PA 17108 Carlisle, PA 17013 800-692-7375 717-249-3166 717-238-6807 RAY AND W. KESSLER, ESQUIRE IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, • Plaintiff vs. : CIVIL-LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant AMENDED COMPLAINT The Plaintiff, Remit Corporation, by and through its attorney Raymond W. Kessler, Esquire, hereby files this Complaint of which the following is a statement: 1. The Plaintiff, The Remit Corporation is a Pennsylvania Corporation doing business at 36 West Main Street, P.O. Box 7, Bloomsburg, Columbia County, Pennsylvania 17815 and is the assignee of Unifund CCR, LLC. A Copy of the document assigning all relevant rights with reference to the present action to the Remit Corporation are attached hereto, incorporated herein and referred to hereafter as Exhibit A. 2. The Defendant, Renatha Hamilton, is an adult individual residing at 915 Indiana Avenue, Lemoyne, Cumberland County, Pennsylvania 17043. 3. Defendant obtained a First National Bank of Omaha Visa credit card on or about June 1, 2003, from First National Bank of Omaha, (hereinafter"original creditor"), Account number 4418 4091 1257 7755. 4. Unifund CCR, LLC has been assigned the account of the Defendant by Pilot Receivables Management, LLC. Pursuant to Pa.R.C.P. No. 1019(i), a copy of the written agreement is attached hereto, incorporated herein and referred to hereafter as Exhibit B. 5. Pilot Receivables Management, LLC purchased the account of the Defendant g from First National Bank of Omaha. Pursuant to Pa.R.C.P. No. 1019(i), a copy of the written agreement is attached hereto, incorporated herein and referred to hereafter as Exhibit C. 6. Defendant used the extended credit leaving an unpaid balance of$7,411.35 with interest continuing to accrue at 6.00%per annum. 7. Defendant defaulted on the payments due and the last payment on this account was on or about January 7, 2011. 8. The balance on the charge-off is $7,411.35 and post-charge off interest has accrued in the amount of$801.99 to date for a total remaining balance due of$8,213.34. 9. Copies of statements showing purchases and payments on this account are attached hereto, incorporated herein and referred to hereafter as Exhibits D-V. 10. In consideration of the extension of credit provided by original creditor through a credit card, Defendant agreed to pay for all charges for purchases,balance transfers, cash advances, fees and interest on his/her account. 11. Defendant accepted the extension of credit and utilized the credit card without complaint, objection or dispute as to credit services provided, the prices charged for the same or the costs incurred. 12. It is averred that an implied contract exists based upon Defendant's use of the credit card and his/her payments made on the account to the original creditor. 13. Defendant's failure to pay is a breach of the implied contract between the Defendant and original creditor. 14. At all times relevant hereto, Defendant was aware that the original creditor was extending credit services to Defendant and that the original creditor expected to be paid for the Defendant's use of this credit. 15. Defendant used the credit card to purchase items, and/or transfer balances, and/or obtain cash advances and he/she received the same to Defendant's benefit. 16. The total reasonable value of the Defendant's use of the credit extended by original creditor is $8,213.34. 17. In breach of the implied contract, Defendant has failed and refused to pay the outstanding sum for the credit card use and the same is now due and owing. 18. The Defendant has failed and refused to pay the aforementioned sum despite frequent demand to do so. 19. By virtue of Plaintiff's assignment of this account, Defendant is indebted to the Plaintiff in the amount of$8,213.34. WHEREFORE, Plaintiff, Remit Corporation, demands judgment against Defendant in the amount of$8,213.34, together with interest, costs, and such further and additional relief as this Honorable Court deems just and equitable. Respectfully submitted, Raymo d W. Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg,PA 17815 Phone: 570-387-1873 Fax: 570-387-6474 ASSIGNMENT OF CLAIM PURSUANT TO PENNSYLVANIA ACT 219 OF 1990 For value received, the undersigned: Unifund CCR,LLC assigns to: The Remit Corporation doing business at: 36 W Main Street PO Box 7 Bloomsburg, PA 17815 a debt due to the undersigned from: Renatha Hamilton 4418409112577755 # 800021 for the sum of$8,213.34 arising from unpaid credit card services with interest accruing at 6.00% per annum. The said sum is justly due to the undersigned without offset or defense. The undersigned neither transfers to The Remit Corporation,nor expects The Remit Corporation to assume, any obligation or any liability of the assignor to the said debt. The undersigned has done nothing and will do nothing to discharge the debt or hinder its collection and hereby grants to The Remit Corporation the full power and authority, to bill and collect the aforesaid claim, in accordance with Pennsylvania Act 219 of 1990, Section 2, as it amends Title 18 regarding Section 7311, including to sue for, (in its own name, through a licensed attorney) and discharge the assigned debt. The Remit Corporation specifically agrees to comply with the Pennsylvania Act of December 17, 1968, P.L. 1224,No. 387 (known as the Unfair Trade Practices and Consumer Protection Law), and with the regulations promulgated under that Act pursuant to this assignment. Dated this 4,4 day of May, 2013. Chris Blanton Unifund CCR, LLC EXHIBIT p ASSIGNMENT THIS ASSIGNMENT is effective as of January 1, 2013 between PILOT RECEIVABLES MANAGEMENT,LLC an Ohio limited liability company("Assignor") and UNIFUND CCR,LLC, an Ohio limited liability company("Assignee"). Unless otherwise defined herein, terms used herein shall have the meanings specified in the Servicing Agreement between Assignor and Assignee (the"Agreement"). Assignor,for value received and in connection with the Agreement, transfers and assigns to Assignee all of Assignor's rights in the Receivables, for collection purposes only, including conducting litigation in Assignee's name, for those Receivables which Assignor owns or may acquire from time to time. Assignor shall retain title and ownership of such Receivables. The assignment is without recourse to Assignor and without warranty of any kind(including, without limitation,warranties pertaining to title, validity, collectability, accuracy or sufficiency of information, and applicability of any statute of limitations), except as stated in the Agreement or herein. • PILOT RECEIVABLES MANAGEMENT,LLC BY: I At 4:4.1 . Morg. J m th Vice P :ide. of 61.- ation UNIFUND CCR, LLC / . BY: 1.4 , ,I JAI A tumn Hopkin. , Manager of Lega •perations EXHIBIT I BILL OF SALE FIRST NATIONAL BANK OMAHA, (the "Seller"), has entered into a Purchase and Sale Agreement with Pilot Receivables Management,LLC (the"Buyer")dated July 30, 2012(the"Purchase and Sale Agreement") for the sale of certain Accounts and related Receivables described in the Purchase and Sale Agreement, upon the terms and conditions set forth in the Purchase and Sale Agreement. NOW, THEREFORE, for good and valuable consideration, subject to the terms of the Agreement, Seller hereby sells,assigns,and transfers to Buyer, its successor and assigns,all of the Seller's right,title and interest in each and every one of the Accounts and related Receivables identified in the Receivables Data File. Buyer and Seller agree that the Purchase Price for such Receivables shall be stated in the Closing Statement attached to the Agreement. In witness Thereof,Seller has assigned and delivered this instrument on this 30th day of July,2012. First Nat'•nal Bank of Omaha i By: .1 . 1r11.,,.... _i. Name: i/11% .4 IA- _A_ _ .rz Title: Vice President,Finance Date: '1* 30-(.)- First National Bank of Omaha • By: G , Name: -:-1:1)• / Title: d .o J ,., ./ Date: 1 ,`D� / "0"---- 9 EXHIBIT � Account Number:4418 4091 1257 7755 Page 001 of 002 Payment Due Date: October 17,2009 1, 5 New Balance: $7,098.84 Minimum Payment Due: $257.00 Ns\ X01/ Make checks payable to WOMEN OF FAITH' First National Bank Omaha First National Bank Amount Enclosed P.O.Box 2557 Omaha,NE 68103-2557 • 031150 ... .. • RENATHA HAMILTON Change of Address?Please 915 INDIANA AVE check box end complete reverse aide. LEMOYNE PA 17043-1407 SIGN HERE to enroll In SecureCredltm Has message for details)and to authorize charges to your account for program lees. X SION HERE TO EN1014. Form KW BW 00130 4418409112577755 0000000025700 0000000709884 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Piadeum Edition®Visa Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 09-22-09 Previous Balance $ 7,049.35 Total Credit Limit $ 7,200.00 Days in Billing Cycle 32 Payments and Credits -$ 299.74 Cash Limit• $ 0.00 Payment Due Date 10-17-09 New Transactions +$ 161.05 Available Credit $ 101.00 Amount Past Due $ 0.00 row ailed Available Cash $ 0.00 Minimum Payment Due $ 257.00 FINANCE CHARGES+$ 188.18 New Balance $ 7,098.84 REWARDS SUMMARY Total points earned this month 106 Bonus points earned this month 0 Remember...keep using your card to increase Total points redeemed this month 0 your rewards total-the more you charge,the Accumulated point total 8,720 more points you earn to get the reward you wantl Points expiring next month 0 Need Help? Online Access www.firstnational.com Customer Service Balance Transfer Hotline TDD Telecommunications Device for the Deaf Toll Free 1-888-530-3626 Toll Free 1-877-388-8231 Tog Free 1-800-92S-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name/Transaction Description and Debits 8-28 8-28 24692169240000059804217 7 Hotela.com 800.2194806 TX $55.74 HB9k le28 74 8986 251 t1tr iiWeii$OER2 4 1 .:: .:" ,:r"'...,:..:5. ,..y' :n: . :::S 5:TIIIi#1* 8-29 8-29 24224439242020002174130 VILLAGE CHRISTMAS SMITHVILLE NJ $19.28 ftWit,8-:7, Pff90 .«`°i.adilEt 11VAIOR MEZ s. ,.I.ia:i. :r'T`.;,F,.)IA`, tu"m 8-29 8•29 24316059242548716014961 SHELL OIL 57542538509 CAMP MP HILL PA $27.95 kkS< X90m W 9 O t ogi, GAN M.VAMIlIAYANN1I G1f1 i$ 4 r 1 i Fi : l 8-30 8-31 24792629243672000375239 BATH 8 BODY WORKS 0522 MAYS LANDING NJ 928 68 .:9 RIMATEMSEgfXEf�4✓t108601}e Kirtrra:ftaili 9Mi f71 8'K:E ? E IE 9zEa'M".. [ktntg$ Doll Corresponding qN L Charge Summary Average Daily Balance Periodic Rate Percentage lRate PER�EN GE Purchases $ 7,154.74 0.0822% 29.990% 30.00% Cash Advance $ 0.00 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $188.18 Additional Information Regardlna Your Account SecureCredit/R)Debt Cancellation SecureCreditiR)Debt Cancellation protects you and your family when life takes an unexpected turn. Events such as lob loss,leave of absence or loss of Ice can affect your ability to pay your credit card bill. With SecureCreditiR)Debt Cancellation,you will have continued use of your card and protection of your good credit rating. The monthly program fees are only$.89 per$100 of your outstanding new balance. Simply sign the box on the top portion of your statement and protect your account from the unexpected. Important Information:Your purchase of the SecureCredikru product Is optional. Whether or not you purchase this product will not affect your credit or the terms of any existing credit agreement you have with the bank. We will give you additional information before you are required to pay for this product. This information will include a copy of the contract containing the terms for this product. There are eligibility requirements,conditions and exclusions that could prevent you from receiving benefits under this product. You should carefully read the contract for a full explanation of the terms of this product. The Women of Faith Connection Are you a member of Women of Faith Connection?Members receive weekly encouragement from our speakers, exclusive content online,discounts on products,and much,much more. Details at womenoffaith.com/connection. Everyday Purchases Mean More Points! Remember,to maximize your rewards,use your credit card for all your back to school purchases. Books,paper,pens or maybe a laptop...these purchases really do add upl It's the beat way to get the maximum back for every$1 you spend. For more program Information go to the web address shown on this statement,then click on REWARDS/REDEEM located on the Account Detail page. EXHIBIT Issued by First National Bank of Omaha See reverse for additional infornatlo ' y 1■lrr Account Number:4418 4091 1257 7755 Page 001 of 002 VISA Payment Due Date:November 16,2009 • Nnce , . Minimum ew Bala Payment Due: 544.00 18 �/ Make checks payable to WOMEN OF FAITH' First National Bank Omaha P.O.Box 2557 Q o1 National Bank Amount Ec �k s Omaha,NE 68103-2557 026987 $ RENATHA HAMILTON Change of Address?Please ❑ 915 INDIANA AVE check box and complete reverse side. LEMOYNE PA 17043-1407 91oN HERE to enroll In sacureCredas charges to your xw m tot pr gram am. program lave. X SIGN HERE TO ENROLL fomtxls>voila 4418409112577755 0000000054400 0000000731518 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account NUmber. 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 10-22-09 Previous Balance $ 7,098.84 Total Credit limit $ 7,200.00 Days in Billing Cycle 30 Payments and Credits -$ 0.00 Cash Limit. $ 0.00 Payment Due Date 11-16.09 New Transactions +$ 39.00 Available Credit $ 0.00 Amount Past Due $ 257.00 Total eIlid Available Cash $ 0.00 Minimum Payment Due $ 544.00 FINANCE CHARGES+8 177.34 New Balance $ 7,315.18_ REWARDS SUMMARY Total points earned this month • 0 Bonus points earned this month • 0 Remember...keep using your card to increase Total points redeemed this month • 0 your rewards total-the more you charge,the Accumulated point total 6,720 more points you earn to get the reward you want! Points expiring next month • 0 Important Information Regarding Your Account Your account Is past due. If your account is not already closed,your ability to use this account has been suspended. Please submit a payment by return mall. We may report information about your account to credit bureaus. Late payments,missed payments,or other defaults on your account may be reflected In your credit report. Need Help? Online Access wwwdiretnational.com Customer Service Balance Transfer Hotline TOO Telecommunications Device for Me Deal Toll Free 1-068-530-3626 Ton Free 1-877-388-8231 Toil Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name/Transaction Desedptbn and Debits 10.17 10-22 74418409295000295062000 LATE FEE $39.00 h ?MN1 l SWIMME> :a e1,"ALE rr,8.ri r EBVIMIt TAZN. v t" TATRUN i 760111 Days Corresponding ANNUAL Charge Summary Rate Deny Annual PERCEt4TAGE Average Daily Balance used Periodic Rate Percentage Rate RATE Purchases $ 7,191.90 30 0.0822% 29.990% 30.00% Cash Advance $ 0.00 30 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $177.34 Additional Information Regarding Your Account Get ready for the Holidays NOWT With rewards starting at 1,500 points,h's easier than ever to redeem for gift cards and merchandise. You can reward yourself or the ones you love with our Special Offers available now for a limited time.Visit your reward website to redeem from the latest in electronics to dozens of restaurant options;the choice is yours. SecureCreditec Debt Cancellation SecureCredti(R)Debt Cancellation protects you and your family when life takes an unexpected tum. Events such as job loss,leave of absence or toss of life can affect your ability to pay your credit card bill.With SecureCreditiR)Debt Cancellation,you will have continued use of your card and protection of your good credit rating. The monthly program fees are only$.89 per$100 of your outstanding new balance. Simply sign the box on the top portion of your statement and protect your account from the unexpected. Important Information: Your purchase of the SecureCredite)product is optional. Whether or not you purchase this product will not affect your credit or the terms of any existing credit agreement you have with the bank.We will give you additional information before you are required to pay for this product. This information will include a copy of the contract containing the terms for this product. There are eligibility requirements,conditions and exclusions that could prevent you from receiving benefits under this product. You should carefully mad the contract for a full explanation of the terms of this product. EXHIBIT issued by First National Sank of Omaha See reverse for additional informs'• § L.... Account Number:4418 4091 1257 7755 Page 001 of 001 VISA Payment Due Date:December 15,2009 New Balance: $7,269.05 Minimum Payment Due: $568.00 Make checks payable to WOMEN OF FAITH" First National Sank Omaha aNational Bank P.O.Box 2557 Amount Enclosed Omaha,NE 68103-2557 0217e2 $. .. <. ..., - .. RENATHA HAMILTON Change of Address?Please 915 INDIANA AVE check box end complete reverse side. �J LEMOYNE PA 17043-1407 SION HERE to enroll In 9eeureCndlti (see message for details)end to euthorita charges to your account for program fees. X Slaty HERE TOENRQI{. Form xlei Doris 4418409112577755 0000000056800 0000000726905 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 11-20-09 Previous Balance $ 7,315.18 Total Credit Limit $ 7,200.00 Days in Billing Cycle 29 Payments and Credits -$ 257.00 Cash Limit• $ 0.00 Payment Due Date 12-15-09 New Transactions 4$ 39.00 Available Credit $ 0.00 Amount Past Due $ 287.00 rotas BMW Available Cash $ 0.00 Minimum Payment Due $ 568.00 FINANCE CHARGES 4$ 171.87 New Balance $ 7,269.05 REWARDS SUMMARY Total points earned this month • 0 Bonus points earned this month • 0 Remember...keep using your card to Increase Total points redeemed this month • 0 your rewards total-the more you charge,the Accumulated point total 6,720 more points you earn to get the reward you want! Points expiring next month • 0 Important Information Regarding Your Account Your account is pest due. If your account is not already closed,your ability to use this account has been suspended. Please submit a payment by return mall. We may report information about your account to credit bureaus. Late payments,missed payments,or other defaults on your account may be reflected in your credit report. Need Help? Online Access www.tlrstnational.com Customer Service Balance Transfer Hotline TOD Telecommunications Device for the Dear Ton Free 1-88 8-530-3628 Toll Free 1-877-388-8231 Toll Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name I Transaction Description and Debits 10-30 10-30 74418009303045001043710 ONLINE PAYMENT THANK YOU $267.00(CR ` t'tfragaraniviufi9' if axad2 r'state hLe�G<:e �mir awtri e r s ttraF NIKW kaT:1141 ail Days Daily Corresponding qty A Charge Summary Average Daily Balance Used Periodic Rate Percentage Rate PER$Er GE Purchases $ 7,210.05 29 0.0822% 29.990% 30.00% Cash Advance $ 0.00 29 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $171.87 Additional Information Regarding Your Account SecureCredltra)Debt Cancellation SecureCredit(R)Debt Cancellation protects you and your family when life takes an unexpected turn. Events such as job loss,leave of absence or loss of life can affect your ability to pay your credit card bill. With SecureCredit(R)Debt Cancellation,you will have continued use of your card and protection of your good credit rating. The monthly program fees are only$.89 per$100 of your outstanding new balance. Simply sign the box on the top portion of your statement and protect your account from the unexpected. Important Information:Your purchase of the SecureCredit(RI product is optional. Whether or not you purchase this product will not affect your credit or the terms of any existing credit agreement you have with the bank.We will give you additional information before you are required to pay for this product. This information will include a copy of the contract containing the teens for this product. There are eligibility requirements,conditions and exclusions that could prevent you from receiving benefits under this product. You should carefully read the contract for a full explanation of the terms of this product. EXHIBIT Issued by First National Bank of Omaha See reverse for additional information 8 MEW Account Number:4418 4091 1257 7755 Page 001 of 001 Payment Due Date: January 18,2010 VISA New Balance: $7,540.94 Minimum Payment Due: $912.00 ` /y�Make checks payable to t.,�c ,�( First National Bank Omaha W First Bank WOI V l�N�FN'I'H" Amount Enclosed P.O.Box 2557 Omaha,NE 68103-2557 021745 RENATHA HAMILTON Change of Address?Please 915 INDIANA AVE check box and complete reverse side. I I LEMOYNE PA 17043-1407 4418409112577755 0000000091200 0000000754094 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Viea Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 12-22-09 Previous Balance $ 7269.05 Total Credit Limit $ 7,200.00 Days in Billing Cycle 32 Payments and Credits -$ 0.00 Cash Limit• $ 0.00 Payment Due Date 01-16-10 New Transactions +$ 78.00 Available Credit $ 0.00 Amount Pest Due $ 568.00 row BOW Available Cash $ 0.00 Minimum Payment Due $ 912.00 FINANCE CHARGES+$ 193.89 New Balance $ 7,540.94 REWARDS SUMMARY Total points earned this month • 0 Bonus points earned this month • 0 Remember...keep using your card to Increase Total points redeemed this month • 0 your rewards total-the more you charge,the Accumulated point total 6,720 more points you earn to get the reward you want) Points expiring next month 0 Important Information Repardina Your Account We have told a credit bureau about a late payment,missed payment or other default on your account. This information may be reflected in your credit report. Need Help? Online Access www.firstnational.com Customer Service Balance Transfer Hotline TDO Telecommunications Drace Inc meow/ Ton Free 1-888-530-3626 Toll Free 1-877-388-8231 Toll Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR> Date Date Reference Number Merchant Name I Transaction Description and Debits 12.15 12-22 74418409358000358082000 LATE FEE $39.00 :.!I-$2i:,"1 d"21141''t .-81 till fard"M IMMI"r e., Yf,.iw.`a'°uIIa..w^1.fIV .OM,S3u, r+,z.tx ..w`'',".fE.%+$3>I•tidL a Days Corresponding AN I Charge Summary Average Daily Balance Used Periodic Rate Percentage Rate PERCENTAGE Purchases $ 7,278.01 4 0.0822% 29.990% 30.00% Purchases $ 7,385.64 28 0.0822% 29.990% 30.00% Cash Advance $ 0.00 4 0.0822% 29.990% 0.00% Cash Advance $ 0.00 28 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $193.89 Additional Information Reaardinq Your Account Free Online Credit Card Payments You can pay your credit card bill online anytime day or night at www.flrstnational.com. If fast,safe and completely secure. Issued by First National Bank of Omaha See reverse for additional information. Thank You For Your Business EXHIBIT G IMO& Account Number:4418 4091 1257 7755 Page 001 of 002 Payment Due Date: February 16,2010 VISA New Balance: $7,198.71 Minimum Payment Due: $639.00 Make checks payable to t�.,�tE��iiOF 1 1-r First National Bank Omaha First National Bank W� Amount Enclosed WOMEN ��11L P.O.Box 2557 Omaha,NE 68103-2557 rp� _ 031147 y/-•�. . ., RENATHA HAMILTON Change of Address?Please 915 INDIANA AVE check box end complete reverse side. LEMOYNE PA 17043-1407 SIGN HERE to enroll In 9ecureCmdltm (see message for dotage)and to authorize charges to your account for program fees. X son/HERE TO ENROLL Fore MU Dome 4418409112577755 0000000063900 0000000719871 • PLEASE DETACH HERE MID RETURN TOP PORTION WrTH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 01-22-10 Previous Balance $ 7,540.94 Total Credit Limit $ 7,200.00 Days in Billing Cycle 31 Payments and Credits -$ 568.00 Cash Limit• $ 0.00 Payment Due Date 02-16-10 New Transactions +$ 39.00 Available Credit $ 0.00 Amount Past Due $ 344.00 Toren seed Available Cash $ 0.00 Minimum Payment Due $ 639.00 FINANCE CHARGES+$ 186.77 New Balance $ 7,198.71 REWARDS SUMMARY Total points earned this month • 0 Bonus points earned this month • 0 Remember...keep using your card to Increase Total points redeemed this month • 0 your rewards total-the more you charge,the Accumulated point total 6,720 more points you earn to get the reward you wantl Points expiring next month • 0 Important Information Regarding Your Account Your account is past due. If your account is not already closed,your ability to use this account has been suspended. Please submit a payment by return mail. We may report information about your account to credit bureaus. Late payments,missed payments,or other defaults on your account may be reflected In your credit report. Need Help? Online Access www.firstnational.com Customer Service Balance Transfer Hotline TOD Telecommunications Device(or the Deaf Ton Free 1-888-530-3626 Toll Free 1.877-388-8231 Toll Free 1-800-925-2833 , TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name!Trensacilon Description and Debits 1-06 1-06 74418000006045001024090 ONLINE PAYMENT THANK YOU $568.00(CR) VAITISMIldfAMERVettailleeittenOtiFir.aAtirESEgilattiaaMlegtailagfigaSMENIMMialtiaidNiS RCorresponding Summary Days Deify Anna PEpp GE Average Daily Balance Used Periodic Rate Percentage Rate Purchases - $ 7,329.93 31 0.0822% 29.990% 30.00% Cash Advance $ 0.00 31 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $186.77 Additional Information Regarding Your Account SecureCreditliq Debt Cancellation SecureCredit(R)Debt Cancellation protects you and your family when life takes an unexpected turn. Events such as job loss,leave of absence or loss of fife can affect your ability to pay your credit card bill. With SecureCredit(R)Debt Cancellation,you will have continued use of your card end protection of your good credit rating. The monthly program fees are only$.89 per$100 of your outstanding new balance. Simply sign the box on the top portion of your statement and protect your account from the unexpected. Important Information:Your purchase of the SecureCreditiei product is optional. Whether or not you purchase this product will not affect your credit or the terms of any existing credit agreement you have with the bank.We will give you additional information before you are required to pay for this product. This information will include a copy of the contract containing the terms for this product. There are eligibility requirements,conditions and exclusions that could prevent you from receiving benefits under this product.You should carefully read the contract for a full explanation of the terms of this product. EXHIBIT Issued by First National Bank of Omaha See reverse for additional Information a 1 f a f`-yl Account Number.4418 4091 1257 7755 Page 001 of 001 VISA Payment Due Date: March 19,2010 New Balance: $8,723.55 � Minimum Payment Due: $229.00 //��Make checks payable o WOAAENOF FAl FAITH' First National Bank Omaha W Fir t National Bank Amoum Enclosed P.O.Box 2557 Omaha,NE 68103-2557 028521 r < RENATHA HAMILTON 915 INDIANA AVE Change of Address? Please — LEMOYNE PA 17043-1407 check box and complete reverse side. _ SIGN HERE to enroll In aacureCredltS thorize charges sto ao ar fornprogram feet SIGN HERE TOENeeLL Fpm KM 05130 4418409112577755 0000000022900 0000000672355 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 02-19-10 Previous Balance $ 7,198.71 Total Credit Limit $ 6,900.00 Days in Billing Cycle 28 Payments and Credits -$ 639.00 Cash Limit• $ 0.00 Payment Due Date 03-19-10 New Transactions +$ 0.00 Available Credit $ 176.00 Amount Past Due $ 0.00 Total Baled Available Cash $ 0.00 ' Minimum Payment Due $ 229.00 FINANCE CHARGES+$ 163.84. 1 _ New Balance $ 6,723.55 (Payment Information i Late Payment Warning: If we do not receive your minimum payment by the date listed above,you may have to pay a late fee of up to$39 and your APRs may be increased to a Penalty APR of up to 29.99%. Minimum Payment Warning: If you :K ytlu lrtakettodddltiOrtpl You;wltlpaybftlhe And':you will end;up make onty the minimum payment each charges using this card and balpnCe shoWit Chi this paying an eetlmeted period,you will pay more in interest and '•.:Qaeh.month vot pay statetti>ant.in abiitiu 4tat of . it will take you longer to pay off your Only the minimum payment 32 years $22,893 balance. For Example: $10,260 $285 3 years (Savings$12,633) i If you would like information about credit counseling services,call 1-866.486.6322. REWARDS SUMMARY Total points earned this month 0 4 Bonus points earned this month • 0 Remember-Keep using your card to Increase Total points redeemed this month • 0 your rewards total. The more you charge,the Accumulated point total 8,720 more you cam to get the rewards you want) Points expiring next month • 0 Important Information Regarding Your Account At First National Bank Omaha's discretion,availability of funds may be delayed to ensure any payment(s)received have cleared. Need Help? Online Access www.frstnational.com Customer Service Balance Transfer Hotline TDD Telemnlmunicadone Device for the Dear Toll Free 1-888-530-3626 Tot Fee 1-877-388-8231 Ton Free 1-800-925-2833 3 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name I Transaction Description and Debits 2.13 .2.16, 74418000047045001097519 ONLINE PAYMENT THANK YOU $639.00(CR) fah: w;.wa.:..:ti: ....`s:�,':.r€c .:.�.w��aM1.w..�....:.,'�.4.�:w<...,.u,(.:v'�s.:_a.,,.-s...<„�. .. .,i.;�;, .;�e�°:sL.�sr�k.'. a':w:'�..�,�ppw..siw!'....�:seal: Days Dally Corresponding g PERI(gGE Charge Summary Average Daily Balance used Periodic Rate Percentage Rate E Purchases $ 7,119.02 28 0.0822% 29.990% 30.00% Cash Advance $ 0.00 28 0.0822% 29.990% 0.00% I Billed Periodic Rate FINANCE CHARGES $163.84 Additional Information Regarding Your Account , Enclosed please find your 2010 Annual Privacy Notification SecureCredlt(R)Debt Cancellation SecureCredlkrrl Debt Cancellation protects you and your Important Information:Your purchase of the SecureCredltli) family when life takes an unexpected turn.Events such product Is optional.Whether or not you purchase this product will as fob loss,leave of absence or loss of life can affect your not affect your credit or the terms of any existing credit agreement ability to pay your credit card bill.With SecureCredikW you have wiln the bank.We will give you additional Information before Debt Cancellation,you will have continued use of your you are required to pay for this product This information will include a copy of the contract containing the terms for this product.There are card and protection of your good credit rating.The monthly eligibility requirements,conditions and exclusions that could prevent program fees are only$.89 per$100 of your outstanding you from receiving benefits under this product.You should carefully new balance.Simply sign the box on the top portion of your reed the contract for a full explanation of the terms of this product. . statement and protect your account from the unexpected. EXHIBIT . b Issued by First National Bank of Omaha See reverse for additional Informatlo $A Account Number.4418 4091 1257 7755 • Page 001 of 002 Payment Due Date: April 19,2010 VISA ' New Balance: $6,941.83 WOMEN0FFAITH" Minimum Payment Due: $514.00 Make chedra payable to First National Bank Omaha 0 Omaah National Bank P.O.Box 2557 Amount En bled 023304 Omaha,NE 68103-2557 *PN RENATHA HAMILTON 915 INDIANA AVE Change of Address?Please - LEMOYNE PA 17043-1407 check box and complete reverse side. _ SIGN HERE to enroll In Secur.CMiu) (see massage for detain)and to authorize charges to Your account for program fees X SION HERE TO ENROLL Fpm x11100,05 4418409112577755 0000000051400 0000000694183 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Wonted of Faith®Platinum Edition®Visa Account Number. 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 03-23-10 Previous Balance $ 6,723.55 Total Credit Limit $ 6,900.00 Days in Billing Cycle 32 Payments and Credits -$ 0.00 Cash Limit• $ 0.00 Payment Due Date 04-19-10 New Transactions +$ 39.00 Available Credit $ 0.00 Amount Past Due $ 229.00 Total SSOd Available Cash $ 0.00 Minimum Payment Due $ 514.00 FINANCE CHARGES+$ 179.28 New Balance $ 6,941.83 Payment Information Late Payment Warning: If we do not receive your minimum payment by the date listed above,you may have to pay a late fee of up to$39 and your APRs may be increased to a Penalty APR of up to 29.99%. Minimum Payment Warning: If you ;IfyGtlrpakeiro8ddidonkl;: You will pay offtfie And you will endup;.; make only the minimum payment each chtirgas using;thts Caril and' balance shown on 41iis paying an astinititAtf!:T period,you will pay more In interest and ;::ettch.Titonth yOu t>aY.t;:" iatementtn about 'fatal Ot_.: ..... it will take you longer to pay off your Only the minimum payment 32 years $23,501 • balance. For Example: $10,620 $295 3 years (Savings$12,881) If you would like information about credit counseling services,call 1-866-486-6322. REWARDS SUMMARY Total points earned this month • 0 Bonus points earned this month • 0 Remember-Keep using your card to increase Total points redeemed this month • 0 your rewards total. The more you charge,the Accumulated point total 6,720 more you earn to get the rewards you want! Points expiring next month • 0 Important Inforrnation_Reaardlna Your Account Your account is past due. If your account is not already closed,your ability to use this • account has been suspended. Please submit a payment by return mall. We may report information about your account to credit bureaus. Late payments,missed payments,or other defaults on your account may be reflected in your credit report. Need Help? Online Access www.firstnational.com Customer Service Balance Transfer Hotline TOD Telecommunications Device for the Deaf Tod Free 1-888-530-3626 Toll Free 1-877-388-8231 Too Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name/Transaction Description and Debits 3-19 3-23 74418400082000082062000 LATE FEE $39.00 39.00 YliENWL7/i . Y r`u ,etµ" s..sk ".yg~nte A MgiairairaMMTErt i ( E: $ M Days co Annu�ing R AiCharge Summary t Daily e PE pGE Average Daily Balance used Periodic Rate Percentage Rate Purchases $ 6,816.01 32 0,0822% 29.990% 30.00% Cash Advance $ 0.00 32 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $179.28 Additional Information Regarding Your Account SecureCreditia)Debt Cancellation SecureCreditiet Debt Cancellation protects you and your Important information:Your purchase of the SecureCredlton family when life takes an unexpected turn.Events such product is optional.Whether or not you purchase this product will as job loss,leave of absence or loss of life can affect your not effect your credit or the terms of any existing credit agreement ale pity to pay your credit card bill.with SewreCred'R) you have with the bank.We will give you additional Infonnatlon before Debt Cancellation,you will have continued use re of your you are required to pay for this product.This informatIon will include copy of the contract containing the terms for this product.There are card and protection of your good credit rating.The monthly eligibility requirements,conditions and exdusions that could prevent program fees are only$.89 per$100 of your outstanding you from receiving benefits under this product.You should carefully new balance.Simply sign the box on the top portion of your read the contract fora full explanation of the terms of this product. statement and protect your account from the unexpected. Look For a Women of Faith Event Near You( EXHIBIT We're pairing new talent with Women of Faith favorites-all on the best weekends in spring and fall. Join us for one of our exciting new 2010 events,Over the Top or Imagine( Get the details at womenoffaith.com. Issued by First National Bank of Omaha See reverse for additional Information. Account Number.4418 4091 1257 7755 Page 001 of 002 VISA Payment Due Date: May 19,2010 New Balance: $6,594.26 WOMEN0FFAITHr Minimum Payment Due: $230.00 Make checks payable to First National Bank Omaha F National Bank P.O.Box 2557 Amount Enclosed 037641 Omaha,NE 68103-2557 RENATHA HAMILTON 915 INDIANA AVE Change (� LEMOYNE PA 17043-1407 dieck box of Address? Please side. 1 I SIGN HERE to enroll In 9ecureCredttm (see massage for details)and to authorize .charges to your account for program fees. if SIGN HERETO ENROLL Form 6167 00100 4418409112577755 0000000023000 0000000659426 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of PRIMO Platinum Edition®Visa Account Number 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 04-22-10 Previous Balance $ 6,941.83 Total Credit Limit $ 6,750.00 Days in Billing Cycle 30 Payments and Credits -$ 514.00 Cash Limit• $ • 0.00 Payment Due Date 05-19-10 New Transactions +$ 0,00 Available Credit $ 155.00 Amount Past Due $" 0.00 Total Billed Available Cash $ 0.00 Minimum Payment Due $ 230.00 FINANCE CHARGES+$ 166.43 ,New Balance $ 6,594.26 {Payment Information Late Payment Warning: If we do not receive your minimum payment by the date listed above,you may have to pay a late fee of up to$39 and your APRs may be increased to a Penalty APR of up to 29.99%. Minimum Payment Warning: If you If y9ti fliake 100 gddtllwtp! You w1t141aynd Ikle And you will andup., make only the minimum payment each •charges tl*ing this card and balance shrnvit.on this 'p'riying an:estimated`i period,you will pay more in interest and eaati'ffiontff YOU<Gap .. `st tement.in aba>rt iota!M-;; .•. it will take you longer to pay off your Only the minimum payment 32 years $22,439 balance. For Example: $10,080 $280 3 years (Savings$12,359) tf you would like information about credit counseling services,call 1-866-486-6322. REWARDS SUMMARY Total points earned this month 0 you getting read to Ian your Bonus points earned this month • 0 summer u getti n?ready your summer Total points redeemed this month : 0 Yo Accumulated point total 6,720 travel on your credit card and maximize Points expiring next month 0 • your reward earnings. Need Help? Online Access www.frrstnational.com Customer Service Balance Transfer Hotline MO Telecommunications Device for the Deer Toll Free 1-888-530-3826 rat Fee 1-877-388-8231 Toll Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name/Transaction Description and Debits 4-07 4-07 74416000097045001031657 ONLINE PAYMENT THANK YOU $514.00 CR ¢oiT.ax..1h..is Ya.m.h;.n...au,,.+. r tc.e..sir>If1 wS ,.:,..dam Trn .a. o-.r.. Y .c Y., ( ) ... ,.. '..#:f•*_�*:i1er:�r�S.tr.SS.a....1 Days Corresponding Charge Summary Rat Deity Annual PER [ GE Avers a Dal Balance Used Periodic Rate Percentage Purchases V $ 6,749.37 30 0.0822% 29,990% 30.00% Cash Advance V $ 0.00 30 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $166.43 Additional information Regarding Your Account gcureCredif SecureCred(tpr1 Debt Cancellation protects you and your family when life takes an unexpected turn.Events such ',Mordant Information:Your purchase of the SecuroCreditin; as job loss,leave of absence or loss of life can affect your product Is optional.Whether or not you purchase this product will ability to pay your credit card bill.With SecureCredittry not affect your creditor the terms of any existing credit agreement Debt Cancellation,you will have continued use of your you are a with the tbpay.ore will give you his infor Information will e a Y you of he coat to pay for ing product.terms This this information will Include There a card and protection of your good credit rating.The monthly copy of the contract containing the terms for this product.There are program fees are only$.89 per$100 of your outstanding eligibility requirements,conditions and exclusions that could prevent new balance.Simply sign the box on the top portion of your you from receiving benefits under this product.You should carefully statement and protect your account from the unexpected. read the contract for a lull explanation of the terms of this product. Join Us Fora Women of Faith Weekend! Award-winning musicians,best-selling authors,heartwarming speakers,and more combine for one-of-a-kind Women of Faith weekends. Join us in 2010 at Imagine or Over the Top! See womenoffaith.com to find out which tour will be In your area. EXHIBIT Issued by First National Bank of Omaha See reverse for additional Information. Account Number:4418 4091 1257 7755 Page 001 of 002 Payment Due Date: June 19,2010 ~ �+ VISA New Balance: $6,809.12 WOlvIEN0FEAITH- Minimum Payment Due: $510.00 Make cheeks payable to First National Bank Omaha Omaha tional Bank Amount Enclosed P.O.Box 2557 036016 Omaha,NE 68103-2557 a$. . RENATHA HAMILTON 915 INDIANA AVE LEMOYNE PA 17043-1407 Change of Address/Please f�l check box and complete reverse aide. I SIGN HERE to enroll In 8eeureCredltm (eae message tor details)and to authorize charges to your amount for program fees. X • SION HERE TO ENROLL Farm Neel 00105 4418409112577755 0000000051000 0000000680912 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Vita Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 05-24-10 Previous Balance $ 6594.26 Total Credit Limit $ 6,750.00 Days in Billing Cycle 32 Payments and Credits -$ 0.00 Cash Limit. $ 0.00 Payment Due Date 06-19-10 New Transactions +$ 39.00 Available Credit $ 0.00 Amount Past Due $ 230.00 Taal smell Available Cash $ 0.00 Minimum Payment Due $ 510.00 FINANCE CHARGES+$ 175.88 New Balance $ 6,809.12 Payment Information Late Payment Warning: If we do not receive your minimum payment by the date listed above,you may have to pay a late fee of up to$39 and your APRs may be increased to a Penalty APR of up to 29.99%. Minimum Payment Warning: If you 1f ypu(Hake ho a ftlitibri8l Yoi'wlg,payoff trig And you will end.up make only the minimum payment each cfiatges using this cold still balance shown.on this 'paying an esfhtfeted period,you will pay more in interest and .••. iota. It will take you longer to pay off your Only the minimum payment 32 years $23,050 balance. For Example: $10,404 $289 3 years (Savings$12,646) • If you would like information about credit counseling services,call 1-866.486-6322. • REWARDS SUMMARY Total points earned this month • 0 Bonus points earned this month • 0 Are you getting ready to plan your Total points redeemed this month • 0 summer vacation?Book your summer Accumulated point total 6,720 travel on your credit card and maximize Points expiring next month • 0 your reward earnings. Important Information Reperdino Your Account Your account Is past due. If your account Is not already closed,your ability to use this account has been suspended. Please submit a payment by return mail. We may report Information about your account to credit bureaus. Late payments,missed payments,or other defaults on your account may be reflected in your credit report. Need Help? online Access www.frstnatlonal.com Customer Service Balance Transfer Wane TOD Telecommunications Device for the Deal Toll Free 1-888-530.3628 Tag Free 1-877-388-8231 Top Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name/Treneactrn Description and Debits 5-19 5-24 718400144000144062000 LATE FEE 539.00 ;.N::: — - „0r'.''°`T.v,:r'. .:nrerv2i:,y,EF:asa;R� 211.S1 n0Y'a-^.rn ..hp;.gc AN x..~�:�I;:c��s'.n"r'.�u+1`ewG�;'.��1�m��.��..mista ��t�.�'a`+:.aws:<r•..�..'tai.�.�a..�.,�sh.<..:.nth;� a,`i�"��Eqqe"ark?��pa�,s..<�Fr Charge Summary Days Daily Annual mg PERCENTAGE Average Dally Balance' Periodic Role Percentage Rate PERM GE V $ 6.68628 32 0.0822% 29.990% 30.00% Cash Advance V $ 0.00 32 0.0822% 29.990% , 0.00% Billed Periodic Rate FINANCE CHARGES $175.86 Additional Information Reoardino Your Account SecureCredif SecureCredihw Debt Cancellation protects you and your family when life takes an unexpected turn.Events such Important Information:Your purchase of the SecureCredigrq as job toss,leave of absence or loss of life can affect your product Is optional.Whether or not you purchase this product will ability to pay your credit card bill.Wth SecureCrediQm not affect your credit or the terns of any existing credit agreement Debt Cancellation,you will have continued use of your you have with the bank.We will give you additional information before you are required to pay fa this product.This Information will Include a card and protection of your good credit rating.The monthly copy of the contract containing the terms for this product.There are program fees are only$.89 per$100 of your outstanding eligibility requirements,conditions and exclusions that could prevent new balance.Simply sign the box on the top portion of your you from receiving benefits under this product You should carefully statement and protect your account from the unexpected. read the contract for a full explanation of the terms of this product. • EXHIBIT • o Issued by First National Bank of Omaha See reverse for additional informs'• s • • I . Account Number:4418 4091 1257 7755 ''YY�� Page 001 of 001 .... . VISA New Balance:Due Date: July 19,2010 /✓/� Minimuam Payment Due: $$781.00 WOMEN�FAITT-t' Make dredm payable to First National Bank Omaha ©Firs National Bank Amount Enclosed Omelet P.O.Box 2557 027034 Omaha,NE 68103-2557 @ $ .. RENATHA HAMILTON 915 INDIANA AVE — LEMOYNE PA 17043-1407 Change of Address?Please check box and complete reverse side. — 4418409112577755 0000000078100 0000000701237 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Payment Due Account Summary Credit Line Statement Closing Date 08-22-10 Previous Balance $ 8,809.12 Total Credit Limit $ 6,750.00 Days in Billing Cycle 29 Payments and Credits -$ 0.00 Cash Limit• $ 0.00 Payment Due Date 07-19-10 New Transactions +$ 39.00 Available Credit $ 0.00 Amount Past Due $ 510.00 Taal stied Available Cash $ 0.00 Minimum Payment Due $ 781.00 FINANCE CHARGES+$ 164.25 New Balance $ 7,012.37 Payment Information I Late Payment Warning: If we do not receive your minimum payment by the date listed above,you may have to pay a late fee of up to$39 and your APRs may be Increased to a Penalty APR of up to 29.99%. Minimum Payment Warning: If you 1fyOi rriake no.P,ddittonal You wit)pay off 818 >Andyou Will end up make only the minimum payment each charg8S ttsingthis card-ahe)>aiance th6vin on this. ,paying an estimated period,you will pay more in interest and .each rtleett0/00:0av _:'statemetttan about °... ::totaiof.. it will take you longer to pay off your Only the minimum payment 32 years $23,775 balance. For Example: $10,728 $298 3 years (Savings$13,047) If you would like information about credit counseling services,call 1-866-486.6322. REWARDS SUMMARY Total points earned this month 0 Are you gelOng ready to plan your Bonus points earned this month • 0 summer vacation? Book your summer Total points redeemed this month 0 travel on your credit card and maximize Accumulated point total 6,720 your reward earnings. . Points expiring next month • 0 Online Access www.11rstnational.com Need Help? Customer Service Balance Transfer Hotline ToD Telecommunications Device for are neat Toll Free 1-888-530-3626 Toll Free 1-877-388-8231 Toll Free 1-800-925-2833 TRANSACTIONS Purchase Post Credits(CR) Date Date Reference Number Merchant Name I Transaction Description and Debits 6-21 6-22 74418400173000173082000 LATE FEE $39.00 :.ai cox SS"ds.;ng;.... – ..::,;.:.,.?:.":.;>.a.q:r<...;x:,.:::..x.;, �. ;:,?,>;::�,•a;. :,...>;.*.. ^.1.,. Ea>• an,$:" `::it,!xi":. x=�;. wGr�7:�,rr.. n�:.:�!Ei €,_-�.;;�rc.:!F�m1<S.SSS:t..nr3�k:�t�rG�?�z.��taci3,a,.�E�.i,y ,..:.,,..e..�'�e�k..."k.,K.a>a�^rpp,;t'ss.'tNNi�.r��:.:.r..i''�:+` Dat Dally \�Co Annual PEtitoi NDFGE Charge Summary Average Deily Balance Rate Periodic Rate Percentage Rate T Purchases V $ 6,890.75 29 0.0822% 29.990% 30.00% Cash Advance V $ 0.00 29 0.0822% 29.990% 0.00% Billed Periodic Rate FINANCE CHARGES $164.25 Additional Information Regarding Your Account Two Exciting New Women of Faith Eventsl In 2010 Women of Faith is rolling out a two-year tour.TWO teams,TWO tour routes, i and TWO new themes on every Women of Faith weekend. Join us at an Imagine or Over the Top event near yowl Visit womenoffailh.com to see when we'll be In your area. A tip about credit:Leave a cushion in your available credit It's a good idea to keep an available balance in your line of credit instead of mixing out your credit cards. When you keep a cushion in your credit,creditors will see you as a lower risk,and that can improve your overall credit rating. EXHIBIT Issued by First National Bank of Omaha , See reverse for additional information Account Number: 4418 4091 1257 7755 VISA New Balance: $7,232.43 Minimum Payment Due: $1,071.00 Payment Due Date: August 19,2010 WOMEN a FAITH- Make Meeks payable to First National sank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 027120 Omaha,NE 68103-2557 RENATHA HAMILTON 915 INDIANA AVE ❑ LEMOYNE PA 17043-1407 cirecka box anddcomplete reverse side. 4418409112577755 0000000107100 0000000723243 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Page 001 of 001 1.21 Account Summary r - Payment Information Previous Balance $7,012.37 New Balance $7,232.43 Payments -$0.00 Minimum Payment Due $1,071.00 Other Credits -$0.00 Past Due Amount $781.00 Purchases +$0.00 Payment Due Date August 19,2010 Balance Transfers +$0.00 Cash Advances +$0.00 (! Late Payment Warning: If we do not receive your minimum Fees Charged +$39.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$181.06 $39 and your APRs may be Increased to a Penalty APR of up to 29.99%. New Balance $7,232.43 Statement Closing Date 07/23/10 fie)Minimum Payment Warning: If you make only the minimum Days in t Closing i Cycle 07/23/10 payment each period,you will pay mom in interest and It will take you ys Billing Y longer to pay off your balance. For Example: Total Credit Limit $6,750.00 Ifya"make neadditional You Will And you will aeeted One*Wing Woser4 and .boon°stills statementtr oilman eannatee. Available Credit $0.00 ud fit yosyoy ;i, ales t ta[aa4 et:- Cash Limit $0.00 Available Cash $0.00 Only the minimum payment 32 years $24,504 $307 3 years $11,052 (Savings.$13,452) If you would like information about credit counseling services,cat 1-866-486.6322. 2 Customer Service Call: Toll Free 1-888-530-3626 (TOD Tefecomnamkstkrns Device for the Out i-500.n25-2833)(eaMnoe Transfer Hotline:1-877-388.82311 Save Time and Stamps by Paying Online) Visit:www.firstnational.com Cr'edltW7se0 Keeping up with your credit card bills is just part of the picture when it comes to healthy credit. If you default on your utility bills,that shows up on your report and can translate into higher rates on your other debt as a result--so make sure to pay every bill,every month. pTransaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Fees 7-19 7.23 74418400204000204082000 LATE FEE $39.00 Total Fees For This Period $39.00 Interest Charged Interest Charge on Purchases $181.06 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $181.06 Your Annual Percentage Rate(APR)Is the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 29,99%(v) $7,105.81 31 $181.06 Cash Advance 29.99%(v) $0.00 31 $0.00 2010 Total Year-to-Date Total fees charged in 2010 $195.00 Total interest charged In 2010 $1,217.49 • EXHIBIT Issued by First National Bank of Omaha See reverse for additional Information, 3 Account Number. 4418 4091 1257 7755 v,S^ew Minimum Payment Due: $1,3s.00 ~� Payment Due Date:....September 19,2010 WOMEN a FAETI-r Make chedm payable to First National Sank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 026899 Omaha,NE 68103-2557 $' RENATHA HAMILTON 915 INDIANA AVE LEMOYNE PA 17043-1407 hbennddcoe Please box ampletv e side. ri 441840913.2577755 0000000135500 0000000744411 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Page 001 of 001 Account Summary tl9 Payment Information Previous Balance $7,232.43 New Balance $7,444.11 Payments -$0.00 Minimum Payment Due $1,355.00 Other Credits -$0.00 Past Due Amount $1,071.00 Purchases +$0.00 Payment Due Date September 19,2010 Balance Transfers +$0.00 Cash Advances +$0.00 ®Late Payment Warning: If we do not receive your minimum Fees Charged +$25.00 payment by the data listed above,you may have to pay a late fee of up to Interest Charged +$186.68 $35 and your APRs may be increased to a Penalty APR of up to 29.99%. New Balance $7,444.11 Statement Closing Date 08l23I10 l! Minimum Payment Warning: If you make only the minimum Days in Statement Closing 31 payment each period,you wilt pay more in Interest and it will take you Y g Cycle longer to pay off your balance. For Example: Total Credit Limit $6,750.00 ity04 mak.metlo iouoi:: Yoaw6:py046 he balms. Andyau wap Available Credit au?k italscardeng atnwnp Mlaste(Blnentin pay hg anastmated $0.00 each Mlilahwo vay .:. ;::.bwr :;:Mmt of Cash Limit $0.00 Only the minimum payment 33 years $25,267 Available Cash $0.00 $318 3 years $11,378 (Sevings.s13,891) If you would like information about credit counseling services,call 1.888.4866322. Customer Service Call: Toll Free 1-888-530-3626 (TOO TalecommuMcatbns Device for the Deaf 1.800.025.2833)(Balance Transfer Hotline:1.077468.8231) Save Time and Stamps by Paying Online! Visit:www.firstnationai.com J Credit Wise' School loans can be a challenge,whether you're going back to school yourself or sending your child off to college. Remember that there are many government assistance programs to help.Visit ED.gov for a list) pTransaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Fees 8-19 8-23 74410400235000235062000 LATE FEE $25.00 Total Fees For Thls Period $25.00 Interest Charged Interest Charge on Purchases $186.68 Interest Charge on Cash Advances $0.00 lnteresl Charge on Balances Transfers $0.00 Total Interest For This Period $186.68 Your Annual Percentage Rate(APR)Is the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate 1 Purchases 29.99%(v) $7,326.34 31 $186.68 Cash Advance 29.99%(v) $0.00 31 $0.00 2010 Total Year-to-Date Total fees charged in 2010 $220.00 Total Interest charged in 2010 $1,404.17 EXHIBIT Issued by First National Bank of Omaha See reverse for additional Information. Account Number: 4418 4091 1257 7755 VISA New Balance: $7,664.96 Minimum Payment Due $1,650.00 N":•-•W Payment Due Date:.........October 19,2010 WOMENOF FAITH" Make checks payable to First National Bank Omaha . First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 016349 Omaha,NE 68103-2557 rN W ., a, RENATHA HAMILTON 915 INDIANA AVE y _ LEMOYNE PA 17043-1407 Change box annddcomplete Please side. _ 4418409112577755 0000000165000 0000000766496 t PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number. 4418 4091 1257 7755 Page 001 of 001 Account Summary ; Payment Information Previous Balance $7,444.11 New Balance $7,664.96 Payments -$0.00 Minimum Payment Due $1,650.00 Other Credits -$0.00 Past Due Amount .$1,355.00 Purchases +$0.00 Payment Due Date October 19,2010 Balance Transfers +$0.00 . Cash Advances +$0.00 0 Late Payment Warning: If we do not receive your minimum Fees Charged +$35.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$185.85 $35 and your APRs may be increased to a Penalty APR of up to 29.99%. New Balance $7,664.96 Statement Closing Date 09/22/10 (!)Minimum Payment Warning: If you make only the minimum Days in nt Cl i Cycle 30 payment each period,you will pay more in interest and it will take you Y Billing Y longer to pay off your balance. For Example: Total Credit Limit $8,750.00 ny makeneadditpnel vauwla;Ptyoaiheeakna >Aedyouws tidup chmges ttBag 0uo-t'ai0 ane ehcmg onihfa patement to Payingas espouled Available Credit $0.00 eaeh rwmhpa pay eboor talalot >:: Cash Limit $0.00 Only the minimum payment 33 years $26,012 Available Cash $0.00 $11,700 $325 3Yeara (Sevinga.514,312) if you would like information about credit counseling services.call 1.866-4865322. iCustomer Service Call: Toll Free 1-888-530-3626 Save Time and Stamps (MD TatewmmunkaOOne Device for the Deaf:t•900.925-2833)(Balarae Transfer Helene:/417i.388-8131)by Paying Onlinet Visit:www.firstnational.com 1 21 Credit Wise Have you secured your Identity from theft? i Remember that the most common way identity thieves get their hands on your information is by going through your trash. Be sure to shred anything with sensitive information before throwing it awayl pTransaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Fees 9-20 9-22 74418400285000265062000 LATE FEE $35.00 Total Fees For This Period $35.00 Interest Charged interest Charge on Purchases $185.85 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $185.85 Your Annual Percentage Rate(APR)Is the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 29.99%(v) $7,537.01 30 $185.85 Cash Advance 29.99%(v) $0.00 30 $0.00 2010 Total Year-to-Date Total fees charged in 2010 $255.00 Total Interest charged in 2010 $1,590.02 EXHIBIT Issued by First National Bank of Omaha See reverse for additional information. 1 {�J f Account Number. 4418 4091 1257 7755 New Balance: $7,891.35 VISA Minimum Payment Due: $1,953.00 '....,9ev Payment Due Date: November 19,2010 WON OI Make cheeks payable to First Natiow Bank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 027777 Omaha,NE 68103-2557 $/t y'.:• Y RENATHA HAMILTON 915 INDIANA AVE — LEMOYNE PA 17043-1407 Change of Address? Please check box and complete reverse aide. — 4418409112577755 0000000195300 0000000789135 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Page 001 of 002 WI Account Summary ii115 Payment Information Previous Balance $7,664.96 New Balance $7,891.35 Payments -$0.00 Minimum Payment Due $1,953.00 Other Credits -$0.00 Past Due Amount .$1,650.00 Purchases +$0.00 Payment Due Date November 19,2010 Balance Transfers +$0.00 Cash Advances 40.00 ®Late Payment Warning: If we do not receive your minimum Fees Charged +$35.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$191.39 $35 and your APRs may be increased to a Penalty APR of up to 29.99%. New Balance $7,891.35 (!.Minimum Payment Warning: If you make only the minimum Statement Closing Date 10/22(10 payment each period,you will pay more in interest and it will take you Days in Billing Cycle 30 longer to pay off your balance. For Example: Total Credit Limit $6,750.00 ayiay,n14nyutidd,net Xovn,ditayneheba4ne' Apdyeslsfartd:up aharyepasbgihihrayand ehanA*11lila eatemevtln pa}ivganastlneted Available Credit $0.00 aedi;t.04nhyou0. , '" r totrit.e Cash Limit $0.00 Only the minimum payment 33 years $26,799 Available Cash $0.00 5335 3 years 512.960 (Sevings.$14,739) 11 you would like Information about credit counseling services,call 1.866.488.6322. / Customer Service Call: Toll Free 1-888-530-3626 • (700 TeiecommunIcatkma Devi.for the Oesr.1-800-025.2833)(Balance Transfer Hotline:1-977.38e41231) Save Time and Stamps by Paying Online) Visit:www.firstnational.com VI CreditWisetM Did you know?A big part of your score depends on the percentage of your available credit you're using,so a higher balance cart lower that percentage against your available credit limit. pTransaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Fees 10-19 10-22 74416400295000295062000 LATE FEE $35.00 Total Fees For This Period $35.00 Interest Charged Interest Charge on Purchases $191.39 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $191.39 Your Annual Percentage Rate(APR)Is the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 29.99%(v) $7,761.69 30 $191.39 Cash Advance 29.99%(v) $0.00 30 $0.00 2010 Total Year-to-Date Total fees charged in 2010 $290.00 Total interest charged in 2010 $1,781.41 EXHIBIT Issued by First National Sank of Omaha See reverse for additional information. Q /� Continued next page 8 �t..�Y{ _ _ Account Number: 4418 4091 1257 7755 VISA Minimum Balance: $7,731.35 Minimum Payment Due: $1,120.00 Payment Due Date: December 19,2010 WOMENOFFAITH Make checks payable as Fist National Bank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 o2s771 Omaha,NE 68103-2557 RENATHA HAMILTON 915 INDIANA AVE LEMOYNE PA 17043.1407 the k x nd cople ree o of Address? side. II II 4418409112577755 0000000112000 0000000773135 PLEASE OETACIi HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4081 1257 7755 Page 001 of 001 Account Summary is.,;; Payment Information Previous Balance $7,891.35 New Balance $7,731.35 Payments -$160.00 Minimum Payment Due $1,120.00 Other Credits -$0.00 Past Due Amount $960.00 Purchases +$0.00 Payment Due Date December 19,2010 Balance Transfers +$0.00 Cash Advances +$0,00 (t)Late Payment Warning: If we do not receive your minimum Fees Charged +$0.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$0.00 $35 and your APRs may be increased to a Penalty APR of up to 29.99%. New Balance $7,731.35 Statement Closing Date 11/22!10 t Minimum Payment Warning: If you make only the minimum payment each period,you will pay more in interest and it will take you Days In Billing Cycle 31 longer to pay off your balance. For Example: Total Credit Limit $6,750.00 l v,ak,e?Wklen4 Ynnwdpeyofllhe awe' Aoayouwpiend up ., Available Credit 'cnergaeuemgndenerda04 :ehwmonTnleelesementrn peyingm`e`6meteo $0.00 :::.eadh moMlr yen p,Y about::. Whi o(. Cash Limit $0.00 Only the minimum payment 4 years 57,731 Available Cash $0.00 5215 3 years $7,740 (Savings.840 If you would like information about credit counseling services,call 1-866-486-6322. Customer Service Call: Toll Free 1-888-530-3626 (TOE Teiecornmunimitions Device for the Seat 1.0004254533)(Bdence Transfer Hotline:1477388.8231) Save Time and Stamps by Paying Onlinel Visit:www.firstnationai.com CreditWise'° Holiday shopping can put a strain on your credit. Keep track of your spending by collecting receipts and adding them up,like you would do when balancing a checkbook, That can help you avoid a January surprise! PTransaction Detail Trans Post Reference Transaction Credits(CR) Data Date Number Description and Debits Payments and Other Credits 11-08 11-08 74418000312075000034817 EXPEDITED PAYMENT us $160.00(CR) Fees Total Fees For This Period $0.00 Interest Charged Interest Cha.eon Purchases r.00 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $0.00 Your Annual Percentage Rate(APR)is the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 0.00% $7,813.93 31 $0.00 Cash Advance 0.00% $0.00 31 $0.00 2010 Total Year-to-Date Total fees charged In 2010 $290.00 Total Interest charged in 2010 31,781.41 • EXHIBIT Issued by First National Bank of Omaha See reverse for additional informs• 2 MOM Account Number: 4418 4091 12575 7755 VISANew Balance: $7,571.35 Minimum Payment Due: $1,120.00 Payment Due Date: January 19,2011 WOMEN of FAITH- Make checks payable to First National Bank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 016397 Omaha,NE 68103.2557 t t Tf J r bY. RENATHA HAMILTON 915 O NE PA AVE changes of Addrosa7 Please (- LEMOYNE PA 17043-1407 ched x and complete reverse side. L._- 4418409112577755 0000000112000 00000007571.35 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: 4418 4091 1257 7755 Page 001 of 001 a Account Summary ? I Payment Information Previous Balance $7,731.35 New Balance $7,571.35 Payments -$160.00 Minimum Payment Due $1,120.00 Other Credits -$0.00 Past Due Amount 4960.00 Purchases +$0.00 Payment Due Date January 19,2011 Balance Transfers +$0.00 Cash Advances +$0.00 (j)Late Payment Warning: If we do not receive your minimum Fees Charged +$0.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$0.00 $35 and your APRs may be increased to a Penalty APR of up to 29.99%. New Balance $7,571.35 Minimum Payment Warning: If you make only the minimum Statement Closing Date 12/22/10 payment each period,you will pay more in Interest and it will take you Days In Billing Cycle 30 longer to pay off your balance. For Example: Total Credit Limit $6,750.00 '1fsWUmakahnatlea601 yaswasasH:umbelancq (..: MayouwalsndYp uhMpeeMON(hb card an0 shownOnthle to amens In aA1'In0 M aalgtatisd Available Credit $0.00 eaa aws hyaupay III> ebow::: tower._ Cash Limit $0,00 Only the minimum payment 4 years 57,571 Available Cash $0.00 97,580 $210 3yeara (Savin9a.511) N you would like information about credit counseling services,call 1.866486-6322. Customer Service Call: Toil Free 1-888-530-3626 (TOD Telecommunications Device for the Oeef:1-800.925-2633)(Balance Transfer HoI0ne:1.877-38643231) Save Time and Stamps by Paying Online! Visit:www.firstnational.com Credit Wise- Happy holidays! Keep in mind that the busy holiday shopping season is also prime season for identity thieves. Keep an eye on your card at the register,destroy all sensitive documents before throwing them away,and check your credit reports for suspicious activity at least once a year. JD Transaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Payments and Other Credits 12-06 12-06 74418000340075000036345 EXPEDITED PAYMENT us $160.00(CR) Fees Total Fees For This Period $0.00 Interest Charged Interest Charge on Purchases $0,00 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $0.00 Your Annual Percentage Rate(APR)is the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 0.00% $7,640.68 30 $0.00 Cash Advance 0.00% $0.00 30 $0.00 2010 Total Year-to-Date Total fees charged in 2010 $290.00 Total interest charged in 2010 $1,781.41 EXHIBIT .0 Issued by First National Bank of Omaha See reverse for additional Infonnatio 1 Account Number: 4418 4091 1257 7755 New Balance: $7,411.35 VISA Minhnum Payment Due: $160.00 Payment Due Date: February 19,2011 WOMENoFFAITET Make checks payable to Fkst National Bank Ornate First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 027054 Omaha,NE 68103-2557 RENATHA HAMILTON 915 INDIANA AVE LEMOYNE PA 17043-1407 Cheedncgboxx anddcomplete reverse side. 4418409112577755 0000000016000 0000000741135 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number: .4418 4091 1257 7755 Page 001 of 001 Account Summary Payment Information Previous Balance $7,571.35 New Balance $7,411.35 Payments -$160.00 Minimum Payment Due $160.00 Other Credits -$0.00 Past Due Amount $0.00 Purchases +$0.00 Payment Due Date February 19,2011 Balance Transfers +$0.00 Cash Advances +$0.00 ®Late Payment Warning: If we do not receive your minimum Fees Charged +$0.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$0.00 $35 and your APRs may be Increased to a Penalty APR of up to 29.99%. New Balance $7,411.35 ®Minimum Payment Warning: If you make only the minimum Statement Closing Date 01/24/11 payment each period,you will pay more in Interest and It will take you Days In Billing Cycle 33 longer to pay off your balance. For Example: Total Creditt_imit $6,750.00 Ityw:roakaAnaddeural You:wapayo8)heyalnoa ,:AndyouwnanSup Available Credit dmgei o41n93ds9enf ions enar anmi"�'PBMIN Re3M9 ea eel mated $0.00 • aadsoreathb uys7:: ehour mlM._•Cash Limit $0.00 - ... . . .. .. ... Available Cash $0.00 only the minimum payment 4 years $7,411 $206 3 years $7,418 (Saving8.$-5) If you would like information about credit counseling services,call 1-866-486-6322. Customer Service Call: Toll Free 1-888-530-3626 (TOO Telecommunications Device for the Deet 1400-925-28331(Balance transfer Hotline:1-877458-6231) Save Time and Stamps by Paying Online! Visit:www.firstnational.com 0 Credit Wise- Give your credit rating a little boost) Paying over your minimum amount due can help reduce your account balance faster than you think and a lower average balance can help add up to a higher credit scorel pTransaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Payments and Other Credits 1-07 1-07 74418001007075000028294 EXPEDITED PAYMENT us $180.00(CR) Face Total Fees For This Period $0.00 Interest Charged Interest Charge on Purchases $0.00 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $0.00 Your Annual Percentage Rate(APR)Is the annual Interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 0.00% $7,484.07 33 $0.00 Cash Advance 0.00% $0.00 33 $0.00 2011 Total Year-to-Date Total fees charged in 2011 $0.00 Total interest charged In 2011... 50.00 EXHIBIT Issued by First National Bank of Omaha See reverse for additional informatio I , Account Number: 4418 4091 1257 7755 VISA New Balance: $7,411.35 Minimum Payment Due: $320.00 ~ r Payment Due Date: March 19,2011 WOMENaFFAITH" Make checks payable to First Netbrml Bank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 037096 Omaha,NE 68103-2557 RENATHA HAMILTON 915 INDIANA AVE ge LEMOYNE PA 17043-1407 cheack box and imp ate reverse side. E 4418409112577755 0000000032000 0000000741135 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition®Visa Account Number. 4418 4091 1257 7755 Page 001 of 002 Account Summary i Payment Information Previous Balance $7,411.35 New Balance $7,411.35 Payments -$0.00 Minimum Payment Due $320.00 Other Credits -$0.00 Past Due Amount $160.00 • Purchases +$0.00 Payment Due Date March 19,2011 Balance Transfers +$0.00 Cash Advances +$p,pp ®Late Payment Warning: If we do not receive your minimum Fees Charged +$0.00 payment by the date listed above, Interest Charged + 0.00 y you may have to pay a of up fee of 9 . 9 $ $35 and your APRs may be Increased to a Penalty APR of up to 29.99%. New Balance $7,411.35 Statement Closing Date 02/22111 C!)Minimum Payment Warning: If you make only the minimum payment each period,you will pay more in Interest and It will take you Days In Billing Cycle 29 longer to pay off your balance. For Example: Total Credit Limit a Make noti:WEpayon5.belunc Aayo e.oeu , p charsac�ua0q silsray�ae0 ehown:m dlMalateore11lin pyiyingan esiMmkd Available Credit $0.00 edclrinoaMyoaPay!i� , . ;: Cash Limit $0,00 Only the minimum payment 4 years $7,411 Available Cash $0.00 $206 3 yearn $7,416 (Savings.$-5) If you would like information about credit counseling services,call 1-868.488.8322. Customer Service Call: Toll Free 1-888-530-3626 (TDD Telecommunications Device for the Deal:1400.925-28331(Balance Transfer Hotline:1.9177.30882311 Save Time and Stamps by Paying Online! Visit:www.firstnational.com Credit Wises" Did you know that a good credit score may help you land a better Job? Many employers check credit histories of prospective employees,so responsible credit management may improve your chances of getting the job that you want. Important Information Regarding Your Account Your account is past due. If your account is not already dosed,your ability to use this account has been suspended. Please submit a payment by return mall. or) Transaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description and Debits Fees Total Fees For Thls Period $0.00 Interest Charged Interest Charge on Purchases $0.00 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period $0.00 Your Annual Percentage Rate(APR)la the annual interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used Interest Charge Summary Rate(APR) to Interest Rate Purchases 0.00% $7,411.35 29 $0.00 Cash Advance 0.00% $0.00 29 $0.00 2011 Total Year-to-Date Total fees charged in 2011 $0.00 Total interest charged in 2011 $0.00 EXHIBIT Issued by First National Bank of Omaha See reverse for additional Informer. Continued next pag A Account Number: 4418 4091 1257 7755 VISAVISANow Balance: $7,411.35 Minimum Payment Due: $960.00 �00' 0, Payment Due Date: Now Due WOMENOF FAITH" Make checks payable Is Rat National Sank Omaha First National Bank Omaha Amount of Payment Enclosed P.O.Box 2557 023406 Omaha,NE 68103-2557 Q $ f . RENATHA HAMILTON 915 INDIANA AVE g LEMOYNE PA 17043-1407 check box x and compete reverse side. ❑ 4418409112577755 0000000096000 0000000741135 PLEASE DETACH HERE AND RETURN TOP PORTION WITH YOUR PAYMENT Women of Faith®Platinum Edition/0 Viss® Account Number: 4418 4091 1257 7755 Page 001 of 001 o Account Summary Payment Information Previous Balance $7,411.35 New Balance $7,411.35 Payments -$0.00 Minimum Payment Due $960.00 Other Credits -$0.00 Past Due Amount $800.00 Purchases +$0.00 Payment Due Date Now Due Balance Transfers +$0,00 Cash Advances +$0.00 (!)Late Payment Warning: if we do not receive your minimum Fees Charged +$0.00 payment by the date listed above,you may have to pay a late fee of up to Interest Charged +$0.00 $35 and your APRs may be increased to a Penalty APR of up to 29.99%. New Balance $7,411.35 Statement C Date 06122H 1 ( Minimum Payment Warning: if you make only the minimum Days in Statement Billing Closing Cycle 11 payment each period,you will pay more in interest and it will take you Y 9 Y longer to pay off your balance. For Example: Total Credit Limit $6,750.00 aycorooMM 4dltianal ,; Ydawa pay 0 thebaloot Ana IT.ett.navp Available Credit a'aryes uagg6dansaana eltownasthlastatement la payinganeeamated $0.00 lama(noithyeapay ,teal loiwar Cash Limit $0.00 Only the minimum payment 4 years $7,411 Available Cash $0.00 $206 3 years 37,416 (Savings3-5) If you would like Information about credit counseling services,call 1-866.486-8322. Customer Service Call: Toll Free 1-888-530-3626 (TOO Telew,nmunlcsUona Devlw for the Dent 1.900-9252933)(Balance TraneRr Hotline:1-877.388.8231) Save lime and Stamps by Paying Online) Visit:www.firstnational.com VI CreditWisee A tip about credit:Leave a cushion in your available credit It's a good idea to keep an available balance In your line of credit Instead of maxing out your credit cards. When you keep a cushion in your credit,creditors will see you as a lower risk,and that can improve your overall credit rating. pTransaction Detail Trans Post Reference Transaction Credits(CR) Date Date Number Description . and Debits Fees Total Fees For This Period $0.00 Interest Charged Interest Charge on Purchases $0.00 Interest Charge on Cash Advances $0.00 Interest Charge on Balances Transfers $0.00 Total Interest For This Period • $0.00 Your Annual Percentage Rate(APR)is the annual Interest rate on your account. (v)Variable Rate Charge Annual Percentage Balance Subject Days Rate Used interest Charge Summary Rate(APR) to Interest Rate Purchases 0.00% $7,411.35 30 $0.00 Cash Advance 0.00% $0.00 30 $0.00 2011 Total Year-to-Date Total fees charged in 2011 $0.00 Total interest charged in 2011 $0.00 EXHIBIT Issued by First National Bank of Omaha See reverse for additional Information. § V VERIFICATION The undersigned verifies that the statements made in the foregoing Complaint are true and correct based to the best of his/her knowledge, information and belief and understands the statements therein made are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unworn falsification to authorities. 1/1//ft 61/4' Dwayne Heisler Vice-President,Remit Corporation IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, • Assignee of Unifund CCR, LLC, • Plaintiff • • vs. : CIVIL-LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant AFFIDAVIT OF NON-MILITARY SERVICE The Defendant is not now in the Military Service, as defined in the Soldier's and Sailor's Civil Relief Act of 1940 with amendments, and has not been in such service within thirty days hereof. Dated this-24 day of beae�L( ,2013 Raymon s . Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg, PA 17815 Phone: 570-387-1873 Fax: 570-387-6474 Department of Defense Manpower Data Results as of:Dec-23-2013 06:35:19 Center SCRA 3.0 Status Report ', Pursuant to Servicernernbers Civil Relief Act rt•F,vr•✓..Y Last Name: HAMILTON First Name: RENATHA Middle Name: Active Duty Status As Of: Dec-23-2013 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA - No NA This response reflects the individuals'active duty status based on the Active Duty Status Date Left Active Duty Within 387 Days of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This response reflects where the individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Call-Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status Service Component NA NA No NA This response reflects whether the Individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NOAA,Public Health,and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. )41(2,1, Mary M.Snavely-Dixon,Director Department of Defense-Manpower Data Center 4800 Mark Center Drive,Suite 04E25 Arlington,VA 22350 The Defense Manpower Data Center(DMDC)is an organization of the Department of Defense(DoD)that maintains the Defense Enrollment and Eligibility Reporting System(DEERS)database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act(50 USC App.§501 et seq,as amended)(SCRA)(formerly known as the Soldiers'and Sailors'Civil Relief Act of 1940). DMDC has issued hundreds of thousands of"does not possess any information indicating that the individual is currently on active duty"responses,and has experienced only a small error rate. In the event the individual referenced above,or any family member,friend,or representative asserts in any manner that the individual was on active duty for the active duty status date,or is otherwise entitled to the protections of the SCRA,you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil"URL:http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification,punitive provisions of the SCRA may be invoked against you. See 50 USC App.§521(c). This response reflects the following information: (1)The individual's Active Duty status on the Active Duty Status Date(2)Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date(3)Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC§101(d)(1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard,this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC§502(f)for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve(AGR)members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves(TARS),Marine Corps Active Reserve(ARs)and Coast Guard Reserve Program Administrator(RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration(NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA,as defined in accordance with 10 USC§101(d)(1). Many times orders are amended to extend the period of active duty,which would extend SCRA protections.Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore,some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted,but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name,SSN/date of birth,and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: 56148794S010K90 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA • REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff • vs. : CIVIL-LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant CERTIFICATE OF SERVICE I, Raymond W. Kessler, Esquire, do hereby certify that on 1212Lt,i3 I served a true and correct copy of Plaintiff's Amended Complaint upon the Attorney for Defendant by U.S. mail, first class, post pre-paid, to the following: J. Murphy Firm The Grant Building, 33''Floor 310 Grant Street, #3309 Pittsburgh, PA 15219 Respectfully submitted, Raymond W. Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg, PA 17815 Phone: 570-387-1873 Fax: 570-387-6474 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant PRAECIPE FOR JUDGMENT AND ASSESSMENT OF DAMAGES 5 {" FAILURE TO FILE ANSWER TO THE PROTHONOTARY: Kindly enter judgment against Defendant in the above captioned matter as follows: Real debt $ 8,213.34 Court Costs $ 149.83 Default Judgment $ 16.50 Interest from July 01, 2013 $ 456.35 Total: $ 8,836.02. Kindly assess damages against Defendant in the sum of $8,836.02 plus continuing interest at the statutory rate of 6%. BY: A ice" Raym'd W. Kessler, Esquire r, • IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant CERTIFICATION OF TEN (10) DAY NOTICE COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND: I, RAYMOND W. KESSLER, ESQUIRE, hereby swear and certify that a copy of the Ten (10) Day Notice was served on Defendant by regular mail on May 28, 2014. BY: Ra d W. Kessler, Esquire IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. RENATHA HAMILTON, Defendant TO: Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 : CIVIL -LAW : DOCKET NO. 13-3783 DATE OF NOTICE: May 28, 2014 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Pennsylvania Lawyer Referral Service 100 South Street, PO Box 186 Harrisburg, PA 17108 800-692-7375 717-238-6807 Raymon. Kessler, Esquire 570-387-1873 Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 Mailed to: Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. RENATHA HAMILTON, Defendant TO: Renatha Hamilton do Joseph P. Murphy, Esquire The Grant Bldng, 33rd Flr 310 Grant St # 3309 Pittsburgh, PA 15219 : CIVIL -LAW : DOCKET NO. 13-3783 DATE OF NOTICE: May 28, 2014 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Pennsylvania Lawyer Referral Service 100 South Street, PO Box 186 Harrisburg, PA 17108 800-692-7375 717-238-6807 Raymond "" essler, Esquire 570-387-1873 Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 Mailed to: Renatha Hamilton c/o Joseph P. Murphy, Esquire The Grant Bldng, 33rd FIr 310 Grant St#3309 Pittsburgh, PA 15219 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant TO: Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 Pursuant to Rule 236 of the Supreme Court of Pennsylvania, you are hereby notified that a Judgment has been entered against you in the above proceeding as indicated below. X Judgment by Default Money Judgment Judgment in Replevin Judgment of Possession Judgment on Award on Arbitration Judgment on Verdict Judgment on Court findings I IF YOU HAVE ANY QUESTIONS CONCERNING THIS NOTICE, PLEASE CALL: ATTORNEY: RAYMOND W. KESSLER, ESQUIRE AT THIS TELEPHONE NUMBER: 570-387-1873 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant AFFIDAVIT OF NON-MILITARY SERVICE The Defendant is not now in the Military Service, as defined in the Soldier's and Sailor's Civil Relief Act of 1940 with amendments, and has not been in such service within thirty days hereof Dated this 16 day of 'S�n Raymoffd W. Kessler, Esquire Attorney ID 309802 36 West Main Street Bloomsburg, PA 17815 Telephone: (570) 387-1873 Fax: (570) 387-6474 , 2014 Iiepartment of Defense Manpower Data Center Results as of : Jun -04-2014 12:54:34 PM SCRA 3.0 Status .Report Pursuant to Servicct. -mbetr Oval'lief Act Last Name: HAMILTON First Name: RENATHA Middle Name: Active Duty Status As Of: Jun -04-2014 On Active Duty On Active Duty Status Date Active Duty Start Date Active Duty End Data Status Service Component - NA NA No NA This response reflects the individuals' active duty status based on the Active Duty Status Date Left Active Duty Within 367 Da of Active Duty Status Date Active Duty Start Date Active Duty End Date Status Service Component NA NA No NA This re ponse reflects where the Individual left active duty status within 367 days preceding the Active Duty Status Date The Member or His/Her Unit Was Notified of a Future Cali -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date Status _ Service Component NA NA No NA This response reflects whether the individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 Ttie Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DoD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PC09SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: BAUATC3500175C0 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant CERTIFICATION OF ADDRESSES I certify that the precise address(es) of Plaintiff and Defendant(s) are as follows: Plaintiff: Remit Corporation 36 West Main Street Bloomsburg, PA 17815 Defendant: Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 Attorney: Joseph P. Murphy, Esquire The Grant Building, 33rd Floor 310 Grant Street # 3309 Pittsburgh, PA 15219 Respectfully submitted, Raymo : . Kessler, Esquire PA ID #309802 36 West Main Street Bloomsburg, PA 17815 Telephone: (570) 387-1873 Fax: (570) 387-6474 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant NOTICE OF ENTRY OF JUDGMENT ( ) Notice is hereby given that a above -captioned matter has been entered against you in the amount of $8,836.02 on J CAE )-7 , 20 J � . ( in the ) A copy of all documents filed with the Prothonotary in support of the within judgment is/are enclosed. Prothonotary Civil" iv. By: If you have any questions regarding this Notice, please contact the filing party: NAME: Raymond W. Kessler, Esquire ADDRESS: 36 West Main Street Bloomsburg, PA 17815 TELEPHONE NO: 570-387-1873 (This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: NAME: Renatha Hamilton Joseph P. Murphy, Esquire 915 Indiana Avenue The Grant Building, 33rd Floor Lemoyne, PA 17043 310 Grant Street # 3309 Pittsburgh, PA 15219 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. RENAJHA HAMILTON, ciis ana /' Defendant 1-e^le0s4 P 4- 17040 : CIVIL -LAW -0 =ET; : DOCKET NO. 13-3783 -- E METRO BANK, 66- / to 4d 14 ve. Garnishee e PRAECIPE FOR WRIT OF EXECUTION (MONEY JUDGMENT) To the Prothonotary: Issue a Writ of Execution in the above matter, (1) directed to the Sheriff of Cumberland County, Pennsylvania (2) against RENATHA HAMILTON, defendant; and (3) Against Metro Bank, Garnishee; (4) and index this Writ in the judgment index and (a) against RENATHA HAMILTON, defendant(s), and (b) against Metro Bank, as garnishee, as a lis pendens against real property of the defendant in name of garnishee(s) as follows: N/A (5) Amount Due: $ 8,836.02 Interest from 06/17/2014 $ 177.20 Credits $ 0.00 Costs to be added: Clerks Fee: $ 29.00 Sheriff: $ 150.00 *21- 0 a Pd g.415 Total: $ 9,192.22 yd . 08 Dated this 1k day of M Je4 "<14 /o3.13 r 9.7S Raymon`W. Kessler, PA ID #309802 Attorney for Plaintiff i �i - 36 West Main Street fl • Oi Pal I-& Bloomsburg, PA 17815 Phone: (570) 387-1873 Fax: (570) 387-6474 00.21 / This communication is from a debt collector attempting to collect a debt. 3/38 Any information obtained will be used for that purpose. I X414- OF CX �Ss(Jed CD CA) C.) THE COURT OF COMMON PLEAS CUMBERLAND COUNTY PA DAVID D. BUELL, PROTHONOTARY One Courthouse Square • Suite100 • Carlisle, PA • 17013 (717) 240-6195 www.ccpa.net Remit Corporation, assignee of Unifund CCR, LLC - Vs. NO 13-3783 Civil Term CIVIL ACTION — LAW Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 WRIT OF EXECUTION (Pa R.C.P. 3252) TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the judgment, interest and costs against Renatha Hamilton Defendant (s) (1) you are directed to levy upon the property of the defendant (s) and to sell the defendant (s) interest therein; (2) you are also directed to attach the property of the defendant (s) not levied upon in the possession of Metro Bank - 65 Ashland Avenue, Carlisle, PA 17013GARNISHEE(S), as garnishee, Metro Bank (Specifically describe property) and to notify the garnishee that (a) an attachment has been issued; (b) except as provided in paragraph (c), the garnishee is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (c) the attachment shall not include (i) the first $10,000 of each account of the defendant (s) with a bank or other financial institution containing any funds which are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy orattachment under Pennsylvania or federal law. (ii) each account of the defendant (s) with a bank or other financial institution in which funds on deposit exceed $10,000.00 at any time if all funds are deposited electronically on a recurring basis and are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law. (iii) any funds in an account of the defendant (s) with a bank or other financial institution that total $300 or less. If multiple accounts are attached, a total of $300 in all accounts shall not be subject to levy and attachment as determined by the executing officer. The funds shall be set aside pursuant to the defendant (s) general exemption provided in 42 Pa.C.S. § 8123. 1 (3) if property of the defendant (s) not levied upon and subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify such other person that he or she has been added as a garnishee and is enjoined as above stated. Amount Due $8,836.02 Plaintiff Paid Interest from 06/17/2014 - $177.20 Law Library $.50 Attorney's Comm. % Due Prothonotary $2.25 Attorney Paid $215.08 Other Costs Date: 11/24/14 (Sea REQUESTING PARTY: Name : Raymond W. Kessler, Esq. Address: 36 West Main Street Bloomsburg, PA 17815 Attorney for: Plaintiff Telephone: 570-387-1873 Supreme Court ID No. 309802 if/ par,elet David D. Buell, Prothonotary By: MAJOR EXEMPTIONS UNDER PENNSYLVANIA AND FEDERAL LAW 1. $300 statutory exemption 2. Bibles, school books, sewing machines, uniforms and equipment 3. Most wages and unemployment compensation 4. Social Security benefits 5. Certain retirement funds and accounts 6. Certain veteran and armed forces benefits 7. Certain insurance proceeds 8. Such other exemptions as may be provided by law ges;(-- Deputy 2 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant vs. METRO BANK, Garnishee C:) AFFIDAVIT OF NON-MILITARY SERVICE The Defendant is not now in the Military Service, as defined in the Soldier's and Sailor's Civil Relief Act of1940 with amendments, nor has been in such service within thirty days hereof. Dated this If\ day of kJ Ov. , 2014 Raymon Kessler, PA ID #309802 Attorney for Plaintiff 36 West Main Street Bloomsburg, PA 17815 Phone: (570) 387-1873 Fax: (570) 387-6474 This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Department of Defense Manpower Data Center Status Report Pursuant to Se 'c embers Civil Relief Act Last Name: HAMILTON First Name: RENATHA Middle Name: Active Duty Status As Of: Oct -17-2014 Results as of : Oct -17.2014 08:19:11 AM SCRA 3.0 " - " On Active Duty On Active Duty Status Date - Active Duty Start Date • . _ - " Active Duty End Date Status Service Component NA NA No: NA This response reflects the Individuals' active duty status based on the Active Duty Status Date Lee Active Duty Within 367 Days of Active Duty Status Dale Active Duty Start Date Active Duty End Date .' Status - Service Component NA -:- NA ,: ;... : -No �. .. NA This response reflects where the Individual left active duty status within 367 days preceding the Active Duty Status Date " - The Member or His/Her Unit Was Notifiedofa Future Call -Up to Active Duty on Active Duty Status Date Order Notification Start Date Order Notification End Date - Status Service Component NA NA - - : No NA This response reflects whether the Individual or his/her unit has received early notification to report for active duty Upon searching the data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the status of the individual on the active duty status date as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty. Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 4800 Mark Center Drive, Suite 04E25 Arlington, VA 22350 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense (DOD) that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Servicemembers Civil Relief Act (50 USC App. § 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced only a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual was on active duty for the active duty status date, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL: http://www.defenselink.mil/faq/pis/PCO9SLDR.html. If you have evidence the person was on active duty for the active duty status date and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. § 521(c). This response reflects the following information: (1) The individual's Active Duty status on the Active Duty Status Date (2) Whether the individual left Active Duty status within 367 days preceding the Active Duty Status Date (3) Whether the individual or his/her unit received early notification to report for active duty on the Active Duty Status Date. More information on "Active Duty Status" Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d) (1). Prior to 2010 only some of the active duty periods less than 30 consecutive days in length were available. In the case of a member of the National Guard, this includes service under a call to active service authorized by the President or the Secretary of Defense under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position In the unit they support. This includes Navy Training and Administration of the Reserves (TARs), Marine Corps Active Reserve (ARs) and Coast Guard Reserve Program Administrator (RPAs). Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps). Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and Includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. SCRA protections are for Title 10 and Title 14 active duty records for all the Uniformed Services periods. Title 32 periods of Active Duty are not covered by SCRA, as defined in accordance with 10 USC § 101(d)(1). Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of the SCRA extend beyond the last dates of active duty. Those who could rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected WARNING: This certificate was provided based on a last name, SSN/date of birth, and active duty status date provided by the requester. Providing erroneous information will cause an erroneous certificate to be provided. Certificate ID: FE8BI42900AFW40 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, 3 s Plaintiff m CD vs. : CIVIL -LAW X-- Cc:D —a RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant v "_ vs. METRO BANK, Garnishee CERTIFICATION OF ADDRESSES I certify that the precise address(es) of Plaintiff, Defendant(s) and Defendants Attorney are as follows: Plaintiff: Remit Corporation 36 West Main Street Bloomsburg, PA 17815 Defendant: Renatha Hamilton 915 Indiana Avenue Lemoyne, PA 17043 Garnishee Metro Bank 65 Ashland Avenue Carlisle, PA 17013 Attorney: The J. Murphy Law Firm The Grant Bldng, 33rd Flr 310 Grant St # 3309 Pittsburgh, PA 15219 Respectfully Submitted, Ra ^'d W. Kessler, PA ID #309802 Attorney for Plaintiff 36 West Main Street Bloomsburg, PA 17815 Phone: (570) 387-1873 Fax (570)387-6474 This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. —A c.; C -1'1 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY QF'F.CGCFTHZE'4 IFF t r 4„Lt riOF� t 1 (C,E T HE PiROTNOHO n14 OEC -2 PPS 3:.18 CUMBERLAND COUNTY PENNSYLVANIA Remit Corporation vs. Renatha Hamilton Case Number 2013-3783 SHERIFF'S RETURN OF SERVICE 12/01/2014 03:03 PM - William Cline, Deputy, who being duly sworn according to law, attached as herein commanded all goods, chattels, rights, debts, credits, and monies of the Defendant, in the hands, possession, or control of the within named garnishee, Metro Bank, 65 Ashland Avenue, Carlisle Borough, Carlisle, PA 17013, Cumberland County, by handing to Jane Adams, Manager, personally three copies of interrogatories together with three true and attested copies of the Writ of Execution and made the contents there of known to her. The writ of execution and notice to defendant was mailed on December 2, 2014to Renatha Hamilton at 915 Indiana Avenue, Lemoyne, PA 17043. Al CLINE, DEPUTY SO ANSWERS, December 02, 2014 RNY R ANDERSON, SHERIFF (c) CouniySuito Sheriff, Teieosott, Inc. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEAIITH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff vs. : CIVIL -LAW RENATHA HAMILTON, : DOCKET NO. 13-3783 Defendant vs. METRO BANK, Garnishee answers -� INTERROGATORIES TO GARNISHEE TO: Metro Bank 65 Ashland Avenue Carlisle, PA 17013 You are required to file answers to the following interrogatories within twenty (20) days after service upon you. Failure to do so may result in judgment against you. If you need additional information such as:a social security number, contact the attorney listed at the end of this document. 1. At the time you were served or at any subsequent time did you owe the defendant any money or were you liable to the defendant on any negotiable or other written instrument, or did the defendant claim that you owed the defendant any money or were liable to the defendant forany reason? Defendant has account xxxx4851 which is a joint spousal Defendant has account with less than, $300 exemption 2. At the time you were served or at any subsequent time was there in your possession, custody or control or in the joint possession, custody or control of yourself and one or more other persons•any property. of any nature owned solely or in part by the defendant? no' 3. At the time you were served or at any. subsequent time did you hold legal title to any property of any nature owned solely or in part by the defendant or in which defendant held or claimed any interest no 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had an interest? no 5. At any time before or after you were served did the defendant transfer or deliver any property to you or to any person or place pursuant to your direction or consent and if so what was the consideration thereof? no 6. At any time after you were served did you pay, transfer or deliver any money or property to the defendant or to any person or place pursuant to the defendant's direction or otherwise discharge any claim of the defendant against you? no 7. If you are a bank or other institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, identify each account and state the amount of funds in each account, and the entity electronically depositing those funds on a recurring basis. see answer to question 1 8. If you are a bank or other institution, at the time you were served or at any subsequent time did the defendant have fiends on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. § 8123? If so, identify each account. see answer to quetion 1 9. If your answer to any of the above is in the affirmative, state the amount on deposit or owed or describe the property in detail and provide any other particulars of the transaction as may be relevant to this attachment. COMPLETED BY: Signature Title Interrogatories submitted to garnishee by: Raymcd W. Kessler, PA ID #309802 Attorney for Plaintiff 36 West Main Street Bloomsburg, PA 17815 Phone: 570-387-1873 Fax: 570-387-6474 Name (print) This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. § 4904 relating to unsworn falsifications to authorities, that he/she is Jennifer Hilbish Levy Specialist (Title) (Name) of Metro Bank, garnishee herein, (Company) that he/she duly authorized to make this verification, and that the facts set forth in the foregoing Answers to Interrogatories are true and correct to the best of his/her knowledge, information and belief. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMIT CORPORATION, Assignee of Unifund CCR, LLC, Plaintiff VS. CIVIL-LAW RENATHA HAMILTON, DOCKET NO. 13-3783 Defendant VS. METRO BANK, Garnishee PRAECIPE TO DISCONTINUE ATTACHMENT To the Prothonotary: Kindly discontinue the Writ of Execution against METRO BANK. SUBMITTED BY: Raymo . Kessler, PA ID #309802 Attorney for Plaintiff 36 West Main St. Bloomsburg, PA 17815 Tel. (570)387-1873 Fax (570)387-6474 Q U4 69,:5qd CL-H aa� 00x1-vF IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY COMMONWEALTH OF PENNSYLVANIA REMITCORPORATION, Assignee of tJnifund CCR, LLC, Plaintiff VS. CIVIL-LAW RENATHA HAMILTON, DOCKET NO. 13-3783 Defendant vs. METRO BANK, Garnishee INTERROGATORIES TO GARNISHEE TO: Metro Bank 65 Ashland Avenue Carlisle, PA 17013 �..ou are required to file answers to the following interrogatories within twenty(20) days after service upon you. Failure to do so may result in judgment against you. If you need additional information such as a social security number, contact the attorney listed at the end of this document. 1. At the time you were served or at any subsequent time did you owe the defendant any money or were you liable to the defendant on any negotiable or other written instrument, or did the defendant claim that you owed the defendant any money or were liable to the defendant for any reason? Defendant has account xxxx4851 which is a joint spousal Defendant has account with less than $300 exemption 2. At the time you were served or at any subsequent time was there in your possession, custody or control or in the joint possession, custody or control of yourself and one or more other persons any property of any nature owned solely or in part by the defendant? no 3. At the time you were served or at any subsequent time did you hold legal title to any property of any nature owned solely or in part by the defendant or in which defendant held or claimed any interest no 4. At the time you were served or at any subsequent time did you hold as fiduciary any property in which the defendant had an interest? no 5. At any time before or after you were served did the defendant transfer or deliver any property to you or to any person or place pursuant to your direction or consent and if so what was the consideration thereof? no 6. At any time after you were served did you pay, transfer or deliver any money or property to the defendant or to any person or place pursuant to the defendant's direction or otherwise discharge any claim of the defendant against you? no 7. If you are a bank or other institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which funds are deposited electronically on a recurring basis and which are identified as being funds that upon deposit are exempt from execution, levy or attachment under Pennsylvania or federal law? If so, identify each account and state the amount of funds in each account, and the entity electronically depositing those funds on a recurring basis. see answer to question 1 8. If you are a bank or other institution, at the time you were served or at any subsequent time did the defendant have funds on deposit in an account in which the funds on deposit, not including any otherwise exempt funds, did not exceed the amount of the general monetary exemption under 42 Pa.C.S. § 8123? If so, identify each account. see answer to quetion 1 9. If your answer to any of the above is in the affirmative, state the amount on deposit or owed or describe the property in detail and provide any other particulars of the transaction as may be relevant to this attachment. COMPLETED BY: Signature Name(print) Title Interrogatories submitted to garnishee by: Raymc�d W. Kessler, PA ID #309802 Attorney for Plaintiff 36 West Main Street Bloomsburg, PA 17815 Phone: 570-387-1873 Fax: 570-387-6474 This communication is from a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA. C.S. § 4904 relating to unsworn falsifications to authorities, that he/she is Jennifer Hilbish (Name) Levy Specialist of Metro Bank, garnishee herein, (Title) (Company) that he/she duly authorized to make this verification, and that the facts set forth in the foregoing Answers to Interrogatories are true and correct to the best of his/her knowledge, information and belief. �i~ SIGN URE)